{"type":"survey","study_desc":{"title_statement":{"idno":"RWA_2015_RFS_v01_M","title":"FinScope Survey 2016","sub_title":"Financial Inclusion","alt_title":"RFS 2016"},"authoring_entity":[{"name":"Access to Finance Rwanda (AFR)","affiliation":"GoR"}],"production_statement":{"producers":[{"name":"National Bank of Rwanda","affiliation":"Ministry of Finance and Economic Planning","role":"Technical Partner"},{"name":"National Institute of statistics of Rwanda","affiliation":"Ministry of Finance and Economic Planning","role":"Technical Partner\/Quetionnaire design"},{"name":"Finmark Trust","affiliation":"NGO","role":"Technical Partner\/Quetionnaire design"},{"name":"Centre for Social and Economic Studies","affiliation":"NGO","role":"Technical Partner"},{"name":"Ministry of Finance and Economic Planning","affiliation":"GoR","role":"Technical Partner"}],"copyright":"(c) 2016, Access to Finance","funding_agencies":[{"name":"United Kingdom\u2019s Department for International Development","abbreviation":"UKaid","role":"Funding "},{"name":"World Bank","abbreviation":"WB","role":"Funding "},{"name":"The Master Card Foundation","abbreviation":"MCF","role":"Funding "},{"name":"Sweden","abbreviation":"Sweden","role":"Funding "},{"name":"KFW","abbreviation":"Kreditanstalt f\u00fcr Wiederaufbau","role":"Funding "}]},"distribution_statement":{"contact":[{"name":"Data Portals Management Officer","affiliation":"National Institute of Statistics of Rwanda","email":"nada.rwanda@statistics.gov.rw","uri":"www.statistics.gov.rw"}]},"series_statement":{"series_name":"Socio-Economic\/Monitoring Survey [hh\/sems]","series_info":"The FinScope Rwanda 2016 Survey is the third FinScope Survey conducted in Rwanda. The first survey was conducted by FinMark Trust in 2008 under the auspices of the National Bank of Rwanda with main objective to provide baseline data on access to financial services in Rwanda and to provide insights and understanding in assistance to the Rwandan Government in terms of the Economic Development and Poverty Reduction Strategy I (EDPRS I).The Financial Sector Development Programme( FSDPII) underscores the need to continuously assess the progress made towards achieving the financial inclusion objectives\/targets for Rwanda, and the FinScope Survey is suggested as the main reliable way to do assess progress.\n\n It is against this background that AFR conducted the FinScope Rwanda 2012 Survey. The results of the 2012 survey have been widely used by government for policy and strategic guidance of the financial sector through the Financial Sector Development Program II (FSDPII), and have been used by the private financial institutions for strategic decisions.\n\nThe Government of Rwanda through AFR initiated the third FinScope survey with an intention to continue measuring progress in financial inclusion. FinScope 2016 is expected to illustrate how many adult Rwandans were linked to financial inclusion specifically formal accounts through different sector interventions. FinScope 2016 is expected to illustrate how many adult Rwandans were linked to financial inclusion specifically formal accounts through different sector interventions."},"version_statement":{"version":"Edited, anonymous dataset for public distribution.","version_date":"2016-06-01"},"study_info":{"keywords":[{"keyword":"FinScope","uri":""},{"keyword":"FinScope","uri":""}],"abstract":"The FinScope survey provides a holistic understanding of how individuals generate an income and how they manage their financial lives.  It identifies the factors that drive financial behaviour and those that prevent individuals from using financial products and services.  Implementing the FinScope survey over time provides the opportunity to assess whether, and how, a country's situation changes.\n\nThe main objectives of the FinScope Rwanda 2016 Survey was to:\n-\tDescribe the levels of financial inclusion (i.e. levels of access to financial products and services both formal and informal)\n-\tDescribe the landscape of access (i.e. the type of products and services used by financially included individuals)\n-\t Identify the drivers of, and barriers to financial access\n-\tAssess trends\/changes over time (from 2012)\n-\tStimulate evidence-based dialogue that will ultimately lead to effective public and private sector interventions that will increase    \n                and deepen financial inclusion\n-\tProvide information on new opportunities for increased financial inclusion","coll_dates":[{"start":"2015-11-02","end":"2016-01-06","cycle":""}],"nation":[{"name":"Rwanda","abbreviation":" RWA"}],"geog_coverage":"FinScope data are at the National level coverage","analysis_unit":"Basic units of analyisis were  individuals and  households.","universe":"The target population eligible for FinScope survey comprises individuals aged 16 years  and above, resident in  selected  households","data_kind":"Sample survey data [ssd]","notes":"FinScope Rwanda2016 survey covered the Household Characteristics, Access to infrastructures, Financial capacity,  Money Management, Borrowing,  Money Management - Risk &Risk Mitigation, Money Management - Remittances, Bank Penetration, Informal Products, Farming, Income and Expenditure, and General information.","study_scope":"FinScope Rwanda2016 survey covered the Household Characteristics, Access to infrastructures, Financial capacity,  Money Management, Borrowing,  Money Management - Risk &Risk Mitigation, Money Management - Remittances, Bank Penetration, Informal Products, Farming, Income and Expenditure, and General information."},"method":{"data_collection":{"data_collectors":[{"name":"Access to Finance Rwanda","abbreviation":"AFR","affiliation":""}],"sampling_procedure":"TThe Finscope Rwanda 2016 sample was representative at the national level. This sample was drawn systematically using Probability Proportional to Size (PPS) sampling. The Individual respondents randomly selected from sampled households using the automated Kish grid. The sample was based on 780 villages enumeration area (villages) and 158 386 households were listed. During the data collection period,16 interviews per village were conducted.","coll_mode":"Face-to-face [f2f]","research_instrument":"The questionnaire was drafted in English and translated into Kinyarwanda. An instruction manual was developed in order to guide the enumerators how to use better the questionnaire and conduct interviews.\n\nThe questionnaire had the following sections: \nA.\tHousehold Characteristics \nB.\t Access to infrastructures\nC.\t Financial capacity \nD.\t Money Management - Saving \nE.\t Money Management - Borrowing \nF.\t Money Management - Risk &Risk Mitigation \nG.\t Money Management - Remittances \nH.\t Bank Penetration \nI.\t Informal Products \nJ.\t Farming \nK.\t Income and Expenditure\nL.              General information","coll_situation":"Training of enumerators was based on the interviewer's manual and covered: \n\nIntroduction to the survey: survey objectives, sample, survey modules, survey implementation, confidentiality, interviewer's role; \n\nConducting the interview: approaching the household, ensuring privacy, asking questions, differences between the printed questionnaire and the tablet screens;\n\nQuestionnaire content: location identifiers, household roster, survey modules details. \n\nFieldwork procedures: field team members' roles and responsibilities, reporting to the field supervisor, ensuring high data quality, Entering and managing data on the tablet: tablet and screen components, starting a record on the tablet, general navigation, advancing through modules and groups, entering responses; \n\nCompleting modules: general instructions, how to administer each module\/ask questions\/enter responses (question by question); \n\nHands-on training: Hands-on-training with survey instrument on tablets complete with mock interviews and practice sessions and the use of all technical equipment required for survey implementation; \n\nAt the conclusion of the interviewers' training, the entire field team conducted a pilot test of all survey procedures, logistics, systems, the revised instrument, and the translations. The pilot test was conducted in urban and rural areas that are not part of the sample. The pilot test lasted one week. At the end of each day, all people participating in the pilot test were meeting to discuss issues and challenges, and suggest solutions to be tested on subsequent days. \n\nAt the conclusion of the pilot, all proposed changes to the survey instrument, translations, procedures, logistics, and systems were documented and prioritized. The AFR and FinMark Trust worked with the CESS Survey Director, Field Manager and QCS specialists to revise the survey instruments.","act_min":"In order to complete 12,480 interviews with adults aged 16 years and above in their respective households distributed in all the districts (30) of Rwanda, 60 Enumerators were used during 52 days of data collection. This is based on the assumption that each enumerator was supposed to conduct four (4) interviews per day. The fieldwork lasted 54 days, including 52 days of data collection, one (1) day dedicated for teams' deployment, and another (1) day for redeployment of teams in districts. For practical and logistical purposes, two pair teams (one team of 4 enumerators) were deployed together moving from one area to another using one vehicle. Each field team deployed consists of one (1) Field Supervisor, one (1) Quality control(QC) interviewer, and four (4) Interviewers. In total there were 15 teams,15 Field Supervisors, 15 QC Interviewers, and 60 Enumerators to complete the work.\n\nRigorous field supervision was provided throughout the course of fieldwork by several layers of supervisory staff in order to ensure the quality of the data. The front lines for data quality assurance in the field were Field Supervisors. The Field Supervisor and the quality control Interviewer were observing interviews conducted by interviewers. The quality control Interviewer was responsible to review each questionnaire summary closely and will present findings to the Field Supervisor prior to the latter's transmission of the data. The Field Supervisors also was to observe all interviewers as they conduct some interviews, spot check a random sample of interviewed households, and provide additional instruction to Interviewers as needed. Field Quality control supervision teams were visiting the field teams during the course of fieldwork to provide supervision and additional quality assurance.\n\nTo complement and verify these quality control measures, Access to Finance Rwanda (AFR) and  Yakini conducted independent field visits to verify field teams' implementation of the survey methodology and the interviewing process. Spot checks were also carried out on a number of completed questionnaires to assess completeness and logical consistency of interview data.","weight":"The data was weighted and benchmarked to the 2013\/14 Integrated Household Survey (EICV4).","cleaning_operations":"Computerized quality control reports were generated on data received by Centre for Economic and Social Studies (CESS) in order to check value ranges, skip patterns and consistency across variables; identified missing data, outliers, heaping, and age displacement; and calculate response rates. The Editors were reviewing quality control reports generated on data received on a daily basis. Key issues were identified and noted on the reports to be sent to the Survey Director and the Data Manager. \nThe Survey Director was working with the Field Manager to ensure re-training to address other issues, where indicated."}},"data_access":{"dataset_use":{"conf_dec":[{"txt":"By downloading, data users agree to maintain the confidentiality of the data and data subjects.","required":"yes","form_no":"","uri":""}],"contact":[{"name":"NISR","affiliation":"MINECOFIN","email":"info@statistics.gov.rw","uri":"http:\/\/microdata.statistics.gov.rw"}],"cit_req":"Access to Finance Rwanda. FinScope Rwanda  Survey 2016. Version 01.","conditions":"Public use files, accessible to all","disclaimer":"The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses."}}},"data_files":[{"file_id":"F2","file_name":"fsr-2016-data","description":"This is an anonymized data file for FinScope 2016","case_count":"12480","var_count":"834","producer":null,"data_checks":null,"missing_data":null,"version":null,"notes":null}],"variables":[{"vid":"V835","name":"ID","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"1","var_end_pos":"5","var_width":"5","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"12480"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"},{"value":"1","type":"min"},{"value":"12480","type":"max"},{"value":"6240.5","type":"mean"},{"value":"3602.81","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V836","name":"HH_WEIGHT","file_id":"F2","var_dcml":"5","var_intrvl":"contin","var_start_pos":"6","var_end_pos":"14","var_width":"9","var_rec_seg_no":"1","labl":"Household weight","var_val_range":[{"units":"REAL","min":"42.93668","max":"400.54323"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"},{"value":"42.937","type":"min"},{"value":"400.543","type":"max"},{"value":"204.759","type":"mean"},{"value":"35.096","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V837","name":"Individuals_Weight","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"15","var_end_pos":"21","var_width":"7","var_rec_seg_no":"1","labl":"Individual weight","var_val_range":[{"units":"REAL","min":"42.93668","max":"2800.66448"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V838","name":"A1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"22","var_end_pos":"22","var_width":"1","var_rec_seg_no":"1","labl":"Province","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Kigali City","stats":"1248","type":"freq"},{"value":"2","labl":"Southern Province","stats":"3328","type":"freq"},{"value":"3","labl":"Western Province","stats":"2912","type":"freq"},{"value":"4","labl":"Northern Province","stats":"2080","type":"freq"},{"value":"5","labl":"Eastern Province","stats":"2912","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V839","name":"A2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"23","var_end_pos":"23","var_width":"1","var_rec_seg_no":"1","labl":"District","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"2080","type":"freq"},{"value":"2","labl":null,"stats":"2080","type":"freq"},{"value":"3","labl":null,"stats":"2080","type":"freq"},{"value":"4","labl":null,"stats":"1664","type":"freq"},{"value":"5","labl":null,"stats":"1664","type":"freq"},{"value":"6","labl":null,"stats":"1248","type":"freq"},{"value":"7","labl":null,"stats":"1248","type":"freq"},{"value":"8","labl":null,"stats":"416","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V840","name":"A6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"24","var_end_pos":"24","var_width":"1","var_rec_seg_no":"1","labl":"Urban\/Rural","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Urban","stats":"1792","type":"freq"},{"value":"2","labl":"Rural","stats":"10688","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V841","name":"A7A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"25","var_end_pos":"26","var_width":"2","var_rec_seg_no":"1","labl":"NHHS","var_val_range":[{"units":null,"min":"1","max":"16"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"780","type":"freq"},{"value":"2","labl":null,"stats":"791","type":"freq"},{"value":"3","labl":null,"stats":"778","type":"freq"},{"value":"4","labl":null,"stats":"789","type":"freq"},{"value":"5","labl":null,"stats":"783","type":"freq"},{"value":"6","labl":null,"stats":"781","type":"freq"},{"value":"7","labl":null,"stats":"780","type":"freq"},{"value":"8","labl":null,"stats":"772","type":"freq"},{"value":"9","labl":null,"stats":"779","type":"freq"},{"value":"10","labl":null,"stats":"770","type":"freq"},{"value":"11","labl":null,"stats":"778","type":"freq"},{"value":"12","labl":null,"stats":"783","type":"freq"},{"value":"13","labl":null,"stats":"782","type":"freq"},{"value":"14","labl":null,"stats":"781","type":"freq"},{"value":"15","labl":null,"stats":"775","type":"freq"},{"value":"16","labl":null,"stats":"778","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V842","name":"A7B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"27","var_end_pos":"28","var_width":"2","var_rec_seg_no":"1","labl":"NHHR","var_val_range":[{"units":null,"min":"17","max":"99"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"17","labl":null,"stats":"301","type":"freq"},{"value":"18","labl":null,"stats":"251","type":"freq"},{"value":"19","labl":null,"stats":"226","type":"freq"},{"value":"20","labl":null,"stats":"204","type":"freq"},{"value":"21","labl":null,"stats":"208","type":"freq"},{"value":"22","labl":null,"stats":"167","type":"freq"},{"value":"23","labl":null,"stats":"171","type":"freq"},{"value":"24","labl":null,"stats":"138","type":"freq"},{"value":"27","labl":null,"stats":"1","type":"freq"},{"value":"99","labl":null,"stats":"10813","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V843","name":"NUMHH","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"29","var_end_pos":"33","var_width":"5","var_rec_seg_no":"1","labl":"NUMHH","var_val_range":[{"units":null,"min":"11001","max":"57416"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"},{"value":"11001","type":"min"},{"value":"57416","type":"max"},{"value":"35650.87","type":"mean"},{"value":"13455.878","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V844","name":"C1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"34","var_end_pos":"34","var_width":"1","var_rec_seg_no":"1","labl":"C1. Head of the household","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Respondent is the head of the household","stats":"6480","type":"freq"},{"value":"2","labl":"Respondent is not the head of the household","stats":"6000","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V845","name":"C1A","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"35","var_end_pos":"36","var_width":"2","var_rec_seg_no":"1","labl":"C1a. Age of the head of the household","var_val_range":[{"units":null,"min":"16","max":"99"}],"var_sumstat":[{"value":"6000","type":"vald"},{"value":"6480","type":"invd"},{"value":"16","type":"min"},{"value":"99","type":"max"}],"var_catgry":[{"value":"99","labl":"Don't know","stats":"50","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V846","name":"C1B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"37","var_end_pos":"37","var_width":"1","var_rec_seg_no":"1","labl":"C1b. Sex of the head of the household","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"6000","type":"vald"},{"value":"6480","type":"invd"}],"var_catgry":[{"value":"1","labl":"Male","stats":"4927","type":"freq"},{"value":"2","labl":"Female","stats":"1073","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V847","name":"C1C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"38","var_end_pos":"38","var_width":"1","var_rec_seg_no":"1","labl":"C1c. Highest level of education of the head of the household","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"6000","type":"vald"},{"value":"6480","type":"invd"}],"var_catgry":[{"value":"1","labl":"No formal education,","stats":"1587","type":"freq"},{"value":"2","labl":"Primary 1-3","stats":"782","type":"freq"},{"value":"3","labl":"Primary 4-6","stats":"2397","type":"freq"},{"value":"4","labl":"Secondary 1-3","stats":"420","type":"freq"},{"value":"5","labl":"Secondary 4-6","stats":"341","type":"freq"},{"value":"6","labl":"University or other higher education","stats":"165","type":"freq"},{"value":"7","labl":"Vocational training","stats":"61","type":"freq"},{"value":"8","labl":"Don?t know","stats":"247","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V848","name":"C1D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"39","var_end_pos":"39","var_width":"1","var_rec_seg_no":"1","labl":"C1d. Does the head of the household bring money into the household?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"6001","type":"vald"},{"value":"6479","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"5436","type":"freq"},{"value":"2","labl":"No","stats":"565","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6479","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V849","name":"C1E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"40","var_end_pos":"41","var_width":"2","var_rec_seg_no":"1","labl":"c1e. Size of people depending on the household income","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"6001","type":"vald"},{"value":"6479","type":"invd"}],"var_catgry":[{"value":"1","labl":"1","stats":"3","type":"freq"},{"value":"2","labl":"2","stats":"324","type":"freq"},{"value":"3","labl":"3","stats":"893","type":"freq"},{"value":"4","labl":"4","stats":"1151","type":"freq"},{"value":"5","labl":"5","stats":"1201","type":"freq"},{"value":"6","labl":"6","stats":"957","type":"freq"},{"value":"7","labl":"7","stats":"711","type":"freq"},{"value":"8","labl":"8","stats":"419","type":"freq"},{"value":"9","labl":"9","stats":"177","type":"freq"},{"value":"10","labl":"10","stats":"106","type":"freq"},{"value":"11","labl":"11","stats":"26","type":"freq"},{"value":"12","labl":"12","stats":"22","type":"freq"},{"value":"13","labl":"13","stats":"6","type":"freq"},{"value":"14","labl":"14","stats":"3","type":"freq"},{"value":"15","labl":"15","stats":"2","type":"freq"},{"value":"99","labl":"Don't know","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6479","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V850","name":"C1F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"42","var_end_pos":"42","var_width":"1","var_rec_seg_no":"1","labl":"C1f. Relationship to the head of the household","var_val_range":[{"units":null,"min":"1","max":"7"}],"var_sumstat":[{"value":"5993","type":"vald"},{"value":"6487","type":"invd"}],"var_catgry":[{"value":"1","labl":"Spouse\/partner","stats":"3708","type":"freq"},{"value":"2","labl":"Child","stats":"1717","type":"freq"},{"value":"3","labl":"Parent\/parent in-law","stats":"329","type":"freq"},{"value":"4","labl":"Other relative","stats":"125","type":"freq"},{"value":"5","labl":"Tenant","stats":"29","type":"freq"},{"value":"6","labl":"Housekeeper","stats":"84","type":"freq"},{"value":"7","labl":"Other","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6487","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V851","name":"C2","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"43","var_end_pos":"44","var_width":"2","var_rec_seg_no":"1","labl":"C2. Age of the respondent","var_val_range":[{"units":null,"min":"16","max":"99"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"},{"value":"16","type":"min"},{"value":"99","type":"max"},{"value":"39.305","type":"mean"},{"value":"16.25","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V852","name":"C3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"45","var_end_pos":"45","var_width":"1","var_rec_seg_no":"1","labl":"C3. Sex of the respondent","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Male","stats":"5052","type":"freq"},{"value":"2","labl":"Female","stats":"7428","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V853","name":"C4A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"46","var_end_pos":"46","var_width":"1","var_rec_seg_no":"1","labl":"C4a. Highest level of education of the respondent","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"No formal education","stats":"2979","type":"freq"},{"value":"2","labl":"Primary 1-3","stats":"1925","type":"freq"},{"value":"3","labl":"Primary 4-6","stats":"5022","type":"freq"},{"value":"4","labl":"Secondary 1-3","stats":"1202","type":"freq"},{"value":"5","labl":"Secondary 4-6","stats":"940","type":"freq"},{"value":"6","labl":"University or other higher education","stats":"243","type":"freq"},{"value":"7","labl":"Vocational training","stats":"142","type":"freq"},{"value":"8","labl":"Don't know","stats":"27","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V854","name":"C4B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"47","var_end_pos":"47","var_width":"1","var_rec_seg_no":"1","labl":"C4b. Marital status","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never married","stats":"2627","type":"freq"},{"value":"2","labl":"Married","stats":"6394","type":"freq"},{"value":"3","labl":"Living together","stats":"1120","type":"freq"},{"value":"4","labl":"Divorced\/Separated","stats":"651","type":"freq"},{"value":"5","labl":"Widowed","stats":"1688","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V855","name":"C4C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"48","var_end_pos":"48","var_width":"1","var_rec_seg_no":"1","labl":"C4c. Have any disability","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"767","type":"freq"},{"value":"2","labl":"No","stats":"11713","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V856","name":"C4D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"49","var_end_pos":"49","var_width":"1","var_rec_seg_no":"1","labl":"C4d. Main type of disability do you have","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"793","type":"vald"},{"value":"11687","type":"invd"}],"var_catgry":[{"value":"1","labl":"Seeing","stats":"61","type":"freq"},{"value":"2","labl":"Walking\/Climbing","stats":"486","type":"freq"},{"value":"3","labl":"Other (specify)","stats":"246","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11687","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V857","name":"C5A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"50","var_end_pos":"50","var_width":"1","var_rec_seg_no":"1","labl":"C5a. Poverty indicators - During the past three months, you or your household had to skip a meal because you didn\u2019t have food","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Many times","stats":"3622","type":"freq"},{"value":"2","labl":"A few times","stats":"4755","type":"freq"},{"value":"3","labl":"Never","stats":"4097","type":"freq"},{"value":"4","labl":"Refused","stats":"6","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V858","name":"C5B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"51","var_end_pos":"51","var_width":"1","var_rec_seg_no":"1","labl":"C5b. Poverty indicators - During the past three months, you or your household had to go without medical treatment\/medicine because did not have money for treatment\/medicine","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Many times,","stats":"2079","type":"freq"},{"value":"2","labl":"A few times,","stats":"4318","type":"freq"},{"value":"3","labl":"Never","stats":"6053","type":"freq"},{"value":"4","labl":"Don't know","stats":"30","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V859","name":"C5C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"52","var_end_pos":"52","var_width":"1","var_rec_seg_no":"1","labl":"C5c. Poverty indicators - During the past three months, you or your household not been able to send children to school because of lack of money for transport\/uniform\/other school costs","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Many times,","stats":"1400","type":"freq"},{"value":"2","labl":"A few times,","stats":"2232","type":"freq"},{"value":"3","labl":"Never","stats":"6855","type":"freq"},{"value":"4","labl":"Refused","stats":"31","type":"freq"},{"value":"5","labl":"Don't know","stats":"1962","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V860","name":"C5D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"53","var_end_pos":"53","var_width":"1","var_rec_seg_no":"1","labl":"C5d. Poverty indicators - During the past three months, you or your household had to go without cash income and had to make a plan for daily needs","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Many times,","stats":"6745","type":"freq"},{"value":"2","labl":"A few times,","stats":"4302","type":"freq"},{"value":"3","labl":"Never","stats":"1391","type":"freq"},{"value":"4","labl":"Refused","stats":"7","type":"freq"},{"value":"5","labl":"Don't know","stats":"35","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V861","name":"C6A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"54","var_end_pos":"55","var_width":"2","var_rec_seg_no":"1","labl":"C6a. Living density - Number of rooms in the household","var_val_range":[{"units":null,"min":"1","max":"42"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"1","stats":"275","type":"freq"},{"value":"2","labl":"2","stats":"1646","type":"freq"},{"value":"3","labl":"3","stats":"3269","type":"freq"},{"value":"4","labl":"4","stats":"4772","type":"freq"},{"value":"5","labl":"5","stats":"1698","type":"freq"},{"value":"6","labl":"6","stats":"532","type":"freq"},{"value":"7","labl":"7","stats":"175","type":"freq"},{"value":"8","labl":"8","stats":"62","type":"freq"},{"value":"9","labl":"9","stats":"22","type":"freq"},{"value":"10","labl":"10","stats":"19","type":"freq"},{"value":"11","labl":"11","stats":"5","type":"freq"},{"value":"12","labl":"12","stats":"2","type":"freq"},{"value":"13","labl":"13","stats":"0","type":"freq"},{"value":"14","labl":"14","stats":"2","type":"freq"},{"value":"15","labl":"15","stats":"0","type":"freq"},{"value":"42","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V862","name":"C6B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"56","var_end_pos":"57","var_width":"2","var_rec_seg_no":"1","labl":"C6b. Living density - Number or sleeping rooms","var_val_range":[{"units":null,"min":"1","max":"33"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"1","stats":"2623","type":"freq"},{"value":"2","labl":"2","stats":"6026","type":"freq"},{"value":"3","labl":"3","stats":"3131","type":"freq"},{"value":"4","labl":"4","stats":"540","type":"freq"},{"value":"5","labl":"5","stats":"121","type":"freq"},{"value":"6","labl":"6","stats":"22","type":"freq"},{"value":"7","labl":"7","stats":"5","type":"freq"},{"value":"8","labl":"8","stats":"3","type":"freq"},{"value":"9","labl":"9","stats":"0","type":"freq"},{"value":"10","labl":"10","stats":"1","type":"freq"},{"value":"11","labl":"11","stats":"0","type":"freq"},{"value":"12","labl":"12","stats":"2","type":"freq"},{"value":"13","labl":"13","stats":"1","type":"freq"},{"value":"14","labl":"14","stats":"0","type":"freq"},{"value":"15","labl":"15","stats":"0","type":"freq"},{"value":"21","labl":null,"stats":"1","type":"freq"},{"value":"23","labl":null,"stats":"1","type":"freq"},{"value":"30","labl":null,"stats":"1","type":"freq"},{"value":"32","labl":null,"stats":"1","type":"freq"},{"value":"33","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V863","name":"C6C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"58","var_end_pos":"59","var_width":"2","var_rec_seg_no":"1","labl":"C6c. Living density - Number of people sleeping in these rooms","var_val_range":[{"units":null,"min":"1","max":"15"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"1","stats":"677","type":"freq"},{"value":"2","labl":"2","stats":"1278","type":"freq"},{"value":"3","labl":"3","stats":"2247","type":"freq"},{"value":"4","labl":"4","stats":"2437","type":"freq"},{"value":"5","labl":"5","stats":"2238","type":"freq"},{"value":"6","labl":"6","stats":"1637","type":"freq"},{"value":"7","labl":"7","stats":"1091","type":"freq"},{"value":"8","labl":"8","stats":"518","type":"freq"},{"value":"9","labl":"9","stats":"220","type":"freq"},{"value":"10","labl":"10","stats":"97","type":"freq"},{"value":"11","labl":"11","stats":"22","type":"freq"},{"value":"12","labl":"12","stats":"12","type":"freq"},{"value":"13","labl":"13","stats":"5","type":"freq"},{"value":"14","labl":"14","stats":"1","type":"freq"},{"value":"15","labl":"15","stats":"0","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V864","name":"C7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"60","var_end_pos":"60","var_width":"1","var_rec_seg_no":"1","labl":"C7. Househod House ownership status","var_val_range":[{"units":null,"min":"1","max":"7"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"You own this dwelling","stats":"6774","type":"freq"},{"value":"2","labl":"You own this dwelling together with someone else","stats":"2040","type":"freq"},{"value":"3","labl":"A member\/other members of the household (not you) own this d","stats":"2110","type":"freq"},{"value":"4","labl":"You\/your household rent this dwelling ,","stats":"908","type":"freq"},{"value":"5","labl":"The dwelling is provided to you\/your household rent free","stats":"637","type":"freq"},{"value":"6","labl":"Does not know","stats":"11","type":"freq"},{"value":"7","labl":"Other","stats":"0","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V865","name":"C7A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"61","var_end_pos":"61","var_width":"1","var_rec_seg_no":"1","labl":"C7a. Method of owning this household","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"8861","type":"vald"},{"value":"3619","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bought it","stats":"508","type":"freq"},{"value":"2","labl":"Built it","stats":"7373","type":"freq"},{"value":"3","labl":"Inherited it","stats":"227","type":"freq"},{"value":"4","labl":"Got it for free","stats":"734","type":"freq"},{"value":"5","labl":"Other means (Specify)","stats":"19","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3619","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V866","name":"C7B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"62","var_end_pos":"63","var_width":"2","var_rec_seg_no":"1","labl":"C7b. Where did the main source of money to finance thi household came from","var_val_range":[{"units":null,"min":"1","max":"11"}],"var_sumstat":[{"value":"7901","type":"vald"},{"value":"4579","type":"invd"}],"var_catgry":[{"value":"1","labl":"Loan from a bank","stats":"180","type":"freq"},{"value":"2","labl":"Loan from a MFI or a non-umurenge SACCO","stats":"35","type":"freq"},{"value":"3","labl":"Loan from an umurenge SACCO","stats":"71","type":"freq"},{"value":"4","labl":"Borrowed from money lender","stats":"10","type":"freq"},{"value":"5","labl":"Borrowed from savings club, tontine, ikibina","stats":"370","type":"freq"},{"value":"6","labl":"Borrowed from employer","stats":"19","type":"freq"},{"value":"7","labl":"Borrowed from family\/friends","stats":"125","type":"freq"},{"value":"8","labl":"Pension pay-out","stats":"17","type":"freq"},{"value":"9","labl":"Used my\/our savings","stats":"6664","type":"freq"},{"value":"10","labl":"Inherited money","stats":"225","type":"freq"},{"value":"11","labl":"Other","stats":"185","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4579","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V867","name":"C7C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"64","var_end_pos":"64","var_width":"1","var_rec_seg_no":"1","labl":"C7c. Do you owe money on the dwelling?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"7887","type":"vald"},{"value":"4593","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"322","type":"freq"},{"value":"2","labl":"No","stats":"7535","type":"freq"},{"value":"3","labl":"Don't Know","stats":"30","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4593","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V868","name":"C7D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"65","var_end_pos":"65","var_width":"1","var_rec_seg_no":"1","labl":"C7d. Do you have a title deed for the land\/plot where your dwelling is","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8828","type":"vald"},{"value":"3652","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"7396","type":"freq"},{"value":"2","labl":"No","stats":"1373","type":"freq"},{"value":"3","labl":"Don't Know","stats":"59","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3652","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V869","name":"C7E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"66","var_end_pos":"66","var_width":"1","var_rec_seg_no":"1","labl":"C7e. Do you own other dwellings?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"8826","type":"vald"},{"value":"3654","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"992","type":"freq"},{"value":"2","labl":"No","stats":"7834","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3654","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V870","name":"C8A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"67","var_end_pos":"67","var_width":"1","var_rec_seg_no":"1","labl":"C8a. Dwelling statement - You will never move and will probably spend your whole life in this dwelling","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8823","type":"vald"},{"value":"3657","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"6496","type":"freq"},{"value":"2","labl":"False","stats":"2230","type":"freq"},{"value":"3","labl":"N\/A","stats":"97","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3657","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V871","name":"C8B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"68","var_end_pos":"68","var_width":"1","var_rec_seg_no":"1","labl":"C8b. Dwelling statement - Your dwelling is something to keep and never sell","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8823","type":"vald"},{"value":"3657","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"7055","type":"freq"},{"value":"2","labl":"False","stats":"1691","type":"freq"},{"value":"3","labl":"N\/A","stats":"77","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3657","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V872","name":"C8C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"69","var_end_pos":"69","var_width":"1","var_rec_seg_no":"1","labl":"C8c. Dwelling statement - You plan to sell this dwelling and buy a different one","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8822","type":"vald"},{"value":"3658","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"931","type":"freq"},{"value":"2","labl":"False","stats":"7817","type":"freq"},{"value":"3","labl":"N\/A","stats":"74","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3658","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V873","name":"C8D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"70","var_end_pos":"70","var_width":"1","var_rec_seg_no":"1","labl":"C8d. Dwelling statement - You plan to move out of this dwelling and move to another one","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8822","type":"vald"},{"value":"3658","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"1325","type":"freq"},{"value":"2","labl":"False","stats":"7426","type":"freq"},{"value":"3","labl":"N\/A","stats":"71","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3658","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V874","name":"C8E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"71","var_end_pos":"71","var_width":"1","var_rec_seg_no":"1","labl":"C8e. Dwelling statement - If you needed a large sum of money you would sell your dwelling","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8822","type":"vald"},{"value":"3658","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"1756","type":"freq"},{"value":"2","labl":"False","stats":"6987","type":"freq"},{"value":"3","labl":"N\/A","stats":"79","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3658","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V875","name":"C8F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"72","var_end_pos":"72","var_width":"1","var_rec_seg_no":"1","labl":"C8f. Dwelling statement - You would use your dwelling as security when borrowingmoney","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8821","type":"vald"},{"value":"3659","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"2934","type":"freq"},{"value":"2","labl":"False","stats":"5778","type":"freq"},{"value":"3","labl":"N\/A","stats":"109","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3659","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V876","name":"C8G","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"73","var_end_pos":"73","var_width":"1","var_rec_seg_no":"1","labl":"C8g. Dwelling statement - You think of your dwelling as an investment that will increase in value over time","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8820","type":"vald"},{"value":"3660","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"6480","type":"freq"},{"value":"2","labl":"False","stats":"2288","type":"freq"},{"value":"3","labl":"N\/A","stats":"52","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3660","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V877","name":"C8H","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"74","var_end_pos":"74","var_width":"1","var_rec_seg_no":"1","labl":"C8h. Dwelling statement - Your dwelling is an asset you can use to earn money e.g. by renting it out to someone else","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8813","type":"vald"},{"value":"3667","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"483","type":"freq"},{"value":"2","labl":"False","stats":"8252","type":"freq"},{"value":"3","labl":"N\/A","stats":"78","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3667","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V878","name":"C8I","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"75","var_end_pos":"75","var_width":"1","var_rec_seg_no":"1","labl":"C8i. Dwelling statement - You have enlarged or plan to enlarge your dwelling","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"8819","type":"vald"},{"value":"3661","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"3994","type":"freq"},{"value":"2","labl":"False","stats":"4716","type":"freq"},{"value":"3","labl":"N\/A","stats":"109","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3661","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V879","name":"C8J.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"76","var_end_pos":"76","var_width":"1","var_rec_seg_no":"1","labl":"C8J.1. Source to fnance dwelling improvement - Loan from a financial institution","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"734","type":"vald"},{"value":"11746","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"734","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11746","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V880","name":"C8J.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"77","var_end_pos":"77","var_width":"1","var_rec_seg_no":"1","labl":"C8J.2. Source to fnance dwelling improvement - Borrow from money lender","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"51","type":"vald"},{"value":"12429","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"51","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12429","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V881","name":"C8J.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"78","var_end_pos":"78","var_width":"1","var_rec_seg_no":"1","labl":"C8J.3. Source to fnance dwelling improvement - Borrow from savings group, tontine","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"948","type":"vald"},{"value":"11532","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"948","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11532","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V882","name":"C8J.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"79","var_end_pos":"79","var_width":"1","var_rec_seg_no":"1","labl":"C8J.4. Source to fnance dwelling improvement - Borrowed from employer","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"69","type":"vald"},{"value":"12411","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"69","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12411","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V883","name":"C8J.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"80","var_end_pos":"80","var_width":"1","var_rec_seg_no":"1","labl":"C8J.5. Source to fnance dwelling improvement - Borrow from family or friends","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"244","type":"vald"},{"value":"12236","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"244","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12236","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V884","name":"C8J.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"81","var_end_pos":"81","var_width":"1","var_rec_seg_no":"1","labl":"C8J.6. Source to fnance dwelling improvement - Pension pay-out","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"53","type":"vald"},{"value":"12427","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"53","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12427","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V885","name":"C8J.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"82","var_end_pos":"82","var_width":"1","var_rec_seg_no":"1","labl":"C8J.7. Source to fnance dwelling improvement - Use my or our savings","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"2795","type":"vald"},{"value":"9685","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"2795","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9685","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V886","name":"C9A.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"83","var_end_pos":"83","var_width":"1","var_rec_seg_no":"1","labl":"C9a.1. Main material used for the roof of the house","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Iron sheets","stats":"7567","type":"freq"},{"value":"2","labl":"Unburnt clay tiles","stats":"4805","type":"freq"},{"value":"3","labl":"Factory made clay tiles","stats":"95","type":"freq"},{"value":"4","labl":"Asbestos","stats":"1","type":"freq"},{"value":"5","labl":"Concrete cement","stats":"0","type":"freq"},{"value":"6","labl":"Polythene cover","stats":"5","type":"freq"},{"value":"7","labl":"Grass","stats":"3","type":"freq"},{"value":"8","labl":"Other (mention)","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V887","name":"C9A.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"84","var_end_pos":"84","var_width":"1","var_rec_seg_no":"1","labl":"C9a.2. Main materia used for the walls of the house","var_val_range":[{"units":null,"min":"1","max":"9"}],"var_sumstat":[{"value":"12478","type":"vald"},{"value":"2","type":"invd"}],"var_catgry":[{"value":"1","labl":"Mud and trees","stats":"4388","type":"freq"},{"value":"2","labl":"Cement and trees","stats":"576","type":"freq"},{"value":"3","labl":"Unburnt Mud bricks","stats":"7045","type":"freq"},{"value":"4","labl":"Polythene cover","stats":"5","type":"freq"},{"value":"5","labl":"Cement bricks","stats":"99","type":"freq"},{"value":"6","labl":"Stones","stats":"23","type":"freq"},{"value":"7","labl":"Timber","stats":"102","type":"freq"},{"value":"8","labl":"Burnt mud bricks","stats":"240","type":"freq"},{"value":"9","labl":"Other (mention)","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V888","name":"C9A.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"85","var_end_pos":"85","var_width":"1","var_rec_seg_no":"1","labl":"C9a.3. Material used for the floor of the house","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12476","type":"vald"},{"value":"4","type":"invd"}],"var_catgry":[{"value":"1","labl":"Soil","stats":"9499","type":"freq"},{"value":"2","labl":"Cement\/tiles","stats":"2805","type":"freq"},{"value":"3","labl":"Stones","stats":"47","type":"freq"},{"value":"4","labl":"Burnt mud bricks","stats":"121","type":"freq"},{"value":"5","labl":"Timber","stats":"3","type":"freq"},{"value":"6","labl":"Other (mention)","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V889","name":"C9B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"86","var_end_pos":"87","var_width":"2","var_rec_seg_no":"1","labl":"C9b. Main source of drinking water for household members","var_val_range":[{"units":null,"min":"1","max":"12"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Piped Into Dwelling","stats":"85","type":"freq"},{"value":"2","labl":"Piped To Yard\/Plot","stats":"1055","type":"freq"},{"value":"3","labl":"Public Tap\/Standpipe","stats":"4035","type":"freq"},{"value":"4","labl":"Tube Well Or Borehole","stats":"301","type":"freq"},{"value":"5","labl":"Protected Well","stats":"540","type":"freq"},{"value":"6","labl":"Unprotected Well","stats":"403","type":"freq"},{"value":"7","labl":"Protected Spring","stats":"4145","type":"freq"},{"value":"8","labl":"Unprotected Spring,","stats":"1107","type":"freq"},{"value":"9","labl":"Rainwater","stats":"56","type":"freq"},{"value":"10","labl":"Tanker Truck","stats":"8","type":"freq"},{"value":"11","labl":"Surface Water  River\/Lake\/Pond\/,Stream\/Irrigation Channe","stats":"725","type":"freq"},{"value":"12","labl":"Other (specify)","stats":"20","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V890","name":"C10A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"88","var_end_pos":"88","var_width":"1","var_rec_seg_no":"1","labl":"C10a. Does the household have a toilet","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Own household toilet","stats":"10879","type":"freq"},{"value":"2","labl":"Share toilet with other households","stats":"1227","type":"freq"},{"value":"3","labl":"Don?t have toilet facilities at all","stats":"374","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V891","name":"C10B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"89","var_end_pos":"89","var_width":"1","var_rec_seg_no":"1","labl":"C10b. Main type of toilet in household","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"12123","type":"vald"},{"value":"357","type":"invd"}],"var_catgry":[{"value":"1","labl":"Flush toilet","stats":"244","type":"freq"},{"value":"2","labl":"Pit Latrine with constructed floor slab","stats":"8830","type":"freq"},{"value":"3","labl":"Pit latrine without constructed floor slab","stats":"3038","type":"freq"},{"value":"4","labl":"Other (specify)","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"357","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V892","name":"C11A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"90","var_end_pos":"91","var_width":"2","var_rec_seg_no":"1","labl":"C11a. Main source of energy the household uses for cooking","var_val_range":[{"units":null,"min":"1","max":"10"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Firewood","stats":"10823","type":"freq"},{"value":"2","labl":"Charcoal","stats":"1556","type":"freq"},{"value":"3","labl":"Gas","stats":"28","type":"freq"},{"value":"4","labl":"Biogaz","stats":"4","type":"freq"},{"value":"5","labl":"Solar power","stats":"1","type":"freq"},{"value":"6","labl":"Electricity","stats":"3","type":"freq"},{"value":"7","labl":"Oil\/kerosene","stats":"2","type":"freq"},{"value":"8","labl":"Crop waste","stats":"55","type":"freq"},{"value":"9","labl":"Animal dung","stats":"1","type":"freq"},{"value":"10","labl":"Other (specify)","stats":"7","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V893","name":"C11B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"92","var_end_pos":"93","var_width":"2","var_rec_seg_no":"1","labl":"C11b. Main source of lighting in the huosehold","var_val_range":[{"units":null,"min":"1","max":"11"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Electricity from EUCL (former EWSA)","stats":"2780","type":"freq"},{"value":"2","labl":"Other electricity distributors","stats":"84","type":"freq"},{"value":"3","labl":"Bio Gas,","stats":"4","type":"freq"},{"value":"4","labl":"Generator,","stats":"3","type":"freq"},{"value":"5","labl":"Oil Lamp,","stats":"4822","type":"freq"},{"value":"6","labl":"Firewood,","stats":"769","type":"freq"},{"value":"7","labl":"Candle,","stats":"885","type":"freq"},{"value":"8","labl":"Lantern (Agatadowa),","stats":"1346","type":"freq"},{"value":"9","labl":"Solar panel,","stats":"365","type":"freq"},{"value":"10","labl":"Batteries + Bulb,","stats":"1097","type":"freq"},{"value":"11","labl":"Other (specify)","stats":"325","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V894","name":"C12.01","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"94","var_end_pos":"94","var_width":"1","var_rec_seg_no":"1","labl":"C12.01. Household asset - Hoe, Axe, Sickle\/Machete","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"11438","type":"freq"},{"value":"2","labl":"No","stats":"1042","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V895","name":"C12.02","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"95","var_end_pos":"95","var_width":"1","var_rec_seg_no":"1","labl":"C12.02. Household asset - Wheelbarrow","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"371","type":"freq"},{"value":"2","labl":"No","stats":"12109","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V896","name":"C12.03","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"96","var_end_pos":"96","var_width":"1","var_rec_seg_no":"1","labl":"C12.03. Household asset - Plough\/Ox Plough","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"15","type":"freq"},{"value":"2","labl":"No","stats":"12465","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V897","name":"C12.04","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"97","var_end_pos":"97","var_width":"1","var_rec_seg_no":"1","labl":"C12.04. Household asset - Ox\/donkey cart","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"13","type":"freq"},{"value":"2","labl":"No","stats":"12467","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V898","name":"C12.05","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"98","var_end_pos":"98","var_width":"1","var_rec_seg_no":"1","labl":"C12.05. Household asset - Processing equipment (grinding mill\/ oil press)","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"38","type":"freq"},{"value":"2","labl":"No","stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V899","name":"C12.06","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"99","var_end_pos":"99","var_width":"1","var_rec_seg_no":"1","labl":"C12.06. Household asset - Radio","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6432","type":"freq"},{"value":"2","labl":"No","stats":"6048","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V900","name":"C12.07","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"100","var_end_pos":"100","var_width":"1","var_rec_seg_no":"1","labl":"C12.07. Household asset - Tape\/CD player","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1306","type":"freq"},{"value":"2","labl":"No","stats":"11174","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V901","name":"C12.08","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"101","var_end_pos":"101","var_width":"1","var_rec_seg_no":"1","labl":"C12.08. Household asset - Television","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1305","type":"freq"},{"value":"2","labl":"No","stats":"11175","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V902","name":"C12.09","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"102","var_end_pos":"102","var_width":"1","var_rec_seg_no":"1","labl":"C12.09. Household asset - Bicycle","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1566","type":"freq"},{"value":"2","labl":"No","stats":"10914","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V903","name":"C12.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"103","var_end_pos":"103","var_width":"1","var_rec_seg_no":"1","labl":"C12.10. Household asset - Fishing boat \/ canoe","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"20","type":"freq"},{"value":"2","labl":"No","stats":"12460","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V904","name":"C12.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"104","var_end_pos":"104","var_width":"1","var_rec_seg_no":"1","labl":"C12.11. Household asset - Fishing net","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"49","type":"freq"},{"value":"2","labl":"No","stats":"12431","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V905","name":"C12.12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"105","var_end_pos":"105","var_width":"1","var_rec_seg_no":"1","labl":"C12.12. Household asset - Lounge suit\/Sofa","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"4254","type":"freq"},{"value":"2","labl":"No","stats":"8226","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V906","name":"C12.13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"106","var_end_pos":"106","var_width":"1","var_rec_seg_no":"1","labl":"C12.13. Household asset - Bed(s)","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"8619","type":"freq"},{"value":"2","labl":"No","stats":"3861","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V907","name":"C12.14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"107","var_end_pos":"107","var_width":"1","var_rec_seg_no":"1","labl":"C12.14. Household asset - Sewing machine","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"243","type":"freq"},{"value":"2","labl":"No","stats":"12237","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V908","name":"C12.15","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"108","var_end_pos":"108","var_width":"1","var_rec_seg_no":"1","labl":"C12.15. Household asset - Wardrobe","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"698","type":"freq"},{"value":"2","labl":"No","stats":"11782","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V909","name":"C12.16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"109","var_end_pos":"109","var_width":"1","var_rec_seg_no":"1","labl":"C12.16. Household asset - Motorized Vehicle of any kind","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"371","type":"freq"},{"value":"2","labl":"No","stats":"12109","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V910","name":"C13A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"110","var_end_pos":"110","var_width":"1","var_rec_seg_no":"1","labl":"C13a. Ubudehe category","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"1st category","stats":"1916","type":"freq"},{"value":"2","labl":"2nd category","stats":"5555","type":"freq"},{"value":"3","labl":"3rd category","stats":"2927","type":"freq"},{"value":"4","labl":"4th category","stats":"65","type":"freq"},{"value":"5","labl":"Appelled","stats":"628","type":"freq"},{"value":"6","labl":"Don?t know","stats":"1389","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V911","name":"C13B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"111","var_end_pos":"111","var_width":"1","var_rec_seg_no":"1","labl":"C13b. Has the category your household is in changed in the past 2 years","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"10523","type":"vald"},{"value":"1957","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1519","type":"freq"},{"value":"2","labl":"No","stats":"8805","type":"freq"},{"value":"3","labl":"Don't Know","stats":"199","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1957","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V912","name":"C13C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"112","var_end_pos":"112","var_width":"1","var_rec_seg_no":"1","labl":"C13c. In what category did your household fall before it changed","var_val_range":[{"units":null,"min":"1","max":"7"}],"var_sumstat":[{"value":"1593","type":"vald"},{"value":"10887","type":"invd"}],"var_catgry":[{"value":"1","labl":"Category 1","stats":"376","type":"freq"},{"value":"2","labl":"Category 2","stats":"569","type":"freq"},{"value":"3","labl":"Category 3","stats":"581","type":"freq"},{"value":"4","labl":"Category 4","stats":"24","type":"freq"},{"value":"5","labl":"Category 5","stats":"2","type":"freq"},{"value":"6","labl":"Category 6","stats":"1","type":"freq"},{"value":"7","labl":"Don't Know","stats":"40","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10887","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V913","name":"C13D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"113","var_end_pos":"113","var_width":"1","var_rec_seg_no":"1","labl":"C13d. Has your household received a direct cash transfer from VUP in the past 12 months?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"615","type":"freq"},{"value":"2","labl":"No","stats":"11655","type":"freq"},{"value":"3","labl":"Don't Know","stats":"210","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V914","name":"C14A.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"114","var_end_pos":"114","var_width":"1","var_rec_seg_no":"1","labl":"C14a.1. Have access to cellphone","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes, have access","stats":"10361","type":"freq"},{"value":"2","labl":"No, don?t have access","stats":"2118","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V915","name":"C14B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"115","var_end_pos":"115","var_width":"1","var_rec_seg_no":"1","labl":"C14b.1. Cellphoe ownership","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"10393","type":"vald"},{"value":"2087","type":"invd"}],"var_catgry":[{"value":"1","labl":"Own,","stats":"7201","type":"freq"},{"value":"2","labl":"Household doesn't own","stats":"3192","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2087","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V916","name":"C14A.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"116","var_end_pos":"116","var_width":"1","var_rec_seg_no":"1","labl":"C14a.2. Do you have access to a Public phone\/Landline","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes, have access","stats":"582","type":"freq"},{"value":"2","labl":"No, don?t have access","stats":"11898","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V917","name":"C14B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"117","var_end_pos":"117","var_width":"1","var_rec_seg_no":"1","labl":"C14b.2. Do you\/does your household own Public phone\/Landline?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"649","type":"vald"},{"value":"11831","type":"invd"}],"var_catgry":[{"value":"1","labl":"Own,","stats":"241","type":"freq"},{"value":"2","labl":"Household doesn't own","stats":"408","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11831","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V918","name":"C14A.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"118","var_end_pos":"118","var_width":"1","var_rec_seg_no":"1","labl":"C14a.3. Do you have access to the Computer?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes, have access","stats":"1312","type":"freq"},{"value":"2","labl":"No, don?t have access","stats":"11168","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V919","name":"C14B.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"119","var_end_pos":"119","var_width":"1","var_rec_seg_no":"1","labl":"C14b.3. Do you\/does your household own Computer?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1335","type":"vald"},{"value":"11145","type":"invd"}],"var_catgry":[{"value":"1","labl":"Own,","stats":"358","type":"freq"},{"value":"2","labl":"Household doesn't own","stats":"977","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11145","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V920","name":"C14A.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"120","var_end_pos":"120","var_width":"1","var_rec_seg_no":"1","labl":"C14a.4. Do you have access to internet?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes, have access","stats":"1606","type":"freq"},{"value":"2","labl":"No, don?t have access","stats":"10874","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V921","name":"C14B.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"121","var_end_pos":"121","var_width":"1","var_rec_seg_no":"1","labl":"C14b.4. Do you\/does your household own internet?