How should the government bring small firms into the formal system? Experimental evidence from Malawi Private Sector Development DDI_MWI_2011_BRIE_v01_M_WB Development Economics Data Group Nesstar Publisher Francisco Campos Markus Goldstein David McKenzie Version 01 (September 2018) Developing country governments seek to reduce pervasive informality of firms for multiple reasons: increasing the tax base, helping firms access formal markets and grow, increasing rule of law, and as a means of obtaining data that can be used for other government functions. However, there is debate as to the best approach for achieving these goals. We conduct a randomized experiment in Malawi to test three alternatives: a) assisting firms to obtain a business registration certificate that offers access to formal markets but imposes no tax obligations; b) assisting firms to obtain both this business registration and tax registration; and c) supplementing the assistance to obtain business registration with a bank information session intended to help firms utilize one of the key potential benefits of formalizing. MWI_2011_BRIE_v01_M -- -- Business Registration in Malawi Experimental Data and Replication Files 2011-2015 BRIE 2011 MWI_2011_BRIEL_v01_M David McKenzie Francisco Campos Markus Goldstein Nesstar Publisher International Initiative for Impact Evaluation Private Enterprise Development in Low Income Countries Bank Netherlands Partnership Program Strategic Research Program Umbrella Facility for Gender Equality Investment Climate Impact Program David McKenzie Francisco Campos Markus Goldstein David J. McKenzie Informal Sector Survey We conduct a randomized experiment in Malawi to test three alternative approaches to formalizing firms: a) assisting firms to obtain a business registration certificate that offers access to formal markets but imposes no tax obligations; b) assisting firms to obtain both this business registration and tax registration; and c) supplementing the assistance to obtain business registration with a bank information session intended to help firms utilize one of the key potential benefits of formalizing. This dataset consists of a baseline, four rounds of follow-up surveys, administrative data, and replication files for replicating the results of the paper "How should the government bring small firms into the formal system? Experimental evidence from Malawi" Malawi We target firms in urban Lilongwe and Blantyre, the major commercial cities in Malawi. At the end of 2011, we listed over 100 business centers - that is, concentrations of firms including industrial parks, markets, streets with shops, set of workshops, etc. - and randomly sampled 46 of these business centers (23 in each city) to list all businesses operating within these areas. Microenterprise Sample survey data [ssd] Face-to-face [f2f] Baseline questionnaire and four follow-up questionnaires attached All identifying information have been removed David McKenzie Campos, Francisco, Markus Goldstein and David McKenzie (2018) "How should the government bring small firms into the formal system? Experimental evidence from Malawi", World Bank Policy Research Working Paper Public use for non-commercial purposes The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses. Baseline_Malawi_clean_September_2018_BS.NSDstat Baseline data 3002 1367 Nesstar 200801 First_followup_Malawi_clean_September_2018_F.NSDstat First follow-up data 2830 669 Nesstar 200801 Second_followup_Malawi_clean_September_2018_F2.NSDstat Second follow-up data 2720 726 Nesstar 200801 Third_followup_Malawi_clean_September_2018_F3.NSDstat Third follow-up data 2664 805 Nesstar 200801 Fourth_followup_Malawi_clean_September_2018_F4.NSDstat Fourth follow-up data 2686 725 Nesstar 200801 Training_ALL_anonymized.NSDstat Administrative data on training attendance 1202 35 Nesstar 200801 survey_completion.NSDstat Record data on which surveys were completed 3002 22 Nesstar 200801 strata_llw_&_bt.NSDstat Randomization strata 3002 3 Nesstar 200801 reasons for people that did not take BRC_edited.NSDstat Data on why firms did not take up treatment 456 3 Nesstar 200801 BRIE_finalpanel_Allfollowups_SEP2018.NSDstat Anonymized master panel data 15010 514 Nesstar 200801 ID 3002 0 10210007 17259017 round survey (0= BS, 1= F1, 2=F2, 3=F3, 4=F4) 3002 0 0 3002 3. Gender 0 3002 1 Male 0 2 Female 0 Sysmiss 3002 Identification 0 0 Respondent ID 3002 0 City 3002 0 -9 Missing 0 -7 Not Applicable 0 1 Lilongwe 1494 2 Blantyre 1508 Business Center Number 3002 0 2 72 Enumerator Id 3002 0 06 4 07 8 08 13 09 16 10 79 11 41 12 73 13 85 14 56 15 130 16 69 17 33 18 46 19 44 20 81 21 111 22 71 23 40 24 128 25 47 26 60 27 47 28 52 29 45 38 76 39 56 40 58 41 85 42 43 43 83 44 46 45 80 46 109 47 33 48 50 49 59 50 34 51 91 52 33 53 108 54 71 55 68 56 57 57 64 58 35 59 91 6 23 60 78 7 14 8 36 9 42 Interview Number 2988 0 001 139 002 112 003 131 004 121 005 108 006 112 007 110 008 96 009 77 010 72 011 82 012 73 013 58 014 57 015 53 016 53 017 51 018 43 019 42 020 33 021 30 022 23 023 25 024 19 025 18 026 20 027 19 028 12 029 11 030 13 031 7 032 7 033 4 034 6 035 4 036 4 037 4 038 3 039 6 040 4 041 2 042 1 043 1 044 2 045 1 046 1 048 1 049 1 051 2 052 3 053 1 055 1 058 1 060 1 061 1 066 1 070 1 073 1 081 1 082 1 088 1 090 1 098 1 1 55 10 60 105 1 106 1 11 39 113 1 115 1 12 41 120 1 13 34 134 1 14 35 15 32 16 27 17 22 18 23 19 23 2 59 20 25 205 1 21 18 22 14 23 17 24 11 25 9 26 8 27 7 28 10 29 9 3 68 30 5 309 1 31 6 32 6 33 11 34 8 35 7 36 6 37 5 38 5 39 1 4 73 40 4 41 1 410 1 42 3 421 1 43 1 44 2 45 2 5 59 505 1 52 1 55 1 6 62 7 62 8 56 88 2 9 52 Enterprise Survey ID 3002 0 DE_DATE 3002 0 01/02/2012 57 01/03/2012 39 02/02/2012 80 02/03/2012 27 02/04/2012 17 03/02/2012 90 03/03/2012 4 03/04/2012 11 04/02/2012 3 04/04/2012 1 05/01/2012 24 05/02/2012 6 06/01/2012 47 06/02/2012 64 06/03/2012 26 07/01/2012 9 07/02/2012 57 07/03/2012 50 08/02/2012 16 08/03/2012 64 09/01/2012 55 09/02/2012 16 09/03/2012 25 10/01/2012 56 10/02/2012 5 10/03/2012 6 11/01/2012 59 12/01/2012 42 12/03/2012 46 13/01/2012 46 13/02/2012 6 13/03/2012 71 14/01/2012 9 14/02/2012 1 14/03/2012 71 15/01/2012 5 15/03/2012 45 16/01/2012 3 16/03/2012 43 17/01/2012 66 17/02/2012 77 17/04/2012 12 18/01/2012 67 18/02/2012 5 18/04/2012 20 19/01/2012 66 19/02/2012 4 19/03/2012 60 20/01/2012 61 20/02/2012 97 20/03/2012 42 21/01/2012 6 21/02/2012 55 21/03/2012 44 22/01/2012 11 22/02/2012 27 22/03/2012 45 23/01/2012 82 23/02/2012 95 23/03/2012 44 24/01/2012 77 24/02/2012 57 25/01/2012 67 25/02/2012 12 26/01/2012 63 26/02/2012 2 26/03/2012 40 27/01/2012 30 27/02/2012 43 27/03/2012 22 28/02/2012 58 28/03/2012 23 29/02/2012 47 29/03/2012 23 30/01/2012 71 30/03/2012 8 31/01/2012 71 OPERATOR 3002 0 0E06RY 3 AGNESS 953 AGNESSS B 1 CLARA 1040 LINESS 41 MEMOERY 22 MEMORY 850 TAPIWA L 79 TAPIWA MK 9 WANANGWA 4 DE_START 3002 0 DE_END 0 0 _______________ 0 0 Gender 3002 0 1 Male 1807 2 Female 1195 Age 3002 0 -8 Don't know Number of bussiness owners 3002 0 -9 Missing -8 Don't know Date of first attempt(Day) 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 77 2 96 3 112 4 104 5 92 6 130 7 122 8 89 9 134 10 119 11 78 12 71 13 108 14 66 15 81 16 110 17 81 18 89 19 62 20 128 21 94 22 73 23 109 24 85 25 80 26 66 27 134 28 136 29 79 30 116 31 81 Date of first attempt(Month) 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 January 1024 2 February 1098 3 March 141 11 November 68 12 December 671 Date of first attempt(Year) 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 2010 1 2011 762 2012 2239 Survey start time(Hours) 3002 0 -9 Missing -8 Don't know -7 Notappl Survey start time(Minutes) 3002 0 -9 Missing -8 Don't know -7 Notappl Completed interview 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Completed 3002 2 Partially completed 0 3 Not available,revisit scheduled 0 4 Not available,no revisit scheduled 0 5 Refused to participate 0 Date of second attempt(Day) 124 2878 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 3 2 4 3 8 4 1 5 2 6 9 7 13 8 5 9 4 10 3 11 1 12 3 13 4 14 3 15 1 16 2 17 3 20 3 21 4 23 7 24 9 26 1 27 1 28 10 29 8 30 8 31 4 Sysmiss 2878 Date of second attempt(Month) 123 2879 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 January 26 2 February 17 3 March 2 11 November 7 12 December 71 Sysmiss 2879 Date of second attempt(Year) 124 2878 -9 Missing 0 -8 Don't know 0 2011 79 2012 45 Sysmiss 2878 Survey start time(Hours) 125 2877 -9 Missing -8 Don't know -7 Notappl Survey start time(Minutes) 125 2877 -9 Missing -8 Don't know -7 Notappl Completed interview 124 2878 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Completed 118 2 Partially completed 3 3 Not available,revisit scheduled 3 4 Not available,no revisit scheduled 0 5 Refused to participate 0 Sysmiss 2878 Date of third attempt(Day) 6 2996 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 2 1 7 1 12 1 21 1 28 1 31 1 Sysmiss 2996 Date of third attempt(Month) 6 2996 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 January 3 2 February 0 11 November 0 12 December 3 Sysmiss 2996 Date of third attempt(Year) 6 2996 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 2011 4 2012 2 Sysmiss 2996 Survey start time(Hours) 6 2996 -9 Missing -8 Don't know -7 Notappl Survey start time(Minutes) 6 2996 -9 Missing -8 Don't know -7 Notappl Completed interview 6 2996 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Completed 6 2 Partially completed 0 3 Not available,revisit scheduled 0 4 Not available,no revisit scheduled 0 5 Refused to participate 0 Sysmiss 2996 _______________ 0 0 Section start time(hours) 2904 98 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 1 3 1 7 6 8 214 9 592 10 605 11 419 12 351 13 359 14 239 15 96 16 16 17 1 19 4 Sysmiss 98 Section start time(minutes) 2904 98 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 152 1 113 2 95 3 65 4 40 5 58 6 47 7 42 8 33 9 33 10 57 11 69 12 44 13 46 14 21 15 57 16 41 17 37 18 32 19 32 20 61 21 55 22 48 23 29 24 33 25 35 26 36 27 32 28 24 29 26 30 106 31 95 32 76 33 36 34 32 35 44 36 43 37 29 38 35 39 27 40 53 41 71 42 50 43 34 44 34 45 45 46 52 47 52 48 37 49 27 50 71 51 69 52 33 53 33 54 27 55 43 56 50 57 25 58 43 59 39 Sysmiss 98 Which sector business operates 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Growing of tobacco 0 2 Growing of cereals 0 3 Growing of other crops 0 4 Animal production 4 5 Support activites to agriculture and post-harvest crop activities 1 6 Forestry and logging 1 7 Fishing and aquaculture 0 9 Making charcoal 11 10 Milling(incl. Hand miling) 12 11 Food processing 3 12 Canning 1 13 Beer brewing 0 14 Wine-makong 0 15 Jewelry making 0 16 Making handicraft 1 17 Carpentry and joinery 58 18 Fitting and joinery 1 19 Foundry, forgery 6 20 Metal fabrication 27 21 Shoe making 2 22 Manufacture of other leather products 0 23 Tailoring,knitting 68 24 Buildings(including Houses) or fences 0 25 Roads and bridges 2 26 Tombstones 0 27 Retail shop-groceries 628 28 Retail shop-hardware 241 29 Timber/wood 28 30 Wine,beer,liquor,soft drinks sale 39 31 Sale of agricultural produce 315 32 Sale of animal produce(meat,fish) 298 33 Sale of clothes/shoes 239 34 Sale of motor vehicle spare parts 12 35 Stationery 9 36 Cosmetics, beuty products 102 37 Electronics and other appliances 66 38 Sale of other products(specify) 120 39 Mini-bus 0 40 Bicycle taxi 0 41 Other transport of passenger 1 42 Transport of products 1 43 Storage and warehouse 0 44 Catering 1 45 Cooked food and snacks 105 46 Restaurant 221 47 Bar/Tavern/Bottlestore 44 48 Hotel 0 49 Guest-house 2 50 Hair salon 172 51 Barber shop 27 52 Cell phone units, SIM card retailer 38 53 Cleaning 1 54 Auto repair 6 55 Panel beating 3 56 Battery charge 5 57 Shoe repair 15 59 Other repar and maintenance services 43 60 Collection of firewood,fetching water 0 61 Laundry or ironing 0 62 Financial institution 2 63 Real estate 1 64 IT services 13 65 Nursery(child care) 1 66 School 0 67 Health clinic 1 68 Pharmacy 0 69 Arts and sports 4 99 Other(specify) 0 Other specify 207 0 46 1 AIRTIME 1 BAMBOO 1 BEAUTY PRODUCTS 1 BEDDINGS 1 BICYCLE REPAIR 2 BOOKS, SACKS PLASTIC SHEES 1 BOOKSHOP 1 BUREAU AND AIRTIME 1 BUTCHERY 1 BUYING AND SELLING METAL SCRAPS 1 BUYING AND SELLING SECOND HAND PHONES 1 CARPENTRY 1 CARPENTRY AND JOINERY 2 CD BURNING 3 CELL PHONE ACCESORIES 1 CELL PHONE CHARGERS 1 CELLPHONE ACCESORIES 1 CHALCOAL 1 CHARCOAL 5 CHICKEN PORTION 1 CHITENJE 1 CLOTHES/HARDWARE 1 COOKING OIL 16 COOKING OIL AND EGGS 1 COOKING OIL RICEAND MAIZE 1 COSMETIC SHOP 1 CUSHIONS 1 DRY FISH 1 DVDS AND VIDEOS TAPES 1 DVDS, CDS 1 DVDS, TAPES CDS 1 EGGS AND COOKING OIL 1 ELLS PLASTIC BAGS AND COOKING OIL 1 FOOD INDUSTRY 1 FOODB ADDIVITES 1 FRESH VEGETABLE 1 GARAGE 1 GENERATOR 2 GLOCERIES, ZITENJE, AGRI PRODUCE 1 GROCERIES 5 GROCERIES AGRILTURAL PRODUCE 1 GYM CENTRE 1 HAIR SALOON 1 HARDWARE 7 KITCHEN UTENSILS 1 KITCHEN WARE 1 KITCHEN WEAR 1 MAIZE FLOUR 2 MAKING AND SELLING WREATHS 1 MEAT 1 METAL SCRAP 1 MILLING G/NUTS 1 MUCIS CENTRE AND DVD 1 MUSIC DVDS 1 MUSIC TAPES 1 NSINJIRO 1 PAINTS 1 PARAFFIN AND COOKING OIL 1 PHONE ACCESSORIES 1 PHONE BUREAU 1 PHONE FACES 1 PLASTIC HENS 1 PLASTIC JUMBOS 2 PLASTIC PAPER 1 PLASTIC PAPER BAGS AND PLATES 1 PLASTIC PRODUCTS 1 PLASTIC WEAR 1 PLASTICS BAGS 1 PLUMBING 1 POOL TABLE 1 RESTHOUSE 1 RICE 1 Rental of pool table 1 SALE CHARCOAL 1 SALE OF BANS 1 SALE OF CHARCOAL 2 SALE OF COOKING OIL, EGGS AND RICE 1 SALE OF DVD 1 SALE OF DVDS 2 SALE OF MAIZE FLOUR 2 SALE OF PHONE CHARGERS 1 SALE OF PLASTIC BAGS 4 SALE OF PLASTIC PAPERS 1 SALE OF PLASTIC PRODUCTS 1 SALE OF ZITENJE 1 SALE PHONE BATTERIES 1 SALES DRY FISH 1 SALES EMPTY SACKS 1 SALES OF DVD 1 SALES OF EGGS AND COOKING OIL 1 SALES OF PLASTIC BAGS 1 SALES SACKS 1 SALOON 1 SCRAP METAL 1 SCRAP METAL DEALER 1 1 SECOND HAND BELT 1 1 SELL AIRTIME 1 SELL COOKING OIL 1 SELL JUMBOS 1 SELL OF CEMENT 1 SELL OF DIFFERENT GOODS 1 SELL OF PLASTIC JUMBO AND SALT 1 SELL SPICES 1 SELLER CHIPS 1 SELLING CELL PHONE ACCESSORIES 1 SELLING CHARCO 1 SELLING CHARCOAL 1 SELLING CIGARETTES 1 SELLING COOKING OIL 4 SELLING COOKING OIL AND EGGS 1 SELLING DRY FISH,TOMATOES,ONIONS,COOKING OIL 1 SELLING DVD 1 SELLING EMPTY SACKS 3 SELLING EMPTY SACKS, PLASTIC PAPERS AND CARTO 1 SELLING FERTILIZER 1 SELLING FLOUR 1 SELLING MATERIALS FOR TOULORING 1 SELLING OF PLASTIC PAPER 2 SELLING PLASCTIC 1 SELLING PLASTIC BAGS 1 SELLING POTS AND PLATES 1 SELLING SACKS 2 SELLING SALT 1 SELLING TEXTILES 2 SELLING VEGETABLE 1 SELLING VEGETABLES 1 SELLLING PLASTIC BAGS 1 SELLS CELLPHONE ACCESORIES 1 SELLS CEMENT 1 SELLS EGGS AND COOKING OIL 1 SELLS PLASTIC PAPERS AND EGGS AND COOKING OIL 1 SELLS PORK MEAT 1 SELLS SCRAP METALS 1 SHOES 1 SHOES AND RADIOS 1 SOFTWARE 1 SPARE PARTS 1 SUNGLASSES AND WATCHES 1 TAILOR 1 TAILORING 1 TEA ROOM 1 TINSMITH 4 TOBACCO AND SPIRITS 1 TOILORING 1 TOMATO 1 VEGATABLES 1 VENDORS ITEMS 1 Venue for rental 1 WHOLESALE 1 ZITENJE 1 ZITENJE SALES 1 Why the sector 2995 7 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 135 2 There were few peolple working in this sector in this area 86 3 This is what everyone else is doing 24 4 This secor allows me to stay at home to take care of the children/housework 48 5 I have previous experience as a worker in this industry 162 6 Wanted to benefit from my hobby 335 7 I saw a market opportunity in this sector 1576 8 This is what someone like me can do around here 240 9 This sector does not require a big investment to start it 315 10 Iam only doing this until i find a job 32 11 Other 33 12 ITS NOT TIRESOME JOB, EASY TO MANAGE 9 Sysmiss 7 Other specify 45 0 3 1 8 1 1 BECAUSE SHE COULDNT FIND A JOB 1 BOUGHT THE BUSINESS 1 CHARCOAL 1 DIDNT GO TO SCHOOL FOR A DECENT JOB I WANTED 1 DO NOT EXPIRE 1 DOES NOT REQURE SEASON 1 DOESN'T DAMAGED EASILY 1 DOESN'T REQUIRE ALOT OF WORK 1 EASY MANAGEMENET 1 EASY MANAGEMENT 1 EASY TO MONITOR SINCE I AM WORKING 1 FOR THE DEVELOPMENT OF THE COUNTRY SO AS TO 1 HUSBAND BOUGHT EQUIPMENT FOR THE SECTOR 1 I HAD LITTLE CAPITA 1 INEED TO HAVE MORE TIME TO REST BECAUSE OF 1 IT VERYB EASY TO RUN ONE BUSINESS 1 IT WAS THE BUSINESS THE HE COULD MANAGE 1 ITS A FAST MOVE BUSINESS 1 ITS EASY TO OPERATE 1 ITS NOT TIRESOME JOB, EASY TO MANAGE 1 IWANT TO MAKE MONEY FOR MY FAMILY 1 POVERT 1 SALES DO NOT FOLLOW A SEASONAL PATTERN 1 SELLING CLOTHES 1 1 SHE WANTED TO ADD ON TOP OF A BUSINESS WHICH 1 SHE WANTED TO HELP THE FAMILY 1 SHHE WAS JUST INTEREST TO THIS BUSINESS 1 SHOE AND PLASTIC BUCKETS 1 SIMPLE TO MANAGE 2 STARTED THIS BUSINES WITH BETTER PROSPECTUS 1 THIS SECTOR ALLOWS ME TO DO WAGE WORK, 1 TIRED OF WORK 1 TIRED WITH SMALL BUSINESS 1 TO AVOID STEALING 1 TO DRY DIFFERENT BUSINESS 1 TO FULFI MY NEEDS 1 TO LEAVE SOME INHERITANCE FOR MY FAMILY 1 TO MAKE MONEY 1 TO SEPPLEMENT WAGE INCOME 1 TRAINED IN THIS SECTOR 1 Who started the business 2993 9 1 Self 2693 2 Spouse/domestic partner 100 3 Own relative(s) 166 4 Spouse/domestic partner's relative(s) 4 5 Non-relative(s) 30 77 Skip 0 Sysmiss 9 Who started the business 115 2887 1 Self 35 2 Spouse/domestic partner 48 3 Own relative(s) 17 4 Spouse/domestic partner's relative(s) 1 5 Non-relative(s) 14 77 Skip 0 Sysmiss 2887 Who started the business 0 3002 1 Self 0 2 Spouse/domestic partner 0 3 Own relative(s) 0 4 Spouse/domestic partner's relative(s) 0 5 Non-relative(s) 0 77 Skip 0 Sysmiss 3002 What year did business first start 2992 10 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1963 1 1965 2 1967 1 1968 1 1970 2 1972 1 1973 5 1974 2 1975 2 1976 4 1977 1 1979 3 1980 14 1981 9 1982 8 1983 7 1984 7 1985 10 1986 14 1987 15 1988 9 1989 16 1990 30 1991 18 1992 32 1993 32 1994 47 1995 41 1996 49 1997 60 1998 83 1999 65 2000 162 2001 109 2002 116 2003 110 2004 150 2005 168 2006 163 2007 206 2008 195 2009 280 2010 280 2011 461 2012 1 Sysmiss 10 What year did you start managing this bussiness? 2995 7 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1965 1 1967 1 1972 1 1973 3 1974 2 1975 1 1976 2 1979 1 1980 10 1981 6 1982 6 1983 5 1984 8 1985 9 1986 12 1987 15 1988 9 1989 11 1990 26 1991 16 1992 29 1993 29 1994 43 1995 36 1996 48 1997 60 1998 72 1999 61 2000 161 2001 108 2002 119 2003 107 2004 156 2005 168 2006 170 2007 213 2008 197 2009 288 2010 286 2011 497 2012 2 Sysmiss 7 Who needs to approve of major decisions for the enterprise? 3000 2 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I make them alone 2791 2 Need to consult spouse/domestic partner 116 3 Need to consult other bussiness partners 35 4 Need to consult the manager 23 5 Spouse/domestic partner makes most decisions 17 6 Other bussiness partners make most decisions 8 7 Manager makes most decisions 6 8 Other specify 4 Sysmiss 2 Who needs to approve of major decisions for the enterprise?Other specify 5 0 AND 2 1 BUSINESS OWNER 1 MY BOSS MAKE THE DECISIONS 1 MY BROTHER 1 NEED TO COUNSULT BUSINESS OWNER 1 What was the primary reason you started this bussiness? 2998 4 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Household needed additional moeny 517 2 Lost previous job 76 3 Previous bussiness not successful 83 4 Could not find a job 155 5 Saw a market opportunity 669 6 I took a related training course 33 7 Received subsidy to set up bussiness 8 8 Wanted to continue family bussiness 74 9 Wanted to benefit from my hubby 130 10 Low capital requirements 150 11 Allows me to be balance family and work life 81 12 Wanted to be my own boss/have own bussiness 158 13 Wanted to make money 857 14 Other(specify) 7 Sysmiss 4 What was the primary reason you started this bussiness?Other specify 6 0 AFTER DIVORCE THIS WAS THE ONLY WAY I COULD 1 AFTER HER DOVORCE SHE HAD NOTHING TO DO TO 1 DID THE SAME BUSINESS PREVIOUSLY 1 HUSBAND DEAD AND WANT TO TAKE CARE OF SONS 1 I HAD NO FEES TO PERSUE SCHOOL 1 WANTED TO SOLVE PROBLEM 1 Currently, how many days per week is this business typically in operation? 2993 9 -9 Missing -8 Don't know -7 Notappl At what time of the day business start 3002 0 -9 Missing -8 Don't know -7 Notappl At what time of the day business start 3002 0 -9 Missing -8 Don't know -7 Notappl At what time of the day business ends 2989 13 -9 Missing -8 Don't know -7 Notappl At what time of the day business ends 3002 0 -9 Missing -8 Don't know -7 Notappl How many weeks in a month is business operating 3000 2 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 One week 25 2 Two weeks 9 3 Three weeks 9 4 Four weeks(full month) 2957 Sysmiss 2 How many months of the year in total does this business operate? 2982 20 -9 Missing -8 Don't know -7 Notappl Currently,how many hours/week do you spend on activities related to this busines 3002 0 -9 Missing -8 Don't know -7 Notappl Out of the hrs per wk how many hours are you unoccupied. 3002 0 -9 Missing -8 Don't know -7 Notappl Out of the hrs per wk how many hrs at the same time are you taking care of child 3002 0 -9 Missing -8 Don't know -7 Notappl Do you manage to do any other activities while you are operating your business? 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Other household chores 442 2 Own other bussiness 215 3 Wage work 81 4 Other(specify) 64 5 No other activities 2157 6 CHURCH SERVICE FUNERAL ATTENDANCE 15 7 AGRICULTURAL WORK 11 77 Skip 0 Sysmiss 17 Do you manage to do any other activities while you are operating your business? 70 0 775 1 AGRICULTURAL WORK 1 ATTEND FUNERAL 1 BULDER 1 CARING A BABY 1 CASUAL LABOUR 1 CHARGING PHONES 1 CHARTING WITH FRIEND 1 CHATTING OTHER BUSINESS OWNERS 1 CHATTING WITH FRIENDS 1 CHURCH ACTIVITIE 1 CHURCH ACTIVITIES 8 CHURCH ACTIVITY 1 CHURCH MINISTRY 1 CHURCH SERVICE FUNERAL ATTENDANCE 1 COMPUTER MAINTAINANCE 1 FARM ACTIVITIE 1 FARM ACTIVITIES 1 FARMING 7 FARMING ACTIVITIES 1 GIVING TO CHURCH 1 GOING FOR ORDERS 1 GOING SCHOOL 1 GOING TO BANK 1 GOING TO MOSQUE 1 GOING TO THE BANK 1 GOING TO THE HOSPITAL TO SEE SICK PEOPLE 1 GROWS TOMATOES 1 HELPING OTHERS 1 KNITING 1 KNITTING 1 ONLY TO THE MOSQUE 1 PAYING 1 PHONE REPAIRING 1 PIECE WORK 3 PLAITING HAIR 2 PLAYING BAO 1 PLAYING BAWO, CHATTING 1 PLAYING GAMES 1 PRAYING 1 PREACHIN 1 REPAIRING BICYCLES 1 SCHOOL AND CHATTING WITH FRIENDS 1 SCHOOLING 3 SINGING 1 SPRAY PAINTING 1 SUPPLYING GOODS TO OTHER SHORTS 1 TAKING CARE OF A CHILD 1 TAKING CARE OF HOME 1 VISITING RELATIVES 1 VISTING THE SICK 1 WATCHING FOOTBALL 1 Do you manage to do any other activities while you are operating your business? 2995 7 -9 Missing 0 -8 Don't know 0 -7 Notappl 2875 1 Other household chores 11 2 Own other bussiness 24 3 Wage work 3 4 Other(specify) 24 5 No other activities 58 77 Skip 0 Sysmiss 7 Do you manage to do any other activities while you are operating your business? 23 0 15 1 2 1 AGRICULTURAL PRODUCE 1 ATTEND CHURCH GATHERING 1 ATTENDING FUNERAL SERVICE 1 CHANTING BANKING 1 CHATTING WITH FRIENDS 1 CHATTING WITH OTHER BUSINESS PARTNERS 1 CHURCH ACTIVITY 1 FARMING 1 1 LOOKING AFTER KIDS 1 LOOKING FOR OTHER MATERIALS FOR BUSINES OR 1 PANNEL BEATING AND SIGN WORKING 1 PRAYERS 1 READING NOVEL 1 SEARCHING FOR CUSTOMERS 1 SHOPPING 1 SUPERISING BULDING PROJECT 1 VIDIO SHOW 1 VISITING CUSTOMERS ON CREDIT 1 WATCHING FOOTBALL 1 WOMEN GROUPS 1 How long it typically take to reach your business from your home? 3000 2 -9 Missing -8 Don't know -7 Notappl Do you operate your business inside the house you live or outside 99 2903 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Inside the house 37 2 Outside the house 56 3 Both 6 Sysmiss 2903 Why in your case do you operate the business from home 101 2901 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Need to take care of my children 9 2 Need to do other household chores 20 3 Can't finance new bussiness premises 21 4 The bussiness is only opereating untill i find a job 0 5 My speouse does not allow me to operate it outside 1 6 It is convenient in my line of bussiness 24 7 My clients/suppliers are located very close 14 8 I need to keep it at home to hide from tax/licence fees authorities 2 9 Other(specify) 10 Sysmiss 2901 Other specify 7 0 FOR SECURITY OF BUSINESS GOOD 1 MOVED BY CITY ASSEMBLY 1 MY HOUSE IS ALREADY NEAR THE FLEA MARKET AND 1 SECURITY REASONS 2 THE HOUSE IS AT THE MARKET 1 THE HOUSEHOLD IN THE MARKET 1 What form of transportation do you use to travel between your business and your 2892 110 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 By foot 1969 2 Min-bus 736 3 Matola 0 4 Cab/special hire 4 5 Car 74 6 Bus 21 7 Bicycle 80 8 Taxi 4 9 Other(specify) 4 Sysmiss 110 Other specify 7 0 2 2 BY FOOT AND MINIBUS TOGETHER 1 MOTOR CYCLE 1 MOTORCYCLE 1 PUSH BILCE 1 THE SHOP IS PART OF THE HOUSE 1 Does this business have any other branches. 2996 6 -9 Missing 0 1 Yes 211 2 No 2785 Sysmiss 6 Where are these business' other branches 199 2803 -9 Missing 0 -8 Don't know 0 -7 Notappl 5 1 Within Lilongwe 99 2 Within Blantyre 77 3 Outside 18 Sysmiss 2803 Who typically manages the business when you are sick or out of town? 2957 45 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Spouse/domestic partner 474 2 Relative(non-bussiness partner not employee) 994 3 Bussiness partner(relative) 102 4 Bussiness partner(non-relative) 68 5 Employee(relative) 176 6 Other employee(non-relative) 231 7 Manager 64 8 Friend 132 9 Neighbor 20 10 Other(specify) 2 11 No one, bussiness closes 683 12 CHILDREN 11 Sysmiss 45 Other specify 15 0 CASUAL LABOUR (DRIED) 1 CHICKEN 1 CHILD 1 CHILDREN 2 DAUGHTER 2 RELATIVES 1 SISTER 1 SOAP 1 SON 4 TEMPORARY WORKER 1 What would happen to this business if you could not work anymore? 3001 1 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 It would close down 896 2 My family would continue running the bussiness or take it over 1706 3 The bussiness would be sold 14 4 My non-relative partners would continue on their own 51 5 My manager/employee would run it 123 6 Not sure/havan't thought about it 190 7 Other(specify) 9 8 NOTHING WILL HAPPEN 12 Sysmiss 1 Other specify 24 0 A NEIGHBOUR WOULD CONTINUE 1 AFRIEND WOULD CONTINUE 1 CAN FIND SOMEBODY NOT RELATIVE 1 DONT KNOW 1 EMPLOY SOMEONE 1 EMPLOYEE A WORKER 1 EMPLOYEE SOMEONE TO WORK ON MY BEHALF 1 FRIEND WILL CONTINUE 1 IT WILL BE IN TROUBLE LIKE LACK OF MONEY TO 1 NOTHING 2 NOTHING CAN HAPPEN 6 NOTHING WILL HAPPEN 3 NOTING CAN HAPPEN 1 RELATIVES WOULD CONTINUE ON HER OWN 1 THE OWNER WILL CONTINUE 1 WOULD EMPLOYEE SOMEONE 1 _______________ 0 0 Section end time 2978 24 -9 Missing -8 Don't know -7 Notappl Section end time 2977 25 -9 Missing -8 Don't know -7 Notappl What is the main place for your production or service activities 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Home 73 2 Someone else's house 24 3 Trading market/market stall 1932 4 Individal workshop/factory/plant 129 5 Individual shop 824 6 Car/trunk/cart 6 7 Other(specify) 14 Other specify 69 0 1 ALONG THE ROAD 5 BENCH 19 BENCH IN THE OPEN 1 BUTCHERY 1 BY THE ROAD SIDE 1 IN THE OPEN 1 IN THE STREET 1 INDIVIDUAL BENCH 9 INDIVIDUAL SHADE 1 INDIVIDUAL SHED 1 INDIVIDUALS BENCH 1 INDUVIDUAL BENCH 1 INDVIDUAL BENCH 1 INDWI DUAL BENCH 1 MAKE SHIFT 1 MAKESHIFT 1 NEAR MAIN ROAD NO BULDING 1 OPEN AIR 1 OUTSIDE BUILDING 1 PANKHONDE PA SHOP 1 RENTED CHURCH 1 SHOP VERANDA 1 STREET 6 STREET BENC 1 UNDER A TREE 1 VENDOR 1 VERANDER 4 VERANDOR 1 WORK SHOP 1 WORKSHOP AREA 1 approximately how large is this space 2991 11 -9 Missing 0 -7 Notappl 0 1 10 square meter and below 1803 2 More than 10 square meter but less than 30 square meter 794 3 30 square meter and above but less thab 50 square meter 229 4 50 square meter and above but less than 80 square meter 53 5 80 square meter and above but less than 120 square meter 12 6 Above 120 square meter 4 99 Don't know 96 Sysmiss 11 Do any household activities take place in this space 2950 52 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 340 2 No 2610 Sysmiss 52 How much is this space worth today in its current condition 2969 33 -9 Missing -8 Don't know -7 Notappl Do you own, rent or just use this space 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Own 1022 2 Rent 1314 3 Use(no rent) 646 Sysmiss 20 Do you have any proof that shows that you own this place 2978 24 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Tittle deed 32 2 Offer of the right of occupancy 132 3 Letter or allocation from city council 119 4 Settlement permit 30 5 Traditional right of occupancy 57 6 Land sale agreement 57 7 Inheritance letter 7 8 Lease (for renters) 10 9 Resident's license 3 10 Receipt 158 11 Other title 5 12 No documentation 2368 Sysmiss 24 Other specify 7 0 3 1 BROTHERS SHOP 1 DONT KNOW 1 IDENTITIES, CARDS FROM CITY ASSEMBLY 1 JUST USE (NO RENT) 1 LETTER OF ALLOCATION FROM MARKET CHAIRMAN 1 PEANUTS 1 Does your business have access to mobile phone? 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 2305 2 Yes, do not own item or pay for the service 422 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 11 4 No do not own and do not have access 261 Sysmiss 3 Does your business have access to landline? 2998 4 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 63 2 Yes, do not own item or pay for the service 6 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 1 4 No do not own and do not have access 2928 Sysmiss 4 Does your business have access to electricity? 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 755 2 Yes, do not own item or pay for the service 38 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 10 4 No do not own and do not have access 2196 Sysmiss 3 Does your business have access to running water? 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 366 2 Yes, do not own item or pay for the service 150 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 59 4 No do not own and do not have access 2424 Sysmiss 3 Does your business have access to table? 2998 4 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 533 2 Yes, do not own item or pay for the service 14 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 7 4 No do not own and do not have access 2444 Sysmiss 4 Does your business have access to chaire? 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 1866 2 Yes, do not own item or pay for the service 34 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 32 4 No do not own and do not have access 1067 Sysmiss 3 Does your business have access to car? 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 153 2 Yes, do not own item or pay for the service 31 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 7 4 No do not own and do not have access 2808 Sysmiss 3 Does your business have access to motorcycle? 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 10 2 Yes, do not own item or pay for the service 2 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 0 4 No do not own and do not have access 2987 Sysmiss 3 Does your business have access to bicycle? 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 227 2 Yes, do not own item or pay for the service 25 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 1 4 No do not own and do not have access 2749 Does your business have access to storage area? 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 199 2 Yes, do not own item or pay for the service 51 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 17 4 No do not own and do not have access 2732 Sysmiss 3 Does your business have access to computer? 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 48 2 Yes, do not own item or pay for the service 2 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 1 4 No do not own and do not have access 2951 Does your business have access to internet/email? 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 30 2 Yes, do not own item or pay for the service 3 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 0 4 No do not own and do not have access 2966 Sysmiss 3 Does your business have access to weighting scale 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 487 2 Yes, do not own item or pay for the service 8 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 6 4 No do not own and do not have access 2501 Condition at first time of access to mobile phone 2730 272 -9 Missing 0 -7 Notappl 0 1 New 2152 2 Used 578 Sysmiss 272 Condition at first time of access to landline 0 3002 -9 Missing 0 -7 Notappl 0 1 New 0 2 Used 0 Sysmiss 3002 Condition at first time of access to electricity 0 3002 -9 Missing 0 -7 Notappl 0 1 New 0 2 Used 0 Sysmiss 3002 Condition at first time of access to running water 0 3002 -9 Missing 0 -7 Notappl 0 1 New 0 2 Used 0 Sysmiss 3002 Condition at first time of access to table 552 2450 -9 Missing 0 -7 Notappl 0 1 New 446 2 Used 106 Sysmiss 2450 Condition at first time of access to chair 1929 1073 -9 Missing 0 -7 Notappl 0 1 New 1620 2 Used 309 Sysmiss 1073 Condition at first time of access to car 187 2815 -9 Missing 0 -7 Notappl 0 1 New 72 2 Used 115 Sysmiss 2815 Condition at first time of access to motorcycle 11 2991 -9 Missing 0 -7 Notappl 0 1 New 7 2 Used 4 Sysmiss 2991 Condition at first time of access to bicycle 251 2751 -9 Missing 0 -7 Notappl 0 1 New 175 2 Used 76 Sysmiss 2751 Condition at first time of access to storage area 266 2736 -9 Missing 0 -7 Notappl 0 1 New 108 2 Used 158 Sysmiss 2736 Condition at first time of access to computer 51 2951 -9 Missing 0 -7 Notappl 0 1 New 32 2 Used 19 Sysmiss 2951 Condition at first time of access to internet/email 0 3002 -9 Missing 0 -7 Notappl 0 1 New 0 2 Used 0 Sysmiss 3002 Condition at first time of access to weighting scale 501 2501 -9 Missing 0 -7 Notappl 0 1 New 438 2 Used 63 Sysmiss 2501 Quantity business has access to how many mobile phones 2733 269 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many landline? 0 3002 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many electricity? 0 3002 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many running water? 0 3002 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many table? 552 2450 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many chair? 1924 1078 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many car? 190 2812 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many motorcycle? 12 2990 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many bicycle or cart? 252 2750 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many storage area? 265 2737 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many computer? 50 2952 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many internet/email? 0 3002 -9 Missing -8 Don't know -7 Notappl Quantity business has access to how many weighting scale? 500 2502 -9 Missing -8 Don't know -7 Notappl Date of latest acquisition/access or date of start of service? 2726 276 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1987 1 1994 3 1995 1 1996 1 1997 1 1998 8 1999 7 2000 68 2001 27 2002 29 2003 26 2004 63 2005 91 2006 74 2007 159 2008 187 2009 361 2010 494 2011 987 2012 138 Sysmiss 276 Date of latest acquisition/access or date of start of service? 70 2932 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1993 1 2000 4 2001 2 2002 2 2004 4 2005 3 2006 1 2007 6 2008 6 2009 9 2010 8 2011 23 2012 1 Sysmiss 2932 Date of latest acquisition/access or date of start of service? 799 2203 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1984 1 1985 1 1987 1 1988 1 1990 6 1992 2 1993 1 1994 1 1995 3 1996 5 1997 3 1998 13 1999 5 2000 40 2001 18 2002 22 2003 20 2004 36 2005 36 2006 46 2007 65 2008 79 2009 87 2010 99 2011 195 2012 13 Sysmiss 2203 Date of latest acquisition/access or date of start of service? 574 2428 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1972 1 1981 1 1984 2 1985 2 1986 1 1988 2 1989 2 1990 1 1991 1 1992 3 1993 2 1994 6 1995 3 1996 6 1997 4 1998 12 1999 12 2000 25 2001 16 2002 21 2003 17 2004 32 2005 42 2006 29 2007 45 2008 43 2009 63 2010 72 2011 107 2012 1 Sysmiss 2428 Date of latest acquisition/access or date of start of service? 548 2454 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1980 1 1981 1 1986 2 1987 1 1989 2 1990 1 1991 1 1992 1 1994 2 1995 1 1996 1 1997 4 1998 8 1999 3 2000 23 2001 5 2002 10 2003 12 2004 14 2005 28 2006 29 2007 43 2008 44 2009 65 2010 94 2011 146 2012 6 Sysmiss 2454 Date of latest acquisition/access or date of start of service? 1917 1085 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1967 1 1981 1 1987 2 1988 2 1989 1 1990 4 1991 1 1992 2 1993 2 1994 6 1995 8 1996 6 1997 5 1998 11 1999 12 2000 61 2001 20 2002 30 2003 38 2004 62 2005 75 2006 90 2007 116 2008 155 2009 262 2010 353 2011 564 2012 27 Sysmiss 1085 Date of latest acquisition/access or date of start of service? 187 2815 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1989 2 1990 1 1992 1 1996 1 1998 2 2000 2 2001 5 2002 4 2003 5 2004 8 2005 6 2006 10 2007 13 2008 16 2009 25 2010 29 2011 53 2012 4 Sysmiss 2815 Date of latest acquisition/access or date of start of service? 11 2991 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 2002 1 2005 1 2006 2 2008 1 2010 3 2011 3 Sysmiss 2991 Date of latest acquisition/access or date of start of service? 250 2752 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1977 1 1989 1 1990 1 1991 1 1993 2 1996 3 1997 2 1998 1 1999 3 2000 7 2001 6 2002 3 2003 6 2004 11 2005 14 2006 20 2007 23 2008 23 2009 33 2010 44 2011 41 2012 4 Sysmiss 2752 Date of latest acquisition/access or date of start of service? 265 2737 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1980 1 1981 1 1982 1 1989 2 1990 1 1991 1 1993 1 1994 1 1995 1 1996 2 1997 5 1998 7 1999 1 2000 9 2001 9 2002 9 2003 8 2004 14 2005 16 2006 16 2007 23 2008 22 2009 36 2010 26 2011 51 2012 1 Sysmiss 2737 Date of latest acquisition/access or date of start of service? 50 2952 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 2002 1 2005 1 2006 1 2007 2 2009 8 2010 13 2011 24 Sysmiss 2952 Date of latest acquisition/access or date of start of service? 33 2969 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 2005 1 2007 1 2008 2 2009 7 2010 7 2011 13 2012 2 Sysmiss 2969 Date of latest acquisition/access or date of start of service? 496 2506 -9 ***Undefined Label 0 -8 Don't know 0 -7 Notappl 0 1980 1 1990 1 1992 1 1994 2 1995 3 1996 3 1997 3 1998 6 1999 3 2000 12 2001 8 2002 7 2003 12 2004 16 2005 21 2006 23 2007 30 2008 37 2009 51 2010 106 2011 146 2012 4 Sysmiss 2506 How much would it cost(mkw)you to purchase all mobile phones the business has ac 2721 281 -9 Missing -8 Don't know How much would it cost(mkw)you to purchase all table the business has acces 549 2453 -9 Missing -8 Don't know How much would it cost(mkw)you to purchase all chair the business has acces 1921 1081 -9 Missing -8 Don't know How much would it cost(mkw)you to purchase all car the business has acces 185 2817 -9 Missing -8 Don't know How much would it cost(mkw)you to purchase all motorcycle the business has acces 11 2991 -9 Missing -8 Don't know How much would it cost(mkw)you to purchase all biycle or cart the business has a 250 2752 -9 Missing -8 Don't know How much would it cost(mkw)you to purchase all storage area the business has acc 267 2735 -9 Missing -8 Don't know How much would it cost(mkw)you to purchase all computer the business has acces 49 2953 -9 Missing -8 Don't know How much would it cost(mkw)you to purchase all internet/email the business has a 0 3002 -9 Missing -8 Don't know How much would it cost(mkw)you to purchase all weighting scale the business has 499 2503 -9 Missing -8 Don't know Is the mobile phone also used by your household for non-business users? 2732 270 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2629 2 No 103 Sysmiss 270 Is the landline also used by your household for non-business users? 68 2934 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 37 2 No 31 Sysmiss 2934 Is the electricity also used by your household for non-business users? 785 2217 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 76 2 No 709 Sysmiss 2217 Is the running water also used by your household for non-business users? 573 2429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 51 2 No 522 Sysmiss 2429 Is the table also used by your household for non-business users? 550 2452 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 16 2 No 534 Sysmiss 2452 Is the chair also used by your household for non-business users? 1920 1082 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 90 2 No 1830 Sysmiss 1082 Is the car also used by your household for non-business users? 182 2820 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 111 2 No 71 Sysmiss 2820 Is the motorcycle also used by your household for non-business users? 10 2992 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 8 2 No 2 Sysmiss 2992 Is the bicycle or cart also used by your household for non-business users? 247 2755 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 203 2 No 44 Sysmiss 2755 Is the storage area also used by your household for non-business users? 267 2735 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 15 2 No 252 Sysmiss 2735 Is the computer also used by your household for non-business users? 49 2953 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 15 2 No 34 Sysmiss 2953 Is the internet/email also used by your household for non-business users? 30 2972 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 23 2 No 7 Sysmiss 2972 Is the weighting scale also used by your household for non-business users? 496 2506 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 53 2 No 443 Sysmiss 2506 Specify 1853 0 -7 2 4 1 5 LITRE PAINT 1 5 LLTS 1 A CAR 1 ADAITTION PLATES 1 AIR CONDITIONER 1 ALUMAI 1 AMBURELLA 1 AMPLIFIER 1 AXE 3 BAG 3 BAGS 3 BALANCING SCALE 1 BARBING MACHINE 1 BASIC 1 BASIN 14 BASIN PLASTIC 3 BASINS 7 BASKET 24 BASKET (DENGU) 1 BASKETFS 1 BASKETS 29 BATTERY 1 BEARING 1 BENCH 20 BENCH GRINDER 1 BENCHES 2 BENCIL 1 BICYCLE 7 BICYCLES 1 BICYLE 1 1 1 BIG BULDING 1 BIG CARIA 1 BIG FLYING PAN 3 BIG FRYING PAN 3 BIG FRYNG PAN 1 BIG MIRROR GLASS 1 BIG POTS 3 BIG SHOP 1 BIG SOUSE PANS 1 BIG UMBLERA 1 BIG UMBRELLA 1 BLAI STAND 1 BLASH 1 BLAYER 1 BLOWER 2 BLUSH 1 BOAT 1 BOSAL 2 BOSOUL 1 BOSSAL 1 BOSTIC 1 BOTTLES 2 BOTTLES/DRUMS 1 BOULT 1 BOW SAW 1 BOX 2 BOX (WOOD) 1 BOXES 2 BRAI STAND 3 BRAI STAND 1 1 BRAND NEW 1 BRICK BENCH 1 BROWER 7 BROWER CUTTER 1 BROWERS 1 BUCKET 3 BUCKETS 7 BULDING 1 BULE SAW 1 BUMMER LICENCE 1 1 BUSKET 1 BUSKETS 1 CAICULATOR 1 CALCILATOR 1 CALCULATOR 29 CALENDER 1 CAMERA 1 CAPITAL 9 CAR 18 CARING BASKET 1 CARIONS 1 CARLON 1 CARRING BASKET 1 CARRY BASKET 1 CARRYING BASKET 5 CARRYING BASKETS 3 CARRYING BOX 1 CARRYING CARTONS 1 CART 1 CARTON 10 CARTONS 9 CARTOON 2 CARTOONS 2 CASH SALE BOOK 2 CATON 1 CATONS 1 CELLPHONE 2 CERTIFICATE OF BUSINESS 1 CHAARCOAL BURDER 1 CHAIR 12 CHAIRS 1 CHANGING MACHINE 1 CHARCOAL 1 CHARCOAL BAN (SET) 1 CHARCOAL BUNNER 1 CHARCOAL BURNER 1 CHARCOAL BURNING AND CHIW 1 CHARCOAL BUSINESS 1 CHARGE BATTERY 1 CHARGE MACHINHE 1 CHARGER 1 CHAT AIR 1 CHICKEN CAGE 1 CHILD CHAIRS 1 CHIMS BAGS 1 CHINA BAGS 1 CHIPS FLYER 2 CHIPS FRYER (CHIWAYA) 1 CHIPS PAN 1 CHIWAYA 2 CISSORS 1 CLETS 1 CLOCK 1 CLOTH STAND 1 CLOTHES STAND 1 CLUMPER 1 COMPRASSER 1 COMPRESSOR 3 COMPUTER 7 COMPUTER DESK 1 CONTAINER 1 COOKER 3 COOKER BUT 1 COOKING OIL 5 COOKING POT 1 COOKING POTS 8 COOKING-POST 1 COOLBOX 1 COOLER 1 COOLER BOX 7 COVER LONNERS 1 CRAMP 1 CRATES 3 CRATES FOR FANTA 1 CRUMP 1 CTRICITY 1 CUPS 2 CURTONS 1 CUTER 1 CUTTING MACHINE 1 CUTTING PLAIR 1 CYLINDER 1 1 DEEP FLIERS 1 DEEP FLYER 7 DEEP FREEZER 9 DEEP FREZER 1 DEEP FRIZER 3 DEEP FRYER 2 DEEP PROUGH 1 DEEPFRIZER 1 DEEPFYIER 1 DENGU 1 DIE FREEZER 1 DIGITAL SCALE 2 1 DIP FRIZER 1 DIP PLAIN 1 DIP PLOUGH 1 DIP PLOUGH, RIPPING SAW 1 DISC MILL 1 DISHES 1 DISPALY SHELF 1 DISPLAY 1 DRIER 15 DRIEYER 1 DRILL MACHINE 1 DRILLING MACHINE 1 DRIVER 1 DRIYER 3 DRUM 7 DRUMS 6 DRY 7 DRYER 56 DRYERS 1 DRYING MACHINE 3 DUBLE DEEP FLYING 1 DUSTER 1 DVD PLAYER 3 DYING MACHINE 1 DYRER 1 EEDLE 1 EGG CRATES 1 ELAST 2 ELECCTRIC CABLE 1 ELECTIRICITY 1 ELECTRIC PAN 1 ELECTRIC PLAN 1 ELECTRICAL 1 ELECTRICITY 24 ELECTRICTY EXTENSIONS 1 ELECTRIITY 1 ELECTRITY 2 ELETRICITY 1 EMPTY BOTTLE(ZIGUBU) 1 EMPTY BOTTLERS 1 EMPTY BOTTLES 3 EMPTY SACKS 7 EMPTYSACKS 1 ENOUGH CAPITAL 8 ENOUGH LAND 1 EVAR METER 1 FACIAL MACHINE 1 FAN 2 FENCE 3 FISH NET 1 FLOUR 1 FLUK METER 1 FLYING PAN 9 FOOD COLOURS 1 FOOD CONTAINER 1 FOODWARMER 1 FRDGE 1 FREEZER 2 FRIDE 2 FRIDGE 292 FRIDGE AND ELECTRICITY 1 FRIDGE PAN 1 FRIGDE 1 FRYING PAN 1 FRYING POT 1 FUB 1 FUN 29 FUNN 1 FUNNEL 1 GAS BOTTLE 1 GENERATOR 2 GLAYNDES 1 GLINDER 1 GLOVES 1 GOOD BENCH 1 GOOD LAND FOR BUSINESS 1 GOODS PLACE FOR BUSINESS 1 GRINDER 5 GRUNDER 1 HACKSOW 1 HAIR BROWER 1 HAIR DRIER 3 HAIR DRIERS 1 HAIR DRIVER 1 HAIR DRYER 7 HAIR DRYERS 1 HAIR STRAITERNER 1 HAMMER 14 HANDBROWER 1 HANG STAND 2 HANG WIRES 1 HANGERS 8 HANGERS STANDS 1 HIR STEAMER 1 HOT AIR 6 HOT AIR STATION 1 HOT DRIER 1 HOT HAIR 1 HOT PLATES 1 HOTAIR 2 HOUSE 1 HUMER 1 HUMMER 4 HUMMERS 1 HUNGERS STAND 1 HUNGWIRE 1 ICE CREAM MAKER 1 INVETOR 1 IRON GUN 1 IRON ROOF 2 IRON SHEEF FOR ROAD 1 IRON SHEET 2 IRON SHEETS 5 JECK 2 KHOFI (MEASURING PLATE 1 KITCHEN UTENSILS 1 KIWI 1 KNIFE 9 KNIFES 2 KNITING MACHINE 1 KNITTING MACHINE 1 KNIVES 4 LAND PLACE FOR BUSINESS 1 LAND SPACE 1 LANDLINE 1 LAPTOP 2 LARGE POT 1 LEATHER 1 LEDGER BOOK 1 LICHERO 4 LIFT WEIGHTER 1 LOW BRUSH 1 MACHINE 13 MACHINE CHARGING 1 MACHINE SEWING 1 MACHINE SHAVING 1 MAIZE 1 MAIZE MILL 1 MAKITA 1 MASAGE 1 MAT 2 MATS 2 MBAULA 5 MEASURING LOADS 1 MEASURING TAPE 1 MEAT CUTER 1 MEAT CUTTING MACHINE 1 MECHANIC TOOL BOX 1 MEGA PHONE 1 MESH 1 MICROWAVE 2 MILLER 1 MILLING MACHINE 1 MIRROR 3 MIRROR GLASS 1 MOBILE PHONE 1 MOTOMETER 1 MOTOR BIKE 1 MOTOR CYCLE 1 MTONDO 1 MULTIMETER 1 MUSIC SYSTEM 4 NIPPLES 1 NJANJI 1 OIL 1 OIL PUMP 1 OPEN DRAWER 1 OWN PLOT 1 OWN/INDIVIDUAL SHOP 1 P.A SYSTEM 1 PAD 1 PAIL 9 PAILS 8 PALLETE 1 PAN 4 PANGA 2 1 1 PANGA KNIFE 12 PANGA KNIVE 1 PANGAKNIFE 1 PAPER 1 PEPER MAT 1 PHONE 8 PHONE BATTERIES 1 PICK CAR 1 PIN REMOVER 1 PLACE FOR BUSINESS 1 PLACE OF BUSINESS 1 PLACE OF OPERATION 1 PLAIN 15 PLAINE 1 PLANE 6 PLANNER 1 PLASMA 1 PLAST PAIL 1 PLASTIC 1 1 PLASTIC BAGS 2 PLASTIC BASIN 1 PLASTIC CHAIRS 1 PLASTIC DRAMS 1 PLASTIC LOANER 1 PLASTIC MATS 1 PLASTIC PAIL 3 PLASTIC PAN 1 PLASTIC PAPER 9 PLASTIC PAPERS 5 PLASTIC SHEET 1 PLASTICS 1 PLASTICS SHEETS 1 PLATE 1 PLATES 35 PLATES (SMALL) 1 PLATIN 1 PLEN 2 PLIER 1 PLOTS 1 POT 7 POTS 67 POTS BIG 1 POWER SUPPLY 1 POWER TOOLS 1 PREMISESS 1 PRESING MACHINE 1 PRINTER 3 PROPER BENCH 1 PUMP 5 PUMPS 1 RADIO 6 REARING HOUSE 1 RECLINER CHAIR 1 REFGERATOR 1 REFLEGILATOR 1 REFLEGITOR 1 REFREGERATION 1 REFREGERATOR 1 REFREGILATOR 3 REFREGIRATOR 3 REFREGRATOR 4 REFRIDGE 4 REFRIDGERATION 2 REFRIDGERATOR 7 REFRIDGILATOR 1 REFRIDGIRATOR 2 REFRIFILATOR 1 REFRIGERATION 2 REFRIGERATOR 5 REFRIGILATION 1 REFRIGILATOR 1 REFRIGILATOTR 1 REFRIGIRATION 2 REFRIGIRATOR 5 REFRIRATOR 1 REGREGIRATOR 1 RICE COOKER 2 RIFRIGERATION 1 ROOF 2 RWEFRIGIRATOR 1 S 1 SACK 3 SACK BAG 4 SACK BAGS 8 SACKBAGS 1 SACKS 37 SACKS BAG 1 SALOON SINK 1 SAND PAPER 1 SAW 4 SAW MACHINE 1 SAWING MACHINE 15 SAWINJG MACHINE 1 SCALE 14 SCALE (BALANCE) 1 SCENSORS 1 SCICERS 1 SCINCERS 1 SCISSORS 2 SCREEN 4 SCREEN DRIVERS 1 SEALING MACHINE 1 SEIZERS 1 SEW 1 SEW MACHINE 1 SEWEING MACHINE 1 SEWING MACHINE 27 SHADE 1 SHAVER 3 SHAVERS 1 SHAVING MACHINE 4 SHAWER 1 SHELF 2 SHELLER 2 SHELTER 7 SHELVES 1 SHERVING MACHINE 1 SHEVING MACHINE 1 SHOE STAND 1 SHOOL DRIVER 1 SHOP 1 SHOWER 1 SINK 3 SINK FOR HAND WASH 1 SITENJE 1 SLASHER 1 SLAUGHTER 1 SMALL PICK UP 1 SOAL 1 SOCKETS 1 SODALITION 1 SODERING IRON 1 SOLAR PANEL 1 SOLAR SET 1 SOLDERING IRON 1 SOURCE PAN 2 SOURCE PANS 1 SOWING MACHINE 2 SPACE 1 SPANNER 2 SPANNERS 5 SPAREPART 1 SPEAKERS 5 SPENKERS 1 STAMER 1 STAND 1 STEAMER 15 STEEAMER 1 STEINER 1 STEPRER MACHINE 1 STOCK AND DIE 1 STORAGE 1 STORAGE AREA 2 STORAGE BOX 2 STORAGE GALOUS 1 STORE BOX 1 STOVE 1 STRAIGHTENER 2 STRING 1 STRINGS 1 SUCKER BAG 1 SUFTING SPANER 1 SUITS 1 SUN PAPER 1 TABLE 7 TAILORING MACHINE 1 TAPE MEASURE 3 TAPEMEASURE 1 TAPES, MEASURE 1 TAPLANI 1 TASSTER 1 TEIST 1 TEMPTY BOTTLES 1 TENT 13 TESTER 1 TESTER METER 2 THE BUSINESS DOESNT HAVE 1 TILES 1 TIN 2 TINS 3 TONG 2 TONG SETT 1 TOOL BOX 5 TORCH 3 TRUNK 1 TV 2 TV SCREEN 1 TV SET 1 TYRE LIVER 1 ULTING MACHINE 1 UMBRELA 3 UMBRELLA 8 VIDIO SET 1 WARE HOUSE 1 WATER 10 WATER TANK 1 WEAGHING SALT 1 WEAVING BASKET 2 WEAVING BASKETS 3 WEIGHING 1 1 WEIGHING SCALE 1 WEIGHT SCALE 1 WEIGHTING SCALE 1 WELDING MACHINE 7 WHEEL BALLOW 1 WHEEL BAR 4 WHEEL BARROW 3 WHEEL BAWL 1 WHEEL BOROW 1 WHEELBALW 1 WHEELBAR 3 WHEELBAROW 1 WHEELBARROW 3 WHEELBER 1 WHEELBROW 1 WHELL BAR 1 WHIRLBOWL 1 WIFI 1 WINNOWING BASKETS 1 WINOWER 1 WOOD BOX 1 WOOD PALIN 1 WOODEN BASKETS 1 WOOVEN BASKETS 2 WOOVEN TRAYS 2 WORK SULT 1 WORK-SULT 1 WORKSUITS 1 WOVEN 1 ZACHANGU 1 ZACHANGU MACHINE 2 ZIGUBU 3 Specify 1064 0 -7 1 5L PAIL 1 AMLIFIER 1 AMPLIFER 1 AMPLIFIER 1 BACKETS 1 BAGS 3 BARBERING MACHINE 1 BASIN 10 BASINS 6 BASKET 7 BASKETS 8 BENCH 4 BENCH VISE 1 BEND VISE 1 BICYCLE 5 1 BIG BASIN 1 BIG BASINS 1 BIG CHACOAL 1 BIG CHALCOAL BURNER 1 BIG CHARCOAL 1 BIG CHARCOAL BAR 1 BIG CHARCOAL BURNER 1 BIG PALES 1 BIG PAN 1 BIG POT 1 BLAISE 1 BLESS 1 BLOCK BOARD 1 BLOOM 1 BLOWER 14 BOLSAW 1 BOSTIC 2 BOTTLE 1 BOTTLES 2 BOX 1 BOXES(WOODEN 1 BRACE 1 BRAI STAND 1 BRAII STAND 1 BRAIL 1 BRAIL STAND 1 BROWER 20 BRUSH 2 BUCKET 5 BUCKETS 10 BUILDING 1 BURSH 1 BUSINESS PREMISESS 1 BUTTEN MACHINE 1 CABLES 1 CALCULATOR 13 CAPITAL 9 CAR 6 CAR BATTLE 1 CAR FOR TRANSPORT 1 CARTON 1 CARTONS 2 CASH BOX SAFE 1 CEASOR 1 CELLPHONE 1 CELLS 1 CEMENT 1 CENERATOR 1 CHACOAL BURNER 1 CHACOAL STAND 1 CHAINS SLINGS 1 CHAIR 10 CHAIRS 1 CHARCOAL 1 1 CHARCOAL BURNER 1 CHARCOAL STEW(MBAULA) 1 CHIPS FLIER 1 CHISALE 1 CHIWAYA 3 CHIZZA 1 CHIZZLE 1 CISCORS 1 CLAMP 1 CLAMPER 1 CLATES 1 CLCULATOR 1 CLIMPER 1 CLOTH 1 CLUMP 1 CLUMPER 1 COAZERS 1 COKING OIL 2 COMB 1 COMPLESOR 1 COMPRESSER 1 COMPUTER 3 CONTAINER 1 CONTAINERS DELIVERY 1 COOKER 2 COOKING OIL 1 COOKING POTS 1 COOLER BOX 3 COPIER 1 COPLESA 1 COSMETICS 1 CRAMPER 2 CRARES 1 CRATES 14 CRATES OF FANTA 1 CUP 1 CUPS 2 CURTONS 1 CUTTER 1 CUTTING MACHINE 2 1 DEEP FLIER 2 DEEP FLYER 1 DEEP FLYING 1 DEEP FRYER 1 DENGU 5 DENGU(BASKET) 1 DIGITAL SCALE 1 DIP FRIDGE 1 DIP PLAIN 1 DISH 1 DISHES 3 DISPLAY COUNTER 1 DRIER 1 DRILL 1 DRILL MACHINE 1 DRILLING MACHINE 1 DRIVER 1 DRUM 3 DRUMPS 1 DRYER 13 DRYERS 1 DSTV 1 DVD 1 DVD PLAYER 7 EATING POTS 1 ELECTIRICITY 1 ELECTRIC POTS 1 ELECTRICITY 13 ELECTRICT 1 ELECTRICY 3 ELECTRITY 1 EMPTY BAG 1 EMPTY BAGS 2 EMPTY BAGS (SACK) 1 EMPTY BOTTLES 1 EMPTY CRATES 2 EMPTY DRUM 1 EMPTY SACKS 3 ENOUGH CAPITAL 1 ENOUGH SPACE 1 ENTERTAINMENT 1 ENTERTAINMENT UNITS 1 EVATOR 1 FAN 6 FANULS 1 FINS 1 FISH NET 1 FLYING PAN 2 FRIDGE 47 FRIDGES 1 FUN 11 FUNNEL 1 G CLAMP 1 GEEPAS 1 GENERATOR 2 1 GLINDER 2 GLOVE 1 GLOVES 1 GOOD BUSINESS PREMISES 1 GOOD CAPITAL 2 GOOG STAFF 1 GRAEDER 1 GRINDER 5 GRINDERS 2 GRINDING MACHINE 1 GROOVING MACHINE 2 GYNDER 1 HACELLING BAG 1 HACK SAW 1 HAEDWARE 1 HAIR BROWER 1 HAIR DRIER 3 HAIR DRYER 1 HAIR STEAMER 1 HAIR STRAIGHTENER 3 HAIR TONGS 1 HAMMER 8 HAND BLOWERS 1 HAND BROWER 4 HANDSAW 2 HANG WARE 1 HANGER 1 HANGERS 1 HOME CINEMA UNIT 1 HOMOUR 1 HOOKS 1 HOT AIR 1 HOT AIRMACHINE 1 HOT COMP 1 HOT WATER 1 HOTCOMB 1 HUMBER 2 HUMER 1 HUMMER 2 HUMMERS 1 HUNGERS 1 ICS 1 IRON 4 IRON SHEET FOOF 1 JAG 1 JEKEY 1 JERRY CAN 1 JOHN FLUCK AVOMETER 1 JUMBOS 1 KITCHEN UNTESIL 1 KITCHEN UTENSIS 1 KNIFE 8 KNIFES 1 KNIVE 1 KNIVES 5 KNIVES 1 1 LAMP 3 LAPTOP 2 LARGE FRIDGE 1 LARGE SPACE 1 LARGE WATER TUBS 1 LAUNDARY IRON 1 LAUNDRY IRON 1 LEVEL 1 LICHERO 1 LONER 1 LONG BULDING 1 MACHINE 1 MACHINE SILLA 1 MAIN SWITCH 1 MAINIQUE DUNNER 1 MASK 1 MBAULA 5 MBAWULA 1 MEASURE CUPS 1 MEASURING PLATES 1 MEASURING STICK 1 MEASURING TAPE 1 MESH 1 MESSAGE(EQUIPMENT) 1 METER 2 MICRO WAVE 1 MICROWAVE 3 MICROWEVE 1 MILLA GLASS 1 MIRROR 4 MIRROR GLAM 1 MIRRORS 1 MIRROW GLASS 1 MOBILE PHONE 1 MOTARCYCLE 1 MOTOR 1 MOTORBIKE 1 MOTORCYCLE 2 MULTIMETER 1 MUSIC MIXER 1 MUSIC SYSTEM 3 MUSIC SYTEM 1 NAILS 1 NEEDLE 2 NIDLES 1 NJANJI 1 OIL MACHINE 1 OPENER 1 OVERLOCKS MACHINE 1 PAIL 16 PAIL1 1 PAILS 9 PAINS 1 PAINT 1 PALES 2 PANGA 1 PANGA KNIFE 4 PANGA KNIFES 1 PANS 1 PAPER/PLASTIC 1 PEPPER 1 PHONE 9 PHONE CHARGER 1 PHONE CHARGES 1 PHONE MOBILE 1 PHOTO COPPIER 1 PHOTOCOPIER 1 PIGMIRROW 1 PIPE WRESH 1 PLACE OF BUSINESS 1 PLAIN 4 PLAIN MACHINE 1 PLAINE 1 PLAN 1 PLANE 2 PLANIN 1 PLANNET 1 PLASTIC 1 PLASTIC AND TIN 1 PLASTIC BAG 2 PLASTIC BAGS 1 PLASTIC BANGS 1 PLASTIC BASIN 2 PLASTIC BUCKET 1 PLASTIC BUCKETS 1 PLASTIC MATS 1 PLASTIC PAIL 2 PLASTIC PALLS 1 PLASTIC PAPAER 1 PLASTIC PAPER 3 PLASTIC PAPERS 2 PLASTIC PLATES 1 PLASTIC SHEETS 3 PLASTIC TABLES 1 PLASTICS 2 PLATE 1 PLATES 61 PLATES/BASINS 1 PLATS 1 PLAYER 1 PLAYING MACHINE 1 PLEAN 1 PLY WOOD 2 PLYER 1 POLES 1 POLLYTHEN PAPER 1 POOL TABLE 1 POOLNTABLE 1 POOLTABLE 1 POP CORN MAKER 1 POPS MACHINE 1 POSTERS 1 POTS 18 PRINTER 1 PUMP 2 PUNCH 1 QURTER POWER 1 RACHON 1 RADIO 9 RASPER 1 REGISTARATION CERTIFIATES 1 RICE 1 RICE COOKER 2 ROLLERS 4 RONA 1 RUSTI 1 SACK 1 SACK BAG 1 SACK BAGS 3 SACKBAGS 1 SACKS 11 SAKA BAGS 1 SALAD MAKER 1 SALLON DRIER 1 SAUSAGE 1 SAW 10 SCALE 4 SCARNER 1 SCEW DRIVER 1 SCISCOR 1 SCISCORS 3 SCISORS 5 SCISSOR 1 SCISSORS 2 SCIXER 1 SCIXERS 3 SCOSORS 1 SCREEN 3 SCREEN TV 1 SCREW DRIVE 1 SCREW DRIVER 2 SEABLE 1 SEALE 2 SEDILE 1 SEISSORS 1 SEIZERS 2 SET SCREW 1 SEWING MACHINE 1 SHADE 2 SHAVER 1 SHAVING MACHINE 1 SHELF 1 SHELVES 1 SHIFTING SPANER 1 SHOE NIDDLE 1 SHOVEL 1 SINGANO 1 SINK 4 SIZER 1 SIZERS 1 SLIENCE 1 SMALL KNIVES 1 SNACKS 1 SNAPS 1 SNCPS 1 SNEPALS 1 SNEPCE 1 SNEPPS 1 SOCKETS 1 SODA IRON 1 SODERING IRON 1 SOFA 1 SOFT AND FREE 1 SOLAR PANEL MACHINE 1 SOLAR PANEL/INVERTOR 1 SOLDERING IVON 1 SOLES 1 1 SOURCEN PANS 1 SOURTHERN BOTTLERS FRIDGE 1 SPACE 1 SPANER SET 1 SPANNER 3 SPEAKER 3 SPEAKERS 1 SPOON 5 SREW DRIVERS 1 STARAINER 1 STEAMER 23 STEAMIND MACHINE 1 STEAMING MACHINE 3 STEEMER 1 STEMER 1 STIMA 3 STIMAR 1 STIMER 2 STORAGE 1 STORAGE AREA 4 STRAIGHENER 1 STRAIGHTENER 5 STRAIGHTER 1 STRAIGHTERNER 1 STRAINGHTNER 1 STREATENER 1 STRIAL 1 SUCH CLAMP, 1 SUCH CRAMPER 1 SUCKS 1 SUGAR 1 SUTUN MATERIAL 1 SWITCH 1 SYSTEM 1 T. PLOUGH 1 T.V SCREEN 1 T.Y 1 TABLE 1 TABLE CLOTH 1 TAPE 2 TAPE MEASURE 7 TENT 2 TESTER 1 THREAD 1 TILL MACHINE 1 TILLS 1 TINS 2 TINS/PALES 1 TONG 3 TONG OVEN 1 TONG OVER 1 TONG SET 1 TORCH 1 TOURCH 1 TOYS 1 TUBE CUTTER 1 TV 4 TV SCREEN 1 UNLOCKING BOX 1 V SCREEN 1 VIDIO 1 WALLOR 1 WATER 19 WATER/ELECTRICITY 1 WEIGHING SCALE 5 WELDING MACHINE 6 WHEEL BAR 2 WHEEL BAWL 1 WHEEL SPANNER 1 WHEELBAR 1 WHILBOUR 1 WHOLEBORROW 1 WINOWING BASCKET 1 WIRE BRUSH 1 WOOVEN TRAYS 1 WORK SULT 1 WORKSUIT 1 WOVEN 1 WOVEN AND DEEP FLIER 1 Specify 675 0 2 1 200 LITRES DRUM 1 ACID 1 ADAPTOR 1 AIR CANDLE LOWER 1 ALAN KEY 1 ALMETER 1 AMITER 1 AMP 1 AMPHLIPHER 1 AMPLIFER 1 AMPLIFIER 2 AVOMETER 1 AXE 1 BACKETS 1 BANNING WATER 1 BASIN 8 BASIN PLASTIC 1 BASINS 3 BASKET 1 BATHING TOWEL 1 BATTERY 1 BATTERY AND INVATOR 1 BENCH 3 BENCH (TABLE) 1 BENDING MACHINE 1 BICYCLE 2 BICYCLES 1 BIG BAG 1 BIG BULDING 1 BIG FLYING PAN 1 BIG MIRROR 1 BIG SCREEN 1 BIT MIRROR/GLASSES 1 BLAND SAW 1 BLOW DRIER 1 BLOWER 3 BLOWER MACHINE 1 BLOWER/DRIER 1 BOTTLE(PLASTIC 1 BOTTLES 1 BRAI STAND 1 BRASH 1 BROTHER 1 BROWER 16 BROWER DRIER 1 BRUSH 1 BUCKET 2 BUCKETS 6 BULDING 1 CABLES 1 CALCULATOR 6 CAPITAL 10 CAPITAL (ENOUGH) 1 CAR 1 CAR BATTERY 1 CARTONS 1 CARVED BOX 1 CASH BOX 1 CATTING CARTION 1 CATTLE 1 CEILING 1 CHAFING DISH 1 CHAIR 9 CHAIRS 3 CHARCAOL STOVE 1 CHARCLO BURDER 1 CHARCOA BURNER 1 CHARCOAL BARNER 1 CHARCOAL BURNER 3 CHEMICALS 2 CHIGUMBU 1 CHISEL 1 CHIWAYA 2 CHIZILA 1 CHIZZLE 1 CHOLESTROL 1 CLAMPER 4 CLASS MIRROR 1 CLEANING CLOTHS 1 CLIMPER 1 CLOTHES 1 CLUMPER 1 COINTANER 1 COMBS 3 COMERATOR 1 COMPUTER 2 COMPUTER P7 1 CONTRIBUTION 1 COOKER 2 COOKING PORTS 3 COOKING STEW (MBAULA) 1 COOLER BOX 4 COPOKING OIL 1 CRATES 4 CRETES 1 CUP 1 CUPS 6 CUPS (MIYEZO) 1 CUTTING SAW 1 DEEP FLIER 1 DEEP FRIER 1 DEEP FRYER 1 DEEP PLAIN 1 DEEP PLOUGH 1 DEEPFLY 1 DICTOR METER 1 DIFFERENT SPANNERS 1 DIGITAL CAMREA 1 DIGITAL WEIGHING SCALE 1 DIP FREEZE 1 DIP FRIER 1 DIP PROUGH 1 DISCO LIGHT 1 DOOR 1 DRAMS FOR WATER 1 DRIER 1 DRILING MACHINE 1 DRILL MACHINE 2 DRILLING MACHINE 2 1 DRYER 4 DVD PLAYER 1 ELACTRICITY 1 ELECTIRICITY 1 ELECTLICITY 1 ELECTRIC KETTLE 1 ELECTRICITY 4 EMPTY CRATES 1 EMPTY SACKS 1 ENOUGH CAPITAL 2 ENVOMETER 1 EXTENSION 2 EXTENSIONS 1 EXTETIONS 1 FAN 3 FIRE WOOD 1 FLY PAN 1 FOOD MAKING MACHINE 1 FOOD WARMER 1 FOOTSHAPPED METAL 1 FRIDGE 14 FRIDGES 1 FUN 1 G-CLAMPER 1 GARAGE (SHELTER) 1 GAS FIRE 1 GAS STOVE 1 GAS WELDING 1 GENERATOR 3 GIGSAW 1 GLASS 1 1 GOOD CAPITAL 1 GOOD PREMISE 1 GRAINDER 1 GREAZE 1 GRILL 1 GRINDER 2 HAIR BROWER 1 HAIR DRIER 1 HAIR STRAIGHNER 1 HAIR STRAIGHTENER 2 HAIR STRAIGHTER 1 HAIR STRAIGHTNER 1 HAIR TONG 1 HAMARA 1 HAMER 1 HAMMER 8 HAND BROWER 2 HANDSAW 1 HANGERS 2 HOOKS 1 HOT AIR 2 HOT COMB 1 HOT COMBS 1 HOT COWB 1 HUMER 1 HUMMER 3 HUMMERR 1 ILET 1 IMAGE HANGER 1 IRON 5 IRON SEIZERS 1 IRON SHEETS 1 JUGS 1 KASEMASEMA(CHISSEL)1 1 KETROL 1 KNIFE 3 KNIFE OR PANGA 1 KNIVES 4 LACE NETS 1 LAUNDRY IRON 1 LICHELO (PLASTIC) 1 LICHERO 1 LOUD SPEAKERS 1 MACHINE 2 MADEYA 1 MBAULA 10 MBAWA 1 MEAT CATER 1 MEAT COOKER 1 METER 1 MICROWAVE 3 MILLER 1 MILLER GLASS 1 MIRROR 2 MIRRORS 1 MIRROS 1 MOBILE PHONE 1 MORE COOKING OIL 1 MOTOR BIKE 2 MPHASA 1 MTHIKO 1 MUSCLE EPUEPMENT 1 MUSIC RADIO 1 NAIL KIT 1 NAILS 1 NEEDLE 1 OVERLOCK 1 PAIL 12 PAILS 5 PALES 4 PANGA KNIFE 2 PANS 1 PAUL 1 PELL 1 PENS 1 PHONE 5 PHOTOCOPIER 1 PIARES 1 PLAIERS 1 PLAINNING 1 PLANE 2 PLASMA 1 PLASTIC BAG 1 PLASTIC BAGS 1 PLASTIC COVERS 1 PLASTIC PAIL 1 PLASTIC PAPER 1 PLASTIC PAPER BAG 1 PLASTIC SHEETS 2 PLASTICS 2 PLATES 32 PLAYWOOD 1 PLOUGH 1 PLUYER (PULAYALA) 1 PLYERS 1 POOL TABLE 1 POOL TOKEN 1 POP CORN MAKER 1 POSTERS 1 POTS 7 PRAINING MACHINE 1 PRINTER 1 PROTECTIVE WEAR (DUST) 1 PUGS 1 PUMP 1 PUNCH 2 RADIO 3 RADIO FOR MUSIC AND GENER 1 REVLON 1 RIPPING SAW 1 ROCK 1 ROLLERS 10 ROPES 1 RUBBERS 1 SACK BAGS 1 SACKS 3 SAOL 1 SAUL 1 SAW 7 SAW DRIVER 1 SAW MILL 1 SAWER 1 SCALE 1 SCALES 1 SCEXERS 1 SCISCORS 1 SCISSORS 2 SCREEN 3 SCREEN / VIDEO 1 SCREEN TV 1 SCREW DRIVER 3 SECURITY 1 SECURITY EQUIPMENT 1 SERUEDRIVER 1 SERVING PLATES 1 SEWING MACHINE 1 SEWING STRINGS 1 SHELTER 1 SIEVE 1 SIEVES 1 SINK 6 SISAL 1 SIZASI 1 SNAPPLES 1 SNAPS 1 SNAPS (METAL RAZER) 1 SODELING IRON 1 SODESUCKER 1 SOEAKER 1 SOFA 1 SOUND SYSTEM 1 SPEAKER 3 SPOONS 2 SPOUSES 1 STAITNER 1 STAND 1 STEAMER 3 STEEMER 1 STELENER 1 STIMAR 1 STIMMER 1 STORAGE 1 STORAGE AREA 9 STORAGE AREA FRIDGE 1 STORAGE ROOM 1 STRAGHTENER 1 STRAIGHTENER 18 STRAIGHTERNER 1 STRAIGHTING MACHINE 1 STRAIGTENER 1 STRAINER 1 STRAITENER 2 STRAOGHTERNER 1 STRAUGHTENER 1 TABLE 7 TABLE AND CHAIRS 1 TABLE CHAIRS 1 TABLES 2 TAPE 3 TAPE MEASURE 14 TAPE MEASURE1 1 TAPEMEASURE 1 TELEVISION 1 TESTER METER 1 THREAD/ COBRA 1 TIMING LIGHT 1 TIRE LIVER 1 TONG 2 TONG SET 1 TONGSET 1 TOOL BOX 1 TREY 1 TV 1 ULUSI 1 UMBRELLA 1 VICE 1 VIDEO SET 1 WATER 12 WATER HEATER 1 WEAVES 1 WEAVING BASKETS 1 WEEVE (FOREIGN) 1 WEIGHING SCALE 4 WEIGHSCALE 1 WHEEL BARL 1 WHEEL BRASS/RIBET 1 WHEELBAR 1 WINEWER 1 WIRE 1 WIRELESS 1 WOODLAPPER 1 WORKERS 1 WOVEN BASKET 1 Does your business have access to [ITEMS] 1851 1151 -9 Missing 0 -7 Notappl 0 1 Yes,own item or pay regularly for the service 1250 2 Yes,do not own item or pay for the service, but business has regular access to it 26 3 Yes,do not own item or pay for the service, but bussiness has sporadic access to it 24 4 No,do not own and do not have access 551 Sysmiss 1151 Does your business have access to [ITEMS] 1065 1937 -9 Missing 0 -7 Notappl 0 1 Yes,own item or pay regularly for the service 711 2 Yes,do not own item or pay for the service, but business has regular access to it 21 3 Yes,do not own item or pay for the service, but bussiness has sporadic access to it 17 4 No,do not own and do not have access 316 Sysmiss 1937 Does your business have access to [ITEMS] 676 2326 -9 Missing 0 -7 Notappl 0 1 Yes,own item or pay regularly for the service 459 2 Yes,do not own item or pay for the service, but business has regular access to it 18 3 Yes,do not own item or pay for the service, but bussiness has sporadic access to it 12 4 No,do not own and do not have access 187 Sysmiss 2326 Condition at first time of access 1294 1708 1 New 1143 2 Used 151 Sysmiss 1708 Condition at first time of access 745 2257 1 New 673 2 Used 72 Sysmiss 2257 Condition at first time of access 489 2513 1 New 456 2 Used 33 Sysmiss 2513 Quantity business has access to how many? 1296 1706 0 500 Quantity business has access to how many? 741 2261 1 800 Quantity business has access to how many? 484 2518 0 300 Date of latest acquisition/access or date of start of service? 1285 1717 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1973 1 1978 1 1984 1 1986 1 1988 1 1989 2 1990 3 1991 4 1992 3 1993 2 1994 4 1995 1 1996 4 1997 6 1998 6 1999 10 2000 33 2001 16 2002 23 2003 22 2004 30 2005 38 2006 44 2007 70 2008 80 2009 133 2010 204 2011 447 2012 95 Sysmiss 1717 Date of latest acquisition/access or date of start of service? 737 2265 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1973 1 1977 1 1978 1 1981 1 1987 1 1990 1 1991 2 1993 1 1994 2 1995 1 1996 2 1997 1 1998 5 1999 2 2000 13 2001 5 2002 15 2003 11 2004 14 2005 16 2006 26 2007 31 2008 45 2009 76 2010 124 2011 297 2012 42 Sysmiss 2265 Date of latest acquisition/access or date of start of service? 483 2519 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1973 1 1978 1 1982 1 1990 1 1991 1 1992 1 1993 1 1994 1 1995 1 1996 1 1997 2 1998 2 2000 7 2001 5 2002 6 2003 7 2004 14 2005 9 2006 12 2007 29 2008 36 2009 54 2010 87 2011 183 2012 20 Sysmiss 2519 How much would it cost (mkw) you to purchase all [ items] the business has acces 1289 1713 0 7000000 How much would it cost (mkw) you to purchase all [ items] the business has acces 742 2260 0 1500000 How much would it cost (mkw) you to purchase all [ items] the business has acces 488 2514 0 210000 Is [item] also used by your household for non-business users 1289 1713 1 Yes 114 2 No 1175 Sysmiss 1713 Is [item] also used by your household for non-business users 738 2264 1 Yes 51 2 No 687 Sysmiss 2264 Is [item] also used by your household for non-business users 478 2524 1 Yes 31 2 No 447 Sysmiss 2524 Section end time 2921 81 -9 Missing -8 Don't know -7 Notappl Section end time 2921 81 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 When this business started,where did the start-up capital for this business came 2989 13 -9 Missing 0 -7 Notappl 0 1 Personal savings 1708 2 Spouse/domestic partner's savings 272 3 Own inheritance 82 4 Spouse/domestic partner's inheritance 22 5 Pension 81 6 Pay for being fired 68 7 Sold assets(car,land,other bussiness,etc) 176 8 Received money from savings club 8 9 Savings from a bussiness partner 5 10 Gift from relative 351 11 Gift from other non-relative(individual) 18 12 Gift from government 1 13 Gift from a religious group/charity 4 14 Gift from cooperative/bussiness association 0 15 Loan from bank/financial institution 36 16 Loan from microfinance institution 39 17 Loan from money lender 34 18 Loan from a savings and credit cooperative (SACCO) 2 19 Loan from spouse/domestic partner 2 20 Loan from relative(s) 29 21 Loan from from other non-relative(individual) 34 22 Loan from government/government agency 2 23 Loan from religious group/charity 2 24 Loan from cooperative/bussiness association 3 25 Other(specify) 10 77 Skip 0 99 Don't know 0 Sysmiss 13 When this business started,where did the start-up capital for this business came 336 2666 -9 Missing 0 -7 Notappl 0 1 Personal savings 75 2 Spouse/domestic partner's savings 32 3 Own inheritance 28 4 Spouse/domestic partner's inheritance 1 5 Pension 19 6 Pay for being fired 24 7 Sold assets(car,land,other bussiness,etc) 70 8 Received money from savings club 0 9 Savings from a bussiness partner 7 10 Gift from relative 42 11 Gift from other non-relative(individual) 3 12 Gift from government 0 13 Gift from a religious group/charity 1 14 Gift from cooperative/bussiness association 0 15 Loan from bank/financial institution 8 16 Loan from microfinance institution 6 17 Loan from money lender 3 18 Loan from a savings and credit cooperative (SACCO) 0 19 Loan from spouse/domestic partner 1 20 Loan from relative(s) 5 21 Loan from from other non-relative(individual) 7 22 Loan from government/government agency 0 23 Loan from religious group/charity 0 24 Loan from cooperative/bussiness association 0 25 Other(specify) 4 77 Skip 0 99 Don't know 0 Sysmiss 2666 When this business started,where did the start-up capital for this business came 26 2976 -9 Missing 0 -7 Notappl 0 1 Personal savings 2 2 Spouse/domestic partner's savings 2 3 Own inheritance 3 4 Spouse/domestic partner's inheritance 0 5 Pension 2 6 Pay for being fired 1 7 Sold assets(car,land,other bussiness,etc) 13 8 Received money from savings club 0 9 Savings from a bussiness partner 0 10 Gift from relative 1 11 Gift from other non-relative(individual) 0 12 Gift from government 0 13 Gift from a religious group/charity 0 14 Gift from cooperative/bussiness association 0 15 Loan from bank/financial institution 2 16 Loan from microfinance institution 0 17 Loan from money lender 0 18 Loan from a savings and credit cooperative (SACCO) 0 19 Loan from spouse/domestic partner 0 20 Loan from relative(s) 0 21 Loan from from other non-relative(individual) 0 22 Loan from government/government agency 0 23 Loan from religious group/charity 0 24 Loan from cooperative/bussiness association 0 25 Other(specify) 0 77 Skip 0 99 Don't know 0 Sysmiss 2976 Other specify 48 0 6 1 A FRIEND GAVE HIM THE MONEY 1 AUNT GIVE ME 1 BROTHER'S SAVINGS 1 CASUAL 1 CASUAL LABOUR 1 CUSUAL 1 DONT KNOW 1 FARMING 1 FROM MY PLOTS 1 FROM OTHER BUSINESS 1 GIFT FROM EMPLOYER 1 GIFT FROM FATHER 1 GIFT FROM SPOUSE 1 GIFT OF START UP METRIALS FROM NON-RELATIVES 1 HAREVESTED FARM PRODUCEAND STARTED SELLING 1 HE USED SCHOOL FEES GIVEN BY PARENTS 1 HER PARENTS 1 HUSBAND'S DEATH GRATUITY 1 INHERETED SISTERS BUSINESS 1 INHERITANCE FROM FAMILY(FATHER) 1 JUST CONTINUES FROM WHERE THE PARENTS STOPPED 1 1 LOAN FROM HIS OFFICE 1 MONEY FROM SOSAGE SELLING 1 MY BROTHER GAVE ME 1 PARENTS SAVINGS 1 PAYMENT OF CASUAL LABOUR 1 RECEIVED MONEY FROM PARENT 1 SALARY 1 SALES OF THE FARM PRODUCE 1 SAVING FROM ANOTHER BUSINESS 2 SAVING FROM PREVIOUS BUSINESS 1 SAVINGS FROM THE PREVIOUS BUSINESS 1 SAWING FROM PREVIOUS BUSINESS 1 SEWINGS FROM ANOTHER SHOP 1 SOLD AGRICULTURE OUTPUTS PRODUCE 1 SOLD ASSETS 1 SOLD FARM PRODUCE 4 SOLD FROM PRODUCE 1 TALE PVER FROM BUSINESS FAMILY 1 UNCLE GAVE HIM 1 WEDDING FUNDS 1 YADEF 1 How much money was necessary to start-up this business 2992 10 -9 Missing 0 -7 Notappl 0 1 None 51 2 MWK1-MWK10,000 829 3 MWK10,001-MWK20,000 509 4 MWK20,001-MWK50,000 626 5 MWK50,001-MWK100,000 436 6 MWK100,001-MWK200,000 269 7 MWK200,001-MWK400,000 126 8 MWK400,001-MWK600,000 70 9 MWK600,001-MWK800,000 11 10 MWK800,001-MWK1,000,000 18 11 Over MWK 1,000,000 19 99 Don't know 28 Sysmiss 10 Have you borrowed in the past for your business from your spouse? 2542 460 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 229 2 No 2313 Sysmiss 460 Have you borrowed in the past for your bussiness from any other family member? 2996 6 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 445 2 No 2551 Sysmiss 6 Have you borrowed in the past for your bussiness from another bussiness? 2995 7 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 179 2 No 2816 Sysmiss 7 Have you borrowed in the past for your bussiness from a microfinance institution 2996 6 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 424 2 No 2572 Sysmiss 6 Have you borrowed in the past for your bussiness from a bank? 2993 9 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 220 2 No 2773 Sysmiss 9 Have you borrowed in the past for your bussiness from other source? 2974 28 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Money lender 105 2 Non-relative (individual) 171 3 Government/government agency 28 4 Religious group/charity 2 5 Cooperative/bussiness association 46 6 Supplier/retailer/local store 3 7 Savings and credit cooperative(SACCO) 15 8 Rotating savings and credit association (ROSCA) 18 9 Other(specify) 162 77 Skip 0 98 Bussiness didn't borrow in the past from any other source 2424 Sysmiss 28 Have you borrowed in the past for your bussiness from other source? 46 2956 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Money lender 8 2 Non-relative (individual) 8 3 Government/government agency 3 4 Religious group/charity 1 5 Cooperative/bussiness association 4 6 Supplier/retailer/local store 0 7 Savings and credit cooperative(SACCO) 1 8 Rotating savings and credit association (ROSCA) 2 9 Other(specify) 13 77 Skip 0 98 Bussiness didn't borrow in the past from any other source 6 Sysmiss 2956 Have you borrowed in the past for your bussiness from other source? 145 0 ASCA 1 BANK 21 BANK (NBS) 1 BANK (OIBM) 1 BANK ANDA SPOUSE 1 BANK AT OIBM 1 BANKS 2 BANKS AND FINCA 1 BANKS AND OTHER BUSINESS 1 BORROWED FROM HIS OFFICE 1 BUSINESS PARTNERS 1 CUMO 1 CUUMO 1 DID NOT BORROW FROM ANY OTHER SOURCE 1 FINCA 17 FINCA AND OPPORTUNITY BANK 1 FINCOOP 2 FINCOP 1 FITES (MONEY) LENDER FOR WOMEN IN SMALL 1 FITSE MICROFINANCE ORGANISATION 1 FRIEND 1 FRIENDS 1 FRIENDS AND BUSINESS 1 FROM JOB 1 FROM MY MOTHER 1 HALAAL FEDERATION 1 HUSBAND 1 MACRO LOAN 1 MADEF 2 MALAWI RURAL FINANCE 1 MARDEF 1 MEDEF 1 MICRO FINANCE INSTITUTION 2 MICRO-FINANCE 1 MICROFINANCE, PRIDE MALAWI 1 MICROLOAN 1 MICROLOAN INSTITUTION 1 MOTHER 1 NBS BANK 1 OIBM 12 OIBM BANK 6 OIBM ITS WHERE SHE BORROWED HER MONEY 1 PRIDE 5 PRIDE AFRICA 1 PRIDE MALAWI 5 PROJECT HOP 1 RELATIONS 3 RELATIVE 4 RELATIVE (AUNCLE) 1 RELATIVE AND SPOUSE 1 RELATIVE(SPOUSE) 1 RELATIVES 3 RELATIVES INDIVIDIAL 1 RELATIVES ONLY 1 SISTER 1 SPOUSE 13 SPOUSE AND PRIDE MALAWI 1 SPOUSE'S RELATIVES 1 WORKING PLACE 1 YADEF 1 YEDEF 1 YOUR DEVELOPMENT FUND 1 How much do you still owe 1081 1921 -9 Missing -8 Don't know -7 Notappl How much did you borrow the most recent time 1083 1919 -9 Missing -8 Don't know -7 Notappl When did you borrow the most recent time 1044 1958 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 January 136 2 February 65 3 March 71 4 April 59 5 May 41 6 June 102 7 July 55 8 August 76 9 September 66 10 October 108 11 November 113 12 December 152 Sysmiss 1958 When did you borrow the most recent time 1073 1929 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1978 1 1981 1 1992 1 1994 3 1995 2 1997 1 1998 6 1999 3 2000 9 2001 4 2002 9 2003 5 2004 7 2005 16 2006 21 2007 20 2008 45 2009 68 2010 118 2011 617 2012 116 Sysmiss 1929 100 2902 -8 Don't know -7 Notappl 813 2189 -8 Don't know -7 Notappl 248 2754 -8 Don't know -7 Notappl What frequency were you supposed to make the loan payments 1070 1932 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Daily 6 2 Weekly 152 3 Fortnightly 55 4 Monthly 530 5 Quarterly 3 6 Twice a year 2 7 Annually 2 8 Lump sum, all at the end 226 9 Whenever I could 90 10 Whenever the lender asks 4 Sysmiss 1932 How much have you paid back in total 1072 1930 -9 Missing -8 Don't know -7 Notappl How much do you still owe 1077 1925 -9 Missing -8 Don't know -7 Notappl What is/was the primary use of the borrowed funds for 1073 1929 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Construction 12 2 Rent 10 3 Purchase of inputs/raw materials 709 4 License or permit fees 1 5 Pay off past bussiness debt 6 6 Purchase of marketing materials or services 250 7 Purchase of equipment 39 8 Pay workers 0 9 Buy property 14 10 Personal expense(specify) 10 11 Other(specify) 5 12 CAPITAL 17 Sysmiss 1929 Other specify 33 0 BOUGHT LAND 1 BUYING A CAR 1 CAPITA TOP UP 1 CAPITAL 8 CAPITAL TO UP 1 CAPITAL TOP UP 2 CAPITAL TOPUP 2 DWELLING HOUSE REPAIR 1 FARM INPUT 1 HAS NOT YET USED THE MONEY 1 HE PAID BACK FOR THREE MONTHNS 1 HELP PARENTS 1 PAID FOR HOSPITAL BILLS 1 PAY SCHOOL FEES 2 PAY THE TRANSPORT 1 PAYING FOR GOODS BOUGHT 1 PAYING SCHOOL FEES 1 RAISING ONE CAPITAL 1 RASING CAPITAL 1 TO BOOST HER BUSINES 1 TO TRANSPORT MY GOODS 1 TRASPORT EXPENSE 1 WEDDING 1 Other specify 1 0 HE HELPED A FRIEND WHO WAS SICK 1 Approximately, how much of this loan did you have to use towards non business-re 1070 1932 -9 Missing -8 Don't know -7 Notappl What kind of collateral/guarantee did you have to put up as security 1066 1936 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Cash deposit into an account 251 2 Bussiness asset/materials 68 3 House/building 63 4 Household assets 90 5 Land 19 6 LIvestock 1 7 Labor 0 8 Group(peer monitoring) 85 9 Employer guarantee 7 10 Relative guarantee 14 11 Non-relative guarantee 12 12 Other(specify) 3 77 Skip 0 99 No collatel/guarantee needed 453 Sysmiss 1936 What kind of collateral/guarantee did you have to put up as security 94 2908 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Cash deposit into an account 6 2 Bussiness asset/materials 15 3 House/building 17 4 Household assets 32 5 Land 4 6 LIvestock 0 7 Labor 0 8 Group(peer monitoring) 16 9 Employer guarantee 0 10 Relative guarantee 1 11 Non-relative guarantee 1 12 Other(specify) 1 77 Skip 0 99 No collatel/guarantee needed 1 Sysmiss 2908 Other specify 10 0 ACAR 1 ASSETS 2 BLUE BOOK OF A CAR 1 CAR 2 DONT KNOW 1 MONEY 1 SHOP,PLOT AND ASSETS 1 THE BANK TOOK HOLD OF HIS SHARE CERTIFICATE 1 Inorder to borrow the money, did you have to present a business plan 1066 1936 -9 Missing 0 -7 Notappl 0 1 Yes 265 2 No 801 99 Don't know 0 Sysmiss 1936 Inorder to borrow the money, did you have to show credit history 1063 1939 -9 Missing 0 -7 Notappl 0 1 Yes 195 2 No 868 99 Don't know 0 Sysmiss 1939 In the past 12 months,did you have any problem in paying back a loan on the day 1078 1924 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 111 2 No 967 Sysmiss 1924 Wheh you coudn't pay back the loan,what did you have to do? 112 2890 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Default on the payment(still owing that money) 19 2 Renegotiated the period of payment of the loan 71 3 Got another loan to payback the initial one 14 4 Paid back with products/services from my bussiness 2 5 Paid back with sexual favor 0 6 Paid back with personal items 3 7 Other(specify) 3 Sysmiss 2890 Other specify 2 0 FRIENDS COULD TOP UP 1 SICKNESS 1 Did you apply for a loan for this business in the past 12 months? how many times 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2160 1 609 2 159 3 39 4 14 5 11 6 3 7 3 10 2 15 2 In the past 12 months, how many times have you obtained a loan? 797 2205 -9 Missing -8 Don't know -7 Notappl Consider your last loan application in the last 12 months that was denied, why w 53 2949 -9 Missing 0 -7 Notappl 0 1 Could not provide security/collatel 14 2 Could not come up with my own contribution 4 3 Bussiness was too risky/not feasible 6 4 My bussiness was not registered 0 5 Did not have the right documentation 6 6 Did not have a credit record 0 7 Had bad credit history 1 8 Did not have a bussiness plan 2 9 Don't know 0 10 Other(specify) 17 11 ITS STILL IN PROCESS 3 Sysmiss 2949 Other specify 15 0 CHANGE OF PRODUCE ON THE OART OF MONEY LENDER 1 DIDNT COME UP WITH WHAT BANKS REQUIRE (DEPOSI 1 I WAS IN HOSPITAL 1 ICAUSED MY SELF (STOP THE MONEY LEADERS TO GI 1 ITS STILL IN PROCESS. IHAVE JUST APPLIED 1 NO LOAN 1 OUTSTANDING LOAN 1 STILL IN PROCESS 1 STILL PROCESSING 1 THE LOAN OFFICER GOT TRANSFERED 1 THE TOLD HER THAT HER CHEQUE WAS MISSING 1 THEY ARE STILL PROCESSING 1 THEY WERE MANY PEOPLE WHO WANTED TO GET TO 1 TOO MUCH INTEREST 1 WAS NOT DENIED LOAN 1 Are you currently interested in borrowing money for your business 2994 8 -9 Missing 0 -7 Notappl 0 1 Yes 2490 2 No 504 99 Don't know 0 Sysmiss 8 What is the amount in Malawian kwacha that you would like to borrow 2489 513 -9 Missing -8 Don't know -7 Notappl Did anyone or any institution give this business any gifts in the past 12 months 2954 48 -9 Missing 0 -7 Notappl 0 1 Yes 225 2 No 2729 99 Don't know 0 Sysmiss 48 Please estimate the total value of gifts in cash and gifts in kind for the past 147 2855 -9 Missing -8 Don't know -7 Notappl Please estimate the total value of gifts in cash and gifts in kind for the past 86 2916 -9 Missing -8 Don't know -7 Notappl Who gave the highest value gift 219 2783 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Spouse/domestic partner 38 2 Relative(s) 79 3 Non-relative(individual) 55 4 Government/government agency 3 5 Religioud group/charity 2 6 Cooperative/bussiness association 8 7 Supplier/retailer/local store 30 8 Other(specify) 4 Sysmiss 2783 Other specify 8 0 CLIENTS 1 CUSTOMER 2 DAUGHTER 1 DIDNT RECEIVE IN THE PAST 12 MONTHS 1 FRIEND 1 NGO 1 PREVIOUS EMPLOYS 1 Did you buy raw materials,goods to resell,or equipment for your bussiness on cre 2981 21 -9 Missing 0 -7 Notappl 0 1 Yes,usually 95 2 Yes,but rarely 315 3 No 2571 99 Don't know 0 Sysmiss 21 Section end time 2982 20 -9 Missing -8 Don't know -7 Notappl Section end time 2982 20 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 How do you save the money you earn in this bussiness? 2996 6 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I save money at home 838 2 I save with friends/family member/money lender 23 3 I save money in the bussiness premises 18 4 Through a ROSCA/SACCO 97 5 I give the money to my spouse who saves the money for me 16 6 I give the money to someone else in my family who saves the money for me 9 7 My bussiness partner saves the money 5 8 I save in a bank 1652 9 I don't save 302 10 Other(specify) 14 11 ALWAYS BUY GOODS TO RESELL 5 13 SAVE MONEY IN GOODS 17 Sysmiss 6 How do you save the money you earn in this bussiness? 36 0 ALWAYS BUY GOODS TO RESELL 1 ALWAYS BUYING GOODS TO RESELL 1 ALWAYS GIVE BUSINESS OWNER 1 AT THE MOMENT THE MONEY EARNED IS USED TO 1 DONT KNOW COS CASH IS GIVING TO THE BOSS 1 FINCA 1 FINCOOL 1 FITSE 1 INVEST IN ANOTHER WAY 1 MICRO FINANCE STITUATED 1 MONEY IS USED TO BUY GOODS TO RESELL 1 MONEY IS USED TO BUY MATERIALS TO SELL 1 MONEY USED TO BUY TO SLAUGHTER RIGHT AWAY 1 SALE AT SPOUSES BANK ACCOUNT 1 SAVE IN ASSETS 1 SAVE MONEY IN GOODS 1 SAVE MONEY THROUGH GOODS 1 SAVE THROUGH GOODS 3 SAVES MONEY THROUGH GOODS 1 SAVES THROUGH GOODS 8 SAVES THROUGH LIVESTORK 1 SAVES THROWN GOODS 1 THA MONEY IS USED TO BUY MATERIALS 1 THE MONEY IS SAVED IN GOODS 1 THE MONEY IS USED TO BUY MATERIALS TO SELL 1 THE MONEY IS USED TO PURCHASE GOODS TO RESELL 1 USUALLY BUY GOODS TO RESALE AS PART OF KEEPIN 1 Do you have access to money deposited in an 2997 5 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 47 2 No 2950 Sysmiss 5 Do you have access to money deposited in an 2997 5 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 233 2 No 2764 Sysmiss 5 Do you have access to money deposited in an 2998 4 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 6 2 No 2992 Sysmiss 4 Do you have access to money deposited in an 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2 2 No 2997 Sysmiss 3 Do you have access to money deposited in an 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 53 2 No 2946 Sysmiss 3 Do you have access to money deposited in an 2997 5 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 81 2 No 2916 Sysmiss 5 Do you have access to money deposited in an 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1593 2 No 1406 Sysmiss 3 Do you have access to money deposited in an 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 20 2 No 2965 Sysmiss 17 In which institution/bank/cooperative is this 47 2955 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 0 2 NBS bank 0 3 National bank 0 4 OIBM 9 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 15 9 FINCOP 6 10 Malawi rural finance company 1 11 Individual 3 12 Other 13 77 Skip 0 Sysmiss 2955 In which institution/bank/cooperative is this 223 2779 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 0 2 NBS bank 0 3 National bank 0 4 OIBM 0 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 0 9 FINCOP 1 10 Malawi rural finance company 1 11 Individual 52 12 Other 169 77 Skip 0 Sysmiss 2779 In which institution/bank/cooperative is this 5 2997 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 0 2 NBS bank 0 3 National bank 0 4 OIBM 0 5 Standard bank 1 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 1 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 0 12 Other 3 77 Skip 0 Sysmiss 2997 In which institution/bank/cooperative is this 1 3001 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 1 2 NBS bank 0 3 National bank 0 4 OIBM 0 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 0 12 Other 0 77 Skip 0 Sysmiss 3001 In which institution/bank/cooperative is this 53 2949 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 5 2 NBS bank 10 3 National bank 0 4 OIBM 21 5 Standard bank 8 6 INDE bank 3 7 Malawi savings bank(MSB) 4 8 FINCA 0 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 0 12 Other 2 77 Skip 0 Sysmiss 2949 In which institution/bank/cooperative is this 75 2927 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 13 2 NBS bank 10 3 National bank 5 4 OIBM 26 5 Standard bank 14 6 INDE bank 3 7 Malawi savings bank(MSB) 2 8 FINCA 0 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 0 12 Other 2 77 Skip 0 Sysmiss 2927 In which institution/bank/cooperative is this 1560 1442 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 198 2 NBS bank 282 3 National bank 103 4 OIBM 691 5 Standard bank 147 6 INDE bank 12 7 Malawi savings bank(MSB) 94 8 FINCA 9 9 FINCOP 8 10 Malawi rural finance company 5 11 Individual 1 12 Other 10 77 Skip 0 Sysmiss 1442 In which institution/bank/cooperative is this 16 2986 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 2 2 NBS bank 2 3 National bank 0 4 OIBM 3 5 Standard bank 1 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 4 9 FINCOP 1 10 Malawi rural finance company 0 11 Individual 0 12 Other 3 77 Skip 0 Sysmiss 2986 In which institution/bank/cooperative is this 1 3001 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 0 2 NBS bank 0 3 National bank 0 4 OIBM 0 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 0 9 FINCOP 1 10 Malawi rural finance company 0 11 Individual 0 12 Other 0 77 Skip 0 Sysmiss 3001 In which institution/bank/cooperative is this 12 2990 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 1 2 NBS bank 0 3 National bank 0 4 OIBM 0 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 3 12 Other 8 77 Skip 0 Sysmiss 2990 In which institution/bank/cooperative is this 0 3002 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 0 2 NBS bank 0 3 National bank 0 4 OIBM 0 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 0 12 Other 0 77 Skip 0 Sysmiss 3002 In which institution/bank/cooperative is this 0 3002 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 0 2 NBS bank 0 3 National bank 0 4 OIBM 0 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 0 12 Other 0 77 Skip 0 Sysmiss 3002 In which institution/bank/cooperative is this 1 3001 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 0 2 NBS bank 0 3 National bank 1 4 OIBM 0 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 0 12 Other 0 77 Skip 0 Sysmiss 3001 In which institution/bank/cooperative is this 6 2996 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 0 2 NBS bank 0 3 National bank 0 4 OIBM 4 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 2 8 FINCA 0 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 0 12 Other 0 77 Skip 0 Sysmiss 2996 In which institution/bank/cooperative is this 217 2785 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 12 2 NBS bank 27 3 National bank 19 4 OIBM 84 5 Standard bank 42 6 INDE bank 5 7 Malawi savings bank(MSB) 19 8 FINCA 1 9 FINCOP 4 10 Malawi rural finance company 0 11 Individual 1 12 Other 3 77 Skip 0 Sysmiss 2785 In which institution/bank/cooperative is this 3 2999 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 FMB 0 2 NBS bank 1 3 National bank 1 4 OIBM 0 5 Standard bank 0 6 INDE bank 0 7 Malawi savings bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi rural finance company 0 11 Individual 0 12 Other 1 77 Skip 0 Sysmiss 2999 How much savings are currently is this 48 2954 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 0 2 MWK0-MWK1,000 7 3 MWK1,001-MWK3,000 4 4 MWK3,001-MWK5,000 3 5 MWK5,001-MWK7,500 4 6 MWK7,501-MWK10,000 7 7 MWK10,001-MWK25,000 7 8 MWK25,001-MWK50,000 6 9 MWK50,001-MWK100,000 5 10 MWK100,001-MWK200,000 4 11 MWK200,001-MWK300,000 1 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 2954 How much savings are currently is this 232 2770 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 7 2 MWK0-MWK1,000 30 3 MWK1,001-MWK3,000 22 4 MWK3,001-MWK5,000 25 5 MWK5,001-MWK7,500 15 6 MWK7,501-MWK10,000 25 7 MWK10,001-MWK25,000 71 8 MWK25,001-MWK50,000 21 9 MWK50,001-MWK100,000 14 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 1 12 MWK300,001-MWK500,000 1 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 2770 How much savings are currently is this 5 2997 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 0 2 MWK0-MWK1,000 1 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 1 5 MWK5,001-MWK7,500 1 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 1 9 MWK50,001-MWK100,000 1 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 2997 How much savings are currently is this 1 3001 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 0 2 MWK0-MWK1,000 0 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 0 9 MWK50,001-MWK100,000 1 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 3001 How much savings are currently is this 51 2951 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 3 2 MWK0-MWK1,000 5 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 2 6 MWK7,501-MWK10,000 1 7 MWK10,001-MWK25,000 7 8 MWK25,001-MWK50,000 10 9 MWK50,001-MWK100,000 8 10 MWK100,001-MWK200,000 10 11 MWK200,001-MWK300,000 1 12 MWK300,001-MWK500,000 2 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 1 15 MORE THAN MWK 1,000,000 1 Sysmiss 2951 How much savings are currently is this 82 2920 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 3 2 MWK0-MWK1,000 11 3 MWK1,001-MWK3,000 3 4 MWK3,001-MWK5,000 3 5 MWK5,001-MWK7,500 4 6 MWK7,501-MWK10,000 9 7 MWK10,001-MWK25,000 12 8 MWK25,001-MWK50,000 12 9 MWK50,001-MWK100,000 14 10 MWK100,001-MWK200,000 5 11 MWK200,001-MWK300,000 3 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 3 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 2920 How much savings are currently is this 1581 1421 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 58 2 MWK0-MWK1,000 154 3 MWK1,001-MWK3,000 84 4 MWK3,001-MWK5,000 78 5 MWK5,001-MWK7,500 64 6 MWK7,501-MWK10,000 112 7 MWK10,001-MWK25,000 256 8 MWK25,001-MWK50,000 285 9 MWK50,001-MWK100,000 244 10 MWK100,001-MWK200,000 125 11 MWK200,001-MWK300,000 51 12 MWK300,001-MWK500,000 41 13 MWK500,001-MWK750,000 17 14 MWK750,001-MWK1,000,000 10 15 MORE THAN MWK 1,000,000 2 Sysmiss 1421 How much savings are currently is this 18 2984 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 2 2 MWK0-MWK1,000 1 3 MWK1,001-MWK3,000 2 4 MWK3,001-MWK5,000 2 5 MWK5,001-MWK7,500 2 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 2 8 MWK25,001-MWK50,000 2 9 MWK50,001-MWK100,000 1 10 MWK100,001-MWK200,000 2 11 MWK200,001-MWK300,000 1 12 MWK300,001-MWK500,000 1 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 2984 Is this(account) in your name, in the name of the bussiness or in the name of th 47 2955 -8 Don't know 0 -7 Notappl 0 1 My name 32 2 Name of the bussiness 4 3 Name of my spouse 4 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a bussiness partner 0 7 Other(specify) 7 Sysmiss 2955 Is this(account) in your name, in the name of the bussiness or in the name of th 230 2772 -8 Don't know 0 -7 Notappl 0 1 My name 186 2 Name of the bussiness 4 3 Name of my spouse 1 4 My name and my spouse 0 5 Name of another relative 1 6 Name of a bussiness partner 2 7 Other(specify) 36 Sysmiss 2772 Is this(account) in your name, in the name of the bussiness or in the name of th 5 2997 -8 Don't know 0 -7 Notappl 0 1 My name 3 2 Name of the bussiness 2 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a bussiness partner 0 7 Other(specify) 0 Sysmiss 2997 Is this(account) in your name, in the name of the bussiness or in the name of th 1 3001 -8 Don't know 0 -7 Notappl 0 1 My name 1 2 Name of the bussiness 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a bussiness partner 0 7 Other(specify) 0 Sysmiss 3001 Is this(account) in your name, in the name of the bussiness or in the name of th 5 2997 -8 Don't know 0 -7 Notappl 0 1 My name 4 2 Name of the bussiness 1 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a bussiness partner 0 7 Other(specify) 0 Sysmiss 2997 Is this(account) in your name, in the name of the bussiness or in the name of th 81 2921 -8 Don't know 0 -7 Notappl 0 1 My name 68 2 Name of the bussiness 3 3 Name of my spouse 5 4 My name and my spouse 2 5 Name of another relative 2 6 Name of a bussiness partner 0 7 Other(specify) 1 Sysmiss 2921 Is this(account) in your name, in the name of the bussiness or in the name of th 1580 1422 -8 Don't know 0 -7 Notappl 0 1 My name 1462 2 Name of the bussiness 6 3 Name of my spouse 53 4 My name and my spouse 12 5 Name of another relative 35 6 Name of a bussiness partner 6 7 Other(specify) 6 Sysmiss 1422 Is this(account) in your name, in the name of the bussiness or in the name of th 17 2985 -8 Don't know 0 -7 Notappl 0 1 My name 16 2 Name of the bussiness 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a bussiness partner 0 7 Other(specify) 1 Sysmiss 2985 Is this(account) used both for bussiness and personal/family reasons? 47 2955 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 28 2 No, just for personal 2 3 No, just for bussiness 17 Sysmiss 2955 Is this(account) used both for bussiness and personal/family reasons? 229 2773 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 204 2 No, just for personal 10 3 No, just for bussiness 15 Sysmiss 2773 Is this(account) used both for bussiness and personal/family reasons? 4 2998 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 4 2 No, just for personal 0 3 No, just for bussiness 0 Sysmiss 2998 Is this(account) used both for bussiness and personal/family reasons? 1 3001 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1 2 No, just for personal 0 3 No, just for bussiness 0 Sysmiss 3001 Is this(account) used both for bussiness and personal/family reasons? 50 2952 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 26 2 No, just for personal 1 3 No, just for bussiness 23 Sysmiss 2952 Is this(account) used both for bussiness and personal/family reasons? 79 2923 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 68 2 No, just for personal 6 3 No, just for bussiness 5 Sysmiss 2923 Is this(account) used both for bussiness and personal/family reasons? 1590 1412 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1470 2 No, just for personal 56 3 No, just for bussiness 64 Sysmiss 1412 Is this(account) used both for bussiness and personal/family reasons? 18 2984 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 9 2 No, just for personal 2 3 No, just for bussiness 7 Sysmiss 2984 Does your spouse know how much money there is in the bank(account)? 35 2967 -9 Missing 0 -7 Notappl 0 1 Yes 29 2 No 6 99 Don't know 0 Sysmiss 2967 Does your spouse know how much money there is in the bank(account)? 166 2836 -9 Missing 0 -7 Notappl 0 1 Yes 148 2 No 18 99 Don't know 0 Sysmiss 2836 Does your spouse know how much money there is in the bank(account)? 5 2997 -9 Missing 0 -7 Notappl 0 1 Yes 3 2 No 2 99 Don't know 0 Sysmiss 2997 Does your spouse know how much money there is in the bank(account)? 1 3001 -9 Missing 0 -7 Notappl 0 1 Yes 0 2 No 1 99 Don't know 0 Sysmiss 3001 Does your spouse know how much money there is in the bank(account)? 38 2964 -9 Missing 0 -7 Notappl 0 1 Yes 33 2 No 5 99 Don't know 0 Sysmiss 2964 Does your spouse know how much money there is in the bank(account)? 60 2942 -9 Missing 0 -7 Notappl 0 1 Yes 53 2 No 7 99 Don't know 0 Sysmiss 2942 Does your spouse know how much money there is in the bank(account)? 1220 1782 -9 Missing 0 -7 Notappl 0 1 Yes 1046 2 No 174 99 Don't know 0 Sysmiss 1782 Does your spouse know how much money there is in the bank(account)? 16 2986 -9 Missing 0 -7 Notappl 0 1 Yes 12 2 No 4 99 Don't know 0 Sysmiss 2986 Why dont you have money deposited in any of these options? 1114 1888 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I don't trust banks 33 2 I keep money somewhere else 221 3 Fees are too expensive 44 4 I don't know where to start 78 5 I can not save/i am very poor 543 6 I don't have time to open a bank account 85 7 The nearest bank is too far away 11 8 Other(specify) 54 9 ALWAYS USE THE MONEY TO BUY GOODS 23 10 DONT HAVE NECESSARY DOCUMENTS 15 11 BUSINES IS STILL SMALL AND IS MAKING LESS 7 Sysmiss 1888 Other specify 154 0 ACCOUNT CLOSED 1 ACCOUNT WAS CLOSED 1 ALWAYS USE MONEY TO BUY MATERIALS 1 ALWAYS USE THE MONEY TO BUY GOODS 1 ALWAYS USE THE MONEY TO BUY INPUTS 1 BECAUSE HER HUBBY HAS AN ACCOUNT 1 BUSINES IS STILL SMALL AND IS MAKING LESS 1 BUSINESS IS GOING ON WELL FOR HOW SO I DONT 1 BUSINESS IS TOO SMALL AND MONEY IS USED TO 1 BUSINESS STILL SMALL TO OPEN AN ACCOUNT 1 BUSINESS TOO SMALL 1 BUSY GO TO BANK 1 BUY GOODS TO RESELL 1 CANT MEET THE REQUIREMENTS 1 CAPITAL IS TOO SMALL 1 1 DECIDED BECAUSE DONT HAVE ANY ID CARD 1 DEMAND OF MONEY IS HIGH AS SHE IS A WIDOW 1 DIDNT HAVE INTEREST IN OPENING AN ACCOUNT 1 DO NOT MAKE ENOUGH MONEY TO OPEN ABANK ACCOUN 1 DOES NOT MAKE ENOUGH MONEY TO OPEN AN ACOUNT 1 DOESNT HAVE ENOUGH FUNDS 1 DON'T HAVE ENOUGH MONEY TO SAVE 4 DON'T HAVE MONEY TO SAVE 1 DON,T HAVE ENOUGH MONEY TO SAVE 1 DON,T HAVE ENOUGH TO OPEN IN BANS ACCOUNT 1 DONT HAV ENOUGH MONEY TO SAVE 1 DONT HAVE AN IDENTITY CARD TO OPEN AN ACCOUNT 1 DONT HAVE ENOUGH MONEY 3 DONT HAVE ENOUGH MONEY TO OPEN A BANK ACCOUNT 1 DONT HAVE ENOUGH MONEY TO OPEN ACCOUNT 1 DONT HAVE ENOUGH MONEY TO OPEN AN ACCOUNT 2 DONT HAVE ENOUGH MONEY TO OPEN BANK ACCOUNT 1 DONT HAVE ENOUGH MONEY TO SAVE 3 DONT HAVE ID 1 DONT HAVE INTEREST 1 DONT HAVE MONEY TO SAVE 1 DONT HAVE NECESSARY DOCUMENTS 1 DONT KNOW 1 EARN TOO LITTLE TO PUT IN THE BANK, MY 1 1 FINDS NOT ENOGUH TO SAVE 1 HAD ALOT OF PROBLEMS 1 HAS A PROJECT (BULDING A HOUSE) WHEN FINISH 1 HAS NO ENOUGH TO SAVE IN BANKS 1 1 HAVE TRIED BUT NOT SUCCESSFULLY 1 HAVENT THOUGHT ABOUT IT 2 HE ALWAYS SAVE MONEY BY BUYING OTHER 1 HE ALWAYS USE MONEY TO BUY AND RESELL EVERYDA 1 HE DOEN'T TRUST BANKS 1 HE DONT HAVE THE ACCOUNT BECAUSE HE DONT 1 HE FEELS HE FINDS LITTLE MONEY THAT HE CANT 1 HE FOUND LITTLE MONEY 1 HE INVEST THE MONEY IN BUSINES 1 HE IS NOT READY TO OPEN AN ACCOUNT HE WILL OP 1 HE KEEPS HIS MONEY IN HIS HOME 1 HE USES MONEY NOW AND AGAIN , SO ITS DIFFICUL 1 HE WAS BUYING FERTILIZER FOR HIS FARM 1 HE WILL OPEN LATER 2 I ALWAYS BUY GOODS TO RESELL 1 I DON'T HAVE MPONEY TO SAVE 1 I DON'T MAKE ENOUGH MONEY THAT I CAN MANAGE 1 I DONT FIND ENOUGHT MONEY TO BANK 1 I DONT HAVE MONEY TO SAVE AT THE BANK 1 I EARN LESS TO DEPOSIT ELSEWHERE 1 I EARN TOO LITTLE TO SAVE ELSEWHERE 1 I HAD ONE BUT I CLOSED 1 I HAVE NO IDENTITY CARDS 1 I HAVE TRIED BUT DEMED TO IDENTIFY ISSUE 1 I INVEST THE SAVINGS INTO MY BUSINESS 1 I MAKE LITTLE PROFITS AND I ALSO HAVE A BIG 1 I POSTPONE GOING TO OPEN ACCOUNT BUT IN THE 1 I WANT KEEP MONEY BY MY SELF 1 I WAS BOOSING MY BUSINESS 1 I WAYS BUY GOODS TO SELL 1 IDONT HAVE ARECOGNIZED IDENTITY CARD THAT I 1 IDONT HAVE ID 1 IN ALWAYS SPENDING MY EANINGS AT HOME OR THE 1 INVESTED IN ANOTHER BUSINESS 1 IT WAS DIFFICULT TO OPEN AN ACCOUNT WITHOUT 1 ITS DIFFICULT TO OPEN AN ACCOUNT 1 JUST INVEST ON BUSINESS 1 KEEPS POSTPONING 1 LAZINESS 1 LIQUIDITY 1 MAKE TOO LITTLE TO SAVE ANYWHERE ELSE 1 MONEY DOESNT LAST LONGER 1 MONEY IS USED TO BUY GOODS AND FOR SCHOOL FEE 1 MY BUSINESS DOES NOT PRODUCE ENOUGH PROFIT 1 MY CAPITAL IS SMALL 1 NEVER THOUGHT ABOUT BECAUSE MY HUSBAND KEEP 1 NO ID 1 NO INTERESTED 1 NO MONEY TO SAVE THE BANK 1 NO PROFIT TO BE SAVED 1 NO REASON, HE WAS TIED UP, HE WILL OPEN LATER 1 NO REASONS SHE WILL OPEN LATER. 1 NO REWASON HE WILL OPEN LATER 1 NOT INTERESTED 1 NOT YET SETTLED OPEN AN ACCOUNT 1 REENUE INSIFFICIENT 1 SAVE IN SPOUSE ACCOUNT 1 SAVE MONEY IN THE BUS 1 1 SHE ALWAYS BUY GOODS TO RESELL AFTER SELLS 1 SHE DON'T HAVE AN ID CARD 1 SHE FEELS SHE FINDS A LITTLE MONEY SO SHE 1 SHE FEELS SHE FOUND A LITTLE MONEY THAT SHE 1 SHE HAS NEVER THOUGHT OF PUTTING MONEY AT THE 1 SHE IS IN THE PROCESS OF OPENING AN ACCOUNT 1 SHE IS NOT PREPARED 1 SHE WANTED TO OPEN BUT SHE DOESNT HAVE AN ID 1 SHE WILL OPEN LATE 1 SHE WILL OPEN LATER 1 SOON WILL OPEN AN ACCOUNT 1 SPOUSE SAVES 1 STII INVESTING 1 STILL PAY BACK LOAN 1 STILL THINKING ABOUT OIT 1 STILL THINKING ABOUT OPENING AN ACCOUNT 1 THE BUSINESS DOES NOT MAKE ENOGH PROFITS TO B 1 THE BUSINESS IS SEASON 1 THE BUSINESS IS STILL SMALL 1 THE BUSINESS REQUIRES SUSTAINANCE HENCE THE 1 THE BUSINESS WAS UNSTABLE 1 THE COUNTRY RULE DOES NOT ALLOW HIM TO SERVE 1 THE MONEY GOS IS USED TO BUY INPUTS AND 1 THE MONEY IS ALWAYS USED TO BUY ANIMALS TO 1 THE MONEY IS USED TO BUY GOODS 1 THE MONEY IS USED TO BUY GOODS AND HOUSEHOLD 1 THE MONEY IS USED TO BUY GOODS RESELL AFTER S 1 THE MONEY IS USED TO BUY GOODS RIGHT AWAY' 1 THE MONEY IS USED TO BUY MAKETING MATERIALS A 1 THE PROCEDURE OF THE BANK IS COMPLICATED 1 THERE WAS POOR MANAGEMENT OF FUNDS SO COULDNT 1 1 TOO EARLY TO OPEN ACCOUNT 1 TRIED TO OPEN ACCOUNT BUT DENIED BECAUSE OF 1 USES MONEY TO BUY INPUTS ALTIME 1 USES SPOUSES BANK ACCOUNT 1 WE HAVE JUST STARTED(ITS NEW BUSINESS) 1 WI LL OPEN SOON 1 YET TO DECIDE 1 Why do you have money deposited? 1842 1160 -9 MIssing 0 -8 Don't know 0 -7 Notappl 0 1 To sa money 751 2 To avoid that i spend the money 465 3 To avoid my spouse uses the money 6 4 To avoid other family member/friend uses money 13 5 To manage my accounts better 43 6 To manage my investments 140 7 To obtain a loan 22 8 For security 402 9 Don't know 0 10 Other(specify) 0 Sysmiss 1160 Other specify 12 0 1 2 EMERGENCIES FOR 1 FOR EMERGENCIES 3 INTEREST 1 IWANT TO BE HAVING ACCESS OF INTEREST 1 THE BUSINESS IS SMALL 1 THE BUSINESSFOUND ME WITH AN ACCOUNT 1 TO ASSIST THE FAMILY AND BOOST BUSINESS 1 TO CALCULATE PROFITS AND LOSS 1 Why don't you have a separate bussiness-only bank account? 1816 1186 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I don't see any benefits in separating bussiness form personal money 360 2 Bussiness and personal money are the same 378 3 Fees for bussiness bank accounts are very expensive 112 4 My bussiness is not registered 182 5 I want to open a bussiness bank account but have been postponing going to the bank 254 6 Having 2 separate accounts is too much work 308 7 Other(specify) 52 8 DOESN'T KNOW ABOUT BUSINESS ACCOUNT 38 9 45 10 17 11 HAVE NEVER THOUGHT ABOUT IT 26 12 29 13 BUSINESS HAS JUST STARTED 15 Sysmiss 1186 Other specify 247 0 1IDNT KNOW THAT THERE CAN BE ACCOUNG IN THE 1 2IDN'T KNOW THET YOU CAN OPEN A BANK ACCOUNT 1 2USINESS HAS NOT REACHED THE LEVEL OF HAVING 1 1 ACCOUNT OPEN BEFORE BUSINESS 1 ACCOUNT OPEN BEFORE BUSINESS STARTED 1 ACCOUNT OPENED BEFORE BUSINESS 4 ACCOUNT STARTED BEFORE BUSINESS 1 ACCOUNTU OPEN BEFORE BUSINESS 1 ALOT OF TIME IS WASTED AT THE BANKS SUCH AS 1 AM PLLANNING TO 1 AM THINKING OF HAVING ONE 1 BANKS ARE USELESS 1 BECAUSE IS THE SAME PERSON WHO CONTROLS THE 1 BECAUSE OF INGRANT. 1 BECAUSE SHE HAS AN ACCOUNT IN HER NAME 1 BIG RESPONSIBILITY HENCE CAN'T MANAGE OPEN BU 1 BUSINES HAVE TO GROW FIRST 1 BUSINESS 1 BUSINESS ACCOUNT IS VERY HIGH 1 1 BUSINESS HAS JUST STARTED 1 BUSINESS IS NOT BIG ENOUGH 1 BUSINESS IS SMALL 2 BUSINESS IS TOO SMALL 1 BUSINESS IS TOO SMALL TO OPEN AN ACCOUNT 1 BUSINESS PERFOMANCE IS POOR 1 BUSINESS SMALL 1 BUSINESS STILL SMALL 1 BUSINESS SWELL 1 1 BUSINESS TOO SMAL 1 BUSINESS TOO SMALL TO OPEN ACCOUNT 1 BUSINESS TOO SMALL TO OPEN AN ACCOUNT 1 BUSINESS TOO SMALL TO OPEN ANCOUNT 1 BY THE TIME HE WAS OPENNING ACCOUNT AT WAS 1 BY THE TIME HE WAS OPPENING THIS ACCOUNT. 1 BY THE TIME SHE WAS OPENING AN ACCOUNG THE 1 DIDN'T KNOW THAT THE BUSINESS WOULD OPERATE F 1 DIDN'T NOT KNOW THET YOU CAN OPEN AN ACCOUNT 1 DIDN'TTHINK ABOUT THAT 1 DIDNT KNOW ABOUT BUSINESS ACCOUNT 1 DO NEVER HAD THAT DECISION 1 DO NOT HAVE ENOUGH FUNDS TO HAVE SEPARATE ACC 1 DOES NOT MAKE ENOUGH MONEY AS TO OPEN ACCOUNT 1 DOES NOT MAKE ENOUGH MONEY TO OPEN SEPARATE 1 DOESN'T KNOW ABOUT BUSINESS ACCOUNT 1 DOESNT KNOW ABOUT BUSINESS ACCOUNT 1 DON'T EARN ENOUGH MONEY TO SAVE IN A BUSINESS 1 1 DON'T HAVE ENOUGH MONEY TO OPEN A BUSINESS AN 1 DON'T HAVE MONEY TO OPEN BUSINESS ACCOUNT 1 DON'T HAVE THAT DECISION 1 DON'T KNOW BUSINESS ACCOUNT 1 DON'T KNOW BUSINESS ACOUNT 1 DON'T SEE ANY REASONTO OPEN BUSINESS ACCOUNT 1 DOND FIND MUCH MONEY 1 DONT HAVE ACCOUNT 1 DONT HAVE ENOUGH MONEY 3 DONT HAVE ENOUGH MONEY TO OPEN BUSINESS ACCOU 2 DONT HAVE ENOUGH MONEY TO SAVE 1 DONT HAVE ENOUGH MONEYTO OPEN AN ACCOUNT 1 DONT HAVE FUNDS 1 DONT HAVE HAVE ENOUGH MONEY TO KEEP IN BANK 1 DONT HAVE MONEY TO SAVE 1 DONT HAVE THAT DECISON 1 DONT IMPORTANCE OF BUSINESS ACCOUNT 1 DONT KNOW ABOUT BUSINESS ACCOUNT 2 DONT KNOW ABOUT BUSINESS ACOUNT 1 DONT KNOW ANYTHING OF BUSINESS ACCOUNT 1 DONT KNOW BUSINESS ACCOUNT 8 DONT KNOW BUSSINESS ACCOUNT 1 DONT KNOW HOW TO OPEN A BUSINESS ACCOUNT 2 DONT KNOW HOW TO OPEN A BUSSINESS ACCOUNT 1 DONT KNOW THE BENEFITS OF BUSINESS ACCOUNT 1 DONT KNOW THE IMPORTANCE OF BUSINESS ACCOUNT 1 DONT KNOW THE PROCESS TO OPEN A BUSINESS ACC 1 DONT SEE ANJY BENIFT 1 DONT THOUGHT 1 GOT DISCOURAGED BY PEOPLE 1 HAS A BUSINESS ACCOUNT 1 HAS NO ENOUGH MONEY TO OPEN A BUSINESS ACCOUN 1 HAS NOT PLANNED FOR THAT YET 1 HAVE JUST STARTED THE BUSINESS 1 HAVE NEVER THOUGHT ABOUT IT 1 HAVE OPENED ANOTHER ACCOUNT AT OIBM FOR 1 HAVEN'T THOGHT ABOUTABOUT IT 1 HAVEN'T THOUGHT ABOUT IT 2 HAVEN'T THOUGHT ABOUT IT BEFORE 2 1 HAVENT THOUGHT ABOUT IT 2 HE DIDN'T THOUGHT OF IT 1 HE DON'T THINK OF IT 1 1 HE HAS NEVER THOUGHT ABOUT IT, BUT HE WILL 1 HE HAS NEVER THOUGHT ABOUT IT, HE WILL OPEN 1 HE IS THE ACCOUNT OF ANOTHER BUSINESS 1 HE JUST OPEN AN ACCOUNT IN HIS NAME LAST YEAR 1 HE NEVER THOUGHTS ABOUT IT 1 HE WILL DO THAT IN FUTURE 1 HE WILL OPEN LATER 4 HE WILL OPEN WHEN THE BUSINESS GRO BIGGER 1 I AM NOT AWARE 1 I AM YET TO DO THAT 1 I DECIDE NOT TO HAVE BUSINESS ACCOUNT 1 I DON'T KNOW WHAT A BUSINESS ACCOUNT IS 1 I DONT EARN MUCH 1 I DONT THINK ABOUT THAT 1 I HAD ALOT OF BANK ACCOUNTSO JUST DECIDED TO 1 I HAD NO IDS TO USE WHEN OPENING ACCOUNT 1 I HAVE BEEN THINKING ABOUT IT 1 I HAVENT THROUGH ABOUT IT. 1 I MAKE A LITTLE MONEY THAT I CANT OPEN AN 1 I WAS NOT AWARE OF THIS 1 I WII OPEN ANY TIME 1 I WILL OPEN SOON 1 IDONT KNOW ABOUT BUSINESS ACCOUNT 1 IHAD NO IDEA ABOUT THE BUSINESS ACCOUNT 1 IHAVE JUST STARTED BUSINESS AM PLANING TO 1 IHAVEN' THINK ABOUT IT 1 INSUFFIECIENT FUNDS 1 INSUFFIENCY CAPITAL FORCES THE RESPONDENT TO 1 IS IN THE PROCESS 1 IS STILL SMALL 1 ITS A SMALL BUSINESS 1 ITS NOT A BIG BUSINESS 1 ITS NOT A SERIOUS BUSINESS 1 ITS SMALL 1 KNOW NOTHING ABOUT BUSINESS ACCOUNT 1 LOW CAPITAL 1 MONEY IS NOT ENOUGH TO SAVE 1 1 MY BUSINESS IS SMALL 4 MY BUSINESS IS SMALL BUT WILL OPEN LATER 1 MY BUSINESS IS STILL SMALL 1 MY BUSINESS IS TOO SMALL 1 MY HAVE DON'T HAVE NAME 1 MY HUSBAND ORDERED ME NOT TO DO SO 1 NEVER THINK ABOUT IT 1 NEVER THOUGHT ABOUT IT 1 NEVER THOUGHT OF OPENING AN ACCOUNT IN THE 1 NEVER THOUGHT OF THAT 1 NEVER THOUTH ABOUT IT 1 NEW BUSINESS 1 NEW SHOP 1 NO ENOUGH MONEY TO OPEN A BUSINESS ACCOUNT 1 NO IDENTITY CARD 1 NO REASON 7 NO TIME OPEN BANK ACCOUNT 1 NOJT WELL SETTTLED IN BUSINESS 1 NOT HAVE MUCH REVENUE 1 NOTE 1 1 OPENED ACCOUNG BEFORE THE BUSINESS STARTED 1 OPENED ACCOUNT BEFORE BUSINESS 1 PERSON ACCOUNT IS ENOUGH 1 PROCESS IS COMPLICATED 1 SHE DIDNT KNOW THAT SOMEONE CAN OPEN AN 1 SHE DIDNT THOUGHT ABOUT IT 1 SHE DONT KNOW HOW TO READ AND WRITE 1 SHE HAS LITTLE MONEY 1 SHE HAS NEVER THINK OF OPENING A BUSINESS 1 SHE OPENED ACCOUNT BEFORE BUSINESS STARTED 1 SHE OPENED HER ACCOUNT B4 SHE STARTED 1 SHE WAS NOT AWARE OF THIS THAT SHE CAN OPEN 1 SHE WILL OPEN LATER 1 SHE WILL OPEN WHEN HER BUSINESS GROWS UP 1 SMALL BUSINESS 1 STILL BUSINESS FILL DATE 1 THE ACCOUNT WAS OPENED BEFORE THE BUSEINESS 1 THE ACCOUNT WAS OPENED BEFORE THE BUSINESS 1 THE BUSINESS CAN NOT SAVE ITS SMALL. 1 THE BUSINESS FOUND ACCOUNT 1 THE BUSINESS FOUND THE ACCOUNT ALREADY OPEN 1 THE BUSINESS HAS NOT REACHED THAT POINT OF 1 THE BUSINESS IS NEW 1 THE BUSINESS IS NEW AND DON'T HAVE ENOUGH 1 THE BUSINESS IS NEW HE WILL OPEN SOON 1 THE BUSINESS IS NEW SO I DICEDED TO SAVE 1 THE BUSINESS IS NOT MAKING MORE PROFITS 1 THE BUSINESS IS SMALL 6 THE BUSINESS IS SMALL CANNOT SAVE 1 THE BUSINESS IS STILL SMALL 1 THE BUSINESS IS STILL SMALL SO CANNOT OPEN 1 THE BUSINESS IS TOO SMALL 2 THE BUSINESS IS TOO SMALL TO OPEN ACCOUNT 1 THE BUSINESS IS VERY SMALL 1 THE BUSINESS JUST STARTED 2 MONTH AGO 1 THE BUSINESS PARTINER IS NOT A CITIZEN THE HA 1 THE BUSINESS SMALL 1 THE PROFIT ARE LOW 1 THE RESPONDENT .... 1 THE SHOP IS NEW 1 THEDIDN'T KNOW THAT PEOPLE OPEN ACCOUNT FOR 1 THEY WERE NOT A WARE OF BUSINESS ACCOUNT HENC 1 THINGS ARE NOT WORKING PROPERLY TO THE EXTENT 1 THINKING ABOUT IT 1 THIS BUSINESS STILL SMALL 1 TOO MUCH PAPER WORK AND QUESTIONS 1 UNLESS BUSINESS GET TO ANOTHER LEVEL 1 WANT TO HAVE ENOUGH MONEY 1 WAS NOT AWARE OF THE DEVELOPMENT 1 WAS NOT AWARE OF THIS 1 WASNT AWARE THAT BUSINESS SHOULD HAVE SEPARAT 1 WAYS OF OPENING BUSINESS ACCOUNT 1 WE WILL OPEN LATER 1 WILL OEN WHEN THE BUSINESS IS REGISTERED 1 WILL OPEN ANOTHER ACCOUNT NEXT YEAR 1 WILL OPEN SOON AT FIRST SHE DIDNT KNOW 1 WILL OPENK SOON 1 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 89 1 Agree 2252 2 Disagree 661 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 95 1 Agree 1089 2 Disagree 1818 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 56 1 Agree 578 2 Disagree 2368 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 15 1 Agree 451 2 Disagree 2536 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 20 1 Agree 2386 2 Disagree 596 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 557 1 Agree 1042 2 Disagree 1403 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 43 1 Agree 1643 2 Disagree 1316 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 546 1 Agree 821 2 Disagree 1635 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 1 1 Agree 1332 2 Disagree 1669 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 95 1 Agree 1618 2 Disagree 1289 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 2 1 Agree 2018 2 Disagree 982 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 65 1 Agree 2120 2 Disagree 817 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 10 1 Agree 1403 2 Disagree 1589 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 67 1 Agree 2197 2 Disagree 738 98 Notapplicable 0 Please tell me if you agree or disagree with each statement 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 66 1 Agree 2586 2 Disagree 350 98 Notapplicable 0 How long (in minutes) would it take you from your business to the nearest formal 2997 5 -9 Missing -7 Notappl How much(in MWK) would it cost you from your business to the nearest formal bank 2997 5 -9 Missing -8 Don't know -7 Notappl If iit was offered to you would you be interested in participating in a short tr 2983 19 -9 Missing 0 -7 Notappl 0 1 Yes 2865 2 No 118 99 Don't know 0 Sysmiss 19 Would you consider opening a bank account IN THE NAME OF YOUR BUSINESS if specia 2944 58 -9 Missing 0 -7 Notappl 0 1 Yes 2726 2 No 218 99 Don't know 0 Sysmiss 58 Would you prefer to receive MWK 1000 today or MWK 900 one month from today 2997 5 1 MWK 1000 today 2449 2 MWK 900 one month from today 548 Sysmiss 5 Would you prefer to receive MWK 1000 today or MWK 1000 one month from today 2445 557 1 MWK 1000 today 2263 2 MWK 1000 one month from today 182 Sysmiss 557 Would you prefer to receive MWK 1000 today or MWK 1250 one month from today 2242 760 1 MWK 1000 today 1922 2 MWK 1250 one month from today 320 Sysmiss 760 Would you prefer to receive MWK 1000 today or MWK 1500 one month from today 1941 1061 1 MWK 1000 today 1650 2 MWK 1500 one month from today 291 Sysmiss 1061 Would you prefer to receive MWK 1000 today or MWK 2000 one month from today 1647 1355 1 MWK 1000 today 1121 2 MWK 2000 one month from today 526 Sysmiss 1355 How much would someone have to give you in one month from today for you choose t 1113 1889 -9 Missing -8 Don't know -7 Notappl Section end time 2970 32 -9 Missing -8 Don't know -7 Notappl Section end time 2969 33 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 What do you think are the top two benefits of the registered businesses 3002 0 -9 Missing 0 -7 Notappl 0 1 Comply with the law 547 2 Avoid harassment from authorities 259 3 Avoid fines 29 4 Issue receipts 3 5 Open a bussiness bank account 49 6 Access to finance 243 7 Less bribes to pay 6 8 Access to government finance 367 9 Access to new clients 49 10 Access to raw materials 25 11 Be a member of the chamber of commerce 2 12 Export license 4 13 Access to government tenders 50 14 Ability to hire formal workers 0 15 Obtain tax history for future loans 15 16 To be considered a real bussiness 497 17 Other(specify) 2 18 No benefits 90 19 ABLE TO GET INSURANCE 3 20 BUSINESS IS SECURED 11 77 Skip 0 99 Don't know 751 What do you think are the top two benefits of the registered businesses 3002 0 -9 Missing 0 -7 Notappl 0 1 Comply with the law 102 2 Avoid harassment from authorities 134 3 Avoid fines 19 4 Issue receipts 2 5 Open a bussiness bank account 16 6 Access to finance 163 7 Less bribes to pay 11 8 Access to government finance 295 9 Access to new clients 39 10 Access to raw materials 19 11 Be a member of the chamber of commerce 4 12 Export license 9 13 Access to government tenders 83 14 Ability to hire formal workers 1 15 Obtain tax history for future loans 22 16 To be considered a real bussiness 399 17 Other(specify) 7 18 No benefits 1 19 ABLE TO GET INSURANCE 6 20 BUSINESS IS SECURED 6 77 Skip 0 99 Don't know 1664 Other specify 59 0 ABLE TO GET INSURANCE 1 1 ACCESS TO CREDIT 2 ACCESS TO CREDITS 1 ACCESS TO FINANCE 1 ACCESS TO INSURANCE 1 ACCESS TO LOANS 1 ADVERTISE ANYWHERE 1 BUSINESS INSURANCE 1 BUSINESS IS SECURED 1 CONTINUITY OF THE BUSINESS 1 EASY TO ADVERTIZE 1 EASY TO BUSINESS STRATEGIES 1 EASY TO TAKE A LOAN 1 ENCOURAGEMENT FROM GOVERMENT 1 ENOUGH CAPITAL 1 1 FOR SECURITY PURPOSES 1 GOODNESS AND BENEFITS 1 HAVE ABILITY TO BUSINESS GROW 1 1 IT SHOULD BE WELL KNOWN 1 OBTAIN ASSISTANCE IN THE OF DIFFICULTIES 1 OBTAIN LOANS 1 ONLY 1 PEOPLE TRUST YOU 1 PROTECTION FROM GOVERNMENT 1 REGISTERED 1 SECURE THE BUSINESS 1 SECURITY 12 SECURITY AND PEOPLETRUST U 1 SECURITY OF THE BUSINESS 1 TO BE EASILY INSURED 1 TO BE INSURED IN TIMES OF ACCIDENTS 1 TO DEVELOP MY BUSINESS 1 TO EXPORT YOUR GOODS 1 TO GET INSURANCE 2 TO GET INSURED 1 TO HAVE A CHANCE OF OBTAINING BIG LOANS 1 TO HAVE ACCESS TO BIG LOANS 1 TO OPEN AN ACCOUNT 1 TO PAY TAX 1 TO PAY TAXES AS A GOOD CITIZEN 1 WILL BE POPULAR 1 YOU CAN INSURE YOUR BUSINESS 1 YOUR BUSINESS IS INSURED 1 Why is this business not registered 2974 28 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I have tried to register but was not successful 58 2 The costs of registering are too high 242 3 Registering the bussiness is too complicated 242 4 I feel i'll have to pay taxes if i register the bussiness 58 5 I didn't find time yet to register the bussiness 302 6 No action will be taken against me if i don't register 48 7 I don't see any benefits in being registered 192 8 Don't know where the registration office is 310 9 Don't know what bussiness registration 1200 10 I'm already paying the city assembly licence/taxes 28 11 Bussiness registration does not apply for this bussiness 175 12 Other(specify) 34 13 BUSINESS TOO SMALL TO BE REGISTERED 37 14 WILL REGISTER LATER 7 15 DON'T KNOW BUSINESS REGSTRATION PROCESS 13 16 HAS NEVER THINK ABOUT REGISTRATION 8 17 IS IN THE PROCESS OF REGSTRATION 9 18 JUST STARTED THE BUSINESS 11 Sysmiss 28 Other specify 160 0 2HE DIDNT KNOW THAT WITH THE BUSINESS OF S 1 2USINESS REGISTRATION APPLIES ONLY FOR 1 AM IN THE PROCESS THINKING ABOUT 1 AM NOT A FULL CITIZEN OF MALAWI 1 BECAUSE THE OPERATING PLACE IS NOT PERMANENT 1 BLANTYRE IS TOO FAR FOR BUSINESS REGISTRATION 1 BUSINESS DIDNT HAVE ENOUGH MONEY 1 1 BUSINESS IS NOT STABLE 1 BUSINESS IS TOO SMALL 5 BUSINESS IS VERY SMALL 2 BUSINESS REGISTERED 2 BUSINESS STABLE 1 BUSINESS TOO SMALL 1 BUSINESS TOO SMALL TO BE REGISTERED 1 CAME TO KNOW ABOUT BUSINESS REGISTRATION 1 CANT SAY ANYTHING SINCE THE OWNER IS NOT HERE 1 DEMEND TO HAVE HIS BUSINESS REGISTERED BECAUS 1 DIDN'T KNOW THE PROCESS OF REGISTRATION 1 DIDNT HAVE A SETTLED PLACE FOR SO LONG 1 DIDNT KNOW THAT HER BUSINESS NEEDED TO BE 1 DISAPPOINTED BY ROBBERIES TO THE BUSINESS 1 DOES NOT KNOW THE PROCESS OF REGISTERED BUSI 1 DOESNT KNOW THE PROCESS 1 DON'T HAVE ENOUGH INFORMATION ABOUT REGSTRATI 1 DON'T HAVE MONEY FOR REGISTRATION 1 DON'T HAVE MONEY FOR REGSRATION 1 DON'T KNOW BUSINESS REGSTRATION PROCESS 1 DON'T KNOW THE PROCESSAND HE THOUGHT ONLY BIG 1 DON'T THINK ABOUT THAT AT FIRST 1 DON,T KNOW WHEN TO START 1 1 DONT HAVE ENOUGH CAPITAL TO REGISTER BUSINESS 1 DONT HAVE ENOUGH MONEY TO PAY THE CERTIFICATE 1 DONT HAVE INTEREST 1 DONT HAVE MONEY 1 DONT KNOW THE PROCEDURE 1 DONT KNOW THE PROCESS FOR REGISTRATION 1 DONT KNOW THE PROCESS OF BUSINESS REGOSTRATIO 1 DONT KNOW WHAT IT TAKES TO REGISTER 1 DONT KNOW WHERE TO START 1 GOVERNMENT AUTHORITIES ARE NOT GIVING US A 1 HAS NEVER THINK ABOUT REGISTRATION 1 HAS START 1 HAVEN'T THOUGHT ABOUT IT 1 HAVENT THOUGHT ABOUT IT 1 HAVENT THROUGHT ABOUT IT 1 HE DON'T KNOW WHAT BUSINESS REGSTRATION IS AL 1 HE DON'T KNOW WHT BUSINESS REGISTRATION IS AL 1 HE DONT HAVE MONEY FOR REGISTER 1 HE FEELS HE WILL REGISTER WHEN THE BUSINESS 1 HE HAS JUST STARTED LAST YEAR, HE WILL OPEN 1 HE IS IN THE PROCESS OF REGISTERING 1 HE IS IN THE PROCESS OF REGISTRING BUSINESS 1 HE IS PLANNING TO REGISTER THE BUSINESS 1 HE IS REGISTERED 1 HE THOUGHT ABOUT IT BUT HE DIDNT FIND AN 1 HE THOUGHT ITS ONLY BIG BUSINESS THAT REGISTE 1 HE THOUGHT ITS ONLY BIG BUSINESS WHICH ARE 1 HE THOUGHT ONLY BIG BUSINESS ARE THOSE WHO 1 HE THOUGHT ONLY BIG BUSINESS ARE THOSE WHO RE 1 HE WILL REGISTER WHEN HIS BUSINESS GROW BIGGE 1 HE WILL REGISTER WHEN HIS BUSINESS GROWS 1 HEDOESN'T HAVE ANY REASON FOR NOT REGISTERING 1 HER BUSINESS IS NEW 1 I DON'T KNOW WHERE TO START 1 I DONT FIND TIME TO REGISTER 1 I DONT KNOW WHERE TO START 2 I DONT KNOWWHERE TO START 1 I DONT WHERE TO START 1 I HAVE BEEN POSTPONED TO GO TO BT 1 I HAVE NEVER THINK ABOUT IT 1 IAM NOT SETTLED 1 1 IS IN THE PROCESS OF REGSTRATION 1 IT DEPENDS WITH THE BUSINESS YOUR DOING 1 IT REQUIRES ALOT OF EVIDENCE 1 ITS FOR WHERE TO REGISTER 1 ITS NOT A SERIOUS BUSINESS 1 JUST STARTED SHOULD ACCUMULATE INCOME FIRST 1 JUST STARTED THE BUSINESS 1 JUST STARTED THE BUSINESS LATELY 1 JUST STARTED THE BUSINESS SHOULD CAN MORE 1 LACK OF MONEY 1 LAZY TO REGISTER BECAUSE BLANTYRE IS FAR 1 MY BUSINESS IS REGISTERED 1 MY BUSINESS IS SMALL 3 MY BUSINESS IS SMALL AND WE DONT HAVE A MARKE 1 MY BUSINESS IS SMALL PLUS I DONT KNOW HOW TO 1 MY BUSINESS IS TOO SMALL 4 MY BUSINESS WAS SMALL BUT AM THINKING OF 1 MY BUSINESSIS SMALL 1 MY CAPITAL IS SMALL 1 NEED TO KNOW THE PROCESS AND BENEFITS OF BEIN 1 NEVER SEEN ANY FRIENDS REGISTERING THEIR 1 NEW BUSINESS 1 NO BODY TO FORCE THEM TO GET REGISTRED 1 NO FAMILIAR WITH THE PROCESS OF REGISTARATION 1 NO MONEY TO REGISTER 1 NO REASON 1 NOBODY HAS EVER INSTRUCTED US TO DO SO 1 NOT READY 1 REGISTERED 1 REGISTERED AS CALM 1 SH HAS STARED THE PROCCESS OF REGISTRATION 1 SHE DIDNT FIND OPPORTUNITY TO REGISTER HER 1 SHE DIDNT THOUGHT ABOUT IT 1 SHE DOES THOUGHT ABOUT IT BECOUSE SHE FEELS I 1 SHE DON'T KNOW THAT SMALL BUSINESS CAN REGIST 1 SHE FEEL ITS STILL SMALL AND NOT STABLE 1 SHE HAS BEEN THINKING OF IT AND SHE WILL 1 SHE HAS NEVER THOUGHT ABOUT IT 1 SHE IS WAITING FOR THE CERTIFICATE SHE 1 SHE ONCE HEARD ABOUT IT BUT SHE DON'T REALLY 1 SHE WILL REGISTER LATER WHEN THE BUSINESS 1 SMALL BUSINESS 1 STANDARD BANK PROMISED TO REGISTER FOR HIM 1 STILL IN PROGRESS 2 STILL WORKING ON IT.HE WILL REGISTER WHEN THE 1 THE BUSINESS HAS JUST STARTED 2 THE BUSINESS HAS JUST STARTED (LESS THAN A MO 1 THE BUSINESS IS JUST NEW 1 THE BUSINESS IS NOT IN CITY SO CAN NOT 1 THE BUSINESS IS SMALL 1 THE BUSINESS IS STILL ESTABLISHING ITSELF 1 THE BUSINESS IS STILL SMALL 1 THE BUSINESS IS TOO SMALL 2 THE BUSINESS IS TOO SMALL TO GET REGISTERED 1 THE BUSINESS IS TOO SMALL TO REGISTER 1 THE BUSINESS IS TOO SMALL5 1 THE COST OF TRAVELLING TO BLANTYRE AND WAIT 1 THE STANDARD BANK PROMISED TO REGISTER HIM 1 THERE IS NOT DIFFERENT IN REGISTERING THE 1 THEREIS NOBODY WHO CAN HELP HIM 1 1 TOO COST ITEMS OF TRANSPORT FROM LILONGWE 1 TOO SMALL 1 WAITING FOR RESPONSE BUSINESS APPLIED 1 WANTED TO SEE HOW THE BUSINESS WILL GO ON 1 WANTED TO SEE IF MY BUSINESS IS PROFITABLE 1 1 WAS THINKNG OF DOING THAT LATER OFTEN BEING 1 WASNT INTERESTED TO GET REGISTERED 1 WASNT WARE THAT A BUSINESS TAUGHT TO BE REGI 1 WILL REGISTER LATER 1 What information would make you consider register your business 2969 33 -9 Missing 0 -8 Don't know 0 -7 Notappl 15 1 Cost of registration is low 217 2 There are clear benefits in registering 1002 3 The tax authorities would not take any action against me if i registered my bussiness 78 4 I can register my bussiness in my own city 74 5 Information about what is registration would be sufficient 1417 6 I would never register my bussiness 110 7 Other(specify) 26 8 IF MY BUSINESS GROWS 6 9 DOENT KNOW WHAT BUSINESS REGISTRATION IS 17 10 I WILL REGESTER 7 Sysmiss 33 Other specify 72 0 ALREADY REGISTERED 1 BUSINESS GROWTH 1 DOENT KNOW WHAT BUSINESS REGISTRATION IS 1 DOESNT KNOW ANY INFORMATION ABOUT BUSINESS 1 1 DON'T KNOW 1 DON'T KNOW WHAT A REGISRATION CERTIFICATE IS 1 DON'T KNOW WHAT BUSINESS REGSTRATION IS ALL A 1 DON'T KNOW WHAT REGISTRATION IS 1 1 1 DONT KNOW 11 DONT KNOW WHAT A REGISTRATION IS 1 DONT KNOW WHAT BUSINESS REGISTRATION IS 1 DONT KNOW WHAT REGISTARATION IS 1 DONT KNOW WHAT REGISTRATION IS 3 DONT UNDERSTAND WHAT BUSINES REGISTRATION IS 1 DONY KNOW 1 HAS NO ANY REASON 1 1 HE DOENT KNOW 1 HE HAS BEEN THINKING ABOUT IT 1 HE IS NOW IN THE PROCESS OF REGISTRATION THE 1 HE IS WAITING TO HEAR FROM THE STANDARD BANK 1 HE WILL REGISTER ANY TIME 1 HE WILL REGISTER THE BUSINESS LATE BECAUSE 1 I DON'T HAVE KNOWLEDGE WHAT REGISTRATION IS 1 I DONT HAVE TIME TO GOT TO BT BUT I WISH TO R 1 I HAVE BEEN THIKKING ABOUT IT 1 I HAVE BEEN THINKING OF IT 1 I WILL REGESTER 1 I WILL REGISTER 1 I WILL REGISTER IF I FOUND TIME 1 I WILL REGISTERED 1 IF HAVE A BIG LOAN AND INCREASE THE CAPITAL O 1 IF HE HAD A PERMANENT PLACE 1 IF MY BUSINESS GROWS 1 IF SHE HAS MONEY TO REGISTER SHE CAN 1 IF SOMEONE DO IT FOR ME AS /HAVE LOW INCOME 1 1 IF THERE ARE LOANS ATTACHED 1 INCEATIVES FOR REGISTRATION 1 KWOLEDGE ABOUT REGISTRATION IS NEW TO THEM, 1 MAYBE MY BUSINESS IS GOING TO GROW 1 NEED ASSISTANCE 1 NO KNOWLEDGE ABOUT THE BENEFITS OF BEING REGI 1 NO KNOWLEDGE OF WHAT REGISTRATION IS 1 NO MONEY WILL BE DEMANDED AFTER REGISTRATION 1 SHE DON'T KNOW WHAT REGISTRATION CERTIFICATE 1 SHE WILL REGISTER 1 SO THAT MY BUSINES SHOULD BE KNOWN IN THIS 1 1 TO BE CONSIDERED AS A REAL BUSINESS 1 TO HAVE ACCESS TO FINANCE 1 TO HAVE ACCESS TO LOANS 1 WHEN BUSINESS GROWS 1 WHEN BUSINESS MOVE TO THE CITY 1 WHEN MY BUSINESS IS SETTLED 1 WHEN THE BUSINESS GROWS 1 WILL NEVER REGISTER 1 What is the minimum cost for registering your bussiness at the registrar's Gener 2980 22 -7 Notappl 0 99 Doesn't know 2473 Do you need a valid id to register your business 2887 115 -9 Missing 0 -7 Notappl 0 1 Yes 1307 2 No 132 99 Doesn't know 1448 Sysmiss 115 How much time does it take for the Registrar's General to process an application 2971 31 -7 Notappl 0 99 Don't Know 2484 Did this business pay market dues in the past 12 months 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 1139 1 Yes 1501 2 No 362 98 Not applicable 0 Did this business pay a City Assembly business licence in the past 12 months 355 2647 -9 Missing 0 -7 Notappl 0 1 Yes, shows the license 21 2 Yes, shows the receipt 45 3 Yes, doesn't show anything or something else 88 4 No 201 99 Don't know 0 Sysmiss 2647 Did this business pay any sector specific business license in the past 12 months 346 2656 -9 Missing 0 -7 Notappl 0 1 Yes, shows the license 12 2 Yes, shows the receipt 25 3 Yes, doesn't show anything or something else 50 4 No 259 99 Don't know 0 Sysmiss 2656 Has this business ever been inspected by municipality(City Assembly) authority 2996 6 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 459 2 No 2537 Sysmiss 6 What happened when your business was inspected by municipality(City Assembly) au 453 2549 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 They locked my bussiness until i paid the license fee 8 2 I paid the bussiness license 64 3 The official let me go in exchange of a bribe 1 4 The official let me go in exchange of sexual favors 0 5 Nothing, i had everything in order 339 6 Other(specify) 21 7 THEY JUST EXPLAIN TO US ABOUT HYGIEN 8 10 TOLD ME TO PAY LICENCE 5 11 SHE WAS TOLD TO START PAYING TAX 7 Sysmiss 2549 Other specify 41 0 2E DID NOT FIND HER. SHE WAS IN TOWN JUST HEA 1 ABOUT HYGIENE 1 CITY ASSEMBLY TO REVISIT THE PREMISES 1 CLEAN 1 EMPHASIZED ON CLEANLINESS 1 ENCOURAGE TO GET REGISTERED 1 HYGIENE 2 JUST WROTE HIS NAME 1 LICENCE FEE 1 MEAT WAS CONFISCATED 1 NO ANY INFORMATION 1 NOTHING HAPPENED THROUGH NOT EVERYTHING WAS 1 SAID AM NOT OWNER 1 SHE WAS TOLD TO START PAYING TAX 1 TEY WERE TOLD TO START PAYING TAX 1 THE JUST SAID THAT THEY WILL BE BACK FURTHER 1 THE WANT TO MOVE TO ANOTHER PLACE 1 THEY ADVISED ON IMPROVING MY STRUCTURE WHICH 1 THEY JUST EXPLAIN TO US ABOUT HYGIEN 1 THEY JUST INSPECTED NOTHING HAPPENED 1 THEY SAID THE BUSINESS ARE OPERATED IN ILLIGA 1 THEY SAID THEY WOULD COME AGAIN. BUT THEY DID 1 THEY TELLING US ABOUT HYGIENE 1 THEY TOLD THEM TO HAVE ID'S 1 THEY TOLD US TO REGISTER 1 THEY WANT TO BUILD A NEW STRUCTURE 1 THEY WANTED US TO START PAYING TAX 1 THEY WERE GIVEN IDENTITY CARDS SO THAT THEY S 1 THEY WERE GIVEN LETTERS THAT THEY HAVE TO BE 1 THEY WILL COME AGAIN SO THAT THEY CAN START 1 1 TO SEE THE PROBLEMS 1 TOLD HER TO PAY TAXES 1 TOLD HIM TO REGESTER HIS BUSINESS 1 TOLD ME TO PAY BUSINESS LICENSE 1 TOLD ME TO PAY LICENCE 1 TOLD ME TO REGISTER TAX 1 WAS ADVISED TO PAY TAX 1 WAS TOLD TO PAY CITY ASSEMBLY LICENSE 1 WAS TOLD TO PAY FOR A CITY ASSEMBLY BUSINESS 1 Did this business (you) pay the following taxes in the past 12 months? 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 35 1 Yes 846 2 No 2121 77 Skip 0 98 Not applicable 0 Did this business (you) pay the following taxes in the past 12 months? 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 296 1 Yes 14 2 No 2692 77 Skip 0 98 Not applicable 0 Did this business (you) pay the following taxes in the past 12 months? 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 140 1 Yes 21 2 No 2841 77 Skip 0 98 Not applicable 0 Is this business registered for taxes 2970 32 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes, shows a Tax Payer Identification Number(TPIN) 11 2 Yes, doesn't show anything or something else 144 3 No 2815 Sysmiss 32 Why is this business not registered for taxes 2824 178 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Bussiness is too small to pay taxes 1675 2 Taxes are very high in Malawi 250 3 The costs of obtaining the TPIN are too high 14 4 The TPIN forms are too complicated 16 5 I didn't find time yet to register for taxes 37 6 No action will be taken against me if i don't pay taxes 34 7 My bussiness is not registered 105 8 I don't know where to get TPIN 92 9 529 10 I operate from home 18 11 Other(specify) 42 12 ALREADY PAYING MARKET DUES 7 14 HAVE NEVER BEEN APROACHED BY THE REGISTRATION 5 Sysmiss 178 Other specify 53 0 ALREADY PAYING MARKET DUES 1 AM ALREADY PAYING MARKET DUES 1 BECUASE I PAY MARKET DUES 1 BUSINESS HAS BEEN OPERATED FOR ONLY FEW MONTH 1 BUSINESS HAS JUST STARTED 1 BUSINESS IS TOO SMALL 2 BUSINESS TOO LOW 1 DENIED BECAUSE OF POLITICS REASONS 1 DID NOT WANT TO 1 1 DOES NOT KNOW ABOUT REGSTRATIONS 1 DOESN'T APPLY TO THIS BUSINESS 1 DON'T KNOW IF MRA COLLECT TAX TO BUSINESS LIK 1 DON'T KNOW THEY HAVE TO PAY TAX 1 DON'T WANT 1 DONT HAVE TIME TO REGISTER THE BUSINESS 1 DONT KNOW HOW TO REGISTER THE BUSINESS 1 DONT KNOW WHERE TO REGISTER 1 DONT SEE ANY BENIFIT IN REGISTERING FOR TAXES 1 DONT SEE WHY BECUASE I PAY MARKET DUES 1 DUES AND TAXES ARE THE SAME 1 HAS JUST OPENED BUSINESS AND IS THINKING OF 1 HAVE NEVER BEEN APROACHED BY THE REGISTRATION 1 HE RUNS A VERY SMALL BUSINESS 1 I PAY CITY ASSEMBLY LICENCE 1 I PAY FOR CITY ASSEMBLY BUSINESS LICENCE 1 I PAY MARKET DUES 1 I PAY TAXES WHEN BUYING FROM ARDER 1 I PAY TO THE CITY COUNCIL OFFICE 1 ITS SMALL BUSINESS 1 IWILL REGISTER WHEN THE BUSINESS GROW 1 LACK OF INTEREST 1 MARKET DUES AND TAX THE SAME 1 MARKET DUES IS THE SAME AS TAXES 1 MY BUSINESS IS SMALL 3 NEGLIGENLY 1 OFFICIALS ARE NOT COMING TO REGISTER MY 1 OTHER PERSONAL PROBLEMS 1 PAYS CITY ASSEMBLY TAXES 1 THE BUSINESS IS ACCOMUDATED IN THE MARKET 1 THE BUSINESS IS IN THE MARKET AREA 1 THE BUSINESS JUST STARTED 2 MONTHS 1 THE PLACE IS ILLEGALLY OPERATED ON 1 THE RESPONDENT IS NEGLIGENT 1 THE SHOP HAS IT 1 1 THEY HAVE NOT COME TO MY BUSINESS 1 THEY NOT ASKED 1 TIME TO REGISTER IS NOT YET 1 WILL START PAYING IN JANUARY 2010 1 How much in Malawian Kwacha do you think you would pay of taxes for operating in 2724 278 -9 Missing -8 Don't know -7 Notappl Can you register your business for taxes in this city 3002 0 -9 Missing 0 -7 Notappl 0 1 Yes 1991 2 No 371 99 Don't know 640 Do you need to get a business registration certificate before registering your e 3002 0 -9 Missing 0 -7 Notappl 0 1 Yes 1165 2 No 572 99 Don't know 1265 How many do you think experience requests for bribes relating to their business 2976 26 -9 Missing -8 Don't know -7 Notappl Have you been asked for a bribe in the past 12 months relating to your business 2957 45 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 140 2 No 2817 Sysmiss 45 Could you tell me approximately how much in bribes did you have to pay in the pa 131 2871 -9 Missing -8 Don't know -7 Notappl Could you tell me if you have experienced this in the past 12 months? 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2985 2 No 0 Sysmiss 17 Could you tell me if you have experienced this in the past 12 months? 2983 19 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 65 2 No 2918 Sysmiss 19 Could you tell me if you have experienced this in the past 12 months? 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 209 2 No 2776 Sysmiss 17 Could you tell me if you have experienced this in the past 12 months? 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 152 2 No 2833 Sysmiss 17 Could you tell me if you have experienced this in the past 12 months? 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 179 2 No 2805 Sysmiss 18 Could you tell me if you have experienced this in the past 12 months? 2983 19 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 49 2 No 2934 Sysmiss 19 Could you tell me what best describes the identity of the person who did this 275 2727 -9 Missing 0 -7 Notappl 0 1 Police 22 2 City council/municipally/Malawi burea of standards personel 165 3 Tax authority 7 4 Ministry of industry and trade 0 5 Neighbouring bussiness 16 6 Someone respondent owes money 1 7 Spouse/domestic partner 2 8 Relative of self domestic partner 13 9 Bussiness partner 1 10 Employee 0 11 Customer 8 12 Stranger 28 13 Other(specify) 12 Sysmiss 2727 Could you tell me what best describes the identity of the person who did this 63 2939 -9 Missing 0 -7 Notappl 0 1 Police 3 2 City council/municipally/Malawi burea of standards personel 44 3 Tax authority 3 4 Ministry of industry and trade 0 5 Neighbouring bussiness 3 6 Someone respondent owes money 0 7 Spouse/domestic partner 2 8 Relative of self domestic partner 1 9 Bussiness partner 1 10 Employee 0 11 Customer 1 12 Stranger 2 13 Other(specify) 3 Sysmiss 2939 Could you tell me what best describes the identity of the person who did this 203 2799 -9 Missing 0 -7 Notappl 0 1 Police 4 2 City council/municipally/Malawi burea of standards personel 27 3 Tax authority 0 4 Ministry of industry and trade 0 5 Neighbouring bussiness 11 6 Someone respondent owes money 4 7 Spouse/domestic partner 4 8 Relative of self domestic partner 23 9 Bussiness partner 2 10 Employee 0 11 Customer 9 12 Stranger 113 13 Other(specify) 6 Sysmiss 2799 Could you tell me what best describes the identity of the person who did this 146 2856 -9 Missing 0 -7 Notappl 0 1 Police 20 2 City council/municipally/Malawi burea of standards personel 73 3 Tax authority 3 4 Ministry of industry and trade 0 5 Neighbouring bussiness 5 6 Someone respondent owes money 2 7 Spouse/domestic partner 1 8 Relative of self domestic partner 7 9 Bussiness partner 1 10 Employee 0 11 Customer 6 12 Stranger 24 13 Other(specify) 4 Sysmiss 2856 Could you tell me what best describes the identity of the person who did this 166 2836 -9 Missing 0 -7 Notappl 0 1 Police 2 2 City council/municipally/Malawi burea of standards personel 5 3 Tax authority 0 4 Ministry of industry and trade 0 5 Neighbouring bussiness 28 6 Someone respondent owes money 2 7 Spouse/domestic partner 0 8 Relative of self domestic partner 2 9 Bussiness partner 1 10 Employee 0 11 Customer 71 12 Stranger 52 13 Other(specify) 3 Sysmiss 2836 Could you tell me what best describes the identity of the person who did this 48 2954 -9 Missing 0 -7 Notappl 0 1 Police 1 2 City council/municipally/Malawi burea of standards personel 1 3 Tax authority 0 4 Ministry of industry and trade 0 5 Neighbouring bussiness 4 6 Someone respondent owes money 4 7 Spouse/domestic partner 1 8 Relative of self domestic partner 4 9 Bussiness partner 2 10 Employee 0 11 Customer 12 12 Stranger 18 13 Other(specify) 1 Sysmiss 2954 Could you tell me what best describes the identity of the person who did this(Ot 16 0 AND 2 1 CHAIRMAN 1 CHAIRMAN OF THE MARKET 2 CHIEF 1 COSOMA 1 CUSTOMER 1 IMMIGIRATION OFFICER 1 IMMIGRATION 1 LANDLOAD 1 LANDLORD 1 LANDLORDS FRIEND 1 MARKET CAHIRMAN 1 MARKET CHAIR 1 MINISTRY OF HEALTH(LILONGWE CENTRAL HOSPITAL 1 SHOP OWNER 1 Could you tell me what best describes the identity of the person who did this(Ot 3 0 IMMIGRATION OFFICERS 1 LAND LORD 1 LANDLORD 1 Could you tell me what best describes the identity of the person who did this(Ot 6 0 2 1 THEFT 1 THIEFS 1 THIEVES 3 Could you tell me what best describes the identity of the person who did this(Ot 3 0 FORESTRY 1 FRIEND 1 THIEFS 1 Could you tell me what best describes the identity of the person who did this(Ot 2 0 MARKET CHAIRMAN 2 Could you tell me what best describes the identity of the person who did this(Ot 1 0 MY XHUSBAND 1 Section end time 2929 73 -9 Missing -8 Don't know -7 Notappl Section end time 2929 73 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 How many products/services are listed? 2989 13 How many different products do you make/services do you provide 2994 8 -9 Missing -8 Don't know -7 Notappl How many NEW products/services did you introduce in the past 12 months 2986 16 -9 Missing -8 Don't know -7 Notappl What were the top three products or services in total value of revenues in the p 2957 45 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Jam 0 2 Wine 1 3 Juices 5 4 Peanut 0 5 Packaged nuts 0 6 Candies 2 7 Butter/Margarine 1 8 Salt 21 9 Honey 0 10 Sugar 159 11 Fish-derived products 9 12 Meat-derived products 53 13 Bread 20 14 Cooking oil 99 15 Snacks 44 16 Other-food(specify) 13 17 Eggs 27 18 Fish 188 19 Shrimp 0 20 Meat-poutry 19 21 Meat-pork 38 22 Nuts 14 23 Legumes 44 24 Fresh fruits 46 25 Fresh vegetables 150 26 Other agriculture products(specify) 8 27 Meals in restaurant 220 28 Snacks in restaurant 4 29 Meals or snacks on roadside 32 30 Meals or snacks on roadside 16 31 Catering for parties/ceremonies 0 32 Other catering(specify) 2 33 Ready-made clothes 79 34 Tailor-made clothes 54 35 Scarves 2 36 Chitenjes 40 37 Fabrics 0 38 Head-wraps 6 39 Place-mats 1 40 Napkins/Handkerchiefs 0 41 Runners 0 42 Bed sheets/pillow 4 43 Floor mats 1 44 Repairs and alterations 28 45 Shoes 43 46 Sandals 3 47 Other programmes(specify) 12 48 Woven baskets 0 49 Woven vases 0 50 Woven bags 0 51 Clay baskets 0 52 Clay/ceremic figurines 0 53 Clay/ceramic vases 0 54 Beaded figurines 2 55 Beaded vases 0 56 Beaded jewelry 2 57 Cloth bags 1 58 Cloth wallet/coin purses 0 59 Wooden trays 1 60 Wooden bowls 0 61 Wooden figurines 0 62 Wooden vases 0 63 Leather bags 1 64 Leather wallets/coin purses 0 65 Jewelry 5 66 Other handcrafts(specify) 7 67 Crushed stone/kwale 0 68 Metal sheets 8 69 Terrazzo 1 70 Other mining and metal works(specify) 15 71 Groceries/Toiletries 77 72 Pharmaceuticals 0 73 Stationary 5 74 Candles 5 75 Batteries 19 76 Appliances 58 77 Other small electronics 0 78 Music(CD/DVDs) 33 79 Artwork 0 80 Ready-made clothes 48 81 Scarves 1 82 Chitenjes 5 83 Head-wraps 4 84 Other cloth products 4 85 Floor mats 1 86 Shoes 22 87 Sandals 1 88 Woven items 0 89 Clay items 0 90 Ceramic items 1 91 Bags or purses 8 92 Wooden items 13 93 Leather items 0 94 Jewelry 1 95 Other retail(specify) 81 96 Tables/chairs 37 97 Beds 9 98 Cup boards 7 99 Book shelve 4 100 Doors/Door-frames 17 101 Windows 1 102 Coffin 3 103 Other furniture 0 104 Fixing/maintainance 16 105 Hair cut/shaving 32 106 Plaiting(Braiding,Twisting,Weaving,Cornrows) 99 107 Hair relaxing 34 108 Permanent waving(wet look,leisure curl) 2 109 Thermo styling (hot combing,pressing) 12 110 Hair color 1 111 Hair styling(Setting,Ironing,Tonging,Brushing) 10 112 Facials/Make up 63 113 Depilatory services 0 114 Manicures/Pedicures 1 115 Massages 0 116 Other personal services(specify) 7 117 Paper 32 118 Recycling 0 119 Charcoal making 17 120 Candles 0 121 Herbal medicines 2 122 Natural Beauty Products 34 123 Taxi/transport service 1 124 Video showind 0 125 Motor vehicle repair 32 126 Motor vehicle 6 127 Paints 22 128 Plumbing 15 129 Cleaning 0 130 Soft drinks 90 131 Beer 54 132 Airtime 45 133 Cement 9 134 Cigarettes 40 135 Cereals 115 136 BASIN 5 137 BLOOM 2 138 COLD DRINKS 2 139 DRINKS 10 140 EMPTY SACKS 7 141 MILLING 10 142 MILK 7 143 OIL 8 144 PLASTIC BAG 29 145 ANGLE IRON 0 146 BULB HOLDER 0 147 FLOUR 0 148 FLOUR 0 996 Other products & services(specify) 70 Sysmiss 45 What were the top three products or services in total value of revenues in the p 2011 991 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Jam 0 2 Wine 1 3 Juices 4 4 Peanut 2 5 Packaged nuts 1 6 Candies 6 7 Butter/Margarine 0 8 Salt 39 9 Honey 0 10 Sugar 85 11 Fish-derived products 3 12 Meat-derived products 11 13 Bread 44 14 Cooking oil 59 15 Snacks 10 16 Other-food(specify) 29 17 Eggs 33 18 Fish 49 19 Shrimp 0 20 Meat-poutry 12 21 Meat-pork 0 22 Nuts 8 23 Legumes 38 24 Fresh fruits 19 25 Fresh vegetables 77 26 Other agriculture products(specify) 18 27 Meals in restaurant 166 28 Snacks in restaurant 4 29 Meals or snacks on roadside 6 30 Meals or snacks on roadside 4 31 Catering for parties/ceremonies 1 32 Other catering(specify) 18 33 Ready-made clothes 55 34 Tailor-made clothes 27 35 Scarves 0 36 Chitenjes 8 37 Fabrics 0 38 Head-wraps 5 39 Place-mats 1 40 Napkins/Handkerchiefs 1 41 Runners 1 42 Bed sheets/pillow 4 43 Floor mats 0 44 Repairs and alterations 7 45 Shoes 12 46 Sandals 1 47 Other programmes(specify) 15 48 Woven baskets 0 49 Woven vases 0 50 Woven bags 0 51 Clay baskets 0 52 Clay/ceremic figurines 0 53 Clay/ceramic vases 0 54 Beaded figurines 0 55 Beaded vases 0 56 Beaded jewelry 3 57 Cloth bags 0 58 Cloth wallet/coin purses 0 59 Wooden trays 0 60 Wooden bowls 0 61 Wooden figurines 0 62 Wooden vases 0 63 Leather bags 1 64 Leather wallets/coin purses 2 65 Jewelry 6 66 Other handcrafts(specify) 7 67 Crushed stone/kwale 0 68 Metal sheets 0 69 Terrazzo 0 70 Other mining and metal works(specify) 17 71 Groceries/Toiletries 63 72 Pharmaceuticals 2 73 Stationary 4 74 Candles 9 75 Batteries 16 76 Appliances 25 77 Other small electronics 0 78 Music(CD/DVDs) 8 79 Artwork 0 80 Ready-made clothes 18 81 Scarves 0 82 Chitenjes 2 83 Head-wraps 1 84 Other cloth products 4 85 Floor mats 0 86 Shoes 10 87 Sandals 2 88 Woven items 0 89 Clay items 6 90 Ceramic items 0 91 Bags or purses 3 92 Wooden items 0 93 Leather items 0 94 Jewelry 5 95 Other retail(specify) 217 96 Tables/chairs 15 97 Beds 16 98 Cup boards 10 99 Book shelve 1 100 Doors/Door-frames 6 101 Windows 2 102 Coffin 0 103 Other furniture 5 104 Fixing/maintainance 0 105 Hair cut/shaving 0 106 Plaiting(Braiding,Twisting,Weaving,Cornrows) 54 107 Hair relaxing 49 108 Permanent waving(wet look,leisure curl) 6 109 Thermo styling (hot combing,pressing) 15 110 Hair color 2 111 Hair styling(Setting,Ironing,Tonging,Brushing) 16 112 Facials/Make up 12 113 Depilatory services 0 114 Manicures/Pedicures 2 115 Massages 0 116 Other personal services(specify) 19 117 Paper 6 118 Recycling 0 119 Charcoal making 0 120 Candles 5 121 Herbal medicines 1 122 Natural Beauty Products 48 123 Taxi/transport service 0 124 Video showind 0 125 Motor vehicle repair 22 126 Motor vehicle 3 127 Paints 1 128 Plumbing 15 129 Cleaning 0 130 Soft drinks 71 131 Beer 33 132 Airtime 24 133 Cement 0 134 Cigarettes 28 135 Cereals 25 136 BASIN 0 137 BLOOM 0 138 COLD DRINKS 0 139 DRINKS 6 140 EMPTY SACKS 4 141 MILLING 0 142 MILK 8 143 OIL 4 144 PLASTIC BAG 11 145 ANGLE IRON 5 146 BULB HOLDER 2 147 FLOUR 5 148 FLOUR 0 996 Other products & services(specify) 139 Sysmiss 991 What were the top three products or services in total value of revenues in the p 1537 1465 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Jam 0 2 Wine 1 3 Juices 12 4 Peanut 2 5 Packaged nuts 0 6 Candies 14 7 Butter/Margarine 4 8 Salt 22 9 Honey 1 10 Sugar 61 11 Fish-derived products 2 12 Meat-derived products 3 13 Bread 24 14 Cooking oil 45 15 Snacks 14 16 Other-food(specify) 35 17 Eggs 31 18 Fish 29 19 Shrimp 0 20 Meat-poutry 4 21 Meat-pork 0 22 Nuts 11 23 Legumes 24 24 Fresh fruits 9 25 Fresh vegetables 42 26 Other agriculture products(specify) 26 27 Meals in restaurant 73 28 Snacks in restaurant 2 29 Meals or snacks on roadside 1 30 Meals or snacks on roadside 4 31 Catering for parties/ceremonies 0 32 Other catering(specify) 2 33 Ready-made clothes 22 34 Tailor-made clothes 15 35 Scarves 0 36 Chitenjes 2 37 Fabrics 1 38 Head-wraps 2 39 Place-mats 0 40 Napkins/Handkerchiefs 1 41 Runners 0 42 Bed sheets/pillow 4 43 Floor mats 0 44 Repairs and alterations 1 45 Shoes 8 46 Sandals 0 47 Other programmes(specify) 12 48 Woven baskets 0 49 Woven vases 0 50 Woven bags 0 51 Clay baskets 0 52 Clay/ceremic figurines 0 53 Clay/ceramic vases 0 54 Beaded figurines 0 55 Beaded vases 0 56 Beaded jewelry 0 57 Cloth bags 0 58 Cloth wallet/coin purses 0 59 Wooden trays 0 60 Wooden bowls 0 61 Wooden figurines 0 62 Wooden vases 0 63 Leather bags 0 64 Leather wallets/coin purses 1 65 Jewelry 3 66 Other handcrafts(specify) 6 67 Crushed stone/kwale 0 68 Metal sheets 0 69 Terrazzo 0 70 Other mining and metal works(specify) 16 71 Groceries/Toiletries 104 72 Pharmaceuticals 5 73 Stationary 6 74 Candles 10 75 Batteries 17 76 Appliances 23 77 Other small electronics 0 78 Music(CD/DVDs) 8 79 Artwork 0 80 Ready-made clothes 12 81 Scarves 2 82 Chitenjes 1 83 Head-wraps 2 84 Other cloth products 4 85 Floor mats 0 86 Shoes 4 87 Sandals 1 88 Woven items 0 89 Clay items 0 90 Ceramic items 1 91 Bags or purses 3 92 Wooden items 0 93 Leather items 0 94 Jewelry 3 95 Other retail(specify) 177 96 Tables/chairs 10 97 Beds 6 98 Cup boards 7 99 Book shelve 0 100 Doors/Door-frames 6 101 Windows 3 102 Coffin 0 103 Other furniture 9 104 Fixing/maintainance 1 105 Hair cut/shaving 1 106 Plaiting(Braiding,Twisting,Weaving,Cornrows) 42 107 Hair relaxing 18 108 Permanent waving(wet look,leisure curl) 6 109 Thermo styling (hot combing,pressing) 21 110 Hair color 10 111 Hair styling(Setting,Ironing,Tonging,Brushing) 21 112 Facials/Make up 11 113 Depilatory services 0 114 Manicures/Pedicures 0 115 Massages 0 116 Other personal services(specify) 18 117 Paper 5 118 Recycling 0 119 Charcoal making 3 120 Candles 5 121 Herbal medicines 1 122 Natural Beauty Products 40 123 Taxi/transport service 0 124 Video showind 0 125 Motor vehicle repair 17 126 Motor vehicle 1 127 Paints 7 128 Plumbing 6 129 Cleaning 0 130 Soft drinks 39 131 Beer 16 132 Airtime 18 133 Cement 0 134 Cigarettes 30 135 Cereals 26 136 BASIN 6 137 BLOOM 0 138 COLD DRINKS 0 139 DRINKS 7 140 EMPTY SACKS 0 141 MILLING 0 142 MILK 5 143 OIL 0 144 PLASTIC BAG 14 145 ANGLE IRON 0 146 BULB HOLDER 0 147 FLOUR 27 148 FLOUR 4 996 Other products & services(specify) 95 Sysmiss 1465 What were the top three products or services in total value of revenues in the p 2975 0 What were the top three products or services in total value of revenues in the p 2036 0 2X2 TIMBER 1 50 MK AIRTEL 1 A CREDIT OF FRIDGE 1 ADAPTA 1 ADAPTION 1 ADAPTOR 1 ADAPTORS 1 ADYO 2 AICHOL(SACHETS) 1 AIR TIME 2 AIRTIME 19 AIRTIMES 1 ALOEVERA 1 ALREADY MADE CLOTHES 1 ALTERATIONS 1 AMERICAN LOOK 1 ANGLE IRON 5 ANITI VIRUS 1 APPLES 1 AUDIO CD 1 AUTO REPAIR 1 AVOCADO 1 1 BABYS CLOTHES 1 BAGLER BAR 1 BAGS 2 BAIL 1 BAILING 1 BAKING FLOUR 1 BALL PENS 1 BANANAS 2 BANS 4 BARS 1 BASIC 1 BASIN 3 BASINS 1 BATERIES 1 BATH MIXER 1 BATHING SOAP 1 BATIRIES 1 BATONS 1 BATTERIES 2 BATTERIES (PHONE) 1 BATTERY 1 BATTERY TEMINALS 1 BATTRIES 1 BATTRY CHARGE 1 BEADEDJEWEL 1 BEAN 1 BEANS 32 BEARING 2 BEARINGS 1 BED 8 BED SHEET 1 BED SHEETS 1 BEDS 7 BEDSHEETS 2 BEER 2 1 BEER (SACHETS) 1 BEER SACHET 1 BEER SPIRITS 1 BEER(CHIBUKU CIKALA)- 1 BEER(SACHETS 1 BEER(SACHETS) 1 BELTS 1 BICYCLE CHAIN 1 BICYCLE REPAIR 1 BICYCLE SHADOWS 1 BICYCLE SPARE PARTS 1 BICYCLE TYRES 2 BICYCLES TYRES 1 BIG TINS (NDOWA) 1 BISCUITS 2 BISCULTS 4 BLACK SHEETS 1 BLACK STOUT 1 BLANKETS 1 BLOOM 1 BLOUSE 1 BLOUSES 1 BLUE BANS 1 BOBY SPRAY 1 BODY LOTION 5 BODY SULT 1 BOLT AND NUT 1 BOLTS 1 BONYA 1 BOOM SOAP 1 BOSTIC 5 BOSTIC (5 ML) 1 BOTTS/NUTS 1 BOUGHTS/NUTS 1 BRAIDENG 1 BRAIDING 4 BRAKE AND CLATCH KIT 1 BRAKE FLUID 1 BRAKE PAD 1 BRANDY 1 BREAD 39 BREAK FLUID 1 BREAK PARD 1 BREAK PODS 1 BREAKFAST 1 BREND 1 BRIDAL PARTY DRESS 1 BROOMS 1 BROUSES 1 BRUSH 1 BULB 1 BULB HOLDER 5 BULDERS 1 BUNS 2 BUNS/BREAD 1 BURNING CDS/DVDS 1 BURNS 1 BUTON HOLDER 1 BWB HOLDERS 1 BYCYCLE TUBE 1 C. STOUT/SPECIAL 1 C/GRREN 1 CABAGGE 1 CABBAGE 6 CABBAGES 1 CABBAGES/SALAD 1 CABLE 1 CABLE FOR PHONE 1 CABLE PIPES 1 CABLES 1 CALCULATOR 2 CALY CLOTHE 1 CANDLE 2 CANDLES 9 CAR SEAT 1 CARAVAS 1 CARDS 1 CARDY SHOES 1 CAROL LIGHT 1 CAROLIGHT 1 CARROTS 1 CARSBEG 1 CASBERG BEER 1 CATONS 1 CD BURNING 1 CD,DVD 1 CD/DVD SALES 1 CELL PHONES 1 CELLPHONE BATTERY 1 CELLPHONE CHARGERS 1 CEMENT 1 CHAINS 1 CHAIRS 2 CHALK 2 CHAMBO 4 CHAMBO FISH 1 CHAMBO SMOKED 1 CHAMPION 1 CHARCOAL 1 CHARGER 5 CHARGING PHONE 1 CHARGING PHONES 3 CHEMICAL APPLICANT 1 CHEMICALS 3 CHIBUKU 2 CHIBUKU BAR 1 CHIBUKU BEER 2 CHICKEN 8 CHICKEN MEAT 1 CHICKEN PARTS 2 CHICKEN PATS 1 CHICKEN PORTIONS 1 CHICKEN POTIONS 1 CHICKENS 1 CHILDREN CLOTH 1 CHILDREN CLOTHES 3 CHILDREN DRESSES 1 CHINESE 2 CHIPS 8 CHIPS WITH BEEF 1 CHIPS WITH CHICKEN 1 CHITENJE 6 CHIZONONO 1 CHOLESTROL 1 CHRIPS 1 CIGARATES 1 CIGARETES 1 CIGARETTE 6 CIGARETTES 12 CIGARRETES 4 CIGARRETTES 1 CIGGARETE 1 CIGRARETTE 1 CLEAR VANISH 1 CLOTHES 5 CLOTHES BABY 1 CLOTHES/CHITENJE 1 COFFE SET 1 COFFEE SET 2 COFFEE TABLE 1 COKING OIL 1 COLD DRINKS 2 COMPUTER REPAIR 1 CONTAINER 1 CONTAINER PLASTIC 1 CONTAINERS 2 COOKING 2 COOKING OIL 52 COOKING POTS 1 COOLIKN OIL 1 COPPER WIRE 1 COSMATICS 2 COSMESTICS 1 COSMETICS 4 COW PEAS 1 CREAMS BODY LOTION 1 CUP MUGS 1 CUP OF TEA 1 CUPBOARD 2 CUPBOARDS 2 CURRY 1 CURRY POWDER 1 CUT FISH 1 CUTEX 2 CUTTING DISK 2 CYDAWS 1 DARK AND LOVELY 1 DESIGNING 1 DINING SET 3 DINNING SET 1 DISH INSTALLATION 1 DISPLAY 7 DISPLAYING CUPBOARD 1 DOLLAR 1 DOOR FLAME 1 DOOR FRAME 4 DOOR FRAMES 1 DOOR FRAMING 1 DOOR PROTETOR 1 DOORS 3 DOUBLE 1 DOUGHNUTS 1 DOVE 1 DREAMLOCKS 1 DRESS 1 DRESSES 4 DRINK 3 DRINKS 5 DRINKS (SOFT) 2 DRINKS SOFT 1 DRY FISH (MATEMBA) 3 DRY FISH CHAMBO 1 DRY FISH MATEMBA 1 DRY FISH(MILAMBA) 1 DRY FISH(MLAMBA 1 DRY FISH(USIPA) 1 DRY MLAMBA 1 DRY SET 1 DRY VEGETABLE 1 DUVET 1 DVD PLAYER 2 EARINGS 4 EASY WAVES 1 EGG PLANTS 1 EGGS 37 ELBOWS 1 ELECTIRIC EXTENSIO 1 ELECTRIC CABLES 1 ELECTRIC TAPES 1 ELECTRIC TYPES 1 ELECTRICAL CABLES 1 ELECTRICAL EXTENSION 1 ELECTRICAL REPAIR 1 ELECTRICAL SOCKETS 2 ELECTRICAL WIRE 2 ELECTRICAL WIRES 1 ELECTRICAL WIVES 1 ELECTRICALS 1 ELECTRONICS 1 ELF CISTERN 1 EMBASSY KINGS 1 EMBASY 1 EMPTY CARTONS 1 EMPTY SACKS 4 ENGINE (USED) 1 ENGINE HOUSING 1 ENGINE OIL 2 ENVELOPES 1 EPIDERM CREAM 1 EPIRDEM CREAM 1 EXTENSION 2 EXTENSIONS 2 F.J. STEAL 1 F7 (FOR MAKING WINDOWS) 1 FACE CREAM 3 FACE LOTION 1 FACE OIL 1 FACE POWDER 4 FACIAL CREAM 2 FACIAL POWDER 2 FACIALS 1 FANTA 1 FAST HANDING PAINT 1 FERTILIZER 1 FILLAR 1 FIRE WOOD 1 FISH 4 1 1 FISH CHAMBO 1 FISH MILAMBA 2 FISH USIPA 2 FISH(MATEMBA 1 FISH(UTAKA 1 FISS MATEMBA 1 FLAME 1 FLASH BAND 1 FLASHING SEENT 1 FLAT BAR 1 FLEX CABLE 1 FLIED CHICKEN MEAT 1 FLIED MEAT 1 FLOUR 5 FODYA CIGER 1 FOOD CARRY 1 FOOD COLOUR YELLOW 1 FOOD CONTAINER 1 FOOR FRAMES 1 FREEZES 1 FRESH MILK 1 FRESH VEG 1 FRESH VEGETABLE 1 FRESH VEGETABLES 3 FRESH VEGETABNLE 1 FRIED CHANA 1 FRUITS 1 FRULTS 1 G/NUTS 1 GARLIC 2 GAS WELDING 1 GATE ROLLER 1 GATES 1 GATES FABRICS 1 GAVERNISED NIPLES 1 GENERA TAILOR 1 GETVALVE 1 GLOBE MAP 1 GLOCERIES-TOILETRIES 1 GOAT 2 GOAT MEAT 1 GOAT SKIN 1 GOLF SHIRT 1 GRAIDING 1 GREEN LEAFS 1 GREEN LEAVES 1 GREEN MAIZE 1 GREEN/ SPECIAL 1 GROCERIES , TOILET 1 GROUND NUTS 2 GROUNDNUTS 4 HAB 1 HAIR CHEMICAL 1 HAIR CHEMICALS 1 HAIR COLOUR 2 HAIR ERLAXING 1 HAIR EXTENSION 1 HAIR PLAITIND 1 HAIR RELAX 1 HAIR RELAXER 1 HAIR RELAXERS 1 HAIR RELAXING 36 HAIR SETTING 1 HAIR STYLE 1 HAIR STYLING 5 HAIR STYLING(TONG) 1 HAIR WEAVING 1 HAIRRELAXING 1 HAND BAGS 1 HAND MADE JEWELS 1 HANDBAG 1 HARDDRIVER 1 HATS 1 HEADSET 2 HIDGES 3 HINGES 1 HOE 1 HOES 2 HOUSE WIRING 2 HYDRONIC 1 INTERNET 1 INTITIAL/SERVES 1 IRISH PATATOES 1 IRISH POTATO 3 IRISH POTATOES 2 IRON 1 JAMBIES 1 JEAN TROUSERS 2 JEANS 2 JEWELRY 2 JEWELY 2 JEWERLY 2 JEWERY 1 JUICE 1 JUMBO PLASTIC 1 JUMBO PLASTIC PEPER 1 KADANSANA 2 KAMBA 2 KAMBA NACKS 1 KAMBA SNACK 1 KAPENTA 1 KEYBOARD 1 KHOBWE 1 KIDS CLOTHES 1 KITCHEN SALT 2 KITS 1 KNITTING NATIONAL 1 KNIVES 1 LACTOGEN 1 LADIES SHOES 1 LADIES SULT 1 LADIES TROUSERS 1 LADY CLOTHES 1 LADY OFFICE WARE 1 LADY SHOES 1 LADY SULT 1 LADY'S CLOTHES 1 LADY'S DRESSES 1 LAMP HOLDER 1 LASTING BAGS 1 LEATHER WALLET 1 LEATHER WALLETS 1 LEGUMES 4 LEGUMES (BEANS) 1 LEGUMES/BEANS 1 LEVELL 1 LIBON 1 LIM 1 LIM LOCK 1 LIME 1 LIMROCK 1 LINES 1 LIP BALM 1 LIQOUR SACHET 1 LIQUAR 1 LIQUR SACHETS 1 LOCKS 1 LOD 1 LOTION 2 LUNING CLOTH 1 MAHEU 1 MAHEWU 1 MAIN SWITCH 2 MAINTANANCE 1 MAIZE 4 MAIZE FLOUR 22 MAIZE MILLING 1 MAIZEF FL0UR 1 MAJUMBO 1 MAKAKANA 2 MALUWA SOAP 1 MANGO 2 MANGO (MABOLOMA) 1 MANGOES 1 MANICURES 1 MARSHAL ARTS 1 MATCHES 8 MATEMBA 3 MATEMBA (FISH) 1 MATEMBO 1 MATERIALS 1 MBANDA 1 MEALS IN RESTRANT 1 MEAT (CHICKEN) 1 MEAT (PORTION 1 MEAT (POTIONS) 1 MEAT PORTIONS 1 MEAT POULTRY 1 MEN CLOTHES 1 MEN SKIRT 1 MEN SUIT 1 MEN TOP 1 MEN TROUSER 1 MEN TROUSES 1 MENDING HAIR 1 MENS SHIRTS 1 MENS SHOTS 1 MENS TROUSERS 1 MESH 21 METER BOARD 1 MILK 9 MILLET 3 MINERAL 1 MINERALS 5 MINERALS DRINKS 1 MITCHENI 1 MOLTER 1 MOP 1 MOTOR OIL (HP40) 1 MOTOR VEHICLE OIL 1 MOTOR VEHICLE SPARES 1 MOTOR WINDING 1 MOUTI ROCK 1 MSIMA WITH CHICKEN 1 MSIMA WITH MEAT 1 MUD FISH 1 MUSIC DVDS 1 NAIL POLISH 2 NAILS 12 NATIONAL WEAR 2 NECKLACES 1 NKWALE 1 NSIMA 6 2 NSIMA /BEANS 1 NSIMA AND BEEF 2 NSIMA AND CHICKEN 1 NSIMA AND MEAT 2 NSIMA BEEF 1 NSIMA WITH BEANS 2 NSIMA WITH BEEF 11 NSIMA WITH CHAMBO 1 NSIMA WITH CHICKEN 8 NSIMA WITH CHILDREN 1 NSIMA WITH FISH 2 NSIMA, CHICKEN 1 NSINA WITH BEEF 1 NSINJIRO 3 NUMBER ONE SUGAR 1 NUTS 2 OFFALS 1 OIL 5 ONEONE 1 ONION 2 ONIONS 16 OUTSIDE BLOOMS 1 OVERLOAD 1 PACKED NUTS 1 PAD 1 PAD LOCK 2 PAIL 1 PAINTS 1 PAIR OF TROUSES 1 PANEL BEATING 2 PANGA KNIFE 1 PAPER 2 PARAFFIN 1 PARAFIN 1 PATAPATA (FLIP FLOP) 1 PAYPHONE 1 PEAS 1 PEDICURE 1 PENCILS 1 PENS 2 PEPERS (PLASTIC) 1 PERFUME 2 PERFUMES 1 PHAMACETOCALS 1 PHAMCETICALS 1 PHARMACENTICAL 1 PHARMACEUTRICES 1 PHONE 1 PHONE ACCESS0RIES 1 PHONE BAG 1 PHONE BAR 1 PHONE BATRIES 1 PHONE BATTERIES 4 PHONE BATTERY 1 PHONE BATTERY CHARGE 1 PHONE BATTRIES 1 PHONE BUREAU 1 PHONE CHAGING 1 PHONE CHARGER 1 PHONE CHARGES 1 PHONE CHARGING 7 PHONE COVER 1 PHONE FACE 1 PHONE FACES 2 PHONE POCHER 1 PHONE POUCHES 1 PHONE REPAIR 1 PHONE REPAIRING 1 PHONEBUREAU 1 PHONES 1 PHOTOCOPYING 1 PILLAR TAP 1 PIPE 1 PIPES 1 PLAG 1 PLAINTING 2 PLAITING 10 PLAMBING(SITERN) 1 PLANTING 1 PLAST PAPER 1 PLASTIC 1 1 PLASTIC BACKETS 1 PLASTIC BAGS 5 PLASTIC CHARGE 1 PLASTIC JUMBOS 2 PLASTIC PAPER 5 PLASTIC PAPERS 3 PLASTIC SANDALS 1 PLASTIC SHOES 1 PLASTICS 1 PLATE OF NSIMA 1 PLATE OF RICE 2 PLATE RICE 1 PLATES 3 1 PLUG 1 PLUMBING 3 PLUMBING ITEMS 1 PLUMBING MATERIALS 1 PLUMBING PIPES 1 POPCORN 1 POT 2 POTATOES 4 POTS 2 POUNDING 1 POUTRY (CHICKEN) 1 POWDER 4 POWDERS 1 POWERS NO. 1 1 POWERS SACHETS 1 PRANTING 1 PUMPING 1 PUTEX 1 PVC PIPES 110 MM 1 QTEX 1 QUITEX 2 RACK END 1 RADIATOR COOLANT 1 RADIO REPAIR 1 RADIOS 6 RADOI REPAIR 1 RAPE 2 RAX(MATS MADE OF EMPTY 1 READY MADE 2 READY MADE CLOTH 1 READY MADE CLOTHES 2 READY- MADE CLOTH 1 REAPAIRING TV 1 RECEPTION 1 RED OXIDE 1 REDS 1 RELAXING 2 REMOTE 1 REPAIR AND AFTERWIN 1 REPAIR AND ATTENTIONS 1 REPAIR ELECTRONIC 1 REPAIRING BATTRIES 1 REPAIRING CLOTHES 1 REPAIRING HOT PLATES 1 REPAIRING MOTOR CYCLE 1 REPAIRING TV 1 REPAIRS ALTERATION 1 REPAIRS AND ALTENATIVES 1 REPAIRS AND ALTERATIONS 1 RESEWING OLD CLOTH 1 RETACH 1 RETOUCH 5 RETOUCHING 1 RETOURCH 4 RETOURCHING 1 REVLON 3 RIBONS 1 RICE 72 1 RICE + BEEF 1 RICE + CHICKEN 2 RICE +BEEF 1 1 RICE AND BEEF 5 RICE AND CHICKEN 4 RICE AND MEAT 2 RICE BEAF 2 RICE BEAT 1 RICE BEEF 2 RICE WITH BCHICKEN 1 RICE WITH BEANS 2 RICE WITH BEEF 9 RICE WITH BEEF/BEANS 1 RICE WITH CHICKEN 6 RICE WITH GOAT MEAT 1 RICE WITH MEAT 2 RICE-BEAF 1 RICE/BEANS 1 RICE/BEEF 1 RIDER 1 RIDER CANE SPIRIT 1 ROD 1 ROLLERS 1 ROUNDSTEAW 1 ROYCO 1 SACHET BOOX 1 SACHETS 1 SALAD 2 SALADS 1 SALE OF EGGS 1 SALOON/ KNITTING 1 SALT 37 SAUSAGE 5 SCHOOL UNIFORM 3 SCHOOL UNIFORMS 2 SCREEN 1 SCREW DRIVER 2 SELLING ACID 1 SELLING LINYA 1 SELLING SOFR DRINKS 1 SELLING UNITS 1 SERVICE/MAINTAINANCE 1 SEWING WOOL 1 SHAMPOO 1 SHAWEL 1 SHE AND HE HAIRFOOD 1 SHELF 1 SHELLING 1 SHIPPERS 1 SHIRT 2 SHIRTS 9 SHOCK ABSOBES 1 SHOE REPAIR 1 SHOES 11 SHOES (CANAVAS) 1 SHORT 1 SIEVE 1 SILK 1 SILVE FISH 1 SIMCARDS 1 SKIN JEANS 1 SKIRT 2 SKIRTS 3 SLIDING BRACKET 1 SLIPPERS 1 1 SMALL ELECTRONICS 2 SMALL FISH 1 SNACK 1 SNACKS 5 SNACKS IN RESTRANT 1 SOAP 54 SOAP (BOOM) 1 SOAP (U FRESH) 1 SOAP NSIMA 1 SOAP PROTEX 1 SOAP(AZAM) 1 SOAP(NIMA) 1 SOAP(TABLET) 1 SOAPS 1 SOBO 2 SOBO(SQUASH) 1 SOCKET 1 SOCKET BREAKER 1 SOCKET SPANNER 1 SOCKETS 6 SOCKETS(SINGLE) 1 SOCKS 3 SOFA 2 SOFA SET 1 SOFA SETS 1 SOFIA 1 SOFLIES 1 SOFR DRINKS 1 1 SOFT AND FREE 1 SOFT DINK 1 SOFT DRINK 9 SOFT DRINK1 1 SOFT DRINKS 41 SOFT N FREE 1 SOFT WARE 1 SOFT WARE INSTALLING 1 SOFTIES 1 SOFY DRINKS 1 SOIL (WOMEN PREGNANT) 1 SOLE REPLACING 1 SOYA 1 SOYA PEACES 1 SOYA PIECES 1 SPANNERS 1 SPECIAL 3 SPECIAL BEER 1 SPICE 1 SPICES 2 SPIDLE 1 SPILITS 1 SPINDLE 1 SPIRIT 1 SPIRITS 3 SPOKS 1 SPORKS 1 SPORTS SHOE 1 SPOX 1 SPRIT BEER 1 SPRITS 1 SPRITS SACHETS 1 SQUASH 2 START MOTOR 1 STATER MOTOR 1 STATIONERY 1 STEAMING 21 STEAMING CHEMICAL 1 STEEMING 1 STEWBAL 1 STOP 1 STORK CORC 1 STRAIGHTENING 1 STYLING 1 SUGA 1 SUGAR 81 SUGAR (SACHETS) 1 SUGAR GRADE 1 SUN DRY FISH 1 SUPER GLKUE 1 SUPER GLUE 3 SUPER GREW 1 SUSPENSION ARM 1 SWEARTER 1 SWEET 1 SWEETS 4 SWITCH 2 SWITCH HOLDER 1 T-SHIRT 1 T-SHIRTS 2 T. SHIRTS 1 T.6 STEAL 1 T.V SCREEN 1 T/SHIRT 1 TABLE / CHAIRS 1 TABLE CLOTHE 1 TABLE MART 1 TABLE SALT 1 TABLE SET 1 TABLES 1 TAILOR MADE CLOTH 1 TAILOR MADE CLOTHES 2 TAILOR-MADE CLOTHES 1 TALL PLACK 1 TANAPOS 1 TAPES 1 TAPS 1 TEA 8 THERMO STYLING 1 THISTING 1 THREAD 1 TIE CODE AND 1 TILES 1 TISSUES 1 TOCH 1 TOILETRIES 2 TOITRIES 1 TOLOACO (CIGARET) 1 TOMATO 10 TOMATOE 2 TOMATOES 13 TOP PLUG 1 TORCH 1 TORCHES 1 TOYS 1 TRIPLEX 1 TROLY 1 TROUSER 1 TROUSERES 1 TROUSERS 6 TROWELS 1 TUBE REAPAIR 1 TUBE/PUNCTURE MENDING 1 TUNS 1 TV,DVD PLAYER REPAIR 1 TWAIN 1 TWIST 1 TWISTING 2 TYRE 1 TYRE SELLER 1 TYRES 2 TYRES FITTING 1 U FRESH 1 U-FRESH 1 ULUSI (WOOL) 1 UNDERWEAR 1 UNITS 1 USB CORD 1 USED NEWSPAPER 1 USIPA 2 USIPA (DRIED) FISH 1 USIPA FISH 1 UTAKA 1 1 VANISH 3 VCD 4 VEGATABLES 1 VEGETABLE 1 VEGETABLE SEEDS 1 VEGETABLES 8 VIDEO SHOOTING &ELECTRICI 1 WAEVING 1 WALL GLASS 1 WALL SOCKETS 1 WARTING 1 WASH AND SET 2 WASH AND SETTING 1 WATCHES 1 WATER 1 WATER TAPS 1 WATERCANE 1 WAVING 4 WAX CLOTH 1 WEAVE 7 WEAVING 13 WEAVING SELLING 1 WEEVING 1 WEILDING RODS 1 WELDING 1 WELDING LODS 1 WELDING ROD 1 WHEAT FLOUR 1 WHEEL FLOUR 1 WINDOW (METAL) 1 WINDOW FROM 1 WINDOW GRASS 1 WINDOWS 1 WINTER TOPS 1 WIRE 1 WIRE NAILS 1 WOMEN 1 WOMEN SHOES 1 WOMENS WEAR 1 WOOD SET (PHONES) 1 WOODEN SPOONS 1 WOODLOPE 1 WOOLEN (ULUSI) 1 WRIST WATCH 1 WTAPERS(SITENJE ) 1 YOGIE 1 ZITENJE 2 biscuits 1 What were the top three products or services in total value of revenues in the p 1559 0 (COOKING OIL) 1 35 MK TNM 1 6X2 TIMBER 1 ACID 1 AIR TIME 1 AIRTIME 17 ART COARSE(WINDOWS) 1 ARTS 1 ASCOLO 1 AV 1 AVOCADO OEA 1 BABY BLACKETS 1 BABY DRESS 1 BABYS SHOES 1 BACKETS 1 BAGABER 1 BAGLAR BARS 1 BAGS 1 BAGS AND PUSES 1 BAILINGS 1 BANANAS 1 BANGLES 1 BANS 3 BANS BREAD 1 BAOBAB GRAIN 1 BARGLAR BARS 1 BASIN 3 BASIN PLASTICS 1 BASINS 2 BASKETS 2 BATERIES 1 BATHING TINS 1 BATREY CHARGE 1 BATTEGES 1 BATTERIES 10 BATTERLIES 1 BATTERY CHARGING 1 BATTON 1 BATTRIES 2 BEADS 1 BEAF AND NSIMA 1 BEAN 1 BEANS 18 BEARING 2 BED 4 BED SHEET 2 BEDS 3 BEDS COVER 1 BEDSHIRT 1 BEEF WITH 1 BEER 2 BEER(SPECIAL) 1 BELLING 1 BELT 1 BELTS 1 BERINGS 1 BICYCLE FORKS 1 BICYCLE TYRE 1 BICYCLES 1 BIRTH MART 1 BIS 1 BISCUITS 4 BISCULT 3 BISCULTS 4 BISKET 1 BISKETS 1 BLA 1 BLACKETS 1 BLANE BEND 1 BLANK CDS ,DVD 1 BLANKETS 1 BLOUSE 1 BLOUSE/SHIRTS 1 BLOUSES 1 BLUSH 1 BODY LOTION 12 BODY LOTIONS 1 BODY OIL 1 BODY SPRAY 1 BOLT 2 BOLT AND NATS 2 BOLT AND NUT 1 BOLT JOINT 1 BOLTS AND NUTS 1 BOOM SOAP 1 BOSITIC 1 BOSS 1 BOSTIC 3 BOXES 1 BRAAI FABRICS 1 BRAIDING 5 BRAKE PADS 1 BRANDING ONE-ONE 1 BREAD 19 BREAD/BUNS 1 BREAK FLUID 1 BREAK FUEL 1 BROUSE 1 BROUSES 1 BRUSH 1 BRUSH PAINT 1 BUBLEGUM 1 BUCKETS 3 BULB HOLDER 4 BULBHOLDER 1 BULBHOLDERS 1 BULBS 2 BUNS 1 BUSCUILTS 1 BUSH 2 BUSICULTS 1 BUTTER / MILK 1 BUTTER BEANS 1 BVRAIDING 1 BYCYCLE 1 C/SPACIAL 1 CABBAGE 6 CAKES 1 CALCULATOR 1 CAMERAS 1 CANDLE 3 CANDLES 13 CANDY 1 CAPBOARD 1 CAPENTRY MATERIALS 1 CAR BOSTIC 1 CAR PARTS 1 CAR PLAG 1 CARBON BRUSH 1 CARD 1 CARDS 1 CARNERS 1 CAROLIGHT 2 CARROT 2 CARTON 1 CARTONS 2 CASH SALE BOOK 1 CATFISF SMOKED 1 CATFISH 1 CCUPBORDS 1 CD 4 CELL PHONE 1 CELLPHONE 1 CELLPHONE BATTERIES 1 CEMENT 4 CHAIN REPAIR 1 CHARCOAL 3 CHARGER 1 CHARGER CELL PHONE 1 CHARGERS 1 CHARGING BASE 1 CHARGING BATTERIES 1 CHARGING PHONES 1 CHEAPS 1 CHEMICAL LABOUR 1 CHEMICAL RETOURCH 1 CHEMICAL STOVE 1 CHEMICALS 2 CHIBUKU 1 CHIBUKU(PACKETS) 1 CHICKEN 3 CHICKEN PARTS 2 CHILDREN CLOTHES 1 CHILDREN SHOES 1 CHINESE 1 CHINSWA 1 CHIPS 3 CHIPS WITH CHICKEN 1 CHITENJE 2 CIGARATES 1 CIGARETE 1 CIGARETES 1 CIGARETTE 3 CIGARETTES 14 CIGARRETE 2 CIGARRETEES 1 CIGARRETES 4 CIGARRETT 1 CIGERATTES 1 CIGGRETTES 1 CLEAR VANISH 1 CLERE 1 CLERE BODY NATION 1 CLOTHES 1 CLUTHER PLATE 1 COFFE SET 1 COIL 1 COILS 1 COMBBRUSH 1 COMPUTER 1 COOKING 1 2 COOKING OIL 39 COPING MUSIC 1 COSMATICS 1 COSMESTICS 1 COSMETICS 4 CRAFT HATS 1 CREAM 1 CREAMS 1 CRYYONS 1 CUP OF TEA 2 CUPBOADS 1 CUPBOARD 1 CUPBOARDS 1 CUPS 2 CURLY 1 CURRY 1 CUT IN DISC 1 CUTEX 3 CUTTAINS 1 CUTTING 1 CYDERS 1 DARK AND LOVERY 1 DAYCARE 1 DINING SET 1 DINNING SET 3 DISH INSTALATIONS 1 DISPLAY 4 DISPLAY CABINATE 1 DISPLAY CABINET 1 DISPLAY CABINETS 1 DISPREY CARBINATE 1 DOOR FRAMES 2 DOORS 2 DOORS /DOORFRAMES 1 DOOVET 1 1 DRESS 1 DRESSES 1 DRESSES FOR CHICKEN 1 DRESSING TABLE 1 DRINK 1 DRINKING BOTTLE 1 DRINKING BOTTLES 1 DRINKS 7 DRNING SET 1 DRY FISH (UTAKA) 2 DRY FISH NSOLE 1 DRY FISH UTAKA 1 DRY FISH(UTAKA) 1 DRY MATEMBA 1 DRY USIPA 1 DRYFISH(MAKAKANI) 1 DUSPLAY 1 DUST COAT 1 DUST COLT 1 DVD PLAYERS 1 DVDS 1 EAR PHONES 2 EAR RINGS 1 EARINGS 2 EARLINGS 1 EARNINGS 1 EARPHONE 1 EASY WEAVE 1 EGG PLANTS 1 EGGS 30 ELASTICS 1 ELECTIRIC WIRES 1 ELECTRIC CABLES 1 ELECTRIC PLAGS 1 ELECTRIC SOCKETS 1 ELECTRIC WIRE 1 ELECTRICAL FITTINGS 1 ELECTRICAL SOCKET 1 ELECTRICAL SOCKETS 2 ELECTRICAL WIRE 2 EMBASSY METHOL 1 EMEL CLOTH 1 EMPTY BOTTLES 1 ENGINE OIL 1 ENVELOP 1 ENVELOPE 1 ESSS 1 EXERCISE BOOKS 2 EXTENSION 3 1 EYE LINE 1 FAAB STEAL 1 FABRIC 1 FACE COVERS 1 FACE CREAM 1 FACE POWDER 4 FAWAL CREAM 1 FILTER 2 FINASS 1 FIRE WOOD 1 FIREWOOD 1 FISH 1 FISH MATEMBA ADOMASI 1 FISH MATEMBA DOMASI 1 FISH UTAKA 1 FISH(DOMASI) 1 FITTINGS(SADDLES 1 FLAT SHOES 1 FLOUR 6 FLOUR (MAIZE) 1 FLOVOURS 1 FLYED EGGS 1 FODYA TOBACCO 1 FRIDGE GUD 1 FRIDGE REUTING 1 FRINTING 1 FROLESCENT TUBES 1 G AND G (BODY CREAM) 1 G/NUTS 1 GATE 3 GATE LATCH 1 GAVANISED FITTINGS 1 GEL 1 GLASS 2 GLASS WINDOWS 1 GLASSES 1 GLOVES 1 GLYCELINE 1 GLYCERINE 1 GREEN (BEER) 1 GREEN PAPER 1 GREEN PAPPER 1 GREEN SPECIAL, STOUT 1 GREEZE 1 GROCERIES 1 GROUND NUTS 5 GROUNDNUTS 5 HACSSLE 1 HAIR BRADING 2 HAIR CARE/STEAMING 1 HAIR COLOR 3 HAIR FOOD 1 HAIR OIL 1 HAIR PLAITING 1 HAIR PRODUCTS 2 HAIR RELAXER 2 HAIR RELAXING 10 HAIR STYILING 1 HAIR STYING 2 HAIR STYLING 12 HAIRSTYLING 1 HARDCOVER 2 HARDWARE 1 HDP PIPES 1 HEADSET 2 HEN CANE 1 HINGES 1 HOES 1 HOT COMBING 1 HOUSE WINING 1 HUMMERS 1 IBM 1 INCHES (LOCKS ) 1 INTERNET CAFE 1 INVETOR 1 IRISH PATATOES 1 IRISH POTATO 1 IRISH POTATOES 1 IRISH POTAYO 1 IRON 1 JEWELY 2 JEWERELLY 1 JIGGIS 1 JINGER 1 JOLLY JUS 1 JUICE 5 JUICES 1 KAMBA 3 KAMBA SNACK 1 KAZINGA 1 KITCHEN WIPER 1 KITS 1 KNICKERS 1 KNIVES 1 KUCHEKUCHE 2 KWAPAKWAPA(MENS DRUGS FOR 1 LADY'S BODY SUITS 1 LASTIC 1 LEASURE CURL 1 LEGUMES 1 LEMONS 1 LETHER 1 LETHER SHOES 1 LICHELO 1 LIGHT BABY CLOTHES 1 LIM LOCK 1 LIP BALM 1 LIP BAM 1 LIP BULM 1 LIP BUM 1 LIPSTIC 1 LOADING MUSIC IN PHONES 1 LOCK 3 LOCKS 2 LOTION 4 LOTION(CAROLIGHT) 1 LUANDRY SOAP 1 MADE READ CLOTH 1 MAIN SWITCH 4 MAINTANANCE 1 MAINTANANCE SERVICES 1 MAIZE 1 MAIZE FLOUR 18 MAIZE FLOWER 1 MAIZE FLOWERS 1 MAKAKANA 1 MAKAKANA FISH 2 MAKE UP 2 MANDASI COOKED SNACKS 1 MANGOES 2 MARGARINE 1 MATCHES 7 MATEMBA 1 MATT 1 MBAULA 1 MEAT 2 MEDICINE 3 MEMORY STICKS 1 MEN SHIRT 1 MEN SUITS 2 MEN SULT 1 MENS SHOE 1 MENS WEAR 1 MESH 8 MESH (HOT WATER) 1 MESH (SELLING) 1 MESH SALE 1 MESHI 1 METAL TAP JOINT 1 MICHENI 1 MILK 5 MILKPOWDER 1 MILLET 3 MINERAL 1 MINERALS 4 MINERALS/COCACOLA 1 MINERIAL 1 MOUSE 1 MOVABLE SOCKET 1 MPIRU 1 MUSIC PRODUCTION 1 NAIL ART 1 NAIL POLISHING 1 NAILS 14 NANDOLO 1 NAPKINS/HAND 1 NATIONA WEAR 1 NATIONAL WAER 1 NATIONAL WEAR 1 NATURAL BEAUTY 1 NATURAL BEAUTY PRODUCT 1 NECK LACE 1 NIMA 1 NIMA SOAP 1 NIRMA 1 NSIMA 1 NSIMA + BEEF 1 NSIMA + FISH 1 NSIMA AND BEAF 1 NSIMA AND BEANS 1 NSIMA AND BEEF 2 NSIMA AND CHICKEN 1 NSIMA AND FISH 1 NSIMA BEAF 1 NSIMA MEAT 1 NSIMA OFFALS 1 1 NSIMA WITH BEANS 6 NSIMA WITH BEEF 5 NSIMA WITH CHICKEN 1 NSIMA WITH FISH 3 NSIMA WITH MATEMBA 1 NSIMA WITH MEAT 3 NSIMA WITH NYEMBA 1 NSIMA WITH VEGETABLES 2 NSIMA-CHICKEN 1 NSIMA/FISH 1 NSINA AND VEGETABLES 1 NSINJIRO 1 OAT 1 OFFICE SUITS 1 OIL 2 OIL COOKING 1 OKRA 1 ONION 3 ONIONS 20 ONOIN 1 OPEN DRY FISH 1 OPEN HOLDER 1 ORANGE SQUASH 1 ORANGES 1 OTHER CLOTH PRODUCT 1 OTOR 1 PAD LOCK 1 PADLOCK 1 PAINT 3 PAINTING 1 PAINTING (SPRAY) 1 PAINTS 3 PAMKINS LEAVES 1 PANADO 1 PANEL BEATING 1 PAPER 1 1 PEAS 1 PEGION PEAS 1 PENCI LINE 1 PENCIL LINE 1 PENCIL LINES 3 PENCIL LINES2 1 PEPPER 1 PERFOME 1 PERFUME 3 PERMANENT 1 PERMANENT WAVING 3 PETICOTS 1 PHAMA DRUGS 1 PHARMACENTICALS 1 PHILADITOD 1 PHONE ACCESSORY 1 PHONE AIRTIME 1 PHONE BATTERIES 1 PHONE CHARGERS 2 PHONE CHARGING 1 PHONE FACE 1 PHONE REPAIR 1 PHONE SOFT WARE 1 PHONE SPARE PARTS 1 PHONES 1 PHONES FACES 1 PIGION PEAS 1 PILLAR TAPS 1 PIPE (20MM) 1 PIPES 3 PISTONES 1 PLACTIC BAG 1 PLAIN PEPERS 1 PLAITING 4 PLANTING 1 PLANTING WEAVE 1 PLASTIC 1 PLASTIC (JUMBO) 1 PLASTIC BAG 1 PLASTIC BAGS 9 PLASTIC JUMBOS 1 PLASTIC PAPER 3 PLASTIC PAPER SHEETS 1 PLASTIC PAPERS 1 PLASTIC PIPES 1 PLASTIC SHOES 1 PLASTICS 2 PLATE OF CHOPS 1 PLATES 1 PLATIC PAPER 1 PLUG 1 PLUMBING ITEMS 1 PONY TAIL 1 POP CORN 1 POPCORN 1 POTS 1 POUCH (PHONES) 1 POWDER 4 PUMPS 1 PURSES 1 QUITEX 1 RADIO 1 RAM 2 RED OXIDE 1 RELAXING 3 RELAY 1 REMOTE CONTROLS 1 REPAIRING KETROL 1 REPAIRING LAWN MOWER 1 REPAIRING RADIO 1 REPAIRS AND AICLOTHES 1 REPAIRS AND ALTERATION 1 RETOUCH 2 RETOUCHING 1 RETOURCH 2 RETOURCHING 1 REVLON 1 RICE 29 RICE + BEANS 1 RICE AND BEANS 1 RICE PORAGE 1 RICE WITH BEANS 5 RICE WITH BEEF 2 RICE WITH CHICKEN 6 RICE WITH GOAT MEAT 1 RICE WITHBEEF 1 RIDER 1 RIM 1 RING FORCE 1 ROCK 1 ROLLERS/PLACING 1 ROOFING 1 ROOFING PLASTIC 1 ROSES 1 RT 6(FOR WINDOW MAKING) 1 RUM KACHASU 1 SACK BAGS 1 SACKET LIQUER 1 SADLES 1 SAILT 1 SALE OF COSMETICS 1 SALT 23 SANDALS 1 SAUSAGE 4 SCAEVES 1 SCANNING 1 SECURITY DOOR 1 SELING MESH 1 SELLING BELT 1 SELLING MESH 2 SFTEAMING 1 SHAVING 1 SHIRT 1 SHIRT MEN 1 SHIRTS 2 SHOE TAX 1 SHOES 3 SHORTS 1 SHOW MUSIC 1 SIMCARDS 1 SINGLE SOCKET 1 SINK VALVE 1 SKIN TO SKIN 1 SKIRTS 6 SLIP-ON 1 SLIPPERS 2 SMALL FISH 1 SMALL FISH (MATEMBA 1 SMALL TRAVELLING BAGS 1 SNACKS 5 SNACKS (JUGGIES) 1 SNACKS(PEANUTS) 1 SOAP 75 1 SOAP (ALOE VERA 1 SOAP (NIMA) 2 SOAP UFRESH 1 SOBO 2 SOCKET 1 SOCKET BREAKER 2 SOCKETS 4 SODA 3 SODERNING WIRE 1 SODIET BREAKER 1 SOFA 2 SOFA SET 1 SOFT AND FREE 2 SOFT DRINK 3 SOFT DRINKS 24 SOFTDRINKS 1 SOLDER WIRE 1 SOLE REPLACING 1 SORGHUM 3 SORGUM 1 SOUSAGE 1 SOYA 1 SOYA BEANS 3 SOYA PIECES 2 SPEAKERS 1 SPECIAL 1 SPICE 1 SPINDLE 2 SPINDLES 1 SPIRITS 1 SPOKES 1 SPORT PARTY PAINT 1 SPRING 1 SPRITS 1 SQUASH 2 STEALS 1 STEAMING 16 STEAMING, WASHED SET 1 STEEL WINDOWS 1 STICKERS 1 STOP COCK 1 STOP CORK 1 STORK MAGIRINE 1 STOUT 2 STRING 1 STRING LUCKY 1 SUGA3 1 SUGAR 58 SUGAR (BROWN) 1 SUNPAPER 1 SUPER GLUE 2 SWEET 1 SWEETS 9 SWITCH 1 T- SHIRTS 1 T.SHIRTS 1 T/SHIRTS 2 TABLES 1 TABLES/CHAIR 1 TEA 12 TEA AND BREAD 1 TEA LEAVES 1 TEA WITH MILK 1 THERMAR STYLING 1 THERME STYLING 1 THERMO STYLING 3 THERMOR STYLING 1 THOBWA 4 THREAD 1 TILE ADHESIVE 1 TILES CEMENT 1 TIMER 1 TISSUE 1 TOBACCO 1 TOBBACO 1 TOILET SOAP 1 TOMATO 2 TOMATOE 2 TOMATOES 1 TONGING 1 TOP PLUGS 1 TOP-PLUG 1 TOPS 1 TOTCH 1 TOYS 1 TRAVELLING BAGS 1 TRAWRERS 1 TROUSER 1 TROUSERS 2 TUBES 1 TV AERIAL 1 TWISTING 1 TYPING/PRINTING 1 TYRE TUBES 1 U-FRESH (SOAP) 1 UFRESH 1 UNIFOEMS 1 USIPA 4 USIPA WADZUWA 1 UTAKA 2 VANISH 2 VANISH(100ML) 1 VEGETABLES 6 VESTLINE 1 VIDIO RECORDING 1 WALL DROP 1 WALLETS 1 1 WASH AND SET 4 WASHING AND SET 1 WASHING POWDER 1 WASHING SOAP 1 WATER 6 WEAR 1 WEAVE 1 WEAVES 2 WEAVING 13 WELDING 1 WELDING RODES 1 WELDING RODS 1 WHEAT FLOUR 1 WHOLE BICYCLE SERVICE 1 WINDOW HANDLE 1 WINDOWS 1 WINE/SACHETS 1 WIRE 2 WIRING 1 WOMEN JEZ 1 WOOD GLUE 1 WOODGLUE 1 WOOL 1 WRITING PAPER 1 Y12 STEAL 1 YOUGHUUTS 1 ZERO 1 ZINGWE/ROPE 1 ZIPPER 1 ZIPS 1 ZITENJE 1 How much time does it typically take to produce/provide one unit of [product/ser 2993 9 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Piece 1609 2 Procedure 230 3 Plate (of food) 246 4 Set 175 5 Grams 14 6 Kilograms 370 7 Meters 27 8 Inches 0 9 Milimeters 8 10 Liters 136 11 Other(specify) 178 Sysmiss 9 How much time does it typically take to produce/provide one unit of [product/ser 2046 956 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Piece 1252 2 Procedure 188 3 Plate (of food) 126 4 Set 95 5 Grams 12 6 Kilograms 203 7 Meters 15 8 Inches 0 9 Milimeters 15 10 Liters 55 11 Other(specify) 85 Sysmiss 956 How much time does it typically take to produce/provide one unit of [product/ser 1562 1440 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Piece 1022 2 Procedure 130 3 Plate (of food) 69 4 Set 57 5 Grams 10 6 Kilograms 146 7 Meters 15 8 Inches 0 9 Milimeters 11 10 Liters 49 11 Other(specify) 53 Sysmiss 1440 How much time does it typically take to produce/provide one unit of [product/ser 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Less than one day 2557 2 Between one day and one week 341 3 Between one and two weeks 30 4 Between two weeks and a month 41 5 Within one and three months 5 6 Between three months and six months 10 7 Between six months and one year 0 Sysmiss 18 How much time does it typically take to produce/provide one unit of [product/ser 2038 964 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Less than one day 1702 2 Between one day and one week 269 3 Between one and two weeks 27 4 Between two weeks and a month 34 5 Within one and three months 1 6 Between three months and six months 5 7 Between six months and one year 0 Sysmiss 964 How much time does it typically take to produce/provide one unit of [product/ser 1553 1449 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Less than one day 1303 2 Between one day and one week 193 3 Between one and two weeks 24 4 Between two weeks and a month 25 5 Within one and three months 3 6 Between three months and six months 4 7 Between six months and one year 1 Sysmiss 1449 How many of [product/service] do you typically produce/provide in .............. 