DDI_WLD_2002_FA_v01_M 2011-01-19 NADA Version 01 (January 2011) Financial Access 1995-2002 FA 1995-2002 WLD_2002_FA_v01_M Thorsten Beck, Edward Al-Hussainy, Asli Demirguc-Kunt and Bilal Husnain Zia NADA Development Research Group Macroeconomics - Indicators This pooled database is the result of a recent stock-taking exercise, which has assembled data from all the Living Standards Measurement Study containing financial access data. World Sample survey data [ssd] The scope of WLD 2002 FA includes: - Financie and credit - Demographics - Education - Living standards (consumption and/or income) - Labor market Other [oth] Use of the dataset must be acknowledged using a citation which would include: - the Identification of the Primary Investigator - the title of the survey (including country, acronym and year of implementation) - the survey reference number - the source and date of download Example: Thorsten Beck et al. Financial Access (FA) 1995-2002. Ref. WLD_2002_FA_v01_M. Dataset downloaded from http://microdata.worldbank.org on [date]. The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses. pooled 67209 24 67209 ALB ARM AZE BGR ECU GHA GTM JAM KGZ NIC PAN ROM VNM 67209 1995 1996 1998 1999 2000 2001 2002 67209 4.61e-05 0.974 0.238 0.378 individual weight individual weight individual weight individual weight individual weight 67209 1 7340 484.632 815.428 age age age age age 67200 9 2 110 47.695 15.636 Household size Household size Household size Household size Household size 67209 1 33 4.48 2.45 HHSIZE is the number of people in the household. =1 if male =1 if male =1 if male =1 if male =1 if male 67196 13 1 Sysmiss MALE takes on the value one if the head of household is male, and zero if it is female. =1 if married (legally or not) =1 if married (legally or not) =1 if married (legally or not) =1 if married (legally or not) =1 if married (legally or not) 67104 105 1 Sysmiss MARRIED is a dummy for being married. =1 if reads and writes =1 if reads and writes =1 if reads and writes =1 if reads and writes =1 if reads and writes 63312 3897 1 Sysmiss LITERATE is a dummy variable that takes on the value one if the head of household is literate and zero otherwise 55079 12130 28 7.129 4.921 YEDU are years of formal education. Both variables on average show positive correlations with use of financial services. =1 if urban =1 if urban =1 if urban =1 if urban =1 if urban 67209 1 URBAN is a dummy that takes on the value one if a household lives in an urban area. 1=employed, 2=unemployed, 3=inactive 1=employed, 2=unemployed, 3=inactive 1=employed, 2=unemployed, 3=inactive 1=employed, 2=unemployed, 3=inactive 1=employed, 2=unemployed, 3=inactive 61361 5848 1 2 3 Sysmiss =1 has and account =1 has and account =1 has and account =1 has and account =1 has and account 39453 27756 1 Sysmiss HACCOUNT is a dummy variable that takes on the value one if at least one member of the household has a bank account. =1 if he or she received a loan =1 if he or she received a loan =1 if he or she received a loan =1 if he or she received a loan =1 if he or she received a loan 34883 32326 1 Sysmiss HLOAN is a dummy variable that takes on the value one if at least one member of the household has received a loan over the past 12 months. =1 own house =1 own house =1 own house =1 own house =1 own house 51779 15430 1 Sysmiss total household income total household income total household income total household income total household income 61207 6002 1212499968 3454476.309 13776954.275 YHTOT is the imputed total household income and the sum of labor come and non-labor-income for all household members. 61361 5848 1 Sysmiss unemployed 61361 5848 1 Sysmiss inactive people 61361 5848 1 Sysmiss 67200 9 1 Sysmiss AGE1 is a dummy variable that takes on the value one if the head of household is between 20 and 40. 67200 9 1 Sysmiss AGE2 is a dummy variable that takes on the value one if the head of household is between 40 and 60. 67200 9 1 Sysmiss AGE3 is a dummy variable that takes on the value one if the head of household is over 60. 67200 9 1 Sysmiss 61207 6002 323336.406 3511.488 6959.091