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1625","type":"vald"},{"value":"10855","type":"invd"}],"var_catgry":[{"value":"1","labl":"Own,","stats":"766","type":"freq"},{"value":"2","labl":"Household doesn't own","stats":"859","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10855","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V922","name":"D1B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"122","var_end_pos":"122","var_width":"1","var_rec_seg_no":"1","labl":"D1b1. Time taken from home to nearest destination - Nearest market","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"1285","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"2497","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"3082","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"5546","type":"freq"},{"value":"5","labl":"Don?t know","stats":"70","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V923","name":"D1C1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"123","var_end_pos":"123","var_width":"1","var_rec_seg_no":"1","labl":"D1c1. Main mode of transport do you use to get to your - Nearest Market","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"11339","type":"freq"},{"value":"2","labl":"Bicycle","stats":"444","type":"freq"},{"value":"3","labl":"Moto","stats":"171","type":"freq"},{"value":"4","labl":"Vehicle","stats":"440","type":"freq"},{"value":"5","labl":"Boat","stats":"33","type":"freq"},{"value":"6","labl":"Don't need to - it's close","stats":"53","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V924","name":"D1B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"124","var_end_pos":"124","var_width":"1","var_rec_seg_no":"1","labl":"D1b2. Time taken from home to nearest destination - Cell office","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"3391","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"4683","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"3258","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"1107","type":"freq"},{"value":"5","labl":"Don?t know","stats":"41","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V925","name":"D1C2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"125","var_end_pos":"125","var_width":"1","var_rec_seg_no":"1","labl":"D1c2. Main mode of transport do you use to get to your - Cell office","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"12110","type":"freq"},{"value":"2","labl":"Bicycle","stats":"219","type":"freq"},{"value":"3","labl":"Moto","stats":"54","type":"freq"},{"value":"4","labl":"Vehicle","stats":"59","type":"freq"},{"value":"5","labl":"Boat","stats":"2","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"36","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V926","name":"D1A3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"126","var_end_pos":"126","var_width":"1","var_rec_seg_no":"1","labl":"D1a3. Time taken from home to nearest destination  - Sector office","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 500m","stats":"671","type":"freq"},{"value":"2","labl":"Between 500m and 1Km","stats":"1287","type":"freq"},{"value":"3","labl":"Between 1Km and 2Km","stats":"2006","type":"freq"},{"value":"4","labl":"Between 3Km and 5Km","stats":"4181","type":"freq"},{"value":"5","labl":"More than 5Km","stats":"3698","type":"freq"},{"value":"6","labl":"Don?t know","stats":"637","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V927","name":"D1B3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"127","var_end_pos":"127","var_width":"1","var_rec_seg_no":"1","labl":"D1b3. Distance taken from home to nearest destination - Sector office","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"1266","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"2465","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"3675","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"4994","type":"freq"},{"value":"5","labl":"Don?t know","stats":"80","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V928","name":"D1C3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"128","var_end_pos":"128","var_width":"1","var_rec_seg_no":"1","labl":"D1c3. Main mode of transport do you use to get to your - Sector office","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"11570","type":"freq"},{"value":"2","labl":"Bicycle","stats":"365","type":"freq"},{"value":"3","labl":"Moto","stats":"199","type":"freq"},{"value":"4","labl":"Vehicle","stats":"282","type":"freq"},{"value":"5","labl":"Boat","stats":"1","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"63","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V929","name":"D1B4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"129","var_end_pos":"129","var_width":"1","var_rec_seg_no":"1","labl":"D1b4. Time taken from home to nearest destination - nearest Primary\/Secondary school","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"3967","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"5153","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"2657","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"624","type":"freq"},{"value":"5","labl":"Don?t know","stats":"79","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V930","name":"D1C4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"130","var_end_pos":"130","var_width":"1","var_rec_seg_no":"1","labl":"D1c4. Main mode of transport do you use to get to your - nearest Primary\/Secondary school","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"12213","type":"freq"},{"value":"2","labl":"Bicycle","stats":"124","type":"freq"},{"value":"3","labl":"Moto","stats":"32","type":"freq"},{"value":"4","labl":"Vehicle","stats":"34","type":"freq"},{"value":"5","labl":"Boat","stats":"4","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"73","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V931","name":"D1B5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"131","var_end_pos":"131","var_width":"1","var_rec_seg_no":"1","labl":"D1b5. Time taken from home to nearest destination - nearest Health care facility","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"1965","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"3547","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"3963","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"2973","type":"freq"},{"value":"5","labl":"Don?t know","stats":"32","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V932","name":"D1C5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"132","var_end_pos":"132","var_width":"1","var_rec_seg_no":"1","labl":"D1c5. Main mode of transport do you use to get to your - nearest Health care facility","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"11809","type":"freq"},{"value":"2","labl":"Bicycle","stats":"313","type":"freq"},{"value":"3","labl":"Moto","stats":"126","type":"freq"},{"value":"4","labl":"Vehicle","stats":"197","type":"freq"},{"value":"5","labl":"Boat","stats":"2","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"33","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V933","name":"D1A7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"133","var_end_pos":"133","var_width":"1","var_rec_seg_no":"1","labl":"D1a7.  Distance taken from home to nearest destination - nearest Umurenge SACCO","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 500m","stats":"759","type":"freq"},{"value":"2","labl":"Between 500m and 1Km","stats":"1426","type":"freq"},{"value":"3","labl":"Between 1Km and 2Km","stats":"2052","type":"freq"},{"value":"4","labl":"Between 3Km and 5Km","stats":"4148","type":"freq"},{"value":"5","labl":"More than 5Km","stats":"3361","type":"freq"},{"value":"6","labl":"Don?t know","stats":"734","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V934","name":"D1B7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"134","var_end_pos":"134","var_width":"1","var_rec_seg_no":"1","labl":"D1b7. Time taken from home to nearest destination - nearest Umurenge SACCO","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"1426","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"2715","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"3708","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"4431","type":"freq"},{"value":"5","labl":"Don?t know","stats":"200","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V935","name":"D1C7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"135","var_end_pos":"135","var_width":"1","var_rec_seg_no":"1","labl":"D1c7. Main mode of transport do you use to get to your - nearest Umurenge SACCO","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"11571","type":"freq"},{"value":"2","labl":"Bicycle","stats":"370","type":"freq"},{"value":"3","labl":"Moto","stats":"144","type":"freq"},{"value":"4","labl":"Vehicle","stats":"206","type":"freq"},{"value":"5","labl":"Boat","stats":"1","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"188","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V936","name":"D1A8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"136","var_end_pos":"136","var_width":"1","var_rec_seg_no":"1","labl":"D1a8. Distance taken from home to nearest destination - Umurenge SACCO\/MFI","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 500m","stats":"323","type":"freq"},{"value":"2","labl":"Between 500m and 1Km","stats":"604","type":"freq"},{"value":"3","labl":"Between 1Km and 2Km","stats":"1148","type":"freq"},{"value":"4","labl":"Between 3Km and 5Km","stats":"2364","type":"freq"},{"value":"5","labl":"More than 5Km","stats":"4138","type":"freq"},{"value":"6","labl":"Don?t know","stats":"3903","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V937","name":"D1B8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"137","var_end_pos":"137","var_width":"1","var_rec_seg_no":"1","labl":"D1b8. Time taken from home to nearest destination - Umurenge SACCO\/MFI","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"693","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"1536","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"2013","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"4392","type":"freq"},{"value":"5","labl":"Don?t know","stats":"3846","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V938","name":"D1C8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"138","var_end_pos":"138","var_width":"1","var_rec_seg_no":"1","labl":"D1c8. Main mode of transport do you use to get to your - Umurenge SACCO\/MFI","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"7574","type":"freq"},{"value":"2","labl":"Bicycle","stats":"280","type":"freq"},{"value":"3","labl":"Moto","stats":"201","type":"freq"},{"value":"4","labl":"Vehicle","stats":"666","type":"freq"},{"value":"5","labl":"Boat","stats":"16","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"3743","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V939","name":"D1A10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"139","var_end_pos":"139","var_width":"1","var_rec_seg_no":"1","labl":"D1a10. Distance taken from home to nearest destination - Bank branch","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 500m","stats":"433","type":"freq"},{"value":"2","labl":"Between 500m and 1Km","stats":"877","type":"freq"},{"value":"3","labl":"Between 1Km and 2Km","stats":"1374","type":"freq"},{"value":"4","labl":"Between 3Km and 5Km","stats":"3095","type":"freq"},{"value":"5","labl":"More than 5Km","stats":"5346","type":"freq"},{"value":"6","labl":"Don?t know","stats":"1355","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V940","name":"D1B10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"140","var_end_pos":"140","var_width":"1","var_rec_seg_no":"1","labl":"D1b10. Time taken from home to nearest destination - Bank branch","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"961","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"1932","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"2695","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"6035","type":"freq"},{"value":"5","labl":"Don?t know","stats":"857","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V941","name":"D1C10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"141","var_end_pos":"141","var_width":"1","var_rec_seg_no":"1","labl":"D1c10. Main mode of transport do you use to get to your- Bank branch","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"10244","type":"freq"},{"value":"2","labl":"Bicycle","stats":"410","type":"freq"},{"value":"3","labl":"Moto","stats":"253","type":"freq"},{"value":"4","labl":"Vehicle","stats":"700","type":"freq"},{"value":"5","labl":"Boat","stats":"25","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"848","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V942","name":"D1A11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"142","var_end_pos":"142","var_width":"1","var_rec_seg_no":"1","labl":"D1a11. Distance taken from home to nearest destination- nearest ATM","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 500m","stats":"331","type":"freq"},{"value":"2","labl":"Between 500m and 1Km","stats":"636","type":"freq"},{"value":"3","labl":"Between 1Km and 2Km","stats":"1035","type":"freq"},{"value":"4","labl":"Between 3Km and 5Km","stats":"2205","type":"freq"},{"value":"5","labl":"More than 5Km","stats":"4285","type":"freq"},{"value":"6","labl":"Don?t know","stats":"3988","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V943","name":"D1B11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"143","var_end_pos":"143","var_width":"1","var_rec_seg_no":"1","labl":"D1b11. Time taken from home to nearest destination - nearest ATM","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"745","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"1397","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"1917","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"4525","type":"freq"},{"value":"5","labl":"Don?t know","stats":"3896","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V944","name":"D1C11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"144","var_end_pos":"144","var_width":"1","var_rec_seg_no":"1","labl":"D1c11. Main mode of transport do you use to get to your - nearest ATM","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"7393","type":"freq"},{"value":"2","labl":"Bicycle","stats":"307","type":"freq"},{"value":"3","labl":"Moto","stats":"215","type":"freq"},{"value":"4","labl":"Vehicle","stats":"726","type":"freq"},{"value":"5","labl":"Boat","stats":"21","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"3818","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V945","name":"D1A13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"145","var_end_pos":"145","var_width":"1","var_rec_seg_no":"1","labl":"D1a13. Distance taken from home to nearest destination - nearest Bank agent","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 500m","stats":"426","type":"freq"},{"value":"2","labl":"Between 500m and 1Km","stats":"760","type":"freq"},{"value":"3","labl":"Between 1Km and 2Km","stats":"1128","type":"freq"},{"value":"4","labl":"Between 3Km and 5Km","stats":"2106","type":"freq"},{"value":"5","labl":"More than 5Km","stats":"3248","type":"freq"},{"value":"6","labl":"Don?t know","stats":"4812","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V946","name":"D1B13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"146","var_end_pos":"146","var_width":"1","var_rec_seg_no":"1","labl":"D1b13. Time taken from home to nearest destination - nearest Bank agent","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"872","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"1411","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"1921","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"3528","type":"freq"},{"value":"5","labl":"Don?t know","stats":"4748","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V947","name":"D1C13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"147","var_end_pos":"147","var_width":"1","var_rec_seg_no":"1","labl":"D1c13. Main mode of transport do you use to get to your - nearest Bank agent","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"6959","type":"freq"},{"value":"2","labl":"Bicycle","stats":"264","type":"freq"},{"value":"3","labl":"Moto","stats":"148","type":"freq"},{"value":"4","labl":"Vehicle","stats":"431","type":"freq"},{"value":"5","labl":"Boat","stats":"18","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"4660","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V948","name":"D1A14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"148","var_end_pos":"148","var_width":"1","var_rec_seg_no":"1","labl":"D1a14. Distance taken from home to nearest destination - nearest Mobile money agent","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 500m","stats":"3024","type":"freq"},{"value":"2","labl":"Between 500m and 1Km","stats":"2564","type":"freq"},{"value":"3","labl":"Between 1Km and 2Km","stats":"2012","type":"freq"},{"value":"4","labl":"Between 3Km and 5Km","stats":"2481","type":"freq"},{"value":"5","labl":"More than 5Km","stats":"1303","type":"freq"},{"value":"6","labl":"Don?t know","stats":"1096","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V949","name":"D1B14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"149","var_end_pos":"149","var_width":"1","var_rec_seg_no":"1","labl":"D1b14. Time taken from home to nearest destination - nearest Mobile money agent","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than 15 minutes","stats":"4512","type":"freq"},{"value":"2","labl":"Between 15 and 30 minutes","stats":"3381","type":"freq"},{"value":"3","labl":"Between 31 and 60 minutes","stats":"2485","type":"freq"},{"value":"4","labl":"More than 60 minutes","stats":"1561","type":"freq"},{"value":"5","labl":"Don?t know","stats":"541","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V950","name":"D1C14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"150","var_end_pos":"150","var_width":"1","var_rec_seg_no":"1","labl":"D1c14. Main mode of transport do you use to get to your - nearest Mobile money agent","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Walk","stats":"11732","type":"freq"},{"value":"2","labl":"Bicycle","stats":"154","type":"freq"},{"value":"3","labl":"Moto","stats":"33","type":"freq"},{"value":"4","labl":"Vehicle","stats":"31","type":"freq"},{"value":"5","labl":"Boat","stats":"7","type":"freq"},{"value":"6","labl":"Don't need to - it is close","stats":"523","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V951","name":"E1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"151","var_end_pos":"151","var_width":"1","var_rec_seg_no":"1","labl":"E1. Household's financial decision making","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"You alone","stats":"3221","type":"freq"},{"value":"2","labl":"You and your spouse\/partner","stats":"6573","type":"freq"},{"value":"3","labl":"You and other household\/family members","stats":"1453","type":"freq"},{"value":"4","labl":"You are not involved in these decisions","stats":"1233","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V952","name":"E2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"152","var_end_pos":"152","var_width":"1","var_rec_seg_no":"1","labl":"E2. Do you feel you need more information about any aspects of managing money","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"10637","type":"freq"},{"value":"2","labl":"No","stats":"1843","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V953","name":"E3.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"153","var_end_pos":"153","var_width":"1","var_rec_seg_no":"1","labl":"E3.1. Financial education desired - How to budget","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"5507","type":"vald"},{"value":"6973","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"5507","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6973","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V954","name":"E3.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"154","var_end_pos":"155","var_width":"2","var_rec_seg_no":"1","labl":"E3.2. Financial education desired - How to save","var_val_range":[{"units":null,"min":"2","max":"20"}],"var_sumstat":[{"value":"5083","type":"vald"},{"value":"7397","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"5082","type":"freq"},{"value":"20","labl":null,"stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7397","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V955","name":"E3.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"156","var_end_pos":"156","var_width":"1","var_rec_seg_no":"1","labl":"E3.3. Financial education desired - How to invest","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"4101","type":"vald"},{"value":"8379","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"4101","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8379","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V956","name":"E3.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"157","var_end_pos":"157","var_width":"1","var_rec_seg_no":"1","labl":"E3.4. Financial education desired - How to obtain a loan","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"2228","type":"vald"},{"value":"10252","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"2228","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10252","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V957","name":"E3.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"158","var_end_pos":"158","var_width":"1","var_rec_seg_no":"1","labl":"E3.5. Financial education desired - Which financial products are available to me","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"1251","type":"vald"},{"value":"11229","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"1251","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11229","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V958","name":"E3.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"159","var_end_pos":"159","var_width":"1","var_rec_seg_no":"1","labl":"E3.6. Financial education desired - How to choose financial products","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"567","type":"vald"},{"value":"11913","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"567","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11913","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V959","name":"E3.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"160","var_end_pos":"160","var_width":"1","var_rec_seg_no":"1","labl":"E3.7. Financial education desired - Advantages\/disadvantages, terms and conditions of financial products","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"427","type":"vald"},{"value":"12053","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"427","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12053","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V960","name":"E3.8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"161","var_end_pos":"161","var_width":"1","var_rec_seg_no":"1","labl":"E3.8. Financial education desired - How to use financial products","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"735","type":"vald"},{"value":"11745","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"735","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11745","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V961","name":"E3.9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"162","var_end_pos":"162","var_width":"1","var_rec_seg_no":"1","labl":"E3.9. Financial education desired - Information about mobile payments","var_val_range":[{"units":null,"min":"9","max":"9"}],"var_sumstat":[{"value":"100","type":"vald"},{"value":"12380","type":"invd"}],"var_catgry":[{"value":"9","labl":"Yes","stats":"100","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12380","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V962","name":"E3.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"163","var_end_pos":"164","var_width":"2","var_rec_seg_no":"1","labl":"E3.10. Financial education desired - Other","var_val_range":[{"units":null,"min":"10","max":"10"}],"var_sumstat":[{"value":"29","type":"vald"},{"value":"12451","type":"invd"}],"var_catgry":[{"value":"10","labl":"Yes","stats":"29","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12451","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V963","name":"E4.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"165","var_end_pos":"165","var_width":"1","var_rec_seg_no":"1","labl":"E4.1. Targets for financial advice - Bank or other financial professional","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"1066","type":"vald"},{"value":"11414","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1066","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11414","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V964","name":"E4.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"166","var_end_pos":"166","var_width":"1","var_rec_seg_no":"1","labl":"E4.2. Targets for financial advice - Someone at your workplace or your employer","var_val_range":[{"units":null,"min":"2","max":"3"}],"var_sumstat":[{"value":"299","type":"vald"},{"value":"12181","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"298","type":"freq"},{"value":"3","labl":null,"stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12181","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V965","name":"E4.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"167","var_end_pos":"167","var_width":"1","var_rec_seg_no":"1","labl":"E4.3. Targets for financial advice - Your spouse\/partner","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"4563","type":"vald"},{"value":"7917","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"4563","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7917","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V966","name":"E4.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"168","var_end_pos":"168","var_width":"1","var_rec_seg_no":"1","labl":"E4.4. Targets for financial advice - Someone else in your family or friend","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"3918","type":"vald"},{"value":"8562","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"3918","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8562","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V967","name":"E4.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"169","var_end_pos":"169","var_width":"1","var_rec_seg_no":"1","labl":"E4.5. Targets for financial advice - Radio\/ Television","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"2855","type":"vald"},{"value":"9625","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"2855","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9625","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V968","name":"E4.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"170","var_end_pos":"170","var_width":"1","var_rec_seg_no":"1","labl":"E4.6. Targets for financial advice - Newspapers","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"113","type":"vald"},{"value":"12367","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"113","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12367","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V969","name":"E4.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"171","var_end_pos":"171","var_width":"1","var_rec_seg_no":"1","labl":"E4.7. Targets for financial advice - Internet\/ Website of Financial institutions","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"72","type":"vald"},{"value":"12408","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"72","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12408","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V970","name":"E4.8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"172","var_end_pos":"172","var_width":"1","var_rec_seg_no":"1","labl":"E4.8. Targets for financial advice - Government\/local leaders sensitization","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"2308","type":"vald"},{"value":"10172","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"2308","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10172","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V971","name":"E4.9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"173","var_end_pos":"173","var_width":"1","var_rec_seg_no":"1","labl":"E4.9. Targets for financial advice - Saving groups","var_val_range":[{"units":null,"min":"9","max":"9"}],"var_sumstat":[{"value":"2275","type":"vald"},{"value":"10205","type":"invd"}],"var_catgry":[{"value":"9","labl":"Yes","stats":"2275","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10205","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V972","name":"E4.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"174","var_end_pos":"175","var_width":"2","var_rec_seg_no":"1","labl":"E4.10. Targets for financial advice - Church\/religious institution","var_val_range":[{"units":null,"min":"10","max":"10"}],"var_sumstat":[{"value":"241","type":"vald"},{"value":"12239","type":"invd"}],"var_catgry":[{"value":"10","labl":"Yes","stats":"241","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12239","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V973","name":"E4.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"176","var_end_pos":"177","var_width":"2","var_rec_seg_no":"1","labl":"E4.11. Targets for financial advice - Other","var_val_range":[{"units":null,"min":"11","max":"11"}],"var_sumstat":[{"value":"38","type":"vald"},{"value":"12442","type":"invd"}],"var_catgry":[{"value":"11","labl":"Yes","stats":"38","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V974","name":"E4.12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"178","var_end_pos":"179","var_width":"2","var_rec_seg_no":"1","labl":"E4.12. Targets for financial advice - Do not go anywhere to get advice","var_val_range":[{"units":null,"min":"12","max":"12"}],"var_sumstat":[{"value":"1546","type":"vald"},{"value":"10934","type":"invd"}],"var_catgry":[{"value":"12","labl":"Yes","stats":"1546","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10934","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V975","name":"E5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"180","var_end_pos":"181","var_width":"2","var_rec_seg_no":"1","labl":"E5. Most target for financial advice","var_val_range":[{"units":null,"min":"1","max":"12"}],"var_sumstat":[{"value":"10931","type":"vald"},{"value":"1549","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank or other financial professional","stats":"597","type":"freq"},{"value":"2","labl":"Someone at your workplace or your employer","stats":"132","type":"freq"},{"value":"3","labl":"Your spouse\/partner","stats":"3669","type":"freq"},{"value":"4","labl":"Someone else in your family or friend","stats":"2451","type":"freq"},{"value":"5","labl":"Radio\/Television","stats":"1487","type":"freq"},{"value":"6","labl":"Newspapers","stats":"20","type":"freq"},{"value":"7","labl":"Internet\/Website of Financial institutions","stats":"21","type":"freq"},{"value":"8","labl":"Government\/local leaders sensitization","stats":"1081","type":"freq"},{"value":"9","labl":"Saving groups","stats":"1367","type":"freq"},{"value":"10","labl":"Church\/religious institution","stats":"79","type":"freq"},{"value":"11","labl":"Other (specify)","stats":"26","type":"freq"},{"value":"12","labl":"Do not go anywhere to get advice","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1549","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V976","name":"E6.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"182","var_end_pos":"182","var_width":"1","var_rec_seg_no":"1","labl":"E6.1. Statement - You compare different options and then choose the best one that suits your needs","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Completely agree","stats":"6234","type":"freq"},{"value":"2","labl":"Agree","stats":"6004","type":"freq"},{"value":"3","labl":"Disagree","stats":"128","type":"freq"},{"value":"4","labl":"Completely disagree","stats":"15","type":"freq"},{"value":"5","labl":"Don't know","stats":"99","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V977","name":"E6.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"183","var_end_pos":"183","var_width":"1","var_rec_seg_no":"1","labl":"E6.2. Statement - You know what to do for recourse when not satisfied with a financial service or product","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Completely agree","stats":"2372","type":"freq"},{"value":"2","labl":"Agree","stats":"5004","type":"freq"},{"value":"3","labl":"Disagree","stats":"2342","type":"freq"},{"value":"4","labl":"Completely disagree","stats":"462","type":"freq"},{"value":"5","labl":"Don't know","stats":"2300","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V978","name":"E6.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"184","var_end_pos":"184","var_width":"1","var_rec_seg_no":"1","labl":"E6.3. Statement - You are confident enough to make a complaint against a bank or financial institution if you are not satisfied with the service or product offered","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Completely agree","stats":"3821","type":"freq"},{"value":"2","labl":"Agree","stats":"5787","type":"freq"},{"value":"3","labl":"Disagree","stats":"1256","type":"freq"},{"value":"4","labl":"Completely disagree","stats":"269","type":"freq"},{"value":"5","labl":"Don't know","stats":"1347","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V979","name":"E6.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"185","var_end_pos":"185","var_width":"1","var_rec_seg_no":"1","labl":"E6.4. Statement - You don\u2019t mind being in debt as long as you have what you need\/want","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Completely agree","stats":"686","type":"freq"},{"value":"2","labl":"Agree","stats":"1700","type":"freq"},{"value":"3","labl":"Disagree","stats":"6659","type":"freq"},{"value":"4","labl":"Completely disagree","stats":"3243","type":"freq"},{"value":"5","labl":"Don't know","stats":"192","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V980","name":"E6.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"186","var_end_pos":"186","var_width":"1","var_rec_seg_no":"1","labl":"E6.5. Statement - You understand the terms and conditions in the contract with a financial institution","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Completely agree","stats":"5660","type":"freq"},{"value":"2","labl":"Agree","stats":"6018","type":"freq"},{"value":"3","labl":"Disagree","stats":"137","type":"freq"},{"value":"4","labl":"Completely disagree","stats":"43","type":"freq"},{"value":"5","labl":"Don't know","stats":"622","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V981","name":"E7.01","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"187","var_end_pos":"187","var_width":"1","var_rec_seg_no":"1","labl":"E7.01. Transparency - Do you feel that the information on financial products or services bought recently was provided to you in a clear and easily understandable manner?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6191","type":"freq"},{"value":"2","labl":"No","stats":"348","type":"freq"},{"value":"3","labl":"Don?t know\/ have any financial products","stats":"5941","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V982","name":"E7.02","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"188","var_end_pos":"188","var_width":"1","var_rec_seg_no":"1","labl":"E7.02. Transparency - Have you ever taken a financial product\/service and were later on surprised about the fees\/charges associated to that product?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6189","type":"vald"},{"value":"6291","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"870","type":"freq"},{"value":"2","labl":"No","stats":"5306","type":"freq"},{"value":"3","labl":"Can't remember","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6291","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V983","name":"E7.03","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"189","var_end_pos":"189","var_width":"1","var_rec_seg_no":"1","labl":"E7.03. Transparency - Were you ever informed of changes to fees\/charges of financial product\/services?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6186","type":"vald"},{"value":"6294","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3367","type":"freq"},{"value":"2","labl":"No","stats":"2753","type":"freq"},{"value":"3","labl":"Can't remember","stats":"66","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6294","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V984","name":"E7.04","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"190","var_end_pos":"190","var_width":"1","var_rec_seg_no":"1","labl":"E7.04. Transparency - Was the information provided to you in a language you understand?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3369","type":"vald"},{"value":"9111","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3354","type":"freq"},{"value":"2","labl":"No","stats":"15","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9111","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V985","name":"E7.05","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"191","var_end_pos":"191","var_width":"1","var_rec_seg_no":"1","labl":"E7.05. Transparency - How was the information communicated to you","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"3355","type":"vald"},{"value":"9125","type":"invd"}],"var_catgry":[{"value":"1","labl":"Verbally","stats":"2801","type":"freq"},{"value":"2","labl":"Written document","stats":"547","type":"freq"},{"value":"3","labl":"Other","stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9125","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V986","name":"E7.06","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"192","var_end_pos":"192","var_width":"1","var_rec_seg_no":"1","labl":"E7.06. Transparency - What would you wish to have been informed on?","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"2774","type":"vald"},{"value":"9706","type":"invd"}],"var_catgry":[{"value":"1","labl":"New fees\/charges","stats":"822","type":"freq"},{"value":"2","labl":"When it would start","stats":"195","type":"freq"},{"value":"3","labl":"Give me options on payment","stats":"231","type":"freq"},{"value":"4","labl":"Fees and charges related to financial products","stats":"612","type":"freq"},{"value":"5","labl":"Terms and conditions of financial products","stats":"797","type":"freq"},{"value":"6","labl":"Other (specify)","stats":"117","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9706","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V987","name":"E7.07","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"193","var_end_pos":"193","var_width":"1","var_rec_seg_no":"1","labl":"E7.07. Transparency - What was the reason that the information was not understandable?","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"345","type":"vald"},{"value":"12135","type":"invd"}],"var_catgry":[{"value":"1","labl":"Small font","stats":"17","type":"freq"},{"value":"2","labl":"Crucial elements of information were not disclosed in promin","stats":"158","type":"freq"},{"value":"3","labl":"Use of difficult language","stats":"63","type":"freq"},{"value":"4","labl":"Not provided in language I understand","stats":"11","type":"freq"},{"value":"5","labl":"I cannot read and the information was not explained to me o","stats":"31","type":"freq"},{"value":"6","labl":"Other (specify)","stats":"65","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12135","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V988","name":"E7.08","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"194","var_end_pos":"194","var_width":"1","var_rec_seg_no":"1","labl":"E7.08. Transparency - Do you trust financial services\u2019 advertising?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"11264","type":"freq"},{"value":"2","labl":"No","stats":"1216","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V989","name":"E7.09","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"195","var_end_pos":"195","var_width":"1","var_rec_seg_no":"1","labl":"E7.09. Transparency - Do you budget for your money?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Always","stats":"7366","type":"freq"},{"value":"2","labl":"Sometimes","stats":"4272","type":"freq"},{"value":"3","labl":"Never","stats":"842","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V990","name":"E7.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"196","var_end_pos":"196","var_width":"1","var_rec_seg_no":"1","labl":"E7.10. Transparency - Do you know how much money you spent personally in the last 7 days?","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes, exactly","stats":"4948","type":"freq"},{"value":"2","labl":"Yes, I have a rough idea","stats":"3548","type":"freq"},{"value":"3","labl":"No","stats":"3040","type":"freq"},{"value":"4","labl":"No expense","stats":"944","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V991","name":"E7.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"197","var_end_pos":"197","var_width":"1","var_rec_seg_no":"1","labl":"E7.11. Transparency - Do you keep track of money you get and spend?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Always","stats":"5242","type":"freq"},{"value":"2","labl":"Sometimes","stats":"5219","type":"freq"},{"value":"3","labl":"Never","stats":"2019","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V992","name":"E7.12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"198","var_end_pos":"198","var_width":"1","var_rec_seg_no":"1","labl":"E7.12. Transparency - How often do you have some money left after covering all your spending needs?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Always","stats":"833","type":"freq"},{"value":"2","labl":"Sometimes","stats":"6220","type":"freq"},{"value":"3","labl":"Never","stats":"5427","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V993","name":"E7.13.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"199","var_end_pos":"199","var_width":"1","var_rec_seg_no":"1","labl":"E7.13.1. Transparency - What do you do with any money you have left over: Save\/keep money for different reasons","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"6144","type":"vald"},{"value":"6336","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6144","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6336","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V994","name":"E7.13.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"200","var_end_pos":"200","var_width":"1","var_rec_seg_no":"1","labl":"E7.13.2. Transparency - What do you do with any money you have left over: Invest money in business","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"484","type":"vald"},{"value":"11996","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"484","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11996","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V995","name":"E7.13.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"201","var_end_pos":"201","var_width":"1","var_rec_seg_no":"1","labl":"E7.13.3. Transparency - What do you do with any money you have left over: Invest money in assets","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"600","type":"vald"},{"value":"11880","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"600","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11880","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V996","name":"E7.13.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"202","var_end_pos":"202","var_width":"1","var_rec_seg_no":"1","labl":"E7.13.4. Transparency - What do you do with any money you have left over: Spend money on non-essentials (eg computer games, partying\/going out, alcohol, cigarettes, hair)","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"256","type":"vald"},{"value":"12224","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"256","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12224","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V997","name":"E7.13.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"203","var_end_pos":"203","var_width":"1","var_rec_seg_no":"1","labl":"E7.13.5. Transparency - What do you do with any money you have left over: Lend it to others","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"111","type":"vald"},{"value":"12369","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"111","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12369","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V998","name":"E7.13.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"204","var_end_pos":"204","var_width":"1","var_rec_seg_no":"1","labl":"E7.13.6. Transparency - What do you do with any money you have left over: Repay debts","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"648","type":"vald"},{"value":"11832","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"648","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11832","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V999","name":"E7.13.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"205","var_end_pos":"205","var_width":"1","var_rec_seg_no":"1","labl":"E7.13.7. Transparency - What do you do with any money you have left over: Other","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"110","type":"vald"},{"value":"12370","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"110","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12370","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1000","name":"E7.14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"206","var_end_pos":"206","var_width":"1","var_rec_seg_no":"1","labl":"E7.14. Transparency - Do you feel that financial institutions treat you fairly?","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6434","type":"freq"},{"value":"2","labl":"No","stats":"360","type":"freq"},{"value":"3","labl":"Do not know","stats":"1188","type":"freq"},{"value":"4","labl":"N\/A\/never used","stats":"4498","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1001","name":"E7.15","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"207","var_end_pos":"207","var_width":"1","var_rec_seg_no":"1","labl":"E7.15. Transparency - Have you ever been threatened, or treated in a violent, humiliating manner by a financial service provider?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"313","type":"freq"},{"value":"2","labl":"No","stats":"7086","type":"freq"},{"value":"3","labl":"N\/A\/never used","stats":"5081","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1002","name":"E7.16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"208","var_end_pos":"208","var_width":"1","var_rec_seg_no":"1","labl":"E7.16. Transparency - Have you ever been taken advantage of or misguided by a financial service provider?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"329","type":"freq"},{"value":"2","labl":"No","stats":"7032","type":"freq"},{"value":"3","labl":"Never used","stats":"5119","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1003","name":"E7.17","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"209","var_end_pos":"209","var_width":"1","var_rec_seg_no":"1","labl":"E7.17. Transparency - Have you ever been sold a financial product by a financial institution or telecommunication company and later on noticed that it was not in your best interest to take it?","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"169","type":"freq"},{"value":"2","labl":"No","stats":"7199","type":"freq"},{"value":"3","labl":"Never used","stats":"5112","type":"freq"},{"value":"4","labl":"NA","stats":"0","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1004","name":"E7.18","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"210","var_end_pos":"210","var_width":"1","var_rec_seg_no":"1","labl":"E7.18. Transparency - Have you ever been sold a loan without the financial service provider assessing your capability of paying back the loan?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"121","type":"freq"},{"value":"2","labl":"No","stats":"8466","type":"freq"},{"value":"3","labl":"Never used","stats":"3893","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1005","name":"E8.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"211","var_end_pos":"211","var_width":"1","var_rec_seg_no":"1","labl":"E8.1.1. Risks experienced  in the past 12 months - Illness in your household that required medical expenses","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"8079","type":"freq"},{"value":"2","labl":"No","stats":"4401","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1006","name":"E8.2.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"212","var_end_pos":"212","var_width":"1","var_rec_seg_no":"1","labl":"E8.2.1. Coping Mechanism for - Illness in your household that required medical expenses","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"8076","type":"vald"},{"value":"4404","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"2441","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"1707","type":"freq"},{"value":"3","labl":"Sold an asset\/something obtained for this purpose","stats":"555","type":"freq"},{"value":"4","labl":"Sold asset\/something not obtained for this purpose","stats":"817","type":"freq"},{"value":"5","labl":"Cut down on expenses","stats":"290","type":"freq"},{"value":"6","labl":"Claimed insurance\/policy pay-out","stats":"1389","type":"freq"},{"value":"7","labl":"Nothing","stats":"774","type":"freq"},{"value":"8","labl":"Other","stats":"103","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4404","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1007","name":"E8.1.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"213","var_end_pos":"213","var_width":"1","var_rec_seg_no":"1","labl":"E8.1.2. Risks experienced  in the past 12 months - Death of a household or family member resulting in unexpected costs for you\/your household","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1139","type":"freq"},{"value":"2","labl":"No","stats":"11341","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1008","name":"E8.2.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"214","var_end_pos":"214","var_width":"1","var_rec_seg_no":"1","labl":"E8.2.2. Coping Mechanism for - Death of a household or family member resulting in unexpected costs for you\/your household","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"1139","type":"vald"},{"value":"11341","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"338","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"296","type":"freq"},{"value":"3","labl":"Sold an asset\/something obtained for this purpose","stats":"70","type":"freq"},{"value":"4","labl":"Sold asset\/something not obtained for this purpose","stats":"136","type":"freq"},{"value":"5","labl":"Cut down on expenses","stats":"35","type":"freq"},{"value":"6","labl":"Claimed insurance\/policy pay-out","stats":"33","type":"freq"},{"value":"7","labl":"Nothing","stats":"204","type":"freq"},{"value":"8","labl":"Other","stats":"27","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11341","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1009","name":"E8.1.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"215","var_end_pos":"215","var_width":"1","var_rec_seg_no":"1","labl":"E8.1.3. Risks experienced  in the past 12 months - Loss of the income of an income earner of the household","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1324","type":"freq"},{"value":"2","labl":"No","stats":"11156","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1010","name":"E8.2.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"216","var_end_pos":"216","var_width":"1","var_rec_seg_no":"1","labl":"E8.2.3. Coping Mechanism for - Loss of the income of an income earner of the household","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"1321","type":"vald"},{"value":"11159","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"194","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"118","type":"freq"},{"value":"3","labl":"Sold an asset\/something obtained for this purpose","stats":"27","type":"freq"},{"value":"4","labl":"Sold asset\/something not obtained for this purpose","stats":"57","type":"freq"},{"value":"5","labl":"Cut down on expenses","stats":"454","type":"freq"},{"value":"6","labl":"Claimed insurance\/policy pay-out","stats":"3","type":"freq"},{"value":"7","labl":"Nothing","stats":"455","type":"freq"},{"value":"8","labl":"Other","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11159","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1011","name":"E8.1.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"217","var_end_pos":"217","var_width":"1","var_rec_seg_no":"1","labl":"E8.1.4. Risks experienced  in the past 12 months - Unforeseen school expenses","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1539","type":"freq"},{"value":"2","labl":"No","stats":"10941","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1012","name":"E8.2.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"218","var_end_pos":"218","var_width":"1","var_rec_seg_no":"1","labl":"E8.2.4. Coping Mechanism for - Unforeseen school expenses","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"1538","type":"vald"},{"value":"10942","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"397","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"499","type":"freq"},{"value":"3","labl":"Sold an asset\/something obtained for this purpose","stats":"111","type":"freq"},{"value":"4","labl":"Sold asset\/something not obtained for this purpose","stats":"144","type":"freq"},{"value":"5","labl":"Cut down on expenses","stats":"85","type":"freq"},{"value":"6","labl":"Claimed insurance\/policy pay-out","stats":"6","type":"freq"},{"value":"7","labl":"Nothing","stats":"278","type":"freq"},{"value":"8","labl":"Other","stats":"18","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10942","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1013","name":"E8.1.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"219","var_end_pos":"219","var_width":"1","var_rec_seg_no":"1","labl":"E8.1.5. Risks experienced  in the past 12 months - Unexpected rise in the price of goods such as groceries etc.","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"9545","type":"freq"},{"value":"2","labl":"No","stats":"2935","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1014","name":"E8.2.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"220","var_end_pos":"220","var_width":"1","var_rec_seg_no":"1","labl":"E8.2.5. Coping Mechanism for - Unexpected rise in the price of goods such as groceries etc.","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"9543","type":"vald"},{"value":"2937","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"1113","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"509","type":"freq"},{"value":"3","labl":"Sold an asset\/something obtained for this purpose","stats":"158","type":"freq"},{"value":"4","labl":"Sold asset\/something not obtained for this purpose","stats":"256","type":"freq"},{"value":"5","labl":"Cut down on expenses","stats":"5534","type":"freq"},{"value":"6","labl":"Claimed insurance\/policy pay-out","stats":"34","type":"freq"},{"value":"7","labl":"Nothing","stats":"1901","type":"freq"},{"value":"8","labl":"Other","stats":"38","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2937","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1015","name":"E8.1.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"221","var_end_pos":"221","var_width":"1","var_rec_seg_no":"1","labl":"E8.1.6. Risks experienced  in the past 12 months - Harvest\/crop failure\/loss of livestock","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"7826","type":"freq"},{"value":"2","labl":"No","stats":"4654","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1016","name":"E8.2.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"222","var_end_pos":"222","var_width":"1","var_rec_seg_no":"1","labl":"E8.2.6. Coping Mechanism for - Harvest\/crop failure\/loss of livestock","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"7822","type":"vald"},{"value":"4658","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"720","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"469","type":"freq"},{"value":"3","labl":"Sold an asset\/something obtained for this purpose","stats":"166","type":"freq"},{"value":"4","labl":"Sold asset\/something not obtained for this purpose","stats":"251","type":"freq"},{"value":"5","labl":"Cut down on expenses","stats":"2703","type":"freq"},{"value":"6","labl":"Claimed insurance\/policy pay-out","stats":"19","type":"freq"},{"value":"7","labl":"Nothing","stats":"3422","type":"freq"},{"value":"8","labl":"Other","stats":"72","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4658","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1017","name":"E8.1.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"223","var_end_pos":"223","var_width":"1","var_rec_seg_no":"1","labl":"E8.1.7. Risks experienced  in the past 12 months - Loss of income as a result of an unexpected drop in the price you get for produce\/harvest\/ products you sell","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3663","type":"freq"},{"value":"2","labl":"No","stats":"8817","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1018","name":"E8.2.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"224","var_end_pos":"224","var_width":"1","var_rec_seg_no":"1","labl":"E8.2.7. Coping Mechanism for - Loss of income as a result of an unexpected drop in the price you get for produce\/harvest\/ products you sell","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"3662","type":"vald"},{"value":"8818","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"399","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"375","type":"freq"},{"value":"3","labl":"Sold an asset\/something obtained for this purpose","stats":"91","type":"freq"},{"value":"4","labl":"Sold asset\/something not obtained for this purpose","stats":"133","type":"freq"},{"value":"5","labl":"Cut down on expenses","stats":"1203","type":"freq"},{"value":"6","labl":"Claimed insurance\/policy pay-out","stats":"5","type":"freq"},{"value":"7","labl":"Nothing","stats":"1440","type":"freq"},{"value":"8","labl":"Other","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8818","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1019","name":"E8.3.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"225","var_end_pos":"225","var_width":"1","var_rec_seg_no":"1","labl":"E8.3.1. You have people in the community that you can turn to for help if you need to","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"8897","type":"freq"},{"value":"2","labl":"Disagree","stats":"3583","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1020","name":"E8.3.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"226","var_end_pos":"226","var_width":"1","var_rec_seg_no":"1","labl":"E8.3.2. You would rather turn to strangers than people in the community if you need financial help","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"6011","type":"freq"},{"value":"2","labl":"Disagree","stats":"6469","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1021","name":"E8.3.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"227","var_end_pos":"227","var_width":"1","var_rec_seg_no":"1","labl":"E8.3.3. People in your community  have a strong sense of involvement in the community \u2013 people rely on each other for support","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"8997","type":"freq"},{"value":"2","labl":"Disagree","stats":"3483","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1022","name":"E8.3.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"228","var_end_pos":"228","var_width":"1","var_rec_seg_no":"1","labl":"E8.3.4. There is a strong tendency in your community where you live to form groups","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"10939","type":"freq"},{"value":"2","labl":"Disagree","stats":"1541","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1023","name":"E8.3.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"229","var_end_pos":"229","var_width":"1","var_rec_seg_no":"1","labl":"E8.3.5. Being part of the community is important to you","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"11821","type":"freq"},{"value":"2","labl":"Disagree","stats":"659","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1024","name":"E8.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"230","var_end_pos":"230","var_width":"1","var_rec_seg_no":"1","labl":"E8.4. Comunity - Who pays most of the funeral costs","var_val_range":[{"units":null,"min":"1","max":"7"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"The community","stats":"963","type":"freq"},{"value":"2","labl":"The family members","stats":"1572","type":"freq"},{"value":"3","labl":"The household","stats":"7384","type":"freq"},{"value":"4","labl":"People have insurance\/funeral funds","stats":"18","type":"freq"},{"value":"5","labl":"They belong to a savings group that will cover the costs","stats":"2257","type":"freq"},{"value":"6","labl":"Don?t know","stats":"284","type":"freq"},{"value":"7","labl":"Other, specify","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1025","name":"E8.5A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"231","var_end_pos":"231","var_width":"1","var_rec_seg_no":"1","labl":"E8.5A. Coping strategies to have money for the things you want in your future","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6767","type":"freq"},{"value":"2","labl":"No","stats":"5713","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1026","name":"E8.5B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"232","var_end_pos":"232","var_width":"1","var_rec_seg_no":"1","labl":"E8.5B.1. Coping strategies - Bought an asset to sell later when I need the money","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"2292","type":"vald"},{"value":"10188","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2292","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10188","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1027","name":"E8.5B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"233","var_end_pos":"233","var_width":"1","var_rec_seg_no":"1","labl":"E8.5B.2. Coping strategies - Bought\/started a business to generate money","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"1109","type":"vald"},{"value":"11371","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"1109","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11371","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1028","name":"E8.5B3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"234","var_end_pos":"234","var_width":"1","var_rec_seg_no":"1","labl":"E8.5B.3. Coping strategies - Invested in property to rent out","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"169","type":"vald"},{"value":"12311","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"169","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12311","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1029","name":"E8.5B4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"235","var_end_pos":"235","var_width":"1","var_rec_seg_no":"1","labl":"E8.5B.4. Coping strategies - Saving\/putting money aside","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"4316","type":"vald"},{"value":"8164","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"4316","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8164","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1030","name":"E8.5B5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"236","var_end_pos":"236","var_width":"1","var_rec_seg_no":"1","labl":"E8.5B.5. Coping strategies - Other","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"360","type":"vald"},{"value":"12120","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"360","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12120","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1031","name":"E8.