{"type":"survey","doc_desc":{"title":"BGD_2010_IFS_v01_M","idno":"DDI_BGD_2010_IFS_v01_M_WB","producers":[{"name":"Development Economics Data Group","abbreviation":"DECDG","affiliation":"The World Bank","role":"Documentation of the DDI"}],"prod_date":"2015-04-13","version_statement":{"version":"Version 01 (April 2015)"}},"study_desc":{"title_statement":{"idno":"BGD_2010_IFS_v01_M","title":"Informal Firms Survey 2010"},"authoring_entity":[{"name":"David McKenzie","affiliation":"World Bank"}],"production_statement":{"funding_agencies":[{"name":"World Bank","abbreviation":"","role":""}]},"distribution_statement":{"contact":[{"name":"David McKenzie","affiliation":"","email":"dmckenzie@worldbank.org","uri":""}],"depositor":[{"name":"DECRG: Finance & Priv Sec Devt","abbreviation":"DECFP","affiliation":"The World Bank"}]},"series_statement":{"series_name":"Informal Sector Survey [hh\/iss]"},"study_info":{"abstract":"A specialized survey was designed to collect data needed for the Dimensions of Informality in Bangladesh report. The survey was conducted between March and May 2010 by Data International Ltd., and covered 1724 enterprises. The sample frame for these enterprises was the EGI Census of 55,817 firms in the randomly selected areas in urban parts of the 19 old districts. The sample was stratified by firm size (in terms of full-time employment) and broad industry (manufacturing, trade or services), and was chosen to be representative of firms with 3 to 99 full-time workers in these areas. Oversampling of firms with 10-99 full-time workers was done to ensure sufficient sample sizes of these firms, which are less prevalent than firms with fewer workers. In practice 20 percent of the final sample were actually of size 1 or 2 workers, and 2 percent had more than 100 workers \u2013 this likely reflects changes in firm size from the time of listing to the time of surveying, as well as seasonality in employment.","coll_dates":[{"start":"2010-03","end":"2010-05","cycle":""}],"nation":[{"name":"Bangladesh","abbreviation":"BGD"}],"geog_coverage":"The sample frame for the selection of business concentrations in the \u2018old\u2019 19 district headquarters is a subset of the list of all mahallas\/paras within and adjacent to the urban areas of that district headquarter.  These lists of all mahallas\/paras were collected from the BBS Population Census 2001 database and updated using secondary information.","analysis_unit":"Firm","data_kind":"Sample survey data [ssd]","notes":"The survey contained detailed information on the characteristics of the firm and the owner. On the firm side, in addition to the standard balance sheet and income and expenditure data, a rich set of questions were used to obtain details on the process of formalization, the use of different business practices, and the types of information technology used by the firm. The GPS coordinates of the business were collected, and used to obtain the straight-line distance of the firm to the offices where registration for a trade license, TIN, and for VAT take place. On the owner side, in addition to standard demographic and educational information, the survey attempted to collect detail on owner characteristics which might affect the size of the business being run and the extent to which the owner formalizes.","study_scope":"The survey contained detailed information on the characteristics of the firm and the owner. On the firm side, in addition to the standard balance sheet and income and expenditure data, a rich set of questions were used to obtain details on the process of formalization, the use of different business practices, and the types of information technology used by the firm. The GPS coordinates of the business were collected, and used to obtain the straight-line distance of the firm to the offices where registration for a trade license, TIN, and for VAT take place. On the owner side, in addition to standard demographic and educational information, the survey attempted to collect detail on owner characteristics which might affect the size of the business being run and the extent to which the owner formalizes."},"method":{"data_collection":{"data_collectors":[{"name":"Data International Ltd","abbreviation":"","affiliation":""}],"sampling_procedure":"Detailed sampling procedure document attached: The sample frame for these enterprises was the EGI Census of 55,817 firms in the randomly selected areas in urban parts of the 19 old districts. The sample was stratified by firm size (in terms of full-time employment) and broad industry (manufacturing, trade or services), and was chosen to be representative of firms with 3 to 99 full-time workers in these areas. Oversampling of firms with 10-99 full-time workers was done to ensure sufficient sample sizes of these firms, which are less prevalent than firms with fewer workers. In practice 20 percent of the final sample were actually of size 1 or 2 workers, and 2 percent had more than 100 workers \u2013 this likely reflects changes in firm size from the time of listing to the time of surveying, as well as seasonality in employment.","coll_mode":"Face-to-face [f2f]","research_instrument":"An English version of the questionnaire is  provided as  an external resource.","weight":"Sample weights are provided in the data file: sampleweights.dta"},"analysis_info":{"response_rate":"Refusal rate was 20%"}},"data_access":{"dataset_use":{"conf_dec":[{"txt":"Confidential information such as GPS coordinates and business names have been removed\n\nBefore being granted access to the dataset, all users have to formally agree: \n1. To make no copies of any files or portions of files to which s\/he is granted access except those authorized by the data depositor. \n2. Not to use any technique in an attempt to learn the identity of any person, establishment, or sampling unit not identified on public use data files. \n3. To hold in strictest confidence the identification of any establishment or individual that may be inadvertently revealed in any documents or discussion, or analysis. Such inadvertent identification revealed in her\/his analysis will be immediately brought to the attention of the data depositor.","required":"yes","form_no":"","uri":""}],"cit_req":"Use of the dataset must be acknowledged using a citation which would include:\n- the Identification of the Primary Investigator\n- the title of the survey (including country, acronym and year of implementation)\n- the survey reference number\n- the source and date of download","conditions":"- Public use files, accessible to all"}}},"data_files":[{"file_id":"F1","file_name":"egi_census_data_(19 dist)_NEW","description":"Data from the census of firms","case_count":"55811","var_count":"20","producer":null,"data_checks":null,"missing_data":null,"version":null,"notes":null},{"file_id":"F2","file_name":"informality_data_NEW","description":"Data from the detailed survey of informal 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Yr","var_sumstat":[{"value":"816","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"0","labl":null,"stats":"293","type":"freq"},{"value":"1973","labl":null,"stats":"1","type":"freq"},{"value":"1984","labl":null,"stats":"1","type":"freq"},{"value":"1986","labl":null,"stats":"2","type":"freq"},{"value":"1991","labl":null,"stats":"1","type":"freq"},{"value":"1992","labl":null,"stats":"1","type":"freq"},{"value":"1995","labl":null,"stats":"1","type":"freq"},{"value":"1996","labl":null,"stats":"1","type":"freq"},{"value":"1997","labl":null,"stats":"1","type":"freq"},{"value":"1998","labl":null,"stats":"4","type":"freq"},{"value":"1999","labl":null,"stats":"4","type":"freq"},{"value":"2000","labl":null,"stats":"9","type":"freq"},{"value":"2001","labl":null,"stats":"51","type":"freq"},{"value":"2002","labl":null,"stats":"14","type":"freq"},{"value":"2003","labl":null,"stats":"15","type":"freq"},{"value":"2004","labl":null,"stats":"16","type":"freq"},{"value":"2005","labl":null,"stats":"22","type":"freq"},{"value":"2006","labl":null,"stats":"23","type":"freq"},{"value":"2007","labl":null,"stats":"54","type":"freq"},{"value":"2008","labl":null,"stats":"62","type":"freq"},{"value":"2009","labl":null,"stats":"200","type":"freq"},{"value":"2010","labl":null,"stats":"39","type":"freq"},{"value":"999","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F2"},{"vid":"V81","name":"q3_5a2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"147","var_end_pos":"147","var_width":"1","var_rec_seg_no":"1","labl":"Have you ever had a loan of Government bank","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n2. Government bank\n3.5a. Have you ever had a loan of this type?","var_qstn_postqtxt":"2. No > next row","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"110","type":"freq"},{"value":"2","labl":"No","stats":"1614","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V82","name":"q3_5b2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"148","var_end_pos":"148","var_width":"1","var_rec_seg_no":"1","labl":"Do you still owe part of Government bank loan","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n2. Government bank\n3.5b. Do you still owe part of this loan?