{"type":"survey","doc_desc":{"title":"ROU_2010_FLS_v01_M","idno":"DDI_ROU_2010_FLS_v01_M_WB","prod_date":"2012-04-30"},"study_desc":{"title_statement":{"idno":"ROU_2010_FLS_v01_M","title":"Financial Literacy and Financial Services Survey 2010","alt_title":"FLS 2010"},"authoring_entity":[{"name":"Institute for World Economy (Romanian Academy)","affiliation":""}],"production_statement":{"prod_date":"2012-04-30","funding_agencies":[{"name":"World Bank","abbreviation":"","role":""}]},"distribution_statement":{"depositor":[{"name":"","abbreviation":"","affiliation":""}]},"series_statement":{"series_name":"Other Household Survey [hh\/oth]","series_info":"Other reviews of consumer protection and financial literacy have been prepared (in chronological order) for the Czech Republic, Slovakia, Azerbaijan, Croatia, the Russian Federation, Lithuania and Bulgaria. The set of published reviews can be downloaded at www.worldbank.org\/eca\/consumerprotection."},"study_info":{"abstract":"The survey is the follow-up of the Diagnostic Review on Consumer Protection and Financial Literacy conducted by the World Bank in 2008-2009. The Diagnostic Review in Romania was the fourth in a World Bank-sponsored pilot program to assess consumer protection and financial literacy in developing and middle-income countries.1 The objectives of this Review were three-fold to: (1) refine a set of good practices for assessing consumer protection and financial literacy, including financial literacy; (2) conduct a review of the existing rules and practices in Romania compared to the good practices; and (3) provide recommendations on ways to improve consumer protection and financial literacy in Romania. The Diagnostic Review was prepared at the request of the National Authority for Consumers' Protection (ANPC), whose request was endorsed by the Ministry of Economy and Finance. Support was provided by the National Bank of Romania (BNR), which supervises banks and non-bank credit institutions. Further assistance was given by the supervisory commissions for securities (CNVM), insurance (CSA) and private pensions (CSSPP). \n\nThe Diagnostic Review found that the basic foundations needed for consumer protection and financial literacy are in place in Romania but they benefit from further strengthening support. The Review proposes improvements in six areas: consumer awareness, information and disclosure for consumers, professional competence, dispute resolution, financial education and financial literacy surveys. \n\nConsequently, in 2010 the World Bank commissioned a nation-wide survey of the levels of financial literacy. A consultant (sociologist Manuela Sofia Stanculescu) developed the survey methodology (sampling methodology and questionnaire) in line with the Financial Literacy Survey in Russia (the World Bank, 2008) and the baseline survey Financial Capability in the UK (Financial Services Authority, 2005).2 The final form of the questionnaire was agreed with representatives of the National Bank of Romania (BNR), the Romanian Banking Institute (IBR), the National Authority for Consumers' Protection (ANPC), and the Financial Companies Association in Romania (ALB). The Institute for World Economy (Romanian Academy) collected the data in May 2010. \n\nThe main objective of this work is the establishment (and later the evaluation) of a well targeted national program of financial education.","coll_dates":[{"start":"2010-05","end":"2010-06","cycle":""}],"nation":[{"name":"Romania","abbreviation":"ROM"}],"geog_coverage":"National","analysis_unit":"Household, individual","universe":"Non-institutionalized persons aged 18 or older","data_kind":"Sample survey data [ssd]"},"method":{"data_collection":{"sampling_procedure":"The sample of the survey is probabilistic, two-stage, stratified, representative at national level with an error of +\/- 3% at a 95% confidence level. \n\nThe sample is based on two stratification criteria: (i) historical region (8 regions) and (ii) type of locality (7 types depending on the city size, in urban areas, and on the synthetic index of community development,4 in the rural ones).\n\nThe sample volume is 2048,5 out of which 148 cases represent a boost of persons aged 16, 17 or those had their 18th birthday after November 2009.6 Respondents were randomly selected from electoral registers corresponding to 185 voting sections (randomly selected), located in 141 localities (77 communes, 63 towns\/cities and the capital Bucharest). \n\nThe sample includes a slight over-representation of men, rural respondents, and elderly particularly due to the boost of young but also to the fact that people left abroad concentrate among the 25-44 age category. Nevertheless, the sample fairly reproduces the structure (by gender, age categories and area of residence) of the country population 16+ years according to the data for 2009 provided by the National Institute for Statistics. Socio-demographic structure of the sample is presented in table 3 of the survey report. \n\nDemographic data and data regarding the use of financial services were collected for all members of respondents? households. In the respondents? households live 5406 persons overall. This extended sample has also a slight over-representation of rural respondents and an under-representation of children (0-14 years) and persons 25-24 years (most probably young people who left abroad with children). \n\n\nMORE INFORMATION ON THE SAMPLING METHODOLOGY \n\nSample volume: 2,200 non-institutionalized persons aged 18 or older. In addition, the sample will be boosted with 180 persons aged 16-18 years old. Overall, at least 2,000 valid questionnaires should be completed during fieldwork. \n\nType of the sample: Probabilistic, two-stage, stratified, representative at national level, with an error of +\/- 2.8% at a 95% confidence level. \n\nStratification criteria: The sampling scheme is based on two stratification criteria \n\n(a) Historical region (8 regions) \n(b) Type of locality, with 7 theoretical strata \n\ni. Urban areas - 4 strata \n1. very small towns under 30 thou inhabitants \n2. small towns 30,001-100 thou inhabitants \n3. medium cities 100,001-199 thou inhabitants \n4. large cities 200 thou inhabitants or more \n\nii. Rural areas - 3 strata determined based on the synthetic index of community development 37 \n1. poor communes (the 30% communes with the lowest level of development within the country) \n2. medium developed communes \n3. developed communes (the 30% communes with the highest level of development within the country). \n\nSampling stages: The sampling scheme includes two stages. \n\nSampling units: There are two sampling units corresponding to the two sampling stages. In the first sampling stage, voting sections are selected and in the second stage, non-institutionalized persons aged 18 years or more. \n\nSelection: Random selection in all sampling stages. \n\nSampling scheme: In the first stage the sample is distributed proportionally with the volume of population for each of the 56(= 8 x 7) theoretical strata different from zero. \n\nThe corresponding number of voting sections for each strata is determined taking into account on the one hand, the volume of each strata sub-sample (= sample size x share of total population in that strata) and, on the other hand, a minimum level of 10 questionnaires for each sampling point. The voting sections which will represent sampling points are then randomly selected based on the exhaustive national list of voting sections (the latest available from the Permanent Electoral Authority). \n\nThe sample has 188 sampling points (voting sections) of which 104 are in urban areas, and 84 are in rural localities, including the capital city. \n\nFor each sampling point is computed the number of corresponding questionnaires by dividing the strata sub-sample by the number of sampling points of that strata. \nIn the second sampling stage, the electoral registers corresponding to the voting sections (selected as sampling points) are used as sampling frame. Non-institutionalized persons aged 18 or more are randomly selected from the electoral registers based on the mechanical step method.\n\nIn those localities where the electoral registers are not available (or the municipality do not grant access), the random route method will be used. All these cases will be specified and explained in the fieldwork report, except for Bucharest, where the random route method will be used for all voting sections, as the rate of replacement from electoral registers is high in all national representative surveys. \n\nThe electoral registers include only persons 18 years or more. Accordingly, the sample will include a boost of persons aged 16, 17 or persons that had their 18th birthday after November 2009.39 For each voting section, one person aged 16-18 years will be added. They will be selected based on the random route method.","coll_mode":"Face-to-face [f2f]","coll_situation":"Ensuring data quality \n\n- the consultant company trained the field interviewers regarding the sampling rules, with special attention paid to the individuals? selection and replacement. \n- for each person selected in the sample will be completed the first page of the questionnaire, which includes identification variables needed for computing the error. \n- replacement of persons is allowed only in the following cases: \n  * The person does not live at the address mentioned in the electoral register or s\/he is absent for the entire period of data collection \n  *  Interview refusal - for reducing the refusal rate, training and constant monitoring of the field interviewers is needed, particularly given the complexity of the questionnaire \n  * Use the \"three visits rule\": a selected person can be replaced only after three visits at different hours and days, with at least one weekend day.","weight":"Data used in the survey report are not weighted."},"analysis_info":{"response_rate":"The overall response rate of the survey is 95.2%. More detailed information is provided in \"Table 2 Response rates and quality of the sampling frame by sampling method (%) \" of the survey report."}},"data_access":{"dataset_use":{"cit_req":"Use of the dataset must be acknowledged using a citation which would include:\n- the Identification of the Primary Investigator\n- the title of the survey (including country, acronym and year of implementation)\n- the survey reference number\n- the source and date of download","disclaimer":"The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses."}}},"data_files":[{"file_id":"F1","file_name":"Household_RO","description":"1. This file contains all the data from the questionnaire in addition to 9 descriptive variables on the respondent's locality. \n\n2. The information on each individual in each household asked in Sections E and F are available just for the first respondent in the household in this file. All the other data on the other individuals in each household is available in the dataset entitled Individual_RO. See Section E and F of the questionnaire. \n\n3. There are two responses to question AO7: 1) AO7_A and AO7_B. Although respondents were supposed to have only one answer, there appear to be two. \n\n4. There are some variables that have additional responses not listed in the questionnaire. These are: \nAO7_A and AO7_B - additional response is 6 or other \nISF8_97 - additional response is 97 or don't know \nSF1 - SF6 - additional response is 19 or I don't use financial services \n\n5. There is a variable that is in the questionnaire, but is currently not in the dataset. This variable is AO4. \n\n6. The options of questions CSF2 contain a typo which has not been corrected in the final questionnaire and which significantly influenced the response pattern. Instead of \"More than 18,000 lei\", \"Exactly 18,000 lei\", \"Less than 18,000 lei\" the amount of \"10,800\" lei should have been mentioned. Every user, who is inclined to use the collected responses to this question CSF2 in any cross-country analysis, should be aware of this measurement error.","case_count":"2389","var_count":"310","producer":null,"data_checks":null,"missing_data":null,"version":null,"notes":null},{"file_id":"F2","file_name":"Individual_RO","description":"This file contains the information on each individual in each household asked in Sections E and F are available for those that did not directly respond to the questionnaire. See Section E and F of the questionnaire.","case_count":"5365","var_count":"15","producer":null,"data_checks":null,"missing_data":null,"version":null,"notes":null}],"variables":[{"vid":"V1","name":"Q_ID","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1","var_end_pos":"4","var_width":"4","var_rec_seg_no":"1","labl":"Questionnaire_ID","var_val_range":[{"units":"REAL","min":"1","max":"2391"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2391","type":"max"},{"value":"1196.001","type":"mean"},{"value":"690.615","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V2","name":"RI","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"5","var_end_pos":"5","var_width":"1","var_rec_seg_no":"1","labl":"Interview result","var_val_range":[{"units":"REAL","min":"1","max":"8"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"interview accepted","stats":"2026","type":"freq"},{"value":"2","labl":"refusal","stats":"99","type":"freq"},{"value":"3","labl":"person is not in the locality the entire month","stats":"30","type":"freq"},{"value":"4","labl":"person is abroad","stats":"55","type":"freq"},{"value":"5","labl":"person could not be contacted after 3 visits","stats":"84","type":"freq"},{"value":"6","labl":"person is impossible to be contacted (ex. deceased)","stats":"31","type":"freq"},{"value":"7","labl":"house non-occupied, does not exist etc","stats":"30","type":"freq"},{"value":"8","labl":"other situation","stats":"34","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V3","name":"RI_ALTA","file_id":"F1","var_intrvl":"discrete","var_start_pos":"6","var_end_pos":"79","var_width":"74","var_rec_seg_no":"1","labl":"Reponse to RI if respondent selected other","var_sumstat":[{"value":"34","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"A Divorce and lives in another town","labl":null,"stats":"1","type":"freq"},{"value":"Ancient of 91 years who does not hear and the only person in the household","labl":null,"stats":"1","type":"freq"},{"value":"Arrested","labl":null,"stats":"2","type":"freq"},{"value":"Disabled person","labl":null,"stats":"1","type":"freq"},{"value":"Does not live in city","labl":null,"stats":"2","type":"freq"},{"value":"Home in another locality","labl":null,"stats":"1","type":"freq"},{"value":"Home in another town","labl":null,"stats":"1","type":"freq"},{"value":"House sold","labl":null,"stats":"2","type":"freq"},{"value":"In prison in Spain","labl":null,"stats":"1","type":"freq"},{"value":"Laboratories Faculty of Forestry","labl":null,"stats":"1","type":"freq"},{"value":"Living in another locality","labl":null,"stats":"1","type":"freq"},{"value":"Moved to another county in the city","labl":null,"stats":"1","type":"freq"},{"value":"Not living at this address","labl":null,"stats":"2","type":"freq"},{"value":"People selected moved. Apartment rented to others","labl":null,"stats":"1","type":"freq"},{"value":"Person did not respond to intercom","labl":null,"stats":"1","type":"freq"},{"value":"Post Office","labl":null,"stats":"1","type":"freq"},{"value":"Unidentified","labl":null,"stats":"1","type":"freq"},{"value":"company","labl":null,"stats":"2","type":"freq"},{"value":"farmland not a house","labl":null,"stats":"1","type":"freq"},{"value":"moved from address","labl":null,"stats":"3","type":"freq"},{"value":"moved houses","labl":null,"stats":"1","type":"freq"},{"value":"not recognized","labl":null,"stats":"3","type":"freq"},{"value":"person has only home and House in Cherry but lives in Calarasi","labl":null,"stats":"1","type":"freq"},{"value":"vacant house","labl":null,"stats":"2","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V4","name":"SIRSUP","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"80","var_end_pos":"85","var_width":"6","var_rec_seg_no":"1","labl":"Locality code","var_val_range":[{"units":"REAL","min":"9262","max":"179481"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"},{"value":"9262","type":"min"},{"value":"179481","type":"max"},{"value":"102810.635","type":"mean"},{"value":"51994.634","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V5","name":"DENSUP","file_id":"F1","var_intrvl":"discrete","var_start_pos":"86","var_end_pos":"117","var_width":"32","var_rec_seg_no":"1","labl":"Locality","var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"ALEXENI","labl":null,"stats":"13","type":"freq"},{"value":"BARA","labl":null,"stats":"11","type":"freq"},{"value":"BARCEA","labl":null,"stats":"13","type":"freq"},{"value":"BARLA","labl":null,"stats":"13","type":"freq"},{"value":"BICHIS","labl":null,"stats":"25","type":"freq"},{"value":"BLEJESTI","labl":null,"stats":"14","type":"freq"},{"value":"BORCEA","labl":null,"stats":"13","type":"freq"},{"value":"BOSANCI","labl":null,"stats":"15","type":"freq"},{"value":"BRABOVA","labl":null,"stats":"12","type":"freq"},{"value":"BRANESTI","labl":null,"stats":"11","type":"freq"},{"value":"BRANISTEA","labl":null,"stats":"13","type":"freq"},{"value":"BREZNITA-OCOL","labl":null,"stats":"13","type":"freq"},{"value":"BUNILA","labl":null,"stats":"13","type":"freq"},{"value":"CAMPULUNG LA TISA","labl":null,"stats":"14","type":"freq"},{"value":"CAMPURI","labl":null,"stats":"14","type":"freq"},{"value":"CATA","labl":null,"stats":"14","type":"freq"},{"value":"CHINTENI","labl":null,"stats":"13","type":"freq"},{"value":"CHISLAZ","labl":null,"stats":"14","type":"freq"},{"value":"CIOCANESTI","labl":null,"stats":"13","type":"freq"},{"value":"CIORASTI","labl":null,"stats":"14","type":"freq"},{"value":"COMUNA GRINDU","labl":null,"stats":"11","type":"freq"},{"value":"COPACEL","labl":null,"stats":"15","type":"freq"},{"value":"CORUND","labl":null,"stats":"14","type":"freq"},{"value":"CREVEDIA MARE","labl":null,"stats":"13","type":"freq"},{"value":"CRISTOLT","labl":null,"stats":"14","type":"freq"},{"value":"CUMPANA","labl":null,"stats":"16","type":"freq"},{"value":"DAMUC","labl":null,"stats":"15","type":"freq"},{"value":"DARMANESTI","labl":null,"stats":"15","type":"freq"},{"value":"DEVESEL","labl":null,"stats":"13","type":"freq"},{"value":"DOBROSLOVENI","labl":null,"stats":"13","type":"freq"},{"value":"DOLHESTI","labl":null,"stats":"14","type":"freq"},{"value":"DRAGANESTI","labl":null,"stats":"4","type":"freq"},{"value":"GALICEA","labl":null,"stats":"13","type":"freq"},{"value":"GHERGHESTI","labl":null,"stats":"13","type":"freq"},{"value":"GHIDIGENI","labl":null,"stats":"12","type":"freq"},{"value":"GHINDARESTI","labl":null,"stats":"6","type":"freq"},{"value":"HOLOD","labl":null,"stats":"13","type":"freq"},{"value":"HUDESTI","labl":null,"stats":"27","type":"freq"},{"value":"INDEPENDENTA","labl":null,"stats":"29","type":"freq"},{"value":"LENAUHEIM","labl":null,"stats":"16","type":"freq"},{"value":"LUNCA","labl":null,"stats":"4","type":"freq"},{"value":"MAICANESTI","labl":null,"stats":"15","type":"freq"},{"value":"MANECIU","labl":null,"stats":"14","type":"freq"},{"value":"MARASU","labl":null,"stats":"14","type":"freq"},{"value":"MARGINENI","labl":null,"stats":"14","type":"freq"},{"value":"MARTINIS","labl":null,"stats":"13","type":"freq"},{"value":"MODELU","labl":null,"stats":"13","type":"freq"},{"value":"MUNICIPIUL ARAD","labl":null,"stats":"25","type":"freq"},{"value":"MUNICIPIUL BACAU","labl":null,"stats":"15","type":"freq"},{"value":"MUNICIPIUL BAIA MARE","labl":null,"stats":"13","type":"freq"},{"value":"MUNICIPIUL BOTOSANI","labl":null,"stats":"15","type":"freq"},{"value":"MUNICIPIUL BRAILA","labl":null,"stats":"14","type":"freq"},{"value":"MUNICIPIUL BRASOV","labl":null,"stats":"42","type":"freq"},{"value":"MUNICIPIUL BUCURESTI SECTORUL 1","labl":null,"stats":"194","type":"freq"},{"value":"MUNICIPIUL BUZAU","labl":null,"stats":"13","type":"freq"},{"value":"MUNICIPIUL CAMPULUNG","labl":null,"stats":"14","type":"freq"},{"value":"MUNICIPIUL CAMPULUNG MOLDOVENESC","labl":null,"stats":"27","type":"freq"},{"value":"MUNICIPIUL CLUJ-NAPOCA","labl":null,"stats":"28","type":"freq"},{"value":"MUNICIPIUL CONSTANTA","labl":null,"stats":"24","type":"freq"},{"value":"MUNICIPIUL CRAIOVA","labl":null,"stats":"37","type":"freq"},{"value":"MUNICIPIUL DEVA","labl":null,"stats":"14","type":"freq"},{"value":"MUNICIPIUL DROBETA-TURNU SEVERIN","labl":null,"stats":"26","type":"freq"},{"value":"MUNICIPIUL FETESTI","labl":null,"stats":"14","type":"freq"},{"value":"MUNICIPIUL FOCSANI","labl":null,"stats":"15","type":"freq"},{"value":"MUNICIPIUL GALATI","labl":null,"stats":"42","type":"freq"},{"value":"MUNICIPIUL HUNEDOARA","labl":null,"stats":"13","type":"freq"},{"value":"MUNICIPIUL IASI","labl":null,"stats":"28","type":"freq"},{"value":"MUNICIPIUL LUGOJ","labl":null,"stats":"15","type":"freq"},{"value":"MUNICIPIUL ODORHEIU SECUIESC","labl":null,"stats":"14","type":"freq"},{"value":"MUNICIPIUL ORADEA","labl":null,"stats":"25","type":"freq"},{"value":"MUNICIPIUL PITESTI","labl":null,"stats":"24","type":"freq"},{"value":"MUNICIPIUL PLOIESTI","labl":null,"stats":"39","type":"freq"},{"value":"MUNICIPIUL ROMAN","labl":null,"stats":"28","type":"freq"},{"value":"MUNICIPIUL SATU MARE","labl":null,"stats":"13","type":"freq"},{"value":"MUNICIPIUL SFANTU GHEORGHE","labl":null,"stats":"27","type":"freq"},{"value":"MUNICIPIUL SIBIU","labl":null,"stats":"25","type":"freq"},{"value":"MUNICIPIUL SIGHETU MARMATIEI","labl":null,"stats":"13","type":"freq"},{"value":"MUNICIPIUL SLATINA","labl":null,"stats":"12","type":"freq"},{"value":"MUNICIPIUL SUCEAVA","labl":null,"stats":"30","type":"freq"},{"value":"MUNICIPIUL TARGOVISTE","labl":null,"stats":"14","type":"freq"},{"value":"MUNICIPIUL TARGU JIU","labl":null,"stats":"13","type":"freq"},{"value":"MUNICIPIUL TARGU MURES","labl":null,"stats":"10","type":"freq"},{"value":"MUNICIPIUL TIMISOARA","labl":null,"stats":"38","type":"freq"},{"value":"MUNICIPIUL TULCEA","labl":null,"stats":"12","type":"freq"},{"value":"MUNICIPIUL TURDA","labl":null,"stats":"14","type":"freq"},{"value":"MUNICIPIUL ZALAU","labl":null,"stats":"14","type":"freq"},{"value":"NUCET","labl":null,"stats":"14","type":"freq"},{"value":"OLANU","labl":null,"stats":"14","type":"freq"},{"value":"ORAS CALAN","labl":null,"stats":"14","type":"freq"},{"value":"ORAS CEHU SILVANIEI","labl":null,"stats":"14","type":"freq"},{"value":"ORAS GURA HUMORULUI","labl":null,"stats":"15","type":"freq"},{"value":"ORAS HARLAU","labl":null,"stats":"14","type":"freq"},{"value":"ORAS HOREZU","labl":null,"stats":"14","type":"freq"},{"value":"ORAS MIHAILESTI","labl":null,"stats":"14","type":"freq"},{"value":"ORAS MIOVENI","labl":null,"stats":"27","type":"freq"},{"value":"ORAS MURFATLAR","labl":null,"stats":"14","type":"freq"},{"value":"ORAS NADLAC","labl":null,"stats":"12","type":"freq"},{"value":"ORAS NAVODARI","labl":null,"stats":"13","type":"freq"},{"value":"ORAS NUCET","labl":null,"stats":"12","type":"freq"},{"value":"ORAS OTOPENI","labl":null,"stats":"15","type":"freq"},{"value":"ORAS SANGEORGIU DE PADURE","labl":null,"stats":"13","type":"freq"},{"value":"ORAS SANNICOLAU MARE","labl":null,"stats":"19","type":"freq"},{"value":"ORAS SIMERIA","labl":null,"stats":"13","type":"freq"},{"value":"ORAS SLANIC","labl":null,"stats":"14","type":"freq"},{"value":"ORAS TARGU CARBUNESTI","labl":null,"stats":"14","type":"freq"},{"value":"ORAS TAUTII-MAGHERAUS","labl":null,"stats":"12","type":"freq"},{"value":"ORAS TOPOLOVENI","labl":null,"stats":"14","type":"freq"},{"value":"ORAS TURCENI","labl":null,"stats":"13","type":"freq"},{"value":"ORAS UNGHENI","labl":null,"stats":"14","type":"freq"},{"value":"ORAS VIDELE","labl":null,"stats":"15","type":"freq"},{"value":"PETELEA","labl":null,"stats":"14","type":"freq"},{"value":"PETRACHIOAIA","labl":null,"stats":"11","type":"freq"},{"value":"PETRESTI","labl":null,"stats":"16","type":"freq"},{"value":"PLOPII-SLAVITESTI","labl":null,"stats":"27","type":"freq"},{"value":"PORUMBACU DE JOS","labl":null,"stats":"14","type":"freq"},{"value":"PREUTESTI","labl":null,"stats":"14","type":"freq"},{"value":"PUNGHINA","labl":null,"stats":"14","type":"freq"},{"value":"PUTINEIU","labl":null,"stats":"14","type":"freq"},{"value":"RACOS","labl":null,"stats":"12","type":"freq"},{"value":"RAFOV","labl":null,"stats":"30","type":"freq"},{"value":"RUSCA MONTANA","labl":null,"stats":"16","type":"freq"},{"value":"SANTAMARIA-ORLEA","labl":null,"stats":"13","type":"freq"},{"value":"SECUIENI","labl":null,"stats":"14","type":"freq"},{"value":"SECUSIGIU","labl":null,"stats":"13","type":"freq"},{"value":"SIEU-MAGHERUS","labl":null,"stats":"12","type":"freq"},{"value":"SOLONT","labl":null,"stats":"15","type":"freq"},{"value":"SOTANGA","labl":null,"stats":"15","type":"freq"},{"value":"STANISESTI","labl":null,"stats":"13","type":"freq"},{"value":"STOENESTI","labl":null,"stats":"14","type":"freq"},{"value":"TUGLUI","labl":null,"stats":"13","type":"freq"},{"value":"VACULESTI","labl":null,"stats":"13","type":"freq"},{"value":"VANATORI","labl":null,"stats":"14","type":"freq"},{"value":"VIDRA","labl":null,"stats":"30","type":"freq"},{"value":"VOINEASA","labl":null,"stats":"26","type":"freq"},{"value":"ZAPODENI","labl":null,"stats":"14","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V6","name":"COD_SV","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"118","var_end_pos":"123","var_width":"6","var_rec_seg_no":"1","labl":"Code_voting section","var_val_range":[{"units":"REAL","min":"20070","max":"520258"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"},{"value":"20070","type":"min"},{"value":"520258","type":"max"},{"value":"236202.293","type":"mean"},{"value":"128560.352","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V7","name":"TIP_ES","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"124","var_end_pos":"124","var_width":"1","var_rec_seg_no":"1","labl":"Sample type","var_val_range":[{"units":"REAL","min":"1","max":"3"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"electoral list","stats":"1680","type":"freq"},{"value":"2","labl":"random route","stats":"577","type":"freq"},{"value":"3","labl":"young 16-18 old","stats":"132","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V8","name":"NR_SV","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"125","var_end_pos":"128","var_width":"4","var_rec_seg_no":"1","labl":"Number_voting section","var_val_range":[{"units":"REAL","min":"3","max":"1022"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"},{"value":"3","type":"min"},{"value":"1022","type":"max"},{"value":"250.012","type":"mean"},{"value":"217.83","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V9","name":"JUD","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"129","var_end_pos":"130","var_width":"2","var_rec_seg_no":"1","labl":"County_code","var_val_range":[{"units":"REAL","min":"2","max":"52"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"},{"value":"2","type":"min"},{"value":"52","type":"max"},{"value":"23.595","type":"mean"},{"value":"12.852","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V10","name":"DENJUD","file_id":"F1","var_intrvl":"discrete","var_start_pos":"131","var_end_pos":"145","var_width":"15","var_rec_seg_no":"1","labl":"County","var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"ARAD","labl":null,"stats":"50","type":"freq"},{"value":"ARGES","labl":null,"stats":"92","type":"freq"},{"value":"BACAU","labl":null,"stats":"57","type":"freq"},{"value":"BIHOR","labl":null,"stats":"87","type":"freq"},{"value":"BISTRITA-NASAUD","labl":null,"stats":"12","type":"freq"},{"value":"BOTOSANI","labl":null,"stats":"55","type":"freq"},{"value":"BRAILA","labl":null,"stats":"28","type":"freq"},{"value":"BRASOV","labl":null,"stats":"68","type":"freq"},{"value":"BUCURESTI","labl":null,"stats":"194","type":"freq"},{"value":"BUZAU","labl":null,"stats":"13","type":"freq"},{"value":"CALARASI","labl":null,"stats":"40","type":"freq"},{"value":"CARAS-SEVERIN","labl":null,"stats":"16","type":"freq"},{"value":"CLUJ","labl":null,"stats":"55","type":"freq"},{"value":"CONSTANTA","labl":null,"stats":"73","type":"freq"},{"value":"COVASNA","labl":null,"stats":"27","type":"freq"},{"value":"DIMBOVITA","labl":null,"stats":"87","type":"freq"},{"value":"DOLJ","labl":null,"stats":"62","type":"freq"},{"value":"GALATI","labl":null,"stats":"96","type":"freq"},{"value":"GIURGIU","labl":null,"stats":"41","type":"freq"},{"value":"GORJ","labl":null,"stats":"40","type":"freq"},{"value":"HARGHITA","labl":null,"stats":"41","type":"freq"},{"value":"HUNEDOARA","labl":null,"stats":"80","type":"freq"},{"value":"IALOMITA","labl":null,"stats":"27","type":"freq"},{"value":"IASI","labl":null,"stats":"56","type":"freq"},{"value":"ILFOV","labl":null,"stats":"37","type":"freq"},{"value":"MARAMURES","labl":null,"stats":"52","type":"freq"},{"value":"MEHEDINTI","labl":null,"stats":"79","type":"freq"},{"value":"MURES","labl":null,"stats":"76","type":"freq"},{"value":"NEAMT","labl":null,"stats":"57","type":"freq"},{"value":"OLT","labl":null,"stats":"25","type":"freq"},{"value":"PRAHOVA","labl":null,"stats":"97","type":"freq"},{"value":"SALAJ","labl":null,"stats":"42","type":"freq"},{"value":"SATU_MARE","labl":null,"stats":"13","type":"freq"},{"value":"SIBIU","labl":null,"stats":"39","type":"freq"},{"value":"SUCEAVA","labl":null,"stats":"101","type":"freq"},{"value":"TELEORMAN","labl":null,"stats":"70","type":"freq"},{"value":"TIMIS","labl":null,"stats":"99","type":"freq"},{"value":"TULCEA","labl":null,"stats":"23","type":"freq"},{"value":"VASLUI","labl":null,"stats":"27","type":"freq"},{"value":"VILCEA","labl":null,"stats":"67","type":"freq"},{"value":"VRANCEA","labl":null,"stats":"88","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V11","name":"regist","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"146","var_end_pos":"146","var_width":"1","var_rec_seg_no":"1","labl":"regist","var_val_range":[{"units":"REAL","min":"1","max":"8"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Moldova","stats":"537","type":"freq"},{"value":"2","labl":"Muntenia","stats":"495","type":"freq"},{"value":"3","labl":"Oltenia","stats":"273","type":"freq"},{"value":"4","labl":"Dobrogea","stats":"96","type":"freq"},{"value":"5","labl":"Transilvania","stats":"440","type":"freq"},{"value":"6","labl":"Crisana Maramures","stats":"202","type":"freq"},{"value":"7","labl":"Banat","stats":"115","type":"freq"},{"value":"8","labl":"Bucuresti Ilfov","stats":"231","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V12","name":"tiploc1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"147","var_end_pos":"147","var_width":"1","var_rec_seg_no":"1","labl":"Stratum","var_val_range":[{"units":"REAL","min":"1","max":"7"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Poor rural community","stats":"331","type":"freq"},{"value":"2","labl":"Medium level rural community","stats":"430","type":"freq"},{"value":"3","labl":"Developed rural community","stats":"316","type":"freq"},{"value":"4","labl":"Town under 30 thou inhabitants","stats":"306","type":"freq"},{"value":"5","labl":"Town bet 30 - 99 thou inhabitants","stats":"286","type":"freq"},{"value":"6","labl":"Town bet 100 - 199 thou inhabitants","stats":"209","type":"freq"},{"value":"7","labl":"Town over 200 thou inhabitants","stats":"511","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V13","name":"med","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"148","var_end_pos":"148","var_width":"1","var_rec_seg_no":"1","labl":"Rural\/urban","var_val_range":[{"units":"REAL","min":"1","max":"3"}],"var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"urban","stats":"1245","type":"freq"},{"value":"3","labl":"rural","stats":"1144","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V14","name":"OPERATOR","file_id":"F1","var_intrvl":"discrete","var_start_pos":"149","var_end_pos":"174","var_width":"26","var_rec_seg_no":"1","labl":"Interview operator \u2013 name","var_sumstat":[{"value":"2357","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"A","labl":null,"stats":"1","type":"freq"},{"value":"ABOS EDE MIHALY","labl":null,"stats":"13","type":"freq"},{"value":"ACAR VIORICA","labl":null,"stats":"29","type":"freq"},{"value":"ALBULESCU ANA","labl":null,"stats":"13","type":"freq"},{"value":"ANDREI STELA","labl":null,"stats":"18","type":"freq"},{"value":"ARDELEANU MARIOARA","labl":null,"stats":"26","type":"freq"},{"value":"AUER ELENA","labl":null,"stats":"24","type":"freq"},{"value":"B DEALI","labl":null,"stats":"2","type":"freq"},{"value":"B DELIA","labl":null,"stats":"11","type":"freq"},{"value":"B.DELIA","labl":null,"stats":"12","type":"freq"},{"value":"BALA MAGDOLNA","labl":null,"stats":"10","type":"freq"},{"value":"BALA MOGDOLNA","labl":null,"stats":"1","type":"freq"},{"value":"BALI MAGDOLNA","labl":null,"stats":"2","type":"freq"},{"value":"BALO MAGDOLNA","labl":null,"stats":"14","type":"freq"},{"value":"BANICA MARIA","labl":null,"stats":"11","type":"freq"},{"value":"BARLEA LUCIAN","labl":null,"stats":"11","type":"freq"},{"value":"BECZE ANNAMARIA","labl":null,"stats":"13","type":"freq"},{"value":"BONULESCU ION CATALIN","labl":null,"stats":"15","type":"freq"},{"value":"BRANICA MARIA","labl":null,"stats":"1","type":"freq"},{"value":"BRASOVAN DOREL","labl":null,"stats":"13","type":"freq"},{"value":"BUZATU STEFANIA","labl":null,"stats":"14","type":"freq"},{"value":"C","labl":null,"stats":"1","type":"freq"},{"value":"CANTEA MARINICA","labl":null,"stats":"14","type":"freq"},{"value":"CARAIMAN","labl":null,"stats":"1","type":"freq"},{"value":"CARAIMAN IOAN","labl":null,"stats":"27","type":"freq"},{"value":"CHIOREAN ADRIAN","labl":null,"stats":"13","type":"freq"},{"value":"CHIRITOIU VAL. LILIANA","labl":null,"stats":"12","type":"freq"},{"value":"CHIRITOIU VALERIA LILIANA","labl":null,"stats":"2","type":"freq"},{"value":"CIUCU MIHAELA","labl":null,"stats":"12","type":"freq"},{"value":"COJOCARU LUCICA","labl":null,"stats":"14","type":"freq"},{"value":"COSTEA GEORGETA","labl":null,"stats":"15","type":"freq"},{"value":"COZLOSCHI  MIRELA","labl":null,"stats":"2","type":"freq"},{"value":"COZLOSCHI MIRELA","labl":null,"stats":"13","type":"freq"},{"value":"CRISTACHE BOGDAN","labl":null,"stats":"15","type":"freq"},{"value":"CRISTOVICI MARCEL","labl":null,"stats":"14","type":"freq"},{"value":"CUC DIANA","labl":null,"stats":"15","type":"freq"},{"value":"CUC TRAIAN","labl":null,"stats":"4","type":"freq"},{"value":"D","labl":null,"stats":"1","type":"freq"},{"value":"DANILA ILEANA","labl":null,"stats":"12","type":"freq"},{"value":"DIDEA","labl":null,"stats":"12","type":"freq"},{"value":"DINU MIHAI","labl":null,"stats":"14","type":"freq"},{"value":"DOBROIU VLAD","labl":null,"stats":"15","type":"freq"},{"value":"DRAGOS STEFAN","labl":null,"stats":"13","type":"freq"},{"value":"DUMITRU RADA","labl":null,"stats":"43","type":"freq"},{"value":"DUTA ADRIANA","labl":null,"stats":"14","type":"freq"},{"value":"FEDELES ANA","labl":null,"stats":"15","type":"freq"},{"value":"FILIP ADINA","labl":null,"stats":"12","type":"freq"},{"value":"GAVANESCU CAMELIA","labl":null,"stats":"27","type":"freq"},{"value":"GHEORGHE STEFANIA","labl":null,"stats":"1","type":"freq"},{"value":"GHEORGHE STEFANIA - EMMA","labl":null,"stats":"4","type":"freq"},{"value":"GHEORGHE STEFANIA EMMA","labl":null,"stats":"9","type":"freq"},{"value":"GHEORHE STEFANIA - EMMA","labl":null,"stats":"1","type":"freq"},{"value":"GLOMNICU EUGENIA","labl":null,"stats":"24","type":"freq"},{"value":"GOGONARU ELENA RALUCA","labl":null,"stats":"19","type":"freq"},{"value":"GOGONATU ELENA RALUCA","labl":null,"stats":"3","type":"freq"},{"value":"GRECU GABRIEL ION","labl":null,"stats":"1","type":"freq"},{"value":"GRECU ION GABRIEL","labl":null,"stats":"13","type":"freq"},{"value":"GRECU