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"237","var_end_pos":"238","var_width":"2","var_rec_seg_no":"1","labl":"E8.6. Coping strategies for retirement\/old age \/ when no longer working","var_val_range":[{"units":null,"min":"1","max":"11"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Savings","stats":"3100","type":"freq"},{"value":"2","labl":"Children","stats":"876","type":"freq"},{"value":"3","labl":"Land\/property","stats":"1203","type":"freq"},{"value":"4","labl":"Own business","stats":"330","type":"freq"},{"value":"5","labl":"Rental income","stats":"29","type":"freq"},{"value":"6","labl":"Shares","stats":"32","type":"freq"},{"value":"7","labl":"Farming\/agriculture\/livestock","stats":"2401","type":"freq"},{"value":"8","labl":"Pension","stats":"79","type":"freq"},{"value":"9","labl":"Insurance policy","stats":"51","type":"freq"},{"value":"10","labl":"Don?t know\/have no plans","stats":"4303","type":"freq"},{"value":"11","labl":"Other specify","stats":"76","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1032","name":"E8.7A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"239","var_end_pos":"239","var_width":"1","var_rec_seg_no":"1","labl":"E8.7A. Statements - You often have to spend more money than you have available","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"5690","type":"freq"},{"value":"2","labl":"Disagree","stats":"6663","type":"freq"},{"value":"3","labl":"Don't know","stats":"126","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1033","name":"E8.7B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"240","var_end_pos":"240","var_width":"1","var_rec_seg_no":"1","labl":"E8.7B. Statements - Your current financial situation makes you worry","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"8478","type":"freq"},{"value":"2","labl":"Disagree","stats":"3941","type":"freq"},{"value":"3","labl":"Don't know","stats":"60","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1034","name":"E8.7C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"241","var_end_pos":"241","var_width":"1","var_rec_seg_no":"1","labl":"E8.7C. Statements - You keep track of your income and expenditure","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"10172","type":"freq"},{"value":"2","labl":"Disagree","stats":"2093","type":"freq"},{"value":"3","labl":"Don't know","stats":"214","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1035","name":"E8.8A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"242","var_end_pos":"243","var_width":"2","var_rec_seg_no":"1","labl":"E8.8A. Main thing taken into account when selecting formal financial institution","var_val_range":[{"units":null,"min":"1","max":"10"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Easy access to own  money\/easy to save with them","stats":"2240","type":"freq"},{"value":"2","labl":"Convenience of access in terms of distance or the time it ta","stats":"4161","type":"freq"},{"value":"3","labl":"Convenience of access, opening hours, no queues","stats":"73","type":"freq"},{"value":"4","labl":"Quick access to loans","stats":"1290","type":"freq"},{"value":"5","labl":"Simple processes for opening account (requirements and docum","stats":"415","type":"freq"},{"value":"6","labl":"High interest on savings","stats":"218","type":"freq"},{"value":"7","labl":"Low interest on loans","stats":"648","type":"freq"},{"value":"8","labl":"Good products & services they offer (suitable for my needs)","stats":"2675","type":"freq"},{"value":"9","labl":"Do not know","stats":"724","type":"freq"},{"value":"10","labl":"Other","stats":"35","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1036","name":"E8.8B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"244","var_end_pos":"245","var_width":"2","var_rec_seg_no":"1","labl":"E8.8B. Main driver to become a member of a group such as a VSLA or a savings groups","var_val_range":[{"units":null,"min":"1","max":"12"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Knowing the members of the group","stats":"1587","type":"freq"},{"value":"2","labl":"Trusting the members of the group","stats":"4615","type":"freq"},{"value":"3","labl":"Easy access to own  money","stats":"976","type":"freq"},{"value":"4","labl":"Regularity of meetings","stats":"126","type":"freq"},{"value":"5","labl":"How easy it is to save with them","stats":"2133","type":"freq"},{"value":"6","labl":"Whether they provide loans","stats":"1066","type":"freq"},{"value":"7","labl":"Low membership fee\/Ease of becoming a member","stats":"858","type":"freq"},{"value":"8","labl":"High interest on savings","stats":"412","type":"freq"},{"value":"9","labl":"Low interest on loans","stats":"254","type":"freq"},{"value":"10","labl":"Whether community leaders are members\/not","stats":"48","type":"freq"},{"value":"11","labl":"Do not know","stats":"388","type":"freq"},{"value":"12","labl":"Other, specify","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1037","name":"E8.9A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"246","var_end_pos":"246","var_width":"1","var_rec_seg_no":"1","labl":"E8.9A. Which financial institution trusted most with your savings","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank;","stats":"3002","type":"freq"},{"value":"2","labl":"Umurenge SACCO","stats":"7384","type":"freq"},{"value":"3","labl":"Non-Umurenge SACCO or a MFI","stats":"310","type":"freq"},{"value":"4","labl":"Mobile Money","stats":"493","type":"freq"},{"value":"5","labl":"Savings group like a VSLA, tontine, ikibina,","stats":"1130","type":"freq"},{"value":"6","labl":"Do not know","stats":"160","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1038","name":"E8.9B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"247","var_end_pos":"247","var_width":"1","var_rec_seg_no":"1","labl":"E8.9B. Which financial institution trusted most to borrow money from","var_val_range":[{"units":null,"min":"1","max":"7"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank;","stats":"2920","type":"freq"},{"value":"2","labl":"Non Umurenge SACCO or a MFI","stats":"7389","type":"freq"},{"value":"3","labl":"Umurenge SACCO","stats":"366","type":"freq"},{"value":"4","labl":"Mobile Money","stats":"112","type":"freq"},{"value":"5","labl":"Savings group like a VSLA, tontine, ikibina,","stats":"1443","type":"freq"},{"value":"6","labl":"Another person\/Money lender in the community","stats":"40","type":"freq"},{"value":"7","labl":"Do not know","stats":"209","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1039","name":"E8.9C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"248","var_end_pos":"248","var_width":"1","var_rec_seg_no":"1","labl":"E8.9C. Which financial institution or method trusted most to remit money","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank transfer\/Payment into a bank account","stats":"912","type":"freq"},{"value":"2","labl":"Bus or Taxi","stats":"76","type":"freq"},{"value":"3","labl":"Western Union\/ Money gram","stats":"69","type":"freq"},{"value":"4","labl":"Mobile money","stats":"10355","type":"freq"},{"value":"5","labl":"Friend\/family","stats":"892","type":"freq"},{"value":"6","labl":"Do not know","stats":"175","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1040","name":"F1.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"249","var_end_pos":"250","var_width":"2","var_rec_seg_no":"1","labl":"F1.1. How do you usually pay for food\/groceries?","var_val_range":[{"units":null,"min":"1","max":"15"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"By using your own cash","stats":"12007","type":"freq"},{"value":"2","labl":"By borrowing money and paying in cash","stats":"63","type":"freq"},{"value":"3","labl":"Pay through bank","stats":"24","type":"freq"},{"value":"4","labl":"By cheque","stats":"1","type":"freq"},{"value":"5","labl":"By debit card\/ATM card","stats":"4","type":"freq"},{"value":"6","labl":"By credit card","stats":"0","type":"freq"},{"value":"7","labl":"Mobile phone payment\/Mobile money services","stats":"3","type":"freq"},{"value":"8","labl":"Internet payment","stats":"1","type":"freq"},{"value":"9","labl":"By getting from the store\/supplier and paying later with int","stats":"9","type":"freq"},{"value":"10","labl":"By getting from the store\/supplier and paying later without","stats":"17","type":"freq"},{"value":"11","labl":"By exchanging goods","stats":"12","type":"freq"},{"value":"12","labl":"By providing services or doing piece work","stats":"72","type":"freq"},{"value":"13","labl":"You do not buy this because somebody buys it for you or the","stats":"212","type":"freq"},{"value":"14","labl":"You  do not buy this because you never use this","stats":"52","type":"freq"},{"value":"15","labl":"Other","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1041","name":"F1.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"251","var_end_pos":"252","var_width":"2","var_rec_seg_no":"1","labl":"F1.2. How do you usually pay for school feed?","var_val_range":[{"units":null,"min":"1","max":"15"}],"var_sumstat":[{"value":"12471","type":"vald"},{"value":"9","type":"invd"}],"var_catgry":[{"value":"1","labl":"By using your own cash","stats":"6653","type":"freq"},{"value":"2","labl":"By borrowing money and paying in cash","stats":"158","type":"freq"},{"value":"3","labl":"Pay through bank","stats":"1147","type":"freq"},{"value":"4","labl":"By cheque","stats":"10","type":"freq"},{"value":"5","labl":"By debit card\/ATM card","stats":"1","type":"freq"},{"value":"6","labl":"By credit card","stats":"0","type":"freq"},{"value":"7","labl":"Mobile phone payment\/Mobile money services","stats":"34","type":"freq"},{"value":"8","labl":"Internet payment","stats":"1","type":"freq"},{"value":"9","labl":"By getting from the store\/supplier and paying later with int","stats":"0","type":"freq"},{"value":"10","labl":"By getting from the store\/supplier and paying later without","stats":"1","type":"freq"},{"value":"11","labl":"By exchanging goods","stats":"3","type":"freq"},{"value":"12","labl":"By providing services or doing piece work","stats":"39","type":"freq"},{"value":"13","labl":"You do not buy this because somebody buys it for you or the","stats":"437","type":"freq"},{"value":"14","labl":"You  do not buy this because you never use this","stats":"3829","type":"freq"},{"value":"15","labl":"Other","stats":"158","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1042","name":"F1.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"253","var_end_pos":"254","var_width":"2","var_rec_seg_no":"1","labl":"F1.3. How do you usually pay for large appliances?","var_val_range":[{"units":null,"min":"1","max":"15"}],"var_sumstat":[{"value":"12471","type":"vald"},{"value":"9","type":"invd"}],"var_catgry":[{"value":"1","labl":"By using your own cash","stats":"10034","type":"freq"},{"value":"2","labl":"By borrowing money and paying in cash","stats":"214","type":"freq"},{"value":"3","labl":"Pay through bank","stats":"11","type":"freq"},{"value":"4","labl":"By cheque","stats":"3","type":"freq"},{"value":"5","labl":"By debit card\/ATM card","stats":"1","type":"freq"},{"value":"6","labl":"By credit card","stats":"0","type":"freq"},{"value":"7","labl":"Mobile phone payment\/Mobile money services","stats":"7","type":"freq"},{"value":"8","labl":"Internet payment","stats":"0","type":"freq"},{"value":"9","labl":"By getting from the store\/supplier and paying later with int","stats":"0","type":"freq"},{"value":"10","labl":"By getting from the store\/supplier and paying later without","stats":"0","type":"freq"},{"value":"11","labl":"By exchanging goods","stats":"3","type":"freq"},{"value":"12","labl":"By providing services or doing piece work","stats":"37","type":"freq"},{"value":"13","labl":"You do not buy this because somebody buys it for you or the","stats":"344","type":"freq"},{"value":"14","labl":"You  don?t buy this because you never use this","stats":"1783","type":"freq"},{"value":"15","labl":"Other","stats":"34","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1043","name":"F1.4.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"255","var_end_pos":"255","var_width":"1","var_rec_seg_no":"1","labl":"F1.4.1. You would rather deal with people face to face than with machines such as ATMs even if the machines are quicker","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12468","type":"vald"},{"value":"12","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"8922","type":"freq"},{"value":"2","labl":"Not true","stats":"2560","type":"freq"},{"value":"3","labl":"Do not know","stats":"986","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1044","name":"F1.4.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"256","var_end_pos":"256","var_width":"1","var_rec_seg_no":"1","labl":"F1.4.1. You are prepared to learn how to use new technology","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12465","type":"vald"},{"value":"15","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"10033","type":"freq"},{"value":"2","labl":"Not true","stats":"1978","type":"freq"},{"value":"3","labl":"Do not know","stats":"454","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"15","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1045","name":"F1.4.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"257","var_end_pos":"257","var_width":"1","var_rec_seg_no":"1","labl":"F1.4.1. You prefer to pay for goods and services in cash rather than using electronic means","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12457","type":"vald"},{"value":"23","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"10894","type":"freq"},{"value":"2","labl":"Not true","stats":"1403","type":"freq"},{"value":"3","labl":"Do not know","stats":"160","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"23","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1046","name":"F1.5.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"258","var_end_pos":"258","var_width":"1","var_rec_seg_no":"1","labl":"F1.5.1. Buy by cash","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12470","type":"vald"},{"value":"10","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"232","type":"freq"},{"value":"2","labl":"Daily","stats":"7755","type":"freq"},{"value":"3","labl":"Weekly","stats":"3315","type":"freq"},{"value":"4","labl":"Monthly","stats":"817","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"351","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1047","name":"F1.5.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"259","var_end_pos":"259","var_width":"1","var_rec_seg_no":"1","labl":"F1.5.2. Buy through Debit card","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12466","type":"vald"},{"value":"14","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"12334","type":"freq"},{"value":"2","labl":"Daily","stats":"22","type":"freq"},{"value":"3","labl":"Weekly","stats":"25","type":"freq"},{"value":"4","labl":"Monthly","stats":"40","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"45","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"14","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1048","name":"F1.5.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"260","var_end_pos":"260","var_width":"1","var_rec_seg_no":"1","labl":"F1.5.3. Buy through Credit card","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12461","type":"vald"},{"value":"19","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"12410","type":"freq"},{"value":"2","labl":"Daily","stats":"26","type":"freq"},{"value":"3","labl":"Weekly","stats":"4","type":"freq"},{"value":"4","labl":"Monthly","stats":"1","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"20","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"19","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1049","name":"F1.5.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"261","var_end_pos":"261","var_width":"1","var_rec_seg_no":"1","labl":"F1.5.4. Buy through Bank transfer","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12455","type":"vald"},{"value":"25","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"12344","type":"freq"},{"value":"2","labl":"Daily","stats":"22","type":"freq"},{"value":"3","labl":"Weekly","stats":"6","type":"freq"},{"value":"4","labl":"Monthly","stats":"14","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"69","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"25","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1050","name":"F1.5.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"262","var_end_pos":"262","var_width":"1","var_rec_seg_no":"1","labl":"F1.5.5. Buy through Mobile money","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12465","type":"vald"},{"value":"15","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"11816","type":"freq"},{"value":"2","labl":"Daily","stats":"131","type":"freq"},{"value":"3","labl":"Weekly","stats":"82","type":"freq"},{"value":"4","labl":"Monthly","stats":"167","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"269","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"15","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1051","name":"F1.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"263","var_end_pos":"263","var_width":"1","var_rec_seg_no":"1","labl":"F1.6. Do you have utility bills?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12470","type":"vald"},{"value":"10","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1641","type":"freq"},{"value":"2","labl":"No","stats":"10829","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1052","name":"F1.7.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"264","var_end_pos":"264","var_width":"1","var_rec_seg_no":"1","labl":"F1.7.1. Pay billsby cash","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"1642","type":"vald"},{"value":"10838","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"257","type":"freq"},{"value":"2","labl":"Daily","stats":"292","type":"freq"},{"value":"3","labl":"Weekly","stats":"96","type":"freq"},{"value":"4","labl":"Monthly","stats":"800","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"197","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10838","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1053","name":"F1.7.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"265","var_end_pos":"265","var_width":"1","var_rec_seg_no":"1","labl":"F1.7.2. Pay bills through Debit card","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"1644","type":"vald"},{"value":"10836","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"1596","type":"freq"},{"value":"2","labl":"Daily","stats":"9","type":"freq"},{"value":"3","labl":"Weekly","stats":"5","type":"freq"},{"value":"4","labl":"Monthly","stats":"16","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"18","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10836","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1054","name":"F1.7.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"266","var_end_pos":"266","var_width":"1","var_rec_seg_no":"1","labl":"F1.7.3. Pay bills through Credit card","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"1644","type":"vald"},{"value":"10836","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"1631","type":"freq"},{"value":"2","labl":"Daily","stats":"7","type":"freq"},{"value":"3","labl":"Weekly","stats":"0","type":"freq"},{"value":"4","labl":"Monthly","stats":"0","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10836","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1055","name":"F1.7.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"267","var_end_pos":"267","var_width":"1","var_rec_seg_no":"1","labl":"F1.7.4. Pay bills through Bank transfer","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"1643","type":"vald"},{"value":"10837","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"1585","type":"freq"},{"value":"2","labl":"Daily","stats":"6","type":"freq"},{"value":"3","labl":"Weekly","stats":"4","type":"freq"},{"value":"4","labl":"Monthly","stats":"27","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"21","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10837","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1056","name":"F1.7.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"268","var_end_pos":"268","var_width":"1","var_rec_seg_no":"1","labl":"F1.7.5. Pay bills through through Mobile money","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"1644","type":"vald"},{"value":"10836","type":"invd"}],"var_catgry":[{"value":"1","labl":"Never","stats":"1327","type":"freq"},{"value":"2","labl":"Daily","stats":"25","type":"freq"},{"value":"3","labl":"Weekly","stats":"39","type":"freq"},{"value":"4","labl":"Monthly","stats":"186","type":"freq"},{"value":"5","labl":"Less often than monthly","stats":"67","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10836","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1057","name":"F2.1.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"269","var_end_pos":"269","var_width":"1","var_rec_seg_no":"1","labl":"F2.1.1. You would like to use a mobile phone to pay for goods and services","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12474","type":"vald"},{"value":"6","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"10082","type":"freq"},{"value":"2","labl":"Disagree","stats":"1977","type":"freq"},{"value":"3","labl":"Don't know","stats":"415","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1058","name":"F2.1.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"270","var_end_pos":"270","var_width":"1","var_rec_seg_no":"1","labl":"F2.1.2. You would like to use a mobile phone to put money away so you can use it later","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12467","type":"vald"},{"value":"13","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"10794","type":"freq"},{"value":"2","labl":"Disagree","stats":"1410","type":"freq"},{"value":"3","labl":"Don't know","stats":"263","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"13","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1059","name":"F2.1.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"271","var_end_pos":"271","var_width":"1","var_rec_seg_no":"1","labl":"F2.1.3. You would like to use a phone to pay utility bills such as water bill","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12460","type":"vald"},{"value":"20","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"9559","type":"freq"},{"value":"2","labl":"Disagree","stats":"2407","type":"freq"},{"value":"3","labl":"Don't know","stats":"494","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"20","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1060","name":"F2.1.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"272","var_end_pos":"272","var_width":"1","var_rec_seg_no":"1","labl":"F2.1.4. One can easily lose money if you send\/receive using a mobile phone","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12470","type":"vald"},{"value":"10","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"3182","type":"freq"},{"value":"2","labl":"Disagree","stats":"6963","type":"freq"},{"value":"3","labl":"Don't know","stats":"2325","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1061","name":"F2.1.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"273","var_end_pos":"273","var_width":"1","var_rec_seg_no":"1","labl":"F2.1.5. If you save money on your phone and your phone is lost you cannot get back your money","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12467","type":"vald"},{"value":"13","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"3989","type":"freq"},{"value":"2","labl":"Disagree","stats":"5918","type":"freq"},{"value":"3","labl":"Don't know","stats":"2560","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"13","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1062","name":"F2.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"274","var_end_pos":"274","var_width":"1","var_rec_seg_no":"1","labl":"F2.2. Do you know about Mobile money","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12472","type":"vald"},{"value":"8","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"5890","type":"freq"},{"value":"2","labl":"No","stats":"6582","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1063","name":"F2.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"275","var_end_pos":"275","var_width":"1","var_rec_seg_no":"1","labl":"F2.3. Are you a registered mobile money user on any mobile network","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"5893","type":"vald"},{"value":"6587","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3879","type":"freq"},{"value":"2","labl":"No","stats":"2014","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6587","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1064","name":"F2.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"276","var_end_pos":"276","var_width":"1","var_rec_seg_no":"1","labl":"F2.4. Currently using another person\u2019s mobile money account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"5893","type":"vald"},{"value":"6587","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1165","type":"freq"},{"value":"2","labl":"No","stats":"4728","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6587","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1065","name":"F2.5.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"277","var_end_pos":"277","var_width":"1","var_rec_seg_no":"1","labl":"F2.5.1. Mobile money service provider - Tigo","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"2817","type":"vald"},{"value":"9663","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2817","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9663","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1066","name":"F2.6.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"278","var_end_pos":"278","var_width":"1","var_rec_seg_no":"1","labl":"F2.6.1. How important is Tigo mobile account is to your finances?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2810","type":"vald"},{"value":"9670","type":"invd"}],"var_catgry":[{"value":"1","labl":"Important","stats":"2791","type":"freq"},{"value":"2","labl":"Not important","stats":"19","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9670","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1067","name":"F2.5.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"279","var_end_pos":"279","var_width":"1","var_rec_seg_no":"1","labl":"F2.5.2. Mobile money service provider - Airtel","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"429","type":"vald"},{"value":"12051","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"429","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12051","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1068","name":"F2.6.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"280","var_end_pos":"280","var_width":"1","var_rec_seg_no":"1","labl":"F2.6.2. How important is Airtel mobile account is to your finances?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"424","type":"vald"},{"value":"12056","type":"invd"}],"var_catgry":[{"value":"1","labl":"Important","stats":"419","type":"freq"},{"value":"2","labl":"Not important","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12056","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1069","name":"F2.5.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"281","var_end_pos":"281","var_width":"1","var_rec_seg_no":"1","labl":"F2.5.3. Mobile money service provider - MTN","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"2696","type":"vald"},{"value":"9784","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"2696","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9784","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1070","name":"F2.6.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"282","var_end_pos":"282","var_width":"1","var_rec_seg_no":"1","labl":"F2.6.3. How important is MTN mobile account is to your finances?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2683","type":"vald"},{"value":"9797","type":"invd"}],"var_catgry":[{"value":"1","labl":"Important","stats":"2667","type":"freq"},{"value":"2","labl":"Not important","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9797","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1071","name":"F254","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"283","var_end_pos":"283","var_width":"1","var_rec_seg_no":"1","labl":"F2.5.4. Mobile money service provider - Other","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"25","type":"vald"},{"value":"12455","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"25","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12455","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1072","name":"F264","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"284","var_end_pos":"284","var_width":"1","var_rec_seg_no":"1","labl":"F2.6.4. How important is 'Other' mobile account is to your finances?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"42","type":"vald"},{"value":"12438","type":"invd"}],"var_catgry":[{"value":"1","labl":"Important","stats":"32","type":"freq"},{"value":"2","labl":"Not important","stats":"10","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12438","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1073","name":"F2.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"285","var_end_pos":"285","var_width":"1","var_rec_seg_no":"1","labl":"F2.7. Reason for using more than one mobile money account","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"1388","type":"vald"},{"value":"11092","type":"invd"}],"var_catgry":[{"value":"1","labl":"I deal with people of different networks","stats":"851","type":"freq"},{"value":"2","labl":"One account is more affected by network problems","stats":"178","type":"freq"},{"value":"3","labl":"The other network is cheaper on service charges","stats":"177","type":"freq"},{"value":"4","labl":"1 and 2","stats":"44","type":"freq"},{"value":"5","labl":"1 and 3","stats":"88","type":"freq"},{"value":"6","labl":"2 and 3","stats":"36","type":"freq"},{"value":"7","labl":"all","stats":"12","type":"freq"},{"value":"8","labl":"other(specify)","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11092","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1074","name":"F.2.8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"286","var_end_pos":"287","var_width":"2","var_rec_seg_no":"1","labl":"F.2.8. Where did you learn about mobile money","var_val_range":[{"units":null,"min":"1","max":"15"}],"var_sumstat":[{"value":"4428","type":"vald"},{"value":"8052","type":"invd"}],"var_catgry":[{"value":"1","labl":"Radio","stats":"1883","type":"freq"},{"value":"2","labl":"TV","stats":"92","type":"freq"},{"value":"3","labl":"Billboard","stats":"19","type":"freq"},{"value":"4","labl":"Newspapers or magazines","stats":"9","type":"freq"},{"value":"5","labl":"Family members in this household","stats":"344","type":"freq"},{"value":"6","labl":"Family members in another household","stats":"179","type":"freq"},{"value":"7","labl":"Other relatives, friends, neighbors","stats":"593","type":"freq"},{"value":"8","labl":"Work mates or business partners","stats":"40","type":"freq"},{"value":"9","labl":"Customers of your business","stats":"7","type":"freq"},{"value":"10","labl":"Elected\/administrative officials","stats":"28","type":"freq"},{"value":"11","labl":"Employees of a bank or MFI","stats":"9","type":"freq"},{"value":"12","labl":"Members of an informal financial group, including a village","stats":"12","type":"freq"},{"value":"13","labl":"Transactional mobile money agents","stats":"778","type":"freq"},{"value":"14","labl":"Field agents\/promoters of mobile money","stats":"425","type":"freq"},{"value":"15","labl":"Other (specify)","stats":"10","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8052","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1075","name":"F29M","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"288","var_end_pos":"289","var_width":"2","var_rec_seg_no":"1","labl":"F2.9.1. First month of using mobile money","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"4398","type":"vald"},{"value":"8082","type":"invd"}],"var_catgry":[{"value":"1","labl":"January","stats":"82","type":"freq"},{"value":"2","labl":"February","stats":"109","type":"freq"},{"value":"3","labl":"March","stats":"100","type":"freq"},{"value":"4","labl":"April","stats":"130","type":"freq"},{"value":"5","labl":"May","stats":"130","type":"freq"},{"value":"6","labl":"June","stats":"149","type":"freq"},{"value":"7","labl":"July","stats":"204","type":"freq"},{"value":"8","labl":"August","stats":"173","type":"freq"},{"value":"9","labl":"September","stats":"154","type":"freq"},{"value":"10","labl":"October","stats":"213","type":"freq"},{"value":"11","labl":"November","stats":"126","type":"freq"},{"value":"12","labl":"December","stats":"93","type":"freq"},{"value":"99","labl":"Don't remeber","stats":"2735","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8082","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1076","name":"F29Y","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"290","var_end_pos":"291","var_width":"2","var_rec_seg_no":"1","labl":"F2.9.2. Year of using mobile money","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"4417","type":"vald"},{"value":"8063","type":"invd"}],"var_catgry":[{"value":"1","labl":"2001","stats":"10","type":"freq"},{"value":"2","labl":"2002","stats":"5","type":"freq"},{"value":"3","labl":"2003","stats":"11","type":"freq"},{"value":"4","labl":"2004","stats":"9","type":"freq"},{"value":"5","labl":"2005","stats":"13","type":"freq"},{"value":"6","labl":"2006","stats":"12","type":"freq"},{"value":"7","labl":"2007","stats":"13","type":"freq"},{"value":"8","labl":"2008","stats":"77","type":"freq"},{"value":"9","labl":"2009","stats":"82","type":"freq"},{"value":"10","labl":"2010","stats":"275","type":"freq"},{"value":"11","labl":"2011","stats":"263","type":"freq"},{"value":"12","labl":"2012","stats":"537","type":"freq"},{"value":"13","labl":"2013","stats":"957","type":"freq"},{"value":"14","labl":"2014","stats":"882","type":"freq"},{"value":"15","labl":"2015","stats":"697","type":"freq"},{"value":"99","labl":"Don't remeber","stats":"574","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8063","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1077","name":"F210","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"292","var_end_pos":"292","var_width":"1","var_rec_seg_no":"1","labl":"F2.10. If not sure, what is approximate time of starting using mobile money","var_val_range":[{"units":null,"min":"1","max":"7"}],"var_sumstat":[{"value":"572","type":"vald"},{"value":"11908","type":"invd"}],"var_catgry":[{"value":"1","labl":"Up to three months ago","stats":"5","type":"freq"},{"value":"2","labl":"Between three and six months ago","stats":"15","type":"freq"},{"value":"3","labl":"Between 6 months and a year ago","stats":"27","type":"freq"},{"value":"4","labl":"Over a year ago, but less than 2 years ago","stats":"53","type":"freq"},{"value":"5","labl":"2 years or more ago but less than 5 years ago","stats":"229","type":"freq"},{"value":"6","labl":"5 years ago or more","stats":"136","type":"freq"},{"value":"7","labl":"Don?t know\/Can?t remember (DON?T READ)","stats":"107","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11908","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1078","name":"F2.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"293","var_end_pos":"294","var_width":"2","var_rec_seg_no":"1","labl":"F2.11. Main reason for using mobile money","var_val_range":[{"units":null,"min":"1","max":"16"}],"var_sumstat":[{"value":"4422","type":"vald"},{"value":"8058","type":"invd"}],"var_catgry":[{"value":"1","labl":"I had to send money to another person","stats":"1037","type":"freq"},{"value":"2","labl":"I had to receive money from another person","stats":"1488","type":"freq"},{"value":"3","labl":"Somebody\/a person requested I opened an account","stats":"349","type":"freq"},{"value":"4","labl":"I had to send money to an organization\/government agency: e.","stats":"11","type":"freq"},{"value":"5","labl":"I had to receive money from an organization\/government agenc","stats":"9","type":"freq"},{"value":"6","labl":"An organization\/government agency requested I signed up for","stats":"2","type":"freq"},{"value":"7","labl":"An agent or sales person convinced me","stats":"237","type":"freq"},{"value":"8","labl":"I saw posters\/billboards\/radio\/TV advertising that convinced","stats":"172","type":"freq"},{"value":"9","labl":"A person I know, who uses mobile money, recommended I use mo","stats":"138","type":"freq"},{"value":"10","labl":"I saw other people using it and wanted to try by myself","stats":"271","type":"freq"},{"value":"11","labl":"I wanted to start saving money with an m-money account","stats":"410","type":"freq"},{"value":"12","labl":"I wanted a safe place to store my money","stats":"197","type":"freq"},{"value":"13","labl":"I got a discount on airtime","stats":"7","type":"freq"},{"value":"14","labl":"I got a promotional amount of money to spend if I start usin","stats":"6","type":"freq"},{"value":"15","labl":"Most my friends\/family members are already using it","stats":"72","type":"freq"},{"value":"16","labl":"Other, specify..............................................","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8058","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1079","name":"F2.12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"295","var_end_pos":"295","var_width":"1","var_rec_seg_no":"1","labl":"F2.12. Frequency of using mobile money","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"4415","type":"vald"},{"value":"8065","type":"invd"}],"var_catgry":[{"value":"1","labl":"Daily","stats":"61","type":"freq"},{"value":"2","labl":"At least once a week","stats":"251","type":"freq"},{"value":"3","labl":"Not every week but several times a month","stats":"739","type":"freq"},{"value":"4","labl":"Less than once a month","stats":"2925","type":"freq"},{"value":"5","labl":"Other, specify","stats":"439","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8065","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1080","name":"F2.13.01","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"296","var_end_pos":"296","var_width":"1","var_rec_seg_no":"1","labl":"F2.13.01. Transactions conducted at the Mobile money Agent - Cash withdrawals","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"2647","type":"vald"},{"value":"9833","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2647","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9833","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1081","name":"F2.13.02","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"297","var_end_pos":"297","var_width":"1","var_rec_seg_no":"1","labl":"F2.13.02. Transactions conducted at the Mobile money Agent - Cash deposits","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"2227","type":"vald"},{"value":"10253","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"2227","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10253","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1082","name":"F2.13.03","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"298","var_end_pos":"298","var_width":"1","var_rec_seg_no":"1","labl":"F2.13.03. Transactions conducted at the Mobile money Agent - Cash Transfer","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"3522","type":"vald"},{"value":"8958","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"3522","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8958","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1083","name":"F2.13.04","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"299","var_end_pos":"299","var_width":"1","var_rec_seg_no":"1","labl":"F2.13.04. Transactions conducted at the Mobile money Agent - School Fees Payment","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"83","type":"vald"},{"value":"12397","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"83","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12397","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1084","name":"F2.13.05","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"300","var_end_pos":"300","var_width":"1","var_rec_seg_no":"1","labl":"F2.13.05. Transactions conducted at the Mobile money Agent - Utility payments (Water, Power, TV)","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"490","type":"vald"},{"value":"11990","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"490","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11990","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1085","name":"F2.13.06","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"301","var_end_pos":"301","var_width":"1","var_rec_seg_no":"1","labl":"F2.13.06. Transactions conducted at the Mobile money Agent - Utility payments (Water, Power, TV)","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"2458","type":"vald"},{"value":"10022","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"2458","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10022","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1086","name":"F2.13.07","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"302","var_end_pos":"302","var_width":"1","var_rec_seg_no":"1","labl":"F2.13.07. Transactions conducted at the Mobile money Agent - Purchase of air time","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"1478","type":"vald"},{"value":"11002","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"1478","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11002","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1087","name":"F2.13.08","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"303","var_end_pos":"303","var_width":"1","var_rec_seg_no":"1","labl":"F2.13.08. Transactions conducted at the Mobile money Agent - Saving money","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"384","type":"vald"},{"value":"12096","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"384","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12096","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1088","name":"F2.13.09","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"304","var_end_pos":"304","var_width":"1","var_rec_seg_no":"1","labl":"F2.13.09. Transactions conducted at the Mobile money Agent - Mobile Banking","var_val_range":[{"units":null,"min":"9","max":"9"}],"var_sumstat":[{"value":"171","type":"vald"},{"value":"12309","type":"invd"}],"var_catgry":[{"value":"9","labl":"Yes","stats":"171","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12309","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1089","name":"F2.13.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"305","var_end_pos":"306","var_width":"2","var_rec_seg_no":"1","labl":"F2.13.10. Transactions conducted at the Mobile money Agent - Payment for goods and services","var_val_range":[{"units":null,"min":"10","max":"10"}],"var_sumstat":[{"value":"103","type":"vald"},{"value":"12377","type":"invd"}],"var_catgry":[{"value":"10","labl":"Yes","stats":"103","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12377","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1090","name":"F2.13.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"307","var_end_pos":"308","var_width":"2","var_rec_seg_no":"1","labl":"F2.13.11. Transactions conducted at the Mobile money Agent - Receive payment for goods and services","var_val_range":[{"units":null,"min":"11","max":"11"}],"var_sumstat":[{"value":"33","type":"vald"},{"value":"12447","type":"invd"}],"var_catgry":[{"value":"11","labl":"Yes","stats":"33","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12447","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1091","name":"F2.13.12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"309","var_end_pos":"310","var_width":"2","var_rec_seg_no":"1","labl":"F2.13.12. Transactions conducted at the Mobile money Agent - Receiving wages\/salaries","var_val_range":[{"units":null,"min":"12","max":"12"}],"var_sumstat":[{"value":"29","type":"vald"},{"value":"12451","type":"invd"}],"var_catgry":[{"value":"12","labl":"Yes","stats":"29","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12451","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1092","name":"F2.13.13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"311","var_end_pos":"312","var_width":"2","var_rec_seg_no":"1","labl":"F2.13.13. Transactions conducted at the Mobile money Agent - Pay wages and salaries","var_val_range":[{"units":null,"min":"13","max":"13"}],"var_sumstat":[{"value":"6","type":"vald"},{"value":"12474","type":"invd"}],"var_catgry":[{"value":"13","labl":"Yes","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12474","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1093","name":"F2.13.14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"313","var_end_pos":"314","var_width":"2","var_rec_seg_no":"1","labl":"F2.13.14. Transactions conducted at the Mobile money Agent - Insurance","var_val_range":[{"units":null,"min":"14","max":"14"}],"var_sumstat":[{"value":"327","type":"vald"},{"value":"12153","type":"invd"}],"var_catgry":[{"value":"14","labl":"Yes","stats":"327","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12153","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1094","name":"F2.13.15","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"315","var_end_pos":"316","var_width":"2","var_rec_seg_no":"1","labl":"F2.13.15. Transactions conducted at the Mobile money Agent - Borrowing money","var_val_range":[{"units":null,"min":"15","max":"15"}],"var_sumstat":[{"value":"262","type":"vald"},{"value":"12218","type":"invd"}],"var_catgry":[{"value":"15","labl":"Yes","stats":"262","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12218","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1095","name":"F2.13.16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"317","var_end_pos":"318","var_width":"2","var_rec_seg_no":"1","labl":"F2.13.16. Transactions conducted at the Mobile money Agent - Others","var_val_range":[{"units":null,"min":"16","max":"16"}],"var_sumstat":[{"value":"23","type":"vald"},{"value":"12457","type":"invd"}],"var_catgry":[{"value":"16","labl":"Yes","stats":"23","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12457","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1096","name":"F2.14.01","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"319","var_end_pos":"320","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.01. Transactions happy to conducted at the Mobile money Agent in future - Cash withdrawals","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"1782","type":"vald"},{"value":"10698","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1607","type":"freq"},{"value":"99","labl":"No","stats":"175","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10698","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1097","name":"F2.14.02","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"321","var_end_pos":"322","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.02. Transactions happy to conducted at the Mobile money Agent in future - Cash deposits","var_val_range":[{"units":null,"min":"2","max":"99"}],"var_sumstat":[{"value":"2198","type":"vald"},{"value":"10282","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"1945","type":"freq"},{"value":"99","labl":null,"stats":"253","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10282","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1098","name":"F2.14.03","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"323","var_end_pos":"324","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.03. Transactions happy to conducted at the Mobile money Agent in future - Cash Transfer","var_val_range":[{"units":null,"min":"3","max":"99"}],"var_sumstat":[{"value":"904","type":"vald"},{"value":"11576","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"837","type":"freq"},{"value":"99","labl":null,"stats":"67","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11576","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1099","name":"F2.14.04","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"325","var_end_pos":"326","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.04. Transactions happy to conducted at the Mobile money Agent in future - School Fees Payment","var_val_range":[{"units":null,"min":"4","max":"99"}],"var_sumstat":[{"value":"4335","type":"vald"},{"value":"8145","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"3275","type":"freq"},{"value":"99","labl":null,"stats":"1060","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8145","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1100","name":"F2.14.05","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"327","var_end_pos":"328","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.05. Transactions happy to conducted at the Mobile money Agent in future - Utility payments (Water, Power, TV)","var_val_range":[{"units":null,"min":"5","max":"99"}],"var_sumstat":[{"value":"3923","type":"vald"},{"value":"8557","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"2968","type":"freq"},{"value":"99","labl":null,"stats":"955","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8557","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1101","name":"F2.14.06","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"329","var_end_pos":"330","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.06. Transactions happy to conducted at the Mobile money Agent in future - Purchase of air time","var_val_range":[{"units":null,"min":"6","max":"99"}],"var_sumstat":[{"value":"1965","type":"vald"},{"value":"10515","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"1859","type":"freq"},{"value":"99","labl":null,"stats":"106","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10515","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1102","name":"F2.14.07","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"331","var_end_pos":"332","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.07. Transactions happy to conducted at the Mobile money Agent in future - Saving money","var_val_range":[{"units":null,"min":"7","max":"99"}],"var_sumstat":[{"value":"2947","type":"vald"},{"value":"9533","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"2571","type":"freq"},{"value":"99","labl":null,"stats":"376","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9533","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1103","name":"F2.14.08","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"333","var_end_pos":"334","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.08. Transactions happy to conducted at the Mobile money Agent in future - Mobile Banking","var_val_range":[{"units":null,"min":"8","max":"99"}],"var_sumstat":[{"value":"4036","type":"vald"},{"value":"8444","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"2904","type":"freq"},{"value":"99","labl":null,"stats":"1132","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8444","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1104","name":"F2.14.09","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"335","var_end_pos":"336","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.09. Transactions happy to conducted at the Mobile money Agent in future - Payment for goods and services","var_val_range":[{"units":null,"min":"9","max":"99"}],"var_sumstat":[{"value":"4250","type":"vald"},{"value":"8230","type":"invd"}],"var_catgry":[{"value":"9","labl":"Yes","stats":"3452","type":"freq"},{"value":"99","labl":null,"stats":"798","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8230","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1105","name":"F2.14.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"337","var_end_pos":"338","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.10. Transactions happy to conducted at the Mobile money Agent in future - Receive payment for goods and services","var_val_range":[{"units":null,"min":"10","max":"99"}],"var_sumstat":[{"value":"4302","type":"vald"},{"value":"8178","type":"invd"}],"var_catgry":[{"value":"10","labl":"Yes","stats":"3475","type":"freq"},{"value":"99","labl":null,"stats":"827","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8178","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1106","name":"F2.14.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"339","var_end_pos":"340","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.11. Transactions happy to conducted at the Mobile money Agent in future - Receiving wages\/salaries","var_val_range":[{"units":null,"min":"11","max":"99"}],"var_sumstat":[{"value":"4385","type":"vald"},{"value":"8095","type":"invd"}],"var_catgry":[{"value":"11","labl":"Yes","stats":"2896","type":"freq"},{"value":"99","labl":null,"stats":"1489","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8095","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1107","name":"F2.14.12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"341","var_end_pos":"342","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.12. Transactions happy to conducted at the Mobile money Agent in future - Pay wages and salaries","var_val_range":[{"units":null,"min":"12","max":"99"}],"var_sumstat":[{"value":"4390","type":"vald"},{"value":"8090","type":"invd"}],"var_catgry":[{"value":"12","labl":"Yes","stats":"2738","type":"freq"},{"value":"99","labl":null,"stats":"1652","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8090","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1108","name":"F2.14.13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"343","var_end_pos":"344","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.13. Transactions happy to conducted at the Mobile money Agent in future - Insurance","var_val_range":[{"units":null,"min":"13","max":"99"}],"var_sumstat":[{"value":"4404","type":"vald"},{"value":"8076","type":"invd"}],"var_catgry":[{"value":"13","labl":"Yes","stats":"3146","type":"freq"},{"value":"99","labl":null,"stats":"1258","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8076","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1109","name":"F2.14.14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"345","var_end_pos":"346","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.14. Transactions happy to conducted at the Mobile money Agent in future - Borrowing money","var_val_range":[{"units":null,"min":"14","max":"99"}],"var_sumstat":[{"value":"4085","type":"vald"},{"value":"8395","type":"invd"}],"var_catgry":[{"value":"14","labl":"Yes","stats":"3138","type":"freq"},{"value":"99","labl":null,"stats":"947","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8395","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1110","name":"F2.14.16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"347","var_end_pos":"348","var_width":"2","var_rec_seg_no":"1","labl":"F2.14.16. Transactions happy to conducted at the Mobile money Agent in future - Others","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"4391","type":"vald"},{"value":"8089","type":"invd"}],"var_catgry":[{"value":"1","labl":"I do not know what it is","stats":"0","type":"freq"},{"value":"2","labl":"I do not know how to get it","stats":"0","type":"freq"},{"value":"3","labl":"I do not have the required documents","stats":"0","type":"freq"},{"value":"4","labl":"There is no point-of-service\/agent close to where I live","stats":"0","type":"freq"},{"value":"5","labl":"I do not need it, I do not make any transactions","stats":"0","type":"freq"},{"value":"6","labl":"Registration is too complicated","stats":"0","type":"freq"},{"value":"7","labl":"Registration fee is too high","stats":"0","type":"freq"},{"value":"8","labl":"Using it is difficult","stats":"0","type":"freq"},{"value":"9","labl":"Fees for using this service are too high","stats":"0","type":"freq"},{"value":"10","labl":"No one among my friends or family use this service","stats":"0","type":"freq"},{"value":"11","labl":"I do not understand this service; I do not know what I can u","stats":"0","type":"freq"},{"value":"12","labl":"I do not have a smartphone","stats":"0","type":"freq"},{"value":"13","labl":"I do not trust that my money is safe on a mobile money accou","stats":"0","type":"freq"},{"value":"14","labl":"My spouse, family, in-laws do not approve of me having a mob","stats":"0","type":"freq"},{"value":"15","labl":"It is against my religion","stats":"0","type":"freq"},{"value":"16","labl":"I don?t use it because all agents are men","stats":"527","type":"freq"},{"value":"17","labl":"Mobile money does not provide anything better\/any advantage","stats":"0","type":"freq"},{"value":"18","labl":"Other, specify","stats":"0","type":"freq"},{"value":"99","labl":null,"stats":"3864","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8089","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1111","name":"F2.15","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"349","var_end_pos":"350","var_width":"2","var_rec_seg_no":"1","labl":"F2.15. Main reason for ot using mobile money","var_val_range":[{"units":null,"min":"1","max":"18"}],"var_sumstat":[{"value":"6563","type":"vald"},{"value":"5917","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"2168","type":"freq"},{"value":"2","labl":null,"stats":"862","type":"freq"},{"value":"3","labl":null,"stats":"96","type":"freq"},{"value":"4","labl":null,"stats":"67","type":"freq"},{"value":"5","labl":null,"stats":"642","type":"freq"},{"value":"6","labl":null,"stats":"43","type":"freq"},{"value":"7","labl":null,"stats":"31","type":"freq"},{"value":"8","labl":null,"stats":"359","type":"freq"},{"value":"9","labl":null,"stats":"92","type":"freq"},{"value":"10","labl":null,"stats":"91","type":"freq"},{"value":"11","labl":null,"stats":"360","type":"freq"},{"value":"12","labl":null,"stats":"1576","type":"freq"},{"value":"13","labl":null,"stats":"40","type":"freq"},{"value":"14","labl":null,"stats":"3","type":"freq"},{"value":"15","labl":null,"stats":"2","type":"freq"},{"value":"16","labl":null,"stats":"2","type":"freq"},{"value":"17","labl":null,"stats":"47","type":"freq"},{"value":"18","labl":null,"stats":"82","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5917","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1112","name":"G1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"351","var_end_pos":"351","var_width":"1","var_rec_seg_no":"1","labl":"G1. Savings - Different ways of describing what it means to save.","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Putting money in a special place\/account to keep it safe","stats":"636","type":"freq"},{"value":"2","labl":"Putting money aside to stop you from spending it  immediatel","stats":"1485","type":"freq"},{"value":"3","labl":"Putting money away so that the total amount increases over t","stats":"2604","type":"freq"},{"value":"4","labl":"Putting money aside for you to use later for a specific purp","stats":"2868","type":"freq"},{"value":"5","labl":"Buying an asset that can be sold later","stats":"4886","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1113","name":"G2A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"352","var_end_pos":"352","var_width":"1","var_rec_seg_no":"1","labl":"G2a. Savings statements - You go without certain things to be able to save","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"11047","type":"freq"},{"value":"2","labl":"False","stats":"1432","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1114","name":"G2B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"353","var_end_pos":"353","var_width":"1","var_rec_seg_no":"1","labl":"G2b. Savings statements - You believe you have to save for difficult times - even if your income is low","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"12145","type":"freq"},{"value":"2","labl":"False","stats":"334","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1115","name":"G2C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"354","var_end_pos":"354","var_width":"1","var_rec_seg_no":"1","labl":"G2c. Savings statements - You believe it is better to save where your money is safe than to take risks to make more","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"12440","type":"freq"},{"value":"2","labl":"False","stats":"39","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1116","name":"G2D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"355","var_end_pos":"355","var_width":"1","var_rec_seg_no":"1","labl":"G2d. Savings statements - You save or put money away for a specific purpose and you do not use it for any other purpose","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"8744","type":"freq"},{"value":"2","labl":"False","stats":"3735","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1117","name":"G2E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"356","var_end_pos":"356","var_width":"1","var_rec_seg_no":"1","labl":"G2e. Savings statements - You save or put money away for a specific purpose but you end up using it before you used it for that purpose","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"8746","type":"freq"},{"value":"2","labl":"False","stats":"3733","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1118","name":"G3.1_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"357","var_end_pos":"357","var_width":"1","var_rec_seg_no":"1","labl":"G3.1_a: Saving at a bank","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"11118","type":"freq"},{"value":"1","labl":"Yes","stats":"1361","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1119","name":"G31_B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"358","var_end_pos":"359","var_width":"2","var_rec_seg_no":"1","labl":"G3.1_b1. Savings at a bank - Where bank products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"1366","type":"vald"},{"value":"11114","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"18","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"13","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"10","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"3","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"226","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"701","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"6","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"11","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"5","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"16","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"1","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"105","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"23","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"32","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"127","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"56","type":"freq"},{"value":"99","labl":"99","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11114","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1120","name":"G31_B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"360","var_end_pos":"361","var_width":"2","var_rec_seg_no":"1","labl":"G3.1_b2. Savings at a bank - Where bank products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"1334","type":"vald"},{"value":"11146","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"1","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"1","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"2","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"28","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"59","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"1","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"5","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"5","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"9","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"37","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"10","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"8","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"19","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"10","type":"freq"},{"value":"99","labl":"99","stats":"1139","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11146","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1121","name":"G31_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"362","var_end_pos":"362","var_width":"1","var_rec_seg_no":"1","labl":"G3.1_c. Savings at a bank - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"1346","type":"vald"},{"value":"11134","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"260","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"156","type":"freq"},{"value":"3","labl":"Safe","stats":"481","type":"freq"},{"value":"4","labl":"Good interest","stats":"365","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"76","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"8","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11134","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1122","name":"G31_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"363","var_end_pos":"363","var_width":"1","var_rec_seg_no":"1","labl":"G3.1_d. Savings at a bank - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1346","type":"vald"},{"value":"11134","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1296","type":"freq"},{"value":"2","labl":"No","stats":"50","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11134","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1123","name":"G31_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"364","var_end_pos":"364","var_width":"1","var_rec_seg_no":"1","labl":"G3.1_e. Savings at a bank - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"50","type":"vald"},{"value":"12430","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"16","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"8","type":"freq"},{"value":"3","labl":"Interest not high","stats":"15","type":"freq"},{"value":"4","labl":"Other","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12430","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1124","name":"G31_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"365","var_end_pos":"365","var_width":"1","var_rec_seg_no":"1","labl":"G3.1_f. Savings at a bank - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"1345","type":"vald"},{"value":"11135","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"654","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"228","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"119","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"344","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11135","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1125","name":"G3.2_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"366","var_end_pos":"366","var_width":"1","var_rec_seg_no":"1","labl":"G3.2_a. Savings at a MFI or a non-umurenge SACCO","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"11983","type":"freq"},{"value":"1","labl":"Yes","stats":"496","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1126","name":"G32_B1","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"367","var_end_pos":"368","var_width":"2","var_rec_seg_no":"1","labl":"G3.2_b1. MFI - Where products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"510","type":"vald"},{"value":"11970","type":"invd"},{"value":"1","type":"min"},{"value":"99","type":"max"}],"var_catgry":[{"value":"1","labl":"ABADAHIGWA","stats":"3","type":"freq"},{"value":"2","labl":"AKAGEGA","stats":"1","type":"freq"},{"value":"3","labl":"AMASEZERANO","stats":"3","type":"freq"},{"value":"4","labl":"BHR","stats":"0","type":"freq"},{"value":"5","labl":"BLUE FINANCIAL","stats":"1","type":"freq"},{"value":"6","labl":"CAF","stats":"13","type":"freq"},{"value":"7","labl":"CAPEC","stats":"5","type":"freq"},{"value":"8","labl":"CEA","stats":"1","type":"freq"},{"value":"9","labl":"CLECAM","stats":"70","type":"freq"},{"value":"10","labl":"CMF","stats":"2","type":"freq"},{"value":"11","labl":"CODEMARU","stats":"3","type":"freq"},{"value":"12","labl":"COMICOKA","stats":"0","type":"freq"},{"value":"13","labl":"COOJAD","stats":"3","type":"freq"},{"value":"14","labl":"COOPEC","stats":"25","type":"freq"},{"value":"15","labl":"COOPEDU","stats":"54","type":"freq"},{"value":"16","labl":"COPECYA","stats":"1","type":"freq"},{"value":"17","labl":"CPF","stats":"8","type":"freq"},{"value":"18","labl":"CSTCR CYOHOHA RUKERI","stats":"0","type":"freq"},{"value":"19","labl":"CT","stats":"2","type":"freq"},{"value":"20","labl":"DUKORERE U RWANDA","stats":"0","type":"freq"},{"value":"21","labl":"DUTERIMBERE SA","stats":"42","type":"freq"},{"value":"22","labl":"EBENEZER","stats":"0","type":"freq"},{"value":"23","labl":"GOSHEN","stats":"14","type":"freq"},{"value":"24","labl":"IKIGEGA","stats":"1","type":"freq"},{"value":"25","labl":"INGASHYA","stats":"2","type":"freq"},{"value":"26","labl":"INKINGI","stats":"7","type":"freq"},{"value":"27","labl":"INKUNGA","stats":"5","type":"freq"},{"value":"28","labl":"INZIRA","stats":"0","type":"freq"},{"value":"29","labl":"ISHEMA","stats":"2","type":"freq"},{"value":"30","labl":"ITI","stats":"2","type":"freq"},{"value":"31","labl":"KOZIBI","stats":"3","type":"freq"},{"value":"32","labl":"LEDECO","stats":"2","type":"freq"},{"value":"33","labl":"RIM","stats":"58","type":"freq"},{"value":"34","labl":"RML","stats":"1","type":"freq"},{"value":"35","labl":"SACCOs Z'URUGANDA RW'ICYAYI","stats":"21","type":"freq"},{"value":"36","labl":"SMFG","stats":"1","type":"freq"},{"value":"37","labl":"SWOFT","stats":"2","type":"freq"},{"value":"38","labl":"TRASO CSPKI","stats":"1","type":"freq"},{"value":"39","labl":"UBAKA","stats":"3","type":"freq"},{"value":"40","labl":"UMUTANGUHA","stats":"37","type":"freq"},{"value":"41","labl":"UMWALIMU SACCO","stats":"83","type":"freq"},{"value":"42","labl":"Vision Finance Company (VFC)","stats":"16","type":"freq"},{"value":"99","labl":"99","stats":"12","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1127","name":"G32_B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"369","var_end_pos":"370","var_width":"2","var_rec_seg_no":"1","labl":"G3.2_b2. MFI - Where products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"487","type":"vald"},{"value":"11993","type":"invd"}],"var_catgry":[{"value":"1","labl":"ABADAHIGWA","stats":"0","type":"freq"},{"value":"2","labl":"AKAGEGA","stats":"0","type":"freq"},{"value":"3","labl":"AMASEZERANO","stats":"1","type":"freq"},{"value":"4","labl":"BHR","stats":"0","type":"freq"},{"value":"5","labl":"BLUE FINANCIAL","stats":"0","type":"freq"},{"value":"6","labl":"CAF","stats":"0","type":"freq"},{"value":"7","labl":"CAPEC","stats":"0","type":"freq"},{"value":"8","labl":"CEA","stats":"0","type":"freq"},{"value":"9","labl":"CLECAM","stats":"0","type":"freq"},{"value":"10","labl":"CMF","stats":"0","type":"freq"},{"value":"11","labl":"CODEMARU","stats":"0","type":"freq"},{"value":"12","labl":"COMICOKA","stats":"0","type":"freq"},{"value":"13","labl":"COOJAD","stats":"0","type":"freq"},{"value":"14","labl":"COOPEC","stats":"2","type":"freq"},{"value":"15","labl":"COOPEDU","stats":"0","type":"freq"},{"value":"16","labl":"COPECYA","stats":"0","type":"freq"},{"value":"17","labl":"CPF","stats":"1","type":"freq"},{"value":"18","labl":"CSTCR CYOHOHA RUKERI","stats":"0","type":"freq"},{"value":"19","labl":"CT","stats":"0","type":"freq"},{"value":"20","labl":"DUKORERE U RWANDA","stats":"0","type":"freq"},{"value":"21","labl":"DUTERIMBERE SA","stats":"2","type":"freq"},{"value":"22","labl":"EBENEZER","stats":"0","type":"freq"},{"value":"23","labl":"GOSHEN","stats":"1","type":"freq"},{"value":"24","labl":"IKIGEGA","stats":"1","type":"freq"},{"value":"25","labl":"INGASHYA","stats":"2","type":"freq"},{"value":"26","labl":"INKINGI","stats":"1","type":"freq"},{"value":"27","labl":"INKUNGA","stats":"0","type":"freq"},{"value":"28","labl":"INZIRA","stats":"0","type":"freq"},{"value":"29","labl":"ISHEMA","stats":"0","type":"freq"},{"value":"30","labl":"ITI","stats":"0","type":"freq"},{"value":"31","labl":"KOZIBI","stats":"0","type":"freq"},{"value":"32","labl":"LEDECO","stats":"0","type":"freq"},{"value":"33","labl":"RIM","stats":"5","type":"freq"},{"value":"34","labl":"RML","stats":"0","type":"freq"},{"value":"35","labl":"SACCOs Z'URUGANDA RW'ICYAYI","stats":"2","type":"freq"},{"value":"36","labl":"SMFG","stats":"0","type":"freq"},{"value":"37","labl":"SWOFT","stats":"0","type":"freq"},{"value":"38","labl":"TRASO CSPKI","stats":"0","type":"freq"},{"value":"39","labl":"UBAKA","stats":"0","type":"freq"},{"value":"40","labl":"UMUTANGUHA","stats":"0","type":"freq"},{"value":"41","labl":"UMWALIMU SACCO","stats":"1","type":"freq"},{"value":"42","labl":"Vision Finance Company (VFC)","stats":"2","type":"freq"},{"value":"99","labl":"99","stats":"466","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11993","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1128","name":"G32_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"371","var_end_pos":"371","var_width":"1","var_rec_seg_no":"1","labl":"G3.2_c. MFI - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"488","type":"vald"},{"value":"11992","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"96","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"81","type":"freq"},{"value":"3","labl":"Safe","stats":"98","type":"freq"},{"value":"4","labl":"Good interest","stats":"158","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"49","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11992","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1129","name":"G32_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"372","var_end_pos":"372","var_width":"1","var_rec_seg_no":"1","labl":"G3.2_d. MFI - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"488","type":"vald"},{"value":"11992","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"469","type":"freq"},{"value":"2","labl":"No","stats":"19","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11992","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1130","name":"G32_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"373","var_end_pos":"373","var_width":"1","var_rec_seg_no":"1","labl":"G3.2_e. MFI - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"19","type":"vald"},{"value":"12461","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"7","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"4","type":"freq"},{"value":"3","labl":"Interest not high","stats":"3","type":"freq"},{"value":"4","labl":"Other","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12461","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1131","name":"G32_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"374","var_end_pos":"374","var_width":"1","var_rec_seg_no":"1","labl":"G3.2_f.  