392 2610 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Day 322 2 Week 55 3 Fortnight 8 4 Month 4 5 Quarter 2 6 Half year 1 7 Year 0 Sysmiss 2610 How many of [product/service] do you typically produce/provide in .............. 238 2764 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Day 181 2 Week 42 3 Fortnight 9 4 Month 6 5 Quarter 0 6 Half year 0 7 Year 0 Sysmiss 2764 How many of [product/service] do you typically produce/provide in .............. 145 2857 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Day 100 2 Week 36 3 Fortnight 5 4 Month 4 5 Quarter 0 6 Half year 0 7 Year 0 Sysmiss 2857 How many of [product/service] do you typically produce/provide in .............. 168 2834 -9 Missing -8 Don't know -7 Notappl How many of [product/service] do you typically produce/provide in .............. 122 2880 -9 Missing -8 Don't know -7 Notappl How many of [product/service] do you typically produce/provide in .............. 79 2923 -9 Missing -8 Don't know -7 Notappl How many of (product/service) do you sell/provide per............. 1666 1336 -9 Missing -8 Don't know -7 Notappl How many of (product/service) do you sell/provide per............. 1141 1861 -9 Missing -8 Don't know -7 Notappl How many of (product/service) do you sell/provide per............. 868 2134 -9 Missing -8 Don't know -7 Notappl How many of (product/service) do you sell/provide per............. 1797 1205 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Day 1547 2 Week 188 3 Fortnight 19 4 Month 26 5 Quarter 9 6 Half year 4 7 Year 4 Sysmiss 1205 How many of (product/service) do you sell/provide per............. 1179 1823 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Day 988 2 Week 143 3 Fortnight 19 4 Month 22 5 Quarter 3 6 Half year 2 7 Year 2 Sysmiss 1823 How many of (product/service) do you sell/provide per............. 893 2109 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Day 756 2 Week 95 3 Fortnight 15 4 Month 21 5 Quarter 2 6 Half year 3 7 Year 1 Sysmiss 2109 What is the typical price at which you sell (product) 1660 1342 -9 Missing -8 Don't know -7 Notappl What is the typical price at which you sell (product) 1146 1856 -9 Missing -8 Don't know -7 Notappl What is the typical price at which you sell (product) 870 2132 -9 Missing -8 Don't know -7 Notappl What is the current value in MWK of all completed products that you have either 2665 337 -9 Missing -8 Don't know -7 Notappl Number of primary inputs/raw materials listed 2988 14 What ar the primary inputs/raw materials/goods to resell required to make your p 2897 105 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Fruits & Vegetables 167 2 Sugar 162 3 Salt 22 4 Water 5 5 Nuts 12 6 Milk 10 7 Oil 30 8 Fish 192 9 Meat 114 10 Potato 101 11 Eggs 27 12 Bananas 4 13 Maize flour 199 14 Wheat flour 7 15 Rice 86 16 Jam 10 17 Wine 1 18 Juices 4 19 Peanut butter 0 20 Packaged nuts 8 21 Candles 4 22 Butter/Margarine 1 23 Honey 2 24 Bread 15 25 Cooking oil 88 26 Charcoal 17 27 Soap,cosmetics,Beaty products 124 28 Wine,beer,liquor,soft drinks 76 29 Fish-derived products 2 30 Meat-derived products 7 31 Tyres 5 32 Tubes 2 33 Vanish 8 34 Fomaica 0 35 Plywood 4 36 Bolt and nut 10 37 Insulation tapes 2 38 Ready-,made cloth 106 39 Woven bags 13 40 Clay baskets 1 41 Candles 0 42 Music(CDs/DVDs) 4 43 Floor mats 27 44 Pharmaceuticals 1 45 Jewelry 6 46 Leather bags 1 47 Cloth bags 2 48 Herbal medicines 2 49 Bags/Purses 6 50 Herbs 1 51 Fabric 6 52 Leather 3 53 String/thread 26 54 Needles 0 55 Buttons 4 56 Elastic 1 57 Cables 18 58 Batteries 15 59 Sandals 0 60 Shoes 61 61 Floor mats 3 62 Bed sheets/pillow cases 3 63 Chitenjes 61 64 Toiletries 0 65 Unfired clay 1 66 Hair products 145 67 Beads 4 68 Soaps & Detergents 30 69 Timber/Wood 62 70 Iron bars 3 71 Aluminum scrap 2 72 Copper wire 2 73 Paints/dyes 26 74 Wax/paraffin 0 75 Petrol 3 76 Kerosene 2 77 Paper 28 78 Bamboo 2 79 Welding rods 8 80 Metal sheet 10 81 Nails 24 82 Glue/Bostic 21 83 Other inputs(specify) 504 84 Soft drinks 46 85 Beer 25 86 Airtime 46 87 Cement 2 88 Cigarettes 0 89 Cereals 2 Sysmiss 105 What ar the primary inputs/raw materials/goods to resell required to make your p 2105 897 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Fruits & Vegetables 80 2 Sugar 91 3 Salt 43 4 Water 6 5 Nuts 6 6 Milk 11 7 Oil 16 8 Fish 54 9 Meat 73 10 Potato 23 11 Eggs 33 12 Bananas 2 13 Maize flour 70 14 Wheat flour 12 15 Rice 123 16 Jam 3 17 Wine 5 18 Juices 7 19 Peanut butter 0 20 Packaged nuts 1 21 Candles 7 22 Butter/Margarine 2 23 Honey 1 24 Bread 38 25 Cooking oil 79 26 Charcoal 8 27 Soap,cosmetics,Beaty products 144 28 Wine,beer,liquor,soft drinks 51 29 Fish-derived products 0 30 Meat-derived products 6 31 Tyres 3 32 Tubes 3 33 Vanish 10 34 Fomaica 3 35 Plywood 1 36 Bolt and nut 5 37 Insulation tapes 2 38 Ready-,made cloth 76 39 Woven bags 6 40 Clay baskets 0 41 Candles 0 42 Music(CDs/DVDs) 8 43 Floor mats 7 44 Pharmaceuticals 5 45 Jewelry 11 46 Leather bags 1 47 Cloth bags 0 48 Herbal medicines 1 49 Bags/Purses 3 50 Herbs 0 51 Fabric 1 52 Leather 3 53 String/thread 19 54 Needles 3 55 Buttons 7 56 Elastic 7 57 Cables 13 58 Batteries 12 59 Sandals 4 60 Shoes 17 61 Floor mats 1 62 Bed sheets/pillow cases 4 63 Chitenjes 10 64 Toiletries 8 65 Unfired clay 0 66 Hair products 108 67 Beads 1 68 Soaps & Detergents 25 69 Timber/Wood 8 70 Iron bars 8 71 Aluminum scrap 4 72 Copper wire 5 73 Paints/dyes 5 74 Wax/paraffin 1 75 Petrol 2 76 Kerosene 3 77 Paper 15 78 Bamboo 0 79 Welding rods 3 80 Metal sheet 10 81 Nails 31 82 Glue/Bostic 18 83 Other inputs(specify) 489 84 Soft drinks 33 85 Beer 19 86 Airtime 25 87 Cement 0 88 Cigarettes 10 89 Cereals 33 Sysmiss 897 What ar the primary inputs/raw materials/goods to resell required to make your p 1665 1337 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Fruits & Vegetables 55 2 Sugar 61 3 Salt 40 4 Water 13 5 Nuts 8 6 Milk 12 7 Oil 10 8 Fish 38 9 Meat 51 10 Potato 9 11 Eggs 28 12 Bananas 2 13 Maize flour 48 14 Wheat flour 11 15 Rice 64 16 Jam 3 17 Wine 2 18 Juices 11 19 Peanut butter 2 20 Packaged nuts 6 21 Candles 14 22 Butter/Margarine 3 23 Honey 4 24 Bread 25 25 Cooking oil 68 26 Charcoal 11 27 Soap,cosmetics,Beaty products 133 28 Wine,beer,liquor,soft drinks 30 29 Fish-derived products 2 30 Meat-derived products 9 31 Tyres 1 32 Tubes 3 33 Vanish 4 34 Fomaica 1 35 Plywood 3 36 Bolt and nut 4 37 Insulation tapes 1 38 Ready-,made cloth 34 39 Woven bags 1 40 Clay baskets 0 41 Candles 2 42 Music(CDs/DVDs) 16 43 Floor mats 8 44 Pharmaceuticals 5 45 Jewelry 7 46 Leather bags 0 47 Cloth bags 0 48 Herbal medicines 1 49 Bags/Purses 3 50 Herbs 0 51 Fabric 1 52 Leather 0 53 String/thread 12 54 Needles 4 55 Buttons 4 56 Elastic 5 57 Cables 3 58 Batteries 15 59 Sandals 0 60 Shoes 10 61 Floor mats 0 62 Bed sheets/pillow cases 3 63 Chitenjes 5 64 Toiletries 4 65 Unfired clay 1 66 Hair products 74 67 Beads 0 68 Soaps & Detergents 28 69 Timber/Wood 8 70 Iron bars 2 71 Aluminum scrap 3 72 Copper wire 6 73 Paints/dyes 6 74 Wax/paraffin 1 75 Petrol 1 76 Kerosene 1 77 Paper 10 78 Bamboo 0 79 Welding rods 2 80 Metal sheet 8 81 Nails 35 82 Glue/Bostic 20 83 Other inputs(specify) 445 84 Soft drinks 19 85 Beer 11 86 Airtime 18 87 Cement 0 88 Cigarettes 13 89 Cereals 20 Sysmiss 1337 What ar the primary inputs/raw materials/goods to resell required to make your p 2973 0 (BEEF) COW 1 100 MK AIRTEL AIRTIME 1 2WIRE 2.5 1 3 HOLE WIRE 1 ACID 4 AIR TIME 1 AIRTIME 41 ALTENATOR 1 ALTERNATOR 1 AV 1 AVOCADO PANS 1 BABY CLOTHES 2 BAG 2 BAGLABARS 1 BAGS 1 BAGS (SACK) 1 BAGS/PURSUE 1 BALLSTICK 1 BAMBOOS 1 BANANA 4 BANANAS 5 BANS 1 BAOBAB FRULT 1 BASIN 2 BASINS PLASTIC 1 BATERIES 1 BATTERIES 4 BATTERIES CHARGER 1 BATTERY 1 BATTIRIES 1 BATTRIES 1 BATTRIES(PHONES 1 BATTRY ACID 1 BEADS 1 BEAF 1 BEANS 39 BEANS/RICE 1 BEARDS 1 BEARINGS 1 BEAUTY CHEMICALS 1 BEAUTY PRODUCTS 2 BED SHEETS 1 BEDSHEET 2 BEEF 8 BEEF MEAT 1 BEER 13 BEER CHIBUKU 1 BEER SACHET 1 BEER(CARSBERG)1 1 BEER(CHIBUKU) 1 BEER(GRREN) 1 BEER(SACHETS) 1 BELLINGS 1 BELT 1 BELTS 2 BENZEEN 1 BENZINE 1 BERINGS 1 BEWIRE 1 BEZIN 1 1 BICYCLE SPOCKS 1 BICYCLE TUBE 1 BIG FRESH FISH 1 BISCULT 2 BISCULTS 1 BLAKE THID 1 BLANK CD AND DVD 1 BLANK CD NAD DVD 1 BLANK CD/DVD 1 BLANK CDS 1 BLANK CDS/DVDS 1 BLANK DVD/CD 1 BLANKETS 1 BLOOM 1 BLOOMS 1 BLOUSE 1 BLOUSES 1 BODY LCREAM 1 BODY LOTION 3 BODY OIL 1 BODY SUIT 1 BOLT & NUT 1 BOLT AND NUT 3 BOLT AND NUTS 3 BOLTS AND NUTS 1 BONT 1 BOOM SOAP 1 BOSTIC 9 BOSTIC AND (THREAD) 1 BOSTICK 1 BOSTIK 1 BOTTLED BEER 1 BOX OIL 1 BRAIDING (MESH) 1 BRAK FIELD 1 BRAKE FLUID 1 BRANKETS 1 BRAVE PADS 1 BREAD 14 BREAK FLUID 1 BRICK PADS 1 BUCKETS 1 BULB HOLDER 2 BULB HOLDER (BUTTON)\ 1 BULB HOLDERS 1 BUNCES NAILS 1 BUNS 1 BUTONS 1 BUTTANS 1 BUTTONS 3 C. GREEN 1 CABBAGE 3 CABLE 3 CABLE WIRE 1 CABLES 5 CANDLE HOLDER 1 CANDLES 4 CANE 1 CAR BOTIC 1 CAROL LIGHT 1 CAROLIGHT 2 CAROLIGHT SKIN CREAM 1 1 CARSBERG BEER 1 CARSBERG GREEN 1 CASAVA 1 CASSAVA 2 CASTROL OIL 2 CATFISH 1 CATTLE 1 CD,DVD PAPE 1 CD/DVDS 2 CDS 1 CDS, DVDS PLAYERS 1 CDS/DVDS 2 CELL PHONE BATTERIES 1 CELL PHONE CHARGER 1 CELLPHONE HEADSETS 1 CELLPHONES 3 CELLS 1 CEMENT 10 CHACOAL 1 CHALCOAL 1 CHAMBO 4 CHAMBO FISH 2 CHANNEL 1 CHANNELS 1 CHARCOAL 16 CHARCOAL STOVE 1 CHARGER 1 CHEAPS 1 CHEMICAL 2 CHEMICAL (DARK AND LOVELY 1 CHEMICALS 3 CHEMICALS E.G REVLON 1 CHEMICALS RELVEN 1 CHIBUKU 3 CHIBUKU BEER 4 CHIBUKU BREW 1 CHIBUKU MASIKAD 1 CHIBUKU PACKETS 1 CHIBUKU(CHIKALO) 1 CHICKEN 11 CHICKEN BEEF(MEAT) 1 CHICKEN MEAT 1 CHICKEN PARTS 1 CHICKEN PORTION 1 CHICKENS 7 CHIECKEN 1 CHILD CLOTHES 1 CHILDRENS WEAR 1 CHINESE 2 CHIPEMBERE 1 CHIPS POTATO 1 CHIRUKU 1 CHITEJE 1 CHITENJE 32 CHITENJE(WAX) 1 CHITENJES 2 CHITENJI 1 CHOLESTRAL 3 CHOLESTROL 6 CHOLLESTRAL 1 CHORESROL 1 CHORESTRAL 1 CHUBUKU BEER 1 CIGARETE 1 CIGARETES 2 CIGARETTE 7 CIGARETTES 25 CIGARRETES 2 CIGARRETTES 2 CIGRETTE 1 CLEVE 1 CLOTH 8 CLOTH BAG 1 CLOTH BAGS 1 CLOTH FOR LINING 1 CLOTH(ZITENJE) 1 CLOTHES 21 1 CLOTHES TROUSES 1 CLOTHS 1 CLYCERINE 1 COLD DRINKS 1 COLESTAL 1 COLESTROL 2 COMFORTER 1 COMPUTER 1 COMPUTER ACCESSORIES 1 COMPUTER REPAIR(SOFT AND 1 CONDOMS 1 CONSTRACTION POLES 1 CONTAINER 1 CONTRACTORS 1 COOKER COILS 1 COOKIN OIL 1 COOKING O9IL 1 COOKING OIL 102 COOKIONG OIL 1 COPPER WIRE 1 COSMATICS 2 COSMATICS, BEAUTY PRODUCT 1 COSMESTICS / CHEMICALS 1 COSMETICS 4 COTTAGE HINGE 1 COTTON 3 COTTON ZITENJE 1 COW OX 1 CRAEM 1 CUPS 1 CURTAINS 1 CUTTING DISC 1 CUTTING DISK 2 DARK AND LOVELY 6 DARK AND LOVERY 2 DETERGENTS AND SOAP 1 DISKS 1 DISPLAY CUB 1 DK WHITE PAINT 1 DOOR HANDLES 1 DOOR HINGE 1 DOOR HINGES 1 DOOR LOCKS 1 DRESS 4 DRESSED CHICKEN 1 DRESSES 2 DRIED FISH 1 DRINK SOFT 1 DRINKS 5 DRINKS (SORT) 1 DRY 1 1 DRY CHAMBO 2 DRY FIH 1 DRY FISH 57 DRY FISH (CHAMBO) 1 DRY FISH (USIPA ) 1 DRY FISH (USIPA) 3 DRY FISH CHAMBO 2 DRY FISH USIPA 1 DRY FISH(CHAMBO) 1 DRY FISH(MATEMBA) 1 DRY FISH(UTAKA) 1 DUVET 1 DVD 6 DVD (DIGITAL COMPART DISC 1 DVD FILMS 1 DVD MOVIES 1 DVD PLAYER 1 DVD'S 1 DVD/CD 1 DVDS 1 EARING 1 EARNINGS 1 EARPHONES 1 EASY WAVE CHEMICAL 1 EASY WAVE SHAPOO 1 EGGS 29 ELASTIC 1 ELECTRIC PLUGS 1 ELECTRIC WIRES 1 ELECTRICAL 1 ELECTRICAL APLLICANCES 1 ELECTRICAL APPLIANCES 1 ELECTRICAL WIRE 1 ELECTRICAL WIRES 2 ELECTRICITY 7 ELECTRITY 1 ELECTRONIC REPAIRING 1 ELECTRONICAL WIRE 1 EMPTY SACKS 5 EMPTY SACS 1 ENGINE OIL 2 EPIDERM CREAM 1 EXERCISE BOOK 1 EXTENSION 1 EXTENTIONS 1 F.7. STEAL 1 F7 METAL 1 F7,RT6,F4 1 FABRIC 2 FACE COVER 1 FACE LOTION 1 FACE POWDER 4 1 FACIAL CREAM 1 FACIAL MAKE UP 1 FACIAL/MAKE UP 1 FANS 1 FEED 1 FEMO 1 FERTILIZER 1 FIH UTAKA 1 FIREWOOD 3 FISH 61 FISH (DRY) 3 FISH CAT FISH 1 FISH CHAMBO 1 FISH DERIVED PRODUCTS 1 FISH DRY 2 FISH MATEMBA 3 FISH USIPA 2 FISH UTAKA 1 FISH(USIPA) 1 FLASH DISKS 1 FLASKS 1 FLAT SHEET 2 FLEXER FORM 1 FLEXERFORM 1 FLOOR MATS 1 FLOOR TILES 1 FLOUR 10 1 FLOUR (MAIZE) 1 FLOUR MAIZE 1 FLYING ANTS 1 FOOD CCOLOUR 1 FOOD COLOUR ORANGE 1 FOOD COLOURS 1 FOOTBALL JERSEYS 1 FRESH BEANS 2 FRESH FISH 2 FRESH MEAT 2 FRESH MILK 1 FRESH USIPA 1 FRESH VEGETABLES 3 FRSH FRUIT 1 FRUITS (MANGOES 1 FRUITS AND VEGETABLES 1 FRULT AND VEGETABLES 1 FUEL 1 FULL PIG 1 FULL SOLE 1 FUN BELT 1 G/NUTS 1 GARVINISED PIPES 1 GAS 2 GAS BOTTLE 1 GASKET MAKER 1 GAVERNISED ABLES 1 GEAR BOX 1 GEER BOX 1 GIA BOX 1 GIRLS BODY SNITS 1 GLASS 2 GLASS WINDOWS 1 GLUE 2 GLUE /BOSTIC 1 GLYCERINE 1 GOAT 3 GOAT AND BEAF 1 GOAT MAEAT 1 GOAT MEAT 5 GOAT-MEAT 1 GOATS 2 GREASE 1 GREEN 1 GREEN BEER 1 GREESE 2 GREEZE 1 GRIN 1 GROUND NUTS 3 GROUNDNUTS 13 GRREN BEER 1 GUGURM 1 GYM BIKE 1 HAIR CHEMICALS 1 HAIR CHEMICALS(SOFT 1 HAIR EXTENSIONS 1 HAIR FOOD 3 HAIR FOODS 1 HAIR PRODUCT 1 HAIR PRODUCTION 1 HAIR PRODUCTS 4 HAIR PRODUCTS (MESH) 1 HAIR RELAXER 7 HAIR RELAXING 1 HAIR SHAMPOO 1 HANDBAG 1 HARD COVER BOOKS 1 HARD SACKS 1 HARDDRIVE 1 HARDWARE 2 HEADPHONES 1 HERBAL MEDICINES 1 HINCHES 1 HINGES 1 HOUSEHOLDS 1 HUMMER 2 IC 3 INGEEN OIL 1 INSALLATION TAPE 1 1 INTERGRATE 1 IRISH 3 2 IRISH OPTATOES 1 IRISH POTATO 9 IRISH POTATOE 4 IRISH POTATOES 41 IRISH POTATOS 1 IRISHPOTATOES 1 1 IRON BARS 1 IRON BARS( RING FORCE) 1 IRON SHEET 1 IRON SHEETS (METAL) 1 JACKETS 2 JEAN TROUSER 1 JEAN TROUSERS 1 JEAN TROUSES 1 JEWELEM 1 JEWELY 2 JUICE 1 JUMBO PLASTIC 1 KACHASO 1 KAMBA PUFFS 1 KAUNJIKA 1 KAUNJIKA(SECOND HAND CLOT 1 KNITING THREAD 1 KNITTING 1 LABOUR 1 LADIES JACKETS 1 LADIES SHOES 2 LADIES TROUSERS 1 LADY CLOTH 1 LADY CLOTHES 3 LADYS SULTS 1 LANCES 1 LCD 1 LEADY MADE CLOTHES 1 LECTRICAL APPLIANCES 1 LEGGINGS 1 LEGUMES 1 LENS 1 LETHER SHOES 1 LEVILON 1 1 LIGHT BABY 0-6 CLOTHES 1 LIM LOCK 1 LINEN CLOTH 1 LINING 2 LINING AND STIFF 1 LINING MEASURE 1 LINNING 2 LINNO 1 LIP BALM 1 LIP BUM 1 LIQUOR 1 LIQUOR SACHETS 1 LIST WATCH 1 LIVE CHICKEN 1 LIVE CHICKENS 1 LIVE GOAT 1 LIVE MEAT 1 LOCK 1 LOTION 2 MAIN SWITCH 2 MAIZE 28 1 MAIZE FLOIUR 1 MAIZE FLOUR 158 MAIZE GRAIN 1 MAIZE MILL 1 MAIZE(DRY) SHELLED 1 MAIZW FLOUR 1 MAKAKANA 2 MAKEUP 1 MALITAKA 1 MANDASI (SNACKS) 1 MANGO (KALISERE) 1 MANGOES 3 MARTS 1 MATCHES 1 MATEMBA 4 MAZIE 1 MAZIE FLOUR 1 MCHENI FISH 1 MEALS FLOUR 1 MEAT 40 MEAT (BEEF) 1 MEAT (CATTLE) 1 MEAT (CHICKEN) 2 MEAT (GOAT) 3 MEAT (PIG) 2 MEAT BEEF 1 MEAT CHICKEN 2 MEAT PORK 3 MEAT(BEEF 1 MEAT(BEEF) 1 MEAT(DRESED CHICKEN) 1 MEAT(PORK) 1 MEAT-BEEF 1 MEAT-PORK 1 MEAT/PORK 1 MEN 1 MEN SHOES 2 MEN TROUSERS 1 MENERALS 2 MENS JEANS 1 MENS SHOES 2 MERSH 8 MESH 51 MESH WEAVE 1 MESHI 1 METAL FLAT SHEET 1 METAL RODS 1 METAL SCRAP 2 METAL SHEET 3 METAL SHEETS 1 METAL WORKS 1 METALS SHEET 1 METHYLATED SPIRIT 1 MIIK 1 MILAMBA FISH 1 MILK 7 MILK FRESH 1 MILLER 1 MILLK 1 MIN-DISC 1 MINERALS 5 MIPINI 1 MIXER 1 MORHERBOARD 1 MOUSE 1 MOVIE DVDS 1 MTL TOUP 1 MTOMVU (ALUMINIUM WIRE 1 MULAMBA 1 MUSIC (DVD, CD AND VCDS) 1 MUSIC CD/ DVD 1 MUSIC CD/DVDS 1 MUSIC DVD 1 MUSIC DVD/CD 1 MUSIC DVDS 1 MUSIC TAPES 1 MUSIC. CD/DVDS 1 MUSTAD 1 MWTAL SHEET 1 NAIL POLISH 3 NAILS 25 NAKING FLOUR 1 NATIONA WEAR (LINING) 1 NETWORK CABLE 1 NEWS PAPER 1 NICE AND LOVELY 1 NSIMA WITH CHICKEN 1 NSINJIRO 1 NUTS 2 OCTOBER 1 OIL 14 OIL COOKING OIL 1 OIL ENGINE 1 OIL PAINTS 2 OLD NEWS PAPER 1 ONION 1 ONIONS 11 OTHER CLOTH PRODUCTS 1 PAILS 1 PAINT 10 PAINT SECOND HAND 1 PAINT(SECOND HAND) 1 PAINTS 12 PAPER 2 PAPER LIM 1 PAPERS 1 PAPERS(USED PAPER) 1 PARAFFIN 1 PATATOES 1 PEAS 1 PELL (BUCKET) 1 PERFUME 4 PHONE (MOBILE 1 PHONE ACCESSORIES 1 PHONE BATTERIES 6 PHONE BUREAU 1 PHONE CHARGER 1 PHONE CHARGERS 1 PHONE COVER 1 PHONE FACE 1 PHONE FACES 3 PHONE SPARE PARTS 1 PHONEBATTERIS 1 PHONES 5 PHONES BATTERIES 1 PIG 1 PIGS 5 PINEAPPLE 1 PINEAPPLES 4 PIPE 1 PIPES 2 PLAGS 1 PLAIN PAPERS 1 PLAINTING 1 PLANKS (MATABWA) 1 PLANTING WEAVES 1 PLASTI PAPERS 1 PLASTIC 1 1 1 1 PLASTIC BAG 4 PLASTIC BAGS 15 PLASTIC BAGS (JUMBOS) 1 PLASTIC BUCKET 1 PLASTIC CONTAINER 1 PLASTIC JUMBO 1 PLASTIC JUMBOS 4 PLASTIC PAILS 1 PLASTIC PAPER 10 PLASTIC PAPER BAG 1 PLASTIC PAPER JUMBO 1 PLASTIC PAPERS 9 PLASTIC PAPERS/BAGS 1 PLASTIC SHEETS 1 PLASTIC SHOES 2 PLASTIC(JUMBO) 1 PLASTICS PAPER BAGS 1 PLATES 1 PLIMBING FITTINDS 1 PLUMBING 1 PLUMBING FITTINGS 1 PLYWOOD 2 POLES 1 POLISH 1 POP CORN 1 PORK 12 PORK MEAT 4 PORK MEAT /PIG 1 PORK(KANYENYA) 1 PORK-MEAT 1 POTATO 13 POTATO(IRISH) 1 POTATOE 1 POTATOES 15 POTATOES (IRISH) 1 POTATOES IRISH 2 POTOTES 1 POTS 4 POWDER 5 POWERS 1 PPOTATOES 1 PRINCESS/ FACIAL CREAM 1 PUMPKIN 1 PUMPKINS 1 PUNCES 1 PURE WATER 1 PVA PAINT 1 PVC PIPES MM 1 RADIO 1 RADIOS 1 RAIDER (POWERS)SACHETS 1 READING BOOKS 1 READY MADE CLOTH 2 READY MADE CLOTHES 16 READY MADE DFRESSES 1 READY-MADE CLOTHES 1 RED 1 RELAXER 4 RELAXER CREAM 1 REMOTE CONTROL 2 REPAIR OF COOKERS 1 REPAIRING PHONES 1 RETOUCH/RELAXING,(RELAXER 1 REVELON 1 REVLON 7 RICE 86 RICE/CHICKEN 1 RIDER 1 RIDER SACHETS 1 RIDER SPIRITS 1 RIDERS BEER 1 RIFT 1 RIMLOCK 2 RIMROCKS 1 ROASTED FISH 1 ROD 1 RODS 3 ROOM LOCK 1 ROOTS (HERBS) 1 RT6,F4B,15-15 RHS 1 SACHETS 1 SACKS 2 SALT 21 SCHOOL BAG 1 SCHOOL UNIFORM 1 SCRAP METAL 1 SCRAPS 1 SEAL 1 SECOND HAND CLOTHES 3 SECOND HAND DRESSES 1 SECOND HAND SHOES 1 SEFA 1 SERVICE(HALL0 1 SEWING THREAD 1 SHAMPO 2 SHAMPOO 17 SHAMPOO (HAIR) 1 SHAVER 1 SHAVIN MACHINE 1 SHAVING MACHINES 1 SHE AND HE 1 SHEET 1 SHEET (METAL) 1 SHELLED DRY MAIZE 1 SHELLING 1 SHIRTS 3 SHOCK ABSORBER 1 SHOE REPAIR 1 SHOE SOX 1 SHOES 43 SHOES REPAIRING 1 SHORTS 3 SILICON 1 SKIRT 2 SKIRTS 4 SKY- JACKETS 1 SLASHER 1 SLIP ON 1 SLIPPERS 2 SMALL CHAMBO 1 SMALL DRY FISH 4 SMALL FISH 4 SMALL FRESH FISH 1 SMOKE DRY FISH 1 SMOKED CHAMBO 2 SNEAKER 1 SNEAKERS 2 SOAP 57 SOAP (U-FRESH) 2 SOAP NUMA 1 SOAP TABLETS 1 SOAP TOSS 1 SOAP(BOOM) 1 SOAP(TOILETRIES 1 SOAPS AND DETERGEATS 1 SOAPU-FRESH 1 SOBO 1 SOCKET 4 SOCKETS 4 SODA 2 SODA WIRE 3 SODDER WIRE 1 SODERING WIRE 1 SOFA SET 2 SOFIA 1 1 1 SOFT AND FREE 7 SOFT DRINK 15 SOFT DRINKS 61 SOFT FREE 1 SOFTDRINKS 1 SOFTIES 1 SOLDERING IRON 1 SOLUTION 1 SOLVENT CEMENT 1 SOYA PIECES 3 SPACKLE 1 SPAGHET 1 SPARE PARTS 1 SPARE PARTS (VEHICLES) 1 SPARES 1 SPECIAL 4 SPECIAL BREW 1 SPHERE FITTINGS 1 SPICE 1 SPIRIT 1 SPIRIT (MENTHYLATED) 1 SPIRIT (METHYLATED 1 SPIRIT/POWDER 1 SPOKES 1 SPORTS SHOES 1 SPRIT 8 SPRIT (METHRETED) 1 SQUARE TUBE 1 STATINARY 1 STEAL BAR 1 STEEL 1 STEEL WEAR 1 STEEL WIRE 2 STICKERS 1 STIFT 1 STOP COCK 1 STORING THREAD 1 STRING 3 STRING/THREAD 3 SUGAR 170 1 SUN GLASSES 1 SUNGLASSES 1 SUPER GLUE 2 SUSPENSION 1 SWEET POTATO 1 SWEET POTATOES 1 SWEETS 2 T SHIRT 1 T- SHIRT 1 T.SHIRT 1 TAILOR MADE CLOTH 1 TAILOR MADE CLOTHES 1 TAP 1 TERRAZO 1 TEXTILES 1 THERERE 1 THREAD 13 THREAD STRING 1 THREAD/STRING 2 THREADING 1 THREADS 3 TILIPIA DRY 1 TIMBER 43 TIMBER /WOOD 1 TIMBER MATABWA 1 TIMBER,CLOTHES 1 TIMBER/ WOOD 2 TIMBER/WOOD 2 TIMBERS 2 TIRES 1 TIRES PARTS 1 TOBACCO 1 TOBBACCO CIGARETTES 1 TOCKEN 1 TOILET PAN 2 TOILETRIES 1 TOKEN 1 TOMATO 54 TOMATOE 3 TOMATOES 41 TONNER 2 TOP PLUG 1 TOTATOES 1 TOUCH 2 TOURCH 1 TOWEL 1 TRANSPOTOR 1 TRANSTORS 1 TRIPLEX 1 TROUSER 2 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LOTION 5 BODY LOTIONS 1 BODY SPRAY 1 BODY SULT 1 BOILED EGGS 1 BOLT AND NUT 2 BOLTS 1 BONYA 1 BOOM SOAP 1 BOSTIC 10 BOSTICK 2 BOUGHTS/NUTS 1 BRAD 1 BRAIDING/MESH 1 BRAKE AND CLATCH KIT 1 BRAKE FLUID 1 BRAKE PAD 1 BRANDY 1 BREAD 35 BREAD BURNS 1 BREAD/BUNS 1 BREADS 1 BREAK FLUID 1 BREAK PADS 1 BREAK PARD 1 BROUSES 1 BRUSH 1 BULB 1 BULB HOLDER 6 BULD HOLDERS 1 BUNS 2 BURNS 1 BUTON HOLDER 1 BUTONS 1 BUTTONS 5 C. STOUT/GREEN 1 C/GREEN 1 CABBAGE 6 CABBAGE/SALAD 1 CABBAGES 2 CABBEGE 1 CABBLE PIPES 1 CABLE 1 CABLE FOR PHONES 1 CABLE WIRE 1 CABLES 7 CADY CLOTHES 1 CADY WEAVE 1 CALCULATOR 2 CANAVAS 1 CANDLE 1 CANDLES 11 CANE 1 CAR SEAT 1 CAR SPECE PARTS 1 CARAVAS 1 CARD 1 CARDY SHOES 1 CARLS BEG GREEN 1 CARO-LIGHT 1 CAROL LIGHT 1 CARROTS 1 1 CASBERG BEER 1 CASSAVA 1 CATFISH 1 CATONS 1 CCOROLIGHT 1 CD AND DVD 1 CDS, DVDS 1 CELL PHONES 1 1 CELLPHONE CHARGER 1 CEMENT 1 CHAIN 1 CHALK 2 CHAMBO 4 1 CHAMBO FISH 1 CHAMPION 1 CHANA 1 CHANGER 1 CHARGER 3 CHARGERS 1 CHARGING PHONE 1 CHEMICAL 5 CHEMICALS 11 CHIBUKU 3 CHIBUKU BEER 2 CHICKEN 21 CHICKEN MEAT 2 CHICKEN PARTS 1 CHICKENS 2 CHILDREN 1 CHILDREN CLOTH 1 CHILDREN CLOTHES 1 CHINESE 1 CHITENJE 5 CHITENJE (WAX) 1 CHITENJE'S 1 1 CHOLESTRAL 2 CHOLESTROL 19 CHOLLESTRAL 1 CHORESTORAL 1 CHORESTROL 4 CHPRESTROL 1 CIGARATES 1 CIGAREETTES 1 CIGARETTE 7 CIGARETTES 12 CIGARETTESS 1 CIGARRETES 5 CIGGERATE 1 CLEAR VANISH 2 CLIPS 1 CLOTH 13 CLOTHES 4 1 CLOTHES/CHITENJE 1 COFFEE SET 1 COLD DRINKS 1 COLESTOL 1 COMPLESER 1 COMPUTER ACCERIES 1 CONTAINER 3 CONTAINERS 1 COOCKING OIL 1 COOKER SWICH 1 COOKING OIL 78 COOKING OIL (25) 1 COOKING OILK 1 COOKING POTS 1 COPPER WIRE 2 COSMATICS 3 COSMATICS ,BEAUTY PRODUCT 1 COSMETICS 8 COTTON 1 COVO 1 COW PEAS 1 CRASHER REFACING 1 CURRY 1 CURRY POWDER 1 CUTEX 5 CUTTING DISK 3 CYDAS 1 DARK AND LOVELY 3 DARK AND LOVERLY 1 DOUBLE SOCKET 1 DOVE 1 DOWN BELL 1 DRESS 1 DRESSES 4 DRINK BOOTLES 1 DRINKS 6 DRY FISH 1 DRY FISH (MATEMBA) 3 DRY FISH MATEMBA 1 DRY FISH(MLAMBA) 1 DRY FISH(USIPA) 1 DRY MLAMBA 1 DRY VEGETABLE 1 DRYFISH(MLAMBA) 1 DUVET 1 DVD BOARD 1 DVD PLAYER 1 DYES PAINT 1 Drier 2 EARINGS 4 EARN WEAVE 1 EASY WARE 1 EASY WAVE 2 EASY WAVES 1 EGG PLANT 1 EGGS 37 EGS 1 ELASTIC 7 ELBOW PLUMBING 1 ELBOWS 1 ELECRICAL SOCKETS 1 ELECTIRIC EXTENSION 1 1 ELECTRIC TAPES 1 ELECTRICAL CABLES 1 ELECTRICAL WIRE 2 ELECTRICAL WIRES 2 ELECTRICITY 3 ELF CISTERN 1 EMBASSY KINGS 1 EMBASSY TOBACCO 1 EMPTRY CARTONS 1 EMPTY SACKS 4 EMPTY SACKS (SOFT) 1 ENGINE (USED) 1 ENGINE HOUSING 1 ENGINE OIL 3 ENVELOPES 1 EPIDEM 1 EPIDERM 1 EXTENSION 2 EXTENSIONS 1 F 7 (FOR MAKING WINDOWS) 1 F.J. STEAL 1 FABRIC 1 FACE CREAM 2 FACE LOTION 1 FACE POWDER 5 1 FACIAL CREAM 1 FAIRNESS 1 FAST HADIND PAINT 1 FAT SHEET 1 FERTILIZER 1 FILLAR2 1 FIRE WOOD 2 FIREWOOD 2 FISH 2 FISH MATEMBA 2 FISH MILAMBA 2 FISH USIPA 3 FISH(CHAMBO) 1 FISH(MATEMBA 1 FLASH BAND 1 FLASH-DISC 1 FLAT BAR 1 FLAT SHEET 1 FLEX CABLE 1 FLEXAFOAM 1 FLEXEFORM 1 FLEXERFORM 1 FLOUR 8 FLOUR MAIZE 2 FOAM 1 FOMAICA 2 FOOD CARRY 1 FOOD COLOUR 1 FOOD COLOUR YELLOW 1 FOOD OCNTAINER 1 FORM SHEET 1 FORMAICA 1 FREEZING JELIE 1 FRESH CHAMBO 1 FRESH FISH 1 FRESH MILK 2 FRESH VEGETABLES 4 FRUITS 1 FRULTS 1 FRULTS AND VEGETABLE 1 G/NUTS 1 GALVANISED PIPE 1 GARLIC 2 GARVERNISED NIPLES 1 GAS 1 GATE ROLLER 1 GATES 1 GETVALVE 1 GLASSES 1 GLUE 4 GLUE/BOSTIC/SOLUTION 1 GNUTS 2 GOAT MEAT 2 GOAT SKIN 1 GOATS 2 GOLF SHIRTS 1 GREASE 1 GRECEE 1 GREEN LEAF VEGETABLES 1 GREEN LEAVES 2 GREEN MAIZE 1 GREEN/SPECIAL 1 GREESE 1 GROUND NUTS 2 GROUND NUTS FLOUR 1 GROUNDNUTS 4 GRUE 1 HAB 1 HAIR CHEMICAL 1 HAIR CHEMICALS 2 HAIR COLOUR 1 HAIR EXTENSIONS 1 HAIR EXTETION WEAVES 1 HAIR FOOD 4 HAIR LELASXER 1 HAIR OIL 2 HAIR PRODUCTION 1 HAIR PRODUCTS 3 HAIR PRODUCTS (SHAMPOO) 1 HAIR PRODUCTS IE REVLON 1 HAIR RELAXER 2 HAIR RELAXING COSMETICS 1 HAND BAG 1 HANDBAG 1 HARD METAL SHEELS 1 HARDDRIVE 1 HARDDRIVER 1 HATS 1 HEAD SET 1 HEADSET 1 HIDGES 1 HINGERS 1 HOE 1 HOES 1 HYDRONIC OIL 1 INCHES 1 INK 1 INSULATION TAPES 1 IRISH POTATO 4 IRISH POTATOES 10 IRON 1 IRON BARS (SQUARE TUBE) 1 ISISH POTATOES 1 JAMBIS 1 JEAN TROUSERS 1 JEANS 2 JEWELRY 1 JEWELY 1 JEWERLY 3 JEWERY 3 JUICES 3 JUMBO PLASTIC 1 JUMBO PLATSIC PAPER 1 KADANSANA 2 KAMBA 3 KAMBA NACKS 1 KEYBOARD 1 KHOBWE 1 KID CLOTHES 1 KIT 1 KITCHEN SALT 1 KRIS BODY LOTION 1 LABOUR 1 LACTOGEN 1 LADIES TROUSERS 1 LADY CLOTHES 1 LADY SULT 1 LADY'S DRESSES 1 LAMP HOLDER 1 LASTIC 1 LCD PHONE 1 LEGUMES 3 LETHER 1 LEVELL 1 LIBON 1 LIGHT(BATTERIES AND TORCH 1 LIM 1 LIME 1 LIMLOCK 1 LINING 3 LINING (CLOTH) 1 LIP BALM 1 LIQUAR 1 LIQUOR 1 LIQUR SACHETS 1 LOBE MAP 1 LOCKS 1 LOD 1 LOTION 2 LUNING 1 MAHEU 2 MAHEWU 1 MAIN SWITCH 2 MAIZE 5 MAIZE FLOUR 62 MAJUMBO 1 MAKAKANA 2 MANGO 1 MANGO (MABOLOMA) 1 MANGOES 2 MATCHES 9 MATEMBA 4 MATEMBA FISH 1 MAYONIS 1 MEAT 32 MEAT (BEEF) 2 MEAT (CHICKEN) 2 MEAT BEAF 1 MEAT CHICKEN 1 MEAT FLOUR 1 MEAT PORTIONS 1 MEAT(CHICKEN 1 MEATBEAF 1 MEN CLOTHES 1 MEN SHIRTS 1 MEN TROUSERS 1 MENS TROUSERS 1 MERSH 2 MESH 43 MESHI 1 METAL SHEET 1 METAL SHEETS 2 METALS SHEET 1 METHYLATED SPIRIT 1 METHYLATED SPRIT 1 MILK 7 MILLET 3 MILLING 1 MINERALS 5 MOLTER 1 MOPS 1 MOTOR OIL(HP40) 1 MOTOR VEHICLE OIL 1 MOUTICE ROCK 1 MUD FISH 1 MUSIC DVDS 1 NAIL 1 NAIL POLISH 2 NAILS 28 NECKLACES 1 NEEDLES 2 NEW SOLES 1 NIDDLE 1 NIMA 1 NKWALE 1 NSIMA 1 NSINJIRO 1 NUMBER 2 SUGAR 1 NUTS 1 OIL 11 OIL COVO 1 OLIVE SPRAY 1 ONION 4 ONIONS 16 OUTSIDE BLOOMS 1 OVERLOAD 1 PAD 1 PAD LOCK 2 PAIL 1 PAINT DYES 1 PAINTS 2 PAIR OF TROUSES 1 PANGA KNIFE 1 PAPER 2 PAPER RIBBON 1 PARAFFIN 1 PARAFIN 1 PASTERLISED MILK 1 PATAPATA (FLIP FLOP) 1 PATCH 1 PAY PHONE 1 PEAS 1 PENS 2 PEPPER 1 PERFUME 3 PHARMACERTICALS 1 PHARMACETICALS 1 PHARMACEUTICAL 1 PHARMACEUTICALS 2 PHONE BAGS 1 PHONE BATERIES 1 PHONE BATTERIES 6 PHONE BATTERY 1 PHONE BATTRIES 2 PHONE CHARGERS 1 PHONE CHARGES 1 PHONE CHARGING 1 PHONE COVER 1 PHONE FACE 1 PHONE FACES 2 PHONE HEADSET 1 PHONE HOUSING 1 PHONE POUCHES 1 PHONE SPEAKER 1 PHONES CHARGER 2 PILLAR TAP 1 PIPES 1 PLAGS 1 1 PLASTIC BAG 1 PLASTIC BAGS 10 PLASTIC JUMBO 1 PLASTIC JUMBOS 1 PLASTIC PAPER 5 PLASTIC PAPERS 4 PLASTIC SANDALS 1 PLASTICS 2 PLATE 1 PLATES 3 PLATIC BUCKETS 1 PLAY WOOD 1 PLUG 1 PLUMBING PIPES 1 PLUMBING(CONECTOR) 1 PLUMBING(SISTERN) 1 POCHER 1 POPCORN 1 POT 1 POTATO 3 POTATOES 4 POTS 1 POTTS/NUTS 1 POWDER 6 POWER INVETOR/BATTERIES 1 POWERS NO.1 1 POWERS SACHETS 1 PRISTONS 1 PUTEX 1 PVC PIPES 110 MM 1 QTEX 1 QUITEX 2 RACK END 1 RADIO 1 RADIOS 4 RAM 1 RAPE 3 RAX (MATS MADE OF EMPTY 1 READY MADE CLOTHES 1 REAM 1 RED OXIDE POWDER 1 RELAXERS 1 RELISH 2 REPAIR OF FRIDGE 1 RESTORE 3 RESTORE CHEMICAL 1 RESTORE PLUS 1 REVELON 1 REVILON 2 REVLON 6 REVLON/EASY WEVES 1 RICE 125 RICE WITH BEANS 1 RIDER 1 RIDER CANE SPIRIT 1 RIM 1 RIM PAPERS 1 RIMLOCK 1 RING FORCE 1 ROD 1 ROLLERS 1 ROUND STEAW 1 ROW BARS 1 ROYCO 2 RTC METAL 1 SACKBAGS 1 SADA WIRE 1 SAFE (NOT MONEY SAFE) 1 SAIL 1 SALES OF PHONE ACCESSORIE 1 SALOON/KNITTING 1 SALT 40 SANDAL SHIT 1 SANDALS 1 SATCETS 1 SAUSAGE 4 SCREEN 1 SCREW DRIVER 2 SEDERING WIRE 1 SELLING LINYA 1 SEWING WOOL 1 SHAMPOO 14 SHAMPOO/CHOLESTROL TREATM 1 SHE AND HE HAIR FOOD 1 SHE AND HE HAIRFOOD 1 SHEET 1 SHEETS 1 SHIPERS 1 SHIRTS 9 SHOCK ABSOMRBER 1 SHOE 2 SHOES 8 SHOES PLASTIC 1 SHORTS 1 SIEVE 2 SILK 1 SILVER FISH 1 SINCARDS 1 SKIN 1 SKIN JEANS 1 SKIRT 3 SKIRTS 5 SLIDING BRACKET 1 SLIPPERS 2 SMALL ELECTRONICS 2 SMALL FISH 2 SMALL FISH (USIPA 1 SMALL FISH KAPENTA 1 SMALLDRY FISH 1 SNACK 1 SNACKS 1 SOAP 59 SOAP (BOOM) 1 SOAP (NIMA) 1 SOAP BUTEX 1 SOAP NIMA 1 SOAP(AZAM) 1 SOAP(TABLES) 1 SOAP(TOILETRIES) 1 SOAP, COSMETICS 1 SOAP,COSMENTICS 1 SOAPS 1 SOBO 1 SOBO SQUASH 1 SOBO(SQUASH) 1 SOCKET 3 SOCKET BREAKER 1 SOCKETS 3 SOCKETS(SINGLE) 1 SOCKS 2 SOFA SET 1 SOFIA 1 SOFLIES 1 SOFR DRINKS 2 1 SOFT (DRINK) 1 SOFT AND FREE 3 SOFT DRINK 5 SOFT DRINKS 39 SOFT N FREE 1 SOFTIES 1 SOLES 1 SOLUTION 1 1 SOYA 1 SOYA PIECES 2 SPANK PLUGS 1 SPANNERS 2 SPECIAL 2 SPECIAL BEER 1 SPICE 1 SPICES 3 SPIDLE 1 SPINDLES 1 SPIRIT 2 SPIRIT (RIDERS) 1 SPIRITE (METHELATED)2 1 SPIRITS 3 SPIRITS (BEER) 1 SPOKS 1 SPRIT 2 SPRIT BEER SACHETS 1 SPRITS (SACHETS BOX) 1 SPRITS SACHETS 1 SQUASH 2 STARTER MOTOR 2 STATIONARY 1 STICKERS 1 STIFF 3 STIFF CLOTH AND LINING 1 STOP CORK 1 STOPCOP 1 STOUT 1 STREAMING (CHOLESTROL) 1 STRING THREAD 1 STRING THREADS 1 STRING/THREAD 3 SUAGR 1 SUGAR 92 SUGAR GRADE 1 1 SUN DRY FISH 1 SUPER GLUE 3 SUPER GREW 1 SUPERGLUE 1 SUSAN 1 SUSPENSION ARM 1 SWEETS 4 SWITCH 3 Scale 1 T- SHIRTS 1 T-SHIRT 1 T-SHIRTS 2 T.6 STEAL 1 T/SHIRT 1 TABLE CLOTHE 1 TABLE MARTS 1 TABLE SALT 1 TAILOR MADE CLOTHES 1 TALL PACK 1 TANAPOS 1 TAPE GUM 1 TAPES 1 TAPS 1 TEA 1 TEE ROD AND 1 THINERS 1 THREAD 15 THREAD STRING 1 THREAD/STRING 1 TILES 1 TIMBER 2 TIMBER (PLY WOOD 1 TIMBERS 1 TISSUES 1 TOBBACO 1 TOILETARIES 1 TOILETRIES 2 TOILETRIES (SOAP) 1 TOMATO 7 TOMATOE 1 TOMATOES 15 TOP PLUG 1 TORCH 2 TORCHES 1 TOYS 1 TRANSFER 1 TRANSIFER 1 TRANSISITOR 1 TRANSISTORS 1 TRIPLEX 1 TRORY 1 TROUSER 1 TROUSERS 8 TUBES 2 TV SCREEN 1 TV SPARE PARTS 1 TWAIN 1 TWINE 1 TYRES 4 U FRESH 2 ULUSI 1 UNDERWEAR (PANTS) 1 UNITS 1 USB CORD 1 USED NEWSPAPER 1 USIPA 2 USIPA (DRIED)FISH 1 USIPA FISH 1 UTAKA 2 VALUES 1 VANISH 8 VARNISH 1 VCD 3 VCD (VIDIO COMPART DISC 1 VEGATABLES 1 VEGETABLE 3 VEGETABLE SEEDS 1 VEGETABLES 9 WAL GLASS 1 WALL SOCKETS 1 WATCH 1 WATER 6 WATER TAPS 1 WATER VALVES 1 WAX CLOTH 1 WEAVE 13 WEAVING (WEAVE) 1 WEILDING 1 WEILDING RODS 1 WELDING 1 WELDING RODS 2 WELLDING LODS 1 WHEAT FLOUR 2 WHEEL FLOUR 1 WINDOW GLASS 1 1 WIRE 4 WIRE COPPER 1 WIRE NAILS 2 WIRES 1 WOMEN SHOES 1 WOMEN TRUOUSERS 1 WOODEN SPOONS 1 WOOLEN (ULUSI) 1 WRIST WATCH 1 YOGIE 1 ZEAPS 1 ZIP 3 ZITENJE 4 What ar the primary inputs/raw materials/goods to resell required to make your p 1726 0 (BODY CREAM) G N G 1 35 MK TNM AIRTEL 1 50-50 RHS FLAT SHEET RT13 1 6X2TIMBER 1 8000 1 AIRTIME 17 AIRTIMES 1 1 APPLIANCES 1 ARTS 1 ASBESTAS WIRE 1 AV 1 AVOCADO PEAS 1 BABY BRACKETS 1 BABY SHOES 1 BABY TOYS 1 BACKER 1 BAGLES 1 BAGS 2 BAILINGS 1 BALB HOLDER 1 BANANAS 1 BANGUTS 1 BANS 4 BAOBAB FLUITS 1 BARGABER 1 BARGLAR BARS 1 BASIN 2 BASINS 2 BATERIES 2 BATTERIES 6 BATTRIES 5 BATTRY CHARGER (ACID) 1 BEANS 21 BEARING 1 BEARING 1 1 BEARINGS 1 BED SHEET 1 BED SHIRTS 1 BEDS COVER 1 BEDSHEET 1 BEEF 4 BEER 2 BEER (SPECIAL) 1 BELLING 1 BELTS 2 BICYLE TYRE 1 BIRTHDAY CARDS 1 BISCUITS 4 BISCULT 3 BISCULTS 5 BISKETS 2 BISUITS 1 BLA 1 BLACK CHICK 1 BLACKETS 1 BLANK CDS DVD 1 BLANKETS 1 BLOUSE 2 BLOUSES 1 BLOUSES/SHIRTS 1 BLUE MAGIC 1 BLUSH 1 BOD LOTION 1 BODY FEELER 1 BODY LOTION 11 BODY LOTION (CAROLIGHT) 1 BODY OIL 1 BOLT 1 BOLT AND NATS 2 BOLT AND NUT 2 BOLTS AND NUTS 1 BOOM SOAP 1 BOSITIC 1 BOSS 1 BOSTIC 13 BOTTOM 1 BOXES 1 BRAAI 1 BREAD 22 BREAD (BUNS) 1 BREAK FLUID 1 BREAK FUEL 1 BROUSES 2 BRUSH 2 BUBLEGUM 1 BUCKETS 1 BUCKETS PLASTIC 1 BULB 1 BULB HOLDER 4 BULB HOLDERS 1 BULBS 1 BULL JOINT 1 BUNS 1 BUSCULLT 1 BUSCULTS 1 BUSH 1 BUSICULTS 1 BUTTER BEANS 1 BUTTON 1 BUTTONS 2 C/SPACIAL 1 CABBAGE 6 CABBAGE AND TOMATOES 1 CABLES 1 CABLES PHONE 1 CAKES 1 CALCULATOR 1 CANDLE 1 CANDLES 20 CANDY 1 CAR BOSTIC 1 CAR PLAG 1 CARBON BRUSH 1 CARDS 2 CAROLIGHT 2 CARROT 2 CARTON 1 CARTONS 2 CASH SALE BOOK 1 CASSETTES/DVD 1 CATFISH 1 CATFISH SMOKED 1 CD 3 CD ( COMPACT DISC 1 CELL PHONE FACES 1 CELLPHONE 1 CELLPHONE BATTERIES 1 CELLPHONES 1 CEMENT 5 CHAINS 1 CHAMBO 1 CHARCOAL 3 CHARGER 1 CHARGER PHONE 1 CHARGERS 1 CHARGES 1 CHARGING BASE 1 CHARGING PHONES 1 CHARGING SYSTEM 1 CHEMICAL 3 CHEMICALS 7 CHIBUKU 1 CHICKEN 16 CHICKEN MEAT 1 CHICKEN/BEEF 1 CHILDREN CLOTHES 1 CHILDREN SHOES 1 CHINESE 1 CHIRSWA 1 CHITENJE 2 CHITENJES 1 CHLORESTOL 1 CHOLESTROL 8 CHORESTROL 1 CHUBUKU (PACKETS) 1 CIGARETE 1 CIGARETES 1 CIGARETT 1 CIGARETTE 5 CIGARETTES 12 CIGARRETES 3 CIGARTTES 1 CIGERRATES 1 CIGGERS 1 CIGIRRETEES 1 CLAY POTS 1 CLEAR VANISH 1 CLERE 1 CLOTH 1 CLOTH SHEET 1 CLOTHES 1 CLUTHER PLATES 1 COIL 1 COILS 1 COLESTEROL 1 COLESTROL 1 COLGATE 1 COMBRUSH 1 COOKIG OIL 1 COOKING OIL 75 COOKING OIL (SACHETS 1 COPING MUSIC OR TRASFERIN 1 COPPER WINE 1 COPPER WIRE 1 CORN FLOUR 4 COSMATICS 1 COSMESTICS 1 COSMETICS 5 COSMETICS (SOFT AND FREE) 1 COSMETICS BEAUTY RODUCTS 1 COTTON 1 COTTON CLOTH 1 COTTON FORM 1 COTTON WOOL 1 COVERING CLOTH 1 COVO 2 CRAYYONS 1 CREAMS 1 CRELE BODY LOTION 1 CUPS 2 CURLY 1 CURRY 1 CURTAINS 1 CUSHION 1 CUTEX 2 CUTTING DISC 1 CYDERS 1 DARK AND LOVELY 6 DARK AND LOVELY(CHEMICAL) 1 DARK AND LOVERY 1 DARLING HOTWATER MESH 1 DINNING SET 1 DOMASI 1 DOUBLE SOCKETS 1 DOVET 1 DRESS 1 DRESSES 1 DRINK 1 DRINKING BOTTLE 2 DRINKS 6 DRUGS (PHAMANOVA) 1 DRY FISH 1 DRY FISH (UTAKA) 2 DRY FISH UTAKA 1 DRY FISH(MAKAKANI) 1 DRY MATEMBA 1 DRY USIPA 1 DRYER 1 DRYFISH(UTAKA) 1 DVD PLAYERS 1 DVDS 1 EAR PHONES 2 EAR RINGS 1 EARINGS 2 EARLINGS 1 EARNINGS 1 EAST WAVES 1 EASY WAVE 1 EASY WEAVE 1 EGG PLANTS 1 EGGS 30 ELACTIC 1 ELASTIC 2 ELASTICS 1 ELECTRIC SOCKETS 1 ELECTRIC WARE 1 ELECTRICAL FITTINGS 1 ELECTRICAL PLUGS 1 ELECTRICAL SOCKETS 3 ELECTRICAL WIRE 2 ELECTRICITY 2 ELECTRICITY SOCKETS 1 EMBASSY METHOL 1 EMEL CLOTH 1 EMPTY BOTTLES 1 ENGINE OIL 1 ENVOLOPES 1 EXERCISE BOOKS 2 EXTENSION 2 EXTENSIONS 1 EXTETIONS 1 EYE LINE 1 F7 1 F7 BARS 1 FA 4B STEAL 1 FABLIC 1 FACE COVERS 1 FACE CREAM 1 FACE POWDER 5 FACE PRODUCTS 1 FAWAL CREAM 1 FILTER 2 FINESS 1 FIRE WOOD 3 FIREWOOD 4 FISH 6 FISH BONYA 1 FISH MATEMBA ADOMASI 1 FISH UTAKA 1 FITTINGS(SADDLES) 1 FLAT SHEETS 1 FLEXA FOAM 1 FLEXAFOAM 1 FLEXOR FORM 1 FLORESCENT TUBES 1 FLOUR 4 FLOUR (CASSAVA) 1 FLOUR MAIZE 1 FLOUR WHEAT 1 FLOUR(MAIZE FLOUR) 1 FLOWER 1 FOLKS 1 FOOD FLAVOURS 1 FOOTBALL SHORTS 1 FORKS 1 FRESH MICHENI 1 FRIDGE 1 1 G/NUTS 1 GASKET 1 GATE LATCH 1 GAVANISED FITTINGS 1 GEL 1 GINE(FOR WOOD) 1 GINE/BOSTIC 1 GLANE BEND 1 GLASS 3 GLASS WINDOW 1 GLASSES 1 GLOVES 1 GLUE 2 GLUE/BOSTIC 1 GLUES 1 GLYCELINE 1 GLYCERINE 1 GNUTS 1 GREEN 1 GREEN (BEER) 1 GREEN PAPER 1 GREEN PEPPER 1 GREEN, SPECIAL AND STOUT 1 GREEZE 1 GRIN 1 GRINDER 1 GROCERIES TOILETRIES 1 GROUND NUTS 5 GROUNDNUTS 6 GUTTERS/TAMPERS 1 HACSSLE 1 HAED SETS 1 HAIIR PRODUCTS 1 1 1 HAIR CHEMICAL 1 HAIR COLOR 1 HAIR FOOD 3 HAIR FOODS 2 HAIR OIL 2 HAIR PRODUCTION 1 HAIR PRODUCTS 4 HAIR RELAXER 1 HAIR RELAXING 1 HAIR SHAMPOO 1 HAIR STYLING 1 HARDCOVER 2 HDP PIPES 1 HEADSET 1 HENCANE 1 HINGES 1 HONEY 1 HUMMERS 1 IBM 1 IC 1 INVESTOR 1 IRISH POTATO 2 IRISH POTATOES 2 IRON 1 IRON SHEETS 2 JEWELY 2 JEWERLY 1 JIGGIES 1 JIGGIS 1 JINGER 1 JUICE 4 JUICE /SOBO 1 JUICES 2 KAMBA 3 KAMBA SNACK 1 KAZINGA 1 KITCHEN WIPER 1 KITS 1 KNICKERS 1 KNIVES 1 KUCHEKUCHE 2 LADYS BODY SUITS 1 LAPTOP LCD 1 LASTIC 2 LASTIC OR ELASTIC 1 LAUNDRY SOAP 1 LCD CABLES 1 LEMONS 1 LETHER SHOE 1 LETHER SHOES 1 LIGHT BABY CLOTHES 1 LIM LOCK 1 LINING 4 LINING CLOTH 1 LIP BALM 1 LIP BAM 1 LIP BULM 1 LIP BUM 1 LIP STICK 1 LIQUOR 1 LNB 1 LOCK 1 LOCKS 2 LOTION 4 MACHINE 1 MACHINE OIL 1 MAIN SWITCH 3 MAIZE 3 MAIZE (POPCORN) 1 MAIZE FLOR 1 MAIZE FLOUR 40 MAKAKANA 1 MAKAKANA DRY FISH 1 MAKE UP 1 MALICHELO 1 MANGOES 2 MARGARINE 2 MART 1 MATCHES 7 MATTS (FLOOR) 1 MEAT 32 MEAT(BEEF) 1 MEAT-POULTRY 1 MEDICINE 3 MEMORY STICKS 1 MEN SHIRT 1 MEN SHIRTS 1 MEN SUITS 1 MENS SHOE 1 MENS WEAR 1 MENT 1 MESH 19 MESH HOT WATER 1 MESH SALES 1 METAL SHEET 1 METAL SHEETS 1 METAL TAP JOINT 1 METALS SHEET 1 MILK 11 MILK POWDER 1 MILLET 3 MINERALS 6 MINERALS(COCA COLA 1 MOTOR 1 MOTORS 1 MOUSE 1 MOUTHPIC 1 MOVEABLE SOCKETS 1 MPIRU 1 MUG CUP 1 MUSIC INTRUMENT 1 NAIL 1 NAIL REMOVER 1 NAILKS 1 NAILS 33 NAILS (R6) WIRE 1 NANDOLO 1 NAPKINS, HANDKERCHIEFS 1 NECKLACE 2 NEEDLES 5 NICE AND LOVELY HAIR SEED 1 NIMA 1 NIMA SOAP 1 NIRMA 2 NSIMA WITH BEEF 1 NUTS 1 OIL 5 OIL FILTER 1 OIL FOR MOTOR VEHICLES 1 OIL HAIR 1 OIL MACHINE 1 OKRA 1 ONION 3 ONIONS 21 OPEN DRY FISH 1 ORANGE SQUASH 1 ORANGES 1 PADLOCK 1 PADLOCKS 1 PAINT 3 PAINT BRUSH 1 PAINTS 3 PAMKINS LEAVES 1 PAN HOLDER 1 PANADO 2 PAPER 2 PASTE 1 PAWDER 1 PEANUT BUTTER 1 PEAS 1 PEGION PEANS 1 PENCIL LINES 1 PEPPER 1 PERFUME 4 PETATE 1 PETEY/NTOVU 1 PHARMACENTICALS 1 PHARMACEUTICALS 1 PHONE ACCEESSORIES 1 PHONE BATTERIES 2 PHONE CHARGERS 2 PHONE EARPHONE 1 PHONE FACE 1 PHONE FACES 1 PHONE POWDER 1 PHONES BATTERIES 1 PHONES CHARGER 1 PIGEON PEAS 1 PILADITED 1 PILLAR TAPS 1 PINK OIL 1 PIPES 3 PISTONE 1 PITCOTS 1 PLAIN PAPERS (RIM) 1 PLANTING WEAVE 1 PLASTIC (JUMBO) 1 PLASTIC BAGS 9 PLASTIC JUMBOS 1 PLASTIC PAPER 2 PLASTIC PAPER BAGS 1 PLASTIC PAPER SHEETS 1 PLASTIC PAPERS 3 PLASTIC PIPES 1 PLASTIC SHOES 1 PLASTICS 1 PLATES 1 PLUG 1 PLY WOOD 1 PLYWOOD 1 PONY TAIL 1 POPCORN 1 PORT 1 POT 1 POTATO 1 POTATOES 2 POTTY 2 POWDER 5 PUMPS 1 PUNCH 1 PURSE 1 PURSES 1 PVC PIPES (20 MM) 1 QUITEX 1 RADIO 2 RAM 1 RAM (GIN) 1 RAZOR 1 READY MADE CLOTHES 1 REAM OF PAPER 1 RED BEANS 1 RED OXIDE 1 RELAY 1 RELISH 2 REMOTE CONTROLS 1 REVELON 1 REVION 1 REVLON 2 REVLON REALISTIC 1 RICE 67 RIDER 1 RIM 1 RIT SQUARE TUBE 1 ROCK 1 ROD 1 ROLLERS 1 ROOFING PLASTIC 1 ROSES 1 RT6 (FOR MAKING WINDOWS) 1 SACKET OF LIQUER 1 SADLES 1 SAFA CLOTH 1 SAFER 1 SAIL 3 SALT 36 SANDALS 1 SAUSAGE 5 SCARVES 1 SCREW DRIVER 1 SEFA 1 SELLING BELT 1 SHAMPOO 8 SHAMPOOL 1 SHAPOO 1 SHARACK 1 SHE AND HE 1 SHEETS 1 SHIRT 1 SHIRTS 2 SHOE SOLE 1 SHOES 3 SHOES TAX 1 SIMCARDS 1 SINGLE SOCKET 1 SINK VALVES 1 SKIRTS 4 SLIP-ON 1 SLIPPER 1 SMALL DRY FISH (DOMASI) 1 SMALL FISH 1 SMALL FISH (MATEMBA 1 SMOKED FISH 1 SNACK 1 SNACKS 2 SNACKS (KAMBA PUFF) 1 SNACKS (NUTS) 1 SOAP 72 SOAP (ALOE VERA) 1 SOAP (NIMA) 1 SOAPS AND DETERGENTS 1 SOBO 3 SOCKET 1 SOCKET BREAKER 3 SOCKETS 4 SODA 4 SODERNING WIRE 1 SOFT 1 SOFT AND FREE 4 SOFT AND FREE (CHEMICAL) 1 SOFT AND FREZ 1 SOFT DRINK 5 SOFT DRINKS 21 SOFT DRINSKS 1 SOFT N FREE 1 SOFT STALL PLUS 1 SOFTDRINKS 1 SOLDER WIRE(COIL) 1 SOLDERING 1 SOLDERS WIRES 1 SORGHUM 3 SORGUM 2 SOUNDCARD 1 SOUP 1 SOYA 1 SOYA BEANS 2 SOYA PIECES 2 SPALKES 1 SPANNERS 1 SPEAKERS 1 SPECIAL BEER 1 SPICES 1 SPINDLE 2 SPIRIT 1 SPIRIT/POWDER 1 SPIRITS 1 SPOKES 1 SPORT PARTY PAINT 1 SPRING 1 SPRITS 1 SQUARE TUBE 1 SQUASH 2 STEAMER 1 STEAMING/COLESTROL 1 STEEL 1 STIFF 1 STOCK MARGARONE 1 STOP COCK 1 STOP CORK 1 STOUT 1 STRAIGHTENER (BODY LINER) 1 STRING 1 STRING LUCKY 1 SUGA 1 SUGAR 59 1 SUITS 1 SULT 1 SUMPAPER 1 SUPER GLUE 1 SWEETS 12 SWITCCH 1 T-SHIRTS 1 T. SHIRTS 1 T/SHIRTS 2 TC 1 TEA 1 TEA LEAVES 2 THOBWA 1 THREAD 9 THREADS 3 TILE ADHESIVE 1 TILES CEMENT 1 TIMBER 3 TIMBER, BOSTIC 1 TIMERS 1 TINT 1 TISSUE 1 TOBACCO 2 TOBBACO 1 TOILETARIES 1 TOILETRIES 1 TOILTRES 1 TOMATO 2 TOMATOE 1 TOMATOES 3 TONGING 1 TOP PLUGS 1 TOP-PLUG 1 TOPS 1 TOTCH 1 TRAVELLING BAG 1 TROUSERS 3 TUBES 2 TV AERIAL 1 TWINE 1 TYRE TUBES 1 TYRES 1 UFRESH 1 USIPA 4 UTAKA 2 VACCINES 1 VANISH 5 VARNISH 1 VEGETABLE 1 VEGETABLES 6 VESTLINE 1 WALLETS 1 WASH AND SET (SHAMPOO) 1 WASHING POWDER 1 WATER 15 WEAR 1 WEAVE 8 WEAVES 4 WEIGHT PLATES 1 WELDING ROD 1 WELDING RODGES 1 WELDING RODS 1 WHEAT FLOUR 1 WINDING PAPER 1 WINDOW HANDLES 1 WIRE 2 WIRE COILING 1 WIRES 2 WIRES (COPPER) 1 WIRING 1 WOOD 1 WOOD GLUE 4 WOODGLUE 1 WOOL 2 WRITING PAPERS 1 Y12 STEAL 1 ZERO 1 ZINGWE/ROPE 1 ZIP 6 ZIPPER 1 ZIPS 1 ZITENJE 1 ZITENJE /FABRIC 1 How often do you typically purchase these? 2964 38 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Daily 971 2 Weekly 1524 3 Monthly 405 4 Quarterly 52 5 Yearly 12 Sysmiss 38 How often do you typically purchase these? 2139 863 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Daily 651 2 Weekly 1100 3 Monthly 332 4 Quarterly 48 5 Yearly 8 Sysmiss 863 How often do you typically purchase these? 1703 1299 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Daily 512 2 Weekly 870 3 Monthly 271 4 Quarterly 39 5 Yearly 11 Sysmiss 1299 How many of [inputs/goods to resell) do you typically buy per...How much in MWK 2926 76 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Piece 1273 2 Procedure 49 3 Place(of food) 10 4 Set 253 5 Grams 23 6 Kilograms 662 7 Meters 57 8 Inches 2 9 Milliliters 14 10 Liters 220 11 Other(specify) 363 Sysmiss 76 How many of [inputs/goods to resell) do you typically buy per...How much in MWK 2109 893 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Piece 963 2 Procedure 39 3 Place(of food) 11 4 Set 181 5 Grams 23 6 Kilograms 453 7 Meters 45 8 Inches 1 9 Milliliters 27 10 Liters 161 11 Other(specify) 205 Sysmiss 893 How many of [inputs/goods to resell) do you typically buy per...How much in MWK 1673 1329 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Piece 764 2 Procedure 32 3 Place(of food) 6 4 Set 160 5 Grams 20 6 Kilograms 327 7 Meters 40 8 Inches 1 9 Milliliters 13 10 Liters 137 11 Other(specify) 173 Sysmiss 1329 How many of [inputs/goods to resell) do you typically buy per...How much in MWK 1859 1143 -9 Missing -8 Don't know -7 Notappl How many of [inputs/goods to resell) do you typically buy per...How much in MWK 1258 1744 -9 Missing -8 Don't know -7 Notappl How many of [inputs/goods to resell) do you typically buy per...How much in MWK 986 2016 -9 Missing -8 Don't know -7 Notappl How many of [inputs/goods to resell) do you typically buy per...How much in MWK 1650 1352 -9 Missing -8 Don't know -7 Notappl How many of [inputs/goods to resell) do you typically buy per...How much in MWK 1155 1847 -9 Missing -8 Don't know -7 Notappl How many of [inputs/goods to resell) do you typically buy per...How much in MWK 910 2092 -9 Missing -8 Don't know -7 Notappl Number of inputs/goods listed 2980 22 Specify 2625 0 )HIBUKU(HIKALO 1 -9 1 3 HOLE WIRE 1 ACID 5 AIRTIME 40 ALTENATOR 1 ALTERNATOR 1 ANGLE IRON 1 ARISH POTATOES 1 AV 1 AVOCADO PANS 1 BAGLABARS 1 BAGS 1 BAGS SACK 1 BAGS/PURSE 1 BAMBOOS 1 BANANA 4 BANANAS 5 BAOBAB FRULT 1 BASIB 1 BASIN 2 BATTERIES 6 BATTRIES 2 BEADS 1 BEAF 2 BEANS 33 BEANS/RICE 1 BEARD 1 BEARING 1 BEAUTY CHEMICALS 1 BEAUTY PRODUCT(HAIR FOOD) 1 BEAUTY PRODUCTS 2 BED SHEETS 1 BEDSHEET 1 BEEF 7 BEER 12 BEER (SACHETS 1 BEER(CHIBUKU PACKETS) 1 BEER(CHIBUKU) 1 BELT 1 BELTS 2 BENZINE 1 BERINGS 1 BEUZEEN 1 BEZIN 1 BICYCLE 1 BICYCLE HAB 1 BIG FRESH FISH 1 BISCUITS 1 BISCULT 1 BISCULTS 1 BL;ANK CD AND DVD 1 BLAKE FLUID 1 BLANK CD/ DVD 1 BLANK CDS 1 BLANK CDVS AND CDS 1 BLANKET 1 BLANKETS 1 BLOOM 1 BLOOMS 1 BLOUSES 2 BOBY SUITE 1 BODY CREAM 1 BODY LOTION 4 BOLT & NUT 1 BOLT AND NUT 4 BOLTS 1 BOLTS AND NUTS 1 BONTS 1 BOSTIC 8 BOSTIK 1 BOTTLED BEER 1 BOX OIL 1 BREAD 13 BREAK FIELD 1 BREAK FLUID 1 BREED 1 BRICK PADS 1 BUCKETS 1 BULB HOLDER 2 BULB HOLDERS 2 BURNING MUSIC CD 1 BUTONS 1 BUTTON 1 BUTTONS 2 C. GREEN 1 CABBAGE 3 CABBAGES 1 CABLE 2 CABLE WIRE 1 CABLES 6 CALVANISED PIPES 1 CANDLE HOLDER 1 CANDLES 4 CANE 1 CAR BATTERIES 1 CAR BOSTIC 1 CARBERG BEER 1 CAROL LIGHT 1 CAROLIGHT 3 CARSBEG SPECIAL 1 CARSBERG GREEN 1 CASSAVA 2 CASTROL OIL 2 CATTLE 3 CD, DVD PLAYER 1 CDS 1 CDS/DVDS 1 CELLPHONE 1 CELLPHONE REPAIR 1 CELLPHONES 1 CEMENT 9 CHA,BO FISH 1 CHALCOAL 1 CHALCOAL STOVE 1 CHAMBO 4 CHAMBO FISH 1 CHANNELS 1 CHARCOAL 15 CHARGER 1 CHEAPS 1 CHEMICAL 1 CHEMICALS 6 CHEMICALS(DARK AND LOVELY 1 CHIBUKA 1 CHIBUKU 3 1 CHIBUKU BEER 3 CHIBUKU BREW 1 CHIBUKU MASIKAD 1 CHICKEN 13 CHICKEN MEAT 1 CHICKEN PARTS 1 CHICKEN PORTION 1 CHICKENS 3 CHIITENJE 1 1 1 CHINESE 2 CHIPEMBERE 1 CHIPS 3 CHIRUKU BEER 1 CHITENJE 30 CHITENJES 2 CHLORESTAL 1 CHOLESTRAL 2 CHOLESTROL 4 CHORESTRAL 1 CIDARETTE 1 CIGARATTE 1 CIGARETE 2 CIGARETES 1 CIGARETETES 1 CIGARETTE 9 CIGARETTES 18 CIGARRETES 1 CIGARRETS 1 CIGARRETTES 1 CIGGARETE 1 CJITENJE 1 CLERE 1 CLOTH 10 CLOTH BAGS 1 CLOTHES 18 CLOTHES SECOND HAND 1 CLOTHES TROUSES 1 CLOTHS 1 COKING OIL 1 COLD DRINKS 2 COLESTAL 1 COMPUTER ACCESSORIES 1 COMPUTER GAMES 1 CONDOMS 1 CONTAINERS 1 CONTRACTORS 1 COOKER COILS 1 COOKIN OIL 1 COOKING 1 COOKING OIL 89 COOKING OL 1 COOKINH OIL 1 COSMATICS 2 COSMETICS 2 COSTRATION MATERIALS 1 COTTAGE HINGES 1 COTTON 2 COTTON WOOL 1 COW OX 1 CREAM 1 CUPS 1 CURT 1 CUTTING DISC 1 CUTTING DISK 2 DARK AND LOVELY 9 DARK AND LOVERY 1 DETERGENT AND SOAP 1 DISKS 1 DISPLAY CUB 1 DKWHITE PAINT 1 DOOR HANDLES 1 DOOR HINGE 1 DOOR HINGES 1 DOOR LOCKS 1 DOOR MARTS 1 DREE 1 DRESS 4 DRESSED CHICKEN 2 DRESSES 2 DRINKS 4 DRUG PHAMANOVA 1 DRY 1 2 DRY CHAMBO 2 DRY FISH 59 1 DRY FISH (USIPA) 4 DRY FISH MLAMMBA 1 DRY FISH(CHAMBO 1 DRY FISH(CHAMBO) 1 DRY FISH(MATEMBA) 2 DRY FISH(UTAKA) 1 DVD 7 DVD (FILMS) 1 DVD MOVIES 1 DVD PLAYER 1 DVD'S 1 DVD/CD 2 DVD/CDS 1 DVDS 1 EARING 1 EARNINGS 1 EARPHONES 1 EASY WAVE 1 1 EGGS 23 ELASTIC 1 ELECTRIC SHAVER 1 ELECTRIC WIRES 1 ELECTRICAL 1 1 ELECTRICAL APPLIANCE 1 ELECTRICAL APPLIANCES 2 ELECTRICAL WIRES 1 ELECTRICITY 6 ELECTRICTY WIRE 1 ELECTRONIC REPAIRING 1 EMPTY SACKS 6 ENGINE OIL 1 EPIDERM CREAM 1 ESLETRICITY 1 EXERCISE BOOK 1 EXTENSION 2 F.7. STEAL 1 F7 METAL 1 F7,RT6,F4B 1 FABRIC 2 FACE COVER 1 FACE LOTION 1 FACE POWDER 4 FACIAL 1 FACIAL CREAM 2 FACIAL MAKEUP 1 FANS 1 FEED 1 FEMO 1 FERTILIZER 1 FIREWOOD 3 FISH 60 FISH (DRY) 1 FISH (USIPA 1 FISH (UTAKA) 1 FISH CAT FISH 1 FISH CHAMBO 1 FISH MATEMBA 3 FISH USIPA 2 FISH(DRY) 1 FLASH DISK 1 FLAT SHEET 2 FLEXER FORM 1 FLEXERFOM 1 FLOIUR 1 FLOOL TILES 1 FLOOR MAT 1 FLOUR 9 FLOUR AND CHICKEN 1 FLUSKS 1 FOOD COLOUR 1 FOOD COLOUR YELLOW 1 FOOD COLOURS 1 FRESH BEANS 1 FRESH FISH 2 FRESH FRUIT 1 FRESH MEAT 2 FRESH MILK 1 FRESH USIPA 1 FRESH VEGETABLES 2 1 FRULTS AND VEGETABLE 1 FUEL 1 FULL PIG 1 FUN BELTS 1 GAER BOX 1 GAS 2 GAS BOTTLE 1 GASKET MAKER 1 GAVERNISED ABLES 1 GEAR BOX 1 GIRLS BODY SUITS 1 GLASS 2 GLASS WINDOWS 1 GLUE 1 GLYCERINE 2 GOAT 6 GOAT AND BEAF 1 GOAT MEAT 7 GOATS 2 GOWS 1 GREASE 1 GREEN 2 GREEN BEER 2 GREESE 1 GRIN 1 GROUDNNUTS 1 GROUND NUTS 1 GROUNDNUT 1 GROUNDNUTS 12 GROUNUTS 1 GUGURM 1 GYM BIKE 1 HAIR EXTENSION 1 HAIR FOOD 2 HAIR PRODUCTS 4 HAIR RELAXER 8 HAIR RELAXING 1 HAIR SHAMPOO 2 HANDBAGS 1 HARDCOVER 1 HARDDRIVE 1 HARDWARE 1 HARDWARE REPAIR 1 HEADPHONES 1 HERBAL MEDICINES 1 HINCHES 1 HINGES 1 HUMMER 2 IC 1 IC PHONE 1 ICE 1 INGEEN 1 INSTALLATION TAPE 1 INSULATION 1 INTERGRATED CICUITS 1 IRISH 1 1 1 IRISH POTATO 8 IRISH POTATOE 3 IRISH POTATOES 39 IRON BARS 1 IRON BARS (RINGFORCE) 1 IRON SHEET 1 IRON SHEETS 1 JACKETS 2 JEAN TROUSES 1 JEWELY 1 JEWERY 1 JUMBOS PLASTIC 1 KACHASO 1 KAMBA PUFFS 1 KAUNJIKA 3 KNITTING 1 LADIES JACKETS 1 LADIES SHOES 2 LADIES TROUSERS 1 LADY CLOTHES 2 LADYS SULTS 1 LANCRES 1 LCD 1 LEGGINGS 1 LETHER SHOES 1 LEVLON 1 LIGHT BABY 0-6 1 LIGHT BABY 0-6 CLOTHES 1 LIM LOCKI 1 LINEN CLOTH 1 LINING 1 LINING AND STIFF 1 LININO 1 LINNING 2 LIP BALM 1 LIP BUM 1 LIQUOR 2 LIST WATCH 1 LIVE CHICKEN 1 LIVE CHICKENS 1 LIVE GOAT 1 LOD 1 LOTION 2 MAEAT GOAT 1 MAIN SOCKET 1 MAIZE 27 1 MAIZE FLOU 1 MAIZE FLOUR 134 MAIZE FOLUR 1 MAIZE GRAIN 1 MAKAKANA 2 MAKEUP 1 MANDASI (SNACKS) 1 MANGO (KALISELE) 1 MANGOES 2 MASH DISKS 1 MATCHES 1 MATEMBA 4 MATEMBA FISH 1 MCHENI 1 MEASH 1 MEAT 35 MEAT (BEEF) 1 MEAT (CHICKEN) 1 MEAT BEEF 1 MEAT CHICKEN 3 MEAT PORK 4 MEAT(PIG) 1 MEAT-PORK 1 MEN SHOES 2 MEN TROUSERS 1 MENERALS 1 MENS JEANS 1 MENS SHOES 2 MENTHYLATED SPIRIT 1 MERSH 7 MESH 41 MESH WEAVE 1 MESHI 1 METAL 1 METAL FLAT SHEET 1 METAL RODS 1 METAL SCRAP 1 METAL SCRAPS 1 METAL SHEET 3 METAL SHEETS 1 METHYLATED SPIRIT 1 MILK 7 MILK FRESH 1 MILLER 1 MINERALS 5 MIPINI 1 MIXER 1 MOTHERBOAD 1 MOUSE 1 MSIMA WITH MEAT 1 MTL TOUP 1 MTOVU (ALUMINIUM WIRE 1 MULAMBA 1 MUSIC 1 MUSIC (DVD, CDS AND VCDS) 1 MUSIC CD/DVD 1 MUSIC DVDS 1 MUSIC. CD.DVDS 1 MUSTAD 1 NAIL POLISH 3 NAILS 25 NETWORK CABLE 1 NEWS PAPER 1 NICE AND LOVELY 1 NSIMA 1 NSIMA CHICKEN 1 NSIMA/MAZIE FLOUR 1 NSINJIRO 1 NUT 1 NUTS 1 OFT DRINKS 1 OIL 8 OIL (MOTOR) 1 OIL ENGINE 1 OIL PAIN T 1 OIL PAINT 1 OLANTING WEAVE 1 OLD NEWS PAPER 1 OLI 1 ONION 2 ONIONS 9 PAILS 1 PAINT 9 PAINT (SECOND HAND) 1 PAINTS 11 PALSTIC PAPER 1 PAPER 1 PAPER LIM 1 PAPERS 1 PATATOES 1 PAYING OIL 1 PEAS 1 PERFUME 3 PHONE ACCESSORIES 1 PHONE BATERIES 1 PHONE BATTERIES 5 PHONE BATTRIES 1 PHONE BUREAU 1 PHONE CHARGER 1 PHONE CHARGERS 1 PHONE COVER 1 PHONE FACE 1 PHONE FACES 1 PHONE SPARE PARTS 1 PHONES 4 PHONES FACES 1 PIG 2 PIGS 6 PINEAPPLE 1 PINEAPPLES 4 PIPES 3 PLAIN PAPER 1 PLAINTING 1 PLAITING 1 PLANK 1 PLASTIC 1 PLASTIC BAG 3 PLASTIC BAGS 14 PLASTIC BUCKETS 1 PLASTIC CONTAINER 1 PLASTIC JUMBO 1 PLASTIC JUMBOS 4 PLASTIC PAILS 1 PLASTIC PAPER 7 PLASTIC PAPER BAGS 1 PLASTIC PAPER JUMBO 1 PLASTIC PAPERR BAGS 1 PLASTIC PAPERS 8 PLASTIC PAPERS BAGS 1 PLASTIC PEPER 1 PLASTIC SHEETS 1 PLASTIC SHOES 2 PLASTIC(JUMBO) 1 PLASTICS 1 PLUG 1 PLUMBING 1 PLUMBING FITTINGS 1 PLYWOOD 2 POLES 1 POLISH 1 POPCORN 1 PORK 13 PORK MEAT 3 PORK(KANYENYA) 1 POTAOES 1 POTATO 11 POTATOES 25 POTS 3 POTSTOES 1 POWDER 6 POWERS 1 1 PUMPKIN 1 PUNCHES 1 PURE WATER 1 PVA PAINT 1 PVC 20 MM 1 RADIO 1 RADIOS 1 RAIDER (POWERS) 1 READING BOOKS 1 READY CLOTH 1 READY CLOTHES 1 READY MADE CLOTH 2 READY MADE CLOTHES 10 READY-MADE CLOTHES 1 READYMADE CLOTHES 1 RELAXER 4 RELVEN 1 REMOTE CONTROL 2 REPAIR COOKERS 1 REVLON 6 RICE 81 RICE/CHICKEN 1 RIDER 2 RIDERS 1 RIM LOCKS 1 RIMLOCKS 1 RIMROCKS 1 ROASTED FISH 1 ROCK 1 RODS 2 ROOM LOCK 1 ROOTS 1 SACHETS 2 SACKS 1 SACKS (HARD) 1 SALT 21 SCHOOL BAGS 1 SCHOOL UNIFORM 2 SCRAP METAL 1 SCRAPS MATALS 1 SEAL 1 SECOND HAND CLOTHES 5 SECOND HAND DRESSES 1 SECOND HAND PHONE 1 SECOND HAND SHOES 1 SEFA 1 SERVICE 1 SEWING MACHINE 1 SFT DRINKS 1 SHAMPOO 16 SHAVER 1 SHAVING MACHINE 1 SHAVING MACHINES 1 SHE AND HE 1 SHEET 1 SHEETS 1 SHELLED MAIZE 2 SHIES 1 SHIRTS 2 SHOCK ABSORBER 1 SHOE 2 SHOE REPAIRING 1 SHOE SOLE 1 SHOE SOX 1 SHOES 37 SHORTS 3 SILICON 1 SKIRT 1 SKIRTS 5 SKY- JACKETS 1 SLASHER 1 SLIDING BLACKETS 1 SLIP -ON 1 SLIPPERS 1 SMALL CHAMBO 1 SMALL DRY FISH 3 SMALL FISH 2 SMALL FISH MATAMBA 1 SMALL FRESH FISH 1 SMOKE DRY FISH 1 SMOKED CHAMBO 2 SNEAKER 1 SNEAKERS 2 SOAP 55 SOAP ,COSMATICS AND BEAUT 1 SOAP NURMA 1 SOAP TABLETS 1 SOAP TOSS 1 SOAP U FRESH 1 SOBO 1 SOCKET 4 SOCKETS 3 SOCKEYS 1 SODA 2 SODA WIRE 1 SOFA SET 2 SOFIA 1 1 SOFT AND FREE 6 SOFT DRINK 13 SOFT DRINKS 54 SOFT DRNK 1 SOFT N FREE 1 SOFT WARE 1 SOFTDRINK 2 SOFTDRINKS 1 SOFTIES 1 SOLDERING 1 SOLDERING WIRE 1 SOLUTION 1 SOLVENT CEMENT 1 SON AND FREE 1 SOYA PIECES 3 SPACKLE 1 SPAGHET 1 SPARE PARTS 2 SPECIAL 1 SPECIAL BREW 1 SPHERE FITTINGS 1 SPICES 1 SPIRIT 1 SPIRIT (METHYLATED) 1 SPIRIT/POWDER 1 SPOKES 1 SPORTS SHOES 1 SPRIT 4 SPRITE 1 SQUARE TUBE 1 STATIONARY 1 STEAL BAR 1 STEEL 1 STEEL WEAR 1 STEEL WIRE 2 STICKERS 1 STIFT 1 STOP COCK 1 STOP CORK 1 STOUT 1 STRING 2 STRING/THREAD 3 SUAGR 1 SUGAR 146 SUGAR (WHITE) 1 SUITING MATERIALS 1 SUN GLASSES 1 SUNGLASSES 1 SUPER GLUE 2 SUSPENSION 1 SWEET POTATOE 1 SWEET POTATOES 1 SWEETS 2 T .SHIRT 1 T- SHIRTS 1 T-SHIRT 1 TAILOR MADE CLOTHES 1 TERRAZO 1 TEXTILES 1 THREAD 15 THREAD /STRING 1 THREAD/STRING 2 THREADS 3 TILAPIA 1 TILIPIA 1 TIMBER 34 TIMBER MATABWA 1 TIMBER/WOOD 3 TIMBERS 1 TIMER 1 TIRES 1 TIRPLEX 1 TMBER 1 TOCKEN 1 TOILET 1 TOILET PAN 1 TOILETRIES 1 TOMATO 53 TOMATOE 5 TOMATOES 29 TORCH 1 TOUCH 2 TOWEL 1 TRANSTSTORS 1 TROUSER 1 TROUSERS 11 TROUSERS/SHORTS 1 TROUSES 2 TRUOSES 1 TV BOARD 1 TWINE 1 TYRES 5 U-FRESH SOAP 1 UFA 1 UNDER WEAR 1 UNDR WEAR 1 UNITS 1 USED CAR REMAINS 1 USED CLOTHES 1 USED TROUSERS 1 USIPA 3 USIPA FISH 1 UTAKA 1 VANISH 2 VEGATABLE 1 VEGETABLE 2 VEGETABLES 23 VETABLES 1 WAEVE 1 WATER 2 WATER /SACHET 1 WATER PIPES 1 WATER TAP 1 WATER TAPS 1 WC PAN (PLUMBING) 1 WEAVE 23 WEAVE/MESH 1 WEAVES 6 WELDING HOLDER 1 WELDING MACHINE 1 WELDING RODS 3 WHEEL SPANER 1 WINDOW FRAME 1 WIRE 5 WIRE 2.5 2 WIRE NAILS 1 WIRENAILS 1 WOMEN 1 WOMEN CLOTHES 1 WOMEN DRESS 1 WOMENS DRESS 1 WOOD 5 WOOD/TIMBER 1 WOODEN ITEMS 1 WOODS 1 WOOL 1 WRAPPER 1 WRAPPERS 2 XXX RUM 1 Y 12 MM 1 YESS 1 ZIP 1 ZITENJE 18 Specify 1908 0 - 2 2 DOLLAR 1 2X2 TIMBER 1 ADAPOTION 1 ADAPTA 1 ADAPTOR 1 ADYO 2 AFTER SHAVE LOTION 1 AICOHOL SACHETS 1 AIR TIME 1 AIRTIME 18 AIRTIMES 1 AIRTME 1 ALLUMINIUM 1 ALOEVERA 1 ALUMINIUM 1 ANGLE IRON 4 ANTI VIRUS 1 APPLES 1 AUDIO 1 AVOCADO 1 AZAM SOAP 1 BABY CLOTHES 1 BABYS CLOTH 1 BAGGLER BARS 1 BAGS 2 BAILINGS 1 BAKING FLOUR 1 BALL PENS 1 BALLS 1 BANANAS 1 BANS 3 BASIN 1 BASIN (PLUMBING) 1 BASINS 1 BATH MIXER 1 BATIRIES 1 BATONS 1 BATTERIES 2 BATTERY 1 BATTERY TERMINALS 1 BATTONS 1 BATTRIES 1 1 BEADS 1 BEAF 2 BEANS 34 BEARING 3 BEATIFUL BEGINING 1 BED SHEET 1 BED SHHETS 1 BEEF 8 BEER 2 BEER (SACHETS) 1 BEER SPIRITS 1 BEER( CHIBUKU CHIKALA 1 BEER(SACHETS) 1 BELTS 1 BICYCLE CHAIN 1 BICYCLE SPARE PARTS 1 BICYCLES TYRES 1 BISCITS 1 BISCUIT 1 BISCULTS 3 BIZIWICKS 1 BLACK STOUT 1 BLANK CD/ DVD 1 BLAZING WIRE 1 BLOCK BOARD 2 BLOOMS 1 BLOUSES 1 BLUE BAND 1 BODY LOTION 6 BODY SPRAY 1 BODY SULT 1 BOLT AND NUT 2 BOLTS 1 BOLTS/NUTS 1 BONYA 1 BOSTIC 12 BOSTIC/SOLUTION 1 BOSTICK 2 BRAED 1 BRAKE FLUID 1 BRAKE PAD 1 BRANDY 1 BREAD 29 BREAD/BUNS 1 BREAK FLUID 1 BREAK PAD 1 BRED 1 BROUSES 1 BRUSH 1 BULB 1 1 BULB HOLDER 3 BULD HOLDER 2 BULD HOLDERS 1 BUNS 2 BUNS BREAD 1 BURNS 1 BUSCULTS 1 BUTEX SOAP 1 BUTON HOLDER 1 BUTTON 2 BUTTONS 2 C. SPECIAL/STOUT 1 C/ GREEN 1 CABBAGE 8 CABBAGES 1 CABBBAGE 1 CABLE 3 CABLE PIPES 1 CABLE WIRE 1 CABLES 5 CADY WEAVE 1 CAKES 1 CALCULATOR 2 CANAVAS 1 CANDLE 3 CANDLES 7 CANE 1 CAR SEAT 1 CAR SPARES 1 CARAVAS 1 CARLS GREEN 1 CARO-LIGHT 1 CAROL LIGHT 1 CARROTS 1 CARSBERG BEER 1 CARSBERG SPECIAL BREW 1 CASSAVA 1 CCOOKING OIL 1 CD AND DVD 1 CD, DVDS 1 CELL PHONES 1 CELLPHONE BATTERIES 1 CHAINS 1 CHALK 2 CHAMBO 3 CHAMPION 1 CHANA 1 CHARGER 3 CHARGERS 2 CHARGES 1 CHEMICAL 7 CHEMICALS 8 CHIBUKU 3 CHIBUKU BEER 2 CHICKEN 18 CHICKEN MEAT 2 CHICKEN PARTS 1 CHICKENS 1 CHIECKEN 1 CHILDREN CLOTH 1 CHILDREN CLOTHES 1 CHILDREN DRESSES 1 CHINESE 1 CHIPS 1 CHITENJE 5 CHOLESTOL 1 CHOLESTROL 20 CHOLESTROL NICE AND LOVEL 1 CHORESTROL 2 CHRIPS 1 CIGARATES 1 CIGARETTE 5 CIGARETTE2 1 CIGARETTES 16 CIGARRETES 2 CIGGARETES 1 CIGGERATE 1 CLEAR VANISH 2 CLIPS 1 CLOTH 8 CLOTHES 5 CLOTHES/CHITENJE 1 COFFEE SET 1 COLESTOL 1 COMPLESER 1 COMPUTER ACCESSORIES 1 CONTAINER 4 COOKER SWITCH 1 COOKIG OIL 1 COOKING 1 COOKING OI 1 COOKING OIL 66 COPPER WIRE 2 CORESTROL 1 COSMESIC 1 COSMETICS 6 COVO 2 COW PEANS 1 CURRY 1 CURRY POWDER 1 CUTEX 4 CUTTING DISK 3 DARK AND LOVELY 2 DARK LOVERY 1 DESIGNING 1 DOUBLE 1 DOVE 1 DOWN 1 DRESS 1 DRESSES 4 DRINK BOOTLES 1 DRINK(SOFT) 1 DRINKS 3 DRY FISH (MATEMBA) 3 DRY FISH CHAMBO 1 DRY FISH MATEMBA 1 DRY FISH(MLAMBA) 1 DRY FISH(UTAKA) 1 DRY MLAMBA 1 DRY VEGETABLE 1 DRYER 1 DRYFISH (USIPA) 1 DUVET 1 DVD BOARD 1 DVD PLAYER 1 EARINGS 4 EARN WEAVE 1 EASY WAVE 2 EASY WAVES 1 EAT FISH 1 EGG PLANT 1 EGGS 34 ELASTIC 6 ELBOW 1 ELBOWS 1 ELECTRIC EXTENSION 2 ELECTRIC TAPES 1 ELECTRICAL 1 ELECTRICAL CABLES 1 ELECTRICAL MATERIALS 1 ELECTRICAL WIRE 2 ELECTRICAL WIRES 2 ELECTRICITY 1 ELECTRITY 1 ELF CISTERN 1 EMBASSY 1 EMBASSY KINGS 1 EMPTRY CARTONS 1 EMPTY SACKS 3 EMPTY SACKS (SOFT) 1 ENGINE 1 ENGINE HOUSE 1 ENGINE OIL 2 ENGINE OLI 1 ENVELOPES 1 EPIDEM 1 EPIRDEM 1 EXTENSION 1 EXTENSIONS 2 F.6. STEAL 1 F.J STEAL 1 F7 (FOR WINDOW MAKING) 1 FABRIC 1 FACE CREAM 2 FACE LOTION 1 FACE POWDER 5 FACIAL CREAM 2 FAIRNESS 1 FARMATION 1 FAST HANDING PAINT 1 FERTILIZER 1 FILLAR 1 FIREWOOD 1 FISH 4 FISH MATEMBA 2 FISH MILAMBA 1 FISH USIPA 3 FISH(CHAMBO) 1 FLASH BANDS 1 FLAT BAR 1 FLAT SHEET 1 FLEAFORM 1 FLEX CABLE 1 FLEXAFOAM 2 FLOR 1 FLOUR 7 FLOUR/MAIZE 1 FOAM 1 FOMAICA 1 FOOD CARRY 1 FOOD COLOUR 1 FOOD COLUR YELLOW 1 FOOD CONTAINER 1 FORM SHEET 1 FORMAICA 1 FREEEZING JELIE 1 FRESH CHAMBO 1 FRESH FISH 1 FRESH MILK 1 FRESH VEGETABLES 3 FRUITS 1 FRULTS 1 G/NUTS 1 G/NUTS FLOUR 1 GALVANISED PIPE 1 GARLIC 2 GAS 1 GATE ROLLER 1 GATES 2 GAVERNISED NIPPLES 1 GLOBE MAP 1 GLUE 2 GOAT MEAT 2 GOATS 2 GOLF SHIRTS 1 GOOT SKIN 1 GREASE 1 GREEN MAIZE 1 GREEN/SPECIAL 1 GREESE 1 GRIN 1 GRIZEE 1 GROUND NUTS 2 GROUNDNUTS 3 GRUE 1 HAB 1 HAIR CHEMICALS 2 HAIR CHIRESTRAL 1 HAIR COLOUR 1 HAIR EXTENSION 1 HAIR FOOD 3 HAIR OIL 2 HAIR PRODUCT 1 HAIR PRODUCTS 4 HAIR RELAXER 3 HAIR RELAXING 3 HAND BAGS 1 HANDBAG 1 HARD METAL SHEET 1 HARDDRIVE 1 HARDWARE 2 HATS 1 HEADSET 1 HEADSETS 1 HIDGES 1 HINGERS 1 HOES 2 HYDRICK OIL 1 IGARRETTES 1 INCHES 1 INK 1 IRISH POTATO 3 IRISH POTATOES 8 IRON BARS 1 JAMBIS 1 JEAN TROUSERS 1 JEANS TROUSERS 1 JEWELRY 1 JEWELY 1 JEWERLY 2 JEWERY 3 JUICE 1 JUICES 1 JUMBO PLASTIC 1 JUMBO PLASTIC BAG 1 KADANSANA 1 KADASANA 1 KAMBA 3 KAMBA NACKS 1 KAPENTA 1 KEYBOARD 1 KHOBWE 1 KITCHEN SALT 1 LADIES TROUSER 1 LADYS SHOES 1 LAMP HOLDER 1 LASTIC 1 LCD PHONE 1 LCTOGEN 1 LEAFS 1 LEGUMES 2 LIBON 1 LIGHT 1 LIM 1 LIM LOCK 1 LIME 1 LINING 3 LINING CLOTHES 1 LIP BALM 1 LIQUAR 1 LIQUOR SACHETS 1 LIQUR SACHETS 1 LOCKS 1 LODS 1 LOTION 1 LUNING CLOTH 1 MAHEU 2 MAIN SWITCH 2 MAIZE 4 1 MAIZE (POPCORN) 1 MAIZE FLOUR 57 MAIZEFLOUR 1 MAJUMBO 1 MAKAKANA 2 MANGO 1 MANGO (BOLOMA) 1 MANGOES 2 MATCHE 1 MATCHES 8 MATEMBA 3 MATEMBA FISH 1 MAYONIS 1 MEAT 32 MEAT (BEEF) 2 MEAT -BEEF 1 MEAT PORTIONS 1 MEAT(CHICKEN 1 MEN SHIRTS 1 MEN TROUSES 1 MENS CLOTHES 1 MERSH 1 MESH 42 MESHI 2 MESN TROUSERS 1 METAL SHEET 2 METAL SHEETS 1 METHYLATED SPRIT 2 MICHENI 1 MILK 7 MILLET 3 MIN-DISC 1 MINERAL 1 MINERALS 4 MOLTER 1 MOP 1 MOTOR OIL(HP40) 1 MOTORS 1 MOUTICE ROCK 1 MUD FISH 1 NAIL 2 NAIL POLISH 2 NAILS 25 NECKLACE 1 NEEDLE 1 NEEDLES 1 NKWALE 1 NSIMA 1 NUMBER 1 SUGAR 1 NUTS 1 OIL 13 OIL COVO 1 OLIVE OIL 1 ONION 3 ONIONS 15 OOKING OIL 1 OPNIONS 1 OVERLOAD 1 PAD LOCK 2 PADS 1 PAIL 1 PAINTS 2 PAIR OF TROUSES 1 PANGA KNIFE 1 PANTS (UNDERWEAR) 1 PAPER 1 PAPER RIBBON 1 PAPERS 1 PARAFFIN 1 PASTIC 1 PATAPATA 1 PATCHES 1 PAYPHONE 1 PEAS 1 PENS 2 PEPPER 1 PERFUME 2 PERFUMES 1 PESTERLISED MILK 1 PHARMACETICALS 2 PHARMACEUTICAL 1 PHARMACEUTICALS 1 1 PHONE B ACCESSORIES 1 PHONE BAGS 1 PHONE BATTERIES 4 PHONE BATTERY 1 PHONE BATTRIES 2 PHONE CHARGER 1 PHONE CHARGERS 2 PHONE COVER 1 PHONE FACE 1 PHONE FACES 1 PHONE HEADSETS 1 PHONE HOUSEING 1 PHONE SPEAKER 1 PILLAR TAP 1 PLAG 1 PLASTIC BA 1 PLASTIC BAG 2 PLASTIC BAGS 9 PLASTIC JUMBOS 2 PLASTIC PAPER 1 PLASTIC PAPERS 6 PLASTIC SANDALS 1 PLASTICS 2 PLATE 1 PLATES 2 PLUG 1 PLUMBING 1 PLUMBING FITTINGS 1 PLUMBING PIPES 1 PLUMBING(CONECTOR) 1 POCHER 1 POPCORN 1 POT 1 POTATO 2 POTATOES 3 POTATOES/CHIPS 1 POTS 1 POUCHES 1 POWDER 6 POWERS NO.1 1 POWERS SACHETS 1 PRISTONS 1 PUTEX 1 PVC 110 MM 1 QTEX 1 QUITEX 2 RACK END 1 RADIOS 3 RAM 1 RAPE 3 RAX MATS MADE OF SACKS 1 READY MADE CLOTHE 1 RED OXIDE 1 RELAXERS 1 RELISH 2 REPAIR OF FRIDGE 1 RESTOR 1 RESTORE 3 REVELON 1 REVILON 1 REVLON 7 RICE 113 RICE AND BEANS 1 RICE WITH MEAT 1 RIDER 1 RIDER CANE SPIRIT 1 RING FORCE 1 ROD 1 ROLLERS 1 ROUND STEAL 1 ROYCO 1 RT6 METAL 1 SACKBAGS 1 SAFE 1 SAIL 1 SAIT 1 SALOON /KNITTING 1 SALT 36 SANCK 1 SANDALS 1 SATCHETS 1 SAUSAGE 4 SCREW DRIVER 2 SEDERING WIRE 1 SEWING WOOL 1 SHAMPOO 8 SHAMPOO/CHOLESTROL 1 SHAWEL 1 SHE AND HE 1 SHE AND HE HAIR FOOD 1 SHEETS 1 SHIPPERS 1 SHIRTS 8 SHOCKS 1 SHOES 7 SHOES PLASTIC 1 SHORTS 1 SIEVE 2 SILVER FISH 1 SIMCARDS 1 SKIN JEANS 1 SKIRT 3 SKIRTS 4 1 SLIPPERS 2 SMALL ELCTRONICS 1 SMALL FISH 1 SMALL FISH (USIPA) 1 1 SNACKS 1 SOAP 53 SOAP (BOOM) 1 SOAP (TABLET) 1 SOAP NIMA 1 SOAP UFRESH 1 SOAP(AZAM0 1 SOBO 2 SOCKET 1 SOCKET SPANNERS 1 SOCKETS 5 SOCKETS BREAKER 1 SOCKS 2 SOFA SET 1 SOFIA 1 SOFLIES 1 SOFT 1 SOFT AND FREE 2 SOFT DRINK 5 SOFT DRINKS 42 SOFT N FREE 1 SOFTIES 1 SOLES 1 SOLUTION / BOSTIC 1 SOYA 1 SOYA BEANS 1 SOYA PIECES 1 SOYA PIECS 1 SPANNERS 1 SPARK PLUGS 1 SPECIAL 1 SPECIAL BEER 1 SPICE 1 SPICES 3 SPINDLE 2 SPIRIT 2 1 SPIRITS 4 SPOKS 1 SPRIT 2 SPRIT BEER 1 SPRITS 2 SPRITS SACHETS 1 SQUASH 2 STALL AND SPECTRUM 1 STARTER MOTOR 2 STICKERS 1 STIFF 1 STOP COP 1 STRING /THREAD 1 STRING/THREAD 2 SUGAR 80 SUGAR GRADE1 1 SUIPERGLUE 1 SUN DRIED FISH 1 SUPAR GREW 1 SUPER GLUE 1 SUPERGLUE 1 SUSPENSION ARM 1 SWEETS 4 SWITCH 2 SWITCH HOLDER 1 T- SHIRTS 1 T-SHIRT 1 T-SHIRTS 2 T/SHIRT 1 TABLE CLOTHE 1 TABLE MART 1 TABLE SALT 1 TAILOR MADE 1 TALL PACK 1 TAPE GUM 1 TAPES 1 TAPS 1 TEA 1 THREAD 12 THREAD/STRING 1 THREADS 1 THRED 1 TIE ROD END 1 TILES 1 TIMBER 2 TISUES 1 TOBBACO 1 TOILETARIES 1 TOILETRIES 1 TOILETRIES (SOAP) 1 TOMATO 4 TOMATOE 2 TOMATOES 16 TOMOTOES 1 TOP PLUG 1 TORCH 2 TORCHES 1 TOYS 1 TRANSIFER 1 TRANSISTOR 1 TRIPLEX 1 TRORY 1 TROUSER 1 TROUSERS 7 TUBES 1 TV SCREEN 2 TV SPARE PARTS 1 TWAIN 1 TWINE 1 TYRES 4 U FRESH 1 U-FRESH 1 ULUSI 1 UNITS 1 USB CORD 1 USED NEWSPAPER 1 USIPA 4 USIPA (DRIED) FISH 1 UTAKA 1 UTAKA FISH 1 VALUES 2 VANISH 7 VARNISH 1 VCD 4 VEGETABLE 4 VEGETABLE SEEDS 1 VEGETABLES 9 WALL GLASS 1 WALL SOCKETS 1 WATCH 1 WATER 6 WATER TAPS 1 1 WEAVE 11 WEILDING 2 WEILDING ROCKS 1 WELDING 1 WELDING RODS 2 WELLDING LODS 1 WHEAT FLOUR 1 WHEEL FLOUR 1 WINDOW GLASS 1 WINTER TOPS 1 WIRE 3 WIRE NAILS 2 WIRES 1 WOMEN 1 WOMENN TROUSERS 1 WOOD 1 WOODEN SPOONS 1 WOOLEN (ULUSI) 1 WRIST WATCH 1 YOGIE 1 ZEAP 1 ZIP 1 ZITENJE 4 Specify 1534 0 - 1 2 1 6X2 TIMBER 1 AIRTIME 15 AITTIME 1 APLLIANCES 1 ARTS 1 ASBESTAS WIRE 1 AV 1 AVOCADO PEAS 1 BABY BRACKETS 1 BABY TOYS 1 BABYS SHOES 1 BACKETS 1 BAG 1 BAGLARBARS 1 BAILINGS 1 BALL JOINT 1 BANANAS 1 BANGLES 1 BANS 5 BAOBAB 1 BARGABER 1 BASIN 1 BASINS 2 BATANS 1 BATERIES 1 BATTERIE 1 BATTERIES 6 BATTERISE 1 BATTLE 1 BATTRIES 2 BEANS 19 BEARING 1 BEARINGS 2 BEAUTIFUL BEGGINING 1 BED COVER 1 BED SHIRT 1 BEEF 5 BEER 3 BELLINGS 1 BELTS 2 BICYCLE TYRE 1 BIRTHDAY CARDS 1 BISCUIT 1 BISCUITS 3 BISCULT 2 BISCULTS 5 BISKETS 2 BLA 1 BLACK CHICK 1 BLACKET 1 BLANE BEND 1 BLANK CDS DVD 1 BLANKETS 1 BLOUSE 3 BLOUSES 1 BLOUSES/SHIRTS 1 BLUE MAGIC 1 BLUSH 1 BOASTIC 1 BODU LOTION(CAROLIGHT) 1 BODY FEELER 1 BODY LOTION 11 BODY LOTIONS 1 BODY OIL 1 BODYLINER 1 BOLT AND NUT 2 BOLTS 1 BOLTS AND NAILS 1 BOLTS AND NATS 1 BOLTS AND NUTS 1 BONYA 1 BOSITIC 1 BOSS 1 BOSTIC 11 BOXES 1 BRAAI 1 BRAD 1 BREAD 17 BREAD (BUNS) 1 BREAK FLUID 1 BREAK FUEL 1 BROUSES 1 BRUSH 2 BUBLEGUM 1 BUCKETS 1 BULB 1 BULB HOLDER 3 BULBHOLDER 1 BULBS 1 BUNS 1 BUSCUITS 1 BUSCULTS 1 BUSH 1 BUTTER BEANS 1 BUTTON 1 BUTTONS 1 C/SPACIAL 1 CABAGE 1 CABBAGE 4 CABLE 1 CABLES PHONE 1 CALCULATOR 1 CANDLE 2 CANDLES 18 CANDY 1 CAR BOSTIC 1 CARBON BRUSH 1 CARD 1 CARDS 1 CAROLIGHT 2 CARONS 1 CARROT 2 CARTONS 2 CASETTE 1 CASH SALE BOOK 1 CCOOKING OIL 1 CD 4 CELL PHONE FACES 1 CELLPHONE 1 CELLPHONES 1 CEMENT 4 CFOOD FLAVOURS 1 CHAINS 1 CHAMBO 1 CHAMPOO 1 CHANNEL 1 CHARCOAL 3 CHARGER 1 1 CHARGERS 2 CHARGING BASE 1 CHEMICAL 3 CHEMICAL (SON AND FREE) 1 CHEMICALS 5 CHIBUKU 1 CHIBUKU (SACHETS) 1 CHICKEN 19 CHICKEN MEAT 1 CHICKEN/BEEF 1 CHIKEN 1 CHILDREN CLOTHES 1 CHILDREN SHOEST 1 CHINISE 1 CHINSWA 1 CHITENJE 1 CHLORESTOL 1 CHOLESSTEROL 1 CHOLESTRAL 1 CHOLESTROL 5 CHORESTROL 1 CIGAREATES 1 CIGARETE 1 CIGARETT 1 CIGARETTE 2 CIGARETTES 13 CIGARRETES 2 CIGARRETTE 1 CIGARRETTES 1 CIGERETTES 1 CIGGERS 1 CIPPER WIRE 1 CIRCUIT BREAKER 1 CLAY POTS 1 CLEAR VANISH 1 CLERE 1 CLERE BODY LOTION 1 CLOTH 2 CLOTH SHEET 1 CLOTHE 1 CLOTHES 1 COILING WIRE 1 COILS 1 COLESTEROL 1 COLESTOL 1 COLESTROL 1 COMBBRUSH 1 COOKING 3 COOKING OIL 66 COOKINNG OIL 1 COPNG MUSIC 1 CORN FLOUR 4 COSMETIC 1 COSMETICS 6 COTTON 1 COTTON CLOTH 1 COTTON WOOL 1 COVO 2 CRAYONS 1 CREAM 1 CUPS 2 CURLY 1 CURRY 1 CUSHION 1 CUT IN DISC 1 CUTEX 2 CUTTAINS 1 CYDERS 1 DARK AND LOVELY 4 DINNING SET 1 DOMASI 1 DOOR FRAME 1 DOUBLE SOCKET 1 DRESS 1 DRESSES 1 DRINKING BOTTLE 2 DRINKS 3 DRY FISH 1 DRY FISH (UTAKA) 2 DRY FISH UTAKA 1 DRY FISH(DOMASI) 1 DRY FISH(UTAKA) 1 DRY MATEMBA 1 DRY USIPA 1 DRYER 1 DVD PLAYERS 1 DVDS 1 EAR PHONES 1 EAR RINGS 1 EARINGS 1 EARLINGS 1 EARNINGS 1 EARPHONE 1 EARRINGS 1 EASY WAVE 2 EASY WAVES 1 EASY WEAVE 1 EGGS 28 ELASTIC 3 ELECTRIAL FITTINGS 1 ELECTRIC SOCKETS 1 ELECTRICAL 1 ELECTRICAL SOCKETS 3 ELECTRICITY 3 ELECTRICITY SOCKETS 1 ELLASTIC 1 EMBASSY 1 EMEL CLOTH 1 EMPTY BOTTLES 1 1 ENVOLOVES 1 EXERCISE BOOKS 2 EXTENSION 3 EXTETIONS 1 EYE LINE 1 F7 1 FA AB STEAL 1 FABRIC / CHITENJE 1 FACE COVERS 1 FACE CREAM 1 FACE POWDER 5 FAWAL CREAM 1 FILTER 2 FINES 1 FIRE WOOD 2 FIREWOOD 7 FISH 4 FISH MATEMBA A DOMASI 1 FISH MATEMBA ADOMASI 1 FISH UTAKA 1 FLAT SHEETS 1 FLEXA FOAM 1 FLOLESCENT TUBES 1 FLOOR MATT 1 FLOUR 5 FLOUR AND MEAT 1 FLOUR WHEAT 1 FLOWER 1 FORKS 1 FRESH MMICHENI 1 G N G 1 G/NUTS 4 GASKET 1 GATE LATCHE 1 GAVANISED FITTINGS 1 GEL 1 GINE 1 GLASS 4 GLOVES 1 GLUE 4 GLUE/BOSTIC 1 GLYCELINE 1 GLYCERINE 1 GRAINDER 1 GREEN 1 GREEN PAPER 1 GREEN PEPPER 1 GREEN, SPECIAL AND STOUT 1 GREEZE 1 GROCERIES TOILETRIES 1 GROUND NUTS 2 GROUND/NUTS 1 GROUNDNUTS 4 GUTTERS 1 HACSSLE 1 HAIR BRADING 1 HAIR COLOR 1 HAIR FOOD 2 HAIR FOOD, SHAMPOO 1 HAIR OIL 2 HAIR PRODUCT 1 HAIR PRODUCTS 4 HAIR RELAXER 1 HAIR RELAXING 1 HAIR SHAMPOO 1 HAIR STYLING 2 HARDCOVER 1 HARDCOVERS 1 HDP PIPES 1 HEADSET 1 HEADSETS 1 HENCANE 1 HINGES 1 HONEY 1 HOTWATER MESH 1 HUMMERS 1 IBM 1 IC 1 IGARETTES 1 INVETOR 1 IRISH POTATOES 5 IRON 1 IRON SHEETS 1 JEWELY 1 JEWERLY 1 JIGGIS 1 JINGER 1 JUICE 4 JUICES 1 KAMBA 3 KAZINGA 1 KITCHEN WIPER 1 KNICKERS 1 KNIVES 1 KUCHE KUCHE 1 KUCHEKUCHE 1 LADY BODY SUITS 1 LAP TOP LCD 1 LASTIC 2 LAUNDRY SOAP 1 LCD 1 LEMONS 1 LETHER SHOE 1 LETHER SHOES 1 LIGHT BABY CLOTHES 1 LIM LOCK 1 LINING 3 LINING CLOTH 1 LIP BALM 1 LIP BAM 1 LIP BULM 1 LIP BUM 1 LNB 1 LOCK 1 LOCKS 1 LOCKSS 1 LOTION 4 MACHINE OIL 2 MAIN SWITCH 3 MAIZE 2 1 MAIZE FLOUR 36 MAIZE MFLOUR 1 MAKAKANA 3 MAKE UP 1 MANGOES 2 MARGARINE 1 MATCHES 6 MEAT 29 MEAT (BEEF) 1 MEAT BEEF 1 MEDICINE 3 MEMORY STICKS 1 MEN SHIRT 1 MEN SULTS 1 MENS SHOES 1 MENS WEAR 1 MENT 1 MESH 18 MESH HOT WATER 1 MESH SALES 1 METAL SHEET 2 METAL SHEETS 1 MILK 10 MILK POWDER 1 MILLET 3 MINERALS 5 MOTOR 1 MOUSE 1 MOUT6HPIC 1 MOVEABLE 1 MPIRU 1 MTEDZA 1 MUG CUP 1 MUSIC PRODUCTION 1 NAIL 2 NAIL REMOVER 1 NAILS 23 NANDOLO 1 NECKLACE 1 NECKRACES 1 NEEDLES 3 NICE AND LOVELY HAIR FOOD 1 NIMA 1 NIMA SOAP 1 NIRMA 2 OIL 4 OIL FILTER 1 OIL MACHINE 1 OKRA 1 ONION 4 ONIONS 17 ONIOS 1 OPEN DRY FISH 1 ORANGE SQUASH 1 ORANGES 1 PADLOCK 1 PADLOK 1 PAIL (BUCKETS) 1 PAINT 4 PAINT BRUSH 1 PAINTS 2 PAMPKINS 1 PANADO 2 PAPER 2 PEAS 1 PEGION PEAS 1 PEN HOLDER 1 PENCIL LINES 1 PEPPER 1 PERFUME 3 PETICOTS 1 PHARMACENTICALS 1 PHARMACEUTICALS 1 PHILADATED 1 PHONE ACCESORRIES 1 PHONE BATTERIES 3 PHONE CHARGER 2 PHONE FACE 1 PHONE POUCHES 1 PHONECHARGERS 1 PIGION PEAS 1 PILLAR TAPS 1 PINK OIL 1 PIPES 4 PISTONES 1 PLAIN PAPERS 1 PLANTING WEAVE 1 1 PLASTIC (JUMBO) 1 PLASTIC BAG 1 PLASTIC BAGS 9 PLASTIC JUMBOS 1 PLASTIC PAOER 1 PLASTIC PAPER 2 PLASTIC PAPERS 1 PLASTIC PIPES 1 PLASTIC SHOES 1 PLASTICS 1 PLATES 1 PLUG 1 PLUMBING MATERIAL 1 PLYWOOD 2 PONY TAIL 1 POPCORN 1 PORT 1 POTATOES 1 POTTY 1 POWDER 4 POWEDER 1 PUMPS 1 PUNCH 1 PURSES 1 QUITEX 1 R4 (NAIL WIRE ) 1 RADIO 1 RAM 1 RAM (GIN) 1 READY MADE CLOTHES 1 RED BEANS 1 RED OXIDE 1 RELAY 1 RELISH 1 REMOTE CONTROLS 1 REVELON 1 REVION 1 REVLON 2 RHS SQUARE TUBE 1 RICCE 1 RICE 54 RICE WITH BEANS 1 RIDER 1 RIGAR 1 RIM 1 RODS 1 ROOFING PLASTICS 1 ROPES 1 ROSES 1 RT 6(FOR WINDOW MAKING) 1 RUM 1 SACKET LIQUER 1 SADDLES 1 SADLES 1 SAILT 1 SALT 28 SALTS 1 SAUSAGE 4 SAUSAGES 1 SCREW DRIVER 1 SEFA 1 SHAMPOO 9 SHAPOO AND CHOLESTROL 1 SHE AND HE 1 SHIRT 1 SHIRTS 2 SHOE SOLE 1 SHOES 4 SHOES TAX 1 SHOLDERING 1 SIMCARDS 1 SINGLE SOCKET 1 SINK VALVE 1 SKIRTS 4 SLIP-ON 1 SLIPPER 1 SMALL FISH 2 SMALL FISH (MATEMBA) 1 SMOKED CATFISH 1 SNACKS 4 SNACKS(GROUNDNUTS) 1 SOAP 66 SOAP (ALOE VERA 1 SOAP (NIMA) 1 SOBO 3 SOCKET BREAKER 3 SOCKETS 4 SODA 3 SODERNING WIRE 1 SOFA CLOTH 1 SOFT 1 SOFT AND FREE 4 SOFT BAND FREE 1 SOFT DRINK 3 SOFT DRINKS 22 SOFT N FREE 1 SOFTDRINKS 1 SOLDER WIRE 1 SOLDER WIRE(COIL) 1 SORGAN 1 SORGHUM 3 SORGUM 1 SOUNDWARE 1 SOUP 1 SOYA 1 SOYA BEANS 1 SOYA PIECE 1 SOYA PIECES 1 SPANNERS 1 SPARKES 1 SPEAKERS 1 SPECIAL 3 SPEKES 1 SPICES 1 SPINDLE 2 SPIRIT 1 SPIRITS 1 SPORT PARTY PAINT 1 SPRING 1 SPRITS 1 SQUARE TUBE 1 SQUASH 1 STEAMER 1 STEEL 1 STIFF 1 STOCK MARGIRINE 1 STOP COCK 1 STOP CORK 1 STOUT 1 STRING 1 STRING LUCKY 1 SUGAR 56 SUGAR (BROWN) 1 SUITS 1 SUNPAPER 1 SUPER GLUE 2 SWEET 1 SWEETS 10 SWITCH 1 T- SHIRTS 1 T. SHIRTS 1 T/SHIRTS 2 TEA 2 TEA LEAVES 2 THOBWA 1 THREAD 6 THREADS 3 TILE ADHESIVE 1 TILES CEMENT 1 TIMBER 2 TIMBERS 1 TIMERS 1 TINT 1 TISSUES 1 TOBACCO 1 TOBCCO 1 TOILETARIES 1 TOILETRIOES (SOAP) 1 TOMATO 2 TOMATOES 3 TONGING 1 TOP PLUGS 1 TOP-PLUG 1 TOPS 1 TOTCH 1 TRAVELLING BAGS 1 TRON SHEETS 1 TROUSERS 3 TUBES 2 TV AREAL 1 TYRE 1 TYRE TUBES 1 UFRESH 1 USIPA 5 UTAKA 2 VACINES 1 VANISH 5 VARNISH 1 VEGATABLES 1 VEGETABLE 2 VEGETABLES 5 VESTLINE 1 WALLETS 1 WATER 14 WEAR 1 WEAVE 8 WEAVES 5 WEAVING BASKET 1 WEIGHT PLATES 1 WELDING 1 WELDING RODES 1 WELDING RODS 1 WHEAT FLOUR 1 WINDING PAPER 1 WINDOW HANDLE 1 WIRE 3 WIRES 2 WIRING 1 WOMEN JEZ 1 WOOD 1 WOOD GLUE 5 WOOL 2 Y12 1 ZERO 1 ZIP 5 ZIPS 1 ZITENJE 1 Do you have a contract with atleast one supplier to purchase a certain number of 2973 29 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 250 2 No 2723 Sysmiss 29 Do you have a contract with atleast one supplier to purchase a certain number of 2164 838 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 164 2 No 2000 Sysmiss 838 Do you have a contract with atleast one supplier to purchase a certain number of 1748 1254 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 140 2 No 1608 Sysmiss 1254 When you purchase your inputs, what proportion of input is to be used in produci 681 2321 -9 Missing -8 Don't know -7 Notappl When you purchase your inputs, what proportion of input is to be used in produci 560 2442 -9 Missing -8 Don't know -7 Notappl When you purchase your inputs, what proportion of input is to be used in produci 455 2547 -9 Missing -8 Don't know -7 Notappl What is the current cost value in MWK of all inputs that you have either here or 1055 1947 -9 Missing -8 Don't know -7 Notappl Do any of your inputs or final products ever get stolen? 2908 94 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 757 2 No 2151 Sysmiss 94 What was the value in MWK of all inputs and final products that got stolen? 747 2255 -9 Missing -8 Don't know -7 Notappl Section end time 2942 60 -9 Missing -8 Don't know -7 Notappl Section end time 2941 61 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 Do you determine the price at which you sell the main product/provide the main s 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I determine my own price 1570 2 I sell at the price everyone is charging in the market 1414 Sysmiss 18 If you major competetor has increased the price of the main product/service by M 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I would increase the price of my main product by more than 10% 79 2 I would increase the price of my main product by 10% 1180 3 I would increase the price of my main product by less than 10% 379 4 I would keep the price of my main the same 1331 5 I would lower the price of my main product 16 Sysmiss 17 Approximately,how many immediate competetor's do you have in this market? 3002 0 -9 Missing -8 Don't know -7 Notappl How do you currently differenciate your products or services from theirs? 2965 37 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Cost 614 2 Packaging 119 3 Quality of final products 545 4 Quantity of staff 214 5 Credit plolicy 5 6 Offering more complementary services/products 195 7 Use of different inputs or equipment 48 8 Cleaner/neater premises 57 9 Location closer to customers 62 10 Friendliness of services 624 11 Other(specify) 11 77 Skip 0 98 Don't differentiate 471 Sysmiss 37 How do you currently differenciate your products or services from theirs? 1536 1466 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Cost 158 2 Packaging 61 3 Quality of final products 173 4 Quantity of staff 114 5 Credit plolicy 9 6 Offering more complementary services/products 120 7 Use of different inputs or equipment 31 8 Cleaner/neater premises 82 9 Location closer to customers 106 10 Friendliness of services 674 11 Other(specify) 2 77 Skip 0 98 Don't differentiate 6 Sysmiss 1466 How do you currently differenciate your products or services from theirs? 27 0 CALL OUT FOR CUSTOMERS 1 FAIR PRICES 1 HE IS THE ONLY ONE WHOS SELLS GOAT MEAT 1 HE IS THE ONLY PERSON DOING THIS KIND OF 1 HIS BUSINESS IS SMALL AS COMPARED TO OTHERS 1 JAS A WIDE VARIETY OF CLOTHES 1 LOW PRICE 1 MINE DO NOT HAVE ENOUGH GOODS TO SELL 1 NO COMPETITORS IN THIS AREA AS SUCH DIFFICULT 1 NO OTHER PRINTING BUSINESS ONLY ONE 1 NUMBER OF PRODUCTS SOLD PER DAY 1 OFFERING SOME UNIQUE PRODUCTS THAT OTHERS 1 OPENS THE SHOP EVERYDAY 1 ORIGINAL THINGS 1 PRICE 1 PRICES 1 PRODUCT QUANTITY 1 PROVIDING HIGH QUALITY SERVICE 1 QOUNTITY OF PRODUCTS 1 QUANTIRY 1 QUANTITY 1 QUANTITY OF PRODUCTS 1 QUANTITY OF PRODUCTS OFFERED 1 REFUSED TO COMENT OR ANSWER ON THIS ONE 1 THERE IS NO OTHER RETAILER SOLELY FOR SPIRITS 1 THEY HAVE MOVE PRODUCTS WHILE SHIP HAS LESS 1 WE HAVE THE LOWEST PRICE 1 Do you give discounts for different customers? 2978 24 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes, I charge less for friends 430 2 Yes, I charge less for family 44 3 Yes, I charge less for repeated customers 367 4 Yes, I charge less for people who have less money 442 5 Yes, I charge diffrently depending on whether customer is paying in full at the time of delivery 30 6 Yes, I charge less for bussiness that resell my products 14 7 Yes, I charge less per product if customer buys in bulk(large quantities) 130 8 No 1521 77 Skip 0 Sysmiss 24 Do you give discounts for different customers? 903 2099 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes, I charge less for friends 58 2 Yes, I charge less for family 385 3 Yes, I charge less for repeated customers 141 4 Yes, I charge less for people who have less money 141 5 Yes, I charge diffrently depending on whether customer is paying in full at the time of delivery 25 6 Yes, I charge less for bussiness that resell my products 19 7 Yes, I charge less per product if customer buys in bulk(large quantities) 111 8 No 23 77 Skip 0 Sysmiss 2099 Do you give discounts for different customers? 549 2453 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes, I charge less for friends 19 2 Yes, I charge less for family 37 3 Yes, I charge less for repeated customers 334 4 Yes, I charge less for people who have less money 74 5 Yes, I charge diffrently depending on whether customer is paying in full at the time of delivery 16 6 Yes, I charge less for bussiness that resell my products 8 7 Yes, I charge less per product if customer buys in bulk(large quantities) 45 8 No 16 77 Skip 0 Sysmiss 2453 Do you give discounts for different customers? 372 2630 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes, I charge less for friends 11 2 Yes, I charge less for family 5 3 Yes, I charge less for repeated customers 10 4 Yes, I charge less for people who have less money 252 5 Yes, I charge diffrently depending on whether customer is paying in full at the time of delivery 16 6 Yes, I charge less for bussiness that resell my products 13 7 Yes, I charge less per product if customer buys in bulk(large quantities) 54 8 No 11 77 Skip 0 Sysmiss 2630 Are prices fixed or do you bargain with your customers 2965 37 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,price fixed 1679 2 No,bargaining allowed 1286 Sysmiss 37 Do any of your clients re-sell your products without altering them (besides pack 2980 22 -9 Missing 0 -7 Notappl 209 1 Yes 539 2 No 1887 98 if only serviecs 0 99 Don't know 345 Sysmiss 22 Approximately, at what price do they sell your products to their customers? 543 2459 -9 Missing 0 -7 Notappl 385 Approximately, at what price do they sell your products to their customers? 380 2622 -7 Notappl 26 98 Not re-sold 0 99 Doesn't know 354 Approximately, at what price do they sell your products to their customers? 417 2585 -9 Missing 0 -7 Notappl 350 Approximately, at what price do they sell your products to their customers? 324 2678 -7 Notappl 50 98 Not re-sold 0 99 Doesn't know 274 Approximately, at what price do they sell your products to their customers? 378 2624 -9 Missing 0 -7 Notappl 333 Approximately, at what price do they sell your products to their customers? 300 2702 -7 Notappl 42 98 Not re-sold 0 99 Doesn't know 258 Do any of your clients use your products as inputs in their products or services 2765 237 -9 Missing 0 -7 Notappl 0 1 Yes 383 2 No 1964 99 Don't know 418 Sysmiss 237 390 2612 -9 Missing 0 -7 Notappl 343 341 2661 -7 Notappl 27 98 Not used as input 0 99 Respondent doesn't know 314 312 2690 -9 Missing 0 -7 Notappl 290 274 2728 -7 Notappl 31 98 Not used as input 0 99 Respondent doesn't know 243 289 2713 -9 Missing 0 -7 Notappl 279 256 2746 -7 Notappl 31 98 Not used as input 0 99 Respondent doesn't know 225 Section end time 2717 285 -9 Missing -8 Don't know -7 Notappl Section end time 2718 284 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 Approximately how many customers did this business have in the past ............ 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Day 2648 2 Week 270 3 Fortnight 18 4 Month 37 5 Quarter 4 6 Half year 0 7 Year 3 Sysmiss 22 Approximately how many customers did this business have in the past ............ 2968 34 -9 Missing -8 Don't know -7 Notappl Which group are your typical customers from 2976 26 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Private individuals 2788 2 Private enterprise 27 3 Cooperatives 120 4 Government 7 5 Non-profit organisations (NGOs) 6 6 Hospitals/Health clinics 2 7 Schools 15 8 Other(specify) 11 77 Skip 0 Sysmiss 26 Which group are your typical customers from 629 2373 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Private individuals 94 2 Private enterprise 373 3 Cooperatives 47 4 Government 17 5 Non-profit organisations (NGOs) 16 6 Hospitals/Health clinics 12 7 Schools 47 8 Other(specify) 23 77 Skip 0 Sysmiss 2373 Other specify 78 0 FOREIGNERS 1 FRIEND/RELATIVE PASSER-BY 1 FRIENDS 2 FRIENDS / RELATIVES PASSESBY 1 FRIENDS/ RELATIVES 1 GIRLS IN PARTICULAR 1 HAWKERS 1 MARKET PEOPLE 2 PASSER BY 1 PASSERS BY 1 PASSERS-BY 3 PASSES-BY / FRIENDS 1 PASSING BY 1 PEOPLE FROM THE MOTHER 1 RELATIVES / FRIENDS 1 RESTAURANTS 1 WAILK 1 WALI-INS 2 WALK IN 3 WALK INS 11 WALK US 1 WALK- IN 1 WALK- INS 1 WALK-IN 2 WALK-INS 29 WALK-UNS 1 WALK-UP 1 WALKING 2 WALKINGS 1 WALKINS 1 WALKUS 1 Do you provide reciepts to your customers from 2958 44 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Always 116 2 For most customers 64 3 For few customers 55 4 Only when asked by customer 297 5 No 2426 Sysmiss 44 Do you get cutomers from the following sources(friends/neighbors) 2986 16 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2830 2 No 156 77 Skip 0 Sysmiss 16 Do you get cutomers from the following sources(Walk ins) 2986 16 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2966 2 No 20 77 Skip 0 Sysmiss 16 Do you get cutomers from the following sources(referall from existing customers) 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2915 2 No 69 77 Skip 0 Sysmiss 18 Do you get cutomers from the following sources(referall from neigbouring bussine 2986 16 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2525 2 No 461 77 Skip 0 Sysmiss 16 Do you get cutomers from the following sources(Door-to-door selling/sales repres 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 520 2 No 2465 77 Skip 0 Sysmiss 17 Do you get cutomers from the following sources(referal from chamber of commerce) 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 20 2 No 2965 77 Skip 0 Sysmiss 17 Do you get cutomers from the following sources(referal from bussiness associatio 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 29 2 No 2953 77 Skip 0 Sysmiss 20 How many tender proposals did this bussiness submit in the past 12 months? 2982 20 -9 Missing -8 Don't know -7 Notappl Out of the total number of tenders this business submitted in the past 12 months 136 2866 -9 Missing -8 Don't know -7 Notappl Do you need to be registered as a business to apply for a government tender 2952 50 -9 Missing 0 -7 Notappl 0 1 Yes 1563 2 No 497 98 2 99 Don't know 890 Sysmiss 50 In the past 30 days, how many new customers (never did business with them) came 2952 50 -9 Missing -8 Don't know -7 Notappl When a customer places an order and you do not have capacity to fulfill it, what 2975 27 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Refuse it 272 2 Still take the order and tell the customer to wait 1046 3 Still take the order and ask another bussiness to help fulfill it 635 4 Refer the customer to a neighbouring bussiness(not family) 943 5 Refer the customer to a bussiness run by my spouse/domestic partner 5 6 Refer the customer to a bussiness run by other family member 52 7 Other(specify) 8 8 IT HAS NEVER HAPPENED 14 Sysmiss 27 Other specify 69 0 ALWAYS HAVE ENOUGH TOMATOES 1 ALWAYS RUCE AVAILABLE 1 DON'T RECEIVE ORDERS 1 DON'T TAKE ORDERS 1 DONT HAVE ORDERS 1 DONT RECEIVE ORDERS 1 DONT TAKE ORDERS 6 DONT TAKES ORDERS 1 HE GIVES ALL SERCICES IN HIS LINE 1 I DON'T TAKE ORDERS 5 I DONT HAVE ORDERS 2 I DONT RECEIVE ORDER 1 I DONT RECEIVE ORDERS 4 1 I DONT REQUIRE ORDERS 1 I DONT TAKE ORDERS 5 I HAVE NEVER REACHED ORDERS 1 I HAVE NEVER RECEIVE ORDER 1 I HAVE NEVER RECEIVED AN ORDER 1 I HAVE NEVER RECEVED ORDERS 1 IDONT RECEIVE ORDER 1 IDONT RECIEVE ORDER 1 IDONT TAKE ORDERS 1 IT HAS NEVER HAPPENED 2 IT HAS NEVER HAPPENED BEFORE 1 IT HAS NEVER HAPPENED IN HER SHOP 1 1 NEVER EXPERIENCED 1 NEVER EXPERIENCED ON THAT 1 NEVER EXPERIENCED THAT BEFORE 1 NEVER HAPPENED 1 NEVER HAPPENED BEFORE 1 NEVER RECEIVED AN OFFER 1 NEVER RECEIVED AN ORDER 1 NEVER RECEIVED ANY ORDER 2 NEVER RECEIVED ORDER 1 NEVER RECEIVED ORDERS 2 NEVER RECEVERED AN ORDER 1 NEVER RECIEVED ORDERS 1 NEVER REQERED ORDERS 1 NO ORDERS 1 NOBODY ASKED HIM FOR THAT 1 NRVER HAPPENED BEFORE 1 OFFER ANOTHER PRODUCTS OF SIMILAR KIND 1 OFFER THE CUSTOMER DOFFERENT PRODUCT 1 REFER TO FRIEND 1 STILL TAKE THE ORDER AND TELL THE CUSTOMER TO 1 THE SERVICES EVERYTHING 1 THEY TAKE NO ORDERS 1 When do customers typically pay you for your goods/services 2978 24 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 At least one day before delivery 139 2 Put a deposit first and pay you for your good/services 44 3 Upon delivery 2718 4 One day after delivery 28 5 Within 2 weeks after delivery 28 6 Within 1 month after delivery 21 7 Within 3 months after delivery 0 8 Over 3 months after delivery 0 Sysmiss 24 What do you consider to be a late payment in your business 2977 25 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 One day 1462 2 One week 670 3 Two weeks 146 4 One month 347 5 Two months 55 6 Three months 17 7 More than 3 months but less than 6 months 2 8 Six months or more 10 9 Other(specify) 22 10 2 DAYS 11 11 3 DAYS 5 12 CASH ON DELIVERY BUSINESS NO CREDIT SALE ALLO 230 Sysmiss 25 Other specify 263 0 2 DAYS 2 2 HRS 1 2DAYS 2 3 DAYS 1 3DAYS 1 4 DAYS 1 5 DAYS 1 7 1 8 1 AFTER ONE HOUR 1 ALWAYS PAID UPON DELIVERY 1 CAHSH 1 CASH 15 CASH AND CARRY 1 CASH AND CARRY BUSINESS 2 1 CASH DELIVERY SERVICE 1 CASH ON DELIVERY 2 CASH ON DELIVERY BUSINESS 1 CASH ON DELIVERY BUSINESS NO CREDIT SALE ALLO 1 CASH ON SERVICE BUSINESS 1 CASH SALES ONLY 1 CREDIT NOT ALLOWED 1 CUSTOMERS ALWAYS PAY CASH 1 CUSTOMERS PAY UPON DELIVERY 1 DAYS 1 DID NOT 1 DO NOT ALLOW CREDIT 1 DO NOT OFFER CREDIT SALES 1 DOES NOT GIVE ON CREDIT 1 DOES NOT HAVE ON CREDIT 1 DON'T OFFER CREDIT 10 DONOT SALE ON CREDIT 1 DONT AFTER CREDIT 1 DONT GIVE ON CREDIT 2 DONT KNOW 1 DONT OFFER CREDIT 21 DONT OFFER CREDITS 1 I DON'T SELL IN CREDIT 1 IT HAS NEVER HAPPENED, CUSTOMERS PAY UPON 1 LATE PAYMENT 2 N0 CREDIT ALLOWED 1 NEVER 3 NEVER GIVE ON CREDIT 1 NEVER HAPPENS CREDIT SALES NO ALLOWED 1 1 NO CREDI ALLOWED 1 NO CREDID ALLOWED 1 NO CREDIT 26 1 NO CREDIT ALLOWED 33 NO CREDIT ALLOWED0 1 NO CREDIT IS ALLOWED 2 NO CREDIT OFFERED 1 NO CREDIT SALE ALLOWED 1 NO CREDIT SALES ALLOWED 6 NO CREDITIS ALLOWED 1 NO CREDITS THIS BUSINESS 1 NO LET PAYMENT 1 NO OFFER CREDIT 1 NO SELL 0N LOAN 1 NONE 1 O CREDIT OFFERED 1 ONLY CASH 1 OUR BUSINESS DOES NOT OFFER CREDIT SALES 1 PAUS CASH 1 PAY CASH 3 PAYS CASH 26 PAYS UPON DELIVERY 7 1 RESPONDENT STRICLY SALE ON CASH BASIS 1 SALES ON CASH 1 SALES ON CASH ONLY 1 SELL ON CASH 1 SELLS BY CASH ONLY 1 SELLS ON CASH 2 SHE DONT GIVE CREDITS 1 SONT OFFER CREDIT 1 STRICTLY CASH PURCHASE 1 THEY DO NOT OFFER CREDIT SALES 2 THEY DONT GIVE ON CREDIT 1 THEY PAY AFTER EATING 1 THEY PAY AFTER SHAVING 1 THEY PAY APON DELIVERY 1 THEY PAY APON DELIVERY NO CREDIT 1 THEY PAY CASH 1 THEY PAY UPON DELIVERLY 1 THEY PAY UPON DELIVERY 5 THEY PAY UPON DELWERY 1 THEY UPON DELLIVERY 1 THREE DAYS 3 TWO DAYS 7 UPON DELIVERY 2 WE DON'T ALLOW CREDIT 1 WE DON'T OFFER CREDIT 2 WE DONT OFFER CREDIT 1 1 WHEN PASSES THE AGREED TIME 1 WHEN THE PASS THE A GREED DATE 1 WHENEVER HE/SHE COULD 1 In the past 12 months, how many customers paid 2 weeks or more after it was due 2978 24 -9 Missing -8 Don't know -7 Notappl In the past 12 months, how many customers never paid 2973 29 -9 Missing -8 Don't know -7 Notappl How do you keep track of which customers owe you money? 2907 95 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Ledger book of all sales 90 2 Ledger book of all unpaid sales 811 3 Disorganised written notes 542 4 Customer provides written agreement and bussiness retains copy 20 5 Memory 1159 6 Other(specify) 25 7 THEY PAY UPON DELIVERY NO CREDITS 260 Sysmiss 95 Other specify 278 0 2 2 ALLOW CREDIT 1 CASH 4 CREDITS ARE NOT ENTATAINED 1 CUSTOMER DONT OWE ME 1 CUSTOMER PAY CASH 1 CUSTOMERS PAY UPON DELIVERY 2 CUSTOMERS PAYS UPON DELIVERY 1 DETAILS ARE PUT IN THE PHONE 1 DIARY 1 DO NOT GIVE CREDIT 2 DO NOT SELL ON CREDIT 1 DOES NOT ENTETAIN CREDITS 1 DOES NOT SALE HER PRODUCTS ON CREDIT. 1 DOES NOT SELL HER THINGS ON CREDIT 1 DOES NOT SELL ON CREDIT 13 DOES NOT SELL ON CREDITS 1 DOES NOT SELL ON LOAN 1 DOES OT SELL ON CREDIT 1 DOESN'T GIVE NO CREDIT 1 DOESNT HAVE ANYONE WHO OWENS HER MONEY 1 DOESNT HAVE CUSTOMER WHO OWES HIM 1 DOESNT HAVE CUSTOMERS WHO OWES HIM 1 DOESNT SELL GOODS ON CREDIT 1 DOESNT SELL HIS ITEM ON CREDIT 1 DOESNT SELL ON CREDIT 2 DOESNTS SELL TIMBER ON CREDIT 1 DOM NOT SALE ON CREDIT 1 DON'T ALLOW CREDIT 2 DON'T ALLOW LOAN 1 DON'T ENTARTAIN CREDITS 1 DON'T ENTERTAIN CREDITS 1 DON'T GIVE CREDIT 1 DON'T OFFER CREDIT 8 DON'T OFFER CREDITS 1 DON,T ENTERTAIN CREDIT 1 DONT ALLOW CREDIT 2 DONT ALLOW CREDITS 1 DONT GIVE A CREDIT 1 DONT GIVE AN CREDIT 1 DONT GIVE CREDIT 1 DONT GIVE CREDITS 1 DONT GIVE GOODS ON CREDITS 1 DONT GIVE ON CREDIT 1 DONT KEEP ANY RECORDS BECAUSE DOES NOT OFFER 1 DONT OFFER CREDIT 24 DONT OFFER CREDITS 2 DONT SELL ON CREDIT 2 DONT TO THAT 1 HE DON'T GIVE CREDIT 1 HE DONT ALOW PEOPLE TO TAKE THEIR GOODS 1 HE DONT GIVE CREDIT 1 I DON'T ALLOW CREDIT 1 I DON'T GIVE CREDIT 1 I DON'T KEEP ANY TRACK BECOUSE I DON'T OFFER 1 I DON'T OFFER CREDIT 1 I DON'T TAKE CREDIT 1 I DON,T SELL ON CREDIT 1 I DONT ALLOW CREDIT 1 I DONT GIVE 1 I DONT GIVE CREDIT 3 I DONT GIVE CREDITS 1 I DONT GIVE GOOD CREDIT 1 I DONT GIVE GOOD ON CREDIT 1 I DONT GIVE GOODS ON CREDIT 1 I DONT GIVE ON LOAN 1 I DONT MAKE/PRACTICE CREDIT BUSINESS 1 I DONT OFFER CREDITS 1 I DONT PRACTICE BUSINESS 1 IDONT GIVE CREDIT 3 IDONT GIVE GOODS ON CREDIT 1 IN A NOTEBOOK 1 LOANS NOTALLOWED 1 NEVER 1 NEVER ALLOW CREDIT 1 NEVER BEEN OWNED MONEY 1 NEVER GIVE ON CREDIT 1 NNEVER EXPERIENCED 1 NO ANY RECOED KEPT 1 NO BODY OWEOWED HIM MONEY 1 NO CREDIT 54 NO CREDIT ALLOWED 25 1 NO CREDIT BEING OFFERED 1 NO CREDIT FACILITY 1 NO CREDITS 11 NO CREDITS CUSTOMERS PAYS CASH 1 NO CREDITS ON HER SHOP 1 NO CREEDITS 1 NO LOAN 1 NO LOAN ALLOWED 2 NO PORK SELLING BY CREDIT 1 NO PRODUCT OFFERED BY CREDIT 1 NO THEY PAY CASH 1 NOBODY HAS EVA TAKEN GOODS ON CREDIT 1 NOBODY OWES ME 1 NOCREDIT ALLOWED 1 NONE 1 NOT ALLOWING CREDITS 1 PAY UPOPN DELIVERY 1 PAYS CASH 3 PHONE NUMBER (CONTACT) 1 RECIEPT 1 RESPONDENT DO NOT SALE ON CREDIT 1 RESPONDENT DO NOT SALE ON CREDIT BASIS 1 RESPONDENT DO NOT SELL ON CREDIT TERMS 1 SALES CASH NO CREDITS 1 SALES ON CASH 3 SAVE IN PHONE MEMORY 1 SELLS ON CASH 1 SELLS ON CASH ONLY 1 SHE DONT ALLOW CREDIT 1 SHE SAID THAT SHE DONT DO CREDIT BUSINESS 1 SOLD BY LOAN 1 THERE IS NO CUSTOMER WHO OWE MONEY 1 THEY DON'T OFFER CREDIT 1 THEY PAY CASH 2 THEY PAY UPON DELIVERY 2 THEY PAY UPON DELIVERY NO CREDITS 1 THEY PAY UPON DERIVERY NOCREDIT ALLOWED EVERY 1 THEY PAYS CASH 1 THROUGH PHONE 1 WE DON'T KEEP TRACKS BECOUSE WE DON'T OFFER C 1 WE DON'T OFFER CREDIT 1 1 WE DONT ALOW CREDIT 1 WE DONT OFFER CREDIT 1 Do you export your products for sale to outside the country 2970 32 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 12 2 No 2958 Sysmiss 32 What was the approximate value in MWK of your exports in the past month 7 2995 -9 Missing -8 Don't know -7 Notappl Has your firm advertised/made people aware of your business in the following pla 2970 32 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 67 2 No 2903 77 Skip 0 Sysmiss 32 Has your firm advertised/made people aware of your business in the following pla 2971 31 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 96 2 No 2875 77 Skip 0 Sysmiss 31 Has your firm advertised/made people aware of your business in the following pla 2970 32 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 17 2 No 2953 77 Skip 0 Sysmiss 32 Has your firm advertised/made people aware of your business in the following pla 2970 32 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 21 2 No 2949 77 Skip 0 Sysmiss 32 Section end time 2939 63 -8 Don't know Section end time 2939 63 -8 Don't know _______________ 0 0 Does this business have a written business plan 2975 27 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 497 2 No 2478 Sysmiss 27 Does this business have a written annual budget 2976 26 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes and can show 72 2 Yes but cannot show 1018 3 No 1886 Sysmiss 26 Do you keep financial records or accounts for this business (record of expenditu 2975 27 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes and shows record 174 2 Yes and shows disorganised personal notes 251 3 Yes but cannot show 1234 4 No 1316 Sysmiss 27 Do you take money whenever needed (every day, every other day etc) from the busi 2974 28 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2356 2 No 618 Sysmiss 28 Profit_past week_Min 21 2981 -8 Don't know -7 Notappl Profit_past week_Avergae 2985 17 -8 Don't know -7 Notappl Profit_past week_Max 21 2981 -8 Don't know -7 Notappl Revenue_past week_Min 17 2985 -8 Don't know -7 Notappl Revenue_past week_Average 2987 15 -8 Don't know -7 Notappl Revenue_past week_Max 17 2985 -8 Don't know -7 Notappl Profit_past Month_Min 48 2954 -8 Don't know -7 Notappl Profit_past Month_Average 3002 0 -8 Don't know -7 Notappl Profit_past Month_Max 48 2954 -8 Don't know -7 Notappl Revenue_past Month_Min 50 2952 -8 Don't know -7 Notappl Revenue_past Month_Average 3002 0 -8 Don't know -7 Notappl Revenue_past Month_Max 54 2948 -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2973 29 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2972 30 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2970 32 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2969 33 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2965 37 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2963 39 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2972 30 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2971 31 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2972 30 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2973 29 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2973 29 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2973 29 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2968 34 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2965 37 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2972 30 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2968 34 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2972 30 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2971 31 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2970 32 -9 Missing -8 Don't know -7 Notappl Revenue_typical Month_Min 23 2979 -8 Don't know -7 Notappl Revenue_typical Month_Average 2965 37 -8 Don't know -7 Notappl Revenue_typical Month_Max 25 2977 -8 Don't know -7 Notappl Profit_past 12 Months_Min 81 2921 -8 Don't know -7 Notappl Profit_past 12 Months_Average 2950 52 -8 Don't know -7 Notappl Profit_past 12 Months_Max 82 2920 -8 Don't know -7 Notappl Revenue_past 12 Months_Min 85 2917 -8 Don't know -7 Notappl Revenue_past 12 Months_Average 2815 187 -8 Don't know -7 Notappl Revenue_past 12 Months_Max 86 2916 -8 Don't know -7 Notappl Revenue_next 12 Months_Min 22 2980 -8 Don't know -7 Notappl Revenue_next 12 Months_Average 2942 60 -8 Don't know -7 Notappl Revenue_next 12 Months_Max 24 2978 -8 Don't know -7 Notappl Do revenues show a seasonal pattern 2968 34 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 No pattern 1782 2 Highest in January-March 146 3 Highest in April-June 331 4 Highest in July-September 117 5 Highest in October-December 393 6 Highest at the start of school terms 7 7 Lowest at the start of school terms 10 8 Other(specify) 115 9 APRIL -DECEMBER 18 10 HIGHEST AT MONTH END 12 11 HIGEST IN DRY SEASON 7 12 MARCH - DECEMBER 23 13 MONTH END 7 Sysmiss 34 Other specify 176 0 AFTER CROP HARVEST FROM FEB-JUNE 1 AFTER HARVEST 1 APLIR -DEC 1 APRIL - OCTOBER 1 APRIL -DECEMBER 2 APRIL JUNE TOABACCO SELLING SAESON 1 1 APRIL TO DECEMBER 4 APRIL TO JULY 1 APRIL TO OCTOBER 2 APRIL TO SEPTEMBER 1 APRIL- DECEMBER 2 APRIL-DEC 1 APRIL-DECEMBER 7 APRIL-NOV 1 APRIL-NOVE 1 APRIL-OCTOBER 1 APRIL-SEPTEMBER 1 APRIRL TO DECEMBER 1 AT TOBACCO SELLING SEASON 1 AUGUST DECEMBER 1 AUGUST TO DECEMBER 2 AUGUST TO MARCH 1 AUGUST-DECEMBER 1 AUGUST-NOV 1 DEC-APRIL 1 DECEMBER TO JANUARY 1 DECEMBER, MARCH-DEC 1 DEPENDS ON TOBBACCO SEASON (HIGHEST WHEN 1 DON'T KNOW JUST STARTED 3 MOUNTHS 1 DON'T KNOW YET 1 DRY SEASON 1 EVERY MONTH END 2 EXCEPT JANUARY , FEBRUARY 1 FABRUARY-DECEMBER 1 FEB - DECEMBER 1 FEB-JUNE 1 FRIDAY TO SUNDAY 1 HARVEST FROM JUNE TO MARCH 1 1 HIGEST IN DRY SEASON 1 HIGH IN RAINY SEASON 1 1 HIGHEST AFTER HARVEST SEASON 1 HIGHEST AFTER HARVEST UP TO DECEMBER 1 HIGHEST AFTER HARVET 1 HIGHEST AFTER MONTH END 1 HIGHEST APRIL TO DECEMBER 1 HIGHEST AT MONTH END 2 HIGHEST AT MONTHEND 1 HIGHEST AT THE MONTH END 1 HIGHEST DURING DRY SEASON 1 HIGHEST DURING HARVESTING 1 HIGHEST DURING HOT SEASON 1 HIGHEST DURING MONTHEND 1 HIGHEST DURING RAINY SEASON 1 HIGHEST DURING THE DRY SEASON 1 HIGHEST FROM APRIL- OCTOBER 1 HIGHEST IN APRIL TO DECEMBER 2 HIGHEST IN APRIL TO OCTOBER 1 HIGHEST IN DEC AND JULY TO AUG 1 HIGHEST IN DRY SEASON 3 HIGHEST IN FEBRUATY TO SEPTERMBER 1 HIGHEST IN JULY TO DECEMBER 1 HIGHEST IN JUNE - DEC 1 1 HIGHEST IN MUCH - OCTOBER 1 HIGHEST MID-MONTH 1 HIGHEST MONTHEND 1 HIGHEST OF THE START OF SCHOOL TERMS 1 HIGHEST ON MONTH END 2 HIGHEST ON MONTH ENDS 1 HIGHEST STARTES FROM MARCH UP TO DECEMBER 1 IS ONLY A MONTH OLD SO HE DON'T KNOW 1 JANUARY 1 JANUARY TO MARCH 1 JULY TO DECEMBER 1 JULY TO FEBRUARY 1 JUNE TO JULY 1 JUNE TO SEPTEMBER 1 JUNE-DECEMBER 1 JUNE-NOVEMBER 1 LOW REVENUE IN RAINY SEASONS 1 LOWEST IN DECEMBER 1 LOWEST IN DECEMBER TO FEBRUARY 1 LOWEST IN JAN MARCH 1 LOWEST IN JANUARY TO MARCH 1 LOWEST IN JUNE TO JULY 1 MACH -AUGUST 1 MARCH - DEC 3 MARCH - DECEMBER 1 MARCH - NOVEMBER 1 MARCH -DEC 4 MARCH TO AUGUST 1 MARCH TO AUHGUST 1 MARCH TO DECEMBER 9 MARCH TO OCTOBER 1 MARCH TO SEPTEMBER 1 MARCH- DEC 1 MARCH-DEC 8 MARCH-DECEMBER 3 MARCH-JULY 2 MARCH-JUNE 1 MARCH-NOV 2 MARCH-OCTOBER 1 MARCH-SEPTEMBER 1 MARCK -DECEMBER 1 MAY -DEC 1 MAY DECEMBER 1 MAY TO OCTOBER 1 MAY-AUGUST 1 MAY-DECEMBER 1 MHIGHEST TO MONTHEND 1 MONTH END 2 MONTHED 1 MONTHEND 2 MOTHEND 1 NOT SO SURE 1 NOV -JULY 1 NOVEMBER TO APRIL 1 NOVEMBER TO MARCH(HIGHEST) 1 ON MONTHS END 1 PICK WHEN IS MONTH END 1 RAIN SEASON 2 SALES ARE HIGH AT THE BEGINNING OF EACH MONTH 1 SEPT-DECEMBER 1 SOON AFTER RAINS UNTIL DECEMBER 1 THE BUSINESS IS NEW SO I DON'T KNOW 1 WEEKEND 1 WHEN THEY AUCTION IS OPENED 1 Did you pay yourself a regular fixed salary from your earnings in the past 12 mo 2986 16 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 435 2 No 2551 Sysmiss 16 Did you pay yourself a regular fixed salary from your earnings in the past 12 mo 398 2604 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Day 27 2 Week 31 3 Fortnight 7 4 Month 313 5 Quarter 12 6 Half year 5 7 Year 3 Sysmiss 2604 If yes specify regular salary paid to self 421 2581 -9 Missing -8 Don't know -7 Notappl Outside of any regular and fixed salary that you paid yoursellf, how much did yo 2924 78 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 270 400 1 500 12 700 4 750 1 800 2 850 1 1000 29 1200 3 1300 2 1500 24 1800 4 2000 78 2100 2 2300 2 2500 22 2700 1 2800 1 2900 2 3000 121 3500 11 3800 2 4000 86 4050 1 4250 1 4500 12 4600 1 4650 1 4800 1 5000 231 5200 2 5300 3 5500 3 6000 102 6200 1 6500 2 6800 1 7000 55 7200 1 7500 6 7600 1 7800 1 8000 84 8300 1 8400 1 8500 6 8600 1 9000 57 9300 2 9500 1 9600 1 9800 2 10000 319 10400 1 10500 2 11000 12 11500 2 12000 97 12400 3 12500 2 13000 21 13500 2 14000 25 14100 1 15000 284 15500 7 16000 25 16200 1 16500 2 16650 1 17000 13 18000 43 18400 1 18500 3 19000 8 19500 1 20000 214 20150 1 21000 24 21700 2 22000 13 22500 1 22800 1 23000 5 23500 1 24000 22 24500 1 24800 4 24900 1 25000 62 26000 3 27000 7 27900 1 28000 8 28500 1 29000 2 30000 199 31000 3 32000 3 33000 1 33800 1 34000 1 35000 18 36000 6 37000 4 37500 1 38000 3 39000 2 40000 50 42000 2 43000 2 45000 14 46000 1 46500 1 48000 1 50000 47 51000 1 55000 1 58000 1 60000 13 62000 1 63000 1 64000 1 65000 1 68000 1 70000 3 71000 1 75000 3 80000 5 90000 2 100000 6 136000 1 148000 1 150000 2 170000 1 180000 1 200000 1 250000 2 300000 1 Sysmiss 78 Section end time 2940 62 -9 Missing -8 Don't know -7 Notappl Section end time 2940 62 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 What do you think about Wesley's loan? 2980 22 -9 Missing 0 -7 Notappl 0 1 It is a productive loan 140 2 It is unproductive loan 2810 99 Don't know 30 Sysmiss 22 Which of the following needs to be included in the budget 2986 16 -9 Missing 0 -7 Notappl 0 1 Income only 143 2 Expenses only 177 3 Both income and expenses 2609 99 Don't know 57 Sysmiss 16 Can you open a business savings account in a bank with an amount as low as MWK5, 2981 21 -9 Missing 0 -7 Notappl 0 1 Yes 2563 2 No 241 99 Don't know 177 Sysmiss 21 Can you open a business savings account in a bank with an amount as low as MWK10 406 2596 -9 Missing 0 -7 Notappl 0 1 Yes 105 2 No 139 99 Don't know 162 Sysmiss 2596 Does your business need to be registered for you to open a bank account in the n 2982 20 -9 Missing 0 -7 Notappl 0 1 Yes 1481 2 No 665 99 Don't know 836 Sysmiss 20 Does your business need to be registered for you to get a loan from a formal ban 2968 34 -9 Missing 0 -7 Notappl 0 1 Yes 1600 2 No 628 99 Don't know 740 Sysmiss 34 Between a current and a savings account, which, if any, gives a higher interest 2978 24 -9 Missing 0 -7 Notappl 0 1 Current account 762 2 Savings account 818 3 Same interest rate 206 99 Don't know 1192 Sysmiss 24 Suppose you have deposited MWK100,000 in the bank and get an interest of 10% per 2982 20 -9 Missing 0 -7 Notappl 0 99 Don't know 902 Suppose you have deposited MWK100,000 in the bank and get an interest of 10% per 899 2103 -9 Missing 0 -7 Notappl 0 98 Don't know 0 99 Don't Know 899 Suppose you have deposited MWK100,000 in the bank and get an interest of 10% per 2982 20 -9 Missing 0 -7 Notappl 0 99 Don't know 897 Suppose you have deposited MWK100,000 in the bank and get an interest of 10% per 896 2106 -9 Missing 0 -7 Notappl 0 98 Don't know 0 99 Don't Know 896 If George comes to you for advice what would you suggest 2977 25 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Take up same other(different) work 1778 2 Purchase health/life accident insurance 443 3 Open bank account/increase savings 673 4 Other(specify) 26 5 HE SHOULD BE PRAYING TO GOD TO AVOLD ACCIDENT 6 6 ADVICE HIM TO BE VERY CAREFUL 51 Sysmiss 25 Other specify 123 0 4EEP ON PRAYING FOR THE HIM NOT TO FACE THAT 1 ADVICE HIM TO BE VERY CAREFUL 1 AVOID USE OF NARCOTICS 1 1 BE CAREFUL 13 BE CAREFUL WHEN CARRYING OUT HIS JOB 1 BE CAREFUL WHEN DOING THE WORK 1 BE CAREFUL-BECAUSE NOTHING COMES ON A SILVER 1 1 BECAREFUL WHEN CARRYING DUTIES 1 BECAREFUL WHEN CARRYING THE JOB 1 BECAREFULL WHEN DOING THE JOB 1 CAREFUL WHEN WORKING 1 CONTINUE WORKING ON THE SAME WORK 1 CONTIUE THE SAME JOB HE MUST BE CAREFUL 1 EDUCATE ONE OF THE RELATING TO DO OFFICE WORK 1 EMPOWER HIM 1 GOD KNOWS EVERYTHING 1 HE CAN'T HELP / GIVE ANY ADVICE TO THE FRIEND 1 HE HAS TO FIND OUT THE SECURITY ABOUT HIS JOB 1 HE MUST BE CAREFUL WHEN WORKING 1 HE MUST BE CAREFULL WITH THE WORK 1 HE MUST START UP A BUSINESS 1 HE MUST TAKE CARE 1 HE SHOUD OPEN A BUSINESS AND INVEST IN IT 1 HE SHOUKD BE VERY CAREFUL 1 HE SHOULD BE CAREFUL WHEN WORKING 1 HE SHOULD BE PRAYING TO GOD TO AVOLD ACCIDENT 1 HE SHOULD CHANGE A HIGHER PRICE FOR THE WORK 1 HE SHOULD CONTINUE WORK 1 HE SHOULD HAVE A WILL 1 HE SHOULD JUST PRAY TO GOD 1 HE SHOULD START A BUSINESS 1 HE SHOULD START BUSINESS 3 HE SHOULD START BUSINESS TO BESIDES HIS WORK 1 HE SHOULD TAKE CARE 2 HE SHOULD TAKE CARE WHEN WORKING 1 HE SHOULD WORK CAREFULLY 3 HE SHOULD WORK HARD HE SHOULD TAKE CARE 1 I CAN'T HELP HIM 1 I WOULD ADVICE HIM TO WORK VERY CAREFUL 1 I WOULD SUGGEST THAT HE SHOULD INVEST HIS 1 JUST START BUSINESS 1 KEEP DOING IT BUT SAFELY 1 LIFE INSURANCE 1 LOOK FOR OTHER JOBS 1 MUST WORK CAREFULLY 1 PUT ON PROTECTIVES CLOTHES 1 SAVE AND START BUSINESS 1 SHOULD ADVISE WIFE /SPOUSE TO START ANOTHER 1 SHOULD BE CAREFUL WHEN DOING HIS JOB 1 SHOULD BE CAREFUL WHEN DOING HIS WORK 1 SHOULD BE PRAYING FOR PROTECTION FROM GOD 1 1 SHOULD INSURE HIS LIFE 1 SHOULD TAKE CARE 1 1 START A BUSINESS 3 START BUSINESS 32 START UP BUSINESS 1 1 TACE CARE WHEN WORKING 1 TAKE CARE INSURING HIMSELF 1 TAKE CARE WHEN HE IS WORKING 1 TAKE EXTRA CARE 3 TEACNH THE SPOUSE BUSINESS 1 THE COMPANY SHALL PAY FOR HIM IF ANYTHING 1 TO PRAY TO HELP HIM ON HIS JOB 1 TO SAVE AND START DOING BUSINESS 1 TO START UP BUSINESS 1 TO TAKE PRECAUTION MEASURES 1 Please identify the most important thing to find information on before taking a 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Name of the loan officer 89 2 Rate of interest 1618 3 Location of the bank 54 4 Time of installment meetings 480 5 Fine for paying the installments in delay 57 6 Number of installments for the loan 369 7 Security/collatel 275 8 Tip/bribe needed 4 9 Other(specify) 21 10 HOW TO MANAGE THE LOAN 6 11 HOW YOU ARE GOING TO REPAY BACK THE LOAN 7 Sysmiss 22 Other specify 28 0 BASIC INFORMATION ABOUT THE LOAN 1 DO NOT KNOW 1 DON'T KNOW 1 DONT KNOW 1 HONEST 1 HOW AMGOING TO USE THE MONEY 1 HOW MUCH TO TAKE 1 HOW TO MANAGE THE LOAN 1 HOW TO REFUND 1 HOW YOU ARE GOING TO REPAY BACK THE LOAN 1 HOW YOU ARE GOING TO REPAY THE LOAN 1 HOW YOU WILL MAKE THE MONEY TO REFUSED 1 1 1 LOAN CONDITIONS 1 MEANS OF REFUNDING 1 MEANS OF REFUNDING WHAT YOU WILL DO TO REFUND 1 NEVER TAKEN A LOAN BEFORE 1 NOT INTERESTED IN TAKING LOAN AND HAS NOT TAK 1 PURPOSE OF THE LOAN 1 REPAY THE LOAN 1 SHE CANT TAKE A LOAN SHE CAN NOT ANSWER 1 TAKE LOAN 1 TRAINING ABOUT THE LOAN 1 TYPE OF BUSINESS TO DO 1 TYPE OF BUSINESS YOU WANT TO OPERATE 1 1 WITNESS 1 Which one has a higher interest rate 2970 32 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 MWK100 every month for twelve months 739 2 MWK1,200 at the end of the year 751 3 Both have the same interest rate 1480 Sysmiss 32 What is the largest problem of keeping cash(savings) from the business at home 2979 23 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I spent the bussiness money on personal items 231 2 My spouse takes it 6 3 My friends/othe family members ask for it 8 4 Theft 2400 5 Fire 313 6 No risk 21 7 Other(specify) 0 Sysmiss 23 Other specify 1 0 START BUSINESS 1 Supose that you were offered a loan of MWK100,000, would you be willing to pay b 2977 25 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1210 2 No 1767 Sysmiss 25 Supose that you were offered a loan of MWK100,000, would you be willing to pay b 1767 1235 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 320 2 No 1447 Sysmiss 1235 Supose that you were offered a loan of MWK100,000, would you be willing to pay b 1447 1555 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 501 2 No 946 Sysmiss 1555 Supose that you were offered a loan of MWK100,000, would you be willing to pay b 946 2056 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 547 2 No 399 Sysmiss 2056 Supose that you were offered a loan of MWK100,000, would you be willing to pay b 403 2599 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 298 2 No 105 Sysmiss 2599 Would you prefer to receive MWK1,000 six months from today or MWK900 seven month 2976 26 -7 Notappl 0 1 MWK 1,000 six months from today 2518 2 MWK 900 seven months from today 458 Sysmiss 26 Would you prefer to receive MWK1,000 six months from today or MWK1,000 seven mon 2519 483 -7 Notappl 0 1 MWK 1,000 six months from today 2395 2 MWK 1,000 seven months from today 124 Sysmiss 483 Would you prefer to receive MWK1,000 six months from today or MWK1,250 seven mon 2393 609 -7 Notappl 0 1 MWK 1,000 six months from today 2092 2 MWK 1,250 seven months from today 301 Sysmiss 609 Would you prefer to receive MWK1,000 six months from today or MWK1,500 seven mon 2093 909 -7 Notappl 0 1 MWK 1,000 six months from today 1777 2 MWK 1,500 seven months from today 316 Sysmiss 909 Would you prefer to receive MWK1,000 six months from today or MWK2,000 seven mon 1763 1239 -7 Notappl 0 1 MWK 1,000 six months from today 1138 2 MWK 2,000 seven months from today 625 Sysmiss 1239 How much would someone have to give you in seven months from today for you choos 1125 1877 -9 Missing -8 Don't know -7 Notappl Section end time 2950 52 -9 Missing -8 Don't know -7 Notappl Section end time 2950 52 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 What would you like your children to do/have done when they grow up? 2972 30 -9 Missing 0 -7 Notappl 0 1 Policeman/woman 109 2 Politician 28 3 Have their own bussiness 483 4 School teacher 82 5 Heallth worker 397 6 Work in a large enterprise 219 7 Work for the governmentgovernment agency 705 8 Work for an NGO 258 9 Work for an international organisation 108 10 Work in a family farm 6 11 Work in my enterprise 37 12 Take over my enterprise 62 13 Other(specify) 65 14 ACCOUNTANT 30 15 BANKER 9 16 MECHANIC 50 17 DRIVER 53 18 ENGINEER 9 19 TAKE UP ANY OTHER WORK 15 20 PRIEST 16 21 SOLDIER 8 22 LAWYER 36 77 Skip 0 99 Don't know 187 Sysmiss 30 Other specify 281 0 ACCOUNT 1 ACCOUNTANT 26 ACCOUNTANT] 1 ACCOUTANT 1 AUTO ELECTRICIAN 1 BANK CLERK 1 BANK OFFICER 1 BANKER 3 BANKERS 1 BANNER 1 BE A MECHANICAL 1 BEA MECHANICAL 1 CHARTERED ACCOUNTANT 1 CHURCH LEADERS 1 DO TECHINICAL WORK 1 DO WAHT THEY WILL LIKE 1 DOCTOR 13 DRIER 1 DRIVE AND MACHANICS 1 DRIVER 45 DRIVING 5 EGNEERING 1 ELECTRICIAN 2 ELECTRICIAN/MECHANICS 1 ENGENIERING 1 ENGIMEER 1 ENGINEER 1 ENGINEERING 2 ENGINER 1 ENGNEER 1 FINISH EDUCATION AND TAKE UP ANY OTHER WORK 1 FINISH SCHOOL 1 HAVE THEIR OWN BUSINESS 1 ICT 1 INGENERING 1 IT 2 IT WILL BE THERE CHANCE 1 JOURNALISM 1 JOURNALIST 1 LAWYER 33 LAWYER OR DOCTOR 1 LAWYERS 1 LAYWER 1 MACHANICS 1 MANAGER 1 MECHANIC 30 MECHANIC (OWNING A WORKSHOP) 1 MECHANIC OWNING A WORKSHOP 1 MECHANIC VEHICLE 1 MECHANICAL 4 MECHANICAL ENGINEER 1 MECHANICICS 1 MECHANICS 5 MECHANUC 1 MINISTERING 1 MUSICIAN 2 NEVER WANT 1 NO BOYS 1 OWN A COMPANY 1 PASTOR 7 PASTORS 1 PILOT 12 PRIEST 6 1 RIVER 1 SHELKH 1 SODIER 1 SOLDER 3 SOLDERS 2 SOLDIER 2 STATE PRESIDENT 1 TAKA UP ANY OTHER WORK 1 TAKE UP ANOTHER WORK 1 TAKE UP ANY OTHER KIND OF WORK 1 TAKE UP ANY OTHER WORK 1 TAKE UP ANY OTHER WORK. 1 TAKE UP MY IND WORK 1 TECHNICAL JOBS 1 TECHNICAL WORK 2 THE WILL CHOOSE 1 THEY WILL CHOOSE 3 THEY WILL CHOSE THEMSELVES 1 TO BE PASTORS 1 TRUCK DRIVER 3 V .MECHANIN 1 V. MEECHANICS 1 WELDING 1 WORK IN A BANK 1 WORK IN THE BANK 1 WORK WHERE HE WISHES 1 \7T EMPLOYED IN GOVERMENT AND HAVE THEIR OWN 1 What would you like your children to do/have done when they grow up? 2970 32 -9 Missing 0 -7 Notappl 0 1 Policeman/woman 49 2 Politician 12 3 Have their own bussiness 260 4 School teacher 193 5 Heallth worker 1140 6 Work in a large enterprise 103 7 Work for the governmentgovernment agency 562 8 Work for an NGO 190 9 Work for an international organisation 98 10 Work in a family farm 2 11 Work in my enterprise 17 12 Take over my enterprise 19 13 Other(specify) 47 14 ACCOUNTANT 17 15 BANKER 9 16 MECHANIC 11 17 ENGINEER 3 18 TAKE UP ANY OTHER WORK 9 19 PRIEST 9 20 JONNALIST 11 77 Skip 0 99 Don't know 209 Sysmiss 32 Other specify 115 0 ACCOUNT 1 ACCOUNTANT 16 AIR HOSTELS 1 AIRHOSTESS 1 AMBASSODOR 1 ANNOUNCERS 1 ARCHITECT 1 AVCCOUNTANT 1 BANK 1 BANK OFFICER 1 BANK TELLER 1 BANKER 3 BANKERS 1 CATHOLIC 1 DOCTOR 2 DONT HAVE 1 DOTOR 1 DRIVER 4 ELECTRICIAN /MECHANICS 1 ENGINEAR 1 ENGINEER 1 ENGNIEER 1 FIND WORK 1 FINISH EDUCATION AND TAKE UP ANY OTHER WORK 1 HAIR DRESSER 1 IT 1 JONAURLISM 1 JONNALIST 1 JOUNALIST 3 JOURNALIST 3 JUANALIST 1 LAWYER 10 LAWYER OR DOCTOR 1 LEWYER 1 MECHANIC 7 MECHANICS 2 MOTOR MECHANIC 1 MUSICIAN 1 NEVER WANT 1 NUN 2 NURSE 1 NURSING 1 PASTOR 1 PASTORS 1 PILOT 1 PLUMBER 1 PREACHER 1 PRIEST 1 PRISTS 1 RADIO PRESENTER 1 RESUSED TO ANSWER ON THIS ONE 1 SECRETARY 3 SECURITY 1 SHELKHAT 1 SISTER 1 SODIER 1 TAILORING 2 TAKE UP ANY OTHER KIND OF THE WORK 1 TAKE UP ANY OTHER WORK 2 TAKE UP OTHER WORK 1 THEY WILL CHOOSE 2 TO TAKE UP MY KIND WORK 1 TV PRESENTER 1 WORK FOR BANK 1 WORK IN ABROAD 1 WORK IN BANK 1 WORK IN THE BANK 1 WORK WHERE HE WISHES 1 How many employees do you think you will have in 3 years 2953 49 -9 Missing -8 Don't know -7 Notappl Do you consider this business to be .........? 2941 61 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 At risk or in danger of falling 86 2 Struggling but still surviving 485 3 Struggling but promising 938 4 Fairy successful 790 5 Very successful 642 Sysmiss 61 What are the top 2 challenges(in order of importance) that you currently face in 2955 47 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Finding right staff 117 2 Retaining staff 23 3 Low demand 508 4 Demand exist but difficult to attract 116 5 Customer care 25 6 Getting customersto pay intime 104 7 Too much competition 346 8 Limited knowledge of market condition 50 9 Lack of technical experience or skills specific to the product or service offered 15 10 Compiling a bussiness plan 11 11 Finding right suppliers 104 12 Poor quality inputs 21 13 Finding right supplier 30 14 Managing a budget 8 15 Difficulty managing finances:cash flow 65 16 Accessing credit 253 17 Registering bussiness 2 18 Complying other bussiness regulations 4 19 Legal environment 7 20 Confiscationor destroying of property by authorities 6 21 Taxes 4 22 Prohibitive rent 7 23 Own poor healthy 6 24 Balancing home and work life or separating household and bussiness affairs 16 25 Distribution/delivery of products to customers 9 26 Finding larger markets 34 27 Limited resources to pay employee salaries 6 28 Lack of equipment and inputs 151 29 Storage and inventories management 12 30 Spoilage 27 31 Security and theft prevention (premises,products) 53 32 Personal security 18 33 Sexual harassment 3 34 Poor infrastructure and utilities (electricity,water,gas) 70 35 Communications 4 36 Corruption and bribes 8 37 Networking 4 38 Difficult planning due to contract uncertainities 8 39 Macroeconomic conditions(inflation,exchange rate etc) 512 40 Limited knowledge on how to import/export 2 41 Exposure to danger or hazardous materials/elements during production or packaging 1 42 Floods,landslides and other natural disasters 1 43 Fire or arson 7 44 Other(specify) 23 45 LACK OF CAPITA 60 46 HIGH COSTS OF INPUTS 76 47 18 77 Skip 0 Sysmiss 47 Other specify 255 0 BASELINE PRICES 1 BLACK OUT 1 BLACKOUT 3 BLACKOUT ELECTRICITY 1 BLACKOUTS 1 CAPITAL 24 CCAPITAL 1 CHARMS 1 CHICKED DEAD 1 COLLECTION OF DEBT 1 COMPETETION 1 COST OF INPUTS GONE HIGH 1 COST OF PURCHASING INPUTS 1 COST OF RAW MATERIALS 1 CUSTOMER COME LATETO GET THEIR CLOTHES 1 CUSTOMERS CHANGE THEIR STYLE AFTER HA HAD ALR 1 CUSTOMERS RUN WITH MONEY AFTER SERVICES 1 DAMAGE OF GOODS DUE TO POOR STORAGE 1 DAMAGED PLASTIC 1 DIFFICULT TO DEMEND BECAISE OF LAW CAPITAL 1 ELECTRICITY 4 ELECTRICITY BLACK OUT 1 ELECTRICITY BLACKOUT 1 ELECTRICITY PROBLEM 1 ELECTRICITY PROBLEMS 1 ELECTRICITY PROMBLES 1 ELECTRICITY(BLACKOUTS) 1 ELECTRICIYT BLACKOUTS 1 ELECTRICY PROBLEMS 1 ELECTROCITY BLACK OUTS 1 EPUIPMENT DAMAGED FREQUENTLY 1 EXPENSIVE OF LOW MATERIALS 2 FAMILYISSUES 1 FINANCIAL INCAPABILITY 1 FOREX 1 FORGETING WHAT THE CUSTOMER SAIN IN STYLE LIK 1 FREQUENT BLACK OUT 1 FREQUENT BLACKOUT 1 FRIQUENT BLACK OUT 1 FUEL SHORTAGE 1 GOODS EXPENSIVE 1 HARRASMENT BY DRUNKERS 1 HAS NO CHALLENGES 1 HIGH BPRICES OF GOODS 1 1 HIGH COST OF GOODS 1 HIGH COST OF GOODS TO RESELL 1 HIGH COST OF INPUTS 1 HIGH COST OF THE GOODS TO RESELL 2 HIGH COSTS OF GOODS TO RESELL 4 HIGH COSTS OF INPUTS 1 HIGH COSTS OF INPUTS/GOODS TO RESELL 1 HIGH COSTS OF THE GOODS TO RESELL 2 HIGH PRICE 5 HIGH PRICE ON TRANSPORT 1 HIGH PRICE RATES OF GOODS 1 HIGH PRICES 15 HIGH PRICES AT WHOLESALE PRICES 1 HIGH PRICES FOR GOODS 1 HIGH PRICES OF GOOD TO RESELL 1 HIGH PRICES OF GOODS 6 HIGH PRICES OF PURCHASING GOODS 1 HIGH PRICES OF ZITENJE 1 HIGH PRICES ON WHOLESELE 1 HIGH PRICES WHERE THEY ORDER 1 HIGH RATES OF GOODS 1 HIGH RATES OF GOODS AND TRANSPORT 1 HIGH RATES OF TRANSPORT 1 HIGH TRANSPORTING 1 HIGH TRASPOTATION COST DUE TO FUEL SHORTAGE 1 HIGHER PRICE ON PRODUCTS 1 HIKE OF TRANSPORT FAIRS 1 HIKED CHARGES ON ELECTRICITY 1 INADEQUATE MONEY TO ORDER GOODS 1 INTERMITENT POWER SUPPLY 1 ITS HARD TO TRACE BACK DEBTORS 1 JEALOUSY WITH OTHERS BUSINESS 1 LACK OF CAPITA 1 LACK OF CAPITAL 8 LACK OF CUSTOMERS 2 LACK OF ENOUGH CAPITAL 6 LACK OF ENOUGH MATERIAL INPUTS 1 LACK OF ENOUGH MONEY 2 1 LACK OF IRISH POTATOE IN DECEMBER TO JANUARY 1 LACK OF MONEY 1 LACK OF TOOLS 1 LACKING OF CAPITAL 1 LACKING OF LOW MATERIALS 1 LITTLE CAPITAL 2 LOW CAPITAL 10 LOW INCOME 2 LOW PROFITS 1 LOW SUPPLIER 3 LUCK OF SPAIRS 1 MICROECONOMIC 1 MONEY 3 NAME 1 NCREASE PRICE OF INPUTS 1 NO ANY PROBLEM 1 1 NO CHALLENGES 2 NO CHALLENGES YET 1 NO CHALLENNGES 1 NO CREDIT 1 NO FIXED PRICES OF GOODS 1 NO PROBLEM 2 NO PROBLEMS 4 NO PROMBLEM 1 NONE 1 NOT ENOUGH CAPITAL 2 OFF SEASON 1 OFFICE SPACE 1 ONLY ONE PROBLEM 1 PEOPLE DONT BPAY ON TIME 1 PEOPLE DONT HAVE MONEY 1 PEOPLE NEEDS LOW PRICES WHILE WE ORDER AT HIG 1 PEOPLE WHO COME TO HIS BUSINESS ARE FEW 1 POOR QUALITY AND SCARCITY OF THE GOODS TO RE 1 POWER BLACK OUT 1 1 PRICES ARE GETTING HIGH EACH AND EVERYDAY 1 PRICES ARE HIGH FOR IRISH FOR POTATOES 1 PRICES OF ORDER ARE HIGH 1 PRICES OF PURCHASING COMMODITIES 1 PRODUCT EXPENSIVENESS 1 RAW MATERILS BEING EXPENSIVE 1 RENT 2 RISE PRICES 1 SCARCITY OF QUALITY GOODS 1 SCARCITY OF SOFT DRINKS 1 SECURITY 1 SHE HAS NO CHALLENGES 1 SHELTER 1 SHORTAGE OF INPUTS/MATERIALS FROM THE SUPPLIE 1 SLOW DOWN OF THE COSMETICS BUSINESS 1 SMALL BUSINESS CAPITAL 1 SOFT OF INPUTS GONE HIGH 1 SOME CUSTOMER DONT PAYBBACH IN TIME 1 SOMETIMES GOODS ARE DAMAGED FROM THE FACTORY 1 STOLEN ITEM BY FRIENDS 1 THE RESPONDENT GAVE NO CHALENGES 1 THEFT 5 THIEVES 1 THINGS ARE WORKING 1 TRANSOPRT 1 TRANSPORT 1 TRANSPORT IS EXPENSIVE 1 TRANSPORT PROBLEM 1 TRANSPORT RATE 1 TRANSPOT 1 TRANSPOTATION 1 TRANSPRT 1 UNSTABLE PRICES 5 What are the top 2 challenges(in order of importance) that you currently face in 2157 845 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Finding right staff 63 2 Retaining staff 19 3 Low demand 234 4 Demand exist but difficult to attract 59 5 Customer care 19 6 Getting customersto pay intime 45 7 Too much competition 236 8 Limited knowledge of market condition 22 9 Lack of technical experience or skills specific to the product or service offered 15 10 Compiling a bussiness plan 10 11 Finding right suppliers 64 12 Poor quality inputs 19 13 Finding right supplier 32 14 Managing a budget 7 15 Difficulty managing finances:cash flow 54 16 Accessing credit 264 17 Registering bussiness 10 18 Complying other bussiness regulations 6 19 Legal environment 6 20 Confiscationor destroying of property by authorities 3 21 Taxes 11 22 Prohibitive rent 6 23 Own poor healthy 9 24 Balancing home and work life or separating household and bussiness affairs 15 25 Distribution/delivery of products to customers 9 26 Finding larger markets 95 27 Limited resources to pay employee salaries 6 28 Lack of equipment and inputs 168 29 Storage and inventories management 12 30 Spoilage 27 31 Security and theft prevention (premises,products) 58 32 Personal security 22 33 Sexual harassment 0 34 Poor infrastructure and utilities (electricity,water,gas) 70 35 Communications 9 36 Corruption and bribes 8 37 Networking 1 38 Difficult planning due to contract uncertainities 1 39 Macroeconomic conditions(inflation,exchange rate etc) 304 40 Limited knowledge on how to import/export 2 41 Exposure to danger or hazardous materials/elements during production or packaging 3 42 Floods,landslides and other natural disasters 3 43 Fire or arson 6 44 Other(specify) 26 45 LACK OF ENOUGH CAPITAL 34 46 HIGH COST OF INPUTS 65 77 Skip 0 Sysmiss 845 Other specify 184 0 ALOT OF COOKING THIS BUSINESS 1 BLACKOUT 2 BLACKOUTS 2 BUSINESS NOT DOING WELL 1 CAPITAL 12 CHARGES HIGH DUTY 1 CHITAKA 2 COST COMMODOTIES 1 COST OF GOODS 4 COST OF GOODS AND TRANSPORT 1 COST OF GOODS TO RESELL 1 COST OF INPUT 1 COST OF INPUTS 3 COST OF MATERIALS 3 COST OF THINGS 1 COST OF TRANSPORT AND GOODS TO RESELL 1 COST OF TRANSPORT GOODS TO RESELL 1 COSTS OF GOODS 3 COSTS OF TRANSPORT 1 CUSTOMERS DO FIGHT 1 CUSTOMERS RETURN (DVD/CD) WHICH ARE NOT 1 CUSTOMERS WANTS LESS PRICES 1 1 DIFFICULT TO MEET THE DEMAND 1 DOES NOT HAVE ENOUGH CAPITAL 1 ELECTRICITY 4 ELECTRICITY BLACK OUT 1 ELECTRICITY BLACKOUT 1 EMPLOYEES REPORTING LATE FOR DUTIES 1 EXCESSIVE BLACK OUT THING LIKE MILK CAN WATER 1 EXPENSIVENESS OF STAFFS 1 FLACTUATION OF PRICES 1 FLUCTUATION OF PRICES 2 FREQUENT BLACKOUTS 1 FUEL CHRISIS 1 FUEL SHORTAGE RESULTING IN POOR NOT TRANSPORT 1 GOODS ARE EXPENSIVE 1 GOODS GETS DAMAGED (PERISHABLE GOODS) 1 HIG PRICES 1 HIGH COST BS OF INPUTS 1 HIGH COST OF GOODS 1 HIGH COST OF GOODS AND TRANSPORT 2 HIGH COST OF GOODS TO RESELL 4 HIGH COST OF IN PUT STANDS TRANSPORT 1 HIGH COST OF INPUTS 1 HIGH COST OF MATERIALS 1 HIGH COST OF MATERIALS AND TRANSPORT 1 HIGH COST OF MATERIALS AND TRANSPOT 1 HIGH COST OF THINGS AND TRANSPORT 1 HIGH COST OF TRANSPORT 1 HIGH COST OF TRANSPOTATION 1 HIGH COSTS OF GOODS TO RESALE 1 HIGH COSTS OF GOODS TO RESELL 2 HIGH COSTS OF INPUTS 1 HIGH COSTS OF THE GOODS TO RESELL 2 HIGH COSTS OF THE INPUTS 1 HIGH COSTS OF THE THE GOODS TO SELL 1 HIGH COSTV OF GOODS TO RESELL 1 HIGH PAILES OF PRODUCES 1 HIGH PRICCES FOR PARCHESING PRODUCT 1 HIGH PRICE OF GOODS 1 HIGH PRICE RATES 1 HIGH PRICEOF INPUTS 1 HIGH PRICES 4 HIGH PRICES OF CHEMICALS 1 HIGH PRICES OF GOODS WHEN ORDERING 1 HIGH TRANSPORT COSTS 1 HIGH TRANSPORT FARE 1 HIGH TRANSPORT FARES 1 HIGHER PRICES 1 HIGHER RENT FEES 1 HIGHEST 1 HIGHEST COSTS OF THE GOODS TO SELL 1 HIHG COST OF TRANSPORT EXPENSES 1 HUGE EXPENSES 1 ILLNESSES 1 INTERMITENT ELECTRICITY SUPPLY 1 IRISH POTATOES GET MANAGED 1 KID'S POOR HEATHY 1 LACK OF CAPITAL 2 LACK OF CUSTOMERS 2 LACK OF ENOUGH CAPITAL 2 LACK OF ENOUGH LABOUR 1 LACK OF ENOUGHT MONEY FOR RUNNING THE BUSINES 1 LACK OF FINANCIAL ASSISTANCE 1 LACK OF FRIENDSHIP FROM COMPETITORS 1 LACK OF OPPOTUNITY 1 LACK OF THE MATERIALS NAND EQUEPMENT 1 LESS CAPITAL 2 LIMITED CAPITAL 3 LITTLE CAPITA 1 LOCATION NOT GOOD 1 LONG DISTANT TO BANK 1 LOST OF GOODS TO RESELL AND TRANSPORT 1 LOW ACCESS OF FOREX 1 LOW CAPITA 1 LOW CAPITAL 8 LOW DEMAND 3 LOW SUPPLY 2 MAGIC THEFT 1 MARKET FEE 1 MORE CAPITAL 1 1 NO ACCESS TO LOANS 1 NO ELECTRICITY MOST OF THE TIMES 1 NOT IN SEASON 1 PEOPLE 1 POPULATION OF BUSINESS PEOPLE 1 RAIN 1 RUDE CUSTOMERS 1 SCARCITY OF INPUTS 1 SCARCITY OF QUALITY INPUTS 1 SECURITY 1 SHELTER 1 SHORTAGE OF EMPTY BOTTLE 1 SMALL CAPITAL 2 THEFT 1 TOMATO GET DAMAGED 1 TRANSPORT 2 TRANSPORT COST 1 TRANSPORT COSTS 1 TRANSPORT EXPENSIVE 1 TRANSPORT HIGH RATES OF PRICES 1 TRANSPORTION 2 TRANSPOT 1 TREES ARE SCARECE 1 1 VACCATION PRESURE FROM PRIMISE LANDLORD 1 WATER PROBLEMS 1 Many bussiness are currently affected by fuel shortages.How is this affecting yo 2951 51 -9 Missing 0 -7 Notappl 0 1 It has been very possible for my bussiness 622 2 It has been somewhat positive for my bussiness 251 3 It is not affecting my bussiness 245 4 It has been somewhat negative for my bussiness 682 5 It has been very negative for my bussines 1150 6 It has been very negative for my bussiness 0 99 Dont know 1 Sysmiss 51 In the next 12 months, how likely is this business to do the following? 2981 21 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 1480 2 Not likely 1384 99 Don't know 117 Sysmiss 21 In the next 12 months, how likely is this business to do the following? 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 2284 2 Not likely 656 99 Don't know 42 Sysmiss 20 In the next 12 months, how likely is this business to do the following? 2983 19 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 2548 2 Not likely 400 99 Don't know 35 Sysmiss 19 In the next 12 months, how likely is this business to do the following? 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 1851 2 Not likely 941 99 Don't know 190 Sysmiss 20 In the next 12 months, how likely is this business to do the following? 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 2015 2 Not likely 810 99 Don't know 155 Sysmiss 22 In the next 12 months, how likely is this business to do the following? 2975 27 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 1312 2 Not likely 1482 99 Don't know 181 Sysmiss 27 In the next 12 months, how likely is this business to do the following? 2836 166 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 342 2 Not likely 2130 99 Don't know 364 Sysmiss 166 In the next 12 months, how likely is this business to do the following? 2978 24 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 2813 2 Not likely 101 99 Don't know 64 Sysmiss 24 In the next 12 months, how likely is this business to do the following? 2920 82 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 2699 2 Not likely 189 99 Don't know 32 Sysmiss 82 In the next 12 months, how likely is this business to do the following? 2874 128 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 1188 2 Not likely 1526 99 Don't know 160 Sysmiss 128 In the next 12 months, how likely is this business to do the following? 2971 31 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 2019 2 Not likely 864 99 Don't know 88 Sysmiss 31 In the next 12 months, how likely is this business to do the following? 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 2210 2 Not likely 574 99 Don't know 196 Sysmiss 22 In the next 12 months, how likely is this business to do the following? 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Likely 2146 2 Not likely 685 99 Don't know 149 Sysmiss 22 I am going to name a few organisations/individuals. For each one, could you tell 2951 51 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 None at all 76 2 Not very much confidence 166 3 Quite a lot of confidence 524 4 A great deal of confidence 2185 99 Don't know 0 Sysmiss 51 I am going to name a few organisations/individuals. For each one, could you tell 2974 28 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 None at all 321 2 Not very much confidence 537 3 Quite a lot of confidence 896 4 A great deal of confidence 1220 99 Don't know 0 Sysmiss 28 I am going to name a few organisations/individuals. For each one, could you tell 2973 29 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 None at all 570 2 Not very much confidence 725 3 Quite a lot of confidence 794 4 A great deal of confidence 884 99 Don't know 0 Sysmiss 29 I am going to name a few organisations/individuals. For each one, could you tell 2974 28 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 None at all 413 2 Not very much confidence 618 3 Quite a lot of confidence 844 4 A great deal of confidence 1099 99 Don't know 0 Sysmiss 28 I am going to name a few organisations/individuals. For each one, could you tell 2972 30 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 None at all 52 2 Not very much confidence 143 3 Quite a lot of confidence 623 4 A great deal of confidence 2154 99 Don't know 0 Sysmiss 30 I am going to name a few organisations/individuals. For each one, could you tell 2494 508 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 None at all 48 2 Not very much confidence 114 3 Quite a lot of confidence 415 4 A great deal of confidence 1915 99 Don't know 2 Sysmiss 508 I am going to name a few organisations/individuals. For each one, could you tell 2977 25 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 None at all 416 2 Not very much confidence 861 3 Quite a lot of confidence 982 4 A great deal of confidence 718 99 Don't know 0 Sysmiss 25 I am going to name a few organisations/individuals. For each one, could you tell 2823 179 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 None at all 545 2 Not very much confidence 1012 3 Quite a lot of confidence 681 4 A great deal of confidence 585 99 Don't know 0 Sysmiss 179 I am going to read you a number of statements.Please tell me if you agree or dis 2983 19 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 2535 2 Disagree 438 99 Don't know 10 Sysmiss 19 I am going to read you a number of statements.Please tell me if you agree or dis 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 2943 2 Disagree 41 99 Don't know 0 Sysmiss 18 I am going to read you a number of statements.Please tell me if you agree or dis 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 2942 2 Disagree 42 99 Don't know 0 Sysmiss 18 I am going to read you a number of statements.Please tell me if you agree or dis 2981 21 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 1980 2 Disagree 1000 99 Don't know 1 Sysmiss 21 I am going to read you a number of statements.Please tell me if you agree or dis 2978 24 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 683 2 Disagree 2288 99 Don't know 7 Sysmiss 24 I am going to read you a number of statements.Please tell me if you agree or dis 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 954 2 Disagree 2026 99 Don't know 2 Sysmiss 20 I am going to read you a number of statements.Please tell me if you agree or dis 2983 19 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 416 2 Disagree 2565 99 Don't know 2 Sysmiss 19 I am going to read you a number of statements.Please tell me if you agree or dis 2981 21 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 2615 2 Disagree 358 99 Don't know 8 Sysmiss 21 I am going to read you a number of statements.Please tell me if you agree or dis 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 2298 2 Disagree 684 99 Don't know 0 Sysmiss 20 I am going to read you a number of statements.Please tell me if you agree or dis 2968 34 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Agree 1080 2 Disagree 1880 99 Don't know 8 Sysmiss 34 What is the lowest monthly salary you would be prepared to accept to close/quit 2963 39 -9 Missing 0 -7 Notappl 0 98 Would never want 1731 What is the lowest monthly salary you would be prepared to accept to close/quit 1731 1271 -9 Missing 0 -7 Notappl 0 98 Would never want 1731 Would you trust your spouse to deliver MWK10,000 of your own money to a relative 2275 727 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2201 2 No 74 Sysmiss 727 Section end time 2958 44 -9 Missing -8 Don't know -7 Notappl Section end time 2958 44 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 How many people that do any work for this enterprise?include unpaid people that 2988 14 -9 Missing -8 Don't know -7 Notappl How many people that do any work started in this bussiness in the past 12 months 2981 21 -9 Missing -8 Don't know -7 Notappl How many people that do any work left this bussiness in the past 12 months? 2976 26 -9 Missing -8 Don't know -7 Notappl What is the most important reason for workers departure in the past 12 months 307 2695 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Dismissal/firing for poor performance/theft/personally conflicts 175 2 Worker sickness or death 11 3 Work is seasonal 4 4 Worker found another job after we trained him/her 17 5 Worker found another job (no training mentioned) 26 6 Worker opened own bussiness 16 7 Bussiness could not afford to retain workers 21 8 Other(specify) 11 9 HE WENT BACK TO SCHOOL 8 10 GOT MARRIED 12 11 MOVED OUT OF THE AREA 6 Sysmiss 2695 Other specify 42 0 BUSINESS CAUGHT FIRE 1 FAMILY ISSUES 1 FOLLOWED HER HUSBAND 1 GOT MARRIED 4 GOT MARRIED AND OTHER STAYS HOME TO HELP 1 HE TO SCHOOL 1 HE WENT BACK TO SCHOOL 1 MARRIED 1 MOVED OUT OF THE AREA 1 NO REASON 1 NO REASON GIVEN 1 ON MARTENAL LEAVE WILL NOT COME BACK FOR WORK 1 ONE FOR OWN PERSONAL REASONS THE OTHER GOT 1 OTHER FAMILY ISSUES 1 PARENTS WANTED HIM 1 PASSED AWAY 1 PERSONAL ISSUES 1 RAN WITH BUSINESS MONEY 1 STARTED SCHOOL 1 1 THEY WERE DRINKING BEER DURING WORKING HOURS 1 THEY WERE NOT RUNNING THE BUSINESS WELL 1 TRAVELLED ABROAD 1 TRAVELLEDTO SOUTH AFRICA 1 WANT TO CONTINUE WITH SCHOOL 1 WAS CAUGHT STEALING CASH 1 WE TO HIS HOME VILLAGE 1 WENT ABROAD CONGO HOMELAND 1 WENT BACK TO SCHOO 1 WENT BANKRUPT 1 WENT TO GET MARRIED 1 WENT TO SCHOOL 3 WENT TO STAY IN THE VILLAGE 1 WENT TO TAKE CARE OF HER SICK CHILD 1 WORKERS BACK TO SCHOOL 1 WORKERS GOT MARRIED 1 WORKERS MARRIED 1 Number of Business owners 2984 18 -9 Missing -8 Don't know -7 Notappl Number of technical workers 2981 21 -9 Missing -8 Don't know -7 Notappl Number of sales people 2984 18 -9 Missing -8 Don't know -7 Notappl Number of apprenticeship/intern 2982 20 -9 Missing -8 Don't know -7 Notappl Number of temporary workers 2984 18 -9 Missing -8 Don't know -7 Notappl Number of managers/not business owners 2984 18 -9 Missing -8 Don't know -7 Notappl Number of accounting/finance 2984 18 -9 Missing -8 Don't know -7 Notappl Number of other 2984 18 -9 Missing -8 Don't know -7 Notappl How many are male? 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 3002 How many are male? 629 2373 -9 Missing -8 Don't know -7 Notappl How many are male? 773 2229 -9 Missing -8 Don't know -7 Notappl How many are male? 52 2950 -9 Missing -8 Don't know -7 Notappl How many are male? 133 2869 -9 Missing -8 Don't know -7 Notappl How many are male? 96 2906 -9 Missing -8 Don't know -7 Notappl How many are male? 0 3002 -9 Missing -8 Don't know -7 Notappl How many are male? 211 2791 -9 Missing -8 Don't know -7 Notappl How many male are from your family or from the family of any of the other owners 0 3002 -9 Missing -8 Don't know -7 Notappl How many male are from your family or from the family of any of the other owners 628 2374 -9 Missing -8 Don't know -7 Notappl How many male are from your family or from the family of any of the other owners 773 2229 -9 Missing -8 Don't know -7 Notappl How many male are from your family or from the family of any of the other owners 52 2950 -9 Missing -8 Don't know -7 Notappl How many male are from your family or from the family of any of the other owners 133 2869 -9 Missing -8 Don't know -7 Notappl How many male are from your family or from the family of any of the other owners 96 2906 -9 Missing -8 Don't know -7 Notappl How many male are from your family or from the family of any of the other owners 0 3002 -9 Missing -8 Don't know -7 Notappl How many male are from your family or from the family of any of the other owners 211 2791 -9 Missing -8 Don't know -7 Notappl How many are female 0 3002 -9 Missing -8 Don't know -7 Notappl How many are female 624 2378 -9 Missing -8 Don't know -7 Notappl How many are female 772 2230 -9 Missing -8 Don't know -7 Notappl How many are female 52 2950 -9 Missing -8 Don't know -7 Notappl How many are female 132 2870 -9 Missing -8 Don't know -7 Notappl How many are female 96 2906 -9 Missing -8 Don't know -7 Notappl How many are female 0 3002 -9 Missing -8 Don't know -7 Notappl How many are female 210 2792 -9 Missing -8 Don't know -7 Notappl 0 3002 -9 Missing -8 Don't know -7 Notappl 621 2381 -9 Missing -8 Don't know -7 Notappl 769 2233 -9 Missing -8 Don't know -7 Notappl 51 2951 -9 Missing -8 Don't know -7 Notappl 133 2869 -9 Missing -8 Don't know -7 Notappl 96 2906 -9 Missing -8 Don't know -7 Notappl 0 3002 -9 Missing -8 Don't know -7 Notappl 210 2792 -9 Missing -8 Don't know -7 Notappl How many days in a WEEK does..... typicallly work 0 3002 -9 Missing -8 Don't know -7 Notappl How many days in a WEEK does..... typicallly work 625 2377 -9 Missing -8 Don't know -7 Notappl How many days in a WEEK does..... typicallly work 773 2229 -9 Missing -8 Don't know -7 Notappl How many days in a WEEK does..... typicallly work 52 2950 -9 Missing -8 Don't know -7 Notappl How many days in a WEEK does..... typicallly work 133 2869 -9 Missing -8 Don't know -7 Notappl How many days in a WEEK does..... typicallly work 96 2906 -9 Missing -8 Don't know -7 Notappl How many days in a WEEK does..... typicallly work 0 3002 -9 Missing -8 Don't know -7 Notappl How many days in a WEEK does..... typicallly work 209 2793 -9 Missing -8 Don't know -7 Notappl How many hours in a week does......typically work 0 3002 -9 Missing -8 Don't know -7 Notappl How many hours in a week does......typically work 615 2387 -9 Missing -8 Don't know -7 Notappl How many hours in a week does......typically work 742 2260 -9 Missing -8 Don't know -7 Notappl How many hours in a week does......typically work 51 2951 -9 Missing -8 Don't know -7 Notappl How many hours in a week does......typically work 129 2873 -9 Missing -8 Don't know -7 Notappl How many hours in a week does......typically work 94 2908 -9 Missing -8 Don't know -7 Notappl How many hours in a week does......typically work 0 3002 -9 Missing -8 Don't know -7 Notappl How many hours in a week does......typically work 206 2796 -9 Missing -8 Don't know -7 Notappl How many weeks in a month does [name] typically work? 0 3002 -9 Missing -8 Don't know -7 Notappl How many weeks in a month does [name] typically work? 624 2378 -9 Missing -8 Don't know -7 Notappl How many weeks in a month does [name] typically work? 774 2228 -9 Missing -8 Don't know -7 Notappl How many weeks in a month does [name] typically work? 52 2950 -9 Missing -8 Don't know -7 Notappl How many weeks in a month does [name] typically work? 133 2869 -9 Missing -8 Don't know -7 Notappl How many weeks in a month does [name] typically work? 96 2906 -9 Missing -8 Don't know -7 Notappl How many weeks in a month does [name] typically work? 0 3002 -9 Missing -8 Don't know -7 Notappl How many weeks in a month does [name] typically work? 211 2791 -9 Missing -8 Don't know -7 Notappl How many days in the past 12 months was [name] on leave ( holiday/vacation)? 0 3002 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 0 2 No 0 Sysmiss 3002 How many days in the past 12 months was [name] on leave ( holiday/vacation)? 624 2378 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 48 2 No 576 Sysmiss 2378 How many days in the past 12 months was [name] on leave ( holiday/vacation)? 771 2231 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 29 2 No 742 Sysmiss 2231 How many days in the past 12 months was [name] on leave ( holiday/vacation)? 51 2951 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1 2 No 50 Sysmiss 2951 How many days in the past 12 months was [name] on leave ( holiday/vacation)? 133 2869 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1 2 No 132 Sysmiss 2869 How many days in the past 12 months was [name] on leave ( holiday/vacation)? 96 2906 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1 2 No 95 Sysmiss 2906 How many days in the past 12 months was [name] on leave ( holiday/vacation)? 0 3002 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 0 2 No 0 Sysmiss 3002 How many days in the past 12 months was [name] on leave ( holiday/vacation)? 210 2792 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 18 2 No 192 Sysmiss 2792 Section end time 2906 96 -9 Missing -8 Don't know -7 Notappl Section end time 2906 96 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 What were the main sources of learning the skills you are using in managing this 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Taught myself 1867 2 Previous job/employer 161 3 Bussiness partner 36 4 Spouse/domestic partner 61 5 Other family member 464 6 Friend 253 7 School 39 8 University 9 9 Private training institute 41 10 Other training program 13 11 Government/government agency 3 12 Bussiness association 3 13 Micro finance institution 6 14 Bank 0 15 Coperative 0 16 NGO 1 17 Religious institution 4 18 Chamber of commerce 1 19 Mentor/advisor 6 20 Apprenticeship 10 21 Other(specify) 2 77 Skip 0 Sysmiss 22 What were the main sources of learning the skills you are using in managing this 12 0 BUSINESS FRIENDS 1 CHURCH 1 DEMART 1 FROM HER MUM 1 MOTHER 1 PARENTS 3 PEOPLE FROM THE COMMUNITY 1 RELATIVES 1 ST ANNES NKHOTAKOTA 1 TAUGHT BY HIS UNCLE 1 What were the main sources of learning the skills you are using in managing this 550 2452 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Taught myself 124 2 Previous job/employer 47 3 Bussiness partner 26 4 Spouse/domestic partner 41 5 Other family member 100 6 Friend 167 7 School 12 8 University 2 9 Private training institute 6 10 Other training program 6 11 Government/government agency 3 12 Bussiness association 2 13 Micro finance institution 5 14 Bank 0 15 Coperative 0 16 NGO 1 17 Religious institution 2 18 Chamber of commerce 1 19 Mentor/advisor 4 20 Apprenticeship 0 21 Other(specify) 1 77 Skip 0 Sysmiss 2452 What were the main sources of learning the skills you are using in managing this 1 0 INBORN TALENT 1 Can you read and write with understanding in any language 2981 21 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Unable to read and write 254 2 Able to read only 69 3 Able to read and write 2658 Sysmiss 21 Have you ever attended any school 2967 35 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2895 2 No 72 Sysmiss 35 Why have you not attended school? 66 2936 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Too expensive 23 2 Too far away 3 3 Poor school quality 0 4 Had to help with farm work 5 5 Had to help with farm work 5 6 Had to help with family business 0 7 Education not useful 0 8 Parents did not want 10 9 Not willing to attend 2 10 Orphaned 11 11 Displaced 4 12 Disabled 0 13 Other(specify) 3 Sysmiss 2936 Why have you not attended school?Other specify 5 0 MY PARENTS WERE POOR DURING KAMUZU RULING 1 NO ACCESS TO EDUCATION 1 NYAU ZIMA-WAVUTITSA 1 PARENTS COULDNT EFFORT 1 STARTED WORKING AT EARLY STAGE 1 What is the highest grade that you have completed 2932 70 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Nursery 9 2 Not completed standard 1 48 3 Completed standard 1 28 4 Completed standard 2 96 5 Completed standard 3 113 6 Completed standard 4 90 7 Completed standard 5 139 8 Completed standard 6 150 9 Completed standard 7 248 10 Completed standard 8 428 11 Completed form 1 129 12 Completed form 2 400 13 Completed form 3 113 14 Completed form 4 730 15 Adult vocational 50 16 Completed diploma/degree and above 159 99 Don't know 2 Sysmiss 70 Did you complete any other training, in addition to any formal education, in the 2983 19 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 184 2 No 2799 Sysmiss 19 List the names of the 3 most recent training activities 156 0 ACCOUNT 1 ACCOUNTING 4 AGGREY MEMORIAL 1 AGRO-DEALER WORKSHOP 1 AIRTEL 1 AIRTIME COMPANY 1 AUTO ELECRICAL 1 BEUTY AND CARE 1 BLANTYRE 1 BOOK KEEPING 2 BORROWING AND LENDING 1 BRICK WORK 1 BUSINESS 3 BUSINESS ADMINISTRATION 2 BUSINESS AND OIBM LOANS 1 BUSINESS MANAGEMENT 9 BUSINESS PLAN 3 BUSINESS STUDIES 1 BUSINESS TEAM 1 CARPENTLY AND JOINERY 1 CARPENTRY AND JOINERY 2 CATERING 3 CELLPHONE REPAIR 1 CENTRAL COLLEGE CORMENCER 1 CHAIRMAN MARKRTING 1 COMMUNICATION 1 COMPUTER OPERATING 1 COMPUTER PACKAGES 1 COMPUTER STUDIES 1 COMPUTER WIZARD 1 COMPUTING 2 COMRAP 1 COOK 1 DON BOSCO TECH 1 DONBOSCO 1 DRINING 1 DRIVING 8 DRIVING SCHOOL 1 DZINJIRI PRIMARY SCHOOL 1 ELECTICAL 1 ELECTRICITY 1 ENTERPRENEUR SHIP 1 ENTERPRENUE SHIP 1 ENTERPRENUERSHIP 1 ENTREPRENEURSHIP 1 FINACIAL INSTITUTION 1 FINANCIAL LITERACY 1 FINANVCIAL TRANSACTIONS 1 FINCA 1 FINCA MALAWI 1 GARAX PRIVATE COLLAGE 1 HHYGIENE 1 HIV/AIDS 1 HOW TO MANAGE BUSINESS 1 HUMAN RIGHTS 1 IMPETU DRIVING SCHOOL 1 INFORMATION COMMUNICATION 1 INTERNATIONAL BUSINESS CO 1 ISLAMIC ZAKAT FUND 1 KAUMPHAWI DRIVING 1 LIMBE CHURCH CATHDRAWN 1 LL TECH 1 LOAN AND BUSINESS MANAGE 1 MADEF 5 MAKING OF SAUSAGE 1 MALAWI ADVERSTING INVEST 1 MALAWI INSTITUTE OF EDUCA 1 MALINGA DRIVING SCHOOL 1 MALINGUNDE WOMENS 1 MANANGING FINANCIES 1 MAP 1 MARKETING 2 MARKETING AT BIM 1 MARKETING SKILLS 1 MCA 1 MECHANICS 1 MEDI 1 MEDIA FOR DEVELOPMENT 1 NABW 2 NIHOTECH 1 NOOR REARNING CENTRE 1 NYASA TECH TRAINING CENT 1 NYASA TRAINNING COLLEGE 1 PACT BUSINESS COLLEGE 1 PAEC TECHNICIAN 1 PAINTING 1 PAINTING AND CARPENTRY 1 POLY TECHNIC 1 POLYTECHNIC 1 POULTRY FARMING 1 PRIDE MALAWI 1 QUICK PASS DRIVING SCHOOL 1 RURALS DEVELOPMENT 1 SECURITY 1 SHE TOOK ALAON AT HER 1 SHOE MAKING 1 SOCHE TECHNICAL 3 ST FRANCIS 1 STRESSV MANAGEGEMENT 1 TAILORING 4 TAIORING 1 TEACHERS TRAINING COLLEGE 1 TEACHING 1 THEOLOGICAL STUDY 1 TIKWERE 1 TK DRIVING 1 TRADE TEST 1 WELDING AND FIBLICATION 1 WOMEN WORLD BANKING 1 YADEF 2 YEDEF 2 YOUNG ENTERPRISE 1 YOUTH DEVELOPMENT 1 YUDEF 1 ZAMBIA TECHINICAL 1 List the names of the 3 most recent training activities 12 0 BUSINES MANAGEMENT 1 BUSINESS START UP 1 COMMUNITY BANKING 1 COMPUTER STUDIES 1 ELECTRONICS 1 K AND M 1 LILONGWE TECHNICAL 1 MARKETING 1 MED 1 TAILORING 1 THEOLOGY 1 VERTERINARY 1 Who provided this [training]? 182 2820 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Government/government agency 26 2 College/University 23 3 Institute/Technical school 21 4 Private consultant 20 5 Private firm 25 6 Employer/Previous employer 7 7 My spouse 0 8 Family/friends 11 9 Chamber of commerce/industry Association 2 10 Organisation 21 11 Other NGO 20 12 Other(specify) 6 Sysmiss 2820 Who provided this [training]? 12 2990 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Government/government agency 2 2 College/University 3 3 Institute/Technical school 1 4 Private consultant 0 5 Private firm 4 6 Employer/Previous employer 0 7 My spouse 0 8 Family/friends 1 9 Chamber of commerce/industry Association 0 10 Organisation 0 11 Other NGO 1 12 Other(specify) 0 Sysmiss 2990 Who provided this [training]? 10 0 BANK 2 CARVERY CHURCH 1 CHURCH ORGANISATION 1 DRIVING 1 LILONGWE (CCP) CITY ASSEMBLY 1 MEDI 1 NIHONTEKI 1 ORPHAN CARE 1 PLAN INTERNAIONAL 1 Who provided this [training]? 1 0 MEDI 1 What type of skills did you learn in this [training]? 181 2821 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Entrepreneurship 43 2 Book keeping 7 3 Financial literaracy 16 4 Marketing 20 5 Technical skills 63 6 Sales 9 7 People management 7 8 Safety measures 2 9 Stress management 1 10 Other(specify) 13 77 Skip 0 Sysmiss 2821 What type of skills did you learn in this [training]? 12 2990 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Entrepreneurship 2 2 Book keeping 0 3 Financial literaracy 2 4 Marketing 1 5 Technical skills 5 6 Sales 0 7 People management 1 8 Safety measures 0 9 Stress management 0 10 Other(specify) 1 77 Skip 0 Sysmiss 2990 What type of skills did you learn in this [training]? 31 0 ACCES TO FINANCE 1 ACCOUNTING 2 BUSINESS ADMINISTRATION 1 BUSINESS MANAGEMENT 2 BUSINESS PLAN 1 CATERING 1 CHILD RIGHT 1 COMPUTER 1 COMPUTER OPERATING 1 DRIVING 7 DRIVING A CAR 1 HYGIENE 1 MAKING OF SEWAGE, MARKETING 1 1 MECHANICAL AND CITY 1 MEDIA LAW AND DEVELOPMENT 1 PACKAGES 1 PASSTORAL 1 PEOPLE MANAGEMENT 1 REWINDING 1 SOFTWARE MAINTAINANCE 1 TEACHING 2 What type of skills did you learn in this [training]? 1 0 PASTORS 1 What was the total duration of the [training](in months or days) 94 2908 -8 Don't know -7 Notappl What was the total duration of the [training](in months or days) 10 2992 -8 Don't know -7 Notappl What was the total duration of the [training](in months or days) 72 2930 -8 Don't know -7 Notappl What was the total duration of the [training](in months or days) 7 2995 -8 Don't know -7 Notappl how much in MWK did the [training] cost 178 2824 -9 Missing -8 Don't know -7 Notappl how much in MWK did the [training] cost 15 2987 -9 Missing -8 Don't know -7 Notappl Why did you take the [training]? 180 2822 -8 Don't know 0 1 Because it was for free 21 2 My husband told me too 5 3 I want to close this bussiness and get a paid job 7 4 To manage my bussiness better(no money mentioned) 76 5 To manage my money better 20 6 Other(specify) 20 7 TO GET EMPLOYED 12 8 FOR KNOWLEDGE AND PROFESSIONALISM 19 Sysmiss 2822 Why did you take the [training]? 14 2988 -8 Don't know 0 1 Because it was for free 2 2 My husband told me too 0 3 I want to close this bussiness and get a paid job 0 4 To manage my bussiness better(no money mentioned) 7 5 To manage my money better 3 6 Other(specify) 2 7 TO GET EMPLOYED 0 8 FOR KNOWLEDGE AND PROFESSIONALISM 0 Sysmiss 2988 Why did you take the [training]? 48 0 -7 1 BEING EMPLOYED APART FROM OWNING THE BUSINESS 1 CALLING FROM GOD 1 EMPLOYED AS AN ACCOUNT 1 FOR FUTURE USE 1 FOR KNOWLEDGE AND PROFESSIONALISM 1 GET A JOB AS A DRIVER IF BUSINESS FAILS 1 IT WAS PART OF MY JOB 1 IWANT TO BORROW MONEY 1 MUM TOLD ME SO 1 SHE WAS TOLD BY HER FATHER 1 THEY DEALS WITH KIDS 1 THINKING OF GETTING A JOB 1 TO BE DRIVING INCASE BUSINESS END 1 TO BE EMPLOYED 1 TO BE EQUIPED 1 TO GET A LOAN 1 TO GET EMPLOYED 1 TO GET EMPLOYEED 1 TO GET EMPLOYMENT 1 TO GET SKILLS ON TEACHING OTHERS 1 TO GET THE SKILL 1 TO HAVE KNOLEDGE 1 TO HAVE KNOWLEDGE 1 TO HAVE SKILLS IN LEADERSHIP 1 TO HAVE SOMETHING TO DO WHEN BUSINESS GO DOWN 1 TO HAVE THE SKILL 3 TO HAVE THE SKILLS 1 TO HAVE THE WORK 1 TO IMPROVE HIS BUSINESS SKILLS 1 TO KNOW THE DRIVING PROCEDURES 1 TO KNOW THE SKILL 1 TO KNOW THE SKILLS 3 TO MANAGE PEOPLE 1 TO OBTAIN KNOWLEDGE 1 TO PURSUE MY STUDIES 1 TO WORK IN DIFERENT SECORS 1 WANT TO KNOW COMPUTER 1 WANTED TO BE STAND ON MY OWN 1 WANTED TO DO HAND WORK THAT WILL BRING MONEY 1 WANTED TO GET A LOAN 1 WANTED TO GET ALOAN 1 WANTED TO HELP CHILDREN WHICH ARE VULNERABLE 1 WAS HOPING TO BE EMPLOYED 1 Why did you take the [training]? 1 0 KNOWLEDGE OF COMPUTER 1 [If respondent didn't complete any training in the past 2 years (no in Q6)Why di 2765 237 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I prefer on-the-job training 70 2 I don't need training/I know all i need for managing the bussiness 137 3 I meet often with other bussiness owners to share knowledge 19 4 I don't have time to do training 748 5 I cannot afford to pay for training 1286 6 There is no one offering the training i need 472 7 Other(specify) 21 8 HE IS NOT WELL EDUCATION 12 Sysmiss 237 Other specify 50 0 4 YEARS AGO 1 CANT GO FOR ANY TRAINING 1 DOING PRIMARY SCHOOL IN MEAN TIME 1 EMPLOYMENT 1 FAMILY ISSUES 1 FOR OTHER REASONS 1 GOT PREGNANT AND GOT MARRRIED FOR A FEW YEARS 1 HAD NO CHANCE FROM TRAINING 1 HARD NO INTEREST ON TRAINING 1 HAS A YOUNG CHILD 1 HE IS NOT WELL EDUCATION 1 HE IS SATISFIED 1 I DIDN'T COMPLETE MY STUDIES 1 I DONT GO FAR WITH SCHOOL 1 I WAS TAKING CARE OF MY BABY 1 IDONT GO FAR WITH SCHOOL 1 LIMITING FACTOR EG COURCE TRAINING CAN AGMIT 1 LOWER CLASS 1 NO -REASON 1 NO ANY REASON 2 NO OPPORTUNITY TO CONTINUE 1 NO REASON 6 NO TRAINING OFFERED IN THE PAST 2 YEARS 1 SECONDARY 1 1 SHE D6ES N6T HAVE CHANCE 1 SHE DIDNT FIND ANY OPPORTUNITY 3 SHE DIDNT HAVE THAT OPPORTUNITY 1 SHE HAD A BABY BY THEN SO SHE COUNDT GO TO 1 SHE HAD A BABY SO SHE HAD NO ONE TO LEFT WITH 1 STANDARD FOR THE LOWER CLASS 1 STILL DOING SECONDARY SCHOOL 1 STILL SCHOOLING 3 THERE WAS NO GUIDANCE TOWARDS THAT 1 THERE WAS WAR IN HER COUNTRY 1 TOO OLD TO DO THAT 1 WAS BUSY WORKING 1 WAS IN SECONDARY SCHOOL 1 WAS SICK 1 YOU HAVE TO FISH SECONDARY SCHOOL FIRST BEFOR 1 Please rate your current knowledge (on a scale from 1 to 5 where very poor=1;poo 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Very poor 69 2 Poor 120 3 Neither poor nor good 360 4 Good 1079 5 Very good 1356 Sysmiss 18 Please rate your current knowledge (on a scale from 1 to 5 where very poor=1;poo 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Very poor 63 2 Poor 111 3 Neither poor nor good 427 4 Good 1248 5 Very good 1131 Sysmiss 22 Please rate your current knowledge (on a scale from 1 to 5 where very poor=1;poo 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Very poor 109 2 Poor 240 3 Neither poor nor good 822 4 Good 1143 5 Very good 668 Sysmiss 20 Please rate your current knowledge (on a scale from 1 to 5 where very poor=1;poo 2919 83 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Very poor 234 2 Poor 472 3 Neither poor nor good 975 4 Good 837 5 Very good 401 Sysmiss 83 Please rate your current knowledge (on a scale from 1 to 5 where very poor=1;poo 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Very poor 447 2 Poor 818 3 Neither poor nor good 916 4 Good 586 5 Very good 217 Sysmiss 18 Please rate your current knowledge (on a scale from 1 to 5 where very poor=1;poo 2981 21 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Very poor 554 2 Poor 957 3 Neither poor nor good 777 4 Good 506 5 Very good 187 Sysmiss 21 Please rate your current knowledge (on a scale from 1 to 5 where very poor=1;poo 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Very poor 1025 2 Poor 1121 3 Neither poor nor good 562 4 Good 212 5 Very good 64 Sysmiss 18 Please rate your current knowledge (on a scale from 1 to 5 where very poor=1;poo 2984 18 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Very poor 1003 2 Poor 1117 3 Neither poor nor good 573 4 Good 213 5 Very good 78 Sysmiss 18 Please rate your current knowledge (on a scale from 1 to 5 where very poor=1;poo 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Very poor 80 2 Poor 48 3 Neither poor nor good 423 4 Good 1204 5 Very good 1227 Sysmiss 20 Has this business ever received the following kinds of support? 2986 16 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 287 2 No 2699 Sysmiss 16 Has this business ever received the following kinds of support? 2986 16 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 20 2 No 2966 Sysmiss 16 Has this business ever received the following kinds of support? 2986 16 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 9 2 No 2977 Sysmiss 16 Has this business ever received the following kinds of support? 2986 16 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 644 2 No 2342 Sysmiss 16 Has this business ever received the following kinds of support? 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 48 2 No 2937 Sysmiss 17 Has this business ever received the following kinds of support? 2975 27 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 123 2 No 2852 Sysmiss 27 [If yes] Indicate individual/type of organisation that provided this support 280 2722 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Government/government agency 21 2 College/University 4 3 Institute/Technical school 3 4 Private consultant 10 5 Private firm 9 6 Employer/Previous employer 1 7 My spouse 15 8 Family/friends 142 9 Chamber of commerce/industry Association 2 10 Organisation 37 11 Other NGO 27 12 Other(specify) 9 13 MICROFINANCE ORGANISATION 0 Sysmiss 2722 [If yes] Indicate individual/type of organisation that provided this support 18 2984 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Government/government agency 1 2 College/University 1 3 Institute/Technical school 0 4 Private consultant 1 5 Private firm 2 6 Employer/Previous employer 0 7 My spouse 1 8 Family/friends 9 9 Chamber of commerce/industry Association 0 10 Organisation 2 11 Other NGO 1 12 Other(specify) 0 13 MICROFINANCE ORGANISATION 0 Sysmiss 2984 [If yes] Indicate individual/type of organisation that provided this support 9 2993 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Government/government agency 0 2 College/University 1 3 Institute/Technical school 0 4 Private consultant 0 5 Private firm 1 6 Employer/Previous employer 0 7 My spouse 1 8 Family/friends 5 9 Chamber of commerce/industry Association 0 10 Organisation 1 11 Other NGO 0 12 Other(specify) 0 13 MICROFINANCE ORGANISATION 0 Sysmiss 2993 [If yes] Indicate individual/type of organisation that provided this support 637 2365 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Government/government agency 5 2 College/University 6 3 Institute/Technical school 1 4 Private consultant 3 5 Private firm 3 6 Employer/Previous employer 0 7 My spouse 63 8 Family/friends 524 9 Chamber of commerce/industry Association 0 10 Organisation 16 11 Other NGO 9 12 Other(specify) 7 13 MICROFINANCE ORGANISATION 0 Sysmiss 2365 [If yes] Indicate individual/type of organisation that provided this support 44 2958 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Government/government agency 9 2 College/University 3 3 Institute/Technical school 1 4 Private consultant 1 5 Private firm 0 6 Employer/Previous employer 0 7 My spouse 2 8 Family/friends 19 9 Chamber of commerce/industry Association 2 10 Organisation 7 11 Other NGO 0 12 Other(specify) 0 13 MICROFINANCE ORGANISATION 0 Sysmiss 2958 [If yes] Indicate individual/type of organisation that provided this support 116 2886 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Government/government agency 2 2 College/University 0 3 Institute/Technical school 0 4 Private consultant 0 5 Private firm 5 6 Employer/Previous employer 0 7 My spouse 0 8 Family/friends 76 9 Chamber of commerce/industry Association 1 10 Organisation 15 11 Other NGO 2 12 Other(specify) 15 13 MICROFINANCE ORGANISATION 0 Sysmiss 2886 Other specify 24 0 BANK 1 BROTHER 2 BUSINESS PARTNER 1 BUSINESS PARTNERS 1 CALVERY CHURCH 1 CHURCH 1 CUSTOMER 1 CUSTOMERS 1 ESC 1 FINCA 1 MADEF 1 MALDEF 1 MICROFINANCE ORGANISATION(FITSE) 1 NABW 1 OIBM 1 OIBM BANK 1 OIBM STAFF 1 RELATIVES 1 SPOUSE 1 SUPPLIER 1 UNCLE 1 YEDF 1 YOUTH DEVELOPMENT FIIND (YEDEF) 1 Other specify 2 0 BANK 1 NABW 1 Other specify 0 0 Other specify 12 0 2 1 BROTHER 2 CARTONS 1 CHAIRMAN 1 CURCH LEADER 1 FAMILY 2 FRIENDS 1 OIBM 1 OIBM STAFF 1 PRIDE 1 Other specify 4 0 FAMILY 1 NEIRHORING BUSINESSES 1 POLICE 1 TTC 1 Other specify 19 0 BUSINESS FRIEND FROM THE SAME MARKET 1 BUSINESS PARTERNER 1 CHAIRMAN 2 CHAIRMAN FOR A13 MARKET 1 CITY ASSEMBLY 1 FRIENDS 1 MARKET CHAIRMAN 1 MARKET CHAIRPERSON 1 MARKET MEETING 2 MISSING DATA 1 NGWENYA TAILORS ASSOCIATION 1 OIBM 1 OTHER BUSINESS OWNERS 3 OWNERS OF RESTAURANTS 1 TIYANJANE GROUP KAWALE 1 How many people do you know that also operate a firm in any line of business 2976 26 -9 Missing -8 Don't know -7 Notappl How many people do you know that operate a firm in your major line of bussiness? 