NICOLAE","labl":null,"stats":"16","type":"freq"},{"value":"GRIGIRESCU OTILIA VERONICA","labl":null,"stats":"1","type":"freq"},{"value":"GRIGORESCU OTILIA VERONICA","labl":null,"stats":"26","type":"freq"},{"value":"GUDANA MIHAELA","labl":null,"stats":"5","type":"freq"},{"value":"GUDEANU MIHAELA","labl":null,"stats":"1","type":"freq"},{"value":"GUGONARU ELENA RALUCA","labl":null,"stats":"2","type":"freq"},{"value":"GUGONATU ELENA RALUCA","labl":null,"stats":"4","type":"freq"},{"value":"GUGORANU ELENA RALUCA","labl":null,"stats":"1","type":"freq"},{"value":"HANU M","labl":null,"stats":"11","type":"freq"},{"value":"HANU MARIA","labl":null,"stats":"13","type":"freq"},{"value":"HARJA VASILE","labl":null,"stats":"28","type":"freq"},{"value":"ILIE FLORENTINA","labl":null,"stats":"13","type":"freq"},{"value":"IOAN MARIA","labl":null,"stats":"13","type":"freq"},{"value":"IONESCU MAGDALENA","labl":null,"stats":"14","type":"freq"},{"value":"IORDACHE","labl":null,"stats":"1","type":"freq"},{"value":"IORDACHE - ION","labl":null,"stats":"4","type":"freq"},{"value":"IORDACHE AUREL","labl":null,"stats":"15","type":"freq"},{"value":"IORDACHE CONSTANIN","labl":null,"stats":"1","type":"freq"},{"value":"IORDACHE CONSTANTIN","labl":null,"stats":"12","type":"freq"},{"value":"IORDACHE GEORGETA ION","labl":null,"stats":"1","type":"freq"},{"value":"IORDACHE ION","labl":null,"stats":"38","type":"freq"},{"value":"JIVOIN ROSANA","labl":null,"stats":"15","type":"freq"},{"value":"KIS GABRIEL","labl":null,"stats":"42","type":"freq"},{"value":"LAPUSAN","labl":null,"stats":"14","type":"freq"},{"value":"LEJSTI","labl":null,"stats":"1","type":"freq"},{"value":"LICOIU MIHAI","labl":null,"stats":"28","type":"freq"},{"value":"LUCACI TUDOR BOGDAN","labl":null,"stats":"13","type":"freq"},{"value":"MALEA AMALIA","labl":null,"stats":"12","type":"freq"},{"value":"MALEA AMARIA","labl":null,"stats":"1","type":"freq"},{"value":"MARC MIRELA","labl":null,"stats":"27","type":"freq"},{"value":"MATEI ELENA","labl":null,"stats":"33","type":"freq"},{"value":"MEITA NELA","labl":null,"stats":"13","type":"freq"},{"value":"MEITA NELA LOREDANA","labl":null,"stats":"27","type":"freq"},{"value":"MEITA NELA-LOREDANA","labl":null,"stats":"38","type":"freq"},{"value":"MEITA NEZA-LOREDANA","labl":null,"stats":"1","type":"freq"},{"value":"MILEA LUCIA","labl":null,"stats":"13","type":"freq"},{"value":"MUNTEAN GEORGETA","labl":null,"stats":"13","type":"freq"},{"value":"MUNTEAN GEOTGETA","labl":null,"stats":"1","type":"freq"},{"value":"MUNTEANU GEORGETA","labl":null,"stats":"12","type":"freq"},{"value":"MUTU ION","labl":null,"stats":"26","type":"freq"},{"value":"NASTASA ANA","labl":null,"stats":"4","type":"freq"},{"value":"NASTASE ANA","labl":null,"stats":"10","type":"freq"},{"value":"NEGRU MIHAI","labl":null,"stats":"14","type":"freq"},{"value":"NICA MARIA","labl":null,"stats":"16","type":"freq"},{"value":"NICODIN MIHAELA","labl":null,"stats":"42","type":"freq"},{"value":"NICODIN PAUL","labl":null,"stats":"12","type":"freq"},{"value":"NICOLAE GELU","labl":null,"stats":"11","type":"freq"},{"value":"NICOLETA PETRE","labl":null,"stats":"2","type":"freq"},{"value":"NITESCU GHEORGHE","labl":null,"stats":"14","type":"freq"},{"value":"OLTEANU LUIZA","labl":null,"stats":"37","type":"freq"},{"value":"P","labl":null,"stats":"2","type":"freq"},{"value":"PERTE COSMIN","labl":null,"stats":"13","type":"freq"},{"value":"PERTE ROMULUS","labl":null,"stats":"4","type":"freq"},{"value":"PETRE COSMIN","labl":null,"stats":"1","type":"freq"},{"value":"PETRE NICOLETA","labl":null,"stats":"11","type":"freq"},{"value":"PETRISOR CIPRIAN","labl":null,"stats":"14","type":"freq"},{"value":"PETRISOR STEFAN","labl":null,"stats":"14","type":"freq"},{"value":"PILES MARIA","labl":null,"stats":"24","type":"freq"},{"value":"PILOS MARIA","labl":null,"stats":"30","type":"freq"},{"value":"PIRVU FANICA","labl":null,"stats":"14","type":"freq"},{"value":"PIRVU GHERGHINA","labl":null,"stats":"13","type":"freq"},{"value":"PISAU DAN","labl":null,"stats":"76","type":"freq"},{"value":"PISCOI ANA","labl":null,"stats":"22","type":"freq"},{"value":"PISCOI ANCA","labl":null,"stats":"2","type":"freq"},{"value":"PISCOIU ANA","labl":null,"stats":"1","type":"freq"},{"value":"POP VASILE","labl":null,"stats":"27","type":"freq"},{"value":"POPESCU CRISTINA-ADINA","labl":null,"stats":"13","type":"freq"},{"value":"PUIU MIHAI","labl":null,"stats":"39","type":"freq"},{"value":"PUIU PETRE","labl":null,"stats":"41","type":"freq"},{"value":"RAILEANU MIRCEA","labl":null,"stats":"12","type":"freq"},{"value":"RAILEANU MIRCEA MARIAN","labl":null,"stats":"1","type":"freq"},{"value":"RASTOACA COSTACHI","labl":null,"stats":"14","type":"freq"},{"value":"RAUCA OANA","labl":null,"stats":"12","type":"freq"},{"value":"ROTARU PETRICA IULIAN","labl":null,"stats":"13","type":"freq"},{"value":"SCHIOPU GEORGHE","labl":null,"stats":"1","type":"freq"},{"value":"SCHIOPU GHEORGHE","labl":null,"stats":"13","type":"freq"},{"value":"SCHULER PETRE","labl":null,"stats":"13","type":"freq"},{"value":"SCRIPCARU ELENA","labl":null,"stats":"14","type":"freq"},{"value":"SEINI SIMONA","labl":null,"stats":"1","type":"freq"},{"value":"SENI SIMONA","labl":null,"stats":"18","type":"freq"},{"value":"SERBAN FLORICA","labl":null,"stats":"15","type":"freq"},{"value":"SINCU PETRE","labl":null,"stats":"40","type":"freq"},{"value":"SINCU PRETRE","labl":null,"stats":"1","type":"freq"},{"value":"STAGARU OTTO","labl":null,"stats":"1","type":"freq"},{"value":"STANCU MARIANA","labl":null,"stats":"14","type":"freq"},{"value":"STEGARU OTTO","labl":null,"stats":"22","type":"freq"},{"value":"STIRBU NATALIA","labl":null,"stats":"15","type":"freq"},{"value":"SUCIU ALEXANDRU","labl":null,"stats":"15","type":"freq"},{"value":"SUCIU RALUCA","labl":null,"stats":"12","type":"freq"},{"value":"SUICI DANIEL","labl":null,"stats":"13","type":"freq"},{"value":"TAMASAN ANA","labl":null,"stats":"25","type":"freq"},{"value":"TAPORIN DUMITRU IULIAN","labl":null,"stats":"3","type":"freq"},{"value":"TAPURIN DUMITRU IULIAN","labl":null,"stats":"22","type":"freq"},{"value":"TATARU CRISTINA","labl":null,"stats":"112","type":"freq"},{"value":"TIRDEA ION","labl":null,"stats":"15","type":"freq"},{"value":"TOANCA NICOLETA","labl":null,"stats":"11","type":"freq"},{"value":"TODIRASCU ALINA","labl":null,"stats":"13","type":"freq"},{"value":"TOMUS AURICA","labl":null,"stats":"55","type":"freq"},{"value":"VASILE  STEFAN","labl":null,"stats":"1","type":"freq"},{"value":"VASILE STEFAN","labl":null,"stats":"14","type":"freq"},{"value":"VASIOI GABRIELA","labl":null,"stats":"16","type":"freq"},{"value":"VLADOIU MIHAI-COSMIN","labl":null,"stats":"13","type":"freq"},{"value":"VLADOIU MUHAI-COSMIN","labl":null,"stats":"1","type":"freq"},{"value":"VLADOIU NATALIA-ADELA","labl":null,"stats":"13","type":"freq"},{"value":"VOICONI","labl":null,"stats":"13","type":"freq"},{"value":"ZAHARIA SILVIA","labl":null,"stats":"16","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V15","name":"DATA_INTERVIU","file_id":"F1","var_intrvl":"discrete","var_start_pos":"175","var_end_pos":"184","var_width":"10","var_rec_seg_no":"1","labl":"Interview date","var_qstn_qstnlit":"Interview date","var_sumstat":[{"value":"2389","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"2010-01-05","labl":null,"stats":"1","type":"freq"},{"value":"2010-02-05","labl":null,"stats":"12","type":"freq"},{"value":"2010-03-05","labl":null,"stats":"30","type":"freq"},{"value":"2010-04-03","labl":null,"stats":"1","type":"freq"},{"value":"2010-04-05","labl":null,"stats":"18","type":"freq"},{"value":"2010-05-01","labl":null,"stats":"11","type":"freq"},{"value":"2010-05-02","labl":null,"stats":"24","type":"freq"},{"value":"2010-05-03","labl":null,"stats":"17","type":"freq"},{"value":"2010-05-04","labl":null,"stats":"77","type":"freq"},{"value":"2010-05-05","labl":null,"stats":"107","type":"freq"},{"value":"2010-05-06","labl":null,"stats":"89","type":"freq"},{"value":"2010-05-07","labl":null,"stats":"109","type":"freq"},{"value":"2010-05-08","labl":null,"stats":"123","type":"freq"},{"value":"2010-05-09","labl":null,"stats":"98","type":"freq"},{"value":"2010-05-10","labl":null,"stats":"174","type":"freq"},{"value":"2010-05-11","labl":null,"stats":"186","type":"freq"},{"value":"2010-05-12","labl":null,"stats":"225","type":"freq"},{"value":"2010-05-13","labl":null,"stats":"273","type":"freq"},{"value":"2010-05-14","labl":null,"stats":"185","type":"freq"},{"value":"2010-05-15","labl":null,"stats":"144","type":"freq"},{"value":"2010-05-16","labl":null,"stats":"52","type":"freq"},{"value":"2010-05-17","labl":null,"stats":"35","type":"freq"},{"value":"2010-05-18","labl":null,"stats":"38","type":"freq"},{"value":"2010-05-19","labl":null,"stats":"13","type":"freq"},{"value":"2010-05-20","labl":null,"stats":"5","type":"freq"},{"value":"2010-05-21","labl":null,"stats":"8","type":"freq"},{"value":"2010-05-22","labl":null,"stats":"12","type":"freq"},{"value":"2010-05-23","labl":null,"stats":"1","type":"freq"},{"value":"2010-05-30","labl":null,"stats":"1","type":"freq"},{"value":"2010-06-05","labl":null,"stats":"25","type":"freq"},{"value":"2010-06-13","labl":null,"stats":"1","type":"freq"},{"value":"2010-06-16","labl":null,"stats":"1","type":"freq"},{"value":"2010-07-05","labl":null,"stats":"45","type":"freq"},{"value":"2010-08-05","labl":null,"stats":"56","type":"freq"},{"value":"2010-09-05","labl":null,"stats":"39","type":"freq"},{"value":"2010-10-05","labl":null,"stats":"31","type":"freq"},{"value":"2010-11-05","labl":null,"stats":"64","type":"freq"},{"value":"2010-12-05","labl":null,"stats":"56","type":"freq"},{"value":"2010-12-30","labl":null,"stats":"2","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V16","name":"ORAI","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"185","var_end_pos":"186","var_width":"2","var_rec_seg_no":"1","labl":"Starting hour interview","var_qstn_qstnlit":"Interview start time","var_val_range":[{"units":"REAL","min":"7","max":"21"}],"var_sumstat":[{"value":"2158","type":"vald"},{"value":"231","type":"invd"}],"var_catgry":[{"value":"7","labl":null,"stats":"1","type":"freq"},{"value":"8","labl":null,"stats":"45","type":"freq"},{"value":"9","labl":null,"stats":"152","type":"freq"},{"value":"10","labl":null,"stats":"264","type":"freq"},{"value":"11","labl":null,"stats":"223","type":"freq"},{"value":"12","labl":null,"stats":"245","type":"freq"},{"value":"13","labl":null,"stats":"200","type":"freq"},{"value":"14","labl":null,"stats":"202","type":"freq"},{"value":"15","labl":null,"stats":"188","type":"freq"},{"value":"16","labl":null,"stats":"207","type":"freq"},{"value":"17","labl":null,"stats":"187","type":"freq"},{"value":"18","labl":null,"stats":"153","type":"freq"},{"value":"19","labl":null,"stats":"66","type":"freq"},{"value":"20","labl":null,"stats":"23","type":"freq"},{"value":"21","labl":null,"stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"231","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V17","name":"MINI","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"187","var_end_pos":"188","var_width":"2","var_rec_seg_no":"1","labl":"Starting minute interview","var_qstn_qstnlit":"Interview start time","var_val_range":[{"units":"REAL","min":"0","max":"59"}],"var_sumstat":[{"value":"2158","type":"vald"},{"value":"231","type":"invd"},{"value":"0","type":"min"},{"value":"59","type":"max"},{"value":"18.928","type":"mean"},{"value":"16.867","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V18","name":"Q45","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"189","var_end_pos":"189","var_width":"1","var_rec_seg_no":"1","labl":"As a whole, how satisfied are you with your life nowadays?","var_qstn_qstnlit":"As a whole, how satisfied are you with your life nowadays?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very dissatisfied","stats":"686","type":"freq"},{"value":"2","labl":"rather dissatisfied","stats":"917","type":"freq"},{"value":"3","labl":"rather satisfied","stats":"364","type":"freq"},{"value":"4","labl":"very satisfied","stats":"36","type":"freq"},{"value":"9","labl":"dont know","stats":"23","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V19","name":"Q46","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"190","var_end_pos":"190","var_width":"1","var_rec_seg_no":"1","labl":"How do you think your life is going to be over the next 12 months?","var_qstn_qstnlit":"How do you think your life is going to be over the next 12 months?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"much worse","stats":"595","type":"freq"},{"value":"2","labl":"worse","stats":"656","type":"freq"},{"value":"3","labl":"the same","stats":"534","type":"freq"},{"value":"4","labl":"better","stats":"137","type":"freq"},{"value":"5","labl":"much better","stats":"14","type":"freq"},{"value":"9","labl":"dont know","stats":"90","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V20","name":"P1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"191","var_end_pos":"191","var_width":"1","var_rec_seg_no":"1","labl":"How often do you read the national newspapers?","var_qstn_qstnlit":"How often do you read the national newspapers","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"never","stats":"765","type":"freq"},{"value":"1","labl":"once a month or less","stats":"401","type":"freq"},{"value":"2","labl":"few times a month","stats":"285","type":"freq"},{"value":"3","labl":"few times a week","stats":"288","type":"freq"},{"value":"4","labl":"daily","stats":"278","type":"freq"},{"value":"9","labl":"dont know","stats":"9","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V21","name":"P1a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"192","var_end_pos":"192","var_width":"1","var_rec_seg_no":"1","labl":"How often do you read the local newspapers?","var_qstn_qstnlit":"How often do you read the local newspapers","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"never","stats":"818","type":"freq"},{"value":"1","labl":"once a month or less","stats":"309","type":"freq"},{"value":"2","labl":"few times a month","stats":"255","type":"freq"},{"value":"3","labl":"few times a week","stats":"340","type":"freq"},{"value":"4","labl":"daily","stats":"292","type":"freq"},{"value":"9","labl":"dont know","stats":"12","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V22","name":"P2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"193","var_end_pos":"193","var_width":"1","var_rec_seg_no":"1","labl":"How often do you listen to the national radio stations?","var_qstn_qstnlit":"How often do you listen to the national radio stations","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"never","stats":"591","type":"freq"},{"value":"1","labl":"once a month or less","stats":"145","type":"freq"},{"value":"2","labl":"few times a month","stats":"181","type":"freq"},{"value":"3","labl":"few times a week","stats":"377","type":"freq"},{"value":"4","labl":"daily","stats":"719","type":"freq"},{"value":"9","labl":"dont know","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V23","name":"P2a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"194","var_end_pos":"194","var_width":"1","var_rec_seg_no":"1","labl":"How often do you listen to the local radio stations?","var_qstn_qstnlit":"How often do you listen to the local radio stations","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"never","stats":"863","type":"freq"},{"value":"1","labl":"once a month or less","stats":"164","type":"freq"},{"value":"2","labl":"few times a month","stats":"170","type":"freq"},{"value":"3","labl":"few times a week","stats":"308","type":"freq"},{"value":"4","labl":"daily","stats":"506","type":"freq"},{"value":"9","labl":"dont know","stats":"15","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V24","name":"P3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"195","var_end_pos":"195","var_width":"1","var_rec_seg_no":"1","labl":"How often do you watch the national TV programs?","var_qstn_qstnlit":"How often do you watch the national TV programs","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"never","stats":"86","type":"freq"},{"value":"1","labl":"once a month or less","stats":"38","type":"freq"},{"value":"2","labl":"few times a month","stats":"41","type":"freq"},{"value":"3","labl":"few times a week","stats":"225","type":"freq"},{"value":"4","labl":"daily","stats":"1628","type":"freq"},{"value":"9","labl":"dont know","stats":"8","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V25","name":"P3a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"196","var_end_pos":"196","var_width":"1","var_rec_seg_no":"1","labl":"How often do you watch the local TV programs?","var_qstn_qstnlit":"How often do you watch the local TV programs","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"never","stats":"593","type":"freq"},{"value":"1","labl":"once a month or less","stats":"84","type":"freq"},{"value":"2","labl":"few times a month","stats":"115","type":"freq"},{"value":"3","labl":"few times a week","stats":"305","type":"freq"},{"value":"4","labl":"daily","stats":"916","type":"freq"},{"value":"9","labl":"dont know","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V26","name":"PP6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"197","var_end_pos":"197","var_width":"1","var_rec_seg_no":"1","labl":"Do you know how to use a computer?","var_qstn_qstnlit":"Do you know to use a computer?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"714","type":"freq"},{"value":"2","labl":"no","stats":"1312","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V27","name":"P6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"198","var_end_pos":"198","var_width":"1","var_rec_seg_no":"1","labl":"How often do you use the Internet?","var_qstn_preqtxt":"For those who know to use the computer (Code 1 at PP6)","var_qstn_qstnlit":"How often do you use the Internet? (including email)","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"714","type":"vald"},{"value":"1675","type":"invd"}],"var_catgry":[{"value":"0","labl":"never","stats":"49","type":"freq"},{"value":"1","labl":"once a month or less","stats":"50","type":"freq"},{"value":"2","labl":"few times a month","stats":"78","type":"freq"},{"value":"3","labl":"few times a week","stats":"188","type":"freq"},{"value":"4","labl":"daily","stats":"328","type":"freq"},{"value":"9","labl":"dont know","stats":"21","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1675","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V28","name":"T1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"199","var_end_pos":"199","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust The National Bank of Romania?","var_qstn_qstnlit":"How much do you trust The National Bank of Romania?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"201","type":"freq"},{"value":"2","labl":"little","stats":"253","type":"freq"},{"value":"3","labl":"average","stats":"699","type":"freq"},{"value":"4","labl":"much","stats":"475","type":"freq"},{"value":"5","labl":"very much","stats":"188","type":"freq"},{"value":"9","labl":"dont know","stats":"210","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V29","name":"T2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"200","var_end_pos":"200","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Romanian commercial banks","var_qstn_qstnlit":"How much do you trust Romanian commercial banks","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"326","type":"freq"},{"value":"2","labl":"little","stats":"432","type":"freq"},{"value":"3","labl":"average","stats":"731","type":"freq"},{"value":"4","labl":"much","stats":"211","type":"freq"},{"value":"5","labl":"very much","stats":"57","type":"freq"},{"value":"9","labl":"dont know","stats":"269","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V30","name":"T3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"201","var_end_pos":"201","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Insurance companies","var_qstn_qstnlit":"How much do you trust Insurance companies","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"457","type":"freq"},{"value":"2","labl":"little","stats":"464","type":"freq"},{"value":"3","labl":"average","stats":"530","type":"freq"},{"value":"4","labl":"much","stats":"116","type":"freq"},{"value":"5","labl":"very much","stats":"20","type":"freq"},{"value":"9","labl":"dont know","stats":"439","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V31","name":"T4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"202","var_end_pos":"202","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Securities companies","var_qstn_qstnlit":"How much do you trust Securities companies","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"507","type":"freq"},{"value":"2","labl":"little","stats":"420","type":"freq"},{"value":"3","labl":"average","stats":"296","type":"freq"},{"value":"4","labl":"much","stats":"26","type":"freq"},{"value":"5","labl":"very much","stats":"7","type":"freq"},{"value":"9","labl":"dont know","stats":"770","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V32","name":"T5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"203","var_end_pos":"203","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Mutual Help Associations","var_qstn_qstnlit":"How much do you trust Mutual Help Associations","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"345","type":"freq"},{"value":"2","labl":"little","stats":"303","type":"freq"},{"value":"3","labl":"average","stats":"504","type":"freq"},{"value":"4","labl":"much","stats":"233","type":"freq"},{"value":"5","labl":"very much","stats":"46","type":"freq"},{"value":"9","labl":"dont know","stats":"595","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V33","name":"T6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"204","var_end_pos":"204","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Leasing companies?","var_qstn_qstnlit":"How much do you trust Leasing companies?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"469","type":"freq"},{"value":"2","labl":"little","stats":"342","type":"freq"},{"value":"3","labl":"average","stats":"309","type":"freq"},{"value":"4","labl":"much","stats":"53","type":"freq"},{"value":"5","labl":"very much","stats":"5","type":"freq"},{"value":"9","labl":"dont know","stats":"848","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V34","name":"T7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"205","var_end_pos":"205","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Pawn shops?","var_qstn_qstnlit":"How much do you trust Pawn shops?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"651","type":"freq"},{"value":"2","labl":"little","stats":"307","type":"freq"},{"value":"3","labl":"average","stats":"182","type":"freq"},{"value":"4","labl":"much","stats":"28","type":"freq"},{"value":"5","labl":"very much","stats":"4","type":"freq"},{"value":"9","labl":"dont know","stats":"854","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V35","name":"T8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"206","var_end_pos":"206","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Other, non-banking financial institutions as, Provident or","var_qstn_qstnlit":"How much do you trust Other, non-banking financial institutions as, Provident or","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"581","type":"freq"},{"value":"2","labl":"little","stats":"269","type":"freq"},{"value":"3","labl":"average","stats":"183","type":"freq"},{"value":"4","labl":"much","stats":"23","type":"freq"},{"value":"5","labl":"very much","stats":"5","type":"freq"},{"value":"9","labl":"dont know","stats":"965","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V36","name":"T9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"207","var_end_pos":"207","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust The National Authority for the Consumer Protection ?","var_qstn_qstnlit":"How much do you trust The National Authority for the Consumer Protection ?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"394","type":"freq"},{"value":"2","labl":"little","stats":"385","type":"freq"},{"value":"3","labl":"average","stats":"436","type":"freq"},{"value":"4","labl":"much","stats":"162","type":"freq"},{"value":"5","labl":"very much","stats":"55","type":"freq"},{"value":"9","labl":"dont know","stats":"594","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V37","name":"T10","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"208","var_end_pos":"208","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Leul, the national currency ?","var_qstn_qstnlit":"How much do you trust Leul, the national currency ?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"180","type":"freq"},{"value":"2","labl":"little","stats":"390","type":"freq"},{"value":"3","labl":"average","stats":"808","type":"freq"},{"value":"4","labl":"much","stats":"421","type":"freq"},{"value":"5","labl":"very much","stats":"124","type":"freq"},{"value":"9","labl":"dont know","stats":"103","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V38","name":"T11","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"209","var_end_pos":"209","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust The National House of Pensions?","var_qstn_qstnlit":"How much do you trust The National House of Pensions?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"279","type":"freq"},{"value":"2","labl":"little","stats":"328","type":"freq"},{"value":"3","labl":"average","stats":"658","type":"freq"},{"value":"4","labl":"much","stats":"310","type":"freq"},{"value":"5","labl":"very much","stats":"109","type":"freq"},{"value":"9","labl":"dont know","stats":"342","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V39","name":"T12","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"210","var_end_pos":"210","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust The Insurance Supervisory Commission?","var_qstn_qstnlit":"How much do you trust The Insurance Supervisory Commission?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"385","type":"freq"},{"value":"2","labl":"little","stats":"382","type":"freq"},{"value":"3","labl":"average","stats":"370","type":"freq"},{"value":"4","labl":"much","stats":"74","type":"freq"},{"value":"5","labl":"very much","stats":"32","type":"freq"},{"value":"9","labl":"dont know","stats":"783","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V40","name":"T13","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"211","var_end_pos":"211","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Private Pension System Supervisory Commission?","var_qstn_qstnlit":"How much do you trust Private Pension System Supervisory Commission?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"436","type":"freq"},{"value":"2","labl":"little","stats":"371","type":"freq"},{"value":"3","labl":"average","stats":"355","type":"freq"},{"value":"4","labl":"much","stats":"53","type":"freq"},{"value":"5","labl":"very much","stats":"27","type":"freq"},{"value":"9","labl":"dont know","stats":"784","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V41","name":"T14","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"212","var_end_pos":"212","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust Romanian National Securities Commission?","var_qstn_qstnlit":"How much do you trust Romanian National Securities Commission?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"436","type":"freq"},{"value":"2","labl":"little","stats":"329","type":"freq"},{"value":"3","labl":"average","stats":"261","type":"freq"},{"value":"4","labl":"much","stats":"27","type":"freq"},{"value":"5","labl":"very much","stats":"14","type":"freq"},{"value":"9","labl":"dont know","stats":"959","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V42","name":"T15","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"213","var_end_pos":"213","var_width":"1","var_rec_seg_no":"1","labl":"How much do you trust The Competition Council?","var_qstn_qstnlit":"How much do you trust The Competition Council?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very little","stats":"415","type":"freq"},{"value":"2","labl":"little","stats":"304","type":"freq"},{"value":"3","labl":"average","stats":"290","type":"freq"},{"value":"4","labl":"much","stats":"49","type":"freq"},{"value":"5","labl":"very much","stats":"24","type":"freq"},{"value":"9","labl":"dont know","stats":"944","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V43","name":"AO1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"214","var_end_pos":"214","var_width":"1","var_rec_seg_no":"1","labl":"Quality of the services offered by the Romanian Commercial banks is...?","var_qstn_qstnlit":"Generally, the quality of the services offered by the financial institutions in Romania is\u2026? Romanian Commercial banks","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very bad","stats":"178","type":"freq"},{"value":"2","labl":"bad","stats":"285","type":"freq"},{"value":"3","labl":"fair","stats":"706","type":"freq"},{"value":"4","labl":"good","stats":"409","type":"freq"},{"value":"5","labl":"very good","stats":"72","type":"freq"},{"value":"9","labl":"dont know","stats":"376","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V44","name":"AO2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"215","var_end_pos":"215","var_width":"1","var_rec_seg_no":"1","labl":"Generally, the quality of the services offered by the Insurance companies is...?","var_qstn_qstnlit":"Generally, the quality of the services offered by the financial institutions in Romania is\u2026? Insurance companies","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very bad","stats":"261","type":"freq"},{"value":"2","labl":"bad","stats":"421","type":"freq"},{"value":"3","labl":"fair","stats":"535","type":"freq"},{"value":"4","labl":"good","stats":"191","type":"freq"},{"value":"5","labl":"very good","stats":"22","type":"freq"},{"value":"9","labl":"dont know","stats":"596","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V45","name":"AO3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"216","var_end_pos":"216","var_width":"1","var_rec_seg_no":"1","labl":"Quality of the services offered by the Mutual Help Association is...?","var_qstn_qstnlit":"Generally, the quality of the services offered by the financial institutions in Romania is\u2026? Mutual Help Association","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"very bad","stats":"191","type":"freq"},{"value":"2","labl":"bad","stats":"289","type":"freq"},{"value":"3","labl":"fair","stats":"518","type":"freq"},{"value":"4","labl":"good","stats":"316","type":"freq"},{"value":"5","labl":"very good","stats":"62","type":"freq"},{"value":"9","labl":"dont know","stats":"650","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V46","name":"AO6_A","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"217","var_end_pos":"217","var_width":"1","var_rec_seg_no":"1","labl":"Sure of the quick and just resolution of the dispute? In a short time?","var_qstn_qstnlit":"If a conflict with a financial organization (bank, insurance company or the like) arises regarding the provision of financial services to you, how sure are you in the quick and just resolution of the dispute?  \nA. in short time","var_qstn_postqtxt":"Use the corresponding code from the scale","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"I am not at all sure","stats":"264","type":"freq"},{"value":"2","labl":"I am not quite sure","stats":"468","type":"freq"},{"value":"3","labl":"fifty-fifty","stats":"528","type":"freq"},{"value":"4","labl":"I am rather sure","stats":"179","type":"freq"},{"value":"5","labl":"I am completely sure","stats":"91","type":"freq"},{"value":"9","labl":"dont know","stats":"496","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V47","name":"AO6_B","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"218","var_end_pos":"218","var_width":"1","var_rec_seg_no":"1","labl":"Sure of the quick and just resolution of the dispute? Correctly?","var_qstn_qstnlit":"If a conflict with a financial organization (bank, insurance company or the like) arises regarding the provision of financial services to you, how sure are you in the quick and just resolution of the dispute?  \nB. correctly","var_qstn_postqtxt":"Use the corresponding code from the scale","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"I am not at all sure","stats":"313","type":"freq"},{"value":"2","labl":"I am not quite sure","stats":"369","type":"freq"},{"value":"3","labl":"fifty-fifty","stats":"572","type":"freq"},{"value":"4","labl":"I am rather sure","stats":"243","type":"freq"},{"value":"5","labl":"I am completely sure","stats":"62","type":"freq"},{"value":"9","labl":"dont know","stats":"467","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V48","name":"AO7_A","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"219","var_end_pos":"219","var_width":"1","var_rec_seg_no":"1","labl":"Primary attention when somebody wants to take a credit? Response 1","var_qstn_qstnlit":"What do you think deserves primary attention when one has to compare between the banks to choose the one where to take a credit from?","var_qstn_postqtxt":"One answer only","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"reputation (fame)","stats":"213","type":"freq"},{"value":"2","labl":"view of the office","stats":"5","type":"freq"},{"value":"3","labl":"the way the personnel treat you","stats":"54","type":"freq"},{"value":"4","labl":"credit interest rate and the credit cost","stats":"1419","type":"freq"},{"value":"5","labl":"gifts and advertising campaigns","stats":"13","type":"freq"},{"value":"6","labl":"Other","stats":"5","type":"freq"},{"value":"9","labl":"dont know","stats":"317","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V49","name":"AO7_A_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"220","var_end_pos":"250","var_width":"31","var_rec_seg_no":"1","labl":"Response to AO7_A if respondent selected other","var_qstn_qstnlit":"What do you think deserves primary attention when one has to compare between the banks to choose the one where to take a credit from?","var_qstn_postqtxt":"One answer only","var_sumstat":[{"value":"4","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"CONDITII DE IMPRUMUT IN GENERAL","labl":null,"stats":"1","type":"freq"},{"value":"CONDITII RAMBURSARE","labl":null,"stats":"1","type":"freq"},{"value":"FORTA PROPRIE","labl":null,"stats":"1","type":"freq"},{"value":"INFORMATIA","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V50","name":"AO7_B","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"251","var_end_pos":"251","var_width":"1","var_rec_seg_no":"1","labl":"Primary attention when somebody wants to take a credit? Response 2","var_qstn_qstnlit":"What do you think deserves primary attention when one has to compare between the banks to choose the one where to take a credit from?","var_qstn_postqtxt":"One answer only","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"reputation (fame)","stats":"234","type":"freq"},{"value":"2","labl":"view of the office","stats":"11","type":"freq"},{"value":"3","labl":"the way the personnel treat you","stats":"98","type":"freq"},{"value":"4","labl":"credit interest rate and the credit cost","stats":"1046","type":"freq"},{"value":"5","labl":"gifts and advertising campaigns","stats":"16","type":"freq"},{"value":"6","labl":"Other","stats":"7","type":"freq"},{"value":"9","labl":"dont know","stats":"614","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V51","name":"AO7_B_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"252","var_end_pos":"288","var_width":"37","var_rec_seg_no":"1","labl":"Response to AO7_B if respondent selected other","var_qstn_qstnlit":"What do you think deserves primary attention when one has to compare between the banks to choose the one where to take a credit from?","var_qstn_postqtxt":"One answer only","var_sumstat":[{"value":"4","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"CONDITIILE IN CARE SE OFERA UN CREDIT","labl":null,"stats":"1","type":"freq"},{"value":"FORTA PROPRIE","labl":null,"stats":"1","type":"freq"},{"value":"INFORMATIA","labl":null,"stats":"1","type":"freq"},{"value":"SA NU CEARA GARANTII MULTE","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V52","name":"AO8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"289","var_end_pos":"289","var_width":"1","var_rec_seg_no":"1","labl":"If you considered taking a credit from a bank, what would you prefer?","var_qstn_qstnlit":"If you considered taking a credit from a bank, what would you prefer?","var_qstn_postqtxt":"Do not read answer 3","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"a credit in lei","stats":"1230","type":"freq"},{"value":"2","labl":"a credit in a foreign currency","stats":"150","type":"freq"},{"value":"3","labl":"I wouldnt take any credit","stats":"515","type":"freq"},{"value":"9","labl":"dont know","stats":"131","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V53","name":"AO9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"290","var_end_pos":"290","var_width":"1","var_rec_seg_no":"1","labl":"When taking a credit from a bank, what would you give more importance to...?","var_qstn_qstnlit":"When taking a credit from a bank, what would you give more importance to...?","var_qstn_postqtxt":"Do not read answer 4","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"Commissions charged by the bank","stats":"124","type":"freq"},{"value":"2","labl":"Credit interest rates","stats":"272","type":"freq"},{"value":"3","labl":"Both, commissions charged by the bank and credit interest ra","stats":"1013","type":"freq"},{"value":"4","labl":"I wouldnt take any credit","stats":"471","type":"freq"},{"value":"9","labl":"dont know","stats":"146","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V54","name":"AO10","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"291","var_end_pos":"291","var_width":"1","var_rec_seg_no":"1","labl":"When do you think buying on credit is justified?","var_qstn_qstnlit":"When do you think buying on credit is justified?","var_qstn_postqtxt":"Here the credit refers to the use of a credit card, the use of a consumer credit or buying on credit (informally - \u201epe caiet\") from a shop","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"If a shop has sales for the goods you need","stats":"644","type":"freq"},{"value":"2","labl":"If a person needs to pay for education which would allow to","stats":"290","type":"freq"},{"value":"3","labl":"If a person really needs a vacation but does not have money","stats":"79","type":"freq"},{"value":"4","labl":"Other","stats":"135","type":"freq"},{"value":"5","labl":"I wouldnt buy on credit in any circumstance","stats":"604","type":"freq"},{"value":"9","labl":"dont know","stats":"274","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V55","name":"AO10_ALTA","file_id":"F1","var_intrvl":"discrete","var_start_pos":"292","var_end_pos":"334","var_width":"43","var_rec_seg_no":"1","labl":"Response to AO10 if respondent selected other","var_qstn_qstnlit":"When do you think buying on credit is justified?","var_qstn_postqtxt":"Here the credit refers to the use of a credit card, the use of a consumer credit or buying on credit (informally - \u201epe caiet\") from a shop","var_sumstat":[{"value":"123","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"#ZILE NEGRE #","labl":null,"stats":"1","type":"freq"},{"value":"ACCIDENT# BOALA","labl":null,"stats":"1","type":"freq"},{"value":"ACCIDENTE - BOALA# DIVORT","labl":null,"stats":"1","type":"freq"},{"value":"ALTE NEVOI PERSONALE","labl":null,"stats":"1","type":"freq"},{"value":"ALTE PLATI","labl":null,"stats":"1","type":"freq"},{"value":"AUTOTURISM","labl":null,"stats":"1","type":"freq"},{"value":"BANI PENTRU SANATATE","labl":null,"stats":"1","type":"freq"},{"value":"BOALA","labl":null,"stats":"7","type":"freq"},{"value":"BOALA # OPERATIE","labl":null,"stats":"1","type":"freq"},{"value":"BOALA # OPERATIE # ETC","labl":null,"stats":"1","type":"freq"},{"value":"BOALA SAU DECES","labl":null,"stats":"1","type":"freq"},{"value":"BOALA# ACCIDENT# NECAZURI","labl":null,"stats":"1","type":"freq"},{"value":"CAND NU AI CU CE TE DESCURCA","labl":null,"stats":"1","type":"freq"},{"value":"CAND NU AM BANII NECESARI","labl":null,"stats":"1","type":"freq"},{"value":"CAND RAMAN FARA BANI","labl":null,"stats":"1","type":"freq"},{"value":"CASA","labl":null,"stats":"1","type":"freq"},{"value":"CASA# MASINA","labl":null,"stats":"2","type":"freq"},{"value":"CAZ DE BOALA","labl":null,"stats":"1","type":"freq"},{"value":"CAZURI DE URGENTA","labl":null,"stats":"1","type":"freq"},{"value":"CAZURI SPECIALE","labl":null,"stats":"2","type":"freq"},{"value":"CE NU POATE FI AMANATA","labl":null,"stats":"1","type":"freq"},{"value":"COMP LA LOCUINTA","labl":null,"stats":"1","type":"freq"},{"value":"COMPLETARE VENITURI CASNICE","labl":null,"stats":"1","type":"freq"},{"value":"CONSTRUIRE LOCUINTA","labl":null,"stats":"1","type":"freq"},{"value":"CRIZA FINANCIARA","labl":null,"stats":"1","type":"freq"},{"value":"CUMPARAT MEDICAMENTE","labl":null,"stats":"1","type":"freq"},{"value":"DACA AM NEAPARATA NEVOIE","labl":null,"stats":"1","type":"freq"},{"value":"DACA ESTE NEVOIE","labl":null,"stats":"1","type":"freq"},{"value":"DACA NU AM BANII NECESARI","labl":null,"stats":"1","type":"freq"},{"value":"DACA NU ARE BANI SUFICIENTI","labl":null,"stats":"1","type":"freq"},{"value":"DACA NU IMI DAU PRIETENII","labl":null,"stats":"1","type":"freq"},{"value":"DACA SUNT NEVOIT","labl":null,"stats":"1","type":"freq"},{"value":"DECES IN FAMILIE","labl":null,"stats":"1","type":"freq"},{"value":"DECESUL UNUIA","labl":null,"stats":"1","type":"freq"},{"value":"DIN OBISNUINTA# DE FRICA CA NU POATE PLATI","labl":null,"stats":"1","type":"freq"},{"value":"DOCTOR","labl":null,"stats":"1","type":"freq"},{"value":"IN CAZ DE URGENTA","labl":null,"stats":"3","type":"freq"},{"value":"IN CAZ DE URGENTA (BOALA# ACCIDENT)","labl":null,"stats":"1","type":"freq"},{"value":"IN CAZUL IN CARE NU TE POTI DESCURCA ALTFEL","labl":null,"stats":"1","type":"freq"},{"value":"INVESTITII","labl":null,"stats":"2","type":"freq"},{"value":"LIPSA BANILOR# VENITUL SIGUR","labl":null,"stats":"1","type":"freq"},{"value":"LOCUINTA","labl":null,"stats":"1","type":"freq"},{"value":"MASINA","labl":null,"stats":"1","type":"freq"},{"value":"MEDICAMENTE","labl":null,"stats":"1","type":"freq"},{"value":"NECESITATI","labl":null,"stats":"1","type":"freq"},{"value":"NEPREVAZUT","labl":null,"stats":"1","type":"freq"},{"value":"NEPREVAZUTE","labl":null,"stats":"1","type":"freq"},{"value":"NEVOI PERSONALE # REABILITARE","labl":null,"stats":"1","type":"freq"},{"value":"NEVOI PERSONALE# SCOALA","labl":null,"stats":"1","type":"freq"},{"value":"NEVOIE #URGENTA","labl":null,"stats":"1","type":"freq"},{"value":"NU NE AJUNG BANII","labl":null,"stats":"1","type":"freq"},{"value":"NUMAI CAND SE IMPUNE","labl":null,"stats":"2","type":"freq"},{"value":"NUMAI DACA ESTE CAZUL","labl":null,"stats":"3","type":"freq"},{"value":"NUMAI DACA NU-I DAU RUDELE","labl":null,"stats":"1","type":"freq"},{"value":"NUMAI DACA SE IMPUNE","labl":null,"stats":"1","type":"freq"},{"value":"NUMIA DACA SE IMPUNE","labl":null,"stats":"1","type":"freq"},{"value":"NUNTA","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU A ACHITA CHELTUIELILE","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU A-MI ONORA AFACERILE","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU AFACERE","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU CONSTRUCTII IN GOSPODARIE","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU MASINA","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU O CASA","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU O CASA\/MASINA","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU O INVESTITIE MARE","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU O URGENTA","labl":null,"stats":"2","type":"freq"},{"value":"PENTRU SANATATE","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU SANATATE# TRATAMENT","labl":null,"stats":"1","type":"freq"},{"value":"PRIMA CASA","labl":null,"stats":"1","type":"freq"},{"value":"PROBLEMA DE SANATATE","labl":null,"stats":"1","type":"freq"},{"value":"PROBLEME DE SANATATE","labl":null,"stats":"2","type":"freq"},{"value":"PROBLEME FINANCIARE MARI","labl":null,"stats":"1","type":"freq"},{"value":"PROBLEME GRAVE IN FAMILIE","labl":null,"stats":"1","type":"freq"},{"value":"PROBLEME PERSONALE","labl":null,"stats":"2","type":"freq"},{"value":"PT SANATATE","labl":null,"stats":"2","type":"freq"},{"value":"PT UN BUN MATERIAL DE CARE AS AVEA NEVOIE","labl":null,"stats":"1","type":"freq"},{"value":"PT.SANATATE","labl":null,"stats":"2","type":"freq"},{"value":"REPARATII CASA","labl":null,"stats":"2","type":"freq"},{"value":"REZOLVARE PROBLEME","labl":null,"stats":"1","type":"freq"},{"value":"SA CUMPAR MATERIALE SA REPAR CASA","labl":null,"stats":"1","type":"freq"},{"value":"SA PUTEM SUPRAVIETUI","labl":null,"stats":"1","type":"freq"},{"value":"SA-MI DESCHID O AFACERE","labl":null,"stats":"1","type":"freq"},{"value":"SANATATE","labl":null,"stats":"1","type":"freq"},{"value":"SANATATE-AJUTOR OPERATII","labl":null,"stats":"1","type":"freq"},{"value":"SERVICII MEDICALE","labl":null,"stats":"1","type":"freq"},{"value":"SITUATII FOARTE URGENTE","labl":null,"stats":"1","type":"freq"},{"value":"SITUATII NEPREVAZUTE# EVENIMENTE IMPORTANTE","labl":null,"stats":"1","type":"freq"},{"value":"SPITAL","labl":null,"stats":"1","type":"freq"},{"value":"TERMINAREA CONSTRUCTIEI LOCUINTEI","labl":null,"stats":"1","type":"freq"},{"value":"TRATAMENT","labl":null,"stats":"1","type":"freq"},{"value":"TRATAMENT BOALA","labl":null,"stats":"1","type":"freq"},{"value":"TRATAMENT MEDICAL","labl":null,"stats":"1","type":"freq"},{"value":"TRATAMENT# SCOALA","labl":null,"stats":"1","type":"freq"},{"value":"URGENTE","labl":null,"stats":"2","type":"freq"},{"value":"URGENTE (DECESE# BOLI)","labl":null,"stats":"1","type":"freq"},{"value":"URGENTE FAMILIALE","labl":null,"stats":"2","type":"freq"},{"value":"URGENTE IN GOSPODARIE","labl":null,"stats":"1","type":"freq"},{"value":"URGENTE-FAMILIE","labl":null,"stats":"1","type":"freq"},{"value":"UTILAJE AGRICOLE","labl":null,"stats":"1","type":"freq"},{"value":"UTILAJE AGRICOLE BUNE","labl":null,"stats":"1","type":"freq"},{"value":"ZILE NEGRE","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V56","name":"ISF1_1a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"335","var_end_pos":"335","var_width":"1","var_rec_seg_no":"1","labl":"Do you follow Changes in the property market?","var_qstn_qstnlit":"What tendencies from the ones given below you follow personally? \nChanges in the property market","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"315","type":"freq"},{"value":"2","labl":"no","stats":"1711","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V57","name":"ISF1_1b","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"336","var_end_pos":"336","var_width":"1","var_rec_seg_no":"1","labl":"Do you follow Changes of quotation and indices in the capital market?","var_qstn_qstnlit":"What tendencies from the ones given below you follow personally? \nChanges of quotations and indices in the capital market","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"118","type":"freq"},{"value":"2","labl":"no","stats":"1908","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V58","name":"ISF1_1c","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"337","var_end_pos":"337","var_width":"1","var_rec_seg_no":"1","labl":"Do you follow Changes of interest rates in deposits?","var_qstn_qstnlit":"What tendencies from the ones given below you follow personally? \nChanges of interest rates on deposits","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"537","type":"freq"},{"value":"2","labl":"no","stats":"1489","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V59","name":"ISF1_1d","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"338","var_end_pos":"338","var_width":"1","var_rec_seg_no":"1","labl":"Do you follow Changes of interest rates on credits?","var_qstn_qstnlit":"What tendencies from the ones given below you follow personally? \nChanges of interest rates on credits","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"687","type":"freq"},{"value":"2","labl":"no","stats":"1339","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V60","name":"ISF1_1e","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"339","var_end_pos":"339","var_width":"1","var_rec_seg_no":"1","labl":"Do you follow Changes in the inflation rate?","var_qstn_qstnlit":"What tendencies from the ones given below you follow personally? \nChanges in the inflation rate","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"580","type":"freq"},{"value":"2","labl":"no","stats":"1446","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V61","name":"ISF1_1f","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"340","var_end_pos":"340","var_width":"1","var_rec_seg_no":"1","labl":"Do you follow Changes in the level of public pensions, benefits and tax exemptio","var_qstn_qstnlit":"What tendencies from the ones given below you follow personally? \nChanges in the level of public pensions, benefits and tax exemptions","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"735","type":"freq"},{"value":"2","labl":"no","stats":"1291","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V62","name":"ISF1_1g","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"341","var_end_pos":"341","var_width":"1","var_rec_seg_no":"1","labl":"Do you follow Price fluctutations for oil, gold, metals, etc.?","var_qstn_qstnlit":"What tendencies from the ones given below you follow personally? \nPrice fluctuations for oil, gold, metals, etc.","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"232","type":"freq"},{"value":"2","labl":"no","stats":"1794","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V63","name":"ISF1X","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"342","var_end_pos":"342","var_width":"1","var_rec_seg_no":"1","labl":"First source of information","var_qstn_qstnlit":"If Yes ISF1a. What is the main source of information?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"1281","type":"vald"},{"value":"1108","type":"invd"}],"var_catgry":[{"value":"1","labl":"Advertising","stats":"263","type":"freq"},{"value":"2","labl":"Newspapers, magazines, TV programs specializing on financial","stats":"570","type":"freq"},{"value":"3","labl":"Specialized web sites","stats":"52","type":"freq"},{"value":"4","labl":"Bank officers, employees of insurance and management compani","stats":"101","type":"freq"},{"value":"5","labl":"Independent financial consultants or brokers","stats":"15","type":"freq"},{"value":"6","labl":"Friends and acquaintances","stats":"190","type":"freq"},{"value":"9","labl":"dont know","stats":"90","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1108","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V64","name":"ISF1Y","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"343","var_end_pos":"343","var_width":"1","var_rec_seg_no":"1","labl":"Second source of information","var_qstn_qstnlit":"If Yes ISF1a. What is the main source of information?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"959","type":"vald"},{"value":"1430","type":"invd"}],"var_catgry":[{"value":"1","labl":"Advertising","stats":"162","type":"freq"},{"value":"2","labl":"Newspapers, magazines, TV programs specializing on financial","stats":"188","type":"freq"},{"value":"3","labl":"Specialized web sites","stats":"90","type":"freq"},{"value":"4","labl":"Bank officers, employees of insurance and management compani","stats":"95","type":"freq"},{"value":"5","labl":"Independent financial consultants or brokers","stats":"51","type":"freq"},{"value":"6","labl":"Friends and acquaintances","stats":"373","type":"freq"},{"value":"9","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1430","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V65","name":"ISF2_1_a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"344","var_end_pos":"344","var_width":"1","var_rec_seg_no":"1","labl":"Aware of fin. services activities of The National House of Pensions?","var_qstn_qstnlit":"Aware of fin. services activities of The National House of Pensions?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"806","type":"freq"},{"value":"2","labl":"no","stats":"1220","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V66","name":"ISF2_1_b","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"345","var_end_pos":"345","var_width":"1","var_rec_seg_no":"1","labl":"Aware of fin. services activities of The Insurance Supervisory Commission?","var_qstn_qstnlit":"Aware of fin. services activities of The Insurance Supervisory Commission?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"205","type":"freq"},{"value":"2","labl":"no","stats":"1821","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V67","name":"ISF2_1_c","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"346","var_end_pos":"346","var_width":"1","var_rec_seg_no":"1","labl":"Aware of fin. services activities of The Private Pension System Supervisory Comm","var_qstn_qstnlit":"Aware of fin. services activities of The Private Pension System Supervisory Comm","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"206","type":"freq"},{"value":"2","labl":"no","stats":"1820","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V68","name":"ISF2_1_d","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"347","var_end_pos":"347","var_width":"1","var_rec_seg_no":"1","labl":"Aware of fin. services activities of The Romanian National Securities Commission","var_qstn_qstnlit":"Aware of fin. services activities of The Romanian National Securities Commission","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"91","type":"freq"},{"value":"2","labl":"no","stats":"1935","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V69","name":"ISF2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"348","var_end_pos":"348","var_width":"1","var_rec_seg_no":"1","labl":"Aware of fin. services activities of The National Authority for Consumer Protect","var_qstn_qstnlit":"Aware of fin. services activities of The National Authority for Consumer Protect","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"480","type":"freq"},{"value":"2","labl":"no","stats":"1546","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V70","name":"ISF2_1_e","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"349","var_end_pos":"349","var_width":"1","var_rec_seg_no":"1","labl":"Aware of fin. services activities of The Competition Council?","var_qstn_qstnlit":"Aware of fin. services activities of The Competition Council?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"142","type":"freq"},{"value":"2","labl":"no","stats":"1884","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V71","name":"ISF3_a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"350","var_end_pos":"350","var_width":"1","var_rec_seg_no":"1","labl":"Contact with bank officers or bankers?","var_qstn_qstnlit":"During the last 12 months, how many visits \/ personal contacts or through phone did you have with...? \nbank officers or bankers","var_val_range":[{"units":"REAL","min":"0","max":"4"}],"var_sumstat":[{"value":"2019","type":"vald"},{"value":"370","type":"invd"}],"var_catgry":[{"value":"0","labl":"Never","stats":"1551","type":"freq"},{"value":"1","labl":"Once a month or less","stats":"374","type":"freq"},{"value":"2","labl":"Few times a month","stats":"79","type":"freq"},{"value":"3","labl":"Few times a week","stats":"14","type":"freq"},{"value":"4","labl":"Daily","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"370","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V72","name":"ISF3_b","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"351","var_end_pos":"351","var_width":"1","var_rec_seg_no":"1","labl":"Contact with representatives of insurance companies\/private pension fund?","var_qstn_qstnlit":"During the last 12 months, how many visits \/ personal contacts or through phone did you have with...? \nrepresentatives of insurance companies \/ private pension fund","var_val_range":[{"units":"REAL","min":"0","max":"4"}],"var_sumstat":[{"value":"2022","type":"vald"},{"value":"367","type":"invd"}],"var_catgry":[{"value":"0","labl":"Never","stats":"1797","type":"freq"},{"value":"1","labl":"Once a month or less","stats":"192","type":"freq"},{"value":"2","labl":"Few times a month","stats":"28","type":"freq"},{"value":"3","labl":"Few times a week","stats":"5","type":"freq"},{"value":"4","labl":"Daily","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"367","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V73","name":"ISF3_c","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"352","var_end_pos":"352","var_width":"1","var_rec_seg_no":"1","labl":"Contact with representatives of securities companies?","var_qstn_qstnlit":"During the last 12 months, how many visits \/ personal contacts or through phone did you have with...? \nrepresentatives of securities companies (for share deals)","var_val_range":[{"units":"REAL","min":"0","max":"4"}],"var_sumstat":[{"value":"2021","type":"vald"},{"value":"368","type":"invd"}],"var_catgry":[{"value":"0","labl":"Never","stats":"1977","type":"freq"},{"value":"1","labl":"Once a month or less","stats":"36","type":"freq"},{"value":"2","labl":"Few times a month","stats":"2","type":"freq"},{"value":"3","labl":"Few times a week","stats":"6","type":"freq"},{"value":"4","labl":"Daily","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"368","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V74","name":"ISF3_d","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"353","var_end_pos":"353","var_width":"1","var_rec_seg_no":"1","labl":"Contact with independent financial advisers or brokers?","var_qstn_qstnlit":"During the last 12 months, how many visits \/ personal contacts or through phone did you have with...? \nindependent financial advisers or brokers","var_val_range":[{"units":"REAL","min":"0","max":"4"}],"var_sumstat":[{"value":"2020","type":"vald"},{"value":"369","type":"invd"}],"var_catgry":[{"value":"0","labl":"Never","stats":"1935","type":"freq"},{"value":"1","labl":"Once a month or less","stats":"69","type":"freq"},{"value":"2","labl":"Few times a month","stats":"10","type":"freq"},{"value":"3","labl":"Few times a week","stats":"5","type":"freq"},{"value":"4","labl":"Daily","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"369","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V75","name":"ISF3_e","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"354","var_end_pos":"354","var_width":"1","var_rec_seg_no":"1","labl":"Contact with representatives of a non-banking financial institution?","var_qstn_qstnlit":"During the last 12 months, how many visits \/ personal contacts or through phone did you have with...? \nrepresentatives of a non-banking financial institution , such as Provident or Fingroup Credit","var_val_range":[{"units":"REAL","min":"0","max":"4"}],"var_sumstat":[{"value":"2017","type":"vald"},{"value":"372","type":"invd"}],"var_catgry":[{"value":"0","labl":"Never","stats":"1958","type":"freq"},{"value":"1","labl":"Once a month or less","stats":"48","type":"freq"},{"value":"2","labl":"Few times a month","stats":"7","type":"freq"},{"value":"3","labl":"Few times a week","stats":"3","type":"freq"},{"value":"4","labl":"Daily","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"372","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V76","name":"ISF3_f","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"355","var_end_pos":"355","var_width":"1","var_rec_seg_no":"1","labl":"Contact with pawn houses personnel?","var_qstn_qstnlit":"During the last 12 months, how many visits \/ personal contacts or through phone did you have with...? \npawn houses personnel","var_val_range":[{"units":"REAL","min":"0","max":"4"}],"var_sumstat":[{"value":"2019","type":"vald"},{"value":"370","type":"invd"}],"var_catgry":[{"value":"0","labl":"Never","stats":"1978","type":"freq"},{"value":"1","labl":"Once a month or less","stats":"33","type":"freq"},{"value":"2","labl":"Few times a month","stats":"4","type":"freq"},{"value":"3","labl":"Few times a week","stats":"2","type":"freq"},{"value":"4","labl":"Daily","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"370","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V77","name":"ISF4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"356","var_end_pos":"356","var_width":"1","var_rec_seg_no":"1","labl":"Often talk about financial institutions and services?","var_qstn_qstnlit":"When you meet your relatives, colleagues, friends, how often do you talk about financial institutions and services?","var_val_range":[{"units":"REAL","min":"0","max":"4"}],"var_sumstat":[{"value":"1999","type":"vald"},{"value":"390","type":"invd"}],"var_catgry":[{"value":"0","labl":"Never","stats":"799","type":"freq"},{"value":"1","labl":"Once a month or less","stats":"734","type":"freq"},{"value":"2","labl":"Few times a month","stats":"327","type":"freq"},{"value":"3","labl":"Few times a week","stats":"110","type":"freq"},{"value":"4","labl":"Daily","stats":"29","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"390","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V78","name":"ISF5_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"357","var_end_pos":"358","var_width":"2","var_rec_seg_no":"1","labl":"Commercial bank should train","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania? \nA commercial bank","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1077","type":"freq"},{"value":"1","labl":"yes","stats":"492","type":"freq"},{"value":"99","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V79","name":"ISF5_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"359","var_end_pos":"360","var_width":"2","var_rec_seg_no":"1","labl":"Pension fund and\/or insurance companies should train","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nPension fund and\/or insurance companies","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1327","type":"freq"},{"value":"1","labl":"yes","stats":"242","type":"freq"},{"value":"99","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V80","name":"ISF5_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"361","var_end_pos":"362","var_width":"2","var_rec_seg_no":"1","labl":"Unit Investment funds (management companies) should train","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nUnit investment funds (management companies)","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1471","type":"freq"},{"value":"1","labl":"yes","stats":"98","type":"freq"},{"value":"99","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V81","name":"ISF5_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"363","var_end_pos":"364","var_width":"2","var_rec_seg_no":"1","labl":"NGOs.\/public orgs. involved in consumer rights protection should train","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nNon-government organizations or public organizations involved in consumer rights protection","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1100","type":"freq"},{"value":"1","labl":"yes","stats":"469","type":"freq"},{"value":"99","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V82","name":"ISF5_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"365","var_end_pos":"366","var_width":"2","var_rec_seg_no":"1","labl":"Govt. entities regulating these markets should train","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nGovernment entities regulating these markets","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"867","type":"freq"},{"value":"1","labl":"yes","stats":"702","type":"freq"},{"value":"99","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V83","name":"ISF5_6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"367","var_end_pos":"368","var_width":"2","var_rec_seg_no":"1","labl":"Higher education institutions of eocnomic and fin. profile should train","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nHigher education institutions of economic and financial profile","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1088","type":"freq"},{"value":"1","labl":"yes","stats":"481","type":"freq"},{"value":"99","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V84","name":"ISF5_7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"369","var_end_pos":"370","var_width":"2","var_rec_seg_no":"1","labl":"Independent financial consultants should train","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nIndependent financial consultants","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1346","type":"freq"},{"value":"1","labl":"yes","stats":"223","type":"freq"},{"value":"99","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V85","name":"ISF5_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"371","var_end_pos":"372","var_width":"2","var_rec_seg_no":"1","labl":"Mass media (Journalists and TV presenters) should train","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nMass media (journalists and TV presenters)","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"972","type":"freq"},{"value":"1","labl":"yes","stats":"597","type":"freq"},{"value":"99","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V86","name":"ISF5_9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"373","var_end_pos":"374","var_width":"2","var_rec_seg_no":"1","labl":"Others should train","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nOther","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1555","type":"freq"},{"value":"1","labl":"yes","stats":"14","type":"freq"},{"value":"99","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V87","name":"ISF5_99","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"375","var_end_pos":"375","var_width":"1","var_rec_seg_no":"1","labl":"Don't know","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nDon't know","var_qstn_postqtxt":"Choose up to 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1569","type":"freq"},{"value":"1","labl":"yes","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V88","name":"ISF5_9_altele","file_id":"F1","var_intrvl":"discrete","var_start_pos":"376","var_end_pos":"394","var_width":"19","var_rec_seg_no":"1","labl":"Response to ISF5_9 if respondent selected other","var_qstn_qstnlit":"Which of the following organizations do you see as the most suitable to deliver financial literacy program in Romania?\nOther (specified)","var_qstn_postqtxt":"Choose up to 3 answers","var_sumstat":[{"value":"14","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"AUTORITATILE LOCALE","labl":null,"stats":"1","type":"freq"},{"value":"BISERICA","labl":null,"stats":"1","type":"freq"},{"value":"INTERNET","labl":null,"stats":"1","type":"freq"},{"value":"PARTIDUL ROMILOR","labl":null,"stats":"3","type":"freq"},{"value":"PRIMARIA","labl":null,"stats":"3","type":"freq"},{"value":"SCOALA","labl":null,"stats":"5","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V89","name":"ISF6_a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"395","var_end_pos":"395","var_width":"1","var_rec_seg_no":"1","labl":"How to forms one's own financial targets and draw a personal plan?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nHow to form one's own financial targets and draw a personal current financial plan","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"1000","type":"freq"},{"value":"2","labl":"no","stats":"337","type":"freq"},{"value":"9","labl":"dont know","stats":"689","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V90","name":"ISF6_b","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"396","var_end_pos":"396","var_width":"1","var_rec_seg_no":"1","labl":"What not to do to get up to one's neck in debt using credits?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nWhat to do not to get up to one's neck in debt when using credits","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"1334","type":"freq"},{"value":"2","labl":"no","stats":"235","type":"freq"},{"value":"9","labl":"dont know","stats":"457","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V91","name":"ISF6_c","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"397","var_end_pos":"397","var_width":"1","var_rec_seg_no":"1","labl":"How to plan purchases of durables and evaluate abilities to implement?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nHow to plan purchases of durables (car, apartment, dacha) and evaluate one's abilities to implement them","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"942","type":"freq"},{"value":"2","labl":"no","stats":"380","type":"freq"},{"value":"9","labl":"dont know","stats":"704","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V92","name":"ISF6_d","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"398","var_end_pos":"398","var_width":"1","var_rec_seg_no":"1","labl":"How does the pension scheme work and how to secure one's old age income?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nHow does the pension scheme work and what methods are available to secure one's old age income","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"1167","type":"freq"},{"value":"2","labl":"no","stats":"276","type":"freq"},{"value":"9","labl":"dont know","stats":"583","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V93","name":"ISF6_e","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"399","var_end_pos":"399","var_width":"1","var_rec_seg_no":"1","labl":"Banking services - accounts, deposits?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nBanking services - current accounts, saving deposits, and plastic cards","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"1018","type":"freq"},{"value":"2","labl":"no","stats":"325","type":"freq"},{"value":"9","labl":"dont know","stats":"683","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V94","name":"ISF6_f","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"400","var_end_pos":"400","var_width":"1","var_rec_seg_no":"1","labl":"Consumer credits to purchase goods and services?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nConsumer credits to purchase goods and services","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"935","type":"freq"},{"value":"2","labl":"no","stats":"383","type":"freq"},{"value":"9","labl":"dont know","stats":"708","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V95","name":"ISF6_g","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"401","var_end_pos":"401","var_width":"1","var_rec_seg_no":"1","labl":"Mortgage loans","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nMortgage loans","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"779","type":"freq"},{"value":"2","labl":"no","stats":"477","type":"freq"},{"value":"9","labl":"dont know","stats":"770","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V96","name":"ISF6_h","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"402","var_end_pos":"402","var_width":"1","var_rec_seg_no":"1","labl":"Insurance and insurance products?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nInsurance and insurance products","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"969","type":"freq"},{"value":"2","labl":"no","stats":"366","type":"freq"},{"value":"9","labl":"dont know","stats":"691","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V97","name":"ISF6_i","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"403","var_end_pos":"403","var_width":"1","var_rec_seg_no":"1","labl":"Private pension funds?