MFI - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"463","type":"vald"},{"value":"12017","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"215","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"81","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"42","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"125","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12017","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1132","name":"G3.3_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"375","var_end_pos":"375","var_width":"1","var_rec_seg_no":"1","labl":"G3.3_a. Saving through Mobile money","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"10556","type":"freq"},{"value":"1","labl":"Yes","stats":"1923","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1133","name":"G3.3_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"376","var_end_pos":"376","var_width":"1","var_rec_seg_no":"1","labl":"G3.3_c. Mobile money - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"1921","type":"vald"},{"value":"10559","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"479","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"780","type":"freq"},{"value":"3","labl":"Safe","stats":"176","type":"freq"},{"value":"4","labl":"Good interest","stats":"307","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"176","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10559","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1134","name":"G3.3_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"377","var_end_pos":"377","var_width":"1","var_rec_seg_no":"1","labl":"G3.3_d. Mobile money - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1922","type":"vald"},{"value":"10558","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1894","type":"freq"},{"value":"2","labl":"No","stats":"28","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10558","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1135","name":"G3.3_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"378","var_end_pos":"378","var_width":"1","var_rec_seg_no":"1","labl":"G3.3_e. Mobile money - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"28","type":"vald"},{"value":"12452","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"9","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"1","type":"freq"},{"value":"3","labl":"Interest not high","stats":"12","type":"freq"},{"value":"4","labl":"Other","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12452","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1136","name":"G3.3_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"379","var_end_pos":"379","var_width":"1","var_rec_seg_no":"1","labl":"G3.3_f.  Mobile money - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"1734","type":"vald"},{"value":"10746","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"988","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"349","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"126","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"271","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10746","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1137","name":"G3.4_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"380","var_end_pos":"380","var_width":"1","var_rec_seg_no":"1","labl":"G3.4_a. Education insurance","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12391","type":"freq"},{"value":"1","labl":"Yes","stats":"88","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1138","name":"G3.4_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"381","var_end_pos":"381","var_width":"1","var_rec_seg_no":"1","labl":"G3.4_c. Education insurance - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"88","type":"vald"},{"value":"12392","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"8","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"4","type":"freq"},{"value":"3","labl":"Safe","stats":"8","type":"freq"},{"value":"4","labl":"Good interest","stats":"65","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"1","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12392","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1139","name":"G3.4_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"382","var_end_pos":"382","var_width":"1","var_rec_seg_no":"1","labl":"G3.4_d. Education insurance - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"88","type":"vald"},{"value":"12392","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"86","type":"freq"},{"value":"2","labl":"No","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12392","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1140","name":"G3.4_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"383","var_end_pos":"383","var_width":"1","var_rec_seg_no":"1","labl":"G3.4_e. Education insurance - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"2","type":"vald"},{"value":"12478","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"1","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"0","type":"freq"},{"value":"3","labl":"Interest not high","stats":"1","type":"freq"},{"value":"4","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12478","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1141","name":"G3.4_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"384","var_end_pos":"384","var_width":"1","var_rec_seg_no":"1","labl":"G3.4_f.  Education insurance - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"82","type":"vald"},{"value":"12398","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"40","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"15","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"3","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"24","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12398","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1142","name":"G3.5_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"385","var_end_pos":"385","var_width":"1","var_rec_seg_no":"1","labl":"G3.5_a. Private pension","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12364","type":"freq"},{"value":"1","labl":"Yes","stats":"115","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1143","name":"G3.5_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"386","var_end_pos":"386","var_width":"1","var_rec_seg_no":"1","labl":"G3.5_c. Private pension - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"114","type":"vald"},{"value":"12366","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"9","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"10","type":"freq"},{"value":"3","labl":"Safe","stats":"10","type":"freq"},{"value":"4","labl":"Good interest","stats":"79","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"3","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12366","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1144","name":"G3.5_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"387","var_end_pos":"387","var_width":"1","var_rec_seg_no":"1","labl":"G3.5_d. Private pension - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"114","type":"vald"},{"value":"12366","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"114","type":"freq"},{"value":"2","labl":"No","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12366","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1145","name":"G3.5_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"388","var_end_pos":"388","var_width":"1","var_rec_seg_no":"1","labl":"G3.5_e. Private pension - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"0","type":"vald"},{"value":"12480","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"0","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"0","type":"freq"},{"value":"3","labl":"Interest not high","stats":"0","type":"freq"},{"value":"4","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1146","name":"G3.5_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"389","var_end_pos":"389","var_width":"1","var_rec_seg_no":"1","labl":"G3.5_f.  Private pension - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"113","type":"vald"},{"value":"12367","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"65","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"18","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"11","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"19","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12367","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1147","name":"G3.6_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"390","var_end_pos":"390","var_width":"1","var_rec_seg_no":"1","labl":"G3.6_a. Saving at SACCO","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"9253","type":"freq"},{"value":"1","labl":"Yes","stats":"3226","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1148","name":"G3.6_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"391","var_end_pos":"391","var_width":"1","var_rec_seg_no":"1","labl":"G3.6_c. SACCO - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"3225","type":"vald"},{"value":"9255","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"845","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"509","type":"freq"},{"value":"3","labl":"Safe","stats":"777","type":"freq"},{"value":"4","labl":"Good interest","stats":"877","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"201","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9255","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1149","name":"G3.6_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"392","var_end_pos":"392","var_width":"1","var_rec_seg_no":"1","labl":"G3.6_d. SACCO - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3226","type":"vald"},{"value":"9254","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3188","type":"freq"},{"value":"2","labl":"No","stats":"38","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9254","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1150","name":"G3.6_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"393","var_end_pos":"393","var_width":"1","var_rec_seg_no":"1","labl":"G3.6_e. SACCO - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"38","type":"vald"},{"value":"12442","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"16","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"4","type":"freq"},{"value":"3","labl":"Interest not high","stats":"11","type":"freq"},{"value":"4","labl":"Other","stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1151","name":"G3.6_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"394","var_end_pos":"394","var_width":"1","var_rec_seg_no":"1","labl":"G3.6_f.  SACCO - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"3222","type":"vald"},{"value":"9258","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"1035","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"745","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"456","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"986","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9258","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1152","name":"G3.7_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"395","var_end_pos":"395","var_width":"1","var_rec_seg_no":"1","labl":"G3.7_a. Saving at capital\/stock market","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12464","type":"freq"},{"value":"1","labl":"Yes","stats":"15","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1153","name":"G3.7_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"396","var_end_pos":"396","var_width":"1","var_rec_seg_no":"1","labl":"G3.7_c. Capital\/stock market - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"15","type":"vald"},{"value":"12465","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"0","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"2","type":"freq"},{"value":"3","labl":"Safe","stats":"2","type":"freq"},{"value":"4","labl":"Good interest","stats":"11","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"0","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12465","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1154","name":"G3.7_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"397","var_end_pos":"397","var_width":"1","var_rec_seg_no":"1","labl":"G3.7_d. Capital\/stock market - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"15","type":"vald"},{"value":"12465","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"15","type":"freq"},{"value":"2","labl":"No","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12465","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1155","name":"G3.7_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"398","var_end_pos":"398","var_width":"1","var_rec_seg_no":"1","labl":"G3.7_e. Capital\/stock market - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"0","type":"vald"},{"value":"12480","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"0","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"0","type":"freq"},{"value":"3","labl":"Interest not high","stats":"0","type":"freq"},{"value":"4","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1156","name":"G3.7_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"399","var_end_pos":"399","var_width":"1","var_rec_seg_no":"1","labl":"G37_f.  Capital\/stock market - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"15","type":"vald"},{"value":"12465","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"4","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"5","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"1","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12465","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1157","name":"G3.8_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"400","var_end_pos":"400","var_width":"1","var_rec_seg_no":"1","labl":"G3.8_a. Pension fund\/provident fund","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12259","type":"freq"},{"value":"1","labl":"Yes","stats":"220","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1158","name":"G3.8_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"401","var_end_pos":"401","var_width":"1","var_rec_seg_no":"1","labl":"G3.8_c. Pension fund\/provident fund - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"220","type":"vald"},{"value":"12260","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"11","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"13","type":"freq"},{"value":"3","labl":"Safe","stats":"21","type":"freq"},{"value":"4","labl":"Good interest","stats":"155","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"14","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12260","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1159","name":"G3.8_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"402","var_end_pos":"402","var_width":"1","var_rec_seg_no":"1","labl":"G3.8_d. Pension fund\/provident fund - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"220","type":"vald"},{"value":"12260","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"214","type":"freq"},{"value":"2","labl":"No","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12260","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1160","name":"G3.8_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"403","var_end_pos":"403","var_width":"1","var_rec_seg_no":"1","labl":"G3.8_e. Pension fund\/provident fund - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"6","type":"vald"},{"value":"12474","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"5","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"0","type":"freq"},{"value":"3","labl":"Interest not high","stats":"1","type":"freq"},{"value":"4","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12474","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1161","name":"G3.8_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"404","var_end_pos":"404","var_width":"1","var_rec_seg_no":"1","labl":"G3.8_f.  Pension fund\/provident fund - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"220","type":"vald"},{"value":"12260","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"173","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"14","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"5","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"28","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12260","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1162","name":"G3.9_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"405","var_end_pos":"405","var_width":"1","var_rec_seg_no":"1","labl":"G3.9_a. Saving with a saving group","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"5816","type":"freq"},{"value":"1","labl":"Yes","stats":"6663","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1163","name":"G3.9_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"406","var_end_pos":"406","var_width":"1","var_rec_seg_no":"1","labl":"G3.9_c. Savings group - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"6659","type":"vald"},{"value":"5821","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"890","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"1142","type":"freq"},{"value":"3","labl":"Safe","stats":"443","type":"freq"},{"value":"4","labl":"Good interest","stats":"3499","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"680","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5821","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1164","name":"G3.9_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"407","var_end_pos":"407","var_width":"1","var_rec_seg_no":"1","labl":"G3.9_d. Savings group - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"6660","type":"vald"},{"value":"5820","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6594","type":"freq"},{"value":"2","labl":"No","stats":"66","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5820","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1165","name":"G3.9_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"408","var_end_pos":"408","var_width":"1","var_rec_seg_no":"1","labl":"G3.9_e. Savings group - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"66","type":"vald"},{"value":"12414","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"33","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"3","type":"freq"},{"value":"3","labl":"Interest not high","stats":"20","type":"freq"},{"value":"4","labl":"Other","stats":"10","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12414","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1166","name":"G3.9_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"409","var_end_pos":"409","var_width":"1","var_rec_seg_no":"1","labl":"G3.9_f.  Savings group - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"6656","type":"vald"},{"value":"5824","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"6020","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"266","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"108","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"262","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5824","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1167","name":"G3.10_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"410","var_end_pos":"410","var_width":"1","var_rec_seg_no":"1","labl":"G3.10_a. Save with someone in the community","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12144","type":"freq"},{"value":"1","labl":"Yes","stats":"335","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1168","name":"G3.10_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"411","var_end_pos":"411","var_width":"1","var_rec_seg_no":"1","labl":"G3.10_c. Someone in the community - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"335","type":"vald"},{"value":"12145","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"60","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"53","type":"freq"},{"value":"3","labl":"Safe","stats":"175","type":"freq"},{"value":"4","labl":"Good interest","stats":"30","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"17","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12145","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1169","name":"G3.10_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"412","var_end_pos":"412","var_width":"1","var_rec_seg_no":"1","labl":"G3.10_d. Someone in the community - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"335","type":"vald"},{"value":"12145","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"319","type":"freq"},{"value":"2","labl":"No","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12145","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1170","name":"G3.10_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"413","var_end_pos":"413","var_width":"1","var_rec_seg_no":"1","labl":"G3.10_e. Someone in the community - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"16","type":"vald"},{"value":"12464","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"12","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"2","type":"freq"},{"value":"3","labl":"Interest not high","stats":"1","type":"freq"},{"value":"4","labl":"Other","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12464","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1171","name":"G3.10_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"414","var_end_pos":"414","var_width":"1","var_rec_seg_no":"1","labl":"G3.10_f.  Someone in the community - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"335","type":"vald"},{"value":"12145","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"119","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"73","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"49","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"94","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12145","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1172","name":"G3.11_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"415","var_end_pos":"415","var_width":"1","var_rec_seg_no":"1","labl":"G3.11_a. Save with someone in the household","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"10603","type":"freq"},{"value":"1","labl":"Yes","stats":"1876","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1173","name":"G3.11_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"416","var_end_pos":"416","var_width":"1","var_rec_seg_no":"1","labl":"G3.11_c. Someone in household - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"1875","type":"vald"},{"value":"10605","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"222","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"372","type":"freq"},{"value":"3","labl":"Safe","stats":"1090","type":"freq"},{"value":"4","labl":"Good interest","stats":"99","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"90","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10605","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1174","name":"G3.11_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"417","var_end_pos":"417","var_width":"1","var_rec_seg_no":"1","labl":"G3.11_d. Someone in household - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1875","type":"vald"},{"value":"10605","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1837","type":"freq"},{"value":"2","labl":"No","stats":"38","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10605","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1175","name":"G3.11_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"418","var_end_pos":"418","var_width":"1","var_rec_seg_no":"1","labl":"G3.11_e. Someone in household - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"39","type":"vald"},{"value":"12441","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"26","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"2","type":"freq"},{"value":"3","labl":"Interest not high","stats":"1","type":"freq"},{"value":"4","labl":"Other","stats":"10","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12441","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1176","name":"G3.11_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"419","var_end_pos":"419","var_width":"1","var_rec_seg_no":"1","labl":"G3.11_f.  Someone in household - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"1876","type":"vald"},{"value":"10604","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"966","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"456","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"193","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"261","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10604","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1177","name":"G3.12_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"420","var_end_pos":"420","var_width":"1","var_rec_seg_no":"1","labl":"G3.12_a. Buy things to sell late as saving","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"7646","type":"freq"},{"value":"1","labl":"Yes","stats":"4833","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1178","name":"G3.12_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"421","var_end_pos":"421","var_width":"1","var_rec_seg_no":"1","labl":"G3.12_c. Buy things to sell late as saving - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"4832","type":"vald"},{"value":"7648","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"139","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"367","type":"freq"},{"value":"3","labl":"Safe","stats":"135","type":"freq"},{"value":"4","labl":"Good interest","stats":"4100","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"91","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7648","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1179","name":"G3.12_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"422","var_end_pos":"422","var_width":"1","var_rec_seg_no":"1","labl":"G3.12_d. Buy things to sell late as saving - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"4832","type":"vald"},{"value":"7648","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"4805","type":"freq"},{"value":"2","labl":"No","stats":"27","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7648","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1180","name":"G3.12_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"423","var_end_pos":"423","var_width":"1","var_rec_seg_no":"1","labl":"G3.12_e. Buy things to sell late as saving - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"27","type":"vald"},{"value":"12453","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"12","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"1","type":"freq"},{"value":"3","labl":"Interest not high","stats":"7","type":"freq"},{"value":"4","labl":"Other","stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12453","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1181","name":"G3.12_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"424","var_end_pos":"424","var_width":"1","var_rec_seg_no":"1","labl":"G3.12_f.  Buy things to sell late as saving - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"4827","type":"vald"},{"value":"7653","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"958","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"1285","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"1072","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"1512","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7653","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1182","name":"G3.13_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"425","var_end_pos":"425","var_width":"1","var_rec_seg_no":"1","labl":"G3.13_a. Save at Home","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"9228","type":"freq"},{"value":"1","labl":"Yes","stats":"3251","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1183","name":"G3.13_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"426","var_end_pos":"426","var_width":"1","var_rec_seg_no":"1","labl":"G3.13_c. Home - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"3249","type":"vald"},{"value":"9231","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"869","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"1069","type":"freq"},{"value":"3","labl":"Safe","stats":"537","type":"freq"},{"value":"4","labl":"Good interest","stats":"287","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"481","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9231","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1184","name":"G3.13_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"427","var_end_pos":"427","var_width":"1","var_rec_seg_no":"1","labl":"G3.13_d. Home - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3250","type":"vald"},{"value":"9230","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3126","type":"freq"},{"value":"2","labl":"No","stats":"124","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9230","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1185","name":"G3.13_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"428","var_end_pos":"428","var_width":"1","var_rec_seg_no":"1","labl":"G3.13_e. Home - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"123","type":"vald"},{"value":"12357","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"42","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"5","type":"freq"},{"value":"3","labl":"Interest not high","stats":"20","type":"freq"},{"value":"4","labl":"Other","stats":"56","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12357","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1186","name":"G3.13_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"429","var_end_pos":"429","var_width":"1","var_rec_seg_no":"1","labl":"G3.13_f.  Home - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"3248","type":"vald"},{"value":"9232","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"2264","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"549","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"158","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"277","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9232","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1187","name":"G3.14_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"430","var_end_pos":"430","var_width":"1","var_rec_seg_no":"1","labl":"G3.14_a Save with - Other","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12441","type":"freq"},{"value":"1","labl":"Yes","stats":"38","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1188","name":"G3.14_C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"431","var_end_pos":"431","var_width":"1","var_rec_seg_no":"1","labl":"G3.14_c. Other - Reasons for saving with this institution","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"38","type":"vald"},{"value":"12442","type":"invd"}],"var_catgry":[{"value":"1","labl":"Convenient","stats":"5","type":"freq"},{"value":"2","labl":"Easy\/Simple to use","stats":"6","type":"freq"},{"value":"3","labl":"Safe","stats":"6","type":"freq"},{"value":"4","labl":"Good interest","stats":"18","type":"freq"},{"value":"5","labl":"Quick access to savings","stats":"3","type":"freq"},{"value":"6","labl":"Other(Specify)","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1189","name":"G3.14_D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"432","var_end_pos":"432","var_width":"1","var_rec_seg_no":"1","labl":"G3.14_d. Other - Does this means of savings meet your needs","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"38","type":"vald"},{"value":"12442","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"38","type":"freq"},{"value":"2","labl":"No","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1190","name":"G3.14_E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"433","var_end_pos":"433","var_width":"1","var_rec_seg_no":"1","labl":"G3.14_e. Other - Reasons for unmet needs","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"0","type":"vald"},{"value":"12480","type":"invd"}],"var_catgry":[{"value":"1","labl":"Can?t get to my savings when I need it","stats":"0","type":"freq"},{"value":"2","labl":"Too far to access conveniently\/affordably","stats":"0","type":"freq"},{"value":"3","labl":"Interest not high","stats":"0","type":"freq"},{"value":"4","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1191","name":"G3.14_F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"434","var_end_pos":"434","var_width":"1","var_rec_seg_no":"1","labl":"G3.14_f.  Other - Savings products usage","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"38","type":"vald"},{"value":"12442","type":"invd"}],"var_catgry":[{"value":"1","labl":"Within past month","stats":"7","type":"freq"},{"value":"2","labl":"Within past 3 months","stats":"11","type":"freq"},{"value":"3","labl":"Within 6 months","stats":"3","type":"freq"},{"value":"4","labl":"More than 6 months ago","stats":"17","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1192","name":"G4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"435","var_end_pos":"436","var_width":"2","var_rec_seg_no":"1","labl":"G4. Main reasons for saving","var_val_range":[{"units":null,"min":"1","max":"14"}],"var_sumstat":[{"value":"10793","type":"vald"},{"value":"1687","type":"invd"}],"var_catgry":[{"value":"1","labl":"Living expenses for when times are hard","stats":"7750","type":"freq"},{"value":"2","labl":"Medical expenses either planned or emergency","stats":"466","type":"freq"},{"value":"3","labl":"An emergency other than medical","stats":"574","type":"freq"},{"value":"4","labl":"Marriage \/ wedding expenses","stats":"32","type":"freq"},{"value":"5","labl":"Funeral expenses","stats":"16","type":"freq"},{"value":"6","labl":"Education or school fees","stats":"378","type":"freq"},{"value":"7","labl":"Farming expenses (inputs)","stats":"132","type":"freq"},{"value":"8","labl":"Buying livestock","stats":"580","type":"freq"},{"value":"9","labl":"Buying equipment\/appliances","stats":"10","type":"freq"},{"value":"10","labl":"Providing something for my family after I die","stats":"351","type":"freq"},{"value":"11","labl":"Building\/Buying a house\/land","stats":"243","type":"freq"},{"value":"12","labl":"Old  age","stats":"127","type":"freq"},{"value":"13","labl":"Improving my dwelling","stats":"93","type":"freq"},{"value":"14","labl":"Other, specify","stats":"41","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1687","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1193","name":"G5.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"437","var_end_pos":"437","var_width":"1","var_rec_seg_no":"1","labl":"G5.1. Reason for Not saving - Never thought about it","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"165","type":"vald"},{"value":"12315","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"165","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12315","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1194","name":"G5.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"438","var_end_pos":"438","var_width":"1","var_rec_seg_no":"1","labl":"G5.2. Reason for Not saving - Prefer to spend money on other things I need more","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"60","type":"vald"},{"value":"12420","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"60","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12420","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1195","name":"G5.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"439","var_end_pos":"439","var_width":"1","var_rec_seg_no":"1","labl":"G5.3. Reason for Not saving - Prefer to invest in other things e.g. property, livestock","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"11","type":"vald"},{"value":"12469","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12469","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1196","name":"G5.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"440","var_end_pos":"440","var_width":"1","var_rec_seg_no":"1","labl":"G5.4. Reason for Not saving - My children will look after me so I don\u2019t need it","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"11","type":"vald"},{"value":"12469","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12469","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1197","name":"G5.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"441","var_end_pos":"441","var_width":"1","var_rec_seg_no":"1","labl":"G5.5. Reason for Not saving - Save in other ways e.g. keep cash at home","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"18","type":"vald"},{"value":"12462","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"18","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12462","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1198","name":"G5.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"442","var_end_pos":"442","var_width":"1","var_rec_seg_no":"1","labl":"G5.6. Reason for Not saving - Won\u2019t be able to access my money if I need it","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"23","type":"vald"},{"value":"12457","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"23","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12457","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1199","name":"G5.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"443","var_end_pos":"443","var_width":"1","var_rec_seg_no":"1","labl":"G5.7. Reason for Not saving - Do not want to save","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"18","type":"vald"},{"value":"12462","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"18","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12462","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1200","name":"G5.8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"444","var_end_pos":"444","var_width":"1","var_rec_seg_no":"1","labl":"G5.8. Reason for Not saving - Do not need to save","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"11","type":"vald"},{"value":"12469","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12469","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1201","name":"G5.9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"445","var_end_pos":"445","var_width":"1","var_rec_seg_no":"1","labl":"G5.9. Reason for Not saving - Don\u2019t know about investment and savings","var_val_range":[{"units":null,"min":"9","max":"9"}],"var_sumstat":[{"value":"40","type":"vald"},{"value":"12440","type":"invd"}],"var_catgry":[{"value":"9","labl":"Yes","stats":"40","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12440","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1202","name":"G5.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"446","var_end_pos":"447","var_width":"2","var_rec_seg_no":"1","labl":"G5.10. Reason for Not saving - Do not have money to save or invest","var_val_range":[{"units":null,"min":"10","max":"10"}],"var_sumstat":[{"value":"1145","type":"vald"},{"value":"11335","type":"invd"}],"var_catgry":[{"value":"10","labl":"Yes","stats":"1145","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11335","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1203","name":"G5.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"448","var_end_pos":"449","var_width":"2","var_rec_seg_no":"1","labl":"G5.11. Reason for Not saving - Do not have a bank account","var_val_range":[{"units":null,"min":"11","max":"11"}],"var_sumstat":[{"value":"128","type":"vald"},{"value":"12352","type":"invd"}],"var_catgry":[{"value":"11","labl":"Yes","stats":"128","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12352","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1204","name":"G5.12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"450","var_end_pos":"451","var_width":"2","var_rec_seg_no":"1","labl":"G5.12. Reason for Not saving - It is too expensive","var_val_range":[{"units":null,"min":"12","max":"12"}],"var_sumstat":[{"value":"114","type":"vald"},{"value":"12366","type":"invd"}],"var_catgry":[{"value":"12","labl":"Yes","stats":"114","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12366","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1205","name":"G5.13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"452","var_end_pos":"453","var_width":"2","var_rec_seg_no":"1","labl":"G5.13. Reason for Not saving - Do not have a job","var_val_range":[{"units":null,"min":"13","max":"13"}],"var_sumstat":[{"value":"407","type":"vald"},{"value":"12073","type":"invd"}],"var_catgry":[{"value":"13","labl":"Yes","stats":"407","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12073","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1206","name":"G5.14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"454","var_end_pos":"455","var_width":"2","var_rec_seg_no":"1","labl":"G5.14. Reason for Not saving - Do not understand the investment\/savings products","var_val_range":[{"units":null,"min":"14","max":"14"}],"var_sumstat":[{"value":"23","type":"vald"},{"value":"12457","type":"invd"}],"var_catgry":[{"value":"14","labl":"Yes","stats":"23","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12457","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1207","name":"G5.15","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"456","var_end_pos":"457","var_width":"2","var_rec_seg_no":"1","labl":"G5.15. Reason for Not saving - There are too many to choose from so I get confused","var_val_range":[{"units":null,"min":"15","max":"15"}],"var_sumstat":[{"value":"1","type":"vald"},{"value":"12479","type":"invd"}],"var_catgry":[{"value":"15","labl":"Yes","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12479","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1208","name":"G5.16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"458","var_end_pos":"459","var_width":"2","var_rec_seg_no":"1","labl":"G5.16. Reason for Not saving - Other","var_val_range":[{"units":null,"min":"16","max":"16"}],"var_sumstat":[{"value":"6","type":"vald"},{"value":"12474","type":"invd"}],"var_catgry":[{"value":"16","labl":"Yes","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12474","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1209","name":"G5.17","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"460","var_end_pos":"461","var_width":"2","var_rec_seg_no":"1","labl":"G5.17. Reason for Not saving - Do not know","var_val_range":[{"units":null,"min":"17","max":"17"}],"var_sumstat":[{"value":"0","type":"vald"},{"value":"12480","type":"invd"}],"var_catgry":[{"value":"17","labl":"Yes","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1210","name":"H1A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"462","var_end_pos":"462","var_width":"1","var_rec_seg_no":"1","labl":"H1a. Credit statement - You avoid borrowing money if you can","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"8953","type":"freq"},{"value":"2","labl":"Disagree","stats":"3526","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1211","name":"H1B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"463","var_end_pos":"463","var_width":"1","var_rec_seg_no":"1","labl":"H1b. Credit statement - You prefer to save money for something rather than borrow to pay for it","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"11583","type":"freq"},{"value":"2","labl":"Disagree","stats":"896","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1212","name":"H1C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"464","var_end_pos":"464","var_width":"1","var_rec_seg_no":"1","labl":"H1c. Credit statement - Without borrowing money you would not be able to pay for your children\u2019s education","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"4622","type":"freq"},{"value":"2","labl":"Disagree","stats":"7857","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1213","name":"H1D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"465","var_end_pos":"465","var_width":"1","var_rec_seg_no":"1","labl":"H1d. Credit statement - If you borrow money it is okay to pay it a bit later than agreed","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"2698","type":"freq"},{"value":"2","labl":"Disagree","stats":"9781","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1214","name":"H1E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"466","var_end_pos":"466","var_width":"1","var_rec_seg_no":"1","labl":"H1e. Credit statement - Being able to borrow money when you need it is more important than the amount of money you have to pay back","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"8586","type":"freq"},{"value":"2","labl":"Disagree","stats":"3893","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1215","name":"H1F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"467","var_end_pos":"467","var_width":"1","var_rec_seg_no":"1","labl":"H1f. Credit statement - It is better to keep savings than to use it to pay a debt","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"10118","type":"freq"},{"value":"2","labl":"Disagree","stats":"2361","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1216","name":"H1G","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"468","var_end_pos":"468","var_width":"1","var_rec_seg_no":"1","labl":"H1g. Credit statement - You have considered going to see someone to help you with your debt problems","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"5944","type":"freq"},{"value":"2","labl":"Disagree","stats":"6535","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1217","name":"H1H","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"469","var_end_pos":"469","var_width":"1","var_rec_seg_no":"1","labl":"H1h. Credit statement - You have considered cancelling insurance or investment policies to pay back money that you have borrowed","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"7580","type":"freq"},{"value":"2","labl":"Disagree","stats":"4899","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1218","name":"H1I","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"470","var_end_pos":"470","var_width":"1","var_rec_seg_no":"1","labl":"H1i. Credit statement - You usually have problems making ends meet","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"7740","type":"freq"},{"value":"2","labl":"Disagree","stats":"4739","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1219","name":"H1J","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"471","var_end_pos":"471","var_width":"1","var_rec_seg_no":"1","labl":"H1j. Credit statement - In the past 12 months you had problems regarding the arrears with payments for things like rent, municipality bills or debt payment","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"2539","type":"freq"},{"value":"2","labl":"Disagree","stats":"9940","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1220","name":"H2A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"472","var_end_pos":"472","var_width":"1","var_rec_seg_no":"1","labl":"H2a. Borrowed money in the past 12 months","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12476","type":"vald"},{"value":"4","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"5796","type":"freq"},{"value":"2","labl":"No","stats":"6680","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1221","name":"H2B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"473","var_end_pos":"474","var_width":"2","var_rec_seg_no":"1","labl":"H2b. Reasons for not borrowing money in the past 12 months","var_val_range":[{"units":null,"min":"1","max":"11"}],"var_sumstat":[{"value":"989","type":"vald"},{"value":"11491","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to borrow money","stats":"293","type":"freq"},{"value":"2","labl":"Don?t want to borrow money\/ Don?t believe in borrowing money","stats":"29","type":"freq"},{"value":"3","labl":"Worried would not be able to pay back the money","stats":"487","type":"freq"},{"value":"4","labl":"Interest charged on borrowed money is too high","stats":"6","type":"freq"},{"value":"5","labl":"Do not know where to borrow money from","stats":"12","type":"freq"},{"value":"6","labl":"Do not know how to apply for a loan","stats":"9","type":"freq"},{"value":"7","labl":"Do not have security or collateral","stats":"120","type":"freq"},{"value":"8","labl":"Do not meet the requirements of financial institutions","stats":"20","type":"freq"},{"value":"9","labl":"Not allowed to borrow money by spouse, by family or other","stats":"4","type":"freq"},{"value":"10","labl":"Tried to borrow, but have been refused","stats":"7","type":"freq"},{"value":"11","labl":"Other, specify","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11491","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1222","name":"H2C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"475","var_end_pos":"475","var_width":"1","var_rec_seg_no":"1","labl":"H2c. Paying back borrowed money in the past 12 months","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12468","type":"vald"},{"value":"12","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"5480","type":"freq"},{"value":"2","labl":"No","stats":"6988","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1223","name":"H3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"476","var_end_pos":"476","var_width":"1","var_rec_seg_no":"1","labl":"H3. During the past 12 months, did you get any goods\/services in advance and had to pay later?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12459","type":"vald"},{"value":"21","type":"invd"}],"var_catgry":[{"value":"1","labl":"yes","stats":"4175","type":"freq"},{"value":"2","labl":"No","stats":"8284","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"21","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1224","name":"H4.01_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"477","var_end_pos":"477","var_width":"1","var_rec_seg_no":"1","labl":"H4.01_a Credit from a bank","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12196","type":"freq"},{"value":"1","labl":"yes","stats":"283","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1225","name":"H4.01_B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"478","var_end_pos":"479","var_width":"2","var_rec_seg_no":"1","labl":"H401_b1. Credit at a bank - Where bank products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"283","type":"vald"},{"value":"12197","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"7","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"2","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"1","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"47","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"97","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"0","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"1","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"2","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"3","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"2","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"5","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"11","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"64","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"39","type":"freq"},{"value":"99","labl":"99","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12197","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1226","name":"H4.01_B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"480","var_end_pos":"481","var_width":"2","var_rec_seg_no":"1","labl":"H401_b2. Credit at a bank - Where bank products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"281","type":"vald"},{"value":"12199","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"1","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"0","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"1","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"3","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"1","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"0","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"0","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"0","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"4","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"0","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"1","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"4","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"0","type":"freq"},{"value":"99","labl":"99","stats":"266","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12199","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1227","name":"H4.02_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"482","var_end_pos":"482","var_width":"1","var_rec_seg_no":"1","labl":"H4.02_a Credit from MFI","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12269","type":"freq"},{"value":"1","labl":"yes","stats":"210","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1228","name":"H4.02_B1","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"483","var_end_pos":"484","var_width":"2","var_rec_seg_no":"1","labl":"H402_b1. Credit at MFI - Where credit products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"209","type":"vald"},{"value":"12271","type":"invd"},{"value":"3","type":"min"},{"value":"99","type":"max"}],"var_catgry":[{"value":"1","labl":"ABADAHIGWA","stats":"0","type":"freq"},{"value":"2","labl":"AKAGEGA","stats":"0","type":"freq"},{"value":"3","labl":"AMASEZERANO","stats":"2","type":"freq"},{"value":"4","labl":"BHR","stats":"0","type":"freq"},{"value":"5","labl":"BLUE FINANCIAL","stats":"0","type":"freq"},{"value":"6","labl":"CAF","stats":"4","type":"freq"},{"value":"7","labl":"CAPEC","stats":"1","type":"freq"},{"value":"8","labl":"CEA","stats":"0","type":"freq"},{"value":"9","labl":"CLECAM","stats":"27","type":"freq"},{"value":"10","labl":"CMF","stats":"0","type":"freq"},{"value":"11","labl":"CODEMARU","stats":"1","type":"freq"},{"value":"12","labl":"COMICOKA","stats":"0","type":"freq"},{"value":"13","labl":"COOJAD","stats":"0","type":"freq"},{"value":"14","labl":"COOPEC","stats":"7","type":"freq"},{"value":"15","labl":"COOPEDU","stats":"16","type":"freq"},{"value":"16","labl":"COPECYA","stats":"1","type":"freq"},{"value":"17","labl":"CPF","stats":"2","type":"freq"},{"value":"18","labl":"CSTCR CYOHOHA RUKERI","stats":"0","type":"freq"},{"value":"19","labl":"CT","stats":"0","type":"freq"},{"value":"20","labl":"DUKORERE U RWANDA","stats":"0","type":"freq"},{"value":"21","labl":"DUTERIMBERE SA","stats":"12","type":"freq"},{"value":"22","labl":"EBENEZER","stats":"0","type":"freq"},{"value":"23","labl":"GOSHEN","stats":"4","type":"freq"},{"value":"24","labl":"IKIGEGA","stats":"0","type":"freq"},{"value":"25","labl":"INGASHYA","stats":"1","type":"freq"},{"value":"26","labl":"INKINGI","stats":"0","type":"freq"},{"value":"27","labl":"INKUNGA","stats":"2","type":"freq"},{"value":"28","labl":"INZIRA","stats":"0","type":"freq"},{"value":"29","labl":"ISHEMA","stats":"0","type":"freq"},{"value":"30","labl":"ITI","stats":"1","type":"freq"},{"value":"31","labl":"KOZIBI","stats":"1","type":"freq"},{"value":"32","labl":"LEDECO","stats":"1","type":"freq"},{"value":"33","labl":"RIM","stats":"30","type":"freq"},{"value":"34","labl":"RML","stats":"0","type":"freq"},{"value":"35","labl":"SACCOs Z'URUGANDA RW'ICYAYI","stats":"7","type":"freq"},{"value":"36","labl":"SMFG","stats":"0","type":"freq"},{"value":"37","labl":"SWOFT","stats":"1","type":"freq"},{"value":"38","labl":"TRASO CSPKI","stats":"1","type":"freq"},{"value":"39","labl":"UBAKA","stats":"1","type":"freq"},{"value":"40","labl":"UMUTANGUHA","stats":"9","type":"freq"},{"value":"41","labl":"UMWALIMU SACCO","stats":"56","type":"freq"},{"value":"42","labl":"Vision Finance Company (VFC)","stats":"19","type":"freq"},{"value":"99","labl":"99","stats":"2","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1229","name":"H4.02_B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"485","var_end_pos":"486","var_width":"2","var_rec_seg_no":"1","labl":"H402_b2. Credit at MFI - Where credit products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"206","type":"vald"},{"value":"12274","type":"invd"}],"var_catgry":[{"value":"1","labl":"ABADAHIGWA","stats":"0","type":"freq"},{"value":"2","labl":"AKAGEGA","stats":"0","type":"freq"},{"value":"3","labl":"AMASEZERANO","stats":"1","type":"freq"},{"value":"4","labl":"BHR","stats":"0","type":"freq"},{"value":"5","labl":"BLUE FINANCIAL","stats":"0","type":"freq"},{"value":"6","labl":"CAF","stats":"0","type":"freq"},{"value":"7","labl":"CAPEC","stats":"0","type":"freq"},{"value":"8","labl":"CEA","stats":"0","type":"freq"},{"value":"9","labl":"CLECAM","stats":"0","type":"freq"},{"value":"10","labl":"CMF","stats":"0","type":"freq"},{"value":"11","labl":"CODEMARU","stats":"0","type":"freq"},{"value":"12","labl":"COMICOKA","stats":"0","type":"freq"},{"value":"13","labl":"COOJAD","stats":"0","type":"freq"},{"value":"14","labl":"COOPEC","stats":"0","type":"freq"},{"value":"15","labl":"COOPEDU","stats":"0","type":"freq"},{"value":"16","labl":"COPECYA","stats":"0","type":"freq"},{"value":"17","labl":"CPF","stats":"0","type":"freq"},{"value":"18","labl":"CSTCR CYOHOHA RUKERI","stats":"0","type":"freq"},{"value":"19","labl":"CT","stats":"0","type":"freq"},{"value":"20","labl":"DUKORERE U RWANDA","stats":"0","type":"freq"},{"value":"21","labl":"DUTERIMBERE SA","stats":"1","type":"freq"},{"value":"22","labl":"EBENEZER","stats":"0","type":"freq"},{"value":"23","labl":"GOSHEN","stats":"0","type":"freq"},{"value":"24","labl":"IKIGEGA","stats":"0","type":"freq"},{"value":"25","labl":"INGASHYA","stats":"0","type":"freq"},{"value":"26","labl":"INKINGI","stats":"1","type":"freq"},{"value":"27","labl":"INKUNGA","stats":"0","type":"freq"},{"value":"28","labl":"INZIRA","stats":"0","type":"freq"},{"value":"29","labl":"ISHEMA","stats":"0","type":"freq"},{"value":"30","labl":"ITI","stats":"0","type":"freq"},{"value":"31","labl":"KOZIBI","stats":"0","type":"freq"},{"value":"32","labl":"LEDECO","stats":"0","type":"freq"},{"value":"33","labl":"RIM","stats":"0","type":"freq"},{"value":"34","labl":"RML","stats":"0","type":"freq"},{"value":"35","labl":"SACCOs Z'URUGANDA RW'ICYAYI","stats":"0","type":"freq"},{"value":"36","labl":"SMFG","stats":"0","type":"freq"},{"value":"37","labl":"SWOFT","stats":"0","type":"freq"},{"value":"38","labl":"TRASO CSPKI","stats":"0","type":"freq"},{"value":"39","labl":"UBAKA","stats":"0","type":"freq"},{"value":"40","labl":"UMUTANGUHA","stats":"0","type":"freq"},{"value":"41","labl":"UMWALIMU SACCO","stats":"1","type":"freq"},{"value":"42","labl":"Vision Finance Company (VFC)","stats":"1","type":"freq"},{"value":"99","labl":"99","stats":"201","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12274","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1230","name":"H4.03_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"487","var_end_pos":"487","var_width":"1","var_rec_seg_no":"1","labl":"H4.03_a. Mobile money","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12110","type":"freq"},{"value":"1","labl":"yes","stats":"369","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1231","name":"H4.04_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"488","var_end_pos":"488","var_width":"1","var_rec_seg_no":"1","labl":"H4.04_a. SACCO","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"11952","type":"freq"},{"value":"1","labl":"yes","stats":"527","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1232","name":"H4.05_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"489","var_end_pos":"489","var_width":"1","var_rec_seg_no":"1","labl":"H4.05_a. Government","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12199","type":"freq"},{"value":"1","labl":"yes","stats":"280","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1233","name":"H4.06_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"490","var_end_pos":"490","var_width":"1","var_rec_seg_no":"1","labl":"H4.06_a. Employer","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"11752","type":"freq"},{"value":"1","labl":"yes","stats":"727","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1234","name":"H4.07_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"491","var_end_pos":"491","var_width":"1","var_rec_seg_no":"1","labl":"H4.07_a. Informal groups such as VLSA","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"7339","type":"freq"},{"value":"1","labl":"yes","stats":"5140","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1235","name":"H4.08_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"492","var_end_pos":"492","var_width":"1","var_rec_seg_no":"1","labl":"H4.08_a. Money lender","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12095","type":"freq"},{"value":"1","labl":"yes","stats":"384","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1236","name":"H4.09_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"493","var_end_pos":"493","var_width":"1","var_rec_seg_no":"1","labl":"H4.09_a. Farmers association","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"11812","type":"freq"},{"value":"1","labl":"yes","stats":"667","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1237","name":"H4.10_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"494","var_end_pos":"494","var_width":"1","var_rec_seg_no":"1","labl":"H4.10_a. Church or other community based organisation","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"11871","type":"freq"},{"value":"1","labl":"yes","stats":"608","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1238","name":"H4.11_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"495","var_end_pos":"495","var_width":"1","var_rec_seg_no":"1","labl":"H4.11_a. Family\/friend to be paid back","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"5859","type":"freq"},{"value":"1","labl":"yes","stats":"6620","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1239","name":"H4.12_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"496","var_end_pos":"496","var_width":"1","var_rec_seg_no":"1","labl":"H4.12_a. Family\/friend NOT to be paid back","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"9757","type":"freq"},{"value":"1","labl":"yes","stats":"2722","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1240","name":"H4.13_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"497","var_end_pos":"497","var_width":"1","var_rec_seg_no":"1","labl":"H4.13_a. Goods from shop\/store and had to pay back late","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"8305","type":"freq"},{"value":"1","labl":"yes","stats":"4175","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1241","name":"H4.14_A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"498","var_end_pos":"498","var_width":"1","var_rec_seg_no":"1","labl":"H4.14_a. Other","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":"No","stats":"12349","type":"freq"},{"value":"1","labl":"yes","stats":"130","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1242","name":"H4C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"499","var_end_pos":"500","var_width":"2","var_rec_seg_no":"1","labl":"H4C. Where did you borrow most of the money from?","var_val_range":[{"units":null,"min":"1","max":"14"}],"var_sumstat":[{"value":"8084","type":"vald"},{"value":"4396","type":"invd"}],"var_catgry":[{"value":"1","labl":"Borrowed money from a bank (USE BANK LIST)","stats":"204","type":"freq"},{"value":"2","labl":"Borrowed money from a  MFI or a non-umurenge SACCO (USE MFI","stats":"150","type":"freq"},{"value":"3","labl":"Mobile Money","stats":"10","type":"freq"},{"value":"4","labl":"Borrowed from an umurenge SACCO","stats":"335","type":"freq"},{"value":"5","labl":"Got a loan from Government (Ubudehe credit scheme\/VUP loan)","stats":"110","type":"freq"},{"value":"6","labl":"Borrowed money from your employer","stats":"138","type":"freq"},{"value":"7","labl":"Borrowed money from a group such as a co-op, VLSA, tontine,","stats":"3456","type":"freq"},{"value":"8","labl":"Borrowed money from a money lender in the community","stats":"54","type":"freq"},{"value":"9","labl":"Borrowed money\/got goods in advance from an agricultural buy","stats":"56","type":"freq"},{"value":"10","labl":"Borrowed money from a church or other community based organi","stats":"90","type":"freq"},{"value":"11","labl":"Borrowed money from family\/friends that you had to pay back","stats":"2009","type":"freq"},{"value":"12","labl":"Got money from family\/friends that you did not have to pay b","stats":"580","type":"freq"},{"value":"13","labl":"Got goods in advance from a shop\/store and had to pay back l","stats":"890","type":"freq"},{"value":"14","labl":"Borrowed money from a sources not mentioned, specify","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4396","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1243","name":"H5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"501","var_end_pos":"502","var_width":"2","var_rec_seg_no":"1","labl":"H5.1 Reasons for borrowing money","var_val_range":[{"units":null,"min":"1","max":"13"}],"var_sumstat":[{"value":"8077","type":"vald"},{"value":"4403","type":"invd"}],"var_catgry":[{"value":"1","labl":"Medical expenses\/medical emergencies","stats":"959","type":"freq"},{"value":"2","labl":"An emergency other than medical","stats":"636","type":"freq"},{"value":"3","labl":"Funeral expenses","stats":"76","type":"freq"},{"value":"4","labl":"Education or school fees","stats":"467","type":"freq"},{"value":"5","labl":"Living expenses when you did not have money","stats":"2840","type":"freq"},{"value":"6","labl":"Farming expenses such as seeds, fertiliser","stats":"603","type":"freq"},{"value":"7","labl":"Buying livestock","stats":"547","type":"freq"},{"value":"8","labl":"For business\/investment","stats":"569","type":"freq"},{"value":"9","labl":"Buying farming equipment\/implements","stats":"331","type":"freq"},{"value":"10","labl":"Paying off other debt","stats":"223","type":"freq"},{"value":"11","labl":"Buying land\/dwelling","stats":"350","type":"freq"},{"value":"12","labl":"Building\/improving dwelling","stats":"426","type":"freq"},{"value":"13","labl":"Other specify","stats":"50","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4403","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1244","name":"H6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"503","var_end_pos":"503","var_width":"1","var_rec_seg_no":"1","labl":"H6. Most important factor when choosing where to borrow money","var_val_range":[{"units":null,"min":"1","max":"9"}],"var_sumstat":[{"value":"12452","type":"vald"},{"value":"28","type":"invd"}],"var_catgry":[{"value":"1","labl":"Lowest interest rates","stats":"3446","type":"freq"},{"value":"2","labl":"Repayment terms that work for me","stats":"2517","type":"freq"},{"value":"3","labl":"Quickest access to money","stats":"2386","type":"freq"},{"value":"4","labl":"Ability to meet lender\/loan requirements","stats":"405","type":"freq"},{"value":"5","labl":"Simple application process; understandable documentation","stats":"392","type":"freq"},{"value":"6","labl":"Trust","stats":"2535","type":"freq"},{"value":"7","labl":"Don?t have a choice between lenders","stats":"353","type":"freq"},{"value":"8","labl":"Don?t know","stats":"381","type":"freq"},{"value":"9","labl":"Other, specify","stats":"37","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"28","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1245","name":"H7A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"504","var_end_pos":"504","var_width":"1","var_rec_seg_no":"1","labl":"H7a. In the past 6 months, have you been refused a loan by a bank or SACCO or MFI?