2984 18 -9 Missing -8 Don't know -7 Notappl How often did you intaract in the past 12 months with people managing other buss 2980 22 -9 Missing 0 -7 Notappl 0 1 Everyday 607 2 Every week 283 3 Every month 129 4 Occasionally 944 5 I never interact with other bussines for that reason 1013 6 Other(specify) 4 Sysmiss 22 How often did you intaract in the past 12 months with people managing other buss 5 0 1 LAST WEEK 1 NO ONE TO INTERACT WITH 1 ONLY ONE ONE BUSINESS THAT SELLS CEMENT 1 TWICE A YEAR 1 Do you feel compelled to share new information on the following 2983 19 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 340 2 No 2643 Sysmiss 19 Do you feel compelled to share new information on the following 2983 19 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 575 2 No 2408 Sysmiss 19 Do you feel compelled to share new information on the following 2983 19 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 452 2 No 2531 Sysmiss 19 Do you feel compelled to share new information on the following 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 340 2 No 2640 Sysmiss 22 Do you feel compelled to share new information on the following 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 311 2 No 2671 Sysmiss 20 Section end time 2959 43 -9 Missing -8 Don't know -7 Notappl Section end time 2960 42 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 When you are not operating this business, what is your primary income-earning ac 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 None 2213 2 Another enterprise 413 3 Farm plot 101 4 Wage employment 193 5 Casual labor 53 6 Other(specify) 0 7 RENTAL INCOME 12 Sysmiss 17 Other specify 31 0 BUILDER 1 CHARGING PHONES 1 CIVIL SERVANT 1 CNHTRACT WORK 1 COMPUTER MAINTANCE 1 ELECTRICAL SERVICES 1 FARMING 1 HOUSE FOR RENT 2 HOUSES FOR RENT 6 HOUSES RENT FEES 1 MC MASTER OF CEREMONY AND HIRING OF EQUIPMENT 1 NEEDLE WORK 1 OWNS PLOTS 1 PAINTING AND WATER PROOFING 1 PAINTINGF CONTRUCTS 1 PASTOR 1 1 RENTAL INCOME 3 SECOND HAND CLOTHES 1 SERVING GOD 1 SINGING 1 TEACHING PART TIME JOB 1 WEAVING 1 Approximately how many hours do you devote to this other activity in a typical w 708 2294 -9 Missing -8 Don't know -7 Notappl Approximately how much do you earn from this other activity in a typical month 700 2302 -9 Missing -8 Don't know -7 Notappl How many other business have you started in the past that you are currently not 2984 18 -9 Missing -8 Don't know -7 Notappl In which sector did the previous (most recent) business operate 1241 1761 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Growing of tobacco 4 2 Growing of cereals 7 3 Growing of other crops 7 4 Animal production 9 5 Support activites to agriculture and post-harvest crop activities 22 6 Forestry and logging 0 7 Fishing and aquaculture 3 9 Making charcoal 11 10 Milling(incl. Hand miling) 3 11 Food processing 7 12 Canning 0 13 Beer brewing 2 14 Wine-makong 1 15 Jewelry making 1 16 Making handicraft 4 17 Carpentry and joinery 7 18 Fitting and joinery 1 19 Foundry, forgery 1 20 Metal fabrication 3 21 Shoe making 0 22 Manufacture of other leather products 3 23 Tailoring,knitting 8 24 Buildings(including Houses) or fences 5 25 Roads and bridges 1 26 Tombstones 0 27 Retail shop-groceries 168 28 Retail shop-hardware 25 29 Timber/wood 24 30 Wine,beer,liquor,soft drinks sale 8 31 Sale of agricultural produce 281 32 Sale of animal produce(meat,fish) 114 33 Sale of clothes/shoes 223 34 Sale of motor vehicle spare parts 4 35 Stationery 4 36 Cosmetics, beuty products 14 37 Electronics and other appliances 14 38 Sale of other products(specify) 53 39 Mini-bus 3 40 Bicycle taxi 0 41 Other transport of passenger 2 42 Transport of products 2 43 Storage and warehouse 0 44 Catering 0 45 Cooked food and snacks 101 46 Restaurant 20 47 Bar/Tavern/Bottlestore 12 48 Hotel 0 49 Guest-house 1 50 Hair salon 8 51 Barber shop 6 52 Cell phone units, SIM card retailer 10 53 Cleaning 1 54 Auto repair 0 55 Panel beating 0 56 Battery charge 6 57 Shoe repair 0 59 Other repar and maintenance services 2 60 Collection of firewood,fetching water 5 61 Laundry or ironing 0 62 Financial institution 1 63 Real estate 0 64 IT services 2 65 Nursery(child care) 0 66 School 0 67 Health clinic 0 68 Pharmacy 0 69 Arts and sports 2 99 Other(specify) 15 Sysmiss 1761 Other specify 100 0 BLANKLETS / DUVET 1 BURNAL 1 CARPENTLY 1 CEMENT 1 CHALCOAL SELLING 1 CHARCOAL 2 CHARCOAL SALES 1 CHARCOAL SELLING 1 CHARCOL 1 CLOTHES 1 COOKING OIL 1 EMPTY SACKS 1 EMPTY SACKS SALES 1 END HAND CLOTHES 1 FISH 1 FRUITS 1 GROCERIES 1 GROCERY 1 GROUNDNUTS 2 HE SELLING GOAT MEAT 1 HE WAS LENDING MONEY TO MONEY 1 HE WAS SELLING SUGAR 1 IRISH POTATO 1 JOINERY 1 KAUNJIKA 5 KITCHEN WARE 1 KNITTING 1 MANGO SELLING 1 PAINTING 1 PAPER 1 PHONE BUREAU 1 PHONE BUREAU(NOT AIR TIME SALE) 1 PHONE FACES 1 PHOTOGRAPHY 1 PLUMBING 1 POPCORN SELLING 1 RICE SALES 1 SALE OF BAGS 1 SALE OF COTTONS 1 SALE OF DOUGHNUTS 1 SALE OF MAIZE 1 SALE OF PLATES 1 SALE OF SNACKS 1 SALE OF STEEL 1 SALE OF TABBLE CLOTH 1 SALE PLASTIC BACKETS 1 SALE TOMATO 1 SALES OF JUMBOS 1 SALES OF SALT 1 SCHOOL JERSEYS 1 SEEDS 1 SELL COOKING OIL 1 SELL OF FIREWOOD 1 SELL PARAFIN 1 SELL SUN GLASSES 1 SELLING CARS 1 SELLING CHARCOAL 4 SELLING CHIPS 1 SELLING CLOTHE 1 SELLING CLOTHS 1 SELLING COOKING 1 SELLING EGGS 1 SELLING FIREWOOD 2 SELLING FRESHMILK 1 SELLING MAIZE 1 SELLING MAIZE FLOUR 1 SELLING MAIZE MEAL 1 SELLING MEDICINE 1 SELLING NEWS PAPERS 1 SELLING OF GLYCERINE 1 SELLING OF PAILS 1 SELLING PLASTIC PAPER 1 SELLING SWEET POTATOES 1 SELLING TOMATOES 1 SELLING VEGETABLES 2 SELLING ZITENJE 1 SELLS PAINT 1 SHOE REPAIR 1 SHOES 1 STATIONERY 1 TINS 1 VEGETABLE 1 VEGETABLES 1 VENDER ITEMS 1 WED CLOTHES 1 WHOLESALE 1 ZITENJE 2 ZITUMBUWA 1 What happened to this other business that you are not operating anymore? 1269 1733 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Bussiness was shut down due to regulation issues 90 2 Not enough money to purchase adequate equipment/transport/inputs/workers 211 3 Not enough customers 127 4 Did not have right technical skills 33 5 Could not manage finances properly 122 6 Could not manage workers properly 14 7 Found a better job 28 8 Started another bussiness with prospects 478 9 Someone bought old bussiness 4 10 Family reasons 74 11 Other(specify) 39 12 THEFT 19 13 PROFIT WAS TOO LOW 14 14 HEALTH PROBLEMS 7 15 THE BUSINESS IS SEASONAL 9 Sysmiss 1733 Other specify 89 0 AFTER THE DEATH OF MY WORKER WHO WAS OPERAING 1 AFTER TRANSFERING FROM WHERE I WAS STAYING 1 BUSINESS SHOT DOWN DUE TO ACCIDENT 1 BUSINESS STOLEN 1 BUSINESS WAS NOT SUSECCEFUL 1 BUSINESS WAS TOO MOBILE 1 CAPITAL GOT STOLEN 1 CAUGHT FIRE 1 CHANGE OF ENVIRONMENT 1 COULD NOT MANAGE THE BUSINESS 1 CUSTOMERS COULDNT PAY IN TIME 1 DIFFICULTIES IN ORDERING 1 EAT CAPITAL 1 ENVOLVEMENT TO FIND THE RIGHT PHASE 1 EXPOSED TO FIRE AND HAD INFECTIONS 1 FEW PROFIT 1 FOR HEATHY REASONS 1 GOODS GOT STOLEN BY THIEVES 1 GOODS IN THE SHOP WERE STOLEN 1 GOT A JOB 1 GOT ROBBED 1 GOVERNMENT CONFISCATED MY GOODS 1 HAD FEW TIME TO RUN THE BUSINESS 1 HE WAS SICK 1 HEALTH PROBLEMS 1 HEATH REASONS 1 HOUSEHOLD TRANSFERED FROM THE FIRST PLACE TO 1 I DID NOT HAD SETTLED PLACE FOR MY BUSINESS 1 I WAS NOT MAKING ENOUGH PROFITS 1 I WAS SICK SO I COULDN'T MANAGE MY BUSINESS 1 IT ASNT PROFITABLE 1 IT HAS LESS PROFITS 1 IT WAS A SEASON BUSINESS 1 IT WAS GOOD FOR HER BECAUSE I HAD NO FEMALE 1 IT WAS NOT ALLOWED IN MY CHURCH 1 IT WAS RISKY 1 IT WAS SEASONAL 1 ITS A SEASONAL BUSINESS COUNDNT PROFIT MUCH 1 LAW CAPITAL 1 LOSS OF COMMODITIES 1 1 LOW CAPITAL 2 LOW DEMAND 2 LOW PRICE 1 LOW PRICES 1 LOW PROFIT 1 MONEY STOLEN 1 MONEY WAS STOLEN 1 NO CONTRACTS 1 NO PAYMENTS AFTER WORK 1 NO SECURITY ITERMS OF FIRE 1 NOT PAID IN TIME 1 PEOPLE STEAL EQUIPMENT 1 PROBLEM OF FUEL AVILABILITY 1 PROFIT WAS TOO LOW 1 ROBED 1 RUN-AWAY FROM WARS IN COUNTRY 1 SEASON BUSINESS 3 SEASONAL 2 SENT OUT OF THE PLACE WHERE THE BUSINESS WAS 1 SMALL PROFIT 1 SPOUSE TOOK OVER 1 STILL OPERATING 1 THE BUSINESS IS SEASONAL 1 THE BUSINESS WASNT DOING WELL 1 THE MONEY FOR THE BUSINESS GOT STOLEN SO THE 1 1 THE WAS NO BENEFIT FROM THE BUSINESS 1 THEFT 4 THEFT OF EQUIPMENT 1 THEFT OF MONEY 1 THEY NEVER PAID BACK THE MONEY 1 THIEVES STOLEN HIS ZITENJE 1 THOUGHT OF STARTING ANOTHER BUSINESS 1 TOMATO WAS ROTTETING RESULTING INTO LOSSES 1 TOO MOBILE 1 TOO MUCH WORK 1 WANTED TO TRY ANOTHER BUSINESS 1 WAS SICK 1 WASN'T IN GOOD TERMS WITH THE MARKET CHAIRPER 1 WORKERS WERE STEALING MY MONEY 1 What were you doing before you started/took over this business 2970 32 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Employed for a wage in the same sector 176 2 I had another bussiness in the same sector 67 3 Employed for a wage in a different sector 655 4 I had another bussiness in a different sector 434 5 Apprenticeship in the same sector 15 6 I was working unpaid for a family bussiness 39 7 I was working unpaid for a family farm 94 8 I was employed 174 9 Other(specify) 4 97 I was studying/I was just staying at home 1312 Sysmiss 32 Other specify 16 0 A REFUGEE 1 CASUAL 1 CASUAL LABOR 1 CASUAL LABOUR 2 EMPLOYED IN THE GOVERNMENT 1 FARMING 2 HE WAS A FARMER 1 HOUSEHOLD WORKS 2 NET BAKER 1 SALES OF TOMATOES 1 USUAL LABOUR 1 WAS EMPLOYED (WENT TO SOUTH AFRICA) 1 WORK ON FAMILY FARM 1 For how many years were you doing this activity before starting/ taking over thi 1626 1376 -9 Missing -8 Don't know -7 Notappl What was your personal income in MWK in a typical month in this previous occupat 1605 1397 -9 Missing -8 Don't know -7 Notappl what did/does your mother do for a living 2977 25 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Stayed at home, household work 1149 2 Managed her own/family enterprise(entrepreneur) 645 3 Wage employment 176 4 Casual labour 19 5 Worked in the family farm 884 6 Worked for the government 55 7 Other(specify) 8 99 Don't know 41 Sysmiss 25 Other specify 10 0 COOKER 1 FARMING 3 PARENT DIED WHEN SHE WAS YOUNG 1 PASSED AWAY 1 SHE PASSED AWAY 2 VOLUNTEER IN MIN OF EDUCATION 1 WORKED IN A FAMILY ENTERPRISE 1 What did/does your father do for a living 2974 28 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Stayed at home, household work 343 2 Managed her own/family enterprise(entrepreneur) 633 3 Wage employment 814 4 Casual labour 95 5 Worked in the family farm 832 6 Worked for the government 200 7 Other(specify) 15 99 Don't know 42 Sysmiss 28 Other specify 14 0 COSTRACTION BULDING 1 DEAD 1 DRIVER 1 FARMING 1 FISHING 1 HE IS IN SOUTH AFRICA 1 HE PASSED AWAY 1 MECHANIC 1 NGO DRIVER 1 POLITICIAN 1 SELF -EMPLOYED 1 TAILORING 1 WITCH DOCTOR 1 WORKED FOR NGO 1 [If married/living with someone] What does your spouse do for a living 2295 707 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Stayed at home, household work 872 2 Managed her own/family enterprise(entrepreneur) 859 3 Wage employment 449 4 Casual labour 39 5 Worked in the family farm 26 6 Worked for the government 40 7 Other(specify) 10 99 Don't know 0 Sysmiss 707 Other specify 21 0 BUILDER 1 DIVORCED 1 DIVORCES 1 DRIVER 1 FARMING 1 HEAVY GOODS TRUCK DRIVER 1 HELP THE HUSBAND TO RUN HIS ENTERPRISE 1 HELPING THE SAME BUSINESS 1 HELPS IN THE SAME BUSINESS 1 PASTOR 1 PENSIONIER 1 SCHOOL 1 SEASONAL LABOUR 1 SHE IS A WIDOW 1 SHE IS NOT MARRIED 1 STUDENT FORM 2 1 THE RESPONDENT IS A WIDOW 1 THE SAME BUSINESS 1 VOLUNTEER WORK AT AN ORPHAN CARE CENTRE 1 WIDOW 1 WORKS IN SOUTH AFRICA 1 Section end time 2911 91 -9 Missing -8 Don't know -7 Notappl Section end time 2911 91 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 How many people live in your household(include yourself in the numbers)? how man 2908 94 -9 Missing -8 Don't know -7 Notappl How many people live in your household(include yourself in the numbers)? how man 2908 94 -9 Missing -8 Don't know -7 Notappl How many people live in your household(include yourself in the numbers)?how many 2978 24 -9 Missing -8 Don't know -7 Notappl How many people live in your household(include yourself in the numbers)? how man 2975 27 -9 Missing -8 Don't know -7 Notappl How many people live in your household(include yourself in the numbers)?how many 2926 76 -9 Missing -8 Don't know -7 Notappl How many people live in your household(include yourself in the numbers)? how man 2925 77 -9 Missing -8 Don't know -7 Notappl How many people live in your household(include yourself in the numbers)?how many 2939 63 -9 Missing -8 Don't know -7 Notappl How many people live in your household(include yourself in the numbers)? how man 2944 58 -9 Missing -8 Don't know -7 Notappl How many people live in your household(include yourself in the numbers)? how man 2921 81 -9 Missing -8 Don't know -7 Notappl How many people live in your household(include yourself in the numbers)?how many 2921 81 -9 Missing -8 Don't know -7 Notappl Who is the main provider of cash for food and other goods in your household 2963 39 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 2251 2 Spouse 539 3 My father 61 4 My mother 26 5 My spouse's father 1 6 My spouse's mother 0 7 My son 4 8 My daughter 1 9 My sister 11 10 My brother 22 11 Other(specify) 20 12 SELF AND SPOUSE 27 Sysmiss 39 Other specify 46 0 ALL THE FOUR ALDULTS CONTRIBUTE FOR CASH IN 1 AUNT 4 BOTH HER AND THE HUSBAND 1 BOTH OF THEM 1 BOTH SELF AND SPOUSE 1 BOTH SPOUSES 5 BROTHER IN LAW 1 BUSINESS PATNER 1 MY AUNT 1 MY SISTER'S HUSBAND 1 SELF / SPOUSE 1 SELF AND 4 1 SELF AND SPOUSE 15 SELF SPOUSE 1 SELF/SPOUSE 2 SISTERS SPOUSE 1 SPEAK AND SELF 1 SPOUSE SELF 1 STEP FATHER 1 UNCLE 4 WE CONTRIBUTE 1 In the past 6 months, how much money has your household spent on each of the fol 2971 31 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 2972 30 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 2972 30 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 2978 24 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 2973 29 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 2976 26 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 2976 26 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 2968 34 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 2960 42 -9 Missing -8 Don't know -7 Notappl In the past 7 days, how much time(in hours or minutes) did you spend constructin 2194 808 -8 Don't know -7 Notappl In the past 7 days, how much time(in hours or minutes) did you spend constructin 1921 1081 -8 Don't know -7 Notappl In the past 7 days, how much time(in hours or minutes) did you spend preparing f 2406 596 -8 Don't know -7 Notappl In the past 7 days, how much time(in hours or minutes) did you spend preparing f 1713 1289 -8 Don't know -7 Notappl In the past 7 days, how much time(in hours or minutes) did you spend milling and 2264 738 -8 Don't know -7 Notappl In the past 7 days, how much time(in hours or minutes) did you spend milling and 1842 1160 -8 Don't know -7 Notappl In the past 7 days,how much time (in hours or minutes) did you spend making hand 2148 854 -8 Don't know -7 Notappl In the past 7 days,how much time (in hours or minutes) did you spend making hand 1949 1053 -8 Don't know -7 Notappl In the past 7 days,how much time(in hrs or min) did you spend taking care of chi 2375 627 -8 Don't know -7 Notappl In the past 7 days,how much time(in hrs or min) did you spend taking care of chi 1752 1250 -8 Don't know -7 Notappl How many wives/live-in partners does your husband/partner have 727 2275 -9 Missing -8 Don't know -7 Notappl What is your marital rank? 25 2977 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 8 2 13 3 2 5 1 8 1 Sysmiss 2977 When you began living together with your speouse/domestic partner,how did the ec 2280 722 -9 Missing 0 -7 Notappl 0 1 Much higher 298 2 Somewhat higher 397 3 About the same 986 4 Somewhat lower 390 5 Much lower 120 98 Parents not alive at time of marriage 89 Sysmiss 722 When you began living together with your speouse/domestic partner,how did any of 2285 717 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I moved into my spouse's family residence 189 2 My spouse moved into my family's residence 274 3 I moved into my spouse's home 250 4 My spouse moved into my residence 512 5 My spouse and I both moved into my residence 852 98 No 208 Sysmiss 717 In the event that this marriedge/union ended(through means other than dealth),wo 2281 721 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 514 2 No 1767 Sysmiss 721 Does your domestic partner know about the bussiness that you currently operates 2285 717 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2256 2 No 29 Sysmiss 717 Typically, out of every MWK1,000 that you earn in your bussiness,how many MWK do 2291 711 -9 Missing -8 Don't know -7 Notappl Typically, out of every MWK1,000 that you earn, how many MWK go towards househol 2293 709 -9 Missing -8 Don't know -7 Notappl Typically,out of every MWK1,000 spent towards household expenses, how many MWK c 2280 722 -9 Missing -8 Don't know -7 Notappl Did your spouse ask you to give him/her money that you didn't want to in the pas 2220 782 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 757 2 No 1463 Sysmiss 782 Section end time 2874 128 -9 Missing -8 Don't know -7 Notappl Section end time 2873 129 -9 Missing -8 Don't know -7 Notappl _______________ 0 0 Who in your household decides how the finances should be spent 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 2503 2 Spouse 331 3 My father 64 4 My mother 26 5 My spouse's father 1 6 My spouse's mother 0 7 My son 4 8 My daughter 0 9 My sister 9 10 My brother 25 11 Other(specify) 12 12 AUNT 5 77 Skip 0 Sysmiss 22 Who in your household decides how the finances should be spent 1147 1855 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 149 2 Spouse 927 3 My father 0 4 My mother 44 5 My spouse's father 0 6 My spouse's mother 1 7 My son 1 8 My daughter 2 9 My sister 8 10 My brother 10 11 Other(specify) 5 12 AUNT 0 77 Skip 0 Sysmiss 1855 Other specify 21 0 AUNT 6 BOTH 3 BUSINESS PATNER 1 FRIEND 2 GRAND MOTHER 1 MY SISTER'S HUSBAND 1 MY UNCLE, MY AUNT 1 SISTERS SPOUSE 1 STEP FATHER 1 THE PASTOR AND WIFE WHO ARE NOT MY PHYSICAL 1 UNCLE 2 WE SHARE 1 Who decides on household expenditures purchased on a daily basis 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 2221 2 Spouse 621 3 My father 50 4 My mother 38 5 My spouse's father 1 6 My spouse's mother 0 7 My son 0 8 My daughter 1 9 My sister 11 10 My brother 21 11 Other(specify) 10 12 AUNT 6 77 Skip 0 Sysmiss 22 Who decides on household expenditures purchased on a daily basis 1226 1776 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 156 2 Spouse 992 3 My father 1 4 My mother 50 5 My spouse's father 0 6 My spouse's mother 1 7 My son 1 8 My daughter 3 9 My sister 8 10 My brother 9 11 Other(specify) 5 12 AUNT 0 77 Skip 0 Sysmiss 1776 Other specify 19 0 AUNT 6 BOTH 2 BROTHERS SPOUSE 1 FRIEND 1 GRANDMOTHER 1 IN -LAW 1 MY SISTER'S HUSBAND 1 MY SISTER-INLAW 1 PASTOR AND WIFE 1 UNCLE 2 UNCLE, AUNT 1 WE ALWAYS SHARE CONTRIBUTION 1 Who usually decides how your earnings will be used 2982 20 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 2837 2 Spouse 114 3 My father 12 4 My mother 9 5 My spouse's father 0 6 My spouse's mother 0 7 My son 0 8 My daughter 0 9 My sister 1 10 My brother 5 11 Other(specify) 4 77 Skip 0 Sysmiss 20 Who usually decides how your earnings will be used 867 2135 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 58 2 Spouse 778 3 My father 1 4 My mother 16 5 My spouse's father 0 6 My spouse's mother 0 7 My son 1 8 My daughter 1 9 My sister 5 10 My brother 6 11 Other(specify) 1 77 Skip 0 Sysmiss 2135 Other specify 4 0 AUNT 2 BOTH 1 UNCLE 1 Who usually decides on what to do incase adults in the household get sick? 2980 22 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 2565 2 Spouse 271 3 My father 60 4 My mother 32 5 My spouse's father 1 6 My spouse's mother 0 7 My son 1 8 My daughter 5 9 My sister 9 10 My brother 20 11 Other(specify) 11 12 AUNT 5 77 Skip 0 Sysmiss 22 Who usually decides on what to do incase adults in the household get sick? 1751 1251 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 158 2 Spouse 1493 3 My father 5 4 My mother 57 5 My spouse's father 1 6 My spouse's mother 1 7 My son 1 8 My daughter 2 9 My sister 10 10 My brother 17 11 Other(specify) 6 12 AUNT 0 77 Skip 0 Sysmiss 1251 Other specify 20 0 AUNT 6 BOTH 2 GRANDMOTHER 1 IN-LAW 1 MY MUSIC, MY AUNT 1 PARTERNER 1 SISTERS SPOUSE 1 SITER IN-LAW 1 STEP FATHER 1 THE ONE WHO IS NOT SICK EITHER SPOUSE OR SELF 1 THE PASTOR AND WIFE 1 UNCLE 2 WHOLE FAMILY 1 Who decides wwhether children should attend school? 2739 263 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 2378 2 Spouse 246 3 My father 52 4 My mother 22 5 My spouse's father 0 6 My spouse's mother 0 7 My son 1 8 My daughter 2 9 My sister 4 10 My brother 15 11 Other(specify) 19 77 Skip 0 Sysmiss 263 Who decides which schools the children should attend 1741 1261 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 164 2 Spouse 1504 3 My father 2 4 My mother 53 5 My spouse's father 1 6 My spouse's mother 0 7 My son 1 8 My daughter 1 9 My sister 7 10 My brother 5 11 Other(specify) 3 77 Skip 0 Sysmiss 1261 Other specify 20 0 7GRAND PARENT 1 AUNT 4 BOTH 1 BROTHERS SPOUSE 1 1 HAS NO CHILDREN 2 HAVE A SMALL KID 1 IN LAW 1 NO CHILD GOES TO SCHOOL 1 NO CHILDREN 2 SISTERS SPOUSE 1 STEP FATHER 1 THE PASTOR AND WIFE 1 UNCLE 1 UNDERAGE 1 Who decides how inputs are allocated across plots owned by the household? 2957 45 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 1897 2 Spouse 249 3 My father 56 4 My mother 33 5 My spouse's father 4 6 My spouse's mother 2 7 My son 2 8 My daughter 0 9 My sister 5 10 My brother 20 11 Other(specify) 10 77 Skip 0 98 No plots 679 Sysmiss 45 Who decides on where to go for medical help for children in the household 1110 1892 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 101 2 Spouse 945 3 My father 2 4 My mother 46 5 My spouse's father 0 6 My spouse's mother 4 7 My son 0 8 My daughter 0 9 My sister 5 10 My brother 4 11 Other(specify) 3 77 Skip 0 98 No plots 0 Sysmiss 1892 Other specify 29 0 AUNT 3 BROTHER INLAW 1 DO NOT FARM 1 DOESN'T GROW CROPS 1 DOESNT GROW ANY CROP 1 DOESNT GROW CROPS 1 DON'T GROW CROPS 1 DON'T HAVE 3 DONT DO FARMING 1 DONT HAVE 5 DONT HAVE PLOTS 1 DOUT GROW ANY CROP 1 IN-LAW 1 MY SISTER'S HUSBAND 1 NO PLOT 1 NOT MARRIED 1 PASTOR AND WIFE 1 SISTERS SPOUSE 1 THE HOUSE HOLD DOES NOT HARVEST CULTIVATE 1 UNCLE 2 Who usually decides whether you work/operate your bussiness or not? 2979 23 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 2861 2 Spouse 91 3 My father 13 4 My mother 7 5 My spouse's father 0 6 My spouse's mother 0 7 My son 0 8 My daughter 0 9 My sister 2 10 My brother 3 11 Other(specify) 2 77 Skip 0 Sysmiss 23 Who usually decides whether you work/operate your bussiness or not? 730 2272 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 57 2 Spouse 647 3 My father 1 4 My mother 9 5 My spouse's father 1 6 My spouse's mother 0 7 My son 0 8 My daughter 2 9 My sister 3 10 My brother 6 11 Other(specify) 4 77 Skip 0 Sysmiss 2272 Other specify 4 0 BUSINESS PARTNER 1 FRIEND 1 IN LAW 1 PARTNER 1 Who decides whether you and your partner use contraception 2304 698 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 1955 2 Spouse 328 3 My father 1 4 My mother 1 5 My spouse's father 0 6 My spouse's mother 0 7 My son 0 8 My daughter 0 9 My sister 0 10 My brother 2 11 Other(specify) 7 12 DO NOT USE CONTRACEPTION 10 77 Skip 0 Sysmiss 698 Who decides whether you and your partner use contraception 1824 1178 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Self 157 2 Spouse 1659 3 My father 3 4 My mother 2 5 My spouse's father 0 6 My spouse's mother 0 7 My son 1 8 My daughter 0 9 My sister 2 10 My brother 0 11 Other(specify) 0 12 DO NOT USE CONTRACEPTION 0 77 Skip 0 Sysmiss 1178 Other specify 36 0 BOTH 12 BOTH ME AND SPOUSE 1 BOTH1 1 DO NOT USE CONTRACEPTION 1 DOES NOT USE 1 DON'T USE CONTRACEPTION 1 DON'T USE CONTRACEPTIVE MATHODS 1 DONT HAVE SPOUSE 1 DONT USE CONTRACEPTION 1 DONT USE COTRACEPTION1 1 DONT5 USE CONTRACEPTION 1 LIVE WITH MAM 1 NO CONTRACEPTION 3 NOBODY 1 NOT MARRIED 1 REFUSE 1 SHE HAS NEVER USE CONTRACEPTION 1 SHE IS A WIDOW 1 SHE IS ALONE 1 THEY DON'T HAVE CHILDREN YET 1 THEY DONT USE 1 WE DONT USER 1 WIDOWER 1 In a couple, who do you think should have the greater say in each of the followi 2982 20 1 Husband 1497 2 Wife 117 3 Both equally 1368 Sysmiss 20 In a couple, who do you think should have the greater say in each of the followi 2982 20 1 Husband 549 2 Wife 1263 3 Both equally 1170 Sysmiss 20 In a couple, who do you think should have the greater say in each of the followi 2980 22 1 Husband 407 2 Wife 1711 3 Both equally 862 Sysmiss 22 In a couple, who do you think should have the greater say in each of the followi 2981 21 1 Husband 1258 2 Wife 125 3 Both equally 1598 Sysmiss 21 In a couple, who do you think should have the greater say in each of the followi 2982 20 1 Husband 1250 2 Wife 112 3 Both equally 1620 Sysmiss 20 In a couple, who do you think should have the greater say in each of the followi 2981 21 1 Husband 381 2 Wife 1533 3 Both equally 1067 Sysmiss 21 In a couple, who do you think should have the greater say in each of the followi 2981 21 1 Husband 335 2 Wife 1548 3 Both equally 1098 Sysmiss 21 In a couple, who do you think should have the greater say in each of the followi 2981 21 1 Husband 331 2 Wife 1572 3 Both equally 1078 Sysmiss 21 In a couple, who do you think should have the greater say in each of the followi 2982 20 1 Husband 271 2 Wife 1591 3 Both equally 1120 Sysmiss 20 In a couple, who do you think should have the greater say in each of the followi 2982 20 1 Husband 266 2 Wife 124 3 Both equally 2592 Sysmiss 20 In your opinion, does a man have a good reason to hit his wife if 2979 23 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 49 2 No 2930 Sysmiss 23 In your opinion, does a man have a good reason to hit his wife if 2979 23 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 163 2 No 2816 Sysmiss 23 In your opinion, does a man have a good reason to hit his wife if 2979 23 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 82 2 No 2897 Sysmiss 23 In your opinion, does a man have a good reason to hit his wife if 2979 23 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 23 2 No 2956 Sysmiss 23 In your opinion, does a man have a good reason to hit his wife if 2979 23 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 70 2 No 2909 Sysmiss 23 In your opinion, does a man have a good reason to hit his wife if 2977 25 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 253 2 No 2724 Sysmiss 25 Iam now going to ask you about some situations that are true for many women,thin 746 2256 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 63 2 No 683 Sysmiss 2256 Iam now going to ask you about some situations that are true for many women,thin 745 2257 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 52 2 No 693 Sysmiss 2257 Iam now going to ask you about some situations that are true for many women,thin 746 2256 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 236 2 No 510 Sysmiss 2256 Iam now going to ask you about some situations that are true for many women,thin 745 2257 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 65 2 No 680 Sysmiss 2257 How many do you think experience this at least oncein the past 12 1103 1899 -9 Missing -8 Don't know -7 Notappl How many do you think experience this at least oncein the past 12 1103 1899 -9 Missing -8 Don't know -7 Notappl How many do you think experience this at least oncein the past 12 1103 1899 -9 Missing -8 Don't know -7 Notappl Can you tell me about the frequency with which your current/most recent husband/ 757 2245 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Many times in the past 12 months 17 2 Few times in the past 12 months 19 3 Once in the past 12 months 17 4 Frequently but not in the past 12 months 7 5 Rarely but in the past 12 months 16 6 Once but not in the past 12 months 22 7 Never 659 Sysmiss 2245 Can you tell me about the frequency with which your current/most recent husband/ 756 2246 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Many times in the past 12 months 4 2 Few times in the past 12 months 11 3 Once in the past 12 months 4 4 Frequently but not in the past 12 months 1 5 Rarely but in the past 12 months 2 6 Once but not in the past 12 months 1 7 Never 733 Sysmiss 2246 Can you tell me about the frequency with which your current/most recent husband/ 757 2245 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Many times in the past 12 months 7 2 Few times in the past 12 months 12 3 Once in the past 12 months 3 4 Frequently but not in the past 12 months 2 5 Rarely but in the past 12 months 4 6 Once but not in the past 12 months 2 7 Never 727 Sysmiss 2245 Whom have you told about the physical violence 60 2942 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 No one 24 2 Friends 4 3 Parents 8 4 Brother or sister 4 5 Spouse/Partner's family 5 6 Children 0 7 Other family 4 8 Neighbours 0 9 Police 3 10 Doctor/health worker 0 11 Priest 2 12 Counsellor 4 13 NGO/women organizer 0 14 Local leader 1 15 Other (specify) 1 77 Skip 0 Sysmiss 2942 Whom have you told about the physical violence 13 2989 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 No one 0 2 Friends 1 3 Parents 2 4 Brother or sister 3 5 Spouse/Partner's family 1 6 Children 0 7 Other family 1 8 Neighbours 1 9 Police 1 10 Doctor/health worker 0 11 Priest 0 12 Counsellor 2 13 NGO/women organizer 0 14 Local leader 1 15 Other (specify) 0 77 Skip 0 Sysmiss 2989 Other specify 0 0 Did you ever go somewhere for help? where 62 2940 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Police 8 2 Hospital or health center 8 3 Social services(includes counselling, support group or network) 1 4 Legal advice 0 5 Court 0 6 Shelter 0 7 Local leader 0 8 Women's organization 0 9 Friend 5 10 Relative 20 11 Priest/religious leader 1 12 Other(specify) 11 13 NO 8 77 Skip 0 Sysmiss 2940 Did you ever go somewhere for help? where 9 2993 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Police 1 2 Hospital or health center 2 3 Social services(includes counselling, support group or network) 0 4 Legal advice 0 5 Court 0 6 Shelter 0 7 Local leader 1 8 Women's organization 0 9 Friend 1 10 Relative 3 11 Priest/religious leader 0 12 Other(specify) 1 13 NO 0 77 Skip 0 Sysmiss 2993 Other specify 9 0 CHURCH 1 DID NOT GO TO EVERYWHERE 1 NO 1 NO ONE 2 NO WHERE 1 NONE 2 SHE DIDNT NOT GO ANY WHERE 1 Bussiness survey end time 2952 50 -9 Missing -8 Don't know -7 Notappl Bussiness survey end time 2951 51 -9 Missing -8 Don't know -7 Notappl Bussiness survey end time 93 2909 -9 Missing -8 Don't know -7 Notappl Bussiness survey end time 93 2909 -9 Missing -8 Don't know -7 Notappl Bussiness survey end time 7 2995 -9 Missing 0 -8 Don't know 0 -7 Notappl 1 Bussiness survey end time 7 2995 -9 Missing 0 -8 Don't know 0 -7 Notappl 1 _______________ 0 0 Data collection Date- 1st Visit 1500 2002-02-18 3012-03-02 2002-02-18 1 2010-02-23 1 2011-01-25 1 2011-01-27 1 2011-01-31 1 2011-02-02 1 2011-02-04 2 2011-02-08 1 2011-02-11 3 2011-02-13 1 2011-02-14 1 2011-02-16 2 2011-02-17 2 2011-02-20 1 2011-02-21 1 2011-02-22 1 2011-02-23 1 2011-03-08 1 2011-12-16 1 2012-01-02 1 2012-01-03 2 2012-01-04 1 2012-01-06 1 2012-01-11 1 2012-01-13 1 2012-01-14 1 2012-01-15 1 2012-01-20 24 2012-01-21 21 2012-01-22 1 2012-01-23 31 2012-01-24 29 2012-01-25 36 2012-01-26 38 2012-01-27 35 2012-01-28 33 2012-01-29 2 2012-01-30 33 2012-01-31 34 2012-02-01 35 2012-02-02 36 2012-02-03 47 2012-02-04 50 2012-02-05 3 2012-02-06 44 2012-02-07 52 2012-02-08 41 2012-02-09 58 2012-02-10 50 2012-02-11 44 2012-02-12 3 2012-02-13 49 2012-02-14 38 2012-02-15 51 2012-02-16 53 2012-02-17 44 2012-02-18 41 2012-02-19 2 2012-02-20 35 2012-02-21 38 2012-02-22 36 2012-02-23 26 2012-02-24 28 2012-02-25 21 2012-02-26 15 2012-02-27 24 2012-02-28 26 2012-02-29 20 2012-03-01 13 2012-03-02 12 2012-03-03 6 2012-03-04 6 2012-03-05 27 2012-03-06 23 2012-03-07 14 2012-03-08 8 2012-03-09 14 2012-03-10 10 2012-11-23 1 2012-12-06 1 2012-12-08 1 2012-12-20 1 2012-12-28 1 2012-12-30 1 3012-03-02 1 Data collection Date- 2nd Visit 41 2011-02-16 2012-12-27 2011-02-16 1 2012-01-21 2 2012-01-23 2 2012-01-24 8 2012-01-26 1 2012-01-28 1 2012-01-30 5 2012-01-31 3 2012-02-01 2 2012-02-02 1 2012-02-04 1 2012-02-07 1 2012-02-10 3 2012-02-13 1 2012-02-15 1 2012-02-21 1 2012-02-23 1 2012-02-24 1 2012-02-29 2 2012-03-12 2 2012-12-27 1 Data collection Date- 3rd Visit 2 2011-01-31 2012-01-02 2011-01-31 1 2012-01-02 1 Form number 3002 0 1 3001 2 1 OPERATOR 3002 0 1 0E06RY 425 2 AGNESS 532 3 CLARA 1040 4 LINESS 41 5 MEMOERY 415 6 MEMORY 530 7 TAPIWA L 14 8 TAPIWA MK 3 9 WANANGWA 2 Duplicated 1508 1494 0 23 1 1471 2 13 3 1 Sysmiss 1494 splitting temporal respondent id 1508 1494 1 1508 Sysmiss 1494 1508 1494 49 72 1508 1494 38 60 1508 1494 1 421 GPS Longitude Degrees 1508 1494 33 1 34 28 35 1479 Sysmiss 1494 Age 1490 1512 -7 90 respondent id 1508 0 bc_num2 1494 1508 2 48 enumerate id 1494 1508 6 29 6 27 7 22 8 48 9 58 10 79 11 40 12 72 13 86 14 56 15 131 16 70 17 33 18 46 19 44 20 81 21 111 22 71 23 40 24 129 25 47 26 59 27 47 28 52 29 45 Sysmiss 1508 bc is eligible 1494 1508 1 1494 Sysmiss 1508 enumerate lilongwe 1494 1508 1 1494 Sysmiss 1508 n 1494 1508 1 248 2 1223 3 7 4 16 Sysmiss 1508 copy 1494 1508 0 61 1 1427 2 2 3 4 Sysmiss 1508 1494 1508 1 1494 Sysmiss 1508 median of age 3002 0 32 3002 Treatment status 2245 0 BR 1952 BR + TPIN 293 Offer 2245 0 BR+TPIN 293 brc_only 745 brc_training 1207 City 2245 0 Blantyre 1114 Lilongwe 1131 Matching list (Y/N) 1381 0 1 1 NO 33 No 51 No Manager interviewed 1 Y 2 YES 558 YNO 1 Ye2 2 Yers 1 Yes 698 Yyes 1 es 1 no 4 y 2 yES 3 yes 22 If NO, WHY 88 0 3 business owners 1 At first it had no name 8 Business had prevously no name 3 Business name changed 1 Business partner 1 CHANGED SIRNAME 1 CO-OWNER 4 Changed Ownership 1 Changed Surname 1 DIFFERENT GIVEN DURING BASEKINE 1 Different person interviewed during baseline 1 Edna is manager of the business 1 FALSE SIRNAME 1 FIRST NAME WAS NOT AVAILABLE 1 First busines owner died 1 First name different 1 First name mispelled 1 First name missing 1 First name wrongly written 1 HE IS CO OWNER 1 HUSBAND INTERVIEWED 1 Husband was interviewed in baseline 1 INTERVIED SPOUCE DURING BASELINE 1 It previously ad no name 2 Last name wrong in baseline data 1 MANAGER INTERVIEWD DURING BASELINE 2 MIDDLE NAME MISSING 1 MISSING MIDDLE NAME 1 Manager Interviewed 1 Manager Interviwed during the baseline 1 Manager interviewed 1 Manager interviewed during baseline 6 Manager interviewed in baseline 1 Manager interviewed in the baseline 1 Manager interviewed in the baseline Survey 1 Manager interviwed during baseline 2 Mispelled in baseline database 1 NAME MISPLELT 1 ONWER INITIALLY LIED ON FIRST NAME 1 OWNER PARTNERSHIP 1 OWNERSHIP CHANGED 2 Owner changed surname 1 Ownership Changed 1 Ownership changed 1 PARTENERSHIP 2 PREVIOUS FIRST NAME WAS FOR OWNER CHILD 1 Real business owner is the wife 1 Spouse's name on list 1 Surname mispelled 3 Surname wrongly spelled 1 The real owner is Elizabeth not Agness who is a relative 1 WRONG SPELLING 3 Wants husbands name to appear on certificate 1 Wife Interviewed during baseline 1 Willy Nampuluma is Manager 1 Wromng first name in baseline 1 adifferent person interviewed during baseline 1 manager interviewed during baseline 1 manager was interviewed during baseline 1 partnership business 1 wrong name taken in baseline 1 wrong surname in database 1 Date first visit in Lilongwe 872 0 !7/04/12 1 01/045/12 1 1/5/2012 15 12/-4/12 1 12/4/2012 86 13/04/12 93 134/04/12 1 14//04/12 1 14/02/12 1 14/03/12 1 14/04/12 68 14/o4/12 1 15/05/12 9 16/04/12 78 16/0412 1 17/04/012 1 17/04/12 72 17/05/12 9 18/-4/12 1 18/04/12 76 18/05/12 12 19/04/12 52 19/05/12 6 2/4/2012 2 20/04/12 47 21/03/12 1 21/04/12 44 21/05/12 4 22/05/12 8 23/05/12 4 24/04/12 25 24/05/12 8 25/04/12 22 25/05/12 15 26/04/12 9 26/05/12 4 26/4/12 2 27/04/12 10 28/04/12 5 28/05/12 11 29/05/12 5 3/4/2012 1 30/04/12 7 30/05/112 10 31/05/12 19 4/4/2012 2 40914 8 40945 5 6/4/2012 6 y 1 Num of visits 2244 758 Registration Accepted (Y/N) 1516 0 No 140 Refusal 1 Yes 1374 nO 1 If NO, WHY 193 0 1 1 ALREADY PROCESSED REGISTRATION 9 ALREADY REGISTERED 6 Already Registered 1 Already applies for registrastion 1 Already registered 9 Arleady registered 2 BUSINESS MOVED TO LIMBE 1 BUSINESS PERMANENTLY CLOSED DOWN 1 Bsiness closed down 1 Business arleady registered 2 Business closed down 1 Business closed for good 1 Business moving to Blantyre and intending to open a different business 1 Business stopped operating 3 FAILED TO LOCATE FIRM 4 FAILING TO TRACE FIRM 1 MOVED OUT OF SAMPLE AREA 9 MOVED TO ANOTHER BUSINESS CENTRE 1 MOVED TO CHIRADZURU 1 Moved to Salima 1 NO 1 No permanent location 1 OWNER AWAY FOR A MONTH 1 OWNER STAYS IN LLW 1 Owner away to Salima 1 Owner does not stay in LLW 1 Owner in RSA to be back next year 1 Owner moved outside the sampl because husband passed away 1 Owner moved outside the sample area and there is only manager who is managing the business 1 Owner moved to another location outside the sample 1 Owner not available 4 Owner not interested because his movbing out of the country soon 1 Owner planning to clos shop 1 Owner went back to her village 1 Owner went back to his home, Nigeria 1 Owner went to RSA 1 REFUSED 14 Refusal 1 Refused 7 Registered 1 STOPPED OPERATING 37 Schooling in Zomba @ CHANCO 1 She thinks if she registers she will be paying tax 1 Shop stoped operating 1 Stopped operating 15 Stopped operating business 1 Stopprd operating 1 Temporarily away 19 WANTS TO TO STOP RUNNING THE BUSINESS 1 Went to RSA 1 moved away 1 moved out of sample area 1 moved to Salima 1 no fixed location 2 owner in zimbabwe 1 owner movbed outside the sample 1 owner not available 2 passed away 2 permanently Closed 1 stopped operating 4 Benefit (1-7) 1576 0 1 51 1,2 197 1,2,,3,4 2 1,2,,5 1 1,2,3 114 1,2,3, 1 1,2,3,4 23 1,2,3,4,5 9 1,2,3,4,5,6 5 1,2,3,4,5,6,7 1 1,2,3,4,6 2 1,2,3,4,7 1 1,2,3,5 12 1,2,3,5,6 3 1,2,3,6 5 1,2,3,6,7 2 1,2,3,7 4 1,2,3.5 1 1,2,4 19 1,2,4,5 7 1,2,4,6 2 1,2,4,7 1 1,2,5 12 1,2,5,6 2 1,2,5,7 1 1,2,6 15 1,2,6,5 1 1,2,6,7 1 1,2,7 4 1,2.,6 1 1,3 21 1,3,4 5 1,3,4,5 3 1,3,4,6 1 1,3,4,7 1 1,3,5 2 1,4 8 1,4,5 1 1,5 5 1,6 5 1,7 16 12,4,5,6 1 2 309 2, 142 2,1 1 2,1,4 2 2,1,4,6 1 2,1,5 1 2,3 89 2,3,,7 1 2,3,4 18 2,3,4,4 1 2,3,4,5 9 2,3,4,5,6 2 2,3,4,6 1 2,3,4,7 1 2,3,5 12 2,3,5,6 1 2,3,6 6 2,3,6,7 1 2,3,6,9 1 2,3,7 6 2,4 10 2,4,3 1 2,4,5 6 2,4,5,6 3 2,4,6 1 2,5 9 2,5,6 2 2,6 4 2,6,1 1 2,6,3 1 2,6,7 1 24/04/12 1 3 61 3,1 1 3,2 2 3,2,4 1 3,4,5 5 3,4,5,6 6 3,4,5,6,7 1 3,4,6 1 3,5,2 1 4 10 4,5,6 6 5 10 5,2,3 1 5,6 1 6 11 7 2 8 1 A 1 ALL 174 All 55 Missing 8 NONE 2 Not available 1 Notes 351 0 ALREADY PROCESSED REGISTRATION 8 ALREADY REGISTERED 3 Accepted 5 Already Registerd 1 Already registered 5 At work 1 At work place 1 Available on sundays 1 BUSINESS MOVED TO LIMBE 1 BUSSINESS PERMANENTLY CLOSED 1 Business Closed down 2 Business closed down for good 3 Business closed for good 1 Business completely closed 4 Business had previously no name 3 Business moved to another location 1 Business not identifiable 1 Business sopped operating 1 Business stopeed operating 1 Business stopped operating 5 FAILED TO LOCATE 4 FAILING TO TRACE FIRM 1 Failed to locate premises 1 Failed to locate the firm 1 Failing to lacate place of operation of the business 2 Guardian at hopspital 1 In Hospital 1 In RSA 1 MOVED OUT OF SAMPLE AREA 8 MOVED TO ANOTHER BUSINESS CENTRE 1 MOVED TO CHIRADZURU 1 Mac to compare with Massi 1 Moved to Salima 1 Moved to salima 1 NEEDS TO BE CONTACTED 1 No 2 No permanent location 1 Not Available 4 Not available 7 Not available in Blantyre 1 Not traceable 1 OWNER AWAY FOR A MONTH 1 1 Owner Does not stay in LLW 1 Owner available only at night 1 Owner away to Mangochi with sick wife 1 Owner away to Salima 1 Owner in Salima, date of return not known 1 Owner moved outside the sampl because husband passed away 1 Owner moved to another location outside sample 1 Owner not available 16 Owner not interested 1 Owner not on business place. To be availabe on 16/05/12 1 Owner went to RSA 1 Owner works at JTI in Kanengo 1 Permanently Closed 1 REFUSED 15 Refusal 9 Registered 2 Rfused 1 STOPPED OPERATING 38 Schooling In Zomba at Chanco 1 She was at home, manager is the one who operates the business 1 She went back to her village 1 Shop already registered 1 Shop closed 1 Shop permanenrly Closed Down 2 Shop permanently closed 2 Stopped Operating 2 Stopped operarting 1 Stopped operating 7 Stopped operating business 1 Stopprd operating 2 TEMPRARILY NOT AVAILABLE 114 Temporarily closed 2 To be available on 27th 5 WANTS TO STOP RUNNING THE BSINESS 1 Went to RSA 1 business completely closed phone not reachable 2 closed on day of visit 2 cross check with paper 1 gone to his home village 1 he refused TPIN when we came back to deliver the TPIN 2 moved out of the busines center 1 ow ner not available 1 owner at work 1 owner moved outside the sample 1 owner not present 1 previously business had no name 1 problems locating the shop 1 real owner is wilson Bema 1 stopped operating 2 to be availabe on 21/05/12 1 works with Airtel 1 Certificate Delivered ( Y/N) 2240 0 98 438 No 9 Refused 3 THE BUSINESS IS KNOWN AS MAKE 1 Yes 1789 If NOT_why_not_delivered 132 0 Aready registered waiting for certificate on his own 1 Business closed and cannot be traced 1 Business no longer operating 2 Business permanently closed 1 Business stopped operating 2 Bussines closed and moved away 1 1 Certificate already delivered 1 Certificate in a wrong name 1 Certificate in wrong business name its Takulandirani cosmetics shop. 1 Certificate not ready 12 Certificate not yet out 2 Certificate was not ready during the first visit 5 Certificate was nt ready on during the first visit. 1 Could not be traced and communicated 1 1 Not indicated 1 Not met,booked an appointment tomorrow 1 Offer not done on the first visit 26 Offer refused on the first visit 1 Person not met broked to be met tomorrow 2 Person not met closed business 1 Person stopped business went to his home village (chitipa) 1 Registration not done on the first visit 1 Respondent is in 1 Respondent not met made an appointment 3 Respondent was not available on the delivery visit 1 Respondent was very busy but was invited 1 Respondent was very busy made an appointment 1 The person who registered is not the owner 1 Transferred to Chiradzuru 1 already registered 1 can not be traced 1 certificate not yet out 1 certificate not yet ready 1 certificate was not ready during the first visit 1 could not 1 moved away stopped operating 1 not given 3 not ready 8 offer not done on the first visit 2 offer not done on the first visit and respondent went to south africa time back not known. 1 person could not be met and communicated to. 2 person in Salima and requested to be met on sunday 1 person not met 1 person not met hospitalised KCH 1 person not met made appointment for next day 2 person not met on delivery visit 1 person still not met or communicated on time of visit 1 person was not available business rarely operating 1 person was not available on time of visit 1 person was not available so business rarely operating 1 reason not given 1 resondent was very busy not yet registered 1 resonndent could not be met business stopped operating 1 respondent could not be met and reached through phone 2 respondent could not be traced and reached through phone. 2 respondent not available went to south afria business 1 respondent not met on time of visit (in Blantyre will be back following week. 1 respondent not met on time of visit could not be reached through phone 1 respondent was away made an appointment for next day 1 saloon is closed owner is in Zambia 1 stop operating 1 stopped business 1 stopped business could not be traced 1 stopped business now in majiga to be traced tomorrow 1 transferred to Dedza 1 transferred to Mitundu 1 transferred to mitundu 1 went home date to return not known 1 went to south africa 1 wrong name on certificate 1 NBS training 606 0 NBS training 606 registration corrected 2245 0 Already registered 6 BRC+TPIN 3 No 436 Yes 1788 Yes+TPIN 12 Registration accepted_first_offer 564 0 No 101 Yes 435 Ys 1 no 2 yes 25 Registration accepted_second_offer 99 0 No 2 Yes 97 certificate found 577 0 NO 2 No 119 Yes 455 offer done now 1 Reason certificate not delivered 117 0 Already registered 3 Certificate not yet out. 3 Did not meet the owner because business stopped operating 1 Failed to locate business premises 5 Failed to locate place of operation 1 1 In hospital 1 Not available 1 Not available, expected back next month 1 Not found 3 9 Offer done now 17 Offer done now under new name(Musafiri Sobanuka) 1 Owner away, to available after 2 weeks 1 Owner in Blantyre to be back next week but also not registered during the first visit 1 Owner in Rwanda for some weeks 1 Owner in South Africa and was not registered during first visit 1 Owner rarely present at business premises 1 Owner working in South Africa 1 Refused 8 Respondent curently in Chiladzulu. 1 Shop always closed 1 Stopped busines 3 Stopped business and went back to his home, chitipa 1 Stopped operating 16 Transferred to Dedza 1 Transferred to another location 1 business operates on random basis 1 certicate not yet found 1 certificate not yet found 1 could not trace respondent 1 not found 2 not regstered 1 not traced 1 not yet met 1 offer done now 1 refused 2 refused offer. 1 respondent curently in Zambia 1 respondent is in south Africa 1 respondent is now staying in ntheu 1 says he applied for regstration on his own. 1 says he is always busy 1 stopped busines 1 stopped operating 11 stopped operating is now in southafrica 1 transferred to Mitundu 1 Invitation Done (Y/N) 599 0 No 86 Yes 499 no 1 yes 13 Participation confirmed (Yes; Maybe; No, only if I could send my manager;No, I d 1188 0 Failed to locate business premises 4 Has a two week old baby so she wants to attend at a later date 1 May be 5 NO 26 No 87 Only available from 6 pm 1 Only if she can send her manager 1 Refused 2 Stopped operating 12 Yes 890 may be 1 moved to another location 1 nO 7 no 23 will attend training 9 1 yes 126 1138 0 NO 62 No 170 Yes 792 Yes(first day only) 1 nO 34 no 22 yes 56 yes (first day only) 1 1130 0 No 273 Yes 857 reason for not attended 156 0 KNEW MAI MASINA AS HER NAME 1 No 3 Refused 2 Sick but will attend another session when he feels better 1 Stopped oprating 1 Yes 52 bussiness stopped operating 7 has anew born baby, so cant afford to attend the training. 1 k 1 missing certificate 43 no 6 not interested 1 stopped oprating 4 was attending afuneral, but can attend at alater date. 1 was busy, but can attend at alater date. 4 wrong name on certficate 1 yes 27 Voucher num 844 2158 1 886 1 1 2 1 3 1 4 1 5 1 6 1 7 1 8 1 9 1 10 1 11 1 12 1 13 1 14 1 15 1 16 1 17 1 18 1 19 1 20 1 21 1 22 1 23 1 24 1 26 1 30 1 31 1 32 1 33 1 34 1 35 1 36 1 37 1 38 1 39 1 40 1 41 1 42 2 44 1 45 1 46 1 47 1 48 1 49 1 50 1 51 1 52 1 53 1 54 1 55 1 56 1 57 1 58 1 59 1 60 1 61 1 62 1 63 1 64 1 65 1 66 1 67 1 68 1 69 1 70 1 71 1 72 1 73 1 74 1 75 1 76 1 77 1 78 1 81 1 82 1 83 1 84 1 85 1 86 1 87 1 88 1 89 1 90 1 91 1 92 1 93 1 94 1 95 1 96 1 97 1 98 1 99 1 100 1 101 1 102 1 103 1 104 1 105 1 106 1 107 1 108 1 109 1 110 1 111 1 112 1 113 1 114 1 115 1 116 1 117 1 118 1 119 1 120 1 121 1 122 1 123 1 124 1 125 1 126 1 127 1 128 1 129 1 130 1 131 1 132 1 133 1 134 1 135 1 136 1 137 1 138 1 139 1 140 1 141 1 142 1 143 1 144 1 150 1 153 1 154 1 155 1 156 1 157 1 158 1 159 1 160 1 161 1 162 1 163 1 164 1 165 1 166 1 167 1 168 1 169 1 170 1 171 1 172 1 173 1 174 1 175 1 176 1 177 1 178 1 179 1 180 1 181 1 182 1 183 1 184 1 185 1 186 1 187 1 188 1 189 1 190 1 191 1 192 1 193 1 194 1 195 1 196 1 197 1 198 1 199 1 200 1 201 1 202 1 203 1 204 1 205 1 206 1 207 1 208 1 209 1 210 1 211 1 212 1 213 1 214 1 215 1 216 1 217 1 218 1 219 1 220 1 221 1 222 1 223 1 224 1 225 1 226 1 227 1 228 1 229 1 230 1 231 1 232 1 233 1 234 1 235 1 236 1 237 1 238 1 239 1 240 1 241 1 242 1 243 1 244 1 245 1 246 1 247 1 248 1 249 1 250 1 251 1 252 1 253 1 254 1 255 1 256 1 257 1 258 1 259 1 260 1 261 1 262 1 263 1 264 1 265 1 266 1 267 1 268 1 269 1 270 1 271 1 272 1 273 1 274 1 275 1 276 1 277 1 278 1 279 1 280 1 281 1 282 1 283 1 284 1 285 1 286 1 287 1 288 1 289 1 290 1 291 1 292 1 293 1 294 1 295 1 296 1 297 1 298 1 299 2 300 1 301 1 302 1 303 1 304 1 305 1 306 1 307 1 308 1 309 1 310 1 311 1 312 1 313 1 314 1 315 1 316 1 317 1 318 1 319 1 320 1 321 1 322 1 323 1 324 1 325 1 326 1 327 1 328 1 329 1 330 1 332 1 333 1 335 1 336 1 337 1 339 1 340 1 342 1 343 1 344 1 345 1 346 1 347 1 348 1 349 1 350 1 351 1 352 1 353 1 354 1 355 1 356 1 357 1 358 1 359 1 360 1 361 1 362 1 363 1 364 1 365 1 366 1 367 1 368 1 369 1 370 1 371 1 372 1 373 1 374 1 375 1 377 1 378 1 379 1 380 1 381 1 382 2 383 2 384 2 385 1 386 2 387 1 388 1 389 1 390 1 392 1 393 1 394 1 395 1 396 1 397 1 398 1 399 1 400 1 401 1 402 1 403 1 404 1 405 1 406 1 407 1 408 1 409 1 410 1 411 1 412 1 413 1 414 1 415 1 416 1 417 1 418 1 419 1 420 1 421 1 422 1 423 1 424 1 425 1 426 1 427 1 428 1 429 1 430 1 431 1 432 1 433 1 435 1 437 1 438 1 439 1 440 1 441 1 442 1 443 1 444 1 445 1 446 1 447 1 448 1 449 1 450 1 451 1 452 1 453 1 454 1 455 1 456 2 457 1 458 1 459 1 460 1 461 1 462 1 463 1 465 1 466 1 467 1 468 1 469 1 470 1 471 1 472 1 473 1 474 1 475 1 476 1 477 1 478 1 479 1 480 1 481 1 482 1 483 1 485 1 486 1 487 1 488 1 489 1 490 1 491 1 492 2 493 1 494 1 495 1 496 1 497 1 498 1 499 1 500 1 501 1 502 1 503 1 504 1 505 1 506 1 507 1 508 1 509 1 510 1 511 1 512 1 513 1 514 1 515 1 516 1 517 1 518 1 519 1 520 1 521 1 522 1 523 1 524 1 525 1 526 1 527 1 528 1 529 1 530 1 531 1 532 1 533 1 534 1 535 1 536 1 537 1 538 1 539 1 540 1 541 1 542 1 543 1 544 1 545 1 546 1 547 1 548 1 549 1 550 1 551 1 552 1 553 1 554 1 556 1 557 1 558 1 559 1 560 1 561 1 562 1 563 1 564 1 565 1 566 1 567 1 568 1 569 1 570 1 571 1 572 1 573 1 574 1 575 1 576 1 577 2 578 1 579 1 580 1 581 1 582 1 583 1 584 1 585 1 586 1 587 1 588 1 589 1 590 1 591 1 592 1 593 1 594 1 595 1 596 1 597 1 598 1 599 1 600 1 601 1 602 1 603 1 604 1 605 1 606 1 607 1 608 1 609 1 610 1 611 1 612 1 613 1 614 1 615 1 616 1 617 1 618 1 619 1 620 1 621 1 622 1 623 1 624 1 625 1 626 1 627 1 628 1 629 1 630 1 631 1 632 1 633 2 634 2 635 1 636 1 637 1 638 1 639 1 640 1 641 1 642 1 643 1 644 1 645 1 646 1 647 1 648 1 649 1 650 1 651 1 652 1 653 1 654 1 655 1 656 1 657 1 658 2 659 1 660 1 661 1 662 1 663 1 664 1 666 1 667 1 668 1 669 1 670 1 671 1 672 1 673 1 674 1 675 1 680 1 681 1 682 1 683 1 684 1 685 1 686 1 687 1 688 1 689 1 690 1 691 1 692 1 693 1 694 1 695 1 696 1 697 1 698 1 699 1 700 1 701 1 702 1 703 1 704 1 705 1 706 1 707 1 708 1 709 1 710 1 711 1 712 1 713 1 714 1 715 1 716 1 717 1 718 1 719 1 720 2 721 2 722 2 723 1 724 1 725 1 726 1 727 1 728 1 729 1 730 1 731 1 732 1 733 1 734 1 735 1 736 1 737 1 738 1 739 1 740 1 741 1 742 1 743 1 744 1 745 1 746 1 747 1 748 1 749 1 750 1 751 1 752 1 753 1 754 1 755 1 756 1 757 1 758 1 759 1 760 1 761 1 762 1 763 1 764 1 765 1 766 1 767 1 768 1 769 1 770 1 771 1 772 1 773 1 774 1 775 1 776 1 777 1 778 1 779 1 781 1 782 1 783 1 784 1 785 1 786 1 787 1 788 1 789 1 790 1 791 1 792 1 793 1 794 1 795 1 796 1 797 1 798 1 799 1 800 1 801 1 802 1 803 1 804 1 805 1 806 1 807 1 808 1 809 1 813 1 814 1 815 1 816 1 817 1 818 1 819 1 820 1 821 1 822 1 823 1 824 1 825 1 826 1 827 1 828 1 829 1 830 1 831 1 832 1 833 1 834 1 835 1 836 1 837 1 838 1 839 1 840 1 841 1 842 1 843 1 844 1 845 1 846 1 870 1 871 1 872 1 873 1 874 1 875 1 876 1 877 1 878 1 879 1 880 1 881 1 882 1 883 1 884 1 885 1 886 1 Sysmiss 2158 Bank account opened 803 0 667 1 No 19 Stopped busines and ra failed to find her. 1 Yes 780 no 1 stopped operating now working 1 Bank account num 348 0 0050-493323-013 1 0050-533779-023 1 0050-536637-017 1 0050-557555-029 1 0050-778486-013 1 0050-778522-017 1 0050-778532-015 1 0050-778714-016 1 0050-778749-014 1 0050-778752-015 1 0050-778756-018 1 0050-778860-012 1 0050-778867-017 1 0050-778927-017 1 0050-778937-015 1 0050-779038-014 1 0050-779054-017 1 0050-779056-012 1 0050-779060-017 1 0050-779061-016 1 0050-779250-013 1 0050-779252-016 1 0050-779257-018 1 0050-779260-019 1 0050-779276-012 1 0050-779425-018 1 0050-779429-013 1 0050-779487-013 1 0050-779510-015 1 0050-779731-011 1 0050-779749-018 1 0050-779771-013 1 0050-779785-014 1 0050-779792-018 1 0050-779803-012 1 0050-779804-019 1 0050-779811-015 1 0050-779819-016 1 0050-779824-017 1 0050-779837-014 1 0050-779844-018 1 0050-779849-012 2 0050-779934-017 1 0050-780000-012 1 0050-780003-011 1 0050-780004-018 1 0050-780176-013 1 0050-780195-018 1 0050-780223-011 1 0050-780228-013 1 0050-780231-014 1 0050-780258-017 1 0050-780267-019 1 0050-780297-015 1 0050-780310-011 1 0050-780316-017 1 0050-780321-013 1 0050-780323-016 1 0050-780325-019 1 0050-780329-014 1 0050-780333-011 1 0050-780609-017 1 0050-780825-011 1 0050-781058-014 1 0050-781060-019 1 0050-781277-018 1 0050-781301-016 1 0050-781307-014 1 0050-781316-013 1 0050-781327-015 1 0050-781348-012 1 0050-781350-017 1 0050-781353-016 1 0050-781354-012 1 0050-781358-018 2 0050-781361-019 1 0050-781362-015 1 0050-781402-017 1 0050-781411-016 1 0050-781416-018 1 0050-781419-017 1 0050-781438-011 1 0050-781449-013 1 0050-781458-012 1 0050-781468-018 1 0050-781474-018 1 0050-781647-017 1 0050-781649-012 1 0050-781653-017 1 0050-781654-016 1 0050-781655-012 1 0050-781656-019 1 0050-781753-014 1 0050-781757-017 2 0050-781805-014 1 0050-781810-018 1 0050-781838-017 1 0050-781843-013 1 0050-781848-015 1 0050-781855-011 1 0050-781859-017 1 0050-781862-018 1 0050-781863-014 1 0050-781864-018 1 0050-781865-017 1 0050-781866-013 1 0050-781869-012 1 0050-781870-018 1 0050-781871-017 1 0050-781893-018 1 0050-781894-017 1 0050-781902-017 1 0050-781907-011 1 0050-781913-011 1 0050-781915-014 1 0050-781919-017 1 0050-781924-013 1 0050-781942-011 1 0050-781947-013 1 0050-782165-019 1 0050-782177-017 1 0050-782213-013 1 0050-782236-013 1 0050-782244-016 1 0050-782257-018 1 0050-782270-017 1 0050-782372-014 1 0050-782553-019 1 0050-782595-013 1 0050-782802-019 1 0050-782825-019 1 0050-782892-018 1 0050-782992-012 1 0050-782993-019 1 0050-782994-015 1 0050-782997-014 1 0050-782999-017 1 0050-783000-013 1 0050-783001-017 1 0050-783002-016 1 0050-783004-019 1 0050-783005-015 1 0050-783016-017 1 0050-783017-013 1 0050-783018-017 1 0050-783023-013 1 0050-783024-017 1 0050-783027-019 1 0050-783032-012 1 0050-783037-014 1 0050-783043-014 1 0050-783050-018 1 0050-783197-011 1 0050-783207-017 1 0050-783217-012 1 0050-783231-015 1 0050-783237-013 1 0050-783241-018 1 0050-783243-013 1 0050-783246-012 1 0050-783250-017 1 0050-783372-018 1 0050-783381-017 1 0050-783386-019 1 0050-783398-017 1 0050-783405-013 1 0050-783423-011 1 0050-783431-014 2 0050-783447-018 1 0050-783451-015 1 0050-783464-017 1 0050-783570-014 1 0050-783610-016 1 0050-783625-013 1 0050-783638-018 1 0050-783643-011 1 0050-783654-013 1 0050-783678-017 1 0050-784013-011 1 0050-784026-016 1 0050-784032-016 1 0050-784034-019 1 0050-784038-014 1 0050-784050-014 1 0050-784054-017 1 0050-784068-018 1 0050-784075-017 1 0050-784082-013 1 0050-784096-014 1 0050-784104-017 1 0050-784110-017 1 0050-784127-017 1 0050-784131-014 1 0050-784137-012 1 0050-784141-017 1 0050-784184-018 1 0050-784193-017 1 0050-784198-011 1 0050-784215-013 1 0050-784220-017 1 0050-784244-013 1 0050-784254-019 1 0050-784274-017 1 0050-784282-012 1 0050-784295-017 1 0050-786103-018 1 0050-786123-019 1 0050-786134-018 1 0050-786141-017 1 0050-786153-015 1 0050-786157-018 1 0050-786164-017 1 0050-786172-017 1 0050-786179-014 1 0050-786198-019 1 0050-786211-015 2 0050-786226-012 1 0050-786234-015 1 0050-786241-011 1 0050-786250-018 1 0050-786263-015 1 0050-786272-014 1 0050-786279-019 1 0050-786283-016 1 0050-786285-019 1 0050-786292-015 1 0050-786298-013 1 0050-786303-017 1 0050-786307-012 1 0050-787479-011 1 0050-787495-017 1 0050-787510-016 1 0050-787535-019 1 0050-787554-013 1 0050-787573-018 1 0050-787581-018 1 0050-787597-014 2 0050-787607-017 1 0050-787618-011 1 0050-787627-018 1 0050-787635-013 1 0050-787651-019 1 0050-787672-016 1 0050-787685-018 1 0050-787708-018 1 0050-787714-018 1 0050-788267-018 1 0050-788270-019 1 0050-788271-015 1 0050-788273-018 1 0050-788275-018 1 0050-788276-017 1 0050-788277-013 1 0050-788279-016 1 0050-788459-014 1 0050-788463-011 1 0050-788467-017 1 0050-788474-013 1 0050-788485-015 1 0050-788577-017 1 0070-786735-015 1 0070-786736-011 1 0070-786738-014 1 0070-786744-014 1 0070-786753-013 1 0070-786764-015 1 0070-786768-018 1 0070-786780-018 1 0070-786784-016 1 0070-786788-011 1 0070-786792-019 1 0070-786797-018 1 0070-786803-018 1 0070-786814-012 1 0070-786826-018 1 0070-786832-018 1 0070-786837-012 1 0070-786869-011 1 0070-786876-018 1 0070-786882-018 1 0070-787866-016 1 0070-787876-011 1 0070-788935-011 1 0070-788940-015 1 0070-788946-013 1 0070-788953-017 1 0070-788961-012 1 0070-788963-015 1 0070-788967-018 1 0070-788973-018 1 0070-788975-013 1 0070-788988-018 2 0070-788989-014 1 0070-788990-012 1 0070-788991-019 1 0070-788992-015 1 0070-788993-011 1 0070-788995-014 1 0070-788996-018 1 0070-789006-014 1 0070-789007-018 1 0070-789097-017 1 0070-789106-019 1 0070-789112-019 1 0070-789121-018 1 0070-789127-016 1 JENALA NKHOMA 1 No 9 WEZZI 1 Yes 24 Attendend follow up meeting 471 0 No 60 Yes 317 yes 94 Comments 272 ATTENDED TRAINING 13 4 ATTENDED TRAINING 16 11 Agness macheko 1 Allan kalipinde 1 Already registered 4 Attended training 11 1 Attended training 14 1 Attended training 3 1 Attended training 8 2 Attended training 8 and business registered under batwells ndingo name, husband to fellista 1 Attending a funeral in his village 1 Benita Mose 1 Business was registered under Priest Mpemba who is the husband to Beatrice and the one who attended the training 1 CErtficate not ready 1 Certificate produced under a different name. Owner refused to get it, another offer was made 1 Could not meet the owner because busines stopped operating 1 DAVIE PANGANI 1 Damson maulidi mpido 1 Davie Chibweya 1 Did not meet the owner 1 Did not meet the owner and failed to get hold hold of by phone 4 Did not meet the owner and failed to reach him by phone 2 Did not meet the owner because business stopped operating 1 Failed to locate business premises 8 Francis white nelson mazeze 1 Fushell Ngoma 1 HARLOD JUSI 1 Hammprey kayange 1 Harrison Katsoka 1 Hussein Khembo 1 Imran 1 In RSA 1 Jonas kaluza 1 Kondwani 1 Moved out of sample area 4 Nema chiwanda 1 Not available 1 Not available, expected back next month 1 Not interested 1 Nyanyala 1 OFfer done now 1 Only attended first day and did not come the second day because she got sick 1 Only attended the first day and did not come the second day because she did not have transport money 1 Operates on random basis 1 Owner away, to be available after 2 weeks 1 Owner rarely present at business premises 1 Owner will be available next week 1 PETER MUTHOLO 1 Refued 1 Refused 5 Reoffered because first name was wrongly captured in the first offer 1 Rose Stanly Longwe 1 STEVEN 1 Stanly 1 Staying in ntcheu 1 Still trying to meet the owner 1 Stopped business and went back to his home, chitipa 1 Stopped operating 25 Stopped perating 2 Sumbuleta 1 Sungeni Hilla 1 The business was listed twice but bank account was opened under sam mponda investments 1 Transferred to another locatin 1 Went to attend fineral 4 YOHANE KHONDOWE 1 alex zitha mkumba 1 aready procced certficate 1 attended trainging 11 1 attended trainign 14 1 attended training 11 1 attended training 12 1 attended training 14 3 attended training 15 4 attended training 5 2 attended training 7 1 attended training 8 2 attended training 9 2 attended trainming 12 1 attended traning 14 1 booked appointment 1 can not be traced 7 certficate not ready 37 certficate notready 1 certificate not ready 1 certificte produced In Edward Lilambwes' name who is the owner of the business but having problems in tracking where owner is now and phone is not available 1 chimwemwe tsabawo 1 chrissy chalemba 1 could not meet the owner because business stopped operating 1 could not meet the owner because the business is no longer operating 1 could not trace the owner because business is not operational 1 did no meet the owner because business stopped operating 1 dorothy chapola 1 esnart lulanga 1 1 failed to locate busines premises 1 failed to locate bussines premises 1 failed to locate place of operation 2 failed to meet the owner and phone was not available 2 first name different hence owner did not accept the certificate. Reoffered already 1 has certficate already 2 henry betchani 1 isaac chinsesela 1 kadzakumanja 1 martin yuda magigi 1 moved out of sample 2 moved to another location 1 musafiri subanuka is the owner of the business 1 needs to be offered 1 not available 2 oFfer done now 12 offer done now 7 offer to be done at training 5 offer tobe done at training 1 only attended part of fisrt day and got sick. She asked to be included in training 9 1 only available from 6 pm 1 piason 1 stoped operating 1 stopped operarting 1 stopped operating 10 stopped operatingf 1 was busy 1 went to china will be back 15september 2012 1 will attend training 9 1 yet to meet the owner 1 Certificate delivred 262 0 0 1 98 1 Yes 260 Date first visit in Blantyre 955 0 15/05/12 72 16/04/12 2 16/05/12 91 17/04/12 2 17/05/12 96 18/05/12 72 18/5/12 17 19/05/12 87 21 1 21/05/12 64 22//05/12 60 22/05/12 11 23/05/12 74 24/05/12 58 25/05/12 62 26/05/2012 42 27/05/12 5 28 1 28/05/12 34 29/05/12 16 3/5/2012 8 7/5/2012 79 owner not available 1 Registration was accepted in the first offer 450 0 NO 63 No 3 YES 363 Yes 18 yES 3 Invitation done 589 0 No 73 Yes 516 Date 253 0 08/10/12 6 09/10/12 1 10/09/02 1 10/09/12 14 10/10/12 11 10/17/2012 5 10/18/12 1 10/18/2012 2 10/28/12 1 11/09/12 17 12/09/12 24 12/19/12 1 13/09/12 21 14/09/12 31 15/09/12 31 17/09/12 13 18/09/12 22 19/09/12 34 20/09/12 5 21/09/12 2 28/10/12 1 30/10/12 9 Accepted in first offer 1461 0 Yes 1461 Certificate delivered BRC+TPIN sample 205 0 98 1 IT IS AT PENYENYE 1 IT IS OPPOSITE KAWALE MARKET 1 NO 1 No 14 THE BUSINESS IS KNOWN AS MAKE 1 YES 92 Yes 4 yes 90 Date 101 0 16/07/12 12 17/07/12 10 18/07/12 12 19/07/12 13 20/07/12 9 21/07/12 8 23/07/12 9 24/07/12 7 25/07/12 7 26/07/12 4 27/07/12 3 28/07/12 3 CLOSE TO WANANGWA BUTCHERY 1 E(SHOP IS NOT WRITTEN CURENT) 1 MARIAM GEORGE AND HE IS RUNNIN 1 NAPHIR 1 OPENING_DATE 392 0 1-Sep-12 1 10-Oct-12 8 10-Sep-12 14 11-Sep-12 2 12-Jul-12 2 12-Sep-12 16 13-Sep-12 12 14-Aug-12 16 14-Sep-12 31 15-Aug-12 23 16-Aug-12 8 17-Jul-12 1 17-Sep-12 38 18-Jul-12 1 18-Sep-12 2 19-Jul-12 2 19-Sep-12 4 21-Sep-12 1 22-Aug-12 40 24-Aug-12 23 26-Jul-12 1 27-Aug-12 13 28-Jun-12 1 29-Aug-12 28 29-Jun-12 2 3-Sep-12 26 31-Aug-12 23 31-Jul-12 1 5-Sep-12 22 6-Feb-12 1 7-Sep-12 28 8-Jan-12 1 BALANCE 628 0 -102.37 1 -253.07 1 -304.81 1 -409.47 1 0 2 1,000.00 5 1,014.00 1 1,050.00 1 1,100.00 1 1,104.00 1 1,154.00 6 1,257.00 1 1,354.00 1 1,400.00 1 1,404.00 3 1,500.00 1 1,554.00 1 1,572,000.00 1 1,750.00 1 1,754.00 1 1,852.00 1 1,854.00 1 1,900.00 1 10,304.00 1 10,400.00 1 10,569.00 1 10,654.00 2 10,804.00 1 100 36 1000 1 1005 2 100880 1 1009.78 1 10105 1 10150 1 1050 3 10600 1 107,854.00 1 10862 1 10952 1 11,000.00 2 11,354.00 1 11,379.00 1 1125 1 11315 1 11452 1 11641.42 1 11700 1 12,654.00 1 1205 1 12100 1 121100 1 1220 2 1250 1 12550 1 12577 1 1262 1 12650 1 12855 1 1292 1 1296.28 1 13,379.00 1 13,654.00 1 13,962.00 1 13100 1 13174 1 1350 2 13550 1 138225 1 13982 1 14,852.00 1 14030 1 14205 1 1458.01 1 15,354.00 1 1500 1 15125 1 155,550.00 1 1552 1 16,254.00 1 1600 3 1602 1 1610 1 16500 1 16552 1 1660 1 1660.85 1 16675 1 16800 1 17,004.00 1 17,089.00 1 17,900.00 1 1700 2 17005 1 175310 1 180,000.00 1 18340 1 1857 1 18600 2 19,654.00 1 1900 1 19493.34 1 19800 1 2,000.00 1 2,054.00 2 2,134.00 1 2,154.00 2 2,254.00 2 2,300.00 1 2,650.00 1 2,654.00 2 2,900.00 1 20,304.00 1 20,804.00 1 20,900.00 1 200 46 2010 1 2015 1 20200 1 20320 1 2052 1 20600 1 20650 1 21,254.00 2 2100 1 2151.04 1 2200 1 2211 1 22264.09 1 2230 1 2265 1 23,400.00 1 2305 1 23250 1 24,254.00 1 2400 3 24052 1 24402 1 24515 1 25,469.00 1 25,559.00 1 250 19 252 1 2552 1 25700 1 2600 2 2650 1 27,259.00 1 27850 1 28,154.00 1 29,754.00 1 2900 1 2904 1 3,064.00 1 3,119.00 1 3,304.00 1 3,400.00 2 3,409.00 1 3,500.00 1 3,654.00 2 30,104.00 1 300 3 3000 1 30477 1 3050 1 306 2 3081.43 1 30954 1 3100 1 312 1 3160 1 3172 1 32000 1 32600 1 330052 1 33100 2 3390 1 34,154.00 1 34890.01 1 350 12 3505 1 352 6 35237 1 357 1 36010 1 365 1 367 1 371 1 38,334.00 1 3920 1 39400 1 3952 1 39575 1 4,154.00 1 4,304 1 4,304.00 2 4,354.00 1 4,450.00 1 4,500.00 1 4,554.00 1 4,654.00 1 4,852.00 1 4,900.00 1 4,969.00 1 400 27 402 1 404 1 405 1 41,904.00 1 410 1 4100 1 419610 1 420 2 4200 1 4350 1 4355 1 4362 1 4420 1 45,754.00 1 450 7 452 5 457 1 458 1 460 1 4600 1 46457 1 4650 2 4700 1 4750 1 478 1 48552 1 4900 1 5,000.00 2 5,154.00 2 5,400.00 2 5,654.00 1 5,852.00 1 50 4 500 15 5000 1 50151.04 1 502 5 504 1 505 3 5075.64 1 5100 1 5105 1 511,659.00 1 521 1 5225 1 53,500.00 1 532 1 53267 1 5350 1 54,754.00 1 541,254.00 1 5442.47 1 54552 1 5468.58 1 550 4 552 4 555 1 5650 1 5750 1 5790 1 584823.29 1 59000 1 6,404.00 1 6,450.00 1 6,554.00 1 6,852.00 2 6,900.00 1 600 11 6006 1 604 1 6052 1 6200 1 6265 1 63,350.00 1 64,354.00 1 640 1 64700 1 6505 1 652 3 6525 1 654 10 655 1 659 1 665 1 6850 1 696.59 1 7,154.00 1 7,400.00 1 7,404.00 1 70,154.00 1 700 11 702 1 704 1 7052 1 7100 1 71052 1 714 1 735 1 750 2 752 1 754 6 7552 1 757 3 7634.03 1 7700 1 7800 1 79,749 1 8,004.00 1 8,254.00 2 8,654.00 1 8,854.00 1 800 2 804 3 805 1 80600 1 810 1 815 2 8150.55 1 820 1 826100 1 850 1 852 4 854 3 854460 1 862 1 870 1 879 1 887 1 8932 1 9,059.00 1 900 8 9030 1 905 1 9100 2 915 1 9253.33 1 9500 1 952 1 954 1 957 2 97392.91 1 9830 1 account_# 18 0 0070-789680-017 1 0070-789698-013 1 0070-789716-011 1 0070-789723-018 1 0070-789729-016 1 0070-789731-018 1 0070-789733-013 1 0070-789734-017 1 0070-789737-019 1 0070-789740-017 1 0070-789741-016 1 0070-789747-014 1 0070-789749-017 1 0070-789750-015 1 0070-789823-012 1 0070-789835-018 1 0070-789841-018 1 0070-789844-017 1 Certficate delivered to bt 84 0 No 12 Yes 72 comment_bt 6 0 can not be traced 2 moved to south africa 1 wrong name 3 1= In panel 3002 0 0 Non-Panel 172 1 Panel 2830 _______________ 0 0 1= Owner is female 3002 0 0 Male 1807 1 Female 1195 Owner age 3002 0 14 78 Owner age squared 3002 0 196 6084 1= Unable to read and write 3002 0 0 2748 1 254 1= Can read 3002 0 0 2933 1 69 1= Can read and write 3002 0 0 344 1 2658 1= Literate 2981 21 0 Literate 254 1 Illiterate 2727 Sysmiss 21 nursery 3002 0 0 2993 1 9 Not_completed_standard_1 3002 0 0 2954 1 48 Completed_standard_1 3002 0 0 2974 1 28 Completed_standard_2 3002 0 0 2906 1 96 Completed_standard_3 3002 0 0 2889 1 113 Completed_standard_4 3002 0 0 2912 1 90 Completed_standard_5 3002 0 0 2863 1 139 Completed_standard_6 3002 0 0 2852 1 150 Completed_standard_7 3002 0 0 2754 1 248 Completed_standard_8 3002 0 0 2574 1 428 Completed_form_1 3002 0 0 2873 1 129 Completed_form_2 3002 0 0 2602 1 400 Completed_form_3 3002 0 0 2889 1 113 Completed_form_4 3002 0 0 2272 1 730 Adult_vocational 3002 0 0 2952 1 50 1= Higher education completed 3002 0 0 2843 1 159 1= Primary school incompleted 3002 0 0 2138 1 864 1= Primary school completed 3002 0 0 1932 1 1070 1= Secondary school completed 3002 0 0 2272 1 730 1= Not educated 3002 0 0 2945 1 57 3002 0 0 No 2818 1 Yes 184 Elder 3002 0 0 2910 1 57 2 27 3 3 4 3 6 2 Adult 3002 0 0 20 1 218 2 1643 3 569 4 263 5 147 6 69 7 39 8 21 9 9 10 3 12 1 Adolescents 3002 0 Number of kids between 5 - 14 years old 3002 0 Number of kids between 0 - 4 years old 3002 0 Household size 3002 0 1 22 Experiance_DV 3002 0 0 2897 1 105 DV_past12_months 3002 0 0 2945 1 57 Self decides in what to spend 2980 22 0 328 1 2652 Sysmiss 22 Spouse decides in what to spend 2980 22 0 1722 1 1258 Sysmiss 22 Children clothing expenses 3002 0 0 300000 Adult clothing expenses 3002 0 0 190000 Footwear expenses 3002 0 0 70000 Total household expenses 3002 0 0 25120000 3002 0 1 Manufacturing 198 2 Retail 2135 3 Services 669 1= Business sector is manufacturing 3002 0 0 2804 1 198 1= Business sector is retail 3002 0 0 867 1 2135 1= Business sector is services 3002 0 0 2333 1 669 Age of firm 2992 10 0 49 Age of firm squared 2992 10 0 2401 Number of people working in business 2988 14 1 76 Number of owners 3002 0 Number of people working in business at baseline 3002 0 Number of female employees working in business excluding business owners 3002 0 3002 0 Number of people working in business excluding business owners 3002 0 Employement last 3 years 2953 49 0 62 4 quantiles of Revenue_lastmonth 3002 0 1 863 2 651 3 738 4 750 4 quantiles of Profit_lastmonth 3002 0 1 762 2 770 3 773 4 697 The money earned from the business is saved at home 3002 0 0 2164 1 838 The money earned from the business is saved with friends/family member/money len 3002 0 0 2979 1 23 The money earned from the business in the bussiness premises 3002 0 0 2984 1 18 The money earned from the business through a ROSCA/SACCO 3002 0 0 2905 1 97 The money earned from the business is saved by the spouse 3002 0 0 2986 1 16 The money earned from the business is saved by buying goods 3002 0 0 1350 1 1652 Have bank account; it could be personal or by the name of the business 3000 2 0 No 1303 1 Yes 1697 Sysmiss 2 Have access to any account; it could be personal or in the name of the business 3002 0 0 No 1128 1 Yes 1874 3002 0 0 No 2985 1 Yes 17 Number of loans obtained in the past 12 months 797 2205 cureently, have upto 10,000 savings in bank by the name of the business 3002 0 0 2349 1 653 bank saving up to 10000 3002 0 0 2994 1 8 saving between 10001_100000 3002 0 0 2059 1 943 cureently, have b/n 10,001-100,000 savings in bank by the name of the business 3002 0 0 2977 1 25 saving between 100001 - 1000000 3002 0 0 2728 1 274 cureently, have b/n 100,001-1,000,000 savings in bank by the name of the busines 3002 0 0 2988 1 14 savings more than 1000000 3002 0 0 2999 1 3 cureently, have more than 1,000,000 savings in bank by the name of the business 3002 0 0 3001 1 1 Bank fees are high 3002 0 0 1913 1 1089 It is difficult to open a bank account 3002 0 0 2424 1 578 Save regularly 3002 0 0 1359 1 1643 Financial institutions give too much credit 3002 0 0 1384 1 1618 Financial institutions have products & services designed for people like me 3002 0 0 882 1 2120 I could manage fine without a bank account 3002 0 0 1599 1 1403 Machines & equipment held in the business are a good way of saving money so that 3002 0 0 805 1 2197 capital invested (MWK) 3002 0 0 8000000 Capital (MWK): Fixed Assets at baseline 3002 0 0 14040000 Capital labor ratio 2988 14 0 7020000 Capital labor ratio 3002 0 0 7020000 1= Owns space where operates business 3002 0 0 1980 1 1022 1= Network contacts any sector 3002 0 0 5000 1= Network contacts in their own area 3002 0 0 1000 likely to be register 3002 0 0 1151 1 1851 Market fee 3002 0 0 No 1333 1 Yes 1669 City council 3002 0 0 No 1347 1 Yes 1655 1= Business pay city council market fee 3002 0 0 1333 1 1669 1= Business pay any tax 3002 0 0 2144 1 858 Owner indetifies benefits from registration 3002 0 0 849 1 2153 The benefit of business registration is to comply with the law 3002 0 0 2353 1 649 The benefit of business registration is to avoid harrasment from authorities 3002 0 0 2609 1 393 The benefit of business registration is to avoid fine 3002 0 0 2954 1 48 The benefit of business registration is to issue receipt 3002 0 0 2997 1 5 The benefit of business registration is to open a business bank account 3002 0 0 2937 1 65 The benefit of business registration is to access finance 3002 0 0 2596 1 406 The benefit of business registration is to pay less bribes 3002 0 0 2985 1 17 The benefit of business registration is to access government assistance 3002 0 0 2340 1 662 The benefit of business registration is to access new clients 3002 0 0 2914 1 88 The benefit of business registration is to access raw materials 3002 0 0 2958 1 44 The benefit of business registration is to be a member of the chamber of commerc 3002 0 0 2996 1 6 The benefit of business registration is to get export license 3002 0 0 2989 1 13 The benefit of business registration is to access government tender 3002 0 0 2869 1 133 The benefit of business registration is to hire formal workers 3002 0 0 3001 1 1 The benefit of business registration is to obtain tax history for future loans 3002 0 0 2965 1 37 The benefit of business registration is to be considered as a 'real' business 3002 0 0 2108 1 894 There is no benefit from business registration 3002 0 0 2911 1 91 registration knowledge score 3002 0 0 1 The business ever been inspected by municipality (City Assembly) authorities 3002 0 0 2543 1 459 Need to get a business registration certificate before registering the business 2430 572 0 1265 1 1165 Sysmiss 572 Used business registration certificate to borrow from the bank 3002 0 0 2578 1 424 Harassed in the past 12 months 3002 0 0 17 1 2985 1= Has been asked for bribe at baseline 3002 0 0 2862 1 140 1= Has received threats to shutdown 3002 0 0 17 1 2985 1= Has been sexually harassed 3002 0 0 2823 1 179 Other income 3002 0 0 2309 1 693 # new products introduced past 12 months 3002 0 0 61 Number of days worked last month at baseline 3002 0 0 28 Number of weeks worked last month 3002 0 number of customers in last month 2923 79 1 18200 1= Firm provides formal receipts at baseline 3002 0 0 2470 1 532 1= Has a business plan 3002 0 0 2505 1 497 1= Has a budget at baseline 3002 0 0 2930 1 72 1= Business keeps financial records at baseline 3002 0 0 1343 1 1659 1= Takes business money whenever for HH at baseline 3002 0 0 646 1 2356 Shares money 3002 0 0 1266 1 1736 Number of competitors 3002 0 0 800 Money for personal use 3002 0 0 300000 usedhh_outof1000 3002 0 0 1000 Financial literacy knowledge (0-1)at baseline 3002 0 0 0.889 1= Owner started business 3002 0 0 275 1 2727 hyperbolic1 3002 0 0 2623 1 379 impatient_later_patient_now1 3002 0 0 379 1 2623 Future 2979 23 0 6000000 Discount factor 2979 23 -1 5999 Future 2949 53 0 6000000 Discount factor 2949 53 -1 5999 Inconsistent 3002 0 0 1411 1 1591 hyperbolic2 3002 0 0 2445 1 557 impatient_later_patient_now2 3002 0 0 1968 1 1034 Future 2431 571 0 6000000 Discount factor 2431 571 -1 5999 Future 2491 511 0 6000000 Discount factor 2491 511 -1 5999 Inconsistent 3002 0 0 1365 1 1637 hyperbolic3 3002 0 0 2339 1 663 impatient_later_patient_now3 3002 0 0 2028 1 974 rate_a 1210 1792 1.6 1.6 rate_b 320 2682 1.2 1.2 rate_c 501 2501 0.8 0.8 rate_d 547 2455 0.4 0.4 rate_e 298 2704 0 298 Sysmiss 2704 bearable_interest_rate 3002 0 0 1.6 entrepreneurship index 3002 0 0 1 1= Main provider of income to household 2963 39 0 685 1 2278 Sysmiss 39 1= Married 3002 0 0 598 1 2404 1= Mother was entrepreneur 3002 0 0 2357 1 645 1= Mother in Wage Employment 3002 0 0 2826 1 176 1= Mother has a job other than entrepreneur or wage employment 3002 0 0 1860 1 1142 1= Father was entrepreneur 3002 0 0 2369 1 633 1= Father in Wage Employment 3002 0 0 2188 1 814 1= Father has a job other than entrepreneur or wage employment 3002 0 0 1860 1 1142 1= Spouse was entrepreneur 3002 0 0 2143 1 859 1= Spouse in Wage Employment 3002 0 0 2553 1 449 1= Spouse has a job other than entrepreneur or wage employment 3002 0 0 2887 1 115 index 3002 0 0 31 1 18 2 77 3 44 4 61 5 204 6 451 7 985 8 1131 HH decision making index (0-100) 3002 0 0 1 HH gender violence index (0-100) 3002 0 0 2730 1 272 HH sexual violence index (0-100) 3002 0 0 2950 1 52 HH physical violence index (0-100) 3002 0 0 2897 1 105 1= Experienced emotional violence 3002 0 0 2739 1 263 1= Business with access to electricity 3002 0 0 2199 1 803 Number of owners 3002 0 1= More than 1 owner 3002 0 0 2718 1 284 1= Business partner is a men 3002 0 0 2843 1 159 Managers are hired 3002 0 0 2906 1 96 Male managers are hired 3002 0 0 2954 1 48 Business exports 3002 0 0 2990 1 12 1= Lilongwe 3002 0 0 1508 1 1494 1= spouse decides on business 3002 0 0 2869 1 133 1= has received a formal loan 3002 0 0 2912 1 90 Source of start-up capital for this business is personal savings 3002 0 0 1294 1 1708 Source of start-up capital for this business is spouse/domestic partner's saving 3002 0 0 2730 1 272 Source of start-up capital for this business is own inheritance 3002 0 0 2920 1 82 Source of start-up capital for this business is spouse/domestic partner's inheri 3002 0 0 2980 1 22 Source of start-up capital for this business is pension 3002 0 0 2921 1 81 Source of start-up capital for this business is payment for being fired 3002 0 0 2934 1 68 Source of start-up capital for this business is from sold assets 3002 0 0 2826 1 176 Source of start-up capital for this business is gifts 3002 0 0 2628 1 374 Source of start-up capital for this business is loan 3002 0 0 2819 1 183 logarithm of recent loan amount 1078 1924 5.298 14.286 logarithm of loan owed amount 379 2623 4.094 13.459 Amount of money needed to start the business 2964 38 0 1000000 Bank loan 3002 0 0 2782 1 220 Whether collateral/guarantee have to be put up as security in order to get loan 3002 0 0 2388 1 614 Business plan was needed to borrow start_up money for the business 3002 0 0 2737 1 265 Credit history had to be shown inorder to borrow start_up money for the business 3002 0 0 2807 1 195 demand_loan_now 3002 0 0 512 1 2490 gift 3002 0 0 2778 1 224 buy input on credit 3002 0 0 2592 1 410 1= business operate at home 3002 0 0 2929 1 73 Fixed location 3002 0 0 194 1 2808 va_input_monthly1 242 2760 1200 2700000 va_input_monthly2 493 2509 20 1800000 va_input_monthly3 910 2092 5 450000 va_input_monthly4 22 2980 195 33333.332 va_input_monthly5 4 2998 25 4166.667 va_input_monthly 2969 33 0 2790000 input_val_1 2973 29 0 7200000 input_value 2977 25 0 7200000 affected_fuel 3002 0 0 1170 1 1832 Number of technical workers 3002 0 1= got support 3002 0 0 2970 1 32 1= has confidence in the government 3002 0 0 1059 1 1943 Time to nearest bank (minutes) 2997 5 0 160 f_crossovers 3002 0 0 2897 1 105 m_crossovers 3002 0 0 2957 1 45 Business activity 3002 0 4 69 total_workers_3 3002 0 Logarithm of Revenue last month (MWK) 3002 0 7.601 18.092 Logarithm of Profit last month (MWK) 3002 0 0 14.691 Logarithm of capital (MWK) 3002 0 0 17.151 0 3002 -9 Missing 0 1 Yes 0 2 No 0 98 Notappl 0 Sysmiss 3002 business is in operation 0 3002 Sysmiss 3002 Don't save 0 3002 Sysmiss 3002 Business is registered 0 3002 Sysmiss 3002 BRC_any_purpose 0 3002 Sysmiss 3002 1= Is satisfied with his/her work 0 3002 Sysmiss 3002 Treatment status: 1= Treated, 0=Control group 3002 0 0 Control 757 1 Treatment 2245 BR treatment, owner treated for business registration 2245 757 0 BR_without_training 1038 1 BR_training 1207 Sysmiss 757 BR treatment, owner treated for only business registration 2245 757 0 BR_with_other 1500 1 BR_only 745 Sysmiss 757 BR + TPIN treatment, owner treated for only business registration + taxes regist 2245 757 0 BR_without_TPIN 1952 1 BR_TIPN 293 Sysmiss 757 Currently,how many hours/week do you spend on activities related to this busines 2997 5 -9 Missing -8 Don't know -7 Notappl Out of the hrs per wk how many hrs at the same time are you taking care of child 2984 18 -9 Missing -8 Don't know -7 Notappl Amount of loan still owed 1085 1917 -9 Missing -8 Don't know -7 Notappl Amount of recent loan 1083 1919 -9 Missing -8 Don't know -7 Notappl Have access to money deposited in an account with a microfinance institution 2997 5 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2950 1 Yes 47 2 No 0 Sysmiss 5 Have access to money deposited in an account in a rotating accumulating savings 2997 5 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2764 1 Yes 233 2 No 0 Sysmiss 5 Have access to money deposited in an account in a saving & credit cooperative 2998 4 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2992 1 Yes 6 2 No 0 Sysmiss 4 Have access to money deposited in mobile banking account(Airtel money, formerly 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2997 1 Yes 2 2 No 0 Sysmiss 3 Have access to money deposited in bank account in the name of the business 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2946 1 Yes 53 2 No 0 Sysmiss 3 Have access to money deposited in checking/current bank account(NOT in the name 2997 5 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2916 1 Yes 81 2 No 0 Sysmiss 5 Have access to money deposited in savings bank account(NOT in the name of busine 2999 3 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 1406 1 Yes 1593 2 No 0 Sysmiss 3 Have access to money deposited in loan account(NOT in the name of business 2985 17 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2965 1 Yes 20 2 No 0 Sysmiss 17 If it is offered, would be interested in participating in short training on sepa 2983 19 -9 Missing 0 -7 Notappl 0 0 118 1 Yes 2865 2 No 0 99 Don't know 0 Sysmiss 19 current cost of all inputs in storage or somewhere else 1055 1947 -9 Missing -8 Don't know -7 Notappl Profit last month (MWK) 3002 0 -8 Don't know -7 Notappl Revenue last month (MWK) 3002 0 -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2971 31 -9 Missing -8 Don't know -7 Notappl What was the approximate amount spent on the following in the past month? 2972 30 -9 Missing -8 Don't know -7 Notappl Approximately how many hours do you devote to this other activity in a typical w 708 2294 -9 Missing -8 Don't know -7 Notappl How many other business have you started in the past that you are currently not 3002 0 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 3002 0 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 3002 0 -9 Missing -8 Don't know -7 Notappl In the past 6 months, how much money has your household spent on each of the fol 3002 0 -9 Missing -8 Don't know -7 Notappl group(female sector high_capture benefits_reg) 3002 0 1 46 Revenue last month winsorized at 99th percentile (MWK) at baseline 3002 0 2000 1500000 Profit last month winsorized at 99th percentile (MWK) at baseline 3002 0 0 225000 Revenue last month (U) at baseline 3002 0 12.121 436366.281 Profit last month (U) at baseline 3002 0 0 7272.771 Revenue last month winsorized at 99th percentile (U) at baseline 3002 0 12.121 9090.964 Profit last month winsorized at 99th percentile (U) at baseline 3002 0 0 1363.645 Revenue last week (MWK) at baseline 3002 0 0 2000000 Revenue last week (U) at baseline 2987 15 0 12121.285 Profit last week (MWK) at baseline 3002 0 0 600000 Profit last week (U) at baseline 2985 17 0 3636.386 Revenue last week winsorized at 99th percentile (MWK) at baseline 2987 15 0 400000 2985 17 0 75000 Revenue last week winsorized at 99th percentile (U) at baseline 2987 15 0 2424.257 Profit last week winsorized at 99th percentile (U) at baseline 2985 17 0 454.548 1= Revenue last week (MWK) var is missing in baseline 3002 0 0 2987 1 15 1= Revenue last week winsorized (MWK) var is missing in baseline 3002 0 0 2987 1 15 1= Revenue last month (MWK) var is missing in baseline 3002 0 0 3002 3002 0 0 3002 1= Profit last week (MWK) var is missing in baseline 3002 0 0 2985 1 17 1= Profit last week winsorized (MWK) var is missing in baseline 3002 0 0 2985 1 17 1= Profit last month (MWK) var is missing in baseline 3002 0 0 3002 1= Profit last month winsorized (MWK) var is missing in baseline 3002 0 0 3002 1= Has bank account in name of business at baseline 3002 0 0 2941 1 61 1= banksonly_bus_account var is missing in baseline 3002 0 0 3000 1 2 1= Has an account at baseline 3002 0 0 1128 1 1874 1= Has a bank account at baseline 3002 0 0 1297 1 1705 3002 0 0 3000 1 2 1= Saves at bank at baseline 3002 0 0 1376 1 1626 1= banks_saving var is missing in baseline 3002 0 0 3000 1 2 3002 0 0 2765 1 237 1= rosca sacco var is missing in baseline 3002 0 0 3000 1 2 1= saves at homeat baseline 3002 0 0 2146 1 856 1= save at home var is missing in baseline 3002 0 0 2996 1 6 1= Uses any account just for business purposes at baseline 3002 0 0 2876 1 126 1= account_used_only_business var is missing in baseline 3002 0 0 1866 1 1136 Saved amount (MWK)at baseline 3002 0 0 2025000 Amount saved (US$) at baseline 3002 0 0 12272.802 Saved amount winsorized at 99th percentile (MWK) at baseline 3002 0 0 625000 Amount saved winsorized at 99th percentile (US$) at baseline 3002 0 0 3787.902 1= saved_amount_bank (U) var is missing in baseline 3002 0 0 1863 1 1139 Saved amount at bank (MWK) at baseline 3002 0 0 1625000 Saved amount at bank (US$) at baseline 3002 0 0 9848.545 1= saved_amount_bank var is missing in baseline 3002 0 0 1613 1 1389 1=Borrowed in the past at baseline 3002 0 0 1891 1 1111 Debt outstanding (MWK) 3002 0 0 700000 Debt outstanding (U) 3002 0 0 4242.45 Assets (MWK): Fixed Assets + Inventories + Cash at baseline 3002 0 0 14683000 Assets (US$): Fixed Assets + Inventories + Cash at baseline 3002 0 0 88988.422 Capital (US$): Fixed Assets at baseline 3002 0 0 85091.422 1= Has BRC at baseline 3002 0 0 3002 1= has BRC var is missing in baseline 3002 0 1 3002 1= Has TPIN at baseline 3002 0 0 2847 1 155 1= has TPIN var is missing in baseline 3002 0 0 2970 1 32 1= Has city council license at baseline 3002 0 0 1333 1 1669 1= has city council var is missing in baseline 3002 0 0 3002 Profit last month inverse hyperbolic sine transformation (MWK)at baseline 3002 0 0 14.691 Revenue last month inverse hyperbolic sine transformation (MWK) at baseline 3002 0 8.294 18.785 1= ihst_Revenue_lastmonth var is missing in baseline 3002 0 0 3002 1= ihst_Profit_lastmonth var is missing in baseline 3002 0 0 3002 Amount of a recent loan (MWK) at baseline 3002 0 0 1000000 Amount of a recent loan (US$) at baseline 3002 0 0 6060.643 1= amount_recentloan var is missing in baseline 3002 0 0 1083 1 1919 1= capital var is missing in baseline 3002 0 0 2996 1 6 Agree with Whenever I have money on hand, spouse, other family members and frien 3002 0 0 1914 1 1088 1= mix bus hh var is missing in baseline 3002 0 0 2974 1 28 1= financial_records var is missing in baseline 3002 0 0 2975 1 27 1= Has received threats to confiscation at baseline 3002 0 0 2850 1 152 1= confiscation var is missing in baseline 3002 0 0 2985 1 17 Number of customersat baseline 3002 0 0 650 3002 0 0 2859 1 143 1= tender var is missing in baseline 3002 0 0 2982 1 20 1= Business advertises at baseline 3002 0 0 2836 1 166 Proportion of male workers at baseline 3002 0 0 1 1= propmaleworkers var is missing in baseline 3002 0 0 2984 1 18 1= var is missing in baseline 3002 0 0 2996 1 6 1= var is missing in baseline 3002 0 0 2957 1 45 1= Has received threats to shutdown at baseline 3002 0 0 17 1 2985 1= var is missing in baseline 3002 0 0 2985 1 17 3002 0 0 2823 1 179 3002 0 0 2984 1 18 1= Has received other harassment at baseline 3002 0 0 2715 1 287 1= other_harassment var is missing in baseline 3002 0 0 2985 1 17 1= receipt var is missing in baseline 3002 0 0 2958 1 44 Other business activity at baseline 3002 0 0 2589 1 413 Taxes costs (MWK)at baseline 2972 30 0 250000 1= taxes costs var is missing in baseline 3002 0 0 2972 1 30 1= Business is large: the revenues winsorized are larger than the median 3002 0 0 1514 1 1488 Amount that business can borrow in 2 weeks (MWK) at baseline 3002 0 1= loan_can_raise var is missing in baseline 3002 0 1 3002 Amount that business can borrow in 2 weeks (U) at baseline 3002 0 1= usd_loan_can_raise var is missing in baseline 3002 0 1 3002 1= Has insurance for business at baseline 3002 0 0 3002 1= insurance var is missing in baseline 3002 0 1 3002 1= Hasn't been inspected by tax authorities at baseline 3002 0 0 3002 1= no_inspected_taxes var is missing in baseline 3002 0 1 3002 1= Hasn't been inspected by other institutions at baseline 3002 0 0 3002 1= no_inspected_other var is missing in baseline 3002 0 1 3002 1= feels confident to say no to bribes 3002 0 0 3002 3002 0 1 3002 1= Belongs to Malawian Chamber of Commerce at baseline 3002 0 0 3002 1= chamber var is missing in baseline 3002 0 1 3002 1= Has export license at baseline 3002 0 0 3002 1= export license var is missing in baseline 3002 0 1 3002 1= Bank has contacted the business at baseline 3002 0 0 3002 1= contact_bank var is missing in baseline 3002 0 1 3002 1= Location of the business has changed at baseline 3002 0 0 3002 1= changes location var is missing in baseline 3002 0 1 3002 1= Trust in courts at baseline 3002 0 0 886 1 2116 1= trust in courts var is missing in baseline 3002 0 0 2974 1 28 1= Trust in police at baseline 3002 0 0 1324 1 1678 1= trust in police var is missing in baseline 3002 0 0 2973 1 29 1= Trust in government at baseline 3002 0 0 1059 1 1943 1= trust in govern var is missing in baseline 3002 0 0 2974 1 28 1= Trust in city council at baseline 3002 0 0 3002 1= trust in city council var is missing in baseline 3002 0 1 3002 1= Trust in tax authorities at baseline 3002 0 0 3002 1= trust in tax authorities var is missing in baseline 3002 0 1 3002 Enterprise Survey ID 2830 0 10210007 17259017 round survey (0= BS, 1= F1, 2=F2, 3=F3, 4=F4) 2830 0 1 2830 Number of owners 2830 0 1 2544 2 275 3 9 5 1 6 1 2830 0 1 1077 2 1003 3 444 4 170 5 74 6 27 7 15 8 5 9 7 10 3 12 2 13 1 16 2 Owner indetifies benefits from registration 2830 0 0 563 1 2267 The business ever been inspected by municipality (City Assembly) authorities 2830 0 0 2383 1 447 1= Has been asked for bribe -follow-up info- 2830 0 0 2780 1 50 1= Advertises -follow-up info- 2830 0 0 2663 1 167 Number of days worked last month -follow-up info- 2573 257 0 28 1= Firm provides formal receipts -follow-up info- 2830 0 0 2214 1 616 1= Has a budget -follow-up info- 2830 0 0 2333 1 497 1= Business keeps financial records -follow-up info- 2830 0 0 1341 1 1489 1= Takes business money whenever for HH -follow-up info- 2830 0 0 1358 1 1472 Financial literacy knowledge (0-1)-follow-up info- 0 2830 Sysmiss 2830 Bank loan 2830 0 0 2744 1 86 Profit last month (MWK) 2830 0 -8 Don't know -7 Notappl Revenue last month (MWK) 2830 0 -8 Don't know -7 Notappl Revenue last month winsorized at 99th percentile (MWK) -follow-up info- 2830 0 0 2500000 Profit last month winsorized at 99th percentile (MWK) -follow-up info- 2830 0 0 360000 1= Revenue last week (MWK) var is missing in round survey 2830 0 0 2830 1= Revenue last week winsorized (MWK) var is missing in round survey 2830 0 0 2830 1= Profit last week (MWK) var is missing in round survey 2830 0 0 2830 1= Profit last week winsorized (MWK) var is missing in round survey 2830 0 0 2830 Revenue last week winsorized at 99th percentile (MWK) -follow-up info- 2560 270 0 650000 2560 270 0 100000 1= Revenue last month (MWK) var is missing in round survey 2830 0 0 2830 1= Revenue last month winsorized (MWK) var is missing in round survey 2830 0 0 2830 1= Profit last month (MWK) var is missing in round survey 2830 0 0 2830 1= Profit last month winsorized (MWK) var is missing in round survey 2830 0 0 2830 Profit last month inverse hyperbolic sine transformation (MWK)-follow-up info- 2830 0 0 15.202 Revenue last month inverse hyperbolic sine transformation (MWK) -follow-up info- 2830 0 0 17.269 1= no attrited 2830 0 1 2830 1= business attrited 2830 0 0 2830 1= Has business 2830 0 0 256 1 2574 1= The business has closed 2830 0 0 2574 1 256 1= Has bank account in name of business -follow-up info- 2830 0 0 2183 1 647 1= banksonly_bus_account var is missing in round survey 2830 0 0 2572 1 258 1= Has an account -follow-up info- 2830 0 0 829 1 2001 1= Has a bank account -follow-up info- 2830 0 0 975 1 1855 1= banks_any_account var is missing in round survey 2830 0 0 2572 1 258 1= Saves at bank -follow-up info- 2830 0 0 999 1 1831 1= banks savings var is missing in round survey 2830 0 0 2572 1 258 2830 0 0 2406 1 424 1= rosca sacco var is missing in round survey 2830 0 0 2572 1 258 1= no rosca sacco var is missing in round survey 2830 0 0 2572 1 258 1= saves at home-follow-up info- 2830 0 0 1587 1 1243 1= save home var is missing in round survey 2830 0 0 2573 1 257 1= no save home var is missing in round survey 2830 0 0 2573 1 257 1= Uses any account just for business purposes -follow-up info- 2830 0 0 2307 1 523 1= account_used_only_bus var is missing in round survey 2830 0 0 2000 1 830 Saved amount (MWK)-follow-up info- 2830 0 0 2000000 Saved amount winsorized at 99th percentile (MWK) -follow-up info- 2830 0 0 875000 1= usd_saved_amount var is missing in round survey 2830 0 0 1995 1 835 Saved amount at bank (MWK) -follow-up info- 2830 0 0 2000000 1= missFusd_saved_amount_bank var is missing in round survey 2830 0 0 1846 1 984 1=Borrowed in the past -follow-up info- 2830 0 0 1846 1 984 Amount that business can borrow in 2 weeks (MWK) -follow-up info- 2830 0 0 2000000 1= loan_can_raise var is missing in round survey 2830 0 0 2569 1 261 Amount of a recent loan (MWK) -follow-up info- 2830 0 0 1500000 1= amount_recentloan var is missing in round survey 2830 0 0 1445 1 1385 1= capital var is missing in round survey 2830 0 0 2830 Capital (MWK): Fixed Assets -follow-up info- 2830 0 0 10038700 Assets (MWK): Fixed Assets + Inventories + Cash -follow-up info- 2830 0 0 46196500 1= Has insurance for business -follow-up info- 2830 0 0 2709 1 121 1= insurance var is missing in round survey 2830 0 0 2551 1 279 1= mix bus hh var is missing in round survey 2830 0 0 2545 1 285 2830 0 0 2572 1 258 1= Has received threats to confiscation -follow-up info- 2830 0 0 2715 1 115 Number of customers-follow-up info- 2830 0 0 2100 2830 0 0 2673 1 157 1= tender var is missing in round survey 2830 0 0 2570 1 260 1= Has export license -follow-up info- 2830 0 0 2803 1 27 1= export license var is missing in round survey 2830 0 0 2559 1 271 1= Belongs to Malawian Chamber of Commerce -follow-up info- 2830 0 0 2786 1 44 1= chamber var is missing in round survey 2830 0 0 2555 1 275 1= Has BRC -follow-up info- 2830 0 0 1340 1 1490 1= Has TPIN -follow-up info- 2830 0 0 2670 1 160 1= Has city council license -follow-up info- 2830 0 0 906 1 1924 1= has BRC var is missing in round survey 2830 0 0 2830 1= has TPIN var is missing in round survey 2830 0 0 2830 1= has city council var is missing in round survey 2830 0 0 2830 Proportion of male workers -follow-up info- 2830 0 0 1 1= no_inspected_municipality var is missing in round survey 2830 0 0 2572 1 258 In the last 6 months, the business has been inspected by taxes inspector 2830 0 0 2728 1 102 1= no_inspected_taxes var is missing in round survey 2830 0 0 2572 1 258 In the last 6 months, the business has been inspected by other authorities 2830 0 0 2631 1 199 1= no_inspected_other var is missing in round survey 2830 0 0 2572 1 258 1= no asked for bribe var is missing in round survey 2830 0 0 2571 1 259 1= feels confident to say no to bribes 2830 0 0 1175 1 1655 1= feels confident to say no to bribes is missing in round survey 2830 0 0 2561 1 269 1= Has received threats to shutdown -follow-up info- 2830 0 0 2666 1 164 1= no threats to shutdown var is missing in round survey 2830 0 0 2573 1 257 2830 0 0 2503 1 327 2830 0 0 2573 1 257 1= Has received other harassment -follow-up info- 2830 0 0 2575 1 255 1= no_other_harassment var is missing in round survey 2830 0 0 2573 1 257 1= no_confiscation var is missing in round survey 2830 0 0 2573 1 257 1= receipt var is missing in round survey 2830 0 0 2569 1 261 Other business activity -follow-up info- 2830 0 0 229 1 2601 1= Location of the business has changed -follow-up info- 2830 0 0 2605 1 225 1= changes location var is missing in round survey 2830 0 0 2572 1 258 Taxes costs (MWK)-follow-up info- 2566 264 0 30000 1= taxes costs var is missing in round survey 2830 0 0 2566 1 264 DE_DATE 2830 0 01/02/2013 3 01/03/2013 98 02/01/2013 32 02/03/2013 61 03/01/2013 38 03/12/2012 45 04/01/2013 29 04/02/2013 33 04/04/2013 78 04/12/2012 43 05/02/2013 23 05/03/2013 123 05/04/2013 75 05/12/2012 56 06/02/2013 35 06/03/2013 72 06/12/2012 15 07/01/2013 25 07/02/2013 51 07/03/2013 23 07/12/2012 24 08/01/2013 17 08/02/2013 36 08/03/2013 1 08/04/2013 78 09/01/2013 48 09/04/2013 21 10/01/2013 35 10/12/2012 19 11/01/2013 14 11/02/2013 72 11/12/2012 16 12/02/2013 25 12/12/2012 10 13/02/2013 25 13/03/2013 30 14/01/2013 34 14/02/2013 19 14/03/2013 16 14/12/2012 24 15/02/2013 21 16/01/2013 33 17/01/2013 46 17/12/2012 35 18/01/2013 48 18/02/2013 31 18/12/2012 27 19/02/2013 32 19/12/2012 9 20/02/2013 104 20/03/2013 72 21/01/2013 52 21/02/2013 68 22/01/2013 44 22/02/2013 70 23/01/2013 38 23/02/2013 108 24/01/2013 50 25/01/2013 15 25/02/2013 66 26/02/2013 84 27/02/2013 102 27/03/2013 2 28/01/2013 7 28/02/2013 57 29/01/2013 1 30/11/2012 46 31/01/2013 8 31/12/2012 32 DE_START 2830 0 1. Were you interviewed by myself or a coleague of mine about 9 months ago? 2830 0 -9 1 1 Yes 2829 2 No 0 2. Was your business partner interviewed by us about 9 months ago? 2830 0 -9 Missing 2828 1 Yes 1 2 No 0 98 1 If i have answered all of the your questions, do you agree to participate in thi 2830 0 -9 2 1 Yes 2828 2 No 0 3. Date of first attempt(Day) 2830 0 -9 Missing 19 1 74 2 25 3 50 4 100 5 87 6 72 7 94 8 90 9 32 10 86 11 92 12 91 13 68 14 123 15 94 16 126 17 160 18 124 19 176 20 137 21 171 22 144 23 87 24 75 25 38 26 72 27 63 28 84 29 76 30 77 31 23 98 Notappl 0 3. Date of first attempt(Month) 2830 0 -9 Missing 20 1 January 1027 2 February 206 3 86 11 November 840 12 December 651 98 Notappl 0 3. Date of first attempt(Year) 2830 0 -9 Missing 20 98 Notappl 0 2010 1 2011 2 2012 1527 2013 1280 4. Survey start time(Hours) 2830 0 -9 Missing 27 0 6 1 16 2 7 3 6 4 6 5 3 6 1 7 5 8 164 9 470 10 488 11 437 12 343 13 298 14 248 15 185 16 81 17 6 18 3 19 4 20 2 21 8 22 8 23 7 30 1 4. Survey start time(Minutes) 2830 0 -9 Missing 27 0 185 1 78 2 35 3 45 4 34 5 78 6 37 7 26 8 35 9 40 10 82 11 33 12 38 13 36 14 23 15 113 16 37 17 38 18 19 19 27 20 107 21 31 22 27 23 38 24 24 25 60 26 37 27 35 28 32 29 43 30 172 31 42 32 35 33 37 34 26 35 79 36 26 37 25 38 25 39 36 40 92 41 22 42 47 43 33 44 24 45 73 46 32 47 22 48 44 49 26 50 91 51 20 52 33 53 28 54 35 55 67 56 26 57 34 58 48 59 29 98 Notappl 0 157 1 5. Completed interview 2830 0 -9 Missing 1 1 Completed 2814 2 Partially completed 11 3 Not available,revisit scheduled 4 4 Not available,no revisit scheduled 0 5 Refused to participate 0 6 Deceased/Moved out of Blantyre/Lilongwe 0 98 Notappl 0 8. Completed interview 2830 0 -9 Missing 2812 1 Completed 15 2 Partially completed 0 3 Not available,revisit scheduled 0 4 Not available,no revisit scheduled 0 5 Refused to participate 2 6 Deceased/Moved out of Blantyre/Lilongwe 0 98 Notappl 1 9. Date of third attempt(Day) 2830 0 -9 Missing 2830 98 Notappl 0 9. Date of third attempt(Month) 2830 0 -9 Missing 2830 1 January 0 2 February 0 11 November 0 12 December 0 98 Notappl 0 9. Date of third attempt(Year) 2830 0 -9 Missing 2830 98 Notappl 0 10. Survey start time(Hours) 2830 0 -9 Missing 2830 98 Notappl 0 10. Survey start time(Minutes) 2830 0 -9 Missing 2830 98 Notappl 0 11. Completed interview 2830 0 -9 Missing 2830 1 Completed 0 2 Partially completed 0 3 Not available,revisit scheduled 0 4 Not available,no revisit scheduled 0 5 Refused to participate 0 6 Deceased/Moved out of Blantyre/Lilongwe 0 98 Notappl 0 12. Reschedule 1 2830 0 -9 Missing 2829 29 1 98 Notappl 0 12. Reschedule 1 2830 0 -9 Missing 2829 1 January 0 2 February 0 11 November 1 12 December 0 98 Notappl 0 12. Reschedule 1 2830 0 -9 Missing 2829 98 Notappl 0 2012 1 12. Reschedule 1 2830 0 -9 Missing 2829 16 1 98 Notappl 0 12. Reschedule 1 2830 0 -9 Missing 2829 30 1 98 Notappl 0 12. Reschedule 1-Phone number to reach bussiness owner 2830 0 -9 Missing 2829 98 Notappl 0 88832115 1 12. Reschedule 2 2830 0 -9 Missing 2830 98 Notappl 0 12. Reschedule 2 2830 0 -9 Missing 2830 98 Notappl 0 3. Gender 2830 0 -9 12 -7 5 1 Male 1757 2 Female 1055 98 1 4. Age(in completed years) 2830 0 98 Notappl 9. Nmumber of bussiness owners 2830 0 -9 Missing 40 1 2498 2 278 3 11 5 1 6 1 98 1 10. Are you the bussiness owner or the manager or both? 2830 0 -9 Missing 33 1 Business owner only 195 2 Manager only 40 3 Both business owner and manager 2562 98 Notappl 0 11. Bussiness physical address 2767 0 11. Business physical address 1265 0 (FLEA MARKET(BEFORE POOL CLUB 1 (SECTION) JUST OPPOSITE 2010 B 1 (TSIKA LILONGWE TOWN) 1 - JUNCTION 1 . 3 .O BOX 373 ARE 23 LILONGWE 1 011 1 1 MAKESHA MARKET 1 1 MARKET 1 100 METRES AWAY FROM MAIN ROAD 1 18 SENTI MARKET 1 18A MARKET 2 192 1 2 LILONGWE 1 2 MARKET 3 1 2 MARKET AREA 25 1 2 ROAD FROM LUMBANI ROAD 1 23 MAJIGA AND IS LOCATED IN TO 1 23 MARKET 1 25 B MARKET 1 25B NEAR NEW MANGO CLUB 1 3 4 3 SOON AFTER THE WATER BOARD 1 406. INSIDE WHERE ZITENJE SHOP 1 5B LILONGWE 1 7 1 8 2 8 A MARKET 1 A 1 A 'S WITNESS CHURCH 1 A 18B MARKET 1 A CCAP 1 A CIVIL ENGINEERING AND BUILDI 1 A HARDWARE, BLACK M'BAYA 1 A MAKATA AFTER NDIRANDE ANGLIC 1 A SECONDARY 1 A SHOE REPAIR OPPOSITE PRIVATE 1 A SHOP BEHIND MAJIGA MARKET W 1 A(CLINIC)BENEZER MEDICAL SERVI 1 A23 MAJIGA MARKET LILONGWE 1 AARKET ALONG HARDWARE SHOP BEH 1 ABLE SECTION 2 ABOUT 1 ABWA RAOD DEPOT AREA LILONGWE 1 ACING VEGETABLE SELLERS 1 AD LILONGWE 1 AD SHOP NO 10 1 AD TO POLICE 1 ADD SUMANI BUILDING SHOP 1 ADJACENT TO BARAKATU 1 AFTER PASSING UKHONDO RESTRAUN 1 AFTER THE MAIN GATE AS YOU AR 1 AFTER UKHONDO RESTAURANT 1 AGE RIGHT HAND SIDE 1 AIN MARKET AS YOU ARE ENTERING 1 AL 1 AL SECTION 1 ALI PANO SHOP BEHIND TAILORING 1 ALONG MALANGALANGA ROAD 1 ALONG SIDE MAJIGA MARKET AS YO 1 ALONGTHE ROAD 1 AMBUYE SHOP INSIDE THE MARKET 1 AMO SHOPING CENTRE 1 AMRKET BANGWE BLANTYRE 1 ANCE 1 ANCE FROM THE TOP SHOP NO 3 TO 1 AND FRUITS SHADE 1 AND MACHINJIRI BUS DEPORT AFTE 1 AND THE SHOP IS WRITTEN NTCHE 1 ANDS 2 ANI DISCOUNT SHOP CLOSE TO CHI 1 ANJATI MSIKAWA NJALA 1 ANK STAGE 1 ANTYRE 2 ANZERU NDINU SHOP 1 1 ARBER SHOP NEXT TO M AND J INV 1 ARDWARE SECTION SECTION SHOP N 1 ARE GOING TO DRY FISH SECTION 1 ARE SECTIOMN BEHIND VEGETABLE 1 ARE SECTION CLOSE TO SS CORNER 1 ARE SECTION OPPOSITE THE HARDW 1 ARE SIDE 4TH SHOP FROM THE SID 1 ARE SOLD 1 AREA 18A 1 1 1 AREA 2 SHOP NUMBER 417 1 AREA 23 1 AREA 23 MAJIGA MARKET 1 AREA 23 MARKET 3 AREA 23 MARKET OPPOSITE PRECI 1 AREA 24 1 AREA 25 SECTOR 7 1 AREA 26 BEFORE THOKO RESTRAUNT 1 AREA 27 1 AREA 36 1 AREA 49 DUBAI 1 AREA 51(MG'ONA MARKET) WHEN RE 1 AREA49 DUBAI MARKET 1 ARKET 23 ARKET AREA 18 LILONGWE 1 ARKET AREA 23 LILONGWE 2 ARKET AT TOMATO SECTION OPPOSI 1 ARKET BANGWE 1 ARKET BEHIND PTC 1 ARKET CLOSE TO KAUNJIKA BENCHE 1 ARKET LIMBE BLANTYRE 1 ARKET NEAR POLICE UNIT AT AREA 1 ARKET OF MBAYANI MARKET AT DRY 1 ARKET OF MCHESI OPPOSITE WHERE 1 ARKET OPPOSITE TO THE DRY FISH 1 ARKET OPPOSITE WHERE WRITTEN R 1 ARKET, SHE STAYS AT AREA 23 FR 1 ARKET. 1 AS YOU ARE GOING TO DRY FISH 1 AS YOU ENTER INSIDE WHERE TOMA 1 ASE TOWN SHIP 1 ASK FOR MR LIWEWE 1 ASSEMBLY STORE ROOM NUMBER 7 1 ASULA (KALIYEKA) LILONGWE 1 AT DRY FISH SECTOR AS YOU ARE 1 AT JJ ELECTRONICS AS YOU ARE G 1 AT THE DAY FISH SELLERS 1 AT THE HARDWARE SECTION 1 AT THE HARDWARE SECTION USING 1 AT THE VENDO OF JOANA SHOPPIN 1 ATCHETS ARE SELLING JUST PASSI 1 AUTY KALUA SHOP NO 451 1 AUTY SPOT SALOON AND COSMETIOC 1 AVAN AFRED DANKEN SHOP CHINSAP 1 AWIRA STAGE 1 AY TO THE MARKET 1ST INLET THR 1 AYANI MARKET 1 AYIYA RESTAURANT YOU WILL FIND 1 B 1 B AREA 18 MARKET 1 BAI NEAR BACK TO MY ROOTS BARB 1 BANANA SELLING POINT INSIDE TH 1 BANGWE 1 1 BANGWE - MVULA MARKET 1 1 BANGWE MARKET 5 BANGWE MVULA 1 BANGWE MVULA MARKET 4 BANGWE-MTHANDIZI 1 BEFORE BUS DEPOT 1 BEFORE SEVENTH DAY ADVENTIST C 1 BEHIND OF DRY FISH IN THE AGR 1 BENCH NEXT TO SERVERS AGRICULT 1 BER AT MCHESI MAIN NARKET 1 BERSHOP NEXT TO ESMOMO SALOON 1 BIG TREE 1 BIWI MARKET 1 BLANTYRE 4 BLANTYRE FLEA MARKET 2 BLANTYRE FLEE MARKET 4 BLANTYRE FLEE SHOP 1 BLANTYRE MAIN MARKET 1 BLE SECTION 1 BOUT MARKET OPPOSITE RIDDER SE 1 BOUT OPPOSITE MARKET 1 BUILDING ALONG THE ROAD 1 BUS DEPOT INSIDE THE SMALL MA 1 BUSES 1 BUTCHERY CHILEKA KAMEZA 1 C AND I RESTHOUSE 1 CAPITAL MOTEL OPPOSITE FAO OFF 1 1 CENTRE OPPOSITE WABWEZI WITHU 1 CERY OPPOSITE TO ELECTRIC POLE 1 CH IS LOCATED ALONG SHADES. 1 CH ROAD OPP. MSUNGA CHURCH TO 1 CHANZA MARKET 1 CHATHA MARKET 2 CHIKAPA MACHINJIRI 1 CHILIMBA MARKET 1 CHILINDE MARKET 2 CHILINDE2 MARKET 1 CHINJIRI BLANTYRE 1 CHINSAPO 2 MARKET 1 CHIWAYA CHIPS OPPOSITE ONE STI 1 CINDIRELLA CLUB 1 CITY 3 CLASSIC SALOON 1 CLOSE TO THE HAZARD SHOP SITU 1 CLOSE TO VEGETABLE BENCHES 1 CLOTHES SECTION 1 COAL SAILING POINT AS FOR SIBW 1 COUNT SHOP 1 CTION AND DRY FISH SELLERS AS 1 CTION OPPOSITE COOKING OIL SEL 1 CTOR 7 1 D ,NEAR PETRODA FILLING STATIO 1 D AS YOU ENTER AREA 2 RESIDENT 1 D BUSINESS 1 D SALOON SECTION OPP. VIDEO RE 1 D THE BENCH IS OPPOSITE MODERN 1 DAILY TIMES 1 DE 1 DE AIRTEL TRANSMITTER 1 DE BENCHES 1 DE DRUG STORE AS YOU ARE LOOKI 1 DE THE MARKET 2 DEALERS 1 DEPOT TURN LEFT FROM AREA 24 1 DEVIL STREET 1 DING CENTRE 1 DIWO CENTRE JUST OPPOSITE MAIM 1 DOWE BUILDING ALONG BUSI TAXI 1 DRY FISH CENTRE IN THE MARKET 1 DUBAI MARKET 4 DWARE SECTION 1 DWARE SECTION HAPPY SHOPPERS M 1 E 14 1 E ALONG THE 3 WAYS NGWENYA ROA 1 E AREA OPPOSITE SCORL DESIGN P 1 E AS YOU ARE GOING TO CHILEKA 1 E CHILADZULO YASIN HARDWARE 1 E CHIPS SELLER ASK FOR MARIA M 1 E CHIPS SELLERS 1 E ESNART TRADIND SHOP 1 E FOR SPORTS 1 E GOING TO METRO BUT BEFORE ME 1 E KAUNJIKA SELLERS OPPOSITE AG 1 E LASTON SHOP 1 E MAIN MARKET 1 E MAKATONI RESTAURANT OPPOSITE 1 E MARKET 2 E MARKET FROM THE MAIN GATE AS 1 E MARKET NEAR THE CHIPS BENCHE 1 E MOBA 1 E MSIKA WANJARA MARKET. 1 E OPPOSITE TO CHISAPO PRIMARY 1 E OPPOSITE TO PANNAR SEED MALA 1 E ROAD BEFORE POLICE UNIT 1 E ROAD NKHONDO BUILDING OPP PT 1 E SHOP IS OPPOSITE 1 AND P HEA 1 E SUPPER STAR SHOP 1 E TAROURING SHADE 1 E TECHNICAL COLLEGE MAIN GATE 1 E THE JUNCTION 1 E THE MARKET 1 E THE MARKET LILONGWE 1 E THE MARKET NEAR FRESH FISH S 1 EA 2 OPOSITE TO MAIN GATE 1 EA 27 LILONGWE 1 EA MARKET 2 EA MARKET AS YOU ENTER THROUGH 1 EA MARKET) AS YOU ENTER TO THE 1 EA MARKT AT HARDWARE SECTION O 1 EADQUARTERS 1 EALERS 1 EAVING TARMARK ROAD AND FOLLOW 1 ECTION INSIDE THE MAIN MARKET 1 EE MARKET 1 EFT LIGHT WAY BARBAR SHOOP AFT 1 ELA MAIZE AND IS KNOWN AS KANT 1 ELL TOMATOES 1 ENDS AS YOU ENTER TO THE MAIN 1 ENTERPRISE BIWI TRIANGLE 1 ENTRANCE SELL CASSAVA 1 ENTRE OPPOSITE FAO OFFICE BEHI 1 ENZI WITHU MAIZE MILLER NEXT T 1 ER FIVE CLINIC 1 ER SHOP 1 ER SHOP SECTION 1 ERATOR AND ELECTRICAL SERVICE 1 ERBERT CLOSE TO A TREE 1 ERCY INVESTMENT.NEXT TO APPLES 1 ERN(SUNCITY)NICHUMBA BUTCHERY 1 ERS TAILORING SHOP 1 ERSHOP 1 ERY BEFORE GAMA WORKSHOP CLOSE 1 ES THE DRY FISH SECTION 1 ET 36 ET (KALIYEKA) 1 ET 4 THE FIRST JUNCTION BEFORE 1 ET AREA 23 LILONGWE 1 ET BLANTYRE 2 ET CASSIM WILSON OPPOSITE MATA 1 ET GOING DOWN AWAY,THE SHOP WA 1 ET ITS OPPSOSIT BANANA SELLERS 1 ET LILONGWE 1 ET MAKATANI RESTAURANT ASK FOR 1 ET OPPOSITE FISH SELLERS BEFOR 1 ET SECOND CLOTH SECTION NEXT T 1 ET SHOP AND A MAIZE MILL CENDE 1 ET THE SHOP IS INSIDE THE MARK 1 1 ET WHERE FISH AND TOMATOES ARE 1 ET( TSOKA) CLOSE TO ELECTRICAL 1 ET. 1 ETS 1 EW MARKET CHINSAPO LILONGWE 1 EWEGE OPPOSITE UMODZI FURNITUR 1 EWERE BENCH(INSIDE THE MARKET) 1 EY SELL AGRICULTURAL PRODUCE 1 F LILONGWE 1 FISH SECTION 2 FISH SECTION CLOSE TO ZEBRA EN 1 FISH SELLERS.THE SHOP WAS 1 FISH SHADE 1 FITTER OPPOSITE HOME BOY SOBO 1 FLEA MARKET LILONGWE 1 1 FLEA MARKET THE WAY FROM MAIN 1 FLEE MARKET 1 FOR MAYI A DORO 1 FOR STOPPED MINNING BUSINESS. 1 FOUND INSIDE THE MARKET ENTER 1 FOUND WHERE THEY SELL CHIPS JU 1 FRESH FISH BENCHES FACING VEGE 1 FROM GOD HAIR DRESSING SALON N 1 FROM T JUNCTION AT THE MARKET 1 FRONY OF VEGETABLES SECTION AD 1 G BANGWE TO THE FRONT OF LINKI 1 G STATION INSIDE THE AREA;FOLL 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OPPOSITE AMB 1 RS 1 RS CUT BABERSHOP YOU FIND JAH 1 RTS BAR ALONG THE ROAD 1 RVEN 1 RVEN SUNSET BIWI 1 RVRN OPPOSITE LIMBE TARVEN GAT 1 S AREA 10 MAKATANI MARKET OPPO 1 S INSIDE THE MARKET OPPOSITE S 1 S SECTION 1 S SELLER OPPOSITE CHILUNGAMO S 1 S STAGE 1 SAPO 2 LILONGWE 1 SE TO SECOND HAND CLOTHES SECT 1 SECTION 3 SECTION BEHIND ONE STOP SHOPP 1 SECTION BENCH NUMBER 115 1 SECTION OPPOSITE CHOTSANI INV 1 1 SECTOR 8 1 SELL MAIZE FLOUR 1 SELL VEGETABLE 1 SELLER NEXT TO MULANJE INVESTM 1 SELLERS AND ADJACENT CHARCAOL 1 SELLERS SHE IS AT TOMATO SECTO 1 SELLERS YOU WILL FIND BEAUTY 1 SENTI MARKET 3 SEVENTH DAY CHURCH 1 SEVENTHDAY TAKING THE WAY LIKE 1 SH DRY SECTOR BENCH NUMBER 5 T 1 SHADE AREA ADJACENT TO MANZO S 1 SHADE INSIDE THE MARKET 1 SHADE OF FLEA MARKET RRESTAURA 1 SHAROM SHOP 1 SHE SELLS SHEET BEDS OPPOSITE 1 SHED WHERE THEY SELL EGGS 1 SHOP CLESED DOESN'T PLAN TO 1 SHOP DISTRIBUITOR THE ONLY MA 1 SHOP IN THE MAIN MARKET CHILIN 1 SHOP IS FOUND THE MARKET OPP 1 SHOP NGWENYA MARKET 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MUDYE S 1 T NEAR THE FOUR WAYS JUST BEFO 1 T OD ZIYONI CHURCH WHEN YOU PA 1 T OPPOSITE CHICAGO BETTER PRIC 1 T OPPOSITE TO THE DRY FISH BEN 1 T RESTAURANT CLOSE TO THE CHAK 1 T THE SHOP CALLED BIG SHOP OPP 1 T THE SHOP INSIDE THE MARKET R 1 T THE SHOP IS BEHIND GOAT BUTC 1 T THE SHOP IS FOUND INSIDE THE 1 T TO 2ND MIBAWA SIDE FROM BUSD 1 T TO GAME CENTRE 1 T TO TIKONDANE TAILORING SHOP 1 TAILORING SHOP 1 TATION NEXT TO CHIMWEMWE ENTER 1 TE BUS STOP 1 TE DELICASTERNS LEARNING CENTR 1 TE DOROTHY RESTAURANT 1 TE FIDZO MIN SHOP 1 TE STREET SIDE SHOP 1 TE THE LINE OF LENZO RESTAURAN 1 TEL BUREAU 1 TESSY INVESTMENT IS JUST AS YO 1 THANDIZANE TAILORING SHOP 1 THE ANSWER DUBAI MARKET ARE 49 1 THE BUREAU AT DEDZA DEPOT 1 THE ENTRANCE 1 THE FIRST SHADE DOWN WARDS AS 1 THE MAIN ENTRANCE OF TSOKA MA 1 THE MAIN MARKET 1 THE MAINGATE TO THE RIGHT 1 THE MARKET 2 THE MARKET CLOSE TO CHIPS SECT 1 THE MARKET NEXT TO CHISANGALA 1 THE MARKET NEXT TO IQRA SHOP 1 THE MARKET OPPOSITE TOMATO SEL 1 THE ROAD AS 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1 UCHOMBO 1 ULA FROM THE MAIN MARKET NEXT 1 UMBE CCAP ROAD 1 UNGA CCAP CHURCH CHINSAPO 1 1 UNT SECTION 1 UR KLEFT HAND SIDE AND ASK ANY 1 US STAND 1 USILIRE ZILIZA ALONG M1 ROAD 1 USINESS CLOSE TO CHIPS BENCH 1 UST AFTER THE FOOTBALL PITCH 1 UTCHERY 1 UTSIDE FLEA MARKET AS YOU WALK 1 UTSIDE THE MARKET 1 VATE TOILET 1 VE MOBA) 1 VEGETABLE SECTION NEAR SECOND 1 VER 1 VIE SHOP 1 WARD 1 1 WE 2 WE ARE GOING TO THE BRIDGE BEF 1 WE BUILDING 1 WE IN THE SHADE WHERE PEOPLE S 1 WE LINILY HAIR DRESSIND SALOON 1 WE MARKET BENCH NO3 KAUNJIKA S 1 WE OPPOSITE LUWENGA CIVIL ENGE 1 WE. IT STOPPED OPERATING OWNER 1 WEET POTATO SELLERS ALONG SENT 1 WELDING AND GENERAL DEARERS 1 WEST CHILOBWE 1 WEST MARKET 1 WHEN ENTERING AT THE MAIN GAT 1 WHERE THEY SELL CHICKS AND A 1 XT TO PLASTIC SELLERS AND IS W 1 1 Y NGWENYA MARKET 1 Y SCHOOL CANDLEX PODUCTS 1 Y SECONDARY SCHOOL NEXT TO GAN 1 YA MARKET LILONGWE 1 YANGA IJA SHOP INVESTMENT 1 YOU GO TO BRIDGE 1 YOU GO TO KACHERE MARKET NEXT 1 YRE 1 ZIWOYA PORK SELLER OPPOSITION 1 [INSIDE MARKET OPPOSITE MANDAW 1 11. Business physical address 504 0 2 1 1 1 23 MAJIGA MARKET 1 24 1 3 2 A ARE SELLING THE NEW BUILDING 1 ACDONALD 1 ACHIKUNGU DEPOT LILONGWE TOWN 1 ACHING MATABWA AREA JUST ASK M 1 AD 1 AD US WE COMING PAMANDO DEPOT 1 ADIO RAPAIR AT TOMATOES SECTOR 1 ADJACENT TO HARARE BUTCHERY 1 AFTER SOME 20 METRES 1 AIWONE BARBERSHOP 1 AKANAS BOTTLE STORE 1 ALA SHOP 1 ALERS 1 AMARAND ROVERS 1 AMELY STENFA HAIR DRESSING SAL 1 AMONG EMPTY SACK SELLERS 1 AN CHURCH 1 AND COSMETICS 1 AND TOMATO SELLERS 1 ANTCHIGUMBULI AND YOU WILL FIN 1 ANTHU 1 APPLIANCES DEPARTMENT NEAR PA 1 ARDWARE 1 ARE GOING DOWN TO THE MAIN MAR 1 ARE SHOP LIVE 1 ARE SHOP THAT IS ADJACENT TO K 1 AREA 23 3 AREA 49 4 AREA 8 1 AREA25 1 AREA49 2 AS GOING TO KAKULE SCHOOL 1 AS SHOP 1 AS YOU ENTER TO THE MAIN MARKE 1 ASS SHADE BENCHES 1 AT MAKATONI RESTAURANT 1 ATE AGENTS AS YOU ARE GOING MT 1 ATED RIGHT AT THE DEPOT 1 AURANT 1 AYAYA RESTAURANT 1 BA'S BAR 1 BANGWE 8 BANGWE BLANTYRE 1 BANGWE MARKET 1 BARRACKS 1 BENCH 2 BENCHES LILONGWE 1 BER 3 FROM THE MOSQUE 1 BER 387 1 BIT OUTSIDE THE MARKET 1 BIWI AREA8 1 BIWI LILONGWE 1 BIWI MARKET BIWI LILONGWE 1 BLANTRE 1 BLANTYRE 32 BLANTYRE FLEE MARKET 1 BM BANK AREA 23 MARKET 1 BRIDGE 1 BWA SELLERS 1 C SHOP BAR 1 CARS TNM SHOP NO2. 1 CES 1 CH 1 CH NO 1 OPPOSITE BANANA SELLER 1 CHA MTEDZA OPPOSITE UPSTAIRS 1 CHEJIKA PRIVATE XOOL 1 CHEPA GROCERY SHOP NUMBER 4(AI 1 CHES ADJACENT TO MUSSA SHOP 1 CHIBUKU IS SOLD OR OPPOSITE M 1 CHILINDE 3 CHILINDE (MACHANCE) 1 CLOSE TO SECOND HAND CLOTHES S 1 CLOSE TO THE BARBER SHOP 1 CRAP METAL 1 CTION OPPOSITE MVANO INVESTMEN 1 CY INVESTMENTS 1 D 1 1 DE MARKET 1 DE THE FENCE 1 DEPOT 1 DGE 1 DING BAR 1 DUBAI PUB. 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FASHION SHOP 1 P IS WRITTEN MBWINDA HARDWARE 1 1 P TO MPINGWE ITS ABOUT 200M YO 1 PAINTED RED IN COLOUR 1 PASS THROUGH THE MARKET ON TH 1 PASSING A MAIZEMILL THEN STEPS 1 PLASTIC SECTION OPPOSITE SAULO 1 POINT 1 POINT LIES MATABWA (TIMBER) 1 POLE 1 PORK BENCHES 1 POSITE MARKETOFFICER OFFICER 1 POSITE MAX SHOPPING CENTRE 1 POSITE NCHANI ILI KUMWAAMBA 1 PPING CENTRE 1 1 PPOSITE OPRAHS SALON AND COSME 1 PPOSITE TAMARA PHONE REPAIR 1 PPY SHOPPERS 1 PROMISI SHOP 1 R 2 R BENCHES 1 R END 1 R PASSING THE POOL 1 R RIGHTHAND SIDE NEXT TO DR KA 1 R SELLING POINT UNDER THE BIG 1 RA S.C.S BEFORE MAIZE MILL 1 RANCE GATE 1 RANCE TO YOUR LEFT 1 RBERSHOP 1 RDWARE SHED OPPOSITE HARRY ELE 1 RE 1 RE CARVATE BRIDGE OPPOSITE JOE 1 RE SHOP 1 REA 1 REA 12 1 REA TWO 1 REE OF FISH SELLING 1 1 REPAIR 1 RESH FISH 1 RESH FISH BENCHES 1 RESTHOUSE 1 RING SHOP 1 RIPPLE M DSCOUNT SHOP 1 RITTEN AUNT BEYARA SALON 1 RIVER 1 RKET AND FIND SHOP 339 1 RKET FIRST GATE SHOP NUMBER SI 1 RKET SHOP NUMBER 400 1 RN 1 RN LEFT THE FIRST SHOP AT THE 1 RN TO THE RIGHT GOES DIRECT IN 1 RNET CAFE 1 ROAD 1 ROAD NEXT TO NZERU FURNITURE 1 ROAD THAT PASS THROUGH MKHEPU 1 ROCERY 1 ROM LAST BENCH 1 ROM SOUTHERN BOTTLERS DISTRIBU 1 ROM THE GATE 1 RS 3 RS OPPOSITE APD TECHNOLOGIES 1 RVEN 1 RY SCHOOL 1 S 5 S #7 OPPOSITE AUNT RUTH HAIR S 1 S BUILDING 2 S INSIDE THE IRON SHEETS FENCE 1 S MY TROUBLES SHOP 1 S SELLERS 1 S SHOP 2 SALOON 1 SALT IS SOLD BENCH NUMBER 15 1 SE 1 1 SE TO RIDER SHOPS 1 SE TO TAKE AWAY AND POPCORN UO 1 SECOND HAND CLOTHES CHIPS SECT 1 SECTION 4 SECTION) 1 SECTION.INFRONT OF HANMAH/IBM 1 SELLER 1 SELLING AREA/VEGETABLE SECTION 1 SERY SCHOOL OR NAZO EGGS 1 SEWAGE,IT IS INFRONT OF LOCAL 1 SH 1 SH SECTION 2 SHADE 1 SHED 1 SHOE MAKER 1 SHOP 9 SHOP IS CALLED FUMBI NDIWE MWI 1 SHOP IS JUST TO YOUR RIGHT NEX 1 SHOP IS NEXT TO CPC HARDWARE 1 SHOP IS NEXT TO NZOTHEKA NDI 1 SHOP IS OPPOSITE MBAYANI SANIT 1 SHOP NO 186 1 SHOP NUMBER 3 1 SHOP NUMBER 6 1 SHOP SECOND BENCH 1 SHOP SECTION THE SALOON IS OPP 1 SHOPPING CENTRE 1 SI INVESTMENT 1 SIDE 1 SITE F LUBELO UFA 1 SITE NGOZO AND IS LABELLED 1 SITE WAMAYANKHO SALON AND BARB 1 SITUATED OPPOSITE WELCOME50-50 1 SO COSMETICS SHOP 1 SOLD 2 SORIES 1 SS THROUGH IRISH POTATO SELLER 1 SSY RESTAURANT 1 STAGE AND 1 STANDARD BANK 1 STANDS 1 STAURANT 3 STMENT 1 STOLE 1 SUNSET COPY CENTRE AND ZINENA 1 SWESHA INVESTMENT 1 T 5 T AT KAMPALA MARKET. 1 T BUTCHERY 1 T HOUSE 1 T MASTER 1 T OPPOSITE THAT TRANSFORMER 1 T SHADE 1 T TAKE AWAYS 1 T THE MAIN GATE CORNER TO LIMB 1 T TO DANDI DANDI HARDWARE 1 T TO NKHOMA SHOP AND APATSA HA 1 TABLE SECTION 1 TAGE 1 TARVEN 2 TAURANT 1 TAURANT SHOPS 1 TC 1 TE C & H CHINCHEMBERE YANU YAN 1 TE CHIPS SELLER 1 TE CLEMENT COSMETICS AND KNITT 1 TE RG BASHA SHOP 1 TE) AS YOU GO TO KHAMA BEFORE 1 TEMBISHA BAR 1 TEN TAONGA SHOP 1 1 THAT PASSES THROUGH KAMPALA MA 1 THAWI SHOP. 1 1 THE BENCH WHERE TIMBER BUT NO 1 THE CHICKEN SECTION CLOSE TO M 1 THE LEFT WHERE THERE IS TARDAS 1 THE MAIN MARKET FROM THE MAIN 1 THE MARKET 2 THE MARKET AFTER PASSING BUTC 1 THE MARKET WITHIN MAZIRA NAD D 1 THE NORTH ENTRANCE 1 THE NORTHERN CORNER 1 THE RESTAURANT 1 THE ROAD TOWARDS DALITSO PVT S 1 THE WESTERN SIDE. 1 THING GOES SHOP 1 THROUGH THE MARKET NEXT TO MTI 1 TINGS BUTCHERY 1 TINKERS BOTTLE STORE 1 TION 1 TION NEAR BLACK BUTCHERY NAMED 1 TION OF SHOPS TO YOUR RIGHT 1 TION TO YOUR RIGHT FROM THE MA 1 TO BLANTYRE MUSIC CENTRE 1 TO CHAMATA COPY CENTRE 1 TO CHISAPO1 MARKET TAKING THE 1 TO CHISOMO RESTAURANT 1 TO MIRACLE SHOP 1 TO MPAWENI TRADING CENTRE- AL 1 TO NANCHOLI MINI BUS 1 TO THE LEFT 1 TO THE MARKET 1 TO THE RIGHT AT COSMETICS AND 1 TO THE SDA CHURCH 1 TOILET 1 TOR 1 TOWARD CHIPS BENCHES 1 TRANCE 1 TRANCE OF THE MARKET 1 TRE 1 TS OPPOSITE ZIKOMO GROCERY 1 TUATED 1 TUCK SHOP 1 TY SHOP NUMBER 51 1 1 U TARVEN 1 UDE GONDWE 1 UGH THE MARKET APPROUCHING THE 1 ULA MARKET SECOND BENCH FROM T 1 UNCIL BUILDING 1 UNCLE CHASLES MUSCI CENTRE 1 UPERMARKET NOW NO PERMANT BUIL 1 UR AT MPHATSO RESTHOUSE INSIDE 1 UR RIGHT AS YOU AS YOU ARE ENT 1 URANT SECTION 1 URANT SHOPS 2 URNS(DEPOT) 1 US STANDS 1 UTU MAIZE MILL 1 VE TO THE RIGHT FROM THE ROAD 1 VEGETABLE SHADE 1 VEGETABLES SECTION 1 VENDORS 1 VENTHDAY ADVERTIST CHURCH 1 VER TO MGONA 1 WARE 1 WARE CLOSE TO VEGETABLE SELLER 1 WATER USER ASSOCIATION 1 WAY 1 WE 1 WE GOING TO CHANKHADWE COSS 1 WELDING 1 WEMWE REST HOUSE. 1 WEST 1 WILL FIND PORK SELLERS 1 WITH ELLIE ELECTRONICAL SHOP 1 WN OPPOSITE FRESH FISH SELLERS 1 WOTRE COMPUTER SHOP 1 WS RESTAURANT 1 Y 3 1 Y CHAKWANYAMBO SHOP 1 Y FISH AREA 1 Y FISH SECTION 1 Y SELL TIMBER 1 YA MAFUTA SHOP 1 YAMBO 14V11 OPPOSITE NEW SAVE 1 YOU COME FROM THE BRIDGE 1 YOU COME FROM THE ROAD 1 YOU FIND PHONE DOCTOR 1 YOU GO STRAIGHT WHERE THEY SEL 1 YOU GO TO CITY COUNCIL AND RE 1 YOU PASS THROUGH THE MARKET I 1 YOUR LEFT 1 YOUR RIGHT 1 ZA SHOP 1 ZAKO RESTAURANT 1 ZE MILL 1 ZE MILL NEXT TO BUTAOS BARBER 1 ZONSE SHOP NEXT TO A COOKING 1 12. Landmark 206 0 'S PUB 1 (NEXT TO CHIMWEMWE SHOP) 1 . 1 15 1 3 2 49 1 A SELLERS 1 ADSIDE 1 AFTER RIGHT FROM THE ROAD AFTE 1 AIN GATE 1 AIOWONE BARBERSHOP 1 AIZE MILL 1 ALE 1 1 ALON 1 ALOON 1 AND D BARBERSHOP 1 AND RESTAURANT 1 AND YOU SEE CHIMWEMWE SALON 1 ARE BRANCHING FROM TARMAC ROAD 1 AS YOU ARE HEADING TO AREA 23 1 ASHOP 1 ATION 1 AURANT 1 BANJA LA MTSOGOLO 1 BARBERSHOP 1 BLE AREA 1 BLUE CONTAINER 1 BOTTLERS OPPOSITE JJ FRESH FOO 1 CAR BREAKERS 1 CATED 1 CHOOL 1 CTRONICS THIRD LOW FROM IT 1 D 2 D NEXT ZOJUDUKA VENDORS AND NE 1 DEN 1 DGE 1 DING AND HE IS PLANNING TO 1 DING. 1 E 3 E CHIPS SHELTER 1 E GATE TURN RIGHT 1 E MAIN MARKET 1 E MARKET. 1 E SHED 1 E TAILOR INSIDE THE SHOP 1 E TO MIBAWA BUS DEPORT. 1 E WHEN ENTERING THE MARKET 1 EASY BUILDING&ELECTRICAL SHOP 1 ENTER THROUGH THE EASTERN SIDE 1 ENTRANCE 1 EPAIRE 1 ER SHOP 1 1 ERING 1 ERY 1 ET 1 ETIC SHOP 1 EXT TO SISTER GETU COSMETICS 1 FIND A NAZALENE CHURCH THE 1 FLOUR THE HOUSE IS TOYOUR LEFT 1 G 1 GOES TO MBAYANI TARVEN 1 GRAVEL YARD 1 GROCERIES SHOP 1 GS SHOP 1 HAND CLOTHES 1 HARDWARE 1 HARDWARE SECTION 1 HE LEFT OPPOSITE YOHANE AND CO 1 HERY BUILDING YOU TURN LEFT 1 HT HAND 1 HT. 1 IC SHOP 1 IN ROAD 1 ING 1 1 ING AND NGAYE HARDWARE 1 ING KUFEYANI 1 ING TO THE MAIN MARKET 1 ION 2 IRECTION) LEFT BLOCK- 2ND ROOM 1 IRSAOON. THE SHOP IS PYSON ELE 1 ISSA NSHOP 1 ITO NDWELO TAILORING SHOP 1 JIRI 1 KET 1 KING BAR 1 L MEAT -BUTCHERY 1 LEFT TURN POINT 1 LIMBE 1 LIVE CHICKEN THERE 1 LL AS YOU ARE COMING FROM A23 1 1 LOSE TO EILIS FOOT WEAR 1 M ON THE LEFT 1 MA PHEE MAYANI BUTCHERY 1 MA PREMISES 1 MARKET 2 MBA 1 MONEY RICH HARDWARE. 1 MONG VEGETABLE AREA 1 MULUNGU APATSA OLIMBIKA SHOP 1 MULUNGU SHOP 1 MUNENA MUTOPA BUTCHERY 1 MWA MAIZE MILL 1 NE'S SALOON 1 NEAR CAMMUNAL TAP 1 NEW MARKET TURN SHOP NUMBER 2 1 NEXT TO RESTAURANT 1 NG DOWN 1 NG INSIDE BIWI STRAIGHT 1 NI COMPUTERS 1 NI RESTAURANT 1 NI SIZIPHA SHOPS 1 NT MERCY SALON 1 NTER THE CORRIDORS 1 NTOCHI ELECTRONICS 1 OF THE SHOP 1 OIL BENCH 1 OLD 1 ONE 1 ONGSIDE AREA 23 ROAD- ON YOUR 1 OON NEXT TO AUNT JOY SALOON 1 OP YOUR RIGHT 1 1 OSITE NUMBER 31 1 OSITION 1 P IS OPPOSITE TRIPLE M DISCOUN 1 P NO 1 1 PS 1 R 1 R FOUR 1 R PLASTIC PAPERS SELLER 1 RESTRAUNT 1 RIGHT 1 RIGHT AFTER TIYEZGE SHOP 1 RKET 1 ROAD TO SUNGA CCAP 1 RST STEPS THE 1 1 RTMENT 1 RTS SHOP 1 RY FISH SHIP SECTION 1 S 1 S CLOSED DUE TO FINANCIAL PROB 1 SACKS 1 SALOON 1 SBT SHOPPING CENTRE 1 SECTION ON EASTERN SIDE OF THE 1 SELLING AREA 1 SELLING POINT NEAR SECOND HAND 1 SHOP 5 SHOP. 1 SI HARDWARE 1 SITE ALICE HAIR VIBRATION SALO 1 SOLOMON SHOP 1 SSING 1 ST 7TH 1 STAURANT 1 STONE BOTTLESTORE OPPOSITE CHI 1 STORE 1 T 2 1 T TO GROCERY SHOP 1 TAMANDANI MINI SHOP 1 TARMAC ROAD TO POLICE 1 THE BRIDGE TO THE RIGHT HANDSI 1 THE ENTRANCE OPP TARVEN 1 THE LEFT HANDSIDE 1 THE MARKET 1 THE ROAD 1 THE TARMAC ROAD 1 THROUGH THE EASTERN ENTRANCE 1 TICS 1 TION 1 TLERS 1 TO THE T JUCTION 1 TORS DEPOT 1 TOWARDS THE OUTERSIDE OF THE 1 TREE 1 1 TSIDE MARKET NEAR NAOMI SALON 1 U FIND A BENCH OF TOMATO AND M 1 U SHOP 1 UB 1 ULUNGU SIMUNTHU SHOP 1 UPPER 1 UTORS SHOP 1 W HE SELLS RICE ASK FOR THE NA 1 WE INVESTMENT. 1 WHOLESALE AND RETAIL 1 X 1 Y NAMED MWANI BUTCHERY 1 YOU SEE THE SHOP 1 YOUR LEFT 1 2830 0 -9 Missing 0 1 Yes 2480 2 No 350 98 Notappl 0 2. When did you stop operating the business?Month 2830 0 -9 Missing 2478 1 January 9 2 February 11 3 March 19 4 April 26 5 May 14 6 June 33 7 July 26 8 August 38 9 September 43 10 October 60 11 November 33 12 December 38 98 Notappl 2 2. When did you stop operating the business?Year 2830 0 -9 Missing 2478 98 Notappl 2 2010 1 2011 14 2012 330 2013 5 3. Why did you stop operating the your business? 2830 0 -9 Missing 2480 1 Business was shut due to regulation issues 9 2 Found a job 21 3 Business closed: Inadequate funds for operations/transport/inputs/workers 97 4 Business closed: Not enough customers 44 5 Business closed: Too much competition 17 6 Business closed: Did not have right technical skills 0 7 Business closed: Could not manage finances properly 29 8 Started another business with better prospects 17 9 Sold the business 2 10 Business closed: I had to close the business to stay at home and take care of children/elder 28 11 I went back to my home village 16 12 A family member took over the business from me 6 13 Business closed: owner was ill 17 96 Other 46 98 Notappl 1 3. Why did you stop operating the your business? 44 0 B/NESS COWNER MOVED TO SOUTHAF 1 BECAUSE OF THEFT 1 BUSINESS CLOSED OWNER WENT TO 1 BUSINESS PARTENER MOVED TO 1 BUSINESS PARTNER MOVED TO 1 BUSINESS PARTNER MOVED TO CHID 1 BUSINESS PARTNER MOVED TO MULA 1 BUSINESS THEFT 1 BUSINESS WAS MQAKING LOSES 1 DESTROYED BY FIRE 1 DEVALUATION OF MONEY 1 EMPLOYMENT 1 FAMILY MATTERS 1 FORCED TO PAY FOR ELECTRICITY 1 GOODS WERE STOLEN 1 GOODS WERE STOLEN FROM SHOP 1 GOT MARRIED 1 1 MAINTANANCE OF SHOP 1 MATERNITY 1 MENTAINANCE THE BUILDING SHOP 1 MOVED TO BLANTYRE 1 MOVED TO DEDZA 1 MOVED TO SOUTH AFRICA 1 OWNER SOLD SHOP 1 OWNER WANTED THE BUILDING 1 PREGNANT 1 RENOVATION OF PLACE 1 SEASONAL BUSINESS 2 SELLS WHATEVER IS IN SEASON 1 SHE WAS PREGNANT 1 SHE WAS SICK 1 STRUCTURE WAS DAMAGED BY RAIN 1 STUDYING 2 THE PREMISES THEY USED WAS NOT 1 THEFT 2 THERE WAS ALOT OF THEFT TAKING 1 USED CAPITAL TO TAKE CARE OF 1 WANTED TO PURSUE STUDIES 1 WENT FOR MATERNITY LEAVE 1 WENT TI FARM 1 4. What are you doing now ? 2830 0 -9 Missing 2479 1 Employed for a wage in the same sector 15 2 Employed for a wage in a different sector 61 3 Started another business in the same sector 15 4 Sarted another business in a different sector 79 5 Working unpaid for a family business 5 6 Working unpaid for a family farm 23 7 Unemployed/just staying at home and rely on y spouse's income 92 8 Unemployed/just staying at home and rely on my parents/relatives' income 25 9 I do ganyu(piece work/seasonal work) 30 10 Studying 3 96 Other 2 98 Notappl 1 4. What are you doing now ? 4 0 CONTINUED WITH ANOTHER BUSINES 1 PASTOR 2 WORKING MONTHLY PAID JOB 1 5. When did you start this activity?Month 2830 0 -9 Missing 2485 1 January 22 2 February 8 3 March 16 4 April 25 5 May 19 6 June 29 7 July 21 8 August 29 9 September 45 10 October 54 11 November 38 12 December 38 98 Notappl 1 5. When did you start this activity?Year 2830 0 -9 Missing 2484 98 Notappl 1 2003 1 2010 2 2011 11 2012 312 2013 19 8. What was your personal income in the past week? 2 2828 98 Notappl 8. What was your personal income in the past week? 339 2491 98 Notappl 8. What was your personal income in the past week? 2 2828 98 Notappl 9. What was your personal income in the past month? 8 2822 98 Notappl 9. What was your personal income in the past month? 345 2485 98 Notappl 9. What was your personal income in the past month? 8 2822 98 Notappl 1. What does this business do? 2830 0 -9 Missing 302 1 Growing of tobacco 0 2 Growing of cereals 0 3 Growing of other crops 5 4 Animal production 1 5 Support activites to agriculture and post-harvest crop activities 2 6 Forestry and logging 0 7 Fishing and aquaculture 3 9 Making charcoal 0 10 Milling(incl. Hand miling) 6 11 Food processing 0 12 Canning 0 13 Beer brewing 0 14 Wine-making 0 15 Jewelry making 0 16 Making handicraft 1 17 Carpentry and joinery 54 18 Fitting and Machining 2 19 Foundry, forgery 0 20 Metal fabrication 15 21 Shoe making 0 22 Manufacture of other leather products 0 23 Tailoring,knitting 62 24 Buildings(including Houses) or fences 1 25 Roads and bridges 1 26 Tombstones 2 27 Retail shop-groceries 447 28 Retail shop-hardware 196 29 Timber/wood 18 30 Wine,beer,liquor,soft drinks sale 25 31 Sale of agricultural produce 303 32 Sale of animal produce(meat,fish) 230 33 Sale of clothes/shoes 191 34 Sale of motor vehicle spare parts 1 35 Stationery 8 36 Cosmetics, beuty products 68 37 Electronics and other appliances 21 38 Sale of other products(specify) 311 39 Mini-bus 0 40 Bicycle taxi 0 41 Other transport of passenger 0 42 Transport of products 0 43 Storage and warehouse 0 44 Catering 4 45 Cooked food and snacks 37 46 Restaurant 175 47 Bar/Tavern/Bottlestore 24 48 Hotel 0 49 Guest-house 1 50 Hair salon 129 51 Barber shop 19 52 Cell phone units, SIM card retailer 17 53 Cleaning 0 54 Auto repair 2 55 Panel beating 0 56 Battery charge 2 57 Shoe repair 11 59 Other repar and maintenance services 28 60 Collection of firewood,fetching water 0 61 Laundry or ironing 0 62 Financial institution 0 63 Real estate 0 64 IT services 2 65 Nursery(child care) 2 66 School 0 67 Health clinic 0 68 Pharmacy 0 69 Arts and sports 0 96 Other(specify) 96 98 Notappl 4 996 1 1. What does this business do? 444 0 2 1 ABWENZI WELDING CONTRACTORS 1 AGRICULTURE PRODUCE 1 AIRTIME AND DRINKS 1 AUTO PAINTS 1 AUTO PARTS SHOP 1 BAMBO A JOE COOKING OIL CENTRE 1 BAR AND BARBERSHOP 1 BARBER SHOO/BURNING CENTRE 1 1 BICYCLE REPAIR ANDHARDWARE 1 BOTTLE STORE 1 BOTTLESTORE 1 BUREAU 1 BURNIBG CD 1 BURNING CENTRE 1 BURNING CENTRE AND ELECTRONICS 1 BURNING STATIONERY 1 BUTCHERY 3 BUYING AND SELLING METAL SCRAP 1 BUYING AND SELLING PLASTICS 1 BUYING,SELLING OFFICE EQUIPMEN 1 C.D BURNING 1 CALM INVESTMENTS 1 CAR BREAKER 1 CAR BREAKING 2 CAR PAINTING AND PANNEL BEATIN 1 CAR SPARE PARTS 1 CD DVD BURNING 1 CD.DVD BURNING 1 CELLPHONE ACCESSORIES 2 CELLPHONE REPAIRING 1 CEMENT DISTRIBUTORS 1 CHAIR COVERING 1 CHAIR CUSHIONS 1 CHARCOAL BUSINESS 1 CHEMICALS AND FOOD FLAVOURS 1 CIGERATES HAWKER 1 CLYCERINE 1 COMPACT DISCS 1 COMPUTER REPAIRING AND STUDIO 1 COOKING OIL 3 COOKING OIL SHOP 1 COSMETICS 1 1 COSMETICS AND ZITENJE 2 COSMETICS,COOKING OIL& CLOTHES 1 COSMETICS/KITCHEN WEAR 1 DIFFERENT TYPES OF PLASTIC BAG 1 DRY FISH SELLS 1 DVD AND PHONE ACCESSORIES SHOP 1 EGGS AND COOKINGOIL 1 ELECTRICAL INSTALLATION 1 ELECTRONICS SERVICES 1 ELECTRONICS WELDING 1 EMPTY CARTONS AND PLASTICS 1 EMPTY SACKS 1 FARM INPUTS 1 FIXING PHONES AND OTHER ELECTR 1 GAME SHOW 1 GARAGE 1 GROCERIES 2 GROCERIES & AGRICUTURAL PRODUC 1 GROCERIES AND BATTERY CHARGE 1 GROCERY 2 GROCERY AND COSMETICS 2 GROCERY SHOP 4 HAIR DRESSER 1 HAIR DRESSING 1 HARD WARE 1 HARDWARE 3 HARDWARE AND DIFFERENT ITEMS 1 HARDWARE AND GROCERY 2 HARDWARE AND SOFT WARE 1 HERBALIST 1 KITCHEN WEAR SOCKS 1 KITCHENWARE 1 KNITTING 1 LIFTING HEAVY WEIGHT 1 MAIZE MILL 1 MAIZE MILLING AND SHELLING 1 MAKES METER BOARDS 1 METAL FABRICATIONS 1 METAL SCRAP 1 METAL SCRAP DEALER 1 MIXED SELL 1 MIXED SHOP 1 MUSIC CENTRE 1 OPAREATION GROCERY 1 OPERATE A GARAGE 1 OPERATE PHONE ACCESSORIS SHOP 1 1 OPERATING TELEPHONE BEREAU 1 PANEL BEATING 1 PANEL BEATING AND SPRAY PAINT 1 PHONE ACCESSORIES 2 PHONE BUREAU 2 PHOTO STUDIO 1 PLASTIC BAGS 1 PLASTIC SHOES AND HONEY 1 PLUMBING 1 POLYPACK PLASTIC SLIPPERS 1 POOL TABLE 2 PRINTING AND PHOTOCOPYING 1 PRINTING OF BANNERS,SIGNS 1 REPAIR AND SELLING ELECTRONICS 1 REPAIR DVD,VIDEO SCREENS RADIO 1 REPAIRING CELLPHONE 1 RESTAURANT 5 RESTHOUSE 1 RESTRAUNT 1 RESTUARANT 1 RETAIL SHOP 3 RETAIL SHOP(MIXED BEANSAND RIC 1 SALE DVDS 1 SALE OF CONFECTIONERIES 1 SALE OF COOKING OIL 1 SALE OF EMPTY SACKS 1 SALE OF GROCERIES AND COSMETIC 1 SALE OF HARDWARE AND PLUMBING 1 SALE OF PLASTIC BAGS 1 SALE TOMATO AND PLASTIC 1 SALES CELL PHONE ACCESSORIES 1 SALES PAINTING MATERIALS 1 SALES PLASTICS 1 SALON AND COSMETICS 1 SALON AND SALE OF COSMETICS 1 SALON& BOUTIQUE AND TAILORING 1 SALOON 3 SATCHET AND CIGARETTE SELLS 1 SCRAP DEALER 1 SECRETARIAL SERVICES 1 SELL AUTO SPARES 1 SELL OF CELLPHONE ACCESSORIES 1 SELL PHONE ACCESSORIES 1 SELL PLATES AND POTS 1 1 SELLING AGRICULTURE PRODUCE TO 1 SELLING AIRTIME 2 SELLING AIRTIME AND PHONES 1 SELLING AIRTIME ANDPHONE BUREA 1 SELLING ARTS 1 SELLING ASSORTED FASHION GOODS 1 SELLING BANS 1 SELLING BELTS 1 SELLING BOLTS AND NUTS 1 SELLING CANE CHAIRS AND CEMENT 1 SELLING CARRIAGE BAGS 2 SELLING CARTONS AND PLASTICS P 1 SELLING CELLPHONE ACCESSORIES 1 SELLING CEMENT 1 SELLING CHARCOAL 8 SELLING CHARCOAL AND MAIZE 1 SELLING CHARCOAL AND PLASTIC 1 SELLING CHARCOALS FIREWOOD 1 SELLING CHIPS 4 SELLING CHIPS AND MINERALS 1 SELLING CHIPS AND SOFT DRINK 1 SELLING CHIPS AND SOFT DRINKS 1 SELLING CHIPS FRIED MEAT 1 SELLING CHIPS&MINERALS 1 SELLING CIGARATES AND SACHETS 1 SELLING CIGARETTES 2 SELLING CIGARETTES AND RIDERS 1 SELLING CLOTHES 3 SELLING CLOTHES AND COSMETICS 1 SELLING CLOTHES HANDBAGS &WEAV 1 SELLING CLOTHES PLATES 1 SELLING CLOTHES,BAGS AND SHOES 1 SELLING COIKING OIL 1 SELLING COOKING OIL 19 1 SELLING COOKING OIL AND CHIPS 1 SELLING COOKING OIL AND EGGS 1 SELLING COOKING OIL AND FLOUR 1 SELLING COOKING OIL,EGGS,PLAST 1 SELLING COOKING OIL;EGGS 1 SELLING COOKINGOIL AND SOAP 1 SELLING COOLER BOX 1 SELLING COOLING OIL 1 SELLING COSMETIC PRODUCTS 1 SELLING COSMETICS 1 SELLING COTTON 1 SELLING DAILY DRINKS 1 SELLING DRY FISH 5 SELLING DRY FISH AND TOMATOES 1 SELLING DRY FISH AND VEGETABLE 1 SELLING DRY FISH,TOMATOES 1 SELLING DVD 4 SELLING DVD'S 1 SELLING DVDS 3 SELLING DVS'S MUSIC CENTRE 1 SELLING EGGS AND COOKING OIL 2 SELLING EGGS AND FLESH FISH 1 SELLING EGGS AND PLASTICS BAG 1 SELLING ELECTRICAL ITEMS 1 SELLING EMPTY SACKS 2 SELLING FIREWOOD 2 SELLING FIREWOOD AND CHARCOAL 1 SELLING FISH 2 SELLING FISH COOKING OIL 1 SELLING FLOUR & SPICES 1 SELLING FLOUR CHARCOAL 1 SELLING FOOD SPICES 1 SELLING FOOD STUFF AND COOKING 1 SELLING FOOD STUFFS 1 SELLING FOODS LIKE OIL FLOUR 1 SELLING FOODSTAFFS AND GROCERI 1 SELLING FRESH FISH & SOFTDRINK 1 SELLING FRUITS IN SEASON 1 SELLING GOAT MEAT 1 SELLING GOAT MEAT (BUTCHERY) 1 SELLING GROCERIES 5 SELLING GROCERIES AND AGRICU 1 SELLING GROCERIES AND COSMETIC 1 SELLING GROCERIES AND TOMATOES 1 SELLING GROCERIES& DRIED FISH 1 SELLING HOUSEHOLD UTENSILS 1 SELLING ICE BLOCKS 1 SELLING ISSORTED CHICKEN ITEMS 1 SELLING KITCHENWARE 1 SELLING MAIZE FLOUR 2 SELLING MANGOES 2 SELLING MATRESSES 1 SELLING MATS 1 SELLING NGUMBI 1 SELLING OF COSMETCS 1 SELLING OF PHONES ACCESSORIES 1 SELLING OF PLASTIC 1 SELLING OF TEXTILES 1 SELLING PAINT 1 SELLING PAINTS 1 SELLING PHONE ACCESORIES 1 SELLING PHONE ACCESSORIES 3 SELLING PHONES 1 SELLING PHONES,COOKING OIL 1 SELLING PLASTIC BAGS 7 SELLING PLASTIC CONTAINERS 1 SELLING PLASTIC PAPER 1 SELLING PLASTIC PAPERS 3 SELLING PLASTIC WARE 1 SELLING PLASTICS 6 SELLING PLASTICS BAGS MASAKA 1 SELLING PLASTICS BASIN AND 1 SELLING PLASTICS SHEETS # SACK 1 SELLING PLATES BASINS 1 SELLING PLATICS BAGS 1 SELLING PLUMBING &ELECTRICALS 1 SELLING PLUMBING ITEMS 1 SELLING POPCORN AND CHIPS 1 SELLING PORK 1 SELLING PORPCORN 1 SELLING RADIOS TAPES DISCS 1 SELLING SACK BAGS 1 SELLING SACKS 1 SELLING SACKS AND PLASTIC SHT 1 SELLING SALT 1 SELLING SECOND HAND CLOTHES 1 SELLING SECOND HAND GARMENT 1 SELLING SECOND HAND PHONES 1 SELLING SECOND HAND SHOES 2 SELLING SECOND-HAND CLOTHES 1 SELLING SHOES 1 SELLING SIGN WRITTINGS 1 SELLING SPARE PARTS 1 SELLING SPARE PARTS OF PHONE A 1 SELLING SPICE 1 SELLING TAILORING MATERIALS AN 1 SELLING TERRAZO 1 SELLING TRAVELLING BAGS 1 SELLING TROUSERS 1 SELLING VEGETABLE 1 SELLING VEGETABLES 1 SELLING WEAVES 1 SELLING WORKING 1 SELLING WRETH( WRETH SHOP) 1 SELLING WRIST WATCH AND SUN GL 1 SELLING WRIST WATCHES AND REMO 1 SELLING ZITENJE 2 SELLING ZITENJE AND COSEMETICS 1 SELLING ZITENJE CLOTHES SURF 1 SELLINGFOODSTUFFS AND GROCERIE 1 SELLS ARKY PLASTICS 1 SELLS BUILDING MATERIALS 1 1 SELLS CELL PHONES 1 SELLS CELLPHONE ACCESSORIES 1 SELLS CHARCOAL 1 SELLS CLOTHES AND COSMETICS 1 SELLS COOKING OIL 2 SELLS COOKING OIL AND EGGS 1 SELLS COOKING OIL,PLASTIC BAGS 1 SELLS DRY FISH EGGS TOMATOES 1 SELLS EMPTY BAGS 1 SELLS EMPTY SALES 1 SELLS FIREWOOD 1 1 SELLS GLASSES 1 SELLS GROCEERIES 1 SELLS GROCERIES 1 SELLS HERBS 1 SELLS MAIZE FLOUR BEANS B,BAGS 1 SELLS MENS WEAR AND KIDS WEAR 1 SELLS MESH 1 SELLS PAINT 1 SELLS PHONE ACCESSORIES 1 SELLS PLASTIC BAGS AND SALT 1 SELLS PLASTIC BASINS COSMETICS 1 SELLS PLUMBING & ELECTRICAL PI 1 SELLS PLUMBING MATERIALS 1 SELLS RAW CASSAVA 1 SELLS RICE UFA COOKING OIL 1 SELLS SCRAP METAL 1 SELLS SCRAP METALS 1 SELLS SOFT DRINKS CHIPS AND CH 1 SELLS SPICES 1 SELLS TOMATO FLOUR VEGETABLE 1 SELLS VEHICLE SCRAPS 1 SELLS;IRISH POTATO;EGGS;OIL 1 SERLLING LIQOUR AND MINERALS 1 SERVICES FRIDGES AND OTHER 1 SHOES.RADIO 1 TAILORING SHOP 1 TAILORING SHOP AND GROCERY 1 TELEPHONE BUREAU 2 THOBWA AND WATER 1 TIN SMITH 5 TIN-SMITH 1 TINSMITH 4 TRIMING CAR CHAIRS 1 TYRE FITTING 1 TYREFITTING 1 VEGETABLES AND COOKING OIL 1 VEGETABLES AND DRY FISH 1 VENDOR ITEMS 1 VENDORS BENCH 1 WELDING SHOP 1 WHOLESALE 1 ZITENJE PLASTICS(BUCKETS CONTA 1 2. Since our last interview(Dec 2011-Apr 2012), have you introduced any new prod 2830 0 -9 Missing 253 1 Yes 434 2 No 2136 4 1 5 1 6 1 7 1 98 Notappl 3 99 Don't know 0 3. Currently, how many days per week is this business typically in operation? 2830 0 -9 Missing 255 98 Notappl 3 4. How many weeks in one month is this business typically in operaton? 2830 0 -9 Missing 253 98 Notappl 4 5. Currently, how many hours per week do you spend on activities related to this 2830 0 -9 Missing 0 -8 Don't know 0 98 Notappl 94 6. Out of the hours that you spend per week on activities related to this busine 2830 0 -9 Missing 0 -8 Don't know 0 98 Notappl 3 7. Out of the hours that you spend per week in activities related to this busine 2830 0 -9 Missing 0 -8 Don't know 0 98 Notappl 3 1. Is your main place for production or service activities still in the same loc 2830 0 -9 Missing 255 1 Yes 2347 2 No 225 98 Notappl 3 2. When did you move your main place for your production or service activities? 2830 0 -9 Missing 2603 1 January 14 2 February 13 3 March 14 4 April 8 5 May 12 6 June 22 7 July 19 8 August 29 9 September 31 10 October 23 11 November 26 12 December 12 19 1 98 Notappl 3 2. When did you move your main place for your production or service activities? 2830 0 -9 Missing 2604 98 Notappl 2 2001 1 2011 3 2012 217 2013 3 3. Why did you move your main place for your production or service activities? 2830 0 -9 Missing 2604 1 There was too much competition in the area where it was located before 29 2 The rent was too expensive 21 3 The location was too small/Wanted a bigger place 35 4 I was evicted/the owner of the original location wanted use it for something else 32 5 I wanted to be closer to my business partner 6 6 I wanted to be where my clients are 37 7 Location was destroyed(by a fire /other natural causes) 3 8 Location was demolished(by a person) 2 9 Did not have a license to operate busines 0 10 Municipality built this new area 3 11 Personal reasons(e.g moved closer to home to be able to take care of children/a sick family member 33 96 Other 22 98 Notappl 3 3. Why did you move your main place for your production or service activities? 17 0 ELETRICITY PROBLEM 1 I HAVE TWO PLACES 1 NO ELECTRICITY 1 OPENED ANOTHER BRANCH 1 OPPERATING AT HOME 1 SANITATION 1 STARTED ANOTHER BUSINESS 1 STOPPED THE BUSINESS 1 THE SHOP WAS OWNED BY MANY PP 1 THE SHOP WAS ROBBED 1 THEFT 2 THEY WERE ROBBED 1 THEY WERE STOLEN BY THIEVES 1 TO BARBER SHOP 1 UNDER MAINTAINANCE 1 WANTED TO BE CLOSE 1 4. What is the new main place for your production or service activites? 2830 0 -9 Missing 2603 1 Home 42 2 Someone else's house 11 3 Trading market/market stall 142 4 Individual workeshop/factory/plant 6 5 Individual shop 15 6 Car/Trunk/Cart 1 96 Other 7 98 Notappl 3 4. What is the new main place for your production or service activites? 8 0 1 1 ALONG STREET 1 BY THE ROAD SIDE 2 MOBILE 2 ROADSIDE 1 UNDER A TREE 1 5. Do any household activities take place in this new space? 2830 0 -9 Missing 2604 1 Yes 59 2 No 164 3 1 98 Notappl 2 6. Is this new main place better, worse, or about the same as the one used previ 2830 0 -9 Missing 2603 1 Better 182 2 Worse 20 3 About the same 21 98 Notappl 4 7. Did you make any changes to your main place for your production or service ac 2830 0 -9 Missing 254 -3 1 1 Yes, I upgraded/enlarged my shop/premise 590 2 Yes, I downgraded/reduced the space of my shop/premise 154 3 No, I didn't make any change 1827 98 Notappl 4 8. How much is this space worht today in its current condition? 2830 0 -9 Missing 256 -8 Don't know 0 98 Notappl 4 9. Do you own or rent or just use this space? 2830 0 -9 Missing 254 1 Own 1049 2 Rent 986 3 Use(no rent) 537 98 Notappl 4 10. Does this business have any other branches? 2830 0 -9 Missing 253 1 Yes 204 2 No 2369 98 Notappl 4 11. How many branches does this business have? 2830 0 -9 Missing 2632 98 Notappl 8 Item codes 2830 0 1 Mobile phone 2830 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 2573 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 2573 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 2573 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 2573 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 2573 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 2573 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 2573 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 2573 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 2573 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 2573 12 Internet/email 0 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 2573 13 Weighing scale 0 98 1 Item codes 2830 0 -9 256 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 2573 98 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 256 1 Yes, own item or pay regularly for the service 416 2 Yes, do not own item or pay for the service, but business has regular access to it 1960 3 Yes, do not own item or pay for the service, but business has sporadic access to it 19 4 No, do not own and do not have access 178 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 258 1 Yes, own item or pay regularly for the service 30 2 Yes, do not own item or pay for the service, but business has regular access to it 27 3 Yes, do not own item or pay for the service, but business has sporadic access to it 1 4 No, do not own and do not have access 2513 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 257 1 Yes, own item or pay regularly for the service 373 2 Yes, do not own item or pay for the service, but business has regular access to it 385 3 Yes, do not own item or pay for the service, but business has sporadic access to it 21 4 No, do not own and do not have access 1793 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 257 1 Yes, own item or pay regularly for the service 211 2 Yes, do not own item or pay for the service, but business has regular access to it 361 3 Yes, do not own item or pay for the service, but business has sporadic access to it 29 4 No, do not own and do not have access 1971 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 256 1 Yes, own item or pay regularly for the service 691 2 Yes, do not own item or pay for the service, but business has regular access to it 77 3 Yes, do not own item or pay for the service, but business has sporadic access to it 5 4 No, do not own and do not have access 1800 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 256 1 Yes, own item or pay regularly for the service 1737 2 Yes, do not own item or pay for the service, but business has regular access to it 243 3 Yes, do not own item or pay for the service, but business has sporadic access to it 17 4 No, do not own and do not have access 576 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 256 1 Yes, own item or pay regularly for the service 168 2 Yes, do not own item or pay for the service, but business has regular access to it 135 3 Yes, do not own item or pay for the service, but business has sporadic access to it 4 4 No, do not own and do not have access 2266 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 257 1 Yes, own item or pay regularly for the service 9 2 Yes, do not own item or pay for the service, but business has regular access to it 8 3 Yes, do not own item or pay for the service, but business has sporadic access to it 0 4 No, do not own and do not have access 2555 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 256 1 Yes, own item or pay regularly for the service 275 2 Yes, do not own item or pay for the service, but business has regular access to it 132 3 Yes, do not own item or pay for the service, but business has sporadic access to it 12 4 No, do not own and do not have access 2154 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 256 1 Yes, own item or pay regularly for the service 287 2 Yes, do not own item or pay for the service, but business has regular access to it 102 3 Yes, do not own item or pay for the service, but business has sporadic access to it 20 4 No, do not own and do not have access 2163 44 1 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 256 1 Yes, own item or pay regularly for the service 33 2 Yes, do not own item or pay for the service, but business has regular access to it 11 3 Yes, do not own item or pay for the service, but business has sporadic access to it 0 4 No, do not own and do not have access 2529 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 256 1 Yes, own item or pay regularly for the service 7 2 Yes, do not own item or pay for the service, but business has regular access to it 5 3 Yes, do not own item or pay for the service, but business has sporadic access to it 1 4 No, do not own and do not have access 2560 98 Notappl 1 12. Does your business have access to (ITEM)? 2830 0 -9 Missing 257 1 Yes, own item or pay regularly for the service 454 2 Yes, do not own item or pay for the service, but business has regular access to it 69 3 Yes, do not own item or pay for the service, but business has sporadic access to it 8 4 No, do not own and do not have access 2041 98 Notappl 1 13. Quantity business has access to-how many? 2830 0 -9 Missing 440 98 Notappl 1 13. Quantity business has access to-how many? 2830 0 -9 Missing 2765 98 Notappl 65 13. Quantity business has access to-how many? 2830 0 -9 Missing 2048 98 Notappl 782 13. Quantity business has access to-how many? 2830 0 -9 Missing 2219 98 Notappl 609 13. Quantity business has access to-how many? 2830 0 -9 Missing 2044 98 Notappl 23 13. Quantity business has access to-how many? 2830 0 -9 Missing 832 98 Notappl 5 13. Quantity business has access to-how many? 2830 0 -9 Missing 2512 98 Notappl 17 13. Quantity business has access to-how many? 2830 0 -9 Missing 2815 98 Notappl 1 13. Quantity business has access to-how many? 2830 0 -9 Missing 2409 98 Notappl 2 13. Quantity business has access to-how many? 2830 0 -9 Missing 2424 98 Notappl 4 13. Quantity business has access to-how many? 2830 0 -9 Missing 2787 98 Notappl 3 13. Quantity business has access to-how many? 2830 0 -9 Missing 2818 98 Notappl 12 13. Quantity business has access to-how many? 2830 0 -9 Missing 2303 98 Notappl 0 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 461 -8 Don't know 0 1 January 212 2 February 149 3 March 303 4 April 226 5 May 116 6 June 226 7 July 220 8 August 166 9 September 181 10 October 231 11 November 208 12 December 129 15 1 27 1 98 Notappl 0 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2829 -8 Don't know 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 98 Notappl 1 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2822 -8 Don't know 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 98 Notappl 8 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2819 -8 Don't know 0 1 January 0 2 February 0 3 March 0 4 April 1 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 98 Notappl 10 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2052 -8 Don't know 0 1 January 78 2 February 54 3 March 96 4 April 72 5 May 47 6 June 82 7 July 61 8 August 76 9 September 54 10 October 64 11 November 51 12 December 28 98 Notappl 15 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 859 -8 Don't know 0 1 January 232 2 February 137 3 March 250 4 April 165 5 May 110 6 June 214 7 July 168 8 August 181 9 September 148 10 October 166 11 November 118 12 December 77 20 1 98 Notappl 4 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2513 -8 Don't know 0 1 January 30 2 February 20 3 March 28 4 April 33 5 May 14 6 June 33 7 July 26 8 August 31 9 September 19 10 October 15 11 November 35 12 December 16 98 Notappl 17 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2816 -8 Don't know 0 1 January 0 2 February 0 3 March 4 4 April 3 5 May 2 6 June 0 7 July 1 8 August 1 9 September 0 10 October 1 11 November 0 12 December 2 98 Notappl 0 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2412 -8 Don't know 0 1 January 35 2 February 27 3 March 48 4 April 37 5 May 32 6 June 49 7 July 26 8 August 35 9 September 39 10 October 40 11 November 29 12 December 17 16 1 98 Notappl 2 15000 1 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2431 -8 Don't know 0 1 January 62 2 February 32 3 March 49 4 April 20 5 May 26 6 June 50 7 July 36 8 August 24 9 September 30 10 October 33 11 November 21 12 December 11 98 Notappl 5 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2790 -8 Don't know 0 1 January 5 2 February 2 3 March 7 4 April 3 5 May 4 6 June 4 7 July 0 8 August 5 9 September 5 10 October 2 11 November 1 12 December 1 98 Notappl 1 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2830 -8 Don't know 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 98 Notappl 0 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2309 -8 Don't know 0 1 January 50 2 February 43 3 March 68 4 April 46 5 May 32 6 June 59 7 July 44 8 August 51 9 September 41 10 October 29 11 November 38 12 December 20 98 Notappl 0 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 444 -8 Don't know 0 98 Notappl 0 1973 1 1975 1 1987 1 1988 2 1990 4 1993 1 1994 2 1995 3 1996 3 1997 1 1998 9 1999 4 2000 30 2001 21 2002 32 2003 37 2004 41 2005 80 2006 84 2007 101 2008 135 2009 200 2010 329 2011 484 2012 761 2013 18 20011 1 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2830 -8 Don't know 0 98 Notappl 0 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2824 -8 Don't know 0 98 Notappl 6 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2820 -8 Don't know 0 98 Notappl 9 2008 1 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2053 -8 Don't know 0 98 Notappl 14 1987 1 1990 2 1993 2 1994 1 1995 3 1996 4 1997 2 1998 5 1999 6 2000 22 2001 7 2002 17 2003 13 2004 18 2005 32 2006 27 2007 42 2008 43 2009 76 2010 125 2011 166 2012 147 2013 2 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 837 -8 Don't know 0 98 Notappl 4 1975 1 1979 1 1986 2 1987 2 1988 1 1990 4 1992 1 1993 2 1994 3 1995 2 1996 7 1997 6 1998 6 1999 5 2000 35 2001 15 2002 21 2003 28 2004 53 2005 63 2006 71 2007 93 2008 141 2009 190 2010 370 2011 486 2012 372 2013 8 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2509 -8 Don't know 0 98 Notappl 19 1982 1 1990 1 1995 2 1996 1 1997 1 1998 4 1999 2 2000 9 2001 3 2002 6 2003 6 2004 8 2005 7 2006 13 2007 11 2008 28 2009 30 2010 61 2011 48 2012 60 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2815 -8 Don't know 0 98 Notappl 1 2009 4 2010 4 2011 4 2012 2 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2409 -8 Don't know 0 98 Notappl 2 1979 1 1981 1 1985 1 1990 1 1992 1 1994 2 1996 5 1997 1 1998 1 2000 13 2001 11 2002 5 2003 7 2004 12 2005 17 2006 9 2007 24 2008 45 2009 45 2010 62 2011 82 2012 72 2013 1 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2425 -8 Don't know 0 98 Notappl 5 1971 1 1978 1 1982 1 1987 1 1990 2 1992 1 1993 1 1995 4 1996 3 1997 3 1998 6 1999 2 2000 19 2001 6 2002 9 2003 10 2004 18 2005 13 2006 29 2007 22 2008 47 2009 47 2010 57 2011 36 2012 61 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2790 -8 Don't know 0 98 Notappl 1 2006 1 2007 3 2009 1 2010 10 2011 8 2012 16 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2830 -8 Don't know 0 98 Notappl 0 14. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2303 -8 Don't know 0 1 1 98 Notappl 0 1987 1 1994 2 1997 2 1998 3 1999 1 2000 9 2001 4 2002 9 2003 5 2004 4 2005 19 2006 17 2007 28 2008 35 2009 55 2010 104 2011 130 2012 97 2013 1 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 455 -8 Don't know 0 98 Notappl 0 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2830 -8 Don't know 0 98 Notappl 0 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2824 -8 Don't know 0 98 Notappl 6 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2820 -8 Don't know 0 98 Notappl 9 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2057 -8 Don't know 0 98 Notappl 13 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 841 -8 Don't know 0 98 Notappl 4 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2509 -8 Don't know 0 98 Notappl 17 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2814 -8 Don't know 0 98 Notappl 2 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2410 -8 Don't know 0 98 Notappl 2 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2428 -8 Don't know 0 98 Notappl 5 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2789 -8 Don't know 0 98 Notappl 2 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2830 -8 Don't know 0 98 Notappl 0 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 2303 -8 Don't know 0 98 Notappl 0 16. Have you purchased any equipment or important tools for your sector in the p 2830 0 -9 Missing 256 1 Yes 885 2 No 1683 4 5 98 1 17. How much in total did you spend on new equipment or important tools for your 2830 0 -9 Missing 1944 98 Notappl 2 18. (if has electricity-response 1 in Q12) Do you have electricity connection in 2830 0 -9 258 0 4 1 Yes 111 2 No 738 92 1 98 Notappl 1716 99 Don't know 2 19. Item name 2266 0 // 1 20L CONTAINER 2 20L CONTAINERS 1 20LITTERS DRUM 1 250 LITRES PALES 1 5 LITRE BACKET 1 5L CONTAINER 1 98 2 A METER 1 ALUMINIUM PAPER 1 AMBLERA 1 AMBRELA 1 AMBRELLA 1 AMECK MACHINE 1 AMP 1 AMPLIFIER 1 AMPLIFY 1 AVOMETER 2 AXE 3 BACKET 2 BAG 1 BAGS 2 BANGWIRE 1 BASIN 14 BASINS 4 BASKET 41 BASKETS 41 BASKETS DENGU 1 BATTERY 2 BATTERY CHARGING 1 BATTERY TOSTER 1 BAW SAW 1 BBENCH 1 BELTS 1 BENCH 14 BENCH TABLE 1 BENCHES 1 BENDER 1 BICYCLE 33 BICYCLE. 1 BIG BASINS 1 BIG BASKET 2 BIG BASKETS 3 BIG TINS 2 BLACK PAPERS 1 BLACK PLASTIC PAPER 2 BLACK SHEET 1 BLICK BENCH 1 BLOWDRIER 1 BLOWER 5 BOOK(STOCKING) 1 BOSAL 1 BOSO 1 BOTTLE 2 BOTTLE COOLER 1 BOTTLES 6 BOWL SAW 1 BOWSAW 3 BOXES 5 BRAI STAND 4 BROTER MACHINE 1 BROWER 9 BRUSH 4 BRUSHES 1 BUCKET 3 BUCKETS 4 CACULATOR 2 CAGE 2 CALCULATO 1 CALCULATOR 66 CALCULOTO 1 CALCULSTOR 1 CAR 38 CAR BATTERY CHARGER 1 CAR TRANSPORT 1 CARCOAL HEATER 1 CARD CUTTER 1 CARRIAGE BAGS 1 CARRIAGE BASKETS 1 CARRIAGE BOX 2 CARRIAGE BOXES 1 CARRIEGE BASKET 1 CARRIEGE BOXES 1 CARRING BASINS 1 CARRYING 1 CARRYING BAGS 1 CARRYING BASIKETS 1 CARRYING BASKETS 6 CARRYING STORAGE BOX 1 CARTON 3 CARTONS 23 CASH REGISTER 2 CELL 1 CELL PHONE 2 CHACC0ALBURNER 1 CHAIR 54 CHAIR BENCH 1 CHAIRS 31 CHARCOAL 1 CHARCOAL BURNER 3 CHARCOAL HEATER 3 CHARCOAL STOVE 1 CHARGER MACHINE 1 CHARGING MACHINE 1 CHARLES 1 CHICKEN CAGE 1 CHICKEN PEV 1 CHIPHAZI 1 1 CHISEAL 1 CHISEL 2 CHIWAYA 3 CHIWAYA COOKING PLAT 1 CIGERATE 1 CLAMP 1 CLOTHES HANGER 1 COLD ROOM 1 COMPLESER 1 COMPRESSOR 2 COMPUTER 22 COMPUTER (UNLOCK) 1 COMPUTER SET 1 CONCRETE 1 CONTAINER PACKED 1 CONTAINER'S 1 CONTAINERS 1 COOKED POTS 1 COOKER 2 COOKING 1 COOKING PARTS 1 COOKING PORST 1 COOKING PORTS 1 COOKING POT 1 COOKING POTS 22 COOL BOX 1 COOLER 2 1 COOLER BOX 12 COOLER BOXES 1 COPPER POTS 1 CRATES 2 CTN-PACKING 1 CTNS 1 CTNS FOR CARRYING 1 CUP 1 CUPS 1 CUTTING KNIVES 1 CUTTING MACHINE 2 CYLINDER GAS 1 DEEP FLIER 1 DEEP FLYER 3 DEEP FREEZER 6 DEEP FRIER 2 DEEP FRYER 5 DEEP PLOUGH 1 DEEPFRYEE 1 DEEPFRYER 1 DEFY RLY 1 DELIVERY VAN 1 DENGU 1 DESPRAY BOARD 1 DIGITAL SCALE 3 DIP PLOUGH 1 DISPALY BOARD 1 DISPAY DOLL 1 DISPLAY BOARD 2 DISPLAY CARDBOARD 1 DISPLAY SHELF 1 DISPLAYING 1 DISPLAYING TRAY 1 DISPRAYING FRIDGE 1 DOLLY 1 DRESS STAND 1 DREYER 1 DRIER 16 DRILL MACHINE 3 DRILLIND MACHINE 1 DRILLING MACHINE 1 DRIVER 1 DRIYER 1 DRUM 4 DRUMS 7 DRYER 49 DRYERS 1 DRYING PAN 1 DUKE MACHINE 1 DVD PLATER 2 DVD PLAYER 4 DYER 1 EARTH FINDING MACHNE 1 ELECTIRICITY 1 ELECTRIC COOKER 1 ELECTRIC KNITTING M 1 ELECTRICAL SANDOR 1 ELECTRICAL SONDER 1 ELECTRICITY 15 ELECTRICTY 2 ELETRIC FLYER PAN 1 ELETRIC FRYER 1 ELETRICITY 1 EMBROIDERY MACHINE 1 EMPTY 1 EMPTY BAGS 2 EMPTY BASKETS 1 EMPTY BOTTLES 4 EMPTY CRATES 1 EMPTY DRUMS (oil) 1 EMPTY EGG TRAY 1 EMPTY SACK 1 EMPTY SACKS 3 EMPTY SACKS BAG 1 EMPTY TRAYS 1 ENTERTAINMENT THEATE 1 EVOMETRE 1 EXTENSION 1 FAN 2 FEYING PAN 1 FISH 1 FISHING NETS 1 FLYER CHIPS 1 1 FLYING BOARD 1 FLYING PAN 17 FLYING POT 1 FOOD PLATES 1 FOODWARMER 1 FRDGE 2 FREDGE 6 FREEDGE 1 FREEGESCALE 1 FREEZER 2 FRIDGE 303 FRIDGE . 