This study examined the accessibility of remittances and their effect during a disaster in
Thumpakhar VDC. It employed mixed method of data collection to examine the inequalities
in a society. The inequality of wealth and savings at household level was found highly shaped
by Caste system which privileges high caste and disadvantages low caste in migration
opportunities. The result showed that poor and low Caste people are least included in the
migration process which revealed many socio-economic barriers they encounter in choosing
migration as a livelihood strategy. Further, the role of remittance in disaster preparedness and
post-disaster response was empirically tested in the context of various amount of remittance
from different destinations. Most interestingly, the selection of these destinations
domestically, in the Middle East, and in Western countries was found to be dependent on
Caste they belong to. These selections impacted the remittance outcome, and correspondingly
the resilience during aftermath of disaster. This study found that low caste people besides
being socially rejected in normal times become most vulnerable during the natural disasters
due to poor social network and low access to remittance. Therefore, this thesis suggests that
low caste people need special programs to help reinvent themselves as a capable workforce to
be included in the migration process.