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"110","type":"vald"},{"value":"1614","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"67","type":"freq"},{"value":"2","labl":"No","stats":"43","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1614","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V83","name":"q3_5c2m","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"149","var_end_pos":"151","var_width":"3","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Government bank? Month","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n2. Government bank\n3.5c. When was the first time such loan was received? Month","var_val_range":[{"units":"REAL","min":"1","max":"999"}],"var_sumstat":[{"value":"110","type":"vald"},{"value":"1614","type":"invd"},{"value":"1","type":"min"},{"value":"999","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V84","name":"q3_5c2y","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"152","var_end_pos":"155","var_width":"4","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Government bank? Year","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n2. Government bank\n3.5c. When was the first time such loan was received? Yr","var_val_range":[{"units":"REAL","min":"1970","max":"2010"}],"var_sumstat":[{"value":"110","type":"vald"},{"value":"1614","type":"invd"},{"value":"1970","type":"min"},{"value":"2010","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V85","name":"q3_5d2m","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"156","var_end_pos":"158","var_width":"3","var_rec_seg_no":"1","labl":"When was the last time loan from Government bank was received (Month)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n2. Government bank\n3.5d. When was the last time such loan was received? Month","var_val_range":[{"units":"REAL","min":"1","max":"999"}],"var_sumstat":[{"value":"110","type":"vald"},{"value":"1614","type":"invd"},{"value":"1","type":"min"},{"value":"999","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V86","name":"q3_5d2y","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"159","var_end_pos":"163","var_width":"5","var_rec_seg_no":"1","labl":"When was the last time loan from Government bank was received (Year)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n2. Government bank\n3.5d. When was the last time such loan was received? Yr","var_val_range":[{"units":"REAL","min":"1977","max":"20009"}],"var_sumstat":[{"value":"110","type":"vald"},{"value":"1614","type":"invd"},{"value":"1977","type":"min"},{"value":"20009","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V87","name":"q3_5a3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"164","var_end_pos":"164","var_width":"1","var_rec_seg_no":"1","labl":"Have you ever had a loan of Microfinance organization","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n3. Microfinance organization\n3.5a. Have you ever had a loan of this type?","var_qstn_postqtxt":"2. No > next row","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"303","type":"freq"},{"value":"2","labl":"No","stats":"1421","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V88","name":"q3_5b3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"165","var_end_pos":"165","var_width":"1","var_rec_seg_no":"1","labl":"Do you still owe part of Microfinance organization loan","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n3. Microfinance organization\n3.5b. Do you still owe part of this loan?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"303","type":"vald"},{"value":"1421","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"215","type":"freq"},{"value":"2","labl":"No","stats":"88","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1421","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V89","name":"q3_5c3m","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"166","var_end_pos":"168","var_width":"3","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Microfinance organization? M","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n3. Microfinance organization\n3.5c. When was the first time such loan was received? Month","var_val_range":[{"units":"REAL","min":"1","max":"999"}],"var_sumstat":[{"value":"303","type":"vald"},{"value":"1421","type":"invd"},{"value":"1","type":"min"},{"value":"999","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V90","name":"q3_5c3y","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"169","var_end_pos":"172","var_width":"4","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Microfinance organization? Y","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n3. Microfinance organization\n3.5c. When was the first time such loan was received? Yr","var_val_range":[{"units":"REAL","min":"1985","max":"2010"}],"var_sumstat":[{"value":"303","type":"vald"},{"value":"1421","type":"invd"},{"value":"1985","type":"min"},{"value":"2010","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V91","name":"q3_5d3m","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"173","var_end_pos":"175","var_width":"3","var_rec_seg_no":"1","labl":"When was the last time loan from Microfinance organization was received (Month)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n3. Microfinance organization\n3.5d. When was the last time such loan was received? Month","var_val_range":[{"units":"REAL","min":"1","max":"999"}],"var_sumstat":[{"value":"303","type":"vald"},{"value":"1421","type":"invd"},{"value":"1","type":"min"},{"value":"999","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V92","name":"q3_5d3y","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"176","var_end_pos":"179","var_width":"4","var_rec_seg_no":"1","labl":"When was the last time loan from Microfinance organization was received (Year)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n3. Microfinance organization\n3.5d. When was the last time such loan was received? Yr","var_val_range":[{"units":"REAL","min":"1985","max":"2010"}],"var_sumstat":[{"value":"303","type":"vald"},{"value":"1421","type":"invd"},{"value":"1985","type":"min"},{"value":"2010","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V93","name":"q3_5a4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"180","var_end_pos":"180","var_width":"1","var_rec_seg_no":"1","labl":"Have you ever had a loan of Moneylender","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n4. Moneylender\n3.5a. Have you ever had a loan of this type?","var_qstn_postqtxt":"2. No > next row","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"46","type":"freq"},{"value":"2","labl":"No","stats":"1678","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V94","name":"q3_5b4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"181","var_end_pos":"181","var_width":"1","var_rec_seg_no":"1","labl":"Do you still owe part of Moneylender loan","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n4. Moneylender\n3.5b. Do you still owe part of this loan?