1 FRIER 1 FRY PAN 1 FRYER 2 FRYING 1 1 FRYING PAN 4 FUNEL 3 FUNNEL 2 FYING PANNES 1 GALLONS 1 GALOONS 1 GAS 1 GAS CYLINDER 1 GENERATOR 3 GLASS 1 GLASS CUTTER 1 GLASS DISPLAY 1 GLINDER 2 GRAINDER 1 GRINDER 5 GROOVING 1 GROOVING MACHINE 2 GROUND PHONE 1 GROVING MACHINE 2 HACKSAW 5 HACKSAW BLADE 1 HAIR BLOWER 1 HAIR CITTING MACHINE 1 HAIR CUT MACHINE 1 HAIR DRIER 2 HAIR DRYER 4 HAIR DRYERS 1 HAIR STEAMER 1 HAMMER 15 HAMMERS 1 HANDSAW 1 HANG STAND 4 HANG WIRE 2 HANG WIRES 2 HANGER 1 HANGERS 16 HANGWIRE 4 HANGWIRES 2 HARMER 1 HEAVY WEIGHT 1 HOLE PUNCH 1 HOLES 1 HOOKS 2 HOT AIR 3 HOT AIR DESENSER 1 HOT AIR EXTENSION 1 HOT COMB 2 HOT HAIR 1 HOT PLATE 2 HOT TONG 1 HOTAIR 1 HUMMER 3 HUNGER 1 HUNGERS 2 ICE CREAM MAKER 1 INDUSTRIAL DRYER 1 IRON 7 IRON SHEETE 1 IRON SHEETS 8 IRON(PRESSING) 1 JAGS 1 JELLY CAN 1 JELLY CANS 1 JIG SAW 1 KIT 1 KITCHEN WARE 2 KIWA 1 KNIFE 7 KNITING MACHINE 1 KNITTING 1 KNITTING MACHINE 1 KNITTING MACHINES 1 KNIVES 5 LAPTOP 6 LARGE BASKET 1 LARGE BASKETS 1 LARGE POTS 1 LICHELO 1 LINER 1 LOCKER 1 LOCKERS 1 MACHINE 2 MACHINE HAIR CUT 1 MAIZE MILL STATER 1 MANE 1 MANICURE SET 1 MART 1 MASE SYSTEM 1 MAT 3 MATRESS 1 MATS 1 MBALE 1 MBAULA 5 MBAULA(STOVE) 1 MEASURING BOTTLES 1 MEASURING PLATE 1 MEASURING PLATES 1 MEASURING TAPE 5 MEAT CATER 1 MEAT CUT 1 MEAT CUTTER 1 MEGAPHONE 1 METER 3 MICRO WAVE 2 MICROWAVE 1 MILL 1 MINOR GLASS 1 MIRROR 1 MIRROR GLASS 1 MIXER 2 MOBILE 1 MOBILE KHOLA 1 MOBILE PHONE 11 MONEY 1 MONEY COUNTER 1 MOTOR 2 MOTOR CYCLE 1 MOTOR3 1 MULTISIZED PRIER 1 MULTMETER 1 MWAR CUTTER 1 NACHINE 1 NDOWA 1 NEEDLE 1 NEEDLES 1 NEW POTS 1 NIDLLES 1 NONE 1 NOTE BOOK 1 OAILS 1 OIL GALLONS(200 LTS) 1 OIL PUMP 2 OVERLOCK MACHINE 1 PAIL 7 PAILS 5 PAINT MIXER 1 PAIR OF SCISSORS 1 PAN (CHIWAYA) 1 PANGA KNIFE 3 PANGA KNIVES 1 PAPERBAG 1 PASSUP MACHINE 1 PAY PHONE 2 PEDI CURE SET 1 PERMANENT 1 PERMANENT BENCH 1 PHONE 18 PHONE REPAIR 1 PHOTOCOPIER 2 PHOTOCOPPIER COMPUTA 1 PIECE OF WOOD 1 PIPE CUTTER 1 PLAIN 13 PLAINE 1 PLANE 10 PLANE (WOOD) 1 PLANE NO 6 1 PLANE(WOOD) 1 PLASTIC 2 PLASTIC BAGS 1 PLASTIC CHAIRS 2 PLASTIC PAIL 1 PLASTIC PAPERS 1 PLASTIC SHED 1 PLASTIC SHEET 1 PLASTIC SHEETING 3 PLASTIC SHEETS 2 PLATE 2 PLATES 25 PLAYER 3 PLOGSPANNER 1 PLYWOOD BENCG 1 POOL 1 POOL TABLE 2 POPCORN FRYER 1 POT 7 POT AIR 1 POTS 42 POTS (COOKING) 1 PRIER 2 PRINTER 1 PUMP 3 PUSHING CART 1 RADIO 4 RAIL 1 RAIL BAR 1 RAUTER 1 REFRIGELATOR 1 REFRIGERATOR 2 RESERVE DRUMS (GALLO 1 RICE COOKER 2 ROLLER 1 RONER 1 RONNER 1 ROPE 1 RUNNING WATER 1 SACK 2 SACK BAG 4 SACK BAGS 4 SACKS 16 SACKS PACKING 1 SACS 2 SAKA BAG 1 SAKA BAGS 1 SAND PAPER 1 SASSORS 1 SATELITE FOUNDER 1 SAUCE PAN 1 SAW 1 SAWING MACHINE 2 SAWING MACHINES 1 SCALE 150 SCALE (WEIGHING) 1 SCALE BASINS 1 SCALE W. 1 SCALES 2 SCANER MACHINE 1 SCISSOR 3 SCISSORS 18 SCREEN 5 SCREW DRIVER 3 SCREW DRIVERS 1 SCREWDRIVER 1 SEALING MACHENE 1 SEPAILS 1 SEWINF MACHINE 1 1 SEWING MACHINE 28 SGREW 1 SHAVER 3 SHAVING MACHINE 9 SHELTER 7 SHELVES 2 SHIFT 1 SHOE BRUSH 2 SHOE REPAIR 1 SHOE STAND 1 SINK 1 SLICER 1 SLICING MACHINE 1 SNAPES 1 SNAPS 1 SOCKS 1 SODALING IRON 1 SODARING IRON 1 SOUND EQUIPMENT 1 SOURCE PANS 1 SOURCE SPOONS 1 SOWING MACHINE 5 SPANER 1 SPANNER 6 SPANNERS 4 SPEAKER 2 SPEAKERS 1 SPOONS 1 SPRAYER 1 SSHAVING MACHINE 1 STAND 1 STEAMER 16 STEMER 1 STOCK AND DIE 1 STOEAGE BASKET 1 STOLAGE BOX [WOODEN] 1 STORAGE 1 1 STORAGE AREA 9 STORAGE BASKETS 1 STORAGE BOX 10 STORAGE BOXES 3 STRAIGHTENER 1 STRAIGHTNER 2 TABLE 54 TABLES 8 TAILORING KIT 1 TAILORING MACHINE 1 TAPE 2 TAPE MEASURE 14 TAPE MEATURE 1 TAPEMEASURE 1 TARPALILINE FOR SHAD 1 TARPALINE 2 TARPAULINE 4 TARPAVLINE 1 TARPAVLINE FOR SHELT 1 TELEVISION 1 TENT 4 TEST METER 1 TESTA METRE 1 TESTER 3 TESTER METER 1 TESTER METRE 1 TIMBER 1 TIMBER SAWING MACHIN 1 TIN 5 TINS 5 TNM UMBRELLA 1 TOMATO BASKETS 1 TONGSET 1 TOOL BOX 4 TOOLS BOX 2 TOR BOY 1 TOUCH LIGHT 1 TOUCHES 1 TRANSPARENT FOOD WAR 1 TRAY 2 TRAYS 1 TROLLER 1 TV METER 1 TV SCREEN 2 TYRE LEAVER 1 UMBRELLA 1 W SCALE 1 W.SCALE 1 WEIGH SCALE 11 WEIGHHING SCALE 1 WEIGHING 7 WEIGHING SCALE 82 WEIGHING SCALE4 1 WEIGHINGSCALE 4 WELDINF MACHINE 1 WELDING GAS 1 WELDING MACHINE 7 WEUGHING 1 WHEALLBER 1 WHEEEL BARROW 1 WHEEL BAR 1 WHEEL BARROW 6 WHEEL LINER 1 WHEELBALLOW 1 WHEELBAR 3 WHEELBARROW 4 WHEELBORROW 1 WHILLBAR 1 WIRE CAGED BOX 3 WOOD CUTER 1 WOODEN BENCH 1 WOODEN BOX 1 WOODEN BOX BIG 1 WWEIGHING SCALE 1 `BASKET 1 `COOKING OIL SCALE 1 `HACKSON 1 19. Item name 1678 0 - 1 -9 2 20L GALLONS 1 5L CONTAINER 1 5LITRES DRUM JELEKAN 1 98 4 AIR COMPRESSOR 1 AMETER 1 AMP 3 AMPLE 1 AMPLIFIER 1 ANLOCKING BOX 1 AVO METRE 1 AXE 1 AXES 1 AXOL 1 AYES 1 BABOO 1 BACKET 1 BAGS 4 BALLPOINT PENS 1 BASIN 12 BASINS 11 BASKET 10 BASKETS 15 BAW SAW 1 BEARING 1 BED 1 BENCH 6 BICYCLE 24 1 BIG BUCKETS 1 BIG CARTONS 1 BIG FOOT 1 BIG KNIFE 2 BIG POT 1 BIG SPOONS 2 BIG UMBRELLA 1 BINDING MACHINE 1 BL;ACKBOARD 1 BLOWDRIER 1 BLOWER 8 BLOWSER 1 BOOKS 1 BOOKS CHARD COVER 1 BOTTLE 1 BOTTLES 6 BOW SAW 2 BOX 1 BRAAI STAND 1 BRAII 1 BRICHWALL 1 BROWER 16 BRUSH 6 BUCKET 3 BUCKET AND TAP 1 BUCKETS 6 BYCYCLE 1 CALCULATER 1 CALCULATOR 70 CAR 17 CARRIAGE BASKETS 1 CARRIAGE BOXES 1 CARRIOR BOX 1 CARRYING GALLONS 1 CARTONS 5 CARYING BASKETS 1 CASH SALE 1 CATRONS 1 CATTLE POT 1 CELL PHONE 2 CELLPHONE 2 CHAIN SANE 1 CHAIR 75 CHAIR/BENCH 2 CHAIRS 44 CHANGES 1 CHARCAOL BURNER 1 CHARCOAL 2 CHARCOAL / BUNNER 1 CHARCOAL BURNER 7 CHARCOAL BURNERS 1 CHARCOAL HEATER 3 CHARCOAL HEATERS 1 CHARGING BATTERY MAC 1 CHARGING PHONE 1 CHESING HAMMER 1 CHICKEN HANGER 1 CHIESEL 1 CHISEL 4 CIGARETTE SHELVES 1 CLAMPER 2 CLOTH STAND 1 CLUMPS 1 COMPRESOR 1 COMPRESSOR 2 COMPUTER 10 CONTAINER 1 CONTAINER MEASURING 1 CONTAINERS 2 COOKER 1 COOKER/MBAULA 1 COOKING POTS 2 COOL BOX 2 COOLER 2 COOLER BOX 11 COOLERBOX 2 CRAMPER 1 CRATE 1 CRATES 13 CRATES EMPTY BOTTLES 1 CRATES WITH BOTTLES 1 CRETES 1 CROCKERY 1 CSTORAGE AREA 1 CUMPUTER 1 CUPS 2 CUTTER 1 CUTTING MACHINE 2 CYLINDER 1 DEEP FLYER 1 DEEP FREEZER 1 DEEP FRIER 2 DEEP FRIYER 1 DEEP PLOUGH 2 DEEPFRIE 1 DENGU 5 DESPRAY CABINET 1 DIGITAL METRE 1 DIGITAL SCALE 1 DIP PLOUGH 1 DISPLAY CABINET 1 DISPLAY SHELVES 1 DOLLS 1 DRAW MACHINE 1 DRIER 3 DRIL MACHINE 1 DRILL MACHINE 2 DRINKING 1 DRIVER 1 DRUM 1 DRUM PUMP 1 DRUM200L 1 DRUMS 1 DRYER 16 DRYER1 1 DSTV 1 DVD PLAYER 4 DVD WRITER 1 EGG TRAYS 1 ELAST[METAL BAR] 1 ELECTRIC SCALE 1 ELECTRICAL 1 ELECTRICAL PLAIN 1 ELECTRICAL PLANE 1 ELECTRICITY 14 ELECTRICITY IRON 1 ELECTRITY 2 ELETRICITY 1 EMBRODER MACHINE 1 EMBROYDER MACHINE 1 EMPTY 1 EMPTY BAGS 3 EMPTY CRATES 1 EMPTY SACK 1 EMPTY SACK BAGS 1 EMPTY SACKS 4 EMPTY TRAYS 1 ENTERTAINMENT 1 ENTERTAINMENT THEATE 1 ENTERTAINMENT THEATR 1 ENTRY SACKS 1 EXTENSION 1 EXTENSION CABLES 1 EXTENSION WIRES 1 EXTERNTION 1 FAN 1 FEED TROUGHS 1 FEEDING BOWLS 1 FILE HAMMER 1 FLAT IRON 2 FLYER 1 FLYING PAN 5 FLYING PAW 1 FOLK 1 FOLKS 2 FOOD WARMER 1 FORKS 1 FREDGE 1 FREEDGE 1 FRIDGE 76 FRIDGES 1 FRIER 1 FRIER(CHIWAYA) 1 FRYER 1 FRYING PAN 4 FUN 1 FUNEL 1 FUNNEL 7 FUNNELS 1 FYING PAN 1 G/NUTS 1 GENERATOR 1 GENESET 1 GERECANS 1 GLASS 2 GLINDER 2 GLUE 1 GRAINDER 2 GRAR BOX PULLER 1 GRASS 2 GRIDING MACHINE 1 GRINDER 6 GRINDER ALLSIZE 1 GRINDING MACHINE 1 GRINNER 1 GROOVING MACHINE 1 HACK SAW 1 HACKSAW BLADE 1 HACKSAW SCALE 1 HAIR BLOWER 3 HAIR COMB 1 HAIR CUTER MACHINE 1 HAIR DRIER GEYSER 1 HAIR DRYER 2 HAIR LONG 1 HAIR SCISORS 1 HAIR STRAIGHTENER 1 HAIR STRAIGHTNER 1 HAIRBLOWER 1 HAIRDRIVER 1 HAMER 2 HAMMER 15 HAMMERS 2 HAND SAW 1 HANDBLOWER 1 HANDSAW 3 HANDSOW 1 HANGER 3 HANGER STAND 1 HANGERS 3 HANGONG HOCKS 1 HARD BURNER 1 HARDCOVER 1 HARDCOVER BOOK 1 HARDCOVER BOOKS 1 HARDSAW 1 HARMER 1 HEATER 2 HEIGH SCALE 1 HOKE 1 HOT AIR 2 HOWK SAW 1 HUMMER 3 HUNG WIRE 3 HUNGER 1 HUNGWIRE 1 INVERTOR 1 INVOICE 1 IRON 2 IRON SHADE 1 IRON SHEET 1 JACK (JEKE) 1 JIG SAW 1 JIKSAW 1 KATTLE 1 KETTLE 1 KIT 1 KNIFE 8 KNIVES 9 LAIZOR 1 LAMP 1 LEATHER 1 LICHERO 1 LOCKER 1 LOCKERS 1 MACHETE 1 MACHINE 1 MADENGU 1 MAT 2 MATS 1 MBAULA 6 MEASURE TAPE 1 MEASURING 2 MEASURING (TAPE) 1 MEASURING BOTTLES 1 MEASURING CUPS 2 MEASURING PLATE 1 MEASURING PUNNEL 1 MEASURING SCALE 1 MEASURING TAPE 4 MEASURING TAPES 1 MEAT CUT 1 MEATCUTTER 1 MEGA 1 METAL BAR 1 METER 5 MICROWAVE 1 MINI COOKER 1 MIRROL 1 MIRROR 4 MIRROR GLASE 1 MIRROR GRASS 1 MISSING DATA 1 MIXER 2 MOBILE PHONE 10 MOTOR 1 MOTOR AND PESSEL 1 MOTOR CYCLE 1 MOTORCYCLE 1 MOVABLE BENCHES 1 MULTI METER 1 MULTMETER 1 MUSIC SYSTIM 1 NEEDLE 1 NEEDLES 2 NEW PLATE 1 NIDOLE 1 NOTE BOOK 1 NOTEBOOK 2 OANGA KNIFE 1 OIL GALLONS 1 OIL SIEVE 1 OPENNER 1 OVEN 1 OVERLOCK 1 OVERLOCK MACHINE 2 PAD 1 PAIL 4 PAIL(BIG ONE ) 1 PAIL(BUCKET) 1 PAILS 10 PAIR AND DISH 1 PAIR OF SCISSORS 2 PALE 1 PALLETS 1 PANGA KNIFE 8 PANGA KNIVES 1 PANGA/KNIVES 1 PANGAKNIFE 3 PAPER BAGS 1 PAPERSHITS 1 PAWL 1 PAYPHONE 1 PEN 1 PENCILS 1 PHONE 23 PHONE CHARGER 1 PHONE DISPLAY 1 PHONE MOBILE 1 PHOTOCOPIER 1 PIN 1 PINS 1 PIPERANGE 1 PLAIN 3 PLANE 3 PLASTCI 1 PLASTIC 2 PLASTIC BAGS 1 PLASTIC CHAIRS 2 PLASTIC PAPER 2 PLASTIC PLATES 1 PLASTIC SHEET 1 PLASTIC SHEETS 1 PLASTIC TABLES 1 PLASTIV CHAIRS 1 PLATE 15 PLATER 1 PLATES 43 PLATES FOR MEASURING 1 PLATS 1 PLAYER 2 PLAYWOOD 1 PLIER 4 POLISH 1 PONDINGMOTOR 1 POOL TABLE STICK 1 POP CORN FLAMER 1 POP CORN MAKER 1 POP.CORN MAKER 1 POPCORN MACHINE 1 POT 2 POTS 19 PRESSING IRON 1 PRIER 3 PRINTER 4 PRONTO 1 PUMP 6 RADIO 2 RADIO CASSETTE 1 RANGE 1 RAZOR BLADE 1 RECEIPT BOOK 1 RECEIPT BOOKS 1 RECEIVER 1 REFRIGELANT GAS 1 REFRILATOR 1 RIM 1 ROLES DRUM 1 ROLLERS 1 RONA PLASTIC 1 ROPES 1 RUNING WATER 2 S IRON 1 SACK 1 SACK BAG 3 SACKBAAGS 1 SACKER BAG 1 SACKS 21 SACKS2 1 SACS (PACKING) 1 SAFE SEFA 1 SAKA BAG 1 SAKA BAGS 1 SASH CLAMP 1 SATCH CLAMPER (B& C) 1 SAW 10 SCALE 97 SCALES 1 SCEACLER PAPER 1 SCISOR 1 SCISORS 1 SCISSOR 1 SCISSORS 14 SCOOL DRIVER 1 SCREEN 4 SCREEN TV 1 SCREW 1 SCREW DRIVER 4 SCREW DRIVERS 2 SCREWDRIVER 1 SEWING MACHINE 9 SEWISH MACHINE 1 SHAVER 1 1 SHAVING MACHINE 1 SHELTER 3 SHELVES 1 SHIFTING 1 SHIFTING SPANNER 1 SHOE PLOISH 1 SHOP STAND 1 SINK 4 SLICER 1 SLICING MACHINE 1 SNAP 1 SNAPES 3 SNAPS 2 SOCRING IRON 1 SODA IRON 1 SODA SUCKER 1 SODALING IRON 1 SODALING TRON 1 SODARING IRON 2 SODARLING 1 SOLDERING IRON 1 SOLDERING MACHINE 1 SOLDGERING GUN 1 SOLDIERING 1 SOURCE PAN 2 SOURCE PANS 2 SOWING MACHINE 1 SPANNER 6 SPANNERS 1 SPEAKER 5 SPEAKERS 2 SPEAKS 1 SPENNER 1 SPOON 6 SPOONS 1 SPOONS1 1 SPUN 1 STAINER 1 STAMP 1 STEAMER 26 STEAMERS 1 STEVE 1 STORAGE 4 STORAGE AREA 11 STORAGE BOXES 2 STORAGE ROOM 1 STRAIGHT HAIR 1 STRAIGHTENER 9 STRAIGHTER 2 STRAIGHTNER 4 STRAIGTENER 1 STRAITENER 1 STRAUGHTNER 1 STRING 1 SURGE CLAMO 1 SUSSORS 1 TABLE 57 TABLE3 1 TABLES 9 TAPE 5 TAPE MEASURE 23 TAPE MEASURES 1 TEN TONE VEHICLE 1 THREAD CUT 1 TILL 2 TILL MACHINE 1 TIN 4 TIN/BASIN 1 TINS 1 TINS PAIL 1 TONG 1 TOOL BOX 1 TOOL KIT 1 TOOLBOX 1 TORCH 1 TOUCH 1 TRADITIONAL OVEN 1 TRAY 2 TREADLE 1 TRINGS 1 TV 1 TYREFITTER 1 UMBRELLA 2 UMBRELLAR 1 UMRELLA 1 VICECLIP 1 VOLTMETER 1 VOLTMETERS 1 VORLETER 1 W.SCALE 2 WAREHOUSE 1 WARMER 1 WATER 1 WATER PUMP 1 WEIGHING PLATE 2 WEIGHING PLATES 1 WEIGHING SCALE 37 WEIGHINGPLATE 1 WEIGHINGSCALE 1 WEIGHNG SCALE 1 WEIGHSCALE 1 WEILDING 1 WEILDING MACHINE 1 WELDING 1 WELDING MACHINE 4 WHEEL BARROW 6 WHEELBALLOW 1 WHEELBAR 1 WHEELBARROM 1 WHEELBARROW 6 WHEELBOUR 1 WIEGHING SCALE 1 WINOWING BASKET 1 WIRE BRASH 1 WIRES 1 19. Item name 1053 0 -9 5 1 1 1L CONTAINERS 1 1L EMPTY BOTTLE 1 20L CONTAINER 1 98 1 AMP 3 ASCKS 1 AVOMETER 1 AXE 1 AXOL 4 BACKET 1 BACKETS 1 BAGS 3 BALL SAW 1 BALLPEN 2 BASIN 7 BASINS 4 BASKET 1 BASKETS 4 BASSAL 1 BATHING TOWEL 1 BATTERY 1 BEARING 1 BELT 2 BENCH VICE 1 BENDING MACHINE 1 BEOWER 1 BICYCLE 15 BICYCLE2 1 BICYLE 1 BIG POTS 1 BIG SPOON 1 BLACK SHEET PAPER 1 BLANKETS 1 BLOWER 14 BOTTLE 1 BOTTLES 4 BOTTLES EMPTY 1 BOWSAW 1 BOX STORAGE 1 BRAII STAND 1 BRAISE 1 BROWER 15 BRUSH 3 BUCKET 1 BUCKETS 2 BUCYCLE MOTOR 1 CACULATOR 1 CALACULATOR 1 CALCUL;ATOR 1 CALCULATE 1 CALCULATIOR 1 CALCULATOR 53 CALCURATOR 1 CAR 11 CARRING BASKETS 1 CARTONS 2 CASH BOX 1 CASH SAFE 1 CASHBOX 1 CELL PHONE1 1 CELLPHONE 2 CHAIN 1 CHAIR 58 CHAIR BENCH 2 CHAIR/BENCH 1 CHAIR1 1 CHAIRS 21 CHAIRS2 1 CHARCOAL 3 CHARCOAL BURNER 4 CHARCOAL BURNERS 1 CHARCOAL HEATER 1 CHARCOAL STOVE 1 CHARGER 1 CHESAL 1 CHIAR 1 CHISEL 2 CLAMP 1 CLAMPER 3 COMPUTER 4 CONTAINERY 1 COOKING STICK 3 COOLER BOX 4 COOLERBOY 1 CRATES 12 CRETES 1 CRETS 1 CTN FOR DACKING 1 CTNS 1 CUP 2 CUPS 5 CUTTING KNIVES 1 CUTTING MACHINE 1 DEEP FREEZER 1 DEEPFLY 1 DENGU 1 DESK TOP 1 DIGITAL CAMERA 1 DIP PLOUGH 3 DISCO RIGHTS 1 DONGLE 1 DONGLE BOX 1 DRIER 1 DRIL MACHINE 1 DRILL MACHINE 1 1 DRILLING MACHINE 1 DRUM 1 DRUMS 1 DRYER 6 DUST COAT 1 DVD 3 DVD PLAYER 4 ECHO METRE 1 EGG TRAYS 1 ELECRTICITY 1 ELECTRIC KNIVES 2 ELECTRIC PLANE 2 ELECTRIC POTS 1 ELECTRICAL SAW 1 ELECTRICITY 11 ELETRICITY 3 EMBOLOEDEM MACHINE 1 EMPTY 1 EMPTY BOTTLES 2 EMPTY CASE 2 EMPTY GALLONS 1 EMPTY SACK 1 EMPTY SACKER 1 EMPTY SACKS 2 EMPTY SACS 1 EQUIPMENT 1 EXTENSION 2 EXTENSIONS 2 FAN 1 FILE 1 FISH TAPE 1 FLASK 1 FLAT IRON 4 FLOUR BASKET 1 FLYING PAN 2 FLYING PANS 1 FOLK 1 FOLKS 2 FOODWARMER 1 FOOT 1 FORKS 1 FREDGE 2 FRIDGE 22 FRIODGE 1 FRIYING PAN 1 FRYING BOARD 1 FRYING PAN 3 FRYING PLATE 1 FUNNEL 5 G CLAMPER 1 GEEZAR 1 GENERATOR 4 GLADER 1 GLASS 2 GLASSES/MIRRORS 1 GREW MACHINE 1 GRINDER 4 GROUNG PHONE 1 HACK SAW 3 HACKSAW 2 HAIR STEAMER 1 HAIR STRAGHTNER 1 HAIR STRAIGHTNER 1 HAIRROLLERS 1 HAMMER 16 HAMMNER 1 HAND BLOWER 1 HAND CISEL 1 HAND SAW 2 HANDBLOWER 1 HANDBROWER 1 HANDSAW 1 HANG STAND 3 HANGER 3 HANGER STANDS 1 HANGERS 1 HANGERWIRE 1 HARCK SAW 1 HARMER 3 HAT IRON 1 HAX1 1 HE MENTIONED ONLY 2 1 HEATER 1 HEXER( SRAB) 1 HEXERCISE 1 HOOKS 2 HOT AIR MACHINE 1 HOT COMB 1 HOTCOMB 2 HUMMER 3 INVETOR 1 IRON 8 IRON SHEET 1 IRON SHEETS 2 JAGS 1 JEK 1 JIGSAW 1 KNIFE 10 KNITTIG NEEDLE 1 KNIVES 7 KNNIFE 1 KRAAL 1 LAMINATING 1 LAND LINE 1 LEVELS 1 LEVERS 1 LICHERO 1 LIGHT WEIGHT 1 LIPPING SAW 1 LOANER 1 LOANET 1 LOCKER FOR STORAGE 1 MACHETE 1 MACHINE 1 MAEASURING CUP 1 MANUAL SCALE 1 MAT 2 MBAULA 6 MBOMBOJAN 1 MEASURING FOLD 1 MEASURING FOLK 2 MEASURING PLATE 1 MEASURING SCALE 1 MEASURING TAPE 3 MEAT CUTTER 1 METER 2 METER TESTER 1 METRE. 1 MICROWAVE 4 MILLOR 1 MIRROR 4 MIRROR GLASS 2 MIXER 2 MOBILE PHONE 5 MOTOR SIEVE 1 MULTPURPOSE XOOLDRIV 1 NAILS 1 NEEDLE 1 NEEDLES 2 NEWSPAPER 1 NOTE BOOK 2 NOTEBOOK 1 OIL 1 OIL PUMP 1 OPENER 1 OTHER STORAGE AREA 1 OVEN 1 OVENS 1 1 PACKING BOXES 1 PACKING BOYES 1 PAIL 1 PAIL /BUCKET 1 PAILS 11 PAILS FOR CLEANING 1 PAIR OF SCISSORS 1 PANGA KNIFE 6 PANGA'S 1 PATTY KNIFE 1 PEL 1 PENS 1 PHONE 22 1 PHOTOCOPIER MACHINE 1 PHOTOCOPYING MACHINE 1 PIN 1 PLACES 1 PLACING IRON 1 PLAIN 4 PLANE 3 PLASTIC 2 PLASTIC BAG 1 PLASTIC BAGS 1 PLASTIC BASINS 1 PLASTIC PAPER 1 PLASTIC SHEET 2 PLASTIC SHEET1 1 PLASTICS 1 PLATE 6 PLATES 34 PLAYER 1 PLIER 1 PLIERS 5 PLINING MACHINE 1 PLOUGH 1 POOL STICK 1 POPGUN 1 POT 1 POTS 5 POWLS 1 PRINT 1 PRINTOR 1 RADIO 2 RADION SPEAKER 1 RAGS 1 RAWO CALSATE 1 RECEPT BOOK 1 REFLECTOR 1 RICE COOKER 2 RINGS SQUEEZER 1 ROLLERS 2 ROOFING SHEETS 1 ROPES 3 ROUTER 1 ROWLERS 1 ROWLLERS 1 RUNNING WATER 1 SACK 1 SACK BAGS 1 SACKER BAG 1 SACKS 5 SACKS/BAGS 1 SAKA BAG 1 SANDER 1 SAW 3 SAWING MACHINE 1 SAWL 1 SCALE 21 SCALE WAITING 1 SCISORS 1 SCISSORS 12 SCREEN 1 SCREEN VIDEO 1 SCREW DRIVER 5 SCREW DRIVERS 1 SETS OF SCREW DRIVER 1 SEWING 1 SEWING MACHINE 1 SHAVING BRUSH 1 SHAVING MACHINE 1 SHELVES 2 SHIFTING 2 SHIFTING SPANNER 1 SHOVEL 1 SINK 1 SLASH CLAMP 1 SODA WIRE 1 SODALING IRON 1 SODARING IRON 2 SODARWIRE 1 SODERING IRON 1 SOLDENING IRON 1 SOLDERING GUN 1 SOLDERING IRON 1 SOURCE PANS 2 SOURCEPAN 1 SOWING MACHINE 1 SPAEKER 1 SPANER 1 SPANNER 1 SPEAKER 2 SPEAKERS 1 SPOKE SHELF 1 SPOON 2 SPOONS 3 SQUARE 1 STANG SET 1 STEAMER 11 STEAMING MACHINE 1 STEANER 1 STORAGE AREA 2 STORAGE BOXES 1 STORAGE ROOM 1 STOVE 2 STRAGNTER 1 STRAIGHT 1 STRAIGHTENER 7 STRAIGHTER 1 STRAIGHTNER 6 STRAINER 1 STRAITCHER 1 STRAUGHTENER 1 STREGTENER 1 STRETENER 1 TABLE 29 TABLE MAT 1 TABLES 7 TAILORING MACHINE 2 TAPE 4 TAPE MEASURE 12 TAPE MESURE 1 TAPEMEASURE 1 1 TEASTER 1 TESTER 1 TESTER METER 1 THREAD 1 TILL 1 TIN 1 TINS 3 TOMATO 1 TONG 1 TONG SET 2 TONGS 1 TOOL BOX 1 TYRE GROOVING 1 UMBRELLAR 1 UMBULER 1 VASCHIP 1 VICE CLIP 1 VICEA MACHINE 1 W.SCALE 1 WARMER 1 WATER 2 WATER CANE 1 WATER CANES 1 WATERPUMP 1 WEIGHIGSCALE 1 WEIGHING 1 WEIGHING SCALE 9 WELDING 2 WELDING MACHINE 1 WHEABAR 1 WHEEL BAR 1 WHEEL BARROW 2 WHEELBALLOW 1 WHEELBARROW 2 WIEGHING SCALE 1 WINOWEER(LICHELO) 1 WIRGHING SCALE 1 WOOD CLAMP 1 WOOD CUTTTER 1 20. Does your business have access to (ITEM)? 2830 0 -9 Missing 499 1 Yes, own item or pay regularly for the service 1497 2 Yes, do not own item or pay for the service, but business has regular access to it 172 3 Yes, do not own item or pay for the service, but business has sporadic access to it 12 4 No, do not own and do not have access 642 7 1 98 Notappl 7 20. Does your business have access to (ITEM)? 2830 0 -98 1 -9 Missing 1090 -7 1 1 Yes, own item or pay regularly for the service 1128 2 Yes, do not own item or pay for the service, but business has regular access to it 145 3 Yes, do not own item or pay for the service, but business has sporadic access to it 8 4 No, do not own and do not have access 447 98 Notappl 10 20. Does your business have access to (ITEM)? 2830 0 -9 Missing 1749 1 Yes, own item or pay regularly for the service 718 2 Yes, do not own item or pay for the service, but business has regular access to it 103 3 Yes, do not own item or pay for the service, but business has sporadic access to it 4 4 No, do not own and do not have access 245 98 Notappl 11 21. Quantity business has access to-how many? 2830 0 -9 Missing 1143 98 Notappl 14 21. Quantity business has access to-how many? 2830 0 -9 Missing 1546 98 Notappl 16 21. Quantity business has access to-how many? 2830 0 -9 Missing 2001 98 Notappl 15 22. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 1161 -8 Don't know 0 1 January 153 2 February 127 3 March 172 4 April 137 5 May 86 6 June 152 7 July 132 8 August 155 9 September 134 10 October 193 11 November 144 12 December 72 98 Notappl 12 22. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 1565 -8 Don't know 0 1 January 112 2 February 95 3 March 144 4 April 89 5 May 73 6 June 132 7 July 120 8 August 102 9 September 92 10 October 128 11 November 116 12 December 51 20 1 98 Notappl 10 22. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2016 -8 Don't know 0 -7 1 1 January 50 2 February 66 3 March 82 4 April 69 5 May 50 6 June 93 7 July 85 8 August 63 9 September 58 10 October 93 11 November 65 12 December 28 98 Notappl 11 22. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 1152 -8 Don't know 0 98 Notappl 11 1973 1 1975 1 1979 1 1981 2 1987 4 1988 1 1990 7 1992 2 1993 2 1994 5 1995 3 1996 8 1997 4 1998 5 1999 4 2000 31 2001 13 2002 23 2003 15 2004 31 2005 51 2006 43 2007 69 2008 96 2009 145 2010 224 2011 289 2012 567 2013 18 2120 1 20009 1 22. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 1558 -8 Don't know 0 98 Notappl 10 1973 1 1975 1 1981 1 1987 5 1988 2 1990 4 1992 2 1993 4 1994 2 1995 3 1996 5 1997 3 1998 7 1999 4 2000 18 2001 13 2002 21 2003 16 2004 18 2005 31 2006 36 2007 55 2008 81 2009 92 2010 184 2011 241 2012 400 2013 12 22. Date of latest acquisition/access or date of start of service? 2830 0 -9 Missing 2007 -8 Don't know 0 98 Notappl 11 1973 1 1987 1 1988 1 1989 1 1990 1 1993 1 1994 2 1995 3 1996 3 1997 1 1998 4 1999 2 2000 11 2001 10 2002 16 2003 12 2004 13 2005 23 2006 24 2007 39 2008 42 2009 59 2010 120 2011 166 2012 255 2013 1 23. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 1151 -8 Don't know 0 98 Notappl 12 23. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 1554 -8 Don't know 0 98 Notappl 11 23. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2830 0 -9 Missing 1996 -8 Don't know 0 98 Notappl 18 1. (Ask if has spouse) There are many ways people borrow money. Have you borrowe 2830 0 -9 Missing 257 1 Yes 351 2 No 1821 92 1 98 Notappl 400 2. Have you borrowed for your business in the past 6 months from any other famil 2830 0 -9 Missing 257 1 Yes 478 2 No 2094 98 1 3. Have you borrowed for your business in the past 6 months from another busines 2830 0 -9 Missing 257 1 Yes 151 2 No 2421 98 1 4. Have you borrowed for your business in the past 6 months from a microfinance 2830 0 -9 Missing 257 1 Yes 218 2 No 2354 98 1 5. Have youu borowed for your business in the past 6 months from a bank? 2830 0 -9 Missing 258 1 Yes 86 2 No 2485 98 1 6. In orrder to borrow the money from a bank, did you have to show a Business Re 2830 0 -9 Missing 2739 1 Yes 12 2 No 67 98 12 99 Don't know 0 7. Have you borrowd for your business in the past 6 months from any other source 2830 0 -9 Missing 262 -7 2 0 1 1 Moneylender 24 2 Non-relative(Individual) 291 3 Government/government agency 19 4 Religious group/Charity 1 5 Coperative/business association 39 6 Supplier/retailer/local store 7 7 Savings and credit Cooperative(SACCO) 4 8 Rotating Savings and Credit Association(ROSCA) 33 77 Skip 0 96 Other 37 98 Business didn't borrow in the past 6 months from any other source 2110 99 Don't know 0 7. Have you borrowd for your business in the past 6 months from any other source 2830 0 -9 Missing 259 -7 2516 1 Moneylender 1 2 Non-relative(Individual) 7 3 Government/government agency 6 4 Religious group/Charity 0 5 Coperative/business association 26 6 Supplier/retailer/local store 3 7 Savings and credit Cooperative(SACCO) 1 8 Rotating Savings and Credit Association(ROSCA) 2 77 Skip 0 96 Other 1 98 Business didn't borrow in the past 6 months from any other source 8 99 Don't know 0 7. Have you borrowd for your business in the past 6 months from any other source 30 0 BORROWED FROM THIS SALARY WAGE 1 FINCA 11 FROM BROTHER 1 MARDEF 1 MARFEF 1 MICRO FINANCE INSTITUTION 1 MICROFINANCE INSTITUTION 1 OIBM 3 ONLY FRIENDS 1 ONLY FROM SPOUSE 1 OTHER BUSINESS 1 PRIDE MALAWI 1 RELATIVE 3 SACCO 1 WIFE 1 finca 1 8. Of all the money you borrowed for your business in the past(ever), how much d 2830 0 -9 Missing 281 98 Notappl 3 9. LAST TIME you borrowed FOR YOUR BUSINESS, how much did you borrow? 1445 1385 -9 Missing 9. Never borrowed money for the business? 2830 0 -9 Missing 1653 0 2 1 Yes 1169 98 6 10. When did you last borrow? 2830 0 -9 Missing 1325 1 January 86 2 February 49 3 March 66 4 April 83 5 May 60 6 June 107 7 July 107 8 August 141 9 September 145 10 October 201 11 November 216 12 December 135 20 1 21 1 98 Notappl 107 10. When did you last borrow? 2830 0 -9 Missing 1322 98 Notappl 107 1987 1 1988 1 1990 1 1993 1 1994 1 1996 1 1997 2 1998 2 2000 5 2001 1 2002 6 2003 4 2004 5 2005 10 2006 9 2007 13 2008 25 2009 33 2010 70 2011 169 2012 1009 2013 32 11. What is/was the primary use of the last loan? 2830 0 -9 Missing 1301 1 Construction 28 2 Rent 12 3 Purchase of inputs/raw materials 326 4 License or permit fees 0 5 Pay off past business debt 4 6 Purchase of marketing materials or services 231 7 Purchase of equipment 62 8 Pay workers 2 9 Buy property/land 14 10 Personal expenses 74 11 Purchase of goods to be sold 629 13 1 16 1 96 Other 17 98 Notappl 128 11. What is/was the primary use of the last loan? 94 0 1 7 98 1 BAIL BROTHER 1 BORROWED IN THE NAME OF BUSINE 1 BOUGHT FARM INPUTS 1 BOUGHT LAUNCH 1 BREAD 1 BUILDING A HOUSE 1 BUILDING PLOTS 1 BURN BRICKS 1 BUY A CAR 1 BUY FERTILIZER 1 BUY FOOD 2 BUY FOOD ITEMS 1 BUYING FERTILISER 1 CASSAVA 1 CASUAL LABOUR 1 CLOTHES 2 CONSTRUCTION OF HOUSE AT HER H 1 FARM ACTIVITIES 1 FARM INPUTS 1 FARM INPUTS I.E FERTILIZER 1 FEES FOR CHILDREN 1 FERTILIZER 1 FOOD 7 FOOD / TRANSPORT 1 FOOD AND TRANSPORT EXPENSES 1 FOOD FOR THE FAMILY 1 GIFT TO EHR MOTHER 1 GIFT TO RELATIVES 1 H/HOLD EPENSES 1 HOSPITAL BILLS 1 HOSPITAL EXPENSES 1 1 HOUSE HOLD EXPENSES 1 HOUSEHOLD EXPENCESS 1 HOUSEHOLD EXPENSE 1 HOUSEHOLD EXPENSES 4 HOUSEHOLD PURCHASE 1 INCREASE CAPITAL 1 INKIND PURCHASE 1 K20000 1 MEDICATION 1 MEDICATION FEES 1 PART OF IT WAS USED FOR HOUSE 1 PHONE BATTERY 1 PURCHASE CHARCOAL 1 PURCHASE CLOTH 1 PURCHASE CLOTHES 1 PURCHASE MAIZE 2 PURCHASE OF MAIZE 1 REN FEE 1 SCHOOL 1 SCHOOL FEES 3 SENDING THE MONEY AT THE VILLA 1 TO BOOST CAPITAL 1 TO BUID A HOUSE 1 TO FARM 1 TO OPEN ANOTHER BUSINESS 1 TO PSY FOR DRIVING LICENCE 1 TRANSO TO SOUTH AFRICA 1 TRANSPORT 7 TRANSPORT TO FUNERAL 1 TRANSPORT TO THE FUNERAL 1 TRRANSPORT FOR HOME 1 USED AS TRANSPORT 2 WAS FOR TRANSPORT TO DO BUSINE 1 11. What is/was the primary use of the last loan? 2 0 1 1 SS BUT BOUGHT IRON SHEET 1 12. If suddenly you're faced with an unexpected situation and you need MWK5,000 2830 0 -9 98 13. If suddenly you're faced with an unexpected situation and you need MWK20,000 2830 0 -9 98 14. If suddenly you're faced with an unexpected situation and you need MWK50,000 2830 0 -9 98 15. If suddenly you're faced with an unexpected situation and you need MWK150,00 2830 0 -9 98 16. If suddenly you're faced with an unexpected situation and you need money in 2830 0 -9 Missing 260 0 21 2 1 98 Notappl 1 1000 2 1500 1 2000 5 3000 8 4000 3 5000 48 6000 1 6500 1 7000 8 8000 8 10000 101 11000 1 12000 4 15000 18 20000 147 22000 1 25000 17 30000 74 35000 7 40000 38 45000 3 50000 333 55000 1 60000 21 65000 1 70000 32 75000 3 80000 37 85000 2 90000 5 100000 356 120000 6 125000 2 130000 2 135000 1 150000 239 160000 1 169000 1 170000 2 180000 7 200000 352 250000 82 300000 143 312000 1 350000 8 400000 34 450000 2 500000 232 600000 7 700000 12 750000 1 800000 3 900000 1 1000000 72 1020000 1 1050000 1 1500000 11 1600000 1 2000000 20 2500000 3 3000000 7 5000000 4 6000000 1 17. If you faced with that situation of needing that money in 2 weeks for your b 2830 0 -9 Missing 273 -7 2 1 Spouse 71 2 Family member/friend 582 3 Other business 149 4 Microfinance institution 883 5 Bank/financial institution 727 6 Moneylender 36 7 Non-relative(Individual) 24 8 Government/government agency 8 9 Religious group/charity 6 10 Cooperative/business association 11 11 Supplier/retailer/local store 4 12 Savings and Credit Coperative(SACCO) 1 13 Rotating Savings and Credit Association(ROSCA) 23 77 Skip 0 96 Other 28 98 Notappl 2 17. If you faced with that situation of needing that money in 2 weeks for your b 2830 0 -9 Missing 272 -7 1465 1 Spouse 15 2 Family member/friend 95 3 Other business 88 4 Microfinanceinstitution 208 5 Bank/financial institution 616 6 Moneylender 19 7 Non-relative(Individual) 11 8 Government/government agency 10 9 Religious group/charity 7 10 Cooperative/business association 2 11 Supplier/retailer/local store 2 12 Savings and Credit Coperative(SACCO) 3 13 Rotating Savings and Credit Association(ROSCA) 11 77 Skip 0 96 Other 2 98 Notappl 4 17. If you faced with that situation of needing that money in 2 weeks for your b 24 0 2 1 CAN NOT BOLLOW FROM ANYWHERE B 1 CAN NOT BORROW FROM ANY SOURCE 1 CAN NOT TAKE A LOAN 1 CAN ONLY WITHDRAWCASH 1 DOESNT THINK SHE WOULD BORROW 1 FINCA 5 HE CANNOT BORROW MONEY 1 HE DONT KNOW WHERE TO GET THE 1 HE WILL NEVA TAKE LOAN 1 HIS EMPLOYER 1 NEVER 2 NEVER BORROW FROM ANY SOURCE 1 NOT INTERESTED 1 PRIDE MALAWI 1 SHE CANT BORROW MONEY 1 SHE WILL NEVER TAKE ALOAN 1 WORK 1 WOULDNT BORROW SINCE REPAYMENT 1 1. Do you save the money you earn in this business at your home? 2573 257 -9 Missing 0 1 Yes 1198 2 No 1375 98 Notappl 0 Sysmiss 257 2. Do you save the money yo earn with friends/family/or other individual? 2830 0 -9 Missing 257 1 Yes 82 2 No 2490 98 Notappl 1 3. How else do you save the money you earn in this business? 2538 292 -9 Missing 0 1 I save money in the businesss premises 255 2 Through a ROSCA/SACCO 177 3 My business partner saves the money 5 4 I save in a bank 1635 5 I don't save any other way/I don't save 466 96 Other 0 98 Notappl 0 Sysmiss 292 3. How else do you save the money you earn in this business? 421 2409 -9 Missing 0 1 I save money in the businesss premises 20 2 Through a ROSCA/SACCO 202 3 My business partner saves the money 0 4 I save in a bank 198 5 I don't save any other way/I don't save 1 77 Skip 0 96 Other 0 98 Notappl 0 Sysmiss 2409 3. How else do you save the money you earn in this business? 4 2826 -9 Missing 0 1 I save money in the businesss premises 0 2 Through a ROSCA/SACCO 4 3 My business partner saves the money 0 4 I save in a bank 0 5 I don't save any other way/I don't save 0 77 Skip 0 96 Other 0 98 Notappl 0 Sysmiss 2826 3. How else do you save the money you earn in this business? 1 2829 -9 Missing 0 1 I save money in the businesss premises 0 2 Through a ROSCA/SACCO 1 3 My business partner saves the money 0 4 I save in a bank 0 5 I don't save any other way/I don't save 0 77 Skip 0 96 Other 0 98 Notappl 0 Sysmiss 2829 3. How else do you save the money you earn in this business? 42 0 2 3 ABDUL USE TO COME AND COLLECT 1 AIRTEL MONEY 1 BUB STOCK 1 BUYS STOCK 3 CIRCULATE IN THE BUSINESS 1 FINCA 4 IN A BUSINESS FORM 1 IN A BUSINESS FORM (ASSETS) 1 IN GOODS 3 INVEST IN A BUSINESS FORM 1 INVEST IN COMMODITIES 1 INVEST IN THINGS 1 KEEP THE MONEY IN THE FORM OF 1 KEEPS THE MONEY IN HIS SISTERS 1 MICRO FINANCE 1 MICROFINANCE INSTITUTE 1 MY BROTHER 1 PURCHASING GOODS 1 SACCO 1 SAVE IN A BUSINESS 1 SAVE IN BUSINESS 4 SAVE IN GOODS TO RESELL 1 SAVE INKIND 1 SAVE MONEY IN GOODS 1 SAVES BY PURCHASING MAIZE 1 SAVES IN KIND 1 SAVES THROUGH BUYING BUSINESS 1 SHOP 1 THERE IS ONLY ONLY 1 BUSSINESS 1 Accounts codes 2830 0 -9 256 1 Account with a microfinance institution 2573 2 Amount in a rotating/Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 98 1 Accounts codes 2830 0 -9 256 1 Account with a microfinance institution 0 2 Amount in a rotating/Accumulating Savings and Credit Association 2573 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 98 1 Accounts codes 2830 0 -9 257 1 Account with a microfinance institution 0 2 Amount in a rotating/Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 2572 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 98 1 Accounts codes 2830 0 -9 257 1 Account with a microfinance institution 0 2 Amount in a rotating/Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 2572 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 98 1 Accounts codes 2830 0 -9 257 1 Account with a microfinance institution 0 2 Amount in a rotating/Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 2572 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 98 1 Accounts codes 2830 0 -9 257 1 Account with a microfinance institution 0 2 Amount in a rotating/Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 2572 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 98 1 Accounts codes 2830 0 -9 257 1 Account with a microfinance institution 0 2 Amount in a rotating/Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 2572 8 Loan account (NOT in the name of the business) 0 98 1 Accounts codes 2830 0 -9 257 1 Account with a microfinance institution 0 2 Amount in a rotating/Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 2572 98 1 4. Do you have access to money deposited in an (account)? 2830 0 -9 Missing 258 1 Yes 45 2 No2 2526 98 Notappl 1 4. Do you have access to money deposited in an (account)? 2572 258 -9 Missing 0 1 Yes 416 2 No2 2156 98 Notappl 0 Sysmiss 258 4. Do you have access to money deposited in an (account)? 2571 259 -9 Missing 0 1 Yes 11 2 No2 2560 98 Notappl 0 Sysmiss 259 4. Do you have access to money deposited in an (account)? 2830 0 -9 Missing 258 1 Yes 9 2 No2 2562 98 Notappl 1 4. Do you have access to money deposited in an (account)? 2572 258 -9 Missing 0 1 Yes 624 2 No2 1948 98 Notappl 0 Sysmiss 258 4. Do you have access to money deposited in an (account)? 2572 258 -9 Missing 0 1 Yes 31 2 No2 2541 98 Notappl 0 Sysmiss 258 4. Do you have access to money deposited in an (account)? 2572 258 -9 Missing 0 1 Yes 1474 2 No2 1098 98 Notappl 0 Sysmiss 258 4. Do you have access to money deposited in an (account)? 2569 261 -9 Missing 0 1 Yes 7 2 No2 2562 98 Notappl 0 Sysmiss 261 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2781 1 FMB 1 2 NBS Bank 1 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 34 9 FINCOP 4 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 4 98 Notappl 5 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2412 1 FMB 2 2 NBS Bank 0 3 National Bank 1 4 OIBM 5 5 Standard Bank 1 6 INDE Bank 1 7 Malawi Saving Bank(MSB) 0 8 FINCA 1 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 138 77 Skip 0 96 Other 256 98 Notappl 13 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2816 1 FMB 0 2 NBS Bank 1 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 1 9 FINCOP 1 10 Malawi Rural Finance Company 0 11 Individual 2 77 Skip 0 96 Other 7 98 Notappl 2 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2809 1 FMB 0 2 NBS Bank 5 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 2 11 Individual 0 77 Skip 0 96 Other 4 98 Notappl 10 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2201 -7 1 1 FMB 14 2 NBS Bank 566 3 National Bank 6 4 OIBM 18 5 Standard Bank 15 6 INDE Bank 2 7 Malawi Saving Bank(MSB) 2 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 1 77 Skip 0 96 Other 1 98 Notappl 3 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2797 1 FMB 3 2 NBS Bank 7 3 National Bank 4 4 OIBM 10 5 Standard Bank 5 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 2 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 0 98 Notappl 2 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 1358 1 FMB 203 2 NBS Bank 337 3 National Bank 76 4 OIBM 623 5 Standard Bank 131 6 INDE Bank 14 7 Malawi Saving Bank(MSB) 62 8 FINCA 1 9 FINCOP 7 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 14 98 Notappl 4 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2815 1 FMB 0 2 NBS Bank 2 3 National Bank 0 4 OIBM 1 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 3 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 1 98 Notappl 8 5. In which institution/bank/cooperative is this (account)? 2830 0 -98 1 -9 Missing 2783 -7 42 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 1 77 Skip 0 96 Other 1 98 Notappl 2 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2415 -7 401 1 FMB 1 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 3 77 Skip 0 96 Other 2 98 Notappl 8 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2817 -7 12 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 0 98 Notappl 1 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2810 -7 10 1 FMB 0 2 NBS Bank 1 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 0 98 Notappl 9 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2207 -7 604 1 FMB 0 2 NBS Bank 3 3 National Bank 1 4 OIBM 4 5 Standard Bank 2 6 INDE Bank 1 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 2 98 Notappl 6 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2799 -7 27 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 1 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 1 98 Notappl 2 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 1362 -7 1258 1 FMB 16 2 NBS Bank 23 3 National Bank 15 4 OIBM 66 5 Standard Bank 56 6 INDE Bank 2 7 Malawi Saving Bank(MSB) 17 8 FINCA 0 9 FINCOP 1 10 Malawi Rural Finance Company 0 11 Individual 1 77 Skip 0 96 Other 6 98 Notappl 7 5. In which institution/bank/cooperative is this (account)? 2830 0 -9 Missing 2814 -7 9 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 0 98 Notappl 7 5. In which institution/bank/cooperative is this (account)? 7 0 1 1 2 1 FITSE 2 ROSCA 3 5. In which institution/bank/cooperative is this (account)? 169 0 7 2 8 1 9 1 NO NAME 1 RORCA 1 ROSC A 1 ROSCA 160 RSCA 1 THEY ROTATE THE MONEY AS AGROP 1 5. In which institution/bank/cooperative is this (account)? 6 0 2 1 ROSCA 4 ZATONSE 1 5. In which institution/bank/cooperative is this (account)? 2 0 AIRTEL 2 5. In which institution/bank/cooperative is this (account)? 4 0 6 1 7 1 FDH 1 NED BANK 1 5. In which institution/bank/cooperative is this (account)? 2 0 7 1 NED 1 5. In which institution/bank/cooperative is this (account)? 27 0 . 1 1 4 2 2 3 1 77 1 9 1 ECCO 1 ECO BANK 1 FDH 8 ICB 1 INDE BANK 1 INTERNATIONAL BANK 1 NEDBANK 3 USE THIS 1 5. In which institution/bank/cooperative is this (account)? 1 0 FITSE 1 6. How much savings are currently in this (account)? 42 2788 -9 Missing 0 1 I'm overdrawn (the amount I have withdrawn was over my balance 2 2 MWK0-MWK1,000 2 3 MWK1,001-MWK3,000 1 4 MWK3,001-MWK5,000 3 5 MWK5,001-MWK7,500 3 6 MWK7,501-MWK10,000 11 7 MWK10,001-MWK25,000 8 8 MWK25,001-MWK50,000 5 9 MWK50,001-MWK100,000 5 10 MWK100,001-MWK200,000 2 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 More than MWK 1,000,000 0 98 Notappl 0 Sysmiss 2788 6. How much savings are currently in this (account)? 417 2413 -9 Missing 0 1 I'm overdrawn (the amount I have withdrawn was over my balance 14 2 MWK0-MWK1,000 15 3 MWK1,001-MWK3,000 21 4 MWK3,001-MWK5,000 25 5 MWK5,001-MWK7,500 23 6 MWK7,501-MWK10,000 50 7 MWK10,001-MWK25,000 127 8 MWK25,001-MWK50,000 74 9 MWK50,001-MWK100,000 41 10 MWK100,001-MWK200,000 14 11 MWK200,001-MWK300,000 3 12 MWK300,001-MWK500,000 8 13 MWK500,001-MWK750,000 1 14 MWK750,001-MWK1,000,000 0 15 More than MWK 1,000,000 0 26 1 98 Notappl 0 Sysmiss 2413 6. How much savings are currently in this (account)? 11 2819 -9 Missing 0 1 I'm overdrawn (the amount I have withdrawn was over my balance 0 2 MWK0-MWK1,000 0 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 6 7 MWK10,001-MWK25,000 2 8 MWK25,001-MWK50,000 2 9 MWK50,001-MWK100,000 1 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 More than MWK 1,000,000 0 98 Notappl 0 Sysmiss 2819 6. How much savings are currently in this (account)? 10 2820 -9 Missing 0 1 I'm overdrawn (the amount I have withdrawn was over my balance 1 2 MWK0-MWK1,000 3 3 MWK1,001-MWK3,000 3 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 1 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 1 9 MWK50,001-MWK100,000 1 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 More than MWK 1,000,000 0 98 Notappl 0 Sysmiss 2820 6. How much savings are currently in this (account)? 625 2205 -9 Missing 0 0 1 1 I'm overdrawn (the amount I have withdrawn was over my balance 33 2 MWK0-MWK1,000 96 3 MWK1,001-MWK3,000 75 4 MWK3,001-MWK5,000 51 5 MWK5,001-MWK7,500 37 6 MWK7,501-MWK10,000 48 7 MWK10,001-MWK25,000 90 8 MWK25,001-MWK50,000 86 9 MWK50,001-MWK100,000 39 10 MWK100,001-MWK200,000 30 11 MWK200,001-MWK300,000 15 12 MWK300,001-MWK500,000 12 13 MWK500,001-MWK750,000 5 14 MWK750,001-MWK1,000,000 4 15 More than MWK 1,000,000 3 98 Notappl 0 Sysmiss 2205 6. How much savings are currently in this (account)? 31 2799 -9 Missing 0 1 I'm overdrawn (the amount I have withdrawn was over my balance 1 2 MWK0-MWK1,000 6 3 MWK1,001-MWK3,000 2 4 MWK3,001-MWK5,000 3 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 2 7 MWK10,001-MWK25,000 2 8 MWK25,001-MWK50,000 3 9 MWK50,001-MWK100,000 4 10 MWK100,001-MWK200,000 5 11 MWK200,001-MWK300,000 1 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 1 15 More than MWK 1,000,000 1 98 Notappl 0 Sysmiss 2799 6. How much savings are currently in this (account)? 1466 1364 -9 Missing 0 1 I'm overdrawn (the amount I have withdrawn was over my balance 67 2 MWK0-MWK1,000 98 3 MWK1,001-MWK3,000 74 4 MWK3,001-MWK5,000 76 5 MWK5,001-MWK7,500 48 6 MWK7,501-MWK10,000 114 7 MWK10,001-MWK25,000 250 8 MWK25,001-MWK50,000 240 9 MWK50,001-MWK100,000 233 10 MWK100,001-MWK200,000 119 11 MWK200,001-MWK300,000 52 12 MWK300,001-MWK500,000 47 13 MWK500,001-MWK750,000 22 14 MWK750,001-MWK1,000,000 16 15 More than MWK 1,000,000 8 40 1 50 1 98 Notappl 0 Sysmiss 1364 6. How much savings are currently in this (account)? 7 2823 -9 Missing 0 1 I'm overdrawn (the amount I have withdrawn was over my balance 1 2 MWK0-MWK1,000 1 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 1 7 MWK10,001-MWK25,000 1 8 MWK25,001-MWK50,000 2 9 MWK50,001-MWK100,000 0 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 1 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 More than MWK 1,000,000 0 98 Notappl 0 Sysmiss 2823 7. Is this (account) in your name, in the name of the business or in the name of 2830 0 -9 2781 1 My name 28 2 Name of the business 0 3 Name of my spouse 1 4 My name and my spouse 0 5 Name of anaother relative 0 6 Name of a business partner 2 96 Other 13 98 Notappl 5 7. Is this (account) in your name, in the name of the business or in the name of 2830 0 -9 2411 1 My name 327 2 Name of the business 4 3 Name of my spouse 8 4 My name and my spouse 0 5 Name of anaother relative 6 6 Name of a business partner 0 11 1 15 1 96 Other 69 98 Notappl 3 7. Is this (account) in your name, in the name of the business or in the name of 2830 0 -9 2817 1 My name 7 2 Name of the business 0 3 Name of my spouse 0 4 My name and my spouse 1 5 Name of anaother relative 0 6 Name of a business partner 1 96 Other 2 98 Notappl 2 7. Is this (account) in your name, in the name of the business or in the name of 2830 0 -9 2810 1 My name 9 2 Name of the business 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of anaother relative 0 6 Name of a business partner 0 96 Other 0 98 Notappl 11 7. Is this (account) in your name, in the name of the business or in the name of 2830 0 -9 2201 1 My name 0 2 Name of the business 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of anaother relative 0 6 Name of a business partner 0 96 Other 1 98 Notappl 628 7. Is this (account) in your name, in the name of the business or in the name of 2830 0 -9 2797 1 My name 26 2 Name of the business 2 3 Name of my spouse 0 4 My name and my spouse 1 5 Name of anaother relative 0 6 Name of a business partner 0 96 Other 2 98 Notappl 2 7. Is this (account) in your name, in the name of the business or in the name of 2830 0 -9 1357 1 My name 1359 2 Name of the business 25 3 Name of my spouse 45 4 My name and my spouse 4 5 Name of anaother relative 28 6 Name of a business partner 3 7 1 9 1 96 Other 6 98 Notappl 1 7. Is this (account) in your name, in the name of the business or in the name of 2830 0 -9 2816 1 My name 6 2 Name of the business 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of anaother relative 0 6 Name of a business partner 0 96 Other 1 98 Notappl 7 7. Is this (account) in your name, in the name of the business or in the name of 7 0 BUSINESS GROUP 1 FINCA[KACHERE GVP 1 GROUP 1 GROUP ACCOUNT 1 NAME OF GROUP 1 NZERU NDI CHUMA 1 ROSCA 1 7. Is this (account) in your name, in the name of the business or in the name of 61 0 2 1 HE DOES NOT HAVE ANY BANK 1 NAME OF GROUP 3 NO NAME 21 ROSCA 33 SHARE 2 7. Is this (account) in your name, in the name of the business or in the name of 2 0 NAME OF GROUP 1 ZATONSE 1 7. Is this (account) in your name, in the name of the business or in the name of 0 0 7. Is this (account) in your name, in the name of the business or in the name of 9 0 1 5 3 4 7. Is this (account) in your name, in the name of the business or in the name of 1 0 FAMILY ACCOUNT 1 7. Is this (account) in your name, in the name of the business or in the name of 5 0 CHILD'S NAME 1 FATHERS NAME 1 HER NAME AND CHILD 1 JOINT ACCOUNT WITH A BROTHER 1 SELF BUSINESS 1 7. Is this (account) in your name, in the name of the business or in the name of 1 0 GROUP NAME 1 8. I s this (account) used both for business and personal/family reasons(school 2830 0 -9 Missing 2780 1 Yes 26 2 No, just for personal 2 3 No, just for business 15 4 No use, just opened the account but haven't used 1 98 Notappl 6 8. I s this (account) used both for business and personal/family reasons(school 2830 0 -9 Missing 2413 1 Yes 326 2 No, just for personal 30 3 No, just for business 55 4 No use, just opened the account but haven't used 3 98 Notappl 3 8. I s this (account) used both for business and personal/family reasons(school 2830 0 -9 Missing 2817 -7 1 1 Yes 5 2 No, just for personal 2 3 No, just for business 4 4 No use, just opened the account but haven't used 0 98 Notappl 1 8. I s this (account) used both for business and personal/family reasons(school 2830 0 -9 Missing 2811 1 Yes 3 2 No, just for personal 3 3 No, just for business 3 4 No use, just opened the account but haven't used 1 98 Notappl 9 8. I s this (account) used both for business and personal/family reasons(school 2830 0 -9 Missing 2205 1 Yes 269 2 No, just for personal 25 3 No, just for business 318 4 No use, just opened the account but haven't used 9 98 Notappl 4 8. I s this (account) used both for business and personal/family reasons(school 2830 0 -9 Missing 2797 1 Yes 22 2 No, just for personal 4 3 No, just for business 5 4 No use, just opened the account but haven't used 0 98 Notappl 2 8. I s this (account) used both for business and personal/family reasons(school 2830 0 -9 Missing 1358 1 Yes 1172 2 No, just for personal 141 3 No, just for business 153 4 No use, just opened the account but haven't used 4 5 1 98 Notappl 1 8. I s this (account) used both for business and personal/family reasons(school 2830 0 -9 Missing 2816 1 Yes 5 2 No, just for personal 0 3 No, just for business 2 4 No use, just opened the account but haven't used 0 98 Notappl 7 9. (Ask if married/living with domestic partner) Does your spouse know how much 2830 0 -9 Missing 2781 1 Yes 32 2 No 4 98 Not applicable 13 99 Don't know 0 9. (Ask if married/living with domestic partner) Does your spouse know how much 2830 0 -9 Missing 2413 1 Yes 279 2 No 41 98 Not applicable 97 99 Don't know 0 9. (Ask if married/living with domestic partner) Does your spouse know how much 2830 0 -9 Missing 2816 -7 1 1 Yes 5 2 No 3 98 Not applicable 5 99 Don't know 0 9. (Ask if married/living with domestic partner) Does your spouse know how much 2830 0 -9 Missing 2810 1 Yes 5 2 No 4 98 Not applicable 10 99 Don't know 1 9. (Ask if married/living with domestic partner) Does your spouse know how much 2830 0 -9 Missing 2207 1 Yes 422 2 No 96 5 1 98 Not applicable 104 99 Don't know 0 9. (Ask if married/living with domestic partner) Does your spouse know how much 2830 0 -9 Missing 2794 1 Yes 20 2 No 6 98 Not applicable 10 99 Don't know 0 9. (Ask if married/living with domestic partner) Does your spouse know how much 2830 0 -9 Missing 1358 1 Yes 1025 2 No 211 98 Not applicable 234 99 Don't know 2 9. (Ask if married/living with domestic partner) Does your spouse know how much 2830 0 -9 Missing 2815 1 Yes 6 2 No 0 98 Not applicable 9 99 Don't know 0 10. (Ask if all 'No' in Q4) Why don't you have money deposited in any of these o 2830 0 -9 Missing 258 1 I don't trust banks 19 2 I keep money somewhere else 84 3 Fees are too expensive 62 4 I don't know where to start 48 5 I cannot save/I am very poor 244 6 I don't have time to open a bank account 69 7 The nearest bank is too far away 7 96 Other 34 98 Not applicable 2005 10. (Ask if all 'No' in Q4) Why don't you have money deposited in any of these o 31 0 6 1 ACCOUNT AMOUNT FOR LONGTIME 1 BANK TRANSACTIONS COMPLICATED 1 BANKING CONDITIONS ARE TOUGH 1 BUSINESS IS TOO SMALL 1 BUSINESS STILL SMALL 1 BUYS STOCK 1 CLOSED AN ACCOUNT AT ONEBANK 1 COMMODITIES 1 HAD AN ACCOUNT BUT STOPPED SAV 1 HAVE NO IDEA 1 HE STILL THINKING 1 I DONT A MALAWIAN CITIZEN ID 1 I HAVE INVESTED MY MONEY IN 1 JUST DONT WANT TO SAVE AT ANY 1 LESS REVENUE 1 MONEY IS TOO SMALL 1 MONEY KEPT IN OPERATING CAPITA 1 NO ACCEPTANCE FORM OF 1 NOT ENOUGH TO SAVE 1 SMALL BUSINESS 1 SMALL TURN OVER 1 THE BUSINESS IS TILL SMALL TO 1 THE MONEY IS REQUIRED FREQUENT 1 TOO SMALL 1 TOO SMALL BUSINESS 4 WILL OPEN AN ACCOUNT ANYTIMESO 1 income not enough 1 11. (Ask if bank account in the name of the business, check in table above) Why 2830 0 -9 814 1 I don't see any benefits in separating business from personal money 160 2 Business and personal money are the same way 99 3 Fees for business accounts are very expensive 189 4 My business is not registered 70 5 I want to open a business bank account but have been postponing going to the bank 357 6 Havinng two separate accounts is too much 92 7 Don't know enough/lack of information about businesss bank accounts 318 11 1 96 Other 83 98 Not applicable 647 11. (Ask if bank account in the name of the business, check in table above) Why 72 0 2 1 ACCOUNT CLOSED FOR NOT SERVING 1 ACCOUNT OPENED LONG BEFORE 1 AGREED IN FAMILY NOT TO OPEN 1 1 BUSINESS IS STILL SMALL 4 BUSINESS MONEY MONEY REQUIRED 1 BUSINESS NOT READY TO HAVE SEP 1 BUSINESS STILL SMALL 4 BUSINESS STILL SMALL TO HAVE 1 BUSINESS STILL SMALL TO OPEN A 1 BUSINESS TOO SMALL 1 CLOSES AFTER PREVIOUS OWNER 1 CONDITIONS ARE TOO DEMANDING 1 DIDNT HAVE TIME 1 DOESNT HAVE ENOUGH MONEY 1 DONT EARN ENOUGH 1 DONT EARN ENOUGH TO SAVE SEPAR 1 DONT HAVE ENOUGH MONEY TO 2 DONT HAVE ENOUGH MONEY TO SAVE 1 DONT HAVE ENOUGH TO SAVE 1 DONT HAVE TIME 1 DONT KNOW 1 HAD A BUSINESS ACCOUNT BUT IT 1 HAD NO ACCEPTABLE FORM 1 HARSH CONDITION TO OPEN ACC 1 HAS NOT MADE ANY INITIATIVE 1 I DONT WANT 1 IS YET TO OPEN 1 ITS TIME COSUMING TO GO TO THE 1 LITTLE MONEY TO SAVE 1 LONG PROCESS 1 LOW INCOME NEEDS BUSINESS TO E 1 MY BUSINESS IS SMALL 2 MY BUSINESS SMALL 1 NEVER THINK ABOUT IT 2 NEVER THOUGHT ABOUT IT 1 NEVER THOUGHT OF IT 1 NO PLA TO HAVE BUSINESS ACC. 1 OPENED ACCOUNT BEFORE BUSINESS 3 OPENED ACCOUNTS BEFORE BUSINES 1 OPENED BEFORE BUSINESS 1 OPENED BEFORE STARTING 1 OPPENED BEFORE BUSINESS 1 THE BUSINESS CANT OP 1 THE BUSINESS HAS JUST STARTED 1 THE BUSINESS IS NOT BIG ENOUGH 1 THE BUSINESS IS NOT YET 1 THE BUSINESS IS SMALL 2 THE BUSINESS IS SMALL TO HAVE 1 THE BUSINESS IS STILL SMALL 4 THE BUSINESS WAS NOT SETTLED 1 THERE ARE ALOT OF PRODUCEDURES 1 THEY ARE PLANING TO OPEN 1 1 TOO SMALL BUSINESS 1 TOO SMALL BUSINESS. 1 12. Do you have any insurance scheme (against theft, fire etc) in the name of th 2830 0 -9 Missing 272 1 Yes 121 2 No 2428 4 2 98 1 99 Don't know 6 1. What do you think are the top two benefits of registering the business? 2830 0 -9 Missing 259 1 Comply with the law 315 2 Avoid harassment from authorities 127 3 Avoid fine 39 4 Issue receipt 5 5 Open a business bank account 203 6 Access to finance 688 7 Less bribes to pay 10 8 Access to government assistance 330 9 Access to new clients 37 10 Access to raw materials 11 11 Be a member of the chamber of commerce 7 12 Export license 3 13 Access to government assistance 145 14 Ability to hire formal workers 6 15 Obtain tax history for future loans 16 16 To be considered a 'real' business 320 18 No benefits 60 19 1 77 Skip 0 96 Other 4 98 3 99 Don't know 241 1. What do you think are the top two benefits of registering the business? 2830 0 -9 Missing 258 -7 591 1 Comply with the law 79 2 Avoid harassment from authorities 76 3 Avoid fine 31 4 Issue receipt 8 5 Open a business bank account 118 6 Access to finance 455 7 Less bribes to pay 8 8 Access to government assistance 352 9 Access to new clients 79 10 Access to raw materials 21 11 Be a member of the chamber of commerce 5 12 Export license 6 13 Access to government assistance 221 14 Ability to hire formal workers 5 15 Obtain tax history for future loans 30 16 To be considered a 'real' business 469 18 No benefits 1 66 1 77 Skip 0 96 Other 9 98 1 99 Don't know 6 1. What do you think are the top two benefits of registering the business? 13 0 15 1 ACCESS INFORMATION FROM GVMT 1 AS A FARM OF INSURANCE 1 COMPASATION IF YOUR GOODS ARE 1 FORM AN ASSOCIATION OF BUSINES 1 FORM OF INSULANCE 1 GAIN TRUST FROM CUSTOMER 1 GIVES KNOWLEDGE OF BUSINESS 1 TENDERS 1 THE BUSINESS IS PROTECTED 1 TO ACCESS INSURANCE 1 YOU EARN TRUST FROM BOTH AUTHO 1 YOU GET TRAINED AFTER CERTIFIC 1 2. Does your business have a Business Registration Certificate, meaning is your 2830 0 -9 Missing 256 1 Yes and show certificate 464 2 Yes, but doesn't show the certificate 1026 3 No 1029 4 No, I have requested and submitted all the papers but still waiting for the certificate 35 7 4 98 1 99 Don't know 15 3. When did you obtain the Business Registration Certificate? 2830 0 -9 Missing 1333 1 January 16 2 February 11 3 March 20 4 April 48 5 May 160 6 June 214 7 July 204 8 August 314 9 September 213 10 October 194 11 November 75 12 December 24 98 Notappl 4 3. When did you obtain the Business Registration Certificate? 2830 0 -9 Missing 1332 98 Notappl 4 1996 1 1997 1 1998 1 2001 1 2002 3 2003 1 2005 5 2006 2 2007 6 2008 7 2009 4 2010 15 2011 28 2012 1411 2013 8 4. Did you use your Business Registration Certificate for any purpose since you 2830 0 -9 Missing 1330 1 Yes 389 2 No 1107 4 1 6 1 98 2 5. For what purpose did you use the Business Registration Certificate? 2830 0 -9 Missing 2438 1 Open business bank account 272 2 Participate in training (and opne business bank account) 43 3 Access to bank loan 10 4 Show certificate to customers/Put on the wall 23 5 Provide invoices to customers for tax purposes 1 6 Provide receipts to customers 1 7 Register for taxes (no payment mentioned) 1 8 Pay texes 0 9 Show to inspections/authorities/Avoid being harassed 11 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 12 12 Access to government contracts 5 13 Get access to government's assistance /matching grant/BUGS 1 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 0 96 Other 7 98 Notappl 5 5. For what purpose did you use the Business Registration Certificate? 2830 0 -9 Missing 2434 -7 342 1 Open business bank account 3 2 Participate in training (and opne business bank account) 16 3 Access to bank loan 6 4 Show certificate to customers/Put on the wall 10 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 1 7 Register for taxes (no payment mentioned) 1 8 Pay texes 0 9 Show to inspections/authorities/Avoid being harassed 2 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 4 12 Access to government contracts 2 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 2 16 Get an insurance in the name of the business 1 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 0 96 Other 0 98 Notappl 6 5. For what purpose did you use the Business Registration Certificate? 2830 0 -9 Missing 2780 -7 39 1 Open business bank account 0 2 Participate in training (and opne business bank account) 1 3 Access to bank loan 1 4 Show certificate to customers/Put on the wall 0 5 Provide invoices to customers for tax purposes 1 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 1 8 Pay texes 2 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 3 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 0 96 Other 0 98 Notappl 2 5. For what purpose did you use the Business Registration Certificate? 2830 0 -9 Missing 2821 -7 9 1 Open business bank account 0 2 Participate in training (and opne business bank account) 0 3 Access to bank loan 0 4 Show certificate to customers/Put on the wall 0 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 0 8 Pay texes 0 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 0 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 0 96 Other 0 98 Notappl 0 5. For what purpose did you use the Business Registration Certificate? 2830 0 -9 Missing 2830 1 Open business bank account 0 2 Participate in training (and opne business bank account) 0 3 Access to bank loan 0 4 Show certificate to customers/Put on the wall 0 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 0 8 Pay texes 0 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 0 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 0 96 Other 0 98 Notappl 0 5. For what purpose did you use the Business Registration Certificate? 3 0 BEING A BURUNDI HE USED THE 1 DRIVING LICENCE 1 REGISTER FOR AIRTEL MONEY 1 6. Did you receive help from any individual or organisation to register your bus 2830 0 -9 Missing 1305 1 Yes 1402 2 No 119 98 Notappl 4 7. (Ask if operates in a trading center) Did this business pay market dues in th 2830 0 -9 Missing 270 1 Yes 1759 2 No 357 10 2 98 Not applicable 442 8. (Ask if does not operates in a trading center) Did this business pay a City A 2830 0 -9 Missing 2340 1 Yes, shows the license 41 2 Yes, shows a receipts 29 3 85 4 No 294 98 Not applicable 39 99 Don't know 2 9. (Ask if does not operates in a trading center) Did this business pay any sect 2830 0 -9 Missing 2211 1 Yes, shows the license 6 2 Yes, shows a receipts 20 3 37 4 No 387 98 Not applicable 165 99 Don't know 4 10. Did you pay the following taxes for your business in the past 6 months? 2830 0 -9 Missing 256 1 Yes 37 2 No 2533 3 1 98 Not applicable 3 99 Don't know 0 10. Did you pay the following taxes for your business in the past 6 months? 2830 0 -9 Missing 257 1 Yes 6 2 No 2560 3 1 98 Not applicable 6 99 Don't know 0 10. Did you pay the following taxes for your business in the past 6 months? 2830 0 -9 Missing 259 1 Yes 16 2 No 2553 3 1 98 Not applicable 1 99 Don't know 0 11. Is this business registered for taxes? 2830 0 -9 Missing 262 0 1 1 Yes, shows a Tax Identification Number(TPIN) card 4 2 Yes, doesn't show anything or something else 156 3 No 2404 5 1 98 Notappl 2 12. During the past 6 months, has your business received an inspection from any 2830 0 -9 Missing 256 1 Yes 447 2 No 2125 98 Notappl 1 99 Don't know 1 12. During the past 6 months, has your business received an inspection from any 2830 0 -9 Missing 256 1 Yes 101 2 No 2471 98 Notappl 1 99 Don't know 1 12. During the past 6 months, has your business received an inspection from any 2830 0 -9 Missing 256 1 Yes 102 2 No 2470 98 Notappl 1 99 Don't know 1 12. During the past 6 months, has your business received an inspection from any 2830 0 -9 Missing 256 1 Yes 17 2 No 2555 98 Notappl 1 99 Don't know 1 12. During the past 6 months, has your business received an inspection from any 2830 0 -9 Missing 256 1 Yes 199 2 No 2373 98 Notappl 1 99 Don't know 1 12. During the past 6 months, has your business received an inspection from any 2830 0 -9 Missing 261 1 Yes 156 2 No 2409 5 1 6 1 98 Notappl 1 99 Don't know 1 13. Were you fined as a result of any of these inspections in the past 6 months? 2830 0 -9 Missing 263 -8 1 1 Yes 17 2 No 695 9 1 98 Notappl 1853 14. How much did you typically pas as fine following these inspections in the pa 2830 0 -9 Missing 2802 -8 Don't know 0 98 Notappl 11 15. Have you been asked for a bribe in the past 6 months relating to your busine 2830 0 -9 Missing 258 1 Yes 50 2 No 2519 3 1 17 1 98 Notappl 1 16. Could you tell me approximately how much in bribes (including cash, merchand 2830 0 -9 Missing 2764 -8 Don't know 0 0 12 50 1 98 Notappl 18 300 1 400 1 500 2 800 1 1500 1 2000 4 3000 2 3600 1 4000 1 5000 8 6000 3 8000 1 10000 3 20000 1 30000 1 36000 1 40000 1 50000 1 100000 1 Harrasment codes 2830 0 -9 256 1 Threats to shut down business 2573 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 98 1 Harrasment codes 2830 0 -9 256 1 Threats to shut down business 0 2 Locking of premises 2573 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 98 1 Harrasment codes 2830 0 -9 256 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 2573 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 98 1 Harrasment codes 2830 0 -9 256 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 2573 5 Sexual proposals 0 6 Beating 0 98 1 Harrasment codes 2830 0 -9 256 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 2573 6 Beating 0 98 1 Harrasment codes 2830 0 -9 256 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 2573 98 1 17. Could you tell me if you have experienced this in the past 3 months? 2830 0 -9 Missing 256 1 Yes 164 2 No 2409 98 Notappl 1 17. Could you tell me if you have experienced this in the past 3 months? 2830 0 -9 Missing 256 1 Yes 55 2 No 2518 98 Notappl 1 17. Could you tell me if you have experienced this in the past 3 months? 2830 0 -9 Missing 256 1 Yes 195 2 No 2377 3 1 98 Notappl 1 17. Could you tell me if you have experienced this in the past 3 months? 2830 0 -9 Missing 256 1 Yes 115 2 No 2458 98 Notappl 1 17. Could you tell me if you have experienced this in the past 3 months? 2830 0 -9 Missing 256 1 Yes 327 2 No 2246 98 Notappl 1 17. Could you tell me if you have experienced this in the past 3 months? 2830 0 -9 Missing 256 1 Yes 35 2 No 2538 98 Notappl 1 18. Could you tell me what best describes the identity of the person who did thi 2830 0 -9 Missing 2665 1 Police 8 2 City council/Municipality/Malawi Bureau of standards personnel 80 3 Tax authority 3 4 Ministry of Industry and Trade 2 5 Neighbouring business 9 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 3 10 Employee 0 11 Customer 17 12 Stranger 26 13 Lamdlord 6 14 Riotting mob 1 96 Other 8 98 Notappl 2 18. Could you tell me what best describes the identity of the person who did thi 2830 0 -9 Missing 2765 1 Police 4 2 City council/Municipality/Malawi Bureau of standards personnel 32 3 Tax authority 0 4 Ministry of Industry and Trade 0 5 Neighbouring business 2 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 1 9 Business partner 0 10 Employee 0 11 Customer 0 12 Stranger 6 13 Lamdlord 6 14 Riotting mob 0 96 Other 2 98 Notappl 12 18. Could you tell me what best describes the identity of the person who did thi 2830 0 -9 Missing 2634 1 Police 4 2 City council/Municipality/Malawi Bureau of standards personnel 10 3 Tax authority 1 4 Ministry of Industry and Trade 0 5 Neighbouring business 6 6 Someone respondent owes money 0 7 Spouse/Domestic partner 1 8 Relative of self/domestic partner 0 9 Business partner 0 10 Employee 4 11 Customer 14 12 Stranger 140 13 Lamdlord 2 14 Riotting mob 6 96 Other 6 98 Notappl 2 18. Could you tell me what best describes the identity of the person who did thi 2830 0 -9 Missing 2705 1 Police 19 2 City council/Municipality/Malawi Bureau of standards personnel 25 3 Tax authority 1 4 Ministry of Industry and Trade 0 5 Neighbouring business 2 6 Someone respondent owes money 2 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 1 10 Employee 0 11 Customer 14 12 Stranger 43 13 Lamdlord 2 14 Riotting mob 0 96 Other 8 98 Notappl 8 18. Could you tell me what best describes the identity of the person who did thi 2830 0 -9 Missing 2505 1 Police 1 2 City council/Municipality/Malawi Bureau of standards personnel 2 3 Tax authority 0 4 Ministry of Industry and Trade 0 5 Neighbouring business 14 6 Someone respondent owes money 0 7 Spouse/Domestic partner 1 8 Relative of self/domestic partner 1 9 Business partner 5 10 Employee 2 11 Customer 231 12 Stranger 63 13 Lamdlord 1 14 Riotting mob 0 96 Other 1 98 Notappl 3 18. Could you tell me what best describes the identity of the person who did thi 2830 0 -9 Missing 2786 1 Police 2 2 City council/Municipality/Malawi Bureau of standards personnel 0 3 Tax authority 0 4 Ministry of Industry and Trade 0 5 Neighbouring business 4 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 1 10 Employee 0 11 Customer 11 12 Stranger 18 13 Lamdlord 0 14 Riotting mob 0 96 Other 0 98 Notappl 8 19. Are you more confident, equally confident or less confident than when we int 2830 0 -9 Missing 259 1 More confident 1655 2 Equally confident 740 3 Less confident 165 12 1 98 Notappl 2 99 Don't know 8 1. What were the top two products or services in total value of revenues in the 2830 0 -9 Missing 302 -7 30 1 Jam 0 2 Wine 0 3 Juices 0 4 Peanut butter 0 5 Packaged nuts 0 6 Candies 2 7 Butter/Margarine 1 8 Salt 8 9 Honey 1 10 Sugar 112 11 Fish-derived products 3 12 Meat-derived products 0 13 Bread 16 14 Cooking oil 78 15 Snacks 4 16 Other-food(specify) 56 17 Eggs 23 18 Fish 166 19 Shrimp 0 20 Meat-poutry 64 21 Meat-pork 30 22 Nuts 3 23 Legumes 5 24 Fresh fruits 14 25 Fresh vegetables 126 26 Other agriculture products(specify) 211 27 Meals in restaurant 173 28 Snacks in restaurant 0 29 Meals or snacks on roadside 36 30 Meals or snacks for sale in retail outlet 3 31 Catering for parties/ceremonies 6 32 Other catering(specify) 2 33 Ready-made clothes 53 34 Tailor-made clothes 43 35 Scarves 0 36 Chitenjes 28 37 Fabrics 0 38 Head-wraps 2 39 Place-mats 0 40 Napkins/Handkerchiefs 0 41 Runners 0 42 Bed sheets/pillow 5 43 Floor mats 0 44 Repairs and alterations 6 45 Shoes 54 46 Sandals 2 47 Other garments(specify) 72 48 Woven baskets 0 49 Woven vases 0 50 Woven bags 0 51 Clay baskets 0 52 Clay/ceramic figurines 0 53 Clay/ceramic vases 0 54 Beaded figurines 0 55 Beaded vases 1 56 Beaded jewelry 0 57 Cloth bags 0 58 Cloth wallet/coin purses 0 59 Wooden trays 0 60 Wooden bowls 0 61 Wooden figurines 0 62 Wooden vases 0 63 Leather bags 0 64 Leather wallets/coin purses 0 65 Jewelry 1 66 Other handcrafts(specify) 1 67 Crushed stone/kwale 0 68 Metal sheets 0 69 Terrazzo 0 70 Other mining and metal works(specify) 12 71 Groceries/Toiletries 1 72 Pharmaceuticals 0 73 Stationary 4 74 Candles 2 75 Batteries 10 76 Appliances 4 77 Other small electronics 0 78 Music(CD/DVDs) 19 79 Artwork 0 80 Ready-made clothes 2 81 Scarves 1 82 Chitenjes 5 83 Head-wraps 0 84 Other cloth products 4 85 Floor mats 0 86 Shoes 4 87 Sandals 1 88 Woven items 0 89 Clay items 0 90 Ceramic items 0 91 Bags or purses 10 92 Wooden items 0 93 Leather items 0 94 Jewelry 0 95 Other retail(specify) 370 96 Tables/chairs 41 97 Beds 12 98 Notappl 4 99 Bookshelves 0 100 Doors/Door-frames 6 101 Windows 1 102 Coffins 1 103 Other furniture 1 104 Fixing/maintainance 0 105 Hair cut/shaving 20 106 Plaiting(Braiding,Twisting,Weaving,Cornrows) 66 107 Hair relaxing 48 108 Permanent waving(wet look,leisure curl) 0 109 Thermo styling (hot combing,pressing) 0 110 Hair color 1 111 Hair styling(Setting,Ironing,Tonging,Brushing) 4 112 Facials/Make up 0 113 Depilatory services 0 114 Manicures/Pedicures 0 115 Massages 0 116 Other personal services(specify) 1 117 Paper 0 118 Recycling 0 119 Charcoal making 1 120 Candles 0 121 Herbal medicines 0 122 Natural Beauty Products 2 123 Taxi/transport service 0 124 Video showing 0 125 Motor vehicle spare parts 1 126 Motor vehicle repair 2 127 Paints 18 128 Plumbing 0 129 Cleaning 0 130 Soft drinks 90 131 Beer 57 132 Airtime 34 133 Cement 6 134 Cigarettes 25 135 Cereals 0 996 Other products & services(specify) 196 1. What were the top two products or services in total value of revenues in the 2830 0 -9 Missing 328 -7 32 0 1 1 Jam 1 2 Wine 0 3 Juices 0 4 Peanut butter 0 5 Packaged nuts 0 6 Candies 0 7 Butter/Margarine 0 8 Salt 26 9 Honey 0 10 Sugar 70 11 Fish-derived products 0 12 Meat-derived products 1 13 Bread 26 14 Cooking oil 33 15 Snacks 2 16 Other-food(specify) 61 17 Eggs 29 18 Fish 71 19 Shrimp 0 20 Meat-poutry 24 21 Meat-pork 6 22 Nuts 6 23 Legumes 6 24 Fresh fruits 13 25 Fresh vegetables 55 26 Other agriculture products(specify) 199 27 Meals in restaurant 153 28 Snacks in restaurant 1 29 Meals or snacks on roadside 15 30 Meals or snacks for sale in retail outlet 2 31 Catering for parties/ceremonies 1 32 Other catering(specify) 3 33 Ready-made clothes 46 34 Tailor-made clothes 33 35 Scarves 1 36 Chitenjes 5 37 Fabrics 0 38 Head-wraps 2 39 Place-mats 0 40 Napkins/Handkerchiefs 0 41 Runners 0 42 Bed sheets/pillow 3 43 Floor mats 0 44 Repairs and alterations 8 45 Shoes 20 46 Sandals 5 47 Other garments(specify) 48 48 Woven baskets 0 49 Woven vases 0 50 Woven bags 1 51 Clay baskets 0 52 Clay/ceramic figurines 0 53 Clay/ceramic vases 0 54 Beaded figurines 1 55 Beaded vases 0 56 Beaded jewelry 0 57 Cloth bags 0 58 Cloth wallet/coin purses 0 59 Wooden trays 1 60 Wooden bowls 1 61 Wooden figurines 0 62 Wooden vases 0 63 Leather bags 0 64 Leather wallets/coin purses 0 65 Jewelry 0 66 Other handcrafts(specify) 0 67 Crushed stone/kwale 0 68 Metal sheets 0 69 Terrazzo 0 70 Other mining and metal works(specify) 7 71 Groceries/Toiletries 4 72 Pharmaceuticals 0 73 Stationary 4 74 Candles 6 75 Batteries 17 76 Appliances 4 77 Other small electronics 0 78 Music(CD/DVDs) 15 79 Artwork 0 80 Ready-made clothes 0 81 Scarves 0 82 Chitenjes 2 83 Head-wraps 0 84 Other cloth products 3 85 Floor mats 0 86 Shoes 2 87 Sandals 1 88 Woven items 0 89 Clay items 0 90 Ceramic items 1 91 Bags or purses 3 92 Wooden items 0 93 Leather items 0 94 Jewelry 0 95 Other retail(specify) 384 96 Tables/chairs 22 97 Beds 15 98 Notappl 528 99 Bookshelves 0 100 Doors/Door-frames 11 101 Windows 0 102 Coffins 0 103 Other furniture 4 104 Fixing/maintainance 1 105 Hair cut/shaving 5 106 Plaiting(Braiding,Twisting,Weaving,Cornrows) 40 107 Hair relaxing 67 108 Permanent waving(wet look,leisure curl) 0 109 Thermo styling (hot combing,pressing) 0 110 Hair color 0 111 Hair styling(Setting,Ironing,Tonging,Brushing) 3 112 Facials/Make up 0 113 Depilatory services 0 114 Manicures/Pedicures 0 115 Massages 0 116 Other personal services(specify) 4 117 Paper 0 118 Recycling 0 119 Charcoal making 0 120 Candles 1 121 Herbal medicines 0 122 Natural Beauty Products 2 123 Taxi/transport service 0 124 Video showing 0 125 Motor vehicle spare parts 0 126 Motor vehicle repair 1 127 Paints 7 128 Plumbing 0 129 Cleaning 0 130 Soft drinks 66 131 Beer 33 132 Airtime 27 133 Cement 5 134 Cigarettes 28 135 Cereals 0 996 Other products & services(specify) 167 1. What were the top two products or services in total value of revenues in the 1040 0 .75MATRESSES 1 2 BY 10 1 2 BY 6 1 50 KGS SACKS 1 50KG SACKS 1 A4 SIZE USED PAPERS 1 AFFRODDSIAC 1 AFRODISIAN 1 AIRTIME 1 ANGLE 1 BABY CLOTHES 1 BABY SUIT 2 BABY SUITS 2 BABY T SHIRTS 1 BAGS 1 BALLOONS 1 BANNER 1 BANS 1 BAR SOAP 1 BARGLAR BAR 1 BASINS 2 BASKET 1 BATERRY CHARGER 1 BATHING TOWEL 1 BATHING TOWELS 1 BATTERY ACID 1 BEADS 1 BEANS 22 BEANS (IN KG) 1 BEARING 2 BEARINGS 1 BEER 4 BEER(SACHET 1 BELT 1 BICYCLE 3 BICYCLE REPAIRING 1 BICYCLE SADDLE 1 BICYCLE TUBE 1 BICYCLETYRE 1 BIG COOKER BOX 1 BISCUITS 3 BLACK SHEET 1 BLACKETS 1 BLAKE PADZ 1 BLANK SIMCARDS 1 BLOOMS 1 BLUE BAND STOCK 1 BLUE GUM TIMBER 1 BLUE PACKING BAGS 1 BLUEBAND 1 BODY CREAM (DAWN) 1 BODY LOTION 6 BODY SUIT 2 BOLTS 2 BOLTS AND NUTS 1 BOOM 1 BOSTIC 3 BOSTICK 1 BOSTIQUE 1 BOULT & NUT 1 BOULTS 1 BOXER SHOTS 1 BRAKE FLUID 1 BRAKE LINNERS 1 BRASH 1 BREAD 2 BREAK FLUID 1 BROUSES 1 BUCKETS 1 BUGLARS BARS 1 BURNING 1 1 BURNING CD 2 BUTTONS 1 CABLE 1 CALOLIGHT 1 CANE CHAIRS 1 CANE SPIRIT 1 CAR BODY 1 CAR ENGINE 1 CAR OIL 2 CAR PAINT 1 CAR SPARE PARTS 1 CAR TYRES 1 CARLOLITE 1 CARO LIGHT 1 CARRIER BAGS 1 CARTONS 1 CASSAVA 2 CD BURNING 2 CELL PHONE 1 CELLPHONE 1 CELLPHONE REPAIRE 1 CHAIR 1 CHAIR CLOTH 1 CHAIR TRIMMING 1 CHALK 1 CHANNEL METALS 1 CHARCOAL 10 CHARCOALS 1 CHARGERS 1 CHEMICALS 1 CHILDRENS SHOES 1 CHIPS 29 CHIPS AND CHICKEN 1 CHIPS AND SALAD 1 CHIPS IRISH POTOTO 1 CHIPS WITH SALAD 1 CHIPS(100 PLATES) 1 CHPIS 1 CHRCOAL BURNER 1 CHUBU(CAR CHUBU) 1 CIGARETTES 1 CLERE LOTION 2 CLOTH 2 CLOTHES 2 COFFIN 1 COIL SPRING 1 1 CONTRACTOR 1 CONTRACTORS 1 COOKER 1 COOKING OIL 10 COSMETICS 2 COTTON 2 CRASH 1 CREAM LOTION 2 CURRY 1 CURTANS 1 CUTEX 2 CUTTING DISCS 1 DINLUG SET 1 DIPLOSON 1 DIPRON 1 DISH INSTALLTION 1 DK WHITE PAINT 1 DOOR FRAMES 1 DOUGHNAS 1 DOVE POWDER 2 DRESS 1 DRESSES 3 DRY FISH 6 DRY MAIZE 1 DUVERT 2 DVD BURNING 1 DVDS 1 DVDS1 1 EAR RINGS 1 EARINGS 2 EGGS 3 ELECTRIC CABLE 1 ELECTRIC CABLES 1 ELECTRIC SWITCH 1 ELECTRICAL INSTALLAT 1 ELECTRICAL WIRE 1 ELECTRONICS 1 EMBASSY 1 EMPTY CARTONS 1 EMPTY SACKS 3 ENGINE OIL 2 ENGINE TUNE UP 1 EXTENSION 1 EXTENSIONS 1 F7 1 FACE CREAM 1 FACE POEDER 1 FACE POWDER 3 FACING POWDER 1 FIREWOOD 2 FISH 3 FITTING GLASS 1 FIXING AND UNLOCKING 1 FIXING CARS 1 FIXING FRIDGES 1 FIXING SHOES(FULLSOU 1 FIXING VIDEO SCREEN 1 FLASH 1 FLAT MONNITORS 1 FLAT SHEET 1 FLEX CABLES 1 FLOUR 8 FLOUR 5KG 1 FREE WHEEL 1 FREEZED 1 FRESH MILK 1 FULL SOLE 2 G/NUT MILLING 1 G/NUTS 4 G/NUTS FLOUR 2 GALIC POWDER 1 GALLONS 1 GALVANISED PIPES 2 GAME SHOW 1 GARDEN TAP 1 GARVANIZED FITTINGS 1 GAS 1 GAS WELDING 1 GATES 2 GEAR BOX 1 GLASS 1 GLYCERINE 1 GOAT MEAT 2 GOLF SHIRTS 1 GREEN BEANS 1 GREEN CARLSBURG 1 GROUND NUTS 1 GROUNDNUT POWDER 1 GROUNDNUTS 1 GROUNDNUTS POWDER 2 GROUNGNUTS 1 HAB 1 HAIR DRESSING 1 HAIR PLATING 1 HARDDRIVER 1 HEAD SET 2 HEADSET 1 HEADSETS 1 HINGES 1 HJES 1 HOES 2 HONEY 1 HOT PIRIPIRI 1 HOUSE HPLD CLOTHES 1 HOUSEHOLD CLOTHES 1 ICE BLOCKS 1 INSTALLATION 1 IRISH POTATO 3 IRISH POTATOES 1 JAM 1 JEAN TROUSERS 1 JEANS 2 JUMBO 2 JUMBO (PAPER BAG) 1 JUMBO PLASTICS 1 KITCHEN WIPER 1 LACE MATERIALS 1 LADIES CLOTHES 2 LADIES DRESS 1 LADIES TUNG TOP 1 LADY TOPS 1 LAFARGE CEMENT 1 LAMP HOLDER 1 LAPTOP 1 LAPTOP CHARGER 1 LAUNDRY SOAP 2 LCD 1 LEATHER JACKETS 1 LIGHT BABY CLOTHES 1 LIM LOCK 1 LIM ROCK 1 LIVE CHICKEN 1 LOAD 1 LOCKS 2 LOGS(FIREWOOD) 1 LOTION 2 MA ROD 1 MAIN SWITCH 2 MAIZE 25 MAIZE 50KG BAGS 1 MAIZE BAGS 1 MAIZE BASKET 1 MAIZE FLOUR 33 MAIZE FLOUR 1/2 KG 1 MAIZE FLOUR3 1 MAIZE FLUOR 1 MAIZE HEAR 1 MAIZE MILL 1 MAIZE MILLING 1 MAIZEFLOUR 1 1 MAKING CLOTHES 2 MAKING SANDLES 1 MAKING SHIRTS 1 MALAMBE 1 MANGO 1 MANGOES 1 MANGOS 1 MANUAL G/NUT SHELLER 1 MATS 1 MBAULA 1 MEAL 1 MEAT 2 MEAT BEEF 1 MEEZAN OIL 1 MEN SHOES 2 MEN TROUSERS 2 MEN;S TROUSER 1 MENS FULL SORE 1 MENS JEANS 1 MENS SHOES 1 MERSH 4 MESH 16 METER BOARD 2 MILAMBA FISH 1 MILK AND MILK 1 MILLET 2 MILLING 2 MINERALS 2 MOBILE PHONE 2 MOTOR OIL 1 MOTORCYCLE 1 MUSIC DVDS 1 NAIL 2 INCHES 1 NAIL POLISH 1 NAILS 19 NAILS(2,3 INCHES) 1 NAILS(3 AND 2 INCHES 1 NATION WEAR 1 NGUMBI 1 NIRMA SOAP 1 NOKIA 1200 1 NOKIA CHARGE 1 NSIMA 2 NSIMA AND CHICKEN 1 NSIMA AND CHICKET 1 NSIMA WITH CHICKEN 1 NSIMA WITH FISH 1 NSIMA WITH MEAT 1 NTEDZA 1 NYLON 1 OBAMA 1 OFFICE SHOES 1 OIL 13 OIL PAINT 1 OIL SPRING 1 OKRA 1 OLDNEWS 1 ONION 1 ONIONS 7 ORANGES 1 PAD LOCKS 1 PAIL (BUCKET) 1 PAILS (20 LITRES) 1 PAINT 2 PAINTING AND SIGN WR 1 PAINTINGS 1 PANEL BEATING 1 PANGA KNIFE 1 PANGA KNIVES 1 PARAFIN 1 PEANUT BUTTER 1 PERFUMES 1 PHONE 1 PHONE BATTERIES 1 PHONE CHARGER 3 PHONE CHARGES 1 PHONE CHARGING 4 PHONE CHARNGERS 1 PHONE FACES 1 PHONE HEADSET 2 PHONE REPAIR 3 PHONE REPAIRING 1 PHONES 2 PIECE OF CLOTH 1 PIECE OF CLOTHES 2 PIGS 1 PILLAR TAP 1 PIPE 2 PIPES 1 PIPING 1 PLAITING 2 PLAITING HAIR 2 PLANTING BRAID 1 PLASTIC 2 PLASTIC BAGS 7 PLASTIC BASINS 1 PLASTIC CONTAINER 1 PLASTIC JUMBO 1 PLASTIC JUMBOS 1 PLASTIC PAPER 1 PLASTIC PAPER(CHIPS) 1 PLASTIC PAPERS 1 PLASTIC SACKS 1 PLASTIC SHEETS 1 PLASTICS 5 PLASTICS 3 X8 1 PLASTICS BAGS 2 PLATE WRETH 1 PLATES 4 PLATES FOR MAKING HO 1 PLATES(FOR MAKINGHOE 1 PLITING HAIR 1 POOL GAME 2 POPCON 1 POPCORN 1 PORK 1 POTS 3 POWDER 1 POWDER MILK 2 POWDER SOAP 1 POWDER SOAP FUMA 1 PRINTING 2 PROVIDING ACCOMODATI 1 PURE STEEL 1 RADIO REPAIRING 1 RATION MEAT 1 REALM 1 RED OXIDE 1 REDISH ONIONS 1 RELAXER 1 RELAXING HAIR 1 REPAIRING 1 REPAIRING BATTERY 1 REPAIRING BICYCLES 1 REPAIRING DVD 2 REPAIRING ELECTRINIC 1 REPAIRING KETTLES 1 REPAIRING NOKIA 1 REPAIRING SCREW 1 REPAIRING SHOE SOLES 1 REPAIRING SHOES 2 REPAIRING TV 1 REPAIRPHONES 1 REPARING CELL PHONE 1 REVION 1 REVLON 2 RICE 40 RICE AND CHICKEN 1 RICE CHICKEN 1 RICE WITH BEEF 1 RICES 1 RIM LOCK 1 RIM LOCKS 2 RIMLOCK 2 RIMROCK 1 RODS 1 ROMOTE CONTROL 1 ROOVERS 1 SACK BAG 1 SACKS 4 SAND PAPER 1 SAOP 1 SCHOOL UNIFORM 1 SCRAP METAL 1 SCREEN 1 SCREEN REPAIRING 1 SCULPTURED 1 SECURITY GATES 1 SELLING CHARCOAL 2 SELLING FIREWOOD 1 SELLING MESH 2 SELLING PHONE 1 SELLING PHONES 1 SELLING RICE 1 SELLING SEWING MAC 1 SELLING TELEVISION 1 SELLING TERRAZO 1 SELLING TROUSER 1 SHAVING 1 SHAWEL 1 SHELLING(KONOLA) 1 SHIRT 3 SHIRTS 1 SHOCK ABSOBER 1 SHOE REPAIR 2 SHOES 1 SHORTS 1 SHOWER MIXER 1 SHOWERS 1 SIMPLEX 1 SKIRT 2 SKIRTS 3 SLICONE 1 SLIPERS 1 SLIPPERS 1 SMALL BAGS 1 SMALL PINEAPPLES 1 SMALL PLASTIC BAGS 1 SMALL PLASTIV BAG 1 SOAO(NIRMA) 1 SOAP 27 SOAP (NIRMA) 1 SOAP WASHING SOAP 1 SOAP(U - FRESH) 1 SOBO 1 SOBO SQUASH 1 SOCKETS 1 SOCKS 1 SODA 1 SODAS 2 SOFT DRINK 1 SOFT DRINKS 5 SOFT TIMBER 1 SOFT WOOD 1 SORGUM 1 SOYA MEAT 2 SOYA PIECES 1 SPARE PARTS SELLING 1 SPAREPARTS (EAR) 1 SPECIAL BLUE 1 SPICE AND FOOD 1 SPRAY PAINTING 1 SPRING BUSHES 1 SS 1 STARTER 1 STARTER MOTOR 1 STATER MOTOR 1 STEAK 1 STEAL BARS 1 STEAL WINDOWS 1 STEAMING 2 STOOL DOORS 1 STOP CLOCK 1 STOPCOCK 1 STOPCORK 1/2 INCH 1 SUGAR 13 SUN GLASSES 2 SWEET POTATOES 1 SWEETS 1 T-SHIRTS 2 T.SHIRTS 1 TAP 1 TEA 3 TEACHING 1 TEXTILES 1 THOBWA 2 TIMBER 4 TIMBER (2BY2) 1 TIMBER (2X2) 1 TIMBER 2 X 6 1 TIMBER(2X4) 1 TINS 1 TIRES 1 TNM 1 TOILET SET 1 TOMATO 16 TOMATOES 5 TOOTH PASTE 1 TOUCHES 1 TRACK SHOES 1 TRAVELLING BAGS 1 TROUSER 8 TROUSERS 3 TROWEL 1 TUBES 1 TYPING AND PRINTING 1 TYRE 1 TYRE FITTING 1 TYRE LIMS 1 TYRE SALES 1 TYRE SELLING 1 TYRE TUBES 1 U-FRESH 2 UNDERWEAR 1 UREA 1 USB CABLE 1 USIPA 3 UTAKA 1 UTAKA[DRIED] 1 VANISH 1 VANISH CREAM 1 VARNISH 1 VEHOCLE MAINTENANCE 1 VIOLET IRISH POTATYO 1 WACO WALL GRASS 1 WASHING SOAP 2 WATCH 1 WATER CANE 1 WATER IN PACKETS 1 WATER TAPS 2 WAX 1 WEAVE 2 WEAVES 5 WEAVING 1 WEED GLUE 1 WEIGHT LIFTING 1 WEILDING 1 WELDING 3 WELDING RODS 1 WHEEL GATES 1 WHITE FLOUR 2 WINDOW BRACKET 1 WINDOW FITTINGS 1 WINDOW FRAME 1 WINDOW GLASS 1 WIRE 2 WIRE NAILS 2 WIRES 1 WOMEN DRESSES 1 WORK SUIT 1 WRAPPERS[ZITENJE] 1 WRIST WATCHES 1 YABOOKA 20 1 YELLOW RAJAH 1 ZITENJE 2 ZOKOMAMIN SHOP 1 barglar bar (f7) 1 plastic bags 1 1. What were the top two products or services in total value of revenues in the 969 0 -9 13 1 2 2 BY 10 1 20LITRE PALES 1 23;21;O+ 4S 1 2BY 2 1 3600 1 70KGS SACKS 1 ACID 2 ACID (FOR SALE) 1 AIRTEL 1 ALUMINIUM 1 ANGLE 1 ANGLE IRON 2 AUDIO TAPES 2 AUTONETOR 2 BABY BRANKET 1 BABY SHAWEL 1 BAENS 1 BAGGLE 1 BAGLAR BAR 1 BAKING FLOUR 2 BANANAS 1 BANS 2 BAR SOAP 2 BASIN 1 BATHING SOAP 1 BATTERIES 1 BATTERY CHARGING 3 BAWJOINT 1 BEALINGS 1 BEAN 1 BEANS 25 BED 1 BED SHIRTS 1 BED[SINGLE BED] 1 BELL HOUSING 1 BELTS 1 BICYCLE HUB 1 BICYCLE TYRE 1 BICYCLE TYRES 1 BICYCLES WELDING 1 BIG PLASTIC BAGS 1 BISCUITS 1 BLOUSE 1 BODY LOTION 6 BODY LOTIONS 1 BODY OIL 1 BODY TOP 1 BODYLOTION 2 BOLT AND NUT 1 BOLT AND NUTS 1 BOLTS AND NUTS 2 BONYA USIPA 1 BOOM SURF 1 BOSTIC 3 BOWJOINT 1 BRAKE 1 BRAKE BONDING 1 BRAKE FLUID 5 BRAKE PAD 1 BRE 1 BREAD 3 BREAK PADS 1 BREAK SHOES 1 BRGLAR BAR (RT6) 1 BRICKFORCE 1 BRIDESMATE DRESSES 1 BROUS 1 BRUSH 1 BULB HOLDER 6 BURNING 1 BUSCATES 1 BUSCUITS PACKETS 1 BUTEX 1 BUTEX SOAP 1 BUTTREY ACID BOTTLE 1 CABAGE 1 CABBAGE 2 CALORITE 1 CAPS 1 CAR OIL 1 CAROLIGHT 1 CAROLIGHT LOTION 1 CARPHONE 1 CARRIER BAGS 1 CD BURINING 1 CHANNELS 1 CHARCOAL 3 CHARGES 1 CHARGING 1 CHARGING PHONE 2 CHARGING PHONES 2 CHEMICAL 1 CHEMICALS 1 CHEMICALS EASY WAVE 1 CHEMICALS(CHOLESTAL) 1 CHICKEN 4 CHICKEN (FRIED) 1 CHICKEN EGGS 1 CHICKEN PARTS 1 CHICKEN PIECES 1 CHILDREN SHOES 1 CHILDRENS SHOES 1 CHIPS 3 CHIPS WITHOUT SALAD 1 CHITENJE 1 CHOLESTEROL 1 CIGARATTE 1 CIGARETTES 1 CIGARRETTES 1 CLEAR PAPERS OF WATE 1 CLEAR VANISH 1 CLOTHES HIRING 1 CODROLL TROUSERS 1 COIL SPRINGS 1 COLD WATER 1 COMPUTER REPAIR 1 COMPUTER REPAIRING 2 CONFOTAS CLOTHES 1 CONTAINERS 1 CONTSRUCTING PILLARS 1 COOKER COILS 1 COOKING OIL 3 COOKING POTS 2 COPPER 1 COSMETICS 4 COTTON CLOTH 1 CRACK FILLER 1 1 CREAM 1 CREAM FACIAL 1 CREAM LOTION1 1 CREAM OIL 1 CUCUMBERS 1 CUSHIONS 1 CUTEX 2 CUTTING DISC 1 CUTTING DISCS 1 DIESEL ENGINE OIL 1 DIPLOSON 1 DISPLAY 1 DISPLAY CABINET 1 DOOR FRAMES 1 DOOR ROCK 1 DOUBLE MATRESSES 1 DOUGHNUTS 1 DRESS 1 DRESSES 4 DRINKING BOTTLE 1 DRINKS 1 DRY OKRA 1 DRY VEGETABLE 1 DUST COAT 1 DUVEY 1 DVD REPAIRING 1 EARPHONES 1 EASY WAVE 1 EGG PLANTS 1 EGGS 5 ELBOWS 2 ELECTRIC SOCKET 1 ELECTRIC SOCKETS 1 ELECTRIC WIRES. 1 EMERGYSERVER BULBS 1 EMPTY 1 EMPTY SACKS 1 ENVELOPE 9 1 EXTNSION 1 FACE COVER 1 FACE CREAM 1 FACE LOTION 1 FACE POWDER 5 FACIAL CREAMS 1 FACING POWDER 1 FAIR AND WHITE 1 FAIRNESS 1 FAST HARDNER PAINT 1 FERTILIZER 1 FIREWOOD 2 FIREWORKS 1 FISH 1 FISH POTATOES 1 FITING PIPE 1 FITTINGS 1 FIXING COMPUTER 1 FIXING COOKERS 1 FIXING PHONES 1 FIXING SLIPERS 1 FLAT SHEET 1 FLESH MILK 1 FLEX CABLES 1 FLOOR 1 FLOUR 9 FLOUR 1KG 1 FLOUR MAIZE 1 FLOWER 1 FOOD COLOUR 1 FOOD COULOR 1 FOOD WARMER 1 FRESH MILK 3 FRIDGE 1 FRIED MEAT 1 G/NUTS 1 GALIC/ADUO 1 GALLEY 1 GARIC 1 GARLIC 2 GATE 2 GATE VALVE 1 GATES 1 GENERALREPAIR 1 GENERATOR 2 GLASS 2 GLASSES 1 GLYCERINE 1 GOLF SHIRTS 3 GREEN PAPER 1 GREESE 1 GROUND NUTS 2 GROUNDNUTS 4 GROUNDNUTS FLOUR 1 GRYCERINE (SATCHET) 1 HAEDSET 1 HAIR CHEMICAL 3 HAIR MESH 1 HAIR RELAXER 1 HAIR ROCKS 1 HARB 1 HARDCOVER 1 HATS(RASTAS HATS) 1 HEADSET PHONE 1 HEADSETS 2 HEALS 1 HINTCHES 1 HUB 1 HUNGERS 1 INSTALL SOFTWARE 1 IRISH 1 IRISH POTATO 5 IRISH POTATOES 2 JEAN TROUR 1 JEANS TROUSER 1 JERSEY 2 KAMBA 1 KAMBA PUFFS 1 KITCHEN WARE 1 LACTOGEN 1 LADIES FULL SOLE 1 LADIES PUMPS 1 LADIES WEAR 1 LADYS MAKE UP(CAROLI 1 LARGE BAGS 1 LARGE PINE APPLES 1 LASTIC 1 LCD PHONES 1 LEGGINGS 1 LIM 1 LIME 1 LINER 1 LIP BARM 1 LOTION 1 MAHEU 2 MAHEWU 1 MAIN SWITCH 2 MAINSWITCH 1 MAINTANCES 1 MAIZE 3 MAIZE BIKILI 1 MAIZE FLOUR 24 MAIZE FLOUR 1KG 1 MAIZE FLOUR(IN KG) 1 MAIZE GRINDING 1 MAIZE SMALL KGS 1 MAIZEFLOUR 2 1 MAKING TOILET SET 1 MANGOES 1 MARGARINE 1 MARGIRINE 1 MBAULA 1 MEASURED PER LITRE 1 MEAT GOAT 1 MEMORY CARD 2 MEN;S SHIRT 1 MENS 1 MENS JEANS 1 MENS T SHIRT 1 MENS TROUSER 1 MERCH 1 MERON 1 MESH 14 MGAIWA 1 MILK 10 MILLET 2 MILLETS 1 MILLING 1 MINERALS 2 MIX MEAT 1 MOBS 1 MOPS 1 MOVIES DVDS 1 NAIL 21 N 1 NAIL POLISH 2 NAILS 17 NAILS (KG) 1 NAILS[47 INCHES] 1 NDOWA 1 NEWSPAPERS 1 NGUMBI 2 NIRMA SOAP 1 NSIMA 3 NSIMA AND BEEF 1 NSIMA AND CHICKEN 1 NSIMA BEEF 1 NSIMA WITH CHICKEN 1 NSIMA WITH MEAT 1 NUTS 1 OFFALS 1 OIL 1 OIL CREAM 1 OIL FILTER 1 OLD NEWSPAPER 1 ONION 2 ONIONS 33 PAD LOCK 1 PADROCKS 1 PAIN KEELER 1 PAINT 1 PANEL BEATING 2 PEAS 2 PEDALS 1 PENS 1 PEPPER 2 PETER MAX 1 PETERS CIGERATE 1 PETROL FILTER 2 PETROLEUM JERRY 1 PHONE 1 PHONE BATTERIES 1 PHONE CHARGER 4 PHONE CHARGERS 1 PHONE CHARGES 2 PHONE CHARGING 4 PHONE FACE 2 PHONE FACE COVERS 1 PHONE FACES 1 PHONE POUCHERS 1 PHONE SALES 1 PHONE SELLING 1 PHONES 1 PHOTOCOPYING 2 PIGEON 1 PIGEON PEAS 1 PINES 1 PIPES 1 PLAIN CHIPS 1 PLASTIC 3 PLASTIC BAG 1 PLASTIC BAGS 8 PLASTIC BASIN 1 PLASTIC CONTAINERS 1 PLASTIC JUMBO 2 PLASTIC JUMBOS 1 PLASTIC PAILS 1 PLASTIC PAPER 4 PLASTIC PAPERS 5 PLASTIC PIPES 1 PLASTIC PLATES 2 PLASTIC SHEETS 1 PLASTIC SHOES 1 PLASTICS 4 PLASTICS 2 X 8 1 PLASTICS BAGS 1 PLATES 1 PLATING HAIR 1 PLUMBING 1 PLUMBING MATERIALS 1 POPCORN 1 PORK 1 POSH 1 POST CARDS 1 POT 1 POTATO CRISP 1 POTATOES 1 POTS 2 POUNDED G/NUTS 1 POUSES 1 POWDER 1 POWDER GROUNDNUTS 1 PREDESTAL STAND 1 PRINCES 2 PROJECTOR 1 PSI/CONDOM 1 PUMPKIN LEAVES 1 PVC FITTINGS 1 QUENCH 1 RADIO REPAIR 2 RADIO REPAIRING 1 RADIO SMALL 1 RAJA SPICES 1 RAPE 2 REAM LOCK 1 REAM ROCKS 1 RED RAJAH 1 REPAIRING CLOTHES 2 REPAIRING DVD 1 REPAIRING IRON 1 REPAIRING OF SCREENS 1 REPAIRING PHONE 1 REPAIRING SHOES 1 REPAIRING SUMSANG 1 REPAIRSCREENS 1 RETOUCH 1 REVELON 1 REVLON 1 RICE 35 RICE AND CHICKEN 1 RICE PORIDGE 1 RICE WITH CHICKEN 1 RING FORCE 1 RING WRETH 1 RODS 1 ROLD 1 ROOFING NAILS 1 ROOFING PLASTIC SHEE 1 ROSETA IRISH 1 ROUND BOX 1 ROYAL POWDER 1 SACKS 1 SALADS 1 SALT 1 SAOP 1 SAUSAGE 1 SCHOOL UNIFORM 1 SCREW 1 SCREWS 1 SEALANT 1 SELL OF TYRE 1 SELLING CLOTHES 1 SELLING COOKING OIL 1 SELLING FLASH DISK 1 SELLING MESH 3 SELLING SPARE PARTS 2 SELLING WEAVE 1 SET-5 LITRE PLASTIC 1 SEXY POWDER 1 SHAFT 1 SHAMPOING 1 SHELLING 1 SHIRTS 2 SHOE REPAIR 1 SHOES 1 SHORTS 2 SIGN POSTS 1 SIM CARD 1 SIMPLEX SPOCKS 1 SINGLE SINK 1 SKIRTS 2 SKONES 1 SMALL COOLER BOX 1 SMALL PAIL (5LITRES) 1 SOAP 39 SOAP (NIMA) 1 SOAP (TABLETS) 3 SOAP (U-FRESH) 1 SOAP TABLET 1 SOAP U/FRESH 1 SOAP WATCHER 1 SOAP(TABLETS) 1 SOAP(U FRESH) 1 SOAP/LAUNDRY 1 SOAP99[SULF] 1 SOAP[U-FRESH] 1 SOBO 1 SOCKET 1 SOCKETS 2 SOCKS 1 SODA 2 SODAS 1 SOFT 1 SOFT DRINKS 5 SOFT TIMBER 1 SOGHAM FLOUR 1 SOYA BEANS 1 SOYA PIECES 3 SPANER 1 SPANNER 1 SPANNERS 1 SPARE PARTS 2 SPECIAL CARSBURG 1 SPICES 1 SPINDLES 1 STEAMER 1 STEAMING 2 STEEL DOOR FRAMES 1 STEEL NAILS 1 STIRRING 1 STOCKING (STOCK) 1 STOP COCK 3 SUGAR 4 SUPER GLUE 1 SURF 1 SUSPENSION SERVICE 1 SWEATER 1 SWEETS 2 SWITCH 1 T SHIRTS 2 T-SHIRTS 1 TAP 3 TAPE 1 TARPENTINE 1 TEA 4 TEA ONLY 1 TEA TOWELS 1 TILES 1 TIMBER 2 X 2 1 TIMBER(2X2) 1 TIMBER(2X4) 1 TINS 1 TNM K35 VOUCHER 1 TOMATO 1 TOMATOES 1 TOPS 1 TORCHES 1 TRIPPLE PALL 1 TROUSER 2 TROUSER ZIPS 1 TROUSER(DESCENT) 1 TROUSERS 4 TUBE 1 TUBES 1 TV STAND 1 TWISTING 1 TYRE FITTING 1 TYRES 2 TYRES AND TUBES 1 U FRESH 2 U-FRESH 1 UFA 1 UFRESH SOAP 1 UMBRELLA 1 UMBRELLA REPAIR 1 UNDER WEAR FOR MEN 1 UNDERWEAR. 1 UNIT PAPERS 1 UNITS[TNM] 1 UTAKA 2 UTAKA[SMOKED 1 VANISH 3 VEGETABLES 4 VIDEO SHOOTING 1 WASH AND SET 1 WASHING SOAP 1 1 WATER PIPES 1 WATERING CANE 1 WEAVE 5 WEAVES 1 WELDING LOAD 2 WELDING LOADS 1 WELDING RODS 3 WELLING LOAD 1 WHEAT FLOUR 1 WHITISH ONION 1 WINDOW FLAMES 1 WINDOW FRAMES 1 WINDOW INGES 1 WINDOW SHELLS 1 WIRE 1 WIRELESS 1 WIRES 1 WRIST WATCH 1 Y12 WIRE 1 ZIPS 1 ZYT 1 [BBISCUITS[GRUCOS] 1 2. How many of (product/service) do you sell/provide per-------? 2830 0 -9 Missing 258 1 Piece 1311 2 Procedure 251 3 Plate (of food) 235 4 Set 314 5 Grams 11 6 Kilograms 267 7 Meters 34 8 Inches 1 9 Milliliters 6 10 Liters 86 96 Other 55 98 Notappl 1 2. How many of (product/service) do you sell/provide per-------? 2830 0 -9 Missing 805 1 Piece 1168 2 Procedure 203 3 Plate (of food) 169 4 Set 189 5 Grams 13 6 Kilograms 186 7 Meters 18 8 Inches 1 9 Milliliters 6 10 Liters 34 96 Other 34 98 Notappl 4 2. How many of (product/service) do you sell/provide per-------? 10 0 1 5 5KG BUCKET 1 CRATE 1 DOZEN 1 HEAP 1 PAINT 1 2. How many of (product/service) do you sell/provide per-------? 4 0 2 2 DOZEN 1 HEAP 1 2. How many of (product/service) do you sell/provide per-------? 2830 0 -9 Missing 258 1 Day 2166 2 Week 318 3 Fortnight 15 4 Month 70 5 Quarter 1 6 Half year 1 7 Year 0 98 Notappl 1 2. How many of (product/service) do you sell/provide per-------? 2830 0 -9 Missing 812 1 Day 1655 2 Week 276 3 Fortnight 12 4 Month 69 5 Quarter 1 6 Half year 3 7 Year 0 98 Notappl 2 2. How many of (product/service) do you sell/provide per-------? 2571 259 -9 Missing 0 98 Notappl 1 2. How many of (product/service) do you sell/provide per-------? 2830 0 -9 Missing 806 1 44 2 82 3 105 4 106 5 159 6 59 7 36 8 49 9 11 10 225 11 4 12 36 13 9 14 8 15 104 16 3 17 5 18 13 19 1 20 191 21 5 22 3 23 5 24 10 25 45 26 4 28 2 30 98 31 3 32 5 35 20 36 5 39 1 40 74 41 1 42 6 43 1 44 1 45 5 48 1 50 101 51 2 52 1 54 1 55 2 60 40 70 12 72 4 75 1 80 38 90 8 92 1 98 Notappl 2 100 96 105 2 108 1 120 18 125 1 130 2 140 5 144 1 145 1 150 22 160 3 163 1 170 1 175 1 180 3 200 37 210 3 216 1 220 1 240 3 250 2 270 1 280 1 288 1 300 14 320 1 350 2 390 1 400 9 420 1 450 2 500 4 556 1 600 3 750 1 800 3 900 1 1000 5 1200 1 1320 1 1440 1 1600 1 2500 2 3000 2 4000 1 6000 1 3. What is the typical price at which you sell (product)? 2573 257 -9 Missing 0 98 Notappl 1 3. What is the typical price at which you sell (product)? 2830 0 -9 Missing 803 98 Notappl 3 4. What is the current value in MWK of all completed products and inputs that yo 2830 0 -9 Missing 0 98 Notappl 2 5. Approximately how many customers did this business have in the past? 2570 260 1 Day 2173 2 Week 297 3 Fortnight 11 4 Month 84 5 Quarter 1 6 Half year 1 7 Year 0 98 Notappl 1 -9 Missing 260 5. Approximately how many customers ddid this business have in the past? 2567 263 98 Notappl 4 -9 Missing 0 6. Do you provide receipts to your customers? 2830 0 -9 Missing 260 1 Always 109 2 For most customers 61 3 For few customers 64 4 Only when asked by customer 382 5 No 1953 98 Notappl 1 7. Has your firm advertised/made people aware of your business in the following 2830 0 -9 Missing 259 1 Yes 47 2 No 2522 3 1 98 Notappl 1 7. Has your firm advertised/made people aware of your business in the following 2830 0 -9 Missing 259 1 Yes 8 2 No 2561 3 1 98 Notappl 1 7. Has your firm advertised/made people aware of your business in the following 2830 0 -9 Missing 259 1 Yes 41 2 No 2528 3 1 98 Notappl 1 7. Has your firm advertised/made people aware of your business in the following 2830 0 -9 Missing 259 1 Yes 74 2 No 2495 3 1 98 Notappl 1 7. Has your firm advertised/made people aware of your business in the following 2830 0 -9 Missing 261 1 Yes 6 2 No 2561 3 1 98 Notappl 1 8. How many tender proposals did this business submit in the past 6 months? 2571 259 98 Notappl 1 -9 Missing 259 9. Does your business belong to the Malawian Chamber of Commerce(MCCI)? 2830 0 -9 Missing 259 1 Yes and shows proof of membership 2 2 Yes, but doesn't show proof of membership 42 3 No 2511 98 Notappl 1 99 15 10. Does your business have an export license? 2830 0 -9 Missing 259 1 Yes and shows export license 3 2 Yes but doesn't show export license 24 3 No 2531 4 1 98 Notappl 1 99 11 1. Do you agree or disagree with the following statement: It is better to combin 2564 266 -9 Missing 0 1 Agree 481 2 Disagree 2082 3 1 Sysmiss 266 2. What are the reasons why a business owner might separate business and househo 2515 315 -9 Missing 0 1 To avoid the business owner from misusing the money 951 2 To avoid the spouse from using the business money 90 3 To avoid other family members from using the business money 82 4 To know how much you are making from the business (to know profits) and how much from other sources of income 828 5 To protect against the risk of business failure 342 6 To protect from theft 87 7 To prepare better budgeting/business planning 133 8 1 10 1 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 315 2. What are the reasons why a business owner might separate business and househo 2309 521 -9 Missing 0 1 To avoid the business owner from misusing the money 395 2 To avoid the spouse from using the business money 142 3 To avoid other family members from using the business money 139 4 To know how much you are making from the business (to know profits) and how much from other sources of income 560 5 To protect against the risk of business failure 692 6 To protect from theft 169 7 To prepare better budgeting/business planning 211 8 1 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 521 2. What are the reasons why a business owner might separate business and househo 1001 1829 -9 Missing 0 1 To avoid the business owner from misusing the money 158 2 To avoid the spouse from using the business money 81 3 To avoid other family members from using the business money 49 4 To know how much you are making from the business (to know profits) and how much from other sources of income 154 5 To protect against the risk of business failure 265 6 To protect from theft 100 7 To prepare better budgeting/business planning 194 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 1829 2. What are the reasons why a business owner might separate business and househo 46 2784 -9 Missing 0 1 To avoid the business owner from misusing the money 1 2 To avoid the spouse from using the business money 2 3 To avoid other family members from using the business money 2 4 To know how much you are making from the business (to know profits) and how much from other sources of income 8 5 To protect against the risk of business failure 9 6 To protect from theft 10 7 To prepare better budgeting/business planning 14 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2784 2. What are the reasons why a business owner might separate business and househo 2 2828 -9 Missing 0 1 To avoid the business owner from misusing the money 0 2 To avoid the spouse from using the business money 0 3 To avoid other family members from using the business money 0 4 To know how much you are making from the business (to know profits) and how much from other sources of income 0 5 To protect against the risk of business failure 0 6 To protect from theft 1 7 To prepare better budgeting/business planning 1 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2828 2. What are the reasons why a business owner might separate business and househo 3 0 2 1 EASY TO TAKE LOAN FROM BANK 1 SAVE IN BUSINESS 1 3. What are some of the ways that a business owner can separate business money f 2519 311 -9 Missing 0 1 Keep separate accounts in my head 165 2 Keep money in different places(bank notmentioned) 504 3 Keep business money in a bank account 932 4 Keep two separate bank accounts: one for the business and one for the household 409 5 Invest business cash in things/commodities right away 193 6 Keep separate records/budgets 314 7 2 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 311 3. What are some of the ways that a business owner can separate business money f 1642 1188 -9 Missing 0 1 Keep separate accounts in my head 53 2 Keep money in different places(bank notmentioned) 202 3 Keep business money in a bank account 351 4 Keep two separate bank accounts: one for the business and one for the household 248 5 Invest business cash in things/commodities right away 448 6 Keep separate records/budgets 339 7 1 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 1188 3. What are some of the ways that a business owner can separate business money f 324 2506 -9 Missing 0 1 Keep separate accounts in my head 8 2 Keep money in different places(bank notmentioned) 30 3 Keep business money in a bank account 34 4 Keep two separate bank accounts: one for the business and one for the household 56 5 Invest business cash in things/commodities right away 83 6 Keep separate records/budgets 113 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2506 3. What are some of the ways that a business owner can separate business money f 10 2820 -9 Missing 0 1 Keep separate accounts in my head 0 2 Keep money in different places(bank notmentioned) 0 3 Keep business money in a bank account 1 4 Keep two separate bank accounts: one for the business and one for the household 2 5 Invest business cash in things/commodities right away 3 6 Keep separate records/budgets 3 7 1 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2820 3. What are some of the ways that a business owner can separate business money f 2 2828 -9 Missing 0 1 Keep separate accounts in my head 0 2 Keep money in different places(bank notmentioned) 0 3 Keep business money in a bank account 0 4 Keep two separate bank accounts: one for the business and one for the household 0 5 Invest business cash in things/commodities right away 0 6 Keep separate records/budgets 2 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2828 3. What are some of the ways that a business owner can separate business money f 19 0 ANOTHER ENTERPRISE FO HH MONEY 1 GIVE ONE SELF A SALARY 1 GIVING HERSELF A SALARY 1 GIVING ONESELF A SALARY 1 HAVE A SPECIAL BUSINESS 1 HAVE ALOT OF MONEY 1 HAVE ANOTHER BUSINESS FOR H/H 1 HAVE ANOTHER BUSINESS FOR HOUS 1 KEEP BUSINESS MONEY ROSCA 1 LEAVE BUSINESS MONEY IN BUSINE 1 PAYS ONESELF FROM THE PROFITS 1 ROSCA 3 SAVE IN BUSINESS 1 SAVING THROUGH ROSCA 1 SHARE RESPONSIBILITIES 1 TAKE HOUSEHOLD MONEY FROM PROF 1 TAKES 10% OF THE PROFITS 1 4. Lynda is preparing a budget for her business.Which of the folllowing needs to 2558 272 -9 Missing 0 1 Income only 161 2 Expenses only 149 3 Both income and expenses 2248 98 Notappl 0 99 Don't know 0 Sysmiss 272 5. Can you open a savings account in a bank in the name of the business with an 2476 354 -9 Missing 0 1 Yes 2167 2 No 308 5 1 98 Notappl 0 99 Don't know 0 Sysmiss 354 6. Did you complete any training in the past six months? 2830 0 -9 Missing 260 1 Yes 784 2 No 1785 98 Notappl 1 7. List the names of the most recentt training activities? 774 0 -9 1 ACCOIUNTING 1 ACCONTING 1 ACCOUNTIN 1 ACCOUNTING 106 ACCOUTING 1 ACOUNTING 3 ADVERTISING 2 BLESSING MANAGEMENT 1 BOOK KEEPING 1 BOOK KEEPING IN BUSI 1 BRC 1 BUDGETING 1 BUDGETING FOR BUSINE 1 BUDGETING(NBS) 1 BUISINESS MANAGEMENT 1 BUSINES MANAGEMENT 1 BUSINESS 1 1 BUSINESS &FINANCIAL 1 BUSINESS ACCOUNTS 2 BUSINESS AND FINANCI 10 BUSINESS AND MANAGEM 1 BUSINESS AND PERSONA 1 BUSINESS FINANCIAL 1 BUSINESS FINANCIAL M 1 BUSINESS INCOME 2 BUSINESS MANAGEMEN T 1 BUSINESS MANAGEMENT 300 BUSINESS MANAGEMENT3 1 BUSINESS MANAGEMET 1 BUSINESS MANAGMENT 1 BUSINESS MANEGEMENT 2 BUSINESS MANGAGEMENT 1 BUSINESS MANGEMENT 8 BUSINESS MANGEMENT3 1 BUSINESS MNAGEMENT 1 BUSINESS MONEY 3 BUSINESS OPERATION 4 BUSINESS OPERATIONS 3 BUSINESS OPERATOR 1 BUSINESS OPPERATION 1 BUSINESS PROMOTION 2 BUSINESS RECORDS 1 BUSINESS SCALE 1 BUSINESS SKILLS 1 BUSINESS STUDIES 11 BUSINESS STUDIOS 1 BUSINESS STUDY 6 BUSINESS TRAINING 16 BUSINESSMANAGEMENT 1 BUSINESSMONEY TRAINI 1 BUSINESSS MANAGEMENT 1 BUSINESSSTUDY 1 BUSSINESS MANAGEMENT 1 CALCULATOR 1 CHICKEN FEEDING 1 CUSTOMER CARE 1 CUSTOMERS 1 EASY CAPITAL 1 EASY MPAMBA BUSINESS 1 EASY MPAMBA PROMOTIO 1 ELECTRICAL 1 ELECTRICAL TRAINING 1 ENTEPRENEURSHIP 1 ENTERPRECEURSHIP 1 ENTERPRENEURSHIP 4 ENTERPRENUERSHIP 2 ENTERPRENUEURSHIP 1 ENTREPRENEURSHIP 11 ENTREPRENEUSHIP 1 ENTREPRENUERSHIP 2 FARMING ORIANTATION 1 FINANCIAL LITERACY 6 FINANCIAL LITERANCY 1 FINANCIAL MANAGEMENT 6 FINANCIAL MANGEMENT 1 FINCA 2 HOW TO KEEP ACCOUNTS 1 HOW TO MANAGE 1 HOW TO MANAGE BUSIN 1 HOW TO MANAGE BUSINE 1 HOW TO OPERATE BUSIN 1 HOW TO OPERATE BUSS 1 HOW TO SEPARATE BUSI 1 HUMAN RESOURCES 1 HUSINESS MANEGEMENT 1 LITERACY FINANCIAL 1 MANAGE BUSINESS 5 MANAGE MANAGEMENT 1 MANAGING AND BUDGETI 1 MANAGING BUSINESS 4 MANAGING MONEY 1 MANGING BUSINESS 1 MARKETING 1 1 MARKETING MANAGEMENT 1 MARKETING SALES 3 MOBILE MONEY TRANSFE 1 MONEY SAVING 1 NBA TEECS 1 NBS 1 1 NBS /TEECS 1 NBS BANK 1 NBS BANK BUSINESS 2 NBS BANK TRAINING 6 NBS BUSINES TRAINING 2 NBS BUSINESS MANAGE 2 NBS BUSINESS MANAGEM 5 NBS BUSINESS MANAGIN 1 NBS BUSINESS MNGT 1 NBS BUSINESS TRAI 1 NBS BUSINESS TRAINI 2 NBS BUSINESS TRAININ 10 NBS BUSINESS TRANING 1 NBS ENTERPRENEURSHIP 4 NBS ENTERPRENURSHIP 1 NBS FEELS BUSINESS M 1 NBS PROMOTING SMALL 1 NBS SMALLSCALE BUSI 1 NBS TEECS BOOK KEEPN 1 NBS TEECS BUSINESS 4 NBS TEES BUSINESS 1 NBS TRAINING 1 NBS TRAINING FOR BUS 1 NBS-BUSINESS TRAININ 4 NBS-TEEKS PROMOTING 1 NBS-TRAINING 1 NBS/ TEECS BUSINESS 1 NBS/FEES BUSINESS PR 1 NBS/TECKS BUSINESS M 1 NBS/TEE IS SMALL 1 NBS/TEECS BUSINESS 3 NBS/TEES BUSINESS MA 1 NBS/TEES BUSINESS P 1 NBS/TEES PROMOTING 1 NONPROFITING SMALL B 1 OPENING OF BANK ACCO 1 OPERATING BUSINESS 1 PROMOTE BUSINESS 2 PROMOTING SMALL BUSS 1 SALES 1 SALES MANAGEMENT 3 SALES MARKETING 23 SALES MARLETING 1 SALES MATKETING 1 SAVING MONEY 1 SAVINGS 1 SEPARATE BSINESS MON 1 SEPARATE BUSINESS 21 SEPARATE BUSINESS AN 1 SEPARATE BUSINESSS 1 SEPARATE HOUSEHOLD 3 SEPARATING A BUSINES 1 SEPARATING BUSINESS 7 SEPARATING FINANCE 1 SEPARATING HOUSEHOLD 3 SEPARETING BUSINESS 1 SEPARETING HOUSEHOLD 1 SEPATE BUSINESS 1 SEPERATE BUSINESS 1 SEPERATE H/HOLD AND 1 SEPERATIN HOUSEHOLD 1 SEPERATING BUSINESS 2 SEPERATING H/H MONEY 1 SEPERATING H/HOLD 2 SEPERATING H/HOLD AN 1 SEPERATING H/HOLD BU 1 SEPERATING H/OLD 1 SEPERATING HOUSEHOLD 2 SEPSRSTE BUSINESS 1 SMALL BUSINESS 4 SMALL BUSINESS PROMO 1 SMALL BUSINESS SCALE 1 SMALL SCALE BUSINESS 1 TECHICAl SKILLS 1 WORLD BANK BUSINESS 1 YEDEF BUSINESS 1 n 2 7. List the names of the most recentt training activities? 46 0 ACCOUNTING 3 ADVERTING 1 ADVERTISING 31 ADVETISING 1 BOOK KEEPING 2 FINACIAL LITERANCY 1 FINANCIAL LITERACY 1 MARKETING 1 SAFELY MEASURES 1 SAFETY MEASURES 2 SEFETY MEASURES 1 SPIRITUAL STUDY 1 8. Who provided this (training)? 2830 0 -9 Missing 2048 1 Government/government agency 1 2 College/University 9 3 Institute/Technical school 1 4 Private consultant 1 5 Private film 5 6 Employer/Previous employer 1 7 My spouse 0 8 Family/friends 1 9 Chamber of commerce/Industry 0 10 Small Business Development Organization 17 11 Other NGO 11 12 NBS BANK/TEECs 724 96 Other 10 98 Notappl 1 8. Who provided this (training)? 2830 0 -9 Missing 2765 1 Government/government agency 0 2 College/University 0 3 Institute/Technical school 0 4 Private consultant 0 5 Private film 1 6 Employer/Previous employer 0 7 My spouse 0 8 Family/friends 0 9 Chamber of commerce/Industry 1 10 Small Business Development Organization 1 11 Other NGO 1 12 NBS BANK/TEECs 58 96 Other 1 98 Notappl 2 8. Who provided this (training)? 11 0 77 1 BUSINESS CONSULT AFRICA 1 CHURCH ORGANIZATION 1 ECAM 1 KICC 1 MARDEF 1 OIBM 1 OIBM BANK 1 SMALL WOMEN BUSINESS ASSOCIATI 1 STANDARD BANK 1 WORLD VISION 1 8. Who provided this (training)? 2 0 PASTOR FROM CHURCH 1 SAFETY MEASURES 1 9. What type of skills did you learn in this (training)? 2830 0 -9 Missing 2048 1 Entrepreneurship 128 2 Separate household and business (money) 424 3 Book keeping 55 4 Financial literacy 93 5 Marketing 28 6 Technical skills 15 7 Sales 17 8 People management 11 9 Safety measures 6 10 Other 0 12 1 77 Skip 0 96 1 98 Notappl 3 9. What type of skills did you learn in this (training)? 2830 0 -9 Missing 2765 -7 5 1 Entrepreneurship 0 2 Separate household and business (money) 7 3 Book keeping 2 4 Financial literacy 3 5 Marketing 6 6 Technical skills 0 7 Sales 0 8 People management 33 9 Safety measures 5 10 Other 0 77 Skip 0 96 1 98 Notappl 3 9. What type of skills did you learn in this (training)? 2830 0 -9 Missing 2049 -7 226 1 Entrepreneurship 28 2 Separate household and business (money) 160 3 Book keeping 75 4 Financial literacy 155 5 Marketing 28 6 Technical skills 12 7 Sales 26 8 People management 27 9 Safety measures 30 10 Other 0 77 Skip 0 98 Notappl 14 9. What type of skills did you learn in this (training)? 2830 0 -9 Missing 2767 -7 42 1 Entrepreneurship 0 2 Separate household and business (money) 0 3 Book keeping 4 4 Financial literacy 0 5 Marketing 3 6 Technical skills 1 7 Sales 0 8 People management 2 9 Safety measures 1 10 Other 0 77 Skip 0 98 Notappl 10 9. What type of skills did you learn in this (training)? 0 0 9. What type of skills did you learn in this (training)? 1 0 SPIRITUAL LIFE STUDY 1 10. What was the total duration of the (training) in months OR days)? 2830 0 -9 Missing 2094 98 Notappl 705 10. What was the total duration of the (training) in months OR days)? 2830 0 -9 Missing 2770 98 Notappl 46 10. What was the total duration of the (training) in months OR days)? 2830 0 -9 Missing 2048 98 Notappl 13 10. What was the total duration of the (training) in months OR days)? 2830 0 -9 Missing 2766 98 Notappl 3 11. How much in MWK did the (training) cost? 2830 0 -9 Missing 2049 98 Notappl 1 11. How much in MWK did the (training) cost? 2830 0 -9 Missing 2766 98 Notappl 1 12. Why did you take the (training)? 2830 0 -9 Missing 2048 1 Because it was for free 104 2 My spouse told me too 4 3 I want to close this businesss and get a paid job 6 4 To manage my business better(no money mentioned) 541 5 To manage my money better 84 6 To get a loan 16 7 To get a business bank account 11 96 Other 15 98 Notappl 1 12. Why did you take the (training)? 2830 0 -9 Missing 2765 0 1 1 Because it was for free 18 2 My spouse told me too 0 3 I want to close this businesss and get a paid job 0 4 To manage my business better(no money mentioned) 36 5 To manage my money better 7 6 To get a loan 0 7 To get a business bank account 1 96 Other 1 98 Notappl 1 12. Why did you take the (training)? 14 0 BECAUSE I HAD A CERTIFICATE 1 HE WAS TOLD TO ATTEND 1 HE WAS TOUGHT 1 I WANTED TO GET 1ST HAND INFO. 1 I WAS CALLED 2 I WAS INVITED 1 I WAS TOLD THAT I WOULD BE 1 PROFESIONAL WORK 1 SHE WAS INVITED TO ATTTEND 1 SHE WAS TAUGHT 1 THEY WERE CALLED TO ATTEND 1 WAS INVITED 1 n 1 12. Why did you take the (training)? 1 0 FOR SPIRITUALLY 1 13. In the past 6 months, has your business participated in any government progr 2830 0 -9 Missing 264 0 1 1 Yes 31 2 No 2532 98 Notappl 2 1. Does this business have a written business plan? 2830 0 -9 Missing 256 1 Yes 444 2 No 2128 4 1 98 Notappl 1 2. Does this business have a written annual budget? 2830 0 -9 Missing 256 1 Yes and can show 34 2 Yes but can not show 463 3 No 2075 4 1 98 Notappl 1 3. Do you keep financial records or accounts for this business (record of expend 2830 0 -9 Missing 257 1 Yes and shows record 171 2 Yes and shows disorganised personal notes 166 3 Yes but cannot show 1152 4 No 1083 98 Notappl 1 4. Do you take money whenever needed (every day, every other day etc) from the b 2830 0 -9 Missing 283 1 Yes 1472 2 No 1072 4 1 98 Notappl 2 5. What was the total income the business earned during the past week after payi 53 2777 -8 Don't know 98 Notappl Profit last week (MWK) -follow-up info- 2830 0 -8 Don't know 98 Notappl 5. What was the total income the business earned during the past week after payi 54 2776 -8 Don't know 98 Notappl 6. What were this business' total REVENUES in the past WEEK? 70 2760 -8 Don't know 98 Notappl Revenue last week (MWK) -follow-up info- 2560 270 -8 Don't know 98 Notappl 6. What were this business' total REVENUES in the past WEEK? 71 2759 -8 Don't know 98 Notappl 7. What were the profits of your business during the past month? 2830 0 -8 Don't know 0 98 Notappl 1 7. What were the profits of your business during the past month? 2830 0 -8 Don't know 98 Notappl 7. What were the profits of your business during the past month? 2830 0 -8 Don't know 0 98 Notappl 1 8. What were the total revenues in the past month? 2830 0 -8 Don't know 98 Notappl 8. What were the total revenues in the past month? 2830 0 -8 Don't know 0 98 Notappl 2 8. What were the total revenues in the past month? 2830 0 -8 Don't know -7 Notappl 9. What was the approximate amount spent on the following in the PAST MONTH?Tran 2564 266 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Other travelling expenses 2561 269 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Deliverly and freight cost of products/inputs 2563 267 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Food/in-kind payments to employs 2566 264 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Salaries of employees 2566 264 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Raw materials/inputs 2562 268 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Products that were sold during this month 2564 266 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Maintaining inventories and storage (not the products/inputs themselves) 2564 266 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Electricity 2565 265 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Water 2565 265 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Gas and fuel 2566 264 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Maintenance and general repairs 2566 264 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Brokers commissions 2566 264 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Rent for machinery and equipment 2565 265 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Rent for land and space 2566 264 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Telephone or cellphone charges 2562 268 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Marketing and promotion 2562 268 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Taxes and (market) fees 2566 264 -9 Missng 0 -8 Don't know 0 98 Notappl 2 Interest paid 2557 273 -9 Missng 0 -8 Don't know 0 98 Notappl 2 All other expenses 2565 265 -9 Missng 0 -8 Don't know 0 98 Notappl 2 1. Currently, how many people do any work for this enterprise? 2830 0 -9 Missing 261 1 842 2 976 3 444 4 170 5 74 6 27 7 15 8 5 9 7 10 3 12 2 13 1 16 2 98 Notappl 1 Worker's category code 2830 0 -9 256 1 Business owners 2573 2 Technical workers/ in production/providing services 0 3 Sales people 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 98 1 Worker's category code 2830 0 -9 257 1 Business owners 0 2 Technical workers/ in production/providing services 2572 3 Sales people 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 98 1 Worker's category code 2830 0 -9 257 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people 2572 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 98 1 Worker's category code 2830 0 -9 260 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people 0 4 Apprenticeship/Intern 2569 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 98 1 Worker's category code 2830 0 -9 258 0 1 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people 0 4 Apprenticeship/Intern 0 5 Temporary workers 2570 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 98 1 Worker's category code 2830 0 -9 257 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 2572 7 Accounting/finance 0 8 Other 0 98 1 Worker's category code 2830 0 -9 257 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 2572 8 Other 0 98 1 Worker's category code 2830 0 -9 257 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 2572 98 1 Worker's category code 4 0 1 1 2 2 3 1 Worker's category code 0 0 Worker's category code 0 0 Worker's category code 0 0 Worker's category code 0 0 Worker's category code 0 0 Worker's category code 0 0 Worker's category code 0 0 2. How many workers are (CATEGORY)? 2830 0 -9 Missing 258 98 Notappl 1 2. How many workers are (CATEGORY)? 2830 0 -9 Missing 268 98 Notappl 2 2. How many workers are (CATEGORY)? 2830 0 -9 Missing 258 98 Notappl 1 2. How many workers are (CATEGORY)? 2830 0 -9 Missing 259 98 Notappl 1 2. How many workers are (CATEGORY)? 2830 0 -9 Missing 258 98 Notappl 1 2. How many workers are (CATEGORY)? 2830 0 -9 Missing 259 98 Notappl 1 2. How many workers are (CATEGORY)? 2830 0 -9 Missing 258 98 Notappl 1 2. How many workers are (CATEGORY)? 2830 0 -9 Missing 258 98 Notappl 1 3. How many (CATEGORY) are male? 2830 0 -9 Missing 272 98 Notappl 2 3. How many (CATEGORY) are male? 2830 0 -9 Missing 2245 98 Notappl 15 3. How many (CATEGORY) are male? 2830 0 -9 Missing 1941 98 Notappl 8 3. How many (CATEGORY) are male? 2830 0 -9 Missing 2732 98 Notappl 6 3. How many (CATEGORY) are male? 2830 0 -9 Missing 2644 98 Notappl 2 3. How many (CATEGORY) are male? 2830 0 -9 Missing 2808 98 Notappl 1 3. How many (CATEGORY) are male? 2830 0 -9 Missing 2824 98 Notappl 1 3. How many (CATEGORY) are male? 2830 0 -9 Missing 2763 98 Notappl 2 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2830 0 -9 Missing 274 98 Notappl 1 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2830 0 -9 Missing 2249 98 Notappl 14 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2830 0 -9 Missing 1942 98 Notappl 9 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2830 0 -9 Missing 2731 98 Notappl 7 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2830 0 -9 Missing 2645 98 Notappl 1 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2830 0 -9 Missing 2808 98 Notappl 1 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2830 0 -9 Missing 2825 98 Notappl 0 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2830 0 -9 Missing 2764 98 Notappl 2 5. How many (CATEGORY) are female? 2830 0 -9 Missing 274 98 Notappl 1 5. How many (CATEGORY) are female? 2830 0 -9 Missing 2251 98 Notappl 13 5. How many (CATEGORY) are female? 2830 0 -9 Missing 1942 98 Notappl 9 5. How many (CATEGORY) are female? 2830 0 -9 Missing 2733 98 Notappl 6 5. How many (CATEGORY) are female? 2830 0 -9 Missing 2645 98 Notappl 1 5. How many (CATEGORY) are female? 2830 0 -9 Missing 2808 98 Notappl 0 5. How many (CATEGORY) are female? 2830 0 -9 Missing 2825 98 Notappl 0 5. How many (CATEGORY) are female? 2830 0 -9 Missing 2764 98 Notappl 2 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2830 0 -9 Missing 275 98 Notappl 1 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2830 0 -9 Missing 2252 98 Notappl 12 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2830 0 -9 Missing 1943 98 Notappl 9 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2830 0 -9 Missing 2733 98 Notappl 6 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2830 0 -9 Missing 2645 98 Notappl 1 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2830 0 -9 Missing 2809 98 Notappl 0 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2830 0 -9 Missing 2825 98 Notappl 0 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2830 0 -9 Missing 2764 98 Notappl 2 7. Do (CATEGORY) typically have a written employment contract with you? 2830 0 -9 Missing 261 1 Yes 0 2 No 1 98 Notappl 2568 7. Do (CATEGORY) typically have a written employment contract with you? 2830 0 -9 Missing 2267 0 8 1 Yes 50 2 No 476 3 2 4 2 5 1 7 1 98 Notappl 23 7. Do (CATEGORY) typically have a written employment contract with you? 2830 0 -9 Missing 1949 0 19 1 Yes 39 2 No 798 7 1 98 Notappl 24 7. Do (CATEGORY) typically have a written employment contract with you? 2830 0 -9 Missing 2732 -7 1 0 1 1 Yes 1 2 No 88 98 Notappl 7 7. Do (CATEGORY) typically have a written employment contract with you? 2830 0 -9 Missing 2645 0 2 1 Yes 1 2 No 180 98 Notappl 2 7. Do (CATEGORY) typically have a written employment contract with you? 2830 0 -9 Missing 2809 0 1 1 Yes 0 2 No 19 98 Notappl 1 7. Do (CATEGORY) typically have a written employment contract with you? 2830 0 -9 Missing 2825 0 1 1 Yes 0 2 No 4 98 Notappl 0 7. Do (CATEGORY) typically have a written employment contract with you? 2830 0 -9 Missing 2764 1 Yes 6 2 No 58 98 Notappl 2 1. Tell me if you agree or disagree with these statements:Financial institution 2830 0 -9 Missing 3 1 Agree 2412 2 Disagree 412 98 Not applicable 3 1. Banking fees are high 2830 0 -9 Missing 3 1 Agree 1362 2 Disagree 1460 98 Not applicable 5 1. It is difficult to open a bank account 2830 0 -9 Missing 9 1 Agree 685 2 Disagree 2131 98 Not applicable 5 1. I would never take out a loan 2830 0 -9 Missing 11 1 Agree 242 2 Disagree 2576 98 Not applicable 1 1. I separate well the business money from the household money 2830 0 -9 Missing 11 1 Agree 2542 2 Disagree 276 98 Not applicable 1 1. (Ask if has a spouse). Iam able to turn to my spouse to provide me with money 2830 0 -9 Missing 4 1 Agree 1124 2 Disagree 1209 4 1 98 Not applicable 492 1. I save regularly 2830 0 -9 Missing 5 1 Agree 1930 2 Disagree 895 98 Not applicable 0 1. (Ask if has a spouse). Whenever my spouse asks for money, I always give it wi 2830 0 -9 Missing 5 0 1 1 Agree 553 2 Disagree 1786 98 Not applicable 485 1. Whenever my family members asks for money, I always give it without question 2830 0 -9 Missing 6 1 Agree 489 2 Disagree 2332 98 Not applicable 3 1. Financial institution give too much credit 2830 0 -9 Missing 5 1 Agree 1654 2 Disagree 1167 98 Not applicable 4 1. Financial institutions have products and services designed for people like me 2830 0 -9 Missing 5 1 Agree 1919 2 Disagree 903 98 Not applicable 3 1. I could manage fine without a bank account 2830 0 -9 Missing 4 1 Agree 1133 2 Disagree 1689 98 Not applicable 4 1. I trust banks 2830 0 -9 Missing 10 1 Agree 2472 2 Disagree 342 98 Not applicable 6 2. All things considered how satisfied are you with your current work? 2830 0 -9 Missing 6 1 Very disatisfied 207 2 Disatisfied 540 3 Neither dissatisfied nor satisfied 489 4 Satisfied 1078 5 Very satisfied 510 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?Church/Mo 2830 0 -9 Missing 3 -8 Don't know 0 1 None at all 118 2 Not very much confidence 345 3 Quite alot of confidence 771 4 A great deal of confidence 1592 98 Notappl 1 3. For each one could you tell me how much confidence you have in them?Coarts 2830 0 -9 Missing 4 -8 Don't know 0 1 None at all 343 2 Not very much confidence 764 3 Quite alot of confidence 781 4 A great deal of confidence 937 98 Notappl 1 3. For each one could you tell me how much confidence you have in them?Police 2830 0 -9 Missing 3 -8 Don't know 0 1 None at all 599 2 Not very much confidence 907 3 Quite alot of confidence 642 4 A great deal of confidence 679 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?National 2830 0 -9 Missing 3 -8 Don't know 0 1 None at all 440 2 Not very much confidence 756 3 Quite alot of confidence 760 4 A great deal of confidence 871 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?City coun 2830 0 -9 Missing 3 -8 Don't know 0 1 None at all 375 2 Not very much confidence 887 3 Quite alot of confidence 722 4 A great deal of confidence 843 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?Tax autho 2830 0 -9 Missing 4 -8 Don't know 0 1 None at all 454 2 Not very much confidence 1032 3 Quite alot of confidence 588 4 A great deal of confidence 751 98 Notappl 1 3. For each one could you tell me how much confidence you have in them?Family 2830 0 -9 Missing 10 -8 Don't know 0 1 None at all 78 2 Not very much confidence 291 3 Quite alot of confidence 739 4 A great deal of confidence 1711 98 Notappl 1 3. For each one could you tell me how much confidence you have in them?(Ask if m 2830 0 -9 Missing 3 -8 Don't know 0 1 None at all 46 2 Not very much confidence 138 3 Quite alot of confidence 349 4 A great deal of confidence 1817 94 1 98 Notappl 476 3. For each one could you tell me how much confidence you have in them?Workers 2830 0 -9 Missing 10 -8 Don't know 0 0 1 1 None at all 834 2 Not very much confidence 819 3 Quite alot of confidence 569 4 A great deal of confidence 564 98 Notappl 33 4.How many businesses do you currently have? 2822 8 -9 Missing 98 Notappl 5. When you are not operating this business, what is your primary income-earning 2830 0 -9 Missing 6 1 None 2008 2 Another enterprise 416 3 Farm/Plot 194 4 Wage employment 97 5 Casual labor 82 8 2 96 Other 25 98 Notappl 0 5. When you are not operating this business, what is your primary income-earning 25 0 AGENT 1 ART AND CRAFTS 1 BUILDER 1 CARPENTRY 1 CARPENTRY (PART TIME) 1 CHURCH MINISTRY 1 COLLECT RENT FEE FROM TENANTS 1 COOKING MANDASI 1 COOKING MARKET 1 HOUSE RENT 1 HUSBAND GIVES HER EVERY MONTH 1 JUST STAYING AT HOME 1 LIVESTOCK 1 MUSICIAN 1 PASTORING 2 PIG FARMING 1 PLAY MUSIC 1 PLUMBING 1 RELIGIOUS ACTIVITIES 1 SELLING CHARCOAL 1 SELLING FARM INPUTS 1 SELLING MILK 1 SELLING POLISH -FLOOR POLISH 1 THE HUSBAND 1 6. Approximately how many hours do you devote to this other activity in a typica 2830 0 -9 Missing 2013 -8 Don't know 0 98 Notappl 8 7. How much did you earn from this other activity in the past month? 2830 0 -9 Missing -8 Don't know 98 Notappl 8. Who in your household decides how the finances should be spent? 2830 0 -9 Missing 2 1 Self 2408 2 Spouse 323 3 My father 37 4 My mother 25 5 My spouse's father 0 6 My spouse's bmother 0 7 My son 7 8 My daughter 5 9 My sister 6 10 My brother 8 77 Skip 0 96 Other 9 98 Notappl 0 8. Who in your household decides how the finances should be spent? 2830 0 -9 Missing 2 -7 1778 1 Self 126 2 Spouse 860 3 My father 5 4 My mother 32 5 My spouse's father 1 6 My spouse's bmother 1 7 My son 4 8 My daughter 8 9 My sister 5 10 My brother 3 77 Skip 0 96 Other 3 98 Notappl 2 8. Who in your household decides how the finances should be spent? 11 0 AUNT 4 BROTHER INLAW 1 GRAND MOTHER 1 MY GUARDIAN 1 SISTERS AND BROTHERS 1 UNCLE 3 9. Who decides on household expenditures purchased on a daily basis? 2830 0 -9 Missing 5 1 Self 1977 2 Spouse 751 3 My father 22 4 My mother 35 5 My spouse's father 1 6 My spouse's bmother 1 7 My son 3 8 My daughter 5 9 My sister 9 10 My brother 9 77 Skip 0 96 Other 12 98 Notappl 0 9. Who decides on household expenditures purchased on a daily basis? 2830 0 -9 Missing 4 -7 1845 1 Self 209 2 Spouse 698 3 My father 4 4 My mother 23 5 My spouse's father 1 6 My spouse's bmother 1 7 My son 2 8 My daughter 25 9 My sister 7 10 My brother 6 77 Skip 0 96 Other 4 98 Notappl 1 9. Who decides on household expenditures purchased on a daily basis? 65 0 1 48 2 2 3 2 4 1 AUNT 5 BROTHER IN LAW 1 GRANDSON 1 MY GUARDIAN 1 SISTER IN LAW 2 SISTERS AND BROTHERS 1 UNCL 1 10. Who usually decides how your earnings will be used? 2830 0 -9 Missing 5 -7 2 1 Self 2671 2 Spouse 133 3 My father 5 4 My mother 5 5 My spouse's father 0 6 My spouse's bmother 0 7 My son 2 8 My daughter 2 9 My sister 2 10 My brother 2 77 Skip 0 96 Other 1 98 Notappl 0 10. Who usually decides how your earnings will be used? 2830 0 -9 Missing 7 -7 2188 1 Self 69 2 Spouse 534 3 My father 3 4 My mother 11 5 My spouse's father 0 6 My spouse's bmother 0 7 My son 3 8 My daughter 6 9 My sister 5 10 My brother 2 77 Skip 0 96 Other 1 98 Notappl 1 10. Who usually decides how your earnings will be used? 2 0 BROTHER INLAW 1 BUSINESS PARTNER 1 Business survey end time(first attempt) 2830 0 -9 Missing 43 98 Notappl 1 Business survey end time(first attempt) 2830 0 -9 Missing 43 98 Notappl 1 Business survey end time(second attempt) 2830 0 -9 Missing 28 98 Notappl 2792 Business survey end time(second attempt) 2830 0 -9 Missing 2815 98 Notappl 5 Business survey end time(third attempt) 2830 0 -9 Missing 2815 98 Notappl 13 Business survey end time(third attempt) 2830 0 -9 Missing 2827 98 Notappl 2 IO1. Does the business have a sign up clearly stating the name of the business o 2830 0 -9 Missing 38 1 Yes 997 2 No 1792 98 Notappl 3 IO2. Does the business have a Business Registration Certificate displayed in a p 2830 0 -9 Missing 37 1 Yes 200 2 No 2168 22 1 28 1 98 Notappl 423 Enterprise Survey ID 2830 0 -9 122222001 DE_END 2829 0 1= Bank contacted business -follow-up info- 0 2830 Sysmiss 2830 1= contact_bank var is missing in round survey 2830 0 1 2830 1= Trust in courts -follow-up info- 2830 0 0 1112 1 1718 1= trust in courts var is missing in round survey 2830 0 0 2825 1 5 1= Trust in police-follow-up info- 2830 0 0 1509 1 1321 1= trust in police var is missing in round survey 2830 0 0 2827 1 3 1= Trust in government-follow-up info- 2830 0 0 1199 1 1631 1= trust in govern var is missing in round survey 2830 0 0 2827 1 3 1= Trust in city council -follow-up info- 2830 0 0 1265 1 1565 1= trust in city council var is missing in round survey 2830 0 0 2827 1 3 1= Trust in tax authorities -follow-up info- 2830 0 0 1491 1 1339 1= trust in tax authorities var is missing in round survey 2830 0 0 2825 1 5 ID 2720 0 10210007 17259017 round survey (0= BS, 1= F1, 2=F2, 3=F3, 4=F4) 2720 0 2 2720 DE_DATE 2720 0 01/04/2014 16 01/11/2013 20 04/01/1980 79 04/11/2013 60 04/12/2013 95 05/11/2013 77 05/12/2013 107 06/05/2014 1 06/11/2013 50 06/12/2013 107 07/04/2014 5 07/05/2014 26 07/11/2013 39 08/05/2014 10 08/11/2013 45 09/12/2013 128 10/12/2013 147 11/11/2013 92 11/12/2013 137 12/11/2013 105 13/11/2013 115 13/12/2013 48 14/11/2013 102 15/11/2013 77 17/03/2014 5 18/03/2014 53 18/11/2013 90 19/03/2014 62 19/11/2013 121 20/03/2014 69 20/11/2013 101 21/03/2014 52 21/11/2013 109 24/03/2014 58 24/10/2013 7 25/03/2014 64 26/03/2014 55 27/03/2014 60 27/10/2013 8 28/03/2014 27 29/10/2013 9 30/10/2013 19 31/03/2014 37 31/10/2013 26 DE_START 2720 0 1. Were you interviewed by myself or a coleague of mine about 9 months ago? 2720 0 -99 Refused 0 -9 Missing 1 1 Yes 2719 2 No 0 2. Was your business partner interviewed by us about 9 months ago? 2 2718 -99 Refused 0 -9 Missing 1 1 Yes 1 2 No 0 Sysmiss 2718 If i have answered all of the your questions, do you agree to participate in thi 2720 0 -99 Refused 0 1 Yes 2720 2 No 0 3. Date of first attempt(Day) 2720 0 -99 Refused 0 -9 Missing 0 1 73 2 93 3 79 4 123 5 104 6 90 7 139 8 108 9 115 10 98 11 129 12 132 13 86 14 135 15 49 16 108 17 72 18 117 19 74 20 76 21 94 22 93 23 70 24 36 25 79 26 69 27 46 28 68 29 67 30 79 31 19 98 Notappl 0 3. Date of first attempt(Month) 2720 0 -99 Refused 0 -9 Missing 0 1 225 2 52 3 4 9 September 38 10 October 989 11 November 1073 12 December 339 98 Notappl 0 3. Date of first attempt(Year) 2720 0 -99 Refused 0 -9 Missing 0 98 Notappl 0 2013 2447 2014 273 4. Survey start time(Hours) 2720 0 -99 Refused -9 Missing 4. Survey start time(Minutes) 2720 0 -99 Refused -9 Missing 98 Notappl 5. Completed interview 2720 0 -99 Refused 0 -9 Missing 0 1 Completed 2706 2 Partially completed 13 3 Not available,revisit scheduled 0 4 Not available,no revisit scheduled 0 5 Refused to participate 1 6 Deceased/Moved out of Blantyre/Lilongwe 0 98 Notappl 0 9. Date of third attempt(Day) 0 2720 -99 Refused 0 -9 Missing 0 98 Notappl 0 Sysmiss 2720 9. Date of third attempt(Month) 0 2720 -99 Refused 0 -9 Missing 0 9 September 0 10 October 0 11 November 0 12 December 0 98 Notappl 0 Sysmiss 2720 9. Date of third attempt(Year) 0 2720 -99 Refused 0 -9 Missing 0 98 Notappl 0 Sysmiss 2720 10. Survey start time(Hours) 0 2720 -99 Refused -9 Missing 98 Notappl 10. Survey start time(Minutes) 0 2720 -99 Refused -9 Missing 98 Notappl 3. Gender 2720 0 1 Male 1680 2 Female 1040 4. Age(in completed years) 2719 1 -99 Refused -98 Notappl -9 Missing 5a Marital Status 2720 0 -99 Refused 0 1 Married monogamously/ Living with partner 2114 2 Married polygamously 156 3 Divorced /seperated 150 4 Widow / widower 133 5 Never married / never lived with partner 167 98 Notappl 0 9. Number of bussiness owners 2720 0 -99 Refused 0 -9 Missing 0 1 2452 2 254 3 8 4 3 5 3 10. Are you the bussiness owner or the manager or both? 2720 0 -99 Refused 0 -9 Missing 0 1 Business owner only 217 2 Manager only 18 3 Both business owner and manager 2485 98 Notappl 0 2720 0 -9 Missing 0 1 Yes 2146 2 No 574 98 Notappl 0 2. When did you stop operating the business?Month 574 2146 -99 Refused 0 -9 Missing 0 1 January 45 2 February 56 3 March 58 4 April 55 5 May 43 6 June 65 7 July 37 8 August 50 9 September 41 10 October 47 11 November 42 12 December 33 98 Notappl 0 2013 2 Sysmiss 2146 2. When did you stop operating the business?Year 574 2146 -99 Refused 0 -9 Missing 2 98 Notappl 0 2011 22 2012 189 2013 361 Sysmiss 2146 3. Why did you stop operating the your business? 574 2146 -99 Refused 0 -9 Missing 0 1 Business was shut due to regulation issues 13 2 Found a job 47 3 Business closed: Inadequate funds for operations/transport/inputs/workers 147 4 Business closed: Not enough customers 62 5 Business closed: Too much competition 28 6 Business closed: Did not have right technical skills 3 7 Business closed: Could not manage finances properly 55 8 Started another business with better prospects 38 9 Sold the business 5 10 Business closed: I had to close the business to stay at home and take care of children/elder 21 11 I went back to my home village 23 12 A family member took over the business from me 10 13 Business closed: owner was ill 36 96 Other 86 98 Notappl 0 Sysmiss 2146 3. Why did you stop operating the your business? 94 0 (NOTES) 2 . 6 ALL THE ITEMS WERE STOLEN 1 BECAUSE OF FAMILY PROBLEMS 1 BECAUSE OF THEFT 1 BECAUSE THE LANDROD ASK THEM 1 BUSINESS CLOSED STARTED WORK 1 BUSINESS CLOSED,BOUGHT LAND 1 BUSINESS DISTROYED BY FIRE 1 BUSINESS IS TEMPORALIRY CLOSED 1 BUSINESS ITEMS WERE STOLEN 1 BUSINESS OWNER IS BUSY WITH FARMING 1 CAUGHT FIRE 1 DIVORCED 2 END OF SEASON 1 FAMILY MEMBER WAS ILL 1 GOT ROBBED 1 HE WAS ROBBED 2 HUSBAND DIED 1 I HAD ALOT OF BEDTS 1 I HAD MANY DEBT 1 I TRANSFERED FROM THE AREA 1 ILLNESS 1 IT WAS GRANDMOTHER'S BUSINESS 1 JUST WANTED TO CLOSE 1 LAND LOAD DISMISSED ME FROM THE SHOP 1 LANDLORD GAVE THE PLACE TO ANOTHER PERSON 1 LITTLE PROFIT 1 LOW PROFITS 1 MATERNITY LEAVE 2 MY BUSINESS DID NOT HAVE ENOUGH 1 MY GOODS CAUGHT FIRE 1 MY MANAGER STOLEN MY GOODS 1 MY MANAGER WAS VERY SICK 1 MY MANAGER(SISTER)WENT TO SCH 1 NOTES 9 NURSING A BABY 3 OLD AGE 1 OWNER LEAVE FOR MATENITY LEAVE 1 OWNER WANTED TO USE THE PLACE 1 OWNER WENT TO SCHOOL 1 PARENTS ORDERED HIM TO STOP THAT BUSINESS 1 PERSONAL COMMITMENTS 1 PREMISE WAS DESTROYED 1 SCHOOLLING 1 SEASON BUSINESS 2 SEASONAL BUSINESS 1 SHE IS PREGNANT 1 SHE WAS NURSING A NEWLY BABY 1 SHOP CAUGHT FIRE 1 SICKNESS 3 SPOUSE TRANSFERED TO BLANTYRE 1 SWITCHED TO A BUSINESS WHICH 1 THE PLACE WAS TOO SMALL 1 THE PRICE FOR ORDERING WAS RISEN 1 THE SHOP WAS DEMOLISHED BY LANDLOAD 1 THEFT 1 THEFTY 1 THIEFS BROKE MY SHOP 1 THIEVES BROKE IN TO MY SHOP 2 THIEVES BROKE INTO THIS SHOP 1 THIEVES STOLE MOST OF THE MERCHANDISE 1 THIEVES STOLE MY GOODS 2 TRANSFERED FROM THE OLD PLACE AND COULDN'T FOUND ANOTHER PLACE 1 TRANSFERED TO LILONGWE 1 VERY SICK 1 WANTED TO GO TO SOUTH AFRICA 1 WENT TO SCHOOL 2 WENT TO TAKECARE FOR A PATIENT 1 4. What are you doing now ? 574 2146 1 Male 22 2 Female 111 3 18 4 124 5 5 6 34 7 126 8 44 9 74 10 8 96 8 Sysmiss 2146 4. What are you doing now ? 12 0 (NOTES) 1 . 4 FARMING 2 FARMING ON HOUSEHOLD LAND 1 FOUND A JOB 1 JUST WAITING FOR A PLACE TO OPERATE 1 SCHOOL 1 WORKING ON FARM AND RELYING ON SPOUSE BUSINESS 1 5. When did you start this activity?Month 574 2146 -99 Refused 0 -9 Missing 0 1 January 46 2 February 52 3 March 59 4 April 52 5 May 37 6 June 73 7 July 46 8 August 51 9 September 42 10 October 50 11 November 37 12 December 29 98 Notappl 0 Sysmiss 2146 5. When did you start this activity?Year 574 2146 -99 Refused 0 -9 Missing 0 98 Notappl 0 1992 1 1999 1 2004 2 2006 1 2007 1 2010 3 2011 15 2012 145 2013 403 2014 2 Sysmiss 2146 9. What was your personal income in the past month? 3 2717 -99 Refused 98 Notappl 9. What was your personal income in the past month? 570 2150 -99 Refused 98 Notappl 9. What was your personal income in the past month? 3 2717 -99 Refused 98 Notappl 1. What does this business do? 2292 428 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Growing of tobacco 1 2 Growing of cereals 0 3 Growing of other crops 0 4 Animal production 1 5 Support activites to agriculture and post-harvest crop activities 0 6 Forestry and logging 0 7 Fishing and aquaculture 0 9 Making charcoal 17 10 Milling(incl. Hand miling) 9 11 Food processing 0 12 Canning 2 13 Beer brewing 0 14 Wine-makong 0 15 Jewelry making 0 16 Making handicraft 1 17 Carpentry and joinery 54 18 Fitting and joinery 1 19 Foundry, forgery 0 20 Metal fabrication 34 21 Shoe making 2 22 Manufacture of other leather products 0 23 Tailoring,knitting 56 24 Buildings(including Houses) or fences 0 25 Roads and bridges 1 26 Tombstones 0 27 Retail shop-groceries 368 28 Retail shop-hardware 201 29 Timber/wood 21 30 Wine,beer,liquor,soft drinks sale 19 31 Sale of agricultural produce 304 32 Sale of animal produce(meat,fish) 217 33 Sale of clothes/shoes 192 34 Sale of motor vehicle spare parts 8 35 Stationery 10 36 Cosmetics, beuty products 74 37 Electronics and other appliances 57 38 Sale of other products(specify) 153 39 Mini-bus 0 40 Bicycle taxi 1 41 Other transport of passenger 1 42 Transport of products 0 43 Storage and warehouse 0 44 Catering 0 45 Cooked food and snacks 73 46 Restaurant 151 47 Bar/Tavern/Bottlestore 40 48 Hotel 0 49 Guest-house 0 50 Hair salon 101 51 Barber shop 24 52 Cell phone units, SIM card retailer 20 53 Cleaning 0 54 Auto repair 0 55 Panel beating 0 56 Battery charge 4 57 Shoe repair 9 59 Other repar and maintenance services 40 60 Collection of firewood,fetching water 1 61 Laundry or ironing 0 62 Financial institution 0 63 Real estate 0 64 IT services 11 65 Nursery(child care) 0 66 School 2 67 Health clinic 0 68 Pharmacy 0 69 Arts and sports 0 96 11 99 Other(specify) 0 Sysmiss 428 1. What does this business do? 1214 0 . 836 AFRICAN DOCTOR 1 AGRICULTURE PRODUCE 1 ANYTHBERING GOES BARBERSHOP 1 BABERSHOP 1 BAR 3 BARBER SHOP 2 BARBERSHOP AND BATTERY CHARGE 1 BICYCLE HIRE 1 BLANTYRE 1 BOTTLE STORE 1 BOTTLESTORE 1 BRIDAL SERVICES 1 BUTCHERY 6 CAR BREAKING AND AUTO PARTS 1 CHARGING BATTERIES 1 CHIPS TAKE AWAY 2 CLUB 1 COMPUTER REPAIRS 1 COSMETIC & ZITENJE SELLING 1 COSMETICS 3 DRY FISH 5 ELECTRONIC REPAIRS 1 ELECTRONICS REPAIRS 1 ELECTRONIS SERVICES 1 FURNITURE 1 GROCERIES 2 GROCERIES & WHOLESALE 1 GROCERY 17 HAIR DRESSING SALOON 2 HAIR SALOON 1 HARDWARE 12 HARDWARE & WELDING 1 HARDWARE AND CLOTHES 1 HARDWARE AND SHOE REPAIR 1 HARDWARE SUPPLIES 2 HAWKER 2 KAUNJIKA SELLING CLOTHES 1 KNITTING 2 KUPETA SALU WEAVING CLOTH 1 MAKES ICE BLOCKS 1 MOTOR CYCLE AND GENERAL REPAIR 1 NOTES 15 OPERAES A BARBERSHOP 1 OPERATE AS ASTATIONARY 1 PAINTING AND SIGN WRITING 1 PHONE ACCECESORIES 1 PHONE ACCESORIES 1 PHONE ACCESORIES AND COMPUTER 1 PHONE ACCESSORIES & CD SELLING 1 PHONE BUREAU 1 PHONE REPAIRS AND SELLS PHONE 1 POOL TABLE 1 POOL TABLE TOCKENS 1 PRINTING AND PHOTOCOPY 1 PROVIDING REFRIDGERATION SERVICES 1 PROVIDING SALON SERVICES 1 REPAIRING TVS 1 REPAIRING UMBRELLAS AND SHOES 1 REPAIRS ELECTRONICS 1 RESTAURANT 3 RESTAURANT AND TAKE AWAY 1 RESTAURANT SHOP 1 RESTHOUSE 1 SALON 1 SALOON 3 SALOON AND GROCERY 1 SELL COOKING OIL 1 SELL HARDWARE MATERIALS 1 SELL PHONE ACCESORIES 1 SELL PHONE ACCESSORIES 1 SELL VEGETABLES 1 SELLIN PLASTIC BAGS 1 SELLING AGRICULTURE PRODUCE 4 SELLING AGRICULTURE PRODUCTS 1 SELLING AIRIME 1 SELLING AIRTIME 1 SELLING BANANA 1 SELLING BAOBAO FRUITS (MALAMBE 1 SELLING BEER 1 SELLING CEMENT 1 SELLING CHARCOAL 3 SELLING CHIPS 4 SELLING CLOTH WRAPPERS 3 SELLING COOKING OIL 4 SELLING COOKING OIL & EGGS 1 SELLING DRY FISH 10 SELLING DVD'S 1 SELLING DVDS CDS 1 SELLING EGGS & COOKING OIL 1 SELLING EMPTY SACKS 1 SELLING FARM PRODUCE 1 SELLING FISH 2 SELLING FLOUR AND COOKING OIL 1 SELLING FRESH FISH 1 SELLING GROCERIES 1 SELLING HARDWARE ITEMS 1 SELLING HARDWARE PRODUCTS 1 SELLING HERBS 1 SELLING IRISH POTATO 1 SELLING LIVE CHICKEN 1 SELLING MAIZE 2 SELLING MAIZE FLOUR 1 SELLING MANGOES 1 SELLING OF ZITENJE WRAPPERS 1 SELLING ONIONS 1 SELLING ONIONS AND GARICK 1 SELLING PERFUMES 1 SELLING PHONE ACCESORIES 1 SELLING PHONE ACCESSORIES 3 SELLING PLASTIC BAGS 2 SELLING PLASTIC BUCKETS 1 SELLING PLASTIC PAPERS 2 SELLING PLASTICS 1 SELLING PLASTICS AND SUGAR 1 SELLING PLATES AND SACK BAGS 1 SELLING PORK 1 SELLING REMOTES 1 SELLING RICE 1 SELLING RK PLASTIC PRODUCTS. 1 SELLING SALT AND PLASTICS 1 SELLING SECOND HAND CLOTHES 1 SELLING SECOND HAND SHOES 1 SELLING SHOES 1 SELLING SOFT DRINKS AND RICE 1 SELLING SPICES 1 SELLING TNM AIRTIME 1 SELLING TOMATO AND ONIONS 1 SELLING TOMATOE 1 SELLING TOMATOES 1 SELLING TOMATOES AND ONIONS 1 SELLING TOUCHES 1 SELLING TRADITIONAL BEER 1 SELLING UNITS AIRTIME 1 SELLING VEGETABLES 6 SELLING ZITENJE 2 SELLS AGRICULTURAL PRODUCE 1 SELLS AGRICULTURE PRODUCE 3 SELLS AGRICULTURE PRODUCTS 1 SELLS AIRTIME TNM AND AIRTEL 1 SELLS ASSORTED GROCERIES 2 SELLS AUTO PAINTS 1 SELLS BAGS 1 SELLS BANANAS 1 SELLS BEER 2 SELLS CHARCOAL 2 SELLS CHICKENS 1 SELLS CHIPS 5 SELLS CIGARETES 1 SELLS CIGERATES 1 SELLS CLOTHES 3 SELLS CLOTHS AND KITCHEN WEAR 1 SELLS COOKING OIL 4 SELLS COSMETICS 3 SELLS DRIED FISH 1 SELLS DRY FISH 8 SELLS DRY FISH AND TOMATO 1 SELLS DRYFISH 1 SELLS DVD 1 SELLS DVD DISCS AND MENS SHOES 1 SELLS FARM PRODUCE 1 SELLS FIREWOOD 3 SELLS FISH 2 SELLS FRESH FISH 1 SELLS FRIED MEAT AND CHIPS 1 SELLS GROCERIES AND COSMETICS 1 SELLS GROUNDNUTS 1 SELLS HARDWARE GOODS 1 SELLS HARDWARE PRODUCTS GOODS 1 SELLS HARDWARE SUPPLIERS 1 SELLS HARDWARE SUPPLIES 2 SELLS HARDWARE SUPPLIES STATIONERY 1 SELLS LIVE CHICKEN 1 SELLS MAIZE 2 SELLS MAIZE FLOUR 2 SELLS MATS 1 SELLS MEAT 1 SELLS MEAT (KANYENYA) 1 SELLS MUTTON GOAT MEAT 1 SELLS PARAFIN 1 SELLS PHONE ACCESORIES 1 SELLS PLASTIC AND FARM PRODUCE 1 SELLS PLASTIC BAGS 3 SELLS PLASTIC PRODUCTS 1 SELLS PLASTIC SHOES 1 SELLS PLASTICS 1 SELLS PLUMBING SUPPLIES TOOLS 1 SELLS PORK 2 SELLS PRASTIC BAGS 1 SELLS RICE BEANS G NUTS 1 SELLS SACHETS SPIRITS AND CIGA 1 SELLS SACKS 1 SELLS SECOND HAND BEDDING 1 SELLS SECOND HAND CLOTHES 5 SELLS SECOND HAND TROUSERS 2 SELLS SECONDHAND CLOTHES 1 SELLS SHOES 1 SELLS SHOES AND SACHETS 1 SELLS SPARE PARTS 1 SELLS THOBWA 1 SELLS TIMBER 2 SELLS TIMBER(MATABWA) 1 SELLS TOMATO 4 SELLS TOMATOES 1 SELLS VEGETABLES 7 SELLS VEGETABLES AND TOMATOES 1 SELLS WRIST WATCHES AND REMOTE 1 SELLS ZITENJE(WRAPPERS) 1 SELLS ZITUMBUWA 1 SHOE REPAIR 1 SHOE SELLING 1 SOFTWARE 1 TAILOR 2 TAILORING 4 TAILORING SHOP 2 TAKE AWAY 1 TAKE AWAY FOODS 1 TEA RESTRAURANT 1 TELEPHONE BUREAU 1 TIN-SMITH 1 TYRE FITTING AND CAR WASH 1 VEGETABLES 1 WELDING 3 WELDING FABRICATION 1 ZATERO IMVANI MINI SHOP 1 ZITENJE 1 2. In the past 6 months have you introduced any new products or secrvices? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 326 2 There were few peolple working in this sector in this area 1964 3 This is what everyone else is doing 0 4 This secor allows me to stay at home to take care of the children/housework 0 5 I have previous experience as a worker in this industry 0 6 Wanted to benefit from my hobby 0 7 I saw a market opportunity in this sector 0 8 This is what someone like me can do around here 0 9 This sector does not require a big investment to start it 0 10 Iam only doing this until i find a job 0 11 Other 0 12 ITS NOT TIRESOME JOB, EASY TO MANAGE 0 99 1 Sysmiss 429 3. Currently, how many days per week is this business typically in operation? 2291 429 -99 Refused -9 Missing 98 Notappl 4. How many weeks in one month is this business typically in operaton? 2291 429 -9 Missing -8 Don't know -7 Notappl 5. Currently, how many hours per week do you spend on activities related to this 2720 0 -9 Missing -8 Don't know -7 Notappl 6. Out of the hours that you spend per week on activities related to this busine 2720 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 689 1 I make them alone 18 2 Need to consult spouse/domestic partner 24 3 Need to consult other bussiness partners 45 4 Need to consult the manager 25 5 Spouse/domestic partner makes most decisions 41 6 Other bussiness partners make most decisions 110 7 Manager makes most decisions 90 8 Other specify 34 9 20 10 92 11 5 12 226 13 9 14 237 15 100 16 27 17 10 18 167 19 3 20 99 21 142 22 12 23 10 24 75 25 46 26 10 27 6 28 91 29 1 30 116 31 2 32 9 35 53 36 13 37 1 38 2 40 16 42 11 43 1 45 4 47 1 48 7 49 4 50 7 52 1 54 1 56 3 60 3 70 1 7. Out of the hours that you spend per week in activities related to this busine 2720 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2183 1 Household needed additional moeny 27 2 Lost previous job 33 3 Previous bussiness not successful 27 4 Could not find a job 14 5 Saw a market opportunity 22 6 I took a related training course 57 7 Received subsidy to set up bussiness 77 8 Wanted to continue family bussiness 7 9 Wanted to benefit from my hubby 8 10 Low capital requirements 40 11 Allows me to be balance family and work life 2 12 Wanted to be my own boss/have own bussiness 54 13 Wanted to make money 1 14 Other(specify) 50 15 11 16 4 18 19 20 4 21 22 23 1 24 8 25 2 26 1 28 13 30 4 32 5 33 1 35 3 36 2 38 1 40 2 42 2 50 1 60 3 70 1 72 1 80 1 84 2 98 3 112 1 1. Is your main place for production or service activities still in the same loc 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Home 1982 2 Someone else's house 309 3 Trading market/market stall 0 4 Individal workshop/factory/plant 0 5 Individual shop 0 6 Car/trunk/cart 0 7 Other(specify) 0 Sysmiss 429 2. When did you move your main place for your production or service activities? 318 2402 -99 Refused 0 -9 Missing 0 1 January 32 2 February 24 3 March 23 4 April 20 5 May 22 6 June 33 7 July 33 8 August 18 9 September 41 10 October 26 11 November 26 12 December 19 98 Notappl 1 Sysmiss 2402 2. When did you move your main place for your production or service activities? 318 2402 -99 Refused 0 -9 Missing 0 98 Notappl 1 2011 13 2012 121 2013 182 2014 1 Sysmiss 2402 3. Why did you move your main place for your production or service activities? 318 2402 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 44 2 No 35 3 42 4 43 5 8 6 34 7 4 8 5 9 1 10 1 11 49 96 51 98 1 Sysmiss 2402 3. Why did you move your main place for your production or service activities? 63 0 (NOTES) 3 . 17 3 1 ANOTHER BUSINESS OF HIS 1 BOUGHT MY OWN SHOP 1 BOUGHT OWN SHOP 1 BUILT HIS OWN SHOP 1 BUILT MY OWN BUILDING 1 BUSINESS WAS STOLEN 1 DESTROYED BY ROADS AUTHORITIES 1 DISCONECTION OF ELECTRICITY 2 FOUND MY OWN PLACE 1 I WAS ROBBED 1 IT WAS A SEASON BUSINESS 1 IT WAS RENT PLACE 2 1 MOVED FROM OPEN SPACE TO SHOP 1 MY WORKERS HAD TOO MANY SHORTAGES 1 NOT ENOUGH CUSTOMERS 1 NOTES 8 PEOPLE WERE STEALING FROM US AT NIGHT 1 PLACE WAS TOO MUCH NOISE 1 SAFETY 1 SECURITY 1 SHE CHANGED THE BUSINESS 1 SHE WANTED TO BE CLOSER TO HER HOME 1 SHOP CAUGHT FIRE 1 SOLD THE PLACE 1 SWAPPED WITH ANOTHER PERSON 1 THE OWNER WANTED THE PLACE 1 THE ROOM WAS TOO SMALL 1 THEFTY 1 THERE WAS NO CUSTOMERS 1 1 WANTED TO HAVE MY OWN PLACE 2 4. What is the new main place for your production or service activites? 319 2401 -9 Missing 1 -8 Don't know 0 -7 Notappl 0 1 62 2 10 3 188 4 11 5 34 96 12 98 1 Sysmiss 2401 4. What is the new main place for your production or service activites? 36 0 . 23 ALONG THE ROAD 1 DELIVERS SUPPLIES TO CUSTOMERS 1 HE IS DOING A MOBILE BUSINESS 3 HE IS DOING MOBILE BUSINESS 1 HOME 1 I JUST MOVE AROUND 1 MOVES GROUND TOWN AND CHINSAPO 1 NOTES 2 OUTSIDE SOMEONE ELSES SHOP 1 THE BUSINESS IS MOBILE 1 5. Do any household activities take place in this new space? 319 2401 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Own 75 2 Rent 242 3 Use(no rent) 0 98 2 Sysmiss 2401 6. Is this new main place better, worse, or about the same as the one used previ 319 2401 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Tittle deed 230 2 Offer of the right of occupancy 34 3 Letter or allocation from city council 53 4 Settlement permit 0 5 Traditional right of occupancy 0 6 Land sale agreement 0 7 Inheritance letter 0 8 Lease (for renters) 0 9 Resident's license 0 10 Receipt 0 11 Other title 0 12 No documentation 0 98 2 Sysmiss 2401 7. Did you make any changes to your main place for your production or service ac 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,own item pay regularly for the service 577 2 Yes, do not own item or pay for the service 56 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 1658 4 No do not own and do not have access 0 Sysmiss 429 8. How much is this space worht today in its current condition? 2291 429 -99 2 -9 Missing 2 -8 7 -7 Notappl 0 0 5 1 New 0 2 Used 0 99 1 2000 3 3000 7 4000 2 5000 20 6000 4 7000 5 8000 3 9000 1 10000 55 10500 1 12000 15 13000 3 14000 1 15000 52 17000 1 18000 3 20000 110 22000 2 25000 25 27000 1 28000 1 30000 66 32000 1 35000 12 38000 1 40000 62 44000 1 45000 7 48000 2 50000 167 55000 2 58000 1 60000 35 64000 1 65000 1 70000 62 75000 5 78000 1 80000 64 85000 5 90000 11 95000 2 100000 177 110000 2 120000 36 130000 3 140000 3 150000 201 160000 9 170000 1 180000 10 200000 168 205000 1 208000 1 210000 2 225000 2 230000 2 240000 5 250000 107 280000 2 300000 119 350000 42 360000 1 370000 1 380000 3 400000 61 420000 1 440000 1 450000 29 480000 1 500000 120 550000 3 600000 25 640000 1 650000 3 700000 22 750000 4 800000 29 850000 3 900000 9 1000000 58 1100000 2 1200000 12 1300000 2 1400000 1 1500000 53 1600000 1 1800000 3 2000000 41 2500000 18 2800000 1 3000000 13 3500000 6 4000000 4 5000000 8 6000000 2 6500000 1 7000000 1 7500000 2 8000000 2 9000000 2 10000000 3 15000000 1 20000000 2 25000000 1 Sysmiss 429 9. Do you own or rent or just use this space? 2291 429 -9 Missing 1 -8 Don't know 0 -7 Notappl 0 10. Does this business have any other branches? 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 184 2 No 2107 98 Notappl 0 Sysmiss 429 11. How many branches does this business have? 186 2534 -9 Missing 3 -8 Don't know 0 Item codes 2291 429 -99 Refused 0 1 Mobile phone 2291 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 1 2 Landline 2290 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 2291 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 2290 5 Table 1 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 2291 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 1 4 Running water 0 5 Table 0 6 Chair/bench 2289 7 Car 1 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 2291 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 2291 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 2291 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 2291 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 2291 12 Internet/email 0 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 2291 13 Weighing scale 0 Sysmiss 429 Item codes 2291 429 -99 Refused 0 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 2291 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1679 2 No 384 3 10 4 218 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 24 2 No 17 3 3 4 2247 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 508 2 No 251 3 6 4 1526 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 266 2 No 298 3 5 4 1722 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 409 2 No 20 4 1862 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1629 2 No 93 3 2 4 567 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 201 2 No 197 3 13 4 1880 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 22 2 No 4 3 2 4 2263 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 272 2 No 63 3 5 4 1951 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 428 2 No 173 3 1 4 1689 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 25 2 No 2 3 1 4 2263 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 11 2 No 0 4 2280 Sysmiss 429 12. Does your business have access to (ITEM)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 453 2 No 36 3 4 4 1798 Sysmiss 429 13. Quantity business has access to-how many? 2074 646 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 1 13. Quantity business has access to-how many? 44 2676 -99 Refused 0 -9 Missing 0 98 Notappl 44 99 Don't Know 0 13. Quantity business has access to-how many? 768 1952 -99 Refused 0 -9 Missing 0 98 Notappl 768 99 Don't Know 0 13. Quantity business has access to-how many? 571 2149 -99 Refused 0 -9 Missing 0 98 Notappl 571 99 Don't Know 0 13. Quantity business has access to-how many? 432 2288 -99 Refused 0 -9 Missing 1 98 Notappl 0 99 Don't Know 0 13. Quantity business has access to-how many? 1724 996 -99 Refused -9 Missing 98 Notappl 99 Don't Know 13. Quantity business has access to-how many? 412 2308 -99 Refused -9 Missing 98 Notappl 99 Don't Know 13. Quantity business has access to-how many? 29 2691 -99 Refused -9 Missing 98 Notappl 99 Don't Know 13. Quantity business has access to-how many? 343 2377 -99 Refused -9 Missing 98 Notappl 99 Don't Know 13. Quantity business has access to-how many? 609 2111 -99 Refused -9 Missing 98 Notappl 99 Don't Know 13. Quantity business has access to-how many? 30 2690 -99 Refused -9 Missing 98 Notappl 99 Don't Know 13. Quantity business has access to-how many? 12 2708 -99 Refused 0 -9 Missing 0 98 Notappl 12 99 Don't Know 0 13. Quantity business has access to-how many? 495 2225 -99 Refused -9 Missing 98 Notappl 99 Don't Know 14. Date of latest acquisition/access or date of start of service? 2074 646 -99 Refused 0 -9 Missing 1 1 January 167 2 February 153 3 March 202 4 April 176 5 May 102 6 June 309 7 July 140 8 August 151 9 September 169 10 October 279 11 November 164 12 December 59 98 Notappl 0 99 Don't Know 2 Sysmiss 646 14. Date of latest acquisition/access or date of start of service? 0 2720 -99 Refused 0 -9 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 98 Notappl 0 99 Don't Know 0 Sysmiss 2720 14. Date of latest acquisition/access or date of start of service? 0 2720 -99 Refused 0 -9 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 98 Notappl 0 99 Don't Know 0 Sysmiss 2720 14. Date of latest acquisition/access or date of start of service? 0 2720 -99 Refused 0 -9 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 98 Notappl 0 99 Don't Know 0 Sysmiss 2720 14. Date of latest acquisition/access or date of start of service? 430 2290 -99 Refused 0 -9 Missing 0 1 January 31 2 February 40 3 March 43 4 April 43 5 May 29 6 June 60 7 July 28 8 August 32 9 September 24 10 October 35 11 November 46 12 December 19 98 Notappl 0 99 Don't Know 0 Sysmiss 2290 14. Date of latest acquisition/access or date of start of service? 1723 997 -99 Refused 0 -9 Missing 3 -8 2 1 January 180 2 February 165 3 March 194 4 April 164 5 May 102 6 June 239 7 July 127 8 August 117 9 September 105 10 October 154 11 November 113 12 December 58 98 Notappl 0 99 Don't Know 0 Sysmiss 997 14. Date of latest acquisition/access or date of start of service? 411 2309 -99 Refused 0 -9 Missing 0 1 January 21 2 February 5 3 March 6 4 April 15 5 May 5 6 June 21 7 July 11 8 August 19 9 September 54 10 October 115 11 November 113 12 December 26 98 Notappl 0 99 Don't Know 0 Sysmiss 2309 14. Date of latest acquisition/access or date of start of service? 29 2691 -99 Refused 0 -9 Missing 0 1 January 0 2 February 1 3 March 3 4 April 0 5 May 2 6 June 6 7 July 3 8 August 3 9 September 0 10 October 7 11 November 3 12 December 1 98 Notappl 0 99 Don't Know 0 Sysmiss 2691 14. Date of latest acquisition/access or date of start of service? 342 2378 -99 Refused 0 -9 Missing 0 1 January 28 2 February 33 3 March 34 4 April 24 5 May 16 6 June 34 7 July 27 8 August 25 9 September 27 10 October 63 11 November 18 12 December 13 98 Notappl 0 99 Don't Know 0 Sysmiss 2378 14. Date of latest acquisition/access or date of start of service? 607 2113 -99 Refused 0 -9 Missing 0 1 January 41 2 February 36 3 March 37 4 April 23 5 May 10 6 June 44 7 July 33 8 August 13 9 September 40 10 October 97 11 November 205 12 December 28 98 Notappl 0 99 Don't Know 0 Sysmiss 2113 14. Date of latest acquisition/access or date of start of service? 30 2690 -99 Refused 0 -9 Missing 0 1 January 2 2 February 1 3 March 3 4 April 1 5 May 2 6 June 2 7 July 2 8 August 3 9 September 1 10 October 3 11 November 7 12 December 3 98 Notappl 0 99 Don't Know 0 Sysmiss 2690 14. Date of latest acquisition/access or date of start of service? 0 2720 -99 Refused 0 -9 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 98 Notappl 0 99 Don't Know 0 Sysmiss 2720 14. Date of latest acquisition/access or date of start of service? 495 2225 -99 Refused 0 -9 Missing 0 1 January 40 2 February 47 3 March 50 4 April 52 5 May 36 6 June 66 7 July 29 8 August 47 9 September 33 10 October 48 11 November 32 12 December 15 98 Notappl 0 99 Don't Know 0 Sysmiss 2225 14. Date of latest acquisition/access or date of start of service? 2073 647 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 2 1999 1 2000 12 2001 2 2002 5 2003 3 2004 17 2005 19 2006 21 2007 30 2008 37 2009 74 2010 120 2011 173 2012 468 2013 1070 2014 19 Sysmiss 647 14. Date of latest acquisition/access or date of start of service? 0 2720 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 Sysmiss 2720 14. Date of latest acquisition/access or date of start of service? 0 2720 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 Sysmiss 2720 14. Date of latest acquisition/access or date of start of service? 0 2720 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 Sysmiss 2720 14. Date of latest acquisition/access or date of start of service? 430 2290 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 1987 1 1995 1 1997 1 1998 1 1999 2 2000 10 2001 4 2002 2 2003 4 2004 9 2005 9 2006 12 2007 12 2008 27 2009 31 2010 54 2011 68 2012 86 2013 96 Sysmiss 2290 14. Date of latest acquisition/access or date of start of service? 1724 996 -99 Refused 0 -9 Missing 0 -8 2 98 Notappl 0 99 Don't Know 0 1013 1 1988 1 1991 1 1992 2 1995 2 1996 2 1997 2 1998 4 1999 4 2000 14 2001 7 2002 8 2003 16 2004 19 2005 30 2006 35 2007 47 2008 88 2009 98 2010 220 2011 246 2012 427 2013 443 2014 4 2015 1 Sysmiss 996 14. Date of latest acquisition/access or date of start of service? 411 2309 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 1988 1 2001 1 2002 1 2003 1 2004 1 2005 1 2007 1 2008 6 2009 9 2010 16 2011 13 2012 25 2013 331 2014 4 Sysmiss 2309 14. Date of latest acquisition/access or date of start of service? 28 2692 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 2004 1 2005 1 2009 1 2010 2 2011 6 2012 4 2013 13 Sysmiss 2692 14. Date of latest acquisition/access or date of start of service? 342 2378 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 1980 1 1985 1 1989 1 1990 1 1991 2 1995 1 1996 2 1997 3 1998 1 1999 2 2000 5 2001 3 2002 1 2003 10 2004 9 2005 8 2006 4 2007 14 2008 34 2009 19 2010 34 2011 38 2012 49 2013 98 2014 1 Sysmiss 2378 14. Date of latest acquisition/access or date of start of service? 607 2113 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 1984 1 1986 2 1987 1 1991 1 1992 1 1994 3 1996 1 1997 1 1998 3 1999 3 2000 3 2001 6 2002 8 2003 4 2004 9 2005 15 2006 14 2007 8 2008 19 2009 17 2010 36 2011 27 2012 27 2013 381 2014 16 Sysmiss 2113 14. Date of latest acquisition/access or date of start of service? 30 2690 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 2009 2 2010 2 2011 3 2012 8 2013 15 Sysmiss 2690 14. Date of latest acquisition/access or date of start of service? 0 2720 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 Sysmiss 2720 14. Date of latest acquisition/access or date of start of service? 496 2224 -99 Refused 0 -9 Missing 0 98 Notappl 0 99 Don't Know 0 1995 1 1997 1 1998 1 1999 2 2000 2 2001 4 2002 1 2003 1 2004 6 2005 6 2006 8 2007 18 2008 18 2009 21 2010 67 2011 71 2012 125 2013 141 2014 2 Sysmiss 2224 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2074 646 -99 Refused 0 -9 Missing 1 98 Notappl 0 99 Don't Know 2 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 0 2720 -99 Refused -9 Missing 98 Notappl 99 Don't Know 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 0 2720 -99 Refused -9 Missing 98 Notappl 99 Don't Know 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 0 2720 -99 Refused -9 Missing 98 Notappl 99 Don't Know 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 431 2289 -99 Refused 0 -9 Missing 1 98 Notappl 0 99 Don't Know 1 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 1723 997 -99 Refused 0 -9 Missing 1 98 Notappl 0 99 Don't Know 0 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 411 2309 -99 Refused 0 -9 Missing 3 98 Notappl 0 99 Don't Know 0 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 29 2691 -99 Refused -9 Missing 98 Notappl 99 Don't Know 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 343 2377 -99 Refused 0 -9 Missing 0 98 Notappl 1 99 Don't Know 0 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 607 2113 -99 Refused 0 -9 Missing 1 98 Notappl 0 99 Don't Know 0 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 30 2690 -99 Refused -9 Missing 98 Notappl 99 Don't Know 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 0 2720 -99 Refused -9 Missing 98 Notappl 99 Don't Know 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 495 2225 -99 Refused 0 -9 Missing 1 98 Notappl 0 99 Don't Know 0 16. Item name 1821 0 . 150 .BASKET 1 20 LITER BUCKET 1 5 LITRE PAIL 3 AIR COMPRESOR 1 AMPLIFIER 1 AVO METER TESTER 1 AVOMETER 1 AXE 3 BABER MACHINE 1 BAG 3 BAGS 1 BALSAW 2 BASIN 27 BASINS 2 BASKET 32 BASKET DENGU 1 BASKETS 29 BATTERY 1 BATTERY CHARGER 1 BEARING 1 BENCH 9 BICYCLE 8 BIG BASINS 1 BIG BASKETS 5 BIG CARTONS 1 BIG FLYING PAN 2 BIG FRYING PAN 3 BIG POTS 1 BIG UMBRELLA 2 BLACK BOARD 1 BLOWER 4 BLUSH 1 BOOKS 1 BOSOW 1 BOTTLE CRATES 1 BOTTLES 1 BOTTLES (ZIGUBU 1 BOW SAW 1 BOX 4 BRAII STAND 1 BROWER 2 BRUSH 7 BUCKET 6 BUCKETS 7 BUSKETS 1 BUTTON PRESS 1 CALCULATOR 24 CAR 31 CARPET 1 CARRIAGE BASKET 3 CARRIAGE BASKETS 3 CARRYING BAG 1 CARTON 15 CARTONS 7 CELINDER GASES 1 CELLPHONE 1 CHAIR 19 CHAIRS 3 CHARCOAL BURNER 8 CHARCOL BANER 1 CHARCOL BURNER 1 CHEASEL 1 CHICKEN CAGE 1 CHICKEN CLOSET 3 CHIPS FLIER 1 CHIPS FRIER 4 CHISSEL 2 CHIWAYA 15 CILICON GUN 1 CLAMP 1 CLIPPER(SHAVERS) 1 CLOTHE HANGERS 1 COMPLESOR 1 COMPRESOR 1 COMPRESSOR 2 COMPUTER 6 COOKING PORTS 2 COOKING POTS 10 COOLER BOX 8 COOLLER BOX 1 CRATE 1 CRATES 9 CUPS 2 CUTTER 2 CUTTING MACHINE 2 DEEP FLIER 1 DEEP FLYER 1 DEEP FREEZER 14 DEEP FRIER 1 DEEP PLOUGH 2 DENGU 4 DENGU(BASKET) 1 DENGU(BASKETS) 1 DIGITAL MULTIMETRE 1 DIP FRIER 1 DIP FRYER 1 DIP PLOUGH 2 DISH 1 DISPLAY (GLASS) 1 DRAWER 1 DRIER 15 DRIERS 2 DRILL MACHINE 2 DRINKS 1 DRUM 5 DRUMS 11 DRYER 37 DRYER. 1 DRYING MACHINE 1 DUSTER 1 DVD PLAYER 1 EDGE CUTTER 1 EGG CRATES 1 EGG TRAYS 1 ELECTRIC METER 1 ELECTRICITY 21 ELECTRONIC METER 1 ELETRIC EXTENSION 1 ELLUST 1 EMBROIDERY MACHINE 1 EMPTY 1 EMPTY BOTTLE 1 EMPTY BOTTLES 1 EMPTY CRATES 1 EMPTY DRUMS 1 EMPTY PLASTIC BOTTLE 1 EMPTY SACK 1 EMPTY SACKS 22 ENGINE 1 FEEDING BASIN 2 FEEDING PLATES 1 FEEDING TINS 1 FLYIER 1 FLYING PAN 11 FOOT IDOL BEAM 1 FRIDGE 218 FRIDGE COCACOLA 1 FRIER 5 FRYER 1 FRYING PAN 5 FUNNEL 3 FUNNELS 1 GALLONS 4 GAS CYLINDER 1 GLASS 1 GLINDER 1 GRINDER 8 HACK SAW 1 HACK-SAW BLADE 1 HACKSAW 8 HAIR BLOWER 2 HAIR COMB 1 HAIR CUTTER 1 HAIR CUTTING MACHIN 1 HAIR DRYER 4 HAMMER 19 HAMMERS 1 HAND SAW 1 HANG'ER 1 HANGER 9 HANGER STANDS 1 HANGERS 15 HANGWIRES 1 HEAD DRYER 1 HEAVY DUTY PHOTOCOPI 1 HEXER 1 HOT AIR 4 HOT AIR MACHINE 1 HOT DRIER 5 HUMMER 3 IRON 4 JACK 2 JERI CANS 1 JERICANS 1 KHOLA\ CAGE 1 KNIFE 14 KNIFES 1 KNITTING MACHINE 3 KNIVES 6 LANDLINE 1 LICHERO 1 LUST 2 MACHINE 6 MACHINE(SEWING) 1 MART 1 MAT MPHASA 1 MAT(MPHASA) 1 MATRESS 1 MBAULA 12 MEASURING TAPE 1 MECHANIC TOOL BOX 1 MECHANICAL TOOL BOX 1 MEGA PHONE MKUZAMAWU 1 METER 3 MICROWAVE 1 MIRROR 2 MIRROR GLASS 1 MOBILE PHONE 5 MOTOR 3 MOTORCYCLE 1 MPHASA 1 MULTI METER 1 NEEDLE 1 NEEDLES 1 NIDDLE 1 NIDLES 1 NIVES 1 NO ANY OTHER ITEM 1 NO ITEM MENTIONED 1 NONE 14 NOTES 3 OIL PUMP 1 OVER LOCKING MACHINE 1 PACKINGS 1 PAIL 13 PAINT MIXER 1 PAIR OF SCISOR 1 PAIR OF SCISSORS 3 PALLET 2 PAN 1 PANGA KNIFE 9 PANGA KNIVES 3 PANGAS 1 PAPER 1 PEGS 1 PEN 1 PHONE 47 PHONE CHARGERS 1 PHONES 1 PIPE MEASURING RULER 1 PLAIN 11 PLANE 11 PLANNING MACHINE 1 PLASTIC BACKETS 1 PLASTIC BASINS 1 PLASTIC MAT 1 PLASTIC PAPER 9 PLASTIC PAPERS 2 PLASTIC SHEET 1 PLASTIC SHEETS 1 PLASTIC SPREAD SHIT 1 PLATE 1 PLATES 19 PLEN 1 PLIER 2 POOL TABLE 1 POT 4 POTS 70 POTS(ZITINI) 1 PRASTIC DRUMS TANK 1 PRINTER 1 PUMP 2 RAIL BAR 1 RASPER 1 REFRIDGERATOR 1 REFRIGERATOR 6 SACK 6 SACK BAGS 2 SACKS 44 SAND PAPER 1 SAUSAGE MAKER 1 SAW 15 SAW MILL(CUTTING 1 SAWING MACHINE 4 SCALE 80 SCALE DIGITAL 1 SCALES 1 SCHOOL DRIVER 1 SCISCORS 1 SCISOR 2 SCISORS 6 SCISSOR 3 SCISSORS 15 SCRAPPER 1 SCREEN 1 SCREW DRIVER 5 SCREW DRIVES 1 SEW 2 SEWING MACHINE 30 SHAVE MACHINE 1 SHAVER 1 SHAVING MACHINE 6 SHAVING MACHINES 1 SHELVES 1 SHIFTING SPANNER 1 SHOE BRUSH 1 SHOE POLISH 1 SIEVE STRAIGHTNER 1 SMALL BASKETS 1 SMALL DRUMS 1 SMALL KNIVES 1 SOAP 1 SODA IRON 1 SODALING IRON 1 SODARING IRON 1 SODERING IRON 2 SOLAR PANEL 1 SOLDERING IRON 2 SOWING MACHINE 2 SPANER 1 SPANNER 7 SPANNERS 6 SPEAKER 1 SPREAD SHIP PAPER 1 STAPLE MACHINE 1 STEAMER 11 STEAMING MACHINE 1 STORAGE AREA 1 STORAGE CARTONS 1 STORES 2 SUCKS 1 TABLE 13 TABLE CLOTH 1 TABLES 1 TAILORING MACHINE 6 TAPE MEASURE 15 TEASTER 1 TELEVISION 1 TELEVISION SET 1 TENT 2 THREAD MAKER 1 TIMBER CUTTING MACHINE 1 TIMBERCUTTING MACHINE 1 TIN 3 TINS 7 TONG SET 3 TOOL BOX 1 TORCH 1 TRAY 5 TRAYS 2 TRY 1 TYRE LIVER 1 UMBRELLA 1 W SCALE 1 WATER 1 WEDDING DRESS 1 WEIGHING PLATE 1 WEIGHING PLATES 9 WEIGHING SCALE 28 WEIGHING SPOON 1 WELDING GAS CYLINDER 1 WELDING MACHINE 10 WHEEELBARROW 1 WHEEL BAR 2 WHEEL BARROW 3 WHEELBAR 3 WINNOWER 2 WIRE 1 WOOL 1 WORK SUIT 1 16. Item name 1132 0 (NOTES) 1 . 57 5 LITRES PAIL 1 AIR PUMP 1 AXE 2 BACKET 2 BACKETS 3 BALL SAW 1 BALSAW 2 BASIN 19 BASINS 2 BASKET 10 BASKET (DENGU) 1 BASKETS 9 BATHING TOWELS 1 BEAM 1 BED 1 BELLINGS 1 BENCH 3 BENDER 1 BICYCLE 10 BIG BASKETS 1 BIG BUCKETS 1 BIG CHARCOAL BURNER 1 BIG FRYING PAN 1 BIG SPOONS 3 BINDING MACHINE 1 BLINDER 1 BLOWER 17 BOLSAW 2 BOTTLE 1 BOTTLES 3 BOTTLES ZIGUBU 1 BOX 1 BROWER 10 BROWERS 1 BRUSH 2 BUCKET 4 BUCKETS 5 BURN COAL 1 BUTTON PRESS 1 CALCULATE 1 CALCULATOR 26 CAR 13 CAR BATTERY 1 CARTON 3 CARTONS 4 CASH REGISTER 1 CASLBERG FRIDGE 1 CELL PHONE 1 CHAIN SAW 1 CHAIR 29 CHAIRS 3 CHARCAL BURNER 1 CHARCOAL BURNER 14 CHARCOL BARNER 1 CHASEL 1 CHISEL 5 CHISONGOLE 1 CHIWAYA 3 CHIZEL 1 CLAMP 1 CLEANING DISHES 3 CLOTH 1 CLUMP 1 CLUMPER 1 COMPRESOR 2 COMPRESSOR 1 COMPS 1 COMPUTER 5 CONTAINERS 1 COOCKER 1 COOKING POTS 1 COOLER BOX 9 COVER SACKS 1 CRAMP 1 CRAMPER 2 CRATE 4 CRATES 16 CRATES FOR FANTA 1 CUP 2 CUPS 2 CUTTER 2 CUTTING MACHINE 1 DEEP FLIER 2 DEEP FREEZER 2 DEEP FRIDGE 1 DEEP FRIER 1 DEEP FRYER 1 DENGU 1 DENGU (BASKET) 1 DENGU BASKETS 1 DISPLAY 1 DRIER 1 DRUM 2 DRUMS 5 DRYER 10 DRYIER 1 DRYING MACHINE 1 DVD PLAYER 1 ELECTRIC EXTENSION 1 ELECTRIC FLYING PAN 1 ELECTRIC METER 2 ELECTRICITY 10 EMBROID MACHINE 1 EMPTY GLASS BOTTLES 1 EMPTY SACK 3 EMPTY SACKS 3 EXERCISE BOOK 1 FACIAL SET 1 FLAT IRON 2 FOLK 1 FOOD WARMER 1 FORKS 1 FRIDGE 45 FRIER 1 FUNERAL 1 FUNNEL 6 FUNNELS 1 GALLON 1 GELICANS 1 GLASS CUTER 1 GLASS CUTTER 1 GLYNDER 2 GRAINDER 2 GRANDER 1 GRINDER 6 GRINDER MACHINE 2 GROOVING MACHINE 1 GROVE MACHINE 1 HACK SAW 1 HAIR STEAMER 1 HAIR STRAIGHTNER 2 HAMMER 20 HAMMERS 1 HAND BROWER 2 HAND PUMP 2 HAND SAW 1 HAND SOW 1 HANDSAW 3 HANGER 1 HANGER STAND 2 HANGERS 2 HARCSAW 1 HEALS 1 HOOK 1 HOOKS 1 HOT AIR 3 HOT AIR MACHINE 1 HOT PLATE 1 HUMAN IDOLS 1 HUMMER 3 HUNGER 1 INVERTER 1 IRON 7 IRON GUN 1 JACK 1 JANJI 1 JERRY CANS 1 JUG 1 KNIFE 10 KNIFES 6 KNIVES 10 LICHERO 2 LICHERO(BASKET) 1 LIPING SAW 1 LOANER 1 MACHINE 2 MAIZE MILL 1 MAT 1 MBALE 1 MBAULA 2 MEASURING PLATES 1 MEASURING TAPE 4 METAL FOOT 1 METER 1 MICROWAVE 3 MIRRER GRASS 1 MIRROR 6 MIRROR GLASS 2 MOBILE FONE 1 MOBILE PHONE 4 MOTOR BYC 1 MOTORCYCLE 2 MULTIMETERE 1 NIDDLES 1 NUMBERING MACHINE 1 OIL PUMP 2 OTHER STORAGE AREA 1 OVERLOCK MACHINE 1 OVERLOCKING MACHINE 1 PAIL 13 PAILS 4 PAIR OF SCISSORS 1 PAIR SCISORS 1 PALE 1 PANGA 1 PANGA KNIFE 10 PANGA KNIVES 1 PERFUME 1 PHONE 21 PHONE CHARGER 1 PHOTOCOPIER 1 PIECE OF RAIL WARY 1 PIERCING 1 PINJES 1 PIPE WRENCH 1 PISA 1 PISSORS 1 PLAIN 11 PLAINE 1 PLANE 2 PLASTIC 1 PLASTIC BACKETS 1 PLASTIC BOTTLES 1 PLASTIC PAPER 5 PLASTIC PAPERS 2 PLASTICS 3 PLASTS PAPERS 1 PLATE 8 PLATES 77 PLATES. 1 PLAY TOYS 1 PLIER 2 POLISH 1 POPCORN FLYER 1 POTS 29 PRAYOUR 1 PRIER 2 PUMP 7 RADIO 4 REFRIGERANT GAS 1 REFRIGERATOR 2 RICE COOKER 1 ROPE 1 ROPES 1 SACK MAT 2 SACKS 18 SACKS BAG 1 SAFER 1 SANDPAPER 1 SAW 9 SAWH 1 SCALE 30 SCALE WEIGHING 1 SCICSOR 1 SCISCORS 1 SCISORS 8 SCISSORS 19 SCRAPPER 1 SCREW DRIVER 3 SCREW DRIVERS 1 SCREWDRIVER 1 SEFFER 1 SEW 1 SEWING MACHINE 2 SEWING NEEDLE 1 SHAVING MACHINE 2 SHOE BRUSH 1 SHOE STANDS. 1 SINK 2 SITIMA 1 SLASH CLAMPER 1 SMALL KNIVES 1 SMALL PALES 1 SNIP 1 SODAR IRON 2 SODERING IRON 1 SOLDALING GUN 1 SOLDAN IRON 2 SOLDERING IRON 3 SOULDERING IRON 1 SOUND SYSTEM 2 SPANER 1 SPANER'S 1 SPANERS 1 SPANNER 2 SPANNERS 2 SPEAKER 3 SPOON 2 SPOON DORREY 1 SPOONS 4 STAMP 1 STANDARD MACHINE 1 STEAMER 19 STERIO 1 STICK 1 STORAGE AREA 1 STORAGE BOX 1 STORES 1 STOVE 2 STRAIGHTAINER 1 STRAIGHTENER 1 STRAIGHTER 1 STRAIGHTNER 3 STRETENER 1 SUCKS 4 TABLE 10 TABLE CLOTHS 1 TAILORING MACHINE 2 TAPE MEASURE 13 TENTS 1 TEST METRE 1 TESTER 2 TIMBER CUT MACHINE 1 TIN 1 TINS 3 TIP 1 TONG SET 1 TOOLBOX 1 TRADITIONAL COOKER 1 TRAWLAY 1 TRAY 1 TRAYS 2 TWINE 1 WAISTER 2 WATER 5 WATER BUCKET 1 WEIGHING PLATES 1 WEIGHING SCALE 18 WELDING MACHINE 7 WHEEL BAR 2 WHEELBAR 1 WHEELBARROW 1 WHEIGHING STONES 1 WHIEELBAROW 1 WINOWING BASKETS 1 WOOD BURNER 1 WOOVEN 1 ZIGUBU (GERRYCANS) 1 16. Item name 692 0 . 46 5 LITRE PAIL 1 5 LITRES GALONS 1 AMPLIFER 1 AVO METER 1 AVOMETER 1 AXE 1 AXLE PLATE 1 BACKET 3 BAG 1 BALL SAW 1 BASIN 12 BASINS 3 BASKET 2 BASKETS 1 BELT 1 BENCH 2 BENDER 1 BENDING MACHINE 1 BICYCLE 6 BICYCLES 1 BIG FLYING PAN 1 BLOW 1 BLOWER 9 BLUSH 1 BOOK 1 BOTTLES 2 BOW SEW 1 BOX 1 BRAII STAND 1 BROWER 6 BRUSH 3 BUCKET 1 BUCKETS 3 BUSKET 2 CALCULATOR 25 CAR 8 CARTON 2 CEASER 2 CHAIR 21 CHAIRS 3 1 CHARCOAL BURNER 8 CHASING HUMER 1 CHEASEL 1 CHINSONGOLE 1 CHISEL 3 CHIWAYA 1 CLAMPER 1 CLEANING DISH 1 CLEANING DISHES 3 CLOTHES 1 CLUMPER 1 COMB 1 COMBS 3 COMPS 1 COMPUTER 1 COOKING PORTS 1 COOLER BOX 4 CRAMPER 1 CRATES 5 CUP 3 CUPS 19 CUTTING DISK 1 DEEP FLYER 1 DEEP FREEZER 1 DEEPFRIER 1 DENGU(BASKET) 1 DISH 1 DISPLAY 1 DRAMEAL 1 DRIER 2 DRILL 1 DRILL MACHINE 3 DRILL MACHING 1 DRILL PUNCH 1 DRILLING MACHINE 2 DRUM 1 DRYER 3 DVD PLAYER 1 EGG TRAYS 1 ELECTRICITY 9 ELLUST 1 EMPTY SACK 1 EMPTY SACKS 2 EXERCISE BOOK 1 EXTENSION 1 FAN 1 FISH TAPE 1 FLAT IRON 3 FLYING PAN 2 FOLK 1 FOLKS 1 FORKS 1 FRIDGE 17 FRIER 1 FUNEL 2 FUNNEL 3 GALONS 1 GAS BOTTLES 1 GENERATOR 2 GLASS 2 GLASS CUTTER 1 GLYNDER 1 GRINDER 1 GROVE MACHINE 1 GROVING MACHINE 1 GUN(CHOOTCHELERA) 1 HACKSAW 1 HAIR BLOWER 1 HAIR COMBS 1 HAIR CUT MACHINE 1 HAIR DRIER 1 HAIR STRAIGHTNER 1 HAMMER 20 HAND BROWER 2 HAND STYLING 1 HANDBOOK 1 HANDPLANE 1 HANGER 1 HARCHSAW 1 HOE PUNCH 1 HOOKS 2 HOTPLATE 1 HUMAN IDOLS 1 HUMER 1 HUMERS 1 HUMMER 2 INCISORS 1 INDUSTRIAL MACHINE 1 IRON 1 IRON RODS 1 JACK 1 JAGS 1 JERICANS 2 JEWELS 1 KIOSK 1 KNIFE 9 KNIFES 1 KNIVES 9 LAMINATOR 1 LANDLINE 1 LAZOR 1 LICHER 1 LINER 1 LUST HEAL 1 MACHINE 1 MAIZE SHELLER 1 MBAULA 1 MEASURING TAPE 2 MEMORY CARD 1 METER 1 MICRO WAVE 1 MICROWAVE 1 MIRROR 5 MIRROR GLASS 1 MIRRORS 1 MIRROW 1 MOBILE PHONE 2 MOTOR 1 MULTI FLYING PAN 1 NEEDLES 1 NIFE 1 OIL PUMP 1 OXCART 1 PAIL 5 PAILS 1 PALE 1 PANGA 2 1 PANGA KNIFE 1 PANGA KNIVES 2 PAPERS 1 PATTERN 1 PHONE 7 PLAIN 5 PLANE 2 PLASTIC BACKETS 1 PLASTIC BASKETS 1 PLASTIC PAPER 2 PLASTIC PAPERS 1 PLATE 1 PLATES 48 PLATES FOR WEIGHING 1 PLIER 1 PLOUGH 1 POTS 12 POWER BACKUP 1 PUTTY KNIFE 1 RADIO 1 RING SQUIZER 1 ROLLERS 3 SACH CLAMPER 1 SACKS 5 SAFER 1 SAN PAPER 1 SAW 4 SCALE 8 SCALE STONE 1 SCALE. 1 SCANNER 1 SCHOOL DRIVER 1 SCISSORS 7 SCRATES 1 SCREW DRIVE 1 SCREW DRIVER 2 SCREW DRIVERS 1 SELO 1 SEW 1 SEWING MACHINE 4 SHAVING MACHINE 2 SHOE STAND 1 SNEPS 1 SODALING IRON 1 SODER SUCKER 1 SOW 2 SPANERS 1 SPANNER 3 SPEAKER 1 SPOKE SHARE 1 SPOON 4 SPOONS 8 SQUAR 1 SQUARE 1 STEAMER 8 STEAMMER 1 STEEMER 1 STICK 1 STICKS 1 STORAGE AREA 2 STRAIGHTENER 2 STRAIGHTER 1 STRAIGHTNER 6 STRATENER 1 STRIPPER 1 SUCKS 5 TABLE 3 TABLES 1 TAMBLER 1 TAMBULAR 1 TAPE 2 TAPE MEASURE 15 TELEVISION 1 TENAN SAW 1 TESTER METER 1 TINS 4 TIP PLOUGH 1 TONG SET 2 TOUNG 1 TUMBLER 1 TUMBLERS 1 TV 3 TV SCREEN 1 WATER 1 WEGHING SCALE 1 WEIGHING SCALE 3 WELDING MACHINE 1 WHEALBER 3 WHEEL BAR 1 WHEEL BARROW 1 WINNOWER 1 WIRE BRUSH 1 WOOL 1 WRITING PEN 3 17. Does your business have access to (ITEM)? 1794 926 -99 Refused 0 -9 Missing 2 1 Yes, own item or pay regularly for the service 1393 2 Yes, do not own item or pay for the service, but business has regular access to it 118 3 Yes, do not own item or pay for the service, but business has sporadic access to it 2 4 No, do not own and do not have access 211 5 2 98 Notappl 66 Sysmiss 926 17. Does your business have access to (ITEM)? 1148 1572 -99 Refused 0 -9 Missing 7 1 Yes, own item or pay regularly for the service 900 2 Yes, do not own item or pay for the service, but business has regular access to it 57 3 Yes, do not own item or pay for the service, but business has sporadic access to it 3 4 No, do not own and do not have access 135 98 Notappl 46 Sysmiss 1572 17. Does your business have access to (ITEM)? 704 2016 -99 Refused 0 -9 Missing 7 1 Yes, own item or pay regularly for the service 547 2 Yes, do not own item or pay for the service, but business has regular access to it 32 3 Yes, do not own item or pay for the service, but business has sporadic access to it 1 4 No, do not own and do not have access 94 98 Notappl 23 Sysmiss 2016 18. Quantity business has access to-how many? 1501 1219 -99 Refused 0 -9 Missing 12 98 Notappl 2 18. Quantity business has access to-how many? 963 1757 -99 Refused 0 -9 Missing 11 98 Notappl 0 18. Quantity business has access to-how many? 583 2137 -99 Refused 0 -9 Missing 10 98 Notappl 0 19. Date of latest acquisition/access or date of start of service? 