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12475","type":"vald"},{"value":"5","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"95","type":"freq"},{"value":"2","labl":"No","stats":"4230","type":"freq"},{"value":"3","labl":"Did not apply","stats":"8150","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1246","name":"H7B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"505","var_end_pos":"505","var_width":"1","var_rec_seg_no":"1","labl":"H7b. Main reason given for the refusal","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"97","type":"vald"},{"value":"12383","type":"invd"}],"var_catgry":[{"value":"1","labl":"Did not have a down payment","stats":"15","type":"freq"},{"value":"2","labl":"Did not have a payslip","stats":"4","type":"freq"},{"value":"3","labl":"Did not have security\/collateral","stats":"26","type":"freq"},{"value":"4","labl":"Income was too low","stats":"18","type":"freq"},{"value":"5","labl":"Had too many other debts","stats":"4","type":"freq"},{"value":"6","labl":"Loan officer asked for a bribe and I didn?t pay the bribe","stats":"0","type":"freq"},{"value":"7","labl":"Don?t know","stats":"25","type":"freq"},{"value":"8","labl":"Other, (Specify)","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12383","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1247","name":"I1A.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"506","var_end_pos":"506","var_width":"1","var_rec_seg_no":"1","labl":"I1a.1. Financial risk experience  during the past 6 months - Increase in household size","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1840","type":"freq"},{"value":"2","labl":"No","stats":"10639","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1248","name":"I1B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"507","var_end_pos":"507","var_width":"1","var_rec_seg_no":"1","labl":"I1b.1. Coping strategy - Increase in household size","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"1840","type":"vald"},{"value":"10640","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"646","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"293","type":"freq"},{"value":"3","labl":"Sold something to get money","stats":"102","type":"freq"},{"value":"4","labl":"Cut down expenses","stats":"714","type":"freq"},{"value":"5","labl":"Claimed insurance\/policy pay-out","stats":"11","type":"freq"},{"value":"6","labl":"Other","stats":"74","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10640","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1249","name":"I1A2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"508","var_end_pos":"508","var_width":"1","var_rec_seg_no":"1","labl":"I1a.2. Financial risk experience  during the past 6 months - Household not getting cash anymore","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1491","type":"freq"},{"value":"2","labl":"No","stats":"10988","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1250","name":"I1B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"509","var_end_pos":"509","var_width":"1","var_rec_seg_no":"1","labl":"I1b.2. Coping strategy - Household not getting cash anymore","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"1491","type":"vald"},{"value":"10989","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"313","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"194","type":"freq"},{"value":"3","labl":"Sold something to get money","stats":"72","type":"freq"},{"value":"4","labl":"Cut down expenses","stats":"791","type":"freq"},{"value":"5","labl":"Claimed insurance\/policy pay-out","stats":"3","type":"freq"},{"value":"6","labl":"Other","stats":"118","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10989","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1251","name":"I1A3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"510","var_end_pos":"510","var_width":"1","var_rec_seg_no":"1","labl":"I1a.3. Financial risk experience  during the past 6 months - Pay unforeseen expenses","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"5554","type":"freq"},{"value":"2","labl":"No","stats":"6925","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1252","name":"I1B3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"511","var_end_pos":"511","var_width":"1","var_rec_seg_no":"1","labl":"I1b.3. Coping strategy - Pay unforeseen expenses","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"5554","type":"vald"},{"value":"6926","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"1655","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"1841","type":"freq"},{"value":"3","labl":"Sold something to get money","stats":"689","type":"freq"},{"value":"4","labl":"Cut down expenses","stats":"408","type":"freq"},{"value":"5","labl":"Claimed insurance\/policy pay-out","stats":"803","type":"freq"},{"value":"6","labl":"Other","stats":"158","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6926","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1253","name":"I1A4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"512","var_end_pos":"512","var_width":"1","var_rec_seg_no":"1","labl":"I1a.4. Financial risk experience  during the past 6 months - Unexpected rise in prices of goods, fuel","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2422","type":"freq"},{"value":"2","labl":"No","stats":"10057","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1254","name":"I1B4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"513","var_end_pos":"513","var_width":"1","var_rec_seg_no":"1","labl":"I1b.4. Coping strategy - Unexpected rise in prices of goods, fuel","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"2422","type":"vald"},{"value":"10058","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"615","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"342","type":"freq"},{"value":"3","labl":"Sold something to get money","stats":"117","type":"freq"},{"value":"4","labl":"Cut down expenses","stats":"1203","type":"freq"},{"value":"5","labl":"Claimed insurance\/policy pay-out","stats":"16","type":"freq"},{"value":"6","labl":"Other","stats":"129","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10058","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1255","name":"I1A5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"514","var_end_pos":"514","var_width":"1","var_rec_seg_no":"1","labl":"I1a.5. Financial risk experience  during the past 6 months - Running out of money to meet household expenses","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"10136","type":"freq"},{"value":"2","labl":"No","stats":"2343","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1256","name":"I1B5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"515","var_end_pos":"515","var_width":"1","var_rec_seg_no":"1","labl":"I1b.5. Coping strategy - Running out of money to meet household expenses","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"10136","type":"vald"},{"value":"2344","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"1080","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"3744","type":"freq"},{"value":"3","labl":"Sold something to get money","stats":"631","type":"freq"},{"value":"4","labl":"Cut down expenses","stats":"4052","type":"freq"},{"value":"5","labl":"Claimed insurance\/policy pay-out","stats":"21","type":"freq"},{"value":"6","labl":"Other","stats":"608","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2344","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1257","name":"I1A6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"516","var_end_pos":"516","var_width":"1","var_rec_seg_no":"1","labl":"I1a.6. Financial risk experience  during the past 6 months - Harvest\/livestock loss","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6134","type":"freq"},{"value":"2","labl":"No","stats":"6345","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1258","name":"I1B6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"517","var_end_pos":"517","var_width":"1","var_rec_seg_no":"1","labl":"I1b.6. Coping strategy - Harvest\/livestock loss","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"6134","type":"vald"},{"value":"6346","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"893","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"888","type":"freq"},{"value":"3","labl":"Sold something to get money","stats":"421","type":"freq"},{"value":"4","labl":"Cut down expenses","stats":"3230","type":"freq"},{"value":"5","labl":"Claimed insurance\/policy pay-out","stats":"13","type":"freq"},{"value":"6","labl":"Other","stats":"689","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6346","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1259","name":"I1A7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"518","var_end_pos":"518","var_width":"1","var_rec_seg_no":"1","labl":"I1a.7. Financial risk experience  during the past 6 months - Loss of an asset\/dwelling\/land","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"896","type":"freq"},{"value":"2","labl":"No","stats":"11583","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1260","name":"I1B7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"519","var_end_pos":"519","var_width":"1","var_rec_seg_no":"1","labl":"I1b.7. Coping strategy - Loss of an asset\/dwelling\/land","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"896","type":"vald"},{"value":"11584","type":"invd"}],"var_catgry":[{"value":"1","labl":"Used savings","stats":"249","type":"freq"},{"value":"2","labl":"Borrowed money","stats":"139","type":"freq"},{"value":"3","labl":"Sold something to get money","stats":"95","type":"freq"},{"value":"4","labl":"Cut down expenses","stats":"210","type":"freq"},{"value":"5","labl":"Claimed insurance\/policy pay-out","stats":"11","type":"freq"},{"value":"6","labl":"Other","stats":"192","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11584","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1261","name":"I2A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"520","var_end_pos":"520","var_width":"1","var_rec_seg_no":"1","labl":"I2a. Insurance statement - Insurance is not a way of saving because they never pay out","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"4344","type":"freq"},{"value":"2","labl":"Disagree","stats":"4867","type":"freq"},{"value":"3","labl":"Don?t know","stats":"3268","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1262","name":"I2B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"521","var_end_pos":"521","var_width":"1","var_rec_seg_no":"1","labl":"I2b. Insurance statement - Having insurance is a good way of protecting yourself for when things go wrong","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"9822","type":"freq"},{"value":"2","labl":"Disagree","stats":"620","type":"freq"},{"value":"3","labl":"Don?t know","stats":"2037","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1263","name":"I2C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"522","var_end_pos":"522","var_width":"1","var_rec_seg_no":"1","labl":"I2c. Insurance statement - It is better to have savings to fall back on when you suffer a loss rather than to have insurance","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"9072","type":"freq"},{"value":"2","labl":"Disagree","stats":"2273","type":"freq"},{"value":"3","labl":"Don?t know","stats":"1134","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1264","name":"I2D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"523","var_end_pos":"523","var_width":"1","var_rec_seg_no":"1","labl":"I2d. Insurance statement - You understand how insurance works","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"3547","type":"freq"},{"value":"2","labl":"Disagree","stats":"2742","type":"freq"},{"value":"3","labl":"Don?t know","stats":"6190","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1265","name":"I2E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"524","var_end_pos":"524","var_width":"1","var_rec_seg_no":"1","labl":"I2e. Insurance statement - You are responsible to make arrangements for the costs associated with  your funeral before you die","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"6920","type":"freq"},{"value":"2","labl":"Disagree","stats":"4843","type":"freq"},{"value":"3","labl":"Don?t know","stats":"716","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1266","name":"I3A.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"525","var_end_pos":"525","var_width":"1","var_rec_seg_no":"1","labl":"I3a.1. Do you have insurance","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"605","type":"freq"},{"value":"2","labl":"No","stats":"11874","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1267","name":"I3A.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"526","var_end_pos":"526","var_width":"1","var_rec_seg_no":"1","labl":"I3a.2. Do you have Mutuelle de Sante (National Health Insurance)?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"9561","type":"freq"},{"value":"2","labl":"No","stats":"2918","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1268","name":"I4.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"527","var_end_pos":"527","var_width":"1","var_rec_seg_no":"1","labl":"I4.1. Insurance product - Third party insurance","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"100","type":"freq"},{"value":"2","labl":"No","stats":"12379","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1269","name":"I4.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"528","var_end_pos":"528","var_width":"1","var_rec_seg_no":"1","labl":"I4.2. Insurance product - Education insurance","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"108","type":"freq"},{"value":"2","labl":"No","stats":"12371","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1270","name":"I4.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"529","var_end_pos":"529","var_width":"1","var_rec_seg_no":"1","labl":"I4.3. Insurance product - Household insurance","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"43","type":"freq"},{"value":"2","labl":"No","stats":"12436","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1271","name":"I4.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"530","var_end_pos":"530","var_width":"1","var_rec_seg_no":"1","labl":"I4.4. Insurance product - Life insurance","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"112","type":"freq"},{"value":"2","labl":"No","stats":"12367","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1272","name":"I4.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"531","var_end_pos":"531","var_width":"1","var_rec_seg_no":"1","labl":"I4.5. Insurance product - Credit life (insurance linked to a loan)","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"104","type":"freq"},{"value":"2","labl":"No","stats":"12375","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1273","name":"I4.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"532","var_end_pos":"532","var_width":"1","var_rec_seg_no":"1","labl":"I4.6. Insurance product - Rwanda Social Security Board (CSR\/RSSB)","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"334","type":"freq"},{"value":"2","labl":"No","stats":"12145","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1274","name":"I4.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"533","var_end_pos":"533","var_width":"1","var_rec_seg_no":"1","labl":"I4.7. Insurance product - Private pension","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"102","type":"freq"},{"value":"2","labl":"No","stats":"12377","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1275","name":"I4.8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"534","var_end_pos":"534","var_width":"1","var_rec_seg_no":"1","labl":"I4.8. Insurance product - Agriculture insurance","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"39","type":"freq"},{"value":"2","labl":"No","stats":"12440","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1276","name":"I4.9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"535","var_end_pos":"535","var_width":"1","var_rec_seg_no":"1","labl":"I4.9. Insurance product - Other insurance product","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"28","type":"freq"},{"value":"2","labl":"No","stats":"12451","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1277","name":"I5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"536","var_end_pos":"536","var_width":"1","var_rec_seg_no":"1","labl":"I5. Reasons for not having insurance","var_val_range":[{"units":null,"min":"1","max":"9"}],"var_sumstat":[{"value":"11766","type":"vald"},{"value":"714","type":"invd"}],"var_catgry":[{"value":"1","labl":"Has never heard about it \/ Don?t know about insurance","stats":"2140","type":"freq"},{"value":"2","labl":"Does not know how it works","stats":"1858","type":"freq"},{"value":"3","labl":"Does not know how to get it\/where to get it","stats":"456","type":"freq"},{"value":"4","labl":"Does not trust it or the companies","stats":"51","type":"freq"},{"value":"5","labl":"Protects self in other ways ? don?t need it","stats":"116","type":"freq"},{"value":"6","labl":"Doesn't want to think about bad things that might happen","stats":"48","type":"freq"},{"value":"7","labl":"Cannot afford it","stats":"6888","type":"freq"},{"value":"8","labl":"They don?t want to pay out when you claim","stats":"23","type":"freq"},{"value":"9","labl":"Other specify","stats":"186","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"714","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1278","name":"I6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"537","var_end_pos":"537","var_width":"1","var_rec_seg_no":"1","labl":"I6. Funeral cover provision","var_val_range":[{"units":null,"min":"1","max":"7"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"I have to make provision before I die\/Have made provision","stats":"1123","type":"freq"},{"value":"2","labl":"My family","stats":"9595","type":"freq"},{"value":"3","labl":"The community","stats":"346","type":"freq"},{"value":"4","labl":"Employer","stats":"9","type":"freq"},{"value":"5","labl":"Saving group","stats":"1038","type":"freq"},{"value":"6","labl":"Don?t know","stats":"364","type":"freq"},{"value":"7","labl":"Other, specify","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1279","name":"J1A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"538","var_end_pos":"538","var_width":"1","var_rec_seg_no":"1","labl":"J1a. In the past 6 months have sent money to someone within the country","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2489","type":"freq"},{"value":"2","labl":"No","stats":"9990","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1280","name":"J1B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"539","var_end_pos":"539","var_width":"1","var_rec_seg_no":"1","labl":"J1b. In the past 6 months have sent money to someone outside the country","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"88","type":"freq"},{"value":"2","labl":"No","stats":"12391","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1281","name":"J2A1.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"540","var_end_pos":"540","var_width":"1","var_rec_seg_no":"1","labl":"J2a1.1. Spouse","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"201","type":"vald"},{"value":"12279","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"201","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12279","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1282","name":"J2A1.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"541","var_end_pos":"541","var_width":"1","var_rec_seg_no":"1","labl":"J2a1.2. Child","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"538","type":"vald"},{"value":"11942","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"538","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11942","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1283","name":"J2A1.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"542","var_end_pos":"542","var_width":"1","var_rec_seg_no":"1","labl":"J2a1.3. Parent","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"246","type":"vald"},{"value":"12234","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"246","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12234","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1284","name":"J2A1.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"543","var_end_pos":"543","var_width":"1","var_rec_seg_no":"1","labl":"J2a1.4. Other family member","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"1020","type":"vald"},{"value":"11460","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"1020","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11460","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1285","name":"J2A1.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"544","var_end_pos":"544","var_width":"1","var_rec_seg_no":"1","labl":"J2a1.5. Friend","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"667","type":"vald"},{"value":"11813","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"667","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11813","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1286","name":"J2A1.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"545","var_end_pos":"545","var_width":"1","var_rec_seg_no":"1","labl":"J2a1.6. Supplier \/ Business","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"124","type":"vald"},{"value":"12356","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"124","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12356","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1287","name":"J2A1.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"546","var_end_pos":"546","var_width":"1","var_rec_seg_no":"1","labl":"J2a1.7. Someone you borrow from","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"71","type":"vald"},{"value":"12409","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"71","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12409","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1288","name":"J2A1.8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"547","var_end_pos":"547","var_width":"1","var_rec_seg_no":"1","labl":"J2a1.8. School, college or university","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"12471","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"9","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12471","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1289","name":"J2A1.9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"548","var_end_pos":"548","var_width":"1","var_rec_seg_no":"1","labl":"J2a1.9. Other (specify)","var_val_range":[{"units":null,"min":"9","max":"9"}],"var_sumstat":[{"value":"14","type":"vald"},{"value":"12466","type":"invd"}],"var_catgry":[{"value":"9","labl":"Yes","stats":"14","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12466","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1290","name":"J2A.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"549","var_end_pos":"549","var_width":"1","var_rec_seg_no":"1","labl":"J2a.2. Person received the money most in the past 6 months","var_val_range":[{"units":null,"min":"1","max":"9"}],"var_sumstat":[{"value":"2522","type":"vald"},{"value":"9958","type":"invd"}],"var_catgry":[{"value":"1","labl":"Spouse","stats":"184","type":"freq"},{"value":"2","labl":"Child","stats":"509","type":"freq"},{"value":"3","labl":"Parent","stats":"218","type":"freq"},{"value":"4","labl":"Other family member","stats":"906","type":"freq"},{"value":"5","labl":"Friend","stats":"515","type":"freq"},{"value":"6","labl":"Supplier\/ Business","stats":"115","type":"freq"},{"value":"7","labl":"Someone you borrowed from","stats":"58","type":"freq"},{"value":"8","labl":"School, college or university","stats":"8","type":"freq"},{"value":"9","labl":"Other specify","stats":"9","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9958","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1291","name":"J2B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"550","var_end_pos":"550","var_width":"1","var_rec_seg_no":"1","labl":"J2b.2. Where did you send the money to?","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"2522","type":"vald"},{"value":"9958","type":"invd"}],"var_catgry":[{"value":"1","labl":"Rural village","stats":"1273","type":"freq"},{"value":"2","labl":"Urban town","stats":"1209","type":"freq"},{"value":"3","labl":"East Africa","stats":"32","type":"freq"},{"value":"4","labl":"Other parts of the world","stats":"8","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9958","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1292","name":"J2C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"551","var_end_pos":"551","var_width":"1","var_rec_seg_no":"1","labl":"J2c. How often do you send money?","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"2515","type":"vald"},{"value":"9965","type":"invd"}],"var_catgry":[{"value":"1","labl":"Weekly","stats":"42","type":"freq"},{"value":"2","labl":"Fortnightly","stats":"71","type":"freq"},{"value":"3","labl":"Monthly","stats":"256","type":"freq"},{"value":"4","labl":"Quarterly","stats":"333","type":"freq"},{"value":"5","labl":"Once a year","stats":"251","type":"freq"},{"value":"6","labl":"Irregularly\/occasionally","stats":"1562","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9965","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1293","name":"J2D1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"552","var_end_pos":"552","var_width":"1","var_rec_seg_no":"1","labl":"J2d1. Bank transfer \/ into bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2511","type":"vald"},{"value":"9969","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"102","type":"freq"},{"value":"2","labl":"No","stats":"2409","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9969","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1294","name":"J2D2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"553","var_end_pos":"553","var_width":"1","var_rec_seg_no":"1","labl":"J2d2. Post office","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2493","type":"vald"},{"value":"9987","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"0","type":"freq"},{"value":"2","labl":"No","stats":"2493","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9987","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1295","name":"J2D3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"554","var_end_pos":"554","var_width":"1","var_rec_seg_no":"1","labl":"J2d3. Wstern Union \/ Money gram","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2494","type":"vald"},{"value":"9986","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"23","type":"freq"},{"value":"2","labl":"No","stats":"2471","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9986","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1296","name":"J2D4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"555","var_end_pos":"555","var_width":"1","var_rec_seg_no":"1","labl":"J2d4. Cell phone top up","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2490","type":"vald"},{"value":"9990","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"81","type":"freq"},{"value":"2","labl":"No","stats":"2409","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9990","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1297","name":"J2D5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"556","var_end_pos":"556","var_width":"1","var_rec_seg_no":"1","labl":"J2d5. Mobile money","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2520","type":"vald"},{"value":"9960","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2155","type":"freq"},{"value":"2","labl":"No","stats":"365","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9960","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1298","name":"J2D6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"557","var_end_pos":"557","var_width":"1","var_rec_seg_no":"1","labl":"J2d6. Bus or taxi","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2498","type":"vald"},{"value":"9982","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"12","type":"freq"},{"value":"2","labl":"No","stats":"2486","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9982","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1299","name":"J2D7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"558","var_end_pos":"558","var_width":"1","var_rec_seg_no":"1","labl":"J2d7. Relative \/ friend \/ someone else","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2495","type":"vald"},{"value":"9985","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"274","type":"freq"},{"value":"2","labl":"No","stats":"2221","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9985","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1300","name":"J2D8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"559","var_end_pos":"559","var_width":"1","var_rec_seg_no":"1","labl":"J2d8. Taking money personally there","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2494","type":"vald"},{"value":"9986","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"302","type":"freq"},{"value":"2","labl":"No","stats":"2192","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9986","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1301","name":"J2D9","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"560","var_end_pos":"560","var_width":"1","var_rec_seg_no":"1","labl":"J2d9. Other","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2489","type":"vald"},{"value":"9991","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"8","type":"freq"},{"value":"2","labl":"No","stats":"2481","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9991","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1302","name":"J2E","file_id":"F2","var_dcml":"0","var_intrvl":"contin","var_start_pos":"561","var_end_pos":"567","var_width":"7","var_rec_seg_no":"1","labl":"J2e. Hom much did you send the last time?","var_val_range":[{"units":null,"min":"0","max":"7500000"}],"var_sumstat":[{"value":"2522","type":"vald"},{"value":"9958","type":"invd"},{"value":"0","type":"min"},{"value":"7500000","type":"max"},{"value":"30994.01","type":"mean"},{"value":"221555.133","type":"stdev"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1303","name":"J3A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"568","var_end_pos":"568","var_width":"1","var_rec_seg_no":"1","labl":"J3a. In the past 6 months have received money from someone within the country","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2745","type":"freq"},{"value":"2","labl":"No","stats":"9734","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1304","name":"J3B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"569","var_end_pos":"569","var_width":"1","var_rec_seg_no":"1","labl":"J3b. In the past 6 months have received money from someone outside the country","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"277","type":"freq"},{"value":"2","labl":"No","stats":"12202","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1305","name":"J4A.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"570","var_end_pos":"570","var_width":"1","var_rec_seg_no":"1","labl":"J4a1.1. Spouse","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"298","type":"vald"},{"value":"12182","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"298","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12182","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1306","name":"J4A.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"571","var_end_pos":"571","var_width":"1","var_rec_seg_no":"1","labl":"J4a1.2. Child","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"489","type":"vald"},{"value":"11991","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"489","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11991","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1307","name":"J4A.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"572","var_end_pos":"572","var_width":"1","var_rec_seg_no":"1","labl":"J4a1.3. Parent","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"181","type":"vald"},{"value":"12299","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"181","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12299","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1308","name":"J4A.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"573","var_end_pos":"573","var_width":"1","var_rec_seg_no":"1","labl":"J4a1.4. Other family member","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"1181","type":"vald"},{"value":"11299","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"1181","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11299","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1309","name":"J4A.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"574","var_end_pos":"574","var_width":"1","var_rec_seg_no":"1","labl":"J4a1.5. Friend","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"844","type":"vald"},{"value":"11636","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"844","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11636","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1310","name":"J4A.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"575","var_end_pos":"575","var_width":"1","var_rec_seg_no":"1","labl":"J4a1.6. Customer","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"169","type":"vald"},{"value":"12311","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"169","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12311","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1311","name":"J4A.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"576","var_end_pos":"576","var_width":"1","var_rec_seg_no":"1","labl":"J4a1.7. Someone you lent to","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"89","type":"vald"},{"value":"12391","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"89","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12391","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1312","name":"J4A.8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"577","var_end_pos":"577","var_width":"1","var_rec_seg_no":"1","labl":"J4a1.8. Other","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"45","type":"vald"},{"value":"12435","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"45","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12435","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1313","name":"J4B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"578","var_end_pos":"578","var_width":"1","var_rec_seg_no":"1","labl":"J4b.2. Where did you send the money to?","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"2869","type":"vald"},{"value":"9611","type":"invd"}],"var_catgry":[{"value":"1","labl":"Rural village","stats":"858","type":"freq"},{"value":"2","labl":"Urban town","stats":"1910","type":"freq"},{"value":"3","labl":"East africa","stats":"62","type":"freq"},{"value":"4","labl":"Other parts of the world","stats":"39","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9611","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1314","name":"J4C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"579","var_end_pos":"579","var_width":"1","var_rec_seg_no":"1","labl":"J4c. How often do you send money?","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"2867","type":"vald"},{"value":"9613","type":"invd"}],"var_catgry":[{"value":"1","labl":"Weekly","stats":"61","type":"freq"},{"value":"2","labl":"Fortnightly","stats":"100","type":"freq"},{"value":"3","labl":"Monthly","stats":"297","type":"freq"},{"value":"4","labl":"Quarterly","stats":"228","type":"freq"},{"value":"5","labl":"Once a year","stats":"297","type":"freq"},{"value":"6","labl":"Iregularly\/occasionally","stats":"1884","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9613","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1315","name":"J4D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"580","var_end_pos":"580","var_width":"1","var_rec_seg_no":"1","labl":"J4d. Which channel do you most receive money trough?","var_val_range":[{"units":null,"min":"1","max":"9"}],"var_sumstat":[{"value":"2869","type":"vald"},{"value":"9611","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank transfer\/Pay into bank account","stats":"51","type":"freq"},{"value":"2","labl":"Post Office","stats":"0","type":"freq"},{"value":"3","labl":"Western Union\/ Money gram","stats":"72","type":"freq"},{"value":"4","labl":"Cell phone top-up","stats":"10","type":"freq"},{"value":"5","labl":"Mobile money","stats":"2325","type":"freq"},{"value":"6","labl":"Bus or Taxi","stats":"7","type":"freq"},{"value":"7","labl":"Sending someone travelling here","stats":"222","type":"freq"},{"value":"8","labl":"Kuyizanira we ubwe","stats":"178","type":"freq"},{"value":"9","labl":"Other","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9611","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1316","name":"J4E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"581","var_end_pos":"581","var_width":"1","var_rec_seg_no":"1","labl":"J4e. What did you use most of the money sent you for?","var_val_range":[{"units":null,"min":"1","max":"9"}],"var_sumstat":[{"value":"2871","type":"vald"},{"value":"9609","type":"invd"}],"var_catgry":[{"value":"1","labl":"Investment","stats":"152","type":"freq"},{"value":"2","labl":"Business","stats":"201","type":"freq"},{"value":"3","labl":"Bought food\/clothes","stats":"1619","type":"freq"},{"value":"4","labl":"Paid school fees","stats":"217","type":"freq"},{"value":"5","labl":"Paid medical fees\/medicine","stats":"293","type":"freq"},{"value":"6","labl":"Paid funeral expenses","stats":"25","type":"freq"},{"value":"7","labl":"Bought\/ Build a House","stats":"119","type":"freq"},{"value":"8","labl":"Paid rent","stats":"34","type":"freq"},{"value":"9","labl":"Other, specify","stats":"211","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9609","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1317","name":"J5A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"582","var_end_pos":"582","var_width":"1","var_rec_seg_no":"1","labl":"J5a. Have you ever sent or received money using a mobile phone?","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"12471","type":"vald"},{"value":"9","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes - received","stats":"1703","type":"freq"},{"value":"2","labl":"Yes- sent","stats":"878","type":"freq"},{"value":"3","labl":"Yes - received and Yes sent","stats":"1845","type":"freq"},{"value":"4","labl":"No","stats":"8045","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1318","name":"J5B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"583","var_end_pos":"583","var_width":"1","var_rec_seg_no":"1","labl":"J5b. Sent\/received money using a mobile phone in the past 6 months","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"4431","type":"vald"},{"value":"8049","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes - received","stats":"1510","type":"freq"},{"value":"2","labl":"Yes- sent","stats":"983","type":"freq"},{"value":"3","labl":"Yes - received and Yes sent","stats":"1270","type":"freq"},{"value":"4","labl":"No","stats":"668","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8049","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1319","name":"J6A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"584","var_end_pos":"584","var_width":"1","var_rec_seg_no":"1","labl":"J6a. Would you use a mobile phone to send money?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"8690","type":"vald"},{"value":"3790","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6084","type":"freq"},{"value":"2","labl":"No","stats":"2606","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3790","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1320","name":"J6B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"585","var_end_pos":"585","var_width":"1","var_rec_seg_no":"1","labl":"J6b. Reason why one would not use a mobile phone to send money","var_val_range":[{"units":null,"min":"1","max":"9"}],"var_sumstat":[{"value":"2617","type":"vald"},{"value":"9863","type":"invd"}],"var_catgry":[{"value":"1","labl":"Don?t trust","stats":"411","type":"freq"},{"value":"2","labl":"It is complicated","stats":"859","type":"freq"},{"value":"3","labl":"Agents too far","stats":"23","type":"freq"},{"value":"4","labl":"Too expensive","stats":"431","type":"freq"},{"value":"5","labl":"Don?t have access to a mobile phone","stats":"277","type":"freq"},{"value":"6","labl":"Prefer other ways of sending\/receiving money","stats":"129","type":"freq"},{"value":"7","labl":"Don?t have the documents to register","stats":"19","type":"freq"},{"value":"8","labl":"Doesn?t meet my needs","stats":"423","type":"freq"},{"value":"9","labl":"Other","stats":"45","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9863","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1321","name":"K1A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"586","var_end_pos":"586","var_width":"1","var_rec_seg_no":"1","labl":"K1a. Banking statements - If you are not employed  you cannot open a bank account","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"7877","type":"freq"},{"value":"2","labl":"False","stats":"4258","type":"freq"},{"value":"3","labl":"Don?t know","stats":"344","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1322","name":"K1B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"587","var_end_pos":"587","var_width":"1","var_rec_seg_no":"1","labl":"K1b. Banking statements - Having a bank account makes it easier to get credit","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"11089","type":"freq"},{"value":"2","labl":"False","stats":"691","type":"freq"},{"value":"3","labl":"Don?t know","stats":"699","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1323","name":"K1C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"588","var_end_pos":"588","var_width":"1","var_rec_seg_no":"1","labl":"K1c. Banking statements - You can easily live your life without a bank account","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"6790","type":"freq"},{"value":"2","labl":"False","stats":"5152","type":"freq"},{"value":"3","labl":"Don?t know","stats":"537","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1324","name":"K1D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"589","var_end_pos":"589","var_width":"1","var_rec_seg_no":"1","labl":"K1d. Banking statements - Most services from banks are also offered elsewhere","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"7479","type":"freq"},{"value":"2","labl":"False","stats":"2698","type":"freq"},{"value":"3","labl":"Don?t know","stats":"2302","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1325","name":"K1E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"590","var_end_pos":"590","var_width":"1","var_rec_seg_no":"1","labl":"K1e. Banking statements - You trust banks with your money","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"10428","type":"freq"},{"value":"2","labl":"False","stats":"462","type":"freq"},{"value":"3","labl":"Don?t know","stats":"1589","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1326","name":"K1F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"591","var_end_pos":"591","var_width":"1","var_rec_seg_no":"1","labl":"K1f. Banking statements - Banking is for people like me","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"9652","type":"freq"},{"value":"2","labl":"False","stats":"2171","type":"freq"},{"value":"3","labl":"Don?t know","stats":"656","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1327","name":"K1G","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"592","var_end_pos":"592","var_width":"1","var_rec_seg_no":"1","labl":"K1g. Banking statements - Banks treat people with respect","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"True","stats":"10510","type":"freq"},{"value":"2","labl":"False","stats":"217","type":"freq"},{"value":"3","labl":"Don?t know","stats":"1752","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1328","name":"K1.2.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"593","var_end_pos":"593","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.1. Do you have a bank account?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1598","type":"freq"},{"value":"2","labl":"No","stats":"10881","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1329","name":"K1.2.1A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"594","var_end_pos":"594","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.1A. Do you have a personal bank account?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1597","type":"vald"},{"value":"10883","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1434","type":"freq"},{"value":"2","labl":"No","stats":"163","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10883","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1330","name":"K1.2.1B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"595","var_end_pos":"596","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.1B.1. Where bank products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"1434","type":"vald"},{"value":"11046","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"16","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"13","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"12","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"3","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"229","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"778","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"2","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"10","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"5","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"17","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"115","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"20","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"31","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"138","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"44","type":"freq"},{"value":"99","labl":"99","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11046","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1331","name":"K1.2.1B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"597","var_end_pos":"598","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.1B.2. Where bank products held -","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"1423","type":"vald"},{"value":"11057","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"2","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"2","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"32","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"65","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"1","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"5","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"4","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"9","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"1","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"41","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"10","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"11","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"25","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"10","type":"freq"},{"value":"99","labl":"99","stats":"1205","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11057","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1332","name":"K1.2.1C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"599","var_end_pos":"599","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.1C.1. Have used bank account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1435","type":"vald"},{"value":"11045","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"702","type":"freq"},{"value":"2","labl":"No","stats":"733","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11045","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1333","name":"K1.2.1C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"600","var_end_pos":"600","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.1C.2. Have used bank account this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"733","type":"vald"},{"value":"11747","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"374","type":"freq"},{"value":"2","labl":"No","stats":"359","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11747","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1334","name":"K1.2.1D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"601","var_end_pos":"601","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.1D. Reasons for Not using bank account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"359","type":"vald"},{"value":"12121","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"174","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"24","type":"freq"},{"value":"3","labl":"Too expensive","stats":"84","type":"freq"},{"value":"4","labl":"Too complicated","stats":"26","type":"freq"},{"value":"5","labl":"Service is not good","stats":"8","type":"freq"},{"value":"6","labl":"Other","stats":"43","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12121","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1335","name":"K1.2.2A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"602","var_end_pos":"602","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.2A. Savings account at a bank","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1598","type":"vald"},{"value":"10882","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"732","type":"freq"},{"value":"2","labl":"No","stats":"866","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10882","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1336","name":"K1.2.2B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"603","var_end_pos":"604","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.2B.1. Where savings at a bank products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"732","type":"vald"},{"value":"11748","type":"invd"}],"var_catgry":[{"value":"1","labl":"BK","stats":"131","type":"freq"},{"value":"2","labl":"BRD","stats":"5","type":"freq"},{"value":"3","labl":"FINABANK","stats":"7","type":"freq"},{"value":"4","labl":"COGEBANQUE","stats":"5","type":"freq"},{"value":"5","labl":"I&M Bank","stats":"4","type":"freq"},{"value":"6","labl":"ECOBANK","stats":"6","type":"freq"},{"value":"7","labl":"UOB","stats":"58","type":"freq"},{"value":"8","labl":"ACCESS BANK","stats":"5","type":"freq"},{"value":"9","labl":"BPR","stats":"380","type":"freq"},{"value":"10","labl":"KCB","stats":"12","type":"freq"},{"value":"11","labl":"ZIGAMA CSS","stats":"24","type":"freq"},{"value":"12","labl":"UNGUKA BANK","stats":"20","type":"freq"},{"value":"13","labl":"AGASEKE BANK","stats":"7","type":"freq"},{"value":"14","labl":"EQUITY BANK","stats":"56","type":"freq"},{"value":"15","labl":"OTHER","stats":"5","type":"freq"},{"value":"99","labl":"99","stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11748","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1337","name":"K1.2.2B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"605","var_end_pos":"606","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.2B.2. Where savings at a bank products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"730","type":"vald"},{"value":"11750","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"1","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"1","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"1","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"20","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"35","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"0","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"2","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"2","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"4","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"10","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"4","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"4","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"13","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"6","type":"freq"},{"value":"99","labl":"99","stats":"627","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11750","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1338","name":"K1.2.2C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"607","var_end_pos":"607","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.2C.1. Have used bank account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"731","type":"vald"},{"value":"11749","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"367","type":"freq"},{"value":"2","labl":"No","stats":"364","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11749","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1339","name":"K1.2.2C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"608","var_end_pos":"608","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.2C.2. Have used bank account this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"364","type":"vald"},{"value":"12116","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"238","type":"freq"},{"value":"2","labl":"No","stats":"126","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12116","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1340","name":"K1.2.2D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"609","var_end_pos":"609","var_width":"1","var_rec_seg_no":"1","labl":"K122d. Reasons for Not using bank account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"127","type":"vald"},{"value":"12353","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"66","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"7","type":"freq"},{"value":"3","labl":"Too expensive","stats":"26","type":"freq"},{"value":"4","labl":"Too complicated","stats":"9","type":"freq"},{"value":"5","labl":"Service is not good","stats":"3","type":"freq"},{"value":"6","labl":"Other","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12353","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1341","name":"K1.2.3A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"610","var_end_pos":"610","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.3A. Credit from a bank","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1598","type":"vald"},{"value":"10882","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"203","type":"freq"},{"value":"2","labl":"No","stats":"1395","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10882","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1342","name":"K1.2.3B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"611","var_end_pos":"612","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.3B.1. Where credit at a bank products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"203","type":"vald"},{"value":"12277","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"7","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"2","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"1","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"35","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"75","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"2","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"1","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"1","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"4","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"6","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"5","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"3","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"29","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"31","type":"freq"},{"value":"99","labl":"99","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12277","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1343","name":"K1.2.3B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"613","var_end_pos":"614","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.3B.2. Where credit at a bank products held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"203","type":"vald"},{"value":"12277","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"0","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"0","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"1","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"3","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"1","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"0","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"0","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"0","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"0","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"0","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"0","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"1","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"1","type":"freq"},{"value":"99","labl":"99","stats":"196","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12277","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1344","name":"K1.2.4A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"615","var_end_pos":"615","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.4A . ATM\/Debit card","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1598","type":"vald"},{"value":"10882","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"396","type":"freq"},{"value":"2","labl":"No","stats":"1202","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10882","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1345","name":"K1.2.4B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"616","var_end_pos":"617","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.4B.1. Where ATM card held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"396","type":"vald"},{"value":"12084","type":"invd"}],"var_catgry":[{"value":"1","labl":"BK","stats":"88","type":"freq"},{"value":"2","labl":"BRD","stats":"0","type":"freq"},{"value":"3","labl":"FINABANK","stats":"7","type":"freq"},{"value":"4","labl":"COGEBANQUE","stats":"11","type":"freq"},{"value":"5","labl":"I&M Bank","stats":"2","type":"freq"},{"value":"6","labl":"ECOBANK","stats":"9","type":"freq"},{"value":"7","labl":"UOB","stats":"29","type":"freq"},{"value":"8","labl":"ACCESS BANK","stats":"1","type":"freq"},{"value":"9","labl":"BPR","stats":"155","type":"freq"},{"value":"10","labl":"KCB","stats":"13","type":"freq"},{"value":"11","labl":"ZIGAMA CSS","stats":"8","type":"freq"},{"value":"12","labl":"UNGUKA BANK","stats":"3","type":"freq"},{"value":"13","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"14","labl":"EQUITY BANK","stats":"65","type":"freq"},{"value":"15","labl":"OTHER","stats":"1","type":"freq"},{"value":"99","labl":"99","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12084","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1346","name":"K1.2.4B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"618","var_end_pos":"619","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.4B.2. Where ATM card held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"396","type":"vald"},{"value":"12084","type":"invd"}],"var_catgry":[{"value":"1","labl":"BK","stats":"4","type":"freq"},{"value":"2","labl":"BRD","stats":"0","type":"freq"},{"value":"3","labl":"FINABANK","stats":"1","type":"freq"},{"value":"4","labl":"COGEBANQUE","stats":"1","type":"freq"},{"value":"5","labl":"I&M Bank","stats":"1","type":"freq"},{"value":"6","labl":"ECOBANK","stats":"1","type":"freq"},{"value":"7","labl":"UOB","stats":"5","type":"freq"},{"value":"8","labl":"ACCESS BANK","stats":"0","type":"freq"},{"value":"9","labl":"BPR","stats":"12","type":"freq"},{"value":"10","labl":"KCB","stats":"7","type":"freq"},{"value":"11","labl":"ZIGAMA CSS","stats":"1","type":"freq"},{"value":"12","labl":"UNGUKA BANK","stats":"0","type":"freq"},{"value":"13","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"14","labl":"EQUITY BANK","stats":"15","type":"freq"},{"value":"15","labl":"OTHER","stats":"2","type":"freq"},{"value":"99","labl":"99","stats":"346","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12084","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1347","name":"K1.2.4C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"620","var_end_pos":"620","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.4C.1. Have used ATM card in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"396","type":"vald"},{"value":"12084","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"200","type":"freq"},{"value":"2","labl":"No","stats":"196","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12084","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1348","name":"K1.2.4C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"621","var_end_pos":"621","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.4C.2. Have used ATM card this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"196","type":"vald"},{"value":"12284","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"124","type":"freq"},{"value":"2","labl":"No","stats":"72","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12284","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1349","name":"K1.2.4D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"622","var_end_pos":"622","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.4D. Reasons for Not using ATM card","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"72","type":"vald"},{"value":"12408","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"43","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"7","type":"freq"},{"value":"3","labl":"Too expensive","stats":"9","type":"freq"},{"value":"4","labl":"Too complicated","stats":"1","type":"freq"},{"value":"5","labl":"Service is not good","stats":"6","type":"freq"},{"value":"6","labl":"Other","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12408","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1350","name":"K1.2.5A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"623","var_end_pos":"623","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.5A.Current or cheque account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1598","type":"vald"},{"value":"10882","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1150","type":"freq"},{"value":"2","labl":"No","stats":"448","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10882","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1351","name":"K1.2.5B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"624","var_end_pos":"625","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.5B.1. Where current account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"1142","type":"vald"},{"value":"11338","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"15","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"8","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"9","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"1","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"204","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"646","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"3","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"8","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"5","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"14","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"55","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"14","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"33","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"92","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"34","type":"freq"},{"value":"99","labl":"99","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11338","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1352","name":"K1.2.5B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"626","var_end_pos":"627","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.5B.2. Where current account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"1142","type":"vald"},{"value":"11338","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"0","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"1","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"1","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"29","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"40","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"1","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"5","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"2","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"6","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"1","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"19","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"5","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"5","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"19","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"5","type":"freq"},{"value":"99","labl":"99","stats":"1003","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11338","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1353","name":"K1.2.5C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"628","var_end_pos":"628","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.5C.1. Have used current account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1149","type":"vald"},{"value":"11331","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"481","type":"freq"},{"value":"2","labl":"No","stats":"668","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11331","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1354","name":"K1.2.5C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"629","var_end_pos":"629","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.5C.2. Have used current accountt this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"667","type":"vald"},{"value":"11813","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"362","type":"freq"},{"value":"2","labl":"No","stats":"305","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11813","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1355","name":"K1.2.5D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"630","var_end_pos":"630","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.5d. Reasons for Not using current account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"306","type":"vald"},{"value":"12174","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"168","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"20","type":"freq"},{"value":"3","labl":"Too expensive","stats":"63","type":"freq"},{"value":"4","labl":"Too complicated","stats":"19","type":"freq"},{"value":"5","labl":"Service is not good","stats":"4","type":"freq"},{"value":"6","labl":"Other","stats":"32","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12174","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1356","name":"K1.2.6A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"631","var_end_pos":"631","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.6A. Overdraft facilities","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1597","type":"vald"},{"value":"10883","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"26","type":"freq"},{"value":"2","labl":"No","stats":"1571","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10883","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1357","name":"K1.2.6B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"632","var_end_pos":"633","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.6B.1. Where overdraft account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"27","type":"vald"},{"value":"12453","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"0","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"1","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"0","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"7","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"10","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"0","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"0","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"1","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"0","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"1","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"1","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"1","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"2","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"3","type":"freq"},{"value":"99","labl":"99","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12453","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1358","name":"K12.6B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"634","var_end_pos":"635","var_width":"2","var_rec_seg_no":"1","labl":"K12.6B.2. Where overdraft account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"27","type":"vald"},{"value":"12453","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"0","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"0","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"1","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"0","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"0","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"2","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"0","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"0","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"0","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"0","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"1","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"0","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"0","type":"freq"},{"value":"99","labl":"99","stats":"23","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12453","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1359","name":"K1.2.6C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"636","var_end_pos":"636","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.6C.1. Have used overdraft account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"26","type":"vald"},{"value":"12454","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"13","type":"freq"},{"value":"2","labl":"No","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12454","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1360","name":"K1.2.6C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"637","var_end_pos":"637","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.6C.2. Have used overdraft accountt this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"13","type":"vald"},{"value":"12467","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"7","type":"freq"},{"value":"2","labl":"No","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12467","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1361","name":"K1.2.6D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"638","var_end_pos":"638","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.6D. Reasons for Not using overdraft account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"6","type":"vald"},{"value":"12474","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"4","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"0","type":"freq"},{"value":"3","labl":"Too expensive","stats":"2","type":"freq"},{"value":"4","labl":"Too complicated","stats":"0","type":"freq"},{"value":"5","labl":"Service is not good","stats":"0","type":"freq"},{"value":"6","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12474","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1362","name":"K1.2.7A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"639","var_end_pos":"639","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.7A. Credit card","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1598","type":"vald"},{"value":"10882","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"10","type":"freq"},{"value":"2","labl":"No","stats":"1588","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10882","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1363","name":"K1.2.7B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"640","var_end_pos":"641","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.7B. Where credit card account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"10","type":"vald"},{"value":"12470","type":"invd"}],"var_catgry":[{"value":"1","labl":"BK","stats":"5","type":"freq"},{"value":"2","labl":"BRD","stats":"0","type":"freq"},{"value":"3","labl":"FINABANK","stats":"0","type":"freq"},{"value":"4","labl":"COGEBANQUE","stats":"0","type":"freq"},{"value":"5","labl":"I&M Bank","stats":"0","type":"freq"},{"value":"6","labl":"ECOBANK","stats":"0","type":"freq"},{"value":"7","labl":"UOB","stats":"1","type":"freq"},{"value":"8","labl":"ACCESS BANK","stats":"1","type":"freq"},{"value":"9","labl":"BPR","stats":"3","type":"freq"},{"value":"10","labl":"KCB","stats":"0","type":"freq"},{"value":"11","labl":"ZIGAMA CSS","stats":"0","type":"freq"},{"value":"12","labl":"UNGUKA BANK","stats":"0","type":"freq"},{"value":"13","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"14","labl":"EQUITY BANK","stats":"0","type":"freq"},{"value":"15","labl":"OTHER","stats":"0","type":"freq"},{"value":"99","labl":"99","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12470","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1364","name":"K1.2.7B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"642","var_end_pos":"643","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.7B.2. Where credit card account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"10","type":"vald"},{"value":"12470","type":"invd"}],"var_catgry":[{"value":"1","labl":"BK","stats":"0","type":"freq"},{"value":"2","labl":"BRD","stats":"0","type":"freq"},{"value":"3","labl":"FINABANK","stats":"0","type":"freq"},{"value":"4","labl":"COGEBANQUE","stats":"0","type":"freq"},{"value":"5","labl":"I&M Bank","stats":"0","type":"freq"},{"value":"6","labl":"ECOBANK","stats":"1","type":"freq"},{"value":"7","labl":"UOB","stats":"0","type":"freq"},{"value":"8","labl":"ACCESS BANK","stats":"0","type":"freq"},{"value":"9","labl":"BPR","stats":"0","type":"freq"},{"value":"10","labl":"KCB","stats":"0","type":"freq"},{"value":"11","labl":"ZIGAMA CSS","stats":"0","type":"freq"},{"value":"12","labl":"UNGUKA BANK","stats":"0","type":"freq"},{"value":"13","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"14","labl":"EQUITY BANK","stats":"0","type":"freq"},{"value":"15","labl":"OTHER","stats":"0","type":"freq"},{"value":"99","labl":"99","stats":"9","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12470","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1365","name":"K1.2.7C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"644","var_end_pos":"644","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.7C.1. Have used credit card account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"10","type":"vald"},{"value":"12470","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2","type":"freq"},{"value":"2","labl":"No","stats":"8","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12470","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1366","name":"K1.2.7C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"645","var_end_pos":"645","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.7C.2. Have used credit card account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"8","type":"vald"},{"value":"12472","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"5","type":"freq"},{"value":"2","labl":"No","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12472","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1367","name":"K1.2.7D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"646","var_end_pos":"646","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.7D. Reasons for Not using credit card account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"3","type":"vald"},{"value":"12477","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"3","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"0","type":"freq"},{"value":"3","labl":"Too expensive","stats":"0","type":"freq"},{"value":"4","labl":"Too complicated","stats":"0","type":"freq"},{"value":"5","labl":"Service is not good","stats":"0","type":"freq"},{"value":"6","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12477","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1368","name":"K1.2.8A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"647","var_end_pos":"647","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.8A. Mobile banking (M-Banking)","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1598","type":"vald"},{"value":"10882","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"333","type":"freq"},{"value":"2","labl":"No","stats":"1265","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10882","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1369","name":"K1.2.8B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"648","var_end_pos":"649","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.8B.1. Where mobile banking account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"332","type":"vald"},{"value":"12148","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"5","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"3","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"3","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"1","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"79","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"143","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"4","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"7","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"2","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"5","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"31","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"5","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"4","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"26","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"12","type":"freq"},{"value":"99","labl":"99","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12148","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1370","name":"K1.2.8B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"650","var_end_pos":"651","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.8B.2. Where mobile banking account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"332","type":"vald"},{"value":"12148","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"0","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"1","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"6","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"12","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"0","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"2","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"0","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"1","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"7","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"1","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"0","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"4","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"2","type":"freq"},{"value":"99","labl":"99","stats":"296","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12148","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1371","name":"K1.2.8C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"652","var_end_pos":"652","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.8C.1. Have used mobile banking account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"333","type":"vald"},{"value":"12147","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"221","type":"freq"},{"value":"2","labl":"No","stats":"112","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12147","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1372","name":"K1.2.8C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"653","var_end_pos":"653","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.8C.2. Have used mobile banking account this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"112","type":"vald"},{"value":"12368","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"82","type":"freq"},{"value":"2","labl":"No","stats":"30","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12368","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1373","name":"K1.2.8D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"654","var_end_pos":"654","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.8D. Reasons for Not using mobile banking account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"30","type":"vald"},{"value":"12450","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"16","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"5","type":"freq"},{"value":"3","labl":"Too expensive","stats":"6","type":"freq"},{"value":"4","labl":"Too complicated","stats":"1","type":"freq"},{"value":"5","labl":"Service is not good","stats":"1","type":"freq"},{"value":"6","labl":"Other","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12450","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1374","name":"K1.2.9A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"655","var_end_pos":"655","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.9A. Internet baning","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1597","type":"vald"},{"value":"10883","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"29","type":"freq"},{"value":"2","labl":"No","stats":"1568","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10883","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1375","name":"K1.2.9C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"656","var_end_pos":"656","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.9C.1. Have used internet banking account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"29","type":"vald"},{"value":"12451","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"22","type":"freq"},{"value":"2","labl":"No","stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12451","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1376","name":"K1.2.9C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"657","var_end_pos":"657","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.9C.2. Have used internet banking account this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"7","type":"vald"},{"value":"12473","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3","type":"freq"},{"value":"2","labl":"No","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12473","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1377","name":"K1.2.9D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"658","var_end_pos":"658","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.9D. Reasons for Not using interenet banking account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"4","type":"vald"},{"value":"12476","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"3","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"0","type":"freq"},{"value":"3","labl":"Too expensive","stats":"0","type":"freq"},{"value":"4","labl":"Too complicated","stats":"0","type":"freq"},{"value":"5","labl":"Service is not good","stats":"0","type":"freq"},{"value":"6","labl":"Other","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12476","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1378","name":"K1.2.10A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"659","var_end_pos":"659","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.10A. Foreing bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1597","type":"vald"},{"value":"10883","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"4","type":"freq"},{"value":"2","labl":"No","stats":"1593","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10883","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1379","name":"K1.2.10B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"660","var_end_pos":"660","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.10B. Which country is foreign bank account","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"4","type":"vald"},{"value":"12476","type":"invd"}],"var_catgry":[{"value":"1","labl":"EAC","stats":"3","type":"freq"},{"value":"2","labl":"Others","stats":"1","type":"freq"},{"value":"3","labl":"EAC and Others","stats":"0","type":"freq"},{"value":"4","labl":"NA","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12476","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1380","name":"K1.2.10C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"661","var_end_pos":"661","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.10C.1. Have used internet foreign bank account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"4","type":"vald"},{"value":"12476","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2","type":"freq"},{"value":"2","labl":"No","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12476","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1381","name":"K1.2.10C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"662","var_end_pos":"662","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.10C.2Have used foreign bank account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2","type":"vald"},{"value":"12478","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2","type":"freq"},{"value":"2","labl":"No","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12478","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1382","name":"K1.2.10D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"663","var_end_pos":"663","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.10D. Reasons for Not using foreign bank account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"0","type":"vald"},{"value":"12480","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"0","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"0","type":"freq"},{"value":"3","labl":"Too expensive","stats":"0","type":"freq"},{"value":"4","labl":"Too complicated","stats":"0","type":"freq"},{"value":"5","labl":"Service is not good","stats":"0","type":"freq"},{"value":"6","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1383","name":"K1.2.11A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"664","var_end_pos":"664","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.11A. Any other bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1598","type":"vald"},{"value":"10882","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1","type":"freq"},{"value":"2","labl":"No","stats":"1597","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10882","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1384","name":"K1.2.11B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"665","var_end_pos":"666","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.11B.1. Where any other account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"1","type":"vald"},{"value":"12479","type":"invd"}],"var_catgry":[{"value":"1","labl":"BK","stats":"0","type":"freq"},{"value":"2","labl":"BRD","stats":"0","type":"freq"},{"value":"3","labl":"FINABANK","stats":"0","type":"freq"},{"value":"4","labl":"COGEBANQUE","stats":"0","type":"freq"},{"value":"5","labl":"I&M Bank","stats":"0","type":"freq"},{"value":"6","labl":"ECOBANK","stats":"0","type":"freq"},{"value":"7","labl":"UOB","stats":"0","type":"freq"},{"value":"8","labl":"ACCESS BANK","stats":"0","type":"freq"},{"value":"9","labl":"BPR","stats":"0","type":"freq"},{"value":"10","labl":"KCB","stats":"0","type":"freq"},{"value":"11","labl":"ZIGAMA CSS","stats":"1","type":"freq"},{"value":"12","labl":"UNGUKA BANK","stats":"0","type":"freq"},{"value":"13","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"14","labl":"EQUITY BANK","stats":"0","type":"freq"},{"value":"15","labl":"OTHER","stats":"0","type":"freq"},{"value":"99","labl":"99","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12479","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1385","name":"K1.2.11B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"667","var_end_pos":"668","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.11B.2. Where any other  account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"1","type":"vald"},{"value":"12479","type":"invd"}],"var_catgry":[{"value":"1","labl":"BK","stats":"0","type":"freq"},{"value":"2","labl":"BRD","stats":"0","type":"freq"},{"value":"3","labl":"FINABANK","stats":"0","type":"freq"},{"value":"4","labl":"COGEBANQUE","stats":"0","type":"freq"},{"value":"5","labl":"I&M Bank","stats":"0","type":"freq"},{"value":"6","labl":"ECOBANK","stats":"0","type":"freq"},{"value":"7","labl":"UOB","stats":"0","type":"freq"},{"value":"8","labl":"ACCESS BANK","stats":"0","type":"freq"},{"value":"9","labl":"BPR","stats":"0","type":"freq"},{"value":"10","labl":"KCB","stats":"0","type":"freq"},{"value":"11","labl":"ZIGAMA CSS","stats":"0","type":"freq"},{"value":"12","labl":"UNGUKA BANK","stats":"0","type":"freq"},{"value":"13","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"14","labl":"EQUITY BANK","stats":"0","type":"freq"},{"value":"15","labl":"OTHER","stats":"0","type":"freq"},{"value":"99","labl":"99","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12479","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1386","name":"K1.2.11C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"669","var_end_pos":"669","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.11C.1. Have used any other bank account in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1","type":"vald"},{"value":"12479","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1","type":"freq"},{"value":"2","labl":"No","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12479","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1387","name":"K1.2.11C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"670","var_end_pos":"670","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.11C.2. Have used ant other bank account this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"0","type":"vald"},{"value":"12480","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"0","type":"freq"},{"value":"2","labl":"No","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1388","name":"K1.2.11D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"671","var_end_pos":"671","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.11D. Reasons for Not using any other bank account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"0","type":"vald"},{"value":"12480","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"0","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"0","type":"freq"},{"value":"3","labl":"Too expensive","stats":"0","type":"freq"},{"value":"4","labl":"Too complicated","stats":"0","type":"freq"},{"value":"5","labl":"Service is not good","stats":"0","type":"freq"},{"value":"6","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1389","name":"K1.2.12A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"672","var_end_pos":"672","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.12A. Account with foreign currency","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1596","type":"vald"},{"value":"10884","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"25","type":"freq"},{"value":"2","labl":"No","stats":"1571","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10884","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1390","name":"K1.21.2B.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"673","var_end_pos":"674","var_width":"2","var_rec_seg_no":"1","labl":"K1.21.2B.1 Where is foreign currency is account held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"26","type":"vald"},{"value":"12454","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"0","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"1","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"9","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"3","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"0","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"1","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"0","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"0","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"1","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"4","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"1","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"2","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"2","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"2","type":"freq"},{"value":"99","labl":"99","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12454","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1391","name":"K1.2.12B.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"675","var_end_pos":"676","var_width":"2","var_rec_seg_no":"1","labl":"K1.2.12B.2 Where is foreign currency is held","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"26","type":"vald"},{"value":"12454","type":"invd"}],"var_catgry":[{"value":"1","labl":"AB BANK","stats":"0","type":"freq"},{"value":"2","labl":"AGASEKE BANK","stats":"0","type":"freq"},{"value":"3","labl":"BACAR - FINABANK - GT BANK","stats":"0","type":"freq"},{"value":"4","labl":"BANCOR - ACCESS BANK","stats":"0","type":"freq"},{"value":"5","labl":"BANK OF KIGALI (BK)","stats":"0","type":"freq"},{"value":"6","labl":"BANQUE POPULAIRE DU RWANDA LIMITED (BPR)","stats":"0","type":"freq"},{"value":"7","labl":"BANQUE RWANDAISE DE DEVELOPPEMENT LIMITED (BRD)","stats":"0","type":"freq"},{"value":"8","labl":"BCDI - ECOBANK","stats":"1","type":"freq"},{"value":"9","labl":"BCR - I&M BANK","stats":"0","type":"freq"},{"value":"10","labl":"COGEBANQUE Limited","stats":"0","type":"freq"},{"value":"11","labl":"CRANE BANK","stats":"0","type":"freq"},{"value":"12","labl":"EQUITY BANK","stats":"0","type":"freq"},{"value":"13","labl":"KENYA COMMERCIAL BANK (KCB)","stats":"0","type":"freq"},{"value":"14","labl":"UNGUKA BANK Ltd","stats":"0","type":"freq"},{"value":"15","labl":"URWEGO OPPORTUNITY BANK (UOB)","stats":"0","type":"freq"},{"value":"16","labl":"ZIGAMA CREDIT AND SAVING SOCIETY (CSS)","stats":"0","type":"freq"},{"value":"99","labl":"99","stats":"25","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12454","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1392","name":"K1.2.12C.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"677","var_end_pos":"677","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.12C.1 used it in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"26","type":"vald"},{"value":"12454","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"14","type":"freq"},{"value":"2","labl":"No","stats":"12","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12454","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1393","name":"K1.2.12C.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"678","var_end_pos":"678","var_width":"1","var_rec_seg_no":"1","labl":"K1.2.12C.2 used it this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"11","type":"vald"},{"value":"12469","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"8","type":"freq"},{"value":"2","labl":"No","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12469","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1394","name":"K.1.2.12D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"679","var_end_pos":"679","var_width":"1","var_rec_seg_no":"1","labl":"K.1.2.12D. Why did you not use it","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"3","type":"vald"},{"value":"12477","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"2","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"0","type":"freq"},{"value":"3","labl":"Too expensive","stats":"1","type":"freq"},{"value":"4","labl":"Too complicated","stats":"0","type":"freq"},{"value":"5","labl":"Service is not good","stats":"0","type":"freq"},{"value":"6","labl":"Other","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12477","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1395","name":"K1.3A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"680","var_end_pos":"680","var_width":"1","var_rec_seg_no":"1","labl":"K1.3a. Have bank account in your name","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1596","type":"vald"},{"value":"10884","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"368","type":"freq"},{"value":"2","labl":"No","stats":"1228","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10884","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1396","name":"K1.3B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"681","var_end_pos":"681","var_width":"1","var_rec_seg_no":"1","labl":"K1.3B. Can you use\/access your bank account when you want to","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"368","type":"vald"},{"value":"12112","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"326","type":"freq"},{"value":"2","labl":"No","stats":"42","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12112","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1397","name":"K1.3C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"682","var_end_pos":"682","var_width":"1","var_rec_seg_no":"1","labl":"K1.3C. Main reason you are not able to use\/access your account when you want to","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"42","type":"vald"},{"value":"12438","type":"invd"}],"var_catgry":[{"value":"1","labl":"Not always open\/available","stats":"0","type":"freq"},{"value":"2","labl":"Too far","stats":"4","type":"freq"},{"value":"3","labl":"It takes too much time","stats":"1","type":"freq"},{"value":"4","labl":"Too expensive","stats":"0","type":"freq"},{"value":"5","labl":"Need permission from someone to use it","stats":"37","type":"freq"},{"value":"6","labl":"Other, specify","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12438","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1398","name":"K1.3D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"683","var_end_pos":"683","var_width":"1","var_rec_seg_no":"1","labl":"K1.3D. Approximately length of having a bank account","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"368","type":"vald"},{"value":"12112","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than a year","stats":"26","type":"freq"},{"value":"2","labl":"1-3 years","stats":"83","type":"freq"},{"value":"3","labl":"3-5 years","stats":"69","type":"freq"},{"value":"4","labl":"Longer than 5 years","stats":"176","type":"freq"},{"value":"5","labl":"Don?t remember","stats":"14","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12112","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1399","name":"K1.3E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"684","var_end_pos":"684","var_width":"1","var_rec_seg_no":"1","labl":"K1.3E. Main reason for having a bank account?","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"368","type":"vald"},{"value":"12112","type":"invd"}],"var_catgry":[{"value":"1","labl":"To process salary\/wages","stats":"78","type":"freq"},{"value":"2","labl":"To save","stats":"163","type":"freq"},{"value":"3","labl":"to get credit\/loan","stats":"35","type":"freq"},{"value":"4","labl":"To keep money safe","stats":"81","type":"freq"},{"value":"5","labl":"To make payments\/receive money","stats":"11","type":"freq"},{"value":"6","labl":"Other, specify","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12112","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1400","name":"K1.3F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"685","var_end_pos":"685","var_width":"1","var_rec_seg_no":"1","labl":"K1.3F. Did you have an account with a SACCO or MFI when first opened a bank account?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"368","type":"vald"},{"value":"12112","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"53","type":"freq"},{"value":"2","labl":"No","stats":"315","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12112","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1401","name":"K1.3G","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"686","var_end_pos":"686","var_width":"1","var_rec_seg_no":"1","labl":"K1.3G. Did you close any of these when you opened your bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"53","type":"vald"},{"value":"12427","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"11","type":"freq"},{"value":"2","labl":"No","stats":"42","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12427","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1402","name":"K1.3H","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"687","var_end_pos":"687","var_width":"1","var_rec_seg_no":"1","labl":"K1.3H. Were you member of a group such as a savings and loan group or a savings club\/tontine when first opened a bank account?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"368","type":"vald"},{"value":"12112","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"109","type":"freq"},{"value":"2","labl":"No","stats":"259","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12112","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1403","name":"K1.3I","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"688","var_end_pos":"688","var_width":"1","var_rec_seg_no":"1","labl":"K1.3I. Did you close any of these when you opened your bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"109","type":"vald"},{"value":"12371","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"16","type":"freq"},{"value":"2","labl":"No","stats":"93","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12371","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1404","name":"K1.4A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"689","var_end_pos":"689","var_width":"1","var_rec_seg_no":"1","labl":"K1.4A. Use someone else bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1596","type":"vald"},{"value":"10884","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"245","type":"freq"},{"value":"2","labl":"No","stats":"1351","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10884","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1405","name":"K1.4B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"690","var_end_pos":"690","var_width":"1","var_rec_seg_no":"1","labl":"K1.4B. Can you use\/access this bank account when you want to?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"245","type":"vald"},{"value":"12235","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"207","type":"freq"},{"value":"2","labl":"No","stats":"38","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12235","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1406","name":"K1.4C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"691","var_end_pos":"691","var_width":"1","var_rec_seg_no":"1","labl":"K1.4C. Main reason you are not able to use\/access this account when you want to","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"38","type":"vald"},{"value":"12442","type":"invd"}],"var_catgry":[{"value":"1","labl":"Not always open\/available","stats":"0","type":"freq"},{"value":"2","labl":"Too far","stats":"0","type":"freq"},{"value":"3","labl":"Too expensive","stats":"1","type":"freq"},{"value":"4","labl":"Need owner?s permission before I can use it","stats":"35","type":"freq"},{"value":"5","labl":"Cannot use it when the owner of the account is not around","stats":"2","type":"freq"},{"value":"6","labl":"Other, specify","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1407","name":"K1.4D.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"692","var_end_pos":"692","var_width":"1","var_rec_seg_no":"1","labl":"K1.4D.1. Someone else bank account - Your spouse \/ partner's account","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"197","type":"vald"},{"value":"12283","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"197","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12283","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1408","name":"K1.4D.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"693","var_end_pos":"693","var_width":"1","var_rec_seg_no":"1","labl":"K1.4D.2. Someone else bank account - Your child's account","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"10","type":"vald"},{"value":"12470","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"10","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12470","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1409","name":"K1.4D.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"694","var_end_pos":"694","var_width":"1","var_rec_seg_no":"1","labl":"K1.4D.3. Someone else bank account - Your parent's account","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"22","type":"vald"},{"value":"12458","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"22","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12458","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1410","name":"K1.4D.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"695","var_end_pos":"695","var_width":"1","var_rec_seg_no":"1","labl":"K1.4D.4. Someone else bank account - Account of another family member","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"12","type":"vald"},{"value":"12468","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"12","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12468","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1411","name":"K1.4D.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"696","var_end_pos":"696","var_width":"1","var_rec_seg_no":"1","labl":"K1.4D.5. Someone else bank account - Account of a neighbour\/friend","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"1","type":"vald"},{"value":"12479","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12479","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1412","name":"K1.4D.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"697","var_end_pos":"697","var_width":"1","var_rec_seg_no":"1","labl":"K1.4D.6. Someone else bank account - Account of savings club","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"7","type":"vald"},{"value":"12473","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12473","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1413","name":"K1.4D.7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"698","var_end_pos":"698","var_width":"1","var_rec_seg_no":"1","labl":"K1.4D.7. Someone else bank account - Account of a community organisation\/church","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"2","type":"vald"},{"value":"12478","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12478","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1414","name":"K1.4D.8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"699","var_end_pos":"699","var_width":"1","var_rec_seg_no":"1","labl":"K1.4D.8. Someone else bank account - Other","var_sumstat":[{"value":"0","type":"vald"},{"value":"12480","type":"invd"}],"var_catgry":[{"value":"Sysmiss","labl":null,"stats":"12480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1415","name":"K1.4E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"700","var_end_pos":"700","var_width":"1","var_rec_seg_no":"1","labl":"K1.4E. Main reason why you are using someone else\u2019s account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"244","type":"vald"},{"value":"12236","type":"invd"}],"var_catgry":[{"value":"1","labl":"I don?t meet the requirements to open an account\/I?m too you","stats":"3","type":"freq"},{"value":"2","labl":"I don?t have the right documentation","stats":"2","type":"freq"},{"value":"3","labl":"We share the costs\/it is cheaper to have one account","stats":"201","type":"freq"},{"value":"4","labl":"I am not allowed to have my own account ? by spouse, househo","stats":"4","type":"freq"},{"value":"5","labl":"I don?t know how to open an account","stats":"4","type":"freq"},{"value":"6","labl":"Other specify","stats":"30","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12236","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1416","name":"K1.5.1A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"701","var_end_pos":"701","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.1A. Bank transaction used - Cash a cheque","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1596","type":"vald"},{"value":"10884","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"563","type":"freq"},{"value":"2","labl":"No","stats":"1033","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10884","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1417","name":"K1.5.1B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"702","var_end_pos":"702","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.1B. Banking Channels for transaction - Cash a cheque","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"563","type":"vald"},{"value":"11917","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"525","type":"freq"},{"value":"2","labl":"ATM","stats":"24","type":"freq"},{"value":"3","labl":"M_banking","stats":"2","type":"freq"},{"value":"4","labl":"All","stats":"12","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11917","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1418","name":"K1.5.2A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"703","var_end_pos":"703","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.2A. Bank transaction used - Deposit cash into a bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1595","type":"vald"},{"value":"10885","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1225","type":"freq"},{"value":"2","labl":"No","stats":"370","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10885","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1419","name":"K1.5.2B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"704","var_end_pos":"704","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.2B. Banking Channels for transaction - Deposit cash into a bank account","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"1220","type":"vald"},{"value":"11260","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"1128","type":"freq"},{"value":"2","labl":"ATM","stats":"74","type":"freq"},{"value":"3","labl":"M_banking","stats":"10","type":"freq"},{"value":"4","labl":"All","stats":"8","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11260","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1420","name":"K1.5.3A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"705","var_end_pos":"705","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.3A. Bank transaction used - Deposit a cheque into a bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1594","type":"vald"},{"value":"10886","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"327","type":"freq"},{"value":"2","labl":"No","stats":"1267","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10886","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1421","name":"K1.5.3B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"706","var_end_pos":"706","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.3B. Banking Channels for transaction - Deposit a cheque into a bank account","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"329","type":"vald"},{"value":"12151","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"314","type":"freq"},{"value":"2","labl":"ATM","stats":"15","type":"freq"},{"value":"3","labl":"M_banking","stats":"0","type":"freq"},{"value":"4","labl":"All","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12151","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1422","name":"K1.5.4A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"707","var_end_pos":"707","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.4A. Bank transaction used - Cash withdrawal from a bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1593","type":"vald"},{"value":"10887","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1373","type":"freq"},{"value":"2","labl":"No","stats":"220","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10887","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1423","name":"K1.5.4B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"708","var_end_pos":"708","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.4B. Banking Channels for transaction - Cash withdrawal from a bank account","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"1372","type":"vald"},{"value":"11108","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"1131","type":"freq"},{"value":"2","labl":"ATM","stats":"215","type":"freq"},{"value":"3","labl":"M_banking","stats":"10","type":"freq"},{"value":"4","labl":"All","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11108","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1424","name":"K1.5.5A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"709","var_end_pos":"709","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.5A. Bank transaction used - Paid people\/bills using a cheque","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1594","type":"vald"},{"value":"10886","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"142","type":"freq"},{"value":"2","labl":"No","stats":"1452","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10886","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1425","name":"K1.5.5B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"710","var_end_pos":"710","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.5B. Banking Channels for transaction - Paid people\/bills using a cheque","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"142","type":"vald"},{"value":"12338","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"138","type":"freq"},{"value":"2","labl":"ATM","stats":"2","type":"freq"},{"value":"3","labl":"M_banking","stats":"1","type":"freq"},{"value":"4","labl":"All","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12338","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1426","name":"K1.5.6A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"711","var_end_pos":"711","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.6A. Bank transaction used - Money transfers between your own bank accounts","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1593","type":"vald"},{"value":"10887","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"95","type":"freq"},{"value":"2","labl":"No","stats":"1498","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10887","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1427","name":"K1.5.6B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"712","var_end_pos":"712","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.6B. Banking Channels for transaction - Money transfers between your own bank accounts","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"95","type":"vald"},{"value":"12385","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"83","type":"freq"},{"value":"2","labl":"ATM","stats":"6","type":"freq"},{"value":"3","labl":"M_banking","stats":"4","type":"freq"},{"value":"4","labl":"All","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12385","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1428","name":"K1.5.7A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"713","var_end_pos":"713","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.7A. Bank transaction used - Money transfer to another person\u2019s bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1593","type":"vald"},{"value":"10887","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"184","type":"freq"},{"value":"2","labl":"No","stats":"1409","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10887","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1429","name":"K1.5.7B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"714","var_end_pos":"714","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.7B. Banking Channels for transaction - Money transfer to another person\u2019s bank account","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"184","type":"vald"},{"value":"12296","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"168","type":"freq"},{"value":"2","labl":"ATM","stats":"5","type":"freq"},{"value":"3","labl":"M_banking","stats":"9","type":"freq"},{"value":"4","labl":"All","stats":"2","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12296","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1430","name":"K1.5.8A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"715","var_end_pos":"715","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.8A. Bank transaction used - Received money from someone into a bank account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1593","type":"vald"},{"value":"10887","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"216","type":"freq"},{"value":"2","labl":"No","stats":"1377","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10887","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1431","name":"K1.5.8B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"716","var_end_pos":"716","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.8B. Banking Channels for transaction - Received money from someone into a bank account","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"216","type":"vald"},{"value":"12264","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"205","type":"freq"},{"value":"2","labl":"ATM","stats":"5","type":"freq"},{"value":"3","labl":"M_banking","stats":"6","type":"freq"},{"value":"4","labl":"All","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12264","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1432","name":"K1.5.9A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"717","var_end_pos":"717","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.9A. Bank transaction used - Get a bank statement","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1593","type":"vald"},{"value":"10887","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"417","type":"freq"},{"value":"2","labl":"No","stats":"1176","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10887","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1433","name":"K1.5.9B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"718","var_end_pos":"718","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.9B. Banking Channels for transaction - Get a bank statement","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"417","type":"vald"},{"value":"12063","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"377","type":"freq"},{"value":"2","labl":"ATM","stats":"9","type":"freq"},{"value":"3","labl":"M_banking","stats":"28","type":"freq"},{"value":"4","labl":"All","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12063","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1434","name":"K1.5.10A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"719","var_end_pos":"719","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.10A. Bank transaction used - Internet banking transaction","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1592","type":"vald"},{"value":"10888","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"42","type":"freq"},{"value":"2","labl":"No","stats":"1550","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10888","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1435","name":"K1.5.10B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"720","var_end_pos":"720","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.10B. Banking Channels for transaction - Internet banking transaction","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"43","type":"vald"},{"value":"12437","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"24","type":"freq"},{"value":"2","labl":"ATM","stats":"1","type":"freq"},{"value":"3","labl":"M_banking","stats":"17","type":"freq"},{"value":"4","labl":"All","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12437","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1436","name":"K1.5.11A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"721","var_end_pos":"721","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.11A. Bank transaction used - Mobile banking transaction","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1593","type":"vald"},{"value":"10887","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"309","type":"freq"},{"value":"2","labl":"No","stats":"1284","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10887","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1437","name":"K1.5.11B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"722","var_end_pos":"722","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.11B. Banking Channels for transaction - Mobile banking transaction","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"308","type":"vald"},{"value":"12172","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"76","type":"freq"},{"value":"2","labl":"ATM","stats":"6","type":"freq"},{"value":"3","labl":"M_banking","stats":"221","type":"freq"},{"value":"4","labl":"All","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12172","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1438","name":"K1.5.12A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"723","var_end_pos":"723","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.12A. Bank transaction used - Banking agent","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1592","type":"vald"},{"value":"10888","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"300","type":"freq"},{"value":"2","labl":"No","stats":"1292","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10888","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1439","name":"K1.5.12B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"724","var_end_pos":"724","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.12B. Banking Channels for transaction - Banking agent","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"301","type":"vald"},{"value":"12179","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"267","type":"freq"},{"value":"2","labl":"ATM","stats":"26","type":"freq"},{"value":"3","labl":"M_banking","stats":"8","type":"freq"},{"value":"4","labl":"All","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12179","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1440","name":"K1.5.13A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"725","var_end_pos":"725","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.13A. Bank transaction used - Mobile van","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1592","type":"vald"},{"value":"10888","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"52","type":"freq"},{"value":"2","labl":"No","stats":"1540","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10888","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1441","name":"K1.5.13B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"726","var_end_pos":"726","var_width":"1","var_rec_seg_no":"1","labl":"K1.5.13B. Banking Channels for transaction - Mobile van","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"52","type":"vald"},{"value":"12428","type":"invd"}],"var_catgry":[{"value":"1","labl":"Bank","stats":"49","type":"freq"},{"value":"2","labl":"ATM","stats":"2","type":"freq"},{"value":"3","labl":"M_banking","stats":"0","type":"freq"},{"value":"4","labl":"All","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12428","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1442","name":"K1.