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"46","type":"vald"},{"value":"1678","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"25","type":"freq"},{"value":"2","labl":"No","stats":"21","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1678","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V95","name":"q3_5c4m","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"182","var_end_pos":"184","var_width":"3","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Moneylender? Month","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n4. Moneylender\n3.5c. When was the first time such loan was received? Month","var_val_range":[{"units":"REAL","min":"1","max":"999"}],"var_sumstat":[{"value":"46","type":"vald"},{"value":"1678","type":"invd"},{"value":"1","type":"min"},{"value":"999","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V96","name":"q3_5c4y","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"185","var_end_pos":"188","var_width":"4","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Moneylender? Year","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n4. Moneylender\n3.5c. When was the first time such loan was received? Yr","var_val_range":[{"units":"REAL","min":"1980","max":"2010"}],"var_sumstat":[{"value":"46","type":"vald"},{"value":"1678","type":"invd"},{"value":"1980","type":"min"},{"value":"2010","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V97","name":"q3_5d4m","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"189","var_end_pos":"191","var_width":"3","var_rec_seg_no":"1","labl":"When was the last time loan from Moneylender was received (Month)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n4. Moneylender\n3.5d. When was the last time such loan was received? Month","var_val_range":[{"units":"REAL","min":"1","max":"999"}],"var_sumstat":[{"value":"46","type":"vald"},{"value":"1678","type":"invd"},{"value":"1","type":"min"},{"value":"999","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V98","name":"q3_5d4y","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"192","var_end_pos":"195","var_width":"4","var_rec_seg_no":"1","labl":"When was the last time loan from Moneylender was received (Year)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n4. Moneylender\n3.5d. When was the last time such loan was received? Yr","var_val_range":[{"units":"REAL","min":"1985","max":"2010"}],"var_sumstat":[{"value":"46","type":"vald"},{"value":"1678","type":"invd"},{"value":"1985","type":"min"},{"value":"2010","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V99","name":"q3_5a5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"196","var_end_pos":"196","var_width":"1","var_rec_seg_no":"1","labl":"Have you ever had a loan of Family and friends","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n5. Family and friends\n3.5a. Have you ever had a loan of this type?","var_qstn_postqtxt":"2. No > next row","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"533","type":"freq"},{"value":"2","labl":"No","stats":"1191","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V100","name":"q3_5b5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"197","var_end_pos":"197","var_width":"1","var_rec_seg_no":"1","labl":"Do you still owe part of Family and friends loan","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n5. Family and friends\n3.5b. Do you still owe part of this loan?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"533","type":"vald"},{"value":"1191","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"194","type":"freq"},{"value":"2","labl":"No","stats":"339","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1191","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V101","name":"q3_5c5m","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"198","var_end_pos":"200","var_width":"3","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Family and friends? Month","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n5. Family and friends\n3.5c. When was the first time such loan was received? Month","var_val_range":[{"units":"REAL","min":"1","max":"999"}],"var_sumstat":[{"value":"533","type":"vald"},{"value":"1191","type":"invd"},{"value":"1","type":"min"},{"value":"999","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V102","name":"q3_5c5y","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"201","var_end_pos":"204","var_width":"4","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Family and friends? Year","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n5. Family and friends\n3.5c. When was the first time such loan was received? Yr","var_val_range":[{"units":"REAL","min":"999","max":"2010"}],"var_sumstat":[{"value":"533","type":"vald"},{"value":"1191","type":"invd"},{"value":"999","type":"min"},{"value":"2010","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V103","name":"q3_5d5m","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"205","var_end_pos":"207","var_width":"3","var_rec_seg_no":"1","labl":"When was the last time loan from Family and friends was received (Month)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n5. Family and friends\n3.5d. When was the last time such loan was received? Month","var_val_range":[{"units":"REAL","min":"1","max":"999"}],"var_sumstat":[{"value":"533","type":"vald"},{"value":"1191","type":"invd"},{"value":"1","type":"min"},{"value":"999","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V104","name":"q3_5d5y","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"208","var_end_pos":"211","var_width":"4","var_rec_seg_no":"1","labl":"When was the last time loan from Family and friends was received (Year)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n5. Family and friends\n3.5d. When was the last time such loan was received? Yr","var_val_range":[{"units":"REAL","min":"999","max":"2010"}],"var_sumstat":[{"value":"533","type":"vald"},{"value":"1191","type":"invd"},{"value":"999","type":"min"},{"value":"2010","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V105","name":"s3_5others6","file_id":"F2","var_intrvl":"discrete","var_start_pos":"212","var_end_pos":"212","var_width":"1","var_rec_seg_no":"1","labl":"S3_5Others6","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n6. Other (Specify)","var_sumstat":[{"value":"9","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"9","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F2"},{"vid":"V106","name":"q3_5a6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"213","var_end_pos":"213","var_width":"1","var_rec_seg_no":"1","labl":"Have you ever had a loan of Other (Specify)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n6. Other (Specify)\n3.5a. Have you ever had a loan of this type?","var_qstn_postqtxt":"2. No > next row","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"1715","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"9","type":"freq"},{"value":"2","labl":"No","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1715","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V107","name":"q3_5b6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"214","var_end_pos":"214","var_width":"1","var_rec_seg_no":"1","labl":"Do you still owe part of Other (Specify) loan","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n6. Other (Specify)\n3.5b. Do you still owe part of this loan?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"1715","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6","type":"freq"},{"value":"2","labl":"No","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1715","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V108","name":"q3_5c6m","file_id":"F2","var_intrvl":"discrete","var_start_pos":"215","var_end_pos":"215","var_width":"1","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Other (Specify)? Month","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n6. Other (Specify)\n3.5c. When was the first time such loan was received? Month","var_sumstat":[{"value":"440","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"0","labl":null,"stats":"431","type":"freq"},{"value":"1","labl":null,"stats":"3","type":"freq"},{"value":"2","labl":null,"stats":"2","type":"freq"},{"value":"3","labl":null,"stats":"1","type":"freq"},{"value":"4","labl":null,"stats":"1","type":"freq"},{"value":"5","labl":null,"stats":"1","type":"freq"},{"value":"7","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F2"},{"vid":"V109","name":"q3_5c6y","file_id":"F2","var_intrvl":"discrete","var_start_pos":"216","var_end_pos":"219","var_width":"4","var_rec_seg_no":"1","labl":"When was the first time such loan was received from Other (Specify)? Year","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n6. Other (Specify)\n3.5c. When was the first time such loan was