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nPrivate pension funds","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"876","type":"freq"},{"value":"2","labl":"no","stats":"404","type":"freq"},{"value":"9","labl":"dont know","stats":"746","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V98","name":"ISF6_j","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"404","var_end_pos":"404","var_width":"1","var_rec_seg_no":"1","labl":"Capital markets, stock and unit fund shares?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nCapital markets, stock and unit fund shares","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"606","type":"freq"},{"value":"2","labl":"no","stats":"528","type":"freq"},{"value":"9","labl":"dont know","stats":"892","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V99","name":"ISF6_k","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"405","var_end_pos":"405","var_width":"1","var_rec_seg_no":"1","labl":"Sources of info. on fin. services, how to interpret info., etc.?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nSources of information on financial services, how to interpret the information and how to differentiate the advertising information from the objective one","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"747","type":"freq"},{"value":"2","labl":"no","stats":"425","type":"freq"},{"value":"9","labl":"dont know","stats":"854","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V100","name":"ISF6_l","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"406","var_end_pos":"406","var_width":"1","var_rec_seg_no":"1","labl":"Parameters used to compare the services offered by banks and others?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nWhat parameters are used to compare the services offered by banks and other financial companies","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"801","type":"freq"},{"value":"2","labl":"no","stats":"395","type":"freq"},{"value":"9","labl":"dont know","stats":"830","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V101","name":"ISF6_m","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"407","var_end_pos":"407","var_width":"1","var_rec_seg_no":"1","labl":"Consumer rights protection laws and what to do when they are violated?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nWhat consumer rights protection laws are available and what one needs to do when one's consumer rights are violated","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"1044","type":"freq"},{"value":"2","labl":"no","stats":"287","type":"freq"},{"value":"9","labl":"dont know","stats":"695","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V102","name":"ISF6_n","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"408","var_end_pos":"408","var_width":"1","var_rec_seg_no":"1","labl":"Info. user needs to pay attention to when signing contract with a bank?","var_qstn_qstnlit":"Which of the following aspects of managing personal finances do you believe that should necessarily be part of a financial training course for people...?\nWhat information should a user pay attention to when signing a contract with a bank or another financial company","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"1043","type":"freq"},{"value":"2","labl":"no","stats":"277","type":"freq"},{"value":"9","labl":"dont know","stats":"706","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V103","name":"ISF7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"409","var_end_pos":"410","var_width":"2","var_rec_seg_no":"1","labl":"Often compare terms\/conditions for provision of fin. services by companies befor","var_qstn_qstnlit":"How often do you compare the terms and conditions for provision of financial services by various companies before you buy such a service?","var_val_range":[{"units":"REAL","min":"1","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"461","type":"freq"},{"value":"2","labl":"Rarely","stats":"455","type":"freq"},{"value":"3","labl":"Sometimes","stats":"233","type":"freq"},{"value":"4","labl":"Always","stats":"116","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"546","type":"freq"},{"value":"99","labl":"dont know","stats":"215","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V104","name":"ISF8_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"411","var_end_pos":"412","var_width":"2","var_rec_seg_no":"1","labl":"Advertisements","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nAdvertisements","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"784","type":"freq"},{"value":"1","labl":"Yes","stats":"297","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"762","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V105","name":"ISF8_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"413","var_end_pos":"414","var_width":"2","var_rec_seg_no":"1","labl":"Info. materials of fin. companies on their tariffs and services","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nInformation materials of financial companies on their tariffs and services of various types","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"740","type":"freq"},{"value":"1","labl":"Yes","stats":"341","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"762","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V106","name":"ISF8_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"415","var_end_pos":"416","var_width":"2","var_rec_seg_no":"1","labl":"Advice of consultants working for providers of a required service","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nAdvice of consultants working for providers of a required service","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"780","type":"freq"},{"value":"1","labl":"Yes","stats":"301","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"762","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V107","name":"ISF8_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"417","var_end_pos":"418","var_width":"2","var_rec_seg_no":"1","labl":"Recommendations of independent fin. consultants or brokers","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nRecommendations of independent financial consultants or brokers","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"1016","type":"freq"},{"value":"1","labl":"Yes","stats":"65","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"762","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V108","name":"ISF8_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"419","var_end_pos":"420","var_width":"2","var_rec_seg_no":"1","labl":"Analytical materials published in mass media","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nAnalytical materials published in mass media","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"800","type":"freq"},{"value":"1","labl":"Yes","stats":"281","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"762","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V109","name":"ISF8_6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"421","var_end_pos":"422","var_width":"2","var_rec_seg_no":"1","labl":"Employer's advice","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nEmployer's advice","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"941","type":"freq"},{"value":"1","labl":"Yes","stats":"140","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"762","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V110","name":"ISF8_7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"423","var_end_pos":"424","var_width":"2","var_rec_seg_no":"1","labl":"Advice of friends and relatives","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nAdvice of friends and relatives","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"523","type":"freq"},{"value":"1","labl":"Yes","stats":"558","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"762","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V111","name":"ISF8_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"425","var_end_pos":"426","var_width":"2","var_rec_seg_no":"1","labl":"Internet resources","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nInternet resources","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"896","type":"freq"},{"value":"1","labl":"Yes","stats":"185","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"762","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V112","name":"ISF8_9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"427","var_end_pos":"428","var_width":"2","var_rec_seg_no":"1","labl":"Other","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nOther","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"1076","type":"freq"},{"value":"1","labl":"Yes","stats":"5","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"762","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V113","name":"ISF8_97","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"429","var_end_pos":"430","var_width":"2","var_rec_seg_no":"1","labl":"I dont use any financial service","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nI dont use any financial service","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"1081","type":"freq"},{"value":"1","labl":"Yes","stats":"762","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"0","type":"freq"},{"value":"99","labl":"Don't know","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V114","name":"ISF8_99","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"431","var_end_pos":"432","var_width":"2","var_rec_seg_no":"1","labl":"Don't know","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from? \nDon't know","var_qstn_postqtxt":"Multiple Response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"1081","type":"freq"},{"value":"1","labl":"Yes","stats":"189","type":"freq"},{"value":"97","labl":"I do not use any financial service","stats":"756","type":"freq"},{"value":"99","labl":"Don't know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V115","name":"ISF8_9_altele","file_id":"F1","var_intrvl":"discrete","var_start_pos":"433","var_end_pos":"456","var_width":"24","var_rec_seg_no":"1","labl":"Response to ISF8_9 if respondent selected other","var_qstn_qstnlit":"What sources of information do you pay attention to when choosing a company to buy a service from?","var_qstn_postqtxt":"Multiple Response","var_sumstat":[{"value":"2","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"PROPRIA EXPERIENTA","labl":null,"stats":"1","type":"freq"},{"value":"RENUMELE INSTITUTIEI CEC","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V116","name":"CSF1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"457","var_end_pos":"457","var_width":"1","var_rec_seg_no":"1","labl":"Do you consider yourself a financially literate person?","var_qstn_qstnlit":"Do you consider yourself a financially literate person?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"No knowledge and skills","stats":"586","type":"freq"},{"value":"2","labl":"Unsatisfactory knowledge and skills","stats":"478","type":"freq"},{"value":"3","labl":"Satisfactory knowledge and skills","stats":"517","type":"freq"},{"value":"4","labl":"Good knowledge and skills","stats":"144","type":"freq"},{"value":"5","labl":"Excellent knowledge and skills","stats":"19","type":"freq"},{"value":"9","labl":"dont know","stats":"282","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V117","name":"CSF2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"458","var_end_pos":"458","var_width":"1","var_rec_seg_no":"1","labl":"10000 lei deposit in acct at 8% annual int. rate is how much in 2 years?","var_qstn_qstnlit":"Let's assume that you deposited 10,000 lei in a bank account at 8% annual interest rate. How much money will you have in your account in 2 years if you do not withdraw from or add to this account any money?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"More than 18,000 lei","stats":"177","type":"freq"},{"value":"2","labl":"Exactly 18,000 lei","stats":"157","type":"freq"},{"value":"3","labl":"Less than 18,000 lei","stats":"830","type":"freq"},{"value":"9","labl":"Don't know","stats":"862","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V118","name":"CSF3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"459","var_end_pos":"459","var_width":"1","var_rec_seg_no":"1","labl":"10000 lei deposit in acct at 10% annual int. rate is how much in 5 years?","var_qstn_qstnlit":"Let's assume that you deposited 10,000 lei in a bank account at 10% annual interest rate. The interest will be earned at the end of each year and will be added to the principal. How much money will you have in your account in 5 years if you do not withdraw either the principal or the interest?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"More than 15,000 lei","stats":"492","type":"freq"},{"value":"2","labl":"Exactly 15,000 lei","stats":"324","type":"freq"},{"value":"3","labl":"Less than 15,000 lei","stats":"301","type":"freq"},{"value":"9","labl":"dont know","stats":"909","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V119","name":"CSF4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"460","var_end_pos":"460","var_width":"1","var_rec_seg_no":"1","labl":"10000 lei deposit in acct at 8% int. rate & 10% inflation buys?","var_qstn_qstnlit":"Imagine, than you deposited the money in a bank account at 8% interest rate, while the annual inflation rate was 10%. Do you think the money from your account can buy more or less, or the same amount of goods and services on average now as a year ago?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"More than a year ago","stats":"34","type":"freq"},{"value":"2","labl":"The same","stats":"260","type":"freq"},{"value":"3","labl":"Less than a year ago","stats":"880","type":"freq"},{"value":"9","labl":"dont know","stats":"852","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V120","name":"CSF5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"461","var_end_pos":"461","var_width":"1","var_rec_seg_no":"1","labl":"In 2012, Income doubles and consumer prices double, can you buy?","var_qstn_qstnlit":"Let's assume that in 2012 your income is twice as now, and the consumer prices also grow twofold. Do you think that in 2012 you will be able to buy more, less, or the same amount of goods and services as today?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"More than today","stats":"45","type":"freq"},{"value":"2","labl":"Exactly the same","stats":"650","type":"freq"},{"value":"3","labl":"Less than today","stats":"612","type":"freq"},{"value":"9","labl":"dont know","stats":"719","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V121","name":"CSF6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"462","var_end_pos":"462","var_width":"1","var_rec_seg_no":"1","labl":"1000 Lei TV, one discount is 150 lei and another is 10% off, which is better?","var_qstn_qstnlit":"Let's assume that you saw a TV-set of the same model on sales in two different shops. The initial retail price of it was 1,000 lei. One shop offered a discount of 150 lei, while the other one offered a 10% discount. Which one is a better bargain - a discount of 150 lei or 10%?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"A discount of 150 lei","stats":"1029","type":"freq"},{"value":"2","labl":"They are the same","stats":"172","type":"freq"},{"value":"3","labl":"A 10% discount","stats":"114","type":"freq"},{"value":"9","labl":"Don't know","stats":"711","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V122","name":"CSF7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"463","var_end_pos":"463","var_width":"1","var_rec_seg_no":"1","labl":"10000 lei loan, equal monthly repayments in 1 year + 600 lei charge, int. rate?","var_qstn_qstnlit":"Let's assume that you took a bank credit of 10,000 lei to be paid back during a year in equal monthly payments. The credit charge is 600 lei. Give a rough estimate of the annual interest rate on your credit.","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"3%","stats":"129","type":"freq"},{"value":"2","labl":"6%","stats":"640","type":"freq"},{"value":"3","labl":"9%","stats":"96","type":"freq"},{"value":"4","labl":"12%","stats":"21","type":"freq"},{"value":"9","labl":"dont know","stats":"1140","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V123","name":"CSF8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"464","var_end_pos":"464","var_width":"1","var_rec_seg_no":"1","labl":"Romanian bank goes bankrupt, what is max insured by govt. for a citizen?","var_qstn_qstnlit":"If a citizen has a deposit in a Romanian bank and this bank becomes bankrupt, do you know what maximum level of a deposit is entirely insured by the government?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"Govt. does not insure","stats":"245","type":"freq"},{"value":"2","labl":"The equivalent in lei of  30.000 euro","stats":"163","type":"freq"},{"value":"3","labl":"The equivalent in lei of  50.000 euro","stats":"234","type":"freq"},{"value":"4","labl":"The equivalent in lei of  100.000 euro","stats":"23","type":"freq"},{"value":"5","labl":"Govt. insures full amount of deposits","stats":"131","type":"freq"},{"value":"9","labl":"Don't know","stats":"1230","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V124","name":"CSF9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"465","var_end_pos":"465","var_width":"1","var_rec_seg_no":"1","labl":"Value of shares plummets due to fin. crisis, what losses are insured by govt.?","var_qstn_qstnlit":"If a citizen owns shares in the unit fund, and the value of shares plummeted because of a large scale financial crisis, what is an approximate level of losses insured by the government?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"Govt. does not insure","stats":"447","type":"freq"},{"value":"2","labl":"The equivalent in lei of  30.000 euro","stats":"43","type":"freq"},{"value":"3","labl":"The equivalent in lei of  50.000 euro","stats":"55","type":"freq"},{"value":"4","labl":"The equivalent in lei of  100.000 euro","stats":"13","type":"freq"},{"value":"5","labl":"Govt. insures full amount of deposits","stats":"41","type":"freq"},{"value":"9","labl":"Don't know","stats":"1427","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V125","name":"CSF10_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"466","var_end_pos":"466","var_width":"1","var_rec_seg_no":"1","labl":"The bank which went bankrupt","var_qstn_qstnlit":"In which of the following cases it is appropriate for the government to compensate individuals for the losses on the financial market?  \nThe bank which went bankrupt","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"370","type":"freq"},{"value":"1","labl":"yes","stats":"1056","type":"freq"},{"value":"9","labl":"dont know","stats":"600","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V126","name":"CSF10_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"467","var_end_pos":"467","var_width":"1","var_rec_seg_no":"1","labl":"Share of unit fund whose market value plunged","var_qstn_qstnlit":"In which of the following cases it is appropriate for the government to compensate individuals for the losses on the financial market?  \nShares of a unit fund whose market value plunged","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1193","type":"freq"},{"value":"1","labl":"yes","stats":"233","type":"freq"},{"value":"9","labl":"dont know","stats":"600","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V127","name":"CSF10_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"468","var_end_pos":"468","var_width":"1","var_rec_seg_no":"1","labl":"Share of private company and values of shares dropped significantly","var_qstn_qstnlit":"In which of the following cases it is appropriate for the government to compensate individuals for the losses on the financial market?  \nShares of a private company, and the value of shares dropped significantly","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1293","type":"freq"},{"value":"1","labl":"yes","stats":"133","type":"freq"},{"value":"9","labl":"dont know","stats":"600","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V128","name":"CSF10_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"469","var_end_pos":"469","var_width":"1","var_rec_seg_no":"1","labl":"Apartment prices dropped at moment one needs to sell them","var_qstn_qstnlit":"In which of the following cases it is appropriate for the government to compensate individuals for the losses on the financial market?  \nApartment prices dropped at the moment when one needs to sell them","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1235","type":"freq"},{"value":"1","labl":"yes","stats":"191","type":"freq"},{"value":"9","labl":"dont know","stats":"600","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V129","name":"CSF10_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"470","var_end_pos":"470","var_width":"1","var_rec_seg_no":"1","labl":"None of the above","var_qstn_qstnlit":"In which of the following cases it is appropriate for the government to compensate individuals for the losses on the financial market?  \nNone of the above","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1132","type":"freq"},{"value":"1","labl":"yes","stats":"294","type":"freq"},{"value":"9","labl":"dont know","stats":"600","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V130","name":"CSF10_9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"471","var_end_pos":"471","var_width":"1","var_rec_seg_no":"1","labl":"Don't know","var_qstn_qstnlit":"In which of the following cases it is appropriate for the government to compensate individuals for the losses on the financial market?  \nDon't know","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1426","type":"freq"},{"value":"1","labl":"yes","stats":"600","type":"freq"},{"value":"9","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V131","name":"GF1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"472","var_end_pos":"472","var_width":"1","var_rec_seg_no":"1","labl":"In you family, do you have a financial plan and how to cover monthly exps?","var_qstn_qstnlit":"In your family do you usually have a financial plan, thus you know how to cover current monthly expenses?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"1433","type":"freq"},{"value":"2","labl":"no","stats":"498","type":"freq"},{"value":"9","labl":"dont know","stats":"95","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V132","name":"GF2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"473","var_end_pos":"473","var_width":"1","var_rec_seg_no":"1","labl":"Is your family used to keeping records of income and expenditures?","var_qstn_qstnlit":"Is your family used to keeping records of income and expenditures?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes, we keep records of everything, entering all revenues an","stats":"241","type":"freq"},{"value":"2","labl":"Yes, we keep records of everything, but not all revenues and","stats":"227","type":"freq"},{"value":"3","labl":"No, we dont keep records of everything, but we know in gener","stats":"1356","type":"freq"},{"value":"4","labl":"No, we dont keep records of family","stats":"119","type":"freq"},{"value":"9","labl":"dont know","stats":"83","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V133","name":"GF3a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"474","var_end_pos":"474","var_width":"1","var_rec_seg_no":"1","labl":"Last 12 months, how often did your household remain with unspent money?","var_qstn_qstnlit":"How often during the last 12 months your household remained with unspent money from month to month","var_qstn_postqtxt":"If money spent = money earned always or very often (codes 5 and 4 at GF3c) ? GO TO GF4 \nIf left without money always or very often (codes 5 and 4 at GF3b) ? GO TO GF3Y \nIf money remains unspent always or very often (codes 5 and 4 at GF3a) ? GO TO GF3X","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"1950","type":"vald"},{"value":"439","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"687","type":"freq"},{"value":"2","labl":"Very rarely","stats":"555","type":"freq"},{"value":"3","labl":"Sometimes","stats":"448","type":"freq"},{"value":"4","labl":"Very often","stats":"108","type":"freq"},{"value":"5","labl":"Always","stats":"51","type":"freq"},{"value":"9","labl":"dont know","stats":"101","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"439","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V134","name":"GF3b","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"475","var_end_pos":"475","var_width":"1","var_rec_seg_no":"1","labl":"Last 12 months, how often did your household remain without money?","var_qstn_qstnlit":"How often during the last 12 months your household remained without money from month to month","var_qstn_postqtxt":"If money spent = money earned always or very often (codes 5 and 4 at GF3c) ? GO TO GF4 \nIf left without money always or very often (codes 5 and 4 at GF3b) ? GO TO GF3Y \nIf money remains unspent always or very often (codes 5 and 4 at GF3a) ? GO TO GF3X","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"1944","type":"vald"},{"value":"445","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"369","type":"freq"},{"value":"2","labl":"Very rarely","stats":"417","type":"freq"},{"value":"3","labl":"Sometimes","stats":"518","type":"freq"},{"value":"4","labl":"Very often","stats":"363","type":"freq"},{"value":"5","labl":"Always","stats":"184","type":"freq"},{"value":"9","labl":"dont know","stats":"93","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"445","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V135","name":"GF3c","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"476","var_end_pos":"476","var_width":"1","var_rec_seg_no":"1","labl":"Last 12 months, how often did your household spend exactly what was earned?","var_qstn_qstnlit":"How often during the last 12 months your household spent in a month exactly the money earned in the previous month","var_qstn_postqtxt":"If money spent = money earned always or very often (codes 5 and 4 at GF3c) ? GO TO GF4 \nIf left without money always or very often (codes 5 and 4 at GF3b) ? GO TO GF3Y \nIf money remains unspent always or very often (codes 5 and 4 at GF3a) ? GO TO GF3X","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"1904","type":"vald"},{"value":"485","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"230","type":"freq"},{"value":"2","labl":"Very rarely","stats":"333","type":"freq"},{"value":"3","labl":"Sometimes","stats":"371","type":"freq"},{"value":"4","labl":"Very often","stats":"546","type":"freq"},{"value":"5","labl":"Always","stats":"308","type":"freq"},{"value":"9","labl":"dont know","stats":"116","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"485","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V136","name":"GF3X_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"477","var_end_pos":"477","var_width":"1","var_rec_seg_no":"1","labl":"Unspent money - spent on consumer goods","var_qstn_qstnlit":"When your household remains with unspent money from month to month, generally what do you do with them? \nWe spend it on consumer goods","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"382","type":"vald"},{"value":"2007","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"117","type":"freq"},{"value":"2","labl":"no","stats":"265","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2007","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V137","name":"GF3X_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"478","var_end_pos":"478","var_width":"1","var_rec_seg_no":"1","labl":"Unspent money - kept in cash","var_qstn_qstnlit":"When your household remains with unspent money from month to month, generally what do you do with them? \nWe keep it in cash","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"387","type":"vald"},{"value":"2002","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"273","type":"freq"},{"value":"2","labl":"no","stats":"114","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2002","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V138","name":"GF3X_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"479","var_end_pos":"479","var_width":"1","var_rec_seg_no":"1","labl":"Unspent money - deposit it and don't withdraw it","var_qstn_qstnlit":"When your household remains with unspent money from month to month, generally what do you do with them? \nWe deposit it or do not withdraw it from the account","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"384","type":"vald"},{"value":"2005","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"85","type":"freq"},{"value":"2","labl":"no","stats":"299","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2005","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V139","name":"GF3X_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"480","var_end_pos":"480","var_width":"1","var_rec_seg_no":"1","labl":"Unspent money - invest it in capital market","var_qstn_qstnlit":"When your household remains with unspent money from month to month, generally what do you do with them? \nWe invest it in the capital market","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"380","type":"vald"},{"value":"2009","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"5","type":"freq"},{"value":"2","labl":"no","stats":"375","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2009","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V140","name":"GF3X_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"481","var_end_pos":"481","var_width":"1","var_rec_seg_no":"1","labl":"Unspent money - lend it to friends or relatives","var_qstn_qstnlit":"When your household remains with unspent money from month to month, generally what do you do with them? \nWe lend it to friends or relatives","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"379","type":"vald"},{"value":"2010","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"51","type":"freq"},{"value":"2","labl":"no","stats":"328","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2010","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V141","name":"GF3X_6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"482","var_end_pos":"482","var_width":"1","var_rec_seg_no":"1","labl":"Unspent money - invest it in our own business","var_qstn_qstnlit":"When your household remains with unspent money from month to month, generally what do you do with them? \nWe invest it in our own business","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"380","type":"vald"},{"value":"2009","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"23","type":"freq"},{"value":"2","labl":"no","stats":"357","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2009","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V142","name":"GF3X_7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"483","var_end_pos":"483","var_width":"1","var_rec_seg_no":"1","labl":"Unspent money - invest it in gold and jewellery","var_qstn_qstnlit":"When your household remains with unspent money from month to month, generally what do you do with them? \nWe invest it in gold and jewellery","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"380","type":"vald"},{"value":"2009","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"5","type":"freq"},{"value":"2","labl":"no","stats":"375","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2009","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V143","name":"GF3X_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"484","var_end_pos":"484","var_width":"1","var_rec_seg_no":"1","labl":"Unspent money - Other","var_qstn_qstnlit":"When your household remains with unspent money from month to month, generally what do you do with them? \nOther","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"380","type":"vald"},{"value":"2009","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"8","type":"freq"},{"value":"2","labl":"no","stats":"372","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2009","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V144","name":"GF3X_8_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"485","var_end_pos":"516","var_width":"32","var_rec_seg_no":"1","labl":"Response to GF3X_8 if respondent selected other","var_qstn_qstnlit":"When your household remains with unspent money from month to month, generally what do you do with them? \nOther","var_sumstat":[{"value":"7","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"AM AJUTAT COPIII","labl":null,"stats":"1","type":"freq"},{"value":"AM CUMPARAT VALUTA","labl":null,"stats":"1","type":"freq"},{"value":"AU BENEFICIAT COPIII MEI","labl":null,"stats":"1","type":"freq"},{"value":"CHELTUIELILE COPILULUI LA SCOALA","labl":null,"stats":"1","type":"freq"},{"value":"INVESTIT IN CASA CONSTRUITA","labl":null,"stats":"1","type":"freq"},{"value":"TEREN","labl":null,"stats":"1","type":"freq"},{"value":"TRATAMENT MEDICAL","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V145","name":"GF3Y_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"517","var_end_pos":"517","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - cut down expenses","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nWe cut down expenses","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"732","type":"vald"},{"value":"1657","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"549","type":"freq"},{"value":"2","labl":"no","stats":"183","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1657","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V146","name":"GF3Y_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"518","var_end_pos":"518","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - borrow from relatives\/friends","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nWe borrow money from relatives, friends and acquaintances","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"728","type":"vald"},{"value":"1661","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"447","type":"freq"},{"value":"2","labl":"no","stats":"281","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1661","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V147","name":"GF3Y_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"519","var_end_pos":"519","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - buy on credit from shops","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nWe buy on credit (informally - \u201epe caiet\") from shops","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"725","type":"vald"},{"value":"1664","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"309","type":"freq"},{"value":"2","labl":"no","stats":"416","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1664","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V148","name":"GF3Y_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"520","var_end_pos":"520","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - borrow from non-banking fin. institutions","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nWe borrow from non-banking financial institutions (CAR, Provident etc.)","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"712","type":"vald"},{"value":"1677","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"45","type":"freq"},{"value":"2","labl":"no","stats":"667","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1677","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V149","name":"GF3Y_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"521","var_end_pos":"521","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - pawn jewellery or other goods","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nWe pawn jewellery or other goods","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"711","type":"vald"},{"value":"1678","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"25","type":"freq"},{"value":"2","labl":"no","stats":"686","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1678","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V150","name":"GF3Y_6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"522","var_end_pos":"522","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - spend our savings in lei","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nWe spend our savings in lei","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"712","type":"vald"},{"value":"1677","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"32","type":"freq"},{"value":"2","labl":"no","stats":"680","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1677","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V151","name":"GF3Y_7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"523","var_end_pos":"523","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - exchange in lei savings in foreign currency","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nWe exchange in lei our savings in foreign currency","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"711","type":"vald"},{"value":"1678","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"26","type":"freq"},{"value":"2","labl":"no","stats":"685","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1678","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V152","name":"GF3Y_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"524","var_end_pos":"524","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - use a credit card","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nWe use a credit card","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"712","type":"vald"},{"value":"1677","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"51","type":"freq"},{"value":"2","labl":"no","stats":"661","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1677","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V153","name":"GF3Y_9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"525","var_end_pos":"525","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - work extra hours or do additional jobs","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nWe work extra hours or do additional jobs","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"710","type":"vald"},{"value":"1679","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"12","type":"freq"},{"value":"2","labl":"no","stats":"698","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1679","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V154","name":"GF3Y_10","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"526","var_end_pos":"526","var_width":"1","var_rec_seg_no":"1","labl":"When out of money - Other","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nOther","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"697","type":"vald"},{"value":"1692","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"14","type":"freq"},{"value":"2","labl":"no","stats":"683","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1692","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V155","name":"GF3Y_10_altele","file_id":"F1","var_intrvl":"discrete","var_start_pos":"527","var_end_pos":"551","var_width":"25","var_rec_seg_no":"1","labl":"Response to GF3Y_10 if respondent selected other","var_qstn_qstnlit":"When your household runs out of money from month to month, generally, what do you do? \nOther","var_sumstat":[{"value":"13","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"A PRIMIT PRODUSE IN DAR","labl":null,"stats":"1","type":"freq"},{"value":"AJUTOR COPII","labl":null,"stats":"1","type":"freq"},{"value":"AM VANDUT ANIMALE","labl":null,"stats":"1","type":"freq"},{"value":"CERSIT","labl":null,"stats":"1","type":"freq"},{"value":"COLECTAT FIER VECHI","labl":null,"stats":"1","type":"freq"},{"value":"LUCRAT UNDE ESTE NEVOIE","labl":null,"stats":"1","type":"freq"},{"value":"MUNCA OCAZIONALA LA NEGRU","labl":null,"stats":"1","type":"freq"},{"value":"NU AM FACUT NIMIC","labl":null,"stats":"1","type":"freq"},{"value":"NU AM PLATIT UTILITATILE","labl":null,"stats":"1","type":"freq"},{"value":"PRIMIT DE LA PARINTI","labl":null,"stats":"1","type":"freq"},{"value":"VANDUT FIER VECHI","labl":null,"stats":"1","type":"freq"},{"value":"VANDUT PRODUSE AGRICOLE","labl":null,"stats":"1","type":"freq"},{"value":"VANDUT PRODUSE ANIMALE","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V156","name":"GF4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"552","var_end_pos":"552","var_width":"1","var_rec_seg_no":"1","labl":"Do you have friends that recently had fin. problems?","var_qstn_qstnlit":"Please tell us whether there are such families among your acquaintances or friends who used to be relatively well-to-do and then suddenly encountered financial problems? If so, then what was the reason in your opinion?