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"727","var_end_pos":"728","var_width":"2","var_rec_seg_no":"1","labl":"K1.6. Main reason for not having a bank account","var_val_range":[{"units":null,"min":"1","max":"13"}],"var_sumstat":[{"value":"10874","type":"vald"},{"value":"1606","type":"invd"}],"var_catgry":[{"value":"1","labl":"Does not need it - Insufficient or no money coming it to jus","stats":"9071","type":"freq"},{"value":"2","labl":"Cannot maintain the minimum balance","stats":"246","type":"freq"},{"value":"3","labl":"Bank service charges are too high","stats":"698","type":"freq"},{"value":"4","labl":"Banks are too far away","stats":"407","type":"freq"},{"value":"5","labl":"Banking hours are not convenient","stats":"2","type":"freq"},{"value":"6","labl":"Does not have the documentation required","stats":"66","type":"freq"},{"value":"7","labl":"Does not know how to apply","stats":"61","type":"freq"},{"value":"8","labl":"Does not understand benefits from having a bank account","stats":"61","type":"freq"},{"value":"9","labl":"Does not trust banks","stats":"21","type":"freq"},{"value":"10","labl":"Banks do not provide the products or services I need","stats":"43","type":"freq"},{"value":"11","labl":"Can get services needed elsewhere in the community","stats":"165","type":"freq"},{"value":"12","labl":"Need permission of someone else to open it","stats":"16","type":"freq"},{"value":"13","labl":"Other specify","stats":"17","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1606","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1443","name":"K2.1A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"729","var_end_pos":"729","var_width":"1","var_rec_seg_no":"1","labl":"K2.1a. MFI account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12477","type":"vald"},{"value":"3","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"606","type":"freq"},{"value":"2","labl":"No","stats":"11871","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1444","name":"K2.1B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"730","var_end_pos":"730","var_width":"1","var_rec_seg_no":"1","labl":"K2.1b1. MFI account used past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"606","type":"vald"},{"value":"11874","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"328","type":"freq"},{"value":"2","labl":"No","stats":"278","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11874","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1445","name":"K2.1B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"731","var_end_pos":"731","var_width":"1","var_rec_seg_no":"1","labl":"K2.1b2. MFI account used this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"328","type":"vald"},{"value":"12152","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"317","type":"freq"},{"value":"2","labl":"No","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12152","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1446","name":"K2.1C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"732","var_end_pos":"732","var_width":"1","var_rec_seg_no":"1","labl":"K2.1c. Main reason for not using MFI account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"199","type":"vald"},{"value":"12281","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"45","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"7","type":"freq"},{"value":"3","labl":"Too expensive","stats":"13","type":"freq"},{"value":"4","labl":"Too complicated","stats":"3","type":"freq"},{"value":"5","labl":"Service is not good","stats":"4","type":"freq"},{"value":"6","labl":"Other, specify","stats":"127","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12281","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1447","name":"K2.1D1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"733","var_end_pos":"733","var_width":"1","var_rec_seg_no":"1","labl":"K2.1d1. MFI account - usually used for: Deposit","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"603","type":"vald"},{"value":"11877","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"532","type":"freq"},{"value":"2","labl":"No","stats":"71","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11877","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1448","name":"K2.1D2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"734","var_end_pos":"734","var_width":"1","var_rec_seg_no":"1","labl":"K2.1d1. MFI account - usually used for: Savings","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"604","type":"vald"},{"value":"11876","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"511","type":"freq"},{"value":"2","labl":"No","stats":"93","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11876","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1449","name":"K2.1D3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"735","var_end_pos":"735","var_width":"1","var_rec_seg_no":"1","labl":"K2.1d2. MFI account - usually used for: Credit\/loan","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"602","type":"vald"},{"value":"11878","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"311","type":"freq"},{"value":"2","labl":"No","stats":"291","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11878","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1450","name":"K2.1D4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"736","var_end_pos":"736","var_width":"1","var_rec_seg_no":"1","labl":"K2.1d3. MFI account - usually used for: Save and credit","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"601","type":"vald"},{"value":"11879","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"404","type":"freq"},{"value":"2","labl":"No","stats":"197","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11879","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1451","name":"K2.1D5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"737","var_end_pos":"737","var_width":"1","var_rec_seg_no":"1","labl":"K2.1d3. MFI account - usually used for: Other","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"600","type":"vald"},{"value":"11880","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"22","type":"freq"},{"value":"2","labl":"No","stats":"578","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11880","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1452","name":"K2.1E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"738","var_end_pos":"738","var_width":"1","var_rec_seg_no":"1","labl":"K2.1e. For approximately how long have you had an account with a MFI","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"606","type":"vald"},{"value":"11874","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than a year","stats":"83","type":"freq"},{"value":"2","labl":"1-2 years","stats":"151","type":"freq"},{"value":"3","labl":"3-5 years","stats":"339","type":"freq"},{"value":"4","labl":"Don?t remember","stats":"33","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11874","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1453","name":"K2.1F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"739","var_end_pos":"739","var_width":"1","var_rec_seg_no":"1","labl":"K2.1f. Why did you mainly open a MFI account","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"606","type":"vald"},{"value":"11874","type":"invd"}],"var_catgry":[{"value":"1","labl":"To make Deposit","stats":"97","type":"freq"},{"value":"2","labl":"To  save","stats":"213","type":"freq"},{"value":"3","labl":"To get credit\/loan","stats":"48","type":"freq"},{"value":"4","labl":"To save and get credit","stats":"226","type":"freq"},{"value":"5","labl":"Other, specify","stats":"22","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11874","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1454","name":"K2.1G","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"740","var_end_pos":"740","var_width":"1","var_rec_seg_no":"1","labl":"K2.1g. Did you have an account with a bank or a SACCO","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"605","type":"vald"},{"value":"11875","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"235","type":"freq"},{"value":"2","labl":"No","stats":"370","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11875","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1455","name":"K2.1H","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"741","var_end_pos":"741","var_width":"1","var_rec_seg_no":"1","labl":"K2.1h. Did you close any of these when you opened your MFI account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"236","type":"vald"},{"value":"12244","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"76","type":"freq"},{"value":"2","labl":"No","stats":"160","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12244","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1456","name":"K2.1I","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"742","var_end_pos":"742","var_width":"1","var_rec_seg_no":"1","labl":"K2.1i. Were you member of a group such as a savings and loan group or a savings club\/tontine","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"605","type":"vald"},{"value":"11875","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"253","type":"freq"},{"value":"2","labl":"No","stats":"352","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11875","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1457","name":"K2.1J","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"743","var_end_pos":"743","var_width":"1","var_rec_seg_no":"1","labl":"K2.1j. Did you give up your membership with any of these when you opened your MFI account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"254","type":"vald"},{"value":"12226","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"39","type":"freq"},{"value":"2","labl":"No","stats":"215","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12226","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1458","name":"K2.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"744","var_end_pos":"745","var_width":"2","var_rec_seg_no":"1","labl":"K2.2. Main reason why do you not have an MFI","var_val_range":[{"units":null,"min":"1","max":"13"}],"var_sumstat":[{"value":"11860","type":"vald"},{"value":"620","type":"invd"}],"var_catgry":[{"value":"1","labl":"Does not need it - Insufficient or no money coming it to jus","stats":"9741","type":"freq"},{"value":"2","labl":"Cannot maintain the minimum balance","stats":"276","type":"freq"},{"value":"3","labl":"Bank service charges are too high","stats":"555","type":"freq"},{"value":"4","labl":"Banks are too far away","stats":"335","type":"freq"},{"value":"5","labl":"Banking hours are not convenient","stats":"12","type":"freq"},{"value":"6","labl":"Does not have the documentation required","stats":"53","type":"freq"},{"value":"7","labl":"Does not know how to apply","stats":"132","type":"freq"},{"value":"8","labl":"Does not understand benefits from having a bank account","stats":"227","type":"freq"},{"value":"9","labl":"Does not trust banks","stats":"164","type":"freq"},{"value":"10","labl":"Banks do not provide the products or services I need","stats":"33","type":"freq"},{"value":"11","labl":"Can get services needed elsewhere in the community","stats":"279","type":"freq"},{"value":"12","labl":"Need permission of someone else to open it","stats":"12","type":"freq"},{"value":"13","labl":"Other specify","stats":"41","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"620","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1459","name":"K3.1A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"746","var_end_pos":"746","var_width":"1","var_rec_seg_no":"1","labl":"K3.1a. Member of an Umurenge SACCO\/have an Umurenge SACCO account","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12474","type":"vald"},{"value":"6","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3858","type":"freq"},{"value":"2","labl":"No","stats":"8616","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1460","name":"K3.1B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"747","var_end_pos":"747","var_width":"1","var_rec_seg_no":"1","labl":"K3.1b1. SACOO account - Used in the past month","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3860","type":"vald"},{"value":"8620","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1451","type":"freq"},{"value":"2","labl":"No","stats":"2409","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8620","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1461","name":"K3.1B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"748","var_end_pos":"748","var_width":"1","var_rec_seg_no":"1","labl":"K3.1b2. SACOO account - Used this year","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2409","type":"vald"},{"value":"10071","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1481","type":"freq"},{"value":"2","labl":"No","stats":"928","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10071","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1462","name":"K3.1C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"749","var_end_pos":"749","var_width":"1","var_rec_seg_no":"1","labl":"K3.1c. Main reason for you not using Umurenge SACCO account","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"925","type":"vald"},{"value":"11555","type":"invd"}],"var_catgry":[{"value":"1","labl":"Didn?t need to use it","stats":"559","type":"freq"},{"value":"2","labl":"Doesn?t meet my needs","stats":"32","type":"freq"},{"value":"3","labl":"Too expensive","stats":"156","type":"freq"},{"value":"4","labl":"Too complicated","stats":"61","type":"freq"},{"value":"5","labl":"Service is not good","stats":"9","type":"freq"},{"value":"6","labl":"Other, specify","stats":"108","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11555","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1463","name":"K3.1D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"750","var_end_pos":"750","var_width":"1","var_rec_seg_no":"1","labl":"K3.1d. SACCO account  ususlly used for","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"3856","type":"vald"},{"value":"8624","type":"invd"}],"var_catgry":[{"value":"1","labl":"Savings","stats":"2449","type":"freq"},{"value":"2","labl":"Credit","stats":"35","type":"freq"},{"value":"3","labl":"Savings and get Credit","stats":"1172","type":"freq"},{"value":"4","labl":"Other, specify","stats":"200","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8624","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1464","name":"K3.1E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"751","var_end_pos":"751","var_width":"1","var_rec_seg_no":"1","labl":"K3.1e. For approximately how long have you had an account with a SACCO","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"3855","type":"vald"},{"value":"8625","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than a year","stats":"371","type":"freq"},{"value":"2","labl":"1-3 years","stats":"1134","type":"freq"},{"value":"3","labl":"3-5 years","stats":"2199","type":"freq"},{"value":"4","labl":"Don?t remember","stats":"151","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8625","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1465","name":"K3.1F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"752","var_end_pos":"752","var_width":"1","var_rec_seg_no":"1","labl":"K3.1f. Why did you mainly become a member","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"3858","type":"vald"},{"value":"8622","type":"invd"}],"var_catgry":[{"value":"1","labl":"I was obliged\/required to","stats":"1529","type":"freq"},{"value":"2","labl":"To save","stats":"1389","type":"freq"},{"value":"3","labl":"To get credit\/loan","stats":"215","type":"freq"},{"value":"4","labl":"To keep money safe","stats":"703","type":"freq"},{"value":"5","labl":"Other, specify","stats":"22","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8622","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1466","name":"K3.1G","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"753","var_end_pos":"753","var_width":"1","var_rec_seg_no":"1","labl":"K3.1g. When becaming a SACCO member, did you have an account with a bank or a MFI","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3858","type":"vald"},{"value":"8622","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"727","type":"freq"},{"value":"2","labl":"No","stats":"3131","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8622","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1467","name":"K3.1H","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"754","var_end_pos":"754","var_width":"1","var_rec_seg_no":"1","labl":"K3.1h. Did you close any of these when you opened your Umurenge SACCO account\/became a member","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"728","type":"vald"},{"value":"11752","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"272","type":"freq"},{"value":"2","labl":"No","stats":"456","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11752","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1468","name":"K3.1I","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"755","var_end_pos":"755","var_width":"1","var_rec_seg_no":"1","labl":"K3.1i. Were you member of a group such as a savings and loan group or a savings club\/tontine?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3858","type":"vald"},{"value":"8622","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1745","type":"freq"},{"value":"2","labl":"No","stats":"2113","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8622","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1469","name":"K3.1J","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"756","var_end_pos":"756","var_width":"1","var_rec_seg_no":"1","labl":"K3.1j. Did you give up your membership","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1746","type":"vald"},{"value":"10734","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"268","type":"freq"},{"value":"2","labl":"No","stats":"1478","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10734","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1470","name":"K3.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"757","var_end_pos":"758","var_width":"2","var_rec_seg_no":"1","labl":"K3.2. Main reason why do you not have a Umurenge account","var_val_range":[{"units":null,"min":"1","max":"13"}],"var_sumstat":[{"value":"8603","type":"vald"},{"value":"3877","type":"invd"}],"var_catgry":[{"value":"1","labl":"Does not need it - Insufficient or no money coming it to jus","stats":"7371","type":"freq"},{"value":"2","labl":"Cannot maintain the minimum balance","stats":"145","type":"freq"},{"value":"3","labl":"Bank service charges are too high","stats":"376","type":"freq"},{"value":"4","labl":"Banks are too far away","stats":"60","type":"freq"},{"value":"5","labl":"Banking hours are not convenient","stats":"13","type":"freq"},{"value":"6","labl":"Does not have the documentation required","stats":"57","type":"freq"},{"value":"7","labl":"Does not know how to apply","stats":"58","type":"freq"},{"value":"8","labl":"Does not understand benefits from having a bank account","stats":"176","type":"freq"},{"value":"9","labl":"Does not trust banks","stats":"84","type":"freq"},{"value":"10","labl":"Banks do not provide the products or services I need","stats":"29","type":"freq"},{"value":"11","labl":"Can get services needed elsewhere in the community","stats":"193","type":"freq"},{"value":"12","labl":"Need permission of someone else to open it","stats":"15","type":"freq"},{"value":"13","labl":"Other specify","stats":"26","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3877","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1471","name":"L1A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"759","var_end_pos":"759","var_width":"1","var_rec_seg_no":"1","labl":"L1a. Belong to a savings groups such as a VSLA","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6749","type":"freq"},{"value":"2","labl":"No","stats":"5730","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1472","name":"L1B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"760","var_end_pos":"760","var_width":"1","var_rec_seg_no":"1","labl":"L1b1. How did you learn about your savings group","var_val_range":[{"units":null,"min":"1","max":"8"}],"var_sumstat":[{"value":"6748","type":"vald"},{"value":"5732","type":"invd"}],"var_catgry":[{"value":"1","labl":"Someone associated with an organization (staff or volunteer)","stats":"1789","type":"freq"},{"value":"2","labl":"Bank\/Microfinance institution staff member","stats":"49","type":"freq"},{"value":"3","labl":"Church\/affiliated with religious group","stats":"124","type":"freq"},{"value":"4","labl":"Individual in group","stats":"2767","type":"freq"},{"value":"5","labl":"Friend\/community member who knew methodology","stats":"1402","type":"freq"},{"value":"6","labl":"Someone from another group","stats":"405","type":"freq"},{"value":"7","labl":"Don?t remember (started long ago, no original members part o","stats":"171","type":"freq"},{"value":"8","labl":"Other (specify)","stats":"41","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5732","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1473","name":"L1B2.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"761","var_end_pos":"761","var_width":"1","var_rec_seg_no":"1","labl":"L1b2.1. Savings group partners - Government","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"411","type":"vald"},{"value":"12069","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"411","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12069","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1474","name":"L1B2.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"762","var_end_pos":"762","var_width":"1","var_rec_seg_no":"1","labl":"L1b2.2. Savings group partners - CARE","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"672","type":"vald"},{"value":"11808","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"672","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11808","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1475","name":"L1B2.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"763","var_end_pos":"763","var_width":"1","var_rec_seg_no":"1","labl":"L1b2.3. Savings group partners - CRS","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"14","type":"vald"},{"value":"12466","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"14","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12466","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1476","name":"L1B2.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"764","var_end_pos":"764","var_width":"1","var_rec_seg_no":"1","labl":"L1b2.4. Savings group partners - World Vision","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"93","type":"vald"},{"value":"12387","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"93","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12387","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1477","name":"L1B2.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"765","var_end_pos":"765","var_width":"1","var_rec_seg_no":"1","labl":"L1b2.5. Savings group partners - Other","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"257","type":"vald"},{"value":"12223","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"257","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12223","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1478","name":"L1B2.6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"766","var_end_pos":"766","var_width":"1","var_rec_seg_no":"1","labl":"L1b2.6. Savings group partners - None","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"5473","type":"vald"},{"value":"7007","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"5473","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7007","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1479","name":"L1C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"767","var_end_pos":"767","var_width":"1","var_rec_seg_no":"1","labl":"L1c. How often does the group meet with the facilitator","var_val_range":[{"units":null,"min":"1","max":"7"}],"var_sumstat":[{"value":"6726","type":"vald"},{"value":"5754","type":"invd"}],"var_catgry":[{"value":"1","labl":"Weekly","stats":"145","type":"freq"},{"value":"2","labl":"Bi-weekly","stats":"59","type":"freq"},{"value":"3","labl":"Monthly","stats":"615","type":"freq"},{"value":"4","labl":"Quarterly","stats":"401","type":"freq"},{"value":"5","labl":"Occasionally","stats":"1076","type":"freq"},{"value":"6","labl":"Never visited by trainer","stats":"4414","type":"freq"},{"value":"7","labl":"Other (specify)","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5754","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1480","name":"L1D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"768","var_end_pos":"768","var_width":"1","var_rec_seg_no":"1","labl":"L1d. Reasons for using informal group","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"6739","type":"vald"},{"value":"5741","type":"invd"}],"var_catgry":[{"value":"1","labl":"Save with the group","stats":"1047","type":"freq"},{"value":"2","labl":"Borrow from the group","stats":"71","type":"freq"},{"value":"3","labl":"Save with the group\/ Borrow from the group","stats":"5604","type":"freq"},{"value":"4","labl":"Other","stats":"17","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5741","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1481","name":"L1E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"769","var_end_pos":"769","var_width":"1","var_rec_seg_no":"1","labl":"L1e Period (years) been a member of such a group","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"6746","type":"vald"},{"value":"5734","type":"invd"}],"var_catgry":[{"value":"1","labl":"Less than a year","stats":"1366","type":"freq"},{"value":"2","labl":"1-3 years","stats":"3303","type":"freq"},{"value":"3","labl":"3-5 years","stats":"1211","type":"freq"},{"value":"4","labl":"Longer than 5 years","stats":"808","type":"freq"},{"value":"5","labl":"Don?t remember","stats":"58","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5734","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1482","name":"L2A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"770","var_end_pos":"770","var_width":"1","var_rec_seg_no":"1","labl":"L2a. Groups statement - Lend money out to members when they need the money","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6747","type":"vald"},{"value":"5733","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6481","type":"freq"},{"value":"2","labl":"No","stats":"260","type":"freq"},{"value":"3","labl":"Don't know","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5733","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1483","name":"L2B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"771","var_end_pos":"771","var_width":"1","var_rec_seg_no":"1","labl":"L2b. Groups statement - Lend out money to non-members when they want to borrow","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6746","type":"vald"},{"value":"5734","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"712","type":"freq"},{"value":"2","labl":"No","stats":"6010","type":"freq"},{"value":"3","labl":"Don't know","stats":"24","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5734","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1484","name":"L2C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"772","var_end_pos":"772","var_width":"1","var_rec_seg_no":"1","labl":"L2c. Groups statement - Give collected money to one member every month","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6745","type":"vald"},{"value":"5735","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3165","type":"freq"},{"value":"2","labl":"No","stats":"3568","type":"freq"},{"value":"3","labl":"Don't know","stats":"12","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5735","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1485","name":"L2D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"773","var_end_pos":"773","var_width":"1","var_rec_seg_no":"1","labl":"L2d. Groups statement - Keep the collected money for members and members can withdraw this money when they need it","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6740","type":"vald"},{"value":"5740","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3495","type":"freq"},{"value":"2","labl":"No","stats":"3231","type":"freq"},{"value":"3","labl":"Don't know","stats":"14","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5740","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1486","name":"L2E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"774","var_end_pos":"774","var_width":"1","var_rec_seg_no":"1","labl":"L2e. Groups statement - Keep the collected money for members and give to members after a certain period of time","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6738","type":"vald"},{"value":"5742","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"5664","type":"freq"},{"value":"2","labl":"No","stats":"1059","type":"freq"},{"value":"3","labl":"Don't know","stats":"15","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5742","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1487","name":"L2F","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"775","var_end_pos":"775","var_width":"1","var_rec_seg_no":"1","labl":"L2f. Groups statement - Buy assets as a group","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6745","type":"vald"},{"value":"5735","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"4541","type":"freq"},{"value":"2","labl":"No","stats":"2156","type":"freq"},{"value":"3","labl":"Don't know","stats":"48","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5735","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1488","name":"L2G","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"776","var_end_pos":"776","var_width":"1","var_rec_seg_no":"1","labl":"L2g. Groups statement - Buy assets for individual memb ers","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6737","type":"vald"},{"value":"5743","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"679","type":"freq"},{"value":"2","labl":"No","stats":"6001","type":"freq"},{"value":"3","labl":"Don't know","stats":"57","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5743","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1489","name":"L2H","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"777","var_end_pos":"777","var_width":"1","var_rec_seg_no":"1","labl":"L2h. Groups statement - Raise or save money for funerals for group members","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6744","type":"vald"},{"value":"5736","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3099","type":"freq"},{"value":"2","labl":"No","stats":"3528","type":"freq"},{"value":"3","labl":"Don't know","stats":"117","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5736","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1490","name":"L2I","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"778","var_end_pos":"778","var_width":"1","var_rec_seg_no":"1","labl":"L2i. Groups statement - Raise or save  money for other emergencies for group members","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6740","type":"vald"},{"value":"5740","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2775","type":"freq"},{"value":"2","labl":"No","stats":"3905","type":"freq"},{"value":"3","labl":"Don't know","stats":"60","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5740","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1491","name":"L2J","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"779","var_end_pos":"779","var_width":"1","var_rec_seg_no":"1","labl":"L2j. Groups statement - Act as guarantor when members want to borrow money somewhere else","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6744","type":"vald"},{"value":"5736","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1018","type":"freq"},{"value":"2","labl":"No","stats":"5542","type":"freq"},{"value":"3","labl":"Don't know","stats":"184","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5736","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1492","name":"L3A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"780","var_end_pos":"781","var_width":"2","var_rec_seg_no":"1","labl":"L3a. Main reason for belonging to a group\/club","var_val_range":[{"units":null,"min":"1","max":"10"}],"var_sumstat":[{"value":"6744","type":"vald"},{"value":"5736","type":"invd"}],"var_catgry":[{"value":"1","labl":"Inherited the position from parents","stats":"35","type":"freq"},{"value":"2","labl":"It is compulsory for people in tribe or village","stats":"37","type":"freq"},{"value":"3","labl":"To socialise or meet friends","stats":"526","type":"freq"},{"value":"4","labl":"They give financial advice","stats":"681","type":"freq"},{"value":"5","labl":"Can turn to them when in financial need","stats":"2191","type":"freq"},{"value":"6","labl":"Can get money easily when needed","stats":"1056","type":"freq"},{"value":"7","labl":"I trust and know them","stats":"350","type":"freq"},{"value":"8","labl":"To borrow money","stats":"633","type":"freq"},{"value":"9","labl":"To save money","stats":"1231","type":"freq"},{"value":"10","labl":"Other (Specify)","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5736","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1493","name":"L3B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"782","var_end_pos":"782","var_width":"1","var_rec_seg_no":"1","labl":"L3b1. Groups statement - There's more discipline in saving with a group than any other way","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6743","type":"vald"},{"value":"5737","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"6380","type":"freq"},{"value":"2","labl":"Disagree","stats":"302","type":"freq"},{"value":"3","labl":"Don?t know","stats":"61","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5737","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1494","name":"L3B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"783","var_end_pos":"783","var_width":"1","var_rec_seg_no":"1","labl":"L3b2. Groups statement - I trust how it works and it is easy to get loan","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6743","type":"vald"},{"value":"5737","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"6429","type":"freq"},{"value":"2","labl":"Disagree","stats":"292","type":"freq"},{"value":"3","labl":"Don?t know","stats":"22","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5737","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1495","name":"L3B3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"784","var_end_pos":"784","var_width":"1","var_rec_seg_no":"1","labl":"L3b3. Groups statement - More discipline paying back money borrowed from  a group than with  paying back a loan from a  financial institution","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"6746","type":"vald"},{"value":"5734","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"5840","type":"freq"},{"value":"2","labl":"Disagree","stats":"794","type":"freq"},{"value":"3","labl":"Don?t know","stats":"112","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5734","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1496","name":"L4A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"785","var_end_pos":"785","var_width":"1","var_rec_seg_no":"1","labl":"L4a. Are you a member of any other group or organisation?","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12472","type":"vald"},{"value":"8","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2199","type":"freq"},{"value":"2","labl":"No","stats":"10273","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1497","name":"L4B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"786","var_end_pos":"786","var_width":"1","var_rec_seg_no":"1","labl":"L4b1. Type of group\/organisation belonging to - Business organisation","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"97","type":"vald"},{"value":"12383","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"97","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12383","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1498","name":"L4B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"787","var_end_pos":"787","var_width":"1","var_rec_seg_no":"1","labl":"L4b2. Type of group\/organisation belonging to - Farmer's association","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"447","type":"vald"},{"value":"12033","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"447","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12033","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1499","name":"L4B3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"788","var_end_pos":"788","var_width":"1","var_rec_seg_no":"1","labl":"L4b3. Type of group\/organisation belonging to - Market\/traders association","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"38","type":"vald"},{"value":"12442","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"38","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1500","name":"L4B4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"789","var_end_pos":"789","var_width":"1","var_rec_seg_no":"1","labl":"L4b4. Type of group\/organisation belonging to - Fisher\u2019s association","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"50","type":"vald"},{"value":"12430","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"50","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12430","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1501","name":"L4B5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"790","var_end_pos":"790","var_width":"1","var_rec_seg_no":"1","labl":"L4b5. Type of group\/organisation belonging to - Cooperative","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"466","type":"vald"},{"value":"12014","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"466","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12014","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1502","name":"L4B6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"791","var_end_pos":"791","var_width":"1","var_rec_seg_no":"1","labl":"L4b6. Type of group\/organisation belonging to - Church \/ religious group","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"164","type":"vald"},{"value":"12316","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"164","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12316","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1503","name":"L4B7","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"792","var_end_pos":"792","var_width":"1","var_rec_seg_no":"1","labl":"L4b7. Type of group\/organisation belonging to - Women\u2019s \/ men\u2019s group","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"855","type":"vald"},{"value":"11625","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"855","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11625","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1504","name":"L4B8","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"793","var_end_pos":"793","var_width":"1","var_rec_seg_no":"1","labl":"L4b8. Type of group\/organisation belonging to - Other","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"299","type":"vald"},{"value":"12181","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"299","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12181","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1505","name":"M1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"794","var_end_pos":"794","var_width":"1","var_rec_seg_no":"1","labl":"M1. Statements best describing households situation on farming","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Your household is only involved in farming and no-one in the","stats":"6911","type":"freq"},{"value":"2","labl":"Your household is involved in farming AND other work","stats":"3870","type":"freq"},{"value":"3","labl":"Your household is NOT involved in farming at all","stats":"1698","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1506","name":"M2.01","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"795","var_end_pos":"795","var_width":"1","var_rec_seg_no":"1","labl":"M2.01. Household farming activities - Cattle","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"4408","type":"vald"},{"value":"8072","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"4408","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8072","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1507","name":"M2.02","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"796","var_end_pos":"796","var_width":"1","var_rec_seg_no":"1","labl":"M2.02. Household farming activities - Goats, sheep, pigs, etc.","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"5379","type":"vald"},{"value":"7101","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"5379","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7101","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1508","name":"M2.03","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"797","var_end_pos":"797","var_width":"1","var_rec_seg_no":"1","labl":"M2.03. Household farming activities - Other livestock such as chickens, rabbits, etc.","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"2505","type":"vald"},{"value":"9975","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"2505","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9975","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1509","name":"M2.04","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"798","var_end_pos":"798","var_width":"1","var_rec_seg_no":"1","labl":"M2.04. Household farming activities - Cash crops \u2013 tea, coffee, pyrethrum","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"1012","type":"vald"},{"value":"11468","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"1012","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11468","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1510","name":"M2.05","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"799","var_end_pos":"799","var_width":"1","var_rec_seg_no":"1","labl":"M2.05. Household farming activities - Fruit \u2013 such as bananas, pineapple, avocado, pepper, papaya, passion fruit","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"2829","type":"vald"},{"value":"9651","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"2829","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9651","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1511","name":"M2.06","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"800","var_end_pos":"800","var_width":"1","var_rec_seg_no":"1","labl":"M2.06. Household farming activities - Vegetables \u2013  tomatoes, carrots, onions, cabbages, etc.","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"2792","type":"vald"},{"value":"9688","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"2792","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9688","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1512","name":"M2.07","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"801","var_end_pos":"801","var_width":"1","var_rec_seg_no":"1","labl":"M2.07. Household farming activities - Staples such as grains\u2013 e.g. plantains, rice, sorghum, maize, barley, wheat","var_val_range":[{"units":null,"min":"7","max":"8"}],"var_sumstat":[{"value":"7978","type":"vald"},{"value":"4502","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"7977","type":"freq"},{"value":"8","labl":null,"stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4502","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1513","name":"M2.08","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"802","var_end_pos":"802","var_width":"1","var_rec_seg_no":"1","labl":"M2.08. Household farming activities - Roots such as sweet potatoes, cassava, Irish potatoes","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"9156","type":"vald"},{"value":"3324","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"9156","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3324","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1514","name":"M2.09","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"803","var_end_pos":"803","var_width":"1","var_rec_seg_no":"1","labl":"M2.09. Household farming activities - Beans, peas, ground nuts","var_val_range":[{"units":null,"min":"9","max":"9"}],"var_sumstat":[{"value":"9987","type":"vald"},{"value":"2493","type":"invd"}],"var_catgry":[{"value":"9","labl":"Yes","stats":"9987","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2493","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1515","name":"M2.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"804","var_end_pos":"805","var_width":"2","var_rec_seg_no":"1","labl":"M2.10. Household farming activities - Banana","var_val_range":[{"units":null,"min":"10","max":"10"}],"var_sumstat":[{"value":"4285","type":"vald"},{"value":"8195","type":"invd"}],"var_catgry":[{"value":"10","labl":"Yes","stats":"4285","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8195","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1516","name":"M2.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"806","var_end_pos":"807","var_width":"2","var_rec_seg_no":"1","labl":"M2.11. Household farming activities - Other","var_val_range":[{"units":null,"min":"11","max":"11"}],"var_sumstat":[{"value":"19","type":"vald"},{"value":"12461","type":"invd"}],"var_catgry":[{"value":"11","labl":"Yes","stats":"19","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12461","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1517","name":"M3A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"808","var_end_pos":"808","var_width":"1","var_rec_seg_no":"1","labl":"M3a. Livestock statement - The household will never sell your livestock","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"7551","type":"vald"},{"value":"4929","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"1280","type":"freq"},{"value":"2","labl":"Disagree","stats":"6178","type":"freq"},{"value":"3","labl":"Don?t know","stats":"93","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4929","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1518","name":"M3B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"809","var_end_pos":"809","var_width":"1","var_rec_seg_no":"1","labl":"M3b. Livestock statement - The household will use your livestock as security when you need to borrow money","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"7552","type":"vald"},{"value":"4928","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"3086","type":"freq"},{"value":"2","labl":"Disagree","stats":"4245","type":"freq"},{"value":"3","labl":"Don?t know","stats":"221","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4928","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1519","name":"M3C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"810","var_end_pos":"810","var_width":"1","var_rec_seg_no":"1","labl":"M3c. Livestock statement - The household regards your livestock as a form of savings","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"7550","type":"vald"},{"value":"4930","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"7239","type":"freq"},{"value":"2","labl":"Disagree","stats":"276","type":"freq"},{"value":"3","labl":"Don?t know","stats":"35","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4930","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1520","name":"M3D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"811","var_end_pos":"811","var_width":"1","var_rec_seg_no":"1","labl":"M3d. Livestock statement - The household will sell some of your livestock to get cash when you need cash","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"7548","type":"vald"},{"value":"4932","type":"invd"}],"var_catgry":[{"value":"1","labl":"Agree","stats":"6921","type":"freq"},{"value":"2","labl":"Disagree","stats":"557","type":"freq"},{"value":"3","labl":"Don?t know","stats":"70","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4932","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1521","name":"M4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"812","var_end_pos":"812","var_width":"1","var_rec_seg_no":"1","labl":"M4. Does this household farm mostly for consumption or selling?","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"10622","type":"vald"},{"value":"1858","type":"invd"}],"var_catgry":[{"value":"1","labl":"Consumption","stats":"9731","type":"freq"},{"value":"2","labl":"Selling","stats":"882","type":"freq"},{"value":"3","labl":"Don?t know","stats":"9","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1858","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1522","name":"M5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"813","var_end_pos":"814","var_width":"2","var_rec_seg_no":"1","labl":"M5. Source of money to finance farming activities","var_val_range":[{"units":null,"min":"1","max":"16"}],"var_sumstat":[{"value":"10757","type":"vald"},{"value":"1723","type":"invd"}],"var_catgry":[{"value":"1","labl":"Don?t have to buy because  manage with what  have already (","stats":"4137","type":"freq"},{"value":"2","labl":"Use money from other sources of income","stats":"1214","type":"freq"},{"value":"3","labl":"Use savings","stats":"1494","type":"freq"},{"value":"4","labl":"Sell crops\/livestock\/other produce to get money","stats":"2245","type":"freq"},{"value":"5","labl":"Get money in advance from buyer to whom we sell our crop\/liv","stats":"390","type":"freq"},{"value":"6","labl":"Get from a supplier or distributor and pay later","stats":"417","type":"freq"},{"value":"7","labl":"Loan from a bank","stats":"4","type":"freq"},{"value":"8","labl":"Loan from an Umurenge SACCO","stats":"14","type":"freq"},{"value":"9","labl":"Loan from a non-Umurenge SACCO or a MFI","stats":"4","type":"freq"},{"value":"10","labl":"Loan from a farmers association","stats":"25","type":"freq"},{"value":"11","labl":"Borrow from a community\/savings group where we save and lend","stats":"177","type":"freq"},{"value":"12","labl":"Borrow from a money lender in the community","stats":"8","type":"freq"},{"value":"13","labl":"Borrow from friends and\/or  family","stats":"121","type":"freq"},{"value":"14","labl":"Don?t buy inputs - get inputs in exchange for goods or labou","stats":"259","type":"freq"},{"value":"15","labl":"Other (Specify)","stats":"130","type":"freq"},{"value":"16","labl":"Don?t know","stats":"118","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1723","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1523","name":"N2A.01","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"815","var_end_pos":"815","var_width":"1","var_rec_seg_no":"1","labl":"N2A.01. Salary\/wages from Government institution","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"344","type":"vald"},{"value":"12136","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"344","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12136","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1524","name":"N2A.02","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"816","var_end_pos":"816","var_width":"1","var_rec_seg_no":"1","labl":"N2A.02. Salary\/wages from a private business\/company","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"332","type":"vald"},{"value":"12148","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"332","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12148","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1525","name":"N2A.03","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"817","var_end_pos":"817","var_width":"1","var_rec_seg_no":"1","labl":"N2A.03. Salary\/wages from a farmer","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"1187","type":"vald"},{"value":"11293","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"1187","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11293","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1526","name":"N2A.04","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"818","var_end_pos":"818","var_width":"1","var_rec_seg_no":"1","labl":"N2A.04. Salary\/wages from an individual","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"522","type":"vald"},{"value":"11958","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"522","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11958","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1527","name":"N2A.05","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"819","var_end_pos":"819","var_width":"1","var_rec_seg_no":"1","labl":"N2A.05. Self-employed (have own business)","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"1236","type":"vald"},{"value":"11244","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"1236","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11244","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1528","name":"N2A.06","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"820","var_end_pos":"820","var_width":"1","var_rec_seg_no":"1","labl":"N2A.06. Money from farming (crops and\/or livestock; by-products from livestock)","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"6368","type":"vald"},{"value":"6112","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"6368","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6112","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1529","name":"N2A.07","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"821","var_end_pos":"821","var_width":"1","var_rec_seg_no":"1","labl":"N2A.07. Money from fishing","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"30","type":"vald"},{"value":"12450","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"30","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12450","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1530","name":"N2A.08","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"822","var_end_pos":"822","var_width":"1","var_rec_seg_no":"1","labl":"N2A.08. Rental income","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"171","type":"vald"},{"value":"12309","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"171","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12309","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1531","name":"N2A.09","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"823","var_end_pos":"823","var_width":"1","var_rec_seg_no":"1","labl":"N2A.09. Private pension","var_val_range":[{"units":null,"min":"9","max":"9"}],"var_sumstat":[{"value":"984","type":"vald"},{"value":"11496","type":"invd"}],"var_catgry":[{"value":"9","labl":"Yes","stats":"984","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11496","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1532","name":"N2A.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"824","var_end_pos":"825","var_width":"2","var_rec_seg_no":"1","labl":"N2A.10. Government pension","var_val_range":[{"units":null,"min":"10","max":"10"}],"var_sumstat":[{"value":"38","type":"vald"},{"value":"12442","type":"invd"}],"var_catgry":[{"value":"10","labl":"Yes","stats":"38","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1533","name":"N2A.