received? Yr","var_sumstat":[{"value":"440","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"0","labl":null,"stats":"431","type":"freq"},{"value":"1988","labl":null,"stats":"1","type":"freq"},{"value":"1995","labl":null,"stats":"1","type":"freq"},{"value":"1998","labl":null,"stats":"1","type":"freq"},{"value":"2000","labl":null,"stats":"1","type":"freq"},{"value":"2004","labl":null,"stats":"2","type":"freq"},{"value":"2006","labl":null,"stats":"1","type":"freq"},{"value":"2009","labl":null,"stats":"2","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F2"},{"vid":"V110","name":"q3_5d6m","file_id":"F2","var_intrvl":"discrete","var_start_pos":"220","var_end_pos":"220","var_width":"1","var_rec_seg_no":"1","labl":"When was the last time loan from Other (Specify) was received (Month)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n6. Other (Specify)\n3.5d. When was the last time such loan was received? Month","var_sumstat":[{"value":"440","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"0","labl":null,"stats":"431","type":"freq"},{"value":"1","labl":null,"stats":"1","type":"freq"},{"value":"2","labl":null,"stats":"2","type":"freq"},{"value":"3","labl":null,"stats":"4","type":"freq"},{"value":"4","labl":null,"stats":"1","type":"freq"},{"value":"7","labl":null,"stats":"1","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F2"},{"vid":"V111","name":"q3_5d6y","file_id":"F2","var_intrvl":"discrete","var_start_pos":"221","var_end_pos":"224","var_width":"4","var_rec_seg_no":"1","labl":"When was the last time loan from Other (Specify) was received (Year)","var_qstn_qstnlit":"Section 3: Finance and Loans Information\nLoans\n3.5. I would like to ask about loans that your business has had or still has. Please provide information on the\nfollowing types of loans\n6. Other (Specify)\n3.5d. When was the last time such loan was received? Yr","var_sumstat":[{"value":"440","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"0","labl":null,"stats":"431","type":"freq"},{"value":"2000","labl":null,"stats":"1","type":"freq"},{"value":"2008","labl":null,"stats":"1","type":"freq"},{"value":"2009","labl":null,"stats":"4","type":"freq"},{"value":"2010","labl":null,"stats":"3","type":"freq"}],"var_format":"character","var_format_schema":"other","fid":"F2"},{"vid":"V112","name":"q3_6","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"225","var_end_pos":"227","var_width":"3","var_rec_seg_no":"1","labl":"What percentage of your inputs (Interviewer: give examples) are purchased on cre","var_qstn_qstnlit":"Section 3: Finance and Loans Information\n3.6. What percentage of your inputs are purchased on credit? ________%","var_qstn_ivulnstr":"(Interviewer: give examples)","var_val_range":[{"units":"REAL","min":"0","max":"100"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"100","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V113","name":"q3_7","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"228","var_end_pos":"230","var_width":"3","var_rec_seg_no":"1","labl":"What percentage of your sales (Interviewer: give examples) are sold on credit?","var_qstn_qstnlit":"Section 3: Finance and Loans Information\n3.7 What percentage of your sales are sold on credit? __________%","var_qstn_ivulnstr":"(Interviewer: give examples)","var_val_range":[{"units":"REAL","min":"0","max":"100"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"100","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V114","name":"q3_8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"231","var_end_pos":"231","var_width":"1","var_rec_seg_no":"1","labl":"Do any of your customers pay by check?","var_qstn_qstnlit":"Section 3: Finance and Loans Information\n3.8 Do any of your customers pay by check?","var_qstn_postqtxt":"Yes > Go To Section 4","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"400","type":"freq"},{"value":"2","labl":"No","stats":"1324","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V115","name":"q3_9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"232","var_end_pos":"232","var_width":"1","var_rec_seg_no":"1","labl":"If not, have some asked if they could?","var_qstn_qstnlit":"Section 3: Finance and Loans Information\n3.9. If not, have some asked if they could?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1324","type":"vald"},{"value":"400","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes, some have asked if they could","stats":"50","type":"freq"},{"value":"2","labl":"No, none have asked if they could","stats":"1274","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"400","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V116","name":"q4_1a1","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"233","var_end_pos":"239","var_width":"7","var_rec_seg_no":"1","labl":"Value if owned Tools and utensils","var_qstn_preqtxt":"In this section we ask about assets, expenses, income and profits.","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n1. Tools and utensils\n(a) Value if owned - Value (Taka)","var_qstn_ivulnstr":"Show the card [Suggest we drop it]","var_val_range":[{"units":"REAL","min":"0","max":"3500000"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"3500000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V117","name":"q4_1b1","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"240","var_end_pos":"245","var_width":"6","var_rec_seg_no":"1","labl":"Monthly rental if rented Tools and utensils","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n1. Tools and utensils\n(b) Monthly rental if rented - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"200000"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"200000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V118","name":"q4_1a2","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"246","var_end_pos":"254","var_width":"9","var_rec_seg_no":"1","labl":"Value if owned Machinery and Equipment","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n2. Machinery and Equipment\n(a) Value if owned - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"230000000"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"230000000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V119","name":"q4_1b2","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"255","var_end_pos":"258","var_width":"4","var_rec_seg_no":"1","labl":"Monthly rental if rented Machinery and Equipment","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n2. Machinery and Equipment\n(b) Monthly rental if rented - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"1500"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"1500","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V120","name":"q4_1a3","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"259","var_end_pos":"265","var_width":"7","var_rec_seg_no":"1","labl":"Value if owned Furniture","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n3. Furniture\n(a) Value if owned - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"5000000"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"5000000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V121","name":"q4_1b3","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"266","var_end_pos":"269","var_width":"4","var_rec_seg_no":"1","labl":"Monthly rental if rented Furniture","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n3. Furniture\n(b) Monthly rental if rented - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"2500"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"2500","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V122","name":"q4_1a4","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"270","var_end_pos":"277","var_width":"8","var_rec_seg_no":"1","labl":"Value if owned vehicles used in the business","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n4. Vehicles used in the business\n(a) Value if owned - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"15000000"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"15000000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V123","name":"q4_1b4","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"278","var_end_pos":"284","var_width":"7","var_rec_seg_no":"1","labl":"Monthly rental if rented vehicles used in the business","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n4. Vehicles used in the business\n(b) Monthly rental if rented - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"1039000"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"1039000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V124","name":"q4_1a5","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"285","var_end_pos":"293","var_width":"9","var_rec_seg_no":"1","labl":"Value