1499 1221 -99 Refused 0 -9 Missing 20 -8 Don't know 0 1 January 134 2 February 127 3 March 109 4 April 124 5 May 65 6 June 178 7 July 112 8 August 104 9 September 130 10 October 203 11 November 134 12 December 57 98 Notappl 2 Sysmiss 1221 19. Date of latest acquisition/access or date of start of service? 963 1757 -99 Refused 0 -9 Missing 21 -8 Don't know 0 1 January 93 2 February 84 3 March 66 4 April 66 5 May 44 6 June 103 7 July 66 8 August 64 9 September 100 10 October 130 11 November 91 12 December 32 13 1 98 Notappl 2 Sysmiss 1757 19. Date of latest acquisition/access or date of start of service? 584 2136 -99 Refused 0 -9 Missing 13 -8 Don't know 0 1 January 63 2 February 46 3 March 48 4 April 43 5 May 24 6 June 55 7 July 40 8 August 41 9 September 56 10 October 81 11 November 57 12 December 17 98 Notappl 0 Sysmiss 2136 19. Date of latest acquisition/access or date of start of service? 1498 1222 -99 Refused 0 -9 Missing 15 -8 Don't know 0 98 Notappl 2 1976 1 1979 1 1983 1 1992 1 1993 1 1997 2 1998 3 1999 5 2000 7 2001 9 2002 4 2003 10 2004 7 2005 16 2006 20 2007 28 2008 44 2009 41 2010 92 2011 145 2012 321 2013 712 2014 10 Sysmiss 1222 19. Date of latest acquisition/access or date of start of service? 961 1759 -99 Refused 0 -9 Missing 17 -8 Don't know 0 98 Notappl 0 1977 1 1979 1 1982 1 1989 1 1991 1 1992 1 1993 1 1994 2 1995 1 1998 2 1999 1 2000 6 2001 4 2002 2 2003 3 2004 8 2005 9 2006 7 2007 15 2008 23 2009 31 2010 43 2011 87 2012 208 2013 478 2014 7 Sysmiss 1759 19. Date of latest acquisition/access or date of start of service? 585 2135 -99 Refused 0 -9 Missing 10 -8 Don't know 0 98 Notappl 0 1977 1 1982 1 1985 1 1991 1 1994 1 1996 2 1998 2 2000 3 2001 1 2002 4 2003 7 2004 3 2005 10 2006 3 2007 8 2008 9 2009 19 2010 27 2011 48 2012 122 2013 299 2014 2 26000 1 Sysmiss 2135 20. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 1498 1222 -99 Refused 0 -9 Missing 15 -8 Don't know 1 98 Notappl 2 20. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 960 1760 -99 Refused 0 -9 Missing 16 -8 Don't know 0 98 Notappl 0 20. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 585 2135 -99 Refused 0 -9 Missing 9 -8 Don't know 0 98 Notappl 0 21. Have you purchased any equipment or important tools for your sector in the p 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 899 2 No 1392 Sysmiss 429 22. How much in total did you spend on new equipment or important tools for your 905 1815 -99 Refused 0 -9 Missing 5 20 1 30 1 40 1 50 4 98 Notappl 2 100 6 120 1 150 2 200 14 240 1 250 7 300 16 350 5 400 8 450 4 480 1 500 22 550 2 600 9 650 1 675 1 695 1 700 5 750 5 800 6 850 2 900 6 980 1 1000 31 1050 1 1070 1 1150 1 1200 11 1250 3 1300 6 1400 2 1500 26 1550 1 1600 2 1650 1 1700 3 1750 1 1800 8 1900 1 2000 34 2100 3 2200 1 2250 1 2300 2 2400 5 2500 24 2600 3 2700 4 2750 1 2800 3 3000 41 3200 1 3500 18 3560 1 3700 1 3800 1 4000 26 4080 1 4100 1 4200 1 4400 3 4500 7 4540 1 4750 1 4800 2 4900 1 5000 46 5250 1 5300 1 5500 3 5600 2 5700 2 5900 3 6000 23 6300 2 6500 3 6600 1 7000 23 7200 1 7500 5 7700 1 8000 18 8400 1 8500 3 8900 1 9000 10 9500 1 10000 37 10500 3 10800 1 11000 4 11500 1 11800 1 12000 6 12500 1 12600 1 13000 5 13500 1 14000 7 14500 1 15000 25 15300 1 15500 1 15900 1 16000 3 16500 2 17000 5 17550 1 18000 4 20000 30 21000 1 22000 2 22500 1 23000 2 24000 4 25000 17 27000 1 28000 3 30000 18 32000 1 35000 6 37000 1 40000 8 42000 3 44000 1 45000 4 48000 3 50000 17 50400 1 51000 1 52500 1 53000 1 55000 6 56000 1 58000 1 60000 4 65000 4 70000 5 75000 2 80000 4 100000 7 110000 3 120000 3 145000 1 150000 6 151500 1 160000 2 165000 1 168000 2 170000 1 180000 2 200000 3 205000 1 220000 1 230000 1 250000 1 280000 1 281000 1 300000 2 366500 1 400000 1 450000 1 500000 1 600000 1 700000 2 800000 1 1000000 1 1020000 1 1200000 2 1250000 1 1500000 2 1600000 1 1860000 1 2000000 1 3000000 3 Sysmiss 1815 23. (if has electricity-response 1 in Q12) Do you have electricity connection in 2291 429 -99 Refused 0 -9 4 1 Yes 134 2 No 657 96 1 98 Notappl 1495 99 Don't know 0 Sysmiss 429 1. (Ask if has spouse) There are many ways people borrow money. Have you borrowe 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 111 2 No 1924 98 Notappl 256 Sysmiss 429 2. Have you borrowed for your business in the past 6 months from any other famil 2291 429 -9 Missing 0 -7 Notappl 0 1 None 278 2 MWK1-MWK10,000 2013 3 MWK10,001-MWK20,000 0 4 MWK20,001-MWK50,000 0 5 MWK50,001-MWK100,000 0 6 MWK100,001-MWK200,000 0 7 MWK200,001-MWK400,000 0 8 MWK400,001-MWK600,000 0 9 MWK600,001-MWK800,000 0 10 MWK800,001-MWK1,000,000 0 11 Over MWK 1,000,000 0 99 Don't know 0 Sysmiss 429 3. Have you borrowed for your business in the past 6 months from another busines 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 34 2 No 2257 Sysmiss 429 4. Have you borrowed for your business in the past 6 months from a microfinance 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 176 2 No 2115 Sysmiss 429 5. Have youu borowed for your business in the past 6 months from a bank? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 91 2 No 2200 Sysmiss 429 6. In orrder to borrow the money from a bank, did you have to show a Business Re 132 2588 -9 Missing 2 -8 Don't know 0 -7 Notappl 0 1 Yes 49 2 No 77 98 3 99 1 Sysmiss 2588 7. Have you borrowd for your business in the past 6 months from any other source 2283 437 -99 Refused 0 -9 Missing 0 1 Moneylender 9 2 Non-relative(Individual) 47 3 Government/government agency 2 4 Religious group/Charity 4 5 Coperative/business association 19 6 Supplier/retailer/local store 3 7 Savings and credit Cooperative(SACCO) 7 8 Rotating Savings and Credit Association(ROSCA) 66 77 Skip 0 96 Other 25 98 Business didn't borrow in the past 6 months from any other source 2101 99 Don't know 0 Sysmiss 437 7. Have you borrowd for your business in the past 6 months from any other source 2290 430 -99 Refused 0 -9 Missing 7 0.769999980926514 1 1 Moneylender 1 2 Non-relative(Individual) 1 3 Government/government agency 0 4 Religious group/Charity 0 5 Coperative/business association 1 6 Supplier/retailer/local store 0 7 Savings and credit Cooperative(SACCO) 0 8 Rotating Savings and Credit Association(ROSCA) 0 77 Skip 2272 96 Other 0 98 Business didn't borrow in the past 6 months from any other source 7 99 Don't know 0 Sysmiss 430 7. Have you borrowd for your business in the past 6 months from any other source 21 0 . 4 ASCA 7 BANK 2 BANK(OIBM) 1 FINCA 1 OIBM 1 PRIDE MALAWI 1 PRIDE MW 1 VILLAGE BANK 3 8. Of all the money you borrowed for your business in the past(ever), how much d 2291 429 -99 Refused -9 Missing 98 Notappl 9. LAST TIME you borrowed FOR YOUR BUSINESS, how much did you borrow? 1064 1656 -9 Missing -8 Don't know -7 Notappl 9. Never borrowed money for the business? 1230 1490 -99 Refused 0 -9 Missing 0 1 Yes 1228 19 1 10000 1 Sysmiss 1490 10. When did you last borrow? 1065 1655 -99 Refused 0 -9 Missing 6 1 January 46 2 February 59 3 March 71 4 April 67 5 May 71 6 June 136 7 July 101 8 August 110 9 September 144 10 October 157 11 November 64 12 December 32 19 1 98 Notappl 0 Sysmiss 1655 10. When did you last borrow? 1065 1655 -99 Refused 0 -9 Missing 1 98 Notappl 0 1992 1 1998 1 1999 4 2000 3 2001 3 2002 7 2003 8 2004 8 2005 8 2006 10 2007 12 2008 16 2009 18 2010 43 2011 64 2012 165 2013 691 2014 2 Sysmiss 1655 11. What is/was the primary use of the last loan? 1066 1654 -99 Refused 0 -9 Missing 0 1 Construction 27 2 Rent 3 3 Purchase of inputs/raw materials 205 4 License or permit fees 1 5 Pay off past business debt 1 6 Purchase of marketing materials or services 143 7 Purchase of equipment 26 8 Pay workers 0 9 Buy property/land 11 10 Personal expenses 31 11 Purchase of goods to be sold 606 96 Other 9 98 Notappl 3 Sysmiss 1654 11. What is/was the primary use of the last loan? 45 0 . 14 1 2 ASSISTANCE TO RELATIVES 1 BOUGHT HOUSE 1 BUY AGRICULTURAL EQUIPMENT 1 BUY HOUSEHOLDSB ITEMS 1 BUYING HOUSEHOLD GOODS 1 CHURCH ACTIVITY 1 EXAMINATION FEES 1 FARMING 1 FARMING ACTIVITIES 1 FOR CONSTRUCTION 1 FOR THE WELDING 1 FOR WEEDING CEREMONY 1 FUNERAL 1 INVESTED IN PIGS 1 LIMBE FREE MARKET 1 PAY FOR A LAWYER 1 PAY FOR TRANSPORT 1 PAY LOAN 1 PURCHASE ENTERTAINMENT EQUIPMENTS 1 SCHOOL FEES 7 SCHOOL FEES FOR CHILD 1 SETTLE HOSPITAL BILLS 1 TRANSPORT FOR VISITORS 1 11. What is/was the primary use of the last loan? 30 0 . 23 1 2 BOUGHT A MINBUS 1 FARMING REASONS 1 TRANSPORT 3 12. If suddenly you're faced with an unexpected situation and you need MWK5,000 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 2117 2 No 174 Sysmiss 429 13. If suddenly you're faced with an unexpected situation and you need MWK20,000 2118 602 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Daily 2027 2 Weekly 91 3 Fortnightly 0 4 Monthly 0 5 Quarterly 0 6 Twice a year 0 7 Annually 0 8 Lump sum, all at the end 0 9 Whenever I could 0 10 Whenever the lender asks 0 Sysmiss 602 14. If suddenly you're faced with an unexpected situation and you need MWK50,000 2036 684 -9 Missing 1 -8 Don't know 0 -7 Notappl 0 1 1826 2 209 Sysmiss 684 15. If suddenly you're faced with an unexpected situation and you need MWK150,00 1856 864 -9 Missing 5 -8 Don't know 0 -7 Notappl 0 1 1229 2 621 98 1 Sysmiss 864 16. If suddenly you're faced with an unexpected situation and you need money in 2291 429 -9 Missing 1 -8 Don't know 0 -7 Notappl 0 0 37 1 Construction 0 2 Rent 0 3 Purchase of inputs/raw materials 0 4 License or permit fees 0 5 Pay off past bussiness debt 0 6 Purchase of marketing materials or services 0 7 Purchase of equipment 0 8 Pay workers 0 9 Buy property 0 10 Personal expense(specify) 0 11 Other(specify) 0 12 CAPITAL 0 1000 1 2000 3 3000 2 4000 1 5000 29 6000 1 7000 1 8000 1 10000 48 11000 1 14000 1 15000 11 20000 112 23000 1 25000 9 30000 65 35000 4 40000 27 50000 266 60000 23 65000 1 70000 28 75000 2 80000 32 85000 2 90000 4 100000 283 110000 1 120000 6 125000 1 130000 2 150000 183 156000 1 180000 4 190000 1 200000 336 220000 1 225000 2 230000 1 240000 1 250000 68 260000 2 280000 1 300000 141 330000 1 350000 10 360000 1 400000 24 450000 5 500000 279 550000 1 600000 11 620000 1 700000 8 800000 7 900000 1 1000000 104 1200000 1 1500000 24 2000000 27 2500000 5 3000000 9 5000000 17 5500000 1 6000000 1 8000000 1 9800000 1 20000000 1 30000000 1 Sysmiss 429 17. If you faced with that situation of needing that money in 2 weeks for your b 2291 429 -99 Refused 0 -9 Missing 0 1 Spouse 41 2 Family member/friend 713 3 Other business 91 4 Microfinance institution 548 5 Bank/financial institution 756 6 Moneylender 26 7 Non-relative(Individual) 3 8 Government/government agency 1 9 Religious group/charity 1 10 Cooperative/business association 17 11 Supplier/retailer/local store 3 12 Savings and Credit Coperative(SACCO) 4 13 Rotating Savings and Credit Association(ROSCA) 40 77 Skip 0 96 Other 46 98 Notappl 1 Sysmiss 429 17. If you faced with that situation of needing that money in 2 weeks for your b 2286 434 -99 Refused 0 -9 Missing 2 1 Spouse 32 2 Family member/friend 142 3 Other business 72 4 Microfinance institution 207 5 Bank/financial institution 345 6 Moneylender 23 7 Non-relative(Individual) 11 8 Government/government agency 8 9 Religious group/charity 2 10 Cooperative/business association 13 11 Supplier/retailer/local store 2 12 Savings and Credit Coperative(SACCO) 2 13 Rotating Savings and Credit Association(ROSCA) 21 16 1 77 Skip 1400 96 Other 3 98 Notappl 0 Sysmiss 434 17. If you faced with that situation of needing that money in 2 weeks for your b 53 0 (NOTES) 1 . 4 ASCA 6 BANK 1 BOARD FROM INCOME FROM ANOTHER 1 BUSINESS CANT BORROW 1 CANNOT BORROW 1 DONT WANT TO BORROW MONEY 1 FINCA 1 HE CAN USE HIS OWN SAVINGS 1 HE CANNOT BORROW 2 HE DON'T WANT LOAN 1 I CANNOT BORROW 2 I CANT BORROW 1 I DON'T BORROW MONEY 1 MADE A DECISION TO GET A LOAN 1 MY WORK PLACE 1 NEVER THOUGHT OF BORROWING MONEY 1 NO ONE CAN HELP WITH A LOAN 1 NONE 7 NOONE 1 NOTES 2 ROSCA 1 SELL MY PROPERTY 1 SHE CAN USE HER SAVINGS 1 THERE IS NO ONE WHO CAN GIVE HIM MONEY 1 VILLAGE BANK 5 VILLAGE BANKS 1 WOULD NEVER BORROW 1 WOULD NEVER BORROW FROM ANYWHERE 1 WOULD NOT BORROW 1 WOULD NOT TAKE A LOAN 1 1. Do you save the money you earn in this business at your home? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I save money at home 1052 2 I save with friends/family member/money lender 1239 3 I save money in the bussiness premises 0 4 Through a ROSCA/SACCO 0 5 I give the money to my spouse who saves the money for me 0 6 I give the money to someone else in my family who saves the money for me 0 7 My bussiness partner saves the money 0 8 I save in a bank 0 9 I don't save 0 10 Other(specify) 0 11 ALWAYS BUY GOODS TO RESELL 0 13 SAVE MONEY IN GOODS 0 Sysmiss 429 2. Do you save the money yo earn with friends/family/or other individual? 2291 429 -9 Missing 1 -8 Don't know 0 -7 Notappl 0 1 Yes 66 2 No 2224 Sysmiss 429 3. How else do you save the money you earn in this business? 2160 560 -99 Refused 0 -9 Missing 0 1 I save money in the businesss premises 130 2 Through a ROSCA/SACCO 134 3 My business partner saves the money 8 4 I save in a bank 1568 5 I don't save any other way/I don't save 305 6 Microfinancing institution 15 96 Other 0 98 Notappl 0 Sysmiss 560 3. How else do you save the money you earn in this business? 2234 486 -99 Refused 0 -9 Missing 0 1 I save money in the businesss premises 29 2 Through a ROSCA/SACCO 131 3 My business partner saves the money 0 4 I save in a bank 89 5 I don't save any other way/I don't save 2 6 Microfinancing institution 13 77 Skip 1970 96 Other 0 98 Notappl 0 Sysmiss 486 3. How else do you save the money you earn in this business? 313 2407 -99 Refused 0 -9 Missing 0 1 I save money in the businesss premises 0 2 Through a ROSCA/SACCO 9 3 My business partner saves the money 0 4 I save in a bank 1 5 I don't save any other way/I don't save 0 6 Microfinancing institution 6 7 1 77 Skip 296 96 Other 0 98 Notappl 0 Sysmiss 2407 3. How else do you save the money you earn in this business? 22 2698 -99 Refused 0 -9 Missing 0 1 I save money in the businesss premises 0 2 Through a ROSCA/SACCO 0 3 My business partner saves the money 0 4 I save in a bank 0 5 I don't save any other way/I don't save 0 6 Microfinancing institution 0 77 Skip 22 96 Other 0 98 Notappl 0 Sysmiss 2698 3. How else do you save the money you earn in this business? 196 0 . 8 AIRTEL MONEY 15 ALSO SAVES IN BUSINESS PRODUCT 1 ASCA 14 AT HOME ONLY 1 BUSINESS PARTENER 1 BUYING COMMODITIES GOODS 1 COMMODITIES 7 HOME 2 I GIVE LOAN TO PEOPLE 1 I SAVE AT HOME 1 I SAVE IN GOODS 1 IN BUSINESS 1 IN BUSINESS COMMODITIES 1 IN COMMODITIES 4 IN GOODS 14 IN GOODS BOUGHT 3 IN GOODS FOR THE BUSINESS 1 INVEST IN BUSINESS 1 INVEST IN COMMODITIES 4 INVEST IN GOODS 26 INVEST IN GOODS TO RESELL 5 INVEST IN GOOGS 1 INVEST IN INPUTS 1 INVEST IN PARAFINI 1 INVESTMENT 35 INVESTMENT IN GOODS 1 INVESTMENTS 2 MOVE AROUND WITH IT IN POCKET 1 NONE 2 NOTES 5 ONLY AT HOME 5 ONLY PURCHASE IN GOODS 1 PURCHASE IN GOODS 2 SAVE AT HOME 1 SAVES IF BUSINESS PRODUCTS 1 SAVES IN BUSINESS COMMODITIES 1 SAVES IN BUSINESS MATERIALS 1 SAVES IN BUSINESS PRODUCTS 3 SAVES IN PRODUCTS TO BE SOLD 1 1 SAVES MONEY THROUGH GOOD 1 SAVES MONEY THROUGH GOODS 1 SHE BUYS GOODS FOR RESALE 1 THROUGH GOODS 1 THROUGH MY BUSINESS 1 VILLAGE BANK 11 VULA 1 Accounts codes 2291 429 -99 Refused 0 1 Account with a microfinance institution 2291 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 429 Accounts codes 2291 429 -99 Refused 0 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 2291 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 429 Accounts codes 2291 429 -99 Refused 0 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 2291 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 429 Accounts codes 2291 429 -99 Refused 0 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 2291 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 429 Accounts codes 2291 429 -99 Refused 0 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 1 5 Bank account in the name of the business 2290 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 429 Accounts codes 2291 429 -99 Refused 0 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 2291 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 429 Accounts codes 2291 429 -99 Refused 0 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 1 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 1 7 Savings bank account (NOT in the name of business 2289 8 Loan account (NOT in the name of the business) 0 Sysmiss 429 Accounts codes 2291 429 -99 Refused 0 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 1 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 2290 Sysmiss 429 4. Do you have access to money deposited in an (account)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 71 2 MWK0-MWK1,000 2220 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 0 9 MWK50,001-MWK100,000 0 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 429 4. Do you have access to money deposited in an (account)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 428 2 MWK0-MWK1,000 1863 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 0 9 MWK50,001-MWK100,000 0 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 429 4. Do you have access to money deposited in an (account)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 4 2 MWK0-MWK1,000 2287 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 0 9 MWK50,001-MWK100,000 0 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 429 4. Do you have access to money deposited in an (account)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 94 2 MWK0-MWK1,000 2197 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 0 9 MWK50,001-MWK100,000 0 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 429 4. Do you have access to money deposited in an (account)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 624 2 MWK0-MWK1,000 1667 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 0 9 MWK50,001-MWK100,000 0 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 429 4. Do you have access to money deposited in an (account)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 23 2 MWK0-MWK1,000 2268 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 0 9 MWK50,001-MWK100,000 0 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 429 4. Do you have access to money deposited in an (account)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 1341 2 MWK0-MWK1,000 950 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 0 9 MWK50,001-MWK100,000 0 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 429 4. Do you have access to money deposited in an (account)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Over my balance 0 2 MWK0-MWK1,000 2291 3 MWK1,001-MWK3,000 0 4 MWK3,001-MWK5,000 0 5 MWK5,001-MWK7,500 0 6 MWK7,501-MWK10,000 0 7 MWK10,001-MWK25,000 0 8 MWK25,001-MWK50,000 0 9 MWK50,001-MWK100,000 0 10 MWK100,001-MWK200,000 0 11 MWK200,001-MWK300,000 0 12 MWK300,001-MWK500,000 0 13 MWK500,001-MWK750,000 0 14 MWK750,001-MWK1,000,000 0 15 MORE THAN MWK 1,000,000 0 Sysmiss 429 5. In which institution/bank/cooperative is this (account)? 72 2648 -99 Refused 0 -9 Missing 0 1 FMB 2 2 NBS Bank 0 3 National Bank 1 4 OIBM 1 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 43 9 FINCOP 8 10 Malawi Rural Finance Company 0 11 Individual 9 77 Skip 0 96 Other 8 98 Notappl 0 Sysmiss 2648 5. In which institution/bank/cooperative is this (account)? 430 2290 -99 Refused 0 -9 Missing 1 1 FMB 2 2 NBS Bank 0 3 National Bank 1 4 OIBM 1 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 2 8 FINCA 1 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 281 77 Skip 0 96 Other 138 98 Notappl 3 Sysmiss 2290 5. In which institution/bank/cooperative is this (account)? 4 2716 -99 Refused 0 -9 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 1 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 2 11 Individual 0 77 Skip 0 96 Other 1 98 Notappl 0 Sysmiss 2716 5. In which institution/bank/cooperative is this (account)? 96 2624 -99 Refused 0 -9 Missing 0 1 FMB 0 2 NBS Bank 3 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 84 11 Individual 8 77 Skip 0 96 Other 1 98 Notappl 0 Sysmiss 2624 5. In which institution/bank/cooperative is this (account)? 624 2096 -99 Refused 0 -9 Missing 0 1 FMB 22 2 NBS Bank 545 3 National Bank 7 4 OIBM 14 5 Standard Bank 16 6 INDE Bank 6 7 Malawi Saving Bank(MSB) 5 8 FINCA 0 9 FINCOP 1 10 Malawi Rural Finance Company 1 11 Individual 0 77 Skip 0 96 Other 6 98 Notappl 1 Sysmiss 2096 5. In which institution/bank/cooperative is this (account)? 23 2697 -99 Refused 0 -9 Missing 0 1 FMB 7 2 NBS Bank 4 3 National Bank 2 4 OIBM 7 5 Standard Bank 1 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 2 98 Notappl 0 Sysmiss 2697 5. In which institution/bank/cooperative is this (account)? 1342 1378 -99 Refused 1 -9 Missing 1 1 FMB 202 2 NBS Bank 261 3 National Bank 68 4 OIBM 591 5 Standard Bank 121 6 INDE Bank 18 7 Malawi Saving Bank(MSB) 58 8 FINCA 0 9 FINCOP 3 10 Malawi Rural Finance Company 2 11 Individual 0 77 Skip 0 96 Other 16 98 Notappl 0 Sysmiss 1378 5. In which institution/bank/cooperative is this (account)? 3 2717 -99 Refused 0 -9 Missing 2 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 1 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 0 98 Notappl 0 Sysmiss 2717 5. In which institution/bank/cooperative is this (account)? 70 2650 -99 Refused 0 -9 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 70 96 Other 0 98 Notappl 0 Sysmiss 2650 5. In which institution/bank/cooperative is this (account)? 405 2315 -99 Refused 0 -9 Missing 1 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 2 77 Skip 399 96 Other 2 98 Notappl 0 Sysmiss 2315 5. In which institution/bank/cooperative is this (account)? 4 2716 -99 Refused 0 -9 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 4 96 Other 0 98 Notappl 0 Sysmiss 2716 5. In which institution/bank/cooperative is this (account)? 95 2625 -99 Refused 0 -9 Missing 2 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 93 96 Other 0 98 Notappl 0 Sysmiss 2625 5. In which institution/bank/cooperative is this (account)? 621 2099 -99 Refused 0 -9 Missing 2 1 FMB 0 2 NBS Bank 2 3 National Bank 0 4 OIBM 4 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 4 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 1 77 Skip 606 96 Other 1 98 Notappl 1 Sysmiss 2099 5. In which institution/bank/cooperative is this (account)? 22 2698 -99 Refused 0 -9 Missing 0 1 FMB 1 2 NBS Bank 0 3 National Bank 0 4 OIBM 1 5 Standard Bank 1 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 19 96 Other 0 98 Notappl 0 Sysmiss 2698 5. In which institution/bank/cooperative is this (account)? 1330 1390 -99 Refused 0 -9 Missing 2 1 FMB 11 2 NBS Bank 17 3 National Bank 16 4 OIBM 59 5 Standard Bank 23 6 INDE Bank 6 7 Malawi Saving Bank(MSB) 9 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 1 11 Individual 1 12 1 77 Skip 1178 96 Other 6 98 Notappl 0 Sysmiss 1390 5. In which institution/bank/cooperative is this (account)? 5 2715 -99 Refused 0 -9 Missing 3 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 2 96 Other 0 98 Notappl 0 Sysmiss 2715 5. In which institution/bank/cooperative is this (account)? 12 0 . 6 CUMO 1 MICRO LOAN FOUNDATION 1 PRIDE 1 ROSCA 1 TIYAMIKE GROUP 1 VILLAGE BANK 1 5. In which institution/bank/cooperative is this (account)? 145 0 . 4 ASCA 27 BANK NKHONDE 1 NO NAME 1 ROSA 1 ROSCA 77 TIKONDANE CLUB 1 TIYAMBANAWO GROUP 1 TIYAMIKE GROUP 1 VILLAGE BANK 21 VLSA 1 VSLA 9 5. In which institution/bank/cooperative is this (account)? 1 0 SACCO 1 5. In which institution/bank/cooperative is this (account)? 4 0 . 3 TNM MPAMBA 1 5. In which institution/bank/cooperative is this (account)? 9 0 . 2 FDH 3 NED 1 NED BANK 2 NEDBANK 1 5. In which institution/bank/cooperative is this (account)? 3 0 . 1 ECCO BANK 1 FDH 1 5. In which institution/bank/cooperative is this (account)? 38 0 . 17 DOESNT KNOW 1 ECCO 1 ECCO BANK 1 ECO BANK 3 FDH 13 NED BANK 1 NEDBANK 1 5. In which institution/bank/cooperative is this (account)? 1 0 . 1 6. How much savings are currently in this (account)? 71 2649 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1 2 No, just for personal 2 3 No, just for bussiness 2 4 3 5 2 6 10 7 17 8 19 9 8 10 6 11 1 Sysmiss 2649 6. How much savings are currently in this (account)? 428 2292 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 8 2 No, just for personal 20 3 No, just for bussiness 15 4 19 5 13 6 28 7 125 8 100 9 60 10 23 11 7 12 8 13 1 99 1 Sysmiss 2292 6. How much savings are currently in this (account)? 4 2716 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 0 2 No, just for personal 0 3 No, just for bussiness 0 4 1 8 1 10 2 Sysmiss 2716 6. How much savings are currently in this (account)? 97 2623 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 11 2 No, just for personal 44 3 No, just for bussiness 8 4 5 5 4 6 2 7 6 8 11 10 2 11 1 12 2 77 1 Sysmiss 2623 6. How much savings are currently in this (account)? 623 2097 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 61 2 No, just for personal 136 3 No, just for bussiness 53 4 33 5 16 6 35 7 64 8 76 9 59 10 40 11 15 12 11 13 6 14 13 15 4 99 1 Sysmiss 2097 6. How much savings are currently in this (account)? 23 2697 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1 2 No, just for personal 1 3 No, just for bussiness 1 5 1 7 3 8 4 9 2 10 1 11 1 12 3 13 3 15 1 99 1 Sysmiss 2697 6. How much savings are currently in this (account)? 1326 1394 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 47 2 No, just for personal 125 3 No, just for bussiness 67 4 47 5 38 6 73 7 173 8 202 9 214 10 141 11 88 12 60 13 18 14 12 15 10 77 1 99 10 Sysmiss 1394 6. How much savings are currently in this (account)? 0 2720 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 0 2 No, just for personal 0 3 No, just for bussiness 0 Sysmiss 2720 7. Is this (account) in your name, in the name of the business or in the name of 71 2649 -9 Missing 0 -7 Notappl 0 1 Yes 62 2 No 2 3 4 5 1 96 2 99 Don't know 0 Sysmiss 2649 7. Is this (account) in your name, in the name of the business or in the name of 430 2290 -9 Missing 1 -7 Notappl 0 1 Yes 409 2 No 3 3 7 4 1 5 8 96 1 99 Don't know 0 Sysmiss 2290 7. Is this (account) in your name, in the name of the business or in the name of 4 2716 -9 Missing 0 -7 Notappl 0 1 Yes 4 2 No 0 99 Don't know 0 Sysmiss 2716 7. Is this (account) in your name, in the name of the business or in the name of 95 2625 -9 Missing 0 -7 Notappl 0 1 Yes 89 2 No 2 3 2 4 1 98 1 99 Don't know 0 Sysmiss 2625 7. Is this (account) in your name, in the name of the business or in the name of 625 2095 -9 Missing 0 -7 Notappl 0 1 Yes 0 2 No 0 98 625 99 Don't know 0 Sysmiss 2095 7. Is this (account) in your name, in the name of the business or in the name of 23 2697 -9 Missing 0 -7 Notappl 0 1 Yes 22 2 No 0 5 1 99 Don't know 0 Sysmiss 2697 7. Is this (account) in your name, in the name of the business or in the name of 1341 1379 -99 1 -9 Missing 0 -7 Notappl 0 1 Yes 1261 2 No 4 3 40 4 7 5 22 6 1 9 1 96 4 99 Don't know 0 Sysmiss 1379 7. Is this (account) in your name, in the name of the business or in the name of 2 2718 -9 Missing 2 -7 Notappl 0 1 Yes 0 2 No 0 99 Don't know 0 Sysmiss 2718 7. Is this (account) in your name, in the name of the business or in the name of 5 0 . 3 GROUP NAME 2 7. Is this (account) in your name, in the name of the business or in the name of 7 0 . 6 GROUP NAME 1 7. Is this (account) in your name, in the name of the business or in the name of 0 0 7. Is this (account) in your name, in the name of the business or in the name of 1 0 . 1 7. Is this (account) in your name, in the name of the business or in the name of 1 0 . 1 7. Is this (account) in your name, in the name of the business or in the name of 1 0 . 1 7. Is this (account) in your name, in the name of the business or in the name of 21 0 . 16 7 1 FRIEND 1 MY DAUGHTER 1 NOTES 1 SON 1 7. Is this (account) in your name, in the name of the business or in the name of 1 0 . 1 8. I s this (account) used both for business and personal/family reasons(school 71 2649 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I don't trust banks 50 2 I keep money somewhere else 1 3 Fees are too expensive 19 4 I don't know where to start 1 5 I can not save/i am very poor 0 6 I don't have time to open a bank account 0 7 The nearest bank is too far away 0 8 Other(specify) 0 9 ALWAYS USE THE MONEY TO BUY GOODS 0 10 DONT HAVE NECESSARY DOCUMENTS 0 11 BUSINES IS STILL SMALL AND IS MAKING LESS 0 Sysmiss 2649 8. I s this (account) used both for business and personal/family reasons(school 430 2290 -9 Missing 1 -8 Don't know 0 -7 Notappl 0 1 I don't trust banks 328 2 I keep money somewhere else 18 3 Fees are too expensive 81 4 I don't know where to start 2 5 I can not save/i am very poor 0 6 I don't have time to open a bank account 0 7 The nearest bank is too far away 0 8 Other(specify) 0 9 ALWAYS USE THE MONEY TO BUY GOODS 0 10 DONT HAVE NECESSARY DOCUMENTS 0 11 BUSINES IS STILL SMALL AND IS MAKING LESS 0 Sysmiss 2290 8. I s this (account) used both for business and personal/family reasons(school 4 2716 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I don't trust banks 3 2 I keep money somewhere else 0 3 Fees are too expensive 1 4 I don't know where to start 0 5 I can not save/i am very poor 0 6 I don't have time to open a bank account 0 7 The nearest bank is too far away 0 8 Other(specify) 0 9 ALWAYS USE THE MONEY TO BUY GOODS 0 10 DONT HAVE NECESSARY DOCUMENTS 0 11 BUSINES IS STILL SMALL AND IS MAKING LESS 0 Sysmiss 2716 8. I s this (account) used both for business and personal/family reasons(school 95 2625 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I don't trust banks 61 2 I keep money somewhere else 10 3 Fees are too expensive 22 4 I don't know where to start 2 5 I can not save/i am very poor 0 6 I don't have time to open a bank account 0 7 The nearest bank is too far away 0 8 Other(specify) 0 9 ALWAYS USE THE MONEY TO BUY GOODS 0 10 DONT HAVE NECESSARY DOCUMENTS 0 11 BUSINES IS STILL SMALL AND IS MAKING LESS 0 Sysmiss 2625 8. I s this (account) used both for business and personal/family reasons(school 624 2096 -99 1 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I don't trust banks 278 2 I keep money somewhere else 28 3 Fees are too expensive 303 4 I don't know where to start 14 5 I can not save/i am very poor 0 6 I don't have time to open a bank account 0 7 The nearest bank is too far away 0 8 Other(specify) 0 9 ALWAYS USE THE MONEY TO BUY GOODS 0 10 DONT HAVE NECESSARY DOCUMENTS 0 11 BUSINES IS STILL SMALL AND IS MAKING LESS 0 Sysmiss 2096 8. I s this (account) used both for business and personal/family reasons(school 23 2697 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I don't trust banks 16 2 I keep money somewhere else 2 3 Fees are too expensive 5 4 I don't know where to start 0 5 I can not save/i am very poor 0 6 I don't have time to open a bank account 0 7 The nearest bank is too far away 0 8 Other(specify) 0 9 ALWAYS USE THE MONEY TO BUY GOODS 0 10 DONT HAVE NECESSARY DOCUMENTS 0 11 BUSINES IS STILL SMALL AND IS MAKING LESS 0 Sysmiss 2697 8. I s this (account) used both for business and personal/family reasons(school 1341 1379 -99 1 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I don't trust banks 1120 2 I keep money somewhere else 88 3 Fees are too expensive 125 4 I don't know where to start 7 5 I can not save/i am very poor 0 6 I don't have time to open a bank account 0 7 The nearest bank is too far away 0 8 Other(specify) 0 9 ALWAYS USE THE MONEY TO BUY GOODS 0 10 DONT HAVE NECESSARY DOCUMENTS 0 11 BUSINES IS STILL SMALL AND IS MAKING LESS 0 Sysmiss 1379 8. I s this (account) used both for business and personal/family reasons(school 2 2718 -9 Missing 2 -8 Don't know 0 -7 Notappl 0 1 I don't trust banks 0 2 I keep money somewhere else 0 3 Fees are too expensive 0 4 I don't know where to start 0 5 I can not save/i am very poor 0 6 I don't have time to open a bank account 0 7 The nearest bank is too far away 0 8 Other(specify) 0 9 ALWAYS USE THE MONEY TO BUY GOODS 0 10 DONT HAVE NECESSARY DOCUMENTS 0 11 BUSINES IS STILL SMALL AND IS MAKING LESS 0 Sysmiss 2718 9. (Ask if married/living with domestic partner) Does your spouse know how much 71 2649 -9 MIssing 0 -8 Don't know 0 -7 Notappl 0 1 To sa money 48 2 To avoid that i spend the money 9 3 To avoid my spouse uses the money 0 4 To avoid other family member/friend uses money 0 5 To manage my accounts better 0 6 To manage my investments 0 7 To obtain a loan 0 8 For security 0 9 Don't know 0 10 Other(specify) 0 98 14 Sysmiss 2649 9. (Ask if married/living with domestic partner) Does your spouse know how much 430 2290 -9 MIssing 1 -8 Don't know 0 -7 Notappl 0 1 To sa money 264 2 To avoid that i spend the money 67 3 To avoid my spouse uses the money 0 4 To avoid other family member/friend uses money 0 5 To manage my accounts better 0 6 To manage my investments 0 7 To obtain a loan 0 8 For security 0 9 Don't know 1 10 Other(specify) 0 92 1 98 95 99 1 Sysmiss 2290 9. (Ask if married/living with domestic partner) Does your spouse know how much 4 2716 -9 MIssing 0 -8 Don't know 0 -7 Notappl 0 1 To sa money 1 2 To avoid that i spend the money 2 3 To avoid my spouse uses the money 0 4 To avoid other family member/friend uses money 0 5 To manage my accounts better 0 6 To manage my investments 0 7 To obtain a loan 0 8 For security 0 9 Don't know 0 10 Other(specify) 0 98 1 Sysmiss 2716 9. (Ask if married/living with domestic partner) Does your spouse know how much 95 2625 -9 MIssing 0 -8 Don't know 0 -7 Notappl 0 1 To sa money 48 2 To avoid that i spend the money 34 3 To avoid my spouse uses the money 0 4 To avoid other family member/friend uses money 0 5 To manage my accounts better 0 6 To manage my investments 0 7 To obtain a loan 0 8 For security 0 9 Don't know 0 10 Other(specify) 0 98 13 Sysmiss 2625 9. (Ask if married/living with domestic partner) Does your spouse know how much 623 2097 -99 1 -9 MIssing 0 -8 Don't know 0 -7 Notappl 0 1 To sa money 410 2 To avoid that i spend the money 108 3 To avoid my spouse uses the money 0 4 To avoid other family member/friend uses money 0 5 To manage my accounts better 0 6 To manage my investments 0 7 To obtain a loan 0 8 For security 0 9 Don't know 0 10 Other(specify) 0 98 104 Sysmiss 2097 9. (Ask if married/living with domestic partner) Does your spouse know how much 23 2697 -9 MIssing 0 -8 Don't know 0 -7 Notappl 0 1 To sa money 16 2 To avoid that i spend the money 2 3 To avoid my spouse uses the money 0 4 To avoid other family member/friend uses money 0 5 To manage my accounts better 0 6 To manage my investments 0 7 To obtain a loan 0 8 For security 0 9 Don't know 0 10 Other(specify) 0 98 5 Sysmiss 2697 9. (Ask if married/living with domestic partner) Does your spouse know how much 1343 1377 -99 1 -9 MIssing 0 -8 Don't know 0 -7 Notappl 0 1 To sa money 929 2 To avoid that i spend the money 197 3 To avoid my spouse uses the money 1 4 To avoid other family member/friend uses money 0 5 To manage my accounts better 0 6 To manage my investments 0 7 To obtain a loan 0 8 For security 1 9 Don't know 0 10 Other(specify) 0 98 211 99 3 Sysmiss 1377 9. (Ask if married/living with domestic partner) Does your spouse know how much 2 2718 -9 MIssing 2 -8 Don't know 0 -7 Notappl 0 1 To sa money 0 2 To avoid that i spend the money 0 3 To avoid my spouse uses the money 0 4 To avoid other family member/friend uses money 0 5 To manage my accounts better 0 6 To manage my investments 0 7 To obtain a loan 0 8 For security 0 9 Don't know 0 10 Other(specify) 0 Sysmiss 2718 10. (Ask if all 'No' in Q4) Why don't you have money deposited in any of these o 2281 439 -9 Missing 10 -8 Don't know 0 -7 Notappl 0 1 I don't see any benefits in separating bussiness form personal money 27 2 Bussiness and personal money are the same 106 3 Fees for bussiness bank accounts are very expensive 49 4 My bussiness is not registered 32 5 I want to open a bussiness bank account but have been postponing going to the bank 133 6 Having 2 separate accounts is too much work 50 7 Other(specify) 3 8 DOESN'T KNOW ABOUT BUSINESS ACCOUNT 0 9 0 10 1 11 HAVE NEVER THOUGHT ABOUT IT 0 12 0 13 BUSINESS HAS JUST STARTED 1 96 38 98 1831 Sysmiss 439 10. (Ask if all 'No' in Q4) Why don't you have money deposited in any of these o 44 (NOTES) 1 . 9 ALL MONEY IS USED TO INVEST 1 CLOSED THE ACCOUNT 1 CLOSED THE BANK ACCOUNT 1 DON'T HAVE IDENTITY CARD 1 DONT KNOW BENEFITS OF SAVING MONEY AT THE BANK 1 DONT TRUST BANKS 1 HE SAVES MONEY THROUGH GOODS 1 HTO OPEN AN ACCOUNTE IS PLANNING 1 I CLOSED THE ACCOUNT 1 I DO NOT HAVE ENOUGH FINANCES 1 I HAD BUT NOW I CLOSED IT 1 I HAVE BEEN POSTPONING GOING TO THE BANK 1 I WILL OPEN LATER 1 IDONT HAVE MONEY TO SAVE AT BANK 1 IN A PROCESS 1 JUST HEARD THAT IT NEEDS A LOT OF MONEY SO KEEP MONEY ELSESWHERE 1 KEEPING MONEY BY INVESTING IN BUYING MORE GOODS 1 NO INTEREST WHEN YOU KEEP MONEY AT BANKS 1 NOTES 7 ONCE HAD IT BUT I CLOSED IT BECAUSE THE MONEY WAS DEPRECIATING EACH AND EVERY MONTH SO I DECIDED TO CLOSE 1 PERSONAL REASONS ONCE HAD IT 1 PLANS TO OPEN LATER ON 1 THE BETTER TO SAVE MONEY THROUGH GOODS THEN TO OPEN ACCOUNTS 1 THE BUSINESS I DO NEEDS MONEY FREQUENTLY, SO I CANNOT KEEP IT ELSEWHERE 1 THE MONEY THAT I MAKE FROM MY BUSINESS IS NOT ENOUGH TO PUT IN A BANK OR KEEP IT WITH ANYONE, NOT ENOUGH FINANCES 1 THE MONEY THAT I MAKE IS NOT ENOUGH TO KEEP IN THE BANK, MY INCOME IS SMALL 1 WENT TO BANK TO ENQUIRE ABOUT ACCOUNT OPENINGS 1 WILL OPEN ACCOUNT SOON 1 11. (Ask if bank account in the name of the business, check in table above) Why 1807 913 -99 Refused 0 -9 70 1 I don't see any benefits in separating business from personal money 145 2 Business and personal money are the same way 72 3 Fees for business accounts are very expensive 188 4 My business is not registered 71 5 I want to open a business bank account but have been postponing going to the bank 203 6 Having two separate accounts is too much work 99 7 Don't know enough/lack of information about businesss bank accounts 379 96 Other 73 98 Not applicable 507 Sysmiss 913 11. (Ask if bank account in the name of the business, check in table above) Why 97 (NOTES) 1 . 19 ACCOUNT OPENED BEFORE BUSINESS 1 AM PLANNING TO OPEN NOW 1 BUSINESS DOES NOT HAVE ENOUGH FINANCES 1 BUSINESS IS SMAL 1 BUSINESS IS STILL GROWING 1 BUSINESS IS STILL SMALL 1 BUSINESS IS TOO SMALL 1 BUSINESS IS TOO SMALL AND HE IS UNABLE TO SAVE YET 1 BUSINESS IS TOO SMALL CANT MANAGE TO OPEN TWO ACCOUNTS AND MANAGE THEM 1 BUSSINESS NEEDS ALL READILY AVAILABLE MONEY 1 DIDNT HAVE PASSPORT OR IDENTITY CARD AND COULDNT OPEN 1 DOES NOT HAVE ENOUGH FINANCES 1 DOESNT TRUST BANKS 1 DOESN’T WANT TO OPEN A BUSINESS ACCOUNT 1 DONT HAVE ENOUGH MONEY 1 DONT TRUST BANKS ANYMORE 1 FEARS BANK WILL STEAL HER MONEY 1 HAD ACCOUNT, BUT CLOSED IT BECAUSE OF UNSATISFACTORY SERVICE 1 HAD IT BUT I CLOSED IT SINCE 1 HAVE LITTLE MONEY TO OPEN AN ACCOUNT 1 HE EARNS LESS MONEY THAT HE CANT MANAGE TO OPEN A BUSINESS ACCOUNT 1 HE IS PLANNING TO OPEN SOON 1 HE WILL OPEN ANY TIME SOON 1 I AM THINKING OF OPENING ONE IN 2014 1 I AM THINKING OF OPENING ONE NEXT YEAR 1 I DO NOT HAVE ENOUGH FINANCES 1 I DO NOT HAVE ENOUGH FUNDS 1 I DONT HAVE ID 1 I HAD BUT NOW I CLOSED IT 1 I HAVE NEVER THOUGHT ABOUT 1 I JUST DIDNT WANT TO OPEN A BUSINESS ACCOUNT 1 I JUST DON'T WANT 1 I LOST MY BANK CARD SO I STOPPED SAVING MONEY 1 ITS IN THE NAME OF HER SON BECAUSE WHEN SHE DIES THE SON WILL BENEFIT WITHOUT PROBLEMS AND BUSINESS ACCOUNT HAS HIGH INTEREST RATE 1 LACK OF SERIOUS 1 LOST THE BUSINESS CERTIFICATE 1 MONEY REALIZED AT NEW BUSINESS IS INSTANTLY REINVESTED INTO NEW PRODUCTS AND RAW MATERIALS 1 MY BUSINESS DOES NOT HAVE ENOUGH FINANCES 1 MY BUSINESS DOES NOT HAVE ENOUGH FINANCES TO OPEN A BUSINESS ACCOUNT 1 MY BUSINESS IS SMALL AND IT IS NOT ENOUGH TO KEEP IN A BANK 1 MY BUSINESS IS SMALL SO CANNOT MANAGE HAVING TO PUT MONEY IN DIFFERENT ACCOUNTS 1 MYBUSINESS DOESNT HAVE ENOUGH FINANCES TO OPEN NO ACCOUNTS 1 NEVER THOUGHT ABOUT IT 3 NEVER THOUGHT ABOUT IT BEFORE 1 NOT INTERESTED 1 NOTES 2 ONCE HAD IT BUT DECIDED TO CLOSE SINCE I CANT BENEFIT FROM IT, THE BANK IS DEDUCTING MORE MONEY THAN NECESSARY 1 PLANNING TO DO THAT 1 PLANNING TO DO THAT IN THE FUTURE 1 PLANNING TO OPEN 1 PLANS ARE ON GOING TO OPEN ONE 1 PLANS TO OPEN ARE ON-GOING 1 PLANS TO OPEN ARE ONGOING 1 SHE IS PLANNING ON OPENING ONE SOON 1 THE BANK DIDNT ALLOW ME TO OPEN BECAUSE THERE IS A DIFFERENT NAME BETWEEN THE ID AND BUSINESS CERTIFICATE 1 THE BUSINESS DOES NOT HAVE ENOUGH CAPITAL AND WE DO NOT MAKE A LOT OF MONEY TO KEEP IN A SEPARATE ACCOUNT 1 THE BUSINESS INCOME IS LOW TO OPEN A BUSINESS ACC 1 THE BUSINESSES HAD A BREAK DUE TO INADEQUATE FUNDS AND IT IS GROWING SLOWLY. WHAT HE EARNS CANT OPEN A BUSINESS ACCOUNT 1 THE MONEY I GET FROM BUSINESS IS TOO LITTLE 1 THE MONEY SHE EARNS IS TOO SMALL TO BE SEPARATED INTO TWO ACCOUNTS 1 THE PROCESSED FOR OPENING THE BUSINESS ACCOUNT ARE VERY LONG 1 TOO MUCH BRIBES 1 WANTED TO BUY ASSETS FIRST THEN OPEN LATER, BUILD A HOUSE 1 WHEN NBS WAS OFFERING TO OPEN FOR HER, SHE WAS LOOKING AFTER A SICK RELATIVE AND MISSED THE CHANCE TO OPEN 1 WHEN SHE WAS INVITED TO NBS TRAINING TO OPEN AN ACCOUNT SHE FORGOT HER ID CARD AND DIDNT OPEN. SHE IS NOW WILL TO OPEN 1 WILL OPEN IN FUTURE 2 WILL OPEN IN FUTURE WHEN BUSINESS GROWS 1 WILL OPEN ONCE MORE MONEY IS REALIZED FROM BUSINESS 1 WILL OPEN ONE WHEN I HAVE MORE 1 WILL OPEN SOON 1 WILL OPEN WHEN BUSINESS GROWS 3 12. Do you have any insurance scheme (against theft, fire etc) in the name of th 2291 429 -9 Missing -7 Notappl 13. Which insurance schemes do you currently have in the name of the business 126 2594 -99 Refused 0 -9 Missing 7 1 Insurance against theft 27 2 Insurance against fire 17 3 Weather insurance 57 4 Life insurance for business owner(s) 14 5 Health insurance for business owner(s) 2 6 Life insurance for workers 0 7 Health insurance for workers 0 96 Other specify 0 98 Notappl 2 Sysmiss 2594 13. Which insurance schemes do you currently have in the name of the business 125 2595 -99 Refused 0 -9 Missing 8 1 Insurance against theft 4 2 Insurance against fire 20 3 Weather insurance 2 4 Life insurance for business owner(s) 0 5 Health insurance for business owner(s) 1 6 Life insurance for workers 0 7 Health insurance for workers 0 77 34 96 Other specify 0 98 Notappl 56 Sysmiss 2595 13. Which insurance schemes do you currently have in the name of the business 91 2629 -99 Refused 0 -9 Missing 9 1 Insurance against theft 0 2 Insurance against fire 1 3 Weather insurance 0 4 Life insurance for business owner(s) 0 5 Health insurance for business owner(s) 0 6 Life insurance for workers 0 7 Health insurance for workers 0 77 15 96 Other specify 0 98 Notappl 66 Sysmiss 2629 13. Which insurance schemes do you currently have in the name of the business 1 0 CAN'T REMEMBER 1 1. What do you think are the top two benefits of registering the business? 2291 429 -99 Refused 0 -9 Missing 0 1 Comply with the law 300 2 Avoid harassment from authorities 194 3 Avoid fines 15 4 Issue receipts 5 5 Open a business bank account 70 6 Access to finance 557 7 Less bribes to pay 1 8 Access to government assistance 178 9 Access to new clients 38 10 Access to raw materials 6 11 Be a member of the chamber of commerce 3 12 Export license 0 13 Access to government tenders 149 14 Ability to hire formal workers 1 15 Obtain tax history for future loans 36 16 To be considered a 'real' business 357 18 No benefits 34 77 Skip 0 96 Other 7 99 Don't know 340 Sysmiss 429 1. What do you think are the top two benefits of registering the business? 2291 429 -99 Refused 0 -9 Missing 1 1 Comply with the law 134 2 Avoid harassment from authorities 121 3 Avoid fine 23 4 Issue receipt 3 5 Open a business bank account 48 6 Access to finance 261 7 Less bribes to pay 0 8 Access to government assistance 262 9 Access to new clients 56 10 Access to raw materials 11 11 Be a member of the chamber of commerce 24 12 Export license 5 13 Access to government assistance 165 14 Ability to hire formal workers 7 15 Obtain tax history for future loans 28 16 To be considered a 'real' business 387 18 No benefits 0 77 Skip 742 96 Other 10 99 Don't know 3 Sysmiss 429 1. What do you think are the top two benefits of registering the business? 17 ACCESS TO LOANS ASK AS YOUR WITNESS 1 ACT AS IDENTITY CARD 1 BECOME FAMOUS BECAUSE PEOPLE WILL KNOW SHE HAS REGISTERED 1 COMMODITIES BOUGHT FOR THE SHOP 1 EASY TO GET INSURANCE FOR THE BUSINESS 1 GET TENDERS FROM COMPANIES 1 HIS OR HER BUSINESS PROPERTY 1 IN TERMS OF PROBLEMS CONCERNING BUSINESS 1 IT CAN HELP ONE 1 IT IS VERY SIMPLE TO PAY TAX 1 OPEN NEAR BRANCHES 1 SHOWED TO A MICROFINANCE ORGANISATION TO GET THE LOAN BUT HAS NOT YET RECEIVED THE LOAN 1 SINCE HE GOT THE CERTIFICATE HAS NOT USED IT BECAOUSE EVEN THE BANKS DONT ALLOW TO GIVE LOANS WITH A CERTIFICATE 1 SUPPLY GOODS TO PEOPLE 1 TRUSTED BY CUSTOMERS 1 USED AS IDENTITY CARD 2 2. Does your business have a Business Registration Certificate, meaning is your 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I have tried to register but was not successful 272 2 The costs of registering are too high 1132 3 Registering the bussiness is too complicated 852 4 I feel i'll have to pay taxes if i register the bussiness 27 5 I didn't find time yet to register the bussiness 0 6 No action will be taken against me if i don't register 0 7 I don't see any benefits in being registered 0 8 Don't know where the registration office is 0 9 Don't know what bussiness registration 0 10 I'm already paying the city assembly licence/taxes 0 11 Bussiness registration does not apply for this bussiness 0 12 Other(specify) 0 13 BUSINESS TOO SMALL TO BE REGISTERED 0 14 WILL REGISTER LATER 0 15 DON'T KNOW BUSINESS REGSTRATION PROCESS 0 16 HAS NEVER THINK ABOUT REGISTRATION 0 17 IS IN THE PROCESS OF REGSTRATION 0 18 JUST STARTED THE BUSINESS 0 99 8 Sysmiss 429 3. When did you obtain the Business Registration Certificate? 1416 1304 -99 Refused 0 -9 Missing 1 1 January 23 2 February 20 3 March 37 4 April 43 5 May 197 6 June 267 7 July 277 8 August 287 9 September 103 10 October 105 11 November 37 12 December 17 98 Notappl 2 Sysmiss 1304 3. When did you obtain the Business Registration Certificate? 1416 1304 -99 Refused 0 -9 Missing 1 98 Notappl 2 1977 1 1992 1 1995 1 1997 1 2001 4 2002 1 2003 2 2004 3 2005 3 2006 6 2007 4 2008 4 2009 5 2010 17 2011 42 2012 1169 2013 149 Sysmiss 1304 4. Did you use your Business Registration Certificate for any purpose since you 1413 1307 -7 Notappl 0 1 334 2 1078 98 1 99 Doesn't know 0 Sysmiss 1307 5. For what purpose did you use the Business Registration Certificate? 341 2379 -99 Refused 0 -9 Missing 5 1 Open business bank account 121 2 Participate in training (and open business bank account) 65 3 Access to bank loan 39 4 Show certificate to customers/Put on the wall 40 5 Provide invoices to customers for tax purposes 1 6 Provide receipts to customers 2 7 Register for taxes (no payment mentioned) 1 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 24 10 Get an export license 1 11 Supply private firms/Access tenders with private companies 22 12 Access to government contracts 5 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 1 96 Other 12 98 Notappl 2 Sysmiss 2379 5. For what purpose did you use the Business Registration Certificate? 339 2381 -99 Refused 0 -9 Missing 1 1 Open business bank account 3 2 Participate in training (and open business bank account) 7 3 Access to bank loan 3 4 Show certificate to customers/Put on the wall 8 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 1 7 Register for taxes (no payment mentioned) 0 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 5 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 7 12 Access to government contracts 1 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 300 96 Other 2 98 Notappl 1 Sysmiss 2381 5. For what purpose did you use the Business Registration Certificate? 39 2681 -99 Refused 0 -9 Missing 1 1 Open business bank account 0 2 Participate in training (and open business bank account) 0 3 Access to bank loan 1 4 Show certificate to customers/Put on the wall 2 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 0 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 1 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 1 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 32 96 Other 0 98 Notappl 1 Sysmiss 2681 5. For what purpose did you use the Business Registration Certificate? 7 2713 -99 Refused 0 -9 Missing 1 1 Open business bank account 0 2 Participate in training (and open business bank account) 0 3 Access to bank loan 0 4 Show certificate to customers/Put on the wall 0 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 0 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 0 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 1 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 4 96 Other 0 98 Notappl 1 Sysmiss 2713 5. For what purpose did you use the Business Registration Certificate? 3 2717 -99 Refused 0 -9 Missing 1 1 Open business bank account 0 2 Participate in training (and open business bank account) 0 3 Access to bank loan 0 4 Show certificate to customers/Put on the wall 0 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 0 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 0 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce(MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 1 96 Other 0 98 Notappl 1 Sysmiss 2717 5. For what purpose did you use the Business Registration Certificate? 14 0 ACCESS LOAN FINCA 1 ACCESS TO LOAN 1 ACCESS TO MICROFINANCE INSTITUTION LOAN 1 APPLYING FOR A LOAN 1 APPLYING FOR A TENDER 1 INVOLVED IN TRADE FARE ACTIVIT 1 JOINED A GROUP CALLED WATER USERS THEY NEED CERTIFICATE 1 PURCHASING GOODS 1 REGISTER FOR MPAMBA TNM 1 REGISTERED WITH AIRTEL MONEY 1 TO WIN TENDERS 1 USED FOR PURCHASING SACKS 1 USED IT IN VOTER REGESTRATION 1 USED WHEN REGISTERING VOTES 1 6. Did you receive help from any individual or organisation to register your bus 1444 1276 -7 Notappl 0 1 1345 2 97 3 1 98 1 99 Don't Know 0 Sysmiss 1276 7. (Ask if operates in a trading center) Did this business pay market dues in th 2285 435 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1545 2 No 332 98 Not applicable 408 Sysmiss 435 8. (Ask if does not operates in a trading center) Did this business pay a City A 432 2288 -9 Missing 0 -7 Notappl 0 1 Yes, shows the license 21 2 Yes, shows the receipt 39 3 Yes, doesn't show anything or something else 109 4 No 256 98 7 99 Don't know 0 Sysmiss 2288 9. (Ask if does not operates in a trading center) Did this business pay any sect 436 2284 -9 Missing 0 -7 Notappl 0 1 Yes, shows the license 9 2 Yes, shows the receipt 16 3 Yes, doesn't show anything or something else 59 4 No 341 98 7 99 Don't know 4 Sysmiss 2284 10. Did you pay the following taxes for your business in the past 12 months? 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 500 2 No 1788 98 Not applicable 3 Sysmiss 429 10. Did you pay the following taxes for your business in the past 12 months? 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 7 2 No 2208 98 Not applicable 76 Sysmiss 429 10. Did you pay the following taxes for your business in the past 12 months? 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 6 2 No 2181 98 Not applicable 104 Sysmiss 429 11. Is this business registered for taxes? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 They locked my bussiness until i paid the license fee 10 2 I paid the bussiness license 156 3 The official let me go in exchange of a bribe 2125 4 The official let me go in exchange of sexual favors 0 5 Nothing, i had everything in order 0 6 Other(specify) 0 7 THEY JUST EXPLAIN TO US ABOUT HYGIEN 0 10 TOLD ME TO PAY LICENCE 0 11 SHE WAS TOLD TO START PAYING TAX 0 Sysmiss 429 12. During the past 6 months, has your business received an inspection from any 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 263 2 No 2027 98 Notappl 0 99 Don't know 1 Sysmiss 429 12. During the past 6 months, has your business received an inspection from any 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 52 2 No 2238 98 Notappl 0 99 Don't know 1 Sysmiss 429 12. During the past 6 months, has your business received an inspection from any 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 150 2 No 2140 98 Notappl 0 99 Don't know 1 Sysmiss 429 12. During the past 6 months, has your business received an inspection from any 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 5 2 No 2285 98 Notappl 0 99 Don't know 1 Sysmiss 429 12. During the past 6 months, has your business received an inspection from any 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 99 2 No 2191 98 Notappl 0 99 Don't know 1 Sysmiss 429 12. During the past 6 months, has your business received an inspection from any 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 60 2 No 2230 98 Notappl 0 99 Don't know 1 Sysmiss 429 13. Were you fined as a result of any of these inspections in the past 6 months? 2287 433 -9 Missing 15 -8 Don't know 0 -7 Notappl 0 0 1 1 Yes, shows a Tax Payer Identification Number(TPIN) 23 2 Yes, doesn't show anything or something else 487 3 No 1 10 1 98 1759 Sysmiss 433 14. How much did you typically pas as fine following these inspections in the pa 1815 905 -9 Missing 14 -8 Don't know 0 -7 Notappl 0 1 Bussiness is too small to pay taxes 0 2 Taxes are very high in Malawi 1 3 The costs of obtaining the TPIN are too high 0 4 The TPIN forms are too complicated 0 5 I didn't find time yet to register for taxes 0 6 No action will be taken against me if i don't pay taxes 0 7 My bussiness is not registered 0 8 I don't know where to get TPIN 0 9 0 10 I operate from home 0 11 Other(specify) 0 12 ALREADY PAYING MARKET DUES 0 14 HAVE NEVER BEEN APROACHED BY THE REGISTRATION 0 98 1778 300 1 500 1 600 1 800 1 840 1 1200 1 2000 1 3000 1 4000 1 4500 1 5000 4 5500 1 8000 1 10000 1 12000 1 20000 2 25000 1 40000 1 Sysmiss 905 15. Out of every 10 business owners (not you) how many do you think experienced 2291 429 -9 Missing -8 Don't know -7 Notappl 16. Have you been asked for a bribe in the past 6 months relating to your busine 2291 429 -9 Missing 0 -7 Notappl 0 1 Yes 112 2 No 2179 99 Don't know 0 Sysmiss 429 17. Could you tell me what best describes the identity of the person who most of 115 2605 -9 Missing 2 -7 Notappl 0 1 Yes 40 2 No 21 3 8 5 2 9 2 10 1 11 9 12 12 96 17 98 1 99 Don't know 0 Sysmiss 2605 17. Could you tell me what best describes the identity of the person who most of 21 0 . 4 AWORKER WHERE SHE WENT FOR OLDERS\n 1 AWORKER WHERE THEY BUY DRESSES TO RESALE 1 CHAIRMAN MARKET 1 ESCOM 1 FOREST OFFICERS 1 FOREST PERSONELS 1 MINISTRY OF AGRICULTURE 1 MINISTRY OF HEALTH OFFICER 1 POLYPACK STAFF WHERE HE WENT TO BUY PLASTICS 1 SOUTHERN BOTTLERS 1 SUPPLIER 3 SUPPLIERS 1 TICKET SELLER 1 VETENALLY PEOPLE 1 WORKERS FROM AUCTION FLOORS 1 18. Could you tell me approximately how much in bribes (including cash, merchand 117 2603 -9 Missing 2 -8 Don't know 0 -7 Notappl 0 19. Have you been asked for a bribe in the past (ever) relating to your business 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 79 2 No 2212 Sysmiss 429 Harrasment codes 2291 429 -99 Refused 0 1 Threats to shut down business 2291 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 Sysmiss 429 Harrasment codes 2291 429 -99 Refused 0 1 Threats to shut down business 1 2 Locking of premises 2290 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 Sysmiss 429 Harrasment codes 2291 429 -99 Refused 0 1 Threats to shut down business 0 2 Locking of premises 1 3 Vandalism of premises or merchandise 2290 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 Sysmiss 429 Harrasment codes 2291 429 -99 Refused 0 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 1 4 Confiscation of property or merchandise 2290 5 Sexual proposals 0 6 Beating 0 Sysmiss 429 Harrasment codes 2291 429 -99 Refused 0 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 1 5 Sexual proposals 2290 6 Beating 0 Sysmiss 429 Harrasment codes 2291 429 -99 Refused 0 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 1 6 Beating 2290 Sysmiss 429 20. Could you tell me if you have experienced this in the past 3 months? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 143 2 2148 Sysmiss 429 20. Could you tell me if you have experienced this in the past 3 months? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 30 2 2261 Sysmiss 429 20. Could you tell me if you have experienced this in the past 3 months? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 139 2 2152 Sysmiss 429 20. Could you tell me if you have experienced this in the past 3 months? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 57 2 2233 3 1 Sysmiss 429 20. Could you tell me if you have experienced this in the past 3 months? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 77 2 2214 Sysmiss 429 20. Could you tell me if you have experienced this in the past 3 months? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 16 2 2275 Sysmiss 429 21. Could you tell me what best describes the identity of the person who did thi 145 2575 -9 Missing 1 -8 Don't know 0 -7 Notappl 0 1 Yes 24 2 No 48 3 5 5 5 8 1 9 1 11 1 12 31 13 12 14 2 96 14 Sysmiss 2575 21. Could you tell me what best describes the identity of the person who did thi 31 2689 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 4 2 No 9 3 1 11 1 12 2 13 10 77 1 96 3 Sysmiss 2689 21. Could you tell me what best describes the identity of the person who did thi 139 2581 -9 Missing 1 -8 Don't know 0 -7 Notappl 0 1 Yes 2 2 No 4 5 2 7 1 8 1 10 2 11 7 12 104 13 2 14 5 96 8 Sysmiss 2581 21. Could you tell me what best describes the identity of the person who did thi 60 2660 -9 Missing 1 -8 Don't know 0 -7 Notappl 0 1 Yes 11 2 No 16 3 1 5 3 11 4 12 14 13 1 14 1 96 8 Sysmiss 2660 21. Could you tell me what best describes the identity of the person who did thi 79 2641 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 2 2 No 1 3 1 9 2 11 52 12 19 13 1 96 1 Sysmiss 2641 21. Could you tell me what best describes the identity of the person who did thi 16 2704 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 1 2 No 0 11 5 12 10 Sysmiss 2704 Specify 14 0 CHAIRMAN OF THE MARKET 1 CHIEF 1 COSOMA ASSOCIATION 1 FORESTRY AGENT 1 IMMIGRATION 1 MARKET CHAIR 1 MARKET CHAIRMAN 4 MARKET COMMITTEE 1 MARKET MASTERS 1 MINISTRY OF AGRICULTURE 1 MINISTRY OF HEALTH 1 Specify 3 0 CHIEF 1 IMMIGRATION 1 MARKET CHAIRMAN 1 Specify 8 0 CHAIRMAN OF THE MARKET 1 CHIEF 1 ESCOM 1 FRIEND 1 ROADS AUTHORITY 1 THIEVES 3 Specify 7 0 CHAIRMAN 1 CHIEF 1 FORESTRY DEPARTMENT 1 FORESTRY PERSONNEL 1 POISONS BOARD 1 TICKET SELLER 1 VETERNARY OFFICERS 1 Specify 0 0 Specify 0 0 22. Are you more confident, equally confident or less confident than when we int 2291 429 -9 Missing 2 -7 Notappl 0 1 Police 1575 2 City council/municipally/Malawi burea of standards personel 578 3 Tax authority 132 4 Ministry of industry and trade 0 5 Neighbouring bussiness 0 6 Someone respondent owes money 0 7 Spouse/domestic partner 0 8 Relative of self domestic partner 0 9 Bussiness partner 0 10 Employee 0 11 Customer 0 12 Stranger 0 13 Other(specify) 0 99 4 Sysmiss 429 1. What were the top two products or services in total value of revenues in the 2290 430 -9 Missing 2 -8 Don't know 0 -7 Notappl 0 1 1 3 4 5 1 6 2 7 1 8 14 9 1 10 70 13 23 14 66 15 12 16 39 17 23 18 140 20 2 21 25 22 13 23 1 24 16 25 127 26 207 27 148 28 1 29 60 30 1 32 2 33 90 34 35 37 8 42 9 44 1 45 43 46 3 47 8 54 1 60 1 66 1 69 1 70 17 71 41 72 30 73 9 74 3 75 13 76 10 77 54 78 17 82 40 83 1 84 3 85 2 86 3 91 7 94 1 95 206 96 32 97 9 98 8 100 20 101 2 102 1 103 1 105 23 106 54 107 39 111 2 115 1 116 4 117 1 118 2 119 17 121 2 122 32 123 2 125 15 126 5 127 15 128 1 130 62 131 72 132 26 133 2 134 33 996 147 Sysmiss 430 1. What were the top two products or services in total value of revenues in the 2278 442 -9 Missing 6 -8 Don't know 0 -7 Notappl 0 1 1 2 1 3 4 4 1 6 3 8 18 10 48 13 36 14 31 15 13 16 38 17 27 18 52 20 7 21 2 22 10 24 5 25 99 26 112 27 141 28 3 29 7 33 62 34 31 37 3 42 9 44 1 45 18 46 2 47 4 57 1 66 2 70 13 71 55 72 43 73 8 74 7 75 11 76 7 77 55 78 10 82 18 84 1 85 1 86 3 91 3 94 6 95 200 96 17 97 14 98 579 100 17 101 3 103 4 105 2 106 35 107 47 109 1 111 2 117 5 118 1 119 5 121 2 122 25 125 15 126 5 127 7 130 51 131 47 132 21 133 1 134 25 996 108 Sysmiss 442 1. What were the top two products or services in total value of revenues in the 1565 0 . 561 2 1/2 PLASTIC BAG 1 2.5 MM WIRES 1 2010 CIGARETTES 1 250GM PLASTIC BAG 1 2L PARAFIN 1 4 BY 10 PLASTIC BAGS 1 5 PACK SAUSAGES 1 50KG SACKS 1 6/10 PLASTIC BAG 1 6X10 PLASTIC PAPERS 1 6×10 PAPERS 1 8/12 PLASTIC BAG 1 A4 PAPERS 1 ADHESIVE 1 ADHESIVE GLUE 1 ADJUSTMENTS 1 ADOPTERS 1 AIRTEL (UNITS) 1 AIRTIME 3 AIRTIME MK100 1 AIRTIME TNM 1 ALCOHOL SACHETS 1 ALTERING 1 ALTERING CLOTHES 1 APPLYING CHEMICAL 4 ATF (CAR OIL) 1 BABY SUIT 1 BABY'S SHORTS 1 BAKING FLOUR 1 BAKING POWDER 1 BALL VALVES 1 BAMBOOS 1 BANANAS 1 BANS 1 BAOBAB FRUITS 1 BAOBABS 1 BARGLAR BARS 1 BARGRAR BARS 1 BATHTUB MIXER 1 BATTERY CHARGING 1 BATTERY REPAIR 1 BEAF 1 BEANS 17 BEARINGS 1 BED SHEET 1 BEDSHEET 1 BEEF 7 BELT 1 BESCOT PAINT 1 BIB-TAP 1 BICYCLE 1 BICYCLE GENERAL REPAIRING 1 BICYCLE REPAIR 3 BICYCLE REPAIR` 1 BICYCLE TUBES 2 BICYCLE TYRES 1 BLACK CHICK (CHEMICAL) 1 BLACK SHEETING 1 BLANKETS 2 BOLT & NUTS 2 BOLTS 3 BOLTS AND NUT 1 BOSTIC 1 BOSTIC (GLUE) 1 BOSTICK 1 BOUSTIC/GLUE 1 BRAIDES 1 BRAIDING 1 BRAKE FLUID 1 BREAD 2 BRIDAL PARTY DRESSES 1 BROILERS CHICKEN 1 BROUSES TOP 1 BRUSH 1 BUGLAR BAR 1 BULB HOLDER 3 BURGLAR BARS 1 BUTTONS 1 CABBAGE 2 CABLE 1 CABLE WIRE 1 CABLES 2 CAR OIL 4 CARLSBERG GREEN 1 CAROLITE 1 CARTON 1 CARTONS 2 CD BURNING 1 CELL PHONE 3 CELL PHONE CHARGING 1 CEMENT 4 CHAIRS 1 CHAMBO FISH 3 CHANNELS 1 CHARCOAL 3 CHARCOAL BURNERS 1 CHARGER 1 CHARGERS 1 CHARGING BATTERIES 3 CHARGING PHONE 1 CHEF'S UNIFORM 1 CHEMICAL APPLICATION 1 CHIBUKU 4 CHIBUKU BEER 1 CHICKEN 6 CHICKEN (BROILERS) 2 CHICKENS 1 CHILDRENS CLOTHES 1 CHIPS 15 CHITENJE 1 CHITSEKO CHA VANISH 1 CIGERATES 1 CISTERN 1 CLOTH POLYSTER 1 CLOTHES 1 CLOTHES REPAIRING 1 COFFIN 1 COMPUTER 1 COMPUTER REPAIR 2 COOCKER 1 COOKING OIL 9 COOKING POTS 1 COPPER WIRE 1 CORDAGE 1 COTTON 1 COTTON LINING 1 COTTON WOOL 1 CREMORA 1 CURL WEAVE 1 CUTEX 1 DATE STAMP HANDLES 1 DECORATION 1 DEFORMED BARS 1 DIESEL ENGINE OIL 1 DOOR 1 DOOR FRAME 1 DOOR LOCKS 1 DOUBLE SOCKETS 1 DRESS NATIONAL WEAR 1 DRESSES 3 DRUMS 1 DRY FISH 8 DRY FISH MATEMBA 1 DRY MAIZE 1 DUVET 1 DUVETS 1 DVD 1 DVD DISC 1 DVD MOVIES 1 DVD REPAIR 1 DVET 1 EAR PHONE 1 EARPHONES 1 ELECTRIC CABLES 1 ELECTRIC PIPES 1 ELECTRIC WIRE 1 ELECTRIC WIRES 1 ELECTRICAL WIRE 1 ELECTRICAL WIRES 2 EMPTY BAGS 1 EMPTY SACKS 2 EMPTY SACKS SHEETS 1 ENGINE OIL 4 EXTENSIONS 1 F7 METAL 1 FACE 1 FACE POUDER 1 FERTILIZER 1 FIREWOOD 5 FISH 2 FISH (MILAMBA) 1 FLAT SHEET 1 FLITTERS ZITUMBUWA 1 FLOUR 4 FOOD 1 FOOD COLOURS 1 FORM COVER 1 FREEZES 3 FREEZES PLASTIC PAPER 1 FRESH FISH (CHAMBO) 1 FRESH MILK 1 FRIDGE REPAIR 1 FRIED CHIPS 1 FRIED GOAT MEAT 1 FURNITURES 1 GALVANIZED PIPE 1 GAME(PER GAME) 1 GARDEN-TAP 1 GARLIC POWDER 1 GAS 1 GAS WELDING 1 GATE 1 GATE LADS 1 GATE PANELS 1 GEAR BOX 1 GENERATOR 1 GENERATOR REPAIRES 1 GLASS 1 GLASSES (SPECTACLES) 1 GLAZING 1 GLUE 2 GLYCERINE 1 GOAT MEAT 10 GOVERIZED PIPE 1 GRINDING MAIZE 1 GROUND FLOUR 1 GROUND NUTS 1 GROUNDNUT FLOUR 3 GROUNDNUT POWDER 1 GROUNDNUTS 2 HAIR BRAIDING 1 HAIR CUT 2 HAIR CUTTING 1 HAIR PLAITING 1 HAIR RELAXING 1 HAIR SHAVING 2 HAND SETS (PHONES) 1 HARDCOVERS NOTE BOOK 1 HINGES 1 HOES 4 HONEY 1 HOSE 1 INNER LINNING 1 IRISH 1 IRISH POTATOES 9 JUGS 1 KACHASU LOCAL SPIRIT 1 KIDS SHORTS 1 KNITTED CAPES 1 LADIES BROWERS 1 LADIES SHOES 1 LADIES SKIRTS 1 LADIES SUITS 1 LADY PANTS 1 LAPTOP 1 LCD 1 LIM-LOCK 4 LINING 1 LIVE CHICKEN 1 LIVE CHICKENS 1 LOCAL CHICKENS 3 LOTION 2 LUBRICANTS 1 MAD FISH MLAMBA 1 MAHEU 1 MAHEU (DRINK) 1 MAIN SWITCH 1 MAIZE 24 MAIZE FLOUR 36 MAIZE FLOUR/GRAMELL 1 MAIZE GRAIN 1 MAIZE MILLING 3 MAKAKANI 1 MAKING SCHOOL UNIFORM 1 MANGOES 1 MATCHES 1 MATTRESS 1 MEAT 19 MEAT (BEEF) 2 MEAT BEEF 2 MEAT PORK 1 MEMORY CARD 1 MEMORY CARDS 1 MENS SHOES 2 MENS T-SHIRTS 1 MESH 2 METAL SCRAPS 2 MICROWAVE (REPAIR) 1 MILK 6 MILK SACHETS 1 MILLET 3 MILLING 3 MILLING MAIZE 1 MINERALS DRINKS 1 MOPPER 1 MUTTON 1 NAIL POLISH 1 NAILS 24 NAILS(FOR IRON SHEET 1 NATIONAL WEAR 7 NCHAPEHERBAL MEDICINE 1 NEWS PRINTS 1 NIPPLES 1 NSIMA 11 NSIMA & CHICKEN 1 NSIMA AND BEEF 1 NSIMA BEEF 1 NSIMA SERVED WITH CHICKEN 1 NSIMA WITH BEEF 1 NSIMA WITH CHICKEN 4 NURSARY SCHOOL 1 OIL 9 OIL ENGINE 1 OIL LUBRICANT 1 OIL PAINT 1 OKRA 2 ONIONS 4 PACKET BEER (MASACHETI) 1 PAD LOCK 1 PAD LOCKS 2 PAINT 3 PAINTING 1 PANEL BEATING 1 PAPRIKA SPICE 1 PARAFFIN 1 PEDULO 1 PEPPER SPICES 1 PERFUME 1 PERFUMES 1 PHONE 2 PHONE BATTERIES 1 PHONE BATTERY 1 PHONE CALLS 1 PHONE CHARGE 2 PHONE CHARGER 1 PHONE CHARGERS 1 PHONE CHARGING 1 PHONE FACE COVERS 1 PHONE FACES 2 PHONE REPAIR 3 PHONE REPAIRING 2 PHONE REPAIRS 1 PHOTOCOPY 1 PHOTOCOPYING 1 PIGS 1 PIPE 1 PLAIN WHITE PLASTIC 1 PLASTIC 2 PLASTIC BAGS 12 PLASTIC PAIL 1 PLASTIC PAPER BUNDLE 1 PLASTIC PAPERS 3 PLASTIC PLATES 2 PLASTIC SHOES 2 PLASTICS 6 PLATE 1 PLATING HAIR 1 PLUMBING FITINGS 1 POPCORN MACHINE 1 POT 1 POTATOES 4 POTS 3 POUCH 1 POWER SUPPLY 1 PRIMARY SCHOOL 1 PRINTING 1 RADIOS 2 RAPE VEGETABLES 2 RED LAYERS CHICKENS 1 RELAXING HAIR 1 REMOTES 1 RENTING HALL 1 REPAIR PHONE 1 REPAIR SHOE 1 REPAIRING APPLIANCES 1 REPAIRING BICYCLE 1 REPAIRING DVD PLAYER 1 REPAIRING ELECTRONICS 1 REPAIRING ELECTRONICS PHONES 1 REPAIRING MEN'S SHOES 1 REPAIRING PHONE 1 REPAIRING RADIO 1 REPAIRING SHOE HEELS 1 REPAIRING SHOES 1 REPAIRING TV SCREENS 1 RESTHOUSE (ACCOMODATION) 1 RESTORE 1 RETOUCH 2 RETOUCH (HAIR RELAXING) 1 REVLON 1 RICE 37 RICE & CHICKEN 1 RICE WITH CHICKEN 2 RICE WITH CHICKEN BARAII 1 RICE WITH LOCAL CHICHEN 1 RIM LOCK 2 RIM LOCKS 1 RIM OF PAPERS 1 RING FORCES 1 ROOM LOCKS 1 SACK BAGS 2 SACKS 3 SACKS 90KG 1 SALT 2 SALU ZA MIPANDO 1 SAUSAGE 1 SAUSAGES 1 SCHOOL UNIFORM 2 SCRAP METAL 1 SCRAP METAL PIECES 1 SCREEN REPAIR 2 SECOND HAND PHONES 1 SELLING AFRICAN BEER 1 SELLING BAGRA BARS 1 SELLING BANANA 1 SELLING BAOBAO FRUIT 1 SELLING CEMENT 1 SELLING CHARCOAL 2 SELLING CHIPS 2 SELLING EMPTRY SACKS 1 SELLING EMPTY SACKS 1 SELLING FIREWOOD 1 SELLING GROUNDNUTS 1 SELLING GRPUND NUTS POWDER 1 SELLING ICE BLOCKS 1 SELLING IRISH POTATOE 1 SELLING MAIZE 3 SELLING METALS 1 SELLING ONION 1 SELLING ONIONS 2 SELLING PLASTIC BAGS 1 SELLING POWDER 1 SELLING RICE 1 SELLING SOFA SET 1 SELLING SPAGHETTI 1 SELLING TEA 2 SELLING TIMBER 2 SELLING TIMBER PLANKS 1 SELLING TIMBERS 1 SELLING TOMATO 1 SELLING TOMATOE 1 SELLING TROUSERS 1 SELLING UNITS 2 SELLING WATER 1 SELLS TIMBER 1 SHAMPOO 1 SHAVING HAIR 1 SHAWER 1 SHAWLS 1 SHOE REPAIR 1 SHOE REPAIRING 3 SHOES 1 SHORTS 1 SINK MIXER 1 SKEITS 1 SKIRTS 1 SLIPPERS 2 SMALL PLAIN PLASTIC BAG 1 SMALL PLASTIC BAGS 8*12 INCHES 1 SOAP 7 SOBO SQUASH 1 SOCKET 1 SOCKETS 1 SOCKS 1 SOFA SET 3 SOFT DRINKS 4 SOYA PIECES 2 SPARKLE 1 SPICES 2 SPOKES 1 SPRITS SACHETS 1 STANDARD OPEC PLASTIC BAG 1 STARTER MOTOR 1 STEAK 1 STEAMING 1 STOP CAP 1 STOP COCK 1 SUGAR 4 SUNGLASSES 1 SUSPENSION MAINTANANCE 1 TAILORING 1 TAILORING NATIONAL WEAR 1 TEA LEAVES 1 TELEPHONE CALL 1 TELEVISION (SCREEN) 1 TELEVISION REPAIR 1 TEXTILE 1 THOBWA 2 TIMBER 7 TIMBER 2X2 1 TIMBER(1 BY 8) 1 TIMBER/ PLANK 1 TIMBERS 1 TINS 1 TNM UNITS 2 TOBACCO SACK 1 TOCKEN 1 TOILET SEAT AND COXER 1 TOMATO 8 TOMATOE 1 TOMATOES 13 TOP PLUG 1 TORCHES 1 TOUCHES 1 TRADITIONAL BEER 1 TRANSFORMER 1 TRAVELING BAGS 1 TRAY EGGS 1 TROLLY 1 TROUSERS 3 TROUSERS(CHILDREN) 1 TV REPAIR 1 TV SCREENS 1 TV STAND 1 TWISTING 1 TYRE 1 TYRE FITTING 3 TYRES 1 U-BOLTS 1 UFA MAIZE FLOUR 1 USB CABLES 1 USED SACKS 1 USIPA 3 USIPA FISH 3 UTAKA 2 VANISH 1 VARNISH 3 VEGETABLE 1 VEGETABLES 5 WATER CAN 2 WATER CESTEN 1 WATER PLASTIC (4/8) 1 WATER TAP 2 WATER TAPS 1 WATERING CAN 1 WATERING CANE 1 WATERING CANS 1 WAX 1 WAX CLOTH 1 WAX WRAPPERS 1 WEAVE 2 WEDDING DRESS 1 WELDING 2 WELDING LOAD 1 WELDING ROD 1 WELDING RODS 1 WHEEL GATE 1 WHITE CHICKEN 1 WHITE PAPER 2 WINDOW FITTINGS 2 WINDOW FLAMES 1 WINDOW FRAME 2 WINDOW GLASS 1 WIRE 10 WIRE NAIL 1 WIRE NAILS 4 WIRES 1 WOMEN'S SHOES 1 WOMENS SHOES 1 WORK SUIT 1 WRAPPERS 1 WREATHS 1 WRIST WATCH 1 ZITENJE 3 1. What were the top two products or services in total value of revenues in the 1169 0 . 400 1.5 MM WIRES 1 10*12 INCH GLASS 1 110 PIPE 1 150KG SACKS 1 2 1/2 BAG 1 2 1/2 PLASTIC BAG 1 250G PLASTIC 1 3 by 8 PAPERS 1 50KG SACKS 1 6 BY 10 PLASTIC BAGS 1 6 PACK SAUSAGES 1 6/10 PLASTIC 1 8X12 PLASTIC BAGS 1 8X12 PLASTIC PAPERS 1 ACID 2 ADHESIVE (GLUE) 1 ADULT CLOTHES 1 AIRTEL UNITS 2 AIRTIME 1 ALTENATOR 1 ANGLE IRON 2 APPLYING CHEMICAL (RETTACH) 1 AZAM SHOP 1 BABY POWDER 1 BABY'S SHIRTS 1 BANS 1 BASIN 1 BASKET 1 BATTERY CHARGE 1 BATTERY CHARGING 1 BEANS 17 BED SHEETS 1 BEDSHEET 1 BEER 1 BELTS 1 BERRINGS 1 BICYCLE 1 BICYCLE BRAKES 1 BICYCLE CARRIERS 2 BICYCLE CHAIN 1 BICYCLE LIM 1 BICYCLE REPAIR 1 BICYCLE SELLING(USED 1 BICYCLE SPOKES 1 BICYCLE TUBE 1 BICYCLE TUBES 1 BICYCLE TYRES 1 BISCUITES 1 BLACK PAPER 2 BLOUSE 1 BODY FILLER 1 BODY SUITS 1 BOLT & NUT 1 BOLTS 2 BONYA (SMALL FISH) 1 BOOK CLOTH 1 BOSTIC 1 BOSTIC (GLUE) 1 BOTTLED WATER 2 BRAKE FLUID 4 BREAD 1 BREAK FLUID 2 BRICK REINFORCEMENT WIRES 1 BROILERS CHICKENS 1 BRUSHES 1 BULB HOLDER 4 BULGLAR BARS 1 BURGLAR BARS 1 BUTEX SOAP 1 CABBAGE 1 CABBAGES 1 CALCULATOR 1 CANDLES 1 CAR OIL 2 CAR WASHING 1 CARBON BRUSHES 1 CARLSEBERG GREEN 1 CAROLIGHT 1 CASH SALE BOOK 1 CAT FISH 1 CAUTIONS 2 CELL PHONE CHARGING 1 CELL PHONE REPAIR 1 CELLPHONE REPAIR 1 CHACOAL BURNER 1 CHAIRS/STOOLS 1 CHANNELS 1 CHAPATTE 1 CHARCOAL 1 CHARCOAL BURNERS 1 CHARGERS 3 CHARGES 1 CHARGING PHONE 1 CHARGING PHONES 2 CHIBUKU 1 CHICKEN 1 CHICKEN (LAYERS) 3 CHICKEN PIECES 1 CHICKEN POTIONS 1 CHILDREN'S SHOES 1 CHILDRENS SHOES 1 CHINESE VEGETABLES 1 CHIPS 2 CIGARETS 1 CIGGARETES 1 CIRCUIT BREAKER 1 CLERE 1 CLOTH SATIN 1 CLOTH WRAPPER 1 CLOTHES REPAIRING 1 COMPUTER MAINTENANCE 1 CONTAINERS 1 CONVERTER REPAIR 1 COOCKING OIL 1 COOKING FLOUR 1 COOKING OIL 3 COOKING OIL TUBES 1 COPYING INTO FLASH 1 COSMETICS (PUTEX) 1 CUPS 1 CURRY POWDER 1 CURTAIN 1 CURTAINS 1 CUT BEEF 1 CUTTING DISC 1 CUTTING DISCS 1 CUTTING DISK 2 DAXELL (CHEMICAL) 1 DISPLAY CABINET 1 DK PAINT 1 DOOR FRAME 1 DOOR PROTECTOR 1 DOUBLE PONY WEAVE 1 DOUBLE SOCKET 1 DOUBLE SOCKETS 1 DOUGHNUTS 1 DOVERT 1 DRIED VEGETABLES 2 DRINK BOTTLE 1 DVD PLAYER REPAIR 1 DVD REPAIR 2 EAR PHONES 1 EARINGS 1 EARPHONES 1 EGG PLANTS 1 EGGS 3 EIBLE 1 ELBOWS 1 ELECTRIC WIRES 1 ELECTRICAL EXTENSIONS 2 ELECTRICAL PLUG 1 ELECTRICAL SWITCHES 1 ELECTRICITY WIRES 1 ELECTRONIC REPAIRS 1 EMPTY SACKS 1 ENGINE OIL 1 ENGINE REPAIRS 1 ENVELOPES 1 FACE PHONE 1 FACE POWDER 1 FARM HOES 1 FERTILIZER 1 FIREWOOD 1 FISH (BYE-BYE) 1 FITTING 1 FLASH DISK 1 FLATSHEETS 1 FLAVOURS 1 FLIED CHICKEN 2 FLOUR 3 FLYIED MEAT 1 FOOD COLOUR 1 FOOD CONTAINERS 1 FRESH MILK 1 FRIDGE GAS REFILLING 1 FRIED CHICKEN 1 FULL SAW 1 GARLIC 1 GATE 1 GATE ROLLER 1 GATE VALVE 1 GATES 1 GIRLS SCHOOL UNIFORM 1 GLASS 1 GLUE 1 GOAT MEAT 3 GOATS 1 GRAMILL FLOUR 1 GREEN 1 GROUND NUTS 1 GROUND NUTS FLOUR 2 GROUNDNUT FLOUR 2 GUARD SUIT 1 HAIR RELAXER 1 HAIR RELAXING 1 HAIR WEAVING 1 HAND BAGS 1 HANDLE PLATE 1 HARDCOVERS 1 HEADPHONES 1 HINGES 2 HOES 2 HOT PLATE COILS 1 HOUSE WIRING 1 HYBRID CHICKENS 1 IRISH POTATOE 1 IRISH POTATOES 5 IRISH POTATOS 1 IRON (REPAIR) 1 JACKETS (LADIES) 1 JAVA CLOTH 1 JOY SPIRIT 1 KAPENTA 1 KAPENTA FISH 1 KIDS DRESSES 1 KITS 1 KUKONORA (SHELLING) 1 LADIES SHIRTS 1 LADIES SHOES 1 LAPTOP 1 LASTIC 1 LAYERS 1 LCD 1 LEVEL 1 LIM-LOCK 1 LIME 1 LINEN LINING 1 LOCK 1 LOTION 1 M.C.B (SWITCH) 1 MAHEU (DRINK) 2 MAIN SWITCH 1 MAIN-SWITCH 1 MAIZE 3 MAIZE FLOUR 21 MAIZE SHELLING 1 MAKAKANA 1 MATEMBA 1 MATHEMATICAL INSTRUMENTS 1 MEAT GOLT 1 MEDIUM GM PLASTIC 1 MEMORY CARDS 1 MEN SUITS 1 MEN'S SHOES 1 MEN'S TROUSERS 1 MENS PANTS 1 MENS SHOES 1 MESH 1 MGAYIWA FLOUR 1 MILAMBA FISH 2 MILK 10 MILK POWDER 1 MILLET 2 MILLET POWDER 1 MLAMBA FISH 2 MOTOR OIL 1 MOTORCYCLE REPAIR 1 MPENI 1 MPIRU MUSTARD 1 NAIL 1 NAILS 11 NATIONAL 1 NATIONAL WEAR 4 NEMA SOAP 1 NIRMA SOAP 1 NSIMA & CHICKEN 1 NSIMA WITH BEEF 1 NSIMA WITH CHICKEN 1 NSIMA WITH GOAT MEAT 1 NSIMA WITHN BEEF 1 NSINJIRO/GROUNDNUT FLOUR 1 NURSURY SCHOOL 1 OFFICE WEAR 1 OFFICE WORKING WEAR 1 OIL 2 OLD NEWS PAPER 1 ONION 2 ONIONS 1 OPECK PLASTIC BAG 1 P TRAP 1 PACKET WATER 1 PACKETED SPIRITS 1 PACKETED SPIRITS (LIQUOR) 1 PAD LOCKS 1 PAD-LOCK 2 PADLOCK 2 PAIL 1 PAINT 1 PAINT BRUSH 2 PAIR SACKS 1 PALL MALL CIGERETTES 1 PAPRIKA 1 PAWPAW 1 PEDALS 1 PHONE BATTERY 1 PHONE BUTTERY 1 PHONE CABLES 1 PHONE CALL 1 PHONE CALLS 1 PHONE CHARGE 1 PHONE CHARGER 3 PHONE CHARGERS 1 PHONE CHARGING 5 PHONE FACE 2 PHONE FACES 2 PHONE POCHAS 1 PHOTOCOPY 1 PILLAR TAP 2 PILLAR TAPS 1 PIPE CLIP 1 PIPES 2 PLAITING HAIR 1 PLANTING HAIR 1 PLANTING WEAVE 1 PLASTIC 3 PLASTIC BAG 2 PLASTIC BAGS 9 PLASTIC BAGS (8/12) 1 PLASTIC BASIN 1 PLASTIC BASKETS 1 PLASTIC BUCKETS 1 PLASTIC CUPS 1 PLASTIC PAILS 1 PLASTIC PAPER 1 PLASTIC PAPERS 6 PLASTIC PIPES 1 PLASTIC PLATES 1 PLASTIC SHEETS 2 PLASTICS 7 PLATES 3 POCHAS 1 PORRIDGE(RICE) 1 POTATOES IRISH 1 POTS 2 POUCH 1 POWDER 3 POWER CABLE 1 POWER CABLES 1 PRINTERS 1 PRINTING 2 RADIO CASETE TAPES 1 RADIO REPAIR 1 RADIOS 2 RAPE 1 RAZOR BLADES 1 RED OXIDE 1 REMOTE 1 REPAIR DVD PLAYER 1 REPAIRING CLOTHES 2 REPAIRING DVD 1 REPAIRING IRONS 1 REPAIRING TV SCREEN 1 REPAIRING USED CLOTHES 1 REPAIRING WOMEN'S SHOES 1 RETOUCH 1 RICE 45 RICE & CHICKEN 1 RICE AND BEEF 1 RICE BEEF 1 RICE SERVED WITH CHICKEN 1 RICE WITH BEAF 1 RICE WITH BEANS 1 RICE WITH BEEF 1 RICE WITH CHICKEN 2 RIM LOCK 1 RIM LOCKS 3 ROAD TO THE LEFT 1 ROCKS 1 RODS 1 ROPES 1 ROYCO 1 SACHET BEER 1 SACHET PARAFFIN 1 SACHETS BEER 1 SACHETS POWERS 1 SACKS 3 SADDLES 1 SALT 2 SAUSAGE 2 SCAFORD 1 SCHOOL UNIFORM 2 SCHOOL UNIFORMS 2 SCREW DRIVER 1 SECOND HAND FRIDGES 1 SELLING BROOMS 1 SELLING DISPLAY 1 SELLING EXTENSIONS 1 SELLING FLYIED MEAT 1 SELLING GALICK 1 SELLING GROUNDNUTS 1 SELLING MILLET (MAWELE) 1 SELLING ONIONS 1 SELLING RICE 1 SELLING SOYA PIECES 1 SELLING WATER 1 SEWING DAMAGE CLODS 1 SHEET METAL 1 SHEETS 1 SHIRTS 1 SHOWEL 1 SIGN WRITING 1 SMALL PLASTIC BAGS 1 SOAP 6 SOCKES 1 SOCKET 3 SOCKET ERABLE 1 SOCKETS 4 SODA 1 SOFT DRINKS 2 SOFTWARE PROBLEM 1 SOWING WOOL 1 SOYA PIECES 2 SOYABEANS 1 SPAGHETTI 1 SPANNERS 1 SPECIAL BEER 1 SPHERE FITTING 1 SPOKES 1 SPRAY PAINTING 1 STARTERS 1 STEAMING 5 STOPE-COCK 1 STORES MEAT 1 STRINGS TWINE 1 SUGAR 6 SUGAR CANES 1 SUITS 1 SURF 1 SUSPENSION 1 SWEETS 2 SWITCH 3 SWITCHES 1 SYLIPASS 1 TAILORING DRESSES 1 TANZANIA CHITENJE 1 TAP 1 TAPS 2 TEA 1 TELEVISION STAND 1 THINNERS 1 THOBWA (DRINK) 2 THREADS 1 TIE THREADS. 1 TIE TREADS 1 TILES 3 TIMBER (2 BY 3) 1 TIMBER 2X3 1 TINS 6 TNM (UNITS) 1 TOILET CISTENS 1 TOILET PEN 1 TOMATO 2 TOMATOES 7 TOP PLADGE 1 TORCH 1 TORCHES 1 TOWELS 1 TOYES 1 TUBE 1 TV REPAIR 1 TV STAND 3 TYRE FITTING 1 TYRE SELLING 1 TYRES 2 U FLESH 1 ULTALATIONS 1 UMBRELLA 1 UMBRELLA REPAIRING 1 UNIFORMS 1 USIPA 2 VANISH 1 VANNISH 1 VARNISH 1 VEGETABLE SEEDS 1 VEGETABLES 10 VGA CABLES 1 WALL SOCKETS 1 WASH AND SET 1 WASHERS 1 WATCHES 1 WATER PIPES 2 WATER PLASTIC PAPER 1 WATER TAPS 1 WATERING CANE 1 WAX 1 WEAVE 3 WELDING RODS 5 WHEAT FLOUR 2 WINDOW FRAME 3 WIRE 3 WIRE NAILS 2 WIRELESS RADIO 1 WOOD GLUE 1 WOOD SCREW 1 WOOD SCREWS 1 WOOL 1 ZIPAPATI(FIREWOOD) 1 2. What is the normal unit of measurement for (products/services)? 2291 429 -99 Refused 0 -9 Missing 0 1 Piece 1550 2 Procedure 231 3 Plate (of food) 158 4 Set 34 5 Grams 0 6 Kilograms 222 7 Meters 38 8 Inches 0 9 Mililiters 6 10 Liters 42 96 Other 10 98 Notappl 0 Sysmiss 429 2. What is the normal unit of measurement for (products/services)? 1709 1011 -99 Refused 0 -9 Missing 6 1 Piece 1235 2 Procedure 165 3 Plate (of food) 115 4 Set 18 5 Grams 1 6 Kilograms 118 7 Meters 22 8 Inches 0 9 Mililiters 5 10 Liters 22 96 Other 2 98 Notappl 0 Sysmiss 1011 11 0 BUCKET 1 CRATE 1 DOZEN 1 DRUM 1 HEAP 4 PACKET 1 SPOON 1 TRAY 1 0 0 3. How many of (product/service) do you sell/provide per-------? 2291 429 -99 Refused 0 -9 Missing 0 1 Day 2008 2 Week 209 3 Fortnight 9 4 Month 65 5 Quarter 0 6 Half year 0 7 Year 0 98 Notappl 0 3. How many of (product/service) do you sell/provide per-------? 1709 1011 -99 Refused 0 -9 Missing 3 1 Day 1462 2 Week 171 3 Fortnight 13 4 Month 57 5 Quarter 3 6 Half year 0 7 Year 0 98 Notappl 0 3. How many of (product/service) do you sell/provide per-------? 2289 431 -99 Refused -9 Missing 98 Notappl 3. How many of (product/service) do you sell/provide per-------? 1709 1011 -99 Refused 1 -9 Missing 5 98 Notappl 0 4. What is the typical price at which you sell (product)? 2291 429 -99 Refused -9 Missing 98 Notappl 4. What is the typical price at which you sell (product)? 1709 1011 -99 Refused 0 -9 Missing 5 98 Notappl 0 5. What is the current value in MWK of all completed products and inputs that yo 2291 429 -99 Refused -9 Missing 98 Notappl 6. Approximately how many customers did this business have in the past? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Day 1998 2 Week 204 3 Fortnight 10 4 Month 76 5 Quarter 3 6 Half year 0 7 Year 0 Sysmiss 429 6. Approximately how many customers ddid this business have in the past? 2291 429 -99 Refused -9 Missing 98 Notappl 7. Do you provide receipts to your customers? 2291 429 -99 Refused 0 -9 Missing 1 1 Always 122 2 For most customers 40 3 For few customers 21 4 Only when asked by customer 372 5 No 1735 98 Notappl 0 Sysmiss 429 8. Has your firm advertised/made people aware of your business in the following 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 38 2 No 2253 98 Notappl 0 Sysmiss 429 8. Has your firm advertised/made people aware of your business in the following 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 11 2 No 2280 98 Notappl 0 Sysmiss 429 8. Has your firm advertised/made people aware of your business in the following 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 41 2 No 2250 98 Notappl 0 Sysmiss 429 8. Has your firm advertised/made people aware of your business in the following 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 3 2 No 2288 98 Notappl 0 Sysmiss 429 8. Has your firm advertised/made people aware of your business in the following 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 13 2 No 2278 98 Notappl 0 Sysmiss 429 9. How many tender proposals did this business submit in the past 6 months? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2070 1 Fruits & Vegetables 93 2 Sugar 59 3 Salt 32 4 Water 8 5 Nuts 11 6 Milk 5 7 Oil 1 8 Fish 2 9 Meat 0 10 Potato 4 11 Eggs 0 12 Bananas 0 13 Maize flour 0 14 Wheat flour 0 15 Rice 0 16 Jam 0 17 Wine 1 18 Juices 0 19 Peanut butter 0 20 Packaged nuts 2 21 Candles 0 22 Butter/Margarine 0 23 Honey 0 24 Bread 2 25 Cooking oil 0 26 Charcoal 0 27 Soap,cosmetics,Beaty products 0 28 Wine,beer,liquor,soft drinks 0 29 Fish-derived products 0 30 Meat-derived products 0 31 Tyres 0 32 Tubes 0 33 Vanish 0 34 Fomaica 0 35 Plywood 0 36 Bolt and nut 0 37 Insulation tapes 0 38 Ready-,made cloth 0 39 Woven bags 0 40 Clay baskets 0 41 Candles 0 42 Music(CDs/DVDs) 0 43 Floor mats 0 44 Pharmaceuticals 0 45 Jewelry 0 46 Leather bags 0 47 Cloth bags 0 48 Herbal medicines 0 49 Bags/Purses 0 50 Herbs 1 51 Fabric 0 52 Leather 0 53 String/thread 0 54 Needles 0 55 Buttons 0 56 Elastic 0 57 Cables 0 58 Batteries 0 59 Sandals 0 60 Shoes 0 61 Floor mats 0 62 Bed sheets/pillow cases 0 63 Chitenjes 0 64 Toiletries 0 65 Unfired clay 0 66 Hair products 0 67 Beads 0 68 Soaps & Detergents 0 69 Timber/Wood 0 70 Iron bars 0 71 Aluminum scrap 0 72 Copper wire 0 73 Paints/dyes 0 74 Wax/paraffin 0 75 Petrol 0 76 Kerosene 0 77 Paper 0 78 Bamboo 0 79 Welding rods 0 80 Metal sheet 0 81 Nails 0 82 Glue/Bostic 0 83 Other inputs(specify) 0 84 Soft drinks 0 85 Beer 0 86 Airtime 0 87 Cement 0 88 Cigarettes 0 89 Cereals 0 Sysmiss 429 10. Does your business belong to the Malawian Chamber of Commerce(MCCI)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Daily 0 2 Weekly 32 3 Monthly 2233 4 Quarterly 0 5 Yearly 0 99 26 Sysmiss 429 11. Does your business have an export license? 2291 429 -99 Refused 0 -9 Missing 0 1 Yes and shows export license 1 2 Yes but doesn't show export license 29 3 No 2255 98 Notappl 0 99 Don't know 6 Sysmiss 429 1. Do you agree or disagree with the following statement: It is better to combin 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 I determine my own price 259 2 I sell at the price everyone is charging in the market 2032 Sysmiss 429 2. What are the reasons why a business owner might separate business and househo 2246 474 -99 Refused 0 -9 Missing 0 1 To avoid the business owner from misusing the money 837 2 To avoid the spouse from using the business money 36 3 To avoid other family members from using the business money 46 4 To know how much you are making from the business (to know profits) and how much from other sources of income 943 5 To protect against the risk of business failure 259 6 To protect from theft 29 7 To prepare better budgeting/business planning 96 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 474 2. What are the reasons why a business owner might separate business and househo 1883 837 -99 Refused 0 -9 Missing 0 1 To avoid the business owner from misusing the money 380 2 To avoid the spouse from using the business money 99 3 To avoid other family members from using the business money 53 4 To know how much you are making from the business (to know profits) and how much from other sources of income 578 5 To protect against the risk of business failure 551 6 To protect from theft 80 7 To prepare better budgeting/business planning 141 8 1 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 837 2. What are the reasons why a business owner might separate business and househo 876 1844 -99 Refused 0 -9 Missing 0 1 To avoid the business owner from misusing the money 157 2 To avoid the spouse from using the business money 55 3 To avoid other family members from using the business money 25 4 To know how much you are making from the business (to know profits) and how much from other sources of income 154 5 To protect against the risk of business failure 274 6 To protect from theft 83 7 To prepare better budgeting/business planning 128 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 1844 2. What are the reasons why a business owner might separate business and househo 31 2689 -99 Refused 0 -9 Missing 0 1 To avoid the business owner from misusing the money 1 2 To avoid the spouse from using the business money 10 3 To avoid other family members from using the business money 0 4 To know how much you are making from the business (to know profits) and how much from other sources of income 4 5 To protect against the risk of business failure 5 6 To protect from theft 1 7 To prepare better budgeting/business planning 10 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2689 2. What are the reasons why a business owner might separate business and househo 0 2720 -99 Refused 0 -9 Missing 0 1 To avoid the business owner from misusing the money 0 2 To avoid the spouse from using the business money 0 3 To avoid other family members from using the business money 0 4 To know how much you are making from the business (to know profits) and how much from other sources of income 0 5 To protect against the risk of business failure 0 6 To protect from theft 0 7 To prepare better budgeting/business planning 0 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2720 2. What are the reasons why a business owner might separate business and househo 19 BECAUSE BUSINESS MONEY IS THE SAME WITH HOUSEHOLD MONEY 1 1 BUSINESS MONEY AND HOUSE HOLD MONEY IS JUST THE SAME\n 1 BUSINESS MONEY AND HOUSEHOLD MONEY ARE JUST THE SAME 2 BUSINESS MONEY AND HOUSEHOLD MONEY IS THE SAME 1 BUSINESS MONEY AND HOUSEHOLD MONEY THEY ARE JUST THE SAME 1 BUSINESS MONEY AND PERSONAL MONEY ARE JUST THE SAME 1 BUSINESS MONEY AND PERSONAL MONEY THEY ARE JUST THE SAME 1 DONT SEE ANY DIFFERENT 1 DONT SEE THE DIFFERENCE 1 HOUSEHOLD MONEY AND BUSINESS MONEY ARE THE SAME 1 I DON'T THINK THERE IS A DIFFERENCE, ITS JUST THE WAY YOU MANAGE IT 1 I DONT SEPARATE MONEY 1 IT IS MUCH EASIER TO KEEP 1 ITS JUST THE SAME 1 NO MONEY FOR BUSINESS AND NO MONEY FOR HOUSEHOLD 1 THE MONEY WILL BE MORE 1 THEN THEY IS A NEED TO BUY FURNITURE 1 3. What are some of the ways that a business owner can separate business money f 2260 460 -99 Refused 0 -9 Missing 0 1 Keep separate accounts in my head 147 2 Keep money in different places(bank not mentioned) 752 3 Keep business money in a bank account 624 4 Keep two separate bank accounts: one for the business and one for the household 248 5 Invest business cash in things/commodities right away 248 6 Keep separate records/budgets 241 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 460 3. What are some of the ways that a business owner can separate business money f 1259 1461 -99 Refused 0 -9 Missing 0 1 Keep separate accounts in my head 79 2 Keep money in different places(bank not mentioned) 263 3 Keep business money in a bank account 303 4 Keep two separate bank accounts: one for the business and one for the household 117 5 Invest business cash in things/commodities right away 340 6 Keep separate records/budgets 156 7 1 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 1461 3. What are some of the ways that a business owner can separate business money f 165 2555 -99 Refused 0 -9 Missing 0 1 Keep separate accounts in my head 6 2 Keep money in different places(bank not mentioned) 19 3 Keep business money in a bank account 27 4 Keep two separate bank accounts: one for the business and one for the household 22 5 Invest business cash in things/commodities right away 52 6 Keep separate records/budgets 39 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2555 3. What are some of the ways that a business owner can separate business money f 1 2719 -99 Refused 0 -9 Missing 0 1 Keep separate accounts in my head 0 2 Keep money in different places(bank not mentioned) 0 3 Keep business money in a bank account 0 4 Keep two separate bank accounts: one for the business and one for the household 0 5 Invest business cash in things/commodities right away 0 6 Keep separate records/budgets 1 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2719 3. What are some of the ways that a business owner can separate business money f 0 2720 -99 Refused 0 -9 Missing 0 1 Keep separate accounts in my head 0 2 Keep money in different places(bank not mentioned) 0 3 Keep business money in a bank account 0 4 Keep two separate bank accounts: one for the business and one for the household 0 5 Invest business cash in things/commodities right away 0 6 Keep separate records/budgets 0 77 Skip 0 96 Other 0 98 Notappl 0 99 Don't know 0 Sysmiss 2720 3. What are some of the ways that a business owner can separate business money f 12 0 . 1 BUSINESS IAM THE ONE THAT KEEPS HOUSEHOLD MONEY 1 DOESNT THINK THAT THEY IS A NEED TO KEEP MONEY SEPARATELY 1 I KEEP THE MONEY ON ONE PLACE 1 KEEP BUSINESS MONEY IN ACCOUNT 1 KEEP BUSINESS MONEY IN THE BANK, KEEP HOUSEHOLD MONEY AT HOME 1 KEEP FRIENDS OR RELATIVES 1 KEEP MONEY IN ROSCA 1 KEEP PROCEEDS FROM BUSINESS AND WIFE SHOULD KEEP HOUSE HOLD MONEY 1 LEND A FELLOW BUSINESS PERSON 1 PAY BUSINESS OWNER A SALARY 1 VILLAGE BANK 1 4. How much money will you have in your account in 2 years if you do not withdra 2199 521 -99 Refused 0 -9 Missing 0 1 More than 108,000 kwacha 1729 2 Exactly 108,000 kwachas 274 3 Less than 108,000 kwachas 196 98 Notappl 0 99 Don't know 0 Sysmiss 521 5. Which one is better bargain-a discount of 1,500 kwacha or of 10%? 2234 486 -99 Refused 0 -9 Missing 0 1 A discount of 1,500 kwacha 1393 2 A discount of 10% 743 3 They are both the same 98 98 Notappl 0 99 Don't know 0 Sysmiss 486 6. The credit fee is 300 Malawi kwacha. Give a rough estimate of the annual inte 2071 649 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes,price fixed 1295 2 No,bargaining allowed 343 3 209 4 223 6 1 Sysmiss 649 7. Did you complete any training in the past six months? 2291 429 -9 Missing 0 -7 Notappl 0 1 Yes 50 2 No 2241 98 if only serviecs 0 99 Don't know 0 Sysmiss 429 8. List the names of the most recent training activities? 55 0 . 5 ACCOUNTING 1 AGRICULTURE TRAINING 1 AIRTEL 1 AIRTEL MONEY 2 AUTO ELECTRONICS 1 BEAUTY & SALON 1 BSC DISTASTER MANAGEMENT AND SUSTAINABLE DEVELOPMENT 1 BUSINES MANAGEMENT 1 BUSINESS ADMINSTRATION 1 BUSINESS MANAGEMENT 4 BUSINESS PLAN 1 BUSINESS SKILLS 1 CERTIFICATE TEACHING 1 CHURCH 1 CONSTRUCTION 1 CUSTOMER CARE 1 DRIVING 1 ENTERPRENUERSHIP 2 ENTERPRINEURSHIP 1 FAMILY CARE 1 FAMILY PLANNING 1 FINANCIAL LITERACY 3 GLASS PAINTING AND BOARD DECORATION 1 HOW TO GET A LOAN 1 HOW TO MANAGE BUSINESSES 1 HOW TO REAR CHICKENS 1 HOW TO RUN A BUSINES 1 KEEPING FINANCIAL RECORDS 1 LIFE INSURANCE 1 LILONGWE TECHNICAL 1 LOAN 1 LOAN FOR BUSINESS 1 LOCAL DEVPT FUND 1 MADEF 1 MARKETING 1 MICROFINANCE 1 MUSIC 1 NUTRITION/HEALTH 1 PIG FARMING 1 POLITICAL STUDIES 1 SECONDARY SCHOOL EDUCATION 1 SEPERATING BUSSINESS AND PERSON MONEY 1 VOTING APATHY 1 8. List the names of the most recent training activities? 7 0 . 5 HOW TO SEPARATE MONEY 1 SCHOOL COMMITTE 1 9. Who provided this (training)? 51 2669 -9 Missing 1 -7 Notappl 0 1 Yes 4 2 No 2 3 2 4 1 5 3 10 4 11 6 12 8 96 20 99 Don't know 0 Sysmiss 2669 9. Who provided this (training)? 2 2718 -9 Missing 0 -7 Notappl 0 1 Yes 0 2 No 0 3 1 96 1 99 Don't know 0 Sysmiss 2718 9. Who provided this (training)? 23 0 AGRICULTURE ADVISOR 1 AIRTEL 5 CHURCH 4 CITY ASSEMBLY 1 DAPP 1 DONT KNOW 1 DRIVING 1 GROUP LEADER 1 MALAWI CENSORSHIP BOARD 1 NCIC 1 NICE 1 OIBM 1 OIBM BANK 1 REACH TRUST 1 TNM 1 WORLD VISION 1 9. Who provided this (training)? 2 0 . 1 DONT KNOW 1 10. What type of skills did you learn in this (training)? 51 2669 -99 Refused 0 -9 Missing 1 1 Entrepreneurship 2 2 Separate household and business (money) 7 3 Book keeping 3 4 Financial literacy 10 5 Marketing 6 6 Technical skills 4 7 Sales 0 8 People management 1 9 Safety measures 1 10 Other 0 77 Skip 0 96 16 98 Notappl 0 Sysmiss 2669 10. What type of skills did you learn in this (training)? 2 2718 -99 Refused 0 -9 Missing 0 1 Entrepreneurship 0 2 Separate household and business (money) 0 3 Book keeping 1 4 Financial literacy 0 5 Marketing 0 6 Technical skills 0 7 Sales 0 8 People management 0 9 Safety measures 0 10 Other 0 77 Skip 0 96 1 98 Notappl 0 Sysmiss 2718 10. What type of skills did you learn in this (training)? 34 2686 -99 Refused 0 -9 Missing 1 1 Entrepreneurship 0 2 Separate household and business (money) 1 3 Book keeping 2 4 Financial literacy 5 5 Marketing 0 6 Technical skills 1 7 Sales 0 8 People management 2 9 Safety measures 0 10 Other 0 77 Skip 20 98 Notappl 2 Sysmiss 2686 10. What type of skills did you learn in this (training)? 2 2718 -99 Refused 0 -9 Missing 0 1 Entrepreneurship 0 2 Separate household and business (money) 0 3 Book keeping 0 4 Financial literacy 0 5 Marketing 0 6 Technical skills 0 7 Sales 0 8 People management 0 9 Safety measures 0 10 Other 0 77 Skip 2 98 Notappl 0 Sysmiss 2718 10. What type of skills did you learn in this (training)? 16 0 AIRTEL MONEY 1 CHICKEN REARING 1 CONSIDERING THE SIZE OF FAMILY 1 DRIVING SKILLS 1 ELECTRICAL INSULATION 1 ENTREPRENEURSHIP 1 HEALTH 1 HOW TO CONSTRUCT WINDOWS AND FRAMES 1 MARRIAGE LESSONS 1 MONITORING AND EVALUATION 1 MUSIC SKILLS 1 NEW HAIR STYLES 1 REFRAINING FROM VOTER APATHY 1 RESEARCH RELATED 1 SPIRITUAL LIFE 1 TEACHING STUDENTS 1 10. What type of skills did you learn in this (training)? 1 0 HOW TO IMPROVE EUCATION 1 11. What was the total duration of the (training) in months OR days)? 43 2677 -99 Refused 0 -9 Missing 1 98 Notappl 24 11. What was the total duration of the (training) in months OR days)? 2 2718 -99 Refused 0 -9 Missing 0 98 Notappl 1 11. What was the total duration of the (training) in months OR days)? 50 2670 -99 Refused 0 -9 Missing 1 98 Notappl 7 11. What was the total duration of the (training) in months OR days)? 2 2718 -99 Refused -9 Missing 98 Notappl 12. How much in MWK did the (training) cost? 50 2670 -99 Refused 0 -9 Missing 1 98 Notappl 0 12. How much in MWK did the (training) cost? 2 2718 -99 Refused -9 Missing 98 Notappl 13. Why did you take the (training)? 50 2670 -99 Refused 0 -9 Missing 1 1 Because it was for free 13 2 My spouse told me too 0 3 I want to close this businesss and get a paid job 2 4 To manage my business better(no money mentioned) 17 5 To manage my money better 6 6 To get a loan 3 7 To get a business bank account 0 96 Other 8 98 Notappl 0 Sysmiss 2670 13. Why did you take the (training)? 2 2718 -99 Refused 0 -9 Missing 0 1 Because it was for free 1 2 My spouse told me too 0 3 I want to close this businesss and get a paid job 0 4 To manage my business better(no money mentioned) 0 5 To manage my money better 1 6 To get a loan 0 7 To get a business bank account 0 96 Other 0 98 Notappl 0 Sysmiss 2718 13. Why did you take the (training)? 8 0 EASY FAMILY MANAGEMENT 1 PART OF TEMPORARY JOB 1 SAW NO FUTURE FOR MY BUSINESS SO I DECIDE BE EMPLOYED 1 TO FIND A BETTER JOB 1 TO GET A DRIVING JOB 1 TO LEARN GOOD IDEAS FOR MARRIAGE 1 WANT TO GET A WELL PAID JOB 1 WAS INVITED 1 13. Why did you take the (training)? 0 0 14. In the past 6 months, has your business participated in any government progr 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 27 2 No 2264 98 Notappl 0 Sysmiss 429 1. Does this business have a written business plan? 2291 429 -99 Refused 0 -9 Missing 0 1 Yes 485 2 No 1806 98 Notappl 0 Sysmiss 429 2. Does this business have a written annual budget? 2291 429 -99 Refused 0 -9 Missing 0 1 Yes and can show 16 2 Yes but can not show 389 3 No 1886 98 Notappl 0 Sysmiss 429 3. Do you keep financial records or accounts for this business (record of expend 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Always 110 2 For most customers 87 3 For few customers 1080 4 Only when asked by customer 1014 5 No 0 Sysmiss 429 4. Do you take money whenever needed (every day, every other day etc) from the b 2291 429 -99 Refused 0 -9 Missing 2 1 Yes 1725 2 No 564 98 Notappl 0 Sysmiss 429 5. What was the total income the business earned during the past week after payi 35 2685 -99 Refused 98 Notappl Profit last week (MWK) -follow-up info- 2720 0 -99 Refused 98 Notappl 5. What was the total income the business earned during the past week after payi 38 2682 -99 Refused 98 Notappl 6. What were this business' total REVENUES in the past WEEK? 37 2683 -99 Refused 98 Notappl Revenue last week (MWK) -follow-up info- 2281 439 -99 Refused 98 Notappl 6. What were this business' total REVENUES in the past WEEK? 37 2683 -99 Refused 98 Notappl 7. What were the profits of your business during the past month? 37 2683 -99 Refused 98 Notappl 7. What were the profits of your business during the past month? 2280 440 -99 Refused 98 Notappl 7. What were the profits of your business during the past month? 39 2681 -99 Refused 98 Notappl 8. What were the total revenues in the past month? 35 2685 -99 Refused 98 Notappl 8. What were the total revenues in the past month? 2281 439 -99 Refused 98 Notappl 8. What were the total revenues in the past month? 42 2678 -99 Refused -7 Notappl 9. What was the approximate amount spent on the following in the PAST MONTH?Tran 2291 429 -99 Refused -9 Missing 98 Notappl Other travelling expenses 2290 430 -99 Refused -9 Missing -8 Don't know 98 Notappl Deliverly and freight cost of products/inputs 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Food/in-kind payments to employs 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Salaries of employees 2290 430 -99 Refused -9 Missng -8 Don't know 98 Notappl Raw materials/inputs 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Products that were sold during this month 2288 432 -99 Refused -9 Missng -8 Don't know 98 Notappl Maintaining inventories and storage (not the products/inputs themselves) 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Electricity 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Water 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Gas and fuel 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Maintenance and general repairs 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Brokers commissions 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Rent for machinery and equipment 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Rent for land and space 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Telephone or cellphone charges 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Marketing and promotion 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Taxes and (market) fees 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl Interest paid 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl All other expenses 2291 429 -99 Refused -9 Missng -8 Don't know 98 Notappl 1. Currently, how many people do any work for this enterprise? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes 651 2 No 968 3 440 4 130 5 51 6 19 7 10 8 8 9 6 10 4 12 1 13 1 14 1 25 1 Sysmiss 429 Worker's category code 2291 429 -99 Refused 0 1 Business owners 2291 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 429 Worker's category code 2291 429 -99 Refused 0 1 Business owners 0 2 Technical workers/ in production/providing services 2291 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 429 Worker's category code 2291 429 -99 Refused 0 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 2291 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 429 Worker's category code 2291 429 -99 Refused 0 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 2291 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 429 Worker's category code 2291 429 -99 Refused 0 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 2291 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 429 Worker's category code 2291 429 -99 Refused 0 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 2291 7 Accounting/finance 0 8 Other 0 Sysmiss 429 Worker's category code 2291 429 -99 Refused 0 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 2291 8 Other 0 Sysmiss 429 Worker's category code 2291 429 -99 Refused 0 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers(Not Business Owners) 0 7 Accounting/finance 0 8 Other 2291 Sysmiss 429 Worker's category code 6 0 . 3 1 3 Worker's category code 5 0 . 4 2 1 Worker's category code 9 0 . 5 3 4 Worker's category code 2 0 . 1 4 1 Worker's category code 5 0 . 4 5 1 Worker's category code 4 0 . 2 6 2 Worker's category code 7 0 . 6 7 1 Worker's category code 15 0 . 7 8 4 GUARD 3 WATCHMAN 1 2. How many workers are (CATEGORY)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Yes and can show 2063 2 Yes but cannot show 216 3 No 6 4 3 5 3 Sysmiss 429 2. How many workers are (CATEGORY)? 2290 430 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 1875 1 Yes and can show 200 2 Yes but cannot show 132 3 No 45 4 17 5 8 6 2 7 2 8 5 10 1 11 1 12 1 23 1 Sysmiss 430 2. How many workers are (CATEGORY)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 1290 1 Yes and can show 736 2 Yes but cannot show 197 3 No 45 4 14 5 4 6 3 7 1 9 1 Sysmiss 429 2. How many workers are (CATEGORY)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2277 1 Yes and can show 13 2 Yes but cannot show 1 3 No 0 Sysmiss 429 2. How many workers are (CATEGORY)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2116 1 Yes and can show 102 2 Yes but cannot show 47 3 No 14 4 4 5 6 7 2 Sysmiss 429 2. How many workers are (CATEGORY)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2282 1 Yes and can show 9 2 Yes but cannot show 0 3 No 0 Sysmiss 429 2. How many workers are (CATEGORY)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2290 1 Yes and can show 1 2 Yes but cannot show 0 3 No 0 Sysmiss 429 2. How many workers are (CATEGORY)? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2273 1 Yes and can show 18 2 Yes but cannot show 0 3 No 0 Sysmiss 429 3. How many (CATEGORY) are male? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 759 1 Yes and shows record 1480 2 Yes and shows disorganised personal notes 45 3 Yes but cannot show 3 4 No 2 5 2 Sysmiss 429 3. How many (CATEGORY) are male? 415 2305 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 134 1 Yes and shows record 152 2 Yes and shows disorganised personal notes 81 3 Yes but cannot show 25 4 No 9 5 7 7 2 8 3 10 1 11 1 Sysmiss 2305 3. How many (CATEGORY) are male? 1001 1719 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 360 1 Yes and shows record 506 2 Yes and shows disorganised personal notes 99 3 Yes but cannot show 30 4 No 4 5 2 Sysmiss 1719 3. How many (CATEGORY) are male? 14 2706 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2 1 Yes and shows record 11 2 Yes and shows disorganised personal notes 1 3 Yes but cannot show 0 4 No 0 Sysmiss 2706 3. How many (CATEGORY) are male? 174 2546 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 14 1 Yes and shows record 98 2 Yes and shows disorganised personal notes 44 3 Yes but cannot show 10 4 No 4 5 3 7 1 Sysmiss 2546 3. How many (CATEGORY) are male? 9 2711 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 5 1 Yes and shows record 4 2 Yes and shows disorganised personal notes 0 3 Yes but cannot show 0 4 No 0 Sysmiss 2711 3. How many (CATEGORY) are male? 1 2719 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 1 1 Yes and shows record 0 2 Yes and shows disorganised personal notes 0 3 Yes but cannot show 0 4 No 0 Sysmiss 2719 3. How many (CATEGORY) are male? 18 2702 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 2 1 Yes and shows record 16 2 Yes and shows disorganised personal notes 0 3 Yes but cannot show 0 4 No 0 Sysmiss 2702 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2291 429 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 776 1 Yes 1478 2 No 33 3 2 4 1 5 1 Sysmiss 429 4. How many MALE (CATEGORY) are from the family of any of the other owners? 413 2307 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 293 1 Yes 88 2 No 22 3 6 4 3 5 1 Sysmiss 2307 4. How many MALE (CATEGORY) are from the family of any of the other owners? 1000 1720 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 545 1 Yes 389 2 No 54 3 10 4 2 Sysmiss 1720 4. How many MALE (CATEGORY) are from the family of any of the other owners? 14 2706 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 6 1 Yes 7 2 No 1 Sysmiss 2706 4. How many MALE (CATEGORY) are from the family of any of the other owners? 174 2546 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 136 1 Yes 31 2 No 4 3 1 4 2 Sysmiss 2546 4. How many MALE (CATEGORY) are from the family of any of the other owners? 9 2711 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 7 1 Yes 2 2 No 0 Sysmiss 2711 4. How many MALE (CATEGORY) are from the family of any of the other owners? 1 2719 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 1 1 Yes 0 2 No 0 Sysmiss 2719 4. How many MALE (CATEGORY) are from the family of any of the other owners? 18 2702 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 0 14 1 Yes 4 2 No 0 Sysmiss 2702 5. How many (CATEGORY) are female? 2291 429 -99 Refused 0 -9 Missing 0 98 Notappl 1 5. How many (CATEGORY) are female? 415 2305 -99 Refused -9 Missing 98 Notappl 5. How many (CATEGORY) are female? 999 1721 -99 Refused -9 Missing 98 Notappl 5. How many (CATEGORY) are female? 15 2705 -99 Refused -9 Missing 98 Notappl 5. How many (CATEGORY) are female? 174 2546 -99 Refused -9 Missing 98 Notappl 5. How many (CATEGORY) are female? 9 2711 -99 Refused -9 Missing 98 Notappl 5. How many (CATEGORY) are female? 1 2719 -99 Refused -9 Missing 98 Notappl 5. How many (CATEGORY) are female? 18 2702 -99 Refused -9 Missing 98 Notappl 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2291 429 -99 Refused 0 -9 Missing 1 98 Notappl 4 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 414 2306 -99 Refused -9 Missing 98 Notappl 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 1000 1720 -99 Refused -9 Missing 98 Notappl 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 15 2705 -99 Refused -9 Missing 98 Notappl 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 174 2546 -99 Refused -9 Missing 98 Notappl 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 9 2711 -99 Refused -9 Missing 98 Notappl 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 1 2719 -99 Refused -9 Missing 98 Notappl 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 18 2702 -99 Refused -9 Missing 98 Notappl 7. How much are (CATEGORY) typically paid per......? Period 2285 435 -99 Refused 0 -9 Missing 0 0 Unpaid 0 1 Day 2 2 Week 0 3 Month 1 98 Notappl 2282 Sysmiss 435 7. How much are (CATEGORY) typically paid per......? Period 403 2317 -99 Refused 0 -9 Missing 10 0 Unpaid 65 1 Day 75 2 Week 22 3 Month 229 4 1 98 Notappl 1 Sysmiss 2317 7. How much are (CATEGORY) typically paid per......? Period 927 1793 -99 Refused 0 -9 Missing 63 0 Unpaid 495 1 Day 60 2 Week 10 3 Month 289 98 Notappl 10 Sysmiss 1793 7. How much are (CATEGORY) typically paid per......? Period 13 2707 -99 Refused 0 -9 Missing 1 0 Unpaid 7 1 Day 3 2 Week 0 3 Month 2 98 Notappl 0 Sysmiss 2707 7. How much are (CATEGORY) typically paid per......? Period 157 2563 -99 Refused 0 -9 Missing 3 0 Unpaid 14 1 Day 104 2 Week 12 3 Month 23 98 Notappl 1 Sysmiss 2563 7. How much are (CATEGORY) typically paid per......? Period 6 2714 -99 Refused 0 -9 Missing 0 0 Unpaid 4 1 Day 0 2 Week 0 3 Month 2 98 Notappl 0 Sysmiss 2714 7. How much are (CATEGORY) typically paid per......? Period 1 2719 -99 Refused 0 -9 Missing 0 0 Unpaid 1 1 Day 0 2 Week 0 3 Month 0 98 Notappl 0 Sysmiss 2719 7. How much are (CATEGORY) typically paid per......? Period 17 2703 -99 Refused 0 -9 Missing 0 0 Unpaid 3 1 Day 2 2 Week 0 3 Month 12 98 Notappl 0 Sysmiss 2703 7. How much are (CATEGORY) typically paid per......? Amount 10 2710 -99 Refused -9 Missing 98 Notappl 7. How much are (CATEGORY) typically paid per......? Amount 418 2302 -99 Refused 0 -9 Missing 8 98 Notappl 1 7. How much are (CATEGORY) typically paid per......? Amount 982 1738 -99 Refused 0 -9 Missing 16 98 Notappl 6 7. How much are (CATEGORY) typically paid per......? Amount 23 2697 -99 Refused 0 -9 Missing 9 98 Notappl 0 7. How much are (CATEGORY) typically paid per......? Amount 181 2539 -99 Refused 0 -9 Missing 6 98 Notappl 0 7. How much are (CATEGORY) typically paid per......? Amount 18 2702 -99 Refused 0 -9 Missing 7 98 Notappl 0 7. How much are (CATEGORY) typically paid per......? Amount 8 2712 -99 Refused 0 -9 Missing 7 98 Notappl 0 7. How much are (CATEGORY) typically paid per......? Amount 25 2695 -99 Refused 0 -9 Missing 7 98 Notappl 0 1. Tell me if you agree or disagree with these statements:Financial institution 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 2239 2 Disagree 480 98 Not applicable 0 1. Banking fees are high 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 1388 2 Disagree 1331 98 Not applicable 0 1. It is difficult to open a bank account 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 574 2 Disagree 2145 98 Not applicable 0 1. I would never take out a loan 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 212 2 Disagree 2507 98 Not applicable 0 1. I separate well the business money from the household money 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 2467 2 Disagree 252 98 Not applicable 0 1. (Ask if has a spouse). Iam able to turn to my spouse to provide me with money 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 1078 2 Disagree 1202 98 Not applicable 438 1. (Ask if has a spouse). Whenever my spouse asks for money, I always give it wi 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 888 2 Disagree 1394 98 Not applicable 436 1. Whenever my family members asks for money, I always give it without question 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 990 2 Disagree 1729 98 Not applicable 0 1. Financial institution give too much credit 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 1756 2 Disagree 963 98 Not applicable 0 1. Financial institutions have products and services designed for people like me 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 1935 2 Disagree 784 98 Not applicable 0 1. I could manage fine without a bank account 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 1221 2 Disagree 1498 98 Not applicable 0 1. I trust banks 2720 0 -99 Refused 1 -9 Missing 0 1 Agree 2374 2 Disagree 345 98 Not applicable 0 1. Afriend of the bank or lending officer is more likely to get a loan 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 2074 2 Disagree 644 98 Not applicable 0 1. An acquaintance of the bank or lending officer is more likely to get a loan 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 2045 2 Disagree 673 98 Not applicable 0 1. A government official is more likely to get a loan 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 2286 2 Disagree 432 98 Not applicable 0 1.A family relation of the bank or lending officer is moore likely to get a loan 2720 0 -99 Refused 3 -9 Missing 0 1 Agree 1915 2 Disagree 802 98 Not applicable 0 1. Business people offer gifts (including cash, merchandise or other goods) to i 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 1360 2 Disagree 1358 98 Not applicable 0 1. Business people offer investment oppotunities as an incentive to the bank or 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 1333 2 Disagree 1385 98 Not applicable 0 1. I trust most Malawian business people in my sector to help each other. 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 2338 2 Disagree 380 98 Not applicable 0 1. I trust most foreign business people in my sector to help each other. 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 1206 2 Disagree 1512 98 Not applicable 0 1. It is easier to borrow money from other business than a bank or lending insti 2720 0 -99 Refused 2 -9 Missing 0 1 Agree 1664 2 Disagree 1054 98 Not applicable 0 2. All things considered how satisfied are you with your current work? 2720 0 -9 Missing 0 -7 Notappl 0 1 Income only 340 2 Expenses only 454 3 Both income and expenses 275 4 837 5 814 99 Don't know 0 3. For each one could you tell me how much confidence you have in them?Church/Mo 2720 0 -99 Refused 1 -9 Missing 0 1 None at all 124 2 Not very much confidence 187 3 Quite a lot of confidence 405 4 A great deal of confidence 2003 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?Courts 2720 0 -99 Refused 1 -9 Missing 0 1 None at all 439 2 Not very much confidence 427 3 Quite a lot of confidence 706 4 A great deal of confidence 1147 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?Police 2720 0 -99 Refused 1 -9 Missing 0 1 None at all 828 2 Not very much confidence 550 3 Quite a lot of confidence 517 4 A great deal of confidence 824 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?National 2720 0 -99 Refused 1 -9 Missing 0 1 None at all 650 2 Not very much confidence 461 3 Quite a lot of confidence 601 4 A great deal of confidence 1007 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?City coun 2720 0 -99 Refused 1 -9 Missing 0 1 None at all 588 2 Not very much confidence 445 3 Quite a lot of confidence 668 4 A great deal of confidence 1018 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?Tax autho 2720 0 -99 Refused 1 -9 Missing 0 1 None at all 590 2 Not very much confidence 479 3 Quite a lot of confidence 618 4 A great deal of confidence 1032 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?Family 2720 0 -99 Refused 1 -9 Missing 0 1 None at all 155 2 Not very much confidence 228 3 Quite a lot of confidence 398 4 A great deal of confidence 1938 98 Notappl 0 3. For each one could you tell me how much confidence you have in them?(Ask if m 2720 0 -99 Refused 1 -9 Missing 0 1 None at all 80 2 Not very much confidence 138 3 Quite a lot of confidence 139 4 A great deal of confidence 1921 98 Notappl 441 3. For each one could you tell me how much confidence you have in them?Workers 2720 0 -99 Refused 1 -9 Missing 0 1 None at all 861 2 Not very much confidence 532 3 Quite a lot of confidence 405 4 A great deal of confidence 623 98 Notappl 298 4.How many businesses do you currently have? 2720 0 -9 Missing 0 -7 Notappl 0 0 409 1 Yes 1809 2 No 428 3 60 4 10 5 1 6 1 9 1 42 1 99 Don't know 0 5. When you are not operating this business, what is your primary income-earning 2720 0 -9 Missing 0 -7 Notappl 0 1 Yes 1901 2 No 336 3 212 4 154 5 99 96 18 99 Don't know 0 5. When you are not operating this business, what is your primary income-earning 40 0 . 21 0 1 BUYS AND SELLS MAIZE (SEASONAL 1 CLEANING SERVICES 1 FOOTBALL 1 HAS HOUSES FOR RENT 1 HOUSE FOR RENTS 1 MUSIAN 1 MUSICIAN 2 PASTOR SHE IS PAID AT CHURCH 1 PENSION 1 PENSION MONEY 1 PENSIONARE 1 POLITICS 1 RENTING MY RESTAURANT 1 SELLING ANIMALS 1 TRANSPORT 1 TRANSPORTER 1 WORKING IN A CERTAIN A PRICE 1 6. Approximately how many hours do you devote to this other activity in a typica 839 1881 -9 Missing 0 -7 Notappl 0 0 55 1 Yes 33 2 No 37 3 30 4 31 5 36 6 44 7 22 8 17 9 8 10 36 12 38 13 2 14 30 15 21 16 5 18 23 20 24 21 18 22 1 24 21 25 7 26 2 27 1 28 16 30 23 32 8 34 1 35 15 36 14 38 1 40 26 42 11 43 2 45 8 48 28 50 16 51 1 52 8 54 13 55 2 56 6 57 1 58 2 60 19 62 5 63 2 64 6 65 1 66 7 68 1 70 6 72 14 74 3 77 4 78 1 80 1 82 2 84 8 89 1 94 3 96 1 98 3 99 Don't know 0 100 1 102 2 104 1 105 1 120 1 208 1 Sysmiss 1881 7. How much did you earn from this other activity in the past month? 2720 0 -9 Missing 0 -7 Notappl 0 0 2118 1 Current account 0 2 Savings account 0 3 Same interest rate 0 30 1 99 Don't know 0 1500 1 1800 1 2000 4 2500 1 3000 3 3200 1 3500 1 4000 2 4500 1 5000 12 6000 5 7000 6 8000 6 9000 6 10000 28 10500 2 11000 1 11500 2 12000 8 12500 1 13300 1 14000 2 15000 33 16000 7 17000 3 18000 6 19000 1 20000 42 20800 1 21000 4 22000 4 22500 1 22700 1 23000 5 23500 1 24000 4 24500 1 25000 19 26000 1 28000 1 29000 2 30000 49 30142 1 31000 1 32000 2 33000 1 35000 11 35500 1 36000 2 37000 2 38000 2 39000 2 39500 1 40000 22 41000 3 45000 9 45500 1 46000 2 49000 1 50000 35 55000 6 58000 1 60000 19 61000 1 65000 4 66000 1 68000 1 70000 13 72000 2 75000 6 77000 1 78000 2 79000 1 80000 14 82000 1 85000 2 86000 3 90000 9 95000 2 97000 1 100000 19 108000 1 110000 2 115000 2 120000 4 129000 1 130000 1 140000 1 150000 16 166000 1 170000 1 180000 2 195000 1 200000 11 230000 1 235000 1 250000 8 270000 1 300000 9 310000 1 330000 1 350000 3 390000 2 400000 5 450000 1 480000 2 500000 8 520000 1 550000 1 600000 8 675000 1 700000 2 750000 1 800000 1 950000 1 1000000 2 1500000 1 1600000 1 1800000 1 2000000 2 2500000 1 8300000 1 8. Who in your household decides how the finances should be spent? 2720 0 -99 Refused 0 -9 Missing 0 1 Self 2378 2 Spouse 266 3 My father 23 4 My mother 14 5 My spouse's father 3 6 My spouse's mother 1 7 My son 12 8 My daughter 7 9 My sister 6 10 My brother 4 77 Skip 0 96 Other 6 98 Notappl 0 8. Who in your household decides how the finances should be spent? 2718 2 -99 Refused 0 -9 Missing 1 0 1 1 Self 99 2 Spouse 1103 3 My father 4 4 My mother 23 5 My spouse's father 0 6 My spouse's mother 0 7 My son 7 8 My daughter 10 9 My sister 3 10 My brother 9 77 Skip 1457 96 Other 1 98 Notappl 0 Sysmiss 2 8. Who in your household decides how the finances should be spent? 7 0 AUNT 3 BROTHER IN LAW 1 ME AND MY SPOUSE 1 UNCLE 2 9. Who decides on household expenditures purchased on a daily basis? 2720 0 -99 Refused 0 -9 Missing 0 1 Self 2043 2 Spouse 617 3 My father 13 4 My mother 16 5 My spouse's father 1 6 My spouse's mother 3 7 My son 7 8 My daughter 5 9 My sister 5 10 My brother 3 77 Skip 0 96 Other 7 98 Notappl 0 9. Who decides on household expenditures purchased on a daily basis? 2717 3 -99 Refused 0 -9 Missing 1 0 1 1 Self 123 2 Spouse 1033 3 My father 3 4 My mother 23 5 My spouse's father 0 6 My spouse's mother 0 7 My son 6 8 My daughter 9 9 My sister 3 10 My brother 8 77 Skip 1507 96 Other 0 98 Notappl 0 Sysmiss 3 9. Who decides on household expenditures purchased on a daily basis? 6 0 AUNT 2 BOTH ME AND MY SPOUSE TOGETHER 1 BROTHER IN LAW 1 DOESNT KNOW 1 UNCLE 1 10. Who usually decides how your earnings will be used? 2720 0 -99 Refused 0 -9 Missing 0 1 Self 2610 2 Spouse 89 3 My father 7 4 My mother 2 5 My spouse's father 0 6 My spouse's mother 0 7 My son 3 8 My daughter 4 9 My sister 0 10 My brother 2 77 Skip 0 96 Other 3 98 Notappl 0 10. Who usually decides how your earnings will be used? 2717 3 -99 Refused 0 -9 Missing 3 1 Self 47 2 Spouse 610 3 My father 1 4 My mother 12 5 My spouse's father 0 6 My spouse's mother 0 7 My son 7 8 My daughter 3 9 My sister 2 10 My brother 5 77 Skip 2024 96 Other 0 98 Notappl 3 Sysmiss 3 10. Who usually decides how your earnings will be used? 5 0 . 1 AUNT 2 REFUSED TO SAY HOW MUCH SHE MADE LAST MONTH 1 UNCLE 1 1. Are you or your business a member of social networking gathering, group, or c 2720 0 -99 Refused 0 -9 Missing 0 1 Yes 244 2 No 2476 98 Not applicable 0 2. Did belonging to this social networking gathering, group or club ever help yo 247 2473 -9 Missing 4 -8 Don't know 0 -7 Notappl 0 1 124 2 118 98 1 Sysmiss 2473 2. Did belonging to this social networking gathering, group or club ever help yo 246 2474 -9 Missing 9 -8 Don't know 0 -7 Notappl 0 1 35 2 202 Sysmiss 2474 2. Did belonging to this social networking gathering, group or club ever help yo 246 2474 -9 Missing 9 -8 Don't know 0 -7 Notappl 0 1 17 2 220 Sysmiss 2474 3. How did you belonging ti this social networking gathering, group, or club hel 129 2591 -99 Refused 0 -9 Missing 5 1 It helped me receive information about (option) 18 2 It has acted as guarantor to get loan 88 3 It helped me to know a person who helps secure credit lines 4 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 13 6 It helped me to meet with suppliers 0 7 It helped me learn about new equipment available 0 77 Skip 0 96 Other 1 98 Not applicable 0 Sysmiss 2591 3. How did you belonging ti this social networking gathering, group, or club hel 23 2697 -99 Refused 0 -9 Missing 6 1 It helped me receive information about (option) 1 2 It has acted as guarantor to get loan 2 3 It helped me to know a person who helps secure credit lines 8 4 It helped me to know a person who helps secure contracts 1 5 It helped me to meet with clients 2 6 It helped me to meet with suppliers 3 7 It helped me learn about new equipment available 0 77 Skip 0 96 Other 0 98 Not applicable 0 Sysmiss 2697 3. How did you belonging ti this social networking gathering, group, or club hel 14 0 . 11 3THE GROUP ALSO HELP WITH UNEXPECTED EXPENDITURES 1 CLUB PROVIDED LOAN TO ME 1 TO KNOW PEOPLE 1 3. How did you belonging ti this social networking gathering, group, or club hel 43 2677 -99 Refused 0 -9 Missing 9 1 It helped me receive information about (option) 3 2 It has acted as guarantor to get loan 2 3 It helped me to know a person who helps secure credit lines 1 4 It helped me to know a person who helps secure contracts 7 5 It helped me to meet with clients 14 6 It helped me to meet with suppliers 3 7 It helped me learn about new equipment available 1 77 Skip 2 96 Other 1 98 Not applicable 0 Sysmiss 2677 3. How did you belonging ti this social networking gathering, group, or club hel 11 2709 -99 Refused 0 -9 Missing 9 1 It helped me receive information about (option) 0 2 It has acted as guarantor to get loan 0 3 It helped me to know a person who helps secure credit lines 0 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 1 6 It helped me to meet with suppliers 1 7 It helped me learn about new equipment available 0 77 Skip 0 96 Other 0 98 Not applicable 0 Sysmiss 2709 3. How did you belonging ti this social networking gathering, group, or club hel 1 0 . 1 3. How did you belonging ti this social networking gathering, group, or club hel 26 2694 -99 Refused 0 -9 Missing 10 1 It helped me receive information about (option) 8 2 It has acted as guarantor to get loan 1 3 It helped me to know a person who helps secure credit lines 0 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 1 6 It helped me to meet with suppliers 2 7 It helped me learn about new equipment available 0 77 Skip 1 96 Other 1 98 Not applicable 2 Sysmiss 2694 3. How did you belonging ti this social networking gathering, group, or club hel 13 2707 -99 Refused 0 -9 Missing 8 1 It helped me receive information about (option) 2 2 It has acted as guarantor to get loan 0 3 It helped me to know a person who helps secure credit lines 1 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 1 6 It helped me to meet with suppliers 0 7 It helped me learn about new equipment available 1 77 Skip 0 96 Other 0 98 Not applicable 0 Sysmiss 2707 3. How did you belonging ti this social networking gathering, group, or club hel 2 0 . 1 HOW TO RUN A BUSINESS 1 4. Are you involved in any formal or informal activities that enable you to inte 2720 0 -99 Refused 0 -9 Missing 0 1 Yes 543 2 No 2177 98 Not applicable 0 5. How likely is it for you to obtain a loan from a bank or lending institution 2720 0 -99 Refused 1 -9 Missing 0 1 Very unlikely 434 2 Unlikely 404 3 Neither likely nor unlikely 310 4 Likely 852 5 Very likely 719 98 Not applicable 0 6. Why do you believe it is for you to obtain a loan from a bank lending institu 2720 0 -99 1 -9 Missing 0 -7 Notappl 0 1 It has been very possible for my bussiness 731 2 It has been somewhat positive for my bussiness 657 3 It is not affecting my bussiness 187 4 It has been somewhat negative for my bussiness 102 5 It has been very negative for my bussines 135 6 It has been very negative for my bussiness 35 7 78 8 38 9 408 10 313 96 35 99 Dont know 0 6. Why do you believe it is for you to obtain a loan from a bank lending institu 51 0 . 16 ACCOUNT 1 ACTS AS A WITNESS 3 BANK OFFICER CAN ACT AS YOUR WITNESS/GUARANTEED EASILY 1 BANK OFFICER CAN BE YOUR WITNESS AND NEGOTIATE FOR YOU 1 BANK OFFICER CAN BE YOUR WITNESS AND NEGOTIATE FOR YOU. 1 BANK OFFICER CAN NEGOTIATE FOR YOU 1 BANK OFFICER CAN NEGOTIATE FOR YOU MUCH EASIER 1 BANK OFFICERS CAN NEGOTIATE FOR YOU MUCH EASIER\n 1 BECAUSE BANKS USE COLLATERAL WHICH SOMEONE YOU KNOW AT THE BANK CANNOT HELP WITH 1 BECAUSE I REGISTERED MY BUSINESS 1 BECAUSE IF U HAVE AN ACCOUNT THEY CAN TRUST YOU 1 CAN ACT AS A WITNESS 1 CAN ACT AS AINESS 1 FASTER WHEN YOU HAVE ARELATIVE OR KNOW SOMEONE 1 HE CAN ACT AS MY WITNESS 1 HIM /HER CAN DIRECT ME AND GIVE THE EASY PROCEDURE TO GET THE LOAN 1 JELOUSY 1 KNOW SOMEONE 1 OFFICER CAN BE YOUR WITNESS 1 OFFICER CAN GUIDE YOU ON HOW TO GO ABOUT SEEKING THE LOAN 1 OFFICER CAN NEGOTIATE TO FACILITATE TRANSACTION 1 OFFICER MAY WITNESS FOR YOU AND NEGOTIATE 1 OFICER ACTS AS YOUR WITNES AND CAN NEGOTIATE FOR YOU 1 SHOULD ACT AS A WITNESS 1 SINCE THEY KNOW YOU 1 THEY ACT AS YOUR WITNESS 3 THEY CAN ACT LIKE WITNESSES FOR A GUARANTEE TO GET LOAN 1 THEY CAN GET US YOUR WITNESS 1 THEY IS A PROCESS HE FOLLOW SO JUST BY KNOWING SOMEONE IT WOULD BE GUARANTEE TO GET A LOAN 1 THEY WOULD ACT AS A WITNESS 1 WHEN YOU KNOW SOMEONE; THEY HELP YOU MAKE THE PROCESS FASTER 1 7. What do you believe banks or lending institution need to change for business 2720 0 -99 Refused 0 -9 Missing 0 1 Reduce interest rates 996 2 Better target small businesses 98 3 Better training oppotunities and awareness campaigns on loan requirements 81 4 Alternative assets considered as collateral 794 5 Standardize loan guidelines 326 6 Faster loan approvals 97 7 Partner with other Microfinance institutions 4 8 Provide flexible lending products 162 9 Reduce bribery/ corruption 96 96 Other 66 98 Not applicable 0 7. What do you believe banks or lending institution need to change for business 123 . 56 BUSINESS SHOULD BE BUSINESS 1 CHANGE NOTHING 1 DOESNT KNOW 2 DOESNT THINK THEY NEED TO CHANGE 1 DON'T KNOW 1 DONT HAVE TO CHANGE ANYTHING 1 DONT KNOW 5 DONT KNOW ANYTHING ABOUT BANK LOANS 1 DONT KNOW BECAUSE SHE DOESNT KNOW MUCH ABOUT THEM 1 DONT THINK THEY SHOULD ANYTHING 1 I DON'T KNOW THINK THEY NEED TO CHANGE 1 I DON'T THINK THETY NEED TO CHANGE 1 I DONT KNOW 1 I DONT KNOW THEY NEED CHANGE 1 I DONT KTHINK THEY HAVE TO CHAGE ANYTHING 1 I DONT THINK THE NEED TO CHANGE. 1 I DONT THINK THEY NEED TO CHANGE 3 NO ANY CHANGE EVERYTHING IS PERFECT. 1 NONE 10 NOTHING 20 NOTHING BECAUSE HE DONT KNOW ANYTHING ABOUT THIS 1 NOTHING TO CHANGE 1 SHOULD EXTEND THE TIME FOR RETURNING THE MONEY (CREDIT) 1 THE SHOULD NOT TARGET GROUPS ONLY TO GIVE A LOAN 1 THEY DONT HAVE TO CHANGE 1 THEY DONT NEED TO CHANGE 2 THEY SHOULD CONSIDER INDIVIDUAL LOANS. 1 THEY SHOULDNT CHANGE 1 THEY SHOULDNT MAKE ANY CHANGES 1 THING 1 VILLAGE BANK 1 8. I continue to work on hard projects even when others oppose me. 2720 0 -99 Refused 0 -9 Missing 0 1 Strongly disagree 178 2 Disagree 136 3 Neither agree nor disagree 72 4 Agree 701 5 Strongly agree 1633 98 Not applicable 0 8. I like to juggle several activities at the same time 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 793 2 Disagree 631 3 Neither agree nor disagree 139 4 Agree 418 5 Strongly agree 738 98 Not applicable 0 8. A person can get rich by taking risk 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 221 2 Disagree 158 3 Neither agree nor disagree 124 4 Agree 761 5 Strongly agree 1455 98 Not applicable 0 8. I find satisfaction in having influence over others 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 395 2 Disagree 343 3 Neither agree nor disagree 132 4 Agree 809 5 Strongly agree 1040 98 Not applicable 0 8. Part of my enjoyment in doing things is improving my past performance. 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 111 2 Disagree 212 3 Neither agree nor disagree 122 4 Agree 806 5 Strongly agree 1468 98 Not applicable 0 8. I enjoy planning things and deciding what other people should do. 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 144 2 Disagree 243 3 Neither agree nor disagree 115 4 Agree 898 5 Strongly agree 1319 98 Not applicable 0 8. In uncertain times i usually expect the best. 2720 0 -99 Refused 2 -9 Missing 0 1 Strongly disagree 128 2 Disagree 142 3 Neither agree nor disagree 163 4 Agree 668 5 Strongly agree 1617 98 Not applicable 0 8. I hardly ever expect thing to go my way. 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 1016 2 Disagree 637 3 Neither agree nor disagree 211 4 Agree 358 5 Strongly agree 497 98 Not applicable 0 8. I plan tasks carefully. 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 45 2 Disagree 28 3 Neither agree nor disagree 61 4 Agree 792 5 Strongly agree 1793 98 Not applicable 0 8. It is difficult to know who my real friends are 2720 0 -99 Refused 2 -9 Missing 0 1 Strongly disagree 344 2 Disagree 285 3 Neither agree nor disagree 95 4 Agree 509 5 Strongly agree 1485 98 Not applicable 0 8. When a group i belong to plans an activity, i would rather direct it myself t 2720 0 -99 Refused 2 -9 Missing 0 1 Strongly disagree 492 2 Disagree 331 3 Neither agree nor disagree 144 4 Agree 752 5 Strongly agree 999 98 Not applicable 0 8. I like to have alot of control over the events around me 2720 0 -99 Refused 2 -9 Missing 0 1 Strongly disagree 438 2 Disagree 241 3 Neither agree nor disagree 124 4 Agree 839 5 Strongly agree 1076 98 Not applicable 0 8. I rarely count on good things happening to me 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 899 2 Disagree 655 3 Neither agree nor disagree 136 4 Agree 391 5 Strongly agree 638 98 Not applicable 0 8. I look forward to returning to my work when i am away from work 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 75 2 Disagree 53 3 Neither agree nor disagree 69 4 Agree 691 5 Strongly agree 1831 98 Not applicable 0 8. I can think of many times when i persisted with work when others quit 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 98 2 Disagree 178 3 Neither agree nor disagree 134 4 Agree 898 5 Strongly agree 1411 98 Not applicable 0 8. I believe it is best to complete one task before beginning another 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 41 2 Disagree 27 3 Neither agree nor disagree 64 4 Agree 575 5 Strongly agree 2012 98 Not applicable 0 8. It is important for me to do whatever i'm doing as well as i can even if it i 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 131 2 Disagree 109 3 Neither agree nor disagree 108 4 Agree 864 5 Strongly agree 1507 98 Not applicable 0 8. I make up my mind quickly 2720 0 -99 Refused 2 -9 Missing 0 1 Strongly disagree 172 2 Disagree 67 3 Neither agree nor disagree 66 4 Agree 663 5 Strongly agree 1750 98 Not applicable 0 8. I never try anything that i am not sure of 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 208 2 Disagree 143 3 Neither agree nor disagree 106 4 Agree 668 5 Strongly agree 1594 98 Not applicable 0 8. I would rather complete an entire project every day than complete parts of se 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 215 2 Disagree 61 3 Neither agree nor disagree 88 4 Agree 785 5 Strongly agree 1570 98 Not applicable 0 8. Overall i expect more good things to happen to me than bad 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 79 2 Disagree 57 3 Neither agree nor disagree 144 4 Agree 639 5 Strongly agree 1800 98 Not applicable 0 8. The most important things that happens in life involves work 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 16 2 Disagree 20 3 Neither agree nor disagree 49 4 Agree 506 5 Strongly agree 2128 98 Not applicable 0 8. I'm always optimistic about my future 2720 0 -99 Refused 1 -9 Missing 0 1 Strongly disagree 12 2 Disagree 7 3 Neither agree nor disagree 37 4 Agree 525 5 Strongly agree 2138 98 Not applicable 0 8. I try harder when i'm in competition with other people 2720 0 -99 Refused 2 -9 Missing 0 1 Strongly disagree 55 2 Disagree 50 3 Neither agree nor disagree 72 4 Agree 680 5 Strongly agree 1861 98 Not applicable 0 8. My family and friends would say i am a very organized person 2720 0 -99 Refused 2 -9 Missing 0 1 Strongly disagree 43 2 Disagree 35 3 Neither agree nor disagree 154 4 Agree 717 5 Strongly agree 1769 98 Not applicable 0 8. It is important to me to perform better than others on a task 2720 0 -99 Refused 3 -9 Missing 0 1 Strongly disagree 23 2 Disagree 49 3 Neither agree nor disagree 47 4 Agree 697 5 Strongly agree 1901 98 Not applicable 0 8. If something can go wrong for me, it will 2720 0 -99 Refused 2 -9 Missing 0 1 Strongly disagree 775 2 Disagree 321 3 Neither agree nor disagree 151 4 Agree 609 5 Strongly agree 862 98 Not applicable 0 Business survey end time(first attempt) 2720 0 -99 Refused 0 -9 Missing 5 98 Notappl 0 Business survey end time(first attempt) 2720 0 -99 Refused 0 -9 Missing 5 98 Notappl 0 Business survey end time(second attempt) 2720 0 -99 Refused 0 -9 Missing 4 98 Notappl 2705 Business survey end time(second attempt) 14 2706 -99 Refused 0 -9 Missing 3 98 Notappl 1 Business survey end time(third attempt) 13 2707 -99 Refused 0 -9 Missing 3 98 Notappl 10 Business survey end time(third attempt) 3 2717 -99 Refused 0 -9 Missing 3 98 Notappl 0 IO1. Does the business have a sign up clearly stating the name of the business o 2720 0 -99 Refused 0 -9 Missing 35 1 Yes 734 2 No 1948 98 Notappl 3 IO2. Does the business have a Business Registration Certificate displayed in a p 2720 0 -99 Refused 0 -9 Missing 33 1 Yes 169 2 No 1758 96 1 98 Notappl 759 Enterprise Survey ID 2720 0 10210007 17959013 DE_END 2720 0 1= Revenue last week (MWK) var is missing in round survey 2720 0 0 2291 1 429 1= Revenue las week winsorized (MWK) var is missing in round survey 2720 0 0 2291 1 429 1= Profit last week (MWK) var is missing in round survey 2720 0 0 2291 1 429 1= Profit last week winsorized (MWK) var is missing in round survey 2720 0 0 2291 1 429 Revenue last month (MWK) 2281 439 0 30000000 Profit last month (MWK) 2720 0 0 3200000 Revenue last month winsorized at 99th percentile (MWK) -follow-up info- 2281 439 0 3600000 Profit last month winsorized at 99th percentile (MWK) -follow-up info- 2281 439 0 520000 Revenue last week winsorized at 99th percentile (MWK) -follow-up info- 2281 439 0 800000 2282 438 0 150000 1= Revenue last month (MWK) var is missing in round survey 2720 0 0 2281 1 439 1= Revenue last month winsorized (MWK) var is missing in round survey 2720 0 0 2281 1 439 1= Profit last month (MWK) var is missing in round survey 2720 0 0 2281 1 439 1= Profit last month winsorized (MWK) var is missing in round survey 2720 0 0 2281 1 439 Profit last month inverse hyperbolic sine transformation (MWK)-follow-up info- 2281 439 0 15.672 Revenue last month inverse hyperbolic sine transformation (MWK) -follow-up info- 2281 439 0 17.91 1= no attrited 2720 0 1 2720 1= business attrited 2720 0 0 2720 1= Has business 2720 0 0 432 1 2288 1= The business has closed 2720 0 0 2288 1 432 1= Has bank account in name of business -follow-up info- 2720 0 0 2090 1 630 1= banksonly_bus_account var is missing in round survey 2720 0 0 2291 1 429 1= Has an account -follow-up info- 2720 0 0 836 1 1884 1= Has a bank account -follow-up info- 2720 0 0 997 1 1723 2720 0 0 2291 1 429 1= Saves at bank -follow-up info- 2720 0 0 1017 1 1703 1= banks savings var is missing in round survey 2720 0 0 2291 1 429 2720 0 0 2290 1 430 1= rosca sacco var is missing in round survey 2720 0 0 2291 1 429 1= no rosca sacco var is missing in round survey 2720 0 0 2291 1 429 1= Uses any account just for business purposes -follow-up info- 2720 0 0 2215 1 505 1= account_used_only_bus var is missing in round survey 2720 0 0 1883 1 837 1= saves at home-follow-up info- 2720 0 0 1584 1 1136 1= save home var is missing in round survey 2720 0 0 2291 1 429 1= no save home var is missing in round survey 2720 0 0 2291 1 429 Saved amount (MWK)-follow-up info- 2720 0 0 1504000 Saved amount winsorized at 99th percentile (MWK) -follow-up info- 2720 0 0 875000 1= usd_saved_amount var is missing in round survey 2720 0 0 1871 1 849 Saved amount at bank (MWK) -follow-up info- 2720 0 0 1500000 1= usd_saved_amount_bank var is missing in round survey 2720 0 0 1709 1 1011 1=Borrowed in the past -follow-up info- 2720 0 0 2045 1 675 Amount of a recent loan (MWK) -follow-up info- 2720 0 0 10100000 1= amount_recentloan var is missing in round survey 2720 0 0 1064 1 1656 Number of customers-follow-up info- 2720 0 0 1000 2720 0 0 2499 1 221 1= tender var is missing in round survey 2720 0 0 2291 1 429 1= Has export license -follow-up info- 2720 0 0 2690 1 30 1= export license var is missing in round survey 2720 0 0 2285 1 435 1= Belongs to Malawian Chamber of Commerce -follow-up info- 2720 0 0 2688 1 32 1= chamber var is missing in round survey 2720 0 0 2291 1 429 1= Advertises -follow-up info- 2720 0 0 2621 1 99 Bank loan 2720 0 Amount that business can borrow in 2 weeks (MWK) -follow-up info- 2720 0 0 3000000 1= loan can raise var is missing in round survey 2720 0 0 2290 1 430 1= capital var is missing in round survey 2720 0 0 2288 1 432 Capital (MWK): Fixed Assets -follow-up info- 2720 0 0 31821000 Assets (MWK): Fixed Assets + Inventories + Cash -follow-up info- 2720 0 0 180823744 1= Has insurance for business -follow-up info- 2720 0 0 2602 1 118 1= insurance var is missing in round survey 2720 0 0 2281 1 439 1= Takes business money whenever for HH -follow-up info- 2720 0 0 995 1 1725 1= mix bus hh var is missing in round survey 2720 0 0 2289 1 431 1= Business keeps financial records -follow-up info- 2720 0 0 1443 1 1277 1= financial records var is missing in round survey 2720 0 0 2291 1 429 1= Has BRC -follow-up info- 2720 0 0 1316 1 1404 1= Has TPIN -follow-up info- 2720 0 0 2554 1 166 1= Has city council license -follow-up info- 2720 0 0 996 1 1724 1= has BRC var is missing in round survey 2720 0 0 2291 1 429 1= has TPIN var is missing in round survey 2720 0 0 2291 1 429 1= has city council license var is missing in round survey 2720 0 0 2291 1 429 Number of owners 2720 0 2720 0 1 25 In the last 6 months, the business has been inspected by municipality (City Asse 2720 0 0 2457 1 263 1= no_inspected_municipalit var is missing in round survey 2720 0 0 2290 1 430 In the last 6 months, the business has been inspected by taxes inspector 2720 0 0 2570 1 150 1= no_inspected_taxes var is missing in round survey 2720 0 0 2290 1 430 In the last 6 months, the business has been inspected by other authorities 2720 0 0 2621 1 99 1= no_inspected_other var is missing in round survey 2720 0 0 2290 1 430 1= Has been asked for bribe -follow-up info- 2720 0 0 2608 1 112 1= no asked for bribe var is missing in round survey 2720 0 0 2291 1 429 1= feels confident to say no to bribes 2720 0 0 1145 1 1575 1= feels confident to say no to bribes is missing in round survey 2720 0 0 2285 1 435 1= Has received threats to shutdown -follow-up info- 2720 0 0 2577 1 143 1= var is missing in round survey 2720 0 0 2291 1 429 2720 0 0 2643 1 77 2720 0 0 2291 1 429 1= Has received other harassment -follow-up info- 2720 0 0 2544 1 176 1= no_other_harassment var is missing in round survey 2720 0 0 2291 1 429 1= Has received threats to confiscation -follow-up info- 2720 0 0 2663 1 57 1= no_confiscation var is missing in round survey 2720 0 0 2291 1 429 Number of days worked last month -follow-up info- 2720 0 0 28 Owner indetifies benefits from registration 2720 0 0 802 1 1918 1= Firm provides formal receipts -follow-up info- 2720 0 0 2165 1 555 1= receipt var is missing in round survey 2720 0 0 2290 1 430 1= Has a budget -follow-up info- 2720 0 0 2315 1 405 Other business activity -follow-up info- 2720 0 0 409 1 2311 1= Location of the business has changed -follow-up info- 2720 0 0 2411 1 309 1= changes location var is missing in round survey 2720 0 0 2291 1 429 Financial literacy knowledge (0-1)-follow-up info- 2720 0 0 1 Taxes costs (MWK)-follow-up info- 2291 429 0 75000 1= taxes costs var is missing in round survey 2720 0 0 2291 1 429 Proportion of male workers -follow-up info- 2720 0 0 1 1= Bank contacted business -follow-up info- 0 2720 Sysmiss 2720 1= contact bank var is missing in round survey 2720 0 1 2720 1= Trust in courts -follow-up info- 2720 0 0 867 1 1853 1= trust in courts var is missing in round survey 2720 0 0 2719 1 1 1= Trust in police-follow-up info- 2720 0 0 1379 1 1341 1= trust in police var is missing in round survey 2720 0 0 2719 1 1 1= Trust in government-follow-up info- 2720 0 0 1112 1 1608 1= trust in govern var is missing in round survey 2720 0 0 2719 1 1 1= Trust in city council -follow-up info- 2720 0 0 1034 1 1686 1= trust in city council var is missing in round survey 2720 0 0 2719 1 1 1= Trust in tax authorities -follow-up info- 2720 0 0 1070 1 1650 1= trust in tax authorities var is missing in round survey 2720 0 0 2719 1 1 Enterprise Survey ID 2664 0 10210007 17259017 round survey (0= BS, 1= F1, 2=F2, 3=F3, 4=F4) 2664 0 3 2664 3. Gender 2664 0 -99 Refused 0 -6 Missing 0 1 Male 1625 2 Female 1039 1= Owner is female 2664 0 0 Male 1625 1 Female 1039 Owner age 2663 1 20 90 1= Business sector is manufacturing 2664 0 0 2479 1 185 1= Business sector is retail 2664 0 0 1003 1 1661 1= Business sector is services 2664 0 0 2241 1 423 Revenue last month (MWK) 2266 398 0 31500000 Profit last month (MWK) 2664 0 0 3480000 Number of days worked last month -follow-up info- 2664 0 0 28 Number of owners 2664 0 2664 0 Proportion of male workers -follow-up info- 2664 0 0 1 Bank loan 2664 0 0 2587 1 77 1= Bank contacted business -follow-up info- 2664 0 0 2278 1 386 1= contact bank var is missing in round survey 2664 0 0 1686 1 978 1= Takes business money whenever for HH -follow-up info- 2664 0 0 1187 1 1477 Owner indetifies benefits from registration 2664 0 0 620 1 2044 In the last 6 months, the business has been inspected by municipality (City Asse 2664 0 0 2216 1 448 1= no_inspected_municipalit var is missing in round survey 2664 0 0 2281 1 383 In the last 6 months, the business has been inspected by taxes inspector 2664 0 0 2598 1 66 1= no_inspected_taxes var is missing in round survey 2664 0 0 2281 1 383 In the last 6 months, the business has been inspected by other authorities 2664 0 0 2511 1 153 1= no_inspected_other var is missing in round survey 2664 0 0 2281 1 383 1= Has been asked for bribe -follow-up info- 2664 0 0 2560 1 104 1= no asked for bribe var is missing in round survey 2664 0 0 2281 1 383 1= feels confident to say no to bribes 2664 0 0 1032 1 1632 1= feels confident to say no to bribes is missing in round survey 2664 0 0 2279 1 385 1= Has received threats to shutdown -follow-up info- 2664 0 0 2531 1 133 1= no threats to shutdown var is missing in round survey 2664 0 0 2281 1 383 1= Firm provides formal receipts -follow-up info- 2664 0 0 2109 1 555 1= receipt var is missing in round survey 2664 0 0 2281 1 383 1= Has a budget -follow-up info- 2664 0 0 2176 1 488 1= Business keeps financial records -follow-up info- 2664 0 0 1304 1 1360 DE_DATE 2664 0 01/04/2015 18 01/12/2014 50 02/01/2015 52 02/03/2015 6 02/04/2015 6 02/12/2014 56 03/12/2014 51 04/03/2015 5 04/12/2014 46 05/01/2015 68 05/03/2015 13 05/12/2014 50 06/01/2015 67 06/03/2015 8 07/01/2015 53 08/01/2015 52 08/04/2015 2 08/12/2014 59 09/01/2015 48 09/03/2015 7 09/04/2015 9 09/12/2014 23 10/03/2015 3 10/04/2015 15 10/12/2014 24 11/03/2015 13 11/12/2014 61 12/01/2015 60 12/03/2015 26 12/12/2014 66 13/01/2015 54 13/03/2015 23 13/04/2015 3 14/01/2015 27 15/04/2015 5 15/12/2014 56 16/01/2015 45 16/03/2015 29 16/12/2014 58 17/03/2015 31 17/12/2014 59 18/02/2015 7 18/03/2015 31 18/12/2014 57 19/01/2015 50 19/02/2015 4 19/03/2015 24 19/12/2014 39 20/01/2015 65 20/02/2015 8 20/03/2015 13 20/04/2015 1 21/01/2015 62 21/04/2015 2 22/01/2015 58 22/12/2014 45 23/01/2015 56 23/02/2015 6 23/03/2015 15 23/12/2014 67 24/01/2015 9 24/02/2015 5 24/03/2015 17 24/11/2014 16 24/12/2014 11 25/03/2015 7 25/11/2014 9 26/01/2015 57 26/02/2015 6 26/03/2015 31 26/11/2014 37 27/01/2015 49 27/02/2015 6 27/03/2015 18 27/11/2014 38 28/01/2015 60 28/11/2014 34 29/01/2015 61 29/12/2014 67 30/01/2015 9 30/03/2015 14 30/12/2014 41 31/03/2015 33 31/12/2014 12 DE_START 2664 0 VERSION 2664 0 A 1339 B 1325 1. Were you interviewed by myself or a coleague of mine about 9 months ago? 2664 0 -99 Refused 0 -6 Missing 0 1 Yes 2663 2 No 1 2. Was your business partner interviewed by us about 9 months ago? 1 2663 -99 Refused 0 -6 Missing 0 1 Yes 1 2 No 0 Sysmiss 2663 If i have answered all of the your questions, do you agree to participate in thi 2664 0 1 Yes 2664 2 No 0 3. Date of first attempt(Day) 2664 0 -6 Missing 0 1 54 2 44 3 54 4 72 5 78 6 115 7 92 8 113 9 115 10 118 11 86 12 73 13 138 14 110 15 108 16 86 17 130 18 107 19 89 20 128 21 99 22 97 23 60 24 90 25 70 26 48 27 82 28 75 29 71 30 31 31 31 3. Date of first attempt(Month) 2664 0 -6 Missing 0 1 January 294 2 February 127 3 March 41 4 April 9 5 May 0 6 June 0 7 July 2 8 August 1 9 September 1 10 October 952 11 November 680 12 December 557 3. Date of first attempt(Year) 2664 0 -6 Missing 0 2014 2219 2015 445 4. Survey start time(Hours) 2664 0 -6 Missing 0 6 2 7 27 8 350 9 479 10 454 11 365 12 371 13 344 14 184 15 68 16 16 17 2 18 2 4. Survey start time(Minutes) 2664 0 -6 Missing 0 0 231 1 63 2 80 3 46 4 47 5 51 6 52 7 28 8 53 9 50 10 97 11 30 12 45 13 28 14 23 15 89 16 43 17 31 18 40 19 24 20 98 21 46 22 33 23 35 24 17 25 59 26 18 27 24 28 30 29 25 30 187 31 36 32 25 33 16 34 26 35 52 36 36 37 17 38 37 39 21 40 85 41 41 42 25 43 25 44 20 45 75 46 23 47 17 48 30 49 31 50 58 51 31 52 29 53 16 54 17 55 46 56 24 57 11 58 42 59 29 5. Completed interview 2664 0 -6 Missing 0 1 Completed 2657 2 Partially completed 7 3 Not available, revisit scheduled 0 4 Not available, no revisit scheduled 0 5 Refused to participate 0 6 Deceased/Moved out of Blantyre/Lilongwe 0 9. Date of third attempt(Day) 0 2664 -6 Missing 0 Sysmiss 2664 9. Date of third attempt(Month) 0 2664 -6 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 Sysmiss 2664 9. Date of third attempt(Year) 0 2664 -6 Missing 0 Sysmiss 2664 10. Survey start time(Hours) 0 2664 -6 Missing 10. Survey start time(Minutes) 0 2664 -6 Missing 4. Age(in completed years) 2664 0 -99 Refused 1 -6 Missing 0 5a Marital Status 2664 0 -99 Refused 0 -6 Missing 0 1 Married monogamously/ Living with partner 2204 2 Married polygamously 13 3 Divorced /seperated 161 4 Widow / widower 135 5 Never married / never lived with partner 151 9. Nmumber of bussiness owners 2664 0 -99 Refused -6 Missing 10. Are you the bussiness owner or the manager or both? 2664 0 -99 Refused 0 -6 Missing 0 1 Business owner only 336 2 Manager only 7 3 Both business owner and manager 2321 2664 0 -99 Refused 0 -6 Missing 0 1 Yes 2102 2 No 562 2. When did you stop operating the business. Specify month month. This should be 564 2100 -99 Refused 0 -6 Missing 0 1 January 34 2 February 40 3 March 45 4 April 48 5 May 26 6 June 71 7 July 56 8 August 60 9 September 62 10 October 49 11 November 30 12 December 43 Sysmiss 2100 2. When did you stop operating the business. Specify month month. This should be 564 2100 -99 Refused 0 -6 Missing 0 2011 8 2012 111 2013 180 2014 262 2015 3 Sysmiss 2100 3. What is the main reason why you stopped operating your bussiness? 564 2100 -99 Refused 0 -6 Missing 0 1 Business was shut due to regulation issues 28 2 Found a job 27 3 Business closed: Inadequate funds for operations/transport/inputs/workers 180 4 Business closed: Not enough customers 45 5 Business closed: Too much competition 23 6 Business closed: Did not have right technical skills 1 7 Business closed: Could not manage finances properly 37 8 Started another business with better prospects 27 9 Sold the business 2 10 Business closed: I had to close the business to stay at home and take care of children/elder 23 11 I went back to my home village 18 12 A family member took over the business from me 5 13 Business closed: owner was ill 25 14 There was a fire (or other disaster destroying premises) 40 96 Other 83 Sysmiss 2100 3. What is the main reason why you stopped operating your bussiness? 83 0 ACCIDENT OF MY CHILD WHO DIED ON SPOT 1 ALL ITEMS GOT STOLEN. 1 ALL THE ITEMS GOT STOLEN 1 ARRESTED 1 BURN DOWN BY FIRE 1 BUSINESS BURNT DOWN 1 BUSY DOING FARMING ACTIVITIES IN THE VILLAGE 1 BUSY WITH FARMING ACTIVITIES 1 CHANGED LOCATION 1 DIDNT HAVE A WORKER 1 DIVORCED WITH HUSBAND 1 DOES SEASONAL BUSINESS 1 FAMILY PROBLEMS 1 FOLLOWED MY HUSBAND WHO LIVES IN SOUTHAFRICA 1 FOLLOWED THE HUSBAND WHO WAZ TRANSFERED FROM BLANTYRE TO LILONGWE 1 FUNERAL OF MY FOUR RELATIVES WHO DIED CONSECTIVELY 1 GOODS WERE STOLEN 1 HAD MANY DEBIT 1 HE WAS EVICTED BY THE LANDROD 1 HE WAS FAILING TO GO AND ORDRER THE BUSINESS BECAUSE OF ACCIDENT 1 HER DAUGHTER WAS SICK SHE WAS ADMITED IN A HOSPITAL 1 I HAD TO TAKE CARE FOR A PATIENT 1 I WANTED TO EMPOWER MY SISTER SO I LEFT THE BUSINESS TO HER 1 I WANTED TO START SCHOOL 1 I WAS EVICTED THE OWNER OF THE ORIGINAL LOCATION WANTED TO USE IT 1 I WAS PREGNANT 1 LANDLORD EVICTED THE BUSINESS OWNER WITHOUT NOTICE 1 LANDLORD WANTED TO USE THE SPACE FOR SOMETHING ELSE. 1 MOTHER PASSED AWAY 1 MY FRIEND STOLE MY CAPITAL 1 MY GOODS WAS STOLEN 1 NURCING A FAMILY MEMBER WHO FALL SICK FOR A LONG TIME 1 NURSING A BABY 1 POLITICAL ISSUES 1 PRODUCTS WERE STOLEN 1 ROBBED 1 ROBBERS 1 ROBBERS STOLE ALL THE PRODUCTS IN THE SHOP 1 SCHOOL 1 SCHOOLING 1 SEASONAL BUSINESS 2 SEASONAL CHANGE 1 SHE WAS EVICTED OWNER WANTS TO USE IT 1 SHE WAS EVICTED, OWNER WANT TO USE THE SHOP 1 SHE WAS ROBBED 3 SHE WAS SEPARATED WITH HER HUSBAND 1 SHOP OWNER EVICTED THE BUSINESS OWNER 1 SHORTAGE OF PRODUCTS TO BE SOLD 1 SICKNESS OF MY HUSBAND 1 STARTED ANOTHER 1 STARTED SCHOOL 2 STARTED SCHOOL PREACHING 1 STOPPED BUSINESS DUE TO ELECTRICITY PROBLEM 1 STUDYING 2 STUDYING AT CHANCELLOR COLLAGE 1 THE LANDLORD WANTED TO USE HER PREMISES 1 THE ONE WHO WAS OPERTING THE BUSINESS WAS MARRIED 1 THE OWNER OF THE SHOP WANTED TO USE IT FOR SOMETHING ELSE. I WAS EVICTED 1 THE OWNER SOLD THE PLACE 1 THE OWNER WANTED TO RENOVATE THE BUILDING 1 THEFT 3 THEFT OF GOODS 1 THIEVES BROKE INTO THE SHOP 1 THIEVES ROBBED ME OF ALL THE MONEY WHEN I WAS GOING TO GET TOMATOES 1 THIEVES STOKE MY GOODS 1 THIEVES STOLE ALL THE ITEMS 1 THIEVES STOLE MY GOODS 3 THIEVES STORE GOODS 1 THIEVES STORE MY THINGS 1 WANT TO GO TO SOUTH AFRICA 1 WANTED TO GO TO SCHOOL 1 WAS INVOLVED IN CAR ACCIDENT AND SHE HAD BROCKEN ON LEG 1 WAS NOT MAKING ANY PROFIT 1 WENT BACK TO THE VILLAGE TO DO HOUSEHOLD FARM WORK 1 4. Are you planning to re-start your old bussiness in the next year? 564 2100 -99 Refused 0 -9 Don't know 2 -6 Missing 0 1 Yes 381 2 No 181 Sysmiss 2100 5. What are doing or planning to do to restart this old bussiness? 383 2281 -99 Refused 0 -6 Missing 0 1 Asking for funding from my spouse 81 2 Asking for funding from other people I know 80 3 Asking for funding from moneylender 15 4 Asking for funding from a microfinance institution 19 5 Asking for funding from a bank 4 6 Getting bussiness/finance training 3 7 Getting technical training 0 8 Getting an insurance 0 9 Registering the business 0 10 Hiring workers 3 96 Other, specify 178 Sysmiss 2281 5. What are doing or planning to do to restart this old bussiness? 182 0 . 4 AFTER RECEIVING MONEY FROM HOUSE RENT 1 AFTER SAVING THE MONEY FROM CURRENT BUSINESS 1 ASKING LOAN FROM VILLAGE BANK 1 BUILDING A NEW SHOP AT THE OLD PLACE TO RESTART THE BUSINESS 1 BUSINESS SAVINGS 5 CASSUAL LABOUR TO RAISE FUN 1 CONSTRUCTING NEW SHOP AT THE SAME PLACE 1 DID GANYU AND WAITING TO BE PAID 1 1 DOING ACCUMULATING SAVINGS AND CREDIT ASSOCIATIONS(ASCA) 1 DOING ANOTHER BUSINESS 4 DOING ANOTHER BUSINESS IN ORDER TO INCREASE MY CAPITAL BASE 1 DOING ANOTHER BUSINESS TO GET ENOUGH CAPITAL 1 DOING ANOTHER BUSINESS TO GET MORE MONEY 1 DOING ANOTHER BUSINESS TO SOURCE FUND 3 DOING FARMING SO AS TO RAISE CAPITAL AFTER SELLING MY CROP YIELDS 1 DOING FARMING SO AS TO RAISE CAPITAL AFTER SELLING THE HARVESTS 1 DOING FARMING TO RAISE CAPITAL 1 DOING GANYU TO RAISE CAPITAL 3 DOING LABOUR WORK TO SOURCE FUND 1 DOING OTHER BUSINESS INORDER TO HAVE ENOUGH CAPITAL 1 DOING PIECE WORKS 1 DOING PIECE WORKS TO RAISE CAPITAL 1 DOING PIECE WORKS TO RAISE CAPITAL. 1 DOING SAME CASUAL LABOUR TO RAISE CAPITAL 1 EMPLOYED 1 EMPLOYED AND SAVING TO RAISE CAPITAL 1 EMPLOYED FOR A WAGE 1 EMPLOYED TO RAISE CAPITAL 1 EMPLOYEED 1 FARMING 2 FARMING SO AS TO RAISE CAPITAL AFTER SELLING THE PROCEEDS 1 FINDING CAPITAL 1 FROM ANOTHER BUSINES 1 FROM ANOTHER BUSINESS 1 FROM NEW BUSINESS 1 FROM THE SAVINGS 1 FROM WORK 1 FUND FROM ANOTHER BUSINESS 1 GETTING ANOTHER JOB TO GET CAPITAL 1 GOT A JOB 1 GRAVITY FROM WORK WAGE 1 HE HAS BOUGHT MAIZE OF WHICH HE WILL SALE IN DECEMBER TO GET A CAPITAL. 1 1 KEPT THE PRODUCTS AND WAITING TO REOPEN THE BUSINESS 1 KEPT THE PRODUCTS AND WILL RESTART THE BUSINESS IN FEBRUARY 2015 1 LAISING FUNDS FROM ANOTHER BUSINES 1 LOOKING FOR A BETTER PLACE 1 LOOKING FOR A BETTER PLACE SO THAT I CAN OPEN A NEW RESTAURANT 1 LOOKING FOR A PLACE TO ESTABLISH THE BUSINESS 1 LOOKING FOR ANOTHER PLACE 1 LOOKING FOR ANOTHER PREMISE 1 LOOKING FOR ANOTHER PREMISE TO START BUSINESS 1 LOOKING FOR ANOTHER SHOP 1 LOOKING FOR BETTER PLACE OF OPERATIONS 1 LOOKING FOR CAPITAL THROUGH DOING PIECE WORKS 1 MAINTANANCE 1 MONEY FROM WORK 2 MONEY SAVING FROM WORK. 1 MONEY SAVINGS FROM WORK 1 MY SAVINGS 2 NOTHING 1 NOTHING YET 1 PAST BUSINESS SAVINGS 1 PERSON SAVINGS 1 PERSONAL SAVINGS 1 PIECE WORK 1 PLANNING TO GROW MORE MAIZE TO SELL AND RESTART THE BUSINESS 1 PREPARING TO SELL HIS BAGS OF MAIZE 1 RAISING FUNDS CASUAL LABOUR 1 RAISING FUNDS FROM ANOTHER BUSINESS 4 RAISING FUNDS FROM CASUAL LABOUR 2 RAISING FUNDS FROM EMPLOYMENT 5 RELY ON MY HUSBANDS' SUPPORT 1 RUNNING ANOTHER BUSINESS 1 RUNNING ANOTHER BUSINESS TO INCREASE MY CAPITAL BASE 1 SAVING 2 SAVING FROM CURRENT BUSINESS 1 SAVING FROM WAGES 1 SAVING MONEY 3 SAVING MONEY FROM MY WAGES 1 SAVING MY WAGES AND BUYING SOME MACHINES 1 SAVING PART OF MY GANYU WAGES SO AS RAISE CAPITAL 1 SAVING PART OF MY WAGES 2 SAVING PART OF MY WAGES AND BUYING SOME EQUIPMENTS 1 SAVING PART OF MY WAGES SO AS TO RAISE CAPITAL 1 SAVING PART OF MY WAGES SO AS TO RESTART BUSINESS WHEN I COME BACK TO MALAWI 1 SAVING SOME OF MY WAGES 1 SAVINGS 14 SAVINGS FROM CURRENT BUSINESS 2 SAVINGS FROM MY GANYU WAGES 1 SAVINGS FROM WAGE EMPLOYMENT 2 SAVINGS PART OF MY MONTHLY WAGES. 1 SEARCHING BUSINESS LOCATION 1 SEARCHING FOR A GOOD PLACE 1 SEARCHING FOR A LOCATION 1 SEARCHING FOR A WAGE EMPLOYMENT 1 SEARCHING FOR BUSINESS LOCATION 2 SEARCHING FOR GOOD PLACE 1 SEARCHING WORK 1 SEASONAL EMPLOYED TO RAISE CAPITAL 1 SELLING MANDASI 1 SOURCE FROM ANOTHER BUSINESS 1 STARTED ANOTHER BUSINESS 3 STUDYING 1 TRYING TO SELL HOUSEHOLD ITEMS TO SOURCE THE CAPITAL 1 UP GRADING BENCH 1 WAGE EMPLOYED TO RAISE CAPITAL 1 WAITING FOR FARM PRODUCE INCOME 1 WAITING FOR FARM PRODUCE TO SELL 1 WAITING FOR HER SHARES AT VILLAGE BANK 1 WAITING FOR NEXT SEASON. 2 WAITING FOR THE BABIES TO GROW (SHE DELIVERED TWINS) 1 WAITING FOR THE NEXT SEASON TO START 1 WAITING TO SELL PIGS 1 WANT TO GROW TOBACCO TO SELL AFTER HARVEST 1 WANTED A BREAK FROM BUSINESS 1 WORKING 7 WORKING AND SAVING PART OF MY INCOME 1 WORKING AND SAVING PART OF MY WAGES 1 WORKING FOR SOMEONE SO AS TO RAISE CAPITAL 1 WORKING ON PIECE WORKS TO GET CAPITAL 1 WORKING ON WAGE EMPLOYMENT TO GET CAPITAL 1 WORKING TO GET FUND 1 WORKING TO SOURCE FUND 1 WORKING TO SOURCE FUNDS 1 WORKINGTO GET FUNDS 1 9. (Ask if married/living with domestic partner). Does your spouse know about th 236 2428 -99 Refused 0 -98 Not Applicable 129 -6 Missing 0 1 Yes 84 2 No 23 Sysmiss 2428 10.Did any other household member or friend help you when making this decision? 564 2100 -99 Refused 0 -6 Missing 0 1 Yes 238 2 No 326 Sysmiss 2100 1. What does this business do? 2281 383 -99 Refused 0 -6 Missing 0 1 Growing of tobacco 0 2 Growing of cereals 1 3 Growing of other crops 0 4 Animal production 0 5 Support activites to agriculture and post-harvest crop activities 0 6 Forestry and logging 0 7 Fishing and aquaculture 0 9 Making charcoal 19 10 Milling(incl. Hand miling) 9 11 Food processing 0 12 Canning 0 13 Beer brewing 0 14 Wine-making 0 15 Jewelry making 0 16 Making handicraft 3 17 Carpentry and joinery 58 18 Fitting and Machining 2 19 Foundry, forgery 0 20 Metal fabrication 33 21 Shoe making 0 22 Manufacture of other leather products 0 23 Tailoring,knitting 60 24 Buildings(including Houses) or fences 0 25 Roads and bridges 0 26 Tombstones 0 27 Retail shop-groceries 363 28 Retail shop-hardware 194 29 Timber/wood 21 30 Wine,beer,liquor,soft drinks sale 44 31 Sale of agricultural produce 296 32 Sale of animal produce(meat,fish) 225 33 Sale of clothes/shoes 219 34 Sale of motor vehicle spare parts 8 35 Stationery 8 36 Cosmetics, beuty products 58 37 Electronics and other appliances 42 38 Sale of other products(specify) 165 39 Mini-bus 1 40 Bicycle taxi 1 41 Other transport of passenger 2 42 Transport of products 0 43 Storage and warehouse 0 44 Catering 0 45 Cooked food and snacks 75 46 Restaurant 142 47 Bar/Tavern/Bottlestore 17 48 Hotel 0 49 Guest-house 1 50 Hair salon 100 51 Barber shop 22 52 Cell phone units, SIM card retailer 18 53 Cleaning 0 54 Auto repair 0 55 Panel beating 1 56 Battery charge 3 57 Shoe repair 10 59 Other repar and maintenance services 40 60 Collection of firewood,fetching water 1 61 Laundry or ironing 0 62 Financial institution 0 63 Real estate 0 64 IT services 6 65 Nursery(child care) 0 66 School 1 67 Health clinic 0 68 Pharmacy 0 69 Arts and sports 0 96 Other(specify) 10 105 1 996 1 Sysmiss 383 1. What does this business do? 2282 0 ((SELLING CHIPS)) 1 (AGRO DEALER) 1 (BICYCLE REPAIRING) 1 (BUTCHERY SHOP) 1 (CAR BREAKING AND SECOND HAND GOODS HARDWARE) 1 (COSMETICS SHOP) 1 (GROCERY SHOP) 5 (HAIR DRESSING SALOON) 2 (HARDWARE AUTOMOTIVE PAINTS SHOP) 1 (HARDWARE SHOP) 3 (RESTAURANT) 1 (RESTRAUNT) 1 (SELLING AGRI-PRODUCE) 1 (SELLING AGRICULTURAL PRODUCE) 2 (SELLING CHIPS) 2 (SELLING CLOTHES AND KITCHEN WARE) 1 (SELLING DRY FISH) 4 (SELLING IRISH POTATOES) 1 (SELLING MAIZE FLOUR) 1 (SELLING PARAFFIN) 1 (SELLING SECOND HAND CLOTHES) 1 (SELLING SHOES) 1 (SELLING VEGETABLES AND COOKING OIL) 1 (SELLING VEGETABLES) 6 (STATIONARY SHOP) 1 (TAKE AWAY) 1 (TEXTILES SHOP) 1 (WELDING SHOP) 1 . 2 AFRICAN DOCTOR 1 AFRICAN PANCAKES (ZITUMBUWA) 1 AGRICULTURE PRODUCE 4 ALCOHOL 1 ART AND CRAFTING 1 ASSORTED ITEMS 1 AUTO MOBILE MECHANICS 1 BABERSHOP 2 BAR 5 BARBER SHOP 6 BARBER SHOP AND PHONE ACCESORIES 1 BARBER SHOP AND PHONE CHARGING 4 BARBERSHOP 9 BARBERSHOP AND PHONE CHARGING 1 BARBERSHOP AND PHONE REPAIR 1 BATTERY AND PHONE CHARGING 1 BATTERY CHARGING 1 BICYCLE REPAIRING 2 BICYCLE TRANSPORT 1 BOOK SHOP 1 BOOKSHOP AND STATIONARY 1 BOTLE STORE 1 BOTTLE STORE 8 BOTTLE STORE SHOP 1 BOTTLESTORE 1 BOUTIQUE 1 BUREAU 1 BURNING 1 BURNING AND UPLOADING SONGS 1 BURNING CD'S 1 BURNING CENTRE 1 BUTCHERLY 1 BUTCHERY 27 BUTCHERY (SELL MEAT GOAT) 1 BUTCHERY SHOP 1 CAPENTRY 1 CAPENTRY AND JOINERY 1 CAR BREAKING 1 CAR BREAKING AND SECOND HAND PARTS HARDWARE 1 CARPENTLY 2 CARPENTRY 15 CARPENTRY AND JOINERY 14 CARPENTRY SHOP 1 CD BURNING AND SELLING COMPUTER ACCESSORIES 1 CHANJU RESTAURANT 1 CHARCOAL AND EGGS 1 CHARGING BATTERY AND PHONE CHARGING 1 CHICKEN 1 CHIKOKEYANI (LOCAL BEER) 1 CHIPS TAKE AWAY 6 CIGARRETES AND BEER 1 CLASSIC SALOON 1 CLOTH WEAVING 1 CLOTHES 2 COMPUTER REPAIR 1 COMPUTER REPAIRING 1 COMPUTER SERVICES 2 COOKING OIL 2 COSMETICS 17 COSMETICS AND CLOTHES 1 COSMETICS AND WRAPPERS 1 COSMETICS SHOP 4 COSTMETIC 1 DECORATIONS (BRIDAL) HIRE AND WEDDING CAKES 1 DESIGNING 1 DRY FISH 4 DRY TOMATOES RICE AND GROUNDNUTS OIL 1 ELECTRICAL AND REFRIGIRATION SERVICES 1 ELECTRICAL EQUIPMENT 1 ELECTRICAL REPAIRS AND HARDWARE 1 ELECTRICIAN 1 ELECTRONIC SERVICING 1 ELECTRONICS 1 ELECTRONICS REPAIR 3 FABRICATION AND WELDING 1 FARM PRODUCE 1 FIXING ELECTRONIC APPLIANCES 1 FRIED CHIPS 3 FURNITURE 2 FURNITURE AND JOINERY 2 FURNITURE AND JOINERY SHOP 1 GLOCERY 18 GROCERIES 37 GROCERIES AND TAILORING INPUTS 1 GROCERIES AND VEGETABLE 1 GROCERIES SHOP 1 GROCERIES, DRY FISH AND COOKING OIL 1 GROCERY 116 GROCERY AND AGRICULTURE PRODUCE 1 GROCERY AND COSMETICS 1 GROCERY MINI SHOP 1 GROCERY SHOP 28 GROUNDNUT MILLING 1 HAIR DRESSING 2 HAIR DRESSING SALON 1 HAIR DRESSING SALOON 3 HAIR SALON 7 HAIR SALOON 3 HAIRDRESSING SALOON 1 HARD WARE 1 HARDWARE 102 HARDWARE (SELLS PAINT) 1 HARDWARE AND ELECTRICAL 1 HARDWARE AND GROCERY 3 HARDWARE AND REPAIR ELECTRICAL APPLIANCES 1 HARDWARE AND REPAIRING ELECTRONICS 1 HARDWARE DEALERS 10 HARDWARE PRODUCTS 1 HARDWARE SHOP 31 HARDWARES 1 HAWKER 1 HERBALIST 1 INSTALLS WIRERING IN HOUSES AND SELLS ELECTRICAL ACCESSORIES AND MATERIALS 1 IT AND STATIONERY 1 KACHERE AFTER KACHERE 1 KNITS SHOWELS SWEATERS AND OTHER BABY CLOTHING 1 KNITTING 5 LIQUOR 1 MAIZE MEALING 1 MAIZE MILL 4 MAIZE MILLING 3 MAKES AND SELLS DISPLAY CABINETS, TV STANDS AND BEDS. 1 MAKES SHOES AND REPAIRS SHOES AND DOG MUZZLES 1 METAL FABRICATION 1 METAL FABRICATOR 1 METAL SCRAP 1 MINI SHOP 1 MINIBUS TRANSPORT 1 MOTOR MECHANICAL 1 MOTOR SPARES 1 MOTOR VEHICLE SPARES 1 NSINJIRO 1 OFFERING TAILORING SERVICES 1 OPERATE A BAR 1 PAINT/ HARDWARE SHOP 1 PAINTING 1 PANEL BEATING 3 PHONE ACCESORIES SHOP 1 PHONE ACCESSORIES 4 PHONE ACCESSORIES AND ELECTRIC SERVICES 1 PHONE ACCESSORIES AND PHONE CHARGING 1 PHONE ACCESSORY 1 PHONE REPAIR AND SELLS PHONE ACCESSORIES 1 PHONE REPAIRING 3 PLATES AND SPOONS 1 PLUMBING 1 POOL TABLE 1 POOL TABLE SERVICES 1 PRINTING AND PHOTOCOPYING 1 PRIVATE TOILETS AND SELLS WATER (WATERBOARD) 1 PROVIDING ELECTRONICS SERVICES 1 PROVIDING MILLING SERVICES (MAIZE MILL) 1 PROVIDING TAILORING SERVICES 1 RADIO REPAIRING AND PHONE CHARGING 1 RENTING HALL 1 REPAIRING AND SELLING CELLPHONE ACCESORIES 1 REPAIRING AND SELLING ELECTRONICS 1 REPAIRING BICYCLE 3 REPAIRING CARS 1 REPAIRING COMPUTERS AND REPAIRING CELL PHONES 1 REPAIRING ELECTRIC MATERIALS 1 REPAIRING ELECTRICAL APPLIANCES 2 REPAIRING ELECTRINIC APPLIANCES 1 REPAIRING ELECTRONIC PRODUCTS 1 REPAIRING ELECTRONICS 1 REPAIRING LAPTOPS 1 REPAIRING MOTORS 1 REPAIRING PHONE 1 REPAIRING PHONES 1 REPAIRING SHOES 1 RESTAURANT 102 RESTAURANT (SELLING FOODS) 1 RESTAURANT AND TAKE AWAY 1 RESTAURANT SHOP 6 RESTAURANT. 