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes, because someone in the household has lost his job due t","stats":"700","type":"freq"},{"value":"2","labl":"Yes, because of unfortunate series of events","stats":"135","type":"freq"},{"value":"3","labl":"Yes, because of a wrong money management","stats":"198","type":"freq"},{"value":"4","labl":"Yes, other","stats":"24","type":"freq"},{"value":"5","labl":"I do not know such families","stats":"462","type":"freq"},{"value":"9","labl":"dont know","stats":"507","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V157","name":"GF4_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"553","var_end_pos":"635","var_width":"83","var_rec_seg_no":"1","labl":"Response to GF4 if respondent selected other","var_qstn_qstnlit":"Please tell us whether there are such families among your acquaintances or friends who used to be relatively well-to-do and then suddenly encountered financial problems? If so, then what was the reason in your opinion?","var_sumstat":[{"value":"23","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"A PIERDUT LA FNI","labl":null,"stats":"1","type":"freq"},{"value":"BOALA","labl":null,"stats":"1","type":"freq"},{"value":"CAUZA FINANCIARA","labl":null,"stats":"1","type":"freq"},{"value":"CHELTUIELI FARA MASURA","labl":null,"stats":"1","type":"freq"},{"value":"CRESTEREA PRETURILOR","labl":null,"stats":"1","type":"freq"},{"value":"CRIZA FINANCIAR-ECONOMICA","labl":null,"stats":"1","type":"freq"},{"value":"CRIZA FINANCIARA SI NOILE REGLEMENTARI FINANCIARE","labl":null,"stats":"1","type":"freq"},{"value":"DIN CAUZA CRIZEI FINANCIARE","labl":null,"stats":"1","type":"freq"},{"value":"DIN CAUZA CRIZEI IMOBILIARE# AU CUMPARAT SCUMP TERENURI SI ACUM NU LE MAI POT VINDE","labl":null,"stats":"1","type":"freq"},{"value":"IMPRUMUT LA BANCA","labl":null,"stats":"1","type":"freq"},{"value":"NEPLATA LA TIMP A SALARIILOR","labl":null,"stats":"1","type":"freq"},{"value":"NU AU MAI AVUT SERVICIU","labl":null,"stats":"1","type":"freq"},{"value":"NU AVEM ALTE SURSE(PAMANT)","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU CA NU LE AJUNG BANII","labl":null,"stats":"1","type":"freq"},{"value":"PRETURILE CRESC CONTINUU","labl":null,"stats":"1","type":"freq"},{"value":"REDUCEREA VENITURILOR","labl":null,"stats":"1","type":"freq"},{"value":"S-A PENSIONAT SI S-AU REDUS VENITURILE","labl":null,"stats":"1","type":"freq"},{"value":"SALARII MICI COSTURI MARI","labl":null,"stats":"1","type":"freq"},{"value":"SALARII MICI#FAM CU 4 COPII","labl":null,"stats":"1","type":"freq"},{"value":"SALRII MICI PRETURI MARI","labl":null,"stats":"1","type":"freq"},{"value":"SCADEREA SALARIILOR","labl":null,"stats":"1","type":"freq"},{"value":"SCADEREA VENITURILOR DIN ALTE MOTIVE","labl":null,"stats":"1","type":"freq"},{"value":"VENITURI MICI PRETURI MARI","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V158","name":"GF5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"636","var_end_pos":"636","var_width":"1","var_rec_seg_no":"1","labl":"Household had a unexpected significant reduction of income in last 3 years?","var_qstn_qstnlit":"Did you household experience an unexpected significant reduction of your income over the last three years?","var_qstn_postqtxt":"If No --> GO TO GF6","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"680","type":"freq"},{"value":"2","labl":"no","stats":"1317","type":"freq"},{"value":"9","labl":"dont know","stats":"29","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V159","name":"GF5A_a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"637","var_end_pos":"637","var_width":"1","var_rec_seg_no":"1","labl":"Lost income due to loss of employment due to economic crisis","var_qstn_preqtxt":"If Yes (code 1 at GF5)","var_qstn_qstnlit":"What was the reason for this reduction of your income? \nLoss of employment due to economic crisis","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"656","type":"vald"},{"value":"1733","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"281","type":"freq"},{"value":"2","labl":"no","stats":"375","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1733","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V160","name":"GF5A_b","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"638","var_end_pos":"638","var_width":"1","var_rec_seg_no":"1","labl":"Lost income due to loss of employment due to accident\/illness","var_qstn_preqtxt":"If Yes (code 1 at GF5)","var_qstn_qstnlit":"What was the reason for this reduction of your income? \nLoss of employment because of an accident, illness or disability","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"631","type":"vald"},{"value":"1758","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"49","type":"freq"},{"value":"2","labl":"no","stats":"582","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1758","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V161","name":"GF5A_c","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"639","var_end_pos":"639","var_width":"1","var_rec_seg_no":"1","labl":"Lost income due to considerable reduction of salary\/delay in payment","var_qstn_preqtxt":"If Yes (code 1 at GF5)","var_qstn_qstnlit":"What was the reason for this reduction of your income? \nConsiderable reduction of salary, or delays with salary payment","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"640","type":"vald"},{"value":"1749","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"240","type":"freq"},{"value":"2","labl":"no","stats":"400","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1749","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V162","name":"GF5A_d","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"640","var_end_pos":"640","var_width":"1","var_rec_seg_no":"1","labl":"Lost income due to breakup, separation or divorce","var_qstn_preqtxt":"If Yes (code 1 at GF5)","var_qstn_qstnlit":"What was the reason for this reduction of your income? \nBreakup, separation or divorce","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"629","type":"vald"},{"value":"1760","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"66","type":"freq"},{"value":"2","labl":"no","stats":"563","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1760","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V163","name":"GF5A_e","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"641","var_end_pos":"641","var_width":"1","var_rec_seg_no":"1","labl":"Lost income due to retirement of the main breadwinner","var_qstn_preqtxt":"If Yes (code 1 at GF5)","var_qstn_qstnlit":"What was the reason for this reduction of your income? \nRetirement of the main breadwinner","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"631","type":"vald"},{"value":"1758","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"54","type":"freq"},{"value":"2","labl":"no","stats":"577","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1758","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V164","name":"GF5A_f","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"642","var_end_pos":"642","var_width":"1","var_rec_seg_no":"1","labl":"Lost income due to other","var_qstn_preqtxt":"If Yes (code 1 at GF5)","var_qstn_qstnlit":"What was the reason for this reduction of your income? \nOther","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"615","type":"vald"},{"value":"1774","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"83","type":"freq"},{"value":"2","labl":"no","stats":"532","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1774","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V165","name":"GF5A_f_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"643","var_end_pos":"724","var_width":"82","var_rec_seg_no":"1","labl":"Response to GF5A_f if respondent selected other","var_qstn_preqtxt":"If Yes (code 1 at GF5)","var_qstn_qstnlit":"What was the reason for this reduction of your income? \nOther (specified)","var_sumstat":[{"value":"76","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"A FOST OBLIGATA SA-SI DEA DEMISIA","labl":null,"stats":"1","type":"freq"},{"value":"A PIERDUT UN LOC DE MUNCA IN STRAINATATE","labl":null,"stats":"1","type":"freq"},{"value":"A SCAZUT AJUTOR SOCIAL","labl":null,"stats":"1","type":"freq"},{"value":"ACHITAREA ALOCATIEI CU MARE INTARZIERE","labl":null,"stats":"1","type":"freq"},{"value":"AGRICULTURA SLABA","labl":null,"stats":"1","type":"freq"},{"value":"AM FOST INCHIS","labl":null,"stats":"1","type":"freq"},{"value":"BAIATUL NU GASESTE LOC DE MUNCA# E IN SOMAJ","labl":null,"stats":"1","type":"freq"},{"value":"BOALA","labl":null,"stats":"1","type":"freq"},{"value":"CAND AU INCEPUT COPIII FACULTATEA","labl":null,"stats":"1","type":"freq"},{"value":"CHELTUIELI CU COPIII","labl":null,"stats":"1","type":"freq"},{"value":"CHELTUIELI MAI MARI LA LUCRARI AGRICOLE","labl":null,"stats":"1","type":"freq"},{"value":"CHELTUIELI NEPREVAZUTE","labl":null,"stats":"1","type":"freq"},{"value":"CONCEDIU CRESTERE COPIL","labl":null,"stats":"1","type":"freq"},{"value":"CONCEDIU MATERNITATE","labl":null,"stats":"1","type":"freq"},{"value":"CONCEIU PENTRU INGRIJIRE COPIL","labl":null,"stats":"1","type":"freq"},{"value":"COSTUL MARE AL MEDICAMENTELOR","labl":null,"stats":"1","type":"freq"},{"value":"CRESTEREA CHELTUIELILOR SCOLARE","labl":null,"stats":"1","type":"freq"},{"value":"CRESTEREA PRETURILOR LA MEDICAMENTE","labl":null,"stats":"2","type":"freq"},{"value":"CRIZA ECONOMICA","labl":null,"stats":"2","type":"freq"},{"value":"CRIZA FINANCIARA","labl":null,"stats":"1","type":"freq"},{"value":"DECESUL SOTULUI","labl":null,"stats":"1","type":"freq"},{"value":"DEVALORIZARE LEU","labl":null,"stats":"1","type":"freq"},{"value":"DIFERENTA DE PRETURI","labl":null,"stats":"1","type":"freq"},{"value":"DIN CAUZA CRIZEI","labl":null,"stats":"1","type":"freq"},{"value":"DISTRUGEREA RECOLTEI - GHEATA","labl":null,"stats":"1","type":"freq"},{"value":"DUPA VENIREA DIN SPANIA 2009","labl":null,"stats":"1","type":"freq"},{"value":"ECONOMIA IN CADERE","labl":null,"stats":"1","type":"freq"},{"value":"FALIMENTUL AFACERII PROPRII","labl":null,"stats":"1","type":"freq"},{"value":"FARA AJUTOR","labl":null,"stats":"1","type":"freq"},{"value":"FIUL A RAMAS FARA SERVICIU","labl":null,"stats":"1","type":"freq"},{"value":"INCEPEREA FACULATATII","labl":null,"stats":"1","type":"freq"},{"value":"INCHIDEREA DE ACTIVITATI SI SERVICII PROPRII","labl":null,"stats":"1","type":"freq"},{"value":"INFLATIA-DEVALORIZAREA LEULUI","labl":null,"stats":"1","type":"freq"},{"value":"INGRIJIREA COPILULUI BOLNAV","labl":null,"stats":"1","type":"freq"},{"value":"INUNDATII SI NU AM FOST AJUTATI","labl":null,"stats":"1","type":"freq"},{"value":"ISI SUSTINE MAMA CU MEDICAMENTE","labl":null,"stats":"1","type":"freq"},{"value":"LUCRA DOAR SOTUL","labl":null,"stats":"1","type":"freq"},{"value":"LUCRARI PUTINE","labl":null,"stats":"1","type":"freq"},{"value":"LUCRARILE AGRICOLE SCUMPE","labl":null,"stats":"1","type":"freq"},{"value":"MAI AVEAM UN SERVICIU","labl":null,"stats":"1","type":"freq"},{"value":"MAI SCUMP","labl":null,"stats":"1","type":"freq"},{"value":"MARIREA CONTINUA A PRETURILOR MAI ALES LA UTILITATI","labl":null,"stats":"1","type":"freq"},{"value":"MOTIVE GRAVE DE SANATATE","labl":null,"stats":"1","type":"freq"},{"value":"NU A AVUT UNDE MUNCII.","labl":null,"stats":"1","type":"freq"},{"value":"NU A GASIT DE LUCRU","labl":null,"stats":"1","type":"freq"},{"value":"NU AM AVUT CUI VINDE PRODUCTIA DE LEMNE.","labl":null,"stats":"1","type":"freq"},{"value":"NU AM UN LOC DE MUNCA STABIL","labl":null,"stats":"1","type":"freq"},{"value":"PENSIA MEA","labl":null,"stats":"1","type":"freq"},{"value":"PENSIE FOARTE MICA","labl":null,"stats":"1","type":"freq"},{"value":"PENSIE MICA","labl":null,"stats":"2","type":"freq"},{"value":"PIERDEREA CAPACITATII DE MUNCA","labl":null,"stats":"1","type":"freq"},{"value":"PRET MARE LA MEDICAMENTE","labl":null,"stats":"1","type":"freq"},{"value":"RATA LA BANCA","labl":null,"stats":"1","type":"freq"},{"value":"REDUCERE PENSIE URMAS","labl":null,"stats":"1","type":"freq"},{"value":"REDUCEREA CASTIGURILOR","labl":null,"stats":"1","type":"freq"},{"value":"REDUCEREA COMISIONULUI","labl":null,"stats":"1","type":"freq"},{"value":"REDUCERI PENSIE","labl":null,"stats":"1","type":"freq"},{"value":"RENOVARE LOCUINTA","labl":null,"stats":"1","type":"freq"},{"value":"RESTITUIRE IMPRUMUT RATA IN VALOARE MARE","labl":null,"stats":"1","type":"freq"},{"value":"SCADEREA AJUTORULUI SOCIAL","labl":null,"stats":"1","type":"freq"},{"value":"SCUMPIRI MASIVE","labl":null,"stats":"1","type":"freq"},{"value":"SCUMPIRI# GAZ# CURENT+SCOALA","labl":null,"stats":"1","type":"freq"},{"value":"SE CASTIGA MAI PUTIN","labl":null,"stats":"1","type":"freq"},{"value":"SECETA A REDUS VENITURILE AGRICOLE","labl":null,"stats":"1","type":"freq"},{"value":"SECETA A SCAZUT PRODUCTIA AGRICOLA","labl":null,"stats":"1","type":"freq"},{"value":"SECETA CARE A AFECTAT GOSPODARIA","labl":null,"stats":"1","type":"freq"},{"value":"SHIMBAREA LOCULUI DE MUNCA","labl":null,"stats":"1","type":"freq"},{"value":"SOTIA LUCRA CA ASISTENTA MEDICALA LA UN CMI SI II DADEA BANI CUM VROIA D-NA DOCTOR","labl":null,"stats":"1","type":"freq"},{"value":"SUNTEM MULTI MEMBRI IN GOSPODARIE SI NU AVEM VENITURI","labl":null,"stats":"1","type":"freq"},{"value":"TRANSFERAT LA ALT LOC DE MUNCA","labl":null,"stats":"1","type":"freq"},{"value":"VARSTA SI UN LOC DE MUNCA","labl":null,"stats":"1","type":"freq"},{"value":"VENITURI MAI MICI","labl":null,"stats":"1","type":"freq"},{"value":"VENITURI MICI CHELTUIELI MARI","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V166","name":"GF5B_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"725","var_end_pos":"725","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by cutting down expenses and saving","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nWe cut down expenses and saved","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"666","type":"vald"},{"value":"1723","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"584","type":"freq"},{"value":"2","labl":"no","stats":"82","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1723","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V167","name":"GF5B_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"726","var_end_pos":"726","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by borrowing money from relatives\/friends","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nWe borrowed money from relatives, friends and acquaintances","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"662","type":"vald"},{"value":"1727","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"333","type":"freq"},{"value":"2","labl":"no","stats":"329","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1727","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V168","name":"GF5B_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"727","var_end_pos":"727","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by buying on credit from shops","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nWe bought on credit (informally - \u201epe caiet\") from shops","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"662","type":"vald"},{"value":"1727","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"220","type":"freq"},{"value":"2","labl":"no","stats":"442","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1727","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V169","name":"GF5B_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"728","var_end_pos":"728","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by borrowing from non-banking fin. institutions","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nWe borrowed from non-banking financial institutions (CAR, Provident etc.)","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"657","type":"vald"},{"value":"1732","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"45","type":"freq"},{"value":"2","labl":"no","stats":"612","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1732","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V170","name":"GF5B_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"729","var_end_pos":"729","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by pawning jewellery or other goods","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nWe pawned jewellery or other goods","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"657","type":"vald"},{"value":"1732","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"28","type":"freq"},{"value":"2","labl":"no","stats":"629","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1732","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V171","name":"GF5B_6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"730","var_end_pos":"730","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by spending our savings in lei","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nWe spent our savings in lei","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"657","type":"vald"},{"value":"1732","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"48","type":"freq"},{"value":"2","labl":"no","stats":"609","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1732","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V172","name":"GF5B_7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"731","var_end_pos":"731","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by exchanging in lei our savings in foreign currency","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nWe exchanged in lei our savings in foreign currency","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"656","type":"vald"},{"value":"1733","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"25","type":"freq"},{"value":"2","labl":"no","stats":"631","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1733","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V173","name":"GF5B_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"732","var_end_pos":"732","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by using a credit card","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nWe used a credit card","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"657","type":"vald"},{"value":"1732","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"81","type":"freq"},{"value":"2","labl":"no","stats":"576","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1732","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V174","name":"GF5B_9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"733","var_end_pos":"733","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by working extra hours or doing additional jobs","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nWe worked extra hours or do additional jobs","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"655","type":"vald"},{"value":"1734","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"14","type":"freq"},{"value":"2","labl":"no","stats":"641","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1734","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V175","name":"GF5B_10","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"734","var_end_pos":"734","var_width":"1","var_rec_seg_no":"1","labl":"Made ends meet by doing other","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nOther","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"638","type":"vald"},{"value":"1751","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"19","type":"freq"},{"value":"2","labl":"no","stats":"619","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1751","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V176","name":"GF5B_10_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"735","var_end_pos":"804","var_width":"70","var_rec_seg_no":"1","labl":"Response to GF5B_12 if respondent selected other","var_qstn_qstnlit":"How did you manage to make the ends meet when your income suddenly dropped?\nOther","var_sumstat":[{"value":"19","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"AJUTOR COPII","labl":null,"stats":"1","type":"freq"},{"value":"AJUTOR DE LA PARINTI","labl":null,"stats":"1","type":"freq"},{"value":"AM ADUNAT FIER VECHI","labl":null,"stats":"1","type":"freq"},{"value":"AM LUCRAT IN AGRICULTURA# AM PAMANT LA DOMNESTI","labl":null,"stats":"1","type":"freq"},{"value":"AM LUCRAT PE TIMPUL VACANTEI","labl":null,"stats":"1","type":"freq"},{"value":"AM PLECAT DIN TARA","labl":null,"stats":"1","type":"freq"},{"value":"AM PRIMIT AJUTOR DE LA RUDE# PRIETENI# DE LA SERVICIUL SOTULUI# AL MEU","labl":null,"stats":"1","type":"freq"},{"value":"AM REDUS ACTIVITATEA","labl":null,"stats":"1","type":"freq"},{"value":"AM VANDUT PRODUSE AGRICOLE","labl":null,"stats":"1","type":"freq"},{"value":"CAUT UN LOC DE MUNCA","labl":null,"stats":"1","type":"freq"},{"value":"COLECTAT FIER VECHI","labl":null,"stats":"1","type":"freq"},{"value":"FAC O FACULTATE PENTRU A AVEA SALARIUL MAI MARE","labl":null,"stats":"1","type":"freq"},{"value":"FIUL A PLECAT IN SPANIA LA LUCRU IN 2009","labl":null,"stats":"1","type":"freq"},{"value":"MI-AU DAT COPIII.","labl":null,"stats":"1","type":"freq"},{"value":"MUNCA IN STRAINATATE","labl":null,"stats":"1","type":"freq"},{"value":"NE-AM INTORS ACASA LA PARINTI","labl":null,"stats":"1","type":"freq"},{"value":"O PERSOANA DIN FAMILIE A PLECAT LA LUCRU IN STRAINATATE","labl":null,"stats":"1","type":"freq"},{"value":"ORDONANTA","labl":null,"stats":"1","type":"freq"},{"value":"PLECAT IN STRAINATATE","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V177","name":"GF6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"805","var_end_pos":"805","var_width":"1","var_rec_seg_no":"1","labl":"In last 12 months, has your household borrowed to pay back debts?","var_qstn_qstnlit":"How often during the last 12 months your household had to borrow to pay back your other debts?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"685","type":"freq"},{"value":"2","labl":"Very rarely","stats":"487","type":"freq"},{"value":"3","labl":"Sometimes","stats":"445","type":"freq"},{"value":"4","labl":"Very often","stats":"229","type":"freq"},{"value":"5","labl":"Always","stats":"86","type":"freq"},{"value":"9","labl":"dont know","stats":"94","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V178","name":"GF7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"806","var_end_pos":"806","var_width":"1","var_rec_seg_no":"1","labl":"Would you please say whether you (your family) have (has) any debts now?","var_qstn_qstnlit":"Would you please say whether your household has any debts now?  Loans rates not included","var_qstn_postqtxt":"If No --> GO TO GF8","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"495","type":"freq"},{"value":"2","labl":"no","stats":"1464","type":"freq"},{"value":"9","labl":"dont know","stats":"67","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V179","name":"GF7A","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"807","var_end_pos":"807","var_width":"1","var_rec_seg_no":"1","labl":"Comparing to your household income, how approximately are your debts?","var_qstn_preqtxt":"If Yes","var_qstn_qstnlit":"Comparing to your total monthly household income, approximately how much are your debts? Loans rates not included.","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"511","type":"vald"},{"value":"1878","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than the monthly income","stats":"241","type":"freq"},{"value":"2","labl":"approx. 1-2 monthly incomes","stats":"140","type":"freq"},{"value":"3","labl":"approx. 2-3","stats":"52","type":"freq"},{"value":"4","labl":"approx. 4-6","stats":"11","type":"freq"},{"value":"5","labl":"approx. 7-12 monthly incomes","stats":"9","type":"freq"},{"value":"6","labl":"More than the annual income","stats":"10","type":"freq"},{"value":"9","labl":"dont know","stats":"48","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1878","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V180","name":"GF8_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"808","var_end_pos":"809","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - spend it on the purchase if household goods","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll spend it on the purchase of household goods (furniture, clothes, home electronic appliances, etc.)","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1434","type":"freq"},{"value":"1","labl":"yes","stats":"531","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V181","name":"GF8_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"810","var_end_pos":"811","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - use it to borrow and buy land\/car","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll try to add money (through borrowing, e.g.) and buy a plot of land, a car, etc.","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1743","type":"freq"},{"value":"1","labl":"yes","stats":"222","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V182","name":"GF8_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"812","var_end_pos":"813","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - make long-term savings to accumalate money to buy exp. things","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll make long-term savings to accumulate money for more expensive things (a house, apartment, expensive car, etc.)","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1660","type":"freq"},{"value":"1","labl":"yes","stats":"305","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V183","name":"GF8_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"814","var_end_pos":"815","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - make reserves for unexpected event, etc.","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll make reserves (for unexpected event, special events, for a rainy day, etc.)","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"806","type":"freq"},{"value":"1","labl":"yes","stats":"1159","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V184","name":"GF8_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"816","var_end_pos":"817","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - repay my earlier debts","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll repay my earlier debts","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1388","type":"freq"},{"value":"1","labl":"yes","stats":"577","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V185","name":"GF8_6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"818","var_end_pos":"819","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - spend it on entertainment, on travel or vacation","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll spend it on entertainment, on travel or vacation","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1739","type":"freq"},{"value":"1","labl":"yes","stats":"226","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V186","name":"GF8_7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"820","var_end_pos":"821","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - spend it on education and development of my children","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll spend it on education and development of my children","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1603","type":"freq"},{"value":"1","labl":"yes","stats":"362","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V187","name":"GF8_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"822","var_end_pos":"823","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - spend it on upgrade of my skills or training for a new job","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll spend it on upgrade of my skills or training for a new vacation\/profession","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1897","type":"freq"},{"value":"1","labl":"yes","stats":"68","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V188","name":"GF8_9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"824","var_end_pos":"825","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - spend it on my medical treatment and that of my close family","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll spend it on my medical treatment and that of my close family","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1490","type":"freq"},{"value":"1","labl":"yes","stats":"475","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V189","name":"GF8_10","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"826","var_end_pos":"827","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - invest it in my own business","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll invest it in my own business","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1850","type":"freq"},{"value":"1","labl":"yes","stats":"115","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V190","name":"GF8_11","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"828","var_end_pos":"829","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - buy an insurance policy\/spend it on voluntary pension","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll buy an insurance policy for myself or the family, spend it on voluntary pension (through a pension fund)","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1930","type":"freq"},{"value":"1","labl":"yes","stats":"35","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V191","name":"GF8_12","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"830","var_end_pos":"831","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - buy gold, jewels and the like","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll buy gold, jewels and the like","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1947","type":"freq"},{"value":"1","labl":"yes","stats":"18","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V192","name":"GF8_13","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"832","var_end_pos":"833","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - invest it in a bank deposit at an interest rate","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll invest it in the bank deposit at an interest rate","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1685","type":"freq"},{"value":"1","labl":"yes","stats":"280","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V193","name":"GF8_14","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"834","var_end_pos":"835","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - buy shares and stock of Romanian companies\/govt. bonds","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nI'll buy shares and other stock of Romanian companies, buy government bonds (obligations and the like)","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1959","type":"freq"},{"value":"1","labl":"yes","stats":"6","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V194","name":"GF8_15","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"836","var_end_pos":"837","var_width":"2","var_rec_seg_no":"1","labl":"With extra money - other","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nOther","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1888","type":"freq"},{"value":"1","labl":"yes","stats":"77","type":"freq"},{"value":"99","labl":"dont