if owned site (including land and buildings)","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n5. Site (including land and buildings)\n(a) Value if owned - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"900000000"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"900000000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V125","name":"q4_1b5","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"294","var_end_pos":"300","var_width":"7","var_rec_seg_no":"1","labl":"Monthly rental if rented site (including land and buildings)","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n5. Site (including land and buildings)\n(b) Monthly rental if rented - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"7000000"}],"var_sumstat":[{"value":"1723","type":"vald"},{"value":"1","type":"invd"},{"value":"0","type":"min"},{"value":"7000000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V126","name":"q4_1a6","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"301","var_end_pos":"307","var_width":"7","var_rec_seg_no":"1","labl":"Value if owned other physical assets (exclud. Inventories)","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n6. Other physical assets (exclud. Inventories)\n(a) Value if owned - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"2800000"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"2800000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V127","name":"q4_1b6","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"308","var_end_pos":"310","var_width":"3","var_rec_seg_no":"1","labl":"Monthly rental if rented other physical assets (exclud. Inventories)","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n6. Other physical assets (exclud. Inventories)\n(b) Monthly rental if rented - Value (Taka)","var_val_range":[{"units":"REAL","min":"0","max":"200"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"200","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V128","name":"q4_1a7","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"311","var_end_pos":"319","var_width":"9","var_rec_seg_no":"1","labl":"Value if owned total value of assets in business","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. Think of the value as how much it would cost you to replace the assets with ones in similar condition. \n7. Total value of assets in business\n(a) Value if owned - Value (Taka)","var_val_range":[{"units":"REAL","min":"200","max":"941850000"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"200","type":"min"},{"value":"941850000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V129","name":"q4_1b7","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"320","var_end_pos":"326","var_width":"7","var_rec_seg_no":"1","labl":"Monthly rental if rented total value of assets in business","var_qstn_qstnlit":"Section 4: Assets, Income, Expenses and Profit\n4.1. Now I am going to ask you about the characteristics of any utensils, tools, machinery and equipment, vehicles and other property currently used in your business or activity. Please tell me the approximate value of your assets in each of the following categories. 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During the year of 2009 how many times has your firm received an inspection or visit from: (Interviewer: write 0 if they didn\u2019t have any inspections of this sort)\nd. 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In the last year did you have to pay any fines or bribes for carrying on the business without a TIN?","var_qstn_postqtxt":"No > Go to Qn 6.18","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"922","type":"vald"},{"value":"802","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"4","type":"freq"},{"value":"2","labl":"No","stats":"918","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"802","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V220","name":"q6_17a","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"579","var_end_pos":"582","var_width":"4","var_rec_seg_no":"1","labl":"If so, how much did you have to pay as fine or bribe?","var_qstn_qstnlit":"Section 6: Informality\n6.17a. If so, how much did you have to pay as fine or bribe? Taka _______","var_val_range":[{"units":"REAL","min":"500","max":"2000"}],"var_sumstat":[{"value":"4","type":"vald"},{"value":"1720","type":"invd"},{"value":"500","type":"min"},{"value":"2000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V221","name":"q6_18","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"583","var_end_pos":"583","var_width":"1","var_rec_seg_no":"1","labl":"If the upfront cost of registration for a TIN was lowered to zero, would you reg","var_qstn_qstnlit":"Section 6: Informality\n6.18. 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More paperwork and recordkeeping needed","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"59","type":"vald"},{"value":"1665","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"59","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1665","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V230","name":"s619oth","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"592","var_end_pos":"592","var_width":"1","var_rec_seg_no":"1","labl":"S619Oth","var_qstn_qstnlit":"Section 6: Informality\n6.19. What do you see as the possible costs or disadvantages of having a TIN? Tell us as many as you can think of.\n9. Other","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_sumstat":[{"value":"0","type":"vald"},{"value":"1724","type":"invd"}],"var_catgry":[{"value":"Sysmiss","labl":null,"stats":"1724","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V231","name":"q6_19_9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"593","var_end_pos":"593","var_width":"1","var_rec_seg_no":"1","labl":"The possible costs or disadvantages of having a TIN: other (specify)","var_qstn_qstnlit":"Section 6: Informality\n6.19. What do you see as the possible costs or disadvantages of having a TIN? Tell us as many as you can think of.\n9. Other (specify)","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"57","type":"vald"},{"value":"1667","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"57","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1667","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V232","name":"q6_19_10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"594","var_end_pos":"594","var_width":"1","var_rec_seg_no":"1","labl":"I don\u2019t think there are any disadvantages or costs to having a TIN","var_qstn_qstnlit":"Section 6: Informality\n6.19. What do you see as the possible costs or disadvantages of having a TIN? Tell us as many as you can think of.\n10. I don\u2019t think there are any disadvantages or costs","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"838","type":"vald"},{"value":"886","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"838","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"886","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V233","name":"q6_20_1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"595","var_end_pos":"595","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n1. Being able to get a bank account in the business name","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"581","type":"vald"},{"value":"1143","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"581","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1143","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V234","name":"q6_20_2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"596","var_end_pos":"596","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n2. Being able to sell to the government","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"106","type":"vald"},{"value":"1618","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"106","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1618","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V235","name":"q6_20_3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"597","var_end_pos":"597","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n3. Being able to sell to other firms which require registration","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"115","type":"vald"},{"value":"1609","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"115","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1609","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V236","name":"q6_20_4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"598","var_end_pos":"598","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n4. Less