1 RESTAURANTS 5 RESTAURANTS SHOP 1 RESTHOUSE (SELL ROOMS) 1 RESTRAUNT 4 RESTRAURANT 6 RICE 1 SACKS 1 SALES METAL SCRAPS 1 SALON 32 SALON AND BARBERSHOP 1 SALON SHOP 1 SALOON 40 SALOON AND COSMETICS 1 SALOON AND GROCERY 1 SALOON AND TAILORING SHOP 2 SALOON SHOP 4 SAUSAGES 1 SCHOOL 1 SECOND HAND CLOTHES 1 SECOND HANDS CLOTHES 1 SECONDHAND CLOTHES 1 SELL AGRICULTURAL PRODUCE 2 SELL AUTO SPARE PARTS 1 SELL CHICKEN AND EGGS 1 SELL CHICKENS 1 SELL DRY FISH 2 SELL GROCERIES 1 SELL GROCERIES AND REGUMES 1 SELL HARDWARE 1 SELL PHONE ACCESSORIES 1 SELL POCKETED LIQUOR SPIRITS 1 SELL PORK MEAT (BRAII) 1 SELL SECOND HAND CLOTHES 1 1 2 1 1 SELLING ACCESSORIES AND REPAIRING PHONE 1 SELLING AGRICULTURAL PRODUCE 10 SELLING AGRICULTURAL PRODUCE. 1 SELLING AGRICULTURAL PRODUCTS 1 SELLING AGRICULTURE 1 SELLING AGRICULTURE PRODUCE 5 SELLING AGRICULTURE PRODUCTS 2 SELLING AIRTIME 5 SELLING AIRTIME AND SIM CARDS 1 SELLING AND REPAIRING ELECTRONIC EQUIPMENTS 1 SELLING AND REPAIRING PHONE ACCESSORIES 1 SELLING AND REPAIRING PHONES 1 SELLING BAGS 4 SELLING BAMBOOS 1 SELLING BANANAS 2 SELLING BEANS 2 SELLING BEAR 1 SELLING BEEF MEAT 1 SELLING BEER 4 SELLING BEER (SACHETS) 1 SELLING BEER (SATCHETS 1 SELLING BEER (SPIRITS) 1 SELLING BEER AND DRINKS 1 SELLING BEERS AND MINERALS 1 SELLING BELT 1 SELLING BLANKETS 1 SELLING BOOKS AND NEWSPAPER 1 SELLING BOUTIQUES 1 SELLING CABBAGE 1 SELLING CARTONS, SACKS AND PLASTICS 1 SELLING CASSAVA 1 SELLING CD/DVD AND PHONE REPAIR 1 SELLING CELL PHONES 1 SELLING CELLPHONES 2 SELLING CEMENT 3 SELLING CHARCOAL 10 SELLING CHARCOAL AND MAIZE FLOUR 1 SELLING CHARCOAL AND TOMATOES 1 SELLING CHIBUKU 1 SELLING CHIBUKU AND KACHASU 1 SELLING CHICKEN 2 SELLING CHICKEN PARTS 1 SELLING CHICKENS 2 SELLING CHIPS 28 SELLING CHIPS AND CHICKEN PARTS 2 SELLING CHIPS AND GOAT MEAT 1 SELLING CIGARATES AND SACKET BEER 1 SELLING CIGARRETES AND PLASTIC BAGS 1 SELLING CIGARRETTES AND PLASTIC BAGS 1 SELLING CLOTHES 48 SELLING CLOTHES AND COSMETICS 1 SELLING CLOTHES AND PHONES 1 SELLING CLOTHES AND SHOES 2 SELLING CLOTHES BLOUSE AND SKIRTS 1 SELLING COOKING OIL 22 SELLING COOKING OIL AND EGGS 5 SELLING COOKING OIL AND MAIZE FLOUR 1 SELLING COOKING OIL EGGS SPAGHETI 1 SELLING COSMETICS 12 SELLING COSMETICS AND CLOTHES 1 SELLING DOORS 1 SELLING DRINKS AND SNACKS 1 1 SELLING DRY FISH 56 SELLING DRY FISH AND TOMATOES 1 SELLING DRYFISH 1 SELLING DVD 3 SELLING DVD'S 2 SELLING DVDS 2 SELLING EGGS 2 SELLING EGGS AND PLASTIC PAPER 1 SELLING EGGS AND PLASTICS 1 SELLING ELECTRICAL AND PLUMBING TOOLS 1 SELLING ELECTRONIC ACCESSORIES 1 SELLING ELECTRONICS 1 SELLING ELECTRONICS ACCESSORIES 1 SELLING EMPTY SACKS 3 SELLING EMPTY SACKS PLASTIC SHEETS AND SACK SHEETS 1 SELLING FIREWOOD 2 SELLING FISH 2 SELLING FLITTERS 3 SELLING FOODS 2 SELLING FOODS' 1 SELLING FREEZES 3 SELLING FREEZES AND THOBWA 1 SELLING FREEZES AND WATER 1 SELLING FRESH FISH 6 SELLING FRESH FISH AND CHICKEN PORTIONS 1 SELLING FRIED CHIPS 1 SELLING FRIED MEATS 1 SELLING FRUITS 3 SELLING FRUITS AND VEGETABLES 3 SELLING FURNITURE 6 SELLING FURNITURES 8 SELLING GLOCERIES 1 SELLING GLYCLINE 1 SELLING GOAT MEAT 6 SELLING GOAT MEAT AND BEEF 1 SELLING GOAT SKIN HIDE 1 SELLING GROCERIES 93 SELLING GROCERIES AGRICULTURE PRODUCE 1 SELLING GROCERIES AND AGRICULTURE PRODUCE 6 SELLING GROCERIES AND FIREWOOD 1 SELLING GROCERIES) 1 SELLING GROCERY 3 SELLING GROUNDNUTS 2 SELLING GROUNDNUTS AND POPCORN 1 SELLING GROUNDNUTS. 1 SELLING HARDWARE MATERIALS 1 SELLING HARDWARE PRODUCTS 2 SELLING HARDWARE PRODUCTS. 1 SELLING ICE BROKE 1 SELLING IRISH POTATO 1 SELLING KAUNJIKA 2 SELLING KITCHEN WEAR 1 SELLING LIVE CHICKEN 2 SELLING MAIZE 12 SELLING MAIZE FLOUR 7 SELLING MANDASI 2 SELLING MANGOES 2 SELLING MATS 2 SELLING MEAT 4 SELLING METAL SCRAPS 2 SELLING METALS 2 SELLING METALS (SCRAP) 1 SELLING MILLET 1 SELLING MINERALS 1 SELLING MOTOR PARTS AND CAR BONDING 1 SELLING NSINJIRO 1 SELLING ONIONS 6 SELLING PHONE & COMPUTER ACCESSORIES 1 SELLING PHONE ACCESORIES 2 SELLING PHONE ACCESSORIES 6 SELLING PHONE AND COMPUTER REPAIRING 1 SELLING PHONE AND PHONE ACCESSORIES 1 SELLING PHONES 2 SELLING PHONES AND PHONE ACCESSORIES 1 SELLING PHONES HEAD SETS 1 SELLING PIGS 1 SELLING PITCHES 1 SELLING PLASTIC AND CARTONS 1 SELLING PLASTIC BAGS 8 SELLING PLASTIC BAGS AND TABLE SALT 1 SELLING PLASTIC ITEMS 3 SELLING PLASTIC PAILS 1 SELLING PLASTIC PAPER 1 SELLING PLASTIC PAPER BAGS AND SUGAR 1 SELLING PLASTIC PAPERS 2 SELLING PLASTIC PAPERS, WIRES 1 SELLING PLASTIC SHOES 2 SELLING PLASTICS 2 SELLING PLASTICS AND CARTONS 1 SELLING PLASTICS BAGS 2 SELLING PLASTICS ITEMS 1 SELLING PLATES AND COOKING POTS 1 SELLING PLUMBING MATERIALS 1 SELLING POPCONS 1 SELLING PORK 10 SELLING PORK MEAT 5 SELLING PORK MEATS 1 SELLING PORK MEET 1 SELLING PORT AND CHIPS 1 SELLING POTATOES 1 SELLING QUARLY 1 SELLING QUARY 1 SELLING RADIO, TOURCH, CD CASSATE, ETC 1 SELLING RADIOS 1 SELLING RADIOS, BELTS, WATCH, ETC 1 SELLING REMOTES, IRONS ETC 1 SELLING RICE 4 SELLING SACHETS AND CIGARRATTES 1 SELLING SACKS 2 SELLING SALT 1 SELLING SAMOUSA 1 SELLING SATCHETS AND CIGERATES 1 SELLING SECOND CLOTHES 1 SELLING SECOND HAND CLOTHES 11 1 SELLING SECOND HAND CLOTHS 1 SELLING SECOND HAND SHOES 4 SELLING SHELLED MAIZE 1 SELLING SHIRTS 1 SELLING SHOE 1 SELLING SHOES 22 SELLING SHOES AND CLOTHES 1 SELLING SHOES AND REPAIR 1 SELLING SHOES, ZITENJE AND OTHER GROCERYIES AT WHOLESALE. 1 SELLING SOAP 1 SELLING SOFA SETS 1 SELLING SOFT DRINKS 7 SELLING SPICES 2 SELLING SPICES AND COOKING OIL 1 SELLING STEEL 1 SELLING SUITS CLOTH 1 SELLING SUN GLASSES 1 SELLING TAILORING MATERIALS 1 SELLING TEA 2 SELLING TEXTILE 1 SELLING TIMBER 4 SELLING TIMBER AND TIMBER PLANKS 1 SELLING TIMBERS 1 SELLING TIMBERS(WOODS) 1 SELLING TOMATO 1 SELLING TOMATOE 4 SELLING TOMATOES 16 SELLING TOMATOES AND ONIONS 2 SELLING TOMATOES AND PLASTIC BAG 1 SELLING TOMATOES AND POTATOES 1 SELLING TOMATOES AND VEGETABLES 4 SELLING TOMATOES VEGETABLES 1 SELLING TRAVELLING BAGS 1 SELLING TROUSERS 1 SELLING TV SCREEN 1 SELLING VEGATABLE 1 SELLING VEGETABLE 4 SELLING VEGETABLE AND FISH (UTAKA) 1 SELLING VEGETABLES 29 SELLING VEGETABLES AND IRISH POTATOES 1 SELLING VEGETABLES LEAVES 1 SELLING WOMEN'S AND MEN'S CLOTHES 1 SELLING WRAPPERS 1 SELLING WRAPPERS(ZITENJE) 1 SELLING ZIBOLIBOLI 1 SELLING ZIGEGE 1 SELLING ZITENJE 12 SELLING ZITENJE AND ULUSI OMANGIRA TSITSI 1 SELLING ZITENJE ZIKWAMA 1 SELLING ZITENJE, PAILS, PLATES 1 SELLING ZITUMBUWA 1 SELLLS IRISH POTATOES AND EGGS 1 1 SELLS AGRICULTURAL PRODUCE 8 SELLS AGRICULTURE PRODUCE 9 SELLS AGRICULTURE PRODUCE AND CHARCOAL 1 SELLS AGRICULTURE PRODUCE AND DRY FISH 1 SELLS AIRTIME 7 SELLS AIRTIME AND SOFT DRINKS 1 SELLS AMD REPAIR PHONES 1 SELLS AND REPAIR COMPUTERS 1 SELLS AND REPAIRING ELECTRICAL APPLIANCES 1 SELLS ASSORTED ITEMS 1 SELLS ASSORTED THINGS 1 SELLS AUTO PAINTS 1 SELLS AUTOPARTS 1 SELLS BAGS 1 SELLS BANANA'S 1 SELLS BEANS, KHOBWE, NANDOLO AND CHIPELE CHA NKHUNGUZU 1 SELLS BEEF AND MUTTON 1 SELLS BEER 2 SELLS BEER AND CIGGARETTES 1 SELLS BEER AND SOFT DRINKS 1 SELLS BEER SACHETS AND CIGARETTES 1 SELLS BELTS 2 SELLS BELTS, WRIST WATCH AND SUN GLASSES 1 SELLS BEVERAGES 1 SELLS BEVERAGES AND CHIBUKU BEER 1 SELLS BEVERAGES BOTTLE STORE 1 SELLS BOLTS AND NUTS 1 SELLS BREAD 1 SELLS CABBAGE 1 SELLS CANE SOFA SETS 1 SELLS CAR SPARE PARTS 2 SELLS CASSAVA SWEET POTATOES AND FRUITS 1 SELLS CELL PHONES 1 SELLS CHAIR CLOTHES 1 SELLS CHARCOAL 4 SELLS CHARCOAL AND FIREWOOD 1 SELLS CHIBUKU AND KACHASU 1 SELLS CHICKEN 1 SELLS CHICKENS 4 SELLS CHIKOKEYANI BEER 1 SELLS CHIPS 12 SELLS CHIPS AND DRINKS 1 SELLS CHIPS AND RICE 1 SELLS CHIPS AND SOFT DRINKS 1 SELLS CIGARETTES 2 SELLS CLOTH WRAPPERS 1 SELLS CLOTHES 7 SELLS CLOTHES - BOXERS 1 SELLS CLOTHES AND SHOES 1 SELLS CLOTHES WRAPPERS 1 SELLS COOKING OIL 10 SELLS COOKING OIL AND EGGS 2 SELLS COOKING OIL AND EGGS AND RICE 1 SELLS COOKING OIL AND MAIZE FLOUR 1 SELLS COOKING OIL AND MANDASI 1 SELLS COSMETICS 13 SELLS COSMETICS AND GROCERIES 1 SELLS COSMETICS AND SOFT DRINKS 1 SELLS COSMETICS CAPS AND BEADS 1 SELLS COSMETICS CLOTHES WRAPPERS AND STATIONERY 1 SELLS COSMETICS, AND KNITTING 1 SELLS COSMETICS, SHOES, CHEMICALS, WEAVES AND CLOTHES 1 SELLS DRY FISH 59 SELLS DRY FISH AND VEGETABLES 2 SELLS DRY FISH IN BULK 1 SELLS DRYFISH 1 SELLS DRYFISH AND VEGETABLES 1 SELLS DVD AND CDS 1 SELLS DVD'S 1 SELLS DVDS AND CDS 1 SELLS DVDS AND PHONE ACCESSORIES 1 SELLS EGGS 2 SELLS EGGS AND COOKING OIL 3 SELLS ELECTRIC APPLIANCES, HARDWARE AND STATIONARY AND SOFT DRINKS 1 SELLS ELECTRIC ITEMS 1 SELLS ELECTRICAL APPLIANCES AND PLUMBING MATERIALS 1 SELLS ELECTRONIC APPLIANCES 1 1 SELLS FARM PRODUCE 2 SELLS FIREWOOD 2 SELLS FISH 1 SELLS FISH, COOKING OIL AND OTHER FOODSTUFF 1 SELLS FRESH FISH 3 1 SELLS FRIED CHICHEN PORTIONS 1 SELLS FRIED CHICKEN 1 SELLS FRIED FISH 2 SELLS FRIED GROUNDNUTS AND PACKETED WATER 1 SELLS FRIED PORK MEAT 1 SELLS FRUITS 2 SELLS FUNERAL WREATHS 1 SELLS FURNITURES 1 SELLS GOAT MEAT 3 SELLS GOAT'S HIDE(ZIKOPA) 1 SELLS GRAINS AND GROCERIES 1 SELLS GROCERIES 20 SELLS GROCERIES AND AGRICULTURE PRODUCE 1 SELLS GROCERIES AND FARM PRODUCE 1 SELLS GROCERIES AND MAIZE FLOUR 1 SELLS HARDWARE 4 SELLS HARDWARE ITEMS 1 SELLS INSECTICIDES 1 SELLS IRISH POTATOES 3 SELLS IRISH POTATOES, TOMATOES, ONIONS AND CABBAGE 1 SELLS KAUNJIKA 3 SELLS LINEN 2 SELLS LIQUOR SACHETS 1 SELLS MAIZE 5 SELLS MAIZE FLOUR 8 SELLS MAIZE FLOUR AND DRY FISH BONYA 1 SELLS MAIZE, SORGHUM AND MILLET 1 SELLS MANDASI, FREEZES AND THOBWA 1 SELLS MANGOES 2 SELLS MANGOES AND CHARCOAL 1 SELLS MATTRESS 1 SELLS MAZIE FLOUR 1 SELLS MEAT 1 SELLS MEAT GOAT(BUTCHERY) 1 SELLS MOTOR CYCLE 1 SELLS MOTOR VEHICLE SPARE PARTS 1 SELLS MOTOR VEHICLE SPARES 3 SELLS NSINJIRO AND MFUTSO 1 SELLS OF ACCESSORIIES AND TOYS. E G GLASSES TOYS WATCH BATTERIES 1 SELLS PAINT AND HARDWARE 1 SELLS PAINT, VANISH THINS AND WOOD GLUE 1 SELLS PAINTS AND PLUMBING EQUIPMENT 1 SELLS PHONE ACCESSORIES 2 SELLS PHONE ACCESSORIES AND DVD'S 1 SELLS PHONE AND COMPUTER ACCESORIES 1 SELLS PIECE OF CLOTHES 1 SELLS PLASTIC BAGS 4 SELLS PLASTIC BUCKETS AND KITCHEN UTENSILS,( ASSORTED ITEMS) 1 SELLS PLASTIC PAPER BAGS 1 SELLS PLASTIC PAPERS 2 SELLS PLASTIC PAPERS AND COOKING OIL 1 SELLS PLASTIC PAPERS AND SALT 1 SELLS PLASTIC PLATES AND CLOTHES 1 SELLS PLASTIC SHOES 3 SELLS PLASTICS BAGS 1 SELLS PLASTICS PAPERS 1 SELLS PLUMBING ELECTRICAL AND TILES 1 SELLS PLUMBING EQUIPMENT 1 SELLS PLUMBING MATERIALS 4 SELLS POPCORN 2 SELLS PORK 2 SELLS PORK AND CHIPS 1 SELLS POTS, CUP, PLATES AND CLOTHES 1 SELLS RADIOS AND BATTERIES 1 SELLS RADIOS TORCH SPOONS BUTTERIES 1 SELLS RICE 4 SELLS RICE, G/NUTS AND SORGHUM 1 SELLS RICE, LEGUMES, FLOUR, SUGAR AND EGGS 1 SELLS SACKS 1 SELLS SALT AND PLASTIC BAGS 2 SELLS SALT AND SURF 1 SELLS SCHOOL BAGS 1 SELLS SCULPTURED ARTS 1 1 SELLS SECOND HAND BOOK 1 SELLS SECOND HAND CARS 1 SELLS SECOND HAND CLOTHES 12 SELLS SECOND HAND CLOTHES AND COSMETICS 1 SELLS SECOND HAND CLOTHES AND ZITENJE 1 SELLS SECOND HAND CLOTHES. 1 SELLS SECOND HAND SHOES 6 SELLS SECOND HAND TROUSERS 2 SELLS SECOND-HAND ITEMS 1 SELLS SECONDHAND CLOTHES 2 SELLS SHOES 6 SELLS SHOES AND DVD'S 1 SELLS SPICES AND AGRICULTURE PRODUCE 1 SELLS STEEL 1 SELLS TAILORING INPUTS 1 SELLS TERAZZO 1 SELLS THOBWA 1 SELLS TIMBER 5 SELLS TIMBERS 2 SELLS TIMBERS (SOFT WOOD) 2 SELLS TOMATO 2 SELLS TOMATO AND ONIONS 3 SELLS TOMATO, ONIONS AND GARIC 1 SELLS TOMATOES 8 SELLS TOMATOES AND CHARCOAL 1 SELLS TOMATOES AND ONIONS 1 SELLS TOMATOES AND VEGETABLE 1 SELLS TOMATOES AND VEGETABLES 1 SELLS TOMATOES, PLASTIC PAPER BAGS, AND CABBAGE 1 SELLS VEGETABLES 19 SELLS VEGETABLES AND FRUITES 1 SELLS WRAPPERS 2 SELLS WRAPPERS AND COSMETICS 1 SELLS ZIGEGE AND MAIZE FLOUR 1 SELLS ZITENJE 10 SELLS ZITENJE AND COOKING OIL 1 SELLS ZITENJE AND POLYSTER 1 SELLS, SECOND HAND CLOTHES 1 SHOE AND UMBRELLA REPAIR 1 SHOE CLINIC 1 SHOE REPAIR 5 SHOES REPAIR 1 SHOP 1 SHOP(GROCERY) 1 STATIONERY 1 STATIONERY SHOP 1 SUPPLIES STATIONERY, WATER PIPES AND ELECTRICAL APPLIANCES 1 SUPPLYING GROCERIES 1 TAILOR 9 TAILORING 28 TAILORING AND TEXTILES 1 TAILORING SHOP 11 TAILORS 1 TAKE AWAY 3 TAKE AWAY SHOP 1 TAX CAR 1 TAXI BUSINESS 1 TEA ROOM 1 TELEPHONE BEREAU 1 TELEPHONE BUREAU AND CHARGING PHONE 1 TIMBER 1 TIN SMITH 6 TIN SMITH AND WELDING 1 TINSMITH 5 TNM AIRTIME WHOLESALE 2 TOMATOES 2 TV AND RADIO REPAIR 1 TYRE FITTER 2 TYRE FITTING 2 TYRE FITTING AND SELLING TYRES 1 VEGETABLES AND POTATOES 1 VEGETABLES, TOMATOES AND COOKING OIL 1 WEAVE CLOTHES SHOES 1 WELDING 10 WELDING AND FABRICATION 1 WELDING AND FURNITURE 1 WELDING SHOP 5 WHOLESALE (GROCERIES) 1 WHOLESALER 1 WRAPPERS 1 WRAPPERS AND SHOES AND MAIZE FLOUR 1 ZITENJE (WRAPPERS) 1 ZITENJE WRAPPERS 1 2. In the past 6 months have you introduced any new products or secrvices? 2281 383 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 350 2 No 1931 Sysmiss 383 3. Currently, how many days per week is this business typically in operation? 2281 383 -99 Refused -6 Missing 4. How many weeks in one month is this business typically in operaton? 2282 382 -99 Refused 0 -6 Missing 0 1 One week 6 2 Two weeks 8 3 Three weeks 15 4 Four weeks(full month) 2253 Sysmiss 382 5. Currently, how many hours per week do you spend on activities related to this 2281 383 -99 Refused -6 Missing 6. Out of the hours that you spend per week on activities related to this busine 2281 383 -99 Refused -6 Missing 7. Out of the hours that you spend per week in activities related to this busine 2281 383 -99 Refused -6 Missing 1. Is your main place for production or service activities still in the same loc 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 1854 2 No 427 Sysmiss 383 2. When did you move your main place for your production or service activities? 428 2236 -99 Refused 0 -6 Missing 1 1 January 28 2 February 32 3 March 44 4 April 22 5 May 21 6 June 48 7 July 42 8 August 53 9 September 46 10 October 32 11 November 32 12 December 27 Sysmiss 2236 2. When did you move your main place for your production or service activities? 428 2236 -99 Refused 0 -98 Not Applicable 0 -6 Missing 1 2011 9 2012 92 2013 136 2014 189 2015 1 Sysmiss 2236 3. Why did you move your main place for your production or service activities? 427 2237 -99 Refused 0 -6 Missing 0 1 There was too much competition in the area where it was located before 71 2 The rent was too expensive 20 3 The location was too small/Wanted a bigger place 42 4 I was evicted/the owner of the original location wanted use it for something else 49 5 I wanted to be closer to my business partner 8 6 I wanted to be where my clients are 40 7 Location was destroyed (by a fire /other natural causes) 28 8 Location was demolished (by a person) 12 9 Did not have a license to operate busines 0 10 Municipality built this new area 4 11 Personal reasons(e.g moved closer to home to be able to take care of children/a sick family member 108 12 Felt discriminated against after previously failed business 0 96 Other 45 Sysmiss 2237 3. Why did you move your main place for your production or service activities? 45 0 BOUGHT A NEW SHOP 1 BOUGHT OUR OWN SHOP 1 BOUGHT THE NEW SHOP 1 BUILD HIS OWN SHOP 1 BUILT MY OWN SHOP 1 BUSINESS CLOSED 1 CHANGE BUSINESS SECTOR 1 CHANGED BUSINESS 2 DID NOT WANT TO BE TRACED BY PEOPLE HE OWED MONEY (RUNAWAY FROM CREDITORS). 1 DIDNT HAVE ENOUGH FUNELS 1 EVICTED BY GOVERMENT DUE TO ROAD CONSTRUCTION 1 EXPANSION OF THE BUSINESS 1 FIRST BUSINESS CLOSED 1 GOT A WORK 1 GOT HIS OWN PLACE OF OPERATION 1 HE GOT TRANSFER FROM THAT AREA TO ANOTHER AREA 1 HE WAS ROBBED 3 HIS DAD PASSED AWAY 1 I BOUGHT MY OWN SHOP 1 I HAVE BULT MY OWN PLACE 1 I WANTED TO BE AT GOOD & SECURE PLACE INTERMS OF THEFTY 1 I WAS SICK SO I LEFT THE PLACE TO MY SON 1 LACK OF FUNDS 1 LEFT THE BUSINESS TO MY SISTER 1 LOCATION HAD NO ELECTRICITY 1 LOCATION WAS FAR FROM WHERE I STAY 1 SHE GOT ROBED 1 SHE WAS ROBBED 2 SHE WAS SICK 1 STARTED NEW BUSINESS 1 STARTED SCHOOL 1 TEMPOLARY ON DISAGREEMENT WITH FELLOW BUSINESS OPERATORS BUT WILL GO BACK AFTER THEY DISCUSS AND AGR 1 THE OWNER OF THE PLACE WAS DOING MAINTANANCE 1 THE WORKER WAS NOT MANAGING THE BUSINESS VERY WELL. 1 THERE WAS NO ELECTRICITY 2 THEY HAVE DISCONNECT ELECTRICITY A MY OLD PLACE 1 THIEVES BROKE IN TO HIS SHOP 1 WANTED A SHOP THAT HAS ELECTRICITY 1 WANTED TO CHANGE PLACE OF DOING BUSINESS AND SECTOR OF BUSINESS 1 WORK TRANSFER 1 4. What is the new main place for your production or service activites? 427 2237 -99 Refused 0 -6 Missing 0 1 Home 100 2 Someone else's house 21 3 Trading market/market stall 204 4 Individual workeshop/factory/plant 17 5 Individual shop 71 6 Car/Trunk/Cart 2 96 Other 12 Sysmiss 2237 4. What is the new main place for your production or service activites? 12 0 ALONG CHIPEMBERE HIGH WAY 1 AT THE SCHOOL 1 MOBILE 1 MOBILE BUSINESS 4 MY HOUSE 1 SCHOOL PREMISE 2 SHOPPING MALL IN LIMBE 1 TAX RANK 1 5. Do any household activities take place in this new space? 427 2237 -99 Refused 0 -6 Missing 0 1 Yes 116 2 No 311 Sysmiss 2237 6. Is this new main place better, worse, or about the same as the one used previ 427 2237 -99 Refused 0 -6 Missing 0 1 Better 300 2 Worse 72 3 About the same 55 Sysmiss 2237 7. Did you make any changes to your main place for your production or service ac 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, I upgraded/enlarged my shop/premise 626 2 Yes, I downgraded/reduced the space of my shop/premise 98 3 No, I didn't make any change 1557 Sysmiss 383 8. How much is this space worth today in its current condition? 2281 383 -99 Refused 3 -6 Missing 0 9. Do you own or rent or just use this space? 2281 383 -99 Refused 0 -6 Missing 0 1 Own 1120 2 Rent 821 3 Use(no rent) 340 Sysmiss 383 10. Does this business have any other branches? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 198 2 No 2083 Sysmiss 383 11. How many branches does this business have? 205 2459 -99 Refused 0 -6 Missing 7 Item codes 2281 383 1 Mobile phone 2280 2 Landline 1 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 2280 3 Electricity 0 4 Running water 1 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 0 3 Electricity 2281 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 1 3 Electricity 0 4 Running water 2279 5 Table 1 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 0 3 Electricity 1 4 Running water 1 5 Table 2279 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 1 5 Table 0 6 Chair/bench 2280 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 1 6 Chair/bench 0 7 Car 2280 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 2281 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 1 9 Bicycle or cart 2280 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 1 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 2280 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 2281 12 Internet/email 0 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 2281 13 Weighing scale 0 Sysmiss 383 Item codes 2281 383 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 2281 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 1299 2 Yes, do not own item or pay for the service, but business has regular access to it 848 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 10 4 No, do not own and do not have access 124 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 13 2 Yes, do not own item or pay for the service, but business has regular access to it 5 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 2 4 No, do not own and do not have access 2261 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 412 2 Yes, do not own item or pay for the service, but business has regular access to it 308 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 26 4 No, do not own and do not have access 1535 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 167 2 Yes, do not own item or pay for the service, but business has regular access to it 294 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 38 4 No, do not own and do not have access 1782 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 491 2 Yes, do not own item or pay for the service, but business has regular access to it 15 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 0 4 No, do not own and do not have access 1775 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 1824 2 Yes, do not own item or pay for the service, but business has regular access to it 74 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 2 4 No, do not own and do not have access 381 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 134 2 Yes, do not own item or pay for the service, but business has regular access to it 480 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 75 4 No, do not own and do not have access 1592 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 24 2 Yes, do not own item or pay for the service, but business has regular access to it 7 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 1 4 No, do not own and do not have access 2249 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 237 2 Yes, do not own item or pay for the service, but business has regular access to it 84 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 7 4 No, do not own and do not have access 1953 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 223 2 Yes, do not own item or pay for the service, but business has regular access to it 261 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 24 4 No, do not own and do not have access 1773 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 36 2 Yes, do not own item or pay for the service, but business has regular access to it 7 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 0 4 No, do not own and do not have access 2238 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 4 2 Yes, do not own item or pay for the service, but business has regular access to it 3 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 0 4 No, do not own and do not have access 2274 Sysmiss 383 12. Does your business have access to (ITEM)? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 474 2 Yes, do not own item or pay for the service, but business has regular access to it 31 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 10 4 No, do not own and do not have access 1766 Sysmiss 383 13. Quantity business has access to-how many? 2157 507 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 0 2664 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 0 2664 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 0 2664 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 506 2158 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 1900 764 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 691 1973 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 34 2630 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 328 2336 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 509 2155 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 43 2621 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 0 2664 -99 Refused -98 Not Applicable -6 Missing 13. Quantity business has access to-how many? 516 2148 -99 Refused -98 Not Applicable -6 Missing 14. Date of latest acquisition/access or date of start of service? 2157 507 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 178 2 February 146 3 March 194 4 April 153 5 May 131 6 June 196 7 July 208 8 August 173 9 September 187 10 October 300 11 November 157 12 December 134 Sysmiss 507 14. Date of latest acquisition/access or date of start of service? 0 2664 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 Sysmiss 2664 14. Date of latest acquisition/access or date of start of service? 0 2664 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 Sysmiss 2664 14. Date of latest acquisition/access or date of start of service? 0 2664 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 Sysmiss 2664 14. Date of latest acquisition/access or date of start of service? 506 2158 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 55 2 February 31 3 March 59 4 April 36 5 May 38 6 June 64 7 July 42 8 August 43 9 September 42 10 October 38 11 November 35 12 December 23 Sysmiss 2158 14. Date of latest acquisition/access or date of start of service? 1900 764 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 165 2 February 154 3 March 268 4 April 118 5 May 144 6 June 213 7 July 216 8 August 161 9 September 148 10 October 152 11 November 104 12 December 57 Sysmiss 764 14. Date of latest acquisition/access or date of start of service? 691 1973 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 60 2 February 18 3 March 19 4 April 17 5 May 6 6 June 21 7 July 23 8 August 21 9 September 66 10 October 223 11 November 128 12 December 89 Sysmiss 1973 14. Date of latest acquisition/access or date of start of service? 34 2630 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 2 2 February 4 3 March 5 4 April 2 5 May 1 6 June 2 7 July 2 8 August 3 9 September 4 10 October 5 11 November 2 12 December 2 Sysmiss 2630 14. Date of latest acquisition/access or date of start of service? 328 2336 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 28 2 February 20 3 March 30 4 April 20 5 May 22 6 June 28 7 July 31 8 August 21 9 September 35 10 October 53 11 November 19 12 December 21 Sysmiss 2336 14. Date of latest acquisition/access or date of start of service? 509 2155 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 1 1 January 49 2 February 37 3 March 29 4 April 18 5 May 12 6 June 19 7 July 27 8 August 18 9 September 19 10 October 127 11 November 95 12 December 58 Sysmiss 2155 14. Date of latest acquisition/access or date of start of service? 43 2621 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 4 2 February 8 3 March 1 4 April 2 5 May 1 6 June 5 7 July 5 8 August 4 9 September 2 10 October 4 11 November 6 12 December 1 Sysmiss 2621 14. Date of latest acquisition/access or date of start of service? 0 2664 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 Sysmiss 2664 14. Date of latest acquisition/access or date of start of service? 516 2148 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1 January 30 2 February 42 3 March 47 4 April 37 5 May 37 6 June 66 7 July 50 8 August 45 9 September 56 10 October 54 11 November 30 12 December 22 Sysmiss 2148 14. Date of latest acquisition/access or date of start of service? 2157 507 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1993 1 1996 1 1997 1 1998 4 2000 5 2001 10 2002 26 2003 13 2004 20 2005 16 2006 32 2007 23 2008 30 2009 45 2010 64 2011 93 2012 217 2013 593 2014 899 2015 64 Sysmiss 507 14. Date of latest acquisition/access or date of start of service? 0 2664 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 Sysmiss 2664 14. Date of latest acquisition/access or date of start of service? 2280 384 -99 Refused 0 -98 Not Applicable 2280 -9 Don't know 0 -6 Missing 0 Sysmiss 384 14. Date of latest acquisition/access or date of start of service? 0 2664 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 Sysmiss 2664 14. Date of latest acquisition/access or date of start of service? 506 2158 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1987 1 1992 2 1993 2 1994 1 1995 2 1996 2 1997 3 1998 2 1999 1 2000 3 2001 6 2002 7 2003 2 2004 11 2005 12 2006 11 2007 13 2008 21 2009 36 2010 42 2011 64 2012 89 2013 87 2014 84 2015 2 Sysmiss 2158 14. Date of latest acquisition/access or date of start of service? 1900 764 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1984 1 1985 1 1986 2 1987 1 1989 1 1992 2 1993 4 1994 2 1995 1 1996 3 1997 5 1998 3 1999 2 2000 29 2001 15 2002 25 2003 19 2004 47 2005 34 2006 30 2007 40 2008 73 2009 105 2010 127 2011 216 2012 377 2013 400 2014 329 2015 6 Sysmiss 764 14. Date of latest acquisition/access or date of start of service? 690 1974 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1996 1 1999 1 2000 2 2002 2 2003 1 2004 2 2005 3 2006 1 2007 2 2008 5 2009 8 2010 15 2011 19 2012 28 2013 35 2014 516 2015 49 Sysmiss 1974 14. Date of latest acquisition/access or date of start of service? 34 2630 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1994 1 2003 1 2005 1 2009 3 2012 7 2013 6 2014 15 Sysmiss 2630 14. Date of latest acquisition/access or date of start of service? 328 2336 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1982 1 1987 1 1991 1 1992 1 1993 1 1995 2 1996 1 1997 1 1998 1 1999 1 2000 3 2001 5 2002 5 2003 2 2004 9 2005 9 2006 10 2007 5 2008 11 2009 13 2010 30 2011 33 2012 37 2013 48 2014 96 2015 1 Sysmiss 2336 14. Date of latest acquisition/access or date of start of service? 509 2155 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 1 1994 2 1995 1 1996 1 1997 1 1998 2 1999 3 2000 6 2001 8 2002 6 2003 3 2004 9 2005 7 2006 19 2007 16 2008 12 2009 28 2010 35 2011 26 2012 16 2013 17 2014 262 2015 28 Sysmiss 2155 14. Date of latest acquisition/access or date of start of service? 43 2621 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 2006 1 2008 2 2009 2 2010 3 2011 3 2012 6 2013 11 2014 13 2015 2 Sysmiss 2621 14. Date of latest acquisition/access or date of start of service? 0 2664 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 Sysmiss 2664 14. Date of latest acquisition/access or date of start of service? 516 2148 -99 Refused 0 -98 Not Applicable 0 -9 Don't know 0 -6 Missing 0 1990 1 1993 1 1996 1 1997 1 1999 4 2000 5 2001 3 2002 8 2003 2 2004 7 2005 8 2006 7 2007 12 2008 16 2009 28 2010 33 2011 71 2012 85 2013 115 2014 106 2015 2 Sysmiss 2148 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2157 507 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 0 2664 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 0 2664 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 0 2664 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 507 2157 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 1899 765 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 691 1973 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 34 2630 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 328 2336 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 508 2156 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 43 2621 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 1 2663 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 516 2148 -99 Refused -6 Missing 16. Item name 2279 0 . 1 100 LITRES DRUMS 1 20 LITERS BASIN 1 20 LITERS BUCKET 1 20 LITRES BASKET 1 20 LITRES GERECANS 1 210 LITTERS DRUM 1 40 LITRE BASIN 1 40 LITRES BASIN 1 5 LITRES PAIL 1 5 LITTER BUCKETS 1 5 LITTERS BUCKET 2 5L PALE 2 AMETER 1 AMPLIFIER 1 AVOMETER 2 AXE 2 AXLE BLADE 1 BACKET 3 BAG 1 BAGS 1 BALL SAW 1 BASIN 15 BASINS 6 BASKET 31 BASKET (DENGU) 2 BASKET WEAVE 1 BASKET WEAVES 1 BASKETS 40 BASKETS (MADENGU) 1 BASOL 1 BENCH 15 BENCH (CHAIR) 1 BENCH AND CHAIN 1 BENCH/ CHAIR 1 BENCHES 1 BENDER MACHINE 1 BENDING MACHINE 1 BIA POTS 1 BICYCLE 38 BIG BAGS 1 BIG BASIN 1 BIG BASKETS 2 BIG CARTON 1 BIG FLYING PAN 2 BIG FRYING PAN 1 BIG FRYING PAN (CHIWAYA) 1 BIG HAMMER 1 BIG HARMER 1 BIG PLASTIC JUMBOS 1 BIG POTS 3 BIG TINS 1 BIG UMBRELLER 1 BLACK PLASTIC PAPER 1 BLACK PLASTIC SHEET 1 BLACK SHEET 2 BLACK SHEETS 1 BLOWER 10 BLOWERS 1 BOLW SAW 2 BOOKS 1 BOSSAW 2 BOTTLES 3 BOW SAW 4 BRAII STAND 1 BROWER 4 BRUSH 9 BUCKET 3 BURNER 1 BUSKET 2 CALCULATOR 21 CAN IRON 1 CAR 70 CARBON 1 CARTON 19 CARTONS 6 CARTOON 2 CARTOONS 2 CASES 1 CHAIR 16 CHAIR/BENCH 2 CHAIRS 22 CHARCOAL /BURNER 1 CHARCOAL BUNNER SET 1 CHARCOAL BURNER 7 CHARCOAL BURNER SET 1 CHARGER MACHINE 1 CHARGING MACHINE 2 CHIKWANJE 1 CHIKWERE 4 CHIPHAZI 1 CHIPS FLYER 2 CHIPS FLYERS 1 CHIPS FRIER 1 CHISEL 1 CHISONGOLE 1 CHISSEL 1 CHITETE 1 CHIWAYA 19 1 1 COMPLESSOR 1 COMPRESOR 1 COMPRESSOR 2 COMPUTER 13 COMPUTERS 1 CONTAINER PLASTICS 1 COOKING PORTS 1 COOKING POT 1 COOKING POTS 28 COOLER BOX 11 CRATES 2 CRATES (SOFT DRINK) 1 CUP 1 CUPS 2 CUTTING GLAINDER 1 CUTTING MACHINE 1 D FLIER 1 DEEP FLYER 4 DEEP FREEZER 4 DEEP FRYER 1 DENGU 8 DENGU (BASKET) 1 DENGU BASKET 1 DIGITAL METER 1 DIP FLYER 1 DISPLAY 1 DOLLIES 1 DOREY 1 DRIER 15 DRIERS 1 DRILLING MACHINE 1 DRUM 3 DRUM PUMP 1 DRUMS 2 DRYER 45 DRYERS 1 DRYIERS 1 DVD PLAYER 4 DYRER 1 EGG CRATES 1 ELECTRIC METER 1 ELECTRIC SEWING MACHINE 1 ELECTRICITY 1 ELECTRICT MOTOR 1 EMPTY BAGS 1 EMPTY BOTTLES 11 EMPTY BOXES 1 EMPTY CARTONS 2 EMPTY CRATES 4 EMPTY CRATES FOR EGGS 1 EMPTY CRATES OF FANTA 1 EMPTY JERICANS 1 EMPTY MEASURING BOTTLE 1 EMPTY PLASTIC BOTTLES 1 EMPTY SACK 2 EMPTY SACKS 27 EMPTY SACS 1 EMPTY SUCKS 1 EMPTY TINS 2 EMPTY TRAYS 1 FEED 1 FEEDIING PLATES 1 FISHING NETS 1 FLYER 2 FLYING PAN 12 FOIL PAPER 1 FOIL PAPERS 2 FRIDGE 216 FRIDGES 3 FRIER 3 FRYER 2 FRYING PAN 2 FRYING POT 1 FUNNEL 8 GALLON 1 GAS CILINDERS 1 GAS CYLINDER 2 GEN SET 1 GENERATOR 1 GLASS CUTTER 1 GRILL MACHINE 1 GRINDER 7 GROOVING TOOL 1 HACK SAW 2 HACKSAW 1 HAIR BLOWER 1 HAIR DRYER 5 HAMMER 21 HAMMERS 3 HAND AIRPUMP 1 HAND BROWER 1 HANG WIRE 1 HANG'ALA 1 HANG'ER 1 HANGER 8 HANGER/ HANG'ALA 1 HANGERS 9 HARKSAW 1 HARKSAW BREED 1 HEAVY DUTY COLOUR 1 HEXA 1 HOME THEATRE 2 HOME THEATRE (SET) 1 HOME THEATRE(SET) 1 HORSE LINE 1 HOT AIR 5 HOT AIR MACHINE 2 HOT MACHINE 1 HOT PLATE 1 HUMMER 1 HUNG WIRES 1 HUNGER 2 HUNGERS 3 INDUSTRIAL MIXER 1 IRON 3 IRON CUTTER 1 IVO METER 1 JANJ 2 JEKE 1 JELICAN 20 LITRES 1 JERICANS 3 JERRICANS 1 JIG SAW 1 JUMBO 1 KEY SPOKE 1 KIOSK 1 KNIFE 8 KNIFES 1 KNITTING 1 KNITTING MACHINE 6 KNIVES 7 KULLER BOX 1 LAND 1 LAPTOP 2 LASTE 1 LAWNER (TENT) 1 LICHELO 1 LICHERO 2 LONER 2 MACHINE 3 MACHINE OKAZINGIRA 1 MACHINE(SOWING) 1 MADENGU 4 MADENGU (BASKETS) 1 MAHANG'ALA 4 MAHANGALA 1 MAIZE MILL 1 MAIZE MILL SET 1 MALICHERO 2 MAT 1 MAT (MPHASA) 1 MAT (PLAST PAPER) 1 MATRESS 1 MATS 2 MATUMBA 1 MBAULA 5 MEASURING BUCKETS 1 MEASURING METER 1 MEASURING TINS 2 MEAT CUTTER 1 MEGA METER 1 METER 1 METRE 2 METRE TESTE 1 MIL BEROT 1 MIRROR 2 MIRROR GLASS 1 MIRROR GRASS 1 MIXING TINS 1 MOBILE 1 1 MOBILE PHONE 17 MOTOR CYCLE 2 MPHATSA 1 MPHIKA 1 MULTI METRE 1 MULTIMETER 1 MUSIC SYSTEM 3 NDOWA(PAIL) 1 NEEDLE (NSONGOLE 1 NEEDLE CRAFT 1 NONE 124 OIL PUMP 4 OTHER STORAGE 1 OVERLOCK MACHINE 2 PAIL 12 PAILS 8 PAIR OF SCISORS 1 PAIR OF SCISSORS 3 PALE 5 PALETES 1 PALLET 1 PANEL SAW 1 PANGA KNIFE 8 PANGA KNIVES 3 PAPERS 1 PHAZI 1 PHONE 45 PHONE BUREAU 1 PHOTOCOPIER 1 PHOTOCOPIER MACHINE 1 PIERCER (CHOZULIRA MISOMALI) 1 PIPE RANGER 1 PLAIN 18 PLAINE 1 PLAN 2 PLANE 7 PLAST JAIL CANS 1 PLASTIC 7 PLASTIC BAG 4 PLASTIC BAGS 11 PLASTIC BASIN 4 PLASTIC BOTTLES 1 PLASTIC BUCKET 2 PLASTIC DISHES 1 PLASTIC DRUM 1 PLASTIC JAIL CANS 1 PLASTIC MAT 4 PLASTIC PAIL 3 PLASTIC PAPER 6 PLASTIC PAPER BAGS 1 PLASTIC PAPERS 3 PLASTIC SHEET 2 PLASTICS 1 PLATE 2 PLATE (KOYESERA) 1 PLATES 24 PLATIC DISH 1 PLIER 4 PLYER 1 POOL TABLE 1 POP CORN MACHINE 1 POT 6 POTS 46 PRINTER 1 PRINTING MACHINE 1 PUMP 5 PUMP YOPOPERA MAFUTA 1 R 1 RADIO 3 REFRIGERATOR 2 RICE COOKER 1 RONNER 3 RUST 1 SACH CLAMPER 1 SACK 16 SACK BAG 10 SACK BAGS 3 SACK(JIANT) 1 SACKER BAG 1 SACKS 59 SAFETY PINS 1 SAKA BAG 1 SAKA BAGS 1 SAUSAGES MAKER 1 SAW 12 SAW BLADE 1 SAW MILL MACHINES 1 SAWING MACHINE 9 SAWING MACHINMNE 1 SAWS 1 SCALE 198 SCALE (WEIGHING) 1 SCALE WEIGHING 2 SCALE(WEIGHING) 1 SCISCORS 8 SCISORS 7 SCISOURS 1 SCISSORS 14 SCREEN 2 SCREW DRIVER 4 SCREW DRIVERS 2 SEAL TAPE 1 SEFA 1 SESS WAEVE 1 SEWING MACHINE 32 SHAVER 3 SHAVERS 1 SHAVING MACHINE 11 SHELF 2 SHOE BRUSH 1 SHOVEL 2 SILLED MACHINE 1 SMALL PLATE (COFFIE) 1 SMALL PLATES 1 SNAPS 1 SODA IRON 1 SODALING IRON 1 SODERING GUN 1 SODERING IRON 4 SOLDERING IRON 1 SORDERING IRON 1 SOWING MACHINE 2 SPANERS 1 SPANNER 4 SPANNERS 4 SPEAKER 1 SPOON 2 STAPLER MACHINE 1 STEAMER 9 STRAIGHTENER 1 STRAIGHTNER 1 STRATENER 1 TABLE 25 TABLES 7 TAILORING MACHINE 2 TAPE 1 TAPE MEASURE 26 TESTING METER 1 TILL MACHINE 1 TIN 2 TINS 4 TOCKEN 1 TONG SET 1 TOOL BOX 7 TOOLS 1 TOOLS BOX 2 TRAVELLING BAG 1 TRAWLEY 1 TRAY 1 TRAYS 2 TROLLEY (CHONYAMULIRA NKHUKU) 1 TV 1 TYRE LEAVER 2 TYRE LEVER 1 UMBRELLA 5 UMBULERA 1 WARROW 2 WASTER 1 WEAVING 1 WEAVING MACHINE 1 WEIGH SCALE 2 WEIGHING SCALE 90 WEIGHING SCALE. 1 WEIGHIng SCALE 1 WELDING GAS 1 WELDING MACHINE 9 WHEEL BAR 1 WHEEL BAROW 1 WHEEL BARROW 8 WHEELBAR 2 WHEELBARROW 7 WHELL BARROW 1 WINNOWER 1 WINNOWING BASKET 1 WINOWER 1 WINOWING BASKET 1 WIRE 1 WIRE BRUSH 1 WOOD BOX 1 WOOD SAW 1 WOODEN TRAY 1 ZINGWE 1 16. Item name 1711 0 . 2 20 LITRES BUCKET 1 20 LITTERS BUCKET 1 20L JERICANS 1 20LITTERS BUCKET 1 20LTS OIL GALLONS 1 40 LITTERS BASIN 1 5 LITTER BUCKET 1 5 LITTER BUCKETS 1 500ML CUP 1 5L BACKET 1 AMMETTER 1 AMPLIEFIR 1 AMPLIFIER 4 AVAL METRES 1 AVOMETER 1 AXE 1 BACKET 3 BAGS 2 BASIN 17 BASINS 7 BASKET 8 BASKET WEAVE 2 BASKETS 17 BASKETS(DENGU) 1 BENCH 8 BENCH / CHAIR 1 BENCH VICE 1 BICYCLE 38 BICYCLES 1 BIG BASKETS 2 BIG DRUMS 1 BIG FRYING PAN 1 BIG JUMBO 1 BIG PLASTIC JUMBO 1 BIG POTS 2 BIG SPOONS 1 BIGILI 5 LITRES PAIL 1 BINDING MACHINE 1 BLACK SHEET 1 BLACK SHEET (PLASTIC) 1 BLACKSHEET 1 BLANKETS 1 BLOWER 14 1 BOTTLE CASE 1 BOTTLES 3 BOTTLES CASE 1 BOW SAW 2 BOX 1 BRASH 1 BROWER 9 BRUSH 10 BUCKET 2 BUCKET 20 LITTERS 1 BURNER 1 CALCULATOR 30 CAR 33 CAR BATTERRY 1 CARRIER BAGGAGES 1 CARTON 11 CARTONS 8 CARTONS MATS 1 CARTOON 1 CASES 1 CASH SALE 1 CELLS 1 CHAIN SAW 1 CHAIR 30 CHAIR BENCH 1 CHAIR/ BENCH 1 CHAIRS 27 CHALK 1 CHARCOAL BURNER 9 CHARCOAL HEATER 2 CHARGERS 1 CHARGES 1 CHEASEL 3 CHESEAL 1 CHIKWANJE 3 CHIPS FLYER 1 CHISEAL 3 CHISEL 1 CHISONGOLE 2 CHISONGOLO 1 CHIWAYA 1 CLAMPER 1 COMB BRUSH 1 COMPRESOR 2 COMPUTER 4 COMPUTERS 1 COOKER 2 COOKING POTS 4 COOKING STICKS 1 COOLER BIOX 1 COOLER BOX 9 COOLER BOX (CONTAINER) 1 COPIER 1 COVER PAPER 1 CRAMPER 2 CRATE 1 CRATE OF DRICKS 1 CRATES 9 CRATES (EMPTY) 1 CRATES FOR EGGS 1 CRATES OF BOTTLE 1 CRATES OF BOTTLES 1 CRATES OF SOFT DRINKS 1 CROSHING 1 CUPS 1 CUTTING MACHINE 1 CUTTING MACHINES 1 D- PLOUGH 1 DEEP FRYER 1 DEEP PLOUGH 2 DENGU 9 DILOT(FROM AUTONATOR) 1 DISPLAYING HOOKS 1 DRAMS 1 DRIER 2 DRUM 3 DRUMS 2 DRUMZ 1 DRYER 13 DRYIER 2 EGG TREYS 1 ELECTRICITY 1 ELECTRICITY POTS 1 EMBROIDERY MACHINE 1 EMPTY BAGS/SACKS 1 EMPTY BOTTLES 10 EMPTY CRATE 1 EMPTY CRATES 7 EMPTY CRATES OF FANTA 2 EMPTY CRETES 1 EMPTY EGG TRAYS 1 EMPTY PLASTIC BOTTLES 2 EMPTY PLASTICS 1 EMPTY SACK 2 EMPTY SACKS 13 EMPTY TINS 1 EMPTY TRAYS 1 EXTENSION 3 EXTENTION 1 EXTESIONER 1 FEEDERS PO 1 FEEDING PLATES 3 FISH TAPE 1 FISHING BOAT 1 FITCH TAPE 1 FLASHING BOX 1 FLYER 1 FLYING PAN 2 FOIL PAPER 2 FOIL PAPERS 1 FOLK 1 FOLKS 1 FOOD WARMER 3 FRIDGE 99 FRIDGES 1 FRYING PAN 1 FUNNEL 7 GALLONS 3 GENERATOR 3 GLANDING MACHINE 1 GLASS CUTTER 1 GLINDER 3 GLYNDER 1 GPS 1 GRINDER 11 GROOVING MACHINE 1 GROUND PHONE 1 HACK SAW 1 HAIR DRYER 3 HAIR STEAMER 1 HAIR STRAIGHTENER 1 HAIR STRAIGHTNER 1 HAMMER 23 HAND BLOWER 1 HAND BROWER 1 HAND SAW 2 HANGER 3 HANGER (HANG'ALA) 1 HANGER STANDS 1 HANGERS 1 HARMER 1 HAX SAW 1 HEXAS SCREW DRIVER 1 HOOKS 1 HOT AIR 3 HOT COMB 1 HUMMER 5 HUNGER (CHANGALA) 1 HUNGER STAND 1 ICE MAKER 1 INVOMETER 1 IRON 4 JAIL CANS 1 JERICAN 1 JERICANS 3 JERRICAN 1 JERRICANS 3 KHOLA 1 KNIFE 11 KNIFES 1 KNIVES 30 LAMP 1 LARGE SPOON 1 LEVERS 1 LICHELO 3 LICHELO(WINNOWING BASKET) 1 LICHERO 3 LICHERO WINNOWING (BASKET) 1 LOANER 1 LONER 5 LONNER 1 MACHINE 2 MACHINE (CHOMETELA) 1 MACHINE ODULIRA NYAMA 1 MACHINE WARROW 1 MADENGU 2 MADENGU (BASKETS) 1 MAHANGALA 1 MALICHELO 1 MAT 2 MATUMBA 2 MBALE 1 MBAULA 3 MEASURING PLATES 1 MEASURING TAPE 3 MEAT CUTTER 2 MEGAPHONE 1 METER 1 MICROWAVE 4 MILLER GLASS 1 MIRROR 7 MIRROR GLASS 5 MIRRORGLASS 1 MOBILE PHONE 3 MORTAR 1 MOTOCYCLE 1 MOTOR CYCLE 1 MOTORCYCLE 3 MPHASA (MAT) 1 MUSCLE SYSTEM 1 MUSIC SYSTEM 2 NEEDLE 1 NEWSPAPERS 1 NIDDLES 1 NJANJI 1 OPENER 1 PAIL 13 PAIL FOR WASHING HANDS 1 PAILS 13 PAINT BRUSH 1 PAINTS BRUSHES 1 PAIR OF SCISSORS 2 PALE 2 PALES 3 PANGA KNIFE 16 PANGA KNIFES 1 PANGA KNIVES 3 PAPER 2 PAPERS 2 PASTRY ROLLER 1 PEGS BIG 1 PHAZI 1 PHAZI (CHOONGOLERA NSAPATO) 1 PHONE 29 PHONE CHARGER 1 PHONE CHARGERS 2 PHOTOCOPIER 1 PINIFOUR 1 PLAIN 9 PLANE 2 PLANNER 1 PLAST BASIN 1 PLASTIC 2 1 PLASTIC BACKET 2 PLASTIC BAG 1 PLASTIC BAGS 1 PLASTIC BASIN 8 PLASTIC BASINS 1 PLASTIC BASKET 1 PLASTIC BOTTLE 1 PLASTIC BOTTLES 1 PLASTIC BUCKET 1 PLASTIC EMPTY BOTTLES 1 PLASTIC JAILCAN 1 PLASTIC JUMBOS 1 PLASTIC MAT 1 PLASTIC PAIL 6 PLASTIC PAPER 13 PLASTIC PAPER SHEET 2 PLASTIC PAPERS 3 PLASTIC SHEET 3 PLASTIC WINNOWING BASKET 1 PLATE 4 PLATE CUTLER 1 PLATES 87 PLAYER 1 PLIER 1 POOL BALLS 1 POOL TABLE 1 POT 2 POTS 27 PRAYER 1 PRINTER 2 PRINTER PHOTOCOPIER 1 PRINTERS 1 PUMP 4 PUPPET 1 QUARTER POWER 1 QUE (PLAYING STICK) 1 RADIO 1 RAIL WAY(PLATFORM) 1 REFRIGIRANT GAS CYLINDER 1 RICE COOKER 2 RIM LOCK 1 ROCKER 1 ROLLERS 1 RONER 2 SACK 15 SACK BAG 2 SACK/BLACKSHEET 1 SACKER BAG 1 SACKS 74 SACKS /JUMBO 1 SAK BAGS 1 SAKA BAGS 1 SAND PAPER 2 SANDING MACHINE 1 SATELITE FINDER 1 SAUSAGE 1 SAW 20 SAW BLADE 1 SAW BLADES 1 SAWING MACHINE 1 SCALE 99 SCHOOL DRIVER 1 SCISCORS 3 SCISORS 16 SCISSCISORS 1 SCISSOR 2 SCISSORS 20 SCREEN 3 SCREW DRIVER 10 SCREW DRIVERS 2 SCREWDRIVER 1 SCRULL DRIVER 1 SET OF SCREW DRIVERS 1 SEWING MACHINE 8 SEWING WOOL 1 SHAVING MACHINE 1 SHEET/PAPER 1 SHOE POLISH 1 SHOES STAND 1 SHOVEL 1 SINK CHAIR 1 SNAPE (SCISSORS) 1 SNAPERS 1 SNAPES 1 SNAPES (SCISSORS) 1 SODA WIRE 1 SODERINA IRON 1 SODERING IRON 8 SODERING IRON CHOOTCHELERA 1 SOLDERING IRON 3 SOLDERING WIRE 1 SOUND SYSTEM 1 SPANERS 1 SPANNER 2 SPANNERS 2 SPEAKER 3 SPEAKERS 1 SPOON 2 SPOON / BOTTLE 1 SPOONS 4 SPUNNER 1 STEAMER 26 STEARMER 1 STEEMER 1 STERIO 1 STIMMER 1 STOCK AND DIE 1 STORAGE AREA 1 STRAIGHTENER 1 STRAIGHTER 2 STRAIGHTNER 7 STRATENER 2 STREAMER 1 STREAMMER 1 TABLE 19 TABLE MAT 1 TABLES 4 TAPAULINE 1 TAPE 1 TAPE MEASURE 40 TAPE MEASURES 1 TASTER 1 TELEVISION 2 THICK PLASTIC BAGS 1 TILL MACHINE 3 TIMBERS 1 TINS 5 TONG SET 1 TOOL BOX 9 TOWEL 1 TROLY 1 TV 1 UMBRELLA 2 UMBRELLER 1 VOLTMETER 1 VULVA CLOTHES 1 WARROW 1 WEAVING BASKET 1 WEIGHING 1 WEIGHING SCALE 25 WELDING MACHINE 9 WESTA(CHOPUKUTIRA) 1 WHEEL BARROW 8 WHEELBAROW 1 WHEELBARROW 4 WIEGHING SCALE 1 WINNOWER 3 WINNOWING 1 WINNOWING BASKET 3 WINOWER 2 WINOWING BASKET 1 ZIGUBU 3 16. Item name 1106 0 . 6 20 LITRE TIN 1 20 LITRES BUCKET 1 5 LITRE PAIL 1 5L CONTAINERS 1 5L JERICANS 1 AFRO METER 1 AMMETER 1 AMMITER 1 AMP 1 AMPLIFIER 2 AVO METER 1 AVOMETER 1 AXE 4 BACKET 4 BAGS 1 BALLS 1 BASIN 11 BASINS 19 BASKET 3 BASKETS 5 BASKETS BIG 1 BATTERY CHARGER 1 BED SHEETS 1 BELTS 1 BENCH 6 BENCHES 1 BENDING MACHINE 1 BICYCLE 24 BIG CHARCOAL BURNER 1 BIG FRYING PAN 1 BIG JUMBOS 2 BIG PALES 1 BIG POTS 1 BIG SPOON 4 BIGSPOON 1 BINDING MACHINE 1 BLACK BOARD 1 BLACK PAPER SHEET 1 BLACK SHEET 2 BLACK SHEETS 3 BLOWER 17 BOB JANE(MBOMBOJANI 1 BODY FILE 1 BOSOO 1 BOTTLE 1 BOTTLES 4 BOTTLES OF SOFT DRINKS 1 BRASH 1 BRINIARY 1 BROWER 9 BROWERS 1 BRUSH 5 BUCKETS 1 BURNER 1 BUTTONS MAKER MACHINE 1 CALCULATOR 20 CALCURATOR 1 CAR 23 CARDREADER 1 CARS 1 CARTON 6 CARTONS 3 CARTOON 1 CHACOAL BURNER 1 CHAIN BLOCK 2 CHAIR 23 CHAIR / BENCH 1 CHAIRS 22 CHARCOAL BUNNER SET 1 CHARCOAL BURNER 10 CHARCOAL BURNER (MBAULA) 1 CHARCOAL BURNERS 1 CHARGER FOR PHONES 1 CHIFTING 1 CHISEL 1 CHISONGOLE 1 CHIWAYA 5 CHOBAYIRA 1 CHOMETELA 1 CLOSHEN 1 CLUMPER 1 COMB 1 COMBS 4 COMBS (ZIPESO) 1 COMPRESSOR PAINTING MACHI 1 COMPUTER 3 COMPUTERS 1 COOKING OIL GALLONS 1 COOKING STICKS 1 COOL BOX 1 COOLER BOX 4 CRAMPER 1 CRATES 11 CRATES (SOFT DRINKS) 1 CRATES FOR DRINKS 1 CRATES OF FANTA 1 CRATES OF SOFT DRINKS 1 CRUMPA 1 CUP 5 CUPS 6 DENGU 2 DENGU (BASKET 1 DENGU (BASKET) 1 DIGITAL METER 1 DISH 1 DISH PLASTICS 1 DISPLAY 1 DISPLAY (SHOE) 1 DRIER 2 DRILL 1 DRILL MACHINE 3 DRILLING MACHINE 6 DRINK 1 DRUM 2 DRUMS 2 DRYER 4 ELECTRIC EXTENSION 1 ELECTRIC GRILL 1 ELECTRIC IRON 1 ELECTRIC MACHINE 1 EMPTY 1 EMPTY BOTTLES 3 EMPTY CRATES 3 EMPTY DRUMS 1 EMPTY DRUMS/ GALLONS 1 EMPTY SACKS 11 EMPTY TRAYS 1 EMPTY TRAYS FOR EGGS 1 EXTENSION 2 FANEL 1 FISHING NETS 1 FLASK 1 FLOUR BASINS 1 FLYING PAN 2 FOIL PAPER 1 FOOT BOUNCER 1 FRIDGE 23 FRYING PAN 1 FUNNEL 5 FUNNEL (MEASURING COOKING OIL 1 G CRAMP 1 GALLONS 1 GAS 1 GAS WILDER 1 GENERATOR 1 GLINDER 3 GRINDER 1 GROOVING MACHINE 2 HACK SAW 3 HACKSAW 1 HAIR BLOWER 2 HAIR STRAIGHTNER 1 HAIR STRAITNER 1 HAMMER 18 HANGERS 3 HARKSAW 1 HARMERS 1 HAX SAW 4 HAXSAW 1 HOT AIR STATION 1 HOT COMB 1 HOUSE 1 HUMMER 3 HUNGERS 1 INDUSTRIAL OVEN 1 IRON 2 JECK 1 JERICANS 2 JERRYCAN 1 JUG 1 KASEMASEMA 1 KNIFE 8 KNIFES 2 KNIVES 13 KULLER BOX 1 LAPTOP 1 LICHELO 1 LICHERO 2 LOANER 1 LONER 1 MAT 1 MAT (MPHASA) 2 MATUMBA 1 MBALE/PLATES 1 MBAULA 3 MEASURING CUPS 1 MEASURING TAPE 2 MEASURING TINS 1 MEAT GRINDER(CHOGAYIRA NYAMA) 1 METAL DRUMS 1 METER 1 METRE 1 METRE TESTER 1 MICROWAVE 1 MILLER GLASS 1 MIROR GLASS 1 MIRROR 6 MIRROR GLASS 2 MIRROR GRASS 1 MIRRORS 1 MIXER 1 MIXER LIGHTS DISCO 1 MIXER SOUND 1 MOBILE PHONE 3 MOPS 1 MOTORCYCLE 1 MPAMBA AIRTEL MONEY PHONE 1 MPHAZI 1 MULTI FLYING PAN 1 MULTIMETER 1 MUSIC SYSTEM 1 MUTIMETER 1 NEDULO 1 NEEDLE 2 NEEDLE (CHISONGOLE) 1 NEEDLE (NSONGOLE) 1 NJANJI 1 NKHWANGA 1 PAIL 10 PAIL (BUCKET) 1 PAIL/ NDOWA 1 PAILS 24 PAIR OF SCISSORS 2 PAIR PIZZERS 1 PAIRS 1 PALE 1 PALETE/STAND 1 PALLETT 1 PANGA 1 PANGA KNIFE 6 PANGA KNIVES 3 PENS AND BOOKS 1 PHONE 32 PHONE CHARGER 1 PHONE RECEIVER 1 PIESER 1 PIN 1 PIT 1 PLAIN 5 PLAIR 1 PLAN 1 PLANE 1 PLAST BASIN 1 PLASTIC 1 PLASTIC BASIN 1 PLASTIC BASKET 1 PLASTIC CONTAINERS 1 PLASTIC GALLONS 1 PLASTIC JUMBO (MET) 1 PLASTIC PAIL 1 PLASTIC SHEETS 1 PLASTIC WATER GALLONS 1 PLASTICS BAGS 1 PLATES 53 PLATES, SPOONS 1 PLIER 1 PLYER 1 POPCORN FLYER 1 POT 2 POTS 5 POWDER 1 PUMP 2 RADIO 4 RIPPING SAW 1 ROLLERS 1 ROPE 1 ROW-RANS 1 SACK 2 SACK BAG 1 SACKBAGS 1 SACKER BAGS 1 SACKS 25 SAW 7 SAW BLADE 2 SAW MACHINE 1 SAWING MACHINE 2 SAWING NIDDLE 1 SCALE 28 SCALES 1 SCANNER FAULTS 1 SCHOOL DRIVERS 2 SCISCORS 2 SCISOR 1 SCISORS 3 SCISSORS 12 SCRAPERS 1 SCREEN 2 SCREW DRIVER 7 SCREW DRIVERS 2 SCREWDRIVER 1 SEWING MACHINE 1 SEWING MACHING 1 SHAPES 1 SHIFTING 1 SHIFTING SPANNER 1 SHIZEAL 1 SHIZEL 1 SIEVE 1 SIEVER 1 SINGANE (NEEDLE) 1 SINK 1 SMALL PLATE 1 SMITH MACHINE 1 SNAPES 1 SODAR SACKA 1 SODARING IRON 1 SODERING GUN 1 SOFTWARES COMPUTER 1 SOLAR SYSTEM 1 1 SOLDERING WIRE 1 SOUND SYSTEM 1 SPANNER 3 SPANNERS 3 SPEAKER 2 SPEAKERS 1 SPOON 9 SPOON (BIG) 1 SPOONS 6 SPOONS SMALL AND BIG 1 STEAMER 9 STEEL BAR (RAIL BAR) 1 STEEMER 1 STORAGE AREA 4 STORES 1 STRAIGHENER 1 STRAIGHTENER 5 STRAIGHTER 2 STRAIGHTERNER 1 STRAIGHTNER 11 STRAITATER 1 STRATANER 1 STREAMER 1 SUCKS 1 TABLE 21 TABLE MAT 1 TABLE WRAPERS 1 TABLES 5 TAILORING MACHINE 1 TAPAULINE 1 TAPE 6 TAPE MEASURE 30 TAPE MEASURES 1 TELEVISION 2 TEN AND SAW 1 TENT 1 TESTER 2 TESTOR MACHINE 1 TILL MACHINE 2 TILL(CASH REGISTER) 1 TIN 2 TINS 1 TONG 2 TONG SET 2 TONGLE SET 1 TOOLS BOX 2 TORCH MACHINE 1 TRAYS 1 TRAYS OF EGGS 1 TUMBLERS 1 TUPER 1 TUPPER 1 TV 1 UMBRELLA 2 VICE 1 WASHING BASIN 1 WEIGHING SCALE 13 WELDING GAS BOTTLE 1 WELDING MACHINE 1 WHEEL BALLOW 1 WHEEL BAR 1 WHEEL BARROR 1 WHEEL BARROW 2 WHEELBALLOW 2 WHEELBAR 1 WHEELBARROW 4 WHEELL BARROW 1 WINNOWER 1 WINNOWING BASKET 1 WINNOWING BASKET (LICHERO) 1 WINOWER 1 WINOWING BAS BASKET 1 WINOWING BASKETS 1 WIRE STAND 1 WOOD CUTTER 1 WOOD SAW 1 WOOVEN 1 WORK SUIT 1 WRAPPERS (ZITENJE) 1 ZIGUBU 1 ZISONGOLE ZA SAPATO 1 ZIWAYA 1 ZOSOKELA 1 17. Does your business have access to (ITEM)? 2153 511 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 1804 2 Yes, do not own item or pay for the service, but business has regular access to it 88 3 Yes, do not own item or pay for the service, but business has sporadic access to it 17 4 No, do not own and do not have access 244 Sysmiss 511 17. Does your business have access to (ITEM)? 1710 954 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 1435 2 Yes, do not own item or pay for the service, but business has regular access to it 50 3 Yes, do not own item or pay for the service, but business has sporadic access to it 4 4 No, do not own and do not have access 221 Sysmiss 954 17. Does your business have access to (ITEM)? 1100 1564 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 945 2 Yes, do not own item or pay for the service, but business has regular access to it 25 3 Yes, do not own item or pay for the service, but business has sporadic access to it 7 4 No, do not own and do not have access 123 Sysmiss 1564 18. Quantity business has access to-how many? 1910 754 -99 Refused -6 Missing 18. Quantity business has access to-how many? 1490 1174 -99 Refused -6 Missing 18. Quantity business has access to-how many? 976 1688 -99 Refused -6 Missing 19. Date of latest acquisition/access or date of start of service? 1910 754 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 January 152 2 February 143 3 March 177 4 April 133 5 May 123 6 June 203 7 July 165 8 August 151 9 September 175 10 October 243 11 November 149 12 December 96 Sysmiss 754 19. Date of latest acquisition/access or date of start of service? 1490 1174 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 January 117 2 February 112 3 March 139 4 April 110 5 May 86 6 June 153 7 July 135 8 August 118 9 September 164 10 October 168 11 November 105 12 December 83 Sysmiss 1174 19. Date of latest acquisition/access or date of start of service? 976 1688 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 January 69 2 February 60 3 March 67 4 April 63 5 May 82 6 June 102 7 July 84 8 August 75 9 September 106 10 October 140 11 November 80 12 December 48 Sysmiss 1688 19. Date of latest acquisition/access or date of start of service? 1910 754 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1980 1 1985 1 1987 1 1989 2 1990 2 1991 1 1992 3 1993 1 1994 4 1995 4 1996 2 1997 3 1998 3 1999 8 2000 21 2001 17 2002 23 2003 17 2004 21 2005 27 2006 22 2007 31 2008 37 2009 86 2010 110 2011 135 2012 221 2013 364 2014 720 2015 22 Sysmiss 754 19. Date of latest acquisition/access or date of start of service? 1490 1174 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1990 2 1991 2 1992 1 1993 1 1994 4 1995 2 1996 1 1997 3 1998 1 1999 10 2000 8 2001 6 2002 16 2003 11 2004 17 2005 22 2006 20 2007 26 2008 35 2009 43 2010 65 2011 99 2012 155 2013 302 2014 617 2015 21 Sysmiss 1174 19. Date of latest acquisition/access or date of start of service? 976 1688 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1987 1 1990 2 1991 1 1993 1 1994 3 1995 1 1996 1 1997 2 1999 3 2000 6 2001 7 2002 9 2003 7 2004 11 2005 9 2006 8 2007 13 2008 22 2009 23 2010 44 2011 57 2012 103 2013 206 2014 428 2015 8 Sysmiss 1688 20. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 1911 753 -99 Refused -6 Missing 20. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 1490 1174 -99 Refused -6 Missing 20. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 976 1688 -99 Refused -6 Missing 21. Have you purchased any equipment or important tools for your sector in the p 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 1134 2 No 1147 Sysmiss 383 22. How much in total did you spend on new equipment or important tools for your 1137 1527 -99 Refused 0 -6 Missing 3 23. (if has electricity-response 1 in Q12) Do you have electricity connection in 2652 12 -99 Refused 0 -98 Not Applicable 2237 -9 Don't know 2 -6 Missing 3 1 Yes 132 2 No 278 Sysmiss 12 1. (Ask if has spouse) There are many ways people borrow money. Have you borrowe 2281 383 -99 Refused 0 -98 Not Applicable 361 -6 Missing 0 1 Yes 113 2 No 1807 Sysmiss 383 2. Have you borrowed for your business in the past 6 months from any other famil 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 267 2 No 2014 Sysmiss 383 3. Have you borrowed for your business in the past 6 months from another busines 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 59 2 No 2222 Sysmiss 383 4. Have you borrowed for your business in the past 6 months from a microfinance 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 192 2 No 2089 Sysmiss 383 5. Have you borrowed for your business in the past 6 months from a bank? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 77 2 No 2204 Sysmiss 383 6. In order to borrow the money from a bank, did you have to show a Business Reg 77 2587 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 16 2 No 61 Sysmiss 2587 7. Have you borrowed for your business in the past 6 months from any other sourc 2281 383 -99 Refused 0 -6 Missing 1 1 Moneylender 5 2 Non-relative (Individual) 137 3 Government/government agency 33 4 Religious group/Charity 3 5 Coperative/business association 11 6 Supplier/retailer/local store 3 7 Savings and credit Cooperative (SACCO) 12 8 Rotating Savings and Credit Association (ROSCA) 148 96 Other 7 98 Business didn't borrow in the past 6 months from any other source 1921 Sysmiss 383 7. Have you borrowed for your business in the past 6 months from any other sourc 2281 383 -99 Refused 0 -6 Missing 0 1 Moneylender 1 2 Non-relative (Individual) 5 3 Government/government agency 3 4 Religious group/Charity 0 5 Coperative/business association 1 6 Supplier/retailer/local store 0 7 Savings and credit Cooperative (SACCO) 2 8 Rotating Savings and Credit Association (ROSCA) 1 77 Skip 2266 96 Other 0 98 Business didn't borrow in the past 6 months from any other source 2 Sysmiss 383 7. Have you borrowed for your business in the past 6 months from any other sourc 7 0 ASCA 2 BORROWED FROM ANOTHER BUSINESS 1 VILLAGE BANK 4 8. Of all the money you borrowed for your business in the past(ever), how much d 2281 383 -99 Refused -6 Missing 9. LAST TIME you borrowed FOR YOUR BUSINESS, how much did you borrow? 1082 1582 -99 Refused -6 Missing 9. Never borrowed money for the business? 1200 1464 -99 Refused 0 -6 Missing 0 1 Yes 1200 Sysmiss 1464 10. When did you last borrow? 1082 1582 -99 Refused 0 -6 Missing 0 1 January 49 2 February 38 3 March 47 4 April 50 5 May 64 6 June 136 7 July 111 8 August 133 9 September 168 10 October 137 11 November 104 12 December 45 Sysmiss 1582 10. When did you last borrow? 1082 1582 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1987 1 1997 1 1998 2 1999 1 2000 1 2002 3 2003 6 2004 9 2005 5 2006 3 2007 9 2008 11 2009 10 2010 30 2011 41 2012 53 2013 115 2014 770 2015 11 Sysmiss 1582 11. What is/was the primary use of the last loan? 1085 1579 -99 Refused 0 -6 Missing 0 1 Construction 21 2 Rent 2 3 Purchase of inputs/raw materials 226 4 License or permit fees 0 5 Pay off past business debt 4 6 Purchase of marketing materials or services 83 7 Purchase of equipment 33 8 Pay workers 0 9 Buy property/land 21 10 Personal expenses 66 11 Purchase of goods to be sold 621 96 Other 8 Sysmiss 1579 11. What is/was the primary use of the last loan? 73 0 . 6 BIULDING A HOUSE 1 BOUGHT A CAR 1 BOUGHT BRICKS FOR HER HOUSE 1 BOUGHT CLOTHES 1 BOUGHT CROP SEEDS 1 BOUGHT FOOD FOR MY HOUSEHOLD 1 BOUGHT IRON SHEETS 3 BOUGHT MAZIE 1 BUILDING A HOUSE 8 BUILDING TOILET 1 BUY HOUSEHOLD ITEMS 1 BUYING A PLACE 1 BUYING BEDDINGS 1 BUYING FOOD 1 BUYING FOOD AT HOME 1 BUYING FOOD FOR HOME 1 BUYING GROCERIES 1 BUYING HOUSE ITEMS 1 BUYING HOUSEHOLD ITEMS 2 BUYING IRON SHEET 1 BUYING MAIZE 1 BUYING RELISH 1 BY HOUSEHOLD ITEMS. 1 CHILDRENS CLOTHES 1 FARMING 2 FOOD AND AIRTIME 1 FUNERAL 2 GLOCERIES 1 HE SPEND ON HIS RELATIVES TO THEIR PERSONAL NEEDS 1 HE USED THE MONEY FOR THE BURIAL OF HIS MOTHER 1 HOUSEHOLD EQUIPMENT 1 HOUSEHOLD GROCERIES 1 MAINTANANCE OF HOUSES FOR RENT 1 MEDICAL EXPENSES 2 PAID SCHOOL FEES 2 PAY SCHOOL FEES 5 PAYING MEDICAL BILLS 2 SCHOOL FEES 5 SCHOOL FEES FOR A RELATIVE 2 TRANSPORT 1 TRANSPORTING MY BUSINESS ITEMS 1 USED FOR BUILDING A HOUSE 1 WEDDING CEREMONY 1 11. What is/was the primary use of the last loan? 24 0 . 17 BUSINESS RENTAL 1 BUSINESS TRANSPORT EXPENCES 1 BUSINESS TRANSPORT EXPENSES 1 MANTAINANCE OF THE HOUSE 1 PAID ELECTRICITY BILL 1 TRANSPORT 1 TRANSPORT TO HOME VILLAGE 1 12. If suddenly you're faced with an unexpected situation and you need MWK5,000 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 2248 2 No 33 Sysmiss 383 13. If suddenly you're faced with an unexpected situation and you need MWK20,000 2248 416 -99 Refused 0 -6 Missing 0 1 Yes 2181 2 No 67 Sysmiss 416 14. If suddenly you're faced with an unexpected situation and you need MWK50,000 2187 477 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 Yes 2076 2 No 111 Sysmiss 477 15. If suddenly you're faced with an unexpected situation and you need MWK150,00 2096 568 -99 Refused 0 -6 Missing 0 1 Yes 1625 2 No 471 Sysmiss 568 16. If suddenly you're faced with an unexpected situation and you need money in 2281 383 -99 Refused 1 -6 Missing 0 17. If you're faced with that situation of needing that money in 2 weeks for you 2281 383 -99 Refused 1 -6 Missing 0 1 Spouse 24 2 Family member/friend 493 3 Other business 90 4 Microfinance institution 783 5 Bank/financial institution 712 6 Moneylender 18 7 Non-relative (Individual) 5 8 Government/government agency 5 9 Religious group/charity 0 10 Cooperative/business association 8 11 Supplier/retailer/local store 0 12 Savings and Credit Coperative (SACCO) 7 13 Rotating Savings and Credit Association (ROSCA) 119 96 Other 16 Sysmiss 383 17. If you're faced with that situation of needing that money in 2 weeks for you 2281 383 -99 Refused 0 -6 Missing 0 1 Spouse 28 2 Family member/friend 203 3 Other business 102 4 Microfinance institution 274 5 Bank/financial institution 596 6 Moneylender 33 7 Non-relative (Individual) 16 8 Government/government agency 5 9 Religious group/charity 3 10 Cooperative/business association 14 11 Supplier/retailer/local store 2 12 Savings and Credit Coperative (SACCO) 9 13 Rotating Savings and Credit Association (ROSCA) 68 77 Skip 921 96 Other 7 Sysmiss 383 17. If you're faced with that situation of needing that money in 2 weeks for you 25 0 . 2 ASCA 2 CAN NEVER TAKE OUT A LOAN 1 CAN NOT BORROW NO MATTER WHAT 1 CAN'T BORROW ANY MONEY FOR THE BUSINESS NO MATTER WHAT. 1 CANNOT BORROW ANY MONEY 1 CANNOT BORROW MONEY 1 CANNOT TAKE A LOAN 1 CANNOT TAKE OUT A LOAN 1 CHURCH GROUPS 1 COULDN'T BORROW ANY MONEY 1 HE CAN NOT BORROW 1 HE CANT BORROW 1 HE HAVE TO SEARCH FOR A PIECE WORK 1 THE RESPONDENT INSIST THAT HE CAN NOT BORROW MONEY 1 THE RESPONDENT INSISTED THAT SHE CANT BORROW MONEY FOR HER BUSINESS IN ANY CASE 1 VILLAGE BANK 5 WOULD NEVER TAKE OUT A LOAN 2 1. Do you save the money you earn in this business at your home? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 1171 2 No 1110 Sysmiss 383 2. Do you save the money yo earn with friends/family/or other individual? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 78 2 No 2203 Sysmiss 383 3. How else do you save the money you earn in this business? 2249 415 -99 Refused 0 -6 Missing 0 1 I save money in the business premises 338 2 Through a ROSCA/SACCO 267 3 My business partner saves the money 5 4 I save in a bank 1398 5 I don't save any other way/I don't save 233 6 Microfinancing institution 8 96 Other 0 Sysmiss 415 3. How else do you save the money you earn in this business? 663 2001 -99 Refused 0 -6 Missing 0 1 I save money in the business premises 36 2 Through a ROSCA/SACCO 342 3 My business partner saves the money 0 4 I save in a bank 261 5 I don't save any other way/I don't save 3 6 Microfinancing institution 21 77 Skip 0 96 Other 0 Sysmiss 2001 3. How else do you save the money you earn in this business? 19 2645 -99 Refused 0 -6 Missing 0 1 I save money in the business premises 0 2 Through a ROSCA/SACCO 9 3 My business partner saves the money 0 4 I save in a bank 8 5 I don't save any other way/I don't save 0 6 Microfinancing institution 2 77 Skip 0 96 Other 0 Sysmiss 2645 3. How else do you save the money you earn in this business? 1 2663 -99 Refused 0 -6 Missing 0 1 I save money in the business premises 1 2 Through a ROSCA/SACCO 0 3 My business partner saves the money 0 4 I save in a bank 0 5 I don't save any other way/I don't save 0 6 Microfinancing institution 0 77 Skip 0 96 Other 0 Sysmiss 2663 3. How else do you save the money you earn in this business? 80 0 . 3 AIRTEL 6 AIRTEL /TNM 1 AIRTEL MONEY 35 AIRTEL MONEY AND MPAMBA 3 AIRTEL MONEY AND TNM MPAMBA 1 AIRTEL TNM 1 BANK NKHONDE 1 BUY OTHER PRODUCTS TO SELL 1 I KEEP AT MY OWN SECRET PLACE BUT NOT HOME 1 I PURCHASE GOODS RIGHT AWAY 1 I SAVE AT VILLAGE BANK 1 I SAVE BY INVESTING IN BUILDING HOUSES 1 I SAVE IN ANOTHER BUSINESS 1 I SAVE THROUGH MPAMBA 1 INVEST IN COMMODITIES 1 MPAMBA AND AIRTEL MONEY 1 MPAMBA(TNM) 1 MPHAMBA TNM 1 PURCHASE GOODS RIGHT AWAY 1 THROUGH LIVESTOCK 1 TNM & AIRTEL 1 TNM AND AIRTEL 1 TNM MPAMBA 7 TNM, AIRTEL 1 VILLAGE BANK 5 VSLA 1 Accounts codes 2281 383 1 Account with a microfinance institution 2281 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 383 Accounts codes 2281 383 1 Account with a microfinance institution 2 2 Amount in a Rotating / Accumulating Savings and Credit Association 2279 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 383 Accounts codes 2281 383 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 2281 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 383 Accounts codes 2281 383 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 2281 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 383 Accounts codes 2281 383 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 2281 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 383 Accounts codes 2281 383 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 2281 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 383 Accounts codes 2281 383 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 2281 8 Loan account (NOT in the name of the business) 0 Sysmiss 383 Accounts codes 2281 383 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of business 0 8 Loan account (NOT in the name of the business) 2281 Sysmiss 383 4. Do you have access to money deposited in an (account)? 2281 383 -99 Refused 0 -6 Missing 0 0 2237 1 Yes 44 2 No 0 Sysmiss 383 4. Do you have access to money deposited in an (account)? 2281 383 -99 Refused 0 -6 Missing 0 0 1603 1 Yes 678 2 No 0 Sysmiss 383 4. Do you have access to money deposited in an (account)? 2281 383 -99 Refused 0 -6 Missing 0 0 2274 1 Yes 7 2 No 0 Sysmiss 383 4. Do you have access to money deposited in an (account)? 2281 383 -99 Refused 0 -6 Missing 0 0 2120 1 Yes 161 2 No 0 Sysmiss 383 4. Do you have access to money deposited in an (account)? 2281 383 -99 Refused 0 -6 Missing 0 0 1808 1 Yes 473 2 No 0 Sysmiss 383 4. Do you have access to money deposited in an (account)? 2281 383 -99 Refused 0 -6 Missing 0 0 2226 1 Yes 55 2 No 0 Sysmiss 383 4. Do you have access to money deposited in an (account)? 2281 383 -99 Refused 0 -6 Missing 0 0 942 1 Yes 1339 2 No 0 Sysmiss 383 4. Do you have access to money deposited in an (account)? 2281 383 -99 Refused 0 -6 Missing 0 0 2278 1 Yes 3 2 No 0 Sysmiss 383 5. In which institution/bank/cooperative is this (account)? 44 2620 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 0 8 FINCA 30 9 FINCOP 7 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 7 Sysmiss 2620 5. In which institution/bank/cooperative is this (account)? 678 1986 -99 Refused 0 -6 Missing 0 1 FMB 3 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 3 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 76 77 Skip 3 96 Other 593 Sysmiss 1986 5. In which institution/bank/cooperative is this (account)? 7 2657 -99 Refused 0 -6 Missing 0 1 FMB 1 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 6 Sysmiss 2657 5. In which institution/bank/cooperative is this (account)? 161 2503 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 10 11 Individual 6 77 Skip 0 96 Other 144 Sysmiss 2503 5. In which institution/bank/cooperative is this (account)? 473 2191 -99 Refused 0 -6 Missing 0 1 FMB 24 2 NBS Bank 387 3 National Bank 9 4 OIBM 31 5 Standard Bank 10 6 INDE Bank 4 7 Malawi Saving Bank (MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 7 Sysmiss 2191 5. In which institution/bank/cooperative is this (account)? 56 2608 -99 Refused 0 -6 Missing 0 1 FMB 5 2 NBS Bank 18 3 National Bank 6 4 OIBM 22 5 Standard Bank 4 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 1 Sysmiss 2608 5. In which institution/bank/cooperative is this (account)? 1341 1323 -99 Refused 1 -6 Missing 0 1 FMB 197 2 NBS Bank 277 3 National Bank 77 4 OIBM 570 5 Standard Bank 122 6 INDE Bank 16 7 Malawi Saving Bank (MSB) 54 8 FINCA 0 9 FINCOP 2 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 25 Sysmiss 1323 5. In which institution/bank/cooperative is this (account)? 3 2661 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 1 3 National Bank 0 4 OIBM 1 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 0 96 Other 0 Sysmiss 2661 5. In which institution/bank/cooperative is this (account)? 46 2618 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 46 96 Other 0 Sysmiss 2618 5. In which institution/bank/cooperative is this (account)? 680 1984 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 668 96 Other 11 Sysmiss 1984 5. In which institution/bank/cooperative is this (account)? 8 2656 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 8 96 Other 0 Sysmiss 2656 5. In which institution/bank/cooperative is this (account)? 164 2500 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 2 11 Individual 0 77 Skip 145 96 Other 17 Sysmiss 2500 5. In which institution/bank/cooperative is this (account)? 476 2188 -99 Refused 0 -6 Missing 0 1 FMB 1 2 NBS Bank 1 3 National Bank 2 4 OIBM 9 5 Standard Bank 3 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 459 96 Other 1 Sysmiss 2188 5. In which institution/bank/cooperative is this (account)? 61 2603 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 2 3 National Bank 0 4 OIBM 8 5 Standard Bank 1 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 48 96 Other 1 Sysmiss 2603 5. In which institution/bank/cooperative is this (account)? 1341 1323 -99 Refused 0 -6 Missing 0 1 FMB 11 2 NBS Bank 18 3 National Bank 10 4 OIBM 49 5 Standard Bank 26 6 INDE Bank 8 7 Malawi Saving Bank(MSB) 10 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 1201 96 Other 8 Sysmiss 1323 5. In which institution/bank/cooperative is this (account)? 10 2654 -99 Refused 0 -6 Missing 0 1 FMB 1 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank(MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 77 Skip 9 96 Other 0 Sysmiss 2654 5. In which institution/bank/cooperative is this (account)? 7 0 FINCA 1 FITSE 1 MARDEF 1 PRIDE 2 PRIDE MALAWI 2 5. In which institution/bank/cooperative is this (account)? 612 0 (ASCA) 1 (BANK NKHONDE) 1 (BANK NKHONDE) CHIKONDI 1 (BANK NKHONDE) GRATE GRACE 1 . 9 20000 1 77 1 AIRTEL 1 AIRTEL MONEY 1 ASCA 122 ASCA ROSCA 1 ASCA, ROSCA 1 BANK MKHONDE 3 BANK MMUDZI 1 BANK NKHONDE 15 ROSCA 420 ROSCA (KALINDATSOKA GROUP) 1 ROSCA AND ASCA 13 ROSCA ASCA 1 1 ROSCA, ASCA 1 ROSCA,ASCA 1 SACCO 2 VILLAGE BANK 12 5. In which institution/bank/cooperative is this (account)? 9 0 . 3 AIRTEL 1 SACCO 4 TEACHERS SACCO 1 5. In which institution/bank/cooperative is this (account)? 150 0 . 2 AIRTEL 17 AIRTEL AND TNM 2 AIRTEL COMPANY 4 AIRTEL COMPANY,TNM COMPANY 1 AIRTEL MONEY 58 AIRTEL MONEY AND MPAMBA 1 AIRTEL MONEY TNM MPAMBA 2 AIRTEL MONEY, MPAMBA 1 AIRTEL MONEY, TNM MPAMBA 3 AIRTEL MPAMBA TNM 1 AIRTEL TNM 1 AIRTEL, TNM 1 AITEL 1 ARITEL MONEY AND TNM MPAMBA 1 MPAMBA 9 MPAMBA TNM 3 MPAMBA, AIRTEL MONEY 1 TNM 16 TNM AIRTEL 3 TNM COMPANY 9 TNM MPAMBA 9 TNM MPAMBA AND AIRTEL MONEY 1 TNM MPAMBA, AIRTEL MONEY 2 TNM, AIRTEL 1 5. In which institution/bank/cooperative is this (account)? 10 0 . 1 ECCO BANK 1 ECO BANK 2 FDH 4 NED BANK 2 5. In which institution/bank/cooperative is this (account)? 2 0 FDH 1 NEDBANK 1 5. In which institution/bank/cooperative is this (account)? 33 0 . 2 ECO BANK 3 ECOBANK 3 FDH 18 FDH BANK 1 INDE 1 MBS 1 NED BANK 3 NED BANK FDH 1 5. In which institution/bank/cooperative is this (account)? 0 0 6. How much savings are currently in this (account)? 44 2620 -99 Refused -9 Don't Know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 677 1987 -99 Refused -9 Don't Know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 7 2657 -99 Refused -9 Don't Know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 161 2503 -99 Refused -9 Don't Know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 465 2199 -99 Refused -9 Don't Know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 55 2609 -99 Refused -9 Don't Know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 1318 1346 -99 Refused -9 Don't Know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 3 2661 -99 Refused -9 Don't Know -6 Missing 77 Skip 7. Is this (account) in your name, in the name of the business or in the name of 44 2620 -99 Refused 0 -6 Missing 0 1 My name 42 2 Name of the business 0 3 Name of my spouse 2 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a business partner 0 96 Other 0 98 Not Applicable 0 Sysmiss 2620 7. Is this (account) in your name, in the name of the business or in the name of 678 1986 -99 Refused 0 -6 Missing 0 1 My name 646 2 Name of the business 5 3 Name of my spouse 19 4 My name and my spouse 2 5 Name of another relative 6 6 Name of a business partner 0 96 Other 0 98 Not Applicable 0 Sysmiss 1986 7. Is this (account) in your name, in the name of the business or in the name of 7 2657 -99 Refused 0 -6 Missing 0 1 My name 7 2 Name of the business 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a business partner 0 96 Other 0 98 Not Applicable 0 Sysmiss 2657 7. Is this (account) in your name, in the name of the business or in the name of 161 2503 -99 Refused 0 -6 Missing 0 1 My name 157 2 Name of the business 2 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 2 6 Name of a business partner 0 96 Other 0 98 Not Applicable 0 Sysmiss 2503 7. Is this (account) in your name, in the name of the business or in the name of 473 2191 -99 Refused 0 -6 Missing 0 1 My name 0 2 Name of the business 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a business partner 0 96 Other 0 98 Not Applicable 473 Sysmiss 2191 7. Is this (account) in your name, in the name of the business or in the name of 55 2609 -99 Refused 0 -6 Missing 0 1 My name 51 2 Name of the business 2 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 2 6 Name of a business partner 0 96 Other 0 98 Not Applicable 0 Sysmiss 2609 7. Is this (account) in your name, in the name of the business or in the name of 1341 1323 -99 Refused 0 -6 Missing 0 1 My name 1295 2 Name of the business 5 3 Name of my spouse 24 4 My name and my spouse 1 5 Name of another relative 11 6 Name of a business partner 2 96 Other 3 98 Not Applicable 0 Sysmiss 1323 7. Is this (account) in your name, in the name of the business or in the name of 3 2661 -99 Refused 0 -6 Missing 0 1 My name 2 2 Name of the business 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a business partner 0 96 Other 1 98 Not Applicable 0 Sysmiss 2661 7. Is this (account) in your name, in the name of the business or in the name of 4 0 . 4 7. Is this (account) in your name, in the name of the business or in the name of 59 0 . 51 1 7 3 1 7. Is this (account) in your name, in the name of the business or in the name of 1 0 . 1 7. Is this (account) in your name, in the name of the business or in the name of 10 0 . 9 AITEL MONEY 1 7. Is this (account) in your name, in the name of the business or in the name of 3 0 . 3 7. Is this (account) in your name, in the name of the business or in the name of 10 0 . 10 7. Is this (account) in your name, in the name of the business or in the name of 84 0 . 77 1 3 3 1 DAUGHTERS NAME 1 EMPLOYER 1 NAME OF HER DAUGHTER 1 7. Is this (account) in your name, in the name of the business or in the name of 2 0 . 1 GROUP ACCOUNT 1 8. I s this (account) used both for business and personal/family reasons(school 44 2620 -99 Refused 0 -6 Missing 0 1 Yes 33 2 No, just for personal 1 3 No, just for business 10 4 No use, just opened the account but haven't used 0 Sysmiss 2620 8. I s this (account) used both for business and personal/family reasons(school 679 1985 -99 Refused 0 -6 Missing 0 1 Yes 523 2 No, just for personal 32 3 No, just for business 122 4 No use, just opened the account but haven't used 2 Sysmiss 1985 8. I s this (account) used both for business and personal/family reasons(school 7 2657 -99 Refused 0 -6 Missing 0 1 Yes 6 2 No, just for personal 1 3 No, just for business 0 4 No use, just opened the account but haven't used 0 Sysmiss 2657 8. I s this (account) used both for business and personal/family reasons(school 161 2503 -99 Refused 0 -6 Missing 0 1 Yes 104 2 No, just for personal 19 3 No, just for business 37 4 No use, just opened the account but haven't used 1 Sysmiss 2503 8. I s this (account) used both for business and personal/family reasons(school 473 2191 -99 Refused 0 -6 Missing 0 1 Yes 241 2 No, just for personal 11 3 No, just for business 221 4 No use, just opened the account but haven't used 0 Sysmiss 2191 8. I s this (account) used both for business and personal/family reasons(school 55 2609 -99 Refused 0 -6 Missing 0 1 Yes 40 2 No, just for personal 8 3 No, just for business 7 4 No use, just opened the account but haven't used 0 Sysmiss 2609 8. I s this (account) used both for business and personal/family reasons(school 1340 1324 -99 Refused 0 -6 Missing 0 1 Yes 1134 2 No, just for personal 72 3 No, just for business 133 4 No use, just opened the account but haven't used 1 Sysmiss 1324 8. I s this (account) used both for business and personal/family reasons(school 3 2661 -99 Refused 0 -6 Missing 0 1 Yes 1 2 No, just for personal 0 3 No, just for business 2 4 No use, just opened the account but haven't used 0 Sysmiss 2661 9. (Ask if married/living with domestic partner) Does your spouse know how much 44 2620 -99 Refused 0 -98 Not applicable 9 -9 Don't know 0 -6 Missing 0 1 Yes 30 2 No 5 Sysmiss 2620 9. (Ask if married/living with domestic partner) Does your spouse know how much 677 1987 -99 Refused 0 -98 Not applicable 146 -9 Don't know 0 -6 Missing 0 1 Yes 482 2 No 49 Sysmiss 1987 9. (Ask if married/living with domestic partner) Does your spouse know how much 10 2654 -99 Refused 0 -98 Not applicable 0 -9 Don't know 0 -6 Missing 0 1 Yes 7 2 No 3 Sysmiss 2654 9. (Ask if married/living with domestic partner) Does your spouse know how much 161 2503 -99 Refused 0 -98 Not applicable 25 -9 Don't know 1 -6 Missing 0 1 Yes 106 2 No 29 Sysmiss 2503 9. (Ask if married/living with domestic partner) Does your spouse know how much 473 2191 -99 Refused 0 -98 Not applicable 75 -9 Don't know 0 -6 Missing 0 1 Yes 344 2 No 54 Sysmiss 2191 9. (Ask if married/living with domestic partner) Does your spouse know how much 57 2607 -99 Refused 0 -98 Not applicable 7 -9 Don't know 0 -6 Missing 0 1 Yes 49 2 No 1 Sysmiss 2607 9. (Ask if married/living with domestic partner) Does your spouse know how much 1340 1324 -99 Refused 0 -98 Not applicable 197 -9 Don't know 0 -6 Missing 0 1 Yes 982 2 No 161 Sysmiss 1324 9. (Ask if married/living with domestic partner) Does your spouse know how much 3 2661 -99 Refused 0 -98 Not applicable 0 -9 Don't know 0 -6 Missing 0 1 Yes 3 2 No 0 Sysmiss 2661 10. (Ask if all 'No' in Q4) Why don't you have money deposited in any of these o 404 2260 -99 Refused 0 -98 Not Applicable 26 -9 Don't know 0 -6 Missing 0 1 I don't trust banks 33 2 I keep money somewhere else 63 3 Fees are too expensive 29 4 I don't know where to start 15 5 I cannot save/I am very poor 178 6 I don't have time to open a bank account 35 7 The nearest bank is too far away 2 96 Other 23 Sysmiss 2260 10. (Ask if all 'No' in Q4) Why don't you have money deposited in any of these o 27 0 . 4 DIFFICULT TO ACCESS YOUR MONEY WHEN ITS IN BANK 1 DONT HAVE ENOUGH CAPITAL 1 DONT HAVE ENOUGH INFORMATION ABOUT BANKS 1 HE MAKE MORE PROFIT WHEN HE SAVES MONEY THROUGH GOODS 1 HIS RELIGION DOES NOT ALLOW HIM TO KEEP MONEY IN THE BANK 1 I CANNOT SAVE BACAUSE WHEN XENOPHOBIA ATTACKS START I CAN LEAVE THE MONEY HERE 1 I DO NOT EARN ENOUGH MONEY 2 I HAD AN ACCOUNT BUT IS CLOSED 1 I HAD AN ACCOUNT I CLOSED IT 1 I JUST DECIDED NOT TO KEEP MONEY ANYWHERE 1 INTERESTED 1 IT IS A LONG PROCESS FOR ME TO SAVE MONEY IN BANKS 1 IT IS DIACTIVATED 1 ITS A BUSY THING WHEN YOU KEEP YOUR MONEY IN BANK 1 ITS DIFFICULT TO ACCESS YOUR MONEY WHEN KEPT IN BANK 2 ITS TIME CONSUMING WHEN MONEY IS KEPT IN BANK 1 LIMITATION WHEN SOMEONE WANTS TO TAKE HIS MONEY FROM BAMK 1 NO BENEFITS SAVING MONEY WITH BANKS 1 NO INTEREST IN BANKS 1 PAYING OUT A LOAN 1 THE BUSINESS DOESN'T MAKE ALOT THAT I CAN SAVE 1 11. (Ask if bank account) Did your bank contact you over the phone in the past 1 2048 616 -99 Refused 0 -98 Not Applicable 360 -9 Don't know 1 -6 Missing 2 1 Yes 331 2 No 1354 Sysmiss 616 12. (Ask if any bank account), Did your bank offer any product or service in the 2048 616 -99 Refused 0 -98 Not Applicable 360 -9 Don't know 49 -6 Missing 1 1 Yes 131 2 No 1507 Sysmiss 616 13. Which products or service did your bank offer in the past 12 months? 132 2532 -99 Refused 0 -98 Not Applicable 0 -6 Missing 1 1 A business bank account 1 2 Another savings account 9 3 A credit facility 19 4 An insurance scheme 11 5 A training program 1 6 A promotion 81 77 Missing 0 96 Other 9 Sysmiss 2532 13. Which products or service did your bank offer in the past 12 months? 11 2653 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 A business bank account 0 2 Another savings account 0 3 A credit facility 1 4 An insurance scheme 1 5 A training program 0 6 A promotion 0 77 Missing 9 96 Other 0 Sysmiss 2653 13. Which products or service did your bank offer in the past 12 months? 3 2661 -99 Refused 0 -98 Not Applicable 0 -6 Missing 3 1 A business bank account 0 2 Another savings account 0 3 A credit facility 0 4 An insurance scheme 0 5 A training program 0 6 A promotion 0 77 Missing 0 96 Other 0 Sysmiss 2661 13. Which products or service did your bank offer in the past 12 months? 9 0 INTEREST 2 INTEREST EARNED 1 MOBILE BANKING 2 MOBILE BANKING (EASY MOBILE) 1 TRANSACTION OF ACCOUNTS 1 TRANSACTION OF BANK ACCOUNT 1 TRANSACTION OF THE ACCOUNT 1 14. Do you have any insurance scheme (against theft, fire etc) in the name of th 2281 383 -99 Refused 0 -9 Don't know 6 -6 Missing 0 1 Yes 118 2 No 2157 Sysmiss 383 15. Which insurance schemes do you currently have in the name of the business 118 2546 -99 Refused 0 -6 Missing 0 1 Insurance against theft 9 2 Insurance against fire 9 3 Weather insurance 1 4 Life insurance for business owner(s) 88 5 Health insurance for business owner(s) 2 6 Life insurance for workers 8 7 Health insurance for workers 0 96 Other specify 1 Sysmiss 2546 15. Which insurance schemes do you currently have in the name of the business 124 2540 -99 Refused 0 -6 Missing 0 1 Insurance against theft 3 2 Insurance against fire 5 3 Weather insurance 0 4 Life insurance for business owner(s) 2 5 Health insurance for business owner(s) 0 6 Life insurance for workers 0 7 Health insurance for workers 0 77 Skip 114 96 Other specify 0 Sysmiss 2540 15. Which insurance schemes do you currently have in the name of the business 124 2540 -99 Refused 0 -6 Missing 0 1 Insurance against theft 0 2 Insurance against fire 1 3 Weather insurance 0 4 Life insurance for business owner(s) 0 5 Health insurance for business owner(s) 0 6 Life insurance for workers 0 7 Health insurance for workers 0 77 Skip 123 96 Other specify 0 Sysmiss 2540 15. Which insurance schemes do you currently have in the name of the business 3 0 . 2 CAR COMPRIHENSIVE INSURANCE 1 16. Did you experience fire in your business premises in the past 12 months? 2281 383 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 164 2 No 2117 Sysmiss 383 17. Did you experience weather-related damage in your business premises in the p 2281 383 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 59 2 No 2222 Sysmiss 383 18. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 210 2454 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 0 1 500 1 600 1 700 1 750 1 1000 1 1500 1 1700 1 5000 7 5500 1 6000 2 7000 2 8000 2 10000 7 12000 3 12800 1 15000 4 17000 1 19000 1 20000 6 22000 2 25000 3 30000 7 32000 2 38000 1 40000 2 42000 1 45000 3 50000 9 52000 1 60000 2 62000 1 70000 1 74000 1 75000 1 78000 2 80000 3 85000 3 98000 1 100000 6 115000 1 120000 3 150000 5 159000 1 160000 2 170000 1 180000 1 200000 5 205000 1 208000 1 210000 1 220000 1 250000 8 253000 1 260000 1 280000 1 300000 7 350000 3 360000 1 370000 2 400000 4 450000 1 480000 1 500000 6 550000 2 570000 1 580000 1 600000 5 650000 2 680000 2 750000 1 800000 2 900000 1 1000000 3 1100000 1 1200000 3 1270000 1 1300000 1 1400000 1 1500000 4 1600000 2 1700000 3 1800000 1 2000000 3 2080000 1 2300000 1 2500000 1 2800000 1 3000000 1 3500000 1 3800000 2 6500000 1 8000000 2 10600000 1 30200000 1 35000000 1 Sysmiss 2454 19. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 210 2454 -9 Refused 0 -8 Not Applicable 0 -6 Missing 0 1 I had insurance 1 2 Asked for a loan/credit from spouse 8 3 Asked for a loan/credit from family member 10 4 Asked for a loan/credit from money lender 6 5 Asked for a loan/credit from a microfinance institution 5 6 Asked for a loan/credit from a bank 0 7 Business savings 85 8 Had personal savings 51 9 My spouse's personal savings 5 10 Another family or friend personal savings 14 96 Other specify 25 Sysmiss 2454 19. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 212 2452 -9 Refused 0 -8 Not Applicable 0 -6 Missing 0 1 I had insurance 0 2 Asked for a loan/credit from spouse 0 3 Asked for a loan/credit from family member 1 4 Asked for a loan/credit from money lender 0 5 Asked for a loan/credit from a microfinance institution 0 6 Asked for a loan/credit from a bank 2 7 Business savings 11 8 Had personal savings 13 9 My spouse's personal savings 1 10 Another family or friend personal savings 5 77 Skip 176 96 Other specify 3 Sysmiss 2452 19. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 211 2453 -9 Refused 0 -8 Not Applicable 0 -6 Missing 0 1 I had insurance 0 2 Asked for a loan/credit from spouse 0 3 Asked for a loan/credit from family member 0 4 Asked for a loan/credit from money lender 1 5 Asked for a loan/credit from a microfinance institution 0 6 Asked for a loan/credit from a bank 0 7 Business savings 0 8 Had personal savings 0 9 My spouse's personal savings 0 10 Another family or friend personal savings 0 77 Skip 210 96 Other specify 0 Sysmiss 2453 19. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 28 0 . 1 ASKED A LOAN FROM VILLAGE BANK 1 ASKED CREDIT FROM ROSCA 1 CREDIT FROM ROSCA /ASCA 1 GIFT FROM BANK (OBM) 1 I BORROWED FROM ROSCA 1 I HAVE NOT RECOVERED MY GOODS 1 LOAN FROM ROSCA 1 LOAN FROM VILLAGE BANK 1 NEVER RECOVERED 1 NOT YET COVERED 1 NOT YET RECOVERED 4 NOTHING WAS DAMAGED 1 ROSCA 4 SALARY 1 SEARCHING FOR WAGE EMPLOYMENT IN ORDER TO RALSE SOME MONEY TO COVER THE LOSSES 1 SHE DIDNT COVER FOR THE LOSSES 1 SOLD A PLOT AND COW 1 SOLD HOUSES 1 SOLD LAND 1 SOLD MY HOUSE 1 WAITING FROM VILLAGE BANK 1 1. What do you think are the top two benefits of registering the business? 2044 620 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Comply with the law 245 2 Avoid harassment from authorities 100 3 Avoid fines 29 4 Issue receipts 17 5 Open a business bank account 79 6 Access to finance 418 7 Less bribes to pay 8 8 Access to government assistance 216 9 Access to new clients 20 10 Access to raw materials 7 11 Be a member of the chamber of commerce 5 12 Export license 5 13 Access to government tenders 303 14 Ability to hire formal workers 3 15 Obtain tax history for future loans 91 16 To be considered a 'real' business 448 17 No benefits 37 96 Other 13 Sysmiss 620 1. What do you think are the top two benefits of registering the business? 1590 1074 -9 Refused 0 -6 Missing 0 1 Comply with the law 193 2 Avoid harassment from authorities 66 3 Avoid fine 28 4 Issue receipt 6 5 Open a business bank account 63 6 Access to finance 300 7 Less bribes to pay 17 8 Access to government assistance 225 9 Access to new clients 30 10 Access to raw materials 5 11 Be a member of the chamber of commerce 5 12 Export license 8 13 Access to government assistance 242 14 Ability to hire formal workers 5 15 Obtain tax history for future loans 88 16 To be considered a 'real' business 298 17 No benefits 0 77 Skip 0 96 Other 11 Sysmiss 1074 1. What do you think are the top two benefits of registering the business? 24 0 ACT AS AN IDENTITY CARD 1 ACT AS IDENTITY 1 BUSINESS TRAINING 1 EASY TO ADVITISE THE BUSINESS THROUGH RADIOS 1 EASY TO GET INSURANCE 3 EASY TO REGISTER FOR INSURANCE 4 EASY TO REGISTER FOR TAX 3 GET AN INSURANCE 3 GET ON INSURANCE 1 KEEP THE BUSINESS SAFE 1 REGISTER FOR INSURANCE 1 REGISTER INSURANCE 1 SECURITY 1 TAX FREE 1 THE BUSINESS WILL BE PROTECTED 1 2. Does your business have a Business Registration Certificate, meaning is your 2282 382 -99 Refused 0 -9 Don't know 10 -6 Missing 0 1 Yes and show certificate 210 2 Yes, but doesn't show the certificate 1170 3 No 867 4 No, I have requested and submitted all the papers but still waiting for the certificate 25 Sysmiss 382 3. When did you obtain the Business Registration Certificate? 1382 1282 -99 Refused 0 -9 Don't know 0 -6 Missing 1 1 January 12 2 February 24 3 March 43 4 April 40 5 May 223 6 June 231 7 July 165 8 August 335 9 September 139 10 October 127 11 November 29 12 December 12 2015 1 Sysmiss 1282 3. When did you obtain the Business Registration Certificate? 1382 1282 -99 Refused 0 -6 Missing 1 1995 1 1996 2 1998 1 2000 1 2001 1 2002 4 2003 1 2004 1 2005 2 2006 5 2007 3 2008 9 2009 8 2010 11 2011 32 2012 1189 2013 77 2014 32 2015 1 Sysmiss 1282 4. Did you use your Business Registration Certificate for any purpose since you 1382 1282 -99 Refused 0 -6 Missing 1 1 Yes 336 2 No 1045 Sysmiss 1282 5. For what purpose did you use the Business Registration Certificate? 345 2319 -99 Refused 0 -6 Missing 6 1 Open business bank account 98 2 Participate in training (and open business bank account) 32 3 Access to bank loan 44 4 Show certificate to customers/Put on the wall 73 5 Provide invoices to customers for tax purposes 4 6 Provide receipts to customers 1 7 Register for taxes (no payment mentioned) 2 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 38 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 31 12 Access to government contracts 6 13 Get access to government's assistance /matching grant/BUGS 1 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 1 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 1 18 Hire new workers 1 96 Other 6 Sysmiss 2319 5. For what purpose did you use the Business Registration Certificate? 349 2315 -99 Refused 0 -6 Missing 0 1 Open business bank account 10 2 Participate in training (and open business bank account) 10 3 Access to bank loan 4 4 Show certificate to customers/Put on the wall 5 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 4 7 Register for taxes (no payment mentioned) 1 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 5 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 9 12 Access to government contracts 2 13 Get access to government's assistance /matching grant/BUGS 1 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 1 16 Get an insurance in the name of the business 1 17 Get electricity in the name of of the business 1 18 Hire new workers 0 77 Skip 292 96 Other 3 Sysmiss 2315 5. For what purpose did you use the Business Registration Certificate? 335 2329 -99 Refused 0 -6 Missing 0 1 Open business bank account 0 2 Participate in training (and open business bank account) 0 3 Access to bank loan 0 4 Show certificate to customers/Put on the wall 2 5 Provide invoices to customers for tax purposes 1 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 1 8 Pay taxes 1 9 Show to inspections/authorities/Avoid being harassed 1 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 2 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 2 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 325 96 Other 0 Sysmiss 2329 5. For what purpose did you use the Business Registration Certificate? 334 2330 -99 Refused 0 -6 Missing 0 1 Open business bank account 0 2 Participate in training (and open business bank account) 0 3 Access to bank loan 0 4 Show certificate to customers/Put on the wall 0 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 0 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 0 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 1 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 333 96 Other 0 Sysmiss 2330 5. For what purpose did you use the Business Registration Certificate? 334 2330 -99 Refused 0 -6 Missing 0 1 Open business bank account 0 2 Participate in training (and open business bank account) 0 3 Access to bank loan 0 4 Show certificate to customers/Put on the wall 0 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 0 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 0 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 334 96 Other 0 Sysmiss 2330 5. For what purpose did you use the Business Registration Certificate? 9 0 ACCESS TO A LOAN FROM MICROFINANCE INSTITUTION (FINCA) 1 ACCESSED A LOAN FROM A MICRO-FINANCE INSTITUTION (FINCA) 1 ACCESSED A LOAN FROM A MICROFINANCE INSTITUTION (FINCA) 1 CONTRACT BUT NOT GOVERNMENT (KALONGA DIOCESE) 1 OBTAIN SECTOR SPECIFIC BUSINESS LICENSE 1 REGISTER FOR AIRTELMONEY AS AN AGENT 1 USED IT AS IDENTITY AT THE BANK 1 USED TO WITHDRAW MONEY FROM BANK. 1 USED WHEN CHANGING MONEY FOREX 1 6. Did you receive help from any individual or organisation to register your bus 1407 1257 -99 Refused 0 -6 Missing 1 1 Yes 1234 2 No 172 Sysmiss 1257 7. (Ask if operates in a trading center) Did this business pay market dues in th 2281 383 -99 Refused 0 -98 Not applicable 549 -6 Missing 0 1 Yes 1554 2 No 178 Sysmiss 383 8. (Ask if does not operates in a trading center) Did this business pay a City A 2281 383 -99 Refused 0 -98 Not applicable 1732 -9 Don't know 1 -6 Missing 0 1 Yes, shows the license 21 2 Yes, shows a receipt 26 3 116 4 No 385 Sysmiss 383 9. (Ask if does not operates in a trading center) Did this business pay any sect 2281 383 -99 Refused 0 -98 Not applicable 1732 -9 Don't know 0 -6 Missing 0 1 Yes, shows the license 10 2 Yes, shows a receipt 22 3 72 4 No 445 Sysmiss 383 10. Did you pay the following taxes for your business in the past 12 months? 2281 383 -99 Refused 0 -98 Not applicable 0 -6 Missing 0 1 Yes 524 2 No 1757 Sysmiss 383 10. Did you pay the following taxes for your business in the past 12 months? 2281 383 -99 Refused 0 -98 Not applicable 2 -6 Missing 0 1 Yes 12 2 No 2267 Sysmiss 383 10. Did you pay the following taxes for your business in the past 12 months? 2281 383 -99 Refused 0 -98 Not applicable 2 -6 Missing 0 1 Yes 4 2 No 2275 Sysmiss 383 11. Is this business registered for taxes? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes, shows a Tax Identification Number (TPIN) card 7 2 Yes, doesn't show anything or something else 229 3 No 2045 Sysmiss 383 12. During the past 6 months, has your business received an inspection from any 2281 383 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 448 2 No 1833 Sysmiss 383 12. During the past 6 months, has your business received an inspection from any 2281 383 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 68 2 No 2213 Sysmiss 383 12. During the past 6 months, has your business received an inspection from any 2281 383 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 66 2 No 2215 Sysmiss 383 12. During the past 6 months, has your business received an inspection from any 2281 383 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 9 2 No 2272 Sysmiss 383 12. During the past 6 months, has your business received an inspection from any 2281 383 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 153 2 No 2128 Sysmiss 383 12. During the past 6 months, has your business received an inspection from any 2281 383 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 37 2 No 2244 Sysmiss 383 13. Were you fined as a result of any of these inspections in the past 6 months? 596 2068 -99 Refused 0 -6 Missing 2 1 Yes 23 2 No 571 Sysmiss 2068 14. How much did you typically pas as fine following these inspections in the pa 26 2638 -99 Refused 0 -6 Missing 3 15. Out of every 10 business owners (not you) how many do you think experienced 2281 383 -99 Refused 0 -6 Missing 0 0 1112 1 51 2 130 3 211 4 195 5 200 6 150 7 91 8 76 9 21 10 44 Sysmiss 383 16. Have you been asked for a bribe in the past 6 months relating to your busine 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 104 2 No 2177 Sysmiss 383 17. Could you tell me what best describes the identity of the person who most of 105 2559 -99 Refused 0 -6 Missing 0 1 Police 44 2 City council/Municipality/Malawi Burea of Standards personnel 21 3 Tax authority 3 4 Ministry of industry and trade 0 5 Neighboring business 0 6 Someone respondent owes money 0 7 Spouse/domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 3 10 Employee 1 11 Customer 9 12 Stranger 15 13 Landlord 0 14 Riotting mob 0 15 Bank or lending officer 0 96 Other 9 Sysmiss 2559 17. Could you tell me what best describes the identity of the person who most of 11 0 . 2 BORDER OFFICERS 1 COMMUNITY POLICING 1 FISHERIES OFFICER 1 FOREST DEPARTMENT 1 MARKET CHAIRMAN 1 MIDDLEMEN 1 SUPPLIER 2 SUPPLIES 1 18. Could you tell me approximately how much in bribes (including cash, merchand 103 2561 -99 Refused -6 Missing 19. Have you been asked for a bribe in the past (ever) relating to your business 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 80 2 No 2201 Sysmiss 383 Harrasment codes 2281 383 1 Threats to shut down business 2281 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 Sysmiss 383 Harrasment codes 2281 383 1 Threats to shut down business 0 2 Locking of premises 2281 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 Sysmiss 383 Harrasment codes 2281 383 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 2281 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 Sysmiss 383 Harrasment codes 2281 383 1 Threats to shut down business 0 2 Locking of premises 1 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 2280 5 Sexual proposals 0 6 Beating 0 Sysmiss 383 Harrasment codes 2281 383 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 1 5 Sexual proposals 2280 6 Beating 0 Sysmiss 383 Harrasment codes 2281 383 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 2281 Sysmiss 383 20. Could you tell me if you have experienced this in the past 3 months? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 133 2 No 2148 Sysmiss 383 20. Could you tell me if you have experienced this in the past 3 months? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 32 2 No 2249 Sysmiss 383 20. Could you tell me if you have experienced this in the past 3 months? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 177 2 No 2104 Sysmiss 383 20. Could you tell me if you have experienced this in the past 3 months? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 68 2 No 2213 Sysmiss 383 20. Could you tell me if you have experienced this in the past 3 months? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 83 2 No 2198 Sysmiss 383 20. Could you tell me if you have experienced this in the past 3 months? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 36 2 No 2245 Sysmiss 383 21. Could you tell me what best describes the identity of the person who did thi 133 2531 -99 Refused 0 -6 Missing 0 1 Police 23 2 City council/Municipality/Malawi Bureau of standards personnel 56 3 Tax authority 1 4 Ministry of Industry and Trade 0 5 Neighbouring business 5 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 2 9 Business partner 0 10 Employee 0 11 Customer 15 12 Stranger 12 13 Landlord 5 14 Riotting mob 5 15 Bank or lending officer 1 96 Other 8 Sysmiss 2531 21. Could you tell me what best describes the identity of the person who did thi 32 2632 -99 Refused 0 -6 Missing 0 1 Police 3 2 City council/Municipality/Malawi Bureau of standards personnel 9 3 Tax authority 2 4 Ministry of Industry and Trade 0 5 Neighbouring business 3 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 1 9 Business partner 0 10 Employee 0 11 Customer 1 12 Stranger 4 13 Landlord 5 14 Riotting mob 0 15 Bank or lending officer 1 96 Other 3 Sysmiss 2632 21. Could you tell me what best describes the identity of the person who did thi 177 2487 -99 Refused 0 -6 Missing 0 1 Police 6 2 City council/Municipality/Malawi Bureau of standards personnel 23 3 Tax authority 1 4 Ministry of Industry and Trade 0 5 Neighbouring business 6 6 Someone respondent owes money 0 7 Spouse/Domestic partner 1 8 Relative of self/domestic partner 2 9 Business partner 1 10 Employee 0 11 Customer 18 12 Stranger 100 13 Landlord 1 14 Riotting mob 15 15 Bank or lending officer 0 96 Other 3 Sysmiss 2487 21. Could you tell me what best describes the identity of the person who did thi 69 2595 -99 Refused 0 -6 Missing 0 1 Police 11 2 City council/Municipality/Malawi Bureau of standards personnel 14 3 Tax authority 2 4 Ministry of Industry and Trade 1 5 Neighbouring business 4 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 1 10 Employee 0 11 Customer 11 12 Stranger 21 13 Landlord 1 14 Riotting mob 0 15 Bank or lending officer 0 96 Other 3 Sysmiss 2595 21. Could you tell me what best describes the identity of the person who did thi 83 2581 -99 Refused 0 -6 Missing 0 1 Police 1 2 City council/Municipality/Malawi Bureau of standards personnel 2 3 Tax authority 0 4 Ministry of Industry and Trade 0 5 Neighbouring business 3 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 0 10 Employee 0 11 Customer 56 12 Stranger 20 13 Landlord 0 14 Riotting mob 1 15 Bank or lending officer 0 96 Other 0 Sysmiss 2581 21. Could you tell me what best describes the identity of the person who did thi 36 2628 -99 Refused 0 -6 Missing 0 1 Police 4 2 City council/Municipality/Malawi Bureau of standards personnel 0 3 Tax authority 0 4 Ministry of Industry and Trade 0 5 Neighbouring business 1 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 0 10 Employee 0 11 Customer 16 12 Stranger 10 13 Landlord 0 14 Riotting mob 4 15 Bank or lending officer 0 96 Other 1 Sysmiss 2628 Specify 8 0 FOREST OFFICERS 1 IMMIGRATION OFFICER 1 MARKET CHAIRMAN 3 POLITICIANS 1 SOUTH AFRICAN CITIZENS 1 VILLAGE HEADMAN 1 Specify 3 0 MARKET CHAIRMAN 1 VILLAGE HEADMAN 1 WATERBOARD 1 Specify 3 0 . 1 THIEVES 2 Specify 3 0 BANK 1 THIEVES 2 Specify 0 0 Specify 1 0 IMMIGRATION OFFICER 1 22. Are you more confident, equally confident or less confident than when we int 2281 383 -99 Refused 0 -9 Don't know 2 -6 Missing 0 1 More confident 1632 2 Equally confident 495 3 Less confident 152 Sysmiss 383 1. What were the top two products or services in total value of revenues in the 2281 383 -98 Notapplicable 0 -6 Missing 0 1 Jam 0 2 Wine 1 3 Juices 3 4 Peanut butter 1 5 Packaged nuts 1 6 Candies 0 7 Butter/Margarine 1 8 Salt 12 9 Honey 0 10 Sugar 72 11 Fish-derived products 5 12 Meat-derived products 0 13 Bread 12 14 Cooking oil 70 15 Snacks 15 16 Other-food(specify) 19 17 Eggs 25 18 Fish 149 19 Shrimp 0 20 Meat-poutry 4 21 Meat-pork 30 22 Nuts 12 23 Legumes 0 24 Fresh fruits 13 25 Fresh vegetables 122 26 Other agriculture products(specify) 210 27 Meals in restaurant 140 28 Snacks in restaurant 3 29 Meals or snacks on roadside 58 30 Meals or snacks for sale in retail outlet 0 31 Catering for parties/ceremonies 3 32 Other catering(specify) 1 33 Ready-made clothes 103 34 Tailor-made clothes 43 35 Scarves 1 36 Chitenjes 3 37 Fabrics 2 38 Head-wraps 0 39 Place-mats 0 40 Napkins/Handkerchiefs 2 41 Runners 0 42 Bed sheets/pillow 11 43 Floor mats 0 44 Repairs and alterations 8 45 Shoes 47 46 Sandals 0 47 Other garments(specify) 3 48 Woven baskets 0 49 Woven vases 0 50 Woven bags 1 51 Clay baskets 0 52 Clay/ceramic figurines 0 53 Clay/ceramic vases 0 54 Beaded figurines 0 55 Beaded vases 0 56 Beaded jewelry 0 57 Cloth bags 0 58 Cloth wallet/coin purses 0 59 Wooden trays 1 60 Wooden bowls 0 61 Wooden figurines 0 62 Wooden vases 0 63 Leather bags 0 64 Leather wallets/coin purses 0 65 Jewelry 2 66 Other handcrafts(specify) 1 67 Crushed stone/kwale 2 68 Metal sheets 1 69 Terrazzo 1 70 Other mining and metal works(specify) 6 71 Groceries/Toiletries 50 72 Pharmaceuticals 8 73 Stationary 9 74 Candles 0 75 Batteries 14 76 Appliances 2 77 Other small electronics 35 78 Music(CD/DVDs) 17 79 Artwork 0 80 Ready-made clothes 0 81 Scarves 0 82 Chitenjes 48 83 Head-wraps 1 84 Other cloth products 2 85 Floor mats 2 86 Shoes 0 87 Sandals 1 88 Woven items 0 89 Clay items 0 90 Ceramic items 0 91 Bags or purses 7 92 Wooden items 1 93 Leather items 0 94 Jewelry 1 95 Other retail(specify) 141 96 Tables/chairs 34 97 Beds 8 98 Cupboards 4 99 Bookshelves 0 100 Doors/Door-frames 18 101 Windows 3 102 Coffins 1 103 Other furniture 3 104 Fixing/maintainance 0 105 Hair cut/shaving 20 106 Plaiting(Braiding,Twisting,Weaving,Cornrows) 58 107 Hair relaxing 18 108 Permanent waving(wet look,leisure curl) 0 109 Thermo styling (hot combing,pressing) 0 110 Hair color 0 111 Hair styling(Setting,Ironing,Tonging,Brushing) 14 112 Facials/Make up 0 113 Depilatory services 0 114 Manicures/Pedicures 0 115 Massages 0 116 Other personal services(specify) 0 117 Paper 1 118 Recycling 0 119 Charcoal making 20 120 Candles 0 121 Herbal medicines 2 122 Natural Beauty Products 35 123 Taxi/transport service 5 124 Video showing 0 125 Motor vehicle spare parts 12 126 Motor vehicle repair 5 127 Paints 17 128 Plumbing 1 129 Cleaning 0 130 Soft drinks 86 131 Beer 57 132 Airtime 26 133 Cement 7 134 Cigarettes 18 135 Cereals 0 996 Other products & services(specify) 249 Sysmiss 383 1. What were the top two products or services in total value of revenues in the 1662 1002 -98 Notapplicable 0 -6 Missing 0 1 Jam 0 2 Wine 0 3 Juices 6 4 Peanut butter 0 5 Packaged nuts 0 6 Candies 3 7 Butter/Margarine 0 8 Salt 13 9 Honey 1 10 Sugar 46 11 Fish-derived products 1 12 Meat-derived products 2 13 Bread 29 14 Cooking oil 28 15 Snacks 16 16 Other-food(specify) 21 17 Eggs 31 18 Fish 39 19 Shrimp 0 20 Meat-poutry 13 21 Meat-pork 0 22 Nuts 7 23 Legumes 0 24 Fresh fruits 7 25 Fresh vegetables 97 26 Other agriculture products(specify) 122 27 Meals in restaurant 132 28 Snacks in restaurant 3 29 Meals or snacks on roadside 3 30 Meals or snacks for sale in retail outlet 0 31 Catering for parties/ceremonies 1 32 Other catering(specify) 0 33 Ready-made clothes 71 34 Tailor-made clothes 38 35 Scarves 0 36 Chitenjes 0 37 Fabrics 6 38 Head-wraps 0 39 Place-mats 0 40 Napkins/Handkerchiefs 0 41 Runners 0 42 Bed sheets/pillow 7 43 Floor mats 0 44 Repairs and alterations 12 45 Shoes 17 46 Sandals 0 47 Other garments(specify) 3 48 Woven baskets 0 49 Woven vases 0 50 Woven bags 0 51 Clay baskets 0 52 Clay/ceramic figurines 0 53 Clay/ceramic vases 0 54 Beaded figurines 1 55 Beaded vases 0 56 Beaded jewelry 0 57 Cloth bags 1 58 Cloth wallet/coin purses 0 59 Wooden trays 0 60 Wooden bowls 0 61 Wooden figurines 1 62 Wooden vases 0 63 Leather bags 0 64 Leather wallets/coin purses 0 65 Jewelry 0 66 Other handcrafts(specify) 2 67 Crushed stone/kwale 0 68 Metal sheets 0 69 Terrazzo 0 70 Other mining and metal works(specify) 11 71 Groceries/Toiletries 73 72 Pharmaceuticals 9 73 Stationary 7 74 Candles 2 75 Batteries 10 76 Appliances 2 77 Other small electronics 40 78 Music(CD/DVDs) 11 79 Artwork 0 80 Ready-made clothes 0 81 Scarves 0 82 Chitenjes 7 83 Head-wraps 0 84 Other cloth products 7 85 Floor mats 0 86 Shoes 0 87 Sandals 2 88 Woven items 0 89 Clay items 0 90 Ceramic items 0 91 Bags or purses 6 92 Wooden items 0 93 Leather items 0 94 Jewelry 4 95 Other retail(specify) 132 96 Tables/chairs 12 97 Beds 14 98 Cupboards 11 99 Bookshelves 0 100 Doors/Door-frames 10 101 Windows 2 102 Coffins 1 103 Other furniture 4 104 Fixing/maintainance 0 105 Hair cut/shaving 9 106 Plaiting(Braiding,Twisting,Weaving,Cornrows) 38 107 Hair relaxing 28 108 Permanent waving(wet look,leisure curl) 0 109 Thermo styling (hot combing,pressing) 0 110 Hair color 0 111 Hair styling(Setting,Ironing,Tonging,Brushing) 19 112 Facials/Make up 0 113 Depilatory services 0 114 Manicures/Pedicures 2 115 Massages 0 116 Other personal services(specify) 0 117 Paper 0 118 Recycling 0 119 Charcoal making 3 120 Candles 1 121 Herbal medicines 1 122 Natural Beauty Products 22 123 Taxi/transport service 1 124 Video showing 0 125 Motor vehicle spare parts 14 126 Motor vehicle repair 3 127 Paints 8 128 Plumbing 1 129 Cleaning 0 130 Soft drinks 53 131 Beer 35 132 Airtime 22 133 Cement 2 134 Cigarettes 32 135 Cereals 0 137 1 154 1 172 1 182 1 996 Other products & services(specify) 207 Sysmiss 1002 1. What were the top two products or services in total value of revenues in the 2282 0 . 2 20 LITRES BUCKET 1 250 WATER PAPER BAGS 1 6X10 PAPERS 1 8*12 CM PLASTIC 1 ADHESIVE GLUE 1 ADJUSTING TROUSERS 1 AIR TIME 1 AIR TIME (TNM) 1 AIRTEL 6 AIRTEL AIRTIME 1 AIRTEL MONEY 1 AIRTIME 10 AIRTIME (CARDS) 1 AIRTIME AIRTEL 1 ANGLE IRON 1 ANGLE METALS 1 APPLYING CHEMICAL 2 APPLYING CHEMICALS 3 AUTOMOTIVE PAINTS 1 BABY BLANKET 1 BABY DRESS 1 BABY SHOWEL 1 BABY SHOWELS 1 BABY SUIT 1 BAGS 2 BAGS (SCHOOL AND TRAVELLING) 1 BAIL OF BEER 1 BAKING FLOUR 2 BAMBOO 1 BANANA 1 BANANAS 3 BARBER/SHAVING 1 BARGULAR BARS 1 BASIN 1 BATH MIXER 1 BATTERIES 1 BEANS 20 BEAR DOZEN 1 BEARDS 1 BED 3 1 BED SHEETS 2 BED SHIRTS 1 BEDS 5 BEEF 12 BEEF AND NSIMA 1 BEEF GOAT 1 BEEF MEAT 2 BEER 4 BEER (SACHETS) 2 BEER SACHETS 1 BEER SATCHETS 1 BELTS (WAIST BELTS) 1 BEND 1 BICYCLE CHAIN 1 BICYCLE RIM 1 BICYCLE SERVICING 1 BICYCLE SPARE PARTS 1 BICYCLE SPINDLE 1 BICYCLE SPOKES 1 BICYCLE TIRES 1 BICYCLE TUBE 2 BICYCLE TUBES 1 BICYCLE TYRE 1 BLANKETS 2 BLOUSE 3 BLOUSES 1 BODY LOTION 2 BODY LOTIONS 1 BODYSPRAY PERFUME 1 BOILED SWEET POTATOES 1 BOLT AND NUT 1 BOLT AND NUTS 1 BOLTS 1 BOLTS AND NUTS 1 BONYA FISH 1 BOOM SOAP 1 BOSTIC 3 BOSTICK 1 BOTTLE OF THOBWA 1 BOYS SHORTS 2 BOYS TROUSERS 1 BP AND SUGAR HERBS 1 BRAA 1 BRAKE FLUID 1 BRANDING 1 BRASH CUT 1 BREAD 13 BREAK FLUID 1 BREAKFLUID 1 BROUSE 2 BROWSE 1 BRUSH SHAVING 1 BUGLAR BARS 1 BULB HOLDER 1 BULB HOLDERS 1 BURNING 1 BURNING CD'S 1 BURNING CDS 2 BURNING SOUND 1 BYCYCLE TYRES 1 CABBAGE 4 CALENDER PLASTIC BAG 1 CALSBERG GREEN 2 CAMPHOR 1 CANE SOFA SETS 1 CAPS 1 CAR 1 CAR REPAIRING 1 CARLSBERG BRAND 1 CARLSBERG GREEN 2 CARLSBERGS 1 CARLSEBERG (BEER) 1 CARO LIGHT LOTION 1 CAROL LIGHT 1 CAROLITE CREAM 1 CARTONS 3 CELL PHONE 1 CELLPHONE 1 CELLPHONES 2 CEMENT 4 CHAIR CLOTHES 1 CHAIRS 1 CHALK 2 CHAMBO 2 CHAMBO (DRY) 1 CHAMBO FISH 2 CHAMBO( DRY) 1 CHANELS 1 CHARCOAL 20 CHARCOAL BURNER 4 CHARGING BATTERY 1 CHARGING CAR BATTERY 1 CHARGING PHONES 2 CHIBUKHU (BEER) 1 CHIBUKU 10 CHIBUKU BEER 3 CHIBUKU PACKETS 1 CHIBUKU(PACKET) 1 CHICKEN 4 CHICKEN AND CHIPS 1 CHICKEN AND RICE 1 CHICKEN PIECES(KANYENYA) 1 CHICKEN PORTIONS 2 CHICKENS 7 CHIKOKEYANI 1 CHILDREN WEAR 1 CHILDRENS CLOTHES 1 CHILDRENS SHOES 1 CHINA PHONES 1 CHIPS 49 CHITENJE 1 CHITENJE(WAX) 1 CHRISPS 1 CIGARATES 1 CIGARETE 1 CIGARETTE 1 CIGARETTES 5 CIGARRATE 1 CIGARRATTE 2 CIGARRETTES 3 CIGERATTES 1 CIGGERATES 1 CLERE 1 CLOTH WEAVING 1 CLOTH(CHITENJE) 1 CLOTH(ZITENJE) 1 CLOTHES 5 CLOTHES (NSALU) 1 CLOTHES WRAPPER 2 CLOTHES(LADIES) 1 CLOTHES(MIX) 2 COFFEE SET 1 COFFEE TABLES 1 COIL SPRING 1 COLD DRINKS 7 COLGATE 1 COMPHER BODY LOTION 1 COMPUTER REPAIRS 1 COOKING 1 COOKING OIL 62 COOKING OIL (SACHETS) 1 COOKING POTS 2 COPRIN 1 CURRY 1 CURTAIN 1 CURTAINS 1 CUTEX 1 D IRON 1 DARK AND LOVELY 2 DICTIONARIES 1 DINING SET 3 DISPLAY CABINATE 2 DISPLAY UNITS 1 DISPRAY CABINATE 1 DOOR 1 DOOR FLAME 1 DOOR FLAMES 1 DOOR FRAMES 2 DOOR LOCK 1 DOORS 3 DOVE POWDER 1 DRESS 2 DRESSES 4 DRIED FISH 1 DRIED FISH (BONYA) 1 DRIED USIPA 1 DRINKS 2 DRY CHAMBO 1 DRY FISH 70 DRY FISH (KAPENTA) 1 DRY FISH (USIPA) 1 DRY FISH USIPA 1 DRY FISH(CHAMBO) 1 DRY FISH(USIPA) 2 DRY MICHENI FISH 1 DRY USIPA FISH 1 DRYED PAPER 1 DRYFISH 1 DUVET 2 DUVETS 1 DVD 3 DVD DISC 1 DVD MOVIES 1 DVD PLAYER 1 DVDS 2 DWELLING HOUSE (NEW INSTALLATION) 1 EARINGS 1 EARPHONES 1 EGGS 23 ELECTRIC WIRE 2 ELECTRICAL CABLES 1 ELECTRICAL PIPE 1 ELECTRICAL SOCKS 1 ELECTRONIC REPAIRING 1 EMBASSY KINGS 1 EMPTY SACKS 4 ENGEN OIL 1 ENGINE OIL 7 EXERCISE BOOKS 1 EXTENTION 1 FACE POWDER 1 FAN(REPAIR 1 FANTA 1 FEMALE TROUSERS 1 FERTILIZER 1 FIRE WOOD 1 FIREWOOD 2 FISH 2 FIXING SCREENS 1 FLITTERS 4 FOOD COLOUR 1 FORESTRY 1 FREEZES 3 FREEZES PAPER BAGS 1 FRESH BEANS 1 FRESH FISH 6 FRESH MILK 2 FRESH MILK (PACKED) 1 FRIED CHICKEN PARTIONS 1 FRIED CHIPS 3 FRIED FISH 2 FRIED GROUND NUTS 1 FRIED MEAT 1 FRIED MEAT PORK 1 FULL DAY RENT RESTHOUSE 1 FULL SEW 1 G/FITTING 1 G/NUTS 1 GALVINIZED ELBOW'S 1 GARDEN TAP 1 GAS 1 GAS LOADING 1 GAS WELDING 1 GATE 1 GATE ROLLERS 1 GAVANISE PIPE 1 GAVANIZED ELBOW 1 GEAR BOX 1 GEAR BOX ENGINE 1 GLYCERINE 1 GLYCLINE 1 GOAT MEAT 9 GOAT SKIN 1 GREEN 2 GREEN (BEERS) 1 GREEN PEAS 1 GRINDERS 1 GRINDING 1 GROUNDNUTS 10 GTX MOTOR OIL 1 HAIR CHEMICALS 2 HAIR CUT 4 HAIR CUTTING 2 HAIR DRESSING 7 HAIR PLAINTING 1 HAIR PLAITING 4 HAIR PLAITING WEAVE 1 HAIR PLANTING 2 HAIR RELAXING 5 HAND BREAK CABLES 1 HARDWARE 1 HOES 2 HOT PLATES 1 HOUSE DOORS 1 HOUSEHOLD RUMAGE 1 HUB 1 ICE BROKE 1 ICEE RADIO PARTS 1 IRISH POTATO 4 IRISH POTATOES 8 JEAN TROUSERS 3 KITCHEN SALT 1 KITCHEN SINK 1 KUGAITSA 1 KUGAYA 1 KUGAYISA 1 LACE MATERIALS 2 LACTOGEN 1 LADIES BLOUSE 3 LADIES BLOUSES 2 LADIES CLOTHES 1 LADIES DRESSES 1 LADIES HANDBAGS 1 LADIES PLASTIC SHOES 1 LADIES SANDALS 1 LADIES SHOES 2 LADY DRESSES 1 LADYS BROUSES 1 LAPTOP 1 LEAVE VEGETABLES 1 LIM LOCK 1 LINEN 1 LINEN CLOTH 1 LING FORCE 1 LINYA 1 LIVE CHICKEN 1 LOCAL MUSIC DVD 1 LOCK 1 LOCK SET 1 MAGAZINE 1 MAIN SWITCH 1 MAINTENANCE POWER SUPPLY 1 MAIZE 19 MAIZE FLOUR 23 MAIZE FLOUR (SHE SELL UFA ONLY) 1 MAKAKANA (DRY) 1 MAKAKANA(DRY) 1 MAKAKANI FISH 1 MAKING DREADS 1 MAKING NATIONAL WEAR 3 MAKING SCHOOL UNIFORM 1 MAKING SHOES 1 MALAWIAN SONGS 1 MALE DESCENT TROUSERS 1 MALE PERFUME 1 MANDASI 1 MANG'INA 1 MANGO 4 MANGOES 4 MANKHWALA OCHAPA MTHUPI 1 MAT 1 MATEMBA 1 MATRESS 1 MEAT 3 MEAT (GOAT) 3 MEAT GOAT 3 MEN SHOES 6 MEN SHORTS 1 MEN'S BOXERS 1 MENS BELTS 2 MENS BODY SPRAY 1 MENS DECENT TROUSERS 1 MENS SHOES 5 MERSH 1 MESH 13 METAL PLATES 1 MGAIWA 3 MGAYIWA 1 MILAMBA FISH 3 MILK 1 MILK POWDER 1 MILLET 1 MILLETS 1 MILLING 4 MINERALS 4 MINERALS (DRINKS) 1 MINERALS(DRINKS) 1 MLAMBA 1 MLAMBA (FISH) 1 MLAMBA FISH 1 MOPS 1 MOTOR MECHANIC 1 MOTOR OIL 1 MOTOR REPAIRING 1 MOTOR SHOCKS 1 MOTORCYCLE 1 MPHASA (MAT) 1 MSIMA 1 MSIMA AND BEEF 2 MSIMA WITH CHICKEN 2 MUTTON 2 NAIL POLISH 1 NAILS 18 NATION WEAR 1 NATIONAL WEAR 20 NATIONAL WEARS 1 NDOWA 1 NECKLESS 1 NEWSPAPER 1 NIMA SOAP 1 NOTE BOOKS 1 NSALU 1 NSIMA 10 NSIMA - BEEF 1 NSIMA - CHICKEN 3 1 NSIMA AND BEANS 1 NSIMA AND BEEF 11 NSIMA AND CHICKEN 11 NSIMA AND CHIGWADA 1 NSIMA AND FISH 1 NSIMA BEEF 2 NSIMA CHICKEN 3 1 NSIMA WITH BEANS 1 NSIMA WITH BEEF 19 NSIMA WITH CHICKEN 22 NSIMA WITH GOAT MEAT 2 NSIMA WITH MSOMBA 1 NSIMA WITH NSOMBA 1 NSIMA WITH SMALL FISH 1 NSIMA WITH USIPA 2 NSINJIRO 4 OIL 4 OIL (5 LITRES) 1 OIL (CAR) 1 OIL (CARS) 2 OILS 1 ONION 1 ONIONS 6 ONIONS (LOCAL) 1 ORDINARY DRESS 1 OX-CARTS HUBS 1 PACKET OF BEER 1 PACKTED LIQUOR 1 PAD LOCK 1 PAD ROCKS 1 PADS 1 PAILS 3 PAINT 11 PAINTING 1 PAINTS 4 PAMPERS 1 PANEL BEATING 2 PARAFFIN 1 PENCIL LINES 1 PENT (PAINT) 1 PEPPER (PAPLIKA) 1 PETROL FILTER 1 PHONE 3 PHONE BATTERIES 5 PHONE BATTERY 4 PHONE BATTREY 1 PHONE CHARGER 2 PHONE CHARGER'S 1 PHONE CHARGING 2 PHONE COVERS 1 PHONE FACES 1 PHONE PORCHER 1 PHONE POTCHER 1 PHONE REPAIR 2 PHONE REPAIRING 3 PHONES 3 PHOTOCOPING 1 PHPNE CHARGING 1 PIECE OF CLOTHE 1 PIECE OF CLOTHES 2 PIGS 1 PILLAR TAP 1 PINE APPLE 1 PITCHES 1 PLAIN PAPERS (RIM) 1 PLAITING 1 PLAITING HAIR 6 PLAITING HAIR (BRAIDS) 1 PLAITING HAIR(BRAIDS) 1 PLAITING WEAVE 1 PLAITING WEAVES 1 PLANTING WEAVE 1 PLANTING WEAVES 1 PLASTIC 1 PLASTIC BAGS 18 PLASTIC PAPER 3 PLASTIC PAPER BAGS 1 PLASTIC PAPERS 3 PLASTIC PAPERS(RETAIL) 1 PLASTIC PIPE 1 PLASTIC PLATES 1 PLASTIC SHEET 1 PLASTIC SHOES 2 PLASTICPAPER BAGS 1 PLASTICS BAGS 1 PLASTICS IN A UNIT 1 PLATE 1 PLATE OF CHIPS 6 PLATE OF MSIMA 2 PLATE OF NSIMA 1 PLATE OF RICE 2 PLATTING HAIR 1 PLOUGH SHARE 1 POCKETED LIQUOR 1 POPCORN 3 PORK 10 PORK 'MEAT' 2 PORK MEAT 12 PORK MEATS 1 PORK(MEAT) 1 POTS 2 POUND MAIZE 1 PRINTING 2 PURE WATER 1 PVC ELECTRICAL PIPES 1 PVC PIPES 1 QUARLY 1 QUARY 1 RADIO 1 RADIOS 3 RE-TOUCH 1 RED BEANS 1 REFRIGIRATION 1 RELAXING HAIR 3 REMOTE CONTROL 1 REMOTE CONTROLS 1 RENTING HALL 1 REPAIRING 1 REPAIRING BICYCLE 3 REPAIRING CELLPHONE 2 REPAIRING CELLS 1 REPAIRING CLOTHES 1 REPAIRING COMPUTER 1 REPAIRING LAPTOP 1 REPAIRING MINI COOKER 1 REPAIRING PHONE 1 REPAIRING PHONES 3 REPAIRING SCREEN 2 REPAIRING SHOES 1 REPAIRING SHOES (HALF SAW) 1 REPAIRING TVS 1 REPARING PCS 1 RESIZE CLOTHES 1 RESTORE 1 RETOUCH 3 RETOURCH 4 RHIM ROCK 1 RICE 50 RICE + CHICKEN 1 RICE AND BEEF 1 RICE AND CHAMBO 1 RICE AND CHICKEN 7 RICE BEEF 1 RICE WITH BEEF 5 RICE WITH CHICKEN 8 RIM ARRIGNMENT 1 RIM LOCK 5 RIMLOCK 1 SACHET SPIRITS BEER 1 SACHETS BEER 1 SACHETS OF BEER 1 SACK BAGS 1 SACKS 4 SALT 9 SAMOSA 1 SAMOUSA 1 SAND PAPER 1 SANDLE MAKING 1 SATCHETS 2 SAUSAGE 1 SCHOOL BAG 1 SCHOOL BAGS 3 SCHOOL UNIFORM 5 SCHOOL UNIFORMS 3 SCHOOLING(OFFERING EDUCATION) 1 SCRAPS 1 SCREEN 1 SCREEN REPAIR 1 SCREEN REPAIRING 2 SECOND HAND CLOTHES 3 SECOND HAND CLOTHES T-SHIRTS 1 SECOND HAND SHOES 6 SECONDHAND DRESS 1 SECURITY BULBS 1 SEELLING CHICKEN 1 SELL REPAIR COOKER 1 1 SELLING AIRTIME 1 SELLING BABY CLOTHES 1 SELLING BABY SET 1 SELLING BABY SUIT 1 SELLING BAGABARS 1 SELLING BEANS 3 SELLING BEEF 3 SELLING BELTS 1 SELLING BRAKELINER 1 SELLING CABLES 1 SELLING CARLSBERG 1 SELLING CASSAVA 1 SELLING CEMENT 3 SELLING CEMENT. 1 SELLING CHIBUKU 1 SELLING CHICKEN HEADS 1 SELLING CHIPS 6 SELLING CIGARATE 1 SELLING CLOTHES 1 SELLING COFFINS 1 SELLING COILS 1 SELLING COOKING 1 SELLING COOKING OIL 5 SELLING COW MEAT 1 SELLING DOOR 1 SELLING DOOR FRAME 1 SELLING DOORS 3 SELLING DRINKS 1 SELLING DRY FISH 4 SELLING DRY FISH (BIG) MILAMBA 1 SELLING DRY FISH USIPA 1 SELLING DVD 1 SELLING EGGS 2 SELLING FIREWOOD 2 SELLING FISH 1 SELLING FLASK 1 SELLING FREEZES 3 SELLING GAURD SUIT 1 SELLING GOAT MEAT 1 SELLING GOLF SHIRTS 1 SELLING GROUNDNUTS 2 SELLING INTERNATIONAL FILMS 1 SELLING JIGIS 1 SELLING LOOP 1 SELLING MAIN SWITCH 1 SELLING MAIZE 3 SELLING MAIZE FLOUR 1 SELLING MALAWIAN MUSIC 1 SELLING MANDASI 1 SELLING MEAT 2 SELLING MEDIUM CHAMBO 1 SELLING MEN JEANS 1 SELLING MEN SHOES 1 SELLING MESH 3 SELLING METAL PIPE 1 SELLING METALS 1 SELLING MINERALS 1 SELLING MLAMBA 1 SELLING NAILS 2 SELLING NIGERIANS DVD FILMS 1 SELLING NIPPLE HALF INCH METAL PIPE FOR WATER 1 SELLING ONIONS 1 SELLING PEAS 1 SELLING PHONE 2 SELLING PHONE BATTERY 1 SELLING PHONES 1 SELLING PINE APPLE 1 SELLING PLASTIC BAGS 1 SELLING PORK MEAT 2 SELLING RAPE 1 SELLING RESTORE HAIR CHEMICAL 1 SELLING RICE 3 SELLING RODS 1 SELLING ROSTED MEAT 1 SELLING SHIRT 1 SELLING SHIRTS 2 SELLING SHOES 4 SELLING SMALL DRY FISH 1 SELLING SOAP 2 SELLING SOFA 1 SELLING SOFA SET 1 SELLING SOFT DRINK 1 SELLING SOFT DRINKS 5 SELLING SORGHUM 1 SELLING SUGAR 5 SELLING SUPERGATE 1 SELLING T110 PIPE 1 SELLING TEA 1 SELLING TIMBER 1 SELLING TIMBERS 1 SELLING TOMATO 1 SELLING TOMATOES 8 SELLING TORCH 1 SELLING TROUSER 2 SELLING TROUSERS 2 SELLING TYRES 2 SELLING U-FRESH SOAP 1 SELLING USIPA 3 SELLING VEGETABLE 1 SELLING VEGETABLES 1 SELLING WATERCANE 2 SELLING WEAVES 1 SELLING WINDOW FRAMES 1 SELLING WINDOW HANDLE 1 SELLING WIRE 1 SELLING WIRE NAILS 1 SELLING WOMEN SUITS 1 SELLING ZITENJE 4 SELLS RICE 1 SERVICING GENERATOR 1 SEWING NATIONAL WEAR 1 SEWING SUITS 1 SEWING UNIFORMS 1 SHAVING 8 SHAVING HAIR 3 SHAWELL 1 SHELLED MAIZE 1 SHELLING MAIZE 1 SHIRT 1 SHIRTS 4 SHOCKS 1 SHOE LUBER 1 SHOE PAIR 1 SHOE PAIRS 1 SHOE REPAIR 3 SHOE REPAIRING 1 SHOES 16 SHOES REPAIR 1 SHORTS 1 SHOWER GLATING 1 SHOWER MIXER 2 SKINS 1 SKINS OF GOATS 1 SKIRTS 3 SOAP 32 SOAP (AMKA) 1 SOAP (U-FRESH) 1 SOCKS 2 SOFA 5 SOFA SET 7 SOFA SETS 12 SOFT BRUSH 1 SOFT DRINK 1 SOFT DRINKS 68 SOLIGINAMO 1 SOWING MEN SUIT 2 SOWING SUITS(LADY'S) 1 SOYA PIECES 1 SPHERE FITTING 1 SPICES 1 SPORTS SHOES 1 STARTER MOTOR 2 STATIONERY 1 STEAL DOORS 1 STEAMING 17 STIMING 1 SUGAR 67 SUN GLASSES 2 SWEET POTATOES 1 T- SHIRTS 1 T-SHIRT 2 T-SHIRTS 3 TABLE MAT 1 TABLE SALT 2 TAILORING 1 TAILORING SUITS 1 TAP 1 TAPS 1 TAXI HIRE 1 TEA 3 TERMECK 1 TERRAZZO 1 THE WEAVES 1 TIE PENCIL LINES 1 TIMBER 11 TIMBER (HARD WOOD) 1 TIMBER MATABWA 1 TIMBERS 3 TINS 1 TNM 2 TNM AIRTIME 2 TOBACCO CIGARRATTES 1 TOCKEN 1 TOILET 1 TOILET PAN 1 TOILET SEATS 2 TOILETS SEAT 1 TOKENS 1 TOMATO 38 TOMATOE 4 TOMATOES 37 TOP PLUG 1 TORCH 1 TRADITIONAL BEER 1 TRANSPORTATION 2 TRANSPOTING PASSANGERS 1 TRAVELLING BAGS 1 TROUSER 2 TROUSERS 11 TV REPAIR 1 TV REPAIRING 1 TV SCREEN REPAIR 1 TV STAND 1 TWISTING 2 TYRE FITTING 3 TYRES 1 ULUSI 1 UNIFORM 3 UPLOADING SONGS 1 USIPA 9 USIPA (DRYFISH) 1 USIPA (FISH) 2 USIPA FISH 7 USIPA OFUTSA 1 USIPA WOFUSA 1 USIPA(BONYA) 1 USIPA(FRESH) 1 UTAKA 1 UTAKA FISH 3 VANISH 1 VANISHER 1 VASLINE LOTION 1 VEGETABLE LEAFS 1 VEGETABLE LEAVES 1 VEGETABLES 11 VEGETABLES (MASTARD) 1 VEHICLE FIXING 1 WALL DROPS DESIGN 1 WATER 1 WATER CANES 1 WATER PIPE 1 WATER PLASTIC PAPER 1 WATER TAPS 2 WATERING CANES 1 WEAVE 16 WEAVES 4 WEAVING 14 WEA\VES 1 WEDDING CAKES 1 WELDING 2 WELDING RODS 2 WHEELBAR SERVICING 1 WHITE MAIZE FLOUR 5 WINDOW FLAMES 2 WINDOW FRAME 4 WINDOW FRAMES 1 WINDOWS 1 WIRE 12 WIRE CABLES 1 WIRE NAIL 2 WIRE NAILS 5 WIRERING HOUSE 1 WIRES 2 WIRING 1 WOMAN NATIONAL WEAR 1 WOMEN DRESS 1 WOMEN DRESSES 1 WOMEN SKIRTS 1 WOMEN SKIRTS SKITS 1 WOODEN ASH TRAYS 1 WRAPPERS 8 WRAPPERS (CLOTHES) 1 WREATHS 1 WRIST WATCH 2 ZIGEGE 1 ZIKOLOPA 1 ZIP 1 ZITENJE 26 ZITENJE (CLOTH) 1 ZITENJE (WAX) 2 ZITENJE (ZAMBIA) 1 ZITUMBUWA 1 1. What were the top two products or services in total value of revenues in the 1663 0 . 1 10 MM COPPER WIRE 1 12MM METAL BARS 1 2 5 FREEZES PAPER BAGS 1 ACID 3 ACID BATTERY 1 ACTERIC 1 ADJUSTING SHIRTS 1 ADJUSTMENTS 1 AFRICA MAP 1 AIRTEL 2 AIRTEL MONEY 1 AIRTIME 11 ALOVERA BODY LOTION 1 ALTENATOR 1 ALTERATION 1 ALVOCADO 1 AMEND HEELS 1 AVOCADO PAIR 1 AVOCADO PEAR 1 BABY BLANKETS 1 BABY CLOTHES 1 BABY DRESS 1 BABY SHOWEL 1 BAFA (BATH TAB) 1 BAGS 1 BAKE FLOUR 1 BAKING FLOUR 1 BANGOES 1 BANS 2 BARGLA BARS 1 BASIN 1 BASINS 1 BATH MIXER 1 BATTERIES 1 BATTERIES (SMALL) 1 BATTERY CHARGING 1 BATTRIES 1 BATTRY ACID 1 BEADS 1 BEANS 26 BEAUTIFUL BEGGINING 1 BED 5 BED SHEETS 2 BED SHIRTS 1 BED SPREAD 1 BEDS 7 BEDSHEETS 1 BEEF AND NSIMA 1 BEER SACHETS 2 BEER SACHETS (JOY) 1 BEER(SACHETS) 1 BELINGS 1 BIBLES 1 BICYCLE ACCESSORIES (HAB) 1 BICYCLE BLAKE RUBBERS 1 BICYCLE CARIER'S 1 BICYCLE CARRIERS 1 BICYCLE HUB 1 BICYCLE SPOCKS 1 BICYCLE SPOOKES 1 BICYCLE TUBE 1 BICYCLE TUBES 2 BICYCLE TYRE 1 BICYCLE TYRES 1 BIG PLASTIC PAPER 1 BISCUITS 4 BISCUTE 1 BLOUSE 1 BLOUSES 1 BODY CREAM 1 BODY LOTION 4 BODY TOPS 1 BOLTS 1 BONYA FISH 2 BOOM 1 BOOM SOAP 1 BOSTIC 5 BOSTICK 1 BOXER SHORTS 1 BOYS SHOES 1 BOYS SHORTS 3 BRAKE PADS 1 BRAKER 2 BRANKETS 1 BREAD 26 BREAD FLOUR 1 BREAK FLUID 4 BREAKFAST AND TEA 1 BRICK FORCE WIRE 1 BRUSHES 1 BUGGLEBAR 1 BUGGLER-BARS 1 BULB 1 BULB HOLDER 3 BULGLER BARS 1 BUNS 2 BURNING DVD 1 BUTTON BINDING/BUTTON MAKING 1 BYCYCLE FOLK 1 CABBAGE 9 CABLES 1 CALSBERG SPECIAL 3 CAMPHOR 1 CANDLE 1 CANDLES 2 CANE COFFE TABLE 1 CAR ENGINE 1 CAR OIL 1 CAR WASH 1 CARLSBERG GREEN 1 CARLSBERG SPECIAL 2 CARO LIGHT 1 CARSBERG 1 CARSBERG GREEN 2 CASH SELL BOOK 1 CD MUSIC 1 CDS 1 CELLTAPE 1 CEMENT 2 CESTEIN 1 CHAMBO 1 CHAMBO (DRY) 1 CHAMBO (MAKAKANA) 1 CHAMBO FISH 5 CHAMBO(DRY) 1 CHAMBO/KASAWALA FISH 1 CHANEL 1 CHAPATTI 1 CHARCOAL 2 CHARCOAL BURNER 2 CHARGER 1 CHARGERS 1 CHARGING 1 CHARGING BATTERIES 1 CHARGING PHONE 1 CHARGING PHONES 7 CHEMICALS DARK AND LOVELY 1 CHIBUKU 3 CHIBUKU (BEER) 1 CHIBUKU SUPER 1 CHICKEN PARTS 4 CHICKEN PIECES 2 CHICKEN PORTIONS 2 CHILDRES SHOES 1 CHIPELE (NKHUNGUZU) 1 CHIPS 3 CHISHANGO 1 CIGARATE 1 CIGARATES 3 CIGARATTE 2 CIGARETES 1 CIGARETTE 3 CIGARETTES 3 CIGARRATE 1 CIGARRATES 1 CIGARRATTE 1 CIGARRETES 3 CIGARRETTES 3 CIGATETTES 1 CIGERATTES 3 CIGERRATES 1 CIGERRATTES 1 CIGGARETTE 1 CIGGARETTES 1 CIGGERATTE 1 CISTERN 1 CLOTH WRAPPERS 2 COFFEE SET 1 COFFIN 1 COLD DRINKS 3 COMPUTER ADAPTERS 1 COMPUTER REPAIRS 1 CONTRACTORS 1 COOKER 1 COOKING BURNER 1 COOKING OIL 24 COSMETICS 1 CRACK FILLERS 1 CUCUMBER 1 CUITAINS 1 CUP CAKE 1 CURTAIN 1 CUTEX 2 CUTTING DISK 1 CUTTING DISKS 2 CUTTING TIMBERS (SAW MILL) 1 DARK AND LOVELY 2 DECENT TROUSERS 1 DECORATIONS 1 DINING CHAIRS 1 DINING SET 1 DINING SETS 1 DINNING SET 1 DISPLAY 4 DISPLAY CABINET 5 DISPLAY DESIGN 1 DISPLAY UNIT 1 DISPLAY UNITS 1 DISTRIBUTION BOARD 1 DOOR FLAME 2 DOOR FRAME 3 DOOR FRAMES 1 DOOR PROTECTOR 1 DOORS 4 DRESS 5 DRESSES 1 DRIED MILAMBA 1 DRINKS 2 DRY CHAMBO 1 DRY FISH 3 DRY FISH (USIPA) 1 DRY FISH(MILAMBA) 1 DRYFISH 1 DUVET(BEDCOVER) 1 DUVETS 1 DVD FILMS 1 DVD PLAYER MAINTENANCE LENS 1 DVD REPAIR 1 DVD REPAIRING 2 DVD'S 1 EAR PHONE 1 EARINGS 1 EARPHONES 1 EASY WAVE 1 EGG PLANTS 1 EGGS 28 ELECTRIC PIPE 1 ELECTRIC SWITCH 1 ELECTRIC WIRES 2 ELECTRICAL PVC PIPE 1 ELECTRICAL SOCKETS 1 ELECTRICAL WIRES 1 ELECTRICITY CABLES 1 EMBASSY MENTHOL 1 EMPTY BAGS 1 EMPTY SACKS 1 ENGINE CAR 1 ENGLISH CUT 1 ENVELOPES 1 EXERCISE BOOK 1 EXHAUST SILENCER 1 EXTENSION 2 EXTRA LARGE PLASTIC BAGS 1 F7 STEEL 1 FACE CREA 1 FACE CREAM 1 FACE POWDER 3 FANTA 2 FASHON DRESS 1 FEMALE SHOES 1 FILLERS 1 FILTER 1 FINE BRUSH 1 FINGERNAIL POLISH 1 FIREWOOD 1 FITTING 1 FITTINGS 1 FIXING RADIOS 1 FLASH DRIVE996FLASH DRIVE 1 FLAT SHEET 1 FLOUR 4 FLOUR(BAKING) 1 FOOD COLOUR 1 FOOD CURRY 1 FOOD OMMAR 1 FREEZES 3 FRESH MILK 2 FRIDGE 1 FRIED CHICKEN 1 FRIED MEAT 1 FUEL RELAY 1 G/NUTS 1 G/NUTS (FLOUR) 1 GALVANIZED NIPLES 1 GARIC POWDER 1 GARLIC 1 GATE VULVE 1 GATES 2 GAVANIZED PIPE 1 GENERAL SERVICES 1 GIRLS DRESS 1 GLASS 1 GLOVES 1 GLYCERINE 2 GOAT MEAT 4 GOLT SHIRTS 1 GRAMIL 4 GREEN PEAS 1 GRINDING MAIZE 1 GROUND NUTS 2 GROUNDNUT 1 GROUNDNUTS 3 GROUNDNUTS FLOUR 2 HAIR CHEMICAL 2 HAIR CUTTING 1 HAIR DRESSING 4 HAIR PLAITING 4 HAIR PLAITING (BRAIDS) 1 HAIR PLATING 2 HAIR RELAXING 5 HAIR RETOUCH 2 HAIR RETOURCH 1 HAND BAG 1 HEADSET 1 HINGES 2 HOE'S 1 HOES 2 HOT PLATE REPAIR 2 HOUSE WIRING 1 HUB 1 HYDROLIC 1 INTERNATIONAL DVD 1 IRISH POTATOES 7 IRON 2 JACKET 2 JEAN TROUSER 1 JUICE 1 KACHASU 1 KACHASU (RAM) 1 KADANSANA 1 KAPENTA 1 KIDS CLOTHES 1 KUKONOLA 3 KUMANGA 1 KUMANGA TSITSI 2 KUMANGA WEEV 1 LADIES BELTS 1 LADIES BLOUSES 1 LADIES BODY SUIT 1 LADIES DRESS 2 LADIES SHOES 5 LADIES SKIRTS 1 LADIES SUIT 1 LADIES SUITS 1 LADIES TROUSERS 1 LADY DRESSES 1 LADY'S DRESSES 1 LADYS SUITS 1 LAGER CARRY 1 LEAF VEGETABLES 3 LIM LOCK 2 LIME 1 LINING 1 LIP BULM 1 LIPBURM 1 LIPSTIC 1 LIQUOR SACHETS 2 LOCAL WINE 1 LOCK 1 LOCKS 1 LOTION 4 LOTION BODY 1 MAFUMU SET 1 MAIN SWITCH 2 MAIZE 3 MAIZE FLOUR 18 MAIZE FROUR 1 MAKAKANA 1 MAKAKANA DRY 1 MAKING LADIES NATIONAL WEAR 1 MAKING SCHOOL UNIFORM 1 MANDASI 1 MANGO 1 MANGOES 3 MANICUE 1 MASACHE 1 MASAMBA 1 MAWERE 1 MBAULA 1 MEATS FRIED 1 MEMORIAL PLAQUE 1 MEMORY CARD 1 MEMORY CARDS 2 MEN SUITS 1 MEN TROUSERS 3 MENS BELTS 1 MENS SANDALS(RAPTER0 1 MENS SANDLES 1 MENS SHOE 1 MENS SHOES 2 MENS SHORTS 1 MENS TROUSERS 1 MERSH 1 MESH 7 METAL 20 LITTERS BUCKET 1 METAL ANGLE IRON 1 METAL PAINTS 1 MGAIWA 1 MICHENI FRESH 1 MICRO WAVE REPAIR 1 MILAMBA 1 MILAMBA FISH 3 MILAMBA(DRY) 1 MILK 3 MILLET 1 MILLET CHIMERA 1 MINERALS 1 MINI SKIRTS 1 MOTOR MECHANIC 1 MOTOR VEHICLE BELLINGS 1 MPALA SHAVING 1 MSIMA AND CHICKEN 2 MSIMA AND FISH 1 MSIMA WITH BEEF 1 MTL AIRTIME 2 MUTTON 1 NAIL POLISH 1 NAILS 7 NATIONAL WEAR 3 NATIONAL WEARS 2 NEWSPAPERS 1 NIGERIAN MOVES 1 NIIMA SOAP 1 NKHATA 1 NSIMA + BEEF 1 NSIMA - BEEF 2 NSIMA - LOCAL CHICKEN 1 NSIMA AND BEANS 1 NSIMA AND BEEF 6 NSIMA AND CHCKEN 1 NSIMA AND CHICKEN 9 NSIMA AND FISH 2 NSIMA AND GOAT 1 NSIMA AND UTAKA 1 NSIMA BEEF 3 NSIMA CHICKEN 2 NSIMA VEGETABLE 1 NSIMA WITH BEEF 6 NSIMA WITH CHICKEN 8 NSIMA WITH FISH 1 NSIMA WITH GOAT MEAT 1 NSINJIRO 1 OIL 2 OIL FILTERS 1 OIL SERVICES 1 OKRA 1 ONION 2 ONIONS 26 ONIONS (ADIO) 1 OPAQUE PAPERS 1 ORANGES 1 PACKETED WATER 1 PAD LOCK 1 PAD LOCKS 1 PAILS 1 PAINT 4 PAINTING BRUSH 1 PAINTS 1 PAIR OF EARINGS 1 PANEL BEATING 1 PAPER SHEETS 1 PEAS (NSAWAWA) 1 PEDCURE (ZALA) 1 PENCIL LINE 1 PENCIL LINES 2 PEPPER 1 PER HOUR RENT 1 PERFUME 1 PHONE BATTERIES 3 PHONE BATTERY 2 PHONE CHARGER 3 PHONE CHARGIING 1 PHONE CHARGING 2 PHONE FACE 1 PHONE FACES 1 PHONE HEADSETS 3 PHONE POCHER 1 PHONE POTCHER 1 PHONE REPAIR 2 PHOTOCOPY 1 PHOTOCOPYING 3 PIPE 2 PIPE CONNECTORS 1 PIPES 1 PLAITING 3 PLAITING HAIR 3 PLAITING HAIR (BRAIDS) 1 PLAITING PENCIL LINES 1 PLAITING WEAVES 1 1 PLANTING 2 PLANTING DREADS 1 PLASTIC BAG 1 PLASTIC BAGS 11 PLASTIC BASIN 1 PLASTIC JUMBOS 1 PLASTIC PAPER (BULK) 1 PLASTIC PAPER BAG 2 PLASTIC PAPER BAGS 2 PLASTIC PAPERS 2 PLASTIC PIPE 1 PLASTIC PLATES 1 PLASTIC SHEETS 2 PLASTICS 2 PLASTICS IN A PACKET 1 PLATE OF MSIMA 1 PLATE OF RICE 3 PLATES 4 PLATES OF NSIMA 1 PLATING HAIR 2 PLUMBING MAINTAINCE 1 POLES 1 POLYSTER CLOTH 1 POOL TOKEN 1 PORK 2 POTS 2 PUMPKIN LEAVES 1 PVC ELECTRICAL PIPES 1 PVC/FITTING 1 RADIO REPAIR 2 RE-TOUCH 1 REMOTE CONTROL 1 REPAIR PHONE 1 REPAIR SHOES 1 REPAIRING CLOTHES 2 REPAIRING COMPUTER 1 REPAIRING DVD PLAYER 2 REPAIRING HOT PLATES 1 REPAIRING INVETORS 1 REPAIRING KETTLE 1 REPAIRING MONITORS 1 REPAIRING PHONES 1 REPAIRING SCREEN 1 REPAIRING TV 1 REPAIRNG TROUSERS 1 REPLACING SHOE BASE 1 RESTORE 1 RETACH 1 RETOUCH 6 RETOUCHING 1 RETOUCHING HAIR 1 RETOURCH 9 RICE 46 RICE AND BEANS 1 RICE AND BEEF 2 RICE AND CHICKEN 9 RICE BEEF 1 RICE CHICKEN 1 RICE PORIDGE 1 RICE PORRIDGE 1 RICE WITH BEEF 22 RICE WITH CHICKEN 21 RICE WITH GOAT MEAT 1 RICOFFY 1 RIDER SACHETS 1 RIM LOCK 2 RIM OF PAPER 2 RIMROCK 1 RUBBER BUSH 1 SACHET SPIRITS 1 SACHETS 1 SACHETS (BEER) 1 SACHETS OF BEER 1 SACK BAG 2 SACK 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SWEATER 1 SWEATERS 1 SWEETS 2 SWIT PAINT 1 T - SHIRTS 1 T - SHITRS 1 T-SHIRTS 3 T. SHIRTS 1 TABLE SALTS 1 TAILORING DRESS 1 TAP 1 TAPE MEASURE 1 TAPS 2 TEA 1 TEA WITH BUNS 1 TELEVISION SCREEN 1 TEXTILE 1 THERERE LOFUSA 1 THOBWA 3 THREADS 1 THRED 1 THREE QUARTER BEDS 1 TIE 1 TIE HAIRS 1 TIE THREADS 2 TIE WEAVIS 1 TIGGIES 1 TILES 1 TIN 1 TINS 2 TNM 4 TNM AIRTIME 2 TNM MPAMBA 1 TOILET SIT COVER 1 TOMATO 10 TOMATOE 1 TOMATOES 15 TOPS 1 TORCH 1 TOTH BRUSH 1 TOURCH 1 TRAVELING BAGS 1 TRAVELLING BAG 1 TROLLEY 1 TROUSER 1 TROUSERS 4 TV STANDS 1 TV. STANDS 1 TWISTING 1 TYRE 1 TYRE FITTING 1 TYRE SELLING 1 UCHI 1 UFA MAIZE FLOUR 1 UFRESH 1 UMBRELLA 1 UMBRELLER REPAIR 1 UNIFORM 4 UNIFORMS 3 USIPA FISH 2 USIPA OWAMBA 1 UTAKA 2 UTAKA FISH 1 VANISH 4 VASELINE LOTION 1 VEGETABLE LEAVES 1 VEGETABLES 11 VEGETABLES LEAVES 1 VEHICLE BUSHIRE 1 VEST (BEAR MASHAL) 1 VGA CABLE 1 VIRUS CLEANING 1 VITAMAX RODS 1 WALL SWITCH 1 WASH AND SET 1 WASHING POWDER 1 WATER 1 WATER CANE 1 WATER TAP 1 WATERING CANE 1 WEAVE 8 WEAVES 1 WEAVING 1 WEDDING DRESS 1 WEDDING DRESSES 1 WELDING RODS 1 WHITE MAIZE FLOUR 1 WINDOW BLACKETS 1 WINDOW FRAME 1 WINDOW GLASS 1 WINDOW GLASSES 1 WINDOWS 1 WIRE 3 WIRE NAIL 1 WIRE NAILS 3 WOMAN DRESS 1 WOMENS SHOES 1 WONDOW FLAMES 1 WOOD GLUE 2 WOOD GRUE 1 WOODEN CANDLE STANDS 1 WRIST WATCH 2 ZIPS 2 ZITENJE 4 2. What is the normal unit of measurement for (products/services)? 2281 383 -99 Refused 0 -6 Missing 0 1 Piece 1448 2 Procedure 248 3 Plate (of food) 182 4 Set 44 5 Grams 1 6 Kilograms 235 7 Meters 28 8 Inches 0 9 Mililiters 2 10 Liters 90 96 Other 3 Sysmiss 383 2. What is the normal unit of measurement for (products/services)? 1662 1002 -99 Refused 0 -6 Missing 0 1 Piece 1112 2 Procedure 197 3 Plate (of food) 131 4 Set 18 5 Grams 2 6 Kilograms 134 7 Meters 20 8 Inches 0 9 Mililiters 1 10 Liters 47 96 Other 0 Sysmiss 1002 3. How many of (product/service) do you sell/provide per-------? 2281 383 -99 Refused 0 -6 Missing 0 1 Day 1985 2 Week 215 3 Fortnight 23 4 Month 52 5 Quarter 1 6 Half year 5 7 Year 0 3. How many of (product/service) do you sell/provide per-------? 1662 1002 -99 Refused 0 -6 Missing 0 1 Day 1426 2 Week 165 3 Fortnight 18 4 Month 48 5 Quarter 1 6 Half year 4 7 Year 0 3. How many of (product/service) do you sell/provide per-------? 2281 383 -99 Refused -6 Missing 3. How many of (product/service) do you sell/provide per-------? 1662 1002 -99 Refused -6 Missing 4. What is the typical price at which you sell (product)? 2281 383 -99 Refused -6 Missing 4. What is the typical price at which you sell (product)? 1662 1002 -99 Refused -6 Missing 5. What is the current value in MWK of all completed products and inputs that yo 2281 383 -99 Refused -6 Missing 6. Approximately how many customers did this business have in the past? 2281 383 -99 Refused 0 -6 Missing 0 1 Day 1981 2 Week 201 3 Fortnight 25 4 Month 65 5 Quarter 4 6 Half year 5 7 Year 0 6. Approximately how many customers ddid this business have in the past? 2280 384 -99 Refused -9 Don't Know -6 Missing 7. Do you provide receipts to your customers? 2281 383 -99 Refused 0 -6 Missing 0 1 Always 100 2 For most customers 71 3 For few customers 55 4 Only when asked by customer 329 5 No 1726 Sysmiss 383 8. Has your firm advertised/made people aware of your business in the following 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 48 2 No 2233 Sysmiss 383 8. Has your firm advertised/made people aware of your business in the following 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 8 2 No 2273 Sysmiss 383 8. Has your firm advertised/made people aware of your business in the following 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 20 2 No 2261 Sysmiss 383 8. Has your firm advertised/made people aware of your business in the following 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 1 2 No 2280 Sysmiss 383 8. Has your firm advertised/made people aware of your business in the following 2281 383 -99 Refused 0 -9 1 -6 Missing 0 1 Yes 9 2 No 2271 Sysmiss 383 9. How many tender proposals did this business submit in the past 6 months? 2281 383 -99 Refused -6 Missing 10. Does your business belong to the Malawian Chamber of Commerce(MCCI)? 2281 383 -99 Refused 0 -9 Don't know 4 -6 Missing 0 1 Yes and shows proof of membership 1 2 Yes, but doesn't show proof of membership 20 3 No 2256 Sysmiss 383 11. Does your business have an export license? 2281 383 -99 Refused 0 -9 Don't know 6 -6 Missing 0 1 Yes and shows export license 0 2 Yes but doesn't show export license 33 3 No 2242 Sysmiss 383 1. Do you agree or disagree with the following statement: It is better to combin 2281 383 -99 Refused 0 -6 Missing 0 1 Agree 241 2 Disagree 2040 Sysmiss 383 2. What are the reasons why a business owner might separate business and househo 2271 393 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 716 2 To avoid the spouse from using the business money 65 3 To avoid other family members from using the business money 43 4 To know how much you are making from the business (to know profits) and how much from other sources of income 993 5 To protect against the risk of business failure 263 6 To protect from theft 98 7 To prepare better budgeting/business planning 93 96 Other 0 Sysmiss 393 2. What are the reasons why a business owner might separate business and househo 2071 593 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 473 2 To avoid the spouse from using the business money 133 3 To avoid other family members from using the business money 63 4 To know how much you are making from the business (to know profits) and how much from other sources of income 480 5 To protect against the risk of business failure 611 6 To protect from theft 162 7 To prepare better budgeting/business planning 149 77 Skip 0 96 Other 0 Sysmiss 593 2. What are the reasons why a business owner might separate business and househo 947 1717 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 172 2 To avoid the spouse from using the business money 62 3 To avoid other family members from using the business money 36 4 To know how much you are making from the business (to know profits) and how much from other sources of income 173 5 To protect against the risk of business failure 316 6 To protect from theft 74 7 To prepare better budgeting/business planning 114 77 Skip 0 96 Other 0 Sysmiss 1717 2. What are the reasons why a business owner might separate business and househo 47 2617 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 2 2 To avoid the spouse from using the business money 7 3 To avoid other family members from using the business money 2 4 To know how much you are making from the business (to know profits) and how much from other sources of income 7 5 To protect against the risk of business failure 8 6 To protect from theft 6 7 To prepare better budgeting/business planning 15 77 Skip 0 96 Other 0 Sysmiss 2617 2. What are the reasons why a business owner might separate business and househo 3 2661 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 0 2 To avoid the spouse from using the business money 1 3 To avoid other family members from using the business money 0 4 To know how much you are making from the business (to know profits) and how much from other sources of income 0 5 To protect against the risk of business failure 0 6 To protect from theft 2 7 To prepare better budgeting/business planning 0 77 Skip 0 96 Other 0 Sysmiss 2661 2. What are the reasons why a business owner might separate business and househo 0 0 3. What are some of the ways that a business owner can separate business money f 2269 395 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 143 2 Keep money in different places (bank not mentioned) 527 3 Keep business money in a bank account 646 4 Keep two separate bank accounts: one for the business and one for the household 244 5 Invest business cash in things/commodities right away 310 6 Keep separate records/budgets 399 96 Other 0 Sysmiss 395 3. What are some of the ways that a business owner can separate business money f 1697 967 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 114 2 Keep money in different places (bank not mentioned) 292 3 Keep business money in a bank account 398 4 Keep two separate bank accounts: one for the business and one for the household 155 5 Invest business cash in things/commodities right away 458 6 Keep separate records/budgets 280 77 Skip 0 96 Other 0 Sysmiss 967 3. What are some of the ways that a business owner can separate business money f 320 2344 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 30 2 Keep money in different places (bank not mentioned) 26 3 Keep business money in a bank account 51 4 Keep two separate bank accounts: one for the business and one for the household 28 5 Invest business cash in things/commodities right away 92 6 Keep separate records/budgets 93 77 Skip 0 96 Other 0 Sysmiss 2344 3. What are some of the ways that a business owner can separate business money f 5 2659 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 0 2 Keep money in different places (bank not mentioned) 0 3 Keep business money in a bank account 0 4 Keep two separate bank accounts: one for the business and one for the household 0 5 Invest business cash in things/commodities right away 3 6 Keep separate records/budgets 2 77 Skip 0 96 Other 0 Sysmiss 2659 3. What are some of the ways that a business owner can separate business money f 0 2664 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 0 2 Keep money in different places (bank not mentioned) 0 3 Keep business money in a bank account 0 4 Keep two separate bank accounts: one for the business and one for the household 0 5 Invest business cash in things/commodities right away 0 6 Keep separate records/budgets 0 77 Skip 0 96 Other 0 Sysmiss 2664 3. What are some of the ways that a business owner can separate business money f 9 0 ASCA 1 KEEP MONEY IN DIFFERENT PLACES 1 KEEP THE MONEY WITH A FRIEND 1 ROSCA 3 ROSCA /ASCA 1 SAVE MONEY WITH OTHER RELATIVES 1 SAVE MONEY WITH WIFE 1 4. How much money will you have in your account in 2 years if you do not withdra 2223 441 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 More than 108,000 kwacha 1802 2 Exactly 108,000 kwachas 278 3 Less than 108,000 kwachas 143 Sysmiss 441 5. Which one is a better bargain-a discount of 1,500 kwacha or of 10%? 2246 418 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 A discount of 1,500 kwacha 1420 2 A discount of 10% 688 3 They are both the same 138 Sysmiss 418 6. The credit fee is 300 Malawi kwacha. Give a rough estimate of the annual inte 2187 477 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 3% 1351 2 6% 400 3 9% 201 4 12% 235 Sysmiss 477 7. Did you complete any training in the past six months? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 42 2 No 2239 Sysmiss 383 8. List the names of the most recent training activities? 54 0 . 12 ABOUT SAVING MONEY 1 AIRTEL NETWORK 1 AIRTIME 1 BANKING 1 BUSINESS ADMINISTRATION 6 BUSINESS ADMINSTRATION 1 BUSINESS MANAGEMENT 4 BUSINESS STUDIES 1 BUSINESS STUDY 1 CHURCH LEADERSHIP 1 CUSTOMER CARE 1 CUSTOMER CARING 2 DATABASE TRAINING 1 DRIVING SCHOOL 1 DRIVING TRAINING 1 ENGLISH LESSONS 1 ENTERPRINEURSHIP SKILLS 1 FINANCIAL LITERACY 3 FIRST AID 1 FORGOT THE NAME OF THE TRAINING 1 HIV 1 HOW TO KEEP BUSINESS CAPITAL SAFE 1 HOW TO MANAGE BUSINESS 1 LAW 1 MARKETING 1 MOTOR VEHICLE DRIVING 1 MUSIC PROMOTION 1 PSI 1 REFEREE TRANING(FAM) 1 SECURITY TRAINING 1 WASTE MANAGEMENT 1 8. List the names of the most recent training activities? 1 0 STREET KIDS MANAGEMENT 1 9. Who provided this (training)? 42 2622 -99 Refused 0 -6 Missing 0 1 Government/government agency 4 2 College/University 0 3 Institute/Technical school 1 4 Private consultant 0 5 Private firm 5 6 Employer/Previous employer 0 7 My spouse 0 8 Family/friends 1 9 Chamber of Commerce/Industry 0 10 Small Business Development Organization 5 11 Other NGO 8 12 NBS BANK/TEECs 2 96 Other 16 Sysmiss 2622 9. Who provided this (training)? 1 2663 -99 Refused 0 -6 Missing 0 1 Government/government agency 0 2 College/University 0 3 Institute/Technical school 0 4 Private consultant 0 5 Private firm 0 6 Employer/Previous employer 0 7 My spouse 0 8 Family/friends 0 9 Chamber of Commerce/Industry 0 10 Small Business Development Organization 0 11 Other NGO 1 12 NBS BANK/TEECs 0 96 Other 0 Sysmiss 2663 9. Who provided this (training)? 26 0 . 7 AIRTEL 1 ALPHA SECURITY 1 CHRISTIN REDEMPTION CHURCH 1 CHURCH 1 COSOMA 1 DRIVING SCHOOL 1 ENTER THE KINGDOM OF GOD CHURCH 1 FEDOMA 1 GO MANAGEMENT 1 GO TV 1 INDIVIDUAL 1 INTERCAPE 1 MADENGU 1 NAZIME 1 NCI 1 OIBM 2 SAINT JOHNS AMBULANCE 1 SKYWAY BUSINESS COLLEGE 1 9. Who provided this (training)? 1 0 . 1 10. What type of skills did you learn in this (training)? 42 2622 -99 Refused 0 -6 Missing 0 1 Entrepreneurship 6 2 Separate household and business (money) 6 3 Book keeping 2 4 Financial literacy 4 5 Marketing 3 6 Technical skills 7 7 Sales 3 8 People management 1 9 Safety measures 2 96 Other, specify 8 Sysmiss 2622 10. What type of skills did you learn in this (training)? 1 2663 -99 Refused 0 -6 Missing 0 1 Entrepreneurship 0 2 Separate household and business (money) 0 3 Book keeping 0 4 Financial literacy 0 5 Marketing 0 6 Technical skills 0 7 Sales 0 8 People management 1 9 Safety measures 0 96 Other, specify 0 Sysmiss 2663 10. What type of skills did you learn in this (training)? 40 2624 -99 Refused 0 -6 Missing 0 1 Entrepreneurship 0 2 Separate household and business (money) 1 3 Book keeping 2 4 Financial literacy 2 5 Marketing 1 6 Technical skills 3 7 Sales 2 8 People management 0 9 Safety measures 0 77 Skip 29 96 Other, specify 0 Sysmiss 2624 10. What type of skills did you learn in this (training)? 1 2663 -99 Refused 0 -6 Missing 0 1 Entrepreneurship 0 2 Separate household and business (money) 0 3 Book keeping 0 4 Financial literacy 0 5 Marketing 0 6 Technical skills 0 7 Sales 0 8 People management 0 9 Safety measures 0 77 Skip 1 96 Other, specify 0 Sysmiss 2663 10. What type of skills did you learn in this (training)? 13 0 . 2 BANKING 1 CHURCH 1 CIRCUMCISION 1 COSOMA 1 CUSTOMER CARE 1 ENGLISH LANGAUGE 1 HOW TO MEASURE VIRAL ROD 1 ILEGAL THINGS 1 NETWORKING 1 TO BE EMPLOYED 1 WASTE MANAGEMENT 1 10. What type of skills did you learn in this (training)? 0 0 11. What was the total duration of the (training) in months OR days)? 14 2650 -99 Refused -6 Missing 11. What was the total duration of the (training) in months OR days)? 1 2663 -99 Refused -6 Missing 11. What was the total duration of the (training) in months OR days)? 30 2634 -99 Refused -6 Missing 11. What was the total duration of the (training) in months OR days)? 0 2664 -99 Refused -6 Missing 12. How much in MWK did the (training) cost? 42 2622 -99 Refused -6 Missing 12. How much in MWK did the (training) cost? 1 2663 -99 Refused -6 Missing 13. Why did you take the (training)? 42 2622 -99 Refused 0 -6 Missing 0 1 Because it was for free 5 2 My spouse told me too 0 3 I want to close this businesss and get a paid job 2 4 To manage my business better (no money mentioned) 21 5 To manage my money better 2 6 To get a loan 3 7 To get a business bank account 0 96 Other 9 Sysmiss 2622 13. Why did you take the (training)? 1 2663 -99 Refused 0 -6 Missing 0 1 Because it was for free 0 2 My spouse told me too 0 3 I want to close this businesss and get a paid job 0 4 To manage my business better (no money mentioned) 0 5 To manage my money better 0 6 To get a loan 0 7 To get a business bank account 0 96 Other 1 Sysmiss 2663 13. Why did you take the (training)? 11 0 . 2 FRIENDS TOLD ME TO. 1 TO GAIN MORE EXPERIENCE ON DRIVING 1 TO GET KNOWLEDGE 1 TO KNOW HOW TO DRIVE 1 TO KNOW HOW TO MEASURE VIRAL ROD 1 TO LEARN HOW TO SPEAK ENGLISH 1 WANT TO GET A LOAN 1 WANTED TO GAIN KNOWLEDGE 1 WANTED TO HELP THE COMMUNITY 1 13. Why did you take the (training)? 1 0 HOW TO TAKE CARE OF STREET KIDS 1 14. In the past 6 months, has your business participated in any government progr 2280 384 -99 Refused 0 -6 Missing 0 1 Yes 40 2 No 2240 Sysmiss 384 1. Does this business have a written business plan? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes 631 2 No 1650 Sysmiss 383 2. Does this business have a written annual budget? 2281 383 -99 Refused 0 -6 Missing 0 1 Yes and can show 28 2 Yes but can not show 460 3 No 1793 Sysmiss 383 3. Do you keep financial records or accounts for this business (record of expend 2281 383 -99 Refused 0 -6 Missing 0 1 Yes and shows record 98 2 Yes and shows disorganised personal notes 91 3 Yes but cannot show 1171 4 No 921 Sysmiss 383 4. Do you take money whenever needed (every day, every other day etc) from the b 2281 383 -99 Refused 0 -6 Missing 18 1 Yes 1477 2 No 786 Sysmiss 383 5. What was the total income the business earned during the past week after payi 1 2663 -99 Refused -6 Missing Profit last week (MWK) -follow-up info- 2664 0 -99 Refused -6 Missing 5. What was the total income the business earned during the past week after payi 1 2663 -99 Refused -6 Missing 6. What were this business' total REVENUES in the past WEEK? 0 2664 -99 Refused -6 Missing Revenue last week (MWK) -follow-up info- 2266 398 -99 Refused -6 Missing 6. What were this business' total REVENUES in the past WEEK? 1 2663 -99 Refused -6 Missing 7. What were the profits of your business during the past month? 17 2647 -99 Refused -6 Missing 7. What were the profits of your business during the past month? 2265 399 -99 Refused -6 Missing 7. What were the profits of your business during the past month? 17 2647 -99 Refused -6 Missing 8. What were the total revenues in the past month? 15 2649 -99 Refused -6 Missing 8. What were the total revenues in the past month? 2266 398 -99 Refused -6 Missing 8. What were the total revenues in the past month? 16 2648 -99 Refused -6 Missing 9. What was the approximate amount spent on the following in the PAST MONTH?Tran 2281 383 -99 Refused -6 Missing Other travelling expenses 2281 383 -99 Refused -6 Missing Deliverly and freight cost of products/inputs 2281 383 -99 Refused -6 Missing Food/in-kind payments to employs 2281 383 -99 Refused -6 Missing Salaries of employees 2280 384 -99 Refused -6 Missing Raw materials/inputs 2281 383 -99 Refused -6 Missing Products that were sold during this month 2274 390 -99 Refused -6 Missing Maintaining inventories and storage (not the products/inputs themselves) 2281 383 -99 Refused -6 Missing Fire wood and chrcoal 2281 383 -99 Refused -6 Missing Electricity 2281 383 -99 Refused -6 Missing Water 2281 383 -99 Refused -6 Missing Gas and fuel 2281 383 -99 Refused -6 Missing Maintenance and general repairs 2281 383 -99 Refused -6 Missing Brokers commissions 2281 383 -99 Refused -6 Missing Rent for machinery and equipment 2281 383 -99 Refused -6 Missing Rent for land and space 2281 383 -99 Refused -6 Missing Telephone or cellphone charges 2281 383 -99 Refused -6 Missing Marketing and promotion 2281 383 -99 Refused -6 Missing Taxes and (market) fees 2281 383 -99 Refused -6 Missing Interest paid 2281 383 -99 Refused -6 Missing All other expenses 2281 383 -99 Refused -6 Missing 1. Currently, how many people do any work for this enterprise? 2281 383 -99 Refused -6 Missing Worker's category code 2281 383 1 Business owners 2281 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 383 Worker's category code 2281 383 1 Business owners 0 2 Technical workers/ in production/providing services 2281 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 383 Worker's category code 2281 383 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 2281 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 383 Worker's category code 2281 383 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 2281 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 383 Worker's category code 2281 383 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 2281 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 383 Worker's category code 2281 383 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 2281 7 Accounting/finance 0 8 Other 0 Sysmiss 383 Worker's category code 2281 383 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 2281 8 Other 0 Sysmiss 383 Worker's category code 2281 383 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 2281 Sysmiss 383 2. How many workers are (CATEGORY)? 2281 383 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2281 383 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2281 383 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2281 383 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2281 383 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2281 383 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2281 383 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2281 383 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 2281 383 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 444 2220 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 1048 1616 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 9 2655 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 96 2568 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 3 2661 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 3 2661 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 45 2619 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2281 383 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 444 2220 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 1048 1616 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 9 2655 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 96 2568 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 3 2661 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 3 2661 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 45 2619 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 2281 383 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 445 2219 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 1048 1616 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 9 2655 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 96 2568 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 3 2661 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 3 2661 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 45 2619 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2281 383 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 444 2220 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 1048 1616 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 9 2655 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 96 2568 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 3 2661 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 3 2661 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 45 2619 -99 Refused -6 Missing 7. How much are (CATEGORY) typically paid per......? Period 0 2664 -99 Refused 0 -6 Missing 0 1 Day 0 2 Week 0 3 Month 0 Sysmiss 2664 7. How much are (CATEGORY) typically paid per......? Period 350 2314 -99 Refused 0 -6 Missing 0 0 1 1 Day 59 2 Week 8 3 Month 282 Sysmiss 2314 7. How much are (CATEGORY) typically paid per......? Period 389 2275 -99 Refused 0 -6 Missing 0 1 Day 57 2 Week 8 3 Month 324 Sysmiss 2275 7. How much are (CATEGORY) typically paid per......? Period 4 2660 -99 Refused 0 -6 Missing 0 1 Day 1 2 Week 1 3 Month 2 Sysmiss 2660 7. How much are (CATEGORY) typically paid per......? Period 64 2600 -99 Refused 0 -6 Missing 0 1 Day 35 2 Week 9 3 Month 20 Sysmiss 2600 7. How much are (CATEGORY) typically paid per......? Period 1 2663 -99 Refused 0 -6 Missing 0 1 Day 1 2 Week 0 3 Month 0 Sysmiss 2663 7. How much are (CATEGORY) typically paid per......? Period 0 2664 -99 Refused 0 -6 Missing 0 1 Day 0 2 Week 0 3 Month 0 Sysmiss 2664 7. How much are (CATEGORY) typically paid per......? Period 44 2620 -99 Refused 0 -6 Missing 0 1 Day 2 2 Week 0 3 Month 42 Sysmiss 2620 7. How much are (CATEGORY) typically paid per......? Amount 0 2664 -99 Refused -6 Missing 0 Unpaid 7. How much are (CATEGORY) typically paid per......? Amount 443 2221 -99 Refused 0 -6 Missing 0 0 Unpaid 93 7. How much are (CATEGORY) typically paid per......? Amount 1047 1617 -99 Refused 0 -6 Missing 0 0 Unpaid 659 7. How much are (CATEGORY) typically paid per......? Amount 9 2655 -99 Refused 0 -6 Missing 0 0 Unpaid 5 7. How much are (CATEGORY) typically paid per......? Amount 96 2568 -99 Refused 0 -6 Missing 0 0 Unpaid 32 7. How much are (CATEGORY) typically paid per......? Amount 3 2661 -99 Refused 0 -6 Missing 0 0 Unpaid 2 7. How much are (CATEGORY) typically paid per......? Amount 3 2661 -99 Refused 0 -6 Missing 0 0 Unpaid 3 7. How much are (CATEGORY) typically paid per......? Amount 45 2619 -99 Refused 0 -6 Missing 0 0 Unpaid 1 1.Tell me if you agree or disagree with these statements: A woman's place is at 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 756 2 Disagree 1908 1. Financial institution explain well the details of the products they offer 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1803 2 Disagree 861 1. Banking fees are high 2664 0 -99 Refused 1 -6 Missing 0 1 Agree 1428 2 Disagree 1235 1. If a woman earns more money than her husband, it's almost certain to cause pr 2664 0 -99 Refused 2 -6 Missing 0 1 Agree 1377 2 Disagree 1285 1. It is difficult to open a bank account 2664 0 -99 Refused 2 -6 Missing 0 1 Agree 546 2 Disagree 2116 1. I would never take out a loan 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 278 2 Disagree 2386 1. Having a job is the best way for a woman to be an independent person 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 2333 2 Disagree 331 1. I separate well the business money from the household money 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 2431 2 Disagree 233 1. (Ask if has a spouse). Iam able to turn to my spouse to provide me with money 2664 0 -99 Refused 0 -98 Not applicable 446 -6 Missing 0 1 Agree 1180 2 Disagree 1038 1. (Ask if has a spouse). Whenever my spouse asks for money, I always give it wi 2664 0 -99 Refused 0 -98 Not applicable 444 -6 Missing 0 1 Agree 1057 2 Disagree 1163 1. When a mother works outside the home, the children suffer 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1767 2 Disagree 897 1. Whenever my family members asks for money, I always give it without question 2664 0 -99 Refused 2 -6 Missing 0 1 Agree 1106 2 Disagree 1556 1. Financial institution give too much credit 2664 0 -99 Refused 2 -6 Missing 1 1 Agree 1762 2 Disagree 899 1. Financial institutions have products and services designed for people like me 2664 0 -99 Refused 2 -6 Missing 0 1 Agree 1661 2 Disagree 1001 1. Being a house wife is just as fulfilling as working for pay 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1081 2 Disagree 1583 1. I could manage fine without a bank account 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1282 2 Disagree 1382 1. I trust banks 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 2123 2 Disagree 541 1. Afriend of the bank or lending officer is more likely to get a loan 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1948 2 Disagree 716 1. An acquaintance of the bank or lending officer is more likely to get a loan 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1951 2 Disagree 713 1. A government official is more likely to get a loan 2664 0 -99 Refused 0 -9 Missing 0 1 Agree 2171 2 Disagree 493 1. A family relation of the bank or lending officer is moore likely to get a loa 2664 0 -99 Refused 1 -6 Missing 0 1 Agree 1810 2 Disagree 853 1. On the whole, man make better business managers than women 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1075 2 Disagree 1589 1. A man finds it easier to start a new bussiness than a woman when both of thei 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1740 2 Disagree 924 1. A man and a woman find it easier to start a new bussiness when both of them f 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1824 2 Disagree 840 1. Business people offer gifts (including cash, merchandise or other goods) to i 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1556 2 Disagree 1108 1. Business people offer investment oppotunities as an incentive to the bank or 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1506 2 Disagree 1158 1. I trust most Malawian business people in my sector to help each other. 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 2159 2 Disagree 505 1. I trust most foreign business people in my sector to help each other. 