know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V195","name":"GF8_15_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"838","var_end_pos":"882","var_width":"45","var_rec_seg_no":"1","labl":"Response to GF8_15 if respondent selected other","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nOther","var_qstn_postqtxt":"Choose maximum 3 answers","var_sumstat":[{"value":"70","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"ACOPERIS LA CASA","labl":null,"stats":"1","type":"freq"},{"value":"AJUTA COPIII","labl":null,"stats":"1","type":"freq"},{"value":"AJUTA COPIII SI NEPOTII","labl":null,"stats":"1","type":"freq"},{"value":"AR DA BANII FIULUI","labl":null,"stats":"1","type":"freq"},{"value":"AR DA COPIILOR","labl":null,"stats":"2","type":"freq"},{"value":"AR DA SI ALTORA","labl":null,"stats":"1","type":"freq"},{"value":"AS ACOPERI DIN CREDITELE EXISTENTE","labl":null,"stats":"1","type":"freq"},{"value":"AS AJUTA COPII","labl":null,"stats":"1","type":"freq"},{"value":"AS AJUTA RUDE CARE AU NEVOIE","labl":null,"stats":"1","type":"freq"},{"value":"AS CONSTRUI O CASA","labl":null,"stats":"1","type":"freq"},{"value":"AS CONSTRUI PE LANGA CASA","labl":null,"stats":"1","type":"freq"},{"value":"AS CONTINUA CONSTRUCTIA LA CASA","labl":null,"stats":"1","type":"freq"},{"value":"AS CUMPARA O CASA","labl":null,"stats":"1","type":"freq"},{"value":"AS CUMPARA PRODUSE ALIMENTARE","labl":null,"stats":"1","type":"freq"},{"value":"AS DA LA BISERICA","labl":null,"stats":"1","type":"freq"},{"value":"AS DA LA BISERICA SI LA CEI SARACI","labl":null,"stats":"1","type":"freq"},{"value":"AS DA LA COPII","labl":null,"stats":"1","type":"freq"},{"value":"AS DA LA COPII AMARATI","labl":null,"stats":"1","type":"freq"},{"value":"AS DA LA SARACI","labl":null,"stats":"1","type":"freq"},{"value":"AS DA PARINTILOR SI SOREI","labl":null,"stats":"1","type":"freq"},{"value":"AS DEPUNE BANII INTR-O BANCA IN STRAINATATE","labl":null,"stats":"1","type":"freq"},{"value":"AS DESCHIDE UN MAGAZIN MIXT LA TARA","labl":null,"stats":"1","type":"freq"},{"value":"AS DONA LA PERSOANELE NEVOIASE SI LA BISERICI","labl":null,"stats":"1","type":"freq"},{"value":"AS FACE CASE","labl":null,"stats":"1","type":"freq"},{"value":"AS IMPULSIONA AFACEREA","labl":null,"stats":"1","type":"freq"},{"value":"AS PLECA IN STRAINATATE","labl":null,"stats":"1","type":"freq"},{"value":"AS RENOVA CASA","labl":null,"stats":"1","type":"freq"},{"value":"AS REPARA CASA","labl":null,"stats":"1","type":"freq"},{"value":"AS REPARA CASA PARINTEASCA","labl":null,"stats":"1","type":"freq"},{"value":"AS TINE BANII IN CASA","labl":null,"stats":"1","type":"freq"},{"value":"CARNE# ALIMENTE","labl":null,"stats":"1","type":"freq"},{"value":"CUMPARAREA UNEI CASE COPIILOR","labl":null,"stats":"1","type":"freq"},{"value":"DA LA COPII","labl":null,"stats":"1","type":"freq"},{"value":"DONATIE LA AMARATI","labl":null,"stats":"1","type":"freq"},{"value":"DONATIE LA OAMENII NECAJITI# CU MULTI COPII","labl":null,"stats":"1","type":"freq"},{"value":"DONATII","labl":null,"stats":"1","type":"freq"},{"value":"DONATII BISERICA# MORMANT","labl":null,"stats":"1","type":"freq"},{"value":"DONATII LA CEI SARACI# CU COPII MULTI","labl":null,"stats":"1","type":"freq"},{"value":"DONEZ SARACILOR","labl":null,"stats":"1","type":"freq"},{"value":"I-AR DA PARINTILOR","labl":null,"stats":"1","type":"freq"},{"value":"I-AS DA COPIILOR","labl":null,"stats":"1","type":"freq"},{"value":"I-AS DA LA COPII SI NEPOTI","labl":null,"stats":"1","type":"freq"},{"value":"I-AS DONA LA MANASTIRI","labl":null,"stats":"1","type":"freq"},{"value":"IMBUNATATIREA CONFORTULUI DIN LOCUINTA","labl":null,"stats":"1","type":"freq"},{"value":"INGRIJIREA SANATATII","labl":null,"stats":"1","type":"freq"},{"value":"INMORMANTARE","labl":null,"stats":"1","type":"freq"},{"value":"INVESTESC IN CASA#REPARATII-MODERNIZARI","labl":null,"stats":"1","type":"freq"},{"value":"INVESTIRE INTR-O AFACERE","labl":null,"stats":"1","type":"freq"},{"value":"INVESTIT IN LOCUINTE","labl":null,"stats":"1","type":"freq"},{"value":"M-AS MARITA","labl":null,"stats":"1","type":"freq"},{"value":"MI-AS CAUTA SANATATEA LA DOCTORI","labl":null,"stats":"1","type":"freq"},{"value":"MI-AS TERMINA CASA","labl":null,"stats":"1","type":"freq"},{"value":"NU M-AM GANDIT","labl":null,"stats":"1","type":"freq"},{"value":"O FACE O CANTINA DE SARACI","labl":null,"stats":"1","type":"freq"},{"value":"PLEACA IN STRAINATATE LA MUNCA.","labl":null,"stats":"1","type":"freq"},{"value":"RENOVARE LOCUINTA","labl":null,"stats":"2","type":"freq"},{"value":"REPAR CASA","labl":null,"stats":"1","type":"freq"},{"value":"REPARA CASA","labl":null,"stats":"2","type":"freq"},{"value":"REPARATIA CASEI","labl":null,"stats":"1","type":"freq"},{"value":"REPARATII CASA","labl":null,"stats":"1","type":"freq"},{"value":"REPARATII LA CASA","labl":null,"stats":"1","type":"freq"},{"value":"REPARATII LOCUINTA","labl":null,"stats":"1","type":"freq"},{"value":"SA AJUT COPII","labl":null,"stats":"1","type":"freq"},{"value":"SI-AR AJUTA COPIII","labl":null,"stats":"1","type":"freq"},{"value":"SUME IMPARTITE LA NEVOI","labl":null,"stats":"1","type":"freq"},{"value":"TERMINAREA LOCUINTEI","labl":null,"stats":"1","type":"freq"},{"value":"UN LOC DE VECI# AS DA LA AZILURI# LA BOLNAVI","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V196","name":"GF8_99","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"883","var_end_pos":"883","var_width":"1","var_rec_seg_no":"1","labl":"With extra money - don't know","var_qstn_qstnlit":"Let's assume that in addition to your regular income your family got some money in the amount of 50,000 lei, meaning approximately 12,500 euro. What would you do with this money most likely? \nDon't know","var_qstn_postqtxt":"Choose maximum 3 answers","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1965","type":"freq"},{"value":"1","labl":"yes","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V197","name":"GF9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"884","var_end_pos":"884","var_width":"1","var_rec_seg_no":"1","labl":"How do you (does your family) usually manage your everyday revenues?","var_qstn_qstnlit":"Does your household usually manage your everyday revenues?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"I try to save something and spend the rest of the money on t","stats":"205","type":"freq"},{"value":"2","labl":"I spend money on the everyday needs and save the rest","stats":"754","type":"freq"},{"value":"3","labl":"I spend all the money on everyday needs and do not save anyt","stats":"1011","type":"freq"},{"value":"9","labl":"dont know","stats":"56","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V198","name":"GF9A","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"885","var_end_pos":"885","var_width":"1","var_rec_seg_no":"1","labl":"Comparing to your household income, how approximately are your savings?","var_qstn_preqtxt":"If household saves (codes 1 and 2 at GF9)","var_qstn_qstnlit":"Comparing to your total monthly household income, approximately how much are your savings?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"944","type":"vald"},{"value":"1445","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than the monthly income","stats":"416","type":"freq"},{"value":"2","labl":"approx. 1-2 monthly incomes","stats":"144","type":"freq"},{"value":"3","labl":"approx. 2-3","stats":"86","type":"freq"},{"value":"4","labl":"approx. 4-6","stats":"62","type":"freq"},{"value":"5","labl":"approx. 7-12 monthly incomes","stats":"53","type":"freq"},{"value":"6","labl":"More than the annual income","stats":"26","type":"freq"},{"value":"9","labl":"dont know","stats":"157","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1445","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V199","name":"GF9B_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"886","var_end_pos":"887","var_width":"2","var_rec_seg_no":"1","labl":"Savings are for a rainy day, for unexpected expenses","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nFor a rainy day, for unexpected expenses","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"178","type":"freq"},{"value":"1","labl":"yes","stats":"751","type":"freq"},{"value":"97","labl":"not applicable","stats":"1060","type":"freq"},{"value":"99","labl":"dont know","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V200","name":"GF9B_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"888","var_end_pos":"889","var_width":"2","var_rec_seg_no":"1","labl":"Savings are for retirement","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nFor retirement","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"824","type":"freq"},{"value":"1","labl":"yes","stats":"97","type":"freq"},{"value":"97","labl":"not applicable","stats":"1068","type":"freq"},{"value":"99","labl":"dont know","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V201","name":"GF9B_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"890","var_end_pos":"891","var_width":"2","var_rec_seg_no":"1","labl":"Savings are to be left for the children to inherit","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nTo leave something for children to inherit","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"740","type":"freq"},{"value":"1","labl":"yes","stats":"182","type":"freq"},{"value":"97","labl":"not applicable","stats":"1067","type":"freq"},{"value":"99","labl":"dont know","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V202","name":"GF9B_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"892","var_end_pos":"893","var_width":"2","var_rec_seg_no":"1","labl":"Savings are to get income in the form of interest,etc.","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nTo get income in the form of interest, increased market value of assets, etc.","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"904","type":"freq"},{"value":"1","labl":"yes","stats":"17","type":"freq"},{"value":"97","labl":"not applicable","stats":"1068","type":"freq"},{"value":"99","labl":"dont know","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V203","name":"GF9B_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"894","var_end_pos":"895","var_width":"2","var_rec_seg_no":"1","labl":"Savings are to increase my living standards in the future","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nTo increase my living standards in the future","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"650","type":"freq"},{"value":"1","labl":"yes","stats":"278","type":"freq"},{"value":"97","labl":"not applicable","stats":"1061","type":"freq"},{"value":"99","labl":"dont know","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V204","name":"GF9B_6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"896","var_end_pos":"897","var_width":"2","var_rec_seg_no":"1","labl":"Savings are because I like saving rather than spending money","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nI like saving rather than spending money","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"757","type":"freq"},{"value":"1","labl":"yes","stats":"166","type":"freq"},{"value":"97","labl":"not applicable","stats":"1066","type":"freq"},{"value":"99","labl":"dont know","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V205","name":"GF9B_7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"898","var_end_pos":"899","var_width":"2","var_rec_seg_no":"1","labl":"Savings are because it is family tradition","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nThis is a family tradition","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"877","type":"freq"},{"value":"1","labl":"yes","stats":"44","type":"freq"},{"value":"97","labl":"not applicable","stats":"1068","type":"freq"},{"value":"99","labl":"dont know","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V206","name":"GF9B_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"900","var_end_pos":"901","var_width":"2","var_rec_seg_no":"1","labl":"Savings are for other reasons","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nOther","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"898","type":"freq"},{"value":"1","labl":"yes","stats":"23","type":"freq"},{"value":"97","labl":"not applicable","stats":"1068","type":"freq"},{"value":"99","labl":"dont know","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V207","name":"GF9B_8_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"902","var_end_pos":"939","var_width":"38","var_rec_seg_no":"1","labl":"Response to GF9B_8 if respondent selected other","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nOther (specified)","var_qstn_postqtxt":"Multiple response","var_sumstat":[{"value":"23","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"A DA COPIILOR SI NEPOTILOR","labl":null,"stats":"1","type":"freq"},{"value":"AM DE PLATIT CREDITE","labl":null,"stats":"1","type":"freq"},{"value":"CALATORII# VACANTE","labl":null,"stats":"1","type":"freq"},{"value":"CONCEDIU","labl":null,"stats":"1","type":"freq"},{"value":"CONSTRUIREA UNEI CASE","labl":null,"stats":"1","type":"freq"},{"value":"EDUCATIA COPIILOR","labl":null,"stats":"1","type":"freq"},{"value":"INMORMANTARE","labl":null,"stats":"3","type":"freq"},{"value":"MEDICAMENTE","labl":null,"stats":"1","type":"freq"},{"value":"MEDICAMENTE# TRATAMENTE","labl":null,"stats":"1","type":"freq"},{"value":"NU AM NICIUN VENIT SI AM CREDIT BANCAR","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU A CUMPARA CASA.","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU A CUMPARA O CASA","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU A LUA O CASA","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU INCEPEREA UNEI MICI AFACERI","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU MEDICAMENTE","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU MEDICAMENTE# TRATAMENT","labl":null,"stats":"1","type":"freq"},{"value":"PENTRU ORGANIZAREA NUNTII","labl":null,"stats":"1","type":"freq"},{"value":"SA NU RAMAN DATOR LA CONSUM","labl":null,"stats":"1","type":"freq"},{"value":"SA-I LAS COPIILOR","labl":null,"stats":"1","type":"freq"},{"value":"TRATAMENT","labl":null,"stats":"1","type":"freq"},{"value":"UN CAZ DE DECES","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V208","name":"GF9B_99","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"940","var_end_pos":"941","var_width":"2","var_rec_seg_no":"1","labl":"Don't know reasons for saving","var_qstn_qstnlit":"GF9B. What are the reasons to have made savings? \nDon't know","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"921","type":"freq"},{"value":"1","labl":"yes","stats":"37","type":"freq"},{"value":"97","labl":"not applicable","stats":"1068","type":"freq"},{"value":"99","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V209","name":"GF10_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"942","var_end_pos":"943","var_width":"2","var_rec_seg_no":"1","labl":"Don't save as I don't trust financial institutions","var_qstn_preqtxt":"If household does not make savings(code 3 at GF9)","var_qstn_qstnlit":"What are the reasons?\nI don't trust financial institutions","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"946","type":"freq"},{"value":"1","labl":"yes","stats":"37","type":"freq"},{"value":"97","labl":"not applicable","stats":"1007","type":"freq"},{"value":"99","labl":"dont know","stats":"36","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V210","name":"GF10_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"944","var_end_pos":"945","var_width":"2","var_rec_seg_no":"1","labl":"Don't save as I have a low income","var_qstn_preqtxt":"If household does not make savings(code 3 at GF9)","var_qstn_qstnlit":"What are the reasons?\nI cannot do this because of a low income","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"38","type":"freq"},{"value":"1","labl":"yes","stats":"950","type":"freq"},{"value":"97","labl":"not applicable","stats":"1002","type":"freq"},{"value":"99","labl":"dont know","stats":"36","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V211","name":"GF10_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"946","var_end_pos":"947","var_width":"2","var_rec_seg_no":"1","labl":"Don't save as I don't see the point in making savings","var_qstn_preqtxt":"If household does not make savings(code 3 at GF9)","var_qstn_qstnlit":"What are the reasons?\nI don't see the point in making savings","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"962","type":"freq"},{"value":"1","labl":"yes","stats":"14","type":"freq"},{"value":"97","labl":"not applicable","stats":"1014","type":"freq"},{"value":"99","labl":"dont know","stats":"36","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V212","name":"GF10_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"948","var_end_pos":"949","var_width":"2","var_rec_seg_no":"1","labl":"Don't save as I can't resist the temptation to spend money","var_qstn_preqtxt":"If household does not make savings(code 3 at GF9)","var_qstn_qstnlit":"What are the reasons?\nI cannot resist the temptation to spend the money on shopping","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"947","type":"freq"},{"value":"1","labl":"yes","stats":"29","type":"freq"},{"value":"97","labl":"not applicable","stats":"1014","type":"freq"},{"value":"99","labl":"dont know","stats":"36","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V213","name":"GF10_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"950","var_end_pos":"951","var_width":"2","var_rec_seg_no":"1","labl":"Don't save as for other reasons","var_qstn_preqtxt":"If household does not make savings(code 3 at GF9)","var_qstn_qstnlit":"What are the reasons?\nOther","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"937","type":"freq"},{"value":"1","labl":"yes","stats":"40","type":"freq"},{"value":"97","labl":"not applicable","stats":"1013","type":"freq"},{"value":"99","labl":"dont know","stats":"36","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V214","name":"GF10_8_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"952","var_end_pos":"1048","var_width":"97","var_rec_seg_no":"1","labl":"Response to GF10_8 if respondent selected other","var_qstn_preqtxt":"If household does not make savings(code 3 at GF9)","var_qstn_qstnlit":"What are the reasons?\nOther (specified)","var_qstn_postqtxt":"Multiple response","var_sumstat":[{"value":"38","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"AM 6 COPII MICI","labl":null,"stats":"1","type":"freq"},{"value":"AM COPII","labl":null,"stats":"1","type":"freq"},{"value":"AM RATE SI STUDENTI","labl":null,"stats":"1","type":"freq"},{"value":"AS FACE UN DEPOZIT DAR SUNT DUPA SOMAJ SI FAC SCOALA.NU E MOMENTUL.","labl":null,"stats":"1","type":"freq"},{"value":"AU CREDITE LUATE","labl":null,"stats":"1","type":"freq"},{"value":"BANII SE DEVALORIZEAZA","labl":null,"stats":"1","type":"freq"},{"value":"BANII TREBUIE SA ADUCA PROFIT","labl":null,"stats":"1","type":"freq"},{"value":"CHELTUIELI MARI","labl":null,"stats":"1","type":"freq"},{"value":"CHELTUIELI MEDICAMENTE","labl":null,"stats":"1","type":"freq"},{"value":"CHELTUIELI MICI COMPARABIL CU VENITURI","labl":null,"stats":"1","type":"freq"},{"value":"CHELTUIELI MULTE","labl":null,"stats":"1","type":"freq"},{"value":"COPII LA SCOALA","labl":null,"stats":"1","type":"freq"},{"value":"COPII MULTI","labl":null,"stats":"1","type":"freq"},{"value":"CREDIT IPOTECAR CONTRACTAT","labl":null,"stats":"1","type":"freq"},{"value":"DAM SI LA COPII CA AU RAMAS FARA SERVICIU","labl":null,"stats":"1","type":"freq"},{"value":"DE TERMINAT CASA","labl":null,"stats":"1","type":"freq"},{"value":"DEJA AM DATORII PE CARE BANCA LE-A ESALONAT PE ALTE DOBANZI SI TOT NU POT PLATI RATELE IN TERMEN.","labl":null,"stats":"1","type":"freq"},{"value":"INVESTESTE IN AFACERA PERSONALA","labl":null,"stats":"1","type":"freq"},{"value":"LUCRARILE AGRICOLE SUNT FOARTE SCUMPE","labl":null,"stats":"1","type":"freq"},{"value":"NU AM BANI","labl":null,"stats":"1","type":"freq"},{"value":"NU AM DE UNDE SA FAC ECONOMII","labl":null,"stats":"1","type":"freq"},{"value":"NU AM DIN CE-CHELTUIELI PREA MARI","labl":null,"stats":"1","type":"freq"},{"value":"NU AM NICIUN VENIT","labl":null,"stats":"2","type":"freq"},{"value":"NU AM VENITURI PROPRII","labl":null,"stats":"1","type":"freq"},{"value":"NU AU LOCURI DE MUNCA","labl":null,"stats":"1","type":"freq"},{"value":"NU DETIN UN LOC DE MUNCA","labl":null,"stats":"1","type":"freq"},{"value":"NU GASIM UNDE SA LUCRAM","labl":null,"stats":"1","type":"freq"},{"value":"NU MAI REUSIM SA NE PLATIM DATORIILE LA BANCA.DOBANZILE DEPASESC PUTEREA NOASTRA DE RAMBURSARE.","labl":null,"stats":"1","type":"freq"},{"value":"NU SUNT BANI","labl":null,"stats":"1","type":"freq"},{"value":"RATE","labl":null,"stats":"2","type":"freq"},{"value":"REINVESTESC IN FIRMA","labl":null,"stats":"1","type":"freq"},{"value":"SANATATEA MEA CERE EFORTURI FINANCIARE FOARTE MARI","labl":null,"stats":"1","type":"freq"},{"value":"STUDENT INTRETINUT","labl":null,"stats":"1","type":"freq"},{"value":"SUNT BOLNAV PLUS CA MEDICAMENTELE SUNT SCUMPE","labl":null,"stats":"1","type":"freq"},{"value":"SUNT SOMER CU RATE BANCARE","labl":null,"stats":"1","type":"freq"},{"value":"VARSTA SI LIPSA UNUI VENIT","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V215","name":"GF10_99","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1049","var_end_pos":"1050","var_width":"2","var_rec_seg_no":"1","labl":"Don't save - don't know why","var_qstn_preqtxt":"If household does not make savings(code 3 at GF9)","var_qstn_qstnlit":"What are the reasons?\nDon't know","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"99"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"975","type":"freq"},{"value":"1","labl":"yes","stats":"36","type":"freq"},{"value":"97","labl":"not applicable","stats":"1015","type":"freq"},{"value":"99","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V216","name":"CPERS","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1051","var_end_pos":"1051","var_width":"1","var_rec_seg_no":"1","labl":"Respondent code","var_qstn_qstnlit":"Person's code","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"2026","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V217","name":"SEX","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1052","var_end_pos":"1052","var_width":"1","var_rec_seg_no":"1","labl":"Gender","var_qstn_qstnlit":"Sex","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"male","stats":"1052","type":"freq"},{"value":"2","labl":"female","stats":"974","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V218","name":"AGE","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1053","var_end_pos":"1054","var_width":"2","var_rec_seg_no":"1","labl":"Age","var_qstn_qstnlit":"Age","var_val_range":[{"units":"REAL","min":"16","max":"97"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"},{"value":"16","type":"min"},{"value":"97","type":"max"},{"value":"48.617","type":"mean"},{"value":"19.486","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V219","name":"NAT","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1055","var_end_pos":"1055","var_width":"1","var_rec_seg_no":"1","labl":"Nationality","var_qstn_qstnlit":"Nationality","var_val_range":[{"units":"REAL","min":"1","max":"5"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"Romanian","stats":"1810","type":"freq"},{"value":"2","labl":"Hungarian","stats":"137","type":"freq"},{"value":"3","labl":"Roma","stats":"58","type":"freq"},{"value":"4","labl":"German","stats":"8","type":"freq"},{"value":"5","labl":"Other","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V220","name":"NIVE","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1056","var_end_pos":"1057","var_width":"2","var_rec_seg_no":"1","labl":"Highest level of education","var_qstn_qstnlit":"Highest level of education achieved","var_val_range":[{"units":"REAL","min":"1","max":"10"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"no school","stats":"27","type":"freq"},{"value":"2","labl":"primary (1- 4 classes)","stats":"226","type":"freq"},{"value":"3","labl":"secondary (5-8 classes)","stats":"592","type":"freq"},{"value":"4","labl":"vocational, apprentice or complementary","stats":"343","type":"freq"},{"value":"5","labl":"first level of high school (9-10 classes)","stats":"85","type":"freq"},{"value":"6","labl":"high school (9-12 classes)","stats":"446","type":"freq"},{"value":"7","labl":"post-secondary, technical school","stats":"97","type":"freq"},{"value":"8","labl":"college degree","stats":"51","type":"freq"},{"value":"9","labl":"university (including  Master degree)","stats":"156","type":"freq"},{"value":"10","labl":"doctoral studies","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V221","name":"STOCUPAN","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1058","var_end_pos":"1059","var_width":"2","var_rec_seg_no":"1","labl":"Main occupational status in the present","var_qstn_qstnlit":"Main occupational status in the present","var_val_range":[{"units":"REAL","min":"1","max":"14"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"employee","stats":"559","type":"freq"},{"value":"2","labl":"other status of employed persons (daily worker, black market","stats":"102","type":"freq"},{"value":"3","labl":"business owner","stats":"16","type":"freq"},{"value":"4","labl":"self-employed person in non-agricultural activities (include","stats":"43","type":"freq"},{"value":"5","labl":"self-employed person in agricultural activities","stats":"113","type":"freq"},{"value":"6","labl":"family helper","stats":"16","type":"freq"},{"value":"7","labl":"registered as unemployed","stats":"57","type":"freq"},{"value":"8","labl":"unregistered unemployed","stats":"53","type":"freq"},{"value":"9","labl":"retired \u2013 due to age","stats":"602","type":"freq"},{"value":"10","labl":"retired-other causes","stats":"144","type":"freq"},{"value":"11","labl":"pupil, student","stats":"184","type":"freq"},{"value":"12","labl":"housewife","stats":"117","type":"freq"},{"value":"13","labl":"person unable to work","stats":"9","type":"freq"},{"value":"14","labl":"another status of non working person","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V222","name":"OCP","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1060","var_end_pos":"1061","var_width":"2","var_rec_seg_no":"1","labl":"Main occupation","var_qstn_qstnlit":"Main occupation","var_qstn_postqtxt":"FOR PERSONS WITH OCCUPATION ONLY","var_val_range":[{"units":"REAL","min":"1","max":"12"}],"var_universe":"To be completed only for the persons aged 15+, members of the household","universe_clusion":"I","var_sumstat":[{"value":"825","type":"vald"},{"value":"1564","type":"invd"}],"var_catgry":[{"value":"1","labl":"managers, business owners, entrepreneurs","stats":"50","type":"freq"},{"value":"2","labl":"intellectual employments: teacher, physician","stats":"94","type":"freq"},{"value":"3","labl":"technicians or foremen: nurses, primary school teachers","stats":"63","type":"freq"},{"value":"4","labl":"clerks: secretary, librarian, cashier","stats":"47","type":"freq"},{"value":"5","labl":"workers in services and commerce","stats":"77","type":"freq"},{"value":"6","labl":"qualified farmers or workers","stats":"130","type":"freq"},{"value":"7","labl":"craftsmen and maintenance mechanics","stats":"125","type":"freq"},{"value":"8","labl":"skilled workers","stats":"126","type":"freq"},{"value":"9","labl":"unskilled workers in non-agricultural sectors","stats":"28","type":"freq"},{"value":"10","labl":"daily workers\/black market workers in agriculture","stats":"48","type":"freq"},{"value":"11","labl":"daily workers\/black market workers in non-agriculture","stats":"33","type":"freq"},{"value":"12","labl":"military officer","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1564","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V223","name":"VEN","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1062","var_end_pos":"1063","var_width":"2","var_rec_seg_no":"1","labl":"Main source of income","var_qstn_qstnlit":"Main source of income","var_val_range":[{"units":"REAL","min":"0","max":"17"}],"var_universe":"To be completed only for the persons aged 15+, members of the household","universe_clusion":"I","var_sumstat":[{"value":"2025","type":"vald"},{"value":"364","type":"invd"}],"var_catgry":[{"value":"0","labl":"no income","stats":"240","type":"freq"},{"value":"1","labl":"salary\/ wages","stats":"566","type":"freq"},{"value":"3","labl":"income from self-employed authorized non-agricultural activities","stats":"55","type":"freq"},{"value":"4","labl":"daily paid or occasional incomes","stats":"90","type":"freq"},{"value":"5","labl":"old age pension","stats":"550","type":"freq"},{"value":"6","labl":"disability, illness, veteran pension","stats":"138","type":"freq"},{"value":"7","labl":"agricultural (CAP) pension","stats":"58","type":"freq"},{"value":"8","labl":"unemployment\/ redundancy benefit","stats":"56","type":"freq"},{"value":"9","labl":"scholarship","stats":"4","type":"freq"},{"value":"10","labl":"child allowance","stats":"99","type":"freq"},{"value":"11","labl":"the minimum guaranteed income, social allowance","stats":"14","type":"freq"},{"value":"12","labl":"other social transfers","stats":"2","type":"freq"},{"value":"13","labl":"money received from relatives who work abroad","stats":"8","type":"freq"},{"value":"14","labl":"private transfers (e.g. child support)","stats":"19","type":"freq"},{"value":"16","labl":"income from self-employment agricultural activities","stats":"121","type":"freq"},{"value":"17","labl":"other","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"364","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V224","name":"VENG","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1064","var_end_pos":"1068","var_width":"5","var_rec_seg_no":"1","labl":"Household income in april 2010","var_qstn_qstnlit":"Last month (March 2010), the total amount received from salaries, pensions, child allowances, sales etc. by all household's members (including the respondent) was approximately...","var_val_range":[{"units":"REAL","min":"0","max":"18647"}],"var_universe":"To be completed only for the persons aged 15+, members of the household","universe_clusion":"I","var_sumstat":[{"value":"1964","type":"vald"},{"value":"425","type":"invd"},{"value":"0","type":"min"},{"value":"18647","type":"max"},{"value":"1265.503","type":"mean"},{"value":"1265.857","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V225","name":"VENP","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1069","var_end_pos":"1073","var_width":"5","var_rec_seg_no":"1","labl":"Respondent income in april 2010","var_qstn_qstnlit":"And the total amount received by the respondent (CPERS=01) was approximately\u2026","var_val_range":[{"units":"REAL","min":"0","max":"20000"}],"var_universe":"To be completed only for the persons aged 15+, members of the household","universe_clusion":"I","var_sumstat":[{"value":"1943","type":"vald"},{"value":"446","type":"invd"},{"value":"0","type":"min"},{"value":"20000","type":"max"},{"value":"635.247","type":"mean"},{"value":"797.886","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V226","name":"SF1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1074","var_end_pos":"1075","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 1","var_qstn_qstnlit":"List of financial services","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_universe":"To be completed only for the persons aged 15+, members of the household.","universe_clusion":"I","var_sumstat":[{"value":"1702","type":"vald"},{"value":"687","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"145","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"27","type":"freq"},{"value":"3","labl":"Current account","stats":"79","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"87","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"163","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"40","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"39","type":"freq"},{"value":"8","labl":"Private pensions","stats":"8","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"1","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"28","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"2","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"3","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"4","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"116","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\u201d) from food shops","stats":"55","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"17","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"888","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"687","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V227","name":"SF2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1076","var_end_pos":"1077","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 2","var_qstn_qstnlit":"List of financial services","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_universe":"To be completed only for the persons aged 15+, members of the household.","universe_clusion":"I","var_sumstat":[{"value":"377","type":"vald"},{"value":"2012","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"21","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"9","type":"freq"},{"value":"3","labl":"Current account","stats":"32","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"35","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"75","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"26","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"42","type":"freq"},{"value":"8","labl":"Private pensions","stats":"24","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"0","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"12","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"1","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"3","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"0","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"1","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"38","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\") from food shops","stats":"54","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"4","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2012","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V228","name":"SF3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1078","var_end_pos":"1079","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 3","var_qstn_qstnlit":"List of financial services","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_universe":"To be completed only for the persons aged 15+, members of the household.","universe_clusion":"I","var_sumstat":[{"value":"160","type":"vald"},{"value":"2229","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"5","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"1","type":"freq"},{"value":"3","labl":"Current account","stats":"9","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"8","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"26","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"10","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"28","type":"freq"},{"value":"8","labl":"Private pensions","stats":"27","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"1","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"3","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"0","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"4","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"0","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"16","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\") from food shops","stats":"14","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"8","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2229","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V229","name":"SF4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1080","var_end_pos":"1081","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 4","var_qstn_qstnlit":"List of financial services","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_universe":"To be completed only for the persons aged 15+, members of the household.","universe_clusion":"I","var_sumstat":[{"value":"62","type":"vald"},{"value":"2327","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"4","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"0","type":"freq"},{"value":"3","labl":"Current account","stats":"2","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"1","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"5","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"13","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"11","type":"freq"},{"value":"8","labl":"Private pensions","stats":"8","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"1","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"3","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"0","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"0","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"0","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"8","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\") from food shops","stats":"3","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"3","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2327","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V230","name":"SF5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1082","var_end_pos":"1083","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 5","var_qstn_qstnlit":"List of financial services","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_universe":"To be completed only for the persons aged 15+, members of the household.","universe_clusion":"I","var_sumstat":[{"value":"21","type":"vald"},{"value":"2368","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"1","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"0","type":"freq"},{"value":"3","labl":"Current account","stats":"0","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"0","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"1","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"1","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"8","type":"freq"},{"value":"8","labl":"Private pensions","stats":"4","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"1","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"0","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"2","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"0","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"0","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"1","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\") from food shops","stats":"1","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"1","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2368","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V231","name":"SF6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1084","var_end_pos":"1085","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 6","var_qstn_qstnlit":"List of financial services","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_universe":"To be completed only for the persons aged 15+, members of the household.","universe_clusion":"I","var_sumstat":[{"value":"13","type":"vald"},{"value":"2376","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"1","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"0","type":"freq"},{"value":"3","labl":"Current account","stats":"0","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"0","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"1","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"0","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"1","type":"freq"},{"value":"8","labl":"Private pensions","stats":"1","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"2","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"0","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"5","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"1","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"0","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"0","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\") from food shops","stats":"0","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"1","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2376","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V232","name":"USF1_a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1086","var_end_pos":"1087","var_width":"2","var_rec_seg_no":"1","labl":"What type of insurance policies do you have? - life insurance","var_qstn_qstnlit":"What type of insurances policies do you have? - life insurance","var_val_range":[{"units":"REAL","min":"1","max":"99"}],"var_sumstat":[{"value":"1362","type":"vald"},{"value":"1027","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"157","type":"freq"},{"value":"2","labl":"no","stats":"1205","type":"freq"},{"value":"97","labl":"not applicable","stats":"0","type":"freq"},{"value":"99","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1027","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V233","name":"USF1_b","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1088","var_end_pos":"1089","var_width":"2","var_rec_seg_no":"1","labl":"What type of insurance policies do you have?