risk of being fined","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"632","type":"vald"},{"value":"1092","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"632","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1092","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V237","name":"q6_20_5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"599","var_end_pos":"599","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n5. Less chance of being asked for a bribe","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"367","type":"vald"},{"value":"1357","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"367","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1357","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V238","name":"q6_20_6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"600","var_end_pos":"600","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n6. Better reputation for the business","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"215","type":"vald"},{"value":"1509","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"215","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1509","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V239","name":"q6_20_7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"601","var_end_pos":"601","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n7. Qualification for participation in government programmes for firms","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"49","type":"vald"},{"value":"1675","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"49","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1675","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V240","name":"q6_20_8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"602","var_end_pos":"602","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n8. Easier to get a bank loan","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"522","type":"vald"},{"value":"1202","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"522","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1202","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V241","name":"q6_20_9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"603","var_end_pos":"603","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n9. Greater societal acceptance for the firm","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"108","type":"vald"},{"value":"1616","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"108","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1616","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V242","name":"q6_20_10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"604","var_end_pos":"604","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n10. Being able to export","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"46","type":"vald"},{"value":"1678","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"46","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1678","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V243","name":"q6_20_11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"605","var_end_pos":"605","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n11. Being able to operate more visibly, or on a larger scale, without worrying","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"558","type":"vald"},{"value":"1166","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"558","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1166","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V244","name":"q6_20_12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"606","var_end_pos":"606","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n12. Being able to use the courts to enforce business contracts","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"32","type":"vald"},{"value":"1692","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"32","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1692","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V245","name":"q6_20_13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"607","var_end_pos":"607","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n13. Having a legal record of my business in case of disputes","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"81","type":"vald"},{"value":"1643","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"81","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1643","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V246","name":"q6_20_14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"608","var_end_pos":"608","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n14. Being able to advertise more widely without worrying about attracting govt attention","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"39","type":"vald"},{"value":"1685","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"39","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1685","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V247","name":"s6_20oth","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"609","var_end_pos":"609","var_width":"1","var_rec_seg_no":"1","labl":"S6_20Oth","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n15. Other","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_sumstat":[{"value":"0","type":"vald"},{"value":"1724","type":"invd"}],"var_catgry":[{"value":"Sysmiss","labl":null,"stats":"1724","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V248","name":"q6_20_15","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"610","var_end_pos":"610","var_width":"1","var_rec_seg_no":"1","labl":"The possible benefits or advantages to your business of being registered with a","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n15. Other (specify):","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"72","type":"vald"},{"value":"1652","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"72","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1652","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V249","name":"q6_20_16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"611","var_end_pos":"611","var_width":"1","var_rec_seg_no":"1","labl":"I don\u2019t think there are any advantages or benefits to your business of being reg","var_qstn_qstnlit":"Section 6: Informality\n6.20. What do you see as the possible benefits or advantages to your business of being registered with a TIN? Tell us as many as you can think of.\n16. I don\u2019t think there are any advantages or benefits","var_qstn_ivulnstr":"Interviewer: Do not read out this list, but check all that are mentioned by the respondent.","var_val_range":[{"units":"REAL","min":"1","max":"1"}],"var_sumstat":[{"value":"322","type":"vald"},{"value":"1402","type":"invd"},{"value":"1","type":"min"},{"value":"1","type":"max"}],"var_catgry":[{"value":"1","labl":null,"stats":"322","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1402","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V250","name":"q6_21","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"612","var_end_pos":"612","var_width":"1","var_rec_seg_no":"1","labl":"Is your business registered for VAT?","var_qstn_qstnlit":"Section 6: Informality\n6.21. Is your business registered for VAT?","var_qstn_ivulnstr":"Write zero if the business started with this registration status","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"579","type":"freq"},{"value":"2","labl":"No","stats":"1145","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V251","name":"q6_21yr","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"613","var_end_pos":"614","var_width":"2","var_rec_seg_no":"1","labl":"What percentage of your input purchases include VAT?","var_qstn_qstnlit":"Section 6: Informality\n6.21. If Yes, how many years had your business been in operation when you got it? ______years","var_val_range":[{"units":"REAL","min":"0","max":"40"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"40","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V252","name":"q6_21a","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"615","var_end_pos":"617","var_width":"3","var_rec_seg_no":"1","labl":"Of