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1333 2 Disagree 1331 1. Husband and wife should both contribute to the household income 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 2408 2 Disagree 256 1. There should be equal pay for equal work 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 2323 2 Disagree 341 1. It is easier to borrow money from other business than a bank or lending insti 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 1687 2 Disagree 977 1. Men should be more educated than women 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 761 2 Disagree 1903 1. Men are better negotiators than women 2664 0 -99 Refused 0 -6 Missing 0 1 Agree 713 2 Disagree 1951 2. In your opinion, what are the top three characteristics of a good wife? 2664 0 -99 2 A LOVING WIFE 1 A NOBLE WOMAN 1 A WOMAN WITH GOOD BEHAVIOUR 1 ABLE TO ASSIST TO PROVIDE FOR FAMILY 1 ABLE TO CARE FOR THE KIDS 1 ABLE TO DO HOUSE HOLD CHOICES 1 ABLE TO FORGIVE 1 ABLE TO GIVE 1 ABLE TO HELP EACH OTHER 1 ABLE TO LISTEN TO HER HUSBAND 1 ABLE TO MANAGE BUSINESS 1 ABLE TO MANAGE FINANCES 3 ABLE TO OWN BUSINESS 1 ABLE TO RUN A BUSINESS 3 ABLE TO RUN BUSINESS 6 ABLE TO TAKE CARE OF CHILDREN 2 ABLE TO TAKE CARE OF FAMILY 3 ABLE TO TAKE CARE OF THE FAMILY 1 ABLE TO TAKE OF HER FAMILY 1 ABSTAIN 1 ADZIKHALA NDI KHALIDWE LA BWINO 1 ADZIKHALA OTAKATAKA 2 ADZIYANKHULA BWINO NDI ANTHU 1 AKHALE MZIMAYI WA PA BANJA 1 AKHALE MZIMAYI WOTAKA TAKA PAKHOMO PAKE 1 AKHALE MZIMAYI WOTAKATAKA 1 AKHALE OCHILIMIKA PA BUSINESS 1 AKHALE ODEKHA 2 AKHALE ODZIDALIRA PAYEKHA 2 AKHALE ODZILETSA OPILIRA 1 AKHALE ODZIPELEKA POGWIRA NTCHITO 1 AKHALE ODZIWA KUPANGA BUDGET 1 AKHALE ODZIWA KUSEKA KUCHEZA NDI ANTHU 1 AKHALE ODZIWA ZA TSOGOLO LAKE 1 AKHALE OFATSA 3 AKHALE OFATSA ODZICHEPESA 1 AKHALE OFATSA/OSALONGOLOLA 1 AKHALE OKHULUPILIKA 3 AKHALE OKHULUPIRIKA 1 AKHALE OKHULUPIRIKA KWA AMUNA AKE 1 AKHALE OKHULUPIRIRA MULUNGU/ OPEMPHERA 1 AKHALE OKONDA BANJA LAKE 1 AKHALE OKONDA KUBWEZA NGONGOLE AKANGONGOLA 1 AKHALE OKONDA KUPEMPHERA 1 AKHALE OKONDA MAMUNA WAKE 1 AKHALE OLEZA MTIMA 1 AKHALE OLIMBIKA PA ZINTHU 1 AKHALE OLIMBIKIRA PA ZINTHU 1 AKHALE OLIMBIKIRA PAKHOMO/ BUSINESS 1 AKHALE OLIMBIKIRA/OZIDALIRA 1 AKHALE OMASUKA OCHEZA 1 AKHALE OMVELA 1 AKHALE OMVERA 2 AKHALE OMVERA NDI OZICHEPESA 1 AKHALE OMVERA/ WANSANGALA 1 AKHALE OMVETSETSA 5 AKHALE OMVETSETSA PA ZINTHU 1 AKHALE OPANGA BUSINESS 2 AKHALE OPANGA BUZINESI 1 AKHALE OPHUNZIRA 1 AKHALE OSAMALA NDALAMA 1 AKHALE OSAMANA NZAKE AKAVUTIKA 1 AKHALE OSANYADA 1 AKHALE OTAKATA 1 AKHALE OTAKATAKA/ BUSINESS 1 AKHALE OTHANDIZA 1 AKHALE OTHANDIZANA NAYE NZERU 1 AKHALE OUPEZA MTIMA 1 AKHALE OZICHEPETSA 2 AKHALE OZIDALIRA 1 AKHALE OZIWA KUCHEZA NDI ANTHU 1 AKHALE OZIYIMIRA PAYEKHA INDEPENDENT 1 AKHALE WA CHIFUNDO 1 AKHALE WA CHIFUNDO NDI ANZAKE 1 AKHALE WA CHIKONDI 1 AKHALE WA PA BANJA 1 AKHALE WA PA BUSINESS/NTCHITO 1 AKHALE WA ULEMU 11 AKHALE WA ULEMU/ UMUNTHU 1 AKHALE WABWINO MTIMA 1 AKHALE WACHIFUNDO 1 AKHALE WACHILUNGAMO PANDALAMA 1 AKHALE WAKHALIDWE 1 AKHALE WAKHALIDWE LABWINO 3 AKHALE WANSANGALA NDI ANTHU 1 AKHALE WAULEMU 1 AKHALE WODEKHA 2 AKHALE WODZIMILA PAYEKHA 1 AKHALE WODZITILA PAYEKHA 1 AKHALE WOFATSA 1 AKHALE WOLEMEKEZA ANTHU 1 AKHALE WOLIMBIKIRA BUSINESS/NTCHITO 1 AKHALE WOMVERA 4 AKHALE WOMVETSETSA 1 AKHALE WOOPA MULUNGU 1 AKHALE WOPEMPHERA 2 AKHALE WOPHUNZIRA 2 AKHALE WOSAMALA BANJA LAKE 1 AMADZIWA KUPANGA DONGOSOLO LABWINO PAKHOMO 1 AMASAMALA BANJA 1 AMBITIOUS 1 ASAKHALE OKONDA NDALAMA 1 ASAKHALE OKONDA UHULE 1 ASAKHALE WACHIMASO MASO 1 ASAKHALE WAKUBA 1 ASAKHALE WAMISECHE 1 1 ATTITUDE APPEARANCE 1 AVALE MOZILEMEKEZA 1 AVALE MOZISAMALIRA 1 AZIKHALA OKHULUPILIKA 1 AZIKHALA OPANGA BUSINESS 1 AZIKHALA WA ULEMU 1 AZIMUDZIWA MAMUNA WAKE 1 AZINVETSETSA MAMUNA WAKE 1 AZIPANGA BIZINESI 1 AZIPELEKA MZERU KWA MAMUNA WAKE 1 AZIVALA MOZILEMEKEZA 1 BAHAVIOUR 1 BE A BUSINESS MINDED 1 BE FAITHFUL 4 BE FAITHFUL TO ONE ANOTHER 1 BE FAITHFULL 4 BE FAITHFULL TO ONE ANOTHER 2 BE HONEST 5 BE HUMBLE 1 BE RELIGIOUS 4 BE RESPECT 1 BE RESPECTABLE 1 BE RESPECTFUL 1 BE RESPECTIFUL 1 BE RESPECTIFULL 1 BE SUBMISIVE TO HER HUSBAND 1 BE UNDERSTANDING 2 BEAUTIFUL 2 BEAUTY 1 BEAUTY OF A WOMAN 1 BEHAVIOUR 8 BEHAVIOUR THAT IS GOOD 1 BEHAVIOURS SHOULD BE GOOD 1 BEHAVIOURS SHOULD BE GOOD. 1 BEING FAITHFUL 1 BEING FAITHFUL ON MONEY 1 BEING FAITHFUL TO HUSBAND 1 BEING INDEPENDENT 1 BEUTIFULL 1 BORN AGAIN 1 BORN AGAIN CHRISTIAN 1 BUSINESS 1 BUSINESS LADY 3 BY THE LOOKS 1 1 CARE OF THE FAMILY 43 CARE THE FAMILY 2 CARERING 4 CARERING FAMILY 1 CARING 40 CARING FOR HER FAMILY 1 CARING FOR THE FAMILY 3 CARING FOR THE MONEY 1 CARING MOTHER 2 CHEERFULL 1 CHIKHALADWE CHABWINO (ASAKHALE OLONGOLOLA) 1 CHIKHALIDWE 1 CHIKHALIDWE CHABWINO 6 CHIKHALIDWE CHABWINO PAWANTHU 1 CHIKHALIDWE CHAMUNTHU- (GOOD BEHAVIOUR) 1 CLEAN 7 CLEAN AND SMART 2 CLEAN ON HER BODY 1 CLEANILINESS 1 CLEANLINESS 1 CONTRIBUTE IDEAS TO THE BUSINESS 1 COOPERATIVE 22 COORPERATED 1 COORPERATIVE 5 COPERATIVE 1 CULTURALLY RESPECTFUL 1 CULTURE 1 DESCIPLINE 1 DIGINITY 1 DISCIPLINED 1 DISPLINE 1 DO HOUSEHOLD CHORE 1 DO HOUSEHOLD CHORES 7 DOING BUSINESS 1 DOING BUSINESS OR WORKING 6 DOING HOUSE HOLD CHORES 1 DONT KNOW 1 DRESS PROPERLY 9 DRESS PROPERY 2 DRESS RESPECTFULLY 3 DRESS RESPECTIFUL 2 DRESS RESPECTIFULY 1 DRESSING 3 DRESSING PROPERLY 7 DRESSING PROPERTY 1 ECONOMIC 1 ECONOMICAL (KNOW HOW USE/SAVE MONEY) 1 ECONOMIST 7 ECONOMY 1 EDUCATE THE CHILDREN 1 EDUCATED 29 FAITHFUL 37 FAITHFUL NESS 1 FAITHFUL TO HER HUSBAND 1 FAITHFULL 6 FAITHFULL NESS 1 FAITHFULL TO HIS FAMILY 1 FAITHFULNES 3 FAITHFULNESS 19 FINANCIALLY STABLE 1 FREE MIND PERSON 1 FRIENDLY 3 GGOD BEHAVIOUR 1 GIVE RESPECT TO HER HUSBAND 1 GOD - FEARING 1 GOD BEHAVIOUR 1 GOD FEARING 56 GOD FEARING LADY 6 GOD FEARING MAN 1 GOD FEARING PERSON 3 GOD'S FEARING 1 GODLINESS 4 1 1 1 GOOD AT BUDGETING 2 GOOD AT COOKING 1 GOOD AT ECONOMY 1 GOOD BEHAVIOR 18 GOOD BEHAVIOUR 263 GOOD BEHAVIOUR AND DRESSING 1 GOOD BEHAVIOURS 27 GOOD BODY MOVEMENT 3 GOOD BUDGETING 32 GOOD BUDGETTING 1 GOOD CARING MOTHER 1 GOOD CHARACTER 11 GOOD COMMUNICATION 3 GOOD COMMUNICATION SKILL 1 GOOD COOPERATION 1 GOOD CUSTOMER CARE 1 GOOD CUSTOMER CARE WHEN DOING BUSINESS 1 GOOD DECISION MAKING 1 GOOD DRESSING 62 GOOD DRESSING CHARACTER 1 GOOD ECONOMIST 3 GOOD FEARING 1 GOOD FINANCIAL MANAGEMENT 2 GOOD GUIDANCE 1 GOOD HABIT 2 GOOD HOME MANAGEMENT 1 GOOD HYGIENE 2 GOOD LISTENER 1 GOOD LOOKING 1 GOOD LOOKING SMART 1 GOOD PLANNING 1 GOOD UNDERSTANDING 20 HAMBLE 2 HAPPY LADY 1 HARD WORK 1 HARD WORKER 38 HARD WORKING 92 HARDWORKER 16 HARDWORKING 22 HAVE INCOME EARNING ACTIVITY 1 HAVE KNOWLEDGE OF BUSINESS 1 HAVE RESPECT 1 HAVE SOURCE OF GETTING MONEY 1 HAVE TO CONTRIBUTE TO HOUSEHOLD INCOME 1 HAVE TO KNOW HOW TO MANAGE FINANCES 1 HAVE TO SHOW RESPECT 1 HAVE VISION 1 HEALTHY 1 HEALTHY CARE 1 HEALTHY PERSON 1 HELP EACH OTHER 2 HELP EACH OTHER INTERMS OF BUSINESS 1 HELP HER HUSBAND MANAGING BUSINESS 1 HELP HUSBAND IN DECISION MAKING 1 HELP IN BUSINESS 1 HELP IN PLANNING AND BUDGET 1 HELP IN SOURCING BASIC NEEDS 1 HELP THE HUSBAND 2 HELPING EACH OTHER INTERMS OF BUSINESS 2 HELPING EACH OTHER INTERMS OF PROBLEMS 1 HELPING IN DECISION MAKING 1 HELPS HER HUSBAND MANAGING BUSINESS 1 HONEST 39 HONEST TO HER HUSBAND 1 HONEST TO OTHERS 1 HONESTY 13 HOSPITALITY 1 HOW SHE SPEAKS 1 HUMBLE 39 HYGIENE 2 INDEPENDENT 1 INTEGRITY 1 KAVALIDWE KA BWINO 1 KAVALIDWE KABWINO 1 KAVALIDWE KODZILEMEKEZA 1 KAVALIDWE KOYENERA 1 KAYENDETSEDWE KA TCHITO YAKE 1 KEEP TIME 1 KHAIDWE LABWINO 1 KHALIDWE 7 KHALIDWE LA BWINO 10 KHALIDWE LA BWINO NDI AMUNA AKE 1 KHALIDWE LABWINO 35 KHALIDWE LABWINO LA MUNTHUYO 1 KHALIDWE LABWINO WA ULEMU 1 KHALIDWE LAKE 1 KHALIDWE LAKE LA BWINO - GOOD BEHAVIOUR 1 KHALIDWE LAKE LABWINO 1 KHALIDWE(GOOD BEHAVIOUR 1 KINDLY SPEAKING 13 KINDNESS 2 KNOW HOW TO BUDGET 1 KNOW HOW TO BUDGET THINGS AT HOME 1 KNOW HOW TO MANAGE FINANCES 1 KNOW HOW TO PRAY 1 KNOW HOW TO RAN BUSINESS 1 KNOWS HOW TO DO BUSINESS 1 KNOWS HOW TO MAKE BUDGET 1 KNOWS HOW TO MANAGE FINANCES 4 KUCHENGETA ABAMBO 1 KUCHEZA BWINO NDI ANTHU 2 KUCHEZA BWINO NDI ANZAKO OSAKWIYAKWIYA 1 KUCHEZA NDI ANTHU BWINO 1 KUCHEZEDWA KABWINO NDI ANTHU 1 KUFATSA 1 KUGAWA NTHAWI 1 KUGWIRA NTCHITO BWINO 1 KUGWIRIZANA 1 KUKHALA BWINO NDI ANTHU 3 KUKHALA MMAYI WA CHILUNGAMO 1 KUKHALA MZIMAYI WOMVERA 1 KUKHALA NDI NDALAMA 1 KUKHALA ODEKHA 1 KUKHALA OKHULUPILIKA PA NDALAMA 1 KUKHALA WAMSANGALA 1 KUKHULULUKA 1 KUKHULUPILIKA 3 KUKHULUPILIKA MBANJA 1 KUKHULUPIRIKA 3 KUKULANGIZA 1 KULEMEKEZA BANJA LAKO 1 KUMAKUTHANDIZA MMAGANIZO ABWINO 1 KUMVELA 1 KUMVERA 3 KUMVERA MAMUNA WAKE 1 KUMVERA MWAMUNA 1 KUMVETSETSA 3 KUMVETSETSA PAKHOMO 1 KUSAKHALA NDI NKHAZA 1 KUSAMALA ANA 2 KUSAMALA ANA BWINO 1 KUSAMALA ANA PAKHOMO 1 KUSAMALA BANJA 2 KUSAMALA BANJA LAKE 1 KUSAMALA KATUNDU 1 KUSAMALA KHOMO 1 KUSAMALA NDALAMA 2 KUSAMALA PAKHOMO 3 KUSAMALIRA ANA 1 KUTHANDIZA KUBWERETSA NDALAMA 1 KUTHANDIZANA NDI MAMUNA WAKE 1 KUTHANDIZIRA PAKAPEZEDWE KA NDALAMA 1 KUTHANDIZO MAGANIZO PA BUSINESS 1 KUYANKHULA MWA ULEMU 1 LEZA MTIMA 1 LISTEN TO HER HUSBAND 4 LISTEN TO HER HUSBAND'S ADVICE 1 LISTEN TO HIS HUSBAND 1 LISTEN TO HUSBAND 1 LISTEN TO THE HUSBAND 2 LISTENING 1 LISTENING TO HER HUSBAND 2 LISTERN TO HER HUSBAND 4 LOOK AFTER HER FAMILY 1 LOVE 11 LOVE HER FAMILY 12 LOVE HER FRIENDS 1 LOVE HER HUSBAND 7 LOVE THE FAMILY 1 LOVE TO NEIGHBOUR 1 LOVING 64 LOVING EACH OTHER 3 LOVING HER FAMILY 2 LOVING HER HUSBAND 1 LOVING THE FAMILY 13 LOW TEMPER 1 LOYAL 35 LOYALTY 3 MACHEZEDWE ABWINO 1 MAKE A BUDGET 1 MAKHALIDWE 1 MAKHALIDWE ABWINO 6 MAKHALIDWE ABWINO NDI ANTHU 1 MAKHALIDWE AKE ABWINO 1 MALANKHULIDWE 1 MALANKHULIDWE ABWINO 1 MAONEKEDWE 2 MAONEKEDWE ABWINO 2 MATURE IN MIND 1 MATURITY 1 MAVALIDWE 2 MAVALIDWE (DRESSING) 1 MAVALIDWE A BWINO 1 MAVALIDWE A ULEMU 1 MAVALIDWE A UMUNTHU 1 MAVALIDWE ABWINO 4 MAVALIDWE ODZILEMEKEZA 1 MAVALIDWE OZILEMEKEZA 1 MAYANKHULIDWE A BWINO 1 MAYANKHULIDWE A ULEMU 1 MAYANKHULIDWE ABWINO 4 MAYANKHULIDWE ABWINO NDI ANTHU 1 MAYANKHULIDWE AKE 1 MAYANKHULIDWE AKE ABWINO 1 MAYANKHULIDWE AKE KWA ANTHU 1 MAYENDEDWE 1 MENE AMALANDILIRA MUNTHU BWINO 1 MKAZI WA ULEMU OLEMEKEZA BANJA LAKE 1 MODESTY 2 MTIMA WABWINO 1 MUNTHU OPEMPHERA 1 MUST BE A GOOD LISTENER 2 MUST BE A HARD WORKER 1 MUST BE A HARDWORKER 1 MUST BE DOING BUSINESS 1 MUST BE HARD WORKING PERSON 1 MUST BE RESPECTFUL 1 MUST LOVE HER FAMILY 1 MUST RUN BUSINESS 1 MUST RUN SMALL BUSINESS 1 MUST SHOW RESPECT 3 MUST WORK 2 MZIBAMBO WOMVERA MAMUNA WAKE 1 MZIMAYI AKHALE WOZICHEPETSA 1 MZIMAYI WA KHALIDWE LABWINO 1 MZIMAYI WA MTIMA WABWINO 1 MZIMAYI WA ULEMU 2 MZIMAYI WA ULEMU KWA ANTHU NDI MAMUNAKE 1 MZIMAYI WACHIFUNDO 2 MZIMAYI WACHIKONDI 1 MZIMAYI WAKHALIDWE LA BWINO 1 MZIMAYI WAKHALIDWE LABWINO 14 MZIMAYI WAMAKHALIDWE ABWINO 2 MZIMAYI WAMSANGALA 1 MZIMAYI WAULEMU 1 MZIMAYI WAULEMU WAKE 1 MZIMAYI WODZIWA BUSINESS 1 MZIMAYI WODZIWA KULANDILA MAKASITOMALA 1 MZIMAYI WODZIWA KUSAMALA BWINO NDALAMA 1 MZIMAYI WODZIWA KUSAMALA NDALAMA 1 MZIMAYI WODZIWA KUSAMALIRA MAMUNA WAKE 1 MZIMAYI WOGANIZA BWINOBWINO 1 MZIMAYI WOKHULUPILIKA 3 MZIMAYI WOKHULUPILIKA KWA MAMUNA WAKE 1 MZIMAYI WOKHULUPILIKA PA BANJA 1 MZIMAYI WOKONDA BANJA LAKE 1 MZIMAYI WOLANDIRA BWINO MAKASITOMALA 1 MZIMAYI WOLIMBIKIRA BUSINESS 1 MZIMAYI WOLIMBIKIRA GENI 1 MZIMAYI WOMVERA MWAMUNA WAKE 1 MZIMAYI WOMVETSETSA 1 MZIMAYI WOMVETSETSA PA ZOCHITIKA 1 MZIMAYI WOSABA NDALAMA 1 MZIMAYI WOSAPSA MTIMA MSANGA 1 MZIMAYI WOTAKATAKA 1 MZIMAYI WOTAKATATAKATA 1 MZIMAYI WOTHANDIZA MAMUNA WAKE 1 MZIMAYI WOTHANDIZA PA BUSINESS 1 MZIMAYI WOZICHEPETSA 1 MZIMAYI WOZILEMEKEZA 1 MZIMAYI WOZIYIMIRA PAYEKHA 1 NOT A PROSTITUTE 1 NOT A THIEF 1 NOT MOBILE 3 1 NOT MONEY HUNGRY 4 NOT TALKATIVE 4 NOT TOO DEMANDING 1 NZIMAI WABWINO AKHALE OLEZA MTIMA 1 OBEDIENT 6 OBEY HER HUSBAND 1 OBIDIENCE 1 OBIDIENT 10 OBWERA NTHAWI YABWINO PAKHOMO 1 ODEKHA 4 ODEKHA MUZAMBIRI 1 ODZICHEPETSA 1 ODZIWA KULANDIRA ALENDO 1 ODZIWA KUSAMALA NDALAMA 1 ODZIWA KUSAMALIRA BANJA 1 ODZIWA KUYANG'ANIRA BANJA LAKE 1 ODZIYIMILA PAYEKHA 1 OF GOOD BEHAVIOUR 1 OFATSA 4 OGAZA ZATSOGOLO LAKE 1 OGWIRA NTCHITO 2 OKHALA NDI KHALIDWE LA BWINO 1 OKHALA NDI KHALIDWE LABWINO 1 OKHAZIKIKA 1 OKHULUPILIKA 3 OKHULUPILIKA KU BANJA LAKE 1 OKHULUPILIKA MUZONSE 2 OKHULUPIRIKA MUZONSE 1 OKHUTITSIDWA NDI ZIMENE ALINAZO 1 OKONDA BANJA LAKO 1 OKONDA KUPEMPHERA 1 OKONDA MAMUNA WAKE 3 OLEMEKEZA MAMUNA WAKE 1 OLEZA MTIMA 1 OLIMBIKA BUSINESS 1 OLIMBIKA NTCHITO 1 OLIMBIKA PA NTCHITO 1 OLIMBIKIRA 1 OLIMBIKIRA BUSINESS YAKE 1 OLIMBIKIRA NTCHITO 1 OLIMBIKIRA PA BIZINEZI 1 OLIMBIKIRA PA ZOCHITA PA BANJA 1 OLIMBIKIRA PAZINTHU 1 OMVELA 2 OMVELA MWAMUNA WAKE 1 OMVERA 6 OMVERA AMUNA AKE 1 OMVERA/ LOYAL 1 OMVETSETSA 2 OMVETSETSA MUZAMBIRI 1 OMVETSETSA PA MAVUTO 1 OMVETSETSA PA ZINTHU 1 OMVETSETSA PA ZOCHITIKA 1 OMVETSETSA UKAMUUZA KANTHU 1 OPANDA CHINYENGO 1 OPANGA BUSINESS 2 OPEMPHERA 1 OPEWA 1 OPHUNZIRA 2 OPHUNZIRA BWINO 1 OPHUNZIRA KUVOMELA ZIKALAKWIKA 1 OSABA 1 OSABA NDALAMA 1 OSAGULITSA THUPI LAKE 1 OSAKONDA KULONGOLOLA 1 OSAKONDA KUYENDA 1 OSAKONDA NDALAMA 3 OSALIRA BANJA / KHOMO LAKE 1 OSAMALA BANJA 2 OSAMALA BANJA LAKE 2 OSAMALA NDALAMA 1 OSAMWA MOWA 1 OSAPANGA MABODZA 1 OSAPUSITSA MWAMUNA WAKE 1 OSATI WAUMBOMBO 1 OSATUKWANA 1 OSAYENDAYENDA 1 OTAKATAKA 2 OTHANDIZA BANJA LAKE 1 OVERA MWAMUNA WAKE 1 OVETSETSA NDI OMVELA/ UNDERSTANDING 1 OWN A BUSINESS 1 OWN A BUSINESS OR JOB 1 OWOPA MULUNGU 3 OZIDALIRA 1 OZISUNGA 1 PATIENCE 6 PLAN BUDGET 1 POLITE 1 POLITENESS 1 PRAYERFUL 17 PRAYING 4 PRAYING WIFE 1 RESPECT 36 1 RESPECT EACH OTHER 16 RESPECT HER FAMILY 2 RESPECT HER HUSBAND 16 RESPECT HER HUSBAND'S DECISION 1 RESPECT HER HUSBAND'S PARENTS 2 RESPECT HIS FAMILY 1 RESPECT HUSBAND 2 RESPECT OF HER HUSBAND 2 RESPECT ONE ANOTHER 2 RESPECT OTHERS 1 RESPECT THE FAMILY 2 RESPECT THE HUSBAND 4 RESPECT TO EVERYONE 1 RESPECT TO HUSBAND 1 RESPECT TO ONE ANOTHER 1 RESPECT TO OTHERS 1 RESPECTABLE 2 RESPECTFUL 27 RESPECTFUL OF HER HUSBAND 1 RESPECTFUL TO ALL PEOPLE 1 RESPECTFUL TO HER HUSBAND 4 RESPECTFULL 4 RESPECTIFUL 14 RESPECTIFULL 2 RESPECTING HER HUSBAND 7 RESPECTING HERSELF 1 RESPECTING HUSBAND 1 RESPECTING YOUR HUSBAND 1 RESPONSIBLE 2 RESPONSIBLE PERSON 1 ROYAL AND OBEDIENT TO HER HUSBAND 1 RUN SMALL BUSINESS 4 SASAKAZA NDALAMA 1 SELF CONTROL 2 SELF DEPENDANCE 22 SELF DEPENDANT 1 SELF DEPENDENCE 3 SELF RESPECT 2 SHE MUST BE HARD WORKING PERSON 1 SHE MUST BE HARDWORKER 1 SHE MUST DRESS PROPERY 1 SHE MUST RESPECT OTHERS 2 SHE MUST SHOW RESPECT 3 SHE MUST WORKHARD IN BUSINESS 1 SHE SHOLD BE WELL COMMITED 1 SHE SHOULD BE A BORN AGAIN 1 SHE SHOULD BE MARRIED/ HAVE A HUSBAND 1 SHE SHOULD BE SUPPORTIVE HELPING HER HUSBAND 1 SHE SHOULD DRESS PROPALY 1 SHE SHOULD HAVE A FAMILY PLANNING 1 SHE SHOULD HAVE A WORK 1 SHE SHOULD KNOW BUSINESS 1 SHE SHOULD KNOW HOW TO HUNDLE BUSINESS 1 SHOULD ALWAYS BE HONEST 1 SHOULD BE A HARD WORKER 2 SHOULD BE CLEAN 1 SHOULD BE EDUCATED 1 SHOULD BE FEARING GOD 1 SHOULD BE GENIUS 1 SHOULD BE HONEST 1 SHOULD BE HUMBLE 1 SHOULD BE MATURED 1 SHOULD BE POLITE 1 SHOULD BE RESPECTFUL 1 SHOULD BE RESPECTFUL OF HER HUSBAND 3 SHOULD BE RESPECTFUL OF OTHERS 1 SHOULD BE TRUST WORTHY 1 SHOULD BE TRUSTWORTHY 1 SHOULD BE UNDERSTANDING 8 SHOULD BE UNDERSTANDING IN ALL SITUAUTIONS 1 SHOULD BE UNDERSTANDING. 1 SHOULD BE(HEALTHY/ STRONG) 1 SHOULD DRESS PROPERLY 2 SHOULD DRESS RESPECTIFULLY 1 SHOULD HAVE A BUSINESS 1 SHOULD HAVE AN INCOME EARNING ACTIVITY 1 SHOULD HAVE RESPECT 1 SHOULD HAVE RESPECT FOR HER HUSBAND 1 SHOULD HAVE RESPECT TO OTHERS 1 SHOULD KNOW WHAT IS WRONG AND WHAT IS RIGHT 1 SHOULD NOT BE A THIEF 1 SHOULD NOT BE TALKATIVE 1 SHOULD NOT JUST STAY IDOL AT HOME 1 SHOULD NOT STEAL HUSBANDS MONEY 1 SHOULD RESPECT HER HUSBAND 3 SHOULD RESPECT HERSELF 1 SHOULD RESPECT HUSBAND 1 SHOULD STAY AT HOME 1 SHOULD TAKE CARE HER FAMILY 1 SHOW RESPECT 3 SHYNESS/ BEAUTIFUL 1 SMART 7 SMART DRESSING 1 SOBER HABITS 1 SOCIAL INTERACTION PERSON 1 SPEAK RESPECTFUL 1 SPEAK RESPECTFULLY 1 STABILITY 1 SUPPORT THE HUSBAND 1 SUPPORT VISION OF HER HUSBAND 1 TAKE CARE FOR HER FAMILY 1 TAKE CARE FOR THE FAMILY 1 TAKE CARE OF CHILDREN 3 TAKE CARE OF CHILDREN AND HUSBAND 1 TAKE CARE OF FAMILY 1 TAKE CARE OF HER FAMILY 2 TAKE CARE OF THE FAMILY 22 TAKE CARE OF THE FAMILY (ACTIVE) 1 TAKE CARE OF THE HOME 1 TAKE PART IN BUSINESS 1 TAKING CARE OF FAMILY 4 TAKING CARE OF HER FAMILY 26 TAKING CARE OF HER HOME 9 TAKING CARE OF HER HUSBAND 1 TAKING CARE OF HIS FAMILY 1 TAKING CARE OF RELATIVES 1 TAKING CARE OF THE FAMILY 25 TAKING CARE OF THE HOME 1 TAKING GOOD CARE OF THE FAMILY 1 THE WAY SHE RESPECT OTHERS 1 THE WAY SOMEONE TALKS 1 THE WIFE WHO KEEPS MONEY SAFE 1 TIME MANAGEMENT 1 TO KNOW HOW TO BUDGET 1 TRANSPARENT 1 TRUST 1 TRUST WORHTY 2 TRUST WORTH 1 TRUST WORTHY 43 TRUST WORTHY TON HER HUSBAND 1 TRUSTWORHTY 2 TRUSTWORTH 3 TRUSTWORTHY 24 TRUSTWORTHY AND ROYAL 1 TRUSTY WORTHY 1 ULEMU 2 UNDERSTANDABLE 1 UNDERSTANDING 44 UNDERSTANDING EACH OTHER 3 UNDERSTANDING HER HUSBAND 1 USE MONEY PROPERLY 1 VERY BEAUTIFUL 1 VERY FRIENDLY 1 WA KHALIDWE LABWINO 1 WA ULEMU 5 WA ULEMU (RESPECTFUL) 1 WACHIFUNDO 2 WACHIKONDI 8 WACHIKONDI NDI BANJA LAKE 2 WACHILUNGAMO 1 WACHISONI 1 WAKHALIDWE LA BWINO 2 WAKHALIDWE LABWINO 4 WAMAKHALIDWE ABWINO 2 WAMANYAZI 1 WANGWILO 1 WANSANGALA 2 WANSANGALA NDI ALENDO 1 WASHING CLOTHES 1 WAUKHONDO 1 WAULEMU 5 WAWULEMU 1 WELCOMING PEOPLE 1 WELL BEHAVED 3 WELL DISCIPLINED 1 WELL DRESSED 6 WELL DRESSING 2 WELL EDUCATED 5 WHO IS LOVING AND KIND 1 WHO IS TOLERANT TO OTHERS 1 WHO KNOW HOW TO BUDGET 1 WHO KNOWS HOW TO RUN A BUSINESS 1 WHO LOVES HER FAMILY 1 WHO TAKES CARE OF HER FAMILY 2 WHO TAKES CARE OF HERSELF 1 WIFE SHOULD CONTRIBUTE TO THE HOUSEHOLD INCOME 1 WISDOM 1 WITH RESPECT TO ALL PEOPLE 1 WOCHEZA BWINO NDI ANTHU 1 WOCHEZEKA 1 WODZIWA KUSAMALA PAKHOMO 1 WODZIWA KUSAMALA ZINTHU ZAPAKHOMO 1 WODZIWA KUSAMALIRA BWINO PAKHOMO 1 WODZIWA KUYENDETSA BIZINESS 1 WOFATSA 5 WOKHULUPILIKA 6 WOKHULUPIRIKA 1 WOKOMA/OFEWA MTIMA 1 WOLEMEKEZA BANJA LAKO 1 WOLIMBIKIRA 2 WOMASUKA 1 WOMASUKA NDI ANTHU 1 WOMVELA 1 WOMVERA 8 WOMVERA MWAMUNA WAKE 1 WOMVETSA MUKASEMPHANA CHICHEWA 1 WOMVETSETSA 2 WOMVETSETSA PA ZINTHU 1 WOOPA MULUNGU 1 WOPEMPHERA 2 WOPHUNZIRA 2 WORK ENOUGH TO EARN MONEY 1 WORK HARD 1 WORKING CLASS 1 WORKING CLASS/ BUSINESS 1 WORKING CLASS/ BUSINESS LADY 1 WORKING ENOUGH 1 WORKING OR DOING BUSINESS 1 WORKING TOGETHER AS FAMILY 1 WOSAKONDA NDALAMA 1 WOSAMALA BANJA LAKE 5 WOSAMALA BWINO PAKHOME 1 WOSAMALA PAKHOMO 1 WOSAMALIRA BANJA LAKE 1 WOTAKATAKA 4 WOTHA KUYENDETSA BUSINESS 1 WOTHANDIZA AMUNA AKE 1 WOWOPA MULUNGU/ GOD FEARING 1 WOYANKHULA BWINO 1 WOYERA MTIMA 1 WOYIMA PAYEKHA (AZILIMBIKIRA) 1 WOZICHEPETSA 1 2. In your opinion, what are the top three characteristics of a good wife? 2633 0 -99 1 0MVETSETSA PA ZINTHU 1 A FAITHFUL WIFE 1 A WOMAN WHO IS VERY FRIENDLY 1 ABLE PROVIDE UP KEEP OF THE FAMILY 1 ABLE TO DO HOUSEHOLD CHORES 1 ABLE TO FORGIVE 1 ABLE TO HANDLE BUSINESS 1 ABLE TO LISTEN OTHER PEOPLES VIEWS 1 ABLE TO LISTEN TO HER HUSBAND 1 ABLE TO LOOK AFTER THE CHILDREN 2 ABLE TO MANAGE FINANCES 1 ABLE TO MANAGE HER TIME 1 ABLE TO RUN A BUSINESS 5 ABLE TO RUN BUSINESS 5 ABLE TO RUN BUSSINESS 1 ABLE TO SAVE MONEY 1 ABLE TO TAKE CARE OF CHILDREN 2 ABLE TO TAKE CARE OF FINANCIES 1 ABLE TO TAKE CARE OF HER FAMILY 2 ABLE TO TAKE CARE OF PROPERTY 1 ABSTAIN 2 ACTIVE 1 AKHALE KUKHULUPILIKA 1 AKHALE MZIMAYI WA ULEMU WAKE 1 AKHALE MZIMAYI WOZICHEPETSA 1 AKHALE NDI VISION 1 AKHALE OCHEZA / OSEKA BWINO NDI ANZAKE 1 AKHALE ODEKHA MTIMA 1 AKHALE ODZIPATSA ULEMU 1 AKHALE ODZIWA KUKONDA BANJA LAKE 1 AKHALE OGANIZA MWACHANGU 1 AKHALE OGWIRA NTCHITO KUTI AZITHANDIZA AMUNA AKE 1 AKHALE OKHULUPIRIKA 1 AKHALE OKONDA 1 AKHALE OKONDA BANJA LAKE 4 AKHALE OLEMEKEZA AMUNA AKE 1 AKHALE OLIMA KUMUNDA 1 AKHALE OLIMBIKIRA BUSINESS 2 AKHALE OMVA CHISONI 1 AKHALE OMVERA 1 AKHALE OMVERA MALANGIZO 1 AKHALE OMVETSETSA 1 AKHALE OPATSA /OGAWIRA ZINTHU 1 AKHALE OPATSA/OPEREKA 1 AKHALE OPHUNZIRA 1 AKHALE OSABA 1 AKHALE OSADZIKWEZA PA NDALAMA 1 AKHALE OSAMALIRA BANJA LAKE 2 AKHALE OSAMALIRA NDALAMA 1 AKHALE OSAONONGA NDALAMA 1 AKHALE OSAYENDAYENDA 1 AKHALE OSUNGA CHINSINSI 1 AKHALE OTAKATAKA WACHANGU 1 AKHALE OTHANDIZANA PA BUSINESS 1 AKHALE OZICHEPETSA PA ANZAKE 1 AKHALE OZIDALIRA 1 AKHALE OZIIMIRA PAYEKHA 1 AKHALE OZILEMEKEZA 1 AKHALE OZILEMEKEZA MAVALIDWE 1 AKHALE OZIWA KUSAMALA BANJA LAKE 1 AKHALE PA BUSINESS/ NTCHITO 1 AKHALE SAMALA BANJA LAKE 1 AKHALE WA BUSINESS/ NTCHITO 1 AKHALE WA PA BANJA 1 AKHALE WA ULEMU 6 AKHALE WACHIKONDI 1 AKHALE WAKHALIDWE 1 AKHALE WAPA NTCHITO 1 AKHALE WAPABANJA 1 AKHALE WAULEMU 1 AKHALE WODEKHA 1 AKHALE WOGWIRIZANA NDI ANTHU 1 AKHALE WOKHULUPILIKA 1 AKHALE WOKONDA 1 AKHALE WOKONDA KUPEMPHERA 1 AKHALE WOLERA 1 AKHALE WOMVELA 2 AKHALE WOMVELA AMUNA AKE 1 AKHALE WOMVETSETSA PA BANJA 1 AKHALE WOMVETSETSA(WOGWILIZA MBANJA) 1 AKHALE WOOPA MULUNGU 4 AKHALE WOPEMPHERA 3 AKHALE WOPHUNZIRA 1 AKHALE WOSAMALIRA BANJA LAKE 1 AKHALE WOSUNGA ZINSINSI ZA M'BANJA 1 AKHELE WAMSANGALA KULANDIRA BWINO ANTHU 1 ALLOW WOMAN TO RUN BUSINESS 1 AMBICIOUS 1 AMBITION 1 AMBITIOUS 3 ASAKHALE OKONDA NDALAMA 2 ASAKHALE OKUBA 1 ASAKHALE OLAMULA 1 ASAKHALE OPANGA ZINTHU KUPOSA AMUNA AKE 1 ASAKHALE OYENDAYENDA 1 ASAKHALE WA MISECHE 2 ASAKHALE WACHIMASO MASO 2 ASAMAPANGE UHULE 1 ASAMAPUTE NGONGOLE 1 ASAMASIYANITSE AKUCHIMUNA NDI AKUCHIKAZI 1 ASAMATAYE NTHAWI NDI KUCHEZA 1 ASSIST IN DECISION MAKING 1 AVALE MODZILEMEKEZA 1 AZIDZIWA MAVUTO 1 AZIGWIRA NTCHITO MOLIMBIKA 1 AZIKHALA NDI NTHAWI YA BUSINESS NDI PAKHOMO 1 AZIKONDA BANJA LAKE 1 AZIKONDA MWAMUNA WAKE 1 AZIPATSE / AZISUNGILE ULEMU WAKE 1 AZISUNGA NTHAWI YAPAKHOMO 1 AZIVALA MOZILEMEKEZA 1 AZIYANKHULA MOLONGOSOKA 1 BALANCING IN LOVING 1 BE A CARING WIFE 1 BE A SOBER MAN 2 BE CARING AND LOVING 1 BE EDUCATED 1 BE FAITHFUL 5 BE FAITHFUL TO ONE ANOTHER 3 BE FAITHFUL TO THE FAMILY 1 BE FAITHFULL 7 BE FAITHFULL TO ONE ANOTHER 3 BE FAITHFULLNESS 1 BE GOD FEARING 1 BE HARDWORKING 1 BE HONEST 2 BE LOVING 1 BE LOVING AND RESPECTFUL TO THE HUSBAND 1 BE PATIENT 5 BE RELIGIOUS 2 BE RESPECT 1 BE RESPECTFUL 1 BE RESPECTFULL 1 BE RESPECTFULL WOMAN 1 BE RESPECTIFUL 1 BE RESPONSIBILITY 1 BE RESPONSIBLE 1 BE SMART 1 BE TRUST WORTHY 1 BE TRUSTWORTHY 2 BE UNDERSTANDING 2 BEAUTIFUL 10 BEAUTY 3 BEHAVIOUR 5 1 BEING BUSINESS MINDED 1 BEING PRAYERFUL 1 BEUTIFUL 1 BODY STRUCTURE 1 BORN AGAIN CHRISTIAN 1 BUSINESS LADY 1 BUSINESS WOMAN 1 BY THE LOOKS 1 CARE FOR FAMILY 2 CARE OF THE FAMILY 46 CARERING 2 CARING 58 CARING ABOUT HER CHILDREN 1 CARING FOR FAMILY 5 CARING FOR HER KIDS 1 CARING FOR THE FAMILY 1 CARING MOTHER 4 CARING OF THE FAMILY 1 CARING THE FAMILY 2 CHEERFULL 3 CHIKONDI 1 CHIKONDI KWA MAMUNA WAKE 1 CLEAN 7 CLEAN AND SMART 2 CLEANENESS/ SMART 1 CLEANLINESS 3 CLEVER 1 COOKING TASTY FOOD 1 COOPERATIVE 27 COOPERATIVE WIFE 1 COOPERATIVES 1 COORPERATIVE 5 COORPERATIVES 1 COURAGEOUS 1 DECISION MAKING 1 DEVELOPMENTAL 1 DEVOTED 1 DISCIPLINE 1 DISCIPLINED 2 DO HOUSEHOLD CHORES 8 DOING BUSINESS OR WORKING 4 DONT KNOW 1 DRESS MODESTLY 1 DRESS PROPERLY 7 DRESS RESPECTABLY 1 DRESS RESPECTFUL 4 DRESS RESPECTFULLY 3 DRESSING 1 DRESSING APPROPRIATE 2 DRESSING IN PROPER MANNER 1 DRESSING PROPERLY 5 ECONOMICS 1 ECONOMIST 4 EDUCATED 25 ENCOURAGE CHILDREN TO GO TO SCHOOL 2 FAITHFUL 44 FAITHFUL TO YOUR HUSBAND 1 FAITHFULL 11 FAITHFULL TO HER HUSBAND 1 FAITHFULNES 2 FAITHFULNESS 15 FEAR GOD 2 FEARING GOD 1 FERTILE 1 FINANCIAL DISCIPLINE 1 FINANCIALLY STABLE 1 FOLLOW INSTRUCTIONS 2 FORGIVENESS PERSON 1 FREE MINDED PERSON 1 FRIENDLY 16 FRIENDLY TO OTHERS 1 FULLFILLING PROMISES 1 GENEROUS TO VISITORS 1 GIVE GOOD ADVISE TO CHILDREN 1 GOD - FEARING 1 GOD FEARING 55 GOD FEARING LADY 3 GOD FEARING PERSON 2 GOD-FEARING 1 GODFEARING 1 GODLINESS 6 GOOD APPEARANCE 2 GOOD APROACH TO OTHERS 1 GOOD AT BUDGETING 1 GOOD AT ECONOMY 1 GOOD BEHAVIOR 8 GOOD BEHAVIOUR 111 GOOD BEHAVIOURS 5 GOOD BODY MOVEMENT 4 GOOD BUDGE 1 GOOD BUDGETING 27 GOOD CARING 1 GOOD CHARACTER 2 GOOD COMMUNICATION 2 GOOD COMMUNICATION SKILL 1 GOOD COOKER 1 GOOD DECISION MAKER 1 GOOD DECISION MAKING 3 GOOD DRESSING 42 GOOD ECONOMIST 2 GOOD ENOMONIST 1 GOOD FEARING 1 GOOD GUIDANCE 1 GOOD HABITS 2 GOOD HOME AND MONEY MANAGEMENT 1 GOOD HOSPITALITY 1 GOOD HYGIENE 7 GOOD IN UNDERSTANDING 1 GOOD INTERACTION WITH OTHERS 1 GOOD LOOKING 8 GOOD LOOKS 1 GOOD MANAGING BUSINESS 1 GOOD MONEY AND HOME MANAGEMENT 1 GOOD MONEY MANAGEMENT 2 GOOD UNDERSTANDING 19 GOOD WELCOME TO VISTORS 1 GOOD WELCOMING TO VISITORS 1 HAPINESS 1 HAPPY CHEERFULL 1 HARD WORK 2 HARD WORKE 1 HARD WORKER 24 HARD WORKING 92 HARDWORK 1 HARDWORKER 14 HARDWORKING 28 HARDWORKING PERSON 1 HARDWORKING SPIRIT 1 HAS TO RESPECT HER HUSBAND 1 HAS TO SHOW RESPECT 2 HAVE A GOOD BEHAVIOUR 2 HAVE AN INCOME EARNING ACTIVITY 1 HAVE FOCUS ON THE FUTURE 1 HAVE GOOD BEHAVIOUR 1 HAVE GOOD MONEY MOMAGENT 1 HAVE SELF RESPECT 1 HAVE SOURCE OF GETING MONEY 1 HAVE TO SHOW RESPECT 2 HEALTHY 1 HELP EACH OTHER 1 HELP EACH OTHER FIND TENDERS 1 HELP EACH OTHER IN DECISION MAKING 1 HELP EACH OTHER INTERMS OF BUSINESS 1 HELP EACH OTHER INTIME OF NEEDS 1 HELP HUSBAND IN DECISION MAKING 1 HELP HUSBAND IN SOURCING FUNDS/MONEY 1 HELP HUSBAND IN SOURCING MONEY 1 HELP IN GENERATING INCOME 1 HELP IN MAKING MONEY/ BUSINESS 1 HELP IN SOURCING BASIC NEEDS 1 HELP IN SOURCING INCOME 1 HELP IN SOURCING MONEY 1 HELP THE HUSBAND 2 HELP THE MAN IN BUSINESS 1 HELPING EACH OTHER INTERMS OF PROBLEMS 1 HELPING HER HUSBAND MANAGING BUSINESS 1 HELPING HER HUSBAND TO MANAGE FINANCE 1 HOME MANAGEMENT 1 HONEST 42 HONEST TO HER HUSBAND 1 HONESTY 10 HOSPITALITY 2 HOW SHE SPEAKS 1 HUMBLE 43 HUMBLENESS 1 HYGIENE 2 INDEPENDENT 3 INNOCENT 1 INNOVATIVE IDEAS OF THE BUSINESS 1 INTERACT WITH OTHER PEOPLE 1 INTERIGENT 1 JOB/ BUSINESS 1 KACHEZEDWE KABWINO NDI ANTHU 1 KAVALIDWE KA ULEMU 1 KAVALIDWE KABWINO 1 KAWALIDWE KOZILEMEKA 1 KEEP BUDGET 1 KEEP MONEY WELL 1 KEEP TIME 1 KHALIDWE (GOOD BEHAVIOUR) 1 KHALIDWE LA BWINO 3 KHALIDWE LABWINO 3 KINDLY SPEAKING 9 KINDNESS 2 KNOW HIS RESPONSIBILITIES 1 KNOW HOW TO BUDGET 4 KNOW HOW TO MAKE BUDGET (ECONOMY) 1 KNOW HOW TO MANAGE BUSINESS 1 KNOW HOW TO MANAGE FINANCES 2 KNOW HOW TO RUN A BUSINESS 1 KNOW HOW TO SPEND ACCORDING TO BUDGET 1 KNOW HOW TO USE MONEY PROPERLY 1 KNOW TO BUDGET 1 KNOW TO RUN A BUSINESS 1 KNOWLEDGE IN BUSINESS 1 KNOWLEDGEABLE 1 KNOWS HOW TO MAKE BUDGET 1 KNOWS HOW TO MANAGE BUSINESS 2 KNOWS HOW TO MANAGE FINANCES 2 KNOWS HOW TO MANAGE TIME 1 KUCHEZA BWINO 1 KUDZISAMALIRA BWINO THUPI LAKE 1 KUDZISAMALIRA PATHUPI PAKE 1 KUDZIWA BUSINESS 1 KUDZIWA KUSAMALA CHUMA 1 KUGWIRA NTCHITO ZAPAKHOMO BWINO 1 KUKHALA BWINO NDI ANTHU 2 KUKHALA MMAYI WA CHIKONDI 1 KUKHALA MUNTHU WANSANGALA 1 KUKHULUPILIKA 1 KUKHULUPIRIKA 2 KULEMEKEZA MWAMUNA WAKO 1 KULIMBIKIRA 1 KULIMBIKIRA NTCHITO 3 KUMVERA 3 KUMVERA MALNGIZO 1 KUMVETSA 1 KUONEKA BWINO 1 KUPANGA BIZINEZI 1 KUPANGA BUSINESS 1 KUPANGA MABIZINESI 1 KUSAKONDA NDEWU 1 KUSAMALA ANA 1 KUSAMALA BANJA 3 KUSAMALA BUSINESS BWINO 1 KUSAMALA BWINO BANJA LAKE 1 KUSAMALA KHOMO LAKO 1 KUSAMALA MAMUNA 1 KUSAMALA NDALAMA 3 KUSAMALA PA KHOMO 1 KUSAMALA PAKHOMO 4 KUSAMALIRA ANA PAKHOMO 1 KUSAYENDA YENDA 1 KUSUNGA NDALAMA 1 KUTHANDIZA MAMUNA WAKE 1 KUTHANDIZA PAMAVUTO NDI ANZAKO 1 KUTHANDIZANA NDI MWAMUNA WAKE PA BANJA 1 KUTHANDIZILA PA NZERU ZA BUSINESS 1 KUTHANDIZIRA KUYENDETSA BUSINESS 1 KUVALA BWINO 2 KUVALA MOZILEMEKA 1 KUYANKHULA MWA ULEMU 1 KUYENDETSA BWINO BUSINESS 1 KUZILETSA 1 LISTEN TO HER HUSBAND 3 LISTEN TO THE HUSBAND 2 LISTENING THE HUSBAND 1 LISTENING TO HER HUSBAND 2 LISTENING TO THE HUSBAND 1 LISTERN TO THE HUSBAND 1 LOOK AFTER HER FAMILY 6 LOOK HEALTH AND ATTRACTIVE 1 LOVE 22 LOVE AND CARE 1 LOVE AND CARE FOR THE FAMILLY 1 LOVE FAMILY 1 LOVE HER FAMILY 11 LOVE HER FAMILY /RELATIVES 1 LOVE HER HUSBAND 7 LOVE HER HUSBAND ALONE 1 LOVE HER HUSBAND EVEN IN TIME OF PROBLEMS 1 LOVE HER HUSBAND. 1 LOVE HIS BUSINESS 1 LOVE HIS FAMILY 1 LOVE YOUR FAMILY 1 LOVING 110 LOVING AND KIND 1 LOVING EACH OTHER 5 LOVING EACH OTHER IN THE FAMILY 1 LOVING HER FAMILY 2 LOVING HER KIDS 2 LOVING THE FAMILY 6 LOVING WIFE 2 LOYAL 22 LOYALTY 4 MACHEZEDWE 1 MACHEZEDWE ABWINO NDI ANTHU 1 MACHITIDWE A NTCHITO 1 MAKE GOOD DECISIONS 1 MAKHALIDWE ABWINO 2 MAKHALIDWE AKE 1 MALANKHULIDWE 2 MALANKHULIDWE ABWINO 1 MAONEKEDWE 1 MAONEKEDWE A BWINO (BEAUTIFUL) 1 MAONEKEDWE ABWINO 1 MAONEKEDWE AKE ABWINO 1 MAVALIDWE 2 MAVALIDWE A BWINO 2 MAVALIDWE ABWINO 1 MAVALIDWE AKE OZILEMEKEZA 1 MAVALIDWE ODZISAMALA 1 MAVALIDWE OZILEMEKEZA 1 MAVALIDWE WOZISAMALA 1 MAWONEKEDWE 1 MAYANKHULIDWE 1 MAYANKHULIDWE A BWINO 1 MAYANKHULIDWE A ULEMU 1 MAYANKHULIDWE A UMUNTHU 1 MAYANKHULIDWE ABWINO 3 MAYANKHULIDWE ABWINO PA ANTHU 1 MAYANKHULIDWE OZILEMEKEZA 1 MAYENDEDWE 2 MAYI WAULEMU 1 MERCY 1 MKAZI WOKONDA KUPEMPHERA 1 MKAZI WOPEMPHERA 1 MODESTY 2 MOTHERING ABILITY 1 MUST BE A PRAYERFUL 1 MUST BE HARD WORKER 1 MUST LOVE HER FAMILY 1 MUST RUN A SMALL BUSINESS 1 MUST RUN BUSINESS 5 MUST RUN SMALL BUSINESS 7 MUST SHOW LOVE 1 MUST SHOW RESPECT 1 MUST WORK 2 MUST WORK TO GET MONEY 1 MUYANKHULIDWE ABWINO 1 MZIBAMBO WODZIWA KUSAMALA NDALAMA 1 MZIMAYI OPEMPHERA 1 MZIMAYI OWOPA MULUNGU 1 MZIMAYI WA ULEMU 4 MZIMAYI WACHIKONDI 1 MZIMAYI WACHIKONDI KWA BANJA LAKE 1 MZIMAYI WACHILUNGAMO 1 MZIMAYI WADZIWA KUSAMALA PAKHOMO 1 MZIMAYI WAKHALIDWE LABWINO 6 MZIMAYI WAMAVALIDWE AULEMU 1 MZIMAYI WAULEMU 2 MZIMAYI WOCHEZA NDI ANTHU 1 MZIMAYI WODEKHA 1 MZIMAYI WODZICHEPETSA 1 MZIMAYI WODZISAMALIRA 1 MZIMAYI WODZIWA KUGWIRITSA NTCHITO NDALAMA 1 MZIMAYI WODZIWA KULONGOSOLA BUSINESS 1 MZIMAYI WODZIWA KUSAMALA CHUMA 1 MZIMAYI WODZIWA KUSAMALA PA KHOMO 1 MZIMAYI WODZIWA KUSAMALA PAKHOMO 1 MZIMAYI WODZIWA KUSAMALIRA BANJA LAKE 1 MZIMAYI WODZIWA KUSAMALIRA KHOMO 1 MZIMAYI WODZIWA MAVUTO 1 MZIMAYI WOKHULUPILIKA 2 MZIMAYI WOKONDA BANJA LAKE 2 MZIMAYI WOKONDA KUPEMPHERA 1 MZIMAYI WOLANKHULA MODEKHA 1 MZIMAYI WOLEZA MTIMA 1 MZIMAYI WOLIMBIKA BUSINESS 1 MZIMAYI WOLIMBIKIRA 2 MZIMAYI WOLIMBIKIRA BUSINESS 1 MZIMAYI WOLIMBIKIRA GENI 1 MZIMAYI WOMVERA 3 MZIMAYI WOMVERA MAMUNA WAKE 1 MZIMAYI WOMVERA ZONENA ZA MAKASITOMALA 1 MZIMAYI WOMVETSETSA PA ZINTHU 2 MZIMAYI WOMVETSETSA ZINTHU 1 MZIMAYI WOPEMPHERA 1 MZIMAYI WOPEREKA ULEMU 1 MZIMAYI WOSAMALA BWINO BANJA LAKE 1 MZIMAYI WOSAMALIRA BWINO BANJA 1 MZIMAYI WOTAKATAKA PAKHOMO 1 MZIMAYI WOTHANDIZA ANTHU 1 MZIMAYI WOTHANDIZA KEPEREKA MAGANIZO PA BANJA 1 MZIMAYI WOYANKHULA BWINO NDI ANTHU 1 MZIMAYI WOZISAMALIRA 2 NEED TO DIRECT HER HUSBAND 1 NJIRA YAMAYENDEDWE A BWINO TRUST WORTHY 1 NOT A MONEY LOVER 1 NOT A THIEF 1 NOT BE LAZY 1 NOT BE TALKATIVE (GOSSIP) 1 NOT EASILY TAKEN UP 1 NOT GOSSIPING 1 NOT JELOUSY 1 NOT MOBILE 2 NOT MONEY HUNGRY 5 NOT OF MUCH SOCIAL 1 NOT TALKATIVE 3 OBEDIENT 4 OBEY INSTRUCTIONS 1 OBEYING THE LAWS OF HUSBAND 1 OBIDIENT 8 OCHEZA BWINO 1 ODEKHA 1 ODEKHA MTIMA 1 ODZICHEPETSA 1 ODZIDALIRA 1 ODZIDALIRA PAYEKHA 1 ODZIPEREKA 1 ODZIWA CHIBALE 1 ODZIWA KULANDILA ALENDO 1 ODZIWA KUSAMALA ANA AKE PAKHOMO 1 ODZIWA KUSAMALA BANJA LAKE 1 ODZIWA MAVUTO APAKHOMO 1 OF GOOD BEHAVIOUR 1 OFATSA 1 OGWIRA NTCHITO 2 OKHULULUKA 1 OKHULUPILIKA 3 1 OKHULUPILIKA MUZONSE 4 OKHULUPILIKA PA BANJA PAKE 1 OKHULUPIRIKA 1 OKHULUPIRIKA/ TRUSTWORTHY 1 OKONDA AMUNA AKE 1 OKONDA ANZAKE 1 OKONDA BANJA 1 OKONDA BANJA LAKE 4 OKONDA MAMUNA WAKE 1 OLEMEKEZA BANJA LAKE 2 OLEZA MTIMA 2 OLIMBA MTIMA 1 OLIMBIKA KUGWIRA NTCHITO 3 OLIMBIKA NTCHITO 1 OLIMBIKIRA 2 OLIMBIKIRA BUSINESS 1 OLIMBIKIRA KUGWIRA NTCHITO 1 OLIMBILIKIRA 1 OMASUKA 1 OMVELA MAMUNA WAKE 1 OMVERA 2 OMVETSETSA 3 OMVETSETSA PA ZOCHITIKA ZAPAKHOMO 1 OMVETSETSA ZINTHU ZIKAVUTA 1 OOPA MULUNGU 1 OPANDA CHIMASOMASO 1 OPANDA NKHAZA 1 OPANGA BUSINESS 2 OPATSA 1 OPEMPHERA 5 OPENNESS 1 OPHUNZIRA BWINO 1 OPILIRA 1 ORGANISED 1 OSABA 2 OSAKHALE WANSANJE 1 OSAKONDA MUSECHE 1 OSAKONDA NDALAMA 1 OSAKONDA ZAMANYADO 1 OSAMALA ANA 1 OSAMALA BANJA 11 OSAMALA BANJA LAKE 6 OSAMALA BWINO BANJA LAKE 1 OSAMALA NDALAMA 1 OSAMALA PAKHOMO 1 OSAMALA PAKHOMO PAKE 1 OSAMALIRA ANA AKE 1 OSAMALIRA PAKHOMO 1 OSAMVELA ZA ANTHU 1 OSAPANGA UHULE 1 OSAPANGA ZA UHULE 1 OSASUTA FODYA 1 OSATAMBA 2 OSUNGA MWAMBO 1 OSUNGA NTHAWI POCHITA ZINTHU 1 OSUNGA NTHAWI POGWIRA ZINA NDI ZINA 1 OTHA KUTHANDIZA POGWIRA NTCHITO 1 OTHANDIZA ABALE 1 OTHANDIZA BANJA LAKE 1 OTHANGATIRA/OTHANDIZA MAMUNA WAKE 1 OVALA MOZILEMEKEZA 1 OWONEKA BWINO 1 OWOPA MULUNGU 10 OZICHEPETSA 2 OZIDALIRA 1 OZINDIKIRA PA MAPHUNZIRO 1 OZIPASA ULEMU 1 PATIENCE 8 PATIENT 3 PERSEVIARANCE 1 PERSONALITY(GOOD) 1 PLEASE HER HUSBAND 1 POLITE 3 PRAYEFUL 1 PRAYERFUL 26 PRAYERFUL (GOD FEARING) 1 PRAYING 5 PRAYING BACK LOANS 1 PRAYING WOMAN 1 PRAYING WOMEN 1 PRESENTABLE 1 PROVIDE CARE TO THE CHILDREN 1 PROVIDE NEEDS 1 PROVIDE SCHOOL FEES TO CHILDREN 1 QUITE 1 QUITENESS 2 RESPECT 35 1 RESPECT EACH 1 RESPECT EACH OTHER 19 RESPECT HER FAMILY 1 RESPECT HER HUSBAND 10 RESPECT HER HUSBAND AND FAMILY 1 RESPECT HUSBAND 1 RESPECT MALAWIAN CULTURE 1 1 RESPECT THE HUSBAND 2 RESPECT TO ALL PEOPLE 1 RESPECT TO HER HUSBAND 2 RESPECT TO PEOPLE 1 RESPECT TO THE HUSBAND 2 RESPECT YOUR HUSBAND 1 RESPECTABLE PERSON 1 RESPECTFUL 26 RESPECTFUL FAITHFULNESS 1 RESPECTFUL OF HER HUSBAND 1 RESPECTFUL TO HER HUSBAND 3 RESPECTFUL TO PEOPLE 1 RESPECTFULL 9 RESPECTFULL OF HER HUSBAND 1 RESPECTIFUL 17 RESPECTIFULL 5 RESPECTING ALL PEOPLE 1 RESPECTING HER HUSBAND 3 RESPECTING HUSBAND 2 RESPECTING PEOPLE OF ALL CARIBER 1 ROLE MODEL TO THE CHILDREN 1 ROYAL TO HER HUSBAND 1 RUN SMALL BUSINESS 4 RUN SMALL SCALE BUSINESS 1 RUN SOME SMALL BUSINESS 1 SELF CONTROL 4 SELF DEPANDANCE 1 SELF DEPENDANCE 5 SELF DEPENDANT 1 SELF RELIANCE 1 SELF RESPECT 2 SETTLED 1 SHE HAS TO BE CLEAN 1 SHE HAVE GOT A JOB 1 SHE MUST BE A GOD FEARING 1 SHE MUST BE A GOOD CARING WIFE 1 SHE MUST BE RESPECTFUL 1 SHE MUST BE WISE 1 SHE MUST HAVE SOMETHING TO DO 1 SHE SHOULD BE FAITHFUL 1 SHE SHOULD BE SMART 1 SHE SHOULD BE TAKING CARE OF THE HOME 1 SHE SHOULD DRESS PROPERLY 4 SHE SHOULD KNOW HOW TO BUDGET 1 SHE SHOULD KNOW HOW TO HANDLE BUDGET 1 SHE SHOULD KNOW HOW TO HANDLE MONEY 1 SHE SHOULD KNOW HOW TO MAKE BUDGET 1 SHE SHOULD KNOW HOW TO MANAGE FINANCE 1 SHE SHOULD KNOW HOW TO MANAGE HER FINANCES 1 SHE SHOULD NOT LOVE MONEY 1 SHOULD AVOID GOSSIP 2 SHOULD BE A BUSINESS LADY/WORKING 1 SHOULD BE ABLE TO RUN A BUSINESS 1 SHOULD BE BUSINESS MINDED 1 SHOULD BE CLEAN 2 SHOULD BE COOL EVEN WHEN THINGS ARE HARD ECONOMICALLY 1 SHOULD BE DISPLINED 1 SHOULD BE DRESSING PROPERLY 1 SHOULD BE ECONOMICAL 1 SHOULD BE EDUCATED 2 SHOULD BE FAITHFUL TO HER HUSBAND 1 SHOULD BE FAITHFUL TO HIS HUSBAND 1 SHOULD BE FAITHFULL. 1 SHOULD BE HONEST 1 SHOULD BE MATURED 1 SHOULD BE OF GOOD BEHAVIOUR 1 SHOULD BE OF GOOD BEHAVIOURS 1 SHOULD BE OF GOOD CULTURAL MORALS 1 SHOULD BE POLITE 1 SHOULD BE RESPECTFUL 1 SHOULD BE RESPECTFUL OF HER HUSBAND 1 SHOULD BE RESSPECTFUL TO THE HUSBAND 1 SHOULD BE SATISFIED WITH HER HUSBAND 1 SHOULD BE SELF CONTROL 1 SHOULD BE TIME CONCIOUS 1 SHOULD BE TORELANT TO OTHERS 1 SHOULD BE UNDERSTAND 1 SHOULD BE UNDERSTANDING 1 SHOULD BE UNDERSTANDING. 1 SHOULD BE WELL EDUCATED 1 SHOULD BE WORKING/DOING BUSINESS 1 SHOULD CONTRIBUTE IN DECISION MAKING 1 SHOULD DRESS PROPELY 1 SHOULD DRESS RESPECTFULLY 3 SHOULD HAVE A VISION 1 SHOULD HAVE GOOD BEHAVIOUR 1 SHOULD HAVE HER OWN BUSINESS 1 SHOULD HAVE PATIENCE 1 SHOULD HAVE RESPECT 1 SHOULD HAVE RESPECT WHEN SPEAKING 1 SHOULD HAVE SOMETHING TO DO 1 SHOULD HAVE SOMETHING TO DO AT HOME 1 SHOULD HAVE SOMETHING TO DO/ BUSINESS 1 SHOULD HAVE SOMETHING TO DO/ OTAKATAKA 1 SHOULD KNOW HOW TO BUDGET 1 SHOULD KNOW HOW TO MANAGE FAMILY MONEY 1 SHOULD LISTEN TO HER HUSBAND 1 SHOULD LOVE HER CHILDREN 1 SHOULD NOT BE A CARELESS WOMAN 1 SHOULD NOT BE BIAS 1 SHOULD NOT BE TALKATIVE 1 SHOULD NOT COMPARE YOU WITH OTHERS 1 SHOULD NOT INVOLVE IN BAD COMPANYS 1 SHOULD NOT LOVE MONEY 3 SHOULD NOT USE MAKE UP 1 SHOULD NOT WEAR MINISKIRTS 1 SHOULD RESPECT HER HUSBAND 1 SHOULD RESPECT YOUR HUSBAND 1 SHOULD TAKE PART IN RUNNING BUSINESS 1 SHOW RESPECT 2 SHOW RESPECT TO OTHERS 1 SHOWS RESPECT 1 SMART 12 SMARTNESS 2 SOCIAL INTERACTION 1 SPEAK RESPECTFULLY 1 SPEAK RESPECTFULLY (MODESTY) 1 STRONG COURAGEOUS 1 SUPPORTIVE TO HER HUSBAND'S VISION 1 SURPOT THE HUSBAND 1 TAKE 1 TAKE CARE FOR FAMILY 2 TAKE CARE FOR HER FAMILY 1 TAKE CARE OF CHILDREN 1 TAKE CARE OF HER FAMILY 4 TAKE CARE OF HER KIDS 1 TAKE CARE OF THE CHILDREN 3 TAKE CARE OF THE FAMILY 24 TAKE CARE OF THE HOUSE 1 TAKE CARE OF THE HOUSE. 1 TAKE CARE OF THE HUSBAND 1 TAKE CARE OF THE KIDS 1 TAKE GOOD CARE OF HER FAMILY 1 TAKE PART IN BUSINESS 2 TAKE RESPONSIBILITIES 1 TAKING CARE OF A FAMILY 2 TAKING CARE OF BUSINESS 1 TAKING CARE OF CHILDREN 4 TAKING CARE OF CHILDRENS 1 TAKING CARE OF FAMILY 7 TAKING CARE OF HER CHILDREN 2 TAKING CARE OF HER FAMILY 27 TAKING CARE OF HER HOME 8 TAKING CARE OF HER HUSBAND 1 TAKING CARE OF HIS FAMILY 4 TAKING CARE OF MONEY 1 TAKING CARE OF THE FAMILY 6 TAKING CARE OF THE HOME 1 TAKING GOOD CARE OF HER FAMILY 1 THE WAY ONE SPEAKS 1 THE WAY SHE DRESSED 1 THE WAY SHE TALKS 1 THE WAY SOMEONE SPEAKS 1 THE WAY SOMEONE TALKS 1 THE WAY THJEY SPEAKS POLITELY 1 TIME MANAGEMENT 1 TO HELP THE HUSBAND 1 TO KNOW HOW TO BUDGET 1 TO KNOW HOW TO BUDGET AT HOME 1 TOLERANCE TO OTHER VIEWS 1 TORERANCE TO HER HUSBAND 2 TORERANCE WITH HER HUSBAND 1 TRANSPARENT NOT KEEPING SECRETS 1 TRUE LOVING 1 TRUST THE HUSBAND 1 TRUST WORTH 3 TRUST WORTHY 35 TRUSTWORTH 4 TRUSTWORTHY 22 TRUSTWORTHY TO HER HUSBAND 1 TURST WORTHY 1 ULEMU 4 ULEMU/ RESPECTFUL 1 UNDERSTAND HER HUSBAND 3 UNDERSTANDING 32 UNDERSTANDING HER HUSBAND 1 UNDERSTANDING IN TIMES OF TOUGH ECONOMIES 1 UNDERSTANDING SKILL 1 UNDERSTANDING THINGS WHEN GOES WORSE 1 UNITY 1 UNSERFISH 1 USE MONEY WISELY/ PROPERLY 1 VERY HELPFUL TO OTHERS 1 VERY SMART 1 WA CHIKONDI 2 WA DONGOSOLO 1 WA MOYO WATHANZI 1 WA NSANGALA 1 WA UKHONDO 1 WA ULEMU 6 WACHIFUNDO 1 WACHIKONDI 14 WACHILUNGAMO 2 WAKHALIDWE 1 WAKHALIDWE LA BWINO 1 WAKHALIDWE LA UMUNTHU 1 WAKHALIDWE LABWINO 3 WAM'MSANGALA 1 WAMAKHALIDWE A BWINO 1 WAMAKHALIDWE ABWINO 3 WANSANGALA 1 WANSANGALA NDI ANTHU 1 WANZERU 1 WARMLY WELCOMING TO VISITORS 1 WAULEMU 10 WAULEMU PAKHOMO 1 WAWULEMU 2 WELCOME RELATIVES EQUALLY 1 WELCOME VISITORS PROPERLY 1 WELCOMING TO VISITOR 1 WELCOMING VISTORS 2 WELFARE OF CHILDREN 1 WELL DRESSED 3 WELL KNOLLEDGABLE 1 WELL MANAGED 1 WELL UNDERSTOOD 1 WHO AVOID GOSPING 1 WHO HELPS HER HUSBAND IN DEVELOPING 1 WHO IS ALWAYS TOLERANT TO OTHERS 1 WHO KNOWS HOW TO COOK 1 WHO SHARE IDEAS WITH FRIENDS 1 WHO SHOWS LOVE TO HER FAMILY 1 WHO TAKES CARE OF HER DRESSING 1 WHO TAKES CARE OF HER FAMILY 1 WHO TAKES CARE OF HERSELF 1 WHO UNDERSTAND HER HUSBAND 1 WHO USES MONEY CAREFULLY 1 WITH ECONOMY 1 WITH GOOD UNDERSTANDING 1 WITH UNDERSTANDING 1 WODALILIKA 1 WODZICHEPETSA KWA ANTHU 1 WODZIDALIRA PAYEKHA 1 WODZISAMALIRA SMART 1 WODZIWA KUGWIRA NTCHITO 1 WODZIWA KUSAMALA CHUMA 1 WODZIWA KUSAMALA NDALAMA 1 WODZIWA KUSAMALA PAKHOMO 1 WODZIWA KUYENDETSA BUSINESS 1 WOFATSA 2 WOGANIZA MWACHANGU 1 WOKHULUPILIKA 4 WOKONDA ABALE AKE 1 WOKONDA ANTHU 1 WOKONDA BANJA LAKE 3 WOKONDA WOKONDA KUPEMPHERA 1 WOLANDIRA ALENDO MWANSANGALA 1 WOLEMEKEZA MAMUNA WAKE 2 WOLIMBIKA KUGWILA NTCHITO 1 WOLIMBIKIRA 6 WOLIMBIKIRA NTCHITO 1 WOLIMBIKIRA PA IYE YEKHA 1 WOLIMBIKIRA PA ZOCHITA ZAKE 1 WOLIMBIKIRA PAZOCHITIKA 1 WOMASUKA 1 WOMASUKA NDI ANZAKE 1 WOMVERA 7 WOMVERA MAMUNA WAKE 1 WOMVERA MWAMUNA 1 WOMVERA MWAMUNA WAKE 1 WOMVETSA 2 WOMVETSETSA 4 WOMVETSETSA/ UNDERSTANDING 1 WOMVETSETSANA NDI ANZAKE 1 WOMVETSETSANA NDI MWAMUNA WAKE 1 WOOPA CHAUTA 1 WOOPA MULUNGU 6 WOOPA MULUNGU/ WOPEMPHERA 1 WOPANDA MISECHE 1 WOPANGA ZINTHU ZOGWIRIZANA NDI MAMUNA WAKE 1 WOPEMPHERA 2 WOPHUNZIRA 1 WOPILIRA 2 WORK HARD 2 WORK OR DO BUSINESS 1 WORKING 2 WORKING CLASS/BUSINESS 1 WORKING ENOUGH 3 WORKING ENOUGH TO EARN MONEY 1 WORKING LADY 2 WORKING OR DOING BUSINESS 2 WORKING/ BUSINESS MINDED 1 WOSADELERA 1 WOSAKHALA NDI UMVE 1 WOSAMALA ANA BWINO 1 WOSAMALA BANJA 1 WOSAMALA BANJA LAKE 2 WOSAMALA MAKHOMO 1 WOSAMALA PAKHOMO PAKE 1 WOSAMALIRA BWINO BANJA LAKE 1 WOSAMALIRA ZINTHU NDALAMA 1 WOSASUNGA MANGAWA 1 WOTAKATAKA 1 WOTHA KUPANGA BUDGET PA KHOMO 1 WOTHANDIZA 1 WOTHANDIZA MAMUNA WAKE 1 WOTHANDIZA MWAMUNA WAKE 2 WOTHANDIZA PA NTCHITO ZA PAKHOMO 1 WOVALA MODZILEMEKEZA 1 WOWOPA CHAUTA 1 WOWOPA MULUNGU 1 WOYANKHULA MWA ULEMU 1 WOZICHEPETSA 1 WOZILIMBIKILA PAYEKHA 1 2. In your opinion, what are the top three characteristics of a good wife? 2520 0 -99 1 A CARING WIFE 1 A WOMAN WHO IS RESPONSIBLE 1 ABLE TO ADVICE CHILDREN 1 ABLE TO ADVISE HER HUSBAND 1 ABLE TO ASSIST EACH OTHER 1 ABLE TO CARE FOR HER FAMILY 2 ABLE TO CLEAN THE HOUSE. 1 ABLE TO COOK FOR HER HUSBAND 1 ABLE TO COOK GOOD FOOD 1 ABLE TO DO DOMESTIC CHORES 1 ABLE TO DO HOUSEHOLD CHORES 1 ABLE TO HELP HER HUSBAND IN DECISION MAKING CONCERNING AFFAIRS OF THE FAMILY 1 ABLE TO LOOK AFTER THE CHILDREN 1 ABLE TO MAKE DECISIONS ON HER OWN 1 ABLE TO MANAGE BUSINESS 2 ABLE TO MANAGE FINANCE 1 ABLE TO MANAGE FINANCES 7 ABLE TO RUN BUSINESS 4 ABLE TO TAKE CARE OF CHILDREN 1 ABLE TO TAKE CARE OF HER FAMILY 2 ABLE TO TAKE CARE OF THE FINANCES 1 ABSTAIN FROM OUTSIDE SEX 1 ACTIVE 1 ADZIDZIWA KUCHITA MALONDA 1 AKHALE MKAZI WOMVELA MWAMUNA WAKE 1 AKHALE MUNTHU WACHIKONDI 1 AKHALE MUNTHU WOOPA MULUNGU 1 AKHALE MZIMAYI OSAPSYA MTIMA NSANGA 1 AKHALE MZIMAYI OZICHITIRA PAYEKHA 1 AKHALE MZIMAYI WOOPA MULUNGU 1 AKHALE NDI CHAKUDYA CHOKWANIRA 1 AKHALE OCHEZA NDI ANTHU 1 AKHALE ODZICHITIRA BUSINESS 1 AKHALE ODZIWA KUSAMALA ABALE 1 AKHALE ODZIWA KUSAMALIRA BANJA LAKE 1 AKHALE OFATSA/ ODEKHA 1 AKHALE OKHAZIKIKA 1 1 AKHALE OKONDA BANJA 1 AKHALE OKONDA KUCHEZA NDI ANTHU 1 AKHALE OKONDA KUPEMPHERA 1 AKHALE OKWANIRITSIDWA NDIZIMENE MAMUNA WAKE AKUMPASA 1 AKHALE OLEMEKEZA MAKASITOMALA 1 AKHALE OLIMBIKIRA PANTCHITO 1 AKHALE OMVETSETSA 2 AKHALE OMVETSETSA EDUCATED 1 AKHALE OPEMPHERA 2 AKHALE OPEWA 1 AKHALE OSALONGOLOLA 1 AKHALE OSUNGA NTHAWI YAPAKHOMO 1 AKHALE OTAKATAKA 4 AKHALE OTAKATAKA TIMA BUSINESS TOSIYANASIYANA 1 AKHALE OWOPA MULUNGU 1 AKHALE OZIWA KUPHIKA 1 AKHALE WA CHIKONDI 2 AKHALE WA MACHAWI 1 AKHALE WA MANYAZI /ULEMU 1 AKHALE WA NSANGALA 1 AKHALE WA PA BUSINESS 1 AKHALE WA ULEMU 5 AKHALE WACHIKONDI 3 AKHALE WAKHALIDWE LA BWINO 1 AKHALE WAULEMU 1 AKHALE WAULEMU PABANJA LAKE 1 AKHALE WODZILIMBIKIRA PA IYE YEKHA 1 AKHALE WODZIWA BUSINESS 1 AKHALE WOKONGOLA 1 AKHALE WOLIMBIKIRA 1 AKHALE WOLIMBIKIRA PA NTCHITO 1 AKHALE WOMVELA 1 AKHALE WOMVELA MAMUNA WAKE 1 AKHALE WOMVETSETSA 1 AKHALE WOOPA MULUNGU 4 AKHALE WOPEMPHERA 1 AKHALE WOPHUNZIRA 2 AKHALE WOSAMALA BANJA 1 AKHALE WOWUGWILA MTIMA 1 ALWAYS BE AT HOME 1 AMAYENERA KUKHALA WAULEMU 1 AMBITIONS 1 AMBITIOUS 2 APANGE MABIZIMESI ANGONO ANGONO 1 ARRIVE HOME AT GOOD TIME 1 ASADANE NDI AKUCHIMUNA 1 ASAKHALE MISECHE 1 ASAKHALE OZITUKUMULA 1 ASAKHALE WA CHIMASO MASO 2 ASAKHALE WACHIMASOMASO 1 ASAKHALE WATSANKHO PA ACHIBALE AKE 1 ASAMAKONDERE 1 ASIST EACH OTHER WHEN THINGS GOES WORSE 1 ASSIST HER HUSBAND ECONOMICALLY 1 ASSOCIATION 1 ATHANDIZANE PAZAULIMI 1 AVOID GOSSIPING 1 AZIKHALA NDI ACCOUNT YA BUSINESS NDI YA PAKHOMO ODZIWA KUSUNGA NDALAMA 1 AZIKWANILITSIDWA NDI MAMUNA WAKE 1 AZISAMALIRE IYE MWINI (SMART) 1 AZITHA KUZIDALILA PA YEKHA 1 AZIVALA MOZILEMEKEZA 1 BE A LOVING WIFE 1 BE ABLE TO RUN A BUSINESS 1 BE ABLE TO RUN BUSINESS 1 BE ACTIVE 1 BE APPRECIATIVE 1 BE FAITHFUL 6 BE FAITHFUL TO ONE ANOTHER 11 BE FAITHFUL TO THE FAMILY 1 BE FAITHFULL 10 BE FAITHFULL TO ONE ANOTHER 5 BE FAITHFULL. 1 BE FAITHFULLY 1 BE HARDWORKING 1 BE INTELLIGENT 1 BE LOVING 2 BE LOVING AND CARING 1 BE PATIENT 2 BE RELIGIOUS 1 BE RESPECTABLE 1 BE RESPECTFUL 2 BE RESPECTFULL 1 BE RESPECTIFUL 1 BE ROYAL TO THE HUSBAND 1 BE SATISFIED WITH WHAT THE HUSBAND PROVIDES 1 BE TRUST WORTHY 1 BE TRUST WORTHY AND NOT GOSSIP 1 BE UNDERSTANDING 6 BEAUTIFUL 6 BEHAVIOUR 2 BEHAVIOUR(GOOD) 1 BEING FAITHFUL 1 BEING HELPFUL IN TIME OF NEED 1 BEING PRAYERFUL 1 BEUTIFUL 1 BORN AGAIN CHRISTIAN 1 BUDGET PROPERLY 1 BUSINESS MANAGEMENT 1 BUSINESS SKILL 1 CARE FOR CHILDREN 2 CARE OF THE FAMILY 59 CARE THE FAMILY 2 CAREFULL 1 CARERING 6 CARERING HER FAMILY 1 CARING 81 CARING AND LOVING 1 CARING FOR THE FAMILY 1 CARING FOR THE KIDS 1 CARING HER KIDS 1 CARING MOTHER 2 CARING OF THE FAMILY 1 CARING THE FAMILY 1 CARING TO HER FAMILY 1 CARING WIFE 1 CHEERFUL 1 CHIDWI POCHITA ZINTHU 1 CHRISTIAN 1 CLEAN 15 CLEAN AND SMART 2 CLEANLINESS 1 CONTROL EXPENSES 1 COOPERATIVE 17 COORPERATIVE 6 COURAGEOUS 1 CREATIVITY 1 DESCIPLINE 1 DEVELOPMENT ORIENTED 1 DISCIPLINE 2 DISCIPLINED 1 1 DO HOUSEHOLD CHORES 5 DOES NOT WERE TROUSERS 1 DOING BUSINESS 3 DOING BUSINESS OR WORK 1 DONT KNOW 1 DRESS PROPERLY 4 DRESS PROPERY 1 DRESS RESPECTABLE 1 DRESS RESPECTFUL 1 DRESS RESPECTFULLY 3 DRESS RESPECTIFULLY 1 DRESSING PROPERLY 2 EASY TO FORGIVE 1 ECONOMISE 1 ECONOMIST 1 EDUCATE THE CHILDREN 1 EDUCATED 13 ENCOURAGE KIDS TO GO TO SCHOOL 1 ENCOURAGING KIDS TO GO TO SCHOOL 1 FAITHFUL 37 FAITHFULL 10 FAITHFULL TO HER HUSBAND 3 FAITHFULL TO HIS HUSBAND 1 FAITHFULL TO HUSBAND 1 FAITHFULNESS 14 FLEXIBLE 1 FREE FROM VIOLENCE 1 FRIENDLY 11 FRIENDLY TO OTHER 1 FRIENDLY TO OTHERS 1 FRIENDLY/ GOOD HOSPITALITY 1 FRIENDRY 2 GIVING ARMS TO THE POOR 1 GIVING OUT LOANS 1 GOD - FEARING 1 GOD FEARING 80 1 GOD FEARING LADY 3 GOD FEARING PERSON 1 GOD FEARING PESON 1 GOD-FEARING 2 GODLINESS 9 GOOD APPEARANCE 1 GOOD AT BUDGETING 2 GOOD AT HOUSEHOLD CHORES 1 GOOD BEHAVIOR 3 GOOD BEHAVIOUR 62 GOOD BEHAVIOURS 2 GOOD BEHAVIOURS /DRESSING 1 GOOD BODY MOVEMENT 3 GOOD BUDGETING 15 GOOD CARING 1 GOOD CHARACTER 3 GOOD COMMUNICATION 1 GOOD COMMUNICATION SKILL 1 GOOD COMMUNICATION SKILL. 1 GOOD CONDUCT 1 1 GOOD DECISION MAKING 3 GOOD DESCIPLINE 1 GOOD DRESSING 35 GOOD ECONOMICS 1 GOOD ECONOMIST 5 GOOD FEARING 1 GOOD HYGIENE 6 GOOD IN WELCOMING VISITOR 1 GOOD LISTENER 1 GOOD LOOKING 7 GOOD LOOKS 1 GOOD MANNERS 2 GOOD MONEY AND HOME MANAGEMENT 1 GOOD MONEY MANAGEMENT 2 GOOD PARENTAL CARE 1 GOOD TIME MANAGEMENT 2 GOOD UNDERSTANDING 8 GOOD WELCOMING VISTORS 1 HARD WORK 1 HARD WORKER 32 HARD WORKING 71 HARDWORK 3 HARDWORKER 22 HARDWORKING 29 HAS TO BE EDUCATED 1 HAS TO SHOW RESPECT 2 HAVE A BUSINESS 1 HAVE A JOB OR BUSINESS 1 HAVE CULTURAL MANNERS 1 HAVE SELF CONTROL 1 HAVE SOURCE OF GETING MONEY 1 HAVE TO BE HONEST WHEN HUSBAND IS AWAY 1 HAVE TO INTERACT WITH PEOPLE 1 HAVE TO KEEP SECRETS 1 HAVE TO RESPECT HER HUSBAND 1 HELP EACH OTHER 1 HELP EACH OTHER INTERMS OF PROBLEMS 2 HELP HER HUSBAND DOING BUSINESS 2 HELP HUSBAND IN DECISION MAKING 1 HELP HUSBAND IN DECISSION 1 HELP HUSBAND IN RUNNING BUSINESS 1 HELP HUSBAND IN SOURCING MONEY 1 HELP IN SOURCING BASIC NEEDS 1 HELP THE HUSBAND 1 HELPING EACH OTHER 1 HELPING THE HUSBAND 1 HELPING TO PROBLEMS 1 HELPS FOR HER FAMILY 1 HONEST 42 HONEST AND GOD FEARING 1 HONEST TO THE HUSBAND 1 HONESTY 5 HOSPITALITY 1 HUMBLE 33 HUMBLENESS 3 HUMBLY 1 INDEPENDENT 3 INTEGRITY 1 INTERACTION 2 KEEP TIME 1 KEEP TIME FOR EVERYTHING 1 KHALIDWE 1 KHALIDWE LA MUNTHU LABWINO 1 KIND 1 KINDLY SPEAKING 6 KINDNESS 10 KNOW HOW TO BUDGET 2 KNOW HOW TO BUDGET THE MONEY 1 KNOW HOW TO MANAGE FINANCES 1 KNOW HOW TO WELCOME VISITORS 1 KNOW WHAT IS WRONG AND RIGHT 1 KNOWS HOUR TO MANAGE BUSINESS 1 KNOWS HOW TO MANAGE FINANCES 6 KNOWS HOW TO SOLVE PROBLEMS 1 KUCHEZA NDI ANTHU MWANSANGALA 1 KUDZICHEPETSA 1 KUDZIPATSA ULEMU 1 KUDZIPELEKA 1 KUDZISUNGA 1 KUKHALA MMAYI WOKHULUPILIKA 1 KUKHALA MZIMAYI WOKHULUPILIKA 1 KUKHALA OGWILIZANA MBANJA 1 KUKHULUPILIKA 2 KUKONDA MAMUNA WAKE 2 KUKONDANA WINA NDI MZAKE 1 KULANDILA ANTHU BWINO PAKHOMO 1 KULEMEKEZA BANJA NDIKUSAMALIRA 1 KULIMBA MTIMA 1 KULIMBIKIRA NTCHITO 1 KUMVELANA 1 KUMVERA 2 KUMVERA MAMUNA WAKE 1 KUPANGA BIZINESS 1 KUPANGIRA LIMODZI ZINTHU (GENDER) 1 KUPILIRA 1 KUSAMALA 1 KUSAMALA BANJA 2 KUSAMALA BANJA LAKE 2 KUSAMALA BANJA LAKE BWINO 1 KUSAMALA NTCHITO 1 KUSAMALA PAKHOMO 8 KUSAMALA PAKHOMO PAKE 1 KUSAMALIRA BWINO BANJA LAKE 1 KUSAMALIRA PA KHOMO 1 KUSUNGA ABALE NDI ANTHU 1 KUSUNGA MWAMBO 2 KUTHANDIZA 1 KUTHANDIZA MAMUNA WAKE 1 KUTHANDIZANA KUGWIRA NTCHITO PAGULU 1 KUTHANDIZANA MAGANIZO 1 KUTHANDIZANA PAMAVUTO 1 KUTHANDIZIRA MAMUNA WAKE 1 KUTHANDIZIRA MAMUNA WAKE PA NTCHITO 1 KUTSANZIKA ABAMBO POCHOKA 1 KUZICHEPETSA 1 LISTEN 1 LISTEN TO HER FAMILY 1 LISTEN TO HER HUSBAND 2 LISTEN TO THE HUSBAND 2 LISTENING TO HER HUSBAND 2 LISTENING TO HIS HUSBAND 1 LIVING PEACEFUL WITH FRIENDS 1 LOOK AFTER HER FAMILY 3 LOVE 23 LOVE AND CARE FOR HER CHILDREN 1 LOVE AND CARING 1 LOVE AND KIND 1 LOVE HER CHILDREN 1 LOVE HER EVEN INTIMES OF ECONOMIC DIFFICULTIES 1 LOVE HER FAMILY 23 LOVE HER HUSBAND 15 LOVE HER HUSBAND AND CHILDREN 1 LOVE HER HUSBAND AND FAMILY 1 LOVE HER SPOUSE 1 LOVE OTHER PEOPLE 1 LOVE THE FAMILY 2 LOVE THE FAMILY AND RELATIVES 1 LOVE TO HER HUSBAND 1 LOVE YOUR HUSBAND 1 LOVING 169 LOVING . 1 LOVING AND CARING 2 LOVING AND CARING FOR HER FAMILY 1 LOVING EACH OTHER 5 LOVING EACH OTHER IN THE FAMILY 2 LOVING HER FAMILY 3 LOVING HER HUSBAND 3 LOVING HER KIDS 1 LOVING HIS HUSBAND 1 LOVING THE FAMILY 10 LOVING THE KIDS 1 LOVING WIFE 1 LOVING YOUR CHILDREN 1 LOVING. 1 LOYAL 13 LOYALTY 2 MACHEZEDWE ABWINO NDI ANTHU 1 MAKHALIDWE A UMUNTHU 1 MALANKHULIDWE AULEMU 1 MALANKHULIDWE ODEKHA 1 MANAGE FINANCES 1 MAONEKEDWE 1 MAONEKEDWE ABWINO 1 MATURED 1 MAUBALE AMENE MUNTHU AMAKHALA NAWO 1 MAVALIDWE ABWINO 3 MAVALIDWE WODZILEMEKEZA 1 MAYANKHULIDWE 1 MAYANKHULIDWE ABWINO PAKATI PA ANTHU 1 MAYANKHULIDWE AKE KWA ANTHU 1 MAYENDEDWE 2 MAYENDEDWE A CHILUNGAMO 1 MAYENDEDWE OLONGOSOKA 1 MAYI WAMAYANKHULIDWE ABWINO 1 MODESTY 1 MOVEMENT 1 MUST BE EDUCATED 1 MUST BE HARDWORKING PERSON 1 MUST BE POLITE 1 MUST BE RELIGIOUS 2 MUST FEAR GOD 1 MUST LOVE EACH OTHER 1 MUST NOT DRINK BEER (BE SOBER) 1 MUST RESPECT HER HUSBAND 1 MUST RUN A BUSINESS 1 MUST RUN BUSINESS 3 MUST RUN SMALL BUSINESS 4 MUST RUN SOME BUSINESS 1 MUST WORK 2 MUST WORK ENOUGH 1 MUST WORK TO GATE MONEY 1 MUST WORK TO GET MONEY 2 MUST WORK. 1 MZIMAYI AKHALE WOKHULUPILIKA 1 MZIMAYI ODZIWA KUCHEZA NDI ANTHU 1 MZIMAYI OLANDILA BWINO ALENDO 1 MZIMAYI OLANDIRA BWINO ABALE 1 1 MZIMAYI WA ULEMU 3 MZIMAYI WACHIKONDI 2 MZIMAYI WACHIKONDI NDI ANTHU NDI BANJA 1 MZIMAYI WAKHALIDWE LABWINO 2 MZIMAYI WAMSANGALA NDI ANTHU 1 MZIMAYI WASAMALA PAKHOMO 1 MZIMAYI WODEKHA MTIMA 1 MZIMAYI WODZISAMALIRA 2 MZIMAYI WODZIWA KUGWIRITSA NTCHITO BWINO NDALAMA 1 MZIMAYI WODZIWA KUSAMALA ANA 1 MZIMAYI WODZIWA KUSAMALA BANJA 1 MZIMAYI WODZIWA KUSAMALA BUSINESS 1 MZIMAYI WODZIWA KUSAMALA CHUMA 1 MZIMAYI WODZIWA KUYENDETSA BUSINESS 1 MZIMAYI WODZIWA MAVUTO 1 MZIMAYI WODZIYIMIRA PAYEKHA 1 MZIMAYI WOGANIZA BWINO 1 MZIMAYI WOGWIRA NTCHITO MWADONGOSOLO 1 MZIMAYI WOKHULIPILIKA PA BANJA 1 MZIMAYI WOKHULUPILIKA PA ZINTHU 1 MZIMAYI WOKONDA ANTHU ENA 1 MZIMAYI WOKONDA BANJA LAKE 1 MZIMAYI WOKONDA KUPEMPHERA 2 MZIMAYI WOKONDA ZOCHITA ZAKE 1 MZIMAYI WOLEMEKEZA ANTHU 1 MZIMAYI WOLEMEKEZA BANJA LAKE 1 MZIMAYI WOLIMBIKIRA 4 MZIMAYI WOLIMBIKIRA BUSINESS 1 MZIMAYI WOLIMBIKITSA MAMUNA WAKE 1 MZIMAYI WOMASUKA 1 MZIMAYI WOMUTHANDIZIRA MAMUNA WAKE 1 MZIMAYI WOMVERA 1 MZIMAYI WOPEMPHERA 1 MZIMAYI WOPEREKA OPATSA 1 MZIMAYI WOPILIRA MMAVUTO 2 MZIMAYI WOPILIRA PA ZINTHU 1 MZIMAYI WOSAMALA BANJA LAKE 1 MZIMAYI WOSAMALA BWINO NDALAMA 1 MZIMAYI WOSAMALA KHOMO 1 MZIMAYI WOSAMALA PAKHOMO 1 MZIMAYI WOSUNGA BWINO CHUMA 1 MZIMAYI WOTAKATAKA PAKHOMO 2 MZIMAYI WOZICHEPETSA 1 NOT A CHEATER 1 NOT BACK BITTING 1 NOT BE JEALOUSY 1 NOT DRINKING BEER 1 NOT INVOLVING IN GAMBLER GAME 1 NOT MOBILE 1 NOT MONEY HUNGRY 7 NOT RUDE 1 NOT SELFISH 1 NOT TAKING SIDES WHEN HELPING RELATIVES 1 NOT TALKATIVE 3 NTCHITO ZAKE 1 OBEDIENT 7 OBEDIENT TO HER HUSBAND 1 OBIDIENCE 1 OBIDIENT 10 OCHEZA BWINO NDI ANTHU 3 ODEKHA 2 ODEKHA/KULEZA MTIMA 1 ODZICHEPETSA 3 ODZIDALIRA 2 ODZIIMILA PAYEKHA 1 ODZILETSA 1 ODZIWA BUSINESS 1 ODZIWA CHIMENE MAMUNA WAKE AMAFUNA 1 ODZIWA KUGWIRITSA BWINO NTCHITO NDALAMA 1 ODZIWA KUKHALA NDI ANTHU 1 ODZIWA KULANDILA ALENDO PAKHOMO 1 ODZIWA KUPHIKA BWINO 1 ODZIWA KUSAMALA BANJA 1 ODZIWA KUSAMALA BANJA LAKE 1 ODZIWA KUSAMALA CHUMA CHA PAKHOMO 1 ODZIWA MAVUTO 2 OF GOOD BEHAVIOUR 1 OFATSA 1 OGONJA 1 OGWIRA NTCHITO 5 OKHULULUKA PAKALAKWIKA 1 OKHULUPILIKA 4 OKHULUPILIKA KU BANJA LAKE 1 OKHULUPILIKA KWA MAMUNA WAKE 1 OKHUTITSIDWA NDI ZOMWE ALINAZO 1 OKONDA AMUNA AKE 1 OKONDA BANJA LAKE 6 OKONDA KUPEMPHERA 3 OKUPATSA NZERU ZABWINO 1 OKWANILITSA MALONJEZANO 1 OLANDILA ANTHU PA KHOMO 1 OLANDILA BWINO ALENDO 1 OLANDIRA BWINO ALENDO 1 OLIMBIKA KUGWIRA NTCHITO 1 OLIMBIKA POGWIRA NTCHITO 1 OLIMBIKIRA 1 OLIMBIKIRA KUGWIRA NTCHITO 1 OLIPILA 1 OMASUKA 2 OMASUKA NDI ALENDO 1 OMUDZIWA AMBUYE 1 OMVA MADANDAULO A ANTHU 1 OMVELA 1 OMVERA 2 OMVERA ABAMBO 1 OMVERA MAMUNA WAKE 1 OMVERA MWAMUNA 1 OMVETSETSA 2 OMVETSETSA PA MAVUTO 2 OPANDA MABOZA 1 OPANDA NKHANZA 1 OPANDA TSANKHO, OSASALA ANZAKE 1 OPANDA UMBOMBO 1 OPANGA BUSINESS 3 OPEMPHERA 4 OPHIKA BWINO 1 OSABA 2 OSAMALA BANJA 8 OSAMALA BANJA LAKE 6 OSAMALA KHOMO LAKE 1 OSAMALA NDALAMA 1 OSAMALA PAKHOMO 2 OSAMALA PAKHOMO PAKE 1 OSAMALIRA BANJA 1 OSAPUPULUMA 1 OSATI WAMABODZA 1 OSAYAMBANA NDI ANTHU 1 OSAYENDAYENDA 1 OTAKA TAKA/ WORKS/ BUSINESS 1 OTAKATA PA BUSINESS 1 OTHANDIZA BANJA LAKE 1 OTHANDIZA MAKOLO 1 OTHANDIZA PAKHOMO 1 OUPEZA MTIMA 1 OVALA BWINO 2 OWOPA MULUNGU 9 OWOPAMULUNGU 1 OZIDALIRA POGWIRA NTCHITO 1 OZIDALIRA YEKHA 1 OZILEMEKEZA 1 OZILIMBIKILA PA IYE YEKHA 1 OZIWA KUCHEREZA ALENDO 1 OZIWA KUCHEZA/ KUSEKA NDI ANTHU 1 PATIENCE 3 PATIENT 1 POLITE 4 POLITENESS 1 PRAYERFUL 38 PRAYING 4 PRAYING WIFE 3 QUICK TO FORGIVE 1 R 1 RECIEVE VISITORS PROPERLY 1 RESPECT 25 RESPECT EACH OTHER 11 RESPECT EACH OTHER IN THE FAMILY 1 RESPECT HER FAMILY 1 RESPECT HER HUSBAND 8 RESPECT HER HUSBAND'S PARENTS AND RELATIVES 1 RESPECT HIS FAMILY 1 RESPECT OTHER PEOPLE 1 RESPECT THE HUSBAND 1 RESPECT TO HER HUSBAND 1 RESPECT TO PEOPLE 1 RESPECT YOUR HUSBAND 1 RESPECTED BEHAVIOR 1 RESPECTFUL 23 RESPECTFUL PERSON 1 RESPECTFUL TO HER HUSBAND 1 RESPECTFULL 3 RESPECTFULL DRESSING 1 RESPECTFULL. 1 RESPECTIFUL 21 RESPECTIFULL 2 RESPECTING ALL PEOPLE 3 RESPECTING FRIENDS 1 RESPECTING HER HUSBAND 2 RESPECTING HERSELF 1 RESPECTING HUSBAND 3 RESPECTING TO HER HUSBAND 1 RESPONSIBLE 1 RESPONSIBLE AND TRUSTWORTHY 1 ROYAL 1 RUN A BUSINESS 1 RUN BUSINESS 1 RUN SMALL BUSINES 1 RUN SMALL BUSINESS 4 SAME RACE /RELIGION 1 SATISFIED WITH HER HUSBAND'S STATUS 1 SELF CONTROL 2 SELF DEPENDANCE 6 SELF DEPENDENCE 1 SELF DEPENDENT 1 SELF MOTIVATED 1 SELF RELIANCE 1 SELF RESPECT 2 SEND CHILDREN TO SCHOOL 1 SHE HAS TO KNOW HER STATUS WHEN DOING THINGS 1 SHE MUST BE A GOOD LISTENER 1 SHE MUST BE WORKING 1 SHE MUST SHOW LOVE AND KINDNESS 1 SHE MUST SHOW RESPECT 1 SHE NEEDS TO THINK FAST 1 SHE SHOULD BE STRONG MIND 1 SHE SHOULD BE WELL EDUCATED 1 SHE SHOULD BE WORKING 1 SHE SHOULD DRESS PROPERLY 1 SHE SHOULD ENCOURAGE HER CHILDREN TO GO TO SCHOOL 2 SHE SHOULD HAVE WISDOM 1 SHE SHOULD KNOW HOW TO BALANCE THINGS 1 SHE SHOULD KNOW HOW TO BUDGET AT HOME 1 SHE SHOULD KNOW HOW TO HANDLE FAMILY 1 SHE SHOULD LOOK AFTER HER FAMILY 1 SHE SHOULD LOOK SMART 1 SHE SHOULD NOT BE STEALING FROM HUSBAND 1 SHE SHOULD NOT LOVE MONEY 1 SHOULD ALWAY BE AT HOME ON TIME 1 SHOULD ALWAYS BE AT HOME 1 SHOULD AVOID GOSSIP 2 SHOULD AVOID GOSSIPING 1 SHOULD BE A HARD WORKER 1 SHOULD BE A LITTLE BIT EDUCATED 1 SHOULD BE ABLE TO RUN A BUSINESS 1 SHOULD BE AT HOME ALWAYS 1 SHOULD BE BEAUTIFUL 1 SHOULD BE CLEAN 3 SHOULD BE FAITHFUL TO HER HUSBAND 2 SHOULD BE FAITHFULL 1 SHOULD BE GOD FEARING 3 SHOULD BE GOD FEARING ONE 1 SHOULD BE GOD FEARING/PRAYERFUL 1 SHOULD BE HUMBLE 1 SHOULD BE INVOLVED IN GOSSPING 1 SHOULD BE PRAYERFUL 1 SHOULD BE RESPECT OF HER HUSBAND 1 SHOULD BE RESPECTFUL 1 SHOULD BE TAKING CARE OF HER FAMILY 1 SHOULD BE TAKING PART IN BUSINESS 1 SHOULD BE TORERANCE 1 SHOULD BE TRADITIONAL 1 SHOULD BE UNDERSTANDING 1 SHOULD BOT BE A DRUNKARD 1 SHOULD DRESS RESPECTIVELY 1 SHOULD HAVE CULTURAL MANNERS 2 SHOULD HAVE GOOD BEHAVIOUR 1 SHOULD HAVE GOOD BEHAVIOURS 1 SHOULD HAVE ONE SLEEPING PARTNER 1 SHOULD HAVE RESPECT TO ALL PEOPLE 1 SHOULD HELP HUSBAND SOURCE INCOME 1 SHOULD KNOW HOW TO BUDGET 1 SHOULD LISTEN TO HER HUSBAND 1 SHOULD LOVE HAVING A BUSINESS 1 SHOULD NO BE SELF CENTRED 1 SHOULD NOT BE A GOSPER 1 SHOULD NOT BE TOO INVOLVING 1 SHOULD NOT GOSSIP 1 SHOULD NOT LOVE MONEY 1 SHOULD RESPECT HER IN-LAWS 1 SHOULD SHOW LOVE TO HER HUSBAND 1 SMART 9 SMART AND CLEAN 2 SMART DRESSING 1 SMILLING 1 SOCIAL STANDING 1 SOMEONE WHO IS A CHRISTIAN 1 STRONG AND HARDWORK 1 STRONG IN MIND 1 SUPPORT HER HUSBAND 1 SUPPORTIVE TO HER HUSBAND 1 SURPORT THE HUSBAND 1 SURVIVE IN DIFFICULT SITUATIONS 1 1 TAKE CARE FOR FAMILY 1 TAKE CARE FOR HER FAMILY 1 TAKE CARE FOR THE FAMILY 1 TAKE CARE OF CHILDREN 2 TAKE CARE OF HER FAMILY 6 TAKE CARE OF HER THINGS 1 TAKE CARE OF HERSELF 2 TAKE CARE OF PEOPLE 1 TAKE CARE OF THE CHILDREN 2 TAKE CARE OF THE FAMILY 32 TAKE CARE OF THE KIDS 1 TAKE CARE OF THE PROPERTY 1 TAKE HER RESPONSIBILITIES 1 TAKE PART IN BUSINESS 1 TAKE PART IN FAMILY DECISIONS 1 TAKE RESPONSIBILITIES 2 1 1 TAKING CARE OF A FAMILY 1 TAKING CARE OF CHILDREN AT HOME 1 TAKING CARE OF FAMILY 2 TAKING CARE OF FINDINGS 1 TAKING CARE OF HER 1 TAKING CARE OF HER FAMILY 23 TAKING CARE OF HER HOME 14 TAKING CARE OF HER HOUSE 1 TAKING CARE OF HIS FAMILY 1 TAKING CARE OF HIS KIDS 1 TAKING CARE OF THE FAMILY 15 TAKING OF HER FAMILY 1 TAKING PART IN DEVELOPING HOME 1 TELLING YOU WHATS RIGHT AND WRONG 1 THE WAY SHE MOVES 1 THE WAY SHE SPEAKS 2 THE WAY SOMEONE DRESSES 1 TO HELP OTHERS IN TIME OF NEED 1 TO TAKE GOOD CARE OF HER BUSINESS 1 TOLERANCE 2 TOLERANCE TO OTHERS VIEWS 1 TORERANCE 1 TRANSPARENCY 2 TRANSPARENT 1 TRIBE 1 TRUST RELATIVES EQUALLY 1 TRUST WORTHY 30 TRUSTWORTH 1 TRUSTWORTHY 19 TRUTHFUL 1 ULEMU (GOOD MANNERS) 1 UMUNTHU WA CHIKHALIDWE/ GOOD PERSONALITY 1 UNDERSTAND EACH OTHER IN THE FAMILY 1 UNDERSTAND EACH OTHER INTERMS OF PROBLEMS 1 UNDERSTANDABLE 1 UNDERSTANDING 31 UNDERSTANDING EACH OTHER 1 UNDERSTANDING SITUATIONS 1 UNSELFISH 1 USE MONEY PROPERLY 2 WA CHIMWEMWE 1 WA CLEAN 1 WA LUNTHA 1 WA MASOMPHENYA 1 WA NSANGALA NDI ALENDO 1 WA UDINDO 1 WA UKHONDO 1 WA ULEMU 6 WACHANGU KUTHANDIZA MAKASITOMALA 1 WACHIDWI 1 WACHIKONDI 24 WACHISONI 1 WAKHALIDWE 4 WAKHALIDWE LA UMUNTHU KWA ANTHU 1 WAKHALIDWE LABWINO 7 WAMAKHALIDWE ABWINO 1 WAMAVALIDWE ABWINO 1 WAMPHAMVU 1 WAMTENDERE 1 WANGWIRO 1 WANSANGALA 2 WASANGALA 1 WAUKHONDO 1 WAULEMU 11 WAULEMU NDI KHALIDWE LABWINO 1 WAULEMU. 1 WELCOME RELATIVES WELL 1 WELCOME VISITORS PROPERLY 1 WELCOMING VISTORS 1 WELFARE OF PARENTS 1 WELL DISCIPLINED 1 WELL DRESSED 1 WELL EDUCATED 4 WELL MANNERED 1 WELL UNDERSTANDING 2 WHO CARES ABOUT DRESSING 1 WHO DRESSES PROPERLY 1 WHO ENCOURAGES CHILDREN TO GO TO SCHOOL 1 WHO FEARS GOD 1 WHO KEEP SECRETS 1 WHO KNOW TO RUN A BUSINESS 1 WHO KNOWS WHAT TO DO 1 WHO KNOWS WHO SHE IS 1 WHO LIKES PRAYING 1 WHO LIKES TO LEARN NEW THINGS 1 WHO SHOW LOVE TO HER FAMILY 1 WHO SHOWS LOVE TO HER FAMILY 1 WHO TAKES CARE IN BUSINESS 1 WHO TAKES CARE OF HER FAMILY 1 WHO TAKES CARE OF HERSELF 1 WILLINGNESS TO WORK 1 WISELY SPENDING MONEY 1 WITH GOOD UNDERSTANDING 1 WITH TORERANCE 1 WITH UNDERSTANDING 1 WOCHEPA THUPI 1 WOCHEZA BWINO NDI ANTHU 1 WODEKHA 2 WODZICHEPETSA 3 WODZIDALIRA PA IYE YEKHA 1 WODZILETSA 1 WODZIPEREKA 1 WODZISAMALIRA 1 WODZISUNGA 1 WODZIWA KUKHALA NDI ANTHU 1 WODZIWA KULANDILA ALENDO 1 WODZIWA KULANDILA BWINO ALENDO 1 WODZIWA KUSAMALIRA BANJA LAKE 1 WOGWIRA NTCHITO 2 WOKHULULUKA 1 WOKHULUPILIKA 2 WOKHULUPILIKA KU BANJA LAKE 1 WOKHULUPIRIKA 3 WOKONDA AMUNA AKE 1 WOKONDA BANJA LAKE 3 WOKONDA BUSSINESS 1 WOKONDA KUPEMPHERA 1 WOKUMVA ZONENA ANZAKE 1 WOLIMBA MTIMA 1 WOLIMBA MTIMA POFUNA KUPANGA CHINTHU 1 WOLIMBIKA KUGWILA NTCHITO 1 WOLIMBIKIRA 5 WOLIMBIKIRA (HARD WORKER) 1 WOLIMBIKIRA PA NTCHITO YAKE 1 WOMASUKA 1 WOMGWIRIZANA NDI MWAMUNA WAKE 1 WOMVELA MAMUNA WAKE 1 WOMVELA MWAMUNA WAKE 1 WOMVERA 2 WOMVERA (UNDERSTANDING) 1 WOMVERA MAMUNA WAKE 1 WOMVETSETSA 2 WOMVETSETSA PA MABVUTO 1 WOOPA MULUNGU 2 WOPANDA NKHAWA 1 WOPEMPHERA 7 WOPHUNZIRA 2 WORK HARD 2 WORK HARD ON HOUSEHOLD CHORES CARING FOR HER FAMILY 1 WORKHARD 1 WORKING 2 1 WORKING HARD 2 WOSAMALA AZIBALE AKE 1 WOSAMALA BANJA 1 WOSAMALA BANJA LAKE 4 WOSAPANGA MISECHE 2 WOSAYENDAYENDA 1 WOSEKASEKA PA BUSINESS 1 WOSUNGA MWAMBO 2 WOTAKATAKA 1 WOTHANDIZA ANZAKE 1 WOTHANDIZA BANJA LAKE 2 WOTHANDIZA MAMUNA WAKE 1 WOTHANDIZA MAMUNAWAKE 1 WOTHANDIZA MWAMUNA 1 WOTHANDIZA MWAMUNA WAKE 1 WOTHANDIZANA ZOCHITA 1 WOTHANDIZIRA BANJA LAKE PA ZACHUMA 1 WOTHANDIZIRA MAMUNA WAKE 1 WOWONA MTIMA 1 WOWOPA MULUNGU 1 WOZICHEPETSA 1 WOZILEMEKEZA MMAVALIDWE 1 WOZINDIKIRA 1 WOZISAMALIRA/WA UKHONDO 1 ZOCHITIKA ZAKE ZA ULEMU 1 3. In your opinion, what are the top three characteristics of a good husband? 2664 0 -99 2 A LOVING PERSON 1 A MAN WHO TAKES GOOD CARE OF HIS FAMILY 1 ABLE TO ADVISE HIS WIFE AND CHILDREN 1 ABLE TO LISTERN TO HER WIFE 1 ABLE TO MANAGE FINANCES 1 ABLE TO PROVIDE FOR FAMILY 1 ABLE TO PROVIDE FOR HIS FAMILY 1 ABLE TO PROVIDE FOR THE FAMILY 1 ABLE TO RUN BUSINESS 4 ABLE TO TAKE CARE OF FAMILY 1 ABLE TO TAKE CARE OF HIS FAMILY 4 ABLE TO TAKE OF CHILDREN 1 ABSTAIN 1 ABSTAINANCE 1 ACCEPTING A WOMAN TO DO BUSINESS 1 ACTIVE 1 ADVICE HIS WIFE 1 AKHALE BAMBO WOTAKATAKA 1 AKHALE KUTI ALI PA NTCHITO/BUSINESS 1 AKHALE NDI CHAKUDYA CHOKWANILA 1 AKHALE ODEKHA 1 AKHALE ODEKHA OSAKALIPIRA PAFUPIPAFUPI 1 AKHALE ODZIWA KUPANGA BUDGET 2 AKHALE OFATSA/OSALONGOLOLA 1 AKHALE OGWIRA NTCHITO 1 AKHALE OGWIRA NTCHITO / BUSINESS 1 AKHALE OKHULUPILIKA 1 AKHALE OKHULUPIRIKA 3 AKHALE OKHULUPIRIKA KWA MKAZI WAKE 1 AKHALE OKHULUPIRIRA MULUNGU/ OPEMPHERA 1 AKHALE OKONDA BANJA 1 AKHALE OKONDA BANJA LAKE 5 AKHALE OKONDA KUPEMPHERA 1 AKHALE OKONDA MKAZI WAKE 1 AKHALE OKUGAIRA NDALAMA ZAPAKHOMO 1 AKHALE OKUTHANDIZA MAVUTO AKO 1 AKHALE OLEZA MTIMA 2 AKHALE OLIMA KUMUNDA 1 AKHALE OLIMBIKA PA NTCHITO 1 AKHALE OLIMBIKIRA BUSINESS 1 AKHALE OLIMBIKIRA PACHINTHU 1 AKHALE OMVERA 1 AKHALE OMVERA MALANGIZO AKAZI AKE 1 AKHALE OMVERA NDI OZICHEPESA 1 AKHALE OMVETSETSA 6 AKHALE OMVETSETSA PA ZINTHU 2 AKHALE OPANDA NKHANZA 1 AKHALE OPANDA NKHANZA KWA MKAZI WAKE 1 AKHALE OPANDA NKHAZA 1 AKHALE OPHUNZIRA 1 AKHALE OSAMALA BANJA 1 AKHALE OSAMALA BANJA LAKE 1 AKHALE OSAMALA NDALAMA 1 AKHALE OSAMALIRA BANJA 1 AKHALE OSAMALIRA BANJA LAKE 1 AKHALE OSAMALIRA/ OMVETSETSA BANJA LAKE 1 AKHALE OSAMWA MOWA 2 AKHALE OSAMWA MOWA WA UCHIDAKWA 1 AKHALE OSAZUNZA AKAZI AKE NDI BANJA LAKE 1 AKHALE OSEKA/ OCHEZA 1 AKHALE OTAKATA 1 AKHALE OTAKATAKA/ BUSINESS 1 AKHALE OTHANDIZA PA KHOMO 1 AKHALE OTHANDIZA PAKHOMO PAKE 1 AKHALE OUPEZA MTIMA 1 AKHALE OWOPA MULUNGU 1 AKHALE OZICHEPESA 1 AKHALE OZILEMEKEZA 1 AKHALE OZIYIMIRA PAYEKHA 1 AKHALE PA BUSINESS/ NTCHITO 1 AKHALE PA NTCHITO 1 AKHALE WA CHIFUNDO 2 AKHALE WA CHIKONDI 1 AKHALE WA PA BUSINESS/ NTCHITO 1 AKHALE WA ULEMU 3 AKHALE WA ZITUKUKO 1 AKHALE WACHANGU POCHITA ZINTHU 1 AKHALE WACHIKONDI 2 AKHALE WACHILUNGAMO PA NDALAMA 1 AKHALE WACHILUNGAMO. 1 AKHALE WAKHALIDWE 1 AKHALE WAKHALIDWE LABWINO 4 AKHALE WAPA NTCHITO/BUSINESS 1 AKHALE WAPANTCHITO/ BUSINESS 1 AKHALE WOKONDA BANJA LAKE 5 AKHALE WOLIMBIKA PA NTCHITO 2 AKHALE WOLIMBIKIRA PA KHOMO BUSINESS 1 AKHALE WOMVELA 1 AKHALE WOMVERA 1 AKHALE WOMVETSETSANA NDI MKAZI WAKE 1 AKHALE WOOPA MULUNGU 1 AKHALE WOPHUNZILA 1 AKHALE WOPHUNZIRA 1 AKHALE WOSAMALA BANJA 1 AKHALE WOSAMALA BANJA LAKE 2 ALLOW A WOMAN TO RUN BUSINESS 1 ALLOW HER WIFE TO DO BUSINESS 1 ALLOW HIS WIFE TO WORK OR DO BUSINESS 1 ALLOW THE WIFE TO CHAT WIFE FRIENDS 1 AMBITIONS 1 AMBITIOUS 1 ARRIVE HOME AT GOOD TIME 1 ASAKHALE CHIDAKWA 2 ASAKHALE WA CHIMASO MASO 1 ASAKHALE WA NKHANZA 2 ASAKHALE WA NKHAZA 1 ASAKHALE WACHIMASOMASO 1 ASAKHALE WANKHANZA 1 ASAMALE BANJA LAKE 1 ASAMALIRE BANJA LAKE 2 ASSOCIATION 1 AVALE MOZILEMEKEZA 1 AVOID BAD COMPANIES 1 AVOID DOMESTIC VIOLENCE 4 AVOID DRINKING BEER 3 AVOID ECCESSIVE BEER DRINKING 1 AVOID EXCESSIVE BEER DRING 1 AVOID EXCESSIVE BEER DRINKING 1 AVOID FALLING IN LOVE WITH MANY WOMEN 1 AVOIDING DRINKING BEER 2 AYENERA KUKONDA BANJA LAKE 1 AZIFIKA NTHAWI YA BWINO PAKHOMO 1 AZIKONDA KUSAMALA BANJA LAKE 1 AZIMVA ZONENA ANZAKE 1 AZINVETSETSA MKAZI WAKE 1 AZIPANGA BUSINESS 1 AZIPELEKA MALANGIZO ABWINO 1 AZISAMALIRA BANJA LAKE 1 BE A SOBER MAN 1 BE AT HOME ON TIME 1 BE CARING 1 BE FAITHFUL 6 BE FAITHFUL TO ONE ANOTHER 2 BE FAITHFULL 2 BE FAITHFULL TO ONE ANOTHER 1 BE GOD FEARING 1 BE HARDWORKING 1 BE HONEST 2 BE HONEST TO HIS FAMILY 1 BE OPEN TO HIS WIFE 1 BE PATIENT AND UNDERSTANDING 1 BE RESPECTFULL 1 BE RESPECTIFUL 1 BE RESPONSIBLE 2 BE ROLE MODEL 1 BE SUPORTIVE TO THE WIFE 1 BE TRUSTWORTHY 1 BE UNDERSTANDING 2 BE WORKING 2 BE WORKING TO PROVIDE FOR THE FAMILY 1 BEHAVIOUR 6 BEING FAITHFUL 1 BEING FAITHFUL TO HIS WIFE 2 BEING PRAYERFUL 1 BEING WORKING TO PROVIDE HIS FAMILY 1 BORN AGAIN CHRISTIAN 1 BUSINESS MAN/ WORKS FOR A COMPANY 1 BUSINESSMAN 1 BY THE LOOKS 1 CARE FOR THE FAMILY 1 CARE OF THE FAMILY 49 CARE THE FAMILY 2 CARERING 3 CARING 71 CARING FATHER 4 CARING FOR FAMILY 4 CARING FOR HIS FAMILY 5 CARING FOR HIS FAMILY HARD WORKING 1 CARING FOR THE FAMILY 4 CARING HIS FAMILY 1 CARING OF THE FAMILY 1 CARING THE FAMILY 3 CHEERFUL 1 CHIKHALIDWE CHABWINO 1 CHIKHALIDWE CHABWINO PAWANTHU 1 CHIKONDI 1 CLEAN 1 CLEAN AND SMART GENTLEMAN 1 COMES HOME EARLY 1 COOPERATION 1 COOPERATIVE 18 COORPERATIVE 8 CULTURE 2 DOES NOT COME HOME LATE 1 DOING BUSINESS 2 DOING BUSINESS OR WORKING 2 DONT KNOW 1 DRESS PROPERLY 4 DRESSING 3 ECONOMICS 1 ECONOMIST 2 EDUCATED 26 EMPLOYED 1 FAITHFUL 34 FAITHFUL TO HIS WIFE 1 FAITHFUL TO PARTNERS 1 FAITHFULL 9 FAITHFULL TO HIS WIFE 1 FAITHFULNES 3 FAITHFULNESS 13 FINANCIALLY STABLE 1 FREE FROM VIOLENCE 1 FREE MINDED PERSON 1 FREINDLINESS 1 FRIENDLY 6 FRIENDLY TO OTHERS 1 FRIENDSHIP 1 GIVE ACHANCE TO WOMAN TO RUN BUSINESS 1 GIVE FREEDOM TO A WOMAN 1 GIVER 1 GOD - FEARING 1 GOD BEHAVIOUR 1 GOD FEARING 70 GOD FEARING LADY 2 GOD FEARING MAN 3 GOD'S FEARING 1 1 GOOD BEHAVIOR 10 GOOD BEHAVIOUR 121 GOOD BEHAVIOUR. 2 GOOD BEHAVIOURS 13 GOOD BODY MOVEMENT 1 GOOD BUDGET 1 GOOD BUDGETING 17 GOOD CARING FATHER 1 GOOD CHARACTER 7 GOOD DECISION MAKER 1 GOOD DRESSING 28 GOOD DRESSSING 1 GOOD ECONOMIST 2 GOOD FEARING 1 GOOD FINANCIAL MANAGEMENT 1 GOOD HABITS 8 GOOD HYGIENE 2 GOOD INTERACTION WITH OTHERS 1 GOOD LISTENER 1 GOOD LOOKING 1 GOOD UNDERSTANDING 8 GOOD WORK 1 HANDLE WELL BUDGET 1 HANDSOME 6 HARD WORK 2 HARD WORKE 3 HARD WORKER 65 HARD WORKING 125 HARD WORKING IN BUSINESS 1 HARDWOKING 1 HARDWORK 3 HARDWORKER 27 HARDWORKING 38 HAS TO BE WORKING 1 HAS TO LOVE HER WIFE 1 HAS TO SHOW RESPECT 1 HAVE A GOOD BEHAVIOUR 1 HAVE A VISION 1 HAVE AN INCOME ACTIVITY/ SOURCE 1 HAVE ENOUGH FOOD FOR YOUR FAMILY 1 HAVE LOVE FOR ALL HIS FAMILY MEMBERS 1 HAVE SELF CONTROL 1 HAVE SOUCE OF GETTING MONEY 1 HAVE SOURCE OF GETING MONEY 1 HAVE SOURCE OF GETTING MONEY 1 HAVE TO AVOID DOMESTIC VIOLENCE 1 HAVE TO INTERACT WITH PEOPLE 1 HAVE TO RESPECT HIS WIFE 1 HAVE TO REVEAL SALARY 1 HE MUST BE HARD WORKER 1 HE MUST BE WORKING 2 HE MUST SHOW RESPECT 2 HE MUST TAKE RESPONSIBILITIES 1 HE SHOUILD BE A BORN AGAIN CHRISTIAN 1 HE SHOULD BE GENIUS 1 HE SHOULD BE WORKING SO THAT HE SHOULD BE TAKING CARE OF HIS FAMILY 1 HE SHOULD DO BUSINESS 1 HE SHOULD HAVE A WORK 1 HE SHOULD LOOK AFTER HER FAMILY 1 HE SHOULD LOVE HIS FAMILY 1 HE SHOULD NOT BE A BEER DRINKER 1 HE SHOULD TELL THE WIFE WHAT HE EARNS 1 HE SPEAKS POLITELY 1 HEALTHY PERSO 1 HELP HIS FAMILY 1 HELP ONE ANOTHER TO RAISE A CAPITAL 1 HELPFUL 1 HELPING EACH OTHER INTERMS OF BUSINESS 2 HELPING HIS WIFE MANAGING FINANCES 1 HELPS HIS WIFE TO MANAGE BUSINESS 1 HONEST 28 HONEST AND TRUSTWORTHY 1 HONEST TO HIS WIFE 2 HONESTY 14 HOSPITALITY 1 HOW TO BUDGET 1 HUMBLE 22 INNOCENT 1 INNOVATIVE 1 INTEGRITY 1 INTELIGENT 1 INVOLVE THE WIFE ON DECISION MAKING 1 JOB 1 KAVALIDWE KOYENERERA 1 KEEP TIME 2 KHALADWE LA BWINO 1 KHALIDWE LA BWINO 8 KHALIDWE LABWINO 18 KHALIDWE LABWINO KWA MKAZI WAKE 1 KHALIDWE LABWINO PABANJA LAKE 1 KHALIDWE LAKE LABWINO 1 KINDLY SPEAKING 8 KINDNESS 1 KNOW HOW TO PRAY 1 KNOW WHAT IS WRONG AND RIGHT 1 KNOWING HIS RESPONSIBILITY 1 KNOWS HOW TO MANAGE FAMILY 1 KNOWS HOW TO TAKE CARE OF HIS FAMILY 1 KUCHEZA BWINO NDI ANTHU 4 KUGWIRA NTCHITO 2 KUGWIRIZANA 1 KUKHALA OKHULUPILIKA PA NDALAMA 1 KUKHALA ZIM'BAMBO WACHILUNGAMO 1 KUKHULUPILIKA 2 KUKHULUPILIKA KWA MKAZI WAKE 1 KUKONDA BANJA 1 KUKONDA BANJA LAKE 1 KUKONDA BANJA LAKE /LOVING 1 KULANDIRA BWINO ALENDO 1 KUMVETSETSANA WINA NDI MZAKE 1 KUPILIRA 1 KUSAMALA ANA 1 KUSAMALA BANJA 7 KUSAMALA BANJA LAKE 1 KUSAMALA KHOMO 1 KUSAMALA PA KHOMO 3 KUSAMALA PAKHOMO 5 KUSAMALA PAKHOMO PAKE 1 KUSAMALIRA ANA 1 KUSAYENDA YENDA 1 LEZA MTIMA 1 LISTEN TO HER WIFE'S ADVICE 1 LOOK AFTER FAMILY 1 LOOK AFTER HIS FAMILY 13 LOVE 21 LOVE HER FAMILY 1 1 LOVE HIS CHILDREN 1 LOVE HIS FAMILY 80 LOVE HIS FAMILY AND CHILDREN 1 LOVE HIS NEIGHBOURS 1 LOVE HIS WIFE 33 LOVE HIS WIFE AND CHILDREN 3 LOVE THE FAMILY 2 LOVE THE HOUSEHOLD 1 LOVE THE WIFE AND FAMILY 1 LOVE YOUR FAMILY 1 LOVING 167 LOVING EACH OTHER 9 LOVING EACH OTHER IN THE FAMILY 1 LOVING FAMILY 1 LOVING HIS FAMILY 4 LOVING HIS KIDS 1 LOVING HIS WIFE 3 LOVING HUSBAND 2 LOVING THE FAMILY 13 LOVING THE WIFE 1 LOYAL 8 LOYALTY 5 MACHEZEDWE 1 MAKHALIDWE ABWINO 3 MAKHALIDWE ABWINO NDI ANTHU 1 MAKHALIDWE AKE ABWINO 1 MALANKHULIDWE 1 MALANKHULIDWE A BWINO 1 MALANKHULIDWE ABWINO 2 MAONEKEDWE 1 MASAMALIDWE A BANJA LAKE 1 MATURITY IN FUTURE PLANS 1 MAVALIDWE A UMUNTHU 1 MAVALIDWE ABWINO 2 MAYANKHULIDWE 2 MAYANKHULIDWE A ULEMU 1 MAYANKHULIDWE ABWINO 4 MAYANKHULIDWE ABWINO (OSATUKWANA) 1 MAYANKHULIDWE ABWINO NDI ANTHU 1 MAYANKHULIDWE AKE 1 MAYENDEDWE 1 MENTALLY STRONG 1 MUNTHU WOKHALA NDI MANTHA (NTHUMAZI) PA CHAMWINI 1 MUST BE A PROBLEM SOLVER 1 MUST BE WORKING 1 MUST LOVE HIS FAMILY 1 MUST NOT TAKE BEER 1 MUST TAKE CARE OF THE FAMILY 1 MUST WORK 7 MUST WORK TO GET MONEY 7 MZIBAMBO OPANGA DONGOSOLO PAKHOMO 1 MZIBAMBO OWOPA MULUNGU 1 MZIBAMBO WA KHALIDWE LABWINO 1 MZIBAMBO WA MTIMA WABWINO 1 MZIBAMBO WA ULEMU 1 MZIBAMBO WACHIKONDI 2 MZIBAMBO WAKHALIDWE LA BWINO 5 MZIBAMBO WAKHALIDWE LABWINO 14 MZIBAMBO WAMAYANKHULIDWE ABWINO 1 MZIBAMBO WAULEMU 1 MZIBAMBO WODZIWA BUSINESS 1 MZIBAMBO WODZIWA KUSAMALA BANJA 1 MZIBAMBO WODZIWA KUSAMALA BANJA LAKE 1 MZIBAMBO WODZIWA KUSAMALIRA BWINO NDALAMA 1 MZIBAMBO WODZIWA KUSAMALIRA MKAZI WAKE 1 MZIBAMBO WODZIWA KUYENDETSA BUSINESS 1 MZIBAMBO WOGANIZA BWINO BWINO 1 MZIBAMBO WOKHULUPILIKA 2 MZIBAMBO WOKHULUPILIKA KWA MKAZI WAKE 1 MZIBAMBO WOKHULUPILIKA PA BANJA 2 MZIBAMBO WOLANDIRA BWINO MAKASITOMALO 1 MZIBAMBO WOLIMBIKILA POCHITA ZINTHU 1 MZIBAMBO WOLIMBIKIRA GENI 1 MZIBAMBO WOLIMBILIKILA BUSINESS 1 MZIBAMBO WOMVERA MKAZI WAKE 1 MZIBAMBO WOMVETSETSA 2 MZIBAMBO WOMVETSETSA PA ZOCHITIKA 1 MZIBAMBO WOSAMALA BANJA LAKE 2 MZIBAMBO WOSAPSA MTIMA MSANGA 1 MZIBAMBO WOSAWONONGA NDALAMA 1 MZIBAMBO WOTAKATAKA 1 MZIBAMBO WOTHANDIZA BANJA LAKE 2 MZIBAMBO WOZICHEPETSA 1 MZIBAMBO WOZILEMEKEZA 1 MZIBAMBO WOZIYIMIRA PAYEKHA 1 NO DRUNKARD 1 NON ALCOHOLIC 1 NOT A BEER DRINKER 1 NOT A DRUNKARD 2 NOT A THIEF 1 NOT ABUSIVE 1 NOT BEATING A WIFE 1 NOT DRINKING AND SMOKING 1 NOT DRUNKARD 4 NOT STINGY 2 NOT THIEFE 1 NOT VIOLENT 1 NOT WOMANISE 1 NOT WOMANISER 2 NOT WOMANISOR 1 OBEDIENT 2 OBIDIENT 4 1 OCHEZA BWINO NDI ANTHU 1 OCHILIMIKA PA BUSINESS 1 ODEKHA 2 ODZILETSA 2 ODZIWA KUDYETSA BANJA LAKE 1 ODZIWA KUKHULULUKA 1 ODZIWA KUSALALA BANJA LAKE 1 ODZIWA KUYAN'GANIRA BANJA LAKE 1 ODZIWA KUYITANIRA MAKASITOMALA 1 ODZIWA UDINDO WAKE 1 OFATSA 2 OGWIRA NTCHITO 14 OKHULULUKA NSANGA 1 OKHULUPILIKA 8 OKONDA BANJA LAKE 10 OKONDA MKAZI WAKE 2 OKONDA NTCHITO 1 OLEZA MTIMA 2 OLIMBIKA PA NTCHITO 1 OLIMBIKIRA NTCHITO 1 OLIMBIKIRA PA ZINTHU 1 OMVELA MKAZI WAKE 1 OMVERA 2 OMVERA AMZAKE 1 OMVETSETSA 3 OMVETSETSA MUZONSE 1 OPANDA NKHANZA 1 OPANDA UMBOMBO 1 OPANGA BUSINESS 3 OPANGA ZOKHULUPILIKA 1 OPEMPHELA 1 OPEMPHERA 2 OPEREKA CHITHANDIZO KWA BANJA LAKE 1 OPHUNZIRA 1 OPHUNZIRA KUKHULULUKA 1 OPHUNZIRA KWAMBIRI 1 OSABA 6 OSAKONDA AKAZI 1 OSAMALA BANJA 5 OSAMALA BANJA LAKE 8 OSAMALA BANJA LAWO 1 OSAMALA KHOMO 1 OSAMALIRA BANJA LAKE 3 OSAMALIRA MKAZI WAKE 1 OSAMWA MOWA 5 OSANYENGANYENGA 1 OSANYENGANYENGA KWINA 1 OSATI WAUMBOMBO 1 OTAKATAKA 2 OTHANDIZA PAKHOMO PAKE 2 OVOMELEZA MAVUTO 1 OWN A BUSINESS 1 OWOPA MULUNGU 6 OZICHEPETSA 1 OZIPASA ULEMU 1 PATIENCE 3 PATIENT 2 PERSEVERANCE 1 PERSONALITY(RESPECTFUL) 1 PRAYERFUL 12 PRAYING 3 PROTECT THE FAMILY 2 1 PROVIDE BASIC NEED 1 PROVIDE BASIC NEEDS 19 PROVIDE FOOD 1 1 PROVIDE FOR FAMILY 2 PROVIDE FOR HIS FAMILY 4 PROVIDE FOR THE FAMILY 19 PROVIDE THE FAMILY NEEDS 1 PROVIDING 7 PROVIDING ALL NEEDS TO HIS FAMILY 1 PROVIDING BASIC NEEDS 1 PROVIDING FOOD 4 PROVIDING FOOD AT HOME 1 PROVIDING FOOD FOR THE FAMILY 1 PROVIDING FOR FAMILY 2 PROVIDING FOR THE FAMILY 3 PROVIDING SECURITY 1 PROVING FOOD FOR THE FAMILY 1 RESPECT 15 RESPECT EAC H OTHER 1 RESPECT EACH OTHER 3 RESPECT HIS FAMILY 1 RESPECT HIS WIFE 6 RESPECT OTHER PEOPLE 1 RESPECT OTHERS 1 RESPECT TO ALL PEOPLE 1 RESPECTABLE 1 RESPECTFUL 9 RESPECTFULL 1 RESPECTIFUL 4 RESPECTIFULL 2 RESPECTING WIFE 1 RESPONSIBLE 7 REVEAL SALARY 2 RUN SMALL BUSINESS 1 SELF CONTROL 2 SELF DEPENDANCE 1 SELF RESPECT 1 SHARE IDEAS WITH HIS WIFE 1 SHOULD AVOID BAD FRIENDS 1 SHOULD AVOID ECCESSIVE DRINKING 1 SHOULD AVOID EXCESSIVE BEER DRINKING 1 SHOULD AVOID EXCESSIVE DRINKING 1 SHOULD BE A HARD WORKER 1 SHOULD BE CARING 1 SHOULD BE CLEAN 1 SHOULD BE EDUCATED 2 SHOULD BE FAITHFUL TO HIS WIFE 1 SHOULD BE FRIENDLY 1 SHOULD BE GOD FEARING 2 SHOULD BE GOD- FEARING 1 SHOULD BE HUMBLE 1 SHOULD BE LOVING 1 SHOULD BE OPEN IN THE RELATIONSHIP 1 SHOULD BE TIME CONCIOUS 1 SHOULD BE WORKING 6 SHOULD BE WORKING TO PROVIDE HIS FAMILY 1 SHOULD DRINK BEER RESPONSIBLY 1 SHOULD HAVE A BUSINESS,WORKING 1 SHOULD HAVE AN INCOME ACTIVITY 1 SHOULD HAVE SOMETHING TO DO 1 SHOULD KNOW HOW TO RUN A BUSINESS 1 SHOULD KNOW HOW TO USE MONEY 1 SHOULD LOVE AND CARE HIS FAMILY 1 SHOULD LOVE HIS WIFE 4 SHOULD NOT BE A DRUNKARD 2 SHOULD NOT BE TALKATIVE 1 SHOULD NOT DRINK BEER 3 SHOULD NOT STEAL 1 SHOULD NOT WOMANISE 1 SHOULD PROVIDE FOR THE FAMILY 2 SHOULD TAKE CARE OF HIS FAMILY 1 SHOULD TAKE PART IN BUSINESS 1 SHOULD WORK 1 SHOW RESPECT 2 SMART 6 SOBER 21 SOBER HABITS 19 SOLBER HABITS 1 STABILITY 1 STICK TO ONE THING AT A TIME 1 SUPPORT HIS WIFE DECISION MAKING 1 SUPPORT HIS WIFE FINANCIALY 1 SUPPORT THE FAMILY SOCIALLY AND FINANCIALY 1 1 TAKE ADVICE 1 TAKE CARE OF CHILDREN 2 TAKE CARE OF HER FAMILY 1 TAKE CARE OF HIS FAMILY 5 TAKE CARE OF HIS WIFE 1 TAKE CARE OF THE CHILDREN 2 TAKE CARE OF THE FAMILY 47 TAKE CARE OF THE HOUSE 1 TAKE CARE OF THE WIFE 1 TAKE PART IN BUSINESS 1 TAKE RESPONSIBILITIES 11 TAKING ADVICE 1 TAKING CARE FOR HIS FAMILY 1 TAKING CARE OF CARE 1 TAKING CARE OF FAMILY 13 TAKING CARE OF HER FAMILY 1 TAKING CARE OF HIS FAMILLY 1 TAKING CARE OF HIS FAMILY 28 TAKING CARE OF HIS HOME 1 TAKING CARE OF HIS HOUSE 1 TAKING CARE OF HIS WIFE 1 TAKING CARE OF THE FAMILY 31 TAKING CARE OF THE HOME 2 TAKING CARE OF THE MONEY 1 TAKING GOOD CARE OF HIS FAMILY 2 THE WAY HE SPEAKS 2 THERE SHOULD ALWAYS PROVIDE BASIC NEEDS 1 TO MANAGE FINANCES 1 TRANSPARENCY 1 TRANSPARENT 1 TRUST 2 TRUST HIS WIFE 1 TRUST WORHTY 1 TRUST WORTH 4 TRUST WORTHY 29 TRUSTWORTH 1 TRUSTWORTHY 19 TRUSTWORTHY TO THEIR WIVES 1 UDINDO BE A RESPONSIBLE HUSBAND 1 UNDERSTAND 4 UNDERSTAND EACH OTHER 1 UNDERSTANDABLE 1 UNDERSTANDING 25 UNDERSTANDING EACH OTHER 3 UNDERSTANDING HIS WIFE 1 VERY FRIENDLY 1 WA MTIMA WACHIKONDI 1 WA ULEMU 2 WABWINO 1 WABWINO PA BANJA LAKE 1 WACHANGU PA NTCHITO 1 WACHANGU POGANIZA ZINTHU 1 WACHIFUNDO 1 WACHIKONDI 13 WACHIKONDI PA BANJA LAKE 1 WACHILUNGAMO 2 WAKHALIDWE 1 WAKHALIDWE LABWINO 6 WAMAKHALIDWE ABWINO 1 WAMSANGALA 1 WAULEMU 1 WELL DISCIPLINED 1 WELL DRESSED 1 WELL EDUCATED 3 WHO CARE HIS FAMILY 1 WHO CARES FOR HIS FAMILY 1 WHO CHOOSES GOOD FRIENDS 1 WHO HAS MONEY 1 WHO KNOW HOW TO KEEP MONEY 1 WHO LOVES HIS FAMILY 2 WHO TAKE CARE OF HIS FAMILY 1 WHO TAKES CARE OF HIS FAMILY 3 WISDOM 1 WITH UNDERSTANDING 1 WOCHEZEKA 1 WODDEKHA 1 WODEKHA 1 WODZILETSA 1 WODZIWA KUSAMALA BANJA LAKE 1 WODZIWA KUSAMALIRA BANJA LAKE 1 WOFATSA 2 WOGWIRA NTCHITO 1 WOGWIRIZANA NDI MKAZI WAKE 1 WOKHAZIKIKA 1 WOKHULULUPILIKA 1 WOKHULUPILIKA 4 WOKHULUPILIKA KWA MKAZI WAKE 1 WOKHULUPIRIKA 4 WOKONDA 1 WOKONDA BANDA LAKE 1 WOKONDA BANJA LAKE 7 WOKONDA BANJA LAKE LONSE 1 WOKONDA MKAZI WAKE 2 WOLIMBIKA KUGWIRA NTCHITO 1 WOLIMBIKA NTCHITO 1 WOLIMBIKIRA 10 WOLIMBIKIRA (HARD WORKING) 1 WOLIMBIKIRA BUSINESS 2 WOLIMBIKIRA NTCHITO 2 WOLIMBIKIRA NTCHITO YAKE 1 WOLIMBIKIRA PA NTCHITO 1 WOLIMBIKIRA PA NTCHITO YAKE 2 WOLIMBIKIRA PA TCHITO YAKE 3 WOLIMBIKIRA PA ZOCHITIKA ZAKE 1 WOLIMBIKITSA MKAZI WAKE 1 WOMASUKA 1 WOMASUKA PA BUSINESS 1 WOMVERA 2 WOMVETSETSA 2 WONVERA 1 WOOPA MULUNGU 4 WOPEMPHERA 4 WOPILIRA 1 WORK ENOUGH 2 WORK HARD 4 WORK TO EARN MONEY 1 WORK TO GET MONEY 2 WORKING 21 WORKING ENOUGH 3 WORKING ENOUGH TO EARN MONEY 1 WORKING ENOUGH TO GET MONEY 1 WORKING MAN 1 WORKING OR DOING BUSINESS 2 WORKING TO GET MONEY 1 WORKING/ BUSINESS 2 WORKING/ DOING BUSINESS 1 WORKING/ HAVE A BUSINESS 1 WORKING/BUSINESS 1 WOSABISA ZINSINSI PA BANJA 1 WOSAKONDA KUMWA MOWA 1 WOSAKONDA MOWA 1 WOSALIRA BANJA LAKE 1 WOSAMALA 1 WOSAMALA BANJA 1 WOSAMALA BANJA LAKE 15 WOSAMALA PA KHOMO PAKE 1 WOSAMALIRA BANJA LAKE 3 WOTHANDIZA BANJA 1 WOTHANDIZA BANJA LAKE 2 WOVULA MODZILEMEKEZA 1 WOWOPA MULUNGU 1 3. In your opinion, what are the top three characteristics of a good husband? 2627 0 -99 1 A MAN WHO IS RESPONSIBLE 1 ABLE TO ADVISE HIS WIFE 1 ABLE TO ASSIST EACH OTHER IN TIME OF NEEDS 1 ABLE TO FEED HIS FAMILY 1 ABLE TO GIVE 1 ABLE TO LEARN FROM WIFE'S IDEAS 1 ABLE TO LISTEN TO OTHER VIEWS 1 ABLE TO LOVE HIS WIFE 1 ABLE TO MANAGE FINANCES 2 ABLE TO PROVIDE FOR A FAMILY 1 ABLE TO PROVIDE FOR FAMILY 1 ABLE TO RUN A BUSINESS 1 ABLE TO RUN BUSINESS 1 ABLE TO TAKE CARE OF FAMILY 1 ABLE TO TAKE CARE OF THE FAMILY 1 ABSTAIN 1 ACTIVE 1 AGWIRE NTCHITO 1 AKHALE NDI CHOCHITA NTCHITO/ BUSINESS 1 AKHALE ODZILETSA 1 AKHALE ODZIWA KUKONDA BANJA LAKE 1 AKHALE OGWIRA NTCHITO 1 AKHALE OGWIRIZANA NDI MKAZI WAKE 2 AKHALE OKHULUPILIKA 1 AKHALE OKHULUPIRIKA 1 AKHALE OKONDA BANJA 1 AKHALE OKONDA BANJA LAKE 2 AKHALE OKONDA KUPITITSA ANA KU SCHOOL 1 AKHALE OKONDA MKAZI AKE 1 AKHALE OLEZA MTIMA 1 AKHALE OLIMBIKA PA NTCHITO 1 AKHALE OLIMBIKIRA /ODZIDALIRA 1 AKHALE OLIMBIKIRA BUSINESS 1 AKHALE OLIMBIKIRA MU ZOCHITA ZAKE 1 AKHALE OMVERA MALANGIZO 1 AKHALE OMVETSETSA MZAKE 1 AKHALE OMVETSETSA PAZINTHU 1 AKHALE OPANDA NKHANZA 1 AKHALE OSABA 1 AKHALE OSAMALA BANJA LAKE 2 AKHALE OSAMVERA ZA ANTHU 1 AKHALE OSAMWA MOWA / OSASUTA FODYA 1 AKHALE OSAUMILA NDALAMA 1 AKHALE OSAYENDAYENDA 1 AKHALE OTAKATA/ WACHANGU 1 AKHALE OTAKATAKA 2 AKHALE OZICHEPETSA PA ANZAKE 1 AKHALE OZICHEPETSA PAZINTHU 1 AKHALE OZIDALIRA 1 AKHALE OZISUNGA 1 AKHALE PA BUSINESS / NTCHITO 1 AKHALE PA BUSINESS/NTCHITO 1 AKHALE PA NTCHITO / BUSINESS 1 AKHALE PA NTCHITO/ BUSINESS 1 AKHALE WA CHIDWI PA NTCHITO 1 AKHALE WA CHIKONDI 1 AKHALE WA KHAMA 1 AKHALE WA NSANGALA 1 AKHALE WA PA NTCHITO KAPENA BUSINESS 1 AKHALE WA ULEMU 3 AKHALE WACHIFUNDO NDI ANZAKE 1 AKHALE WACHIKONDI 2 AKHALE WAPA BANJA / BUSINESS 1 AKHALE WAPA NTCHITO/ BUSINESS 1 AKHALE WAPANTCHITO /BUSINESS 1 AKHALE WOGWIRIZANA NDI ANTHU 1 AKHALE WOKHAZIKIKA MMAGANIZO 1 AKHALE WOKONDA BANJA ALKE 1 AKHALE WOKONDA BANJA LAKE 3 AKHALE WOLIMBIKA PA BUSINESS / NTCHITO 1 AKHALE WOOPA MULUNGU 1 AKHALE WOPEMPHERA 2 AKHALE WOPHUNZIRA(WOZINDIKIRA) 1 AKHALE WOSAMWA MOWA 1 AKHALE WOZICHEPESA 1 ALI NDI CHAKUDYA CHOKWANIRA 1 AMBITIOUR 2 AMBITIOUS 3 AMBITITOUS 1 APANGA ZOFUNA ZA MAKASITOMALA 1 APHUNZITSE MKAZI WAKE NGATI SANAPITE SCHOOL 1 ARRIVE HOME AT GOOD TIME 3 ASAKHALE CHIDAKWA 2 ASAKHALE NDI MBIRI YAKUBA 1 ASAKHALE OKONDA NDALAMA 1 ASAKHALE OKUMWA MOWA 1 ASAKHALE WA NSANJE 1 ASAKHALE WACHIMASO MASO 1 ASAKHALE WACHIMASOMASO 2 ASAKHALE WACHIPONGWE NDI ANTHU 1 ASAKHALE WAMISECHE 1 ASAKHALE WANKHANZA 1 ASASIYANITSE PAKATI PA AKUCHIMUNA NDI AKUCHIKAZI 1 AVOID ACCESSIVE BEER DRINKING 2 AVOID DOMESTIC VIOLENCE 5 AVOID DRINKING BEER 2 AVOID DRINKING UNRESPONSIBILY 1 AVOID EXCCESSIVE BEER DRINKING 1 AVOID SMOKING 1 AVOIDING DOMESTIC VIOLENCE 1 AVOIDING SMOKING 1 AYENERA KUYANGANIRA BWINO BWINO PAKHOMO 1 AZIGWIRA NTCHITO 1 AZIKHALA NDI NTHAWI YA BUSINESS 1 AZIKHALA NDI ZOCHITA 1 AZIKONDA BANJA LAKE 1 AZIMPATSA UFULU MKAZI WAKE 1 AZIPATSE / AZISUNGILE ULEMU WAKE 1 AZISAMALA BANJA LAKE 1 AZISIYA NDALAMA YACHAKUDYA PAKHOMO 1 AZITHANDIZA ABALE AKE 1 AZITHANDIZA BANJA LAKE 1 BALANCING IN PROVISION 1 BE EDUCATED 1 BE FAITHFU 1 BE FAITHFUL 10 BE FAITHFUL TO ONE ANOTHER 6 BE FAITHFULL 5 BE FAITHFULL TO ONE ANOTHER 6 BE FAITHFULL TO THE PARTERNER 1 BE GOD FEARING 1 BE HARD WORKING 1 BE HARDWORKING AT HIS JOB OR BUSINESS 1 BE HELPING OTHER RELATIVES 1 BE HONEST TO HIS WIFE 1 BE INNOVATIVE 1 BE LOVING 2 BE LOVING AND CARING 1 BE LOVING TO HIS WIFE 1 BE OPEN 1 BE OPEN TO A WIFE 1 BE OPEN TO THE WIFE 2 BE RELIGIOUS 2 BE RESPECTFUL 1 BE RESPECTFULL 1 BE RESPECTIFUL 1 BE RESPONSIBLE 2 BE UNDERSTANDING 5 BE WORKING 4 BE WORKING/ DOING BUSINESS 1 BEHAVIOUR 2 BEING FAITHFUL 2 BEING FAITHFUL ON MONEY 1 BEING LOVING TO HIS FAMILY 1 BUSINESS MAN 1 C ARING 1 CARE FOR THE FAMILY 1 1 CARE OF THE FAMILY 46 CARE THE FAMILY 2 CARERING 6 CARING 102 CARING FATHER 3 CARING FOR FAMILY 4 CARING FOR HIS FAMILY 2 CARING FOR THE FAMILY 1 CARING TO HIS FAMILY 1 CHEERFUL 1 CHEERFULL 1 CHIKHALIDWE CHABWINO 1 CHIKONDI KWA MAMUNA WAKE 1 CLEAN 3 CLEAN AND SMART 1 COME HOME IN GOOD TIME 1 COMES HOME IN TIME 1 COMMUNICATION 1 COMMUNITY DEVELOPMENT 1 COOPERATIVE 15 COORPERATIVE 4 COPERATIVE 1 DEPENDABLE 1 DEPENDANT 1 DEVELOPMENT ORIENTED 1 DISCIPLINE 3 DIVIDE HIS TIME PROPERY 1 DO THINGS TOGETHER WITH HIS WIFE 2 DOING BUSINESS OR WORKING 5 DOING BUSINESS/ WORKING 1 DOING GOOD BUSINESS 1 DOING HOUSEHOLD WORKS 1 DONT KNOW 1 DRESS PROPERLY 1 DRESSING 1 DRESSING APPROPRIATE 1 DRESSING PROPERLY 1 ECONOMIST 4 EDUCATE CHILDREN 1 EDUCATE HIS CHILDREN 2 EDUCATE THE CHILDREN 2 EDUCATE THE FAMILY 2 EDUCATED 19 ENCOURAGE EACH OTHER TO WORK 1 ENCOURAGE KIDS TO GO TO SCHOOL 1 ENCOURAGING KIDS TO GO TO SCHOOLS 1 EQUALITY IN PROVISIONS TO FAMILY NEEDS 1 FAITHFUL 46 FAITHFUL TO HIS WIFE 2 FAITHFULL 8 FAITHFULL TO HIS WIFE 2 FAITHFULNES 2 FAITHFULNESS 17 FINANCIAL MANAGEMENT KNOWLEDGE 1 FINANCIALLY STABLE 4 FIND WAYS OF FINDING MONEY 1 FORGIVENESS 1 FREE FROM THEFT 1 FREE MINDED PERSON 1 FRIENDLY 8 FRIENDLY TO HER WIFE 1 FRIENDSHIP 1 GIVE A CHANCE TO WOMAN TO RUN BUSINESS 1 GIVE CHANCE TO A WOMAN TO DO BUSINESS 1 GIVE CHILDREN MORAL SUPPORT 1 GIVING 1 GOD BEHAVIOUR 1 GOD BELIVER 1 GOD DRESSING 1 GOD FEARING 69 GOD FEARING MAN 5 GOD FEARING PERSON 3 GOD FEARING. 1 GOD'S FEARING 1 GOD-FEARING 5 GODLINESS 4 GOOD - DECISION MAKER 1 GOOD APPEARANCE 1 GOOD AT BUDGETING 1 GOOD AT HANDLING ISSUES 1 GOOD BEHAVIOR 3 GOOD BEHAVIOUR 69 GOOD BEHAVIOUR (DRESSING) 1 GOOD BEHAVIOURS 9 GOOD BUDGETING 21 GOOD CHARACTER 7 GOOD COMMUNICATION 2 GOOD DECISION MARKER 1 GOOD DISCIPLINE 1 GOOD DRESSING 27 GOOD ECOMOMICS 1 GOOD FEARING 2 GOOD FINANCIAL MANAGEMENT 1 GOOD HABITS 5 GOOD HYGIENE 1 GOOD LISTENER 1 GOOD LOOKING 2 GOOD MOVEMENT STYLE 1 GOOD UNDERSTANDING 13 GOOOD BEHAVIOUR 1 HANDSOME 5 HARD WORK 2 HARD WORKE 1 HARD WORKER 53 HARD WORKER. 1 HARD WORKING 96 HARD WORKING AND INNOVATIVE 1 HARD WORKING IN BUSINESS 1 HARD WORKING MAN 1 HARDWARE 1 HARDWORK 3 HARDWORKER 31 HARDWORKING 38 HAS MONEY 1 HAS TO REVEAL SALARY 1 HAS TO SHOW RESPECT 1 HAVE A GOOD BEHAVIOUR 2 HAVE A JOB 1 HAVE FOCUS ON THE FUTURE 1 HAVE SELF RESPECT 1 HAVE SOMETHING TO DO 1 HAVE SOMETHING TO DO (WORK OR BUSINESS) 1 HAVE SOURCE OF GETING MONEY 1 HAVE SOURCE OF GETTING MONEY 1 HAVE TO TAKE CARE OF HIS FAMILY 1 HAVING ONE PARTENER 1 HE HAVE TO BE WORKING 1 HE MUST BE PRAYERFUL 1 HE MUST LOVE HIS WIFE 1 HE MUST SHOW RESPECT 1 HE SHOULD BE A HARDWORKER 1 HE SHOULD BE SMART 1 HE SHOULD BE TAKING GOOD CARE OF HIS FAMILY 1 HE SHOULD BE WELL COMMITTED 1 HE SHOULD DRESS PROPERLY 1 HE SHOULD HAVE A BUSINESS OR JOB 1 HE SHOULD HAVE A JOB OR BUSINESS 2 HE SHOULD HAVE A VISION 1 HE SHOULD KNOW HOW TO TREAT FAMILY MEMBERS 1 HE SHOULD NOT BE A BEER DRINKER 1 HE SHOULD NOT BE A SMOKER 1 HE SHOULD NOT SMOKE OR DRINK BEER 1 HE SHOULD TOMENT OTHERS 1 HEALTHY 3 HEALTHY/ STRONG 1 1 HELP EACH OTHER 1 HELP EACH OTHER INTERMS OF BUSINESS 2 HELP EACH OTHER INTERMS OF TOUGH TIMES 1 HELP HIS WIFE 1 HELP HIS WIFE DOING HOUSE HOLD CHORES 1 HELP OTHER RELATIVES 1 HELP THE FAMILY 1 HELP THE WIFE 1 HELPER 1 HELPING EACH OTHER 1 HELPING EACH OTHER INTERMS OF BUSINESS 2 HELPS HIS WIFE DOING HOUSE HOLD CHORES 1 HJARD WORKING 1 HONEST 27 HONEST TO THE FAMILY 1 HONESTY 8 HOSPITALITY 1 HUMBLE 21 HUMBLENESS 1 INDEPENDENT 1 INNOCENT 1 INNOVATIVE 3 INNOVATIVE (SHOULD HAVE A VISION) 1 INTERACTIVE 1 INTERGRITY 1 JOB/ BUSINESS 2 KAVALIDWE KOZILEMEKEZA 1 KHALIDWE LA BWINO 3 KHALIDWE LABWINO 6 KINDLY SPEAKING 4 KINDNESS 4 1 KNOW HOW TO BUDGET 1 KNOW HOW TO MAKE BUDGET (ECONOMISE) 1 KNOW HOW TO MANAGE TIME 1 KNOW HOW TO RUN A BUSINESS 1 KNOW HOW TO RUN BUSINESS 1 KNOWLEDGABLE 1 KNOWS HOW TO MANAGE BUSINESS 1 KUCHEZA BWINO 2 KUDZILETSA 2 KUDZISAMALA 1 KUDZISAMALIRA PA THUPI LAKE 1 KUDZIWA BUSINESS 1 KUFIKA NTHAWI YABWINO PAKHOMO 3 KUGONJA 1 KUGULA ZOFUNIKIRA ZA PAKHOMO 1 KUGWIRA NTCHITO 3 KUKHALA WAMASOMPHENYA 1 KUKHALA ZIM'BAMBO WA CHIKONDI 1 KUKONDA BANJA LAKE 1 KULEZA MTIMA 1 KULIMBIKIRA 1 KULIMBIKIRA NTCHITO 2 KUMVERA MKAZI WAKE 1 KUMVERA MKAZI WAKO 1 KUMVETSA 1 KUMVETSETSANA PA MAVUTO 1 KUONEKA BWINO 1 KUPANGA ZINTHU MOTHANDIZA 1 KUPHUNZITSA ANA SUKULU 1 KUSAMALA ANA 1 KUSAMALA BANJA 2 KUSAMALA BANJA LAKE 1 KUSAMALA MKAZI 1 KUSAMALA NDALAMA 2 KUSAMALA PAKHOMO 4 KUSAMALIRA BANJA LAKE 1 KUTHANDIZA ACHIBALE 1 KUTHANDIZA ANZAKE AKAVUTIKA 1 KUTHANDIZA MAVUTO APAKHOMO 1 KUVALA BWINO 1 LISTEN TO HIS WIFE 3 LISTEN TO PEOPLES ADVICE 1 LISTEN TO THE WIFE 1 LIVE A HEALTHY LIFE 1 LOOK AFTER HIS FAMILY 1 LOOK AFTER YOUR FAMILY 1 LOVE 21 LOVE AND CARE FOR THE FAMILY 1 LOVE AND RESPECT HIS WIFE 1 LOVE HER WIFE 1 LOVE HIS CHILDREN 1 LOVE HIS FAMILY 30 LOVE HIS FAMILY /RELATIVES 1 LOVE HIS FAMILY AND WIFE 1 LOVE HIS KIDS 2 LOVE HIS RELATIVES 2 LOVE HIS WIFE 30 LOVE HIS WIFE AND CHILDREN 2 LOVE HIS WIFE WITHOUT LIMITS 1 LOVE THE FAMILY 5 LOVING 156 1 1 LOVING EACH OTHER 5 LOVING FATHER TO HIS KIDS 1 LOVING HIS FAMILY 10 LOVING HIS FRIENDS 1 LOVING HIS HUSBAND 1 LOVING HIS WIFE 7 LOVING HIS WIFE AND FAMILY 1 LOVING MAN 1 LOVING THE FAMILY 7 LOYAL 5 LOYALTY 2 MACHEZEDWE ABWINO NDI ANTHU 1 MAKHALIDWE A BWINO 1 MAKHALIDWE ABWINO 3 MAKING FRIENDS 1 MALANKHULIDWE ABWINO 2 MAMUNA WOKONDA KUPEMPHERA 1 MAONEKEDWE 1 MAONEKEDWE A MUNTHU- (HANDSOME) 1 MAONEKEDWE ABWINO 1 MAONEKEDWE AKE ABWINO 1 MATURED 1 MATURITY 1 MAVALIDWE 1 MAVALIDWE A BWINO 1 MAVALIDWE ODZILEMEKEZA 1 MAVALIDWE OZILEMEKEZA 1 MAVALIDWE WODZILEMEKEZA 1 MAWONEKEDWE 1 MAYANKHULIDWE 1 MAYANKHULIDWE A BWINO 3 MAYANKHULIDWE A UMUNTHU 1 MAYANKHULIDWE ABWINO 3 MAYANKHULIDWE ABWINO PAWANTHU 1 MAYENDEDWE 2 MUNTHU OMVETSETSA ZIKAVUTA 1 MUNTHU WOOPA MULUNGU 1 MUST BE A SOBER 1 MUST BE EDUCATED 1 MUST BE HUMBLE 1 MUST BE PRAYERFUL 1 MUST BE TRUSTWORTHY 1 MUST BE WORKING 1 MUST FEAR GOD 1 MUST NOT TAKE BEER 1 MUST RUN BUSINESS 1 MUST RUN SMALL BUSINESS 1 MUST TAKE RESPONSIBILITIES 1 MUST WORK 9 MUST WORK ENOUGH 2 MUST WORK HARD 1 MUST WORK HARD AT HIS JOB 1 MUST WORK TO EARN MONEY 2 MUST WORK TO GET MONEY 7 MUST WORK TO LOOK AFTER THE FAMILY 1 MUST WORK. 1 MZIBAMBO WA CHIFUNDO 1 MZIBAMBO WA ULEMU 5 MZIBAMBO WA ULEMU WAKE 1 MZIBAMBO WACHIKONDI 2 MZIBAMBO WACHILUNGAMO 1 MZIBAMBO WAKHALIDWE LABWINO 5 MZIBAMBO WAMAVALIDWE AULEMU 1 MZIBAMBO WAULEMU 1 MZIBAMBO WOCHEZA NDI ANTHU 1 MZIBAMBO WODEKHA 1 MZIBAMBO WODZICHEPETSA 1 MZIBAMBO WODZIWA BUSINESS 1 MZIBAMBO WODZIWA KUGWIRITSA NTCHTO NDALAMA 1 MZIBAMBO WODZIWA KULONGOSOLA BUSINESS 1 MZIBAMBO WODZIWA KUSAMALA BANJA 3 MZIBAMBO WODZIWA KUSAMALA BUSINESS 1 MZIBAMBO WODZIWA KUSAMALA CHUMA 1 MZIBAMBO WODZIWA KUSAMALA NDALAMA 1 MZIBAMBO WODZIWA KUTHANDIZANA NDI ANTHU 1 MZIBAMBO WOKHULUPILIKA 2 MZIBAMBO WOKONDA BANJA LAKE 2 MZIBAMBO WOKONDA KUPEMPHERA 1 MZIBAMBO WOLANKHULA MODEKHA 1 MZIBAMBO WOLEMEKEZA BANJA LAKE 1 MZIBAMBO WOLIMBIKILA BUZINESS 1 MZIBAMBO WOLIMBIKIRA 3 MZIBAMBO WOLIMBIKIRA BUSINESS 1 MZIBAMBO WOLIMBIKIRA NTCHITO 1 MZIBAMBO WOMVERA MAGANIZO A ENA. 1 MZIBAMBO WOMVETSETSA PA ZINTHU 1 MZIBAMBO WOPANGA BUSINESS 1 MZIBAMBO WOPEMPHERA 1 MZIBAMBO WOSAMALA BANJA 3 MZIBAMBO WOSAMALA BANJA LAKE 2 MZIBAMBO WOSAMALIRA BANJA LAKE 1 MZIBAMBO WOTHANDIZA ANTHU 1 MZIBAMBO WOVALA MOZILEMEKEZA 1 MZIBAMBO WOZISAMALIRA 1 MZIMAYI WOLEZA MTIMA 1 MZIMAYI WOMVERA 1 NEED TO HAVE SELF CONTROL 1 NEEDS TO BE OPEN IN EVERYTHING 1 NO CORRUPTION 1 NO JELOUSY 1 NON SMOKER 3 1 NOT A CHEATER 1 NOT A DRUNKARD 1 NOT A MONEY LOVER 1 NOT A THIEF 2 NOT ABUSE THE WIFE 1 NOT BE A DRUNKARD 1 NOT DRINKING 1 NOT DRINKING UNRESPONSIBLY 1 NOT DRUNKARD 5 NOT JEALOUSY 1 NOT JELOUSY 2 NOT MOBILE 1 NOT QUARRELSOME PERSON 1 NOT SMOKE 1 NOT SMOOKER 1 NOT STINGY 7 NOT TALKATIVE 1 NOT VIOLENCE 1 NOT VIOLENT 1 NOT WITH SHORT TEMPER 1 NOT WOMANISER 1 NOT WOMANISOR 6 OBEDIENT 2 OBIDIENT 6 ODALILIKA 1 ODEKHA MTIMA 1 ODZILETSA 2 ODZIWA ADINDO WAKE 1 ODZIWA KUPANGA BUDGET YA PA KHOMO 1 ODZIWA KUSAMALA BANJA LAKE 1 ODZIWA KUSAMALA NDALAMA 1 ODZIWA UDINDO 1 ODZIWA UDINDO WAKE 2 ODZIWACHIBALE 1 OGWIRA NTCHITO 11 OGWIRA NTCHITO/BUSINESS 1 OKHALA BWINO NDI ANTHU 1 OKHALA MWAMTENDERE 1 OKHULUPILIKA 3 OKHULUPILIKA KU BANJA LAKE 2 OKHULUPIRIKA 1 OKONDA ANZAKE 1 OKONDA BANJA LAKE 2 OKONDA KUPEMPHERA 1 OLANGIZA BANJA LAKE 1 OLIMBIKA KUGWIRA NTCHITO 2 OLIMBIKA NTCHITO 1 OLIMBIKIRA 4 OLIMBIKIRA KUGWIRA NTCHITO 1 OLIMBIKISA BANJA LAKE KUPEMPHERA 1 OMASUKILA ALENDO 1 OMVERA MKAZI WAKE 1 OMVETSETSA 5 OMVETSETSA PA ZINTHU 1 OOPA MULUNGU 1 OPANDA CHIMASOMASO 1 OPANDA NKHANZA 5 OPANDANKHAZA 1 OPANGA BUSINESS 1 OPEMPHERA 7 OPILIRA 1 OSABA 1 OSADZIKONDA 1 OSADZITIKUMULA 1 OSAKONDA AKAZI 3 OSAKONDA KUYENDAYENDA OSAMWA MOWA 1 OSAKONDA MOWA 1 OSAKONDA NGONGOLE 1 OSAKWATIRAKWATIRA 1 OSALEDZELA 1 OSAMALA BANJA 7 OSAMALA BANJA LAKE 10 OSAMALA PAKHOMO 2 OSAMALIRA BANJA LAKE 3 OSAMAMUBISIRA NDALAMA MKAZI WAKE 1 OSAMENYA MKAZI 3 OSAMENYA MKAZI WAKE 3 OSAMVERA ZA ANTHU 1 OSAMWA MOWA 3 OSAPSA MTIMA 1 OSATI CHIDAKWA 1 OSAWUMIRA 1 OSAYENDAYENDA 1 OSUNGA NTHAWI POCHITA ZINTHU 1 OTHANDIZA ANTHU 1 OTHANDIZA BANJA LAKE 1 OTHANDIZANA PA BUSINESS 1 OVALA BWINO 2 OVANA NDI AZAKE 1 OWOPA CHAUTA 3 OWOPA MULUNGU 8 PATIENCE 4 PATIENT 4 PEACE MAKER 1 POLITE 1 POLITINESS 1 PRAYERFUL 13 PRAYERFUL (GOD FEARING) 1 PRAYING 4 PRAYING MAN 1 PROBLEM SOLVER 1 PROTECT THE FAMILY 4 PROVIDE BASIC NEED 4 PROVIDE BASIC NEEDS 18 PROVIDE BASIC NEEDS FOR THE FAMILY 1 PROVIDE FAMILY NEEDS 1 PROVIDE FOOD 2 PROVIDE FOOD TO THE FAMILY 1 PROVIDE FOR HIS FAMILY 5 PROVIDE FOR HIS FAMILY(BASIC NEEDS) 1 PROVIDE FOR THE FAMILY 28 PROVIDE NECESSITIES TO THE FAMILY 1 PROVIDE NEEDS 1 PROVIDE THING AT HOME 1 PROVIDING 7 1 PROVIDING BASIC NEEDS 1 PROVIDING FAMILY NEEDS 2 PROVIDING FOOD 11 PROVIDING FOOD FOR THE FAMILY 3 PROVIDING FOR THE FAMILY 2 PROVIDING HOME NEEDS 2 PROVIDING MENTORSHIP TO THE HOUSE 1 PROVISION OF FAMILY NECESSITIES 1 REAVEAL HIS EARNINGS TO WIFE 1 RESCT EACH OTHER 1 RESPECT 23 RESPECT EACH OTHER 9 RESPECT HIS FAMILY 1 RESPECT HIS WIFE 5 RESPECT MALAWIAN CULTURE 1 RESPECT OTHER PEOPLE 1 RESPECT OTHERS 1 RESPECT TO OTHERS 1 RESPECT TO WIFE 1 RESPECTFUL 4 RESPECTFUL DRESSING 1 RESPECTFULL 1 RESPECTIFUL 5 RESPECTIFULL 3 RESPECTING HIS WIFE 2 RESPINSIBILITY OVER HIS FAMILY 1 RESPONSIBLE 9 RUN SMALL BUSINESS 3 SELF CONTROL 3 SELF DEPENDANCE 2 SELF RELIANCE 1 SELF RESPECT 2 SEND CHILDREN TO SCHOOL 1 SHARE IDEAS WITH HIS SPOUSE 1 SHOUILD BE WORKING 1 SHOULD AVOID BAD COMPANIES 1 SHOULD AVOID FORNICATION 1 SHOULD BE A GOOD FATHER OF THE KIDS 1 SHOULD BE EDUCATED 1 SHOULD BE FRIENDLY 1 SHOULD BE GOD FEARING 2 SHOULD BE GOD-FEARING 1 SHOULD BE HANDSOME 1 SHOULD BE HARDWORKING 3 SHOULD BE HUMBLE 1 SHOULD BE INTELLIGENT 1 SHOULD BE LOVING 1 SHOULD BE OPEN 1 SHOULD BE RESPONSIBLE 1 SHOULD BE SOBER 1 SHOULD BE TRANSPARENT IN DOING THINGS 1 SHOULD BE UNDERSTANDING 1 SHOULD BE WISE ENOUGH 1 SHOULD BE WORKING 5 SHOULD CARE FOR FAMILY 1 SHOULD FAITHFULL TO HIS WIFE 1 SHOULD HAVE A BUSINESS 1 SHOULD HAVE A JOB OR BUSINESS 1 SHOULD HAVE A SOURCE OF GETING MONEY 1 SHOULD HAVE INCOME EARNING ACTIVITY 1 SHOULD HAVE VISION 1 SHOULD LISTERN TO HIS WIFE'S VIEWS 1 SHOULD LOVE HIS WIFE 1 SHOULD LOVE HIS WIFE AND PROVIDE FOR HER NEEDS 1 SHOULD LOVE WIFE 1 SHOULD NOT BE A DRANKARD 1 SHOULD NOT BE A THIEF 1 SHOULD NOT BE A WOMANISER 1 SHOULD NOT BE A WOMANIZER 1 SHOULD NOT BE VIOLENT 1 SHOULD NOT DRINK BEER AND SMOKE 1 SHOULD NOT FLIRT/ WOMANISE 1 SHOULD NOT HARRASE THE WIFE 1 SHOULD NOT INSULT HIS WIFE 1 SHOULD NOT SMOKE 1 SHOULD NOT SPEAK HARSHLY 1 SHOULD NOT SPEAK INSULTS TO HIS WIFE 1 SHOULD NOT WOMANISE 1 SHOULD PROVIDE FOR HIS FAMILY 1 SHOULD RESPECT HIS WIFE 1 SHOULD RESPECT HIS WIFE AS WELL 1 SHOULD TAKE CARE HIS FAMILY 1 SHOULD TAKE CARE OF FAMILY 1 SHOULD TAKE CARE OF HIS FAMILY 2 SHOULD WORK 1 SMART 10 SOBAR MAN 2 SOBBER HABBITS 1 SOBER 15 SOBER HABIT 1 SOBER HABITS 22 SOCIAL INTERACTION 1 SOCIAL INTERACTION TEACH EACH OTHER BUSINESS SKILLS 1 SPEAK RESPECTFULLY NOT ALWAYS SHOUTING 1 STAY IN GOOD PLACE 1 SUPORTING YOUR FAMILY 1 TAKE CARE OF FAMILY 1 TAKE CARE OF FAMILY / RELATIVES 1 TAKE CARE OF HIS FAMILY 3 TAKE CARE OF HIS FAMILY AND NEEDS 1 TAKE CARE OF THE FAMILY 28 TAKE CARE OF THE HOUSEHOLD NEEDS 1 TAKE RESPONSIBILITIES 10 TAKE RESPONSIBILITY 1 TAKING CARE OF CHILDREN 1 TAKING CARE OF FAMILY 4 TAKING CARE OF HER FAMILY 1 TAKING CARE OF HER HOME 1 TAKING CARE OF HIS FAMILY 33 TAKING CARE OF HIS HOME 1 TAKING CARE OF HIS KIDS 1 TAKING CARE OF THE CHILDREN 1 TAKING CARE OF THE FAMILY 15 TAKING GOOD CARE OF HIS FAMILY 1 TEACHING HIS CHILDREN GOOD MANNERS 1 THE WAY HE SPEAKS 1 THE WAY SOMEONE DRESSES 1 TIME MANAGEMENT 1 TO ABSTAIN 1 TO TAKE GOOD CARE OF HIS FAMILY 1 TOLERANCE 1 TORERANCE 1 TORERANCE TO HIS WIFE 1 TORERANCE WITH HIS WIFE 1 TRANSPARENCY 1 TRANSPARENT 1 TRUST WORTH 2 TRUST WORTHY 39 TRUSTWORTH 1 TRUSTWORTHY 17 ULEMU - RESPECTFUL 1 ULEMU/ RESPECTFUL 1 UNDERSTAND HIS WIFE 2 UNDERSTANDING 23 UNDERSTANDING EACH OTHER 1 UNITY 1 UNSERFISH 1 VERY HELPFUL TO OTHERS 1 VERY SMART 1 WA MOYO WA THANZI 1 WA UKHONDO 1 WA ULEMU 3 WACHIFUNDO 1 WACHIKONDI 18 WACHIKONDI KUBANJA LAKE 1 WAKHALIDWE 1 WAKHALIDWE LA UMUNTHU 1 WAKHALIDWE LABWINO 3 WAMAKHALIDWE ABWINO 1 WAMASOMPHENYA A MOYO WAKE 1 WANSANGALA 2 WAPANTCHITO 1 WASANGALA 1 WAULEMU 5 WAULEMU KWA MKAZI WAKE 1 WEL EDUCATED 1 WELCOMING VISTORS 1 WELL DRESSED 1 WELL EDUCATED 5 WELL MANERED 1 WHO BRINGS DEVELOPMENT IN THE FAMILY 1 WHO DOES NOT CHEAT 1 WHO FEARS GOD 2 WHO IS INTELLIGENT 1 WHO IS MATURED 1 WHO LOVES HIS FAMILY 1 WHO SHOW LOVE TO HIS FAMILY 1 WHO TAKES ADVICE 2 WHO TAKES CARE OF HIS FAMILY 3 WISDOM 1 WITH GOOD UNDERSTANDING 1 WITH RESPECT TO ALL PEOPLE 1 WOCHEZEKA 3 WOCHITA ZINTHU ZOYENERA 1 WODALILIKA 1 WODZICHEPETSA 1 WODZICHEPETSA/ HUMBLE 1 WODZILETSA 2 WODZIPEREKA 1 WODZISAMALIRA SMART 1 WODZIWA KUKHULULUKA 1 WODZIWA KUSAMALA BANJA LAKE 2 WODZIWA KUSAMALIRA BANJA LAKE 1 WODZIWA MAVUTO 1 WOFATSA 2 WOGWIRA NTCHITO 1 WOGWIRA NTCHITO / BUSINESS 1 WOKHULUPILIKA 3 WOKHULUPILIKA BANJA LAKE 1 WOKHULUPILIKA KWA MKAZI WAKE 1 WOKHULUPIRIKA 2 WOKONDA ABALE A MBALI ZONSE 1 WOKONDA BANJA 1 WOKONDA BANJA LAKE 11 WOKONDA BANJA LAKE (LOVE HIS FAMILY) 1 WOKONDA KUPEMPHERA 1 WOKONDA MKAZI WAKE 2 WOKONDA NDI KUSAMALIRA BANJA LAKE 1 WOKONDA/ WOSAMALA BANJA LAKE 1 WOLIMA 1 WOLIMBA PA NTCHITO YAKE 1 WOLIMBIKA 1 WOLIMBIKA KUGWILA NTCHITO 2 WOLIMBIKA KUGWIRA NTCHITO 2 WOLIMBIKA PA NTCHITO 2 WOLIMBIKA PA NTCHITO / BUSINESS 1 WOLIMBIKIRA 6 WOLIMBIKIRA NTCHITO 5 WOLIMBIKIRA NTCHITO YAKE 1 WOLIMBIKIRA PA NTCHITO 2 WOLIMBIKIRA PA NTCHITO YAKE 1 WOLIMBIKIRA PA ZOMWE AKUCHITA 1 WOMASUKA 1 WOMVANA NDI MKAZI 1 WOMVERA 1 WOMVETSETSA 1 WOMVETSETSA AKAKUMANA NDI VUTO 1 WOMVETSETSA MUZOCHITIKA 1 WOMVETSETSANA NDI ANZAKE 1 WOOPA MULUNGU 2 WOPANDA NKHANZA 3 WOPEMPHERA 2 WOPHUNZIRA 1 WOPILIRA AKAKUMANA NDI MAVUTO A M'BANJA 1 WOPIRIRA 1 WORK HARD TO PROVIDE FOR HIS FAMILY 1 1 WORK TO GET MONEY 3 WORK TO MONEY 1 WORKING 7 WORKING CLASS/BUSINESS 1 WORKING ENOUGH 2 WORKING ENOUGH TO GET MONEY 3 WORKING HARD 1 WORKING MAN 1 WORKING/ BUSINESS 1 WORKING/ DOING BUSINESS 1 WOSAMALA 1 WOSAMALA ACHIBALE AKE 1 WOSAMALA BANJA 2 WOSAMALA BANJA LAKE 8 WOSAMALIRA BANJA LAKE 4 WOSAMALIRA BWINO BANJA LAKE 1 WOSAMWA MOWA 1 WOSAMWA MWAUCHIDAKWA 1 WOSAONONGA NDALAMA CHISAWAWA 1 WOSAUMIRA 2 WOTETEZA BANJA LAKE 1 WOTETEZA FAMILY YAKE 1 WOTHANDIZA BANJA LAKE 3 WOTHANDIZA MKAZI WAKE 1 WOWOPA MULUNGU 2 WOZIDALILA PAYEKHA 1 ZICHITOCHITO ZABWINO 1 3. In your opinion, what are the top three characteristics of a good husband? 2499 0 -99 1 . 2 A MAN WHO DRINKS BEER 1 A MAN WHO UNDERSTAND THINGS EASILY 1 ABLE TO FORGIVE 1 ABLE TO GIVE 1 ABLE TO MAKE GOOD PLANS FOR THE CHILDREN 1 ABLE TO MANAGE FINANCES 2 ABLE TO MANAGE FINANCIES 1 ABLE TO MANAGE TIME 1 ABLE TO PROVIDE FOR FAMILY 2 ABLE TO RUN A BUSINESS 2 ABLE TO RUN BUSINESS 2 ABLE TO TAKE CARE OF HIS FAMILY 1 ABLE TO TAKE CARE OF PROPERTY 1 ABSTENANCE 1 ACCOMMODATE OTHERS VIEWS 1 ACTIVE 3 AGWIRE NTCHITO 1 AKHALE NDI NYUMBA YAKE OSATI PA RENT 1 AKHALE OCHEZEKA. 1 AKHALE ODZIWA KUCHEZA NDI ANZAKE 1 AKHALE OFEWA MTHUMBA 1 AKHALE OGWIRA NTCHITO 1 AKHALE OGWIRAGWIRA 1 AKHALE OKHAZIKIKA 1 AKHALE OKHULUPILIKA 1 AKHALE OKHULUPIRIKA 1 AKHALE OKONDA BANJA LAKE 1 AKHALE OKONDA BANJA LAWO 1 AKHALE OKONDA KUBWEZA NGONGOLE AKANGONGOLA 1 AKHALE OLANKULA ZABWINO 1 AKHALE OLIMBIKIRA NTCHITO 1 AKHALE OLIMBIKIRA PA NTCHITO 1 AKHALE OLIMBIKIRA PANTCHITO 1 AKHALE OMVERA 1 AKHALE OMVETSETSA 3 AKHALE OOPA MULUNGU 1 AKHALE OOPA MULUNGU / OSALONGOLORA 1 AKHALE OPATSA / OPEREKA 1 AKHALE OPEMPHERA 1 AKHALE OSAKAYIKIRA MKAZI WAKE 1 AKHALE OSAKONDA AKAZI 1 AKHALE OSAMWA MOWA 1 AKHALE OSAZUNZA BANJA LAKE 1 AKHALE OUNIKIRA MKAZI WAKE MAGULU AMENE AKAZI AKE AMACHEZA 1 AKHALE WA CHIKONDI 2 AKHALE WA MACHAWI 1 AKHALE WA PA NTCHITO/BUSINESS 1 AKHALE WA ULEMU 4 AKHALE WACHIKONDI 4 AKHALE WAKHALIDWE LABWINO 2 AKHALE WAPA BUSINESS / NTCHITO 1 AKHALE WODZIWA UDINDO WACHE 1 AKHALE WOGWIRA NTCHITO/ BUSINESS 1 AKHALE WOLIMBIKIRA BUSINESS/ NTCHITO 1 AKHALE WOOPA MULUNGU 4 AKHALE WOPEMPHERA 2 AKHALE WOPEMPHERA. 2 AKHALE WOPHUNZIRA 2 AKHALE WOUGWILA MTIMA 1 AKONDE AKUCHIKAZI 1 AMBITIOUS 2 AMBITITOUS 1 ARRIVE HOME AT GOOD TIME 4 ASAKHALE CHIDAKWA 2 ASAKHALE OKUBA 1 ASAKHALE WA CHIMASO MASO 1 ASAKHALE WA CHIMASO-MASO 1 ASAKHALE WA NKHANZA 1 ASAKHALE WACHIMASO-MASO 1 ASAKHALE WACHIMASOMASO 1 ASAKONDERA POTHANDIZA ACHIBALE 1 ASAKWATIRE MITALA 1 ASAMAMWE MOWA MWA UCHIDAKWA 1 AVOID CORRUPTION 1 AVOID DOMESTIC VIOLENCE 4 AVOID DRINKING BEER 1 AVOID EXCESSIVE BEER DRINKING 1 AVOIDING DRINKING BEER 1 AZIGWIRA NTCHITO 1 AZIGWIRA NTCHITO PAKHOMO 1 AZIKWANILITSA ZOFUNA MKAZI WAKE 1 AZILIMBIKIRA KUGWIRA NTCHITO 1 AZISAMALA BANJA LAKE. 1 AZISUNGA NDALAMA 1 AZITENGA NAWO MBALI PA NTCHITO ZA PAKHOMO 1 AZIWONESA CHIKONDI KWA MKAZI WAKE 1 BALANCING IN ASSISTANCE TO FAMILY 1 BE A GOOD EXAMPLE TO OTHER PEOPLE 1 BE A LOVING HUSBAND 1 BE A RESPONSIBLE MAN 1 BE A SOBER MAN 2 BE ABLE TO DIFFERENCIATE BUSINESS MONEY FROM HOUSEHOLD MONEY 1 BE ABLE TO PROVIDE FOR HIS FAMILY 1 BE AT HOME AT A GOOD TIME 1 BE FAITHFU 1 BE FAITHFUL 9 BE FAITHFUL TO ONE ANOTHER 4 BE FAITHFUL TO THE FAMILY 1 BE FAITHFULL 8 BE FAITHFULL TO ONE ANOTHER 8 BE FAITHFULL TO ONE ONOTHER 1 BE FAITHFULL. 1 BE FAITHFULLY 2 BE FRIENDLY 1 BE HARD WORKING 1 BE HARDWORKING 2 BE HARDWORKING AND INNOVATIVE 1 BE HARDWORKING TO PROVIDE HIS FAMILY 1 BE HOME AT A GOOD TIME 1 BE INNOVATIVE 1 BE KNOWLEDGABLE 1 BE LOVING 2 BE LOYAL TO THE WIFE 1 BE MATURED 1 BE RELIGIOUS 3 BE RESPECTFULL 1 BE RESPONSIBLE 2 BE SOBER 1 BE SOCIAL AND FRIENDLY 1 BE TRUSTWORTHY 1 BE UNDERSTANDING 5 BE WORKING 1 BE WORKING AND PROVIDE FOR THE FAMILY 1 BE WORKING ENOUGH 1 BEHAVIOUR 2 BORN AGAIN CHRISTIAN 4 BREAD WINNER 1 BUDGET WITH HIS FAMILY INTERMS OF MONEY 1 CARE FOR FAMILY 1 CARE FOR THE FAMILY 1 CARE OF THE FAMILY 24 CARE THE FAMILY 1 CARE THE FAMILY. 1 CARERING 4 CARERING HIS FAMILY 2 CARING 87 CARING FATHER 1 CARING FOR HIS FAMILY 3 CARING FOR HIS SPOUSE 1 CARING FOR KIDS 1 CARING FOR THE FAMILY 1 CARING TO HIS FAMILY 1 CHARTING WITH HIS FAMILY 1 CHEERFUL EVEN TO NEIGHBOURS 1 CHIKONDI 1 CHILUNGAMO 2 CHRISTIANITY 1 CLEAN 3 CLEAN AND SMART 1 CLEANILINESS 1 COME HOME FAST 1 CONTRIBUTES TO THE COUNTRY'S DEVELOPMENT 1 CONTRIBUTION OF IDEAS 1 COOPERATIVE 16 COOPERATIVE WITH OTHERS 1 COORPERATIVE 5 COURAGEOUS 1 DESCIPLINE 1 DIGINITY 1 DO BUSINESS 1 DOES NOT SMOKE 1 DOING BUSINESS 2 DOING BUSINESS OR WORKING 2 DONT KNOW 1 DRESS PROPERLY 1 DRESS PROPERY 1 DRESSING 1 DRESSING PROPERLY 1 EASY TO FORGIVE 1 ECONOMIST 2 ECONOMISTS 1 EDUCATE HIS FAMILY 1 EDUCATE THE CHILDREN 6 EDUCATED 12 EDUCATED AND HARDWORK 1 1 ENCOURAGE CHILDREN TO GO TO SCHOOL 5 ENCOURAGE HIS KIDS TO GO TO SCHOOL 1 ENCOURAGE KIDS TO GO TO SCHOOL 3 ENCOURAGING CHILDREN TO GO TO SCHOOL 1 ENCOURAGING HIS CHILDREN TO GO TO SCHOOL 1 ENCOURAGING KIDS TO GO TO SCHOOL 4 FAITHFUL 36 FAITHFUL TO HIS WIFE 2 FAITHFULL 16 FAITHFULL TO HIS WIFE 2 FAITHFULNESS 20 FEAR GOD 1 FINANCIAL STABLE 1 FRIENDLINESS 1 FRIENDLY 16 FULFUL RESPONSIBILITY 1 GIVE FREEDOM TO HIS WIFE 1 GOD - FEARING 1 GOD FEARING 84 GOD FEARING AND LOVE 1 GOD FEARING HUSBAND 1 GOD FEARING MAN 2 GOD FEARING PERSON 3 GOD'S FEARING 2 GOD- FEARING 2 GOD-FEARING 2 GODLINESS 9 GOOD AT BUDGETING 1 GOOD BE HAVIOUR 1 GOOD BEHAVIOR 5 GOOD BEHAVIOUR 62 GOOD BEHAVIOURS 2 GOOD BODY MOVEMENT 2 GOOD BUDGETING 13 GOOD BUDGETING. 1 GOOD CARING 1 GOOD CHARACTER 4 GOOD COMMUNICATION 2 GOOD DECISION MAKER 1 GOOD DECISION MAKING 3 GOOD DECISION MAKING. 1 GOOD DRESSING 29 GOOD ECONOMIST 1 GOOD EXAMPLE 1 GOOD FEARING 2 GOOD HABITS 3 GOOD HYGIENE 2 GOOD IN DECISION MAKING 1 GOOD IN MONEY HANDLING 1 GOOD LEADER 1 GOOD LOOKING 2 GOOD MANNERS 1 GOOD PLANNING 1 GOOD UNDERSTANDING 16 HANDLES MONEY WITH CARE 1 HANDSOME 5 HANDWORKING 1 HARD WORK 2 HARD WORKER 41 HARD WORKING 106 HARD WORKING INTERMS OF BUSINESS 1 HARDING 1 HARDWORK 4 HARDWORKER 45 HARDWORKER AND INNOVATIVE 1 HARDWORKING 51 HARDWORKING SPIRIT 1 HARDWORTHY 1 HAS TO BE EDUCATED 1 1 HAVE A CLEAR GOAL 1 HAVE A GOOD BUDGETING 1 HAVE A JOB OR BUSINESS 1 HAVE AN AMBITION. 1 HAVE AN INCOME-EARNING ACTIVITY 1 HAVE ONE SLEEPING PARTNER 1 HAVE SOURCE OF GETTING MONEY 1 HAVE TO BE WORKING OR DOING BUSINESS 1 HE MUST BE A GOD FEARING HUSBAND 1 HE MUST BE WORKING/BUSINESS 1 HE NEEDS TO THINK FAST 1 HE SHOULD BE HANDSOME 1 HE SHOULD ENCOURAGE HIS CHILDREN TO GO TO SCHOOL 1 HE SHOULD HAVE A JOB OR BUSINESS 3 HE SHOULD HAVE MONEY 1 HE SHOULD HAVE WISDOM 1 HE SHOULD KNOW HOW TO BUDGET 1 HE SHOULD KNOW HOW TO PRAY 1 HE SHOULD KNOWN ALLAH/GOD 1 HE SHOULD LOOK SMART 2 HE SHOULD NOT BE A WOMANAISER 1 HE SHOULD NOT BE JEALOUSY 1 HE SHOULD SHOW LOVE TO OTHER PEOPLE 1 HELP EACH OTHER INTERMS OF BAD CONDITION 1 HELP EACH OTHER INTERMS OF WORK. 1 HELP EACH OTHER WHEN THINGS GOES WORSE 1 HELP THE WIFE 2 HELPFUL 2 HELPFULL 1 HELPING PARENTS 1 HIGH SELF ESTEEM 1 HONEST 56 HONEST TO HIS WIFE 1 HONESTY 3 HOW TO BE WORKING OR DOING BUSINESS 1 HUMBLE 23 HUMBLY 1 INTEGRITY 1 INTERIGENT 1 JOB/ BUSINESS 1 KASAMALIDWE KA BANJA LAKE LABWINO 1 KAYANKHULIDWE KABWINO 1 KHALIDWE LABWINO 1 KIND AND RESPECTING HIS WIFE 1 KIND AND UNDERSTANDING 1 KINDLY SPEAKING 2 KINDNESS 8 KNOW HOW TO DRAW A BUDGET 1 KNOWS HOW TO ADVISE HIS FAMILY 1 KUCHEZA NDI ANTHU MWANSANGALA 1 KUDZIPEREKA 1 KUGULA ZAKUDYA PAKHOMO 1 KUGWIRA NTCHITO 1 KUGWIRA NTCHITO BWINO 1 KUKHALA BWINO NDI ANTHU 1 KUKHALA OKHULUPILIKA 1 KUKHALA ZIM'BAMBO WOKHULUPILIKA 1 KUKHULULUKA 1 KUKHULUPILIKA 1 KUKHULUPIRIKA 2 KUKONDA MAMUNA WAKE 1 KUKONDA MKAZI WAKE 1 KUKONDA MUNTHU WINA ALIYENSE 1 KUKWANILITSA MALONJEZO AKE 1 KULOLERANA 1 KULUPIRIKA 1 KUMPATSA MKAZI BIZINESI 1 KUMVERA MALANGIZO 1 KUMVERA MKAZI WAKE 1 KUMVETSETSA 1 KUMVETSETSANA WINA NDI MZAKE. 1 KUPANGA BUSINESS 1 KUPANGA CHITUKUKO PAKHOMO 1 KUPANGIRA LIMODZI ZINTHU (GENDER) 1 KUPILIRA 1 KUSAMALA ANA 1 KUSAMALA BANJA 1 KUSAMALA BANJA LAKE 1 KUSAMALA NTCHITO 1 KUSAMALA PAKHOMO 3 KUTHANDIZA A CHIBALE 1 KUTHANDIZA ACHIBALE 1 KUTHANDIZA MKAZI WAKE 1 KUTHANDIZA OSOWA 1 KUTHANDIZANA KUGWIRA NTCHITO PAGULU 1 KUTHANDIZANA PA ZOCHITA PAKHOMO 1 KUYENDETSA BWINO BUSINESS 1 LISTEN TO HER FAMILY 1 LISTEN TO HIS WIFE 1 LISTEN TO THE WIFE 1 LISTENING TO ADVICE 1 LOOK AFTER HIS FAMILY 5 LOOKING AFTER HIS FAMILY 1 LOVE 17 LOVE AND CARE FOR HIS FAMILY 1 LOVE AND PROVIDE FOR HIS FAMILY 1 LOVE HIS CHILDREN 2 LOVE HIS FAMILY 22 LOVE HIS FAMILY AND PROVIDE FOR IT 1 LOVE HIS FRIENDS 1 LOVE HIS KIDS 4 LOVE HIS WIFE 24 LOVE HIS WIFE AND FAMILY 1 LOVE ONE ANOTHER 1 LOVE THE FAMILY 2 LOVE YOUR FAMILY 4 LOVING 146 LOVING AND CARING 1 LOVING EACH OTHER 4 LOVING EACH OTHER. 1 LOVING HIS FAMILY 2 LOVING HIS KIDS 2 LOVING HIS WIFE 10 LOVING HUSBAND 1 LOVING THE FAMILY 9 LOVING TO FAMILY 1 LOVING YOUR FAMILY 1 LOVING. 1 LOYAL 7 LOYAL TO HIS WIFE 1 LOYALTY 1 MAKHALIDWE A UMUNTHU 1 MALANKHULIDWE ABWINO 1 MALANKHULIDWE AULEMU 1 MAONEKEDWE 1 MAONEKEDWE ABWINO 1 MAVALIDWE 1 MAVALIDWE A BWINO 1 MAYANKHULIDWE AKE KWA ANTHU 1 MAYENDEDWE OLONGOSOKA 1 MOVEMENT 1 MUNTHU WOKONDA BANJA LAKE 1 MUST BE RELIGIOUS (PRAISE) 1 MUST BE SOBER 1 MUST BE UNDERSTANDABLE 1 MUST FEAR GOD 1 MUST LEARN THEIR CHILDRENS 1 MUST LOVE EACH OTHER 1 MUST LOVE HER FAMILY 1 MUST LOVE HIS WIFE 1 MUST RUN BUSINESS TO GET MONEY 1 MUST RUN SMALL BUSINESS 1 MUST WORK 12 1 MUST WORK ENOUGH 1 MUST WORK HARD 3 MUST WORK TO EARM MONEY 1 MUST WORK TO EARN MONEY 1 MUST WORK TO GET 1 MUST WORK TO GET MONEY 14 MUST WORK TO HELP THE FAMILY 1 MZIBAMBO AKHALE WACHIKONDI 1 MZIBAMBO ODZIWA KUCHEZA NDI ANTHU 1 MZIBAMBO OKONDA BANJA LAKE. 1 MZIBAMBO OLANDIRA BWINO ABALE 1 MZIBAMBO WA CHIKONDI 1 MZIBAMBO WA ULEMU 4 MZIBAMBO WACHIKONDI 2 MZIBAMBO WAMAKHALIDWE A BWINO 1 MZIBAMBO WAMAYANKHULIDWE ABWINO 1 MZIBAMBO WODEKHA MTIMA 1 MZIBAMBO WODZILIMBIKIRA 1 MZIBAMBO WODZISAMALA 1 MZIBAMBO WODZISAMALIRA 1 MZIBAMBO WODZIWA KUGWIRITSA NTCHITO BWINO NDALAMA 1 MZIBAMBO WODZIWA KULANDIRA MAKASITOMALA 1 MZIBAMBO WODZIWA NTCHITO YAKE 1 MZIBAMBO WOGANIZA BWINO 1 MZIBAMBO WOKHULUPILIKA 2 MZIBAMBO WOKHULUPILIKA KU BANJA 1 MZIBAMBO WOKONDA BANJA LAKE 1 MZIBAMBO WOKONDA KUPEMPHERA 2 MZIBAMBO WOKONDA NTCHTO YAKE 1 MZIBAMBO WOLEMEKEZA ANTHU 2 MZIBAMBO WOLIMBIKIRA 4 MZIBAMBO WOLIMBIKIRA BUSINESS 1 MZIBAMBO WOLIMBIKIRA NTCHITO 1 MZIBAMBO WOLIMBIKIRA PA ZOCHITIKA ZAKE 1 MZIBAMBO WOLIMBIKITSA MKAZI WAKE 1 MZIBAMBO WOMASUKA 1 MZIBAMBO WOMVETSERA 1 MZIBAMBO WOMVETSETSA 2 MZIBAMBO WOPEMPHERA 1 MZIBAMBO WOPEREKA 2 MZIBAMBO WOPILIRA PA ZINTHU 1 1 MZIBAMBO WOSAMALA BANJA 1 MZIBAMBO WOSAMALA BANJA LAKE 1 MZIBAMBO WOSAMALA BWINO NDALAMA 1 MZIBAMBO WOSAMALIRA CHUMA 1 MZIBAMBO WOTAKATAKA 1 MZIBAMBO WOTHANDIZA 1 MZIBAMBO WOYANKHULA BWINO 1 MZIBAMBO WOZICHEPETSA 1 MZIBAMBO WOZILEMEKEZA MMAVALIDWE 1 MZIBAMBO WOZISAMALIRA 1 NO STINGY 1 NON ALCOHOLIC 1 NON SMOKING 1 NOT A CHEATER 1 NOT A DRANKARD 1 NOT A DRUNKARD 1 NOT A GAMBLER 1 NOT A THIEF 2 NOT BE A DRUNKAD 1 NOT BE A WOMANISER 1 NOT DRUNKARD 4 NOT FAVOURING SIDES 1 NOT GREEDY 1 NOT HAVING MULTIPLE SEX PARTNERS 1 NOT JELOUSY 1 NOT MOBILE 4 NOT SELFISH 1 NOT SMOKING 1 NOT STINGY 2 NOT TALKATIVE 3 NOT VIOLENT 1 NOT WOMANISER 1 NOT WOMANISOR 5 OBEDIENT 1 OBIDIENT 5 OCHEZEKA 1 OCHEZEKA NDI ANTHU 1 ODEKHA 4 ODZICHEPETSA 1 ODZIWA KUKHULULUKA 1 ODZIWA KUSAMALA BANJA 1 ODZIWA KUSUNGA NDALAMA 1 1 OGWIRA NTCHITO 17 OGWIRE NTCHITO 2 OKHALA NDI NDALAMA 1 OKHULIPILIKA 1 OKHULULUKA MZANGA 1 OKHULUPILIKA 5 OKHULUPIRIKA 1 OKONDA ANA 1 OKONDA ANZAKE 1 OKONDA BALE AKE 1 OKONDA BANJA 1 OKONDA BANJA LAKE 2 OKONDA KUGWIRA NTCHITO 1 OKONDA KUPEMPHERA 1 OKONDA MKAZI WAKE 2 OKONDA MULUNGU 1 OKUMVA ZOVUTA ZAPAKHOMO 1 OLEMEKEZA BANJA KALE 1 OLIMBIKA KUGWIRA NTCHITO 2 OLIMBIKIRA 1 OLIMBIKIRA KUGWIRA NTCHITO 3 OLIMBIKIRA NTCHITO 2 OMASUKA NDI MKAZI WAKE PA NKHANI ZA NDALAMA 1 OMASUKILA ALENDO PAKHOMO 1 OMVA MADANDAULO A ANTHU 1 OMVERA 2 OMVETSA ZINTHU 1 OMVETSETSA 2 OOPA MULUNGU 1 OPANDA CHIMASOMASO 1 OPANDA KHANZA 1 OPANDA MA BODZA 1 OPANDA MABODZA 1 OPANDA NKHANZA 2 OPANDA NKHANZI 1 OPANGA BUSINESS 1 OPATSA MKAZI MWAYI PA ZOCHITIKA (GENDER PARTICIPATION) 1 OPEMPHERA 9 OPEMPHERA KWAMBIRI 1 OPENNESS 1 OPEWA 1 OSABA 2 OSAKHALA CHIDAKWA 1 OSAKHALA OKONDA AZIMAI 1 OSAKONDA AKAZI 2 OSAKONDA AZIMAYI 1 OSAKONDA MOWA 1 OSAKONDELA 1 OSAKONDERA AKUCHIMUNA 1 OSAMALA BANJA 9 OSAMALA BANJA LAKE 6 OSAMALA KHOMO 1 OSAMALA PAKHOMO 1 OSAMALIRA PAKHOMO 1 OSAMALIRA PANYUMBA 1 OSAMAMWA MOWA 1 OSAMENYA MKAZI 2 OSAMENYA MKAZI WAKE 2 OSAMWA MOWA 5 OSANYOZA ANZAKE 1 OSATANGANIDWA NDI KUMWA MOWA 1 OSATI WANKHANZA 1 OSAUMIRA 1 OSAWUMILA NDALAMA 1 OTAKATA PA BUSINESS 1 OTENGA NAWO MBALI PA CHITUKUKO 1 OTHANDIZA 1 OTHANDIZA ANTHU 1 OTHANDIZA BANJA LAKE 1 OTHANDIZA MAKOLO 1 OTHANDIZA PAKHOMO 1 OTHANDIZANA PA ULIMU 1 OVALA MOZILEMEKEZA 1 OWOPA MULUNGU 7 OZICHEPETSA 1 OZINDIKIRA PA ZOMWE AKUCHITA 1 PANCTUALITY 1 PATIENCE 8 PEACE MAKER 1 PERSEVERE 1 POLITE 1 POWERFUL 1 PRAYER FUL 1 PRAYERFUL 11 PRAYING 4 PROBLEM SOLVER 1 PROTECT THE FAMILY 1 PROVIDE AND CARE OF THE FAMILY 1 PROVIDE AND SUPPORT THE FAMILY 1 PROVIDE BASIC NEED 3 PROVIDE BASIC NEEDS 12 PROVIDE FOF THE FAMILY 1 PROVIDE FOR FAMILY 1 PROVIDE FOR HIS FAMILY 3 PROVIDE FOR THE FAMILY 16 PROVIDE KNOWLEDGE TO EITHER BUSINESS OR WORK 1 PROVIDE SECURITY FOR THE FAMILY 1 PROVIDE THINGS TO HIS FAMILY 1 PROVIDING 5 PROVIDING BASIC NEEDS 2 PROVIDING FAMILY NEEDS 4 PROVIDING FOOD 5 PROVIDING FOOD FOR THE FAMILY 1 PROVIDING FOR THE FAMILY 3 PROVIDING SHELTER AT HOME 1 RELIABLE 1 RELIGIOUS 1 RESIPONSIBLE MAN 1 RESOURCEFUL 1 RESPECT 17 RESPECT EACH OTHER 12 RESPECT HER WIFE 1 RESPECT HIS WIFE 4 RESPECT OTHER 1 RESPECT THE FAMILY 1 RESPECT THE WIFE 1 RESPECT TO PEOPLE 1 RESPECTED. 1 RESPECTFUL 9 RESPECTFUL TO PEOPLE 1 RESPECTIFUL 4 RESPECTIFUL TO HIS WIFE 1 RESPECTIFULL 1 RESPECTING THIS WIFE 1 RESPECTING YOUR WIFE 1 RESPONSIBILITY 1 RESPONSIBLE 7 RUN BUSINESS 1 RUN SMALL BUSINESS 3 SELF CONTROL 2 SELF DEPENDANCE 1 SELF MOTIVATED 1 SHOULD AVOID CONFLICTS 1 SHOULD BANK HIS EARNINGS 1 SHOULD BE CLEAN AND SMART 1 SHOULD BE FAITHFUL TO HIS WIFE 1 SHOULD BE FAITHFULL 1 SHOULD BE FRIENDLY 1 SHOULD BE GOD FEARING 3 SHOULD BE GOOD LOOKING (SMART) 1 SHOULD BE HUMBLE 1 SHOULD BE LITERATE 1 SHOULD BE OF GOOD BEHAVIOUR 1 SHOULD BE OPEN 1 SHOULD BE SELF CONTROL 1 SHOULD BE SOBER MINDED 1 SHOULD BE TIME CAUTIONS 1 SHOULD BE TORERANCE 1 SHOULD BE TRUST WORTHY 1 SHOULD BE WELL BEHAVED 1 SHOULD BE WELL EDUCATED AND WORKING 1 SHOULD BE WISE 1 SHOULD BE WORKING 6 SHOULD BE WORKING HARD FOR THE FAMILY 1 SHOULD BE WORKING TO FEED HIS FAMILY 1 SHOULD BE WORKING TO PROVIDE FOR HIS FAMILY 1 SHOULD BE WORKING TO PROVIDE FOR THE FAMILY 1 SHOULD BE WORKING/ BUSINESS 1 SHOULD ENCOURAGE HIS KIDS TO GO TO SCHOOL 2 SHOULD ENCOURAGE KIDS TO GO TO SCHOOL 1 SHOULD HAVE AN INCOME EARNING ACTIVITY 1 SHOULD HAVE MONEY 1 SHOULD HUMBLE 1 SHOULD KNOW GOD/ PRAYERFUL 1 SHOULD LOVE HIS FAMILY 3 SHOULD LOVE HIS KIDS 1 SHOULD LOVE HIS WIFE 3 SHOULD NOT BE A DRUNKARD 4 SHOULD NOT BE A FORNICATER 1 SHOULD NOT BE A THIEF 1 SHOULD NOT BE A WOMANISER 3 SHOULD NOT BE A WOMANIZER 1 SHOULD NOT BE AN ALCOHOLIC 1 SHOULD NOT BE TOO ECONOMICAL 1 SHOULD NOT BE TOO TEMPERED 1 SHOULD NOT BEAT HIS WIFE 1 SHOULD NOT DRINK BEER 1 SHOULD NOT SMOKE 1 SHOULD PROVIDE FOR HIS FAMILY 1 SHOULD RESPECT HIS WIFE AS WELL 1 SHOULD RESPECT OTHERS 1 SHOULD SPEAK RESPECTIFULLY TO HIS WIFE 1 SHOULD TAKE ADVICE 1 SHOULD TAKE CARE OF HIS FAMILY 1 SMART 5 SMART AND CLEAN 1 SOBBER HABBITS 1 SOBBER HABITS 1 SOBER 12 SOBER HABITS 13 SOBER MAN 1 SOLVE PROBLEMS PATIENTLY 1 STRONG 2 STRONG AND HARDWORKER 1 SUPPORTIVE 1 SURPORT THE WIFE 1 SURPORTIVE 1 1 TAKE CARE OF HIS FAMILY 6 TAKE CARE OF HIS KIDS 1 TAKE CARE OF HIS WIFE 2 TAKE CARE OF THE FAMILY 19 TAKE CARE OF THE HOUSEHOLD 1 TAKE GOOD CARE OF HIS FAMILY 1 TAKE PART IN BUSINESS 1 TAKE RESPONSIBILITIES 9 TAKE RESPONSIBILITY 2 TAKING ADVICE 3 TAKING CARE OF A FAMILY 2 TAKING CARE OF FAMILY 5 TAKING CARE OF HIS 1 TAKING CARE OF HIS FAMILY 20 TAKING CARE OF HIS HOME 4 TAKING CARE OF HIS KIDS 1 TAKING CARE OF HIS WIFE'S RELATIVES 1 TAKING CARE OF THE FAMILY 15 TAKING OF THE FAMILY 1 TEACHING HIS CHILDREN GOOD BEHAVIOUR 1 THE ONE WHO TAKE GOOD CARE OF HIS FAMILY 1 1 TO HELP OTHERS IN TIME OF NEEDS 1 TOLERANCE 1 TORALATES TO OTHERS. 1 TORRERANCE TO OTHERS 1 TRANSPARENCY 1 TRANSPARENCY AND ACCOUNTABILITY 1 TRANSPARENT 1 TRIBE 1 TRUST WORHTY 1 TRUST WORTH 3 TRUST WORTHY 33 TRUSTWORTH 2 TRUSTWORTHY 26 UMODZI 1 1 UNDERSTAND EACH OTHER 2 UNDERSTAND EACH OTHER INTERMS OF PROBLEMS 1 UNDERSTAND WHEN THINGS GOES NASTY 1 UNDERSTANDING 23 UNDERSTANDING EACH OTHER 1 UNSELFISH 1 WA CHIKONDI 1 WA MAKHALIDWE 1 WA PANTCHITO 1 WA ULEMU 4 WACHANGU POGWIRA NTCHITO 1 WACHIKHALIDWE CHABWINO 1 WACHIKONDI 15 WACHITUKUTO 1 WACHULUNGAMO 1 WAKHALIDWE 2 WAKHALIDWE (GOOD BEHAVIOUR) 1 WAKHALIDWE LABWINO 9 WALUSO 1 WAMAKHALIDWE A BWINO 1 WAMAKHALIDWE ABWINO 3 WAMASOMPHENYA 1 WAMPHAMVU 1 WANSANGALA 5 WANSANGALA NDI ACHIBALE 1 WANZELU 1 WANZERU 1 WAPANTCHITO 2 WAULEMU 5 WELFARE OF CHILDREN 1 WELL EDUCATED 1 WHO CARES HIS FAMILY 1 WHO CHOOSE GOOD FRIENDS. 1 WHO ENCOURAGES HIS CHILDREN TO GO TO SCHOOL 1 WHO FEARS GOD 1 WHO LOVES HIS FAMILY 1 WHO TAKE ADVICE 2 WHO TAKES ADVICE 2 WHO TAKES CARE OF HIS FAMILY 2 WHO TORELATES TO OTHERS 1 WHO UNDERSTANDS DIFFICULT SITUATIONS 1 WITH GOOD BACKGROUND 1 WODZICHEPETSA 1 WODZILETSA ASAKHALE WA CHIMASO MASO 1 WODZIPEREKA 1 WODZISAMALIRA 1 WODZIWA KUCHEZA NDI ANTHU 1 WODZIWA KUSAMA BANJA 1 WODZIWA KUSAMALA BANJA LAKE 1 WODZIWA KUSAMALA PAKHOMO 1 WODZIWA MULUNGU 1 WOFATSA 3 WOFIKA NTHAWI YABWINO PAKHOMO 1 WOKHOLUPILIKA PA BANJA 1 WOKHULULUKA 1 WOKHULUPHIRIKA 1 WOKHULUPILIKA 3 WOKHULUPIRIKA 3 WOKONDA BANJA LAKE 4 WOKONDA BUSINESS 1 WOKONDA KUPEMPHERA 2 WOKONDA MAPHUNZIRO 1 WOLEMEKEZA ANTHU ENA 1 WOLIMBA MTIMA POFUNA KUPANGA CHINTHU 1 WOLIMBIKA KUGWILA NTCHITO 1 WOLIMBIKA KUGWIRA NTCHITO 3 WOLIMBIKA NTCHITO YAKE 1 WOLIMBIKA PA NTCHITO 2 WOLIMBIKA POGWIRA NTCHITO 1 WOLIMBIKIKA POGWIRA NTCHITO 1 WOLIMBIKIRA 2 WOLIMBIKIRA KUGWIRA NTCHITO 2 WOLIMBIKIRA NTCHITO 5 WOLIMBIKIRA NTCHITO YAKE 3 WOLIMBIKIRA PA NTCHITO 1 WOLIMBIKISA ANA KUPITA KU SUKULU 1 WOLONGOSOLA ZINTHU PAKHOMO 1 WOMASUKA NDI ANTHU 1 WOMVA ZA ANZAKE 1 WOMVERA 2 WOMVETSA 1 WOMVETSA ZINTHU ZIKAVUTA PAKHOMO 1 WOMVETSETSA 1 WOOPA MULUNGU 1 WOPANDA NKHANZA 1 WOPANDA NKHAWA 1 WOPEMPHERA 5 WOPEREKA ULEMU PA BANJA LAKE 1 WOPHUNZIRA 2 WORK HARD 3 WORK TO CARE THE FAMILY 1 WORK TO EARN MONEY. 1 WORKING 4 WORKING AND GOD FEARING 1 WORKING CLASS 1 WORKING ENOUGH TO EARN MONEY 1 WORKING ENOUGH TO GET MONEY 1 WORKING HARD 1 WORKING OR DOING BUSINESS 1 WORKING TO GET MONEY 1 WORKING/ BUSINESS 1 WORKING/BUSINESS 1 WOSADZIKONDA 1 WOSAKONDA NDEU. 1 WOSAMALA BANJA 4 WOSAMALA BANJA LAKE 3 WOSAMALA BANJA LAKE PA ZOVUTA ZILI ZONSE 1 WOSAMALIRA BANJA LAKE 1 WOSAMALIRA PA BANJA LAKE 1 WOSAMWA 1 WOSAMWA MOWA 3 WOSASUNGA MANGAWA 1 WOSAUMIRA 1 WOSEKASEKA PA BUSINESS 1 WOTAKATAKA KUGWIRA NTCHITO KAPENA KUPANGA BUSINESS 1 WOTHANDIZA 1 WOTHANDIZA BANJA LAKE 4 WOTHANDIZA MKAZI WAKE PA ZOFOOKA ZAKE 1 WOTHANDIZA PAKHOMO 1 WOWONA MTIMA 1 WOWOPA MULUNGU 1 WOZICHEPESA 1 ZINTCHITO ZABWINO 1 ZOCHITIKA ZAKE ZA ULEMU 1 4. All things considered how satisfied are you with your current work? 2664 0 -99 Refused 0 -6 Missing 0 1 Very dissatisfied 348 2 Dissatisfied 310 3 Neither dissatisfied nor satisfied 396 4 Satisfied 896 5 Very satisfied 714 5. Please indicate where you see yourself in the scale: Family----------Work 2664 0 A 479 B 64 C 1503 D 88 E 530 5. Please indicate where you see yourself in the scale: Work----------Leisure 2664 0 A 2307 B 146 C 161 D 14 E 36 5. Please indicate where you see yourself in the scale: Family----------Religion 2664 0 A 190 B 52 C 1742 D 80 E 600 5. Please indicate where you see yourself in the scale: Religion----------Work 2664 0 A 470 B 58 C 1764 D 89 E 283 5. Please indicate where you see yourself in the scale: Work----------Education 2664 0 A 333 B 54 C 1582 D 86 E 609 5. Please indicate where you see yourself in the scale: Education----------Train 2664 0 A 955 B 113 C 1155 D 77 E 364 5. Please indicate where you see yourself in the scale: Training----------Work 2664 0 A 355 B 54 C 1289 D 131 E 834 F 1 6. For each one could you tell me how much confidence you have in them?Church/Mo 2664 0 -99 Refused 0 -6 Missing 0 1 None at all 158 2 Not very much confidence 280 3 Quite a lot of confidence 444 4 A great deal of confidence 1782 6. For each one could you tell me how much confidence you have in them?Courts 2664 0 -99 Refused 0 -6 Missing 0 1 None at all 515 2 Not very much confidence 639 3 Quite a lot of confidence 598 4 A great deal of confidence 912 6. For each one could you tell me how much confidence you have in them?Police 2664 0 -99 Refused 0 -6 Missing 0 1 None at all 776 2 Not very much confidence 797 3 Quite a lot of confidence 441 4 A great deal of confidence 650 6. For each one could you tell me how much confidence you have in them?National 2664 0 -99 Refused 0 -6 Missing 0 1 None at all 550 2 Not very much confidence 697 3 Quite a lot of confidence 577 4 A great deal of confidence 840 6. For each one could you tell me how much confidence you have in them?City coun 2664 0 -99 Refused 0 -6 Missing 0 1 None at all 558 2 Not very much confidence 720 3 Quite a lot of confidence 594 4 A great deal of confidence 792 6. For each one could you tell me how much confidence you have in them?Tax autho 2664 0 -99 Refused 0 -6 Missing 0 1 None at all 586 2 Not very much confidence 692 3 Quite a lot of confidence 536 4 A great deal of confidence 850 6. For each one could you tell me how much confidence you have in them?Family 2664 0 -99 Refused 0 -6 Missing 0 1 None at all 106 2 Not very much confidence 331 3 Quite a lot of confidence 604 4 A great deal of confidence 1623 6. For each one could you tell me how much confidence you have in them?(Ask ques 2664 0 -99 Refused 0 -98 Not Applicable 446 -6 Missing 0 1 None at all 68 2 Not very much confidence 177 3 Quite a lot of confidence 300 4 A great deal of confidence 1673 6. For each one could you tell me how much confidence you have in them?Workers 2664 0 -99 Refused 0 -98 6 -6 Missing 0 1 None at all 805 2 Not very much confidence 754 3 Quite a lot of confidence 448 4 A great deal of confidence 651 7.How many businesses do you currently have? 2664 0 -99 Refused -6 Missing 8. When you are not operating this business, what is your primary income-earning 2664 0 -99 Refused 0 -6 Missing 0 1 None 1606 2 Another enterprise 483 3 Farm/Plot 275 4 Wage employment 161 5 Casual labor 132 96 Other 7 8. When you are not operating this business, what is your primary income-earning 79 0 . 69 1 1 4 1 ALLOWANCE 1 BOXING GAMES (FIGHTING FOR CASH) 1 ELECTRICIAN 1 FOOT BALL PLAYER 1 GETTING MONEY FROM PARENTS 1 HUSBAND PENSION 1 IAM A MASTER OF CEREMONY IN WEDDINGS 1 OPERATING A NURSERY SCHOOL 1 9. Approximately how many hours do you devote to this other activity in a typica 1058 1606 -99 Refused -6 Missing 10. How much did you earn from this other activity in the past month? 2664 0 -99 Refused -6 Missing 11. Who in your household decides how the finances should be spent? 2664 0 -99 Refused 0 -6 Missing 0 1 Self 2363 2 Spouse 254 3 My father 18 4 My mother 12 5 My spouse's father 1 6 My spouse's mother 2 7 My son 0 8 My daughter 3 9 My sister 4 10 My brother 4 96 Other 3 11. Who in your household decides how the finances should be spent? 2664 0 -99 Refused 0 -6 Missing 0 1 Self 135 2 Spouse 1226 3 My father 4 4 My mother 24 5 My spouse's father 0 6 My spouse's mother 1 7 My son 3 8 My daughter 13 9 My sister 4 10 My brother 11 77 Skip 1243 96 Other 0 11. Who in your household decides how the finances should be spent? 14 0 . 10 9 1 RELATIVE 1 UNCLE 2 12. Who decides on household expenditures purchased on a daily basis? 2664 0 -99 Refused 0 -6 Missing 0 1 Self 1949 2 Spouse 663 3 My father 12 4 My mother 15 5 My spouse's father 0 6 My spouse's mother 2 7 My son 0 8 My daughter 3 9 My sister 10 10 My brother 5 96 Other 5 12 Who decides on household expenditures purchased on a daily basis? 2664 0 -99 Refused 0 -6 Missing 0 1 Self 128 2 Spouse 1043 3 My father 6 4 My mother 23 5 My spouse's father 0 6 My spouse's mother 0 7 My son 4 8 My daughter 15 9 My sister 2 10 My brother 7 77 Skip 1436 96 Other 0 12. Who decides on household expenditures purchased on a daily basis? 43 0 . 35 1 3 AUNT 1 COUSIN 1 HOUSE WORKER 1 RELATIVE 1 WORKER 1 13. Who usually decides how your earnings will be used? 2664 0 -99 Refused 0 -6 Missing 0 1 Self 2583 2 Spouse 73 3 My father 3 4 My mother 1 5 My spouse's father 0 6 My spouse's mother 0 7 My son 0 8 My daughter 0 9 My sister 2 10 My brother 2 96 Other 0 13. Who usually decides how your earnings will be used? 2664 0 -99 Refused 0 -6 Missing 0 1 Self 42 2 Spouse 841 3 My father 0 4 My mother 5 5 My spouse's father 0 6 My spouse's mother 0 7 My son 2 8 My daughter 5 9 My sister 2 10 My brother 4 77 Skip 1763 96 Other 0 13. Who usually decides how your earnings will be used? 4 0 . 4 14. Are you or your business a member of social networking gathering, group, or 2664 0 -99 Refused 0 -6 Missing 0 1 Yes 180 2 No 2484 15. Did belonging to this social networking gathering, group or club ever help y 181 2483 -99 Refused 0 -6 Missing 1 1 Yes 106 2 No 74 Sysmiss 2483 15. Did belonging to this social networking gathering, group or club ever help y 180 2484 -99 Refused 0 -6 Missing 0 1 Yes 10 2 No 170 Sysmiss 2484 15. Did belonging to this social networking gathering, group or club ever help y 180 2484 -99 Refused 0 -6 Missing 0 1 Yes 5 2 No 175 Sysmiss 2484 16. How did belonging to this social networking gathering, group, or club help y 113 2551 -99 Refused 0 -6 Missing 7 1 It helped me receive information about (option) 21 2 It has acted as guarantor to get loan 76 3 It helped me to know a person who helps secure credit lines 5 4 It helped me to know a person who helps secure contracts 1 5 It helped me to meet with clients 2 6 It helped me to meet with suppliers 0 7 It helped me learn about new equipment available 0 96 Other 1 Sysmiss 2551 16. How did belonging to this social networking gathering, group, or club help y 10 2654 -99 Refused 0 -6 Missing 0 1 It helped me receive information about (option) 3 2 It has acted as guarantor to get loan 0 3 It helped me to know a person who helps secure credit lines 0 4 It helped me to know a person who helps secure contracts 2 5 It helped me to meet with clients 2 6 It helped me to meet with suppliers 2 7 It helped me learn about new equipment available 1 96 Other 0 Sysmiss 2654 16. How did belonging to this social networking gathering, group, or club help y 12 2652 -99 Refused 0 -6 Missing 7 1 It helped me receive information about (option) 3 2 It has acted as guarantor to get loan 1 3 It helped me to know a person who helps secure credit lines 1 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 0 6 It helped me to meet with suppliers 0 7 It helped me learn about new equipment available 0 96 Other 0 Sysmiss 2652 16. How did belonging to this social networking gathering, group, or club help y 106 2558 -99 Refused 0 -6 Missing 0 1 It helped me receive information about (option) 1 2 It has acted as guarantor to get loan 12 3 It helped me to know a person who helps secure credit lines 2 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 0 6 It helped me to meet with suppliers 0 7 It helped me learn about new equipment available 0 77 Skip 91 96 Other 0 Sysmiss 2558 16. How did belonging to this social networking gathering, group, or club help y 10 2654 -99 Refused 0 -6 Missing 0 1 It helped me receive information about (option) 0 2 It has acted as guarantor to get loan 0 3 It helped me to know a person who helps secure credit lines 0 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 0 6 It helped me to meet with suppliers 0 7 It helped me learn about new equipment available 0 77 Skip 10 96 Other 0 Sysmiss 2654 16. How did belonging to this social networking gathering, group, or club help y 1 2663 -99 Refused 0 -6 Missing 0 1 It helped me receive information about (option) 1 2 It has acted as guarantor to get loan 0 3 It helped me to know a person who helps secure credit lines 0 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 0 6 It helped me to meet with suppliers 0 7 It helped me learn about new equipment available 0 77 Skip 0 96 Other 0 Sysmiss 2663 16. How did belonging to this social networking gathering, group, or club help y 1 0 GIVEN LOAN TO ME 1 16. How did belonging to this social networking gathering, group, or club help y 0 0 16. How did belonging to this social networking gathering, group, or club help y 0 0 17. Are you involved in any formal or informal activities that enable you to int 2664 0 -99 Refused 0 -6 Missing 0 1 Yes 470 2 No 2194 1. Do you think Women lose respect in your community when their business closes? 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 993 2 No 346 Sysmiss 1325 1. Do you think Men lose respect in your community when their business closes? 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 1032 2 No 307 Sysmiss 1325 2. Can women continue trying to create a new successful business in your communi 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 1038 2 No 301 Sysmiss 1325 2. Can Men continue trying to create a new successful business in your community 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 1095 2 No 244 Sysmiss 1325 3. Are women compelled by their spouse to just stay at home after their business 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 635 2 No 704 Sysmiss 1325 3. Are Men compelled by their spouse to just stay at home after their business c 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 293 2 No 1046 Sysmiss 1325 4. Are women compelled by their spouse to to look for a wage job for a living af 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 686 2 No 653 Sysmiss 1325 4. Are Men compelled by their spouse to to look for a wage job for a living afte 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 915 2 No 424 Sysmiss 1325 5. Is it easier for Women in your community to keep their bussiness networks afr 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 685 2 No 654 Sysmiss 1325 5. Is it easier for Men in your community to keep their bussiness networks afret 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 705 2 No 634 Sysmiss 1325 6. Do Women in your community have access to the same information about business 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 775 2 No 564 Sysmiss 1325 6. Do Men in your community have access to the same information about business o 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 782 2 No 557 Sysmiss 1325 7. Do Women in your community have access to the same rotating savings products 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 640 2 No 699 Sysmiss 1325 7. Do Men in your community have access to the same rotating savings products af 1339 1325 -99 Refused 0 -6 Missing 0 1 Yes 500 2 No 839 Sysmiss 1325 8. Is there any change in the ease of accessing credit of Women after their busi 1339 1325 -99 Refused 0 -9 Don't know 30 -6 Missing 0 1 It is easier to access credit 159 2 It is about the same 246 3 It is more difficult to access credit 904 Sysmiss 1325 8. Is there any change in the ease of accessing credit of Men after their busine 1339 1325 -99 Refused 0 -9 Don't know 31 -6 Missing 0 1 It is easier to access credit 136 2 It is about the same 251 3 It is more difficult to access credit 921 Sysmiss 1325 9. Do Women look more often for credit in informal mechanisms, like money lender 1339 1325 -99 Refused 0 -9 Don't know 64 -6 Missing 0 1 Yes 655 2 No 618 3 2 Sysmiss 1325 9. Do Men look more often for credit in informal mechanisms, like money lenders, 1339 1325 -99 Refused 0 -9 Don't know 63 -6 Missing 0 1 Yes 591 2 No 683 3 2 Sysmiss 1325 10. If Women try to get credit for their new business after their previous busin 1339 1325 -99 Refused 0 -9 Don't know 51 -6 Missing 0 1 Higher 642 2 Same 422 3 Lower 224 Sysmiss 1325 10. If Men try to get credit for their new business after their previous busines 1339 1325 -99 Refused 0 -9 Don't know 50 -6 Missing 0 1 Higher 644 2 Same 421 3 Lower 224 Sysmiss 1325 11. Is it easier or more difficult to identify good business partners for Women' 1339 1325 -99 Refused 0 -9 Don't know 23 -6 Missing 0 1 Easier 276 2 Same 245 3 More difficult 795 Sysmiss 1325 11. Is it easier or more difficult to identify good business partners for Men's 1339 1325 -99 Refused 0 -9 Don't know 24 -6 Missing 0 1 Easier 266 2 Same 254 3 More difficult 795 Sysmiss 1325 12. Is it easier or more difficult to identify good workers for Women's firms on 1339 1325 -99 Refused 0 -9 Don't know 26 -6 Missing 0 1 Easier 234 2 Same 161 3 More difficult 918 Sysmiss 1325 12. Is it easier or more difficult to identify good workers for Men's firms once 1339 1325 -99 Refused 0 -9 Don't know 26 -6 Missing 0 1 Easier 236 2 Same 162 3 More difficult 915 Sysmiss 1325 1. Do you think Women lose respect in your community when their business closes? 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 1058 2 No 267 Sysmiss 1339 1. Do you think Men lose respect in your community when their business closes? 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 993 2 No 332 Sysmiss 1339 2. Can women continue trying to create a new successful business in your communi 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 1093 2 No 232 Sysmiss 1339 2. Can Men continue trying to create a new successful business in your community 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 1061 2 No 264 Sysmiss 1339 3. Are women compelled by their spouse to just stay at home after their business 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 282 2 No 1043 Sysmiss 1339 3. Are Men compelled by their spouse to just stay at home after their business c 1325 1339 -99 Refused 0 -9 1 -6 Missing 0 1 Yes 658 2 No 666 Sysmiss 1339 4. Are women compelled by their spouse to to look for a wage job for a living af 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 917 2 No 408 Sysmiss 1339 4. Are Men compelled by their spouse to to look for a wage job for a living afte 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 695 2 No 630 Sysmiss 1339 5. Is it easier for Women in your community to keep their bussiness networks afr 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 614 2 No 711 Sysmiss 1339 5. Is it easier for Men in your community to keep their bussiness networks afret 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 618 2 No 707 Sysmiss 1339 6. Do Women in your community have access to the same information about business 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 719 2 No 606 Sysmiss 1339 6. Do Men in your community have access to the same information about business o 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 709 2 No 616 Sysmiss 1339 7. Do Women in your community have access to the same rotating savings products 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 415 2 No 910 Sysmiss 1339 7. Do Men in your community have access to the same rotating savings products af 1325 1339 -99 Refused 0 -6 Missing 0 1 Yes 522 2 No 803 Sysmiss 1339 8. Is there any change in the ease of accessing credit of Women after their busi 1325 1339 -99 Refused 0 -9 Don't know 24 -6 Missing 0 1 It is easier to access credit 102 2 It is about the same 238 3 It is more difficult to access credit 961 Sysmiss 1339 8. Is there any change in the ease of accessing credit of Men after their busine 1325 1339 -99 Refused 0 -9 Don't know 24 -6 Missing 0 1 It is easier to access credit 128 2 It is about the same 239 3 It is more difficult to access credit 934 Sysmiss 1339 9. Do Women look more often for credit in informal mechanisms, like money lender 1327 1337 -99 Refused 0 -9 Don't know 49 -6 Missing 0 1 Yes 669 2 No 608 3 1 Sysmiss 1337 9. Do Men look more often for credit in informal mechanisms, like money lenders, 1327 1337 -99 Refused 0 -9 Don't know 52 -6 Missing 0 1 Yes 650 2 No 625 Sysmiss 1337 10. If Women try to get credit for their new business after their previous busin 1325 1339 -99 Refused 0 -9 Don't know 49 -6 Missing 0 1 Higher 637 2 Same 458 3 Lower 181 Sysmiss 1339 10. If Men try to get credit for their new business after their previous busines 1325 1339 -99 Refused 0 -9 Don't know 49 -6 Missing 0 1 Higher 637 2 Same 458 3 Lower 181 Sysmiss 1339 11. Is it easier or more difficult to identify good business partners for Women' 1325 1339 -99 Refused 0 -9 Don't know 36 -6 Missing 0 1 Easier 173 2 Same 282 3 More difficult 834 Sysmiss 1339 11. Is it easier or more difficult to identify good business partners for Men's 1325 1339 -99 Refused 0 -9 Don't know 34 -6 Missing 0 1 Easier 188 2 Same 276 3 More difficult 827 Sysmiss 1339 12. Is it easier or more difficult to identify good workers for Women's firms on 1325 1339 -99 Refused 0 -9 Don't know 39 -6 Missing 0 1 Easier 163 2 Same 194 3 More difficult 929 Sysmiss 1339 12. Is it easier or more difficult to identify good workers for Men's firms once 1325 1339 -99 Refused 0 -9 Don't know 39 -6 Missing 0 1 Easier 170 2 Same 192 3 More difficult 924 Sysmiss 1339 13. Iam going to read some statements to you. Please tell me if you agree or dis 2664 0 -99 Refused 0 -9 Don't know 2 -6 Missing 0 1 Agree 1313 2 Disagree 1349 13. Women in your community often blame themselves unneccessary for lack of busi 2664 0 -99 Refused 0 -9 Don't know 2 -6 Missing 0 1 Agree 1341 2 Disagree 1321 13. Men in my community often feel they have lost respect of spouse after their 2664 0 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Agree 1847 2 Disagree 817 13. Women in my community often feel they have lost respect of spouse after thei 2664 0 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Agree 1652 2 Disagree 1012 13. Men in my community often feel they have lost face among friends and neighbo 2664 0 -99 Refused 0 -9 Don't know 1 -6 Missing 0 1 Agree 1790 2 Disagree 873 13. Women in my community often feel they have lost face among friends and neigh 2664 0 -99 Refused 0 -9 Don't know 2 -6 Missing 0 1 Agree 1690 2 Disagree 972 13. Men in my communtiy often feel like not feeling the house or meeting other p 2664 0 -99 Refused 0 -9 Don't know 1 -6 Missing 0 1 Agree 865 2 Disagree 1798 13. Women in my communtiy often feel like not feeling the house or meeting other 2664 0 -99 Refused 0 -9 Don't know 1 -6 Missing 0 1 Agree 780 2 Disagree 1883 13. Men in my community often feel stressed after their business closed? 2664 0 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Agree 2100 2 Disagree 564 13. Women in my community often feel stressed after their business closed? 2664 0 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Agree 2013 2 Disagree 651 13. Men in my community often lose the motivation to start a new business after 2664 0 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Agree 575 2 Disagree 2089 13. Women in my community often lose the motivation to start a new business afte 2664 0 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Agree 610 2 Disagree 2054 14. Have you had at least one business before that closed? 2664 0 -99 Refused 0 -6 Missing 0 1 Yes 1077 2 No 1587 15. Do you think you lost respect in your community when your business closed? 1074 1590 -99 Refused 0 -6 Missing 0 1 Yes 512 2 No 562 Sysmiss 1590 16. Could you continue trying to create a new successful business in your commun 1074 1590 -99 Refused 0 -6 Missing 0 1 Yes 943 2 No 131 Sysmiss 1590 17. (Ask if married/living with domestic partner), Were you compelled by your sp 1073 1591 -99 Refused 0 -98 Not Applicable 195 -6 Missing 0 1 Yes 65 2 No 813 Sysmiss 1591 18. (Ask if married/living with domestic partner), Were you compelled by your sp 1073 1591 -99 Refused 0 -98 Not Applicable 195 -6 Missing 0 1 Yes 150 2 No 727 500000 1 Sysmiss 1591 19. Was it easy for you to keep business network after your business closed? 1074 1590 -99 Refused 0 -6 Missing 0 1 Yes 581 2 No 493 Sysmiss 1590 20. Did you access to the same information about business opportunities after yo 1074 1590 -99 Refused 0 -6 Missing 0 1 Yes 610 2 No 464 Sysmiss 1590 21. Did you have access to the same rotating savings products after your busines 1073 1591 -99 Refused 0 -98 Not Applicable 160 -6 Missing 0 1 Yes 229 2 No 684 Sysmiss 1591 22. Was is it easier or more difficult to access credit after business credit? 1074 1590 -99 Refused 0 -98 Not Applicable 167 -6 Missing 0 1 Easier 261 2 More difficult 646 Sysmiss 1590 23. Did you look more often for credit in informal mechanisms like money lenders 1073 1591 -99 Refused 0 -98 Not Applicable 231 -6 Missing 0 1 Yes 211 2 No 631 Sysmiss 1591 24. When trying to get credit after your business, was the amount of collateral 1074 1590 -99 Refused 0 -98 Not Applicable 533 -6 Missing 1 1 Higher 226 2 Same 238 3 Lower 76 Sysmiss 1590 1075 1589 -99 Refused 0 -98 Not Applicable 227 -6 Missing 1 1 Easier 164 2 Same 169 3 More difficult 514 Sysmiss 1589 26. Was it easier or more difficult to identify good workers for your new busine 1074 1590 -99 Refused 0 -98 Not Applicable 216 -6 Missing 1 1 Easier 125 2 Same 138 3 More difficult 594 Sysmiss 1590 27. I am going to read some statements to you, please tell me if you agree or di 1076 1588 -99 Refused 0 -6 Missing 0 1 Agree 411 2 Disagree 665 Sysmiss 1588 27. (Ask question if has a spouse /living with partner), I often felt i have los 1078 1586 -99 Refused 0 -98 Not Applicable 197 -6 Missing 0 1 Agree 178 2 Disagree 703 Sysmiss 1586 27. I often felt losing face among friends and neighbors after my business close 1076 1588 -99 Refused 0 -6 Missing 0 1 Agree 194 2 Disagree 882 Sysmiss 1588 27. I often felt like not leaving the house or meeting other people after my bus 1076 1588 -99 Refused 0 -6 Missing 0 1 Agree 122 2 Disagree 954 Sysmiss 1588 27. I often felt stressed after my business closed? 1076 1588 -99 Refused 0 -6 Missing 0 1 Agree 569 2 Disagree 507 Sysmiss 1588 27. I lost the motivation to start a new business after my business closed 1076 1588 -99 Refused 0 -6 Missing 0 1 Agree 150 2 Disagree 926 Sysmiss 1588 Business survey end time(first attempt) 2664 0 -6 Missing 0 1 1 2 2 6 1 7 1 8 28 9 297 10 488 11 440 12 389 13 374 14 367 15 193 16 67 17 12 18 4 98 Notappl 0 Business survey end time(first attempt) 2664 0 -6 Missing 0 0 69 1 44 2 43 3 42 4 14 5 59 6 33 7 36 8 30 9 49 10 88 11 26 12 37 13 35 14 33 15 90 16 34 17 31 18 43 19 25 20 94 21 48 22 32 23 27 24 16 25 38 26 27 27 31 28 44 29 38 30 128 31 44 32 48 33 50 34 40 35 70 36 32 37 33 38 53 39 55 40 107 41 51 42 28 43 36 44 21 45 70 46 46 47 26 48 55 49 49 50 54 51 41 52 32 53 24 54 18 55 29 56 42 57 19 58 64 59 43 98 Notappl 0 Business survey end time(second attempt) 7 2657 -6 Missing 0 11 1 12 1 13 1 14 1 15 1 16 2 98 Notappl 0 Sysmiss 2657 Business survey end time(second attempt) 7 2657 -6 Missing 0 16 2 22 1 37 1 40 1 52 1 54 1 98 Notappl 0 Sysmiss 2657 Business survey end time(third attempt) 0 2664 -6 Missing 0 98 Notappl 0 Sysmiss 2664 Business survey end time(third attempt) 0 2664 -6 Missing 0 98 Notappl 0 Sysmiss 2664 IO1. Does the business have a sign up clearly stating the name of the business o 2661 3 -99 Refused 0 -98 Not Applicable 179 -6 Missing 1 1 Yes 808 2 No 1673 Sysmiss 3 IO2. Does the business have a Business Registration Certificate displayed in a p 2661 3 -99 Refused 0 -98 Not Applicable 1261 -6 Missing 1 1 Yes 125 2 No 1274 Sysmiss 3 Enterprise Survey ID 2664 0 10210007 17259017 DE_END 2663 0 1= financial records var is missing in round survey 2664 0 0 2281 1 383 1= Business pay city council market fee 2664 0 0 935 1 1729 1= no attrited 2664 0 1 2664 1= business attrited 2664 0 0 2664 1= Has business 2664 0 0 383 1 2281 1= The business has closed 2664 0 0 2281 1 383 1= Has BRC -follow-up info- 2664 0 0 1284 1 1380 1= Has TPIN -follow-up info- 2664 0 0 2428 1 236 1= Has city council license -follow-up info- 2664 0 0 935 1 1729 1= has BRC var is missing in round survey 2664 0 0 2282 1 382 1= has TPIN var is missing in round survey 2664 0 0 2281 1 383 1= has city council license var is missing in round survey 2664 0 0 2281 1 383 Revenue last month winsorized at 99th percentile (MWK) -follow-up info- 2266 398 0 4466000 Profit last month winsorized at 99th percentile (MWK) -follow-up info- 2266 398 0 650000 Revenue last week winsorized at 99th percentile (MWK) -follow-up info- 2266 398 0 1000000 2266 398 0 200000 1= Revenue last week (MWK) var is missing in round survey 2664 0 0 2266 1 398 1= Revenue last week winsorized (MWK) var is missing in round survey 2664 0 0 2266 1 398 1= Revenue last month (MWK) var is missing in round survey 2664 0 0 2266 1 398 1= Revenue last month winsorized (MWK) var is missing in round survey 2664 0 0 2266 1 398 1= Profit last week (MWK) var is missing in round survey 2664 0 0 2266 1 398 1= Profit last week winsorized (MWK) var is missing in round survey 2664 0 0 2266 1 398 1= profit last month (MWK) var is missing in round survey 2664 0 0 2266 1 398 1= Profit last month winsorized (MWK) var is missing in round survey 2664 0 0 2266 1 398 1= capital var is missing in round survey 2664 0 0 2281 1 383 Capital (MWK): Fixed Assets -follow-up info- 2664 0 0 80070000 1=Borrowed in the past -follow-up info- 2664 0 0 1928 1 736 Amount that business can borrow in 2 weeks (MWK) -follow-up info- 2664 0 0 2000000 1= loan can raise var is missing in round survey 2664 0 0 2281 1 383 Amount of a recent loan (MWK) -follow-up info- 2664 0 0 5000000 1= amount_recentloan var is missing in round survey 2664 0 0 1082 1 1582 1= Has bank account in name of business -follow-up info- 2664 0 0 2182 1 482 1= banksonly_bus_account var is missing in round survey 2664 0 0 2281 1 383 1= Has an account -follow-up info- 2664 0 0 740 1 1924 1= Has a bank account -follow-up info- 2664 0 0 980 1 1684 1= banks_any_account var is missing in round survey 2664 0 0 2281 1 383 1= Saves at bank -follow-up info- 2664 0 0 1024 1 1640 1= banks savings var is missing in round survey 2664 0 0 2281 1 383 2664 0 0 1980 1 684 1= rosca sacco var is missing in round survey 2664 0 0 2281 1 383 1= no rosca sacco var is missing in round survey 2664 0 0 2281 1 383 1= Uses any account just for business purposes -follow-up info- 2664 0 0 2221 1 443 1= account_used_only_bus var is missing in round survey 2664 0 0 1924 1 740 1= saves at home-follow-up info- 2664 0 0 1254 1 1410 1= save home var is missing in round survey 2664 0 0 2281 1 383 1= no save home var is missing in round survey 2664 0 0 2281 1 383 Saved amount (MWK)-follow-up info- 2664 0 0 70000000 1= usd_saved_amount var is missing in round survey 2664 0 0 1898 1 766 Saved amount at bank (MWK) -follow-up info- 2664 0 0 70000000 Saved amount winsorized at 99th percentile (MWK) -follow-up info- 2664 0 0 1600000 1= usd_saved_amount_bank var is missing in round survey 2664 0 0 1653 1 1011 Assets (MWK): Fixed Assets + Inventories + Cash -follow-up info- 2664 0 0 91275000 1= Has insurance for business -follow-up info- 2664 0 0 2546 1 118 1= insurance var is missing in round survey 2664 0 0 2275 1 389 1= mix bus hh var is missing in round survey 2664 0 0 2263 1 401 1= Has received threats to confiscation -follow-up info- 2664 0 0 2596 1 68 1= no_confiscation var is missing in round survey 2664 0 0 2281 1 383 2664 0 0 2581 1 83 2664 0 0 2281 1 383 1= Has received other harassment -follow-up info- 2664 0 0 2439 1 225 1= no_other_harassment var is missing in round survey 2664 0 0 2281 1 383 1= Belongs to Malawian Chamber of Commerce -follow-up info- 2664 0 0 2643 1 21 1= chamber var is missing in round survey 2664 0 0 2277 1 387 1= Has export license -follow-up info- 2664 0 0 2631 1 33 1= export license var is missing in round survey 2664 0 0 2275 1 389 Number of customers-follow-up info- 2280 384 0 10000 2664 0 0 2454 1 210 1= tender var is missing in round survey 2664 0 0 2281 1 383 1= Advertises -follow-up info- 2664 0 0 2586 1 78 Other business activity -follow-up info- 2664 0 0 374 1 2290 1= Location of the business has changed -follow-up info- 2664 0 0 2237 1 427 1= changes location var is missing in round survey 2664 0 0 2281 1 383 Financial literacy knowledge (0-1)-follow-up info- 2664 0 0 1 Taxes costs (MWK)-follow-up info- 2281 383 0 80000 1= taxes costs var is missing in round survey 2664 0 0 2281 1 383 Profit last month inverse hyperbolic sine transformation (MWK)-follow-up info- 2664 0 0 15.756 Revenue last month inverse hyperbolic sine transformation (MWK) -follow-up info- 2266 398 0 17.959 1= Trust in courts -follow-up info- 2664 0 0 1154 1 1510 1= trust in courts var is missing in round survey 2664 0 0 2664 1= Trust in police-follow-up info- 2664 0 0 1573 1 1091 1= trust in police var is missing in round survey 2664 0 0 2664 1= Trust in government-follow-up info- 2664 0 0 1247 1 1417 1= trust in govern var is missing in round survey 2664 0 0 2664 1= Trust in city council -follow-up info- 2664 0 0 1278 1 1386 1= trust in city council var is missing in round survey 2664 0 0 2664 1= Trust in tax authorities -follow-up info- 2664 0 0 1278 1 1386 1= trust in tax authorities var is missing in round survey 2664 0 0 2664 Enterprise Survey ID 2686 0 10210007 17259017 round survey (0= BS, 1= F1, 2=F2, 3=F4, 4=F4) 2686 0 4 2686 3. Gender 2686 0 -99 Refused 0 -6 Missing 3 1 Male 1628 2 Female 1055 1= Owner is female 2686 0 0 Male 1631 1 Female 1055 Owner age 2682 4 4 90 1= Business sector is manufacturing 2686 0 0 2501 1 185 1= Business sector is retail 2686 0 0 1050 1 1636 1= Business sector is services 2686 0 0 2251 1 435 Revenue last month (MWK) 2278 408 0 34000000 Profit last month (MWK) 2686 0 0 2000000 Number of days worked last month -follow-up info- 2686 0 0 28 2686 0 Proportion of male workers -follow-up info- 2686 0 0 1 Bank loan 2686 0 0 2641 1 45 1= Bank contacted business -follow-up info- 2686 0 0 2308 1 378 1= contact bank var is missing in round survey 2686 0 0 1901 1 785 1= Takes business money whenever for HH -follow-up info- 2686 0 0 1295 1 1391 Owner indetifies benefits from registration 2686 0 0 542 1 2144 In the last 6 months, the business has been inspected by municipality (City Asse 2686 0 0 2211 1 475 1= no_inspected_municipalit var is missing in round survey 2686 0 0 2294 1 392 In the last 6 months, the business has been inspected by taxes inspector 2686 0 0 2460 1 226 1= no_inspected_taxes var is missing in round survey 2686 0 0 2294 1 392 In the last 6 months, the business has been inspected by other authorities 2686 0 0 2507 1 179 1= no_inspected_other var is missing in round survey 2686 0 0 2294 1 392 1= Has been asked for bribe -follow-up info- 2686 0 0 2547 1 139 1= asked for bribe var is missing in round survey 2686 0 0 2293 1 393 2686 0 0 955 1 1731 1= feels confident to say no to bribes is missing in round survey 2686 0 0 2293 1 393 1= Has received threats to shutdown -follow-up info- 2686 0 0 2517 1 169 2686 0 0 2294 1 392 1= Firm provides formal receipts -follow-up info- 2686 0 0 2162 1 524 1= receipt var is missing in round survey 2686 0 0 2294 1 392 1= Has a budget -follow-up info- 2686 0 0 2298 1 388 1= Business keeps financial records -follow-up info- 2686 0 0 1417 1 1269 DE_DATE 2686 0 02/09/2015 66 03/08/2015 60 03/09/2015 27 04/01/2016 59 04/08/2015 68 04/09/2015 43 05/01/2016 81 05/08/2015 73 06/08/2015 81 07/08/2015 78 07/09/2015 18 08/09/2015 67 09/09/2015 73 10/08/2015 71 10/09/2015 33 11/08/2015 65 11/09/2015 35 12/08/2015 60 13/08/2015 81 14/08/2015 64 14/09/2015 35 15/09/2015 71 17/08/2015 59 17/09/2015 35 18/08/2015 47 18/09/2015 59 19/08/2015 35 20/08/2015 52 21/01/2016 6 21/08/2015 56 21/09/2015 51 22/01/2016 7 22/09/2015 81 24/08/2015 48 25/01/2016 2 25/08/2015 51 26/08/2015 47 27/07/2015 43 27/08/2015 42 28/07/2015 59 28/08/2015 43 29/07/2015 60 29/12/2015 134 30/07/2015 65 30/12/2015 110 31/07/2015 68 31/08/2015 16 31/12/2015 101 DE_START 2686 0 1. Were you interviewed by myself or a coleague of mine about 9 months ago? 2686 0 -99 Refused 0 -6 Missing 3 1 Yes 2683 2 No 0 2. Was your business partner interviewed by us about 9 months ago? 4 2682 -99 Refused 0 -6 Missing 4 1 Yes 0 2 No 0 Sysmiss 2682 If i have answered all of the your questions, do you agree to participate in thi 2686 0 -6 2 1 Yes 2684 2 No 0 3. Date of first attempt(Day) 2686 0 -6 Missing 0 1 80 2 56 3 70 4 64 5 46 6 51 7 74 8 90 9 118 10 137 11 116 12 52 13 105 14 85 15 111 16 102 17 119 18 94 19 61 20 98 21 77 22 115 23 98 24 117 25 117 26 57 27 91 28 61 29 96 30 89 31 39 3. Date of first attempt(Month) 2686 0 -6 Missing 0 0 1 1 January 1 2 February 0 3 March 1 4 April 0 5 May 2 6 June 842 7 July 912 8 August 456 9 September 232 10 October 149 11 November 87 12 December 2 16 1 3. Date of first attempt(Year) 2686 0 -6 Missing 0 2012 1 2013 1 2014 4 2015 2679 2016 1 4. Survey start time(Hours) 2686 0 -6 Missing 0 6 1 7 16 8 298 9 511 10 530 11 417 12 318 13 299 14 178 15 92 16 22 17 2 20 2 4. Survey start time(Minutes) 2686 0 -6 Missing 0 0 276 1 101 2 89 3 35 4 38 5 61 6 41 7 46 8 35 9 50 10 114 11 30 12 41 13 23 14 23 15 100 16 23 17 16 18 31 19 7 20 127 21 31 22 40 23 15 24 17 25 68 26 11 27 16 28 24 29 16 30 256 31 43 32 39 33 23 34 12 35 53 36 22 37 19 38 25 39 14 40 106 41 27 42 14 43 14 44 17 45 87 46 13 47 21 48 23 49 26 50 95 51 21 52 19 53 12 54 8 55 51 56 26 57 19 58 21 59 15 5. Completed interview 2686 0 -6 Missing 0 1 Completed 2683 2 Partially completed 3 3 Not available, revisit scheduled 0 4 Not available, no revisit scheduled 0 5 Refused to participate 0 6 Deceased/Moved out of Blantyre/Lilongwe 0 9. Date of third attempt(Day) 0 2686 -6 Missing 0 Sysmiss 2686 9. Date of third attempt(Month) 0 2686 -6 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 Sysmiss 2686 9. Date of third attempt(Year) 0 2686 -6 Missing 0 Sysmiss 2686 10. Survey start time(Hours) 0 2686 -6 Missing 0 Sysmiss 2686 10. Survey start time(Minutes) 0 2686 -6 Missing 0 Sysmiss 2686 4. Age(in completed years) 2686 0 -99 Refused 1 -6 Missing 3 5a Marital Status 2685 1 -99 Refused 0 -6 Missing 4 1 Married monogamously/ Living with partner 2228 2 Married polygamously 18 3 Divorced /seperated 167 4 Widow / widower 147 5 Never married / never lived with partner 121 Sysmiss 1 9. Number of bussiness owners 2686 0 -99 Refused 0 -6 Missing 0 1 2462 2 214 3 7 4 1 11 1 12 1 10. Are you the bussiness owner or the manager or both? 2686 0 -99 Refused 0 -6 Missing 1 1 Business owner only 130 2 Manager only 4 3 Both business owner and manager 2551 2686 0 1 2684 2 2 2686 0 -99 Refused 0 -6 Missing 0 1 Yes 2096 2 No 590 2. When did you stop operating the business. Specify month month. This should be 594 2092 -99 Refused 0 -6 Missing 1 1 January 63 2 February 53 3 March 52 4 April 52 5 May 41 6 June 66 7 July 57 8 August 48 9 September 50 10 October 29 11 November 30 12 December 52 Sysmiss 2092 2. When did you stop operating the business. Specify month month. This should be 594 2092 -99 Refused 0 -6 Missing 0 2010 1 2011 8 2012 62 2013 175 2014 208 2015 140 Sysmiss 2092 3. What is the main reason why you stopped operating your bussiness? 594 2092 -99 Refused 0 -6 Missing 1 1 Business was shut due to regulation issues 26 2 Found a job 36 3 Business closed: Inadequate funds for operations/transport/inputs/workers 169 4 Business closed: Not enough customers 62 5 Business closed: Too much competition 29 6 Business closed: Did not have right technical skills 3 7 Business closed: Could not manage finances properly 48 8 Started another business with better prospects 33 9 Sold the business 2 10 Business closed: I had to close the business to stay at home and take care of children/elder 18 11 I went back to my home village 22 12 A family member took over the business from me 8 13 Business closed: owner was ill 41 14 There was a fire (or other disaster destroying premises) 29 16 1 96 Other, specify 66 Sysmiss 2092 3. What is the main reason why you stopped operating your bussiness? 66 0 BECAUSE THE OWNER WAS IMPRISONED. 1 BUSINESS CLOSE DUE TO THEFT 1 BUSINESS CLOSED DUE TO FAMILY DIVORCE 1 CHANGED THE LOCATION 1 CLOSED BUSINESS STARTED SCHOOL 1 DIVORCE (WAS FORCED TO LEAVE BY HUSBAND AND COULD NO LONGER CONTINUE RUNNING THE BUSINESS) 1 FAMILY 1 FAMILY ISSUES 1 FARMING 1 FOLLOWED HUSBAND TO RSA 1 FOLLOWING HUSBAND TO WORK IN LIWONDE 1 GOT SICK 1 HE COULD NOT MANAGE TIME PROPERLY, WAS BUSY WITH PASTORAL WORK. 1 HE WAS ARRESTED 1 HE WAS JUST AMERE EMPLOYEE, HE WAS FIRED. 1 HE WAS SAVING 1 AND HALF YEAR JAIL TERM AT MAULA PRISON 1 HER MOTHER INLAW TOOK HER BUSINESS AWAY FROM HER 1 HER SPOUSE WAS TRANSFERED 1 HIS GOODS WERE STOLEN BY THIEVES 1 HUSBAND TRANSFERED TO CHIKWAWA 1 INVOLVED IN ACCEDENTS 1 IT WAS FARMING SEASON 1 LAND LORD WANTED HIS PLACE FOR HIS OWN USE 1 LANDLORD WANTED HIS/HER SHOP 1 MONEY USED AT FUNEL CEREMONY 1 MONEY WAS USED FOR WEEDING CEREMONY 1 MOVED AWAY FOR PERSONAL ISSUES 1 MOVED TO ANOTHER PLACE 1 OWNER WANTED SHOP BACK 1 PAY SCHOOL FEES FOR RELATIVES 1 PERSONAL REASONS 2 RENTS WERE TOO EXPENSIVE 1 RUN AWAY FROM THIEVES 1 SEASONAL BUSINESS 1 SECURITY REASONS 1 SHE WAS ROBBED 2 SHE WAS SEPALATED FROM HER FAMILY 1 SHE WENT TO MANGOCHI FOLLOWING HER HUSBAND 1 SHOP SOLD 1 SHOP WAS DESTROYED BY THIEVES 1 SHOP WAS ROBBED BY THIEVES 1 STUDYING 1 STUDYING(PASTPRS TRAINING SCHOOL) 1 THE HUSBAND DIED 1 THE OWNER OF THE STOP WANTED HIS SHOP 1 THE OWNER SOLD THE BUILDING 1 THE RESPONDENT WENT BACK TO SCHOOL 1 THEFT 5 THEFT THROUGH CORRUPTION 1 THIEFS BROKE INTO MY SHOP 1 THIEVES STOLE MY GOODS 1 THIEVES STOLE MY PROPERTIES 1 WANT TO BUILD HIS OWN SHOP. 1 WANT TO SCHOOL 1 WANTED TO CHANGE THE BUSINESS 1 WANTED TO PROCEED THE FIRST BUSINESS 1 WAS STUDYING 1 WENT BACK TO SCHOOL 1 WENT TO SCHOOL 2 4. Are you planning to re-start your old bussiness in the next year? 594 2092 -99 Refused 0 -9 Don't know 4 -6 Missing 1 1 Yes 320 2 No 269 Sysmiss 2092 5. What are doing or planning to do to restart this old bussiness? 329 2357 -99 Refused 0 -6 Missing 2 1 Asking for funding from my spouse 50 2 Asking for funding from other people I know 65 3 Asking for funding from moneylender 15 4 Asking for funding from a microfinance institution 15 5 Asking for funding from a bank 7 6 Getting bussiness/finance training 4 7 Getting technical training 3 8 Getting an insurance 0 9 Registering the business 1 10 Hiring workers 2 96 Other, specify 165 Sysmiss 2357 5. What are doing or planning to do to restart this old bussiness? 166 0 . 1 9 1 AM SAVING MONEY 1 ASKING A LOAN FROM HIS WORK 1 ASKING LOAN FROM VILLAGE BANK 1 BUSINESS SAVINGS 7 CASUAL LABOUR 2 CLOSING ANOTHER BUSINESS 1 CURRENT BUSINESS SAVINGS 3 DOING AGRICULTURE TO USE CAPITAL. 1 DOING ANOTHER BUSINESS 19 DOING CASSUAL LABOUR 1 DOING CASUAL LABOUR 2 DOING FARMING TO RAISE CAPITAL 2 DOING GANYU PEACE WORK 1 DOING PIECE WORK 1 EMPLOYED FOR A WAGE 1 EMPLOYED IN DIFFERENT SECTOR 1 FROM ANOTHER BUSINESS 1 FROM CURRENT BUSINESS SAVINGS 1 FROM MY SAVINGS 1 FROM OLD BUSINESS SAVINGS 1 FROM WAGES 2 LOOKING FOR A PLACE TO RENT. 1 MONEY FROM ANOTHER BUSINESS 1 MONEY FROM FARMING 1 MONEY FROM WAGE 1 NOTHING GET DONE 1 NOTHING YET 1 OWNER IS CURRENTLY SICK 1 PERSONAL SAVINGS 3 PIECE WORK 1 PLANNING TO SOURCE FROM BUSINESS TOP UP 1 RAISING FUND FROM EMPLOYMENT 2 RAISING FUNDS FROM ANOTHER BUSINESS 2 RAISING FUNDS FROM CASUAL LABOR 1 RAISING FUNDS FROM EMPLOYEMENT. 1 RAISING FUNDS FROM EMPLOYMENT 2 RAISING FUNDS FROM WAGE EMPLOYMENT 1 RAISING FUNDS FUNDS EMPLOYMENT 1 RAISING FUNDS THROUGH VILLAGE SAVING BANK 1 RAISING MONEY FROM EMPLOYMENT 1 RAISING MONEY FROM WORK (WAGES) 1 RUNNING ANOTHER BUSINESS IN READNESS FOR NEXT SEASON OF PREVIOUS BUSINESS 1 SAVING 1 SAVING FROM ANOTHER BUSINESS 9 SAVING FROM HER BUSINESS 1 SAVING FROM HER WAGES 1 SAVING FROM HIS WAGES 1 SAVING FROM MY JOB 1 SAVING FROM NEW BUSINESS 1 SAVING FROM OLD BUSINESS 1 SAVING FROM PIECE WORKS 1 SAVING FROM SALARY 1 SAVING FROM WAGES 1 SAVING FROM WAGES. 1 SAVING FUNDS WITH A ROSCA GROUP IN PREPAREDNESS TO RESTART PREVIOUS ENTERPRISE. 1 SAVING IN PREPARATION 1 SAVING MONEY 6 SAVING MONEY FROM ANOTHER BUSINESS 1 SAVING MONEY FROM CURRENT BUSINESS 3 SAVING MONEY FROM HER WAGE 1 SAVING MONEY FROM HIS NEW BUSINESS 1 SAVING MONEY FROM HIS WAGE 1 SAVING MONEY FROM WAGE 1 SAVING MONEY IN BANK FROM HER PLOT 1 SAVING PART OF MY WAGES 2 SAVING THROUGH ROSCA AND ASCA 1 SAVING WAGES 1 SAVINGS 4 SAVINGS FROM ANOTHER BUSINESS 4 SAVINGS FROM ASCA 2 SAVINGS FROM CURRENT BUSINESS 3 SAVINGS FROM HER WAGES 1 SAVINGS FROM HIS SALARY. 1 SAVINGS FROM HIS WAGE/JOB 1 SAVINGS FROM MY FARMING 1 SAVINGS FROM MY HARVEST 1 SAVINGS FROM MY JOB 2 SAVINGS FROM THE BUSINESS IAM DOING NOW 1 SAVINGS FROM WAGE 1 SAVINGS FROM WAGE EMPLOYMENT 3 SAVINGS FROM WAGES 1 SAVINGS MONEY FROM HIS WAGE 2 SAVINGS WAGE 1 SAVINGS WAGES 1 SEARCHING BUSINESS LOCATION 1 SEARCHING FOR BUSINESS LOCATION 1 SELLING AGRICULTURE PRODUCE FROM HER FARM 1 STARTED ANOTHER BUSINESS 2 WAGE EMPLOYMENT 2 WAGE EMPLOYMENT SAVINGS 1 WAGE FROM WORK 2 WAITING MONEY FROM VILLAGE BANK(ASCA) 1 WAKITING FOR MONEY FROM MY TENANTS 1 WHEN FEELS BETTER 1 WORKING 2 WORKING AND SAVING MONEY 1 9. (Ask if married/living with domestic partner). Does your spouse know about th 216 2470 -99 Refused 0 -98 Not Applicable 134 -6 Missing 2 1 Yes 43 2 No 37 Sysmiss 2470 10.Did any other household member or friend help you when making this decision? 594 2092 -99 Refused 0 -6 Missing 0 1 Yes 296 2 No 298 Sysmiss 2092 1. What does this business do? 2295 391 -99 Refused 0 -6 Missing 24 1 Growing of tobacco 1 2 Growing of cereals 0 3 Growing of other crops 2 4 Animal production 0 5 Support activites to agriculture and post-harvest crop activities 0 6 Forestry and logging 0 7 Fishing and aquaculture 0 9 Making charcoal 18 10 Milling(incl. Hand miling) 9 11 Food processing 0 12 Canning 0 13 Beer brewing 0 14 Wine-making 0 15 Jewelry making 0 16 Making handicraft 0 17 Carpentry and joinery 60 18 Fitting and Machining 3 19 Foundry, forgery 1 20 Metal fabrication 32 21 Shoe making 0 22 Manufacture of other leather products 0 23 Tailoring,knitting 56 24 Buildings(including Houses) or fences 0 25 Roads and bridges 2 26 Tombstones 1 27 Retail shop-groceries 338 28 Retail shop-hardware 192 29 Timber/wood 24 30 Wine,beer,liquor,soft drinks sale 28 31 Sale of agricultural produce 300 32 Sale of animal produce(meat,fish) 228 33 Sale of clothes/shoes 233 34 Sale of motor vehicle spare parts 5 35 Stationery 11 36 Cosmetics, beuty products 49 37 Electronics and other appliances 40 38 Sale of other products(specify) 169 39 Mini-bus 1 40 Bicycle taxi 1 41 Other transport of passenger 0 42 Transport of products 0 43 Storage and warehouse 0 44 Catering 0 45 Cooked food and snacks 76 46 Restaurant 139 47 Bar/Tavern/Bottlestore 21 48 Hotel 0 49 Guest-house 1 50 Hair salon 109 51 Barber shop 22 52 Cell phone units, SIM card retailer 19 53 Cleaning 0 54 Auto repair 4 55 Panel beating 2 56 Battery charge 4 57 Shoe repair 11 59 Other repar and maintenance services 38 60 Collection of firewood,fetching water 0 61 Laundry or ironing 0 62 Financial institution 0 63 Real estate 0 64 IT services 4 65 Nursery(child care) 0 66 School 1 67 Health clinic 0 68 Pharmacy 0 69 Arts and sports 1 96 Other(specify) 15 Sysmiss 391 1. What does this business do? 2289 0 (RESTAURANT) 2 (SELLING TOMATOS) 1 (TAILORING) 1 ACCESSORIES (BALLS PUMPS) 1 AFRICAN DOCTOR 1 AGRICCULTURE PRODUCE 1 AGRICULTURAL PRODUCE SELLERS 1 AGRICULTURE PRODUCE 11 AGRICULTURE PRODUCE AND COOKING OIL 1 AGRICULTURE PRODUCE AND DRYFISH 1 AGRICULTURE PRODUCED 1 AGRICULTURE PRODUCTS 1 AIRTEL 1 ART AND SIGNS 1 AUTO PARTS 1 AUTO SPARE PARTS 1 BABERSHOP 1 BAEBER SHOP 1 BAKING WEDDING CAKES, BRIDAL HIRE AND DECORATIONS 1 BAR 11 BAR AND BOTTLE STORE 1 BARBER SHOP 11 BARBERSHOP 8 BARBERSHOP AND REPAIRS CELLPHONES. 1 BATTERY AND PHONE CHARGING 1 BATTERY CHARGE 1 BATTERY REPAIRING 1 BICYCLE REPAIR 2 BICYCLE REPAIRING 2 BICYCLE TRANSPORT 1 BOOK SHOP 1 BOTIQUE SHOP 1 BOTTLE STORE 5 BOTTLESTORE 6 BOUTIQUE 1 BOUTIQUE AND COSMETIC SHOP 1 BOUTIQUE AND SALON 1 BUREAU 1 BUTCHERY 29 BUTCHEY 1 CAPENTLY 1 CAPENTRY 2 CAPENTRY AND JOINERY 1 CAR BREAKING 1 CARPENTERY AND JOINERY 1 CARPENTERY SHOP 1 CARPENTLY 5 CARPENTLY SHOP 1 CARPENTRY 20 CARPENTRY AND JOINERY 5 CARPENTRY SHOP 4 CATERING RESTAURANT 1 CELLPHONE REPAIR 1 CHARCOAL 1 CHIPS TAKE AWAY 2 CLOTH WEAVING 1 CLOTH WRAPPERS 1 CLOTHES AND COSMETICS 1 COFFIN WORKSHOP 1 COMPUTER REPAIR 1 COMPUTER REPAIRING 1 COMPUTER REPAIRS 1 COMPUTER SERVICES 1 COOKING OIL 3 COOKING OIL AND AGRICULTURE PRODUCE 1 COSMETIC SHOP 5 COSMETICS 13 COSMETICS SHOP 3 DISC BURNING 2 DRESSING SALOON 1 DRY FISH 4 DSELLING APPLES 1 EGGS AND COOKING OIL 1 ELECTONICS REPAIR 1 ELECTRICAL HARDWARE 1 ELECTRICAL SERVICES 1 ELECTRONICS 2 ELECTRONICS (REPAIRING) 1 ELECTRONICS REPAIR 4 ELECTRONICS REPAIRING 1 EMPTY SACKS 1 FIREWOOD 1 FLITTERS 1 FRESH FISH 1 FRIED MEAT 1 FURNITURE 12 FURNITURE SHOP 1 FURNITURES 1 GLASS GLAZING 1 GROCERIES 22 GROCERIES AND DRINKS 1 GROCERIES SHOP 1 GROCERY 188 GROCERY SHOP 11 GROUNDNUT MILLING 1 GROUNDNUTS FLOUR 1 GROUNDNUTS FLOUR. 1 HAIR CUTTING 1 HAIR DRESSING 1 HAIR DRESSING SALON 6 HAIR DRESSING SALOON 2 HAIR SALON 5 HAIR SALOON 3 HAIR SHAVING 1 HARDWARE 167 HARDWARE (AUT PART) 1 HARDWARE AND SOFTWARE 1 HARDWARE SHOP 14 HARDWARE SHOP. 1 HARDWAREA 1 HAWKER 1 HHARDWARE 1 HIRING MUSIC EQUIPMENT 1 ICT SERVICES 1 KITCHEN UTENSILS 1 KNITTING 5 MACHANIC (CAR BONDING) 1 MAIZE MILL 7 MAIZE MILLING 1 MECHANICAL 1 METAL AND FABRICATION 1 METAL AND FABRICATORS 1 METAL FABRICATIONS 1 METAL SCRAPERS 1 MINBUS 1 MOBILE BANKING AGENT 1 MOTOR VEHICLE MECHANIC 1 MOTOR VEHICLE MECHANICS 1 MUSIC BURNING 1 OUTSIDE THE MARKET MAIZE MILL SECTION OPPOSITE JOHN'S MAIZE MILL ADJACENT TO SPOT PUB 1 PAINTING 1 PANEL BEATING 2 PHONE ACCESSORIES 2 PHONE ELECTRONICS 1 PHONE REPAIR 4 PHONE REPAIRING 5 PLUMBING SERVICES 1 POOL TABLE 3 PORK 1 PRINTING AND PHOTOCOPYING 1 RADIO AND TORCH 1 REFRIGERATION 1 RENTING HALL 1 REPAIRING AND SELLS ELECTRIC APPPLIANCES 1 REPAIRING BICYCLE 1 REPAIRING ELECTRIC APPLIANCES 1 REPAIRING ELECTRICAL APPLIANCES. 