- life insurance","var_qstn_qstnlit":"What type of insurances policies do you have?- life insurance","var_val_range":[{"units":"REAL","min":"1","max":"99"}],"var_sumstat":[{"value":"1361","type":"vald"},{"value":"1028","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"31","type":"freq"},{"value":"2","labl":"no","stats":"1330","type":"freq"},{"value":"97","labl":"not applicable","stats":"0","type":"freq"},{"value":"99","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1028","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V234","name":"USF1_c","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1090","var_end_pos":"1091","var_width":"2","var_rec_seg_no":"1","labl":"What type of insurance policies do you have? - house insurance","var_qstn_qstnlit":"What type of insurances policies do you have? - house insurance","var_val_range":[{"units":"REAL","min":"1","max":"99"}],"var_sumstat":[{"value":"1360","type":"vald"},{"value":"1029","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"124","type":"freq"},{"value":"2","labl":"no","stats":"1236","type":"freq"},{"value":"97","labl":"not applicable","stats":"0","type":"freq"},{"value":"99","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1029","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V235","name":"USF1_d","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1092","var_end_pos":"1093","var_width":"2","var_rec_seg_no":"1","labl":"What type of insurance policies do you have? - car insurance - CASCO","var_qstn_qstnlit":"What type of insurances policies do you have? - car insurance - CASCO","var_val_range":[{"units":"REAL","min":"1","max":"99"}],"var_sumstat":[{"value":"1359","type":"vald"},{"value":"1030","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"153","type":"freq"},{"value":"2","labl":"no","stats":"1206","type":"freq"},{"value":"97","labl":"not applicable","stats":"0","type":"freq"},{"value":"99","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1030","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V236","name":"USF1_e","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1094","var_end_pos":"1095","var_width":"2","var_rec_seg_no":"1","labl":"What type of insurance policies do you have? - terrains and\/ or crop insurance","var_qstn_qstnlit":"What type of insurances policies do you have? - terrains and\/ or crop insurance","var_val_range":[{"units":"REAL","min":"1","max":"99"}],"var_sumstat":[{"value":"1358","type":"vald"},{"value":"1031","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"10","type":"freq"},{"value":"2","labl":"no","stats":"1348","type":"freq"},{"value":"97","labl":"not applicable","stats":"0","type":"freq"},{"value":"99","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1031","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V237","name":"USF1_f","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1096","var_end_pos":"1097","var_width":"2","var_rec_seg_no":"1","labl":"What type of insurance policies do you have? - Other","var_qstn_qstnlit":"What type of insurances policies do you have? - Other","var_val_range":[{"units":"REAL","min":"1","max":"99"}],"var_sumstat":[{"value":"1348","type":"vald"},{"value":"1041","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"66","type":"freq"},{"value":"2","labl":"no","stats":"1282","type":"freq"},{"value":"97","labl":"not applicable","stats":"0","type":"freq"},{"value":"99","labl":"dont know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1041","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V238","name":"USF1_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"1098","var_end_pos":"1123","var_width":"26","var_rec_seg_no":"1","labl":"Response to USF1_f if respondent selected other","var_qstn_qstnlit":"What type of insurances policies do you have? - Other (specified)","var_sumstat":[{"value":"57","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"ASIGURARE AUTO OBLIGATORIE","labl":null,"stats":"1","type":"freq"},{"value":"ASIGURARE DE MASINA","labl":null,"stats":"1","type":"freq"},{"value":"ASIGURARE MASINA","labl":null,"stats":"6","type":"freq"},{"value":"ASIGURARE PENSIE PRIVATA","labl":null,"stats":"1","type":"freq"},{"value":"AUTO OBLIGATORIE","labl":null,"stats":"1","type":"freq"},{"value":"BCR","labl":null,"stats":"1","type":"freq"},{"value":"PENSIE","labl":null,"stats":"1","type":"freq"},{"value":"PENSIE PRIVATA","labl":null,"stats":"1","type":"freq"},{"value":"RCA","labl":null,"stats":"44","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V239","name":"USF2_1","file_id":"F1","var_intrvl":"discrete","var_start_pos":"1124","var_end_pos":"1150","var_width":"27","var_rec_seg_no":"1","labl":"Name of the bank or non-banking financial institution  - loan 1","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Name of the bank or non-banking financial institution","var_sumstat":[{"value":"273","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"ALFA BANK","labl":null,"stats":"2","type":"freq"},{"value":"ALPHA BANK","labl":null,"stats":"3","type":"freq"},{"value":"B.C.R.","labl":null,"stats":"2","type":"freq"},{"value":"BANC POST","labl":null,"stats":"5","type":"freq"},{"value":"BANCA AGRICOLA?","labl":null,"stats":"1","type":"freq"},{"value":"BANCA ALBINA","labl":null,"stats":"1","type":"freq"},{"value":"BANCA COMERCIALA PROCREDIT","labl":null,"stats":"1","type":"freq"},{"value":"BANCA COOPERATISTA","labl":null,"stats":"2","type":"freq"},{"value":"BANCA RANSILVANIA","labl":null,"stats":"1","type":"freq"},{"value":"BANCA ROMANA DE DEZVOLTARE","labl":null,"stats":"1","type":"freq"},{"value":"BANCA ROMANEASCA","labl":null,"stats":"4","type":"freq"},{"value":"BANCA TRANSILVANI","labl":null,"stats":"1","type":"freq"},{"value":"BANCA TRANSILVANIA","labl":null,"stats":"7","type":"freq"},{"value":"BANCPOST","labl":null,"stats":"7","type":"freq"},{"value":"BANKPOST","labl":null,"stats":"1","type":"freq"},{"value":"BCR","labl":null,"stats":"80","type":"freq"},{"value":"BDR","labl":null,"stats":"2","type":"freq"},{"value":"BELSUG","labl":null,"stats":"1","type":"freq"},{"value":"BRD","labl":null,"stats":"43","type":"freq"},{"value":"CAR","labl":null,"stats":"14","type":"freq"},{"value":"CAR AURORA","labl":null,"stats":"1","type":"freq"},{"value":"CAR PENSIONARI","labl":null,"stats":"4","type":"freq"},{"value":"CAR PESIONARI","labl":null,"stats":"1","type":"freq"},{"value":"CAR-INV","labl":null,"stats":"1","type":"freq"},{"value":"CARP","labl":null,"stats":"2","type":"freq"},{"value":"CASA DE AJUTOR RECIPROC","labl":null,"stats":"1","type":"freq"},{"value":"CEC","labl":null,"stats":"16","type":"freq"},{"value":"CETELEN","labl":null,"stats":"1","type":"freq"},{"value":"CITI BANK","labl":null,"stats":"1","type":"freq"},{"value":"CITIBANK","labl":null,"stats":"1","type":"freq"},{"value":"CITY BANK","labl":null,"stats":"1","type":"freq"},{"value":"COOP CREDIT","labl":null,"stats":"1","type":"freq"},{"value":"COUP DE CREDIT","labl":null,"stats":"1","type":"freq"},{"value":"CREDIT EUROPEAN BANK","labl":null,"stats":"1","type":"freq"},{"value":"DOMO","labl":null,"stats":"2","type":"freq"},{"value":"FIDES","labl":null,"stats":"1","type":"freq"},{"value":"FLANCO","labl":null,"stats":"2","type":"freq"},{"value":"GARANTI","labl":null,"stats":"2","type":"freq"},{"value":"IND","labl":null,"stats":"1","type":"freq"},{"value":"ING","labl":null,"stats":"3","type":"freq"},{"value":"KAPA","labl":null,"stats":"1","type":"freq"},{"value":"NU DORESTE","labl":null,"stats":"1","type":"freq"},{"value":"OTP BANK","labl":null,"stats":"3","type":"freq"},{"value":"PIRAEUS","labl":null,"stats":"1","type":"freq"},{"value":"PIRAEUS BANK","labl":null,"stats":"1","type":"freq"},{"value":"PIREUS","labl":null,"stats":"1","type":"freq"},{"value":"PIREUS BANK","labl":null,"stats":"1","type":"freq"},{"value":"PROCREDIT","labl":null,"stats":"2","type":"freq"},{"value":"PROVIDENT","labl":null,"stats":"1","type":"freq"},{"value":"RAIFAISEN BANK","labl":null,"stats":"2","type":"freq"},{"value":"RAIFFAISEN","labl":null,"stats":"1","type":"freq"},{"value":"RAIFFAISEN BANK","labl":null,"stats":"2","type":"freq"},{"value":"RAIFFEEISEN BANC","labl":null,"stats":"1","type":"freq"},{"value":"RAIFFEISEN","labl":null,"stats":"6","type":"freq"},{"value":"RAIFFEISEN BANK","labl":null,"stats":"10","type":"freq"},{"value":"RALPHI","labl":null,"stats":"2","type":"freq"},{"value":"RBS","labl":null,"stats":"1","type":"freq"},{"value":"REFUZA SA DEA NUMELE BANCII","labl":null,"stats":"1","type":"freq"},{"value":"REIFEISEN","labl":null,"stats":"1","type":"freq"},{"value":"RV BANK TIRIAC","labl":null,"stats":"1","type":"freq"},{"value":"TRANSILVANIA","labl":null,"stats":"2","type":"freq"},{"value":"UNICREDIT","labl":null,"stats":"3","type":"freq"},{"value":"UNICREDIT TIRIAC BANK","labl":null,"stats":"1","type":"freq"},{"value":"VOLKSBANK","labl":null,"stats":"2","type":"freq"},{"value":"WOLSKBANK","labl":null,"stats":"1","type":"freq"},{"value":"X","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V240","name":"USF3_1","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1151","var_end_pos":"1153","var_width":"3","var_rec_seg_no":"1","labl":"Loan reimbursement period (no of months) - loan 1","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Loan reimbursement period (no of months)","var_val_range":[{"units":"REAL","min":"1","max":"440"}],"var_sumstat":[{"value":"267","type":"vald"},{"value":"2122","type":"invd"},{"value":"1","type":"min"},{"value":"440","type":"max"},{"value":"63.034","type":"mean"},{"value":"62.247","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V241","name":"USF4_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1154","var_end_pos":"1154","var_width":"1","var_rec_seg_no":"1","labl":"Loan type - loan 1","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Loan type","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"291","type":"vald"},{"value":"2098","type":"invd"}],"var_catgry":[{"value":"1","labl":"consumer","stats":"254","type":"freq"},{"value":"2","labl":"mortgage","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2098","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V242","name":"USF5_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1155","var_end_pos":"1155","var_width":"1","var_rec_seg_no":"1","labl":"Currency - loan 1","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Currency","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"291","type":"vald"},{"value":"2098","type":"invd"}],"var_catgry":[{"value":"1","labl":"lei","stats":"259","type":"freq"},{"value":"2","labl":"foreign currency","stats":"32","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2098","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V243","name":"USF6_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1156","var_end_pos":"1156","var_width":"1","var_rec_seg_no":"1","labl":"Interest rate - loan 1","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Interest rate","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"288","type":"vald"},{"value":"2101","type":"invd"}],"var_catgry":[{"value":"1","labl":"fixed","stats":"200","type":"freq"},{"value":"2","labl":"variable","stats":"88","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2101","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V244","name":"USF7_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1157","var_end_pos":"1157","var_width":"1","var_rec_seg_no":"1","labl":"Now, do you have any delays in paying your loan rates  - loan 1","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Now, do you have  any delays in paying  your loan rates?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"293","type":"vald"},{"value":"2096","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"42","type":"freq"},{"value":"2","labl":"no","stats":"251","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2096","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V245","name":"USF8_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1158","var_end_pos":"1158","var_width":"1","var_rec_seg_no":"1","labl":"Do you face any difficulties paying the loan rates  - loan 1","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Do you face any  difficulties paying  the loan rates?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"293","type":"vald"},{"value":"2096","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"117","type":"freq"},{"value":"2","labl":"no","stats":"176","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2096","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V246","name":"USF2_2","file_id":"F1","var_intrvl":"discrete","var_start_pos":"1159","var_end_pos":"1179","var_width":"21","var_rec_seg_no":"1","labl":"Name of the bank or non-banking financial institution  - loan 2","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Name of the bank or non-banking financial institution","var_sumstat":[{"value":"53","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"AC PHA BANK","labl":null,"stats":"1","type":"freq"},{"value":"ACR","labl":null,"stats":"1","type":"freq"},{"value":"ALPHA BANK","labl":null,"stats":"1","type":"freq"},{"value":"AUTO","labl":null,"stats":"1","type":"freq"},{"value":"BANC POST","labl":null,"stats":"2","type":"freq"},{"value":"BANCA ROMANA","labl":null,"stats":"1","type":"freq"},{"value":"BANCA TRANSILVANIA","labl":null,"stats":"2","type":"freq"},{"value":"BCR","labl":null,"stats":"8","type":"freq"},{"value":"BELSUG","labl":null,"stats":"1","type":"freq"},{"value":"BRD","labl":null,"stats":"7","type":"freq"},{"value":"CAR","labl":null,"stats":"2","type":"freq"},{"value":"CEC","labl":null,"stats":"3","type":"freq"},{"value":"CEC BANK","labl":null,"stats":"1","type":"freq"},{"value":"CETELEM","labl":null,"stats":"1","type":"freq"},{"value":"CJG","labl":null,"stats":"1","type":"freq"},{"value":"COOPERATIVA DE CREDIT","labl":null,"stats":"1","type":"freq"},{"value":"DOMO","labl":null,"stats":"1","type":"freq"},{"value":"FINANS BANK","labl":null,"stats":"1","type":"freq"},{"value":"FLANCO","labl":null,"stats":"1","type":"freq"},{"value":"ING","labl":null,"stats":"1","type":"freq"},{"value":"MAVEXIM","labl":null,"stats":"1","type":"freq"},{"value":"NU DORESTE","labl":null,"stats":"1","type":"freq"},{"value":"OTP BANK","labl":null,"stats":"1","type":"freq"},{"value":"PROCREDIT BANK","labl":null,"stats":"1","type":"freq"},{"value":"RAIFFAISEN","labl":null,"stats":"1","type":"freq"},{"value":"RAIFFEISEN","labl":null,"stats":"1","type":"freq"},{"value":"RAIFFEISEN BANK","labl":null,"stats":"6","type":"freq"},{"value":"RBS","labl":null,"stats":"1","type":"freq"},{"value":"TIRIAC","labl":null,"stats":"1","type":"freq"},{"value":"TRANSILVANIA","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V247","name":"USF3_2","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1180","var_end_pos":"1182","var_width":"3","var_rec_seg_no":"1","labl":"Loan reimbursement period (no of months) - loan 2","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Loan reimbursement period (no of months)","var_val_range":[{"units":"REAL","min":"1","max":"240"}],"var_sumstat":[{"value":"50","type":"vald"},{"value":"2339","type":"invd"},{"value":"1","type":"min"},{"value":"240","type":"max"},{"value":"53.28","type":"mean"},{"value":"46.503","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V248","name":"USF4_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1183","var_end_pos":"1183","var_width":"1","var_rec_seg_no":"1","labl":"Loan type - loan 2","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Loan type","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"51","type":"vald"},{"value":"2338","type":"invd"}],"var_catgry":[{"value":"1","labl":"consumer","stats":"50","type":"freq"},{"value":"2","labl":"mortgage","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2338","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V249","name":"USF5_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1184","var_end_pos":"1184","var_width":"1","var_rec_seg_no":"1","labl":"Currency - loan 2","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Currency","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"52","type":"vald"},{"value":"2337","type":"invd"}],"var_catgry":[{"value":"1","labl":"lei","stats":"43","type":"freq"},{"value":"2","labl":"foreign currency","stats":"9","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2337","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V250","name":"USF6_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1185","var_end_pos":"1185","var_width":"1","var_rec_seg_no":"1","labl":"Interest rate - loan 2","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Interest rate","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"52","type":"vald"},{"value":"2337","type":"invd"}],"var_catgry":[{"value":"1","labl":"fixed","stats":"34","type":"freq"},{"value":"2","labl":"variable","stats":"18","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2337","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V251","name":"USF7_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1186","var_end_pos":"1186","var_width":"1","var_rec_seg_no":"1","labl":"Now, do you have any delays in paying your loan rates  - loan 2","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Now, do you have  any delays in paying  your loan rates?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"51","type":"vald"},{"value":"2338","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"5","type":"freq"},{"value":"2","labl":"no","stats":"46","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2338","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V252","name":"USF8_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1187","var_end_pos":"1187","var_width":"1","var_rec_seg_no":"1","labl":"Do you face any difficulties paying the loan rates  - loan 2","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Do you face any  difficulties paying  the loan rates?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"51","type":"vald"},{"value":"2338","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"25","type":"freq"},{"value":"2","labl":"no","stats":"26","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2338","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V253","name":"USF2_3","file_id":"F1","var_intrvl":"discrete","var_start_pos":"1188","var_end_pos":"1198","var_width":"11","var_rec_seg_no":"1","labl":"Name of the bank or non-banking financial institution  - loan 3","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Name of the bank or non-banking financial institution","var_sumstat":[{"value":"9","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"BANCA COOP.","labl":null,"stats":"1","type":"freq"},{"value":"BRD","labl":null,"stats":"2","type":"freq"},{"value":"CAR","labl":null,"stats":"2","type":"freq"},{"value":"CEC","labl":null,"stats":"1","type":"freq"},{"value":"CEC BANK","labl":null,"stats":"1","type":"freq"},{"value":"CEFELEN","labl":null,"stats":"1","type":"freq"},{"value":"DOMO","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V254","name":"USF3_3","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1199","var_end_pos":"1201","var_width":"3","var_rec_seg_no":"1","labl":"Loan reimbursement period (no of months) - loan 3","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Loan reimbursement period (no of months)","var_val_range":[{"units":"REAL","min":"2","max":"180"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"2380","type":"invd"},{"value":"2","type":"min"},{"value":"180","type":"max"},{"value":"45.556","type":"mean"},{"value":"53.383","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V255","name":"USF4_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1202","var_end_pos":"1202","var_width":"1","var_rec_seg_no":"1","labl":"Loan type - loan 3","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Loan type","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"2380","type":"invd"}],"var_catgry":[{"value":"1","labl":"consumer","stats":"8","type":"freq"},{"value":"2","labl":"mortgage","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2380","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V256","name":"USF5_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1203","var_end_pos":"1203","var_width":"1","var_rec_seg_no":"1","labl":"Currency - loan 3","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Currency","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"2380","type":"invd"}],"var_catgry":[{"value":"1","labl":"lei","stats":"9","type":"freq"},{"value":"2","labl":"foreign currency","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2380","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V257","name":"USF6_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1204","var_end_pos":"1204","var_width":"1","var_rec_seg_no":"1","labl":"Interest rate - loan 3","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Interest rate","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"2380","type":"invd"}],"var_catgry":[{"value":"1","labl":"fixed","stats":"7","type":"freq"},{"value":"2","labl":"variable","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2380","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V258","name":"USF7_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1205","var_end_pos":"1205","var_width":"1","var_rec_seg_no":"1","labl":"Now, do you have any delays in paying your loan rates  - loan 3","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Now, do you have  any delays in paying  your loan rates?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"2380","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"1","type":"freq"},{"value":"2","labl":"no","stats":"8","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2380","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V259","name":"USF8_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1206","var_end_pos":"1206","var_width":"1","var_rec_seg_no":"1","labl":"Do you face any difficulties paying the loan rates  - loan 3","var_qstn_preqtxt":"If the respondent has loans","var_qstn_qstnlit":"Do you face any  difficulties paying  the loan rates?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"2380","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"6","type":"freq"},{"value":"2","labl":"no","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2380","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V260","name":"USF8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1207","var_end_pos":"1207","var_width":"1","var_rec_seg_no":"1","labl":"In last 5 years, did you buy a financial service which you regretted?","var_qstn_qstnlit":"Did you happen to buy a financial service during the last five years which you were sorry about later as the service did not meet your needs?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"1999","type":"vald"},{"value":"390","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"123","type":"freq"},{"value":"2","labl":"no","stats":"1338","type":"freq"},{"value":"7","labl":"Does not use any FS","stats":"495","type":"freq"},{"value":"9","labl":"dont know","stats":"43","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"390","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V261","name":"USF8A_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1208","var_end_pos":"1208","var_width":"1","var_rec_seg_no":"1","labl":"Service - A consumer loan","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? A consumer loan","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1969","type":"freq"},{"value":"1","labl":"yes","stats":"57","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V262","name":"USF8A_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1209","var_end_pos":"1209","var_width":"1","var_rec_seg_no":"1","labl":"Service - A mortgage loan","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? A mortgage loan","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2015","type":"freq"},{"value":"1","labl":"yes","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V263","name":"USF8A_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1210","var_end_pos":"1210","var_width":"1","var_rec_seg_no":"1","labl":"Service - A current account","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? A current account","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2022","type":"freq"},{"value":"1","labl":"yes","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V264","name":"USF8A_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1211","var_end_pos":"1211","var_width":"1","var_rec_seg_no":"1","labl":"Service - A Bank deposit","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? A Bank deposit","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2019","type":"freq"},{"value":"1","labl":"yes","stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V265","name":"USF8A_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1212","var_end_pos":"1212","var_width":"1","var_rec_seg_no":"1","labl":"Service - A Bank debit card","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? A Bank debit card","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2016","type":"freq"},{"value":"1","labl":"yes","stats":"10","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V266","name":"USF8A_6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1213","var_end_pos":"1213","var_width":"1","var_rec_seg_no":"1","labl":"Service - A Bank credit card","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? A Bank credit card","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2013","type":"freq"},{"value":"1","labl":"yes","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V267","name":"USF8A_7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1214","var_end_pos":"1214","var_width":"1","var_rec_seg_no":"1","labl":"Service - An insurance policy","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? An insurance policy","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2019","type":"freq"},{"value":"1","labl":"yes","stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V268","name":"USF8A_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1215","var_end_pos":"1215","var_width":"1","var_rec_seg_no":"1","labl":"Service - Private pensions","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - Private pensions","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2025","type":"freq"},{"value":"1","labl":"yes","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V269","name":"USF8A_9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1216","var_end_pos":"1216","var_width":"1","var_rec_seg_no":"1","labl":"Service - Investment in shares","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - Investment in shares","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2024","type":"freq"},{"value":"1","labl":"yes","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V270","name":"USF8A_10","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1217","var_end_pos":"1217","var_width":"1","var_rec_seg_no":"1","labl":"Service - Investment funds","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - Investment funds","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2026","type":"freq"},{"value":"1","labl":"yes","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V271","name":"USF8A_11","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1218","var_end_pos":"1218","var_width":"1","var_rec_seg_no":"1","labl":"Service - Loans from Mutual Help Associations","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - Loans from Mutual Help Associations","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2024","type":"freq"},{"value":"1","labl":"yes","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V272","name":"USF8A_12","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1219","var_end_pos":"1219","var_width":"1","var_rec_seg_no":"1","labl":"Service - A car\/terrain loan","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - A car\/terrain loan","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2022","type":"freq"},{"value":"1","labl":"yes","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V273","name":"USF8A_13","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1220","var_end_pos":"1220","var_width":"1","var_rec_seg_no":"1","labl":"Service - Pawning goods","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - Pawning goods","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2024","type":"freq"},{"value":"1","labl":"yes","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V274","name":"USF8A_14","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1221","var_end_pos":"1221","var_width":"1","var_rec_seg_no":"1","labl":"Service - Loans from non-banking financial institutions","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - Loans from non-banking financial institutions","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2025","type":"freq"},{"value":"1","labl":"yes","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V275","name":"USF8A_15","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1222","var_end_pos":"1222","var_width":"1","var_rec_seg_no":"1","labl":"Service - Loans from usurers","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - Loans from usurers","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2023","type":"freq"},{"value":"1","labl":"yes","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V276","name":"USF8A_16","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1223","var_end_pos":"1223","var_width":"1","var_rec_seg_no":"1","labl":"Service - Loans from relatives\/friends","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - Loans from relatives\/friends","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2009","type":"freq"},{"value":"1","labl":"yes","stats":"17","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V277","name":"USF8A_17","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1224","var_end_pos":"1224","var_width":"1","var_rec_seg_no":"1","labl":"Service - Buying on credit (pe caiet) from food shops","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it?  - Buying on credit (pe caiet) from food shops","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2014","type":"freq"},{"value":"1","labl":"yes","stats":"12","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V278","name":"USF8A_18","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1225","var_end_pos":"1225","var_width":"1","var_rec_seg_no":"1","labl":"Service - Buying on credit from electrical applicance shops","var_qstn_preqtxt":"If Yes (code 1 at USF8)","var_qstn_qstnlit":"What kind of service was it? - Buying on credit from electrical applicance shops","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2015","type":"freq"},{"value":"1","labl":"yes","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V279","name":"USF8B_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1226","var_end_pos":"1226","var_width":"1","var_rec_seg_no":"1","labl":"When found problem, did nothing","var_qstn_qstnlit":"What did you do after you discovered the problem? Nothing","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1954","type":"freq"},{"value":"1","labl":"yes","stats":"72","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V280","name":"USF8B_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1227","var_end_pos":"1227","var_width":"1","var_rec_seg_no":"1","labl":"When found problem, stopped using service before contract expired","var_qstn_qstnlit":"What did you do after you discovered the problem? \nI stopped using the service before the contract expired (closed the deposit, account, sold the unit shares, canceled the insurance contract, etc.)","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1992","type":"freq"},{"value":"1","labl":"yes","stats":"34","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V281","name":"USF8B_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1228","var_end_pos":"1228","var_width":"1","var_rec_seg_no":"1","labl":"When found problem, submitted a greivance to the company","var_qstn_qstnlit":"What did you do after you discovered the problem? \nI submitted a grievance to the company which sold me the product","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2018","type":"freq"},{"value":"1","labl":"yes","stats":"8","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V282","name":"USF8B_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1229","var_end_pos":"1229","var_width":"1","var_rec_seg_no":"1","labl":"When found problem, submitted claim to appropriate govt. authority","var_qstn_qstnlit":"What did you do after you discovered the problem? \nI submitted a claim to the appropriate government authority","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2024","type":"freq"},{"value":"1","labl":"yes","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V283","name":"USF8B_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1230","var_end_pos":"1230","var_width":"1","var_rec_seg_no":"1","labl":"When found problem, did other actions","var_qstn_qstnlit":"What did you do after you discovered the problem? Other","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2020","type":"freq"},{"value":"1","labl":"yes","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V284","name":"USF8B_5_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"1231","var_end_pos":"1286","var_width":"56","var_rec_seg_no":"1","labl":"Response to USF8B_5 if respondent selected other","var_qstn_qstnlit":"What did you do after you discovered the problem? Other (specified)","var_qstn_postqtxt":"Multiple response","var_sumstat":[{"value":"6","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"AM ACHITAT SI RETRAS","labl":null,"stats":"1","type":"freq"},{"value":"AM TERMINAT RATELE SI M-AM RETRAS","labl":null,"stats":"1","type":"freq"},{"value":"CAND TERMIN RATELE RENUNT LA CARD","labl":null,"stats":"1","type":"freq"},{"value":"INCERC SA REZOLV PROBLEMA","labl":null,"stats":"1","type":"freq"},{"value":"INCHIS DEPOZIT LA EXPIRAREA CONTRACTULUI","labl":null,"stats":"1","type":"freq"},{"value":"LA EXPIRAREA TERMENULUI AM LICHIDAT SI TIN BANII IN CASA","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V285","name":"USF8B_99","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1287","var_end_pos":"1287","var_width":"1","var_rec_seg_no":"1","labl":"When found problem, don't know\/don't remember what I did","var_qstn_qstnlit":"What did you do after you discovered the problem? \nDon't know, Don't remember","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2023","type":"freq"},{"value":"1","labl":"yes","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V286","name":"VENSUB","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1288","var_end_pos":"1288","var_width":"1","var_rec_seg_no":"1","labl":"Description that best matched your household's income nowadays","var_qstn_qstnlit":"Which of the descriptions comes closest to your household's income nowadays?","var_val_range":[{"units":"REAL","min":"1","max":"9"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"1","labl":"We hardly make the ends meet","stats":"519","type":"freq"},{"value":"2","labl":"We have enough money to buy food, not clothes","stats":"800","type":"freq"},{"value":"3","labl":"We have enough money to buy food and clothes","stats":"491","type":"freq"},{"value":"4","labl":"We have no trouble buying durable goods, not expensive thing","stats":"89","type":"freq"},{"value":"5","labl":"We can afford quite expensive things","stats":"36","type":"freq"},{"value":"9","labl":"dont know","stats":"91","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V287","name":"UTIL_a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1289","var_end_pos":"1289","var_width":"1","var_rec_seg_no":"1","labl":"Do you (your family) have - Car","var_qstn_qstnlit":"Does your household have a car?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2007","type":"vald"},{"value":"382","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"585","type":"freq"},{"value":"2","labl":"no","stats":"1422","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"382","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V288","name":"UTIL_b","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1290","var_end_pos":"1290","var_width":"1","var_rec_seg_no":"1","labl":"Do you (your family) have - Landline telephone","var_qstn_qstnlit":"Does your household have a landline phone?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2008","type":"vald"},{"value":"381","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"678","type":"freq"},{"value":"2","labl":"no","stats":"1330","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"381","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V289","name":"UTIL_c","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1291","var_end_pos":"1291","var_width":"1","var_rec_seg_no":"1","labl":"Do you (your family) have - Computer (PC)","var_qstn_qstnlit":"Does your household have a ccomputer (PC)?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2011","type":"vald"},{"value":"378","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"694","type":"freq"},{"value":"2","labl":"no","stats":"1317","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"378","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V290","name":"UTIL_d","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1292","var_end_pos":"1292","var_width":"1","var_rec_seg_no":"1","labl":"Do you (your family) have - Access to Internet","var_qstn_qstnlit":"Does your household have access to Internetr?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2010","type":"vald"},{"value":"379","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"599","type":"freq"},{"value":"2","labl":"no","stats":"1411","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"379","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V291","name":"LOC1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1293","var_end_pos":"1293","var_width":"1","var_rec_seg_no":"1","labl":"The dwelling is \u2026","var_qstn_qstnlit":"The dwelling is ...","var_val_range":[{"units":"REAL","min":"1","max":"3"}],"var_sumstat":[{"value":"1958","type":"vald"},{"value":"431","type":"invd"}],"var_catgry":[{"value":"1","labl":"in a central area of the village\/town\/city","stats":"693","type":"freq"},{"value":"2","labl":"in a peripheral area of the village\/town\/city","stats":"862","type":"freq"},{"value":"3","labl":"in other area of the village\/town\/city","stats":"403","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"431","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V292","name":"LOC2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1294","var_end_pos":"1294","var_width":"1","var_rec_seg_no":"1","labl":"The dwelling is \u2026","var_qstn_qstnlit":"The dwelling is ...","var_val_range":[{"units":"REAL","min":"1","max":"4"}],"var_sumstat":[{"value":"1874","type":"vald"},{"value":"515","type":"invd"}],"var_catgry":[{"value":"1","labl":"in a good area","stats":"904","type":"freq"},{"value":"2","labl":"in a poor area","stats":"327","type":"freq"},{"value":"3","labl":"in a bad-famed area","stats":"18","type":"freq"},{"value":"4","labl":"in a rather good area","stats":"625","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"515","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V293","name":"D1_a","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1295","var_end_pos":"1295","var_width":"1","var_rec_seg_no":"1","labl":"After 2000 - Did you travel abroad?","var_qstn_qstnlit":"After 2000, did you travel abroad?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2009","type":"vald"},{"value":"380","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"391","type":"freq"},{"value":"2","labl":"no","stats":"1618","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"380","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V294","name":"D1_b","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1296","var_end_pos":"1296","var_width":"1","var_rec_seg_no":"1","labl":"After 2000 - Did you work abroad?","var_qstn_qstnlit":"After 2000, did you work abroad?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2003","type":"vald"},{"value":"386","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"130","type":"freq"},{"value":"2","labl":"no","stats":"1873","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"386","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V295","name":"D1_c","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1297","var_end_pos":"1297","var_width":"1","var_rec_seg_no":"1","labl":"After 2000 - Did anyone else from your household work abroad?","var_qstn_qstnlit":"After 2000, did anyone else from your household work abroad?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"2002","type":"vald"},{"value":"387","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"214","type":"freq"},{"value":"2","labl":"no","stats":"1788","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"387","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V296","name":"D2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1298","var_end_pos":"1298","var_width":"1","var_rec_seg_no":"1","labl":"After graduating did you take any other courses for specialization\/requalificati","var_qstn_qstnlit":"After graduating did you take any other courses for specialization \/ requalification?","var_val_range":[{"units":"REAL","min":"1","max":"7"}],"var_sumstat":[{"value":"2018","type":"vald"},{"value":"371","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"294","type":"freq"},{"value":"2","labl":"no","stats":"1535","type":"freq"},{"value":"7","labl":"Not applicabile\/ in school","stats":"189","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"371","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V297","name":"D3_1","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1299","var_end_pos":"1299","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well - Romanian","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - Romanian","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1884","type":"freq"},{"value":"1","labl":"yes","stats":"142","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V298","name":"D3_2","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1300","var_end_pos":"1300","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well- Hungarian","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - Hungarian","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1982","type":"freq"},{"value":"1","labl":"yes","stats":"44","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V299","name":"D3_3","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1301","var_end_pos":"1301","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well - Romani","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation?  Romani","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2013","type":"freq"},{"value":"1","labl":"yes","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V300","name":"D3_4","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1302","var_end_pos":"1302","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well - German","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - German","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1976","type":"freq"},{"value":"1","labl":"yes","stats":"50","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V301","name":"D3_5","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1303","var_end_pos":"1303","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well - English","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - English","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1703","type":"freq"},{"value":"1","labl":"yes","stats":"323","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V302","name":"D3_6","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1304","var_end_pos":"1304","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well - French","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - French","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1865","type":"freq"},{"value":"1","labl":"yes","stats":"161","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V303","name":"D3_7","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1305","var_end_pos":"1305","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well - Russian","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - Russian","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1984","type":"freq"},{"value":"1","labl":"yes","stats":"42","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V304","name":"D3_8","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1306","var_end_pos":"1306","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well - Spanish","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - Spanish","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1992","type":"freq"},{"value":"1","labl":"yes","stats":"34","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V305","name":"D3_9","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1307","var_end_pos":"1307","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well - Italian","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - Italian","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"1983","type":"freq"},{"value":"1","labl":"yes","stats":"43","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V306","name":"D3_10","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1308","var_end_pos":"1308","var_width":"1","var_rec_seg_no":"1","labl":"Other language speak well - Other","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - Other","var_qstn_postqtxt":"Multiple response","var_val_range":[{"units":"REAL","min":"0","max":"1"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"0","labl":"no","stats":"2009","type":"freq"},{"value":"1","labl":"yes","stats":"17","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V307","name":"D3_alta","file_id":"F1","var_intrvl":"discrete","var_start_pos":"1309","var_end_pos":"1321","var_width":"13","var_rec_seg_no":"1","labl":"Response to D3_10 if respondent selected other","var_qstn_qstnlit":"Beside your mother language, what other languages do you speak well enough to take part in a conversation? - Other(specified)","var_qstn_postqtxt":"Multiple response","var_sumstat":[{"value":"17","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"BULGARA","labl":null,"stats":"1","type":"freq"},{"value":"BULGARA#SARBA","labl":null,"stats":"1","type":"freq"},{"value":"EBRAICA","labl":null,"stats":"1","type":"freq"},{"value":"OLANDEZA","labl":null,"stats":"1","type":"freq"},{"value":"PORTUGHEZA","labl":null,"stats":"2","type":"freq"},{"value":"SARBA","labl":null,"stats":"3","type":"freq"},{"value":"SLAVA","labl":null,"stats":"5","type":"freq"},{"value":"SLOVACA","labl":null,"stats":"1","type":"freq"},{"value":"TURCA","labl":null,"stats":"2","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F1"},{"vid":"V308","name":"VERIF","file_id":"F1","var_dcml":"2","var_intrvl":"contin","var_start_pos":"1322","var_end_pos":"1334","var_width":"13","var_rec_seg_no":"1","labl":"Verification telephone number","var_qstn_qstnlit":"IEM could check the way I did the interview. Would you agree to give your phone number where IEM could make the verification?","var_val_range":[{"units":"REAL","min":"284004","max":"9760324243"}],"var_sumstat":[{"value":"749","type":"vald"},{"value":"1640","type":"invd"},{"value":"284004","type":"min"},{"value":"9760324243","type":"max"},{"value":"587278922.441","type":"mean"},{"value":"491769811.077","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V309","name":"ORAF","file_id":"F1","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1335","var_end_pos":"1336","var_width":"2","var_rec_seg_no":"1","labl":"Hour ending interview","var_qstn_qstnlit":"Interview end time","var_val_range":[{"units":"REAL","min":"8","max":"22"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"}],"var_catgry":[{"value":"8","labl":null,"stats":"20","type":"freq"},{"value":"9","labl":null,"stats":"69","type":"freq"},{"value":"10","labl":null,"stats":"180","type":"freq"},{"value":"11","labl":null,"stats":"236","type":"freq"},{"value":"12","labl":null,"stats":"218","type":"freq"},{"value":"13","labl":null,"stats":"213","type":"freq"},{"value":"14","labl":null,"stats":"189","type":"freq"},{"value":"15","labl":null,"stats":"186","type":"freq"},{"value":"16","labl":null,"stats":"184","type":"freq"},{"value":"17","labl":null,"stats":"201","type":"freq"},{"value":"18","labl":null,"stats":"168","type":"freq"},{"value":"19","labl":null,"stats":"107","type":"freq"},{"value":"20","labl":null,"stats":"46","type":"freq"},{"value":"21","labl":null,"stats":"8","type":"freq"},{"value":"22","labl":null,"stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"363","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V310","name":"MINF","file_id":"F1","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1337","var_end_pos":"1338","var_width":"2","var_rec_seg_no":"1","labl":"Minute ending interview","var_qstn_qstnlit":"Interview end time","var_val_range":[{"units":"REAL","min":"0","max":"58"}],"var_sumstat":[{"value":"2026","type":"vald"},{"value":"363","type":"invd"},{"value":"0","type":"min"},{"value":"58","type":"max"},{"value":"25.887","type":"mean"},{"value":"17.812","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F1"},{"vid":"V311","name":"Q_ID","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1","var_end_pos":"4","var_width":"4","var_rec_seg_no":"1","labl":"Questionnaire ID","var_val_range":[{"units":"REAL","min":"1","max":"2391"}],"var_sumstat":[{"value":"5365","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2391","type":"max"},{"value":"1192.159","type":"mean"},{"value":"688.244","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V312","name":"CPERS","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"5","var_end_pos":"6","var_width":"2","var_rec_seg_no":"1","labl":"Code for individual","var_val_range":[{"units":"REAL","min":"1","max":"13"}],"var_sumstat":[{"value":"5365","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"2026","type":"freq"},{"value":"2","labl":null,"stats":"1560","type":"freq"},{"value":"3","labl":null,"stats":"988","type":"freq"},{"value":"4","labl":null,"stats":"512","type":"freq"},{"value":"5","labl":null,"stats":"172","type":"freq"},{"value":"6","labl":null,"stats":"58","type":"freq"},{"value":"7","labl":null,"stats":"24","type":"freq"},{"value":"8","labl":null,"stats":"10","type":"freq"},{"value":"9","labl":null,"stats":"6","type":"freq"},{"value":"10","labl":null,"stats":"4","type":"freq"},{"value":"11","labl":null,"stats":"3","type":"freq"},{"value":"12","labl":null,"stats":"1","type":"freq"},{"value":"13","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V313","name":"SEX","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"7","var_end_pos":"7","var_width":"1","var_rec_seg_no":"1","labl":"Gender","var_qstn_qstnlit":"Sex","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"5365","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"male","stats":"2633","type":"freq"},{"value":"2","labl":"female","stats":"2732","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V314","name":"AGE","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"8","var_end_pos":"9","var_width":"2","var_rec_seg_no":"1","labl":"Age","var_qstn_qstnlit":"Age","var_val_range":[{"units":"REAL","min":"0","max":"97"}],"var_sumstat":[{"value":"5365","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"97","type":"max"},{"value":"41.206","type":"mean"},{"value":"21.143","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V315","name":"NAT","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"10","var_end_pos":"10","var_width":"1","var_rec_seg_no":"1","labl":"Nationality","var_qstn_qstnlit":"Nationality","var_val_range":[{"units":"REAL","min":"1","max":"5"}],"var_sumstat":[{"value":"5365","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Romanian","stats":"4765","type":"freq"},{"value":"2","labl":"Hungarian","stats":"359","type":"freq"},{"value":"3","labl":"Roma","stats":"202","type":"freq"},{"value":"4","labl":"German","stats":"11","type":"freq"},{"value":"5","labl":"Other","stats":"28","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V316","name":"NIVE","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"11","var_end_pos":"12","var_width":"2","var_rec_seg_no":"1","labl":"Highest level of education","var_qstn_qstnlit":"Highest level of education","var_val_range":[{"units":"REAL","min":"1","max":"10"}],"var_sumstat":[{"value":"5365","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"no school","stats":"455","type":"freq"},{"value":"2","labl":"primary (1- 4 classes)","stats":"651","type":"freq"},{"value":"3","labl":"secondary (5-8 classes)","stats":"1339","type":"freq"},{"value":"4","labl":"vocational, apprentice or complementary","stats":"801","type":"freq"},{"value":"5","labl":"first level of high school (9-10 classes)","stats":"245","type":"freq"},{"value":"6","labl":"high school (9-12 classes)","stats":"1208","type":"freq"},{"value":"7","labl":"post-secondary, technical school","stats":"190","type":"freq"},{"value":"8","labl":"college degree","stats":"105","type":"freq"},{"value":"9","labl":"university (including  Master degree)","stats":"365","type":"freq"},{"value":"10","labl":"doctoral studies","stats":"6","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V317","name":"STOCUPAN","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"13","var_end_pos":"14","var_width":"2","var_rec_seg_no":"1","labl":"Main occupational status in the present","var_qstn_qstnlit":"Main occupational status in the present","var_val_range":[{"units":"REAL","min":"1","max":"14"}],"var_sumstat":[{"value":"5365","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"employee","stats":"1456","type":"freq"},{"value":"2","labl":"other status of employed persons (daily worker, black market","stats":"215","type":"freq"},{"value":"3","labl":"business owner","stats":"34","type":"freq"},{"value":"4","labl":"self-employed person in non-agricultural activities (include","stats":"100","type":"freq"},{"value":"5","labl":"self-employed person in agricultural activities","stats":"276","type":"freq"},{"value":"6","labl":"family helper","stats":"78","type":"freq"},{"value":"7","labl":"registered as unemployed","stats":"133","type":"freq"},{"value":"8","labl":"unregistered unemployed","stats":"162","type":"freq"},{"value":"9","labl":"retired \u2013 due to age","stats":"1063","type":"freq"},{"value":"10","labl":"retired-other causes","stats":"289","type":"freq"},{"value":"11","labl":"pupil, student","stats":"817","type":"freq"},{"value":"12","labl":"housewife","stats":"400","type":"freq"},{"value":"13","labl":"person unable to work","stats":"16","type":"freq"},{"value":"14","labl":"another status of non working person","stats":"326","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V318","name":"OCP","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"15","var_end_pos":"16","var_width":"2","var_rec_seg_no":"1","labl":"Main occupation","var_qstn_qstnlit":"Main occupation","var_val_range":[{"units":"REAL","min":"1","max":"12"}],"var_sumstat":[{"value":"2078","type":"vald"},{"value":"3287","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"94","type":"freq"},{"value":"2","labl":null,"stats":"220","type":"freq"},{"value":"3","labl":null,"stats":"155","type":"freq"},{"value":"4","labl":null,"stats":"116","type":"freq"},{"value":"5","labl":null,"stats":"227","type":"freq"},{"value":"6","labl":null,"stats":"320","type":"freq"},{"value":"7","labl":null,"stats":"314","type":"freq"},{"value":"8","labl":null,"stats":"341","type":"freq"},{"value":"9","labl":null,"stats":"80","type":"freq"},{"value":"10","labl":null,"stats":"118","type":"freq"},{"value":"11","labl":null,"stats":"86","type":"freq"},{"value":"12","labl":null,"stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3287","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V319","name":"VEN","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"17","var_end_pos":"18","var_width":"2","var_rec_seg_no":"1","labl":"Main source of income","var_qstn_qstnlit":"Main source of income","var_val_range":[{"units":"REAL","min":"0","max":"17"}],"var_sumstat":[{"value":"4408","type":"vald"},{"value":"957","type":"invd"}],"var_catgry":[{"value":"0","labl":null,"stats":"538","type":"freq"},{"value":"1","labl":null,"stats":"1469","type":"freq"},{"value":"3","labl":null,"stats":"118","type":"freq"},{"value":"4","labl":null,"stats":"252","type":"freq"},{"value":"5","labl":null,"stats":"900","type":"freq"},{"value":"6","labl":null,"stats":"255","type":"freq"},{"value":"7","labl":null,"stats":"105","type":"freq"},{"value":"8","labl":null,"stats":"122","type":"freq"},{"value":"9","labl":null,"stats":"15","type":"freq"},{"value":"10","labl":null,"stats":"260","type":"freq"},{"value":"11","labl":null,"stats":"42","type":"freq"},{"value":"12","labl":null,"stats":"4","type":"freq"},{"value":"13","labl":null,"stats":"15","type":"freq"},{"value":"14","labl":null,"stats":"29","type":"freq"},{"value":"16","labl":null,"stats":"274","type":"freq"},{"value":"17","labl":null,"stats":"10","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"957","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V320","name":"SF1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"19","var_end_pos":"20","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 1","var_qstn_qstnlit":"Financial service","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_sumstat":[{"value":"3858","type":"vald"},{"value":"1507","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"236","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"38","type":"freq"},{"value":"3","labl":"Current account","stats":"170","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"148","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"382","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"86","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"53","type":"freq"},{"value":"8","labl":"Private pensions","stats":"29","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"1","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"46","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"3","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"5","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"5","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"203","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\u201d) from food shops","stats":"112","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"31","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"2310","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1507","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V321","name":"SF2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"21","var_end_pos":"22","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 2","var_qstn_qstnlit":"Financial service","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_sumstat":[{"value":"679","type":"vald"},{"value":"4686","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"38","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"11","type":"freq"},{"value":"3","labl":"Current account","stats":"45","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"69","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"151","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"58","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"70","type":"freq"},{"value":"8","labl":"Private pensions","stats":"50","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"1","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"24","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"1","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"3","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"2","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"1","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"58","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\u201d) from food shops","stats":"87","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"10","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4686","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V322","name":"SF3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"23","var_end_pos":"24","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 3","var_qstn_qstnlit":"Financial service","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_sumstat":[{"value":"263","type":"vald"},{"value":"5102","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"8","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"1","type":"freq"},{"value":"3","labl":"Current account","stats":"11","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"14","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"41","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"17","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"49","type":"freq"},{"value":"8","labl":"Private pensions","stats":"50","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"1","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"10","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"0","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"6","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"0","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"23","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\u201d) from food shops","stats":"21","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"11","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5102","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V323","name":"SF4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"25","var_end_pos":"26","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 4","var_qstn_qstnlit":"Financial service","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_sumstat":[{"value":"96","type":"vald"},{"value":"5269","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"5","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"1","type":"freq"},{"value":"3","labl":"Current account","stats":"3","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"1","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"6","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"21","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"15","type":"freq"},{"value":"8","labl":"Private pensions","stats":"15","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"2","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"3","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"1","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"0","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"0","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"14","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\u201d) from food shops","stats":"4","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"5","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5269","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V324","name":"SF5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"27","var_end_pos":"28","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 5","var_qstn_qstnlit":"Financial service","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_sumstat":[{"value":"34","type":"vald"},{"value":"5331","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"1","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"0","type":"freq"},{"value":"3","labl":"Current account","stats":"1","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"0","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"1","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"1","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"12","type":"freq"},{"value":"8","labl":"Private pensions","stats":"6","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"1","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"0","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"5","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"0","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"0","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"2","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\u201d) from food shops","stats":"1","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"3","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5331","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V325","name":"SF6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"29","var_end_pos":"30","var_width":"2","var_rec_seg_no":"1","labl":"Financial service 6","var_qstn_qstnlit":"Financial service","var_val_range":[{"units":"REAL","min":"1","max":"19"}],"var_sumstat":[{"value":"16","type":"vald"},{"value":"5349","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumer loan","stats":"2","type":"freq"},{"value":"2","labl":"Mortgage loan","stats":"0","type":"freq"},{"value":"3","labl":"Current account","stats":"1","type":"freq"},{"value":"4","labl":"Bank deposit","stats":"0","type":"freq"},{"value":"5","labl":"Bank debit card","stats":"1","type":"freq"},{"value":"6","labl":"Bank credit card","stats":"0","type":"freq"},{"value":"7","labl":"Insurance policies","stats":"1","type":"freq"},{"value":"8","labl":"Private pensions","stats":"1","type":"freq"},{"value":"9","labl":"Investments in shares","stats":"2","type":"freq"},{"value":"10","labl":"Investment funds","stats":"0","type":"freq"},{"value":"11","labl":"Loans from Mutual Help  Associations","stats":"0","type":"freq"},{"value":"12","labl":"Car\/ terrain loans","stats":"5","type":"freq"},{"value":"13","labl":"Pawning goods","stats":"1","type":"freq"},{"value":"14","labl":"Loans from Provident, Fingroup Credit or other non-banking f","stats":"0","type":"freq"},{"value":"15","labl":"Loans from usurers","stats":"0","type":"freq"},{"value":"16","labl":"Loans from relatives, friends, acquaintances","stats":"1","type":"freq"},{"value":"17","labl":"Buying on credit (informally - \u201epe caiet\u201d) from food shops","stats":"0","type":"freq"},{"value":"18","labl":"Buying on credit from the electrical appliances shops","stats":"1","type":"freq"},{"value":"19","labl":"I dont use financial services","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5349","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"}],"variable_groups":[]}