the purchased inputs, what percent (in value) of the purchase you obtain\/rece","var_qstn_qstnlit":"Section 6: Informality\n6.21a. What percentage of your input purchases include VAT? __________%","var_val_range":[{"units":"REAL","min":"0","max":"999"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"999","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V253","name":"q6_21b","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"618","var_end_pos":"620","var_width":"3","var_rec_seg_no":"1","labl":"Of the purchased inputs, what percent (in value) of the purchase you obtain\/rece","var_qstn_qstnlit":"Section 6: Informality\n6.21b. Of the purchased inputs, what percent (in value) of the purchase you obtain\/receive a receipt? ____%","var_val_range":[{"units":"REAL","min":"0","max":"100"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"100","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V254","name":"q6_21c","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"621","var_end_pos":"623","var_width":"3","var_rec_seg_no":"1","labl":"What percentage of your sales do you issue a receipt for?","var_qstn_qstnlit":"Section 6: Informality\n6.21c. What percentage of your sales do you issue a receipt for? _________%","var_val_range":[{"units":"REAL","min":"0","max":"100"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"0","type":"min"},{"value":"100","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V255","name":"q6_22","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"624","var_end_pos":"624","var_width":"1","var_rec_seg_no":"1","labl":"Does your business have a registration certificate for Joint Stock Companies?","var_qstn_qstnlit":"Section 6: Informality\n6.22. 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Did your establishment experience losses in the last year due to extortion (toll taking), theft, robbery, vandalism, or arson?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"139","type":"freq"},{"value":"2","labl":"No","stats":"1585","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V261","name":"q6_25a","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"630","var_end_pos":"636","var_width":"7","var_rec_seg_no":"1","labl":"If YES then, value of the loss (in Taka)","var_qstn_qstnlit":"Section 6: Informality\n6.25. If YES then, Value of the loss (in Taka) ________________________","var_val_range":[{"units":"REAL","min":"400","max":"2000000"}],"var_sumstat":[{"value":"139","type":"vald"},{"value":"1585","type":"invd"},{"value":"400","type":"min"},{"value":"2000000","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V262","name":"q6_26a","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"637","var_end_pos":"637","var_width":"1","var_rec_seg_no":"1","labl":"Do firms in your line of business ever make protection payments to: police offic","var_qstn_qstnlit":"Section 6: Informality\n6.26. 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Do firms in your line of business ever make protection payments to:\nb) Local mastans or local criminal organization","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"122","type":"freq"},{"value":"2","labl":"No","stats":"1602","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V264","name":"q7_1a","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"639","var_end_pos":"640","var_width":"2","var_rec_seg_no":"1","labl":"Visited one of your competitor\u2019s businesses to see what prices they are charging","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nMarketing\n7.1. 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In the last three months have you attempted to negotiate with a supplier for a lower price on raw materials or goods purchased?","var_qstn_postqtxt":"1. Yes > go to Qn 7.6a\n2. No > go to Qn 7.7","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1395","type":"freq"},{"value":"2","labl":"No","stats":"329","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V281","name":"q7_6a","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"660","var_end_pos":"660","var_width":"1","var_rec_seg_no":"1","labl":"If yes, were you successful in obtaining a lower price?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.6a. If yes, were you successful in obtaining a lower price?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1395","type":"vald"},{"value":"329","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1272","type":"freq"},{"value":"2","labl":"No .","stats":"123","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"329","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V282","name":"q7_7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"661","var_end_pos":"661","var_width":"1","var_rec_seg_no":"1","labl":"In the last three months, have you compared the prices or quality offered by alt","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.7. In the last three months, have you compared the prices or quality offered by alternate suppliers\/sources of raw materials or purchased goods to the supplier\/source you have?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1014","type":"freq"},{"value":"2","labl":"No .","stats":"710","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V283","name":"q7_8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"662","var_end_pos":"662","var_width":"1","var_rec_seg_no":"1","labl":"Do you keep goods to sell, or of raw materials to use in providing a service?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.8. Do you keep goods to sell, or of raw materials to use in providing a service?","var_qstn_postqtxt":"No > go to Qn. 7.15","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1630","type":"freq"},{"value":"2","labl":"No .","stats":"94","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V284","name":"q7_9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"663","var_end_pos":"663","var_width":"1","var_rec_seg_no":"1","labl":"What is the most common way you purchase inputs \/ inventories?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.9. What is the most common way you purchase inputs \/ inventories?","var_val_range":[{"units":"REAL","min":"1","max":"5"}],"var_sumstat":[{"value":"1630","type":"vald"},{"value":"94","type":"invd"},{"value":"1","type":"min"},{"value":"5","type":"max"}],"var_catgry":[{"value":"1","labl":"A distributor comes to your store on a fixed schedule","stats":"99","type":"freq"},{"value":"2","labl":"A distributor who comes whenever you place an order","stats":"269","type":"freq"},{"value":"3","labl":"You go to the supplier\u2019s store\/warehouse to purchase the goods","stats":"1207","type":"freq"},{"value":"4","labl":"A distributor comes to your store but with no fixed schedule","stats":"39","type":"freq"},{"value":"5","labl":"Other","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"94","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V285","name":"s7_9_others","file_id":"F2","var_intrvl":"discrete","var_start_pos":"664","var_end_pos":"664","var_width":"1","var_rec_seg_no":"1","labl":"S7_9_Others","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.9. 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How frequently do you run out of stock of these inventories or raw materials?","var_val_range":[{"units":"REAL","min":"1","max":"4"}],"var_sumstat":[{"value":"1630","type":"vald"},{"value":"94","type":"invd"},{"value":"1","type":"min"},{"value":"4","type":"max"}],"var_catgry":[{"value":"1","labl":"Never, I always have enough on hand","stats":"121","type":"freq"},{"value":"2","labl":"Not very frequent, once every 6 months or so","stats":"58","type":"freq"},{"value":"3","labl":"Once every three months","stats":"180","type":"freq"},{"value":"4","labl":"Once a month or more frequent","stats":"1271","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"94","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V287","name":"q7_11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"666","var_end_pos":"666","var_width":"1","var_rec_seg_no":"1","labl":"How long does it take to obtain goods for which you have run out of stock?