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"826","var_end_pos":"827","var_width":"2","var_rec_seg_no":"1","labl":"N2A.11. Government\/state grant\/VUP grant\/ VUP cash transfer","var_val_range":[{"units":null,"min":"11","max":"11"}],"var_sumstat":[{"value":"203","type":"vald"},{"value":"12277","type":"invd"}],"var_catgry":[{"value":"11","labl":"Yes","stats":"203","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12277","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1534","name":"N2A.12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"828","var_end_pos":"829","var_width":"2","var_rec_seg_no":"1","labl":"N2A.12. Gifts","var_val_range":[{"units":null,"min":"12","max":"12"}],"var_sumstat":[{"value":"24","type":"vald"},{"value":"12456","type":"invd"}],"var_catgry":[{"value":"12","labl":"Yes","stats":"24","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12456","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1535","name":"N2A.13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"830","var_end_pos":"831","var_width":"2","var_rec_seg_no":"1","labl":"N2A.13. Remittances (money from friends\/family)","var_val_range":[{"units":null,"min":"13","max":"13"}],"var_sumstat":[{"value":"497","type":"vald"},{"value":"11983","type":"invd"}],"var_catgry":[{"value":"13","labl":"Yes","stats":"497","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11983","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1536","name":"N2A.14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"832","var_end_pos":"833","var_width":"2","var_rec_seg_no":"1","labl":"N2A.14. Sell something I collect from nature","var_val_range":[{"units":null,"min":"14","max":"14"}],"var_sumstat":[{"value":"974","type":"vald"},{"value":"11506","type":"invd"}],"var_catgry":[{"value":"14","labl":"Yes","stats":"974","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11506","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1537","name":"N2A.15","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"834","var_end_pos":"835","var_width":"2","var_rec_seg_no":"1","labl":"N2A.15. Household member pays my expenses (skip to N2f)","var_val_range":[{"units":null,"min":"15","max":"15"}],"var_sumstat":[{"value":"192","type":"vald"},{"value":"12288","type":"invd"}],"var_catgry":[{"value":"15","labl":"Yes","stats":"192","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12288","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1538","name":"N2A.16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"836","var_end_pos":"837","var_width":"2","var_rec_seg_no":"1","labl":"N2A.16. Piece work","var_val_range":[{"units":null,"min":"16","max":"16"}],"var_sumstat":[{"value":"4751","type":"vald"},{"value":"7729","type":"invd"}],"var_catgry":[{"value":"16","labl":"Yes","stats":"4751","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7729","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1539","name":"N2A.17","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"838","var_end_pos":"839","var_width":"2","var_rec_seg_no":"1","labl":"N2A.17. VUP public works","var_val_range":[{"units":null,"min":"17","max":"17"}],"var_sumstat":[{"value":"77","type":"vald"},{"value":"12403","type":"invd"}],"var_catgry":[{"value":"17","labl":"Yes","stats":"77","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12403","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1540","name":"N2A.18","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"840","var_end_pos":"841","var_width":"2","var_rec_seg_no":"1","labl":"N2A.18. Make goods to sell","var_val_range":[{"units":null,"min":"18","max":"18"}],"var_sumstat":[{"value":"151","type":"vald"},{"value":"12329","type":"invd"}],"var_catgry":[{"value":"18","labl":"Yes","stats":"151","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12329","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1541","name":"N2A.19","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"842","var_end_pos":"843","var_width":"2","var_rec_seg_no":"1","labl":"N2A.19. Sell something I grow","var_val_range":[{"units":null,"min":"19","max":"19"}],"var_sumstat":[{"value":"1854","type":"vald"},{"value":"10626","type":"invd"}],"var_catgry":[{"value":"19","labl":"Yes","stats":"1854","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10626","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1542","name":"N2A.20","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"844","var_end_pos":"845","var_width":"2","var_rec_seg_no":"1","labl":"N2A.20. Sell something I collect from nature (thatch\/wood\/charcoal)","var_val_range":[{"units":null,"min":"20","max":"20"}],"var_sumstat":[{"value":"104","type":"vald"},{"value":"12376","type":"invd"}],"var_catgry":[{"value":"20","labl":"Yes","stats":"104","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12376","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1543","name":"N2A.21","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"846","var_end_pos":"847","var_width":"2","var_rec_seg_no":"1","labl":"N2A.21. Other","var_val_range":[{"units":null,"min":"21","max":"21"}],"var_sumstat":[{"value":"78","type":"vald"},{"value":"12402","type":"invd"}],"var_catgry":[{"value":"21","labl":"Yes","stats":"78","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12402","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1544","name":"N2B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"848","var_end_pos":"848","var_width":"1","var_rec_seg_no":"1","labl":"N2b. How often do you receive money?","var_val_range":[{"units":null,"min":"1","max":"9"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"1","labl":"Daily","stats":"1421","type":"freq"},{"value":"2","labl":"Weekly","stats":"935","type":"freq"},{"value":"3","labl":"Fortnightly","stats":"198","type":"freq"},{"value":"4","labl":"Monthly","stats":"1776","type":"freq"},{"value":"5","labl":"Annually","stats":"3241","type":"freq"},{"value":"6","labl":"Quarterly","stats":"318","type":"freq"},{"value":"7","labl":"Occasionally","stats":"2558","type":"freq"},{"value":"8","labl":"Upon completion of job","stats":"2002","type":"freq"},{"value":"9","labl":"Other (Specify)","stats":"30","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1545","name":"N2.C1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"849","var_end_pos":"849","var_width":"1","var_rec_seg_no":"1","labl":"N2.C1. Method of receiving money - Cash in hand","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"11863","type":"vald"},{"value":"617","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"11863","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"617","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1546","name":"N2.C2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"850","var_end_pos":"850","var_width":"1","var_rec_seg_no":"1","labl":"N2.C2. Method of receiving money - Cheque","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"43","type":"vald"},{"value":"12437","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"43","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12437","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1547","name":"N2.C3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"851","var_end_pos":"851","var_width":"1","var_rec_seg_no":"1","labl":"N2.C3. Method of receiving money - Into bank account","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"713","type":"vald"},{"value":"11767","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"713","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11767","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1548","name":"N2.C4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"852","var_end_pos":"852","var_width":"1","var_rec_seg_no":"1","labl":"N2.C4. Method of receiving money - Western Union","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"17","type":"vald"},{"value":"12463","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"17","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12463","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1549","name":"N2.C5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"853","var_end_pos":"853","var_width":"1","var_rec_seg_no":"1","labl":"N2.C5. Method of receiving money - Mobile money","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"301","type":"vald"},{"value":"12179","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"301","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12179","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1550","name":"N2.C6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"854","var_end_pos":"854","var_width":"1","var_rec_seg_no":"1","labl":"N2.C6. Method of receiving money - Other","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"23","type":"vald"},{"value":"12457","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"23","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12457","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1551","name":"N2D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"855","var_end_pos":"856","var_width":"2","var_rec_seg_no":"1","labl":"N2d. Main source of income","var_val_range":[{"units":null,"min":"1","max":"21"}],"var_sumstat":[{"value":"12411","type":"vald"},{"value":"69","type":"invd"}],"var_catgry":[{"value":"1","labl":"Salary\/wages from Government institution","stats":"177","type":"freq"},{"value":"2","labl":"Salary\/wages from a private business\/company","stats":"227","type":"freq"},{"value":"3","labl":"Salary\/wages from a farmer","stats":"846","type":"freq"},{"value":"4","labl":"Salary\/wages from an individual","stats":"317","type":"freq"},{"value":"5","labl":"Self-employed (have own business)","stats":"804","type":"freq"},{"value":"6","labl":"Money from farming (crops and\/or livestock; by-products from","stats":"4530","type":"freq"},{"value":"7","labl":"Money from fishing","stats":"19","type":"freq"},{"value":"8","labl":"Rental income","stats":"93","type":"freq"},{"value":"9","labl":"Private pension","stats":"244","type":"freq"},{"value":"10","labl":"Government pension","stats":"16","type":"freq"},{"value":"11","labl":"Government\/state grant\/VUP grant\/ VUP cash transfer","stats":"127","type":"freq"},{"value":"12","labl":"indezo","stats":"11","type":"freq"},{"value":"13","labl":"Remittances (money from friends\/family)","stats":"222","type":"freq"},{"value":"14","labl":"Get money from household member","stats":"658","type":"freq"},{"value":"15","labl":"Household member pays my expenses","stats":"76","type":"freq"},{"value":"16","labl":"Piece work","stats":"2917","type":"freq"},{"value":"17","labl":"VUP public works","stats":"32","type":"freq"},{"value":"18","labl":"Make goods to sell","stats":"56","type":"freq"},{"value":"19","labl":"Sell something I grow","stats":"930","type":"freq"},{"value":"20","labl":"Sell something I collect from nature (thatch\/wood\/charcoal)","stats":"49","type":"freq"},{"value":"21","labl":"Other (Specify)","stats":"60","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"69","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1552","name":"N2E","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"857","var_end_pos":"857","var_width":"1","var_rec_seg_no":"1","labl":"N2e. Working status (salaried)","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1897","type":"vald"},{"value":"10583","type":"invd"}],"var_catgry":[{"value":"1","labl":"Full time","stats":"519","type":"freq"},{"value":"2","labl":"Part time","stats":"1378","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10583","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1553","name":"N2F.1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"858","var_end_pos":"858","var_width":"1","var_rec_seg_no":"1","labl":"N2f.1. Spouse","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"349","type":"vald"},{"value":"12131","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"349","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12131","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1554","name":"N2F.2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"859","var_end_pos":"859","var_width":"1","var_rec_seg_no":"1","labl":"N2f.2. Parent","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"380","type":"vald"},{"value":"12100","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"380","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12100","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1555","name":"N2F.3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"860","var_end_pos":"860","var_width":"1","var_rec_seg_no":"1","labl":"N2f.3. Child","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"223","type":"vald"},{"value":"12257","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"223","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12257","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1556","name":"N2F.4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"861","var_end_pos":"861","var_width":"1","var_rec_seg_no":"1","labl":"N2f.4. Other relative","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"202","type":"vald"},{"value":"12278","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"202","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12278","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1557","name":"N2F.5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"862","var_end_pos":"862","var_width":"1","var_rec_seg_no":"1","labl":"N2f.5. Other","var_val_range":[{"units":null,"min":"5","max":"7"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"12471","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"8","type":"freq"},{"value":"7","labl":null,"stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12471","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1558","name":"N2G.01","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"863","var_end_pos":"863","var_width":"1","var_rec_seg_no":"1","labl":"N2g.01. Agriculture, forestry and fishing","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"1121","type":"vald"},{"value":"11359","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1121","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11359","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1559","name":"N2G.02","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"864","var_end_pos":"864","var_width":"1","var_rec_seg_no":"1","labl":"N2g.02. Mining and quarrying","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"24","type":"vald"},{"value":"12456","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"24","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12456","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1560","name":"N2G.03","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"865","var_end_pos":"865","var_width":"1","var_rec_seg_no":"1","labl":"N2g.03. Manufacturing","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"13","type":"vald"},{"value":"12467","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12467","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1561","name":"N2G.04","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"866","var_end_pos":"866","var_width":"1","var_rec_seg_no":"1","labl":"N2g.04. Electricity, gas, steam and air conditioning supply","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"7","type":"vald"},{"value":"12473","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"7","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12473","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1562","name":"N2G.05","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"867","var_end_pos":"867","var_width":"1","var_rec_seg_no":"1","labl":"N2g.05. Water supply; sewerage, waste management and remediation activities","var_val_range":[{"units":null,"min":"4","max":"5"}],"var_sumstat":[{"value":"33","type":"vald"},{"value":"12447","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"0","type":"freq"},{"value":"5","labl":null,"stats":"33","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12447","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1563","name":"N2G.06","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"868","var_end_pos":"868","var_width":"1","var_rec_seg_no":"1","labl":"N2g.06. Construction","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"62","type":"vald"},{"value":"12418","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yego","stats":"62","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12418","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1564","name":"N2G.07","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"869","var_end_pos":"869","var_width":"1","var_rec_seg_no":"1","labl":"N2g.07. Wholesale and retail trade; repair of motor vehicles and motorcycles","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"606","type":"vald"},{"value":"11874","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"606","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11874","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1565","name":"N2G.08","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"870","var_end_pos":"870","var_width":"1","var_rec_seg_no":"1","labl":"N2g.08. Transportation and storage","var_val_range":[{"units":null,"min":"8","max":"8"}],"var_sumstat":[{"value":"44","type":"vald"},{"value":"12436","type":"invd"}],"var_catgry":[{"value":"8","labl":"Yes","stats":"44","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12436","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1566","name":"N2G.09","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"871","var_end_pos":"871","var_width":"1","var_rec_seg_no":"1","labl":"N2g.09. Accommodation and food service activities","var_val_range":[{"units":null,"min":"9","max":"9"}],"var_sumstat":[{"value":"13","type":"vald"},{"value":"12467","type":"invd"}],"var_catgry":[{"value":"9","labl":"Yes","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12467","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1567","name":"N2G.10","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"872","var_end_pos":"873","var_width":"2","var_rec_seg_no":"1","labl":"N2g.10. Information and communication","var_val_range":[{"units":null,"min":"10","max":"10"}],"var_sumstat":[{"value":"0","type":"vald"},{"value":"12480","type":"invd"}],"var_catgry":[{"value":"10","labl":"Yes","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12480","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1568","name":"N2G.11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"874","var_end_pos":"875","var_width":"2","var_rec_seg_no":"1","labl":"N2g.11. Financial and insurance activities","var_val_range":[{"units":null,"min":"11","max":"11"}],"var_sumstat":[{"value":"1","type":"vald"},{"value":"12479","type":"invd"}],"var_catgry":[{"value":"11","labl":"Yes","stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12479","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1569","name":"N2G.12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"876","var_end_pos":"877","var_width":"2","var_rec_seg_no":"1","labl":"N2g.12. Real estate activities","var_val_range":[{"units":null,"min":"12","max":"12"}],"var_sumstat":[{"value":"3","type":"vald"},{"value":"12477","type":"invd"}],"var_catgry":[{"value":"12","labl":"Yes","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12477","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1570","name":"N2G.13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"878","var_end_pos":"879","var_width":"2","var_rec_seg_no":"1","labl":"N2g.13. Professional, scientific and technical activities","var_val_range":[{"units":null,"min":"13","max":"13"}],"var_sumstat":[{"value":"5","type":"vald"},{"value":"12475","type":"invd"}],"var_catgry":[{"value":"13","labl":"Yes","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12475","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1571","name":"N2G.14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"880","var_end_pos":"881","var_width":"2","var_rec_seg_no":"1","labl":"N2g.14. Administrative and support service activities","var_val_range":[{"units":null,"min":"14","max":"14"}],"var_sumstat":[{"value":"4","type":"vald"},{"value":"12476","type":"invd"}],"var_catgry":[{"value":"14","labl":"Yes","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12476","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1572","name":"N2G.15","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"882","var_end_pos":"883","var_width":"2","var_rec_seg_no":"1","labl":"N2g.15. Education","var_val_range":[{"units":null,"min":"15","max":"15"}],"var_sumstat":[{"value":"9","type":"vald"},{"value":"12471","type":"invd"}],"var_catgry":[{"value":"15","labl":"Yes","stats":"9","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12471","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1573","name":"N2G.16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"884","var_end_pos":"885","var_width":"2","var_rec_seg_no":"1","labl":"N2g.16. Human health and social work activities","var_val_range":[{"units":null,"min":"16","max":"16"}],"var_sumstat":[{"value":"16","type":"vald"},{"value":"12464","type":"invd"}],"var_catgry":[{"value":"16","labl":"Yes","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12464","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1574","name":"N2G.17","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"886","var_end_pos":"887","var_width":"2","var_rec_seg_no":"1","labl":"N2g.17. Arts, entertainment and recreation","var_val_range":[{"units":null,"min":"17","max":"17"}],"var_sumstat":[{"value":"59","type":"vald"},{"value":"12421","type":"invd"}],"var_catgry":[{"value":"17","labl":"Yes","stats":"59","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12421","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1575","name":"N2G.18","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"888","var_end_pos":"889","var_width":"2","var_rec_seg_no":"1","labl":"N2g.18. Other service activities","var_val_range":[{"units":null,"min":"18","max":"18"}],"var_sumstat":[{"value":"176","type":"vald"},{"value":"12304","type":"invd"}],"var_catgry":[{"value":"18","labl":"Yes","stats":"176","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12304","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1576","name":"N2H","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"890","var_end_pos":"891","var_width":"2","var_rec_seg_no":"1","labl":"N2h. In total, how many people, if any, do you employ in your business","var_val_range":[{"units":null,"min":"0","max":"99"}],"var_sumstat":[{"value":"2067","type":"vald"},{"value":"10413","type":"invd"}],"var_catgry":[{"value":"0","labl":null,"stats":"1463","type":"freq"},{"value":"1","labl":null,"stats":"241","type":"freq"},{"value":"2","labl":null,"stats":"165","type":"freq"},{"value":"3","labl":null,"stats":"64","type":"freq"},{"value":"4","labl":null,"stats":"16","type":"freq"},{"value":"5","labl":null,"stats":"30","type":"freq"},{"value":"6","labl":null,"stats":"10","type":"freq"},{"value":"7","labl":null,"stats":"4","type":"freq"},{"value":"8","labl":null,"stats":"3","type":"freq"},{"value":"10","labl":null,"stats":"17","type":"freq"},{"value":"12","labl":null,"stats":"1","type":"freq"},{"value":"13","labl":null,"stats":"1","type":"freq"},{"value":"15","labl":null,"stats":"1","type":"freq"},{"value":"20","labl":null,"stats":"5","type":"freq"},{"value":"26","labl":null,"stats":"1","type":"freq"},{"value":"30","labl":null,"stats":"2","type":"freq"},{"value":"49","labl":null,"stats":"1","type":"freq"},{"value":"50","labl":null,"stats":"1","type":"freq"},{"value":"99","labl":null,"stats":"41","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10413","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1577","name":"N2I1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"892","var_end_pos":"892","var_width":"1","var_rec_seg_no":"1","labl":"N2i1. Have 'Finance' Challenges facing busines","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3914","type":"vald"},{"value":"8566","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"461","type":"freq"},{"value":"2","labl":"No","stats":"3453","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8566","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1578","name":"N2I11","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"893","var_end_pos":"893","var_width":"1","var_rec_seg_no":"1","labl":"N2i1.1. Finance challenges - Sourcing money","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"264","type":"vald"},{"value":"12216","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"264","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12216","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1579","name":"N2I12","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"894","var_end_pos":"894","var_width":"1","var_rec_seg_no":"1","labl":"N2i1.2. Finance challenges - Opening a bank account","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"11","type":"vald"},{"value":"12469","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12469","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1580","name":"N2I13","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"895","var_end_pos":"895","var_width":"1","var_rec_seg_no":"1","labl":"N2i1.3. Finance challenges - Banks didn\u2019t want to help","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"11","type":"vald"},{"value":"12469","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12469","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1581","name":"N2I14","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"896","var_end_pos":"896","var_width":"1","var_rec_seg_no":"1","labl":"N2i1.4. Finance challenges - Cash flow","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"171","type":"vald"},{"value":"12309","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"171","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12309","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1582","name":"N2I15","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"897","var_end_pos":"897","var_width":"1","var_rec_seg_no":"1","labl":"N2i1.5. Finance challenges - Being owed money \/ debtors","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"118","type":"vald"},{"value":"12362","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"118","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12362","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1583","name":"N2I16","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"898","var_end_pos":"898","var_width":"1","var_rec_seg_no":"1","labl":"N2i1.6. Finance challenges - Financial records","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"6","type":"vald"},{"value":"12474","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"6","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12474","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1584","name":"N2I2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"899","var_end_pos":"899","var_width":"1","var_rec_seg_no":"1","labl":"N2i2. Have 'Legal' Challenges facing busines","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3915","type":"vald"},{"value":"8565","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"97","type":"freq"},{"value":"2","labl":"No","stats":"3818","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8565","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1585","name":"N2I21","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"900","var_end_pos":"900","var_width":"1","var_rec_seg_no":"1","labl":"N2i2.1. Legal challenges - Registering the business","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"13","type":"vald"},{"value":"12467","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"13","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12467","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1586","name":"N2I22","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"901","var_end_pos":"901","var_width":"1","var_rec_seg_no":"1","labl":"N2i2.2. Legal challenges - Laws and regulations","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"35","type":"vald"},{"value":"12445","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"35","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12445","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1587","name":"N2I23","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"902","var_end_pos":"902","var_width":"1","var_rec_seg_no":"1","labl":"N2i2.3. Legal challenges - Tax compliance","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"59","type":"vald"},{"value":"12421","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"59","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12421","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1588","name":"N2I24","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"903","var_end_pos":"903","var_width":"1","var_rec_seg_no":"1","labl":"N2i2.4. Legal challenges - License and construction permit","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"4","type":"vald"},{"value":"12476","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"4","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12476","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1589","name":"N2I3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"904","var_end_pos":"904","var_width":"1","var_rec_seg_no":"1","labl":"N2i3. Have 'Sales & Marketing' Challenges facing busines","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3917","type":"vald"},{"value":"8563","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"211","type":"freq"},{"value":"2","labl":"No","stats":"3706","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8563","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1590","name":"N2I31","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"905","var_end_pos":"905","var_width":"1","var_rec_seg_no":"1","labl":"N2i3.1. Sales & Marketing challenges - What product \/ service to sell","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"16","type":"vald"},{"value":"12464","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12464","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1591","name":"N2I32","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"906","var_end_pos":"906","var_width":"1","var_rec_seg_no":"1","labl":"N2i3.2. Sales & Marketing challenges - Who to sell to \u2013 i.e. who the customers will be","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"34","type":"vald"},{"value":"12446","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"34","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12446","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1592","name":"N2I33","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"907","var_end_pos":"907","var_width":"1","var_rec_seg_no":"1","labl":"N2i3.3. Sales & Marketing challenges - Raising awareness of products \/","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"22","type":"vald"},{"value":"12458","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"22","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12458","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1593","name":"N2I34","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"908","var_end_pos":"908","var_width":"1","var_rec_seg_no":"1","labl":"N2i3.4. Sales & Marketing challenges - Too many competitors","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"58","type":"vald"},{"value":"12422","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"58","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12422","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1594","name":"N2I35","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"909","var_end_pos":"909","var_width":"1","var_rec_seg_no":"1","labl":"N2i3.5. Sales & Marketing challenges - Not enough customers","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"120","type":"vald"},{"value":"12360","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"120","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12360","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1595","name":"N2I36","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"910","var_end_pos":"910","var_width":"1","var_rec_seg_no":"1","labl":"N2i3.6. Sales & Marketing challenges - Problems with stock \/ goods sold","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"5","type":"vald"},{"value":"12475","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12475","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1596","name":"N2I37","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"911","var_end_pos":"911","var_width":"1","var_rec_seg_no":"1","labl":"N2i3.7. Sales & Marketing challenges - Selling price lower than expected","var_val_range":[{"units":null,"min":"7","max":"7"}],"var_sumstat":[{"value":"79","type":"vald"},{"value":"12401","type":"invd"}],"var_catgry":[{"value":"7","labl":"Yes","stats":"79","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12401","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1597","name":"N2I4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"912","var_end_pos":"912","var_width":"1","var_rec_seg_no":"1","labl":"N2i4. Have 'Skillls and staff' Challenges facing busines","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3914","type":"vald"},{"value":"8566","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"58","type":"freq"},{"value":"2","labl":"No","stats":"3856","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8566","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1598","name":"N2I41","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"913","var_end_pos":"913","var_width":"1","var_rec_seg_no":"1","labl":"N2i4.1. Skills and staff challenges - Finding the right staff","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"16","type":"vald"},{"value":"12464","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"16","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12464","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1599","name":"N2I42","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"914","var_end_pos":"914","var_width":"1","var_rec_seg_no":"1","labl":"N2i4.2. Skills and staff challenges - Problems with staff","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"12","type":"vald"},{"value":"12468","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"12","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12468","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1600","name":"N2I43","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"915","var_end_pos":"915","var_width":"1","var_rec_seg_no":"1","labl":"N2i4.3. Skills and staff challenges - Own lack of skills \/ experience","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"38","type":"vald"},{"value":"12442","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"38","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12442","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1601","name":"N2I44","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"916","var_end_pos":"916","var_width":"1","var_rec_seg_no":"1","labl":"N2i4.4. Skills and staff challenges - Writing a business plan","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"5","type":"vald"},{"value":"12475","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12475","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1602","name":"N2I5","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"917","var_end_pos":"917","var_width":"1","var_rec_seg_no":"1","labl":"N2i5. Have 'Resources' Challenges facing busines","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3912","type":"vald"},{"value":"8568","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"270","type":"freq"},{"value":"2","labl":"No","stats":"3642","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8568","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1603","name":"N2I51","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"918","var_end_pos":"918","var_width":"1","var_rec_seg_no":"1","labl":"N2i5.1. Resources challenges - Finding business premises or space","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"116","type":"vald"},{"value":"12364","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"116","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12364","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1604","name":"N2I52","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"919","var_end_pos":"919","var_width":"1","var_rec_seg_no":"1","labl":"N2i5.2. Resources challenges - Connecting water services","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"22","type":"vald"},{"value":"12458","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"22","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12458","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1605","name":"N2I53","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"920","var_end_pos":"920","var_width":"1","var_rec_seg_no":"1","labl":"N2i5.3. Resources challenges - No appropriate storage facilities","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"45","type":"vald"},{"value":"12435","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"45","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12435","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1606","name":"N2I54","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"921","var_end_pos":"921","var_width":"1","var_rec_seg_no":"1","labl":"N2i5.4. Resources challenges - Connecting electricity","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"54","type":"vald"},{"value":"12426","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"54","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12426","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1607","name":"N2I55","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"922","var_end_pos":"922","var_width":"1","var_rec_seg_no":"1","labl":"N2i5.5. Resources challenges - Transport e.g. moving stock","var_val_range":[{"units":null,"min":"5","max":"5"}],"var_sumstat":[{"value":"42","type":"vald"},{"value":"12438","type":"invd"}],"var_catgry":[{"value":"5","labl":"Yes","stats":"42","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12438","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1608","name":"N2I56","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"923","var_end_pos":"923","var_width":"1","var_rec_seg_no":"1","labl":"N2i5.6. Resources challenges - Equipment","var_val_range":[{"units":null,"min":"6","max":"6"}],"var_sumstat":[{"value":"131","type":"vald"},{"value":"12349","type":"invd"}],"var_catgry":[{"value":"6","labl":"Yes","stats":"131","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12349","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1609","name":"N2I6","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"924","var_end_pos":"924","var_width":"1","var_rec_seg_no":"1","labl":"N2i6. Have 'Other' Challenges facing busines","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"3908","type":"vald"},{"value":"8572","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"19","type":"freq"},{"value":"2","labl":"No","stats":"3889","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8572","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1610","name":"N2I61","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"925","var_end_pos":"925","var_width":"1","var_rec_seg_no":"1","labl":"N2i6.1. Other challenges - Crime \/ theft by staff","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"3","type":"vald"},{"value":"12477","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"3","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12477","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1611","name":"N2I62","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"926","var_end_pos":"926","var_width":"1","var_rec_seg_no":"1","labl":"N2i6.2. Other challenges - Crime \/ theft by others","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"11","type":"vald"},{"value":"12469","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"11","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12469","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1612","name":"N2I63","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"927","var_end_pos":"927","var_width":"1","var_rec_seg_no":"1","labl":"N2i6.3. Other challenges - Other","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"8","type":"vald"},{"value":"12472","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"8","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12472","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1613","name":"N2I64","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"928","var_end_pos":"928","var_width":"1","var_rec_seg_no":"1","labl":"N2i6.4. Other challenges - No problem","var_val_range":[{"units":null,"min":"4","max":"4"}],"var_sumstat":[{"value":"5","type":"vald"},{"value":"12475","type":"invd"}],"var_catgry":[{"value":"4","labl":"Yes","stats":"5","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12475","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1614","name":"N3A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"929","var_end_pos":"929","var_width":"1","var_rec_seg_no":"1","labl":"N3a. Do you have money of your own that you can do with as you wish","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"12473","type":"vald"},{"value":"7","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"6513","type":"freq"},{"value":"2","labl":"No","stats":"5910","type":"freq"},{"value":"3","labl":"Refused","stats":"50","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1615","name":"N3B1","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"930","var_end_pos":"930","var_width":"1","var_rec_seg_no":"1","labl":"N3b.1. Reasons for not having money to use as you wish - Money goes into household expenses","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"4548","type":"vald"},{"value":"7932","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"4548","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7932","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1616","name":"N3B2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"931","var_end_pos":"931","var_width":"1","var_rec_seg_no":"1","labl":"N3b2. Reasons for not having money to use as you wish - Have to give my money to household member\/family member","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"512","type":"vald"},{"value":"11968","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"512","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11968","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1617","name":"N3B3","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"932","var_end_pos":"932","var_width":"1","var_rec_seg_no":"1","labl":"N3b3. Reasons for not having money to use as you wish - Don\u2019t have an income","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"1434","type":"vald"},{"value":"11046","type":"invd"}],"var_catgry":[{"value":"3","labl":"Yes","stats":"1434","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11046","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1618","name":"N3B4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"933","var_end_pos":"933","var_width":"1","var_rec_seg_no":"1","labl":"N3b4. Reasons for not having money to use as you wish - Other","var_val_range":[{"units":null,"min":"1","max":"4"}],"var_sumstat":[{"value":"35","type":"vald"},{"value":"12445","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"1","type":"freq"},{"value":"4","labl":"Yes","stats":"34","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12445","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1619","name":"N4","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"934","var_end_pos":"934","var_width":"1","var_rec_seg_no":"1","labl":"N4. Income - Would it be easier for you to give me an estimate of this for a month or for a year","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"11046","type":"vald"},{"value":"1434","type":"invd"}],"var_catgry":[{"value":"1","labl":"Month","stats":"6734","type":"freq"},{"value":"2","labl":"Year","stats":"2413","type":"freq"},{"value":"3","labl":"Don?t know the amount for either","stats":"1499","type":"freq"},{"value":"4","labl":"Refused","stats":"73","type":"freq"},{"value":"5","labl":"No money","stats":"327","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1434","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1620","name":"N4A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"935","var_end_pos":"936","var_width":"2","var_rec_seg_no":"1","labl":"N4a. Income - Monthly personal income","var_val_range":[{"units":null,"min":"1","max":"14"}],"var_sumstat":[{"value":"6740","type":"vald"},{"value":"5740","type":"invd"}],"var_catgry":[{"value":"1","labl":"1,500 Rwf or less","stats":"332","type":"freq"},{"value":"2","labl":"1,501-    3,000 Rwf","stats":"628","type":"freq"},{"value":"3","labl":"3,001-    5,000 Rwf","stats":"982","type":"freq"},{"value":"4","labl":"5,001-    7,000 Rwf","stats":"604","type":"freq"},{"value":"5","labl":"7,001-  10,000 Rwf","stats":"838","type":"freq"},{"value":"6","labl":"10,001-  15,000 Rwf","stats":"678","type":"freq"},{"value":"7","labl":"15,001-  20,000 Rwf","stats":"591","type":"freq"},{"value":"8","labl":"20,001-  25,000 Rwf","stats":"310","type":"freq"},{"value":"9","labl":"25,001-  30,000 Rwf","stats":"329","type":"freq"},{"value":"10","labl":"30,001-  40,000 Rwf","stats":"266","type":"freq"},{"value":"11","labl":"40,001-  50,000 Rwf","stats":"291","type":"freq"},{"value":"12","labl":"50,001-100,000 Rwf","stats":"364","type":"freq"},{"value":"13","labl":"More than 100, 000 Rwf","stats":"378","type":"freq"},{"value":"14","labl":"Irregular\/seasonal","stats":"149","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"5740","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1621","name":"N4B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"937","var_end_pos":"938","var_width":"2","var_rec_seg_no":"1","labl":"N4b. Income - Annual perosnal income","var_val_range":[{"units":null,"min":"1","max":"14"}],"var_sumstat":[{"value":"2454","type":"vald"},{"value":"10026","type":"invd"}],"var_catgry":[{"value":"1","labl":"12,000 Rwf or less","stats":"213","type":"freq"},{"value":"2","labl":"12,001-    15,000 Rwf","stats":"105","type":"freq"},{"value":"3","labl":"15,001-  17,000 Rwf","stats":"51","type":"freq"},{"value":"4","labl":"17,001-  20,000 Rwf","stats":"154","type":"freq"},{"value":"5","labl":"20,001-  30,000 Rwf","stats":"239","type":"freq"},{"value":"6","labl":"30,001-  40,000 Rwf","stats":"230","type":"freq"},{"value":"7","labl":"40,001-  50,000 Rwf","stats":"285","type":"freq"},{"value":"8","labl":"50,001-80,000 Rwf","stats":"344","type":"freq"},{"value":"9","labl":"80,001-100,000 Rwf","stats":"266","type":"freq"},{"value":"10","labl":"100,001-150,000 Rwf","stats":"208","type":"freq"},{"value":"11","labl":"150,001-200,000 Rwf","stats":"120","type":"freq"},{"value":"12","labl":"200,001-250,000 Rwf","stats":"66","type":"freq"},{"value":"13","labl":"250,001-300,000 Rwf","stats":"68","type":"freq"},{"value":"14","labl":"More than 300,000 Rwf","stats":"105","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10026","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1622","name":"N5A","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"939","var_end_pos":"940","var_width":"2","var_rec_seg_no":"1","labl":"N5a. Coping strategy for big events - Wedding","var_val_range":[{"units":null,"min":"1","max":"12"}],"var_sumstat":[{"value":"12470","type":"vald"},{"value":"10","type":"invd"}],"var_catgry":[{"value":"1","labl":"Using savings that I put aside for this purpose","stats":"2478","type":"freq"},{"value":"2","labl":"General savings","stats":"1930","type":"freq"},{"value":"3","labl":"Rely of family & friends to help cover costs","stats":"3884","type":"freq"},{"value":"4","labl":"Rely on community to help cover costs","stats":"272","type":"freq"},{"value":"5","labl":"Sell something to cover the cost","stats":"1160","type":"freq"},{"value":"6","labl":"Have a policy that will cover it","stats":"3","type":"freq"},{"value":"7","labl":"Borrow from bank","stats":"40","type":"freq"},{"value":"8","labl":"Borrow from a SACCO\/MFI","stats":"84","type":"freq"},{"value":"9","labl":"Borrow from money lender in community","stats":"27","type":"freq"},{"value":"10","labl":"Borrow from family\/friend","stats":"301","type":"freq"},{"value":"11","labl":"Other","stats":"46","type":"freq"},{"value":"12","labl":"Don?t know\/Haven?t thought about it","stats":"2245","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1623","name":"N5B","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"941","var_end_pos":"942","var_width":"2","var_rec_seg_no":"1","labl":"N5b. Coping strategy for big events - Funeral","var_val_range":[{"units":null,"min":"1","max":"12"}],"var_sumstat":[{"value":"12463","type":"vald"},{"value":"17","type":"invd"}],"var_catgry":[{"value":"1","labl":"Using savings that I put aside for this purpose","stats":"575","type":"freq"},{"value":"2","labl":"General savings","stats":"1906","type":"freq"},{"value":"3","labl":"Rely of family & friends to help cover costs","stats":"5071","type":"freq"},{"value":"4","labl":"Rely on community to help cover costs","stats":"1089","type":"freq"},{"value":"5","labl":"Sell something to cover the cost","stats":"1275","type":"freq"},{"value":"6","labl":"Have a policy that will cover it","stats":"592","type":"freq"},{"value":"7","labl":"Borrow from bank","stats":"7","type":"freq"},{"value":"8","labl":"Borrow from a SACCO\/MFI","stats":"29","type":"freq"},{"value":"9","labl":"Borrow from money lender in community","stats":"42","type":"freq"},{"value":"10","labl":"Borrow from family\/friend","stats":"695","type":"freq"},{"value":"11","labl":"Other","stats":"39","type":"freq"},{"value":"12","labl":"Don?t know\/Haven?t thought about it","stats":"1143","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"17","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1624","name":"N5C","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"943","var_end_pos":"944","var_width":"2","var_rec_seg_no":"1","labl":"N5c. Coping strategy for big events - Medical emergency","var_val_range":[{"units":null,"min":"1","max":"12"}],"var_sumstat":[{"value":"12444","type":"vald"},{"value":"36","type":"invd"}],"var_catgry":[{"value":"1","labl":"Using savings that I put aside for this purpose","stats":"791","type":"freq"},{"value":"2","labl":"General savings","stats":"3562","type":"freq"},{"value":"3","labl":"Rely of family & friends to help cover costs","stats":"720","type":"freq"},{"value":"4","labl":"Rely on community to help cover costs","stats":"116","type":"freq"},{"value":"5","labl":"Sell something to cover the cost","stats":"1397","type":"freq"},{"value":"6","labl":"Have a policy that will cover it","stats":"3416","type":"freq"},{"value":"7","labl":"Borrow from bank","stats":"4","type":"freq"},{"value":"8","labl":"Borrow from a SACCO\/MFI","stats":"30","type":"freq"},{"value":"9","labl":"Borrow from money lender in community","stats":"112","type":"freq"},{"value":"10","labl":"Borrow from family\/friend","stats":"1893","type":"freq"},{"value":"11","labl":"Other","stats":"98","type":"freq"},{"value":"12","labl":"Don?t know\/Haven?t thought about it","stats":"305","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"36","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1625","name":"N5D","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"945","var_end_pos":"946","var_width":"2","var_rec_seg_no":"1","labl":"N5d. Coping strategy for big events - Children\u2019s education","var_val_range":[{"units":null,"min":"1","max":"12"}],"var_sumstat":[{"value":"12448","type":"vald"},{"value":"32","type":"invd"}],"var_catgry":[{"value":"1","labl":"Using savings that I put aside for this purpose","stats":"1748","type":"freq"},{"value":"2","labl":"General savings","stats":"4081","type":"freq"},{"value":"3","labl":"Rely of family & friends to help cover costs","stats":"276","type":"freq"},{"value":"4","labl":"Rely on community to help cover costs","stats":"31","type":"freq"},{"value":"5","labl":"Sell something to cover the cost","stats":"1344","type":"freq"},{"value":"6","labl":"Have a policy that will cover it","stats":"86","type":"freq"},{"value":"7","labl":"Borrow from bank","stats":"30","type":"freq"},{"value":"8","labl":"Borrow from a SACCO\/MFI","stats":"52","type":"freq"},{"value":"9","labl":"Borrow from money lender in community","stats":"36","type":"freq"},{"value":"10","labl":"Borrow from family\/friend","stats":"459","type":"freq"},{"value":"11","labl":"Other","stats":"192","type":"freq"},{"value":"12","labl":"Don?t know\/Haven?t thought about it","stats":"4113","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"32","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1626","name":"less_16_17","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"947","var_end_pos":"950","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"482","type":"vald"},{"value":"11998","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"482","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11998","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1627","name":"Comparable_age","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"951","var_end_pos":"951","var_width":"1","var_rec_seg_no":"1","labl":"18 years and older","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"11998","type":"vald"},{"value":"482","type":"invd"}],"var_catgry":[{"value":"2","labl":null,"stats":"11998","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"482","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1628","name":"Age_31_35","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"952","var_end_pos":"952","var_width":"1","var_rec_seg_no":"1","labl":"31 to 35 years","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"1889","type":"freq"},{"value":"2","labl":"No","stats":"10591","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1629","name":"Banked_popultaion","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"953","var_end_pos":"953","var_width":"1","var_rec_seg_no":"1","labl":"Banked population","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"2858","type":"vald"},{"value":"9622","type":"invd"}],"var_catgry":[{"value":"1","labl":"Yes","stats":"2858","type":"freq"},{"value":"2","labl":"No","stats":"0","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9622","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1630","name":"other_formal_non_bank","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"954","var_end_pos":"954","var_width":"1","var_rec_seg_no":"1","labl":"Other formal (non-bank)","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"7809","type":"vald"},{"value":"4671","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"7809","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4671","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1631","name":"informal_mechanism","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"955","var_end_pos":"955","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"7849","type":"vald"},{"value":"4631","type":"invd"}],"var_catgry":[{"value":"3","labl":null,"stats":"7849","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"4631","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1632","name":"AS","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"956","var_end_pos":"957","var_width":"2","var_rec_seg_no":"1","labl":"Access Strand","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Banked","stats":"2858","type":"freq"},{"value":"2","labl":"Other formal (non-bank)","stats":"5281","type":"freq"},{"value":"3","labl":"Informal only","stats":"2424","type":"freq"},{"value":"99","labl":"Excluded","stats":"1917","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1633","name":"informal_mechanism2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"958","var_end_pos":"958","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"10198","type":"vald"},{"value":"2282","type":"invd"}],"var_catgry":[{"value":"3","labl":null,"stats":"10198","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"2282","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1634","name":"AS2","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"959","var_end_pos":"960","var_width":"2","var_rec_seg_no":"1","labl":"Access Strand","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Banked","stats":"2858","type":"freq"},{"value":"2","labl":"Other formal (non-bank)","stats":"5281","type":"freq"},{"value":"3","labl":"Informal only","stats":"3308","type":"freq"},{"value":"99","labl":"Excluded","stats":"1033","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1635","name":"AS_trial","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"961","var_end_pos":"962","var_width":"2","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Banked","stats":"2858","type":"freq"},{"value":"2","labl":"Other formal (non-bank)","stats":"5281","type":"freq"},{"value":"3","labl":"Informal only","stats":"2424","type":"freq"},{"value":"99","labl":"Excluded","stats":"1917","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1636","name":"Overlaps","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"963","var_end_pos":"964","var_width":"2","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Banked only","stats":"149","type":"freq"},{"value":"2","labl":"Bank & other formal (non-bank)","stats":"994","type":"freq"},{"value":"3","labl":"All mechanism","stats":"1534","type":"freq"},{"value":"4","labl":"Banked & informal","stats":"181","type":"freq"},{"value":"5","labl":"Other formal (non-bank) & informal","stats":"3710","type":"freq"},{"value":"6","labl":"Other formal (non-bank) only","stats":"1571","type":"freq"},{"value":"7","labl":"Informal only","stats":"2424","type":"freq"},{"value":"99","labl":"Excluded","stats":"1917","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1637","name":"credit_bank2","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"965","var_end_pos":"968","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"420","type":"vald"},{"value":"12060","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"420","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12060","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1638","name":"VAR00006","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"969","var_end_pos":"969","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"0","max":"1"}],"var_sumstat":[{"value":"12479","type":"vald"},{"value":"1","type":"invd"}],"var_catgry":[{"value":"0","labl":null,"stats":"6815","type":"freq"},{"value":"1","labl":null,"stats":"5664","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1639","name":"Age_category","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"970","var_end_pos":"970","var_width":"1","var_rec_seg_no":"1","labl":"Age category","var_val_range":[{"units":null,"min":"1","max":"6"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"16 - 17 years","stats":"482","type":"freq"},{"value":"2","labl":"18 - 30 years","stats":"3891","type":"freq"},{"value":"3","labl":"31 - 40 years","stats":"3263","type":"freq"},{"value":"4","labl":"41 - 50 years","stats":"1901","type":"freq"},{"value":"5","labl":"51 - 60 years","stats":"1405","type":"freq"},{"value":"6","labl":"Older than 60 years","stats":"1538","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1640","name":"Level_of_education","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"971","var_end_pos":"971","var_width":"1","var_rec_seg_no":"1","labl":"Level of education","var_val_range":[{"units":null,"min":"1","max":"5"}],"var_sumstat":[{"value":"12453","type":"vald"},{"value":"27","type":"invd"}],"var_catgry":[{"value":"1","labl":"No formal education","stats":"2979","type":"freq"},{"value":"2","labl":"Primary education","stats":"6947","type":"freq"},{"value":"3","labl":"Secondary education","stats":"2142","type":"freq"},{"value":"4","labl":"Vocationnal education","stats":"142","type":"freq"},{"value":"5","labl":"Tertiary","stats":"243","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"27","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1641","name":"Size_business","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"972","var_end_pos":"972","var_width":"1","var_rec_seg_no":"1","labl":"Business size (number of employees)","var_val_range":[{"units":null,"min":"0","max":"2"}],"var_sumstat":[{"value":"2067","type":"vald"},{"value":"10413","type":"invd"}],"var_catgry":[{"value":"0","labl":"No employees","stats":"1463","type":"freq"},{"value":"1","labl":"Micro","stats":"516","type":"freq"},{"value":"2","labl":"Small and medium","stats":"88","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10413","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1642","name":"Size_busines","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"973","var_end_pos":"973","var_width":"1","var_rec_seg_no":"1","labl":"Size and scope of busines owner (number of employees) revised","var_val_range":[{"units":null,"min":"0","max":"3"}],"var_sumstat":[{"value":"2067","type":"vald"},{"value":"10413","type":"invd"}],"var_catgry":[{"value":"0","labl":"No employees","stats":"1463","type":"freq"},{"value":"1","labl":"Micro","stats":"470","type":"freq"},{"value":"2","labl":"Small","stats":"91","type":"freq"},{"value":"3","labl":"Medium","stats":"43","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10413","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1643","name":"commercial_farmers","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"974","var_end_pos":"977","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"882","type":"vald"},{"value":"11598","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"882","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11598","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1644","name":"Informal_revised","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"978","var_end_pos":"978","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"3","max":"3"}],"var_sumstat":[{"value":"8996","type":"vald"},{"value":"3484","type":"invd"}],"var_catgry":[{"value":"3","labl":null,"stats":"8996","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"3484","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1645","name":"need_information_on_money_manage","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"979","var_end_pos":"982","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"10636","type":"vald"},{"value":"1844","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"10636","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"1844","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1646","name":"AS_revised","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"983","var_end_pos":"984","var_width":"2","var_rec_seg_no":"1","labl":"Access strand with revised informal","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Banked","stats":"2858","type":"freq"},{"value":"2","labl":"Other formal (non-bank)","stats":"5281","type":"freq"},{"value":"3","labl":"Informal only","stats":"2783","type":"freq"},{"value":"99","labl":"Excluded","stats":"1558","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1647","name":"Overlaps_revised","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"985","var_end_pos":"986","var_width":"2","var_rec_seg_no":"1","labl":"Overlaps with revised informal","var_val_range":[{"units":null,"min":"1","max":"99"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"Banked only","stats":"127","type":"freq"},{"value":"2","labl":"Bank & other formal (non-bank)","stats":"688","type":"freq"},{"value":"3","labl":"All mechanism","stats":"1840","type":"freq"},{"value":"4","labl":"Banked & informal","stats":"203","type":"freq"},{"value":"5","labl":"Other formal (non-bank) & informal","stats":"4170","type":"freq"},{"value":"6","labl":"Other formal (non-bank) only","stats":"1111","type":"freq"},{"value":"7","labl":"Informal only","stats":"2783","type":"freq"},{"value":"99","labl":"Excluded","stats":"1558","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1648","name":"credit_banked","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"987","var_end_pos":"990","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"420","type":"vald"},{"value":"12060","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"420","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12060","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1649","name":"remittances_banking_channels","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"991","var_end_pos":"994","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"138","type":"vald"},{"value":"12342","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"138","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"12342","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1650","name":"savings_bank","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"995","var_end_pos":"998","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"1452","type":"vald"},{"value":"11028","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"1452","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11028","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1651","name":"transactional_bank","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"999","var_end_pos":"999","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"2669","type":"vald"},{"value":"9811","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"2669","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"9811","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1652","name":"credit_otherformal","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"1000","var_end_pos":"1003","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"1473","type":"vald"},{"value":"11007","type":"invd"}],"var_catgry":[{"value":"2","labl":null,"stats":"1473","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11007","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1653","name":"insurance_other_formal","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1004","var_end_pos":"1004","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"928","type":"vald"},{"value":"11552","type":"invd"}],"var_catgry":[{"value":"2","labl":null,"stats":"928","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11552","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1654","name":"remittances_other_formal","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1005","var_end_pos":"1005","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"4637","type":"vald"},{"value":"7843","type":"invd"}],"var_catgry":[{"value":"2","labl":null,"stats":"4637","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7843","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1655","name":"savings_other_formal","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1006","var_end_pos":"1006","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"5267","type":"vald"},{"value":"7213","type":"invd"}],"var_catgry":[{"value":"2","labl":null,"stats":"5267","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7213","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1656","name":"MFI_institutions","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1007","var_end_pos":"1007","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"643","type":"vald"},{"value":"11837","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"643","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11837","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1657","name":"Mobile_money_penetration","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1008","var_end_pos":"1008","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"5546","type":"vald"},{"value":"6934","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"5546","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"6934","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1658","name":"Umurenge_SACCO","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1009","var_end_pos":"1009","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"4200","type":"vald"},{"value":"8280","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"4200","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"8280","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1659","name":"Other_formal_non_bank_only","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1010","var_end_pos":"1010","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"2","max":"2"}],"var_sumstat":[{"value":"5281","type":"vald"},{"value":"7199","type":"invd"}],"var_catgry":[{"value":"2","labl":"Yes","stats":"5281","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"7199","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1660","name":"Overlaps_other_formal_non_bank","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1011","var_end_pos":"1012","var_width":"2","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"88"}],"var_sumstat":[{"value":"12480","type":"vald"},{"value":"0","type":"invd"}],"var_catgry":[{"value":"1","labl":"M-money only","stats":"2628","type":"freq"},{"value":"2","labl":"M-money & SACCO","stats":"1853","type":"freq"},{"value":"3","labl":"M-money & Other (MFI\/Insuarance)","stats":"620","type":"freq"},{"value":"4","labl":"M-money; SACCO & & Other (MFI\/Insuarance)","stats":"445","type":"freq"},{"value":"5","labl":"SACCO & & Other (MFI\/Insuarance)","stats":"98","type":"freq"},{"value":"6","labl":"SACCO only","stats":"1804","type":"freq"},{"value":"7","labl":"Other (MFI\/Insuarance) only","stats":"230","type":"freq"},{"value":"88","labl":"Non othe formal only","stats":"4802","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1661","name":"Salaried_preivate_public_sector","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"1013","var_end_pos":"1016","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"524","type":"vald"},{"value":"11956","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"524","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11956","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1662","name":"claimed_banking","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1017","var_end_pos":"1017","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"1598","type":"vald"},{"value":"10882","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"1598","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10882","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1663","name":"Banked_analysis","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1018","var_end_pos":"1020","var_width":"3","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"22","max":"101"}],"var_sumstat":[{"value":"1299","type":"vald"},{"value":"11181","type":"invd"}],"var_catgry":[{"value":"22","labl":"No claim - income into bank account","stats":"346","type":"freq"},{"value":"33","labl":"No claim - cheque (income)","stats":"18","type":"freq"},{"value":"44","labl":"No claim - have remitance & transaction","stats":"27","type":"freq"},{"value":"55","labl":"No claim - have credit & transaction","stats":"2","type":"freq"},{"value":"66","labl":"No claim - have savings & Transaction","stats":"5","type":"freq"},{"value":"77","labl":"Claimed but no banking products","stats":"39","type":"freq"},{"value":"88","labl":"No claim - have any type of transactional","stats":"804","type":"freq"},{"value":"99","labl":"No claim - savings only","stats":"28","type":"freq"},{"value":"100","labl":"No claim - credit only","stats":"3","type":"freq"},{"value":"101","labl":"No claim - remittances only","stats":"27","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11181","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1664","name":"Further_check","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1021","var_end_pos":"1021","var_width":"1","var_rec_seg_no":"1","labl":"income and transactional","var_val_range":[{"units":null,"min":"1","max":"2"}],"var_sumstat":[{"value":"1150","type":"vald"},{"value":"11330","type":"invd"}],"var_catgry":[{"value":"1","labl":"income into bank account","stats":"346","type":"freq"},{"value":"2","labl":"Any type of transactional","stats":"804","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11330","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1665","name":"Banks_per_person","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1022","var_end_pos":"1022","var_width":"1","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"3"}],"var_sumstat":[{"value":"1589","type":"vald"},{"value":"10891","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"1349","type":"freq"},{"value":"2","labl":null,"stats":"231","type":"freq"},{"value":"3","labl":null,"stats":"9","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10891","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1666","name":"Banking_product_person","file_id":"F2","var_dcml":"0","var_intrvl":"discrete","var_start_pos":"1023","var_end_pos":"1024","var_width":"2","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"12"}],"var_sumstat":[{"value":"1598","type":"vald"},{"value":"10882","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"136","type":"freq"},{"value":"2","labl":null,"stats":"543","type":"freq"},{"value":"3","labl":null,"stats":"501","type":"freq"},{"value":"4","labl":null,"stats":"221","type":"freq"},{"value":"5","labl":null,"stats":"112","type":"freq"},{"value":"6","labl":null,"stats":"38","type":"freq"},{"value":"7","labl":null,"stats":"25","type":"freq"},{"value":"8","labl":null,"stats":"14","type":"freq"},{"value":"9","labl":null,"stats":"4","type":"freq"},{"value":"10","labl":null,"stats":"1","type":"freq"},{"value":"11","labl":null,"stats":"2","type":"freq"},{"value":"12","labl":null,"stats":"1","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10882","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1667","name":"payo","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"1025","var_end_pos":"1028","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"1913","type":"vald"},{"value":"10567","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"1913","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"10567","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"},{"vid":"V1668","name":"salaried_workers","file_id":"F2","var_dcml":"2","var_intrvl":"discrete","var_start_pos":"1029","var_end_pos":"1032","var_width":"4","var_rec_seg_no":"1","var_val_range":[{"units":null,"min":"1","max":"1"}],"var_sumstat":[{"value":"668","type":"vald"},{"value":"11812","type":"invd"}],"var_catgry":[{"value":"1","labl":null,"stats":"668","type":"freq"},{"value":"Sysmiss","labl":null,"stats":"11812","type":"freq"}],"var_format":"numeric","var_format_schema":"other","fid":"F2"}],"variable_groups":[]}