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.11. How long does it take to obtain goods for which you have run out of stock?","var_val_range":[{"units":"REAL","min":"1","max":"5"}],"var_sumstat":[{"value":"1630","type":"vald"},{"value":"94","type":"invd"},{"value":"1","type":"min"},{"value":"5","type":"max"}],"var_catgry":[{"value":"1","labl":"A day or less","stats":"669","type":"freq"},{"value":"2","labl":"More than a day, less than a week","stats":"752","type":"freq"},{"value":"3","labl":"A week","stats":"150","type":"freq"},{"value":"4","labl":"More than a week, less than a month","stats":"48","type":"freq"},{"value":"5","labl":"A month or more","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"94","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V288","name":"q7_12a","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"667","var_end_pos":"668","var_width":"2","var_rec_seg_no":"1","labl":"What percentage of perishable inventory purchases do you have to throw out becau","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.12a. What percentage of perishable inventory purchases do you have to throw out because of spoilage? __ ___%","var_qstn_ivulnstr":"Interviewer: If enterprise is in manufacturing or service, skip to 7.15. Ask the following questions only from retail enterprises.","var_val_range":[{"units":"REAL","min":"1","max":"25"}],"var_sumstat":[{"value":"299","type":"vald"},{"value":"1425","type":"invd"},{"value":"1","type":"min"},{"value":"25","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V289","name":"q7_12b","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"669","var_end_pos":"671","var_width":"3","var_rec_seg_no":"1","labl":"What percentage of goods do you discount as bulk sales?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.12b. What percentage of goods do you discount as bulk sales? __ ___%","var_val_range":[{"units":"REAL","min":"1","max":"100"}],"var_sumstat":[{"value":"255","type":"vald"},{"value":"1469","type":"invd"},{"value":"1","type":"min"},{"value":"100","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V290","name":"q7_12c","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"672","var_end_pos":"673","var_width":"2","var_rec_seg_no":"1","labl":"Apart from bulk sales, what percentage of inventory purchases do you discount by","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.12c. Apart from bulk sales, what percentage of inventory purchases do you discount by 20% or more in order to sell? __ ___%","var_val_range":[{"units":"REAL","min":"1","max":"30"}],"var_sumstat":[{"value":"198","type":"vald"},{"value":"1526","type":"invd"},{"value":"1","type":"min"},{"value":"30","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V291","name":"q7_12d","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"674","var_end_pos":"675","var_width":"2","var_rec_seg_no":"1","labl":"What percentage of products for sale in this store do you sell less than one of","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.12d. What percentage of products for sale in this store do you sell less than one of in a month? _____%","var_val_range":[{"units":"REAL","min":"1","max":"50"}],"var_sumstat":[{"value":"386","type":"vald"},{"value":"1338","type":"invd"},{"value":"1","type":"min"},{"value":"50","type":"max"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V292","name":"q7_13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"676","var_end_pos":"676","var_width":"1","var_rec_seg_no":"1","labl":"Do you have a record-keeping system which allows you to know how much stock you","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.13. Do you have a record-keeping system which allows you to know how much stock you have on hand?","var_qstn_postqtxt":"1. Yes > go to Qn 7.13a\n2. No > go to Qn 7.14","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"867","type":"vald"},{"value":"857","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"522","type":"freq"},{"value":"2","labl":"No .","stats":"345","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"857","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V293","name":"q7_13a","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"677","var_end_pos":"677","var_width":"1","var_rec_seg_no":"1","labl":"Is the system:","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.13a. Is the system:","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"522","type":"vald"},{"value":"1202","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Formal, written?","stats":"430","type":"freq"},{"value":"2","labl":"Informal, unwritten?","stats":"92","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1202","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V294","name":"q7_14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"678","var_end_pos":"678","var_width":"1","var_rec_seg_no":"1","labl":"How often do you inspect\/update the information on inventory levels?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nBuying and Stock Control\n7.14. 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Do you keep written business records?","var_qstn_postqtxt":"2. No > go to Qn. 7.19","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1309","type":"freq"},{"value":"2","labl":"No .","stats":"415","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V296","name":"q7_16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"680","var_end_pos":"680","var_width":"1","var_rec_seg_no":"1","labl":"Do you record every purchase and sale made by the business?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nCosting and Record-Keeping\n7.16. Do you record every purchase and sale made by the business?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1309","type":"vald"},{"value":"415","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1027","type":"freq"},{"value":"2","labl":"No .","stats":"282","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"415","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V297","name":"q7_17","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"681","var_end_pos":"681","var_width":"1","var_rec_seg_no":"1","labl":"Are you able to use your records to see how much cash your business has on hand","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nCosting and Record-Keeping\n7.17. 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Do you regularly use your records to know whether sales of a particular product are increasing or decreasing from one month to another?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1309","type":"vald"},{"value":"415","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"835","type":"freq"},{"value":"2","labl":"No .","stats":"474","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"415","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V299","name":"q7_19","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"683","var_end_pos":"683","var_width":"1","var_rec_seg_no":"1","labl":"Have you worked out the cost to you of each main product you sell?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nCosting and Record-Keeping\n7.19. Have you worked out the cost to you of each main product you sell?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1325","type":"freq"},{"value":"2","labl":"No .","stats":"399","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V300","name":"q7_20","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"684","var_end_pos":"684","var_width":"1","var_rec_seg_no":"1","labl":"Do you know which goods you make the most profit per item selling?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nCosting and Record-Keeping\n7.20. 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Do you have a written budget which tells you how much you have to pay each month for rent, electricity, equipment maintenance, transport, advertising, and other indirect costs of the business?","var_val_range":[{"units":"REAL","min":"1","max":"2"}],"var_sumstat":[{"value":"1724","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"2","type":"max"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"853","type":"freq"},{"value":"2","labl":"No .","stats":"871","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V302","name":"q7_22","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"686","var_end_pos":"686","var_width":"1","var_rec_seg_no":"1","labl":"Do you sell any goods on credit to customers?","var_qstn_qstnlit":"Section 7: Business Skills and Practices Score-Card\nCosting and Record-Keeping\n7.22. Do you sell any goods on credit to customers?","var_qstn_postqtxt":"1. Yes > go to Qn 7.22a\n2. 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