1 REPAIRING ELECTRONIC APPLIANCES 2 REPAIRING ELECTRONICS 2 REPAIRING PHONES 1 REPAIRING RADIO 1 REPAIRING SHOES 2 REPAIRING VEHICLES(MECHANICS) 1 REPAIRS ELECTRONIC GADGETS 1 RESTAURANT 123 RESTAURANT SETION 1 RESTAURANT SHOP 1 RESTAURANTS 2 RESTHOUSE 1 RESTRANT 1 RESTRAUNT 5 RESTUARANT 1 SALON 37 SALON AND CLOTHES 1 SALOON 54 SALOON IS CLOSE TO MCSTEEL COMPONY 1 SCHOOL 1 SE,LLING TOMATOE 1 SECOND HAND CLOTHES 1 SELIING SHOES 1 SELING DRY FISH 1 SELING ZITENJE AND SOAP 1 SELL DRY FISH 1 SELLIING BEER 1 1 SELLING AGREICULTURAL PRODUCE 1 SELLING AGRICULTURAL PRODUCE 20 SELLING AGRICULTURAL PRODUCTS 2 SELLING AGRICULTURE CHEMICALS 1 SELLING AGRICULTURE PRODUCE 14 SELLING AGRICULTURE PRODUCT 1 SELLING AIRTEL 2 SELLING AIRTIME 10 SELLING AND FIXING ELECTRONICS 1 SELLING ANIMAL HIDES 1 SELLING ART CRAFTS 1 SELLING ASSORTED ITEMS 1 SELLING AUTO PAINT 1 SELLING BAGS 2 SELLING BAMBOOS 1 SELLING BANANA 2 SELLING BANANAS 3 SELLING BEANS 3 SELLING BED SHEETS 1 SELLING BEDDINGS 3 SELLING BEEF 1 SELLING BEER 8 SELLING BEER AND CIGARATES 1 SELLING BEER'S 1 SELLING BEER(SHABEEN) 1 SELLING BELTS 1 SELLING BOOM SOAP 1 SELLING BOXERS 2 SELLING CABBAGE 2 SELLING CAR MART 1 SELLING CAR SPARE PARTS 3 SELLING CARS 1 SELLING CARTAINS 1 SELLING CARTONS 2 SELLING CARTONS AND SACKS 1 SELLING CASSAVA 1 SELLING CELL PHONE ACCESSORIES 1 SELLING CEMENT 2 SELLING CHARCOAL 13 SELLING CHIBUKU 1 SELLING CHICKEN 7 SELLING CHICKEN PARTS 3 SELLING CHICKENS 12 SELLING CHINA SHOES 1 SELLING CHIPS 39 SELLING CIGARATES 1 SELLING CIGARRATTES AND PLASTIC BAG 1 SELLING CIGGERATTES 1 SELLING CIGGRERATTEE 1 SELLING CLOTH WRAPPER 1 SELLING CLOTH WRAPPERS 2 SELLING CLOTHERS 1 SELLING CLOTHES 40 SELLING CLOTHES AND GROCERIES 1 SELLING CLOTHES AND KITCHEN UTENSILS 1 SELLING CLOTHES AND SHOES 2 SELLING CLOTHES BAGS AND SHOES 1 SELLING COOKING 1 SELLING COOKING OIL 28 SELLING COOKING OIL AND PARAFFIN 1 SELLING COSIMETICS 1 SELLING COSMETIC 1 SELLING COSMETICS 21 SELLING COTTON CLOTH 1 SELLING COTTON WOOL 1 SELLING CURIOS 1 SELLING CURTAINS (NEW ONES) 1 SELLING DOUGHTER 1 SELLING DRIED FISH 3 SELLING DRY FISH 89 SELLING DRYFISH 1 SELLING DVD 1 SELLING DVD'S 5 SELLING DVD'S AND ZITENJE 1 SELLING DVDS 1 SELLING EGGES 1 SELLING EGGS 5 SELLING EGGS AND CHICKEN RESES 1 SELLING EGGS AND COOKING OIL 1 SELLING ELECTONIC EQUIPMENTS 1 SELLING ELECTRICALS 2 SELLING ELECTRONIC ACCESSORIES 1 SELLING ELECTRONIC PRODUCTS 1 SELLING ELECTRONICAL APPLIANCES 1 SELLING ELECTRONICS 3 SELLING EMPTY SACKS 7 SELLING FARM PRODUCE 1 SELLING FIREWOOD 5 SELLING FISH 8 SELLING FLITTERS 3 SELLING FRESH FISH 7 SELLING FRIED CHICKEN 1 SELLING FRIED CHIPS 1 SELLING FRIED FISH 1 SELLING FRIED FRESH FISH 1 SELLING FRIED GROUND NUTS 1 SELLING FRIED MEAT 1 SELLING FRIED PORK 2 SELLING FRITTERS 1 SELLING FRUITS 5 SELLING FURNITURE 1 SELLING GLYCELINE 1 SELLING GOAT MEAT 5 SELLING GRLOCERIES 2 SELLING GROCERIES 97 SELLING GROCERIS 2 SELLING GROCERY 1 SELLING GROUNDNUTS 5 SELLING GROUNDNUTS FLOUR 2 SELLING HAND BAGS 1 SELLING HAND CLOTHES 1 SELLING HERBS 1 SELLING ICE BROCKS 1 SELLING IRISH PATATOES 1 SELLING IRISH POTATOES 4 SELLING IRISH POTATOES AND TOMATO 1 SELLING JUICE 1 SELLING KANYENYA 1 SELLING KAUNJIKA 7 SELLING KITCHEN UTENSILS 1 SELLING KITCHEN WEAR 1 SELLING LIQUOR 1 SELLING LOCAL BEEF 1 SELLING MAIZE 13 SELLING MAIZE FLOUR 8 SELLING MAIZE HUSK 1 SELLING MALAMBE 1 SELLING MAN MADE SHOES SANDLES 1 SELLING MANDASI 2 SELLING MANG'INA AND CHIPS 1 SELLING MANGOES 1 SELLING MATS 1 SELLING MATTRESS 1 SELLING MEAT 4 SELLING MENS TROUSERS 1 SELLING METAL SCRAPS 1 SELLING METALS 2 SELLING MILLET 1 SELLING MINERALS 1 SELLING MOBILE PHONES 2 SELLING NEWS PAPERS 1 SELLING NSINJIRO 1 SELLING ONION 2 SELLING ONIONS 4 SELLING PAINT 1 SELLING PAINTS 3 SELLING PARAFFIN 1 SELLING PEGEON PEAS AND CABBAGE 1 SELLING PEST SIDES 1 SELLING PHONE ACCESORIES 2 SELLING PHONE ACCESSORIES 13 SELLING PHONE AND CLOTHES 1 SELLING PHONES 3 SELLING PHONES AND PHONE ACCESSORIES 1 SELLING PLASTIC BAGS 6 SELLING PLASTIC BAGS AND SALT 1 SELLING PLASTIC BASKETS 1 SELLING PLASTIC BUCKETS AND ZITENJE 1 SELLING PLASTIC JUMBOS 1 SELLING PLASTIC PAPER BAGS 3 SELLING PLASTIC PAPERS 6 SELLING PLASTIC RUCKS 1 SELLING PLASTIC SHOES 5 SELLING PLASTIC SHOES AND TEXTILES 1 SELLING PLASTIC(JUMBOS) 1 SELLING PLASTICS 1 SELLING POLYSTER CLOTH 1 SELLING POPCORN AND ZITUMBUWA 1 SELLING PORK 17 SELLING PORK(BUTCHERY) 1 SELLING POTS 2 SELLING QUARRY 1 SELLING QUARY 1 SELLING RADIOS 1 SELLING REMOTE CONTROLLERS AND CALCULATORS 1 SELLING RICE 5 SELLING RICE AND EGGS 1 SELLING RICE AND GROUND NUTS 1 SELLING RICE BEANS EGGS 1 SELLING ROASTED GROUND NUTS 1 SELLING ROASTED MEAT 1 SELLING SACKS 2 SELLING SALT 1 SELLING SAUSAGES 1 SELLING SECOND HAND 2 SELLING SECOND HAND CARS 1 SELLING SECOND HAND CELL PHONES 1 SELLING SECOND HAND CLOTH 1 SELLING SECOND HAND CLOTHE 1 SELLING SECOND HAND CLOTHES 35 SELLING SECOND HAND CLOTHES AND 1 SELLING SECOND HAND SHOE 1 SELLING SECOND HAND SHOES 6 SELLING SECONDHAND CLOTHES 2 SELLING SECONG HAND CLOTHES 1 SELLING SHELLED MAIZE 1 SELLING SHOES 29 SELLING SHOWELS 1 SELLING SNACK 1 SELLING SOFA SETS 1 SELLING SOFT DRINKS 5 SELLING SPAGHETTI 1 SELLING SPICES 3 SELLING STATIONERY 2 SELLING TAMATO 1 SELLING TEA 1 SELLING TEREZO 1 SELLING TEXTILE 1 SELLING TEXTILES 5 SELLING THOBWA 3 SELLING TIMBER 9 SELLING TIMBERS 5 SELLING TIME 1 SELLING TOMATO 9 SELLING TOMATOE 1 SELLING TOMATOES 21 SELLING TOMATOES AND IRISH POTATOES 1 SELLING TOMATOOES 1 SELLING TOMATOS 1 SELLING TRAVELLING BAGS 2 SELLING TROUSERS 2 SELLING TVs 1 SELLING VEGETABLE 5 SELLING VEGETABLES 44 SELLING VEGETABLES AND COOKING OIL 1 SELLING VEGETABLES AND FRUITS 1 SELLING WATER SACHETS 1 SELLING WRAPPERS 16 SELLING WREATHS 1 SELLING WRIST WATCHES 1 SELLING ZIGEGE AND MANDAZI 1 SELLING ZITENHJE 1 SELLING ZITENJE 14 SELLING ZITENJE AND APPLES 1 SELLING ZITENJE(WRAPPERS) 1 SELLINHG AGRICULTURAL PRODUCE 1 SELLINJG SECOND HAND CLOTHES 1 SELLIONG COOKING OIL 1 SELLS AGRICULTURE PRODUCE 9 SELLS AGRO COMMODITIES 1 SELLS AIRTIME 3 SELLS ALCOHOLIC BEAVARAGES 1 SELLS AND REPAIRS ELECTRIC APPLIANCES 1 SELLS AUTO PARTS 1 SELLS BAGS AND WRAPPERS 1 SELLS BEEF 1 SELLS BEER 1 SELLS BEER (CHIBUKU) 1 SELLS BREAD 2 SELLS CHARCOAL 5 SELLS CHICKEN 1 SELLS CHIPS 7 SELLS CHIPS AND CHICKEN 1 SELLS CIGARETTES 2 SELLS CLOTHES 5 SELLS CLOTHES AND WRAPPERS 1 SELLS COMPUTER AND PHONE ACCESSORIES 1 SELLS COMPUTERS AND ITS ACCESSORIES 1 SELLS COOKING OIL 7 SELLS COSMETIC 1 SELLS COSMETICS 2 SELLS CSOMETICS 1 SELLS DRIED FISH 1 SELLS DRINKS 1 SELLS DRY FISH 32 SELLS DRYFISH 1 SELLS DUVETS 1 SELLS DVDS 1 SELLS EGGS AND COOKING OIL 1 SELLS FABRIC MATERIALS 1 SELLS FIREWOOD 1 SELLS FISH 1 SELLS FRESH FISH 1 SELLS FRIED 1 SELLS FRIED BEEF 1 SELLS FRIED CHIPS 3 SELLS FRUITS 1 SELLS GOAT MEAT 1 SELLS GREEN VEGETABLES 1 SELLS GROCERIES 3 SELLS HARDWARE PRODUCTS 1 SELLS IRISH POTATO 1 SELLS IRISH POTATOES AND CHARCOAL 1 SELLS KAUNJIKA 2 SELLS LINEN CLOTH 1 SELLS LIQUOR (BOTTLED) 1 SELLS LIVE GOATS AND PIGS 1 SELLS MAIZE 2 SELLS MAIZE AND SOYA BEENS 1 SELLS MAIZE FLOUR 8 SELLS MAIZE FLOUR AND SINJIRO 1 SELLS MANDASI 1 SELLS MANDAZI 1 SELLS MEAT 1 SELLS METAL SCRAPS 1 SELLS MOTOR VEHICLE SPARE PARTS 1 SELLS ONION 1 SELLS PAINT 1 SELLS PHONE ACCESSORIES AND COMPACT DISCS 1 SELLS PHONES 1 SELLS PHONES AND ACCESSORIES 1 SELLS PLASTIC BAGS 2 SELLS PLASTIC BAGS AND SUGAR 1 SELLS PLASTIC ITEMS 1 SELLS PLASTIC KITCHEN EQUIPMENTS 1 SELLS PLASTIC PAPER BAGS 2 SELLS PLASTIC PAPERS 1 SELLS PLASTIC PAPERS BAG AND SOFT DRINKS 1 SELLS PLATES AND WRAPPERS 1 SELLS PORK 4 SELLS RICE AND GROUND NUTS 1 SELLS SACKS 2 SELLS SALT AND BODY LOTION 2 SELLS SAUSAGE 1 SELLS SCRAPS 1 SELLS SECOND HAND CLOTHES 4 SELLS SHOES 2 SELLS SNACKS (MANDAZI) 1 SELLS SPICES 1 SELLS TIMBER 1 SELLS TOMATO 2 SELLS TOMATO AND ONION 1 SELLS TOMATOES 10 SELLS TOMATOES AND VEGETABLES 1 SELLS TORCHES 1 SELLS TROUSERS 1 SELLS VEGATABLES 1 SELLS VEGETABLES 10 SELLS VEGETABLES AND MAIZE FLOUR 1 SELLS WRAPPERS 2 SELLS WRAPPERS AND HAND BAGS 1 SELLS ZIGEGE 1 SELLS ZITENJE 2 SELLS ZITENJE AND PLASTIC SHOES 1 SHOE REPAIR 5 SHOE REPAIRING 3 SHOE REPAIRS 1 SHOES AND CLOTHES 1 SHOP 3 SHOP (SELLING CLOTHES) 1 SHOP/GROCERY 1 SIGNS AND PAINTING 1 SOFT DRINKS 1 STATIONARY 4 STATIONERY DISTRIBUTORS 1 STATIONERY SHOP 1 SUPPLY STATION 1 SUPPLYING BRICKS 1 SWEET POTATOES 1 TAILING 1 TAILLOR 1 TAILOR 3 TAILORING 36 TAILORING AND SALOON 1 TAILORING SHOP 4 TAILORING STOP 1 TAILORING. 1 TAIROLING SHOP 1 TAKE AWAY 2 TEA ROOM 1 TELEPHONE BUREA 1 TIN SMITH 2 TIN-SMITH 1 TINSMITH 5 TOMATO FARMING 1 TYRE FITTER 1 TYRE FITTING 4 VEGETABLE GARDEN 1 VEGETABLES 3 VEGITABLES 1 VIDEO SHOW 1 VIDIO SHOW 1 WEAVING MATS 1 WELDING 15 WELDING AND METAL WORKS 1 WELDING SHOP 3 WRAPPERS 2 ZITENJE 1 2. In the past 6 months have you introduced any new products or secrvices? 2295 391 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 414 2 No 1879 7 2 Sysmiss 391 3. Currently, how many days per week is this business typically in operation? 2295 391 -99 Refused -6 Missing 4. How many weeks in one month is this business typically in operaton? 2291 395 -99 Refused 0 -6 Missing 0 1 One week 4 2 Two weeks 7 3 Three weeks 7 4 Four weeks(full month) 2273 5. Currently, how many hours per week do you spend on activities related to this 2295 391 -99 Refused -6 Missing 6. Out of the hours that you spend per week on activities related to this busine 2295 391 -99 Refused -6 Missing 7. Out of the hours that you spend per week in activities related to this busine 2295 391 -99 Refused -6 Missing 1. Is your main place for production or service activities still in the same loc 2295 391 -99 Refused 0 -6 Missing 0 1 Yes 1830 2 No 465 Sysmiss 391 2. When did you move your main place for your production or service activities? 472 2214 -99 Refused 0 -6 Missing 3 1 January 62 2 February 44 3 March 43 4 April 36 5 May 30 6 June 47 7 July 38 8 August 39 9 September 35 10 October 19 11 November 26 12 December 50 Sysmiss 2214 2. When did you move your main place for your production or service activities? 472 2214 -99 Refused 0 -98 Not Applicable 0 -6 Missing 3 2011 10 2012 70 2013 114 2014 171 2015 104 Sysmiss 2214 3. Why did you move your main place for your production or service activities? 472 2214 -99 Refused 0 -6 Missing 2 1 There was too much competition in the area where it was located before 102 2 The rent was too expensive 26 3 The location was too small/Wanted a bigger place 48 4 I was evicted/the owner of the original location wanted use it for something else 68 5 I wanted to be closer to my business partner 10 6 I wanted to be where my clients are 26 7 Location was destroyed (by a fire /other natural causes) 29 8 Location was demolished (by a person) 2 9 Did not have a license to operate busines 1 10 Municipality built this new area 1 11 Personal reasons(e.g moved closer to home to be able to take care of children/a sick family member 107 12 Felt discriminated against after previously failed business 1 96 Other, specify 49 Sysmiss 2214 3. Why did you move your main place for your production or service activities? 49 BOUGHT OWN SHOP PREVIOUS WAS RENTED 1 BUILDING OWNER WAS NOT PAYING ELECTRICTY BILLS HENCE THERE WERE REGULAR POWER CUTS CAUSING PRODUCTION AND SERVICES TO BE AFFECTED 1 BUSINESS CLOSED 1 BUSINESS WAS ATTACKED BY THIEVES 1 CHANGED BUSINESS 1 CHANGED THE BUSINESS 1 CITY ASSEMBLY ORDERED US TO MOVE TO THIS NEW PLACE 2 DID NOT HAVE ENOUGH CAPITAL TO CONTINUE RUNNING BUSINESS AT THE SHOP 1 DISCONECTION OF ELECTRICY 1 DOING ANOTHER BUSINESS 1 FAMILY ISSUES 1 FEW CUSTOMERS 1 FOR SAFETY REASONS 1 GOT SICK WANTED TO DO BUSINESS AT HOME 1 HAVE MY OWN SHOP 1 HE FALLED SICK HENCE THE CLOSURE OF THE BUSSINESS PLACE 1 HE WAS ROBBED 1 HE WAS TRANSFERED AT HIS WORK 1 HER FAMILY WAS TRANSFERED TO SALIMA 1 HIS GOODS WERE STOLEN 1 HUSBAND TRANSFERED 1 LACK OF FUNDS 1 LACK OF SECURITY 1 LEAKING FROM HEAVY RAINS 1 LOCATION WAS ATTACHED BY THIEVES 1 MAINTENANCE NOT DONE BY OWNER OF THE SHOP 1 MARRIAGE PROBLEMS 1 MOVED TO HER OWN HOUSE 1 MY RELATIVES WHO WERE MANAGING MY SHOP STARTED STEALING 1 NATURE OF BUSINESS DEMANDED THAT SHE OPERATES AT HOME BECAUSE SHE NEEDEB AKRAAL 1 NOT ENOUGH CUSTOMERS 1 NOT ENOUGH CUSTOMERS AT PREVIOUS LOCATION 1 PLACE WAS TOO SMALL 1 POLITAL GROUNDS 1 POOR COMMUNICATION WITH FRIENDS 1 QUARRELED WITH NEAR BY PEOPLE AND DECIDED TO MOVE 1 SHE BOUGHT HER OWN PLACE OF BUSINESS 1 STARTED DIFFERENT BUSINESS 1 THE GURDIAN WAS TRANSFERRED TO MZUZU 1 THE LOCATION WAS BIG/WANTED A SMALLER PLACE 1 THEFT 3 THERE WAS NO ELECTRICITY 1 THEY DISCONECTED ELECTRICITY 1 THIEVES STOLE ALL THE PRODUCTS 1 WANTED HIS OWN PLACE 1 WANTED TO RAISE FUND AT HOME 1 4. What is the new main place for your production or service activites? 470 2216 -99 Refused 0 -6 Missing 3 1 Home 125 2 Someone else's house 16 3 Trading market/market stall 234 4 Individual workeshop/factory/plant 16 5 Individual shop 62 6 Car/Trunk/Cart 3 96 Other, specify 11 Sysmiss 2216 4. What is the new main place for your production or service activites? 11 0 MOBILE 2 MOBILE BUSINESS 7 OUTSIDE A SHOP 1 ROAD 1 5. Do any household activities take place in this new space? 470 2216 -99 Refused 0 -6 Missing 3 1 Yes 140 2 No 327 Sysmiss 2216 6. Is this new main place better, worse, or about the same as the one used previ 470 2216 -99 Refused 0 -6 Missing 3 1 Better 322 2 Worse 58 3 About the same 87 Sysmiss 2216 7. Did you make any changes to your main place for your production or service ac 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, I upgraded/enlarged my shop/premise 587 2 Yes, I downgraded/reduced the space of my shop/premise 77 3 No, I didn't make any change 1631 Sysmiss 391 8. How much is this space worth today in its current condition? 2295 391 -99 Refused 5 -6 Missing 1 9. Do you own or rent or just use this space? 2295 391 -99 Refused 0 -6 Missing 0 1 Own 1194 2 Rent 800 3 Use (no rent) 301 Sysmiss 391 10. Does this business have any other branches? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes 157 2 No 2137 3 1 Sysmiss 391 11. How many branches does this business have? 158 2528 -99 Refused 0 -6 Missing 6 Item codes 2309 377 1 Mobile phone 2309 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 377 Item codes 2295 391 1 Mobile phone 0 2 Landline 2295 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 391 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 2295 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 391 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 2295 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 391 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 2295 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 391 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 2295 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 391 Item codes 2294 392 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 2294 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 392 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 2295 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 391 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 2295 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 391 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 2295 11 Computer 0 12 Internet/email 0 13 Weighing scale 0 Sysmiss 391 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 2295 12 Internet/email 0 13 Weighing scale 0 Sysmiss 391 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 2295 13 Weighing scale 0 Sysmiss 391 Item codes 2295 391 1 Mobile phone 0 2 Landline 0 3 Electricity 0 4 Running water 0 5 Table 0 6 Chair/bench 0 7 Car 0 8 Motorcycle 0 9 Bicycle or cart 0 10 Other storage area 0 11 Computer 0 12 Internet/email 0 13 Weighing scale 2295 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 2062 2 Yes, do not own item or pay for the service, but business has regular access to it 62 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 72 4 No, do not own and do not have access 99 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 17 2 Yes, do not own item or pay for the service, but business has regular access to it 9 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 0 4 No, do not own and do not have access 2269 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 683 2 Yes, do not own item or pay for the service, but business has regular access to it 81 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 8 4 No, do not own and do not have access 1523 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 387 2 Yes, do not own item or pay for the service, but business has regular access to it 111 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 100 4 No, do not own and do not have access 1697 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 545 2 Yes, do not own item or pay for the service, but business has regular access to it 7 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 0 4 No, do not own and do not have access 1743 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 1854 2 Yes, do not own item or pay for the service, but business has regular access to it 23 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 4 4 No, do not own and do not have access 414 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 252 2 Yes, do not own item or pay for the service, but business has regular access to it 400 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 163 4 No, do not own and do not have access 1480 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 29 2 Yes, do not own item or pay for the service, but business has regular access to it 8 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 3 4 No, do not own and do not have access 2255 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 379 2 Yes, do not own item or pay for the service, but business has regular access to it 33 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 8 4 No, do not own and do not have access 1875 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 430 2 Yes, do not own item or pay for the service, but business has regular access to it 203 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 9 4 No, do not own and do not have access 1653 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 41 2 Yes, do not own item or pay for the service, but business has regular access to it 9 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 2 4 No, do not own and do not have access 2243 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 22 2 Yes, do not own item or pay for the service, but business has regular access to it 4 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 1 4 No, do not own and do not have access 2268 Sysmiss 391 12. Does your business have access to (ITEM)? 2295 391 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 507 2 Yes, do not own item or pay for the service, but business has regular access to it 27 3 Yes, do not own item or pay for the service, but bussiness has sporadic access to it 7 4 No, do not own and do not have access 1754 Sysmiss 391 13. Quantity business has access to-how many? 2196 490 -9 Refused -6 Missing 13. Quantity business has access to-how many? 0 2686 -9 Refused -6 Missing 13. Quantity business has access to-how many? 3 2683 -9 Refused 0 -6 Missing 1 13. Quantity business has access to-how many? 11 2675 -9 Refused 0 -6 Missing 1 13. Quantity business has access to-how many? 538 2148 -9 Refused -6 Missing 13. Quantity business has access to-how many? 1880 806 -9 Refused 0 -6 Missing 1 13. Quantity business has access to-how many? 816 1870 -9 Refused -6 Missing 13. Quantity business has access to-how many? 39 2647 -9 Refused 0 -6 Missing 2 13. Quantity business has access to-how many? 418 2268 -9 Refused 0 -6 Missing 2 13. Quantity business has access to-how many? 640 2046 -9 Refused 0 -6 Missing 2 13. Quantity business has access to-how many? 50 2636 -9 Refused 0 -6 Missing 2 13. Quantity business has access to-how many? 3 2683 -9 Refused 0 -6 Missing 1 13. Quantity business has access to-how many? 540 2146 -9 Refused 0 -6 Missing 3 14. Date of latest acquisition/access or date of start of service? 2196 490 -99 Refused 0 -6 Missing 2 1 January 288 2 February 195 3 March 227 4 April 202 5 May 190 6 June 358 7 July 203 8 August 166 9 September 140 10 October 70 11 November 53 12 December 101 16 1 Sysmiss 490 14. Date of latest acquisition/access or date of start of service? 0 2686 -99 Refused 0 -6 Missing 0 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 Sysmiss 2686 14. Date of latest acquisition/access or date of start of service? 3 2683 -99 Refused 0 -6 Missing 1 1 January 0 2 February 0 3 March 0 4 April 2 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 Sysmiss 2683 14. Date of latest acquisition/access or date of start of service? 11 2675 -99 Refused 0 -6 Missing 1 1 January 3 2 February 2 3 March 0 4 April 0 5 May 1 6 June 1 7 July 0 8 August 1 9 September 1 10 October 1 11 November 0 12 December 0 Sysmiss 2675 14. Date of latest acquisition/access or date of start of service? 538 2148 -99 Refused 0 -6 Missing 0 1 January 90 2 February 55 3 March 55 4 April 40 5 May 34 6 June 69 7 July 37 8 August 48 9 September 45 10 October 33 11 November 12 12 December 20 Sysmiss 2148 14. Date of latest acquisition/access or date of start of service? 1881 805 -99 Refused 0 -6 Missing 1 1 January 283 2 February 204 3 March 196 4 April 162 5 May 121 6 June 277 7 July 164 8 August 119 9 September 151 10 October 69 11 November 55 12 December 78 13 1 Sysmiss 805 14. Date of latest acquisition/access or date of start of service? 816 1870 -99 Refused 0 -6 Missing 0 1 January 32 2 February 24 3 March 19 4 April 22 5 May 40 6 June 241 7 July 224 8 August 105 9 September 60 10 October 26 11 November 10 12 December 13 Sysmiss 1870 14. Date of latest acquisition/access or date of start of service? 39 2647 -99 Refused 0 -6 Missing 2 1 January 1 2 February 1 3 March 2 4 April 5 5 May 3 6 June 6 7 July 4 8 August 6 9 September 2 10 October 1 11 November 1 12 December 5 Sysmiss 2647 14. Date of latest acquisition/access or date of start of service? 418 2268 -99 Refused 0 -6 Missing 2 1 January 38 2 February 39 3 March 36 4 April 26 5 May 32 6 June 90 7 July 54 8 August 21 9 September 31 10 October 15 11 November 12 12 December 20 15 1 19 1 Sysmiss 2268 14. Date of latest acquisition/access or date of start of service? 641 2045 -99 Refused 0 -6 Missing 2 0 1 1 January 85 2 February 21 3 March 18 4 April 17 5 May 18 6 June 175 7 July 175 8 August 79 9 September 21 10 October 9 11 November 11 12 December 9 Sysmiss 2045 14. Date of latest acquisition/access or date of start of service? 50 2636 -99 Refused 0 -6 Missing 2 1 January 4 2 February 2 3 March 6 4 April 4 5 May 3 6 June 10 7 July 6 8 August 6 9 September 3 10 October 3 11 November 0 12 December 1 Sysmiss 2636 14. Date of latest acquisition/access or date of start of service? 2293 393 -99 Refused 0 -98 2291 -6 Missing 0 1 January 0 2 February 0 3 March 0 4 April 1 5 May 0 6 June 1 7 July 0 8 August 0 9 September 0 10 October 0 11 November 0 12 December 0 Sysmiss 393 14. Date of latest acquisition/access or date of start of service? 540 2146 -99 Refused 0 -6 Missing 4 1 January 75 2 February 62 3 March 46 4 April 45 5 May 31 6 June 81 7 July 51 8 August 40 9 September 35 10 October 20 11 November 23 12 December 27 Sysmiss 2146 14. Date of latest acquisition/access or date of start of service? 2196 490 -99 Refused 0 -6 Missing 1 2000 9 2001 6 2002 4 2003 9 2004 14 2005 23 2006 5 2007 30 2008 46 2009 43 2010 75 2011 61 2012 134 2013 256 2014 670 2015 810 Sysmiss 490 14. Date of latest acquisition/access or date of start of service? 2293 393 -99 Refused 0 -98 2293 -6 Missing 0 Sysmiss 393 14. Date of latest acquisition/access or date of start of service? 3 2683 -99 Refused 0 -6 Missing 1 2014 1 2015 1 Sysmiss 2683 14. Date of latest acquisition/access or date of start of service? 12 2674 -99 Refused 0 -6 Missing 1 1 1 1995 1 2002 1 2011 1 2012 1 2013 2 2014 2 2015 2 Sysmiss 2674 14. Date of latest acquisition/access or date of start of service? 538 2148 -99 Refused 0 -6 Missing 0 1980 1 1995 2 1996 2 1997 1 1998 1 2000 5 2001 9 2002 3 2003 6 2004 9 2005 13 2006 6 2007 11 2008 13 2009 22 2010 41 2011 43 2012 59 2013 82 2014 136 2015 73 Sysmiss 2148 14. Date of latest acquisition/access or date of start of service? 1880 806 -99 Refused 0 -6 Missing 1 1980 1 1985 1 1989 1 1995 1 1997 3 1998 1 2000 21 2001 13 2002 5 2003 8 2004 19 2005 37 2006 18 2007 26 2008 40 2009 64 2010 125 2011 101 2012 195 2013 310 2014 533 2015 356 Sysmiss 806 14. Date of latest acquisition/access or date of start of service? 816 1870 -99 Refused 0 -6 Missing 0 1999 1 2001 1 2002 1 2003 3 2004 2 2006 2 2008 9 2009 4 2010 12 2011 9 2012 25 2013 27 2014 46 2015 673 2016 1 Sysmiss 1870 14. Date of latest acquisition/access or date of start of service? 39 2647 -99 Refused 0 -6 Missing 2 2009 1 2010 1 2012 2 2013 7 2014 12 2015 14 Sysmiss 2647 14. Date of latest acquisition/access or date of start of service? 419 2267 -99 Refused 0 -6 Missing 2 1992 1 1995 1 1997 1 1999 1 2000 7 2001 7 2002 1 2003 5 2004 5 2005 10 2006 11 2007 7 2008 6 2009 19 2010 27 2011 21 2012 49 2013 44 2014 72 2015 122 Sysmiss 2267 14. Date of latest acquisition/access or date of start of service? 641 2045 -99 Refused 0 -6 Missing 2 1988 1 1993 1 1995 5 1997 1 1999 1 2000 12 2001 2 2002 7 2003 3 2004 11 2005 11 2006 4 2007 11 2008 11 2009 10 2010 27 2011 18 2012 24 2013 25 2014 41 2015 413 Sysmiss 2045 14. Date of latest acquisition/access or date of start of service? 50 2636 -99 Refused 0 -6 Missing 2 2009 2 2010 2 2011 3 2012 5 2013 6 2014 12 2015 18 Sysmiss 2636 14. Date of latest acquisition/access or date of start of service? 3 2683 -99 Refused 0 -6 Missing 1 2012 1 2014 1 Sysmiss 2683 14. Date of latest acquisition/access or date of start of service? 540 2146 -99 Refused 0 -6 Missing 3 1997 1 1998 1 2000 6 2001 4 2002 2 2003 4 2004 2 2005 15 2006 8 2007 4 2008 13 2009 20 2010 42 2011 38 2012 65 2013 79 2014 128 2015 105 Sysmiss 2146 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 2196 490 -99 Refused 0 -6 Missing 1 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 0 2686 -99 Refused -6 Missing 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 3 2683 -99 Refused 0 -6 Missing 1 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 11 2675 -99 Refused 0 -6 Missing 1 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 538 2148 -99 Refused 0 -6 Missing 1 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 1881 805 -99 Refused 1 -6 Missing 3 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 816 1870 -99 Refused 1 -6 Missing 0 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 39 2647 -99 Refused 0 -6 Missing 2 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 419 2267 -99 Refused 0 -6 Missing 3 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 640 2046 -99 Refused 0 -6 Missing 2 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 50 2636 -99 Refused 0 -6 Missing 2 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 3 2683 -99 Refused 0 -6 Missing 1 15. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 541 2145 -99 Refused 0 -6 Missing 4 16. Item name 2256 0 20 LITERS GALLON 1 20 LITRES GALLON 1 25 LITER EMPTY BASIN 1 4 2 40 LITTER BASIN 1 4BASIN 1 4CAR 3 4DRIYER 1 4DRYER 1 4MOTORCYCLE 1 4POTS 1 4SACKS 1 5 LITTERS BUCKETS 1 5 LITTERS GALLON 1 9CAR 1 AMMITER 1 AMPLIFER 1 AN AXLE 1 AUTO SCANNER 1 AVO METER 2 AVOMETER 4 AXE 2 AXES 2 AYA 1 BACKET 1 BACKETS 1 BAG 6 BAGS 5 BAGS EMPTY 1 BAGS FOR CARRYING GOODS 1 BARNSAW 1 BASCKET 3 BASCKETS 1 BASIN 24 BASINS 4 BASKET 49 BASKET WEAVE 1 BASKETS 37 BASKETS (DENGU) 1 BATTERY 1 BAW SAW 1 BBUSKET 1 BEDS 1 BENCH 42 BENCH/CHAIR 2 BENCH/RACK 1 BENDING MACHINE 1 BICYCLE 51 BIG BAGS 2 BIG BASKETS 1 BIG BOSTER 1 BIG CARTONS 1 BIG DENGU 1 BIG FLYING PAN 1 BIG FRYING PAN 1 BIG PLASTIC BAGS 1 BIG PLASTIC PAPERS 1 BIGIL(5LITRE BUCKET 1 BLACK PLASTIC PAPER 1 BLACK SHEET 2 BLENDING MACHINE 1 BLOWER 6 BOBJAN SPANNER 1 BOOKS 1 BOSAW 1 BOTTLES 3 BOTTTLES 1 BOW SAW 2 BOW- SAW 1 BOW-SAW 1 BOWLS 1 BOWSAW 2 BRASH 1 BROLWER 1 BROWER 1 BRUSH 7 BUCKET 1 BUCKETS 3 BYCYCLE 1 CALCULATOR 12 CALCULATORS 1 CALTONS 1 CAQR 1 CAR 102 CARRYING BAG 1 CARTON 15 CARTON BOX 1 CARTON'S 1 CARTONS 19 CATER 1 CATONS 1 CHACOAL 1 CHAIR 53 CHAIR/BENCH 3 CHAIRS 6 CHANGING MACHINE 1 CHARCOAL BANNER 1 CHARCOAL BUNNER 1 CHARCOAL BURNER 13 CHARCOAL BURNER (CHIWAYA) 1 CHARCOL BURNER 2 CHARGING MACHINE 1 CHICKEN KLAWL 1 CHICKEN KRAAL 5 CHIFTING SPANNER 1 CHIGAYO CHA SINJILO 1 CHIKWERE 1 CHISONGOLE 1 CHIWAYA 5 COMPRESOR 1 COMPRESSOR 4 COMPUTER 20 COOKING OIL 1 COOKING OIL PUMP 1 COOKING POT 1 COOKING POTS 27 COOLER BOX 4 CRAMPER 1 CRATES 3 CUE BALLS 1 CUPS 2 CUTTING MACHINE 2 DEEP FLYER 2 DEGU 1 DENGU 2 DIGITAL METER 1 DIGITAL MULTIMETRE 1 DISPLAY DOLLS 1 DRESSING GLASS 1 DREYER 1 DRIER 13 DRILL MACHINE 2 DRINKERS 1 DRUM 1 DRUMS 1 DRYER 43 DVD PLAYER 6 EGGS TRAYS 1 ELECTRIC IRON 1 EMPETY BASCKET 1 EMPTY 1 EMPTY 5LITREPAIL 1 EMPTY BOTTLERS 1 EMPTY BOTTLES 6 EMPTY BOXES 1 EMPTY CARTON 2 EMPTY CARTON BOXES 1 EMPTY CARTONS 1 EMPTY JERRICANS 2 EMPTY OIL DRUMS 1 EMPTY PLASTIC BOTTLES 1 EMPTY PLASTIC GALOON 1 EMPTY SACK 8 EMPTY SACK (MAT) 1 EMPTY SACKS 37 EMPTY SCAK 1 EMPTY SCAKS 3 EMPTY TINS 1 EMPTY TRAY 1 EMPTY TRAYS 1 EPTY SACK 1 EXERCISE BOOK 1 EXTENSIONS 1 FFRIDGE 1 FLY PAN 1 FLYING PAN 22 FLYING PAN (CHIWAYA) 1 FLYING PAN AND CHARCOAL BURNER 1 FLYIONG PAN 1 FOLK 1 FR5DGE 1 FRIDE 1 FRIDGE 214 FRIDGES 1 FRIER 4 FRIGDE 1 FRIODGE 1 FRIYING PAN 1 FROIDGE 1 FRYER 2 FRYING PAN 4 FUNNEL 2 FUNURAL 1 GARTONS 1 GAS EQUIPMENT 1 GENERATOR 1 GLASS CUTTER 2 GLASS(MORROR) 1 GLINDER 1 GLOVES 1 GLYNDER 1 GRIDGE 1 GRINDER 4 GROOVE MACHINE 1 GROUND PHONE 1 HACK SAW 1 HACK SAW(BOSSO) 1 HACK- SAW 1 HACK-SAW 3 HACK-SAW BLADE 1 HACKSAW 2 HACKSAW PLATE 1 HAEMER 1 1 HAIR BLOWER 1 HAIR CUTTER 1 HAIR DRY MACHINE 1 HAIR DRYER 17 HAIR DYRER 1 HAIR STEAMER 1 HAIT STRAITNER 1 HAMER 1 HAMMER 20 HAMMERS 1 HANG WIRE 2 HANG WIREE 1 HANG'ERERS 1 HANGER 4 HANGER STAND 2 HANGERER 2 HANGERS 13 HANGWIRE 2 HAOR DRYER 1 HARD PAPERS 1 HARMER 1 HARSA PLATE 1 HLING WIRE 1 HOT AIR 5 HOT AIR EXTENSION 1 HOT AIR MACHINE 2 HOT AIR STATION 1 HOTAIR 1 HUNGERS 1 IRON 1 IVO METER 1 JERICANES 1 JERICANS 5 JERRICANS 1 JERRYCANS 1 JUGS/JERRY CANS 1 KEY SPOKE 1 KIOSK 3 KITCHEN POTS 8 KNIFE 7 KNIFES 2 KNITTING MACHINE (PASSAP) 1 KNIVES 8 LANDLINE 1 LAP TOP 1 LAPTOP 1 LAST 2 LIGHTER 1 LOCKER 1 LOTHING MACHINE 1 LOUTER 1 MACHINE 2 MALICHERO 1 MALTINGMETER 1 MAT 4 MAT(PLASTIC) 1 MATES 1 MBAULA 3 MBAULA(CHARCOAL BURNER) 1 MEASURING PLATE 1 MEASURING TAPE 1 MEASURING TINS 1 METER 1 METRE 1 MICROWAVE 1 MINOR GLASS 1 MIRROR 2 MIRROR GLASS 3 MIRROW 1 MIXING BUCKETS 1 MOBILE 1 MOBILE PHONE 4 MOBILI PHONE 1 MOBOLI PHONE 1 MOLTER 1 MORTARS 1 MOTOCYCLE 2 MOTOR 2 MOTORCYCLE 5 MOTTOR 1 MPHASA 1 MTONDO 1 MULT METER 1 MULTI METRE 1 MULTIMETER 1 MUSIC EQUIPMENT 1 NEDLES 1 NEDULE 1 NEEDLE 3 NEEDLE(CHOSOKERA) 1 NONE 6 OIL PUMP 3 OTHER STORAGE AREA 1 OVELOCKING MACHINE 1 PAANGA KNIFE 1 PAIL 14 PAILS 4 PAILS/ BASIN 1 PAINT BRUSH 1 PANGA KNIFE 10 PANGA KNIVES 3 PAPER 1 PAPER SHEET 2 PASAP MACHINE 1 PASUP MACHINE 1 PHOENE 1 PHONE 59 PHONE CHARGER 1 PHONES 2 PHOTO COPIER 1 PIT SAW 1 PLAIN 13 PLAINE 1 PLANE 19 PLASTIC 1 PLASTIC BAG 2 PLASTIC BAGS 6 PLASTIC BASIN 3 PLASTIC BASINS 1 PLASTIC BGS 1 PLASTIC LOCKS 1 PLASTIC LONER 1 PLASTIC MAT 3 PLASTIC MATS 2 PLASTIC PAILS 2 PLASTIC PAPER 7 PLASTIC PAPER BAGS 2 PLASTIC PAPER(SHEET) 1 PLASTIC PAPERS 3 PLATE 1 PLATES 22 PLATES PAIL 1 PLATSIC PAPER 1 PLAYER 1 PLIER 1 PLIERS 2 POOL BALL 1 POOL TABLE 1 POP CORN MAKER 1 PORT POWER 1 PORTER POWER 1 POT 4 POTS 51 PPLASTIC PIPE 1 PRINTER 2 PRYER 9CHIWAYA) 1 PUMP 3 PUMPING MACHINE 1 RACK 1 RADIO 4 RAIL BAR 1 RICE COOKER 2 ROLER 1 RONER 1 RONNER 2 ROPES 1 SACK 8 SACK BAG 4 SACK BAGS 3 SACKBAGS 1 SACKERS BAGS 1 SACKKS 1 SACKS 31 SAFER 1 SAKA BAG 1 SAKA BAGS 1 SAND PAPER 3 SANING MACHINE 1 SASH CRAMP 1 SAUSAGE MACHINE 1 SAUSAGE MAKER 1 SAW 6 SAW BLADE 2 SAW TABLE 1 SAWING MACHINE 8 SAWS 1 SCALE 91 SCISCOR 1 SCISCORS 1 SCISORS 2 SCISSOR 5 SCISSORS 16 SCRAPPER 1 SCREEN 2 SCREW DRIVER 8 SCREW DRIVERS 1 SEAT COVER 1 SELLOTAPE 1 SEWING MACHINE 35 SHARING MACHINE 1 SHAVER 1 SHAVING MACHINE 11 SHAVING MACHINES 1 SHAVING MACHING 1 SHERVING MACHINE 1 SHOE BRUCH 1 SHOE BRUSH 2 SHOE NEEDLE 3 SHOE RACK 1 SICK 1 SMALL PAIL 1 SMALL PLATE 1 SOCKS 1 SODA IRON 1 SODALING IRON 2 SODARING IRON 1 SODERANG IRON 1 SODERING IRON 2 SOLDERING IRON 2 SOOLER BOX 1 SOUND EQUIPMENT 1 SOUND SYSTEM(SET) 1 SOWING MACHINE 1 SPANERS 1 SPANNER 7 SPANNERAS 1 SPANNERS 3 SPOON 2 SPRAY COMPRESOR 1 SPRAYER 1 STAEMER 1 STEAMER 10 STEEL BENCH 1 STORAGE BOX 2 STORAGE SPACE 1 STORES 1 STRAIGHTENER 2 STRAIGHTNER 1 TABLE 55 TABLES 1 TAILORING MACHINE 2 TAPE MANURE 1 TAPE MEASURE 25 TEMPORARY CHICKEN KRAAL (CHIKWERE) 1 TENT 1 TESTA METRE 1 TILL 1 TIMBER CUTER MACHINE 1 TIN 1 TIN(METAL) 1 TINS 2 TOECH 1 TOOL BOX 8 TOOLBOX 1 TORCH 1 TRAVELING BAGS 1 TRAVELLING BAG 1 TV SCEEN 1 TV SCREEN 1 TYRE LEVER 1 UBRELLA SHED 1 UMBRELLA 1 VEHICLE 1 VICYCLE 1 WALO MACHINE 1 WARROW MACHINE 1 WASTER 1 WATER CANE 1 WATERING CANE 1 WEDDING MACHINE 1 WEGHING SCALE 1 WEIGHING 3 WEIGHING CUPS 1 WEIGHING SACLE 1 WEIGHING SALE 1 WEIGHING SC ALE 1 WEIGHING SCA;LE 1 WEIGHING SCALE 184 WEIGHIONG SCALE 2 WEIGIHNG SCALE 1 WEINGHING SCALE 1 WEINGING SCALE 1 WELDING MACHINE 12 WHEEL BARROW 5 WHEELBAR 7 WHEELBAROW 5 WHEELBARROW 5 WHELLBARROW 1 WINNOWER 1 WINOWING BASKET 4 WINOWING BUDGET 1 WIRE 1 WOODEN BOX 1 YER 1 16. Item name 1656 0 40 LITTERS BASIN 1 40 LITTERS BASINS 1 5 LITTERS GALLONS 1 ALAN KEY 1 AMBRELA 1 AMPLIFIER 1 AMPPLIFIRE 1 AVO METER 2 BAG 1 BAGS 4 BAGS (SACK) 1 BAOS 1 BASIN 21 BASINE 1 BASINS 10 BASKET 13 BASKETS 14 BATTERY CHARGER 1 BAWSAW 1 BENCH 12 BENCH/CHAIR 1 BENDING MACHINE 2 BERING 1 BICYCLE 39 BICYCLE PUMP 1 BICYCLE SCALE 1 BIG BAGS 2 BIG BASIN 1 BIG BASINS 1 BIG BASKET 1 BIG BASKETS 4 BIG CARTONS 1 BIG FLYING PAN 3 BIG PLASTIC PAPER 1 BIG SPOON 3 BIG UMBRELLA 1 BLACK BOARD 1 BLANKETS 1 BLASH 1 BLOWER 17 BOOKS 1 BOTTLE CRATE 1 BOW SAW 6 BOWLY 1 BRAAI STAND 1 BRAII STAND 1 BRASH 1 BROWER 12 BRUSH 5 BUCKET 1 BUCKETS 1 BURNER 1 CA 1 CAKE STAND 1 CALCULATOR 17 CAP 1 CAR 79 CAR BATTERY CHARGER 1 CAR JACK 1 CARRYING BAG 2 CARTON 9 CARTONS 6 CARTONS BIG 1 CATONS 1 CELL PHONES 1 CHAINSAW 1 CHAIR 46 CHAIR/BENCH 1 CHAIRS 21 CHARCAL BURNER 1 CHARCOAL 1 CHARCOAL BANNER 1 CHARCOAL BARNER 1 CHARCOAL BURNER 11 CHARCOAL STORE 1 CHARCOAL STOVE 1 CHARCOALL BURNER 1 CHARCOL BURNER 2 CHEISING HUMMER 1 CHESEAL 1 CHICKEN CRATE 1 CHIEFTIN 1 CHIESEL 2 CHIGAYO 1 CHIKWELE 1 CHINE 1 CHISSEL 2 CLOTHES STAND 1 COMB 2 COMPRESOR 1 COMPRESSOR 1 COMPUTER 1 COOKIN G POTS 1 COOKING POTS 2 COOLER BOX 11 CRAMPER 2 CRATES 10 CUE STICK 1 CUP 1 CUPS 1 CUTTING MACHINE 3 CYLINDER (HOT AIR) 1 D- PLOUGH 1 DEEP FLYER 3 DEEP FLYERR 1 DEEP FRIZZER 1 DEEP FRYER 1 DEEP PLOUGH 2 DEEP PRAGHON 1 DENGU 1 DIER(MIZINGA FOR PIPES) 1 DIP PLOUGH 2 DRIER 2 DRILLING MACHINE 2 DRUM 1 DRUM PUMP 1 DRUM(200 LITTERS) 1 DRUMS 3 DRUMSS 1 DRYER 9 DRYERS 1 DVD PLAYER 2 ELECTRICITY 1 EMPTY 1 EMPTY 5 LITRES PAIL 1 EMPTY BOTTLES 8 EMPTY CARTON 5 EMPTY CARTONS 2 EMPTY CRATES 5 EMPTY CRATES OF FANTA 1 EMPTY GALLON 1 EMPTY GLASS BOTTLE 1 EMPTY JERRICANS 2 EMPTY JERRICANTS 1 EMPTY PLASTIC BOTTLES 1 EMPTY SACK 13 EMPTY SACKS 43 EMPTY TIN 1 EPLOIN 1 EPTY SACK 1 EXTENSION 1 EXTENSION CORD 1 FEEDERS 1 FISHTAPE 1 FLAT IRON 1 FLYING FOLKS 1 FLYING PAN 3 FLYING PAN (CHIWAYA) 1 FLYING SPOON 1 FRIDGE 70 FRIER 1 FRYING PAN 4 FUNEL 2 FUNNEKL 1 FUNNEL 4 FUNNNEL 1 GALLONS 2 GENERATOR 1 GLASS 3 GLINDER 1 GLINDING MACHINE 1 GRANDING MACHINE 1 GRINDER 13 GRUVING MACHINE 1 HACK SAW 2 HACK-SAW 3 HACKSAW 4 HAIR BLOWER 6 HAIR BROWER 3 HAIR DRYER 2 HAIR STEAMER 4 HAIR STRAIGHTENER 1 HAIR STRAIGHTNER 2 HAMGERS 1 HAMMER 20 HAMMERS 1 HAND BROWER 1 HAND PUMP 1 HANDSAW 1 HANG WIRE 1 HANGER STAND 3 HANGERER 1 HANGERS 4 HARMER 2 HARMMER 1 HAVE 1 HELMET 1 HEXA 1 HJAMMER 1 HOE 1 HOOKS 1 HOT AIR 4 HOT AIR MACHINE 2 INVERTOR 1 IRON 4 IRON GAN 1 IRON SHEETS 1 IVOMETER 2 JACKS 1 JECKEY 1 JERICANS 1 JERRICANS 1 JUMBO 1 KITCHEN POTS 1 KNIFE 11 KNIFES 6 KNIVES 18 LAPTOP 1 LEVEL 1 LICHELO 1 LICHERO 1 MALICHERO 1 MAT 2 MAT SACK 1 MATCHET 1 MATS 1 MATS (SACKS) 1 MATS(SACKS) 1 MBAULA 2 1 MEASURING BOTTLES 2 MEASURING PLATE 1 MEASURING PLATES 1 MEASURING TAPE 3 METAL BEAM 1 METAL STAND 1 MICRO WAVE 2 MILLER GRASS 1 MIRROR 5 MIRROR GLASS 8 MIRRORS 1 MITHIKO 1 MOBILE PHONE 6 MOBNILE PHONE 1 MOTOBICYCLE 1 MOTORCYCLE 7 MPHASA 1 MULT METER 2 MUSIC EQUIPMENT 2 MUSIC SYSTEM 1 NEEDLES 1 NONE 1 NUMBERING MACHINE 1 OIL PUMP 2 OVER LOCKING MACHINE 1 OVERLOCKING MACHINE 1 OX-CART 1 PAIL 18 PAILS 9 PAIR OF SCISORS 1 PAIR OF SCISSORS 3 PALLET 1 PALST PAPER 1 PANDA KNIFE 1 PANGA 1 PANGA KNIFE 17 PANGA KNIFES 1 PANGA KNIVES 3 PANGA NKNIVES 1 PAOLS 1 PAPER SHEET 1 PASSAP MACHINE 1 PELL 1 PENCIL 1 PENNCIL 1 PHAZI 1 PHONE 39 PHONE CHARGER 1 PHONE CHARGERS 1 PHONES 2 PHOTOCOPIER 2 PIN 1 PISA (PHANZI) 1 PLAIN 1 PLANE 4 PLAST PAIL 1 PLASTIC 1 PLASTIC BACKET 1 PLASTIC BAG 1 PLASTIC BAGS 2 PLASTIC BASIN 2 PLASTIC DISH 1 PLASTIC EMPTY BOTTLES 1 PLASTIC JAILCANS 1 PLASTIC LINERS 1 PLASTIC MAT 3 PLASTIC MATS 2 PLASTIC PAI 1 PLASTIC PAIL 3 PLASTIC PAPER 2 PLASTIC PAPERS 3 PLASTIC SHEET 1 PLASTICS PAPERS 1 PLATE 6 PLATE (YOYEZERA) 1 PLATES 90 PLATIC PAPER 1 PLIER 3 PLIERS 1 POOL STICK 1 POOTSPAR 1 POPTS 1 POTS 20 PRESSING IRON 1 PRINTER 2 PRINTERS 1 PRIYER 1 PROGATOR MACHINE 1 PRYER 1 PUMP (OIL) 1 PUNCHING MACHINE 1 RADIO 3 REFRIGERATOR 1 ROANER 1 RONNER 1 ROPES 1 ROUNER 1 SACK 7 SACK BAGS 4 SACK MATS 2 SACKS 35 SACKS (EMPTY) 1 SACKS (MATS) 1 SAKA BAGS 2 SAND PAPER 1 SANDING MACHINE 1 SAUSAGE TRAY 1 SAW 11 SAW BLADE 1 SAW MACHINE 1 SCA3E 1 SCALE 37 SCHOOL DRIVES 1 SCISCORS 3 SCISORS 5 SCISSOR 2 SCISSORS 21 SCIZORS 1 SCREEN 1 SCREW DRIVER 7 SCREW DRIVERS 2 SCREW SET 1 SEWING MACHINE 5 SHAVERS 1 SHAVING MACHINE 2 SHIFTING SPANNER 2 SHOE BRASH 1 SHOE BRUSH 1 SHOE NEEDLE 1 SHOE STAND 1 SHOES BRUSH 1 SHOVEL 1 SICSSORS 1 SINK 1 SMALL PLATES 1 SNAPES 2 SNAPES (SCISSORS) 1 SNEPS(SCISSORS) 1 SODAING GUN 1 SODALING GUN 1 SODARING GUN 1 SODARING IRON 1 SODER IRON 1 SODERING GUN 4 SODERING IRON 4 SOLAR ELECTRICITY 1 SOLDERING IRON 3 SOUND EQUIPMENT 2 SPANNER 2 SPANNERS 2 SPEAKER 1 SPEAKERS 1 SPOON 2 SPOONS 6 STAEMER 1 STANDS FOR CLOTHES 1 STEAMER 22 STEAMING MACHINE 1 STERIO 2 STICK 2 STOCK AND DIE 1 STRAIGHTENER 3 STRAIGHTNER 3 STRATENGHTENER 1 STREIGHTENER 1 SUCH CRAMPER 1 TABLE 22 TABLES 2 TAPE MEASURE 28 TAQBLETABLE 1 TELEVESION 1 TELEVISION 2 TENT 1 TESTER(MATEMETER) 1 THREAD CUTTER 1 THREAT MARKER 1 TIN 1 TINS 5 TONG 2 TONG SET 1 TOOL BOX 3 TOOLBOX 1 TORCH 1 TRAY 2 TRAYS 1 TV 1 TV SCREEN 1 TYRE LEVEL 1 TYRE LIVERS 1 UMBRELLA 2 UMBRELLER 1 VEHICLE 2 VOLTIMETRE 1 WARROR MACHINE 1 WASTER 1 WATER JERRY CAN 1 WATER PAILS 1 WEIGH SCALE 1 WEIGHING 4 1 WEIGHING SCALE 87 WEIGHING SCALWE 1 WEIGHJING SCALE 2 WELDING GAS 1 WELDING MACHINE 4 WHEEL BAR 1 WHEEL BARROW 8 WHEELBAR 4 WHEELBAROW 3 WHEELBARROW 2 WHEELBOR 1 WHELL BAROW 1 WINIWING 1 WINNOWING BASKET 2 WINNOWING BASKETS 1 WINOWING 1 WINOWING BASKET 2 WORK SUIT 1 ZIKWERE 1 16. Item name 917 0 1 1 5 LILTERS BUCKET 1 A SAW 1 ACID 1 AMPLIFER 1 AMPLIFIRE 2 AVO METER 1 AVO-METER 1 AVOMETER 2 AXE (KASEMA KASEMA) 1 AXE (SMALL) 1 AXES 1 AXLE 1 BAGS 1 BASIN 10 BASINE 1 BASINS 14 BASKET 2 BASKETS 3 BAWSAW 1 BELTS 1 BENCH 4 BENCH CHAIR 1 BENCHJ VICE 1 BENDING MACHINE 1 BICYCCLE 1 BICYCLE 20 BICYCLEE 2 BIG POT 1 BIGIL(BUCKET 1 BISCLE 1 BLACE 1 BLOOM 1 BLOWER 17 BOW SAW 2 BOWL 1 BROWER 8 BRUSH 2 BUCKETS 3 BURNER(WOOD) 1 CAHRCOAL 1 CALCULATOR 3 CAR 27 CARTON 1 CARTONS 2 CCHAIR 1 CHAAIRS 1 CHAIR 23 CHAIR /BENCH 1 CHAIR/ BENCH 1 CHAIRS 14 CHARCOAL 2 1 CHARCOAL BURNER 13 CHARCOAL BURNERS 2 CHARCOAL STOVE 2 CHESEL 1 CHIESEAL 1 CHISSEL 2 CHIWAY 1 CHIWAYA 1 CL;AMPER 1 CLEANING DISHES 1 CLOTHE COVER 1 COMB BRASH 1 COMB BRASHES 1 COMBING BRUSH 1 COMPRESSOR 2 COMPUTER 10 COOKING SPOONS 1 COOKING STICK 1 COOLER BOX 3 CRATES 1 CUP 2 CUPS 6 CUTTING MACHINE 5 DEEP FRYER 1 DEEP PLOUGH 1 DIP PLOUGH 1 DISCO LIGHTS 1 DISH 1 DRILL MACHINE 4 DRILLING MACHINE 5 DRUM 1 DRYER 2 ELECTRIC METER 1 ELECTRIC PLANE 1 ELECTRIC SCREW DRIVER 1 ELECTRICAL SOW 1 ELECTRICITY EXTENSION 1 EMBROIDERY MACHINE 1 EMPTY BOTTLES 4 EMPTY CRATE 1 EMPTY CRATES 1 EMPTY CREATES 1 EMPTY EGG TRAY 1 EMPTY PLASTIC BOTTLES 2 EMPTY SACK 6 EMPTY SACKS 23 EMPTY SOFT DRINK CRATES 1 EMPTYSACK 1 ERS 1 EXTENSION 1 FLOT IRON 1 FLYING PAN 1 FOOD WARMER 1 FOOT MASSAGE MACHINE 1 FRIDGE 21 FRIDGES 1 FRINGE 1 FUN 1 FUNEL 1 FUNNEL 3 FUNNELS 1 GALLON 1 GAS CYLINDERS 1 GENERATOR 1 GLASS 1 GLASS (MIRROR) 1 GLINDER 1 GRADING MACHINE 1 GRINDER 4 HACK SAW 1 HACKSAW 2 HACKSAW PLATE 1 HAIR BLOWER 2 HAIR DRYER 2 HAIR ROLLERS 2 HAIR STAIGHTERNER 1 HAIR STEAMER 1 HAIR STRAIGHTENER 6 HAIR STRAIGHTNER 1 HAMMER 16 HAMMERR 1 HAND SAW 1 HANGERS 3 HARMER 3 HEXERS 1 HOME THETRE 1 HOOK 1 HOT AIR 2 HOT AIR STATION 1 HUMMER 2 IRON 2 IRON BAR 1 JERICANS 1 JUGS 1 KETTLE 1 KILLER BOX 1 KNEFIES 1 KNIFE 9 KNIFER 1 KNIFES 1 KNIVES 20 KNIVESS 1 LADDERS 1 LAST 1 LICHERO 1 LONNER 1 LOOTER MACHINE 1 MACHINE OLEMBERA ZIDEBE 1 MAGER METER 1 MAT 1 MATCHES(PANGA KNIFE) 1 MATRESS 1 MBAULA 1 MEASURING PLATES 1 MEASURING TAPE 3 METER 1 METRE TSTER 1 MICROWAVE 1 MIRROR 3 MIRROR GLASS 3 MOBILE PHONE 1 MOTOR CYCLE 2 MOTORCYCLE 16 MTHIKO 3 MTHIOKE 1 MULTIMETER 1 MULTITESTER 1 MUSIC SYSTEM 1 NAILS 1 NAUT 1 NEEDIES 1 NEEDLE 1 NEEDLES 3 PAIL 12 PAIL (PLASTIC) 1 PAILS 9 PAIRS OF SCISSORS 1 PANGA KNIFE 5 PANGA KNIFES 1 PANGA KNIVES 2 PANGA KNIVIES 1 PANGAS 1 PAPER SHEET 1 PEEK 1 PHONE 13 PLAATES 1 PLAIN 2 PLAIN MACHINE 1 PLANE 3 PLASTIC BAG(BIG) 1 PLASTIC BASIN 3 PLASTIC BASINS 2 PLASTIC BUCKET 1 PLASTIC JALICANS 1 PLASTIC PAIL 3 PLASTIC PAILS 3 PLASTIC PALES 1 PLASTIC PAPER 4 PLASTIC PAPERS 1 PLATES 42 PLAYERER 1 PLIARS 1 PLIER 3 PLIERS 1 POPCONMACHINE 1 POT1 1 POTS 7 PUMP 2 PUNCHING MACHINE 1 RADIO 1 ROLLERS 1 ROPE 1 ROPES 1 RORRAS 1 RUST 1 SAC BAOS 1 SACK 4 SACK BAGS 1 SACK SHEET 1 SACKS 16 SAKA BAGS 2 SAND PAPER 1 SANDING DICK 1 SAW 12 SAWING MACHINE 1 SCALE 8 SCISCORS 1 SCISORS 3 SCISSOR 3 SCISSORS 8 SCREEN DRIVERS 1 SCREEW 1 SCREW DRIVER 3 SCREW DRIVERS 4 SEAL TAPE 1 SEALES MACHINE 1 SEFA 2 SELVING MACHINE 1 SET OF HAIR ROLLERS 1 SEWING MACHINE 4 SEWING MACHINME 1 SEWING NEEDLE 1 SEWINNG MACHINE 1 SHEET PAPER 1 SHIFTING 1 SINK 1 SMALL BASIN 1 SODALING 1 SODALING IRON 1 SODERING GUN 1 SODERING IRON 1 SOLDER SUCKER 1 SPANNER 4 SPANNERS 1 SPEAKER 3 SPEAKERS 2 SPOON 3 SPOONS 6 SQUARE 1 SQUIRE (L- SHAPED) 1 STARAIGHTNER 1 STEAMER 12 STEEMER 3 STRAIGGHTNER 1 STRAIGHTENER 7 STRAIGHTER 2 STRAIGHTNER 3 STRAIGHTRNER 1 STRAITNER 1 STRATENER 1 SURFACE MACHINE 1 TABLE 17 TABLES 5 TANKS 1 TAPE (BATH) 1 TAPE MACHINE 1 TAPE MEASURE 22 TELEVISION SCREEN 1 TENT 1 TINS 2 TONG 2 TONG MACHINE 1 TONG SET 1 TRIANGLE 1 TUPA 1 TYRE LEVEL 1 UMBRELLA 1 UMBRELLAR 1 UMBRELLER 1 VICE 1 VIDEO CAMERA 1 WAKE SUITS 1 WASTER 1 WATER PAILS 1 WATERING CANE 1 WEIGH SCALE 1 WEIGHING SCALA 1 WEIGHING SCALE 25 WEILDING MACHINE 1 WELDING MACHINE 2 WHEEL BARROW 5 WHEELBAR 2 WHEELBARROW 2 WHITE PLASTIC SHEET 1 WINNOWER 1 WINNOWING BASKET 1 WINOWING BASKET 2 WINOWING BASKETS 3 ZISONGOLE 1 17. Does your business have access to (ITEM)? 2250 436 -99 Refused 0 -6 Missing 0 1 Yes, own item or pay regularly for the service 1833 2 Yes, do not own item or pay for the service, but business has regular access to it 61 3 Yes, do not own item or pay for the service, but business has sporadic access to it 31 4 No, do not own and do not have access 325 Sysmiss 436 17. Does your business have access to (ITEM)? 1656 1030 -99 Refused 0 -6 Missing 3 1 Yes, own item or pay regularly for the service 1384 2 Yes, do not own item or pay for the service, but business has regular access to it 53 3 Yes, do not own item or pay for the service, but business has sporadic access to it 12 4 No, do not own and do not have access 204 Sysmiss 1030 17. Does your business have access to (ITEM)? 921 1765 -99 Refused 0 -6 Missing 2 0 2 1 Yes, own item or pay regularly for the service 758 2 Yes, do not own item or pay for the service, but business has regular access to it 12 3 Yes, do not own item or pay for the service, but business has sporadic access to it 10 4 No, do not own and do not have access 137 Sysmiss 1765 18. Quantity business has access to-how many? 1927 759 -9 Refused 0 -6 Missing 1 18. Quantity business has access to-how many? 1451 1235 -9 Refused -6 Missing 18. Quantity business has access to-how many? 780 1906 -9 Refused 0 -6 Missing 2 19. Date of latest acquisition/access or date of start of service? 1926 760 -99 Refused 0 -6 Missing 1 1 January 241 2 February 199 3 March 181 4 April 150 5 May 159 6 June 306 7 July 200 8 August 149 9 September 123 10 October 71 11 November 66 12 December 80 Sysmiss 760 19. Date of latest acquisition/access or date of start of service? 1451 1235 -99 Refused 0 -6 Missing 0 1 January 209 2 February 100 3 March 123 4 April 130 5 May 133 6 June 235 7 July 171 8 August 99 9 September 88 10 October 49 11 November 49 12 December 64 14 1 Sysmiss 1235 19. Date of latest acquisition/access or date of start of service? 780 1906 -99 Refused 0 -6 Missing 2 0 1 1 January 107 2 February 58 3 March 71 4 April 70 5 May 75 6 June 143 7 July 54 8 August 56 9 September 47 10 October 28 11 November 29 12 December 38 20 1 Sysmiss 1906 19. Date of latest acquisition/access or date of start of service? 1926 760 -99 Refused 0 -6 Missing 1 1978 1 1980 1 1982 1 1985 1 1989 1 1991 1 1992 1 1995 2 1996 1 1998 3 2000 14 2001 8 2002 13 2003 8 2004 9 2005 29 2006 12 2007 13 2008 34 2009 37 2010 94 2011 81 2012 135 2013 186 2014 493 2015 746 Sysmiss 760 19. Date of latest acquisition/access or date of start of service? 1451 1235 -99 Refused 0 -6 Missing 0 1993 1 1997 1 1999 2 2000 6 2001 4 2002 3 2003 4 2004 9 2005 11 2006 11 2007 12 2008 20 2009 33 2010 54 2011 40 2012 86 2013 155 2014 378 2015 621 Sysmiss 1235 19. Date of latest acquisition/access or date of start of service? 780 1906 -99 Refused 0 -6 Missing 2 1980 1 1992 1 1997 1 1998 1 1999 1 2000 5 2001 3 2002 2 2003 2 2004 6 2005 9 2006 4 2007 6 2008 12 2009 15 2010 28 2011 24 2012 40 2013 80 2014 204 2015 333 Sysmiss 1906 20. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 1926 760 -99 Refused 1 -6 Missing 1 20. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 1450 1236 -99 Refused -6 Missing 20. How much would it cost (MWK) you to purchase all (ITEMS) the business has ac 780 1906 -99 Refused 0 -6 Missing 3 21. Have you purchased any equipment or important tools for your sector in the p 2293 393 -99 Refused 0 -6 Missing 0 1 Yes 1244 2 No 1049 Sysmiss 393 22. How much in total did you spend on new equipment or important tools for your 1247 1439 -99 Refused 0 -6 Missing 2 23. (if has electricity-response 1 in Q12) Do you have electricity connection in 2294 392 -99 Refused 2 -98 Not Applicable 1520 -96 1 -9 Don't know 0 -6 Missing 1 1 Yes 160 2 No 609 4 1 Sysmiss 392 1. (Ask if has spouse) There are many ways people borrow money. Have you borrowe 2294 392 -99 Refused 0 -98 Not Applicable 341 -6 Missing 0 1 Yes 160 2 No 1793 Sysmiss 392 2. Have you borrowed for your business in the past 6 months from any other famil 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 277 2 No 2017 Sysmiss 392 3. Have you borrowed for your business in the past 6 months from another busines 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 77 2 No 2217 Sysmiss 392 4. Have you borrowed for your business in the past 6 months from a microfinance 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 168 2 No 2125 3 1 Sysmiss 392 5. Have you borrowed for your business in the past 6 months from a bank? 2294 392 -99 Refused 0 -6 Missing 1 1 Yes 45 2 No 2248 Sysmiss 392 6. In order to borrow the money from a bank, did you have to show a Business Reg 48 2638 -99 Refused 0 -9 Don't know 0 -6 Missing 2 1 Yes 14 2 No 32 Sysmiss 2638 7. Have you borrowed for your business in the past 6 months from any other sourc 2294 392 -99 Refused 0 -98 1 -6 Missing 5 1 Moneylender 11 2 Non-relative (Individual) 45 3 Government/government agency 1 4 Religious group/Charity 2 5 Coperative/business association 12 6 Supplier/retailer/local store 2 7 Savings and credit Cooperative (SACCO) 7 8 Rotating Savings and Credit Association (ROSCA) 169 9 1 96 Other, specify 43 98 Business didn't borrow in the past 6 months from any other source 1995 Sysmiss 392 7. Have you borrowed for your business in the past 6 months from any other sourc 15 2671 -99 Refused 0 -6 Missing 0 1 Moneylender 0 2 Non-relative (Individual) 1 3 Government/government agency 1 4 Religious group/Charity 0 5 Coperative/business association 1 6 Supplier/retailer/local store 0 7 Savings and credit Cooperative (SACCO) 2 8 Rotating Savings and Credit Association (ROSCA) 4 77 Skip 0 96 Other, specify 4 98 Business didn't borrow in the past 6 months from any other source 2 Sysmiss 2671 7. Have you borrowed for your business in the past 6 months from any other sourc 44 0 AIRTEL MONEY MPAMBA 1 ASCA 32 COMPANY [ARC AND (S AND V)] 1 FAMILY MEMBER 1 FINCA 3 INFORMAL MONEY LENDER (KATAPILA) 1 INFORMAL MONEY LENDER(KATAPILA) 1 SHAMA COMPANY 1 TOOK THE LOAN FROM SUPPLIER 1 VILLAGE BANK 2 8. Of all the money you borrowed for your business in the past(ever), how much d 2294 392 -99 Refused 0 -6 Missing 1 9. LAST TIME you borrowed FOR YOUR BUSINESS, how much did you borrow? 1049 1637 -99 Refused -6 Missing 9. Never borrowed money for the business? 1246 1440 -99 Refused 0 -6 Missing 1 1 Yes 1244 20000 1 Sysmiss 1440 10. When did you last borrow? 1051 1635 -99 Refused 0 -6 Missing 0 1 January 98 2 February 100 3 March 117 4 April 136 5 May 168 6 June 203 7 July 96 8 August 45 9 September 28 10 October 15 11 November 19 12 December 26 Sysmiss 1635 10. When did you last borrow? 1050 1636 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1999 1 2000 2 2001 1 2002 2 2004 2 2005 7 2006 6 2007 3 2008 4 2009 5 2010 20 2011 17 2012 30 2013 43 2014 132 2015 775 Sysmiss 1636 11. What is/was the primary use of the last loan? 1050 1636 -99 Refused 0 -6 Missing 6 1 Construction 23 2 Rent 7 3 Purchase of inputs/raw materials 148 4 License or permit fees 0 5 Pay off past business debt 5 6 Purchase of marketing materials or services 85 7 Purchase of equipment 22 8 Pay workers 1 9 Buy property/land 6 10 Personal expenses, specify 56 11 Purchase of goods to be sold 673 96 Other, specify 18 Sysmiss 1636 11. What is/was the primary use of the last loan? 64 0 BOUGHT A CAR 1 BOUGHT A CELL PHONE 1 BOUGHT A RADIO 1 BOUGHT A TV 1 BOUGHT BICYCLE 1 BOUGHT BRICKS 1 BOUGHT FARM INPUTS 1 BOUGHT FOOD 1 BOUGHT IRON SHEET 2 BOUGHT IRON SHEETS 1 BOUGHT LAND 1 BOUGHT SCREEN(TV) 1 BUILDING A HOUSE 5 BUILDING HOUSE 1 BULDING A HOUSE 1 BUY FOOD 1 BUYING BAGS OF MAIZE 1 BUYING BUSINESS ASSETS 1 BUYING FOOD 1 BUYING FUEL 1 BUYING PLOT 1 CONSTRUCTION OF HIS HOUSE 1 CONSTRUCTION OF HOUSE 1 FARMING 2 GROCERIES 3 HARVESTING 1 HEALTHY EXPENSES 1 HIRED A CAR FOR TRANSPORTATION OF RAW MATERIALS 1 HOSPITAL BILLS 1 HOUSE CONSTRUCTION 2 HOUSE RENT 1 MAINTENANCE FOR SHOP 1 MOULDING BRICKS 1 PAID HOSPITAL BILLS 1 PAID SCHOOL FEES 1 PAY LABOURERS WHO RENOVATED THE HOUSE 1 PAY SCHOOL FEES FOR CHILD 1 PAY SCHOOL FEES FOR OUR CHILDREN 1 PURCHASE LAND 1 PURCHASED MAIZE 1 PURCHASING AGRICULTURAL COMMODOTIES AS A SEPERATE BUSNESS ENTERPRISE FROM THE CURRENT ONE. 1 PURCHASING STEELS FOR HIS HOUSE 1 SCHOOL FEES 2 THE LOAN WAS USED IN BUYING GOODS FOR ANOTHER BUSINESS WHICH IS NOW CLOSED 1 TRANSPORT 3 TRANSPORT FOR THE BUSINESS TO THE SUPPLIERS 1 TRANSPORT GOING HOME VILLAGE TO SELL IRISH POTATOES 1 TRANSPORT TO BUY GOODS FOR RESALE 1 USED AS TRANSPORT TO BUY GOODS TO REVELL 1 USED FOR PERSONAL TRANSPORT 1 USED IT FOR ELECTRICAL CONNECTION PAYMENT 1 USED IT FOR TRANSPORT TO BUY PRODUCTS TO BE SOLD 1 11. What is/was the primary use of the last loan? 14 0 1 5 BOUGHT A CAR 1 BUYING BUSINESS ASSETS 1 FOR WEDDING CEREMONY 1 HOUSE CONSTRUCTION 1 PAID SCHOOL FEES 1 PURCHASING AGRICULTURAL COMMODITIES AS A SEPERATE BUSNESS ENTERPRISE FROM THE CURRENT ONE. 1 SCHOOL FEES 1 TRANSPORT FOR BUSINESS 1 USED THE MONEY FOR TRANSPORT TO BUY WIRENAILS FOR 1 12. If suddenly you're faced with an unexpected situation and you need MWK5,000 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 2277 2 No 17 Sysmiss 392 13. If suddenly you're faced with an unexpected situation and you need MWK20,000 2278 408 -99 Refused 0 -6 Missing 0 1 Yes 2202 2 No 76 Sysmiss 408 14. If suddenly you're faced with an unexpected situation and you need MWK50,000 2207 479 -99 Refused 0 -6 Missing 0 1 Yes 2061 2 No 146 Sysmiss 479 15. If suddenly you're faced with an unexpected situation and you need MWK150,00 2071 615 -99 Refused 0 -6 Missing 6 1 Yes 1534 2 No 531 Sysmiss 615 16. If suddenly you're faced with an unexpected situation and you need money in 2294 392 -99 Refused -6 Missing 17. If you're faced with that situation of needing that money in 2 weeks for you 2294 392 -99 Refused 0 -6 Missing 0 1 Spouse 64 2 Family member/friend 565 3 Other business 174 4 Microfinance institution 684 5 Bank/financial institution 581 6 Moneylender 24 7 Non-relative (Individual) 11 8 Government/government agency 3 9 Religious group/charity 1 10 Cooperative/business association 6 11 Supplier/retailer/local store 0 12 Savings and Credit Coperative (SACCO) 6 13 Rotating Savings and Credit Association (ROSCA) 139 96 Other, specify 36 Sysmiss 392 17. If you're faced with that situation of needing that money in 2 weeks for you 1393 1293 -99 Refused 0 -6 Missing 0 1 Spouse 34 2 Family member/friend 185 3 Other business 177 4 Microfinance institution 260 5 Bank/financial institution 541 6 Moneylender 43 7 Non-relative (Individual) 13 8 Government/government agency 3 9 Religious group/charity 1 10 Cooperative/business association 9 11 Supplier/retailer/local store 0 12 Savings and Credit Coperative (SACCO) 15 13 Rotating Savings and Credit Association (ROSCA) 91 77 Skip 0 96 Other, specify 21 Sysmiss 1293 17. If you're faced with that situation of needing that money in 2 weeks for you 53 0 ARC COMPANY AND (S AND V ) 1 ASCA 41 CAN NEVER BORROW 1 CAN NOT BORROW 3 COMPANIES 1 HE WOULD NEVER BORROW ANY MONEY FROM ANY WHERE 1 INFORMAL MONEY LENDER (KATAPILA) 2 ROSCA 1 SHAMA COMPANY 1 SHE DONT WANT TO BORROW MONEY ANYWHERE 1 1. Do you save the money you earn in this business at your home? 2297 389 -99 Refused 0 -6 Missing 0 1 Yes 1130 2 No 1167 Sysmiss 389 2. Do you save the money yo earn with friends/family/or other individual? 2296 390 -99 Refused 0 -6 Missing 0 1 Yes 47 2 No 2249 Sysmiss 390 3. How else do you save the money you earn in this business? 2129 557 -99 Refused 0 -6 Missing 0 1 I save money in the business premises 256 2 Through a ROSCA/SACCO 330 3 My business partner saves the money 0 4 I save in a bank 1346 5 I don't save any other way/I don't save 183 6 Microfinancing institution 14 96 Other, specify 0 Sysmiss 557 3. How else do you save the money you earn in this business? 731 1955 -99 Refused 0 -6 Missing 0 1 I save money in the business premises 59 2 Through a ROSCA/SACCO 322 3 My business partner saves the money 0 4 I save in a bank 319 5 I don't save any other way/I don't save 3 6 Microfinancing institution 28 77 Skip 0 96 Other, specify 0 Sysmiss 1955 3. How else do you save the money you earn in this business? 126 2560 -99 Refused 0 -6 Missing 0 1 I save money in the business premises 9 2 Through a ROSCA/SACCO 86 3 My business partner saves the money 0 4 I save in a bank 16 5 I don't save any other way/I don't save 0 6 Microfinancing institution 15 77 Skip 0 96 Other, specify 0 Sysmiss 2560 3. How else do you save the money you earn in this business? 15 2671 -99 Refused 0 -6 Missing 0 1 I save money in the business premises 2 2 Through a ROSCA/SACCO 10 3 My business partner saves the money 0 4 I save in a bank 2 5 I don't save any other way/I don't save 0 6 Microfinancing institution 1 77 Skip 0 96 Other, specify 0 Sysmiss 2671 3. How else do you save the money you earn in this business? 533 0 AIRTEL 5 AIRTEL AND MPAMBA 2 AIRTEL AND TNM 11 AIRTEL AND TNM MPAMBA 1 AIRTEL MONET 1 AIRTEL MONEY 123 AIRTEL MONEY & THROUGH GOODS 1 AIRTEL MONEY AND MPAMBA 6 AIRTEL MONEY AND MPAMBA,BANK MKHONDE 1 AIRTEL MONEY AND MPAMBA2 1 AIRTEL MONEY AND SAVING THROUGH GOODS 1 AIRTEL MONEY AND TNM MPAMBA 2 AIRTEL MONEY MPAMBA 1 AIRTEL MONEY TNM MPAMBA 4 AIRTEL MONEY, MPAMBA 1 AIRTEL,TNM 1 ASCA 37 ASCA/MOBILE BANK 1 BUYING GOOD FOR SALE 1 BUYING GOODS FOR SELL 1 BUYS GOODS TO SELL 1 BUYS RAW MATERIALS 1 FARMING 1 I PURCHASE GOOD FOR RESALE 1 INESTING IN BUSINESS 1 INSURANCE COMPANY 1 INVEST BUSINESS CASH IN AGRICULTURAL COMMODITIES 1 INVEST BUSINESS CASH IN AGRICULTURE COMMODITIES RIGHT AWAY 1 INVEST IN B USINESS IN BUYING GOODS TO RESELL 1 INVEST IN BUSINESS 35 INVEST IN BUSINESS BUYING GOODS TO RESELL 4 INVEST IN BUSINESS COMMODITIES 7 INVEST IN BUSINESS COMMODITY 1 INVEST IN BUSINESS IN BUYING GOOD TO SELL 1 INVEST IN BUSINESS IN BUYING GOODS TO RESELL 3 INVEST IN BUYING GOODS TO RESALE 1 INVEST IN BUYING GOODS TO RESELL 4 INVEST IN COMMODITIES TO SELL 1 INVEST IN GOODS 2 INVEST IN GOODS TO RESELL 3 INVESTING IN BUSINESS 13 INVST IN BUSINESS 1 MOBILE 1 1 MOBILE BANK 29 MOBILE BANK AIRTEL MONEY TNM 1 MOBILE BANKING 100 MOBILE BANKING (AIRTEL MONEY) 1 MOBILE BANKING INVEST IN BUSINESS 1 MOBKILE BANK 1 MOBOLE BANKING 1 MPAMBA 23 MPAMBA (TNM) 1 MPAMBA AND AIRTEL 1 MPAMBA PLUS HE INVEST IN LIVESTOCK 1 MPAMBA TNM 2 MPANDA 1 ONCE HE GETS MONEY HE BUYS ANOTHER GOODS 1 PURCHASE GOODS FOR RESALE 1 PURCHASE GOODS TO SELL 1 ROSCA 2 SACCO 1 SAVE BY BUYING THE PRODUCTS 1 SAVE THROUGH GOODS 1 SAVES BY BUYING GOODS 2 1 SAVES THROUGH BUYING COMMODITIES TO SELL 1 SAVES THROUGH GOODS 4 SAVING HTROUGH COMMODITIES 1 SEVING THROUGH GOODS 1 THROUGH GOOD 2 THROUGH GOODS 9 THROUGH GOODS AND AIRTEL MONEY, MPAMBA 1 THROUGH GOODS AND TNM 1 THROUGH GOODS AND TNM MPAMBA 1 THROUGHBGOODS 1 TNM 9 TNM AND AIRTEL 5 TNM MPAMBA 30 TNM MPAMBA AND ASCA 1 TNM MPAMBA AND THROUGH GOODS 2 TNM MPANGA 1 Accounts codes 2680 6 1 Account with a microfinance institution 2679 2 Amount in a Rotating / Accumulating Savings and Credit Association 1 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of the business) 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 6 Accounts codes 2684 2 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 2684 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of the business) 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 2 Accounts codes 2684 2 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 2684 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of the business) 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 2 Accounts codes 2682 4 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 2682 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of the business) 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 4 Accounts codes 2682 4 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 2682 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of the business) 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 4 Accounts codes 2679 7 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 2679 7 Savings bank account (NOT in the name of the business) 0 8 Loan account (NOT in the name of the business) 0 Sysmiss 7 Accounts codes 2679 7 1 Account with a microfinance institution 1 2 Amount in a Rotating / Accumulating Savings and Credit Association 0 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of the business) 2678 8 Loan account (NOT in the name of the business) 0 Sysmiss 7 Accounts codes 2681 5 1 Account with a microfinance institution 0 2 Amount in a Rotating / Accumulating Savings and Credit Association 1 3 Account in a Savings and Credit Cooperative (SACCO) 0 4 Mobile banking account (Airtel Money and MPAMBA) 0 5 Bank account in the name of the business 0 6 Checking/Current bank account (NOT in the name of business) 0 7 Savings bank account (NOT in the name of the business) 0 8 Loan account (NOT in the name of the business) 2680 Sysmiss 5 4. Do you have access to money deposited in an (account)? 2682 4 -99 Refused 0 -6 Missing 0 0 2619 1 Yes 63 2 No 0 Sysmiss 4 4. Do you have access to money deposited in an (account)? 2684 2 -99 Refused 0 -6 Missing 0 0 1809 1 Yes 875 2 No 0 Sysmiss 2 4. Do you have access to money deposited in an (account)? 2681 5 -99 Refused 0 -6 Missing 0 0 2664 1 Yes 17 2 No 0 Sysmiss 5 4. Do you have access to money deposited in an (account)? 2682 4 -99 Refused 0 -6 Missing 0 0 2075 1 Yes 607 2 No 0 Sysmiss 4 4. Do you have access to money deposited in an (account)? 2679 7 -99 Refused 0 -6 Missing 0 0 2195 1 Yes 484 2 No 0 Sysmiss 7 4. Do you have access to money deposited in an (account)? 2678 8 -99 Refused 0 -6 Missing 0 0 2521 1 Yes 157 2 No 0 Sysmiss 8 4. Do you have access to money deposited in an (account)? 2683 3 -99 Refused 0 -6 Missing 0 0 1236 1 Yes 1447 2 No 0 Sysmiss 3 4. Do you have access to money deposited in an (account)? 2673 13 -99 Refused 0 -6 Missing 0 0 2672 1 Yes 1 2 No 0 Sysmiss 13 5. In which institution/bank/cooperative is this (account)? 63 2623 -99 Refused 0 -6 Missing 1 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 0 8 FINCA 48 9 FINCOP 3 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 96 Other, specify 11 Sysmiss 2623 5. In which institution/bank/cooperative is this (account)? 877 1809 -99 Refused 0 -6 Missing 1 1 FMB 3 2 NBS Bank 1 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 1 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 1 77 2 96 Other, specify 865 98 2 Sysmiss 1809 5. In which institution/bank/cooperative is this (account)? 18 2668 -99 Refused 0 -6 Missing 0 1 FMB 1 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 1 7 Malawi Saving Bank (MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 1 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 96 Other, specify 15 Sysmiss 2668 5. In which institution/bank/cooperative is this (account)? 607 2079 -99 Refused 0 -6 Missing 1 1 FMB 2 2 NBS Bank 2 3 National Bank 0 4 OIBM 0 5 Standard Bank 1 6 INDE Bank 1 7 Malawi Saving Bank (MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 96 Other, specify 600 Sysmiss 2079 5. In which institution/bank/cooperative is this (account)? 485 2201 -99 Refused 0 -6 Missing 1 1 FMB 16 2 NBS Bank 389 3 National Bank 13 4 OIBM 29 5 Standard Bank 11 6 INDE Bank 4 7 Malawi Saving Bank (MSB) 9 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 7 13 EcoBank 1 14 NedBank 5 15 New Finance Bank 0 16 CDH 0 96 Other, specify 0 Sysmiss 2201 5. In which institution/bank/cooperative is this (account)? 161 2525 -99 Refused 0 -6 Missing 1 1 FMB 23 2 NBS Bank 35 3 National Bank 16 4 OIBM 62 5 Standard Bank 10 6 INDE Bank 3 7 Malawi Saving Bank (MSB) 7 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 1 14 NedBank 3 15 New Finance Bank 0 16 CDH 0 96 Other, specify 0 Sysmiss 2525 5. In which institution/bank/cooperative is this (account)? 1444 1242 -99 Refused 0 -6 Missing 1 1 FMB 160 2 NBS Bank 343 3 National Bank 109 4 OIBM 585 5 Standard Bank 130 6 INDE Bank 32 7 Malawi Saving Bank (MSB) 50 8 FINCA 0 9 FINCOP 1 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 21 13 EcoBank 2 14 NedBank 10 15 New Finance Bank 0 16 CDH 0 96 Other, specify 0 Sysmiss 1242 5. In which institution/bank/cooperative is this (account)? 4 2682 -99 Refused 0 -6 Missing 3 1 FMB 0 2 NBS Bank 1 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 96 Other, specify 0 Sysmiss 2682 5. In which institution/bank/cooperative is this (account)? 59 2627 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 77 Skip 55 96 Other, specify 4 Sysmiss 2627 5. In which institution/bank/cooperative is this (account)? 49 2637 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 77 Skip 0 96 Other, specify 48 Sysmiss 2637 5. In which institution/bank/cooperative is this (account)? 2 2684 -99 Refused 0 -6 Missing 1 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 0 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 77 Skip 0 96 Other, specify 1 Sysmiss 2684 5. In which institution/bank/cooperative is this (account)? 109 2577 -99 Refused 0 -6 Missing 0 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 77 Skip 0 96 Other, specify 108 Sysmiss 2577 5. In which institution/bank/cooperative is this (account)? 11 2675 -99 Refused 0 -6 Missing 1 1 FMB 0 2 NBS Bank 3 3 National Bank 0 4 OIBM 4 5 Standard Bank 1 6 INDE Bank 1 7 Malawi Saving Bank (MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 77 Skip 0 96 Other, specify 0 Sysmiss 2675 5. In which institution/bank/cooperative is this (account)? 16 2670 -99 Refused 0 -6 Missing 1 1 FMB 2 2 NBS Bank 1 3 National Bank 3 4 OIBM 2 5 Standard Bank 5 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 1 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 77 Skip 0 96 Other, specify 0 Sysmiss 2670 5. In which institution/bank/cooperative is this (account)? 160 2526 -99 Refused 0 -6 Missing 0 1 FMB 11 2 NBS Bank 28 3 National Bank 13 4 OIBM 56 5 Standard Bank 22 6 INDE Bank 6 7 Malawi Saving Bank (MSB) 12 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 3 13 EcoBank 3 14 NedBank 5 15 New Finance Bank 1 16 CDH 0 77 Skip 0 96 Other, specify 0 Sysmiss 2526 5. In which institution/bank/cooperative is this (account)? 4 2682 -99 Refused 0 -6 Missing 3 1 FMB 0 2 NBS Bank 0 3 National Bank 0 4 OIBM 0 5 Standard Bank 0 6 INDE Bank 0 7 Malawi Saving Bank (MSB) 1 8 FINCA 0 9 FINCOP 0 10 Malawi Rural Finance Company 0 11 Individual 0 12 FDH 0 13 EcoBank 0 14 NedBank 0 15 New Finance Bank 0 16 CDH 0 77 Skip 0 96 Other, specify 0 Sysmiss 2682 5. In which institution/bank/cooperative is this (account)? 11 0 ASCA 1 CUMO 1 MARKET MICRO FINANCE BANK 1 MICRO LOAN 1 PRIDE 3 ROSCA 3 VANGUARD INSURANCE 1 5. In which institution/bank/cooperative is this (account)? 837 0 150000 1 ACSA 2 ASCA 218 ASCA ,ROSCA 1 ASCA AND ROSCA 1 ASCA ROSCA 16 ASCA,ROSCA 4 ASCA/ROSCA 1 ASXA 1 BANK M'KHONDE 1 BANK M'MUDZI 1 BANK MKHONDE 1 BANK NKHONDE 25 BANKI MKKHONDE 1 OSCA 1 R6SCA 1 ROSCA 510 1 ROSCA ,ASCA 3 ROSCA AND ASCA 15 ROSCA ASCA 16 ROSCA, ASCA 1 ROSCA,ASCA 6 ROSCA/ASCA 3 ROSCAA 1 ROSCROSCA 1 ROSDCA 1 SCA 3 5. In which institution/bank/cooperative is this (account)? 15 0 . 1 AIRTEL MONEY 2 AIRTEL MONEY TNM MBAMBA 1 MUDI SACCO 1 ROSCA 5 SACCO 5 5. In which institution/bank/cooperative is this (account)? 585 0 2 1 250000 1 AIIRTEL TNM 1 AIRTEL 98 2 AIRTEL ,TNM 2 AIRTEL /MPAMBA MONEY 1 AIRTEL MON EY 1 AIRTEL MONETY 1 AIRTEL MONEY 200 1 AIRTEL MONEY ,MPAMBA 6 1 AIRTEL MONEY AND MPAMBA 3 AIRTEL MONEY AND TNM MPAMBA 3 AIRTEL MONEY MPAMBA 14 AIRTEL MONEY TNM 1 AIRTEL MONEY TNM MPAMBA 3 AIRTEL MONEY, MPAMBA 1 AIRTEL MONEY, TNM MPAMBA 1 AIRTEL MONEY,MPAMBA 2 AIRTEL MONEY,TNM MPAMBA 2 AIRTEL MONJEY 1 AIRTEL MONY 2 AIRTEL MPAMBA 5 AIRTEL TNM 21 AIRTEL, TNM 3 AIRTEL,MPAMBA 2 AIRTEL,TNM 2 AIRTEL. 1 AIRTEL/TNM 1 AIRTELMONEY 1 AIRTIME 1 AITEL 1 AITEL MONEY 1 ASCA 1 MPAMBA 74 MPAMBA -TNM 1 MPAMBA AIRTEL 1 MPAMBA AIRTEL MONEY 11 MPAMBA, AIRTEL 1 MPAMBA, AIRTEL MONEY 1 MPAMBA/AIRTEL MONEY 1 MPONDA 1 TNM 42 TNM ,AIRTEL 1 TNM AIIRTEL 1 TNM AIRTEL 8 TNM MPAMBA 43 TNM MPAMBA AIRTEL MONEY 5 1 TNM MPOMBA 1 TNM,AIRTEL 2 TNM,MPAMBA 1 5. In which institution/bank/cooperative is this (account)? 1 0 IRTEL MONEY 1 5. In which institution/bank/cooperative is this (account)? 0 0 5. In which institution/bank/cooperative is this (account)? 1 0 NBS 1 5. In which institution/bank/cooperative is this (account)? 0 0 6. How much savings are currently in this (account)? 62 2624 -99 Refused -9 Don't know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 875 1811 -99 Refused -9 Don't know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 17 2669 -99 Refused -9 Don't know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 606 2080 -99 Refused -9 Don't know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 478 2208 -99 Refused -9 Don't know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 155 2531 -99 Refused -9 Don't know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 1423 1263 -99 Refused -9 Don't know -6 Missing 77 Skip 6. How much savings are currently in this (account)? 0 2686 -99 Refused -9 Don't know -6 Missing 77 Skip 7. Is this (account) in your name, in the name of the business or in the name of 61 2625 -99 Refused 0 -6 Missing 1 1 My name 56 2 Name of the business 1 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 1 6 Name of a business partner 0 96 Other, specify 2 Sysmiss 2625 7. Is this (account) in your name, in the name of the business or in the name of 865 1821 -99 Refused 0 -6 Missing 0 1 My name 822 2 Name of the business 3 3 Name of my spouse 28 4 My name and my spouse 2 5 Name of another relative 8 6 Name of a business partner 0 96 Other, specify 1 20000 1 Sysmiss 1821 7. Is this (account) in your name, in the name of the business or in the name of 17 2669 -99 Refused 0 -6 Missing 0 1 My name 17 2 Name of the business 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a business partner 0 96 Other, specify 0 Sysmiss 2669 7. Is this (account) in your name, in the name of the business or in the name of 580 2106 -99 Refused 0 -6 Missing 0 1 My name 574 2 Name of the business 4 3 Name of my spouse 1 4 My name and my spouse 1 5 Name of another relative 0 6 Name of a business partner 0 96 Other, specify 0 Sysmiss 2106 7. Is this (account) in your name, in the name of the business or in the name of 11 2675 -99 Refused 0 -6 Missing 1 1 My name 8 2 Name of the business 0 3 Name of my spouse 2 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a business partner 0 96 Other, specify 0 Sysmiss 2675 7. Is this (account) in your name, in the name of the business or in the name of 156 2530 -99 Refused 0 -6 Missing 1 1 My name 151 2 Name of the business 4 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a business partner 0 96 Other, specify 0 Sysmiss 2530 7. Is this (account) in your name, in the name of the business or in the name of 1416 1270 -99 Refused 0 -6 Missing 1 1 My name 1366 2 Name of the business 1 3 Name of my spouse 24 4 My name and my spouse 5 5 Name of another relative 15 6 Name of a business partner 2 96 Other, specify 2 Sysmiss 1270 7. Is this (account) in your name, in the name of the business or in the name of 3 2683 -99 Refused 0 -6 Missing 3 1 My name 0 2 Name of the business 0 3 Name of my spouse 0 4 My name and my spouse 0 5 Name of another relative 0 6 Name of a business partner 0 96 Other, specify 0 Sysmiss 2683 7. Is this (account) in your name, in the name of the business or in the name of 3 0 . 1 GROUP 2 7. Is this (account) in your name, in the name of the business or in the name of 12 0 . 6 1 5 SON 1 7. Is this (account) in your name, in the name of the business or in the name of 1 0 1 1 7. Is this (account) in your name, in the name of the business or in the name of 6 0 . 1 1 1 3 2 AIRTEL 1 AIRTEL MONEY 1 7. Is this (account) in your name, in the name of the business or in the name of 1 0 1 1 7. Is this (account) in your name, in the name of the business or in the name of 0 0 7. Is this (account) in your name, in the name of the business or in the name of 19 0 . 2 1 6 3 9 GROUP NAME 1 SON 1 7. Is this (account) in your name, in the name of the business or in the name of 1 0 -6 1 8. I s this (account) used both for business and personal/family reasons(school 63 2623 -99 Refused 0 -6 Missing 1 1 Yes 37 2 No, just for personal 1 3 No, just for business 24 4 No use, just opened the account but haven't used 0 Sysmiss 2623 8. I s this (account) used both for business and personal/family reasons(school 876 1810 -99 Refused 0 -6 Missing 0 1 Yes 661 2 No, just for personal 37 3 No, just for business 177 4 No use, just opened the account but haven't used 1 Sysmiss 1810 8. I s this (account) used both for business and personal/family reasons(school 18 2668 -99 Refused 0 -6 Missing 1 1 Yes 12 2 No, just for personal 3 3 No, just for business 2 4 No use, just opened the account but haven't used 0 Sysmiss 2668 8. I s this (account) used both for business and personal/family reasons(school 607 2079 -99 Refused 0 -6 Missing 0 1 Yes 422 2 No, just for personal 82 3 No, just for business 98 4 No use, just opened the account but haven't used 5 Sysmiss 2079 8. I s this (account) used both for business and personal/family reasons(school 485 2201 -99 Refused 0 -6 Missing 1 1 Yes 228 2 No, just for personal 17 3 No, just for business 232 4 No use, just opened the account but haven't used 7 Sysmiss 2201 8. I s this (account) used both for business and personal/family reasons(school 160 2526 -99 Refused 0 -6 Missing 1 1 Yes 130 2 No, just for personal 11 3 No, just for business 17 4 No use, just opened the account but haven't used 1 Sysmiss 2526 8. I s this (account) used both for business and personal/family reasons(school 1445 1241 -99 Refused 0 -98 1 -6 Missing 2 1 Yes 1090 2 No, just for personal 104 3 No, just for business 242 4 No use, just opened the account but haven't used 6 Sysmiss 1241 8. I s this (account) used both for business and personal/family reasons(school 3 2683 -99 Refused 0 -6 Missing 3 1 Yes 0 2 No, just for personal 0 3 No, just for business 0 4 No use, just opened the account but haven't used 0 Sysmiss 2683 9. (Ask if married/living with domestic partner) Does your spouse know how much 64 2622 -99 Refused 0 -98 Not applicable 11 -9 Don't know 0 -6 Missing 1 1 Yes 45 2 No 7 Sysmiss 2622 9. (Ask if married/living with domestic partner) Does your spouse know how much 877 1809 -99 Refused 0 -98 Not applicable 156 -9 Don't know 0 -6 Missing 0 1 Yes 621 2 No 100 Sysmiss 1809 9. (Ask if married/living with domestic partner) Does your spouse know how much 18 2668 -99 Refused 0 -98 Not applicable 3 -9 Don't know 0 -6 Missing 1 1 Yes 13 2 No 1 Sysmiss 2668 9. (Ask if married/living with domestic partner) Does your spouse know how much 607 2079 -99 Refused 0 -98 Not applicable 93 -9 Don't know 0 -6 Missing 0 1 Yes 425 2 No 89 Sysmiss 2079 9. (Ask if married/living with domestic partner) Does your spouse know how much 485 2201 -99 Refused 0 -98 Not applicable 76 -9 Don't know 0 -6 Missing 1 1 Yes 345 2 No 62 3 1 Sysmiss 2201 9. (Ask if married/living with domestic partner) Does your spouse know how much 160 2526 -99 Refused 0 -98 Not applicable 26 -9 Don't know 0 -6 Missing 1 1 Yes 120 2 No 13 Sysmiss 2526 9. (Ask if married/living with domestic partner) Does your spouse know how much 1444 1242 -99 Refused 0 -98 Not applicable 220 -9 Don't know 2 -6 Missing 0 1 Yes 1050 2 No 171 3 1 Sysmiss 1242 9. (Ask if married/living with domestic partner) Does your spouse know how much 3 2683 -99 Refused 0 -98 Not applicable 0 -9 Don't know 0 -6 Missing 3 1 Yes 0 2 No 0 Sysmiss 2683 10. (Ask if all 'No' in Q4) Why don't you have money deposited in any of these o 2684 2 -99 Refused 1 -98 Not Applicable 2274 -9 Don't know 0 -6 Missing 18 1 I don't trust banks 16 2 I keep money somewhere else 101 3 Fees are too expensive 15 4 I don't know where to start 20 5 I cannot save/I am very poor 207 6 I don't have time to open a bank account 18 7 The nearest bank is too far away 3 96 Other, specify 11 Sysmiss 2 10. (Ask if all 'No' in Q4) Why don't you have money deposited in any of these o 12 0 -98 1 BECAUSE HE IS IMPRISONED. 1 DON'T HAVE ENOUGH MONEY TO SAVE 1 1 HE WANTS TO HAVE MONEY READILY AVAILABLE WHENEVER HE WANTS IT THEREFORE HE OPTS TO SAVING HIS MONEY 1 HUSBAND KEEPS MONEY 1 I DID NOT HAVE A SHELTER SO THE MONEY I WAS GETTING I WAS USING IN BUILDING MY HOUSE 1 I DONT HAVE IDENTITY CARD TO USE 1 OBSERVING BUSINESS PROGRESS 1 SAVE BY BUYING THE PRODUCTS 1 SINCE HE IS IN PRISON 1 THE BENCH WAS ASKING FOR ID 1 11. (Ask if bank account) Did your bank contact you over the phone in the past 1 2671 15 -99 Refused 0 -98 Not Applicable 685 -9 Don't know 1 -6 Missing 87 1 Yes 290 2 No 1608 Sysmiss 15 12. (Ask if any bank account), Did your bank offer any product or service in the 2671 15 -99 Refused 1 -98 Not Applicable 683 -9 Don't know 27 -6 Missing 88 1 Yes 172 2 No 1699 3 1 Sysmiss 15 13. Which products or service did your bank offer in the past 12 months? 2671 15 -99 Refused 0 -98 Not Applicable 2400 -6 Missing 90 1 A business bank account 1 2 Another savings account 7 3 A credit facility 21 4 An insurance scheme 5 5 A training program 1 6 A promotion 129 96 Other, specify 16 98 1 Sysmiss 15 13. Which products or service did your bank offer in the past 12 months? 15 2671 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 A business bank account 0 2 Another savings account 0 3 A credit facility 3 4 An insurance scheme 1 5 A training program 0 6 A promotion 1 77 Skip 0 96 Other, specify 10 Sysmiss 2671 13. Which products or service did your bank offer in the past 12 months? 1 2685 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 A business bank account 0 2 Another savings account 1 3 A credit facility 0 4 An insurance scheme 0 5 A training program 0 6 A promotion 0 77 Skip 0 96 Other, specify 0 Sysmiss 2685 13. Which products or service did your bank offer in the past 12 months? 23 0 ATM 1 BANK TRANSACTION 2 BANK UPDATES 4 BANK UPDATES AND TRANSACTION 1 CHANGE OF MALSWITCH 1 CHANGING ATM CARDS 1 EASY MOBILE ALERT 1 GET BONUS 1 GETTING LOAN 1 LOANS 1 MOBILE BANKING 3 NOTIFIED RESPONDENT OF MONEY TRANSFER SERVICES WITH OTHER COUNTRIES 1 TO GET A LOAN 1 UPDATE OF ACCOUNT 1 UPDATE OF ACCOUTS 1 UPDATING ACCOUNTS 1 UPGRADING ACCOUNT 1 14. Do you have any insurance scheme (against theft, fire etc) in the name of th 2296 390 -99 Refused 0 -9 Don't know 4 -6 Missing 2 1 Yes 102 2 No 2188 Sysmiss 390 15. Which insurance schemes do you currently have in the name of the business 107 2579 -98 6 15. Which insurance schemes do you currently have in the name of the business 109 2577 1 77 15. Which insurance schemes do you currently have in the name of the business 106 2580 2 600 15. Which insurance schemes do you currently have in the name of the business 0 0 16. Did you experience fire in your business premises in the past 12 months? 2295 391 -99 Refused 0 -9 Don't know 0 -6 Missing 1 1 Yes 150 2 No 2144 Sysmiss 391 17. Did you experience weather-related damage in your business premises in the p 2295 391 -99 Refused 0 -9 Don't know 0 -6 Missing 1 1 Yes 90 2 No 2203 3 1 Sysmiss 391 18. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 237 2449 -99 Refused 0 -98 Not Applicable 0 -6 Missing 3 19. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 236 2450 -98 Not Applicable 0 -9 Refused 0 -6 Missing 2 1 I had insurance 0 2 Asked for a loan/credit from spouse 9 3 Asked for a loan/credit from family member 13 4 Asked for a loan/credit from money lender 7 5 Asked for a loan/credit from a microfinance institution 11 6 Asked for a loan/credit from a bank 0 7 Business savings 97 8 Had personal savings 77 9 My spouse's personal savings 4 10 Another family or friend personal savings 5 96 Other specify 11 Sysmiss 2450 19. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 52 2634 -98 Not Applicable 0 -9 Refused 0 -6 Missing 0 1 I had insurance 0 2 Asked for a loan/credit from spouse 1 3 Asked for a loan/credit from family member 2 4 Asked for a loan/credit from money lender 0 5 Asked for a loan/credit from a microfinance institution 0 6 Asked for a loan/credit from a bank 1 7 Business savings 12 8 Had personal savings 30 9 My spouse's personal savings 3 10 Another family or friend personal savings 3 77 Skip 0 96 Other specify 0 Sysmiss 2634 19. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 4 2682 -98 Not Applicable 0 -9 Refused 0 -6 Missing 1 1 I had insurance 0 2 Asked for a loan/credit from spouse 1 3 Asked for a loan/credit from family member 0 4 Asked for a loan/credit from money lender 0 5 Asked for a loan/credit from a microfinance institution 0 6 Asked for a loan/credit from a bank 0 7 Business savings 0 8 Had personal savings 1 9 My spouse's personal savings 1 10 Another family or friend personal savings 0 77 Skip 0 96 Other specify 0 Sysmiss 2682 19. (Askif fire or weather-ralated damage in the past 12 months-Yes in Q16 or Q1 11 0 AFTER SELLING THE PRODUCT THAT HE HAD HE MANAGE TO PURCHASE OTHER GOOD FOR RESALE 1 ASKED A LOAN FROM THE VILLAGE BANK 1 ASKED FOR A LOAN AT OUR VILLAGE BANK GROUP 1 ASKED FOR A LOAN AT ROSCA 1 ASKED FOR A LOAN/CREDIT AT VILLAGE BANK 1 BHATIA COMMUNITY REFUNDED HIM 1 BHUDIST COMMUNITY REFUNDE HIM 1 BUDHIST COMMUNITY FUNDED HIM 1 BUSINESS TOP UP 1 NOT YET COVERED 1 THE FIRE DID NOT COST HER ANYTHING 1 1. What do you think are the top two benefits of registering the business? 2144 542 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Comply with the law 217 2 Avoid harassment from authorities 194 3 Avoid fines 46 4 Issue receipts 1 5 Open a business bank account 120 6 Access to finance 485 7 Less bribes to pay 2 8 Access to government assistance 153 9 Access to new clients 54 10 Access to raw materials 8 11 Be a member of the chamber of commerce 4 12 Export license 3 13 Access to government tenders 351 14 Ability to hire formal workers 1 15 Obtain tax history for future loans 74 16 To be considered a 'real' business 377 17 No benefits 32 96 Other, specify 22 Sysmiss 542 1. What do you think are the top two benefits of registering the business? 1794 892 -9 Refused 0 -6 Missing 0 1 Comply with the law 182 2 Avoid harassment from authorities 105 3 Avoid fine 47 4 Issue receipt 3 5 Open a business bank account 55 6 Access to finance 334 7 Less bribes to pay 2 8 Access to government assistance 221 9 Access to new clients 52 10 Access to raw materials 20 11 Be a member of the chamber of commerce 7 12 Export license 4 13 Access to government assistance 238 14 Ability to hire formal workers 3 15 Obtain tax history for future loans 54 16 To be considered a 'real' business 450 17 No benefits 0 77 Skip 0 96 Other, specify 17 Sysmiss 892 1. What do you think are the top two benefits of registering the business? 39 0 ACCESS TO A LOAN AT MICRO FINCE INSTITUTION 1 ACCESS TO BANK LOAN 9 CUSTOMERS HAVE TRUST IN THAT BUSINESS 1 DO BUSINESS TRAINING 1 EASY TO ADVERTISE THE BUSINESS THROUGH RADIO 1 EASY TO ADVERTISE THROUGH RADIO 1 EASY TO GET INSURANCE 2 EASY TO GET TRAINING 1 EASY TO REGISTER 1 EASY TO REGISTER FOR INSURANCE 2 EMPLOYED IN THE SAME SECTOR. 1 EXPORTING GOODS TO OTHER COUNTRIES 1 GET EMPLOYED 1 GET INSURANCE 9 GET INSURANCE WHEN ACCIDENT OCCUR 1 GET JOB FROM OTHER BUSINESS OWNERS 1 GET TRAINING 1 INSURANCE 1 REGISTER FOR INSURANCE 1 REGISTER INSURANCE 1 TO BE TRUSTED BY CUSTOMERS 1 2. Does your business have a Business Registration Certificate, meaning is your 2294 392 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes and show certificate 182 2 Yes, but doesn't show the certificate 1214 3 No 875 4 No, I have requested and submitted all the papers but still waiting for the certificate 23 Sysmiss 392 3. When did you obtain the Business Registration Certificate? 1400 1286 -99 Refused 0 -6 Missing 0 1 January 32 2 February 24 3 March 35 4 April 32 5 May 164 6 June 275 7 July 263 8 August 337 9 September 118 10 October 77 11 November 20 12 December 22 2012 1 Sysmiss 1286 3. When did you obtain the Business Registration Certificate? 1399 1287 -99 Refused 0 -6 Missing 0 1995 2 2000 2 2001 1 2002 2 2003 3 2004 2 2005 2 2006 2 2007 3 2008 10 2009 3 2010 17 2011 33 2012 1097 2013 167 2014 22 2015 30 2018 1 Sysmiss 1287 4. If you had decided not to register your business (not receive a Business Regi 1399 1287 -99 Refused 0 -6 Missing 0 1 I would earn exactly the same level of profits as i do now registered 923 2 I would earn less profits than i do now registered 394 3 I would earn more profits than i do now registered 82 Sysmiss 1287 5. Did you use your Business Registration Certificate for any purpose since you 1399 1287 -99 Refused 0 -6 Missing 1 1 Yes 416 2 No 982 Sysmiss 1287 6. For what purpose did you use the Business Registration Certificate? 417 2269 -99 Refused 0 -6 Missing 2 1 Open business bank account 122 2 Participate in training (and open business bank account) 24 3 Access to bank loan 64 4 Show certificate to customers/Put on the wall 93 5 Provide invoices to customers for tax purposes 1 6 Provide receipts to customers 2 7 Register for taxes (no payment mentioned) 2 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 44 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 45 12 Access to government contracts 9 13 Get access to government's assistance /matching grant/BUGS 1 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 2 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 96 Other, specify 6 Sysmiss 2269 6. For what purpose did you use the Business Registration Certificate? 97 2589 -99 Refused 0 -6 Missing 0 1 Open business bank account 4 2 Participate in training (and open business bank account) 8 3 Access to bank loan 10 4 Show certificate to customers/Put on the wall 15 5 Provide invoices to customers for tax purposes 1 6 Provide receipts to customers 1 7 Register for taxes (no payment mentioned) 1 8 Pay taxes 4 9 Show to inspections/authorities/Avoid being harassed 20 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 20 12 Access to government contracts 6 13 Get access to government's assistance /matching grant/BUGS 1 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 1 16 Get an insurance in the name of the business 3 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 0 96 Other, specify 2 Sysmiss 2589 6. For what purpose did you use the Business Registration Certificate? 14 2672 -99 Refused 0 -6 Missing 0 1 Open business bank account 0 2 Participate in training (and open business bank account) 0 3 Access to bank loan 4 4 Show certificate to customers/Put on the wall 3 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 1 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 3 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 2 12 Access to government contracts 1 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 0 96 Other, specify 0 Sysmiss 2672 6. For what purpose did you use the Business Registration Certificate? 4 2682 -99 Refused 0 -6 Missing 0 1 Open business bank account 0 2 Participate in training (and open business bank account) 0 3 Access to bank loan 1 4 Show certificate to customers/Put on the wall 0 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 1 7 Register for taxes (no payment mentioned) 0 8 Pay taxes 1 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 0 12 Access to government contracts 1 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 0 96 Other, specify 0 Sysmiss 2682 6. For what purpose did you use the Business Registration Certificate? 0 2686 -99 Refused 0 -6 Missing 0 1 Open business bank account 0 2 Participate in training (and open business bank account) 0 3 Access to bank loan 0 4 Show certificate to customers/Put on the wall 0 5 Provide invoices to customers for tax purposes 0 6 Provide receipts to customers 0 7 Register for taxes (no payment mentioned) 0 8 Pay taxes 0 9 Show to inspections/authorities/Avoid being harassed 0 10 Get an export license 0 11 Supply private firms/Access tenders with private companies 0 12 Access to government contracts 0 13 Get access to government's assistance /matching grant/BUGS 0 14 Register as Member of Malawian Chamber of Commerce (MCCI) 0 15 Register land in the name of business 0 16 Get an insurance in the name of the business 0 17 Get electricity in the name of of the business 0 18 Hire new workers 0 77 Skip 0 96 Other, specify 0 Sysmiss 2686 6. For what purpose did you use the Business Registration Certificate? 24 0 . 1 1 14 2 1 ACCESS TO A LOAN AT MACRO FINANCE INSTITUTION 1 ACCESS TO LOANS AT MICROFINANCE INSTITUTION 1 ACCESS TO MICROFINANCE INSTITUTION LOAN 1 GET PAYMENT FROM ORGANISATION 1 OPEN AIRTEL MONEY ACCOUNT AND TNM MPAMBA 1 OPEN PERSONAL ACCOUNT 1 OPENING PERSONAL BANK ACCOUNT 1 SUPPLY GOVERNMENT FIRMS 1 7. Did you receive help from any individual or organisation to register your bus 1423 1263 -99 Refused 0 -6 Missing 5 1 Yes 1298 2 No 120 Sysmiss 1263 8. (Ask if operates in a trading center) Did this business pay market dues in th 2293 393 -99 Refused 0 -98 Not applicable 576 -6 Missing 0 1 Yes 1543 2 No 174 Sysmiss 393 9. (Ask if does not operates in a trading center) Did this business pay a City A 2293 393 -99 Refused 0 -98 Not applicable 1710 -9 Don't know 0 -6 Missing 0 1 Yes, shows the license 19 2 Yes, shows a receipt 26 3 135 4 No 403 Sysmiss 393 10. (Ask if does not operates in a trading center) Did this business pay any sec 2293 393 -99 Refused 0 -98 Not applicable 1698 -9 Don't know 0 -6 Missing 0 1 Yes, shows the license 13 2 Yes, shows a receipt 25 3 67 4 No 490 Sysmiss 393 11. Did you pay the following taxes for your business in the past 12 months? 2294 392 -99 Refused 0 -98 Not applicable 0 -6 Missing 0 1 Yes 1303 2 No 991 Sysmiss 392 11. Did you pay the following taxes for your business in the past 12 months? 2294 392 -99 Refused 0 -98 Not applicable 296 -6 Missing 0 1 Yes 5 2 No 1992 77 1 Sysmiss 392 11. Did you pay the following taxes for your business in the past 12 months? 2293 393 -99 Refused 0 -98 Not applicable 5 -6 Missing 0 1 Yes 5 2 No 2283 Sysmiss 393 12. Is this business registered for taxes? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes, shows a Tax Payer Identification Number (TPIN) 15 2 Yes, doesn't show anything or something else 109 3 No 2170 Sysmiss 392 13. During the past 6 months, has your business received an inspection from any 2294 392 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 475 2 No 1819 Sysmiss 392 13. During the past 6 months, has your business received an inspection from any 2294 392 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 48 2 No 2246 Sysmiss 392 13. During the past 6 months, has your business received an inspection from any 2294 392 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 226 2 No 2068 Sysmiss 392 13. During the past 6 months, has your business received an inspection from any 2294 392 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 7 2 No 2287 Sysmiss 392 13. During the past 6 months, has your business received an inspection from any 2294 392 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Yes 179 2 No 2115 Sysmiss 392 13. During the past 6 months, has your business received an inspection from any 2294 392 -99 Refused 0 -9 Don't know 0 -6 Missing 1 1 Yes 36 2 No 2257 Sysmiss 392 14. Were you fined as a result of any of these inspections in the past 6 months? 613 2073 -99 Refused 0 -6 Missing 1 0 4 1 Yes 12 2 No 596 Sysmiss 2073 15. How much did you typically pas as fine following these inspections in the pa 11 2675 -99 Refused 0 -6 Missing 1 16. Out of every 10 business owners (not you) how many do you think experienced 2294 392 -99 Refused 1 -6 Missing 0 0 899 1 103 2 226 3 187 4 219 5 212 6 140 7 131 8 104 9 30 10 42 Sysmiss 392 17. Have you been asked for a bribe in the past 6 months relating to your busine 2294 392 -99 Refused 0 -6 Missing 1 0 3 1 Yes 139 2 No 2151 Sysmiss 392 18. Could you tell me what best describes the identity of the person who most of 140 2546 -99 Refused 0 -6 Missing 3 1 Police 45 2 City council/Municipality/Malawi Burea of Standards personnel 24 3 Tax authority 18 4 Ministry of industry and trade 1 5 Neighboring business 2 6 Someone respondent owes money 1 7 Spouse/domestic partner 0 8 Relative of self/domestic partner 1 9 Business partner 6 10 Employee 0 11 Customer 11 12 Stranger 10 13 Landlord 0 14 Riotting mob 0 15 Bank or lending officer 0 96 Other, specify 18 Sysmiss 2546 18. Could you tell me what best describes the identity of the person who most of 18 0 ADMARC EMPLOYEE 1 CHAIRMAN OF THE MARKET 2 ESCOM 1 ESCOM EMPLOYEE 1 ESCOM PERSONNEL 1 FOREST OFFICIAL 1 FORREST PEOPLE 1 IMMIGRATION PERSONNEL 1 MADECO FISHERIES 1 MARKET CHAIR PERSON 1 SUPPLIER 7 19. Could you tell me approximately how much in bribes (including cash, merchand 139 2547 -99 Refused 0 -6 Missing 4 20. Have you been asked for a bribe in the past (ever) relating to your business 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 187 2 No 2107 Sysmiss 392 Harrasment codes 2294 392 1 Threats to shut down business 2293 2 Locking of premises 1 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 Sysmiss 392 Harrasment codes 2294 392 1 Threats to shut down business 0 2 Locking of premises 2294 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 Sysmiss 392 Harrasment codes 2294 392 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 2294 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 0 Sysmiss 392 Harrasment codes 2294 392 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 2294 5 Sexual proposals 0 6 Beating 0 Sysmiss 392 Harrasment codes 2294 392 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 2294 6 Beating 0 Sysmiss 392 Harrasment codes 2294 392 1 Threats to shut down business 0 2 Locking of premises 0 3 Vandalism of premises or merchandise 0 4 Confiscation of property or merchandise 0 5 Sexual proposals 0 6 Beating 2294 Sysmiss 392 21. Could you tell me if you have experienced this in the past 3 months? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 169 2 No 2125 Sysmiss 392 21. Could you tell me if you have experienced this in the past 3 months? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 50 2 No 2244 Sysmiss 392 21. Could you tell me if you have experienced this in the past 3 months? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 124 2 No 2170 Sysmiss 392 21. Could you tell me if you have experienced this in the past 3 months? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 69 2 No 2225 Sysmiss 392 21. Could you tell me if you have experienced this in the past 3 months? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 260 2 No 2034 Sysmiss 392 21. Could you tell me if you have experienced this in the past 3 months? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 37 2 No 2257 Sysmiss 392 22. Could you tell me what best describes the identity of the person who did thi 169 2517 -99 Refused 0 -6 Missing 0 1 Police 24 2 City council/Municipality/Malawi Bureau of standards personnel 81 3 Tax authority 3 4 Ministry of Industry and Trade 3 5 Neighbouring business 10 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 1 9 Business partner 7 10 Employee 0 11 Customer 8 12 Stranger 17 13 Landlord 8 14 Riotting mob 4 15 Bank or lending officer 0 96 Other, specify 3 Sysmiss 2517 22. Could you tell me what best describes the identity of the person who did thi 50 2636 -99 Refused 0 -6 Missing 1 1 Police 4 2 City council/Municipality/Malawi Bureau of standards personnel 26 3 Tax authority 2 4 Ministry of Industry and Trade 0 5 Neighbouring business 0 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 1 10 Employee 0 11 Customer 1 12 Stranger 2 13 Landlord 9 14 Riotting mob 1 15 Bank or lending officer 0 96 Other, specify 3 Sysmiss 2636 22. Could you tell me what best describes the identity of the person who did thi 124 2562 -99 Refused 0 -6 Missing 0 1 Police 7 2 City council/Municipality/Malawi Bureau of standards personnel 9 3 Tax authority 1 4 Ministry of Industry and Trade 0 5 Neighbouring business 5 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 1 10 Employee 2 11 Customer 3 12 Stranger 83 13 Landlord 1 14 Riotting mob 6 15 Bank or lending officer 0 96 Other, specify 6 Sysmiss 2562 22. Could you tell me what best describes the identity of the person who did thi 69 2617 -99 Refused 0 -6 Missing 0 1 Police 8 2 City council/Municipality/Malawi Bureau of standards personnel 19 3 Tax authority 3 4 Ministry of Industry and Trade 0 5 Neighbouring business 1 6 Someone respondent owes money 1 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 1 9 Business partner 1 10 Employee 0 11 Customer 9 12 Stranger 20 13 Landlord 1 14 Riotting mob 3 15 Bank or lending officer 0 96 Other, specify 2 Sysmiss 2617 22. Could you tell me what best describes the identity of the person who did thi 258 2428 -99 Refused 0 -6 Missing 3 1 Police 2 2 City council/Municipality/Malawi Bureau of standards personnel 1 3 Tax authority 0 4 Ministry of Industry and Trade 0 5 Neighbouring business 8 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 10 10 Employee 0 11 Customer 182 12 Stranger 49 13 Landlord 0 14 Riotting mob 2 15 Bank or lending officer 0 96 Other, specify 1 Sysmiss 2428 22. Could you tell me what best describes the identity of the person who did thi 39 2647 -99 Refused 0 -6 Missing 1 1 Police 3 2 City council/Municipality/Malawi Bureau of standards personnel 0 3 Tax authority 0 4 Ministry of Industry and Trade 0 5 Neighbouring business 3 6 Someone respondent owes money 0 7 Spouse/Domestic partner 0 8 Relative of self/domestic partner 0 9 Business partner 4 10 Employee 0 11 Customer 18 12 Stranger 4 13 Landlord 0 14 Riotting mob 3 15 Bank or lending officer 0 96 Other, specify 3 Sysmiss 2647 23. Are you more confident, equally confident or less confident than when we int 2294 392 -99 Refused 0 -9 Don't know 1 -6 Missing 0 1 More confident 1731 2 Equally confident 464 3 Less confident 97 4 1 Sysmiss 392 1. What were the top two products or services in total value of revenues in the 2292 394 -98 Notapplicable 0 -6 Missing 34 1 Jam 2 2 Wine 0 3 Juices 1 4 Peanut butter 0 5 Packaged nuts 0 6 Candies 0 7 Butter/Margarine 1 8 Salt 9 9 Honey 2 10 Sugar 94 11 Fish-derived products 0 12 Meat-derived products 1 13 Bread 21 14 Cooking oil 62 15 Snacks 23 16 Other-food(specify) 20 17 Eggs 16 18 Fish 150 19 Shrimp 0 20 Meat-poutry 14 21 Meat-pork 30 22 Nuts 9 23 Legumes 26 24 Fresh fruits 13 25 Fresh vegetables 122 26 Other agriculture products(specify) 200 27 Meals in restaurant 128 28 Snacks in restaurant 0 29 Meals or snacks on roadside 56 30 Meals or snacks for sale in retail outlet 0 31 Catering for parties/ceremonies 0 32 Other catering(specify) 0 33 Ready-made clothes 101 34 Tailor-made clothes 46 35 Scarves 1 36 Chitenjes 1 37 Fabrics 2 38 Head-wraps 0 39 Place-mats 0 40 Napkins/Handkerchiefs 2 41 Runners 0 42 Bed sheets/pillow 13 43 Floor mats 0 44 Repairs and alterations 6 45 Shoes 48 46 Sandals 2 47 Other garments(specify) 1 48 Woven baskets 0 49 Woven vases 0 50 Woven bags 0 51 Clay baskets 0 52 Clay/ceramic figurines 0 53 Clay/ceramic vases 0 54 Beaded figurines 0 55 Beaded vases 0 56 Beaded jewelry 0 57 Cloth bags 0 58 Cloth wallet/coin purses 0 59 Wooden trays 0 60 Wooden bowls 0 61 Wooden figurines 0 62 Wooden vases 0 63 Leather bags 0 64 Leather wallets/coin purses 0 65 Jewelry 1 66 Other handcrafts(specify) 2 67 Crushed stone/kwale 1 68 Metal sheets 2 69 Terrazzo 1 70 Other mining and metal works(specify) 32 71 Groceries/Toiletries 11 72 Pharmaceuticals 40 73 Stationary 9 74 Candles 0 75 Batteries 10 76 Appliances 3 77 Other small electronics 60 78 Music(CD/DVDs) 15 79 Artwork 0 80 Ready-made clothes 1 81 Scarves 0 82 Chitenjes 49 83 Head-wraps 0 84 Other cloth products 15 85 Floor mats 1 86 Shoes 3 87 Sandals 2 88 Woven items 0 89 Clay items 2 90 Ceramic items 0 91 Bags or purses 6 92 Wooden items 0 93 Leather items 1 94 Jewelry 2 95 Other retail(specify) 138 96 Tables/chairs 44 97 Beds 5 98 Cupboards 0 99 Bookshelves 0 100 Doors/Door-frames 10 101 Windows 0 102 Coffins 1 103 Other furniture 3 104 Fixing/maintainance 0 105 Hair cut/shaving 22 106 Plaiting(Braiding,Twisting,Weaving,Cornrows) 67 107 Hair relaxing 22 108 Permanent waving(wet look,leisure curl) 0 109 Thermo styling (hot combing,pressing) 0 110 Hair color 0 111 Hair styling(Setting,Ironing,Tonging,Brushing) 16 112 Facials/Make up 0 113 Depilatory services 0 114 Manicures/Pedicures 0 115 Massages 0 116 Other personal services(specify) 0 117 Paper 0 118 Recycling 0 119 Charcoal making 20 120 Candles 1 121 Herbal medicines 2 122 Natural Beauty Products 30 123 Taxi/transport service 2 124 Video showing 2 125 Motor vehicle spare parts 19 126 Motor vehicle repair 4 127 Paints 18 128 Plumbing 1 129 Cleaning 0 130 Soft drinks 55 131 Beer 39 132 Airtime 27 133 Cement 9 134 Cigarettes 29 135 Cereals 0 996 Other products & services(specify) 178 998 1 999 1 Sysmiss 394 1. What were the top two products or services in total value of revenues in the 1718 968 -98 Notapplicable 0 -6 Missing 27 1 Jam 0 2 Wine 1 3 Juices 6 4 Peanut butter 0 5 Packaged nuts 0 6 Candies 5 7 Butter/Margarine 0 8 Salt 19 9 Honey 1 10 Sugar 44 11 Fish-derived products 1 12 Meat-derived products 0 13 Bread 48 14 Cooking oil 18 15 Snacks 19 16 Other-food(specify) 19 17 Eggs 24 18 Fish 86 19 Shrimp 0 20 Meat-poutry 9 21 Meat-pork 2 22 Nuts 8 23 Legumes 27 24 Fresh fruits 8 25 Fresh vegetables 97 26 Other agriculture products(specify) 98 27 Meals in restaurant 121 28 Snacks in restaurant 1 29 Meals or snacks on roadside 6 30 Meals or snacks for sale in retail outlet 0 31 Catering for parties/ceremonies 0 32 Other catering(specify) 0 33 Ready-made clothes 83 34 Tailor-made clothes 38 35 Scarves 2 36 Chitenjes 0 37 Fabrics 1 38 Head-wraps 0 39 Place-mats 0 40 Napkins/Handkerchiefs 0 41 Runners 0 42 Bed sheets/pillow 6 43 Floor mats 0 44 Repairs and alterations 7 45 Shoes 14 46 Sandals 1 47 Other garments(specify) 0 48 Woven baskets 0 49 Woven vases 0 50 Woven bags 0 51 Clay baskets 0 52 Clay/ceramic figurines 0 53 Clay/ceramic vases 0 54 Beaded figurines 0 55 Beaded vases 0 56 Beaded jewelry 0 57 Cloth bags 0 58 Cloth wallet/coin purses 0 59 Wooden trays 0 60 Wooden bowls 0 61 Wooden figurines 0 62 Wooden vases 0 63 Leather bags 0 64 Leather wallets/coin purses 0 65 Jewelry 1 66 Other handcrafts(specify) 1 67 Crushed stone/kwale 0 68 Metal sheets 2 69 Terrazzo 0 70 Other mining and metal works(specify) 30 71 Groceries/Toiletries 14 72 Pharmaceuticals 63 73 Stationary 10 74 Candles 1 75 Batteries 12 76 Appliances 2 77 Other small electronics 51 78 Music(CD/DVDs) 8 79 Artwork 0 80 Ready-made clothes 1 81 Scarves 1 82 Chitenjes 9 83 Head-wraps 0 84 Other cloth products 11 85 Floor mats 4 86 Shoes 1 87 Sandals 2 88 Woven items 0 89 Clay items 0 90 Ceramic items 0 91 Bags or purses 8 92 Wooden items 0 93 Leather items 0 94 Jewelry 4 95 Other retail(specify) 144 96 Tables/chairs 6 97 Beds 20 98 Cupboards 12 99 Bookshelves 0 100 Doors/Door-frames 11 101 Windows 1 102 Coffins 0 103 Other furniture 2 104 Fixing/maintainance 0 105 Hair cut/shaving 2 106 Plaiting(Braiding,Twisting,Weaving,Cornrows) 40 107 Hair relaxing 26 108 Permanent waving(wet look,leisure curl) 0 109 Thermo styling (hot combing,pressing) 0 110 Hair color 0 111 Hair styling(Setting,Ironing,Tonging,Brushing) 27 112 Facials/Make up 1 113 Depilatory services 0 114 Manicures/Pedicures 0 115 Massages 0 116 Other personal services(specify) 0 117 Paper 0 118 Recycling 1 119 Charcoal making 1 120 Candles 0 121 Herbal medicines 2 122 Natural Beauty Products 31 123 Taxi/transport service 0 124 Video showing 0 125 Motor vehicle spare parts 17 126 Motor vehicle repair 4 127 Paints 9 128 Plumbing 1 129 Cleaning 0 130 Soft drinks 61 131 Beer 35 132 Airtime 17 133 Cement 2 134 Cigarettes 27 135 Cereals 0 996 Other products & services(specify) 135 Sysmiss 968 1. What were the top two products or services in total value of revenues in the 2286 0 (BABY)SECOND HAND CLOTHES 1 (COMPUTER)HARDWARE MAINTAINANCE 1 (FLITTERS) 1 (USIPA)FISH 1 .DRY FISH 1 1 2 3CEMENT 1 5 1 991732738 1 AANIMAL SKIN HIDES 1 ACTELLIC 1 ACTERIC SUPER 1 ADAPTER 1 ADAPTERS 1 ADHESIVE 1 AIRTEL 2 AIRTEL AIRTIME 2 AIRTEL MONEY 1 AIRTEL UNITS 3 AIRTIME 16 AIRTIME AIRTEL 1 AIRTIME(TNM) 1 ALTALATIONS 1 ANCHOR SOAP 1 ANCOR SOAP 1 ANGLE IRON 2 APPLES 1 APPLYING CHEMICALS 1 AUDIO DISC 1 AUTO MECHANICSA 1 AUTO PAINT 1 AZAM SOAP 1 BABY 1 BABY BLANKETS 2 BABY CLOTHES 1 BABY DRESS 1 BABY SHAWEL 2 BABY SHORT 1 BABY T-SHIRTS 1 BABY TROUSERS 1 BAENS 1 BAGS 1 BANANA 1 BANANAS 5 BANS 1 BARGLAR BAR 1 BASIN 1 BATERIES 1 BATTERIES 1 BATTERY 2 BATTERY REPAIRING 1 BATTIRIES 1 BEADS 1 BEANS 21 BEANS FRESH 1 BEAUTIFUL BEGGININGS 1 BED 2 BED COVER 1 BED SHEET 1 BED SHEETS 3 BEDS 3 BEDS (3/4 BEDS) 1 BEEF 13 BEEF AND RICE 1 BEER 6 BEER (CHIBUKU) 1 BEER (CHIKOKEYANI) 1 BEER (GREEN) 1 BEER (SPIRITS) 1 BEER SPIRITS 1 BEER(CARSBERG GREEN) 1 BEER(SPECIAL) 1 BEER(WINE VODKA) 1 BELTS 3 BERRING 1 BICYCLE REPAIR WHEEL ARIGNMENT 1 BICYCLE REPAIRING 1 BICYCLE SPINDLE 1 BICYCLE TIRES 2 BICYCLE TRANSPORT 1 BICYCLE TUBE 2 BICYCLE TUBE REPAIR 1 BICYCLE TYRE 1 BILLING 1 BLACK PONDA (BEER) 1 BLANKETS 2 BLOUSE 3 BODY CREAMS 1 BODY GLYCILINE 1 BODY LOTION 9 BODY ROTION 1 BODY SIUTS 1 BOLT AND NULT 1 BOLT AND NUT 2 BOLT NATS 1 BOLTS 1 BOLTS AND NUTS 1 BOMBOOS 1 BOOK CLOTHE 1 BOOKS (BIBLE) 1 BOOM 1 BOOM SOAP 1 BOSTIC 5 BOTS 1 BOXERS 1 BOYS SCHOOL UNIFORM 1 BOYS SHORTS 1 BRA 1 BRAIDING HAIR 1 BRAKE FLUID 2 BRAKE LINERS 1 BREAD 18 BREADS 1 BREAKER 1 BRICKS 1 BROOMS 1 BROUSE 1 BROUSES 2 BULB HOLDER 1 BULB HOLDERS 1 BULBS 1 BURGLAR BARS 1 BURNING OUTO DISC 1 BUSY SUITS 1 CABBAGE 4 CABBAGES 1 CABLES 1 CABLESS 1 CALSBERG GREEN 2 CALSEBERG BEER 1 CAMPHOR 1 CAR 2 CAR BATTERY CHARGING 1 CAR ENGINE 1 CAR MART 1 CAR MODULATOR 1 CAR OIL 6 CAR SPRAYING (PAINTING) 1 CARLSBERG GREEN 1 CAROLITE 1 CAROLITE (LOTION) 1 CARROTS 1 CARSBERG GREEN 1 CARTAINS 1 CARTONS 3 CASSAVA 1 CASTROL OIL (MULTIGRADE) 1 CELL PHONE COVER 1 CELLPHONE CHARGER 1 CEMENT 8 CEMENT1 1 CHACOOAL BURNER 1 CHAIR COVERS 1 CHAIRS 2 CHALK 1 CHAMBO 1 CHAMBO FISH 2 CHANNEL 1 CHARCOAL 19 CHARCOAL BURNER 1 CHARCOALS 1 CHARCOL 1 CHARGING CAR BATTERY 1 CHARK 1 CHEMICAL (RESTORATION) 1 CHEMICAL RESTORE 1 CHERSEY 1 CHIBUKU 10 CHIBUKU BEER 1 CHICKEN 8 CHICKEN AND NSIMA 2 CHICKEN PARTS 2 CHICKEN PARTS(THIGHS) 1 CHICKEN PIECE 1 CHICKEN PIECES 1 CHICKEN PORTIONS 1 CHICKENS 7 CHICKENS PORTIONS 1 CHILDREN CLOTHES 1 CHILDRENS WEAR 1 CHIPS 45 CHIPS AND CHICKEN 1 CHIPS AND SALAD 1 CHIPS PLIUS SALAD 1 CHIPS WITH CHICKEN 2 CHIPS(CHICKEN) 1 CHURCH UNIFORM 1 CIGARATE 1 CIGARATES 5 CIGARATTES 1 CIGARETES 4 CIGARETTE 2 CIGARETTES 3 CIGARRATTES 1 CIGARRETTE 1 CIGERRATES 1 CIGGARETS 1 CIGGARETTES 1 CIGGARRETTES 1 CIGGERATES 1 CIGGERATTE 1 CIGGRERATTEES 1 CIPS 1 CISTERN 1 CLEANING OF HEADLUMPS 1 CLEAR VANISH 1 CLODED CHEMICAL 1 CLOTH WRAPPER 1 CLOTH WRAPPERS 2 CLOTHES 1 CLOTHES (GENTLES) 1 CLOTHES (LADIES) 1 CLOTHES (SECOND HAND) 1 CLOTHES (TROUSERS) 1 CLOTHES (ZITENJE) 1 CLOTHES BLOUSES 1 CLOTHES(LIGHT BABY) 1 COASTARS 1 COFFINS 1 COIL 1 COMPUTER REPAIR 3 COOFEE SET 1 COOKING 1 COOKING OIL 66 COOKING POTS 1 COROLIGHT LOTION 1 COTTON CLOTH 1 COTTON MATERIAL 1 COTTON WOOL 1 CRACK FILLER 1 1 CRISPS 1 CURTAINS 1 CUTEX 1 DECORATION 1 DIESEL ENGINE OIL 3 DINING SET 1 DINNING SET 5 DINNING SETS 1 DOOR 1 DOOR FLAME 1 DOOR FLAMES 1 DOOR FRAME 2 DOOR FRAMES 3 DOORS 6 DOUBLE SOCKET 1 DOUGHNUTS 1 DRESS 5 DRESS (FOR KIDS) 1 DRESSED CHICKENS 1 DRESSES 10 DRIED (CHAMBO) 1 DRIED FISH (MILAMBA) 2 DRINK 1 DRINKS 8 DRINKS(SOFT) 1 1 DRY FISH 25 DRY FISH (CHAMBO) 4 DRY FISH (MAKAKANI) 1 DRY FISH (MATEMBA) 1 DRY FISH (MILAMBA) 1 DRY FISH (MLAMBA) 4 DRY FISH (USIPA) 4 DRY FISH(ANJOLE) 1 DRY FISH(CHAMBO) 4 DRY FISH(MAKAKANA) 1 DRY FISH(MAKAKANI) 1 DRY FISH(MATEMBA) 1 DRY FISH(USIPA) 11 DRY FISH(UTAKA) 5 DRY FISH9USIPA) 1 DUVESTS 1 DUVET 2 DUVETS 2 DUVEY 1 DVD 7 DVD BURNING 2 DVD DISC 1 DVD PLAYER REPAIIRING 1 DVD REPAIRS 1 DVD'S 1 EAR PHONES 1 EAR RINGS 1 EGG 1 EGGS 14 ELBOWS 1 ELECTRIC CABLES 1 ELECTRIC IRON 1 ELECTRIC PIPES 1 ELECTRIC WIRE 3 ELECTRIC WIRES 3 ELECTRICAL WIRE 1 ELECTRICAL WIRE 2.5MM 1 ELECTRICITY BULB 1 ELECTRICITY SOCKETS 1 EMBASSY 1 EMBASSY KINGS 1 EMPTY SACK 3 EMPTY SACKS 5 EMPTY SCAKS 1 ENGINE 1 ENGINE MOUNTAIN 1 ENGINE SERVICE 2 EXTENSION 2 EXTRA LITE 1 F SEVEN 1 F7 (WINDOW FLAME) 1 FABRIC MATERIALS 1 FACE POWDER 2 FASHION BLOUSE 1 FILTER 1 FIREWOOD 7 FISH 5 FISH ((USIPA) 1 FISH (BONYA) 1 FISH (CHAMBO) 4 FISH (MLAMBA) 1 FISH (USIPA) 3 FISH (UTAKA) 2 FISH( ANJOLE) 1 FISH(BONYA) 3 FISH(CHAMBO) 9 FISH(DRY CHAMBO) 1 FISH(DRY MAKAKANA) 1 FISH(DRY MILAMBA) 1 FISH(DRY MULAMBA) 1 FISH(DRY USIPA) 2 FISH(DRY UTAKA) 2 FISH(DRY) 3 FISH(KAPETA) 1 FISH(MAKAKANA) 1 FISH(MATEMBA) 1 FISH(MILAMBA) 1 FISH(MLAMBA) 2 FISH(NJOLE) 1 FISH(USIPA) 8 FISH(UTAKA) 1 FIXING KETTLES 1 FIXING PHONES 1 FIXING TAPS 1 FIXING WEAVE 1 FLASH DISK 1 FLAT FILES 1 FLAT SHEET 1 FLITTERS 4 FLITTERS (MANDASI) 1 FLOUR 5 FLOUR (BAKING) 1 FLOUR MILLLING 1 FLOUR(MAIZE FLOUR) 1 FOOD 1 FOOD COLOUR 1 FOOD WARMERS 1 FREEZES PLASTIC BAGS 1 1 FRESH FISH 5 FRESH FISH (MAKERERE) 1 FRESH FISH (MICHENI) 1 FRESH MILK 1 FRIED BEEF 1 FRIED CHICKEN 1 FRIED CHICKEN PART 1 FRIED CHICKEN PARTS 1 FRIED CHIPS 2 FRIED FISH 2 FRIED MEAT 1 FRIED MEAT SNACKS 1 FRIED PORK 2 FRITTERS 1 FULL SAW 1 FULL SOLE 1 GAT MEAT 1 GATE 1 GATE CATCH 1 GATE ROLLER 1 GATE VALVES 1 GAVANISED PIPE 1 GAVINISE FITTINGS 1 GEAR BOX 1 GIGS 1 GLASS GLAZING 1 GLOBAL MAP 1 GLYCELINE 1 GOAT 1 GOAT MEAT 15 GOLF SHIRT 1 GREEN 1 GREEN (CARLSEBERG) 1 GREEN(BEER) 2 GREEN(CARLSBERG) 1 GROUND NUTS 4 GROUNDNNUTS 1 GROUNDNUT FLOUR 2 GROUNDNUTS 5 GROUNDNUTS FLOUR 6 GROUNDNUTS MILLING 1 HAB 2 HAIIR RETOUCHING 1 HAIR AHAVING 1 HAIR BRAIDING 1 HAIR CUT 3 HAIR CUTTING 3 HAIR DRESSING 1 HAIR MESH 1 HAIR OIL 2 HAIR PALITING 1 HAIR PLAITING 6 HAIR PLAITING( BRAIDS) 1 HAIR PLANTING 1 HAIR PLATING 6 HAIR PLATTING 1 HAIR RELAXING 3 HAIR RETAUCH 1 HAIR RETOUCH 5 HAIR SHAVING 10 HAIR STEAMING 2 HAIR TWISTING 1 HAIR WEAVE 1 HAIR WEAVING 12 HALF PETTICOAT 1 HAND BAG 1 HANDBAGS 1 HARD DRIVE 1 HARDENER 1 HARDWOOD 1 HEAD LUMP 1 HINCHES 1 HOES 2 HONEY (UCHI) 1 HOT PLATE 1 HOUSE PAINTING 1 HOUSE WIRING 1 HYDRAULIC OIL 1 1 IRISH PATATOES 1 IRISH POTATO 3 IRISH POTATOES 6 IRON NAILS 1 JACKETS 1 JEAN TROSER 1 JERSEY 2 KAMBA PUFFS 1 KANYENYA 1 KHOBWE 1 KIDS SHORTS 1 KITCHEN POTS 1 LADIES BLOUSE 1 LADIES BNATIONALA WARE 1 LADIES CLOTHES (SUITS) 1 LADIES DRESS 1 LADIES JEANS 1 LADIES PLASTIC SHOES 2 LADIES SUIT 1 LADIES T-SHIRT 1 LAPTOP 1 LCD 1 LCD PHONE SCREENS 1 LIM LOCK 1 LIMLOCK 2 LINEN CLOTH 1 LOCAL BEER(KACHASU) 1 LOCK 1 LOCKS 1 LOUSE 1 MAGAZINE 1 MAIN SWITCH 3 MAIZE 21 1 MAIZE FLLOUR 1 MAIZE FLOUR 34 MAIZE FLOUR (OYELA) 1 MAIZE HUSKS 1 MAIZE MILLING 2 MAIZE SHELLING 1 MAKING NATIONAL WEAR 2 MAKING TINS(ZIDEBE) 1 MALAMBE 1 MALAMBE JUICE 1 MANDASI 4 MANGOES 2 MASAWU 1 MAT(MKEKA) 1 MATTRES 1 MAUKA HERBS 1 MCHAPE 1 MCHENI FISH 1 MEANS TROUSER 1 MEAT 5 MEAT (BEEF) 1 MEAT (COW) 1 MEAT (GOAT MEAT) 1 MEAT (GOAT) 1 MEN SHIRTS 1 MEN SHOES 2 MEN'S SHIRTS 1 MEN'S SHOE 1 MEN'S SHOES 7 MEN'S SNEAKERS 1 MEN'S TROUSER 3 MEN'S TROUSERS 3 1 1 MENS BOXERS 1 MENS JERSEY 1 MENS SHIRTS 1 MENS SHOES 4 MENS TROSER 1 MENS TROUSER 3 MENS TROUSERS 1 MERSH 1 MESH 8 METAL SCRAP 2 MICHENI 1 MILK POWDER 1 MILLET 3 MILLING 4 MINBUS 1 MIX SPICE 1 MIXED MEAT 1 MLAMBA 1 MLAMBA FISH 1 MOBILE PHONE 2 MOPPING MATERILA 1 MUSIC EQUIPMENT 1 NAILS 5 NATIONAL WEAR 7 NATIONAL WERA 1 NECKES 1 NECKLESS 1 NEW FULL SOLE 1 NEWS PAPER'S 1 1 NSIMA AND BEEF 8 NSIMA AND CHICKEN 15 NSIMA AND FISH 1 NSIMA AND MATEMBA 1 1 NSIMA PLUS BEEF 7 NSIMA PLUS CHICKEN 13 NSIMA PLUS GOAT MEAT 1 NSIMA PLUS MEAT 1 NSIMA WITH BEEF 8 NSIMA WITH BEEF BRAAI 1 NSIMA WITH CHICKEN 28 NSIMA WITH CHICKEN3 1 NSIMA WITH CHICKENS 1 NSIMA WITH FISH 2 NSIMA WITH LOCAL CHICKEN 3 NSIMA WITH MANG'INA 2 NSIMA WITH ROASTED CHICKEN 1 NSIMA(CHICKEN) 1 NSIMA-BEEF 4 OFFICE WEAR 1 OIL 2 OIL FILTER 1 OLD NEWS PAPER 1 ONION 3 ONION (RED) 1 ONIONS 7 ORANGES 1 PAD LOCK 1 PAIL 1 PAINT 14 PAINTS 2 PAIR OF TROUSER 1 PAMPKINS 1 PANADO 1 PANEL BEATING 2 PARAFFIN 1 PEGEON PEAS 1 PEGEON PEAS(FRESH) 1 PENCIL LINES 1 PEPPER(CHILLI) 1 PERFUME 1 PHONE BATTERIES 2 PHONE BATTERY 2 PHONE BUREAU 1 PHONE CHANGER 1 PHONE CHARGER 4 PHONE CREDIT 1 PHONE REPAIR 7 PHONE REPAIRING 3 PHONES 5 PHOTOCOPYING 1 PIGS 1 PIPE 1 PIPE PLASTIC) 1 PITCHES 1 PLAITING HAIR 2 PLANE CHIPS 1 PLANTING HAIR 1 PLASTIC BABY PANT 1 PLASTIC BAG 3 PLASTIC BAGS 10 PLASTIC BAGS (JUMBU) 1 PLASTIC BASIN 2 PLASTIC BASINS 2 PLASTIC JUMBO 1 PLASTIC JUMBOS 1 PLASTIC LACS 1 PLASTIC LUX 1 PLASTIC PAPER BAGS 3 PLASTIC PAPER(JUMBO) 1 PLASTIC PAPERS 6 PLASTIC SHOES 3 PLASTICS 1 PLASTICS BAGS 1 PLATES 2 PLATIC JUMBOS 1 PLATING HAIR 3 PLATTING 2 POLYSTER CLOTH 1 POOL TABLE TOCKEN 1 POOL TOCKEN 1 POPCORN 1 PORK 23 PORK MAET 1 PORK MEAT 4 PORRIDGE(RICE) 1 POTS 2 POWERLAND BAGS 1 PREMIER BRANDY 1 PRINTING 2 PUMPS 1 PVC PIPES 1 QUARRY 1 QUARY 1 RADIO 3 RAPE 2 RE TOUCH 1 RE-TOUCH 2 RECTACHING 1 REFRIGERATION GAS 1 REGRIGERATION 1 REMOTE CONTROLLER 1 RENTING HALL 1 REP=AIRING TV SCREANS 1 REPAIR SHOES 1 1 1 REPAIRING BICYCLE 1 REPAIRING BICYCLE WHEEL RIMS 1 REPAIRING CLOTHES 1 REPAIRING MICRO WAVE 1 REPAIRING MOTOR BIKE 1 REPAIRING PHONES 1 REPAIRING RADIO 1 REPAIRING SCREEN 3 REPAIRING SHOE 1 REPAIRING SHOES 2 REPAIRING TV SCREEN 2 REPAIRING TV SCREENS 1 RESIZING TROUSERS 1 RESTORE 1 RESTORING 1 RETOUCH 4 RETOUCHING 1 RETOURCH 2 RHIM LOCK 2 RHIM ROCK 2 RICE 43 RICE (BEEF) 1 RICE AND BEEF 6 RICE AND BEEF AND BEANS 1 RICE AND CHICKEN 5 RICE CHICKEN 1 RICE PLUS BEEF 4 RICE PLUS BEEF PLUS VEGETABLES 1 RICE PLUS CHICKEN 1 RICE WITH BEEF 2 RICE WITH CHICKEN 4 RICE+BEEF 1 RICES 1 RIM LOCK 2 RIM LOCKS 2 RIM ROCKS 1 RING FORCE 1 ROASTED GROUND NUTS 1 ROASTED MEAT 1 ROBE 1 ROFING NAILS 1 ROOM 1 ROUND WIRE 2 SACKS 3 SALT 6 SALTS 1 SAUSAGE 2 SAW 1 SCHOOL 1 SCHOOL JERSY 1 SCHOOL UNIFORM 3 SCREEN PROTECTOR 1 SECOND HAND PHONES 1 SECOND HAND TROSUER 1 SELLING BAGS 1 SELLING BATTERIES 1 SELLING CHICKENS 1 SELLING CHIS 1 SELLING DRY FISH 1 SELLING DVDS 1 SELLING PHONES 2 SELLING TEXTILES(ZITENJE) 1 SELLING TYRES 1 SERVICING WHEELBARROW AND BICYCLE 1 1 SEWING DRESSES 2 SEWING NATIONAL WEAR 5 SEWING SCHOOL UNIFORM 2 SEWING SKIRTS 1 SEWING SUITS 1 SEWING THREADS 1 SEWING WORK SUITS 1 SHAVING 4 SHAVING HAIR 1 SHELLED MAIZE 1 SHIRTS 6 SHOCK ABSORBERS 1 SHOE 1 SHOE REPAIR 2 SHOE REPAIRING 1 SHOES 27 SHORTS 2 SHOWEL 1 SHOWER MIXER 1 SILICON SEALANT 1 SINGLES/PLATING 1 SKIN LIGHT(FACE CREAM) 1 SKIRT 3 SKIRTS 3 SKKIRT 1 SLIDING GATE 1 SLIPERS 1 SLIPPERS 1 SMALL CHAMBO 1 SOAP 16 SOAP (U-FRESH) 2 SOAP (WASHING) 1 SOAP(SONA) 1 SOAP(WASHA) 1 SOBO 1 SOCK 1 SOCKET (WALL) 1 SOCKET BRAKER 1 SOCKET BREKER 1 SOCKETS 4 SOCKS 2 SODA 2 SOFA 2 SOFA SET 18 SOFA SETS 10 SOFFA SET 1 SOFT BRINKS 1 SOFT DRINK 2 SOFT DRINKS 45 SOFT WIRE 1 1 SOYA PIECES 4 SPAGHETTI 1 SPANNER 1 SPARGHET 1 SPHERE FITTING 1 SPICE 1 SPICES 1 SPINDLES 1 STARTER MOTOR 1 STEAMING 15 STEEL DOORS 1 STEEL WINDOWS 1 STEEMING 1 STOP COCK 1 STOP COP 1 STOP-CORK 1 SUGAR 94 SUIT 1 SUVGAR 1 SWEET POTATO LEAVES 1 SWEET POTATOES 1 SWITCH(DOUBLE) 1 SWITCHES 1 T-SHIRT 1 T-SHIRTS 1 TABLE COFFE SET 1 TABLE SALT 1 TAILORING 1 TANGERINS 1 TAP 2 TAP(WATER TAPS) 1 TAPS 3 TEA 1 TEA WITH BREAD 2 TELESO 1 TELEVESION 1 TELEVISION SCREEN 1 TERTAPS 1 TEXTILE 1 TEXTILES 5 TEXTILES(ZITENJE) 1 THOBWA 3 TILES 2 TIMBER 10 TIMBER9HARDWARE) 1 TIMBERS(2 BY 6) 1 TIMBERS(2X6) 1 TINS 1 TIRE TUBES 1 TNM AIRTIME 1 TOAMATO 1 TOAMTOES 1 TOATO 1 TOBACCO (SUN RIPENED) 1 TOILET PAN SET 1 TOKEN 1 TOMATO 37 TOMATO SAUCE 1 TOMATOE 7 TOMATOEA 1 TOMATOES 47 TOMATOS 2 TOMOTOES 1 TOP PLUG 1 TORCHES 1 TOURCHES 1 TRAVELLING BAGS 1 TROUSER 3 TROUSERS 10 TRUSERS 1 TUBES 1 TV REMOVE 1 TV REPAIR 1 TV SCREEN 1 TV SCREEN FIXING 1 TV SCREEN REPAIR 1 TV STAND 2 TV VIDEO REPAIRING 1 TYRE FITTING 3 TYRESELLING 1 U-FRESH 1 UFA(MAIZE FLOUR) 1 ULESI 1 ULTALATIONS 1 UNDER WEAR 1 USIPA 3 USIPA (DRY FISH) 1 USIPA FISH 2 USIPA(DRY FISH) 1 UTAKA FISH 1 VEGETABLES 7 VEGETABLES (RAPE) 1 VIDEO SHOW 1 VIDIO SHOW 1 VOLTAGE CONTACTOR 1 WATER CANE 1 WATER SACHETS 1 WATER TAP 2 WATERING CANE 2 WEAV 1 WEAVE 13 WEAVES 4 WEAVING 22 WELDING 2 WELDING RODES 1 WELDING(BICYCLES) 1 WHEEL GATE 1 WHITE FLOUR 2 WINDOW FLAME 2 WINDOW FRAME 3 WINDOW FRAMES 1 WINDOW GLASS 1 WINDOW HANDLES 1 WING 1 WIRE BARS 1 WIRE NAILS 11 WIRE(FOR BUILDING) 1 WIRENAILS 1 WIRW NAIL 1 WOMEN DRESS 1 WOMEN NATIONAL WEAR 2 WOMEN NATIONAL WEARS 1 WOMEN SANDLES 1 WOMWN DRESS 1 WOOD DOORS 1 WOOD GLUE 1 WOODS 1 WRAPERS 2 WRAPPERS 19 WRAPPERS(ZITENJE 1 WRAPPERS(ZITENJE) 1 WREATHS 1 WRIST WATCH 1 WRITING PAPERS 1 ZIGEGE 2 ZIP 1 ZITENJE 22 ZITHENJE 1 1. What were the top two products or services in total value of revenues in the 1706 0 (LINYA) 1 (UTAKA) FISH 1 1 1 6 1 A4 PLAIN PAPER 1 ADHENSIVE 1 ADJUST ALREADY MADE CLOTHES 1 AIRTIME 6 AIRTIME TNM 1 AIRTIME(TNM AND AIRTEL) 1 ALCOHOL(JOY) 1 ANCHOR SOAP 1 ANGLE IRON 3 APPLES 1 ARDAPTORS 1 AUTNETER 1 AV'S 1 BABY BLOUSES 1 BABY CLOTHES 3 BABY SHIRTS 1 BABY T-SHIRTS 1 BABY TROUSERS 1 BAGS 2 BALLS 1 BANS 1 BANS(SCONES) 1 BARGRA BARS 1 BARGRAS BARS 1 BATH TAB MIXIR 1 BATTERIES 1 BATTERY (DURATA) 1 BATTERY CHARGING 2 BEANS 23 BEANS(FRESH) 1 BED 8 BED SHEET 1 BED SHEETS 1 BEDS 11 BEDS (3/4 BEDS) 1 BEDSHEETS 1 BEER 4 BEER (GREEN ) 1 BEER (SPECIAL) 1 BEER (WIN BOTLES) 1 BEER SPIRITS 1 BEER(CHIBUKU) 1 BER 1 BERING 1 BICYCLE CARRIER 1 BICYCLE CARRIERS 1 BICYCLE HANDLES 1 BICYCLE SADDLE 1 BICYCLE TUBES 1 BICYCLE TYRES 1 BIICYCLE SPOKS 1 BILL BOARDS 1 BISCUITS 2 BLACK JACK LEAVES 1 BLACK OPA(FACE POWDER) 1 BLANK CDS 1 BLANKETS 2 BLEAK FLUID 1 BLOUSE 4 BLOUSERS 1 BLOUSESS 1 BODY CARE 1 BODY CREAM 1 BODY LOTION 4 BODY LOTIONS 2 BODY ROTION 1 BODY SUITS 2 BODY TOP 1 BOLTS AND NUTS 1 BOOKS (SECONDARY SCHHOL) 1 BOSTIC 4 BOTTLED LIQUOR 1 BOWSTICK 1 BOXER SHORTS 1 BOYS SHORTS 1 BOYS T- SHIRTS 1 BRAIDING 1 BRAKE FLUID 2 BRAKE PAD(FIXING) 1 BRASH 1 BREAD 45 BREAK FLUID 2 BREAK PAD SERVICE 1 BRICUFORCE WIRE 1 BRIDAL HIRE 1 BROUSE 2 BRUSH 2 BUB HOLDER 2 BULB HOLDER 3 BULB HOLDERS 1 BUNGLIES 1 BURNING 1 BUTTON 1 BUTTONS 1 CABBAGE 7 CABBAGES 1 CABBBAGE 1 CAKE FLOUR 1 CALCULATOR 2 CALSBERG 1 CALSBERG GREEN 1 CANAVAS SHOES 1 CANDLE WAZ 1 CAPS 1 CAR OIL 3 CAR WASH 1 CARLESBERG GREEN 1 CARLSBERG 1 CARO LIGHT CREAM 1 CARPET 1 CARRIE 1 CARROT 1 CARRY 1 CARSBERG BEER 1 CARSBERG GREEN 1 CASH SALE BOOK 1 CD BLANK 1 CD BURNING 1 CELL PHONES 1 CELLPHONE FACE 1 CELLPHONE POUCHES 1 CEMENT 2 CHAIN 1 CHANNEL METAL 1 CHAPATI 1 CHARCOAL 2 CHARCOAL BURNER 1 CHARGING CAR BATTERY 1 CHARGING PHONES 1 CHARGING SEL PHONES 1 CHEMICAL(SOFT AND FREE) 1 CHEMICALS (RESTORE) 1 CHIBUKU 2 CHICKEN AND NSIMA 2 CHICKEN PARTS 2 CHICKEN PARTS(CROWS) 1 CHICKEN PORTIONS 1 CHIMERA 1 CHINESE (VEG) 1 CHIPS 5 CHIPS(EGG) 1 CIGARATES 1 CIGARATTE 1 CIGARATTES 2 CIGARETES 1 CIGARETTE 2 CIGARETTES 3 CIGARRATE 1 CIGARRATES 1 CIGARRETE 1 CIGARRETES 2 CIGARRETTES 1 CIGERATTES 1 CIGERRATES 1 CIGGALETES 1 CIGGARET 1 CIGGARETE 1 CIGGARETTES 1 CIGGERATTE 1 CIGGERATTES 2 CIGGERRATES 1 CILCON 1 CLEAR COAT 1 CLEAR VANISH 1 CLOTH WRAPPER 1 CLOTHES(BABIES) 1 CLUTCH BAG 1 CLUTCH PLATES 1 CMAMBO 1 COCKING OIL 1 COFFE SET 1 COFFE TABLE 1 COFFEE TABLE 1 COMPUTER REPAIR 1 CONSTRUCTING DOOR AND WINDOW FRAMES 1 CONTACTORS 1 COOKING OIL 16 COOKING POTS 1 COPPER 1 COPPER WIRE (TWIN) 1 COROLIGHT CREAM 1 COSMETICS 1 COTEX 1 COUPLING 1 CUCUMBER 1 CURTAINS 4 CUTAINS 1 CUTEX 3 CUTTING DISK 2 DARK AND LOVELY 1 DECENT TOPS 1 DELITE COOKING OIL 1 DIFF 1 DISPLAUY 1 DISPLAY CABINET 5 DISPLAY CABIT 1 DISPLAY CABITS 1 DISPLAYING CABINET 1 DISPRAY CABINET 3 DOOR 2 DOOR FLAME 3 DOOR FRAME 2 DOOR ROCKS 1 DOORS 6 DOUBLE SOCKET 1 DRESS 9 DRESSES 3 DRIED (USIPA) 1 DRIED FISH (MPHUTA) 1 DRIED FISH(CHAMBO) 1 DRINKS 6 DRY FISH (ANJOLINJO) 1 DRY FISH (BONYA) 1 DRY FISH (CHAMBO) 3 DRY FISH (MAKAKANA) 1 DRY FISH (MCHENI) 1 DRY FISH (MILAMBA) 3 DRY FISH (USIPA) 1 DRY FISH (UTAKA) 2 DRY FISH(ANJORE) 1 DRY FISH(CHAMBO) 1 DRY FISH(KAPENTA) 2 DRY FISH(KAPENTER) 1 DRY FISH(MAKAKANA) 2 DRY FISH(MATEMBA) 1 DRY FISH(MILAMBA) 1 DRY FISH(MLAMBA) 1 DRY FISH(NJOLE) 1 DRY FISH(USIPA) 2 DRY FISH(UTAKA) 3 DRYFISH(UTAKA) 1 DUVET 1 1 DVD PLAYER REPAIRING 1 DVD'S 1 DYPERS 1 EAR PHONES 2 EAR RINGS 2 EASY BLACK 1 EGG PLANTS 1 EGGES 1 EGGS 22 ELDING ROD 1 ELECCTRIC WIRE 1 ELECTICAL CABLES 1 ELECTRIC BOXES 1 ELECTRIC CABLE 1 ELECTRIC CABLES 1 ELECTRIC EXTENSION 1 ELECTRIC WIRE 4 ELECTRIC WIRES 1 ELECTRICAL REPAIR 1 ELECTRICC CABLES 1 ELECTRICITY SOCKET 1 ELESTRICAL WIREA 1 EMBASSY CIGGARATTE 1 EMPTY SACKS 2 ENERGY SAVER BULB 1 ENERGY SAVER BULBS 1 ENGINE OIL 1 ENVELOPE 1 EPIDERM 1 EPIRMAL CREAM 1 EXTENSION 1 1 FACE POWDER 7 FAMILY CARE (LOTION) 1 FAN BELTS 1 FEMALE TROUSER 1 FISH (BONYA) 2 FISH (KAPENTA) 1 FISH (MAKAKANA) 2 FISH (MATEMBA) 1 FISH (MLAMBA) 2 FISH (SANJIKA) 1 FISH (USIPA) 2 FISH (UTAKA) 3 FISH DRY (MAKAKANA) 1 FISH(DRY CHAMBO) 1 FISH(DRY MILAMBA) 2 FISH(DRY TOTI) 1 FISH(DRY UTAKA) 1 FISH(KAPENTA) 1 FISH(MAKAKANA) 2 FISH(MATEMBA) 4 FISH(MLAMBA) 7 FISH(NJOLE) 1 FISH(PHUTA) 1 FISH(UTAKA) 5 FITTINGS 1 FIXING IRONS 1 FIXING TOILETS 1 FLASK 1 FLAT SHEET 1 FLAT SHEET (SACKS) 1 FLITTERS 3 FLOUR 1 FOOD COLOR 1 FRED CHICKEN PARTS 1 FREE BICYCLE WHEEL 1 FREEZES 3 FRESH BEANS 1 FRESH MILK 2 FRIED CHICKEN PARTS 4 FRIED EGGS 2 FRUIT JUICE 1 GATE VALVE 1 GEAR BOX 1 GEAR BOX REPAIR 1 GENSET FIXING 1 GIRLS SCHOOL UNIFORM 1 GLOVES 1 GLUE(ADHESIVE) 1 GOAT MEAT 3 GOATS 1 GOLD TOUCH 1 GOLF SHIRT 1 GONDOLOSI 1 GREEN PEAS 1 GROUND NUTS 2 GROUND NUTS FLOUR 1 GROUNDNUTS 6 GROUNDNUTS FLOUR 5 GROUNTNUTS 1 HAIR BRAIDING 1 HAIR DRESSING 1 HAIR EXTENSION 5 HAIR EXTENSIONS 1 HAIR NPLAITING 1 HAIR PAINTING 1 HAIR PLAITING 8 HAIR PLATING 3 HAIR RELAXING 3 HAIR RETOUCH 9 HAIR RETOURCH 1 HAIR SHAVIUNG 1 HAIR STEAMING 4 HAIR WEAVING 6 HAIRBRAIDING 1 HAND BAG 1 HAND BRAKE CABLE 1 HARDCOVER 1 HARDCOVERS 1 HDP PIPE 1 HEAD PHONE 1 HEADSET 3 HILL 1 HINGES 2 HINGWES 1 HOT PLATE 1 ICE WITH BEEF 1 INCHES 1 INSERT OUTO FLASH DRIVE 1 INVETOR(REPAIR) 1 IRISH POTATO 4 IRISH POTATOE 2 IRISH POTATOES 3 IRISHPOTATOES 1 IRON 2 IRON NAILS 1 JEANS 1 JERSEY 2 JERSY 1 JESS (UNIFORM) 1 JEWELLERY 1 JIGGIES 3 JIGS 1 JUICE 1 KACHASU 1 KAMBA 2 KAPENGTA FISH 1 KAPENTA FISH 1 KIDS CLOTHE 1 KITCHEN SALT 1 LADIES BROUSE 2 LADIES DRESS 1 LADIES SHOES 2 LADIES SKIRTS 1 LADIES SUIT 1 LAMINATION POTCHER 1 LAMP HOLDER 1 LAPTOP BAGS 2 LEAF VEGETABLE 1 LEAF VEGETABLES 1 LENTING GLINDER 1 LIFE 1 LIKANGO HERBS 1 LIM LOCK 2 LIME 2 LINING MATERIAL 1 LIQOUR 1 LIQUOR 1 LOCAL BEER(KACHASU) 1 LOCKS 1 LOTION 1 LUNCH BOX 1 MAIN SWITCH 1 MAIZE 3 MAIZE FLOUR 20 MAIZE FLOUR(MGAYIWA) 1 MAIZE FLOWER 1 MAIZE GRAIN 1 MAIZE MILLING 1 MAIZE SHELLED 1 MAKAKANA 1 MAKAKANA FISH 1 MAKAKANI (DRY FISH) 1 MAKE-UP 1 MAKING CHARCOAL BURNER 1 MAKING NEW SHOE 1 MAKING SANDALS 1 MAKING SKIRTS 1 MALAMBE FLOUR 1 MALAMBE(BAOBAO FRUITS) 1 MANDASI?FLITTERS 1 MANDAZI(FLITTERS) 1 MANG'INA 1 MANGOES 1 MASAU 3 MASKING TAPE 1 MATEMBA FISH 1 MATS 1 MEANS SHOES 1 MEATS 1 MEMORY CARD 1 MEN SANDLES 1 MEN TROUSERS 1 MEN'S JACKETS 1 MEN'S JEANS 1 MEN'S TROUSERS 1 MENS BOXER 1 MENS NATIONAL WEAR 1 MENS PLASTIC SHOES 2 MENS SHIRT 1 MENS SHIRTS 1 MENS SHORTS 1 MENS TROUSERS 2 MESH 12 MESH(HAIR EXTENSIONS) 1 METAL BUCKET 1 METER BOX 1 MGAYIWA 2 MICHENI FISH 1 MIKEKA (MATS) 1 MILK 3 MILK SCONES 1 MILLATE 1 MILLET 2 MILLET FLOUR 1 MINERALS 1 MKANDA 1 MP3 BURNING 1 MPAMBA 1 NAIL POLISH 2 NAILS 15 NATIONA WERA 1 NATIONAL WEAR 6 NATIONAL WEAR (DRESS) 1 NATIONAL WERA 1 NEWS PAPER 1 NIPPOS 1 NSIMA (BEEF) 1 NSIMA AND BEANS 1 NSIMA AND BEEF 10 NSIMA AND BEEF AND BEANS 1 NSIMA AND CHICKEN 2 NSIMA AND FISH 1 1 NSIMA PLUS BEANS 1 NSIMA PLUS BEEF 4 NSIMA PLUS CHICKEN 3 NSIMA PLUS FISH 2 NSIMA PLUS OFFALS 1 NSIMA WITH BEANS 1 NSIMA WITH BEANZ 1 NSIMA WITH BEEF 5 NSIMA WITH BEES 1 NSIMA WITH CHICKEN 1 NSIMA WITH FISH 1 NSIMA WITH LOCAL CHICKEN 1 NSIMA(BEEF) 1 NSNJIRO 1 NURSES UNIFORM 1 NUTS 1 OFFALS 1 OIL 1 OIL FILTER 2 OIL NUMBER 40 1 OKRA 1 ONION 9 ONION (WHITE) 1 ONIONS 28 ORANGE SQUASH 1 PAD LOCK 1 PADLOCKS 1 PAIL 3 PAIN KILLER TABLETS 1 PAINT 3 PAINT BRUSH 2 PAINT BRUSHES 1 PAIR OF TROUSERS 1 PAMPERS 1 PANEL BEATING 2 PANGA KNIFE 1 PANNEL BEATING 1 PAPRIKA 1 PARAFFIN 1 PATCHING 1 PATCHING PUNCTURED TUBES 1 PEGEON PEAS 1 PEGEON PEAS (FRESH) 1 PENCIL LINES 1 PENCIL LINES (HAIR PLAITING) 1 PEPER (PUPLIKA) 1 PERFUMES 1 PETROL FILTER 1 PHONE (SELLING) 1 PHONE ACCESSORIES 1 PHONE BATTERIES 3 PHONE BATTERY 5 PHONE BATTRES 1 PHONE BATTRY 1 PHONE BEREAU 1 PHONE BUREAU 2 PHONE CALLS 1 PHONE CHARGER 2 PHONE CHARGING 13 PHONE CHARGING CHARGING 1 PHONE FACE 1 PHONE FACES 1 PHONE LCD 1 PHONE POUCHE 1 PHONE REPAIR 2 PHONE REPAIRING 1 PHOTO COPY 1 PHOTOCOPYING 1 PIGEON PEAS 1 PILLER TAP 1 PILLOW 2 PIPE 2 PIPE BEND 1 PIPES 2 PJHONE BATTERY 1 PLAITING 2 PLAITING PENCIL LINES 1 PLASTIC 1 PLASTIC BAGS 16 PLASTIC CONTAINER 1 PLASTIC JUMBO 1 PLASTIC MAT 1 PLASTIC MATT 1 PLASTIC PAPER 1 PLASTIC PAPER BAGS 3 PLASTIC PAPERS 8 PLASTIC PLATES 1 PLASTIC SHEET(BLACK 1 PLASTIC SHOES 2 PLASTICS BAGS 1 PLATE 1 PLUGS 2 PLUMBING SYSTEM 1 POLES 1 POPCON 1 POPCORN 1 PORCH 1 PORCHER 1 PORK SAUSAGE 1 POTS 1 POWER CABLES 1 POYS 1 PRECISION KNIVES 1 PRINTING 1 PVC FITTINGS 1 RADIATOR COOLANT 1 RAM HD 1 RAPAIRING DVD PLAYER 1 RAPE 2 RE TOURCH 1 RED OXIDE 1 RELAXING HAIR 4 REPAIRING (TV SCREEN) 1 REPAIRING CHILDREN CLOTHES 1 REPAIRING CLOTHES 2 REPAIRING DVD PLAYERS 1 REPAIRING DVD PRAYER 1 REPAIRING GENERATORS 1 REPAIRING HOME THEATER 1 REPAIRING MICRO WAVE 1 REPAIRING PHONE 2 REPAIRING PHONES 1 REPARING CARS 1 RESIN 1 RESIZING LADIES WEAR 1 RETACH 1 RETOUCH 3 RETOUCHING 2 RETOURCH 1 RETOURCHING 1 RICE 29 1 2 RICE -BEEF 1 RICE AND BEANS 2 RICE AND BEEF 5 RICE AND CHICKEN 10 RICE AND CHICKEN. 1 RICE PLUS BEANS PLUS GOAT MEAT 1 RICE PLUS BEEF 6 RICE PLUS CHICKEEN 1 RICE PLUS CHICKEN 9 RICE PORRIDGE 1 RICE WITH BEANS 3 RICE WITH BEEF 12 RICE WITH CHICKEN 21 RICE WITH CHICKEN BRAII 1 RICE WITH LOCAL CHICKEN 1 RICE WITH OFFALS 1 RICE-BEANS 2 RIM ROCKS 1 RING FORCE 1 RODS 1 ROTION 1 ROUND WIRE 1 SACHETS 1 SAIL 2 SAKA BAG 1 SALT 15 SAMOOSA 2 SAMOSA 1 SAND PAPER 1 SATIN CLOTH 1 SAUFOIL COOKING OIL 1 SAUSAGE 1 SCARF 1 SCHOOL INIFORM 1 SCHOOL SHOES 1 SCHOOL UNIFORM 4 SCHOOL UNIFORMS 1 SCIOSSORS 1 SCREEN REPAIRING 1 SECOND HAND MICROWAVES 1 SECOND HAND SHIRTS 1 SEED 1 SELING BATTERIES 1 SELLING AIRTEL 1 SELLING KETTLE 1 SELLING TORCH 1 SEWING CHEF UNIFORMS 1 SEWING DECORATION CURTAINS 1 SEWING DRESS 1 SEWING DRESSES 2 SEWING NATIONAL WEAR 2 SEWING SCHOOL UNIFORM 1 SEWING SCHOOL UNIFORMS 1 SEWING THREAD 1 SHAVING 1 SHELLING 1 SHIRT 1 SHIRTS 6 SHOE MAKING 1 SHORTS 3 SIL 1 SILENCER 1 SILLICON 1 SINJIRO 1 SINK 1 SKIRT 2 SKIRTS 1 SLIP ONS/ SANDALS 1 SLIPPERS 1 SMALL PLASTIC BAG 1 SNACKS 1 SOAP 39 SOAP (AZAM) 1 SOAP (GEISHA) 1 SOAP (U-FRESH) 2 SOAP NIRMA 1 SOAP(OMO) 1 SOAP(U-FRESH) 1 SOBO 1 SOCKET 3 SOCKETS 1 SOCKETS(SINGLE) 1 SOCKS 2 SOFA SET 3 SOFT DRINK 6 SOFT DRINKS 43 SOFT DRINNKS 1 SOFT WIRE 1 SOPA (ANKA) 1 SOUGHURM 1 SOYA 1 SOYA PIECES 3 SPECIAL 1 SPECIAL (CARLSBERG) 1 SPECIAL BREW 1 SPECIAL(BEER) 2 SPOXES 1 SPRAY PAINT 1 SPRAY PAINTING 1 SPRING CHAIR 1 STAEMING 2 STAR BAGS 1 STATIONARY PLATES 1 STEAMING 18 STEEL WINDOW FRAMES 1 STEEMING 1 STIMMING 1 STOP CORK 1 STOP-CORK 1 SUFF 1 SUGAR 45 SUGER 1 SUITES (MEN) 1 SUN GLASSES 1 SUPER GLUE 1 SURF 1 SWEET POTATO 1 SWEETS 4 SWEETS(RETAIL) 1 SWITCH 2 T SHIRTS 3 T-SHIRT 2 T-SHIRTS 6 T-SHRTS 1 TANGERINE 1 TAP 3 TAPENTINE 1 TAXTILES 1 TEA 2 TEA AND BREAD 1 TEA WITH BREAD 1 TEA WITH MILK 1 TEL BUAREU 1 TEXTILE(ZITENJE) 2 TEXTILES 1 TILES 1 TINS 1 TINTA (PAINT CHANGER) 1 TISSUEHOLDER 1 TNM AIRTIME 1 TNM AND AIRTEL UNITS 1 TNM UNITS 2 TOMATO 9 TOMATOES 10 TOP(CLOTHES) 1 TORCH 4 TRACK SUIT 1 TRADITIONAL BEER(CHIKOKEYANI) 1 TRANSFORMER 1 TRORIES 1 TROSERS 1 TROUSER 1 TROUSERS 4 TUBEW 1 TV REPAIRS 1 TV STAND 1 TYRE FITTING 1 TYRE PRESSURE 2 TYRES 1 U-FRESH 9SOAP) 1 U-FRESH SOAP 2 ULTALATION 1 ULTARATIONS 1 UNDER WEAR (PANTS) 1 UNIFORM 2 UNITS 1 USB(CABLES) 1 UTAKA 2 UTAKA FISH 2 VANISH 4 VANISH PAINT 1 VEGEGTABLES 1 VEGETABLE 4 VEGETABLES 15 VEGETABLES (CHINESE) 1 VEGETABLES(MASAMBA) 1 WALL GLASS 1 WALL UNITS 1 WASH AND SET 2 WASHER(PROTECTER FOR BOLTS) 1 WASHING SOAP 3 WATER 2 WATER CANE 1 WATER SACHETS 1 WATER TAPS 1 WATERCANE 1 WEAVE 3 WEAVE'S 1 WEAVES 2 WEAVING 9 WEEVING 1 WEIGHT LIFT 1 WELDING RODS 3 WELDING(WHEEL BARROWS) 1 WHEAT FLOUR 2 WIN VODKA 1 WIN(BEER) 1 WINDOW FITTINGS 1 WINDOW FLAMES 1 WINDOW FRAME 2 WINDOW FRAMES 4 WIRE 1 WIRE NAILS 7 WIRE(COIL) 1 WIRWNAILS 1 WOMEN SHOES 1 WOMEN'S SHOES 1 WOMENS DRESS 1 WOMENS SHOES 2 WOMENS'S SHOE 1 WOODEN CARS 1 WOOL 1 WRAPPERS 2 WRIST WATCH 1 ZIP 1 ZIPS 1 ZITENJE 4 ZITHEBA 1 ZITUMBUWA 1 2. What is the normal unit of measurement for (products/services)? 2292 394 -99 Refused 0 -6 Missing 0 1 Piece 1454 2 Procedure 270 3 Plate (of food) 181 4 Set 50 5 Grams 1 6 Kilograms 214 7 Meters 40 8 Inches 1 9 Mililiters 4 10 Liters 75 96 Other, specify 2 Sysmiss 394 2. What is the normal unit of measurement for (products/services)? 1717 969 -99 Refused 0 -6 Missing 2 1 Piece 1189 2 Procedure 205 3 Plate (of food) 132 4 Set 10 5 Grams 0 6 Kilograms 119 7 Meters 22 8 Inches 0 9 Mililiters 7 10 Liters 30 96 Other, specify 1 Sysmiss 969 3. How many of (product/service) do you sell/provide per-------? 2292 394 -99 Refused 0 -6 Missing 0 1 Day 2013 2 Week 190 3 Fortnight 19 4 Month 60 5 Quarter 5 6 Half year 4 7 Year 0 3. How many of (product/service) do you sell/provide per-------? 1717 969 -99 Refused 0 -6 Missing 2 1 Day 1483 2 Week 170 3 Fortnight 8 4 Month 51 5 Quarter 1 6 Half year 2 7 Year 0 3. How many of (product/service) do you sell/provide per-------? 2292 394 -99 Refused -6 Missing 3. How many of (product/service) do you sell/provide per-------? 1717 969 -99 Refused 0 -6 Missing 1 4. What is the typical price at which you sell (product)? 2291 395 -99 Refused -6 Missing 4. What is the typical price at which you sell (product)? 1717 969 -99 Refused 0 -6 Missing 1 5. What is the current value in MWK of all completed products and inputs that yo 2294 392 -99 Refused 0 -6 Missing 0 0 81 1 5 50 1 150 1 300 2 400 4 450 1 500 6 600 1 650 1 700 1 800 1 1000 6 1200 3 1300 2 1500 13 1700 2 2000 18 2100 1 2250 1 2300 1 2400 1 2500 4 2600 1 2815 1 3000 16 3200 1 3500 6 3600 1 3800 1 4000 10 4500 4 4800 3 5000 31 5500 1 5600 1 6000 10 7000 15 7500 4 7800 1 8000 24 8500 2 9000 7 9200 1 9500 1 9600 1 9700 1 10000 52 10100 1 10500 2 11000 2 11200 1 11250 1 12000 16 12500 1 13000 5 13500 1 14000 8 14500 1 15000 53 15700 1 16000 14 16500 1 16800 1 17000 9 18000 11 19000 1 20000 73 20300 1 21000 5 22000 4 23000 6 24000 5 25000 42 26000 3 27500 1 28000 4 30000 62 32000 3 33000 2 35000 18 36000 4 36500 1 37500 1 38000 6 39000 1 40000 47 40500 1 45000 24 46000 2 47000 1 48000 4 49000 1 50000 86 51700 1 52000 1 53000 2 53200 1 54000 1 55000 11 57000 2 58000 2 60000 38 60750 1 62000 1 63000 1 63100 1 63700 1 64000 1 64800 1 65000 8 65700 1 68000 1 69000 1 70000 38 72000 2 75000 15 75800 1 80000 41 85000 8 86000 1 88000 1 90000 13 93000 2 95000 1 100000 80 100500 1 102000 1 105000 2 106000 1 110000 1 115000 3 117000 1 120000 28 125000 5 126000 1 127500 1 130000 6 135000 1 140000 5 145000 1 147600 1 150000 96 153000 1 160000 8 165000 2 170000 7 180000 13 181000 1 182000 1 185000 1 188000 1 190000 2 200000 105 206000 1 210000 1 215000 1 215600 1 220000 10 225000 1 230000 6 240000 6 250000 79 255000 1 260000 2 265000 1 268000 1 270000 2 275000 1 280000 8 290000 1 295000 1 300000 81 310000 1 320000 2 325000 1 340000 1 350000 40 360000 1 370000 2 375000 1 380000 3 385000 1 400000 56 420000 3 450000 22 460000 1 470000 2 480000 5 490000 1 500000 81 520000 2 537000 1 550000 4 560000 2 575000 1 590000 1 600000 29 640000 1 650000 8 670000 1 680000 1 695000 1 700000 23 720000 3 730000 1 750000 8 770000 1 780000 1 800000 48 816000 1 818000 1 850000 7 870000 1 880000 1 900000 18 950000 1 1000000 38 1020000 1 1050000 1 1100000 3 1200000 14 1200003 1 1280000 1 1300000 6 1400000 1 1500000 33 1600000 7 1700000 4 1800000 14 1900000 1 2000000 24 2100000 2 2200000 6 2300000 1 2340000 1 2400000 1 2500000 18 2600000 1 2700000 1 2800000 1 3000000 17 3200000 1 3300000 2 3500000 3 3500003 1 4000000 6 4500000 3 5000000 6 5800000 1 6000000 2 6500000 1 7000000 1 8000000 1 10000000 1 15000000 2 25000000 1 Sysmiss 392 6. Approximately how many customers did this business have in the past? 2294 392 -99 Refused 0 -6 Missing 0 0 1 1 Day 1992 2 Week 194 3 Fortnight 16 4 Month 80 5 Quarter 9 6 Half year 2 7 Year 0 Sysmiss 392 6. Approximately how many customers ddid this business have in the past? 2294 392 -99 Refused -6 Missing 7. Do you provide receipts to your customers? 2294 392 -99 Refused 0 -6 Missing 0 1 Always 109 2 For most customers 47 3 For few customers 40 4 Only when asked by customer 328 5 No 1770 Sysmiss 392 8. Has your firm advertised/made people aware of your business in the following 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 41 2 No 2253 Sysmiss 392 8. Has your firm advertised/made people aware of your business in the following 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 21 2 No 2273 Sysmiss 392 8. Has your firm advertised/made people aware of your business in the following 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 31 2 No 2263 Sysmiss 392 8. Has your firm advertised/made people aware of your business in the following 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 5 2 No 2289 Sysmiss 392 8. Has your firm advertised/made people aware of your business in the following 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 13 2 No 2281 Sysmiss 392 8. Has your firm advertised/made people aware of your business in the following 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 59 2 No 2235 Sysmiss 392 8. Other 2294 392 -9 Refused 0 -6 Missing 1 1 Yes 24 2 No 2269 Sysmiss 392 8. Specify 22 0 FACEBOOK 5 INTERNATE 1 INTERNET 7 INTERNET (FACEBOOK) 1 INTERNET(FACEBOOK) 3 INVITING CUSTOMERS ONE BY ONE. 1 PASSING MASSEGE FROM ONE PERSON TO ANOTHER 1 TALKING PERSONARY TO PEOPLE 1 THROUGH CHIBUKU PERSONNEL 1 facebook 1 9. Have you used any method to measure the effectiveness of the advertising? 91 2595 -99 Refused 0 -6 Missing 0 1 Yes 45 2 No 46 Sysmiss 2595 10. In the last 6 months, which of the following marketing activities have you d 2294 392 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 Yes 1640 2 No 654 Sysmiss 392 10. Visited one of your competitor?s businesses to see what products they have a 2294 392 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 Yes 1516 2 No 778 Sysmiss 392 10. Asked your existing customers whether there are any other products they woul 2294 392 -99 Refused 0 -98 Not Applicable 1 -6 Missing 0 1 Yes 1232 2 No 1061 Sysmiss 392 10. Talked with a former customer to find out why they have stopped buying from 2294 392 -99 Refused 0 -98 Not Applicable 1 -6 Missing 0 1 Yes 993 2 No 1300 Sysmiss 392 10. Asked a supplier about which products are selling well in your industry 2294 392 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 Yes 635 2 No 1659 Sysmiss 392 10. In the last three months have you used any special offer to attract customer 2294 392 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 0 2 1 Yes 835 2 No 1457 Sysmiss 392 11. How many tender proposals did this business submit in the past 6 months? 2294 392 -99 Refused -6 Missing 12. Of these tender propsals submitted in the past 6 months, how many were submi 206 2480 -99 Refused 0 -6 Missing 2 0 168 1 24 2 7 3 5 Sysmiss 2480 13. Of all the tender proposals submitted in the past 6 months, how many were yo 206 2480 -99 Refused 0 -6 Missing 3 0 31 1 73 2 38 3 37 4 4 5 9 6 1 7 2 8 1 9 1 10 3 12 1 20 2 Sysmiss 2480 14. Does your business belong to the Malawian Chamber of Commerce(MCCI)? 2294 392 -99 Refused 0 -9 Don't know 3 -6 Missing 1 0 1 1 Yes and shows proof of membership 3 2 Yes, but doesn't show proof of membership 12 3 No 2274 Sysmiss 392 15. Does your business have an export license? 2294 392 -99 Refused 0 -98 Not Applicable 3 -9 Don't know 3 -6 Missing 0 1 Yes and shows export license 10 2 Yes but doesn't show export license 44 3 No 2234 Sysmiss 392 16. In the last 3 months have you attempted to negotiate with a supplier for a l 2293 393 -99 Refused 0 -98 Not Applicable 2 -6 Missing 0 1 Yes 1131 2 No 1160 Sysmiss 393 17. Were you successful in obtaining a lower price on raw materials or goods pur 1133 1553 -99 Refused 0 -6 Missing 2 1 Yes 888 2 No 243 Sysmiss 1553 18. In the last three months, have you compared the prices or quality offered by 2293 393 -99 Refused 0 -98 Not Applicable 2 -6 Missing 1 1 Yes 1627 2 No 663 Sysmiss 393 19. Do you keep goods to sell or raw materials for use in service provision?/ 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 1918 2 No 376 Sysmiss 392 20. What is the typical way you purchase goods or raw materials? 1926 760 -99 Refused 0 -6 Missing 3 1 A distributor comes to your store on a fixed schedule 63 2 A distributor who comes whenever you place an order 40 3 You go to the supplier's store /warehouse to purchase the goods 1788 4 A distributor comes to your store but with no fixed schedule 32 96 Other, specify 0 Sysmiss 760 20. What is the typical way you purchase goods or raw materials? 0 0 21. How frequesntly do you run out of stock of these goods or raw materials? 2294 392 -99 Refused 0 -6 Missing 0 1 Never, I always have enough on hand 1189 2 Not very frequent, once every 6 months or so 156 3 Once every three months 89 4 Once a month or more frequent 860 Sysmiss 392 22. How long does it take to obtain goods for which you have run out of stock? 2294 392 -98 Not Applicable 1166 -9 1 -6 Missing 0 1 A day or less 479 2 More than a day, less than a week 409 3 A week 143 4 More than a week, less than a month 62 5 A month or more 34 Sysmiss 392 1. Do you agree or disagree with the following statement: It is better to combin 2294 392 -99 Refused 0 -6 Missing 0 1 Agree 129 2 Disagree 2165 Sysmiss 392 2. What are the reasons why a business owner might separate business and househo 2282 404 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 755 2 To avoid the spouse from using the business money 72 3 To avoid other family members from using the business money 58 4 To know how much you are making from the business (to know profits) and how much from other sources of income 964 5 To protect against the risk of business failure 335 6 To protect from theft 17 7 To prepare better budgeting/business planning 81 96 Other, specify 0 Sysmiss 404 2. What are the reasons why a business owner might separate business and househo 1993 693 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 365 2 To avoid the spouse from using the business money 74 3 To avoid other family members from using the business money 61 4 To know how much you are making from the business (to know profits) and how much from other sources of income 598 5 To protect against the risk of business failure 709 6 To protect from theft 40 7 To prepare better budgeting/business planning 146 77 Skip 0 96 Other, specify 0 Sysmiss 693 2. What are the reasons why a business owner might separate business and househo 889 1797 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 133 2 To avoid the spouse from using the business money 14 3 To avoid other family members from using the business money 20 4 To know how much you are making from the business (to know profits) and how much from other sources of income 147 5 To protect against the risk of business failure 366 6 To protect from theft 80 7 To prepare better budgeting/business planning 129 77 Skip 0 96 Other, specify 0 Sysmiss 1797 2. What are the reasons why a business owner might separate business and househo 95 2591 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 5 2 To avoid the spouse from using the business money 1 3 To avoid other family members from using the business money 0 4 To know how much you are making from the business (to know profits) and how much from other sources of income 3 5 To protect against the risk of business failure 14 6 To protect from theft 19 7 To prepare better budgeting/business planning 53 77 Skip 0 96 Other, specify 0 Sysmiss 2591 2. What are the reasons why a business owner might separate business and househo 0 2686 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 To avoid the business owner from misusing the money 0 2 To avoid the spouse from using the business money 0 3 To avoid other family members from using the business money 0 4 To know how much you are making from the business (to know profits) and how much from other sources of income 0 5 To protect against the risk of business failure 0 6 To protect from theft 0 7 To prepare better budgeting/business planning 0 77 Skip 0 96 Other, specify 0 Sysmiss 2686 2. What are the reasons why a business owner might separate business and househo 2 0 1 1 KNOW IF THE BUSINESS IS ADVANCING 1 3. What are some of the ways that a business owner can separate business money f 2282 404 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 216 2 Keep money in different places (bank not mentioned) 534 3 Keep business money in a bank account 813 4 Keep two separate bank accounts: one for the business and one for the household 205 5 Invest business cash in things/commodities right away 393 6 Keep separate records/budgets 121 96 Other, specify 0 Sysmiss 404 3. What are some of the ways that a business owner can separate business money f 1706 980 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 82 2 Keep money in different places (bank not mentioned) 267 3 Keep business money in a bank account 305 4 Keep two separate bank accounts: one for the business and one for the household 145 5 Invest business cash in things/commodities right away 691 6 Keep separate records/budgets 216 77 Skip 0 96 Other, specify 0 Sysmiss 980 3. What are some of the ways that a business owner can separate business money f 415 2271 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 19 2 Keep money in different places (bank not mentioned) 37 3 Keep business money in a bank account 38 4 Keep two separate bank accounts: one for the business and one for the household 18 5 Invest business cash in things/commodities right away 171 6 Keep separate records/budgets 132 77 Skip 0 96 Other, specify 0 Sysmiss 2271 3. What are some of the ways that a business owner can separate business money f 21 2665 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 1 2 Keep money in different places (bank not mentioned) 2 3 Keep business money in a bank account 0 4 Keep two separate bank accounts: one for the business and one for the household 1 5 Invest business cash in things/commodities right away 4 6 Keep separate records/budgets 13 77 Skip 0 96 Other, specify 0 Sysmiss 2665 3. What are some of the ways that a business owner can separate business money f 1 2685 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 Keep separate accounts in my head 1 2 Keep money in different places (bank not mentioned) 0 3 Keep business money in a bank account 0 4 Keep two separate bank accounts: one for the business and one for the household 0 5 Invest business cash in things/commodities right away 0 6 Keep separate records/budgets 0 77 Skip 0 96 Other, specify 0 Sysmiss 2685 3. What are some of the ways that a business owner can separate business money f 65 0 3 1 AIRTEL MONEY 4 AIRTEL MONEY AND MPAMBA 1 AIRTEL MONEY AND VILLAGE BANK. 1 ASCA 16 ASCA AND ROSCA 1 HE KEEP IT AT THE SAME PLACE BECAUSE HE TAKE THE HOUSEHOLD FROM HIS BUSINESS 1 MPAMBA 1 ROSCA 20 ROSCA AND ASCA 10 ROSCA, ASCA 1 ROSCA/ASCA 1 SAVED BY RELATIVE 1 SAVINGS BUSINESS MONEY THROUGH ROSCA 1 THROUGH GOODS 1 TNM AND AIRTEL 1 TNM MPAMBA 3 4. How much money will you have in your account in 2 years if you do not withdra 2245 441 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 More than 108,000 kwacha 1854 2 Exactly 108,000 kwachas 198 3 Less than 108,000 kwachas 190 4 1 8 1 9 1 Sysmiss 441 5. Which one is a better bargain-a discount of 1,500 kwacha or of 10%? 2258 428 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 A discount of 1,500 kwacha 1562 2 A discount of 10% 564 3 They are both the same 131 4 1 Sysmiss 428 6. The credit fee is 300 Malawi kwacha. Give a rough estimate of the annual inte 2136 550 -99 Refused 0 -9 Don't know 0 -6 Missing 0 1 3% 1334 2 6% 350 3 9% 179 4 12% 271 6 1 12 1 Sysmiss 550 7. Did you complete any training in the past six months? 2293 393 -99 Refused 0 -6 Missing 0 1 Yes 96 2 No 2195 3 1 4 1 Sysmiss 393 8. In the past 6 months, has your business participated in any government progra 2293 393 -99 Refused 0 -6 Missing 0 1 Yes 25 2 No 2268 Sysmiss 393 1. Does this business have a written business plan? 2293 393 -99 Refused 0 -6 Missing 0 1 Yes 679 2 No 1610 3 3 4 1 Sysmiss 393 2. Does this business have a written annual budget? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes and can show 34 2 Yes but can not show 354 3 No 1906 Sysmiss 392 3. Do you keep financial records or accounts for this business (record of expend 2294 392 -99 Refused 0 -6 Missing 0 1 Yes and shows record 180 2 Yes and shows disorganised personal notes 60 3 Yes but cannot show 1029 4 No 1023 7 2 Sysmiss 392 4. Do you record every purchase and sale made by the business? 1271 1415 -99 Refused 0 -6 Missing 5 1 Yes 1144 2 No 122 Sysmiss 1415 5. Are you able to use your records to see how much cash your business has on ha 1272 1414 -99 Refused 0 -6 Missing 5 1 Yes 1169 2 No 98 Sysmiss 1414 6. Do you regularly use your records to know whether sales of a particular produ 1272 1414 -99 Refused 0 -6 Missing 5 1 Yes 1165 2 No 102 Sysmiss 1414 7. Have you worked out the cost to you of each main product you sell? 2293 393 -99 Refused 0 -6 Missing 0 1 Yes 1990 2 No 303 Sysmiss 393 8. Do you know which goods you make the most profit per item selling? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 2250 2 No 44 Sysmiss 392 9. Do you sell any goods or services on credit to customers 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 1094 2 No 1200 Sysmiss 392 10. Do you have a written record of how much each customer owes you? 1095 1591 -99 Refused 0 -6 Missing 2 1 Yes 815 2 No 278 Sysmiss 1591 11. If you wanted to apply for a bank loan, and were asked to provide records to 2294 392 -99 Refused 0 -9 1 -6 Missing 2 1 Yes 1309 2 No 982 Sysmiss 392 12. How frequently do you review the financial strength/performance of your busi 2294 392 -99 Refused 0 -6 Missing 0 1 Never 608 2 Once a year or less frequent 171 3 Two or Three times a year 172 4 Monthly or more often 1343 Sysmiss 392 13. Do you have a target set for sales over the next year? 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 227 2 No 2063 4 1 5 3 Sysmiss 392 14. How frequently do you compare actual performance to your target? 230 2456 -99 Refused 0 -6 Missing 1 1 Never/do not compare 12 2 Once a year or less frequent 29 3 Two or Three times a year 28 4 Monthly or more often 160 Sysmiss 2456 15. Have you made a budget of what costs facing your business are likely to be o 2294 392 -99 Refused 0 -6 Missing 0 1 Yes 258 2 No 2030 3 6 Sysmiss 392 16. Which of the following do you or your accountant prepare at least annually? 2294 392 -99 Refused 0 -9 Don't know 1 -6 Missing 0 1 Yes 1424 2 No 869 Sysmiss 392 b. Statement of cash flow 2294 392 -99 Refused 0 -9 Don't know 3 -6 Missing 0 1 Yes 864 2 No 1427 Sysmiss 392 c. Balance sheet 2294 392 -99 Refused 0 -9 Don't know 2 -6 Missing 1 1 Yes 666 2 No 1625 Sysmiss 392 d. Income and expenditure statement 2294 392 -99 Refused 0 -9 Don't know 2 -6 Missing 1 1 Yes 1089 2 No 1201 400 1 Sysmiss 392 e. Other 2294 392 -99 Refused 0 -9 Don't know 2 -6 Missing 1 1 Yes 25 2 No 2266 Sysmiss 392 e. Specify 4 0 1 2 BUDGETING FINANCES 1 CHECKING CREDITS 1 17. Do you take money whenever needed (every day, every other day etc) from the 2292 394 -99 Refused 0 -6 Missing 0 1 Yes 1391 2 No 901 Sysmiss 394 18. What was the total income the business earned during the past week after pay 12 2674 -99 Refused -6 Missing Profit last week (MWK) -follow-up info- 2686 0 -99 Refused -6 Missing 18. What was the total income the business earned during the past week after pay 12 2674 -99 Refused -6 Missing 19. What were this business' total REVENUES in the past WEEK? 5 2681 -99 Refused -6 Missing Revenue last week (MWK) -follow-up info- 2277 409 -99 Refused -6 Missing 19. What were this business' total REVENUES in the past WEEK? 6 2680 -99 Refused -6 Missing 20. What were the profits of your business during the past month? 8 2678 -99 Refused -6 Missing 20. What were the profits of your business during the past month? 2278 408 -99 Refused -6 Missing 20. What were the profits of your business during the past month? 8 2678 -99 Refused -6 Missing 21. What were the total revenues in the past month? 6 2680 -99 Refused -6 Missing 21. What were the total revenues in the past month? 2278 408 -99 Refused -6 Missing 21. What were the total revenues in the past month? 13 2673 -99 Refused -6 Missing 22. What was the approximate amount spent on the following in the PAST MONTH?Tra 2288 398 -99 Refused 0 -6 Missing 0 0 2151 1 1 200 1 300 1 600 1 900 1 1200 2 1400 1 1500 1 1600 1 2000 3 2400 5 2500 1 2600 1 2700 1 2800 1 3000 6 3200 1 3600 2 3900 1 4000 8 4200 1 4800 5 5000 6 5600 5 6000 13 6500 1 6800 1 7200 1 7500 1 7800 2 8000 4 8400 1 9000 6 9600 1 10000 3 10400 2 11000 2 11200 1 12000 7 12500 1 12600 1 13000 3 14000 4 14400 1 15000 5 16000 1 18000 2 20000 2 22000 1 23400 1 24000 3 25000 2 26000 1 36000 3 43200 1 80000 2 Sysmiss 398 Other travelling expenses 2289 397 -99 Refused -6 Missing Deliverly and freight cost of products/inputs 2289 397 -99 Refused -6 Missing Food/in-kind payments to employs 2288 398 -99 Refused -6 Missing Salaries of employees 2289 397 -99 Refused -6 Missing Raw materials/inputs 2289 397 -99 Refused -6 Missing Products that were sold during this month 2285 401 -99 Refused -6 Missing Maintaining inventories and storage (not the products/inputs themselves) 2289 397 -99 Refused -6 Missing Fire wood and chrcoal 2289 397 -99 Refused -6 Missing Electricity 2289 397 -99 Refused -6 Missing Water 2289 397 -99 Refused -6 Missing Gas and fuel 2289 397 -99 Refused -6 Missing Maintenance and general repairs 2289 397 -99 Refused -6 Missing Brokers commissions 2289 397 -99 Refused -6 Missing Rent for machinery and equipment 2289 397 -99 Refused -6 Missing Rent for land and space 2289 397 -99 Refused -6 Missing Telephone or cellphone charges 2286 400 -99 Refused -6 Missing Marketing and promotion 2287 399 -99 Refused -6 Missing Taxes and (market) fees 2289 397 -99 Refused -6 Missing Interest paid 2285 401 -99 Refused -6 Missing All other expenses 2289 397 -99 Refused -6 Missing 1. Currently, how many people do any work for this enterprise? 2294 392 -99 Refused 0 -6 Missing 0 1 667 2 917 3 428 4 143 5 73 6 34 7 12 8 5 9 4 10 6 11 1 12 1 14 1 17 1 122 1 Sysmiss 392 Worker's category code 2294 392 1 Business owners 2294 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 392 Worker's category code 2293 393 1 Business owners 0 2 Technical workers/ in production/providing services 2293 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 393 Worker's category code 2294 392 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 2294 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 392 Worker's category code 2294 392 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 2294 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 392 Worker's category code 2294 392 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 2294 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 0 Sysmiss 392 Worker's category code 2294 392 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 2294 7 Accounting/finance 0 8 Other 0 Sysmiss 392 Worker's category code 2294 392 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 2294 8 Other 0 Sysmiss 392 Worker's category code 2294 392 1 Business owners 0 2 Technical workers/ in production/providing services 0 3 Sales people (other than those above) 0 4 Apprenticeship/Intern 0 5 Temporary workers 0 6 Managers (Not Business Owners) 0 7 Accounting/finance 0 8 Other 2294 Sysmiss 392 Worker's category code. Other specify 0 0 Worker's category code. Other specify 0 0 Worker's category code. Other specify 0 0 Worker's category code. Other specify 0 0 Worker's category code. Other specify 0 0 Worker's category code. Other specify 0 0 Worker's category code. Other specify 0 0 Worker's category code. Other specify 73 0 . 1 GAURD 1 GUARD 44 SECURITY GAURD 1 WATCH MAN 1 WATCHMAN 21 WATCHMAN/GUARD 1 gaurd 1 guard 1 watchman 1 2. How many workers are (CATEGORY)? 2292 394 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2290 396 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2294 392 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2292 394 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2292 394 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2292 394 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2291 395 -99 Refused -6 Missing 2. How many workers are (CATEGORY)? 2292 394 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 2294 392 -99 Refused 0 -6 Missing 1 3. How many (CATEGORY) are male? 367 2319 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 1059 1627 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 16 2670 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 136 2550 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 7 2679 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 0 2686 -99 Refused -6 Missing 3. How many (CATEGORY) are male? 175 2511 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 2294 392 -99 Refused 0 -6 Missing 1 4. How many MALE (CATEGORY) are from the family of any of the other owners? 370 2316 -99 Refused 0 -6 Missing 3 4. How many MALE (CATEGORY) are from the family of any of the other owners? 1059 1627 -99 Refused -6 Missing 4. How many MALE (CATEGORY) are from the family of any of the other owners? 18 2668 -99 Refused 0 -6 Missing 2 4. How many MALE (CATEGORY) are from the family of any of the other owners? 138 2548 -99 Refused 0 -6 Missing 2 4. How many MALE (CATEGORY) are from the family of any of the other owners? 9 2677 -99 Refused 0 -6 Missing 2 4. How many MALE (CATEGORY) are from the family of any of the other owners? 3 2683 -99 Refused 0 -6 Missing 3 4. How many MALE (CATEGORY) are from the family of any of the other owners? 177 2509 -99 Refused 0 -6 Missing 2 5. How many (CATEGORY) are female? 2294 392 -99 Refused 0 -6 Missing 1 5. How many (CATEGORY) are female? 367 2319 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 1059 1627 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 16 2670 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 136 2550 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 7 2679 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 0 2686 -99 Refused -6 Missing 5. How many (CATEGORY) are female? 175 2511 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 2294 392 -99 Refused 0 -6 Missing 1 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 370 2316 -99 Refused 0 -6 Missing 3 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 1058 1628 -99 Refused -6 Missing 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 18 2668 -99 Refused 0 -6 Missing 2 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 138 2548 -99 Refused 0 -6 Missing 2 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 9 2677 -99 Refused 0 -6 Missing 2 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 3 2683 -99 Refused 0 -6 Missing 3 6. How many FEMALE (CATEGORY) are from your family or from the family of any of 177 2509 -99 Refused 0 -6 Missing 2 7. How much are (CATEGORY) typically paid per......? Period 103 2583 -99 Refused 0 -6 Missing 87 0 Unpaid 13 1 Day 2 2 Week 0 3 Month 1 7. How much are (CATEGORY) typically paid per......? Period 367 2319 -99 Refused 0 -6 Missing 3 0 Unpaid 72 1 Day 25 2 Week 10 3 Month 257 7. How much are (CATEGORY) typically paid per......? Period 1039 1647 -99 Refused 0 -6 Missing 1 0 Unpaid 628 1 Day 29 2 Week 6 3 Month 375 7. How much are (CATEGORY) typically paid per......? Period 17 2669 -99 Refused 0 -6 Missing 1 0 Unpaid 10 1 Day 3 2 Week 0 3 Month 3 7. How much are (CATEGORY) typically paid per......? Period 136 2550 -99 Refused 0 -6 Missing 1 0 Unpaid 17 1 Day 42 2 Week 47 3 Month 29 7. How much are (CATEGORY) typically paid per......? Period 8 2678 -99 Refused 0 -6 Missing 1 0 Unpaid 2 1 Day 0 2 Week 0 3 Month 5 7. How much are (CATEGORY) typically paid per......? Period 3 2683 -99 Refused 0 -6 Missing 2 0 Unpaid 1 1 Day 0 2 Week 0 3 Month 0 7. How much are (CATEGORY) typically paid per......? Period 175 2511 -99 Refused 0 -6 Missing 1 0 Unpaid 9 1 Day 7 2 Week 2 3 Month 156 7. How much are (CATEGORY) typically paid per......? Amount 10 2676 -99 Refused -6 Missing 7. How much are (CATEGORY) typically paid per......? Amount 293 2393 -99 Refused -6 Missing 7. How much are (CATEGORY) typically paid per......? Amount 425 2261 -99 Refused -6 Missing 7. How much are (CATEGORY) typically paid per......? Amount 6 2680 -99 Refused -6 Missing 7. How much are (CATEGORY) typically paid per......? Amount 120 2566 -99 Refused -6 Missing 7. How much are (CATEGORY) typically paid per......? Amount 5 2681 -99 Refused -6 Missing 7. How much are (CATEGORY) typically paid per......? Amount 0 2686 -99 Refused -6 Missing 7. How much are (CATEGORY) typically paid per......? Amount 170 2516 -99 Refused -6 Missing 1. Financial institution explain well the details of the products they offer 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 2155 2 Disagree 530 Sysmiss 1 1. Banking fees are high 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 1133 2 Disagree 1552 Sysmiss 1 1. It is difficult to open a bank account 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 556 2 Disagree 2129 Sysmiss 1 1. I would never take out a loan 2685 1 -99 Refused 0 -6 Missing 2 1 Agree 361 2 Disagree 2322 Sysmiss 1 1. I separate well the business money from the household money 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 2415 2 Disagree 270 Sysmiss 1 1. (Ask if has a spouse). Iam able to turn to my spouse to provide me with money 2685 1 -99 Refused 1 -98 Not applicable 433 -6 Missing 0 1 Agree 1008 2 Disagree 1243 Sysmiss 1 1. (Ask if has a spouse). Whenever my spouse asks for money, I always give it wi 2685 1 -99 Refused 0 -98 Not applicable 433 -6 Missing 0 1 Agree 735 2 Disagree 1517 Sysmiss 1 1. Whenever my family members asks for money, I always give it without question 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 780 2 Disagree 1905 Sysmiss 1 1. Financial institution give too much credit 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 1675 2 Disagree 1010 Sysmiss 1 1. Financial institutions have products and services designed for people like me 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 1558 2 Disagree 1127 Sysmiss 1 1. I could manage fine without a bank account 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 1275 2 Disagree 1409 4 1 Sysmiss 1 1. I trust banks 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 2282 2 Disagree 403 Sysmiss 1 1. Afriend of the bank or lending officer is more likely to get a loan 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 1998 2 Disagree 687 Sysmiss 1 1. An acquaintance of the bank or lending officer is more likely to get a loan 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 1940 2 Disagree 745 Sysmiss 1 1. A government official is more likely to get a loan 2685 1 -99 Refused 0 -9 Missing 0 1 Agree 2397 2 Disagree 288 Sysmiss 1 1. A family relation of the bank or lending officer is moore likely to get a loa 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 1923 2 Disagree 762 Sysmiss 1 1. Business people offer gifts (including cash, merchandise or other goods) to i 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 1532 2 Disagree 1153 Sysmiss 1 1. Business people offer investment oppotunities as an incentive to the bank or 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 1536 2 Disagree 1149 Sysmiss 1 1. I trust most Malawian business people in my sector to help each other. 2685 1 -99 Refused 0 -6 Missing 0 1 Agree 2341 2 Disagree 344 Sysmiss 1 1. I trust most foreign business people in my sector to help each other. 2685 1 -99 Refused 0 -6 Missing 1 1 Agree 1282 2 Disagree 1402 Sysmiss 1 1. It is easier to borrow money from other business than a bank or lending insti 2685 1 -99 Refused 0 -6 Missing 1 1 Agree 1848 2 Disagree 836 Sysmiss 1 2. All things considered how satisfied are you with your current work? 2684 2 -99 Refused 0 -6 Missing 0 1 Very dissatisfied 239 2 Dissatisfied 331 3 Neither dissatisfied nor satisfied 593 4 Satisfied 811 5 Very satisfied 710 Sysmiss 2 3. Please indicate where you see yourself in the scale: Family----------Work 2682 0 3 1 4 1 A 304 B 85 C 1517 D 171 E 603 3. Please indicate where you see yourself in the scale: Work----------Leisure 2683 0 2 1 4 1 A 2292 B 283 C 70 D 12 E 24 3. Please indicate where you see yourself in the scale: Family----------Religion 2684 0 4 1 A 133 B 37 C 1759 D 169 E 584 S 1 3. Please indicate where you see yourself in the scale: Religion----------Work 2684 0 1 1 4 1 A 456 B 158 C 1683 D 88 E 297 3. Please indicate where you see yourself in the scale: Work----------Education 2684 0 4 1 A 513 B 240 C 1300 D 110 E 518 R 1 V 1 3. Please indicate where you see yourself in the scale: Education----------Train 2684 0 1 1 2 1 A 720 B 106 C 1108 D 112 E 635 F 1 3. Please indicate where you see yourself in the scale: Training----------Work 2682 0 3 1 4 1 A 385 B 73 C 1115 D 295 E 812 4. For each one could you tell me how much confidence you have in them?Church/Mo 2684 2 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 None at all 86 2 Not very much confidence 385 3 Quite a lot of confidence 673 4 A great deal of confidence 1539 8 1 Sysmiss 2 4. For each one could you tell me how much confidence you have in them?Courts 2684 2 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 None at all 436 2 Not very much confidence 714 3 Quite a lot of confidence 641 4 A great deal of confidence 893 Sysmiss 2 4. For each one could you tell me how much confidence you have in them?Police 2684 2 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 None at all 794 2 Not very much confidence 812 3 Quite a lot of confidence 462 4 A great deal of confidence 616 Sysmiss 2 4. For each one could you tell me how much confidence you have in them?National 2684 2 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 None at all 538 2 Not very much confidence 677 3 Quite a lot of confidence 705 4 A great deal of confidence 764 Sysmiss 2 4. For each one could you tell me how much confidence you have in them?City coun 2684 2 -99 Refused 0 -98 Not Applicable 0 -6 Missing 0 1 None at all 574 2 Not very much confidence 739 3 Quite a lot of confidence 669 4 A great deal of confidence 702 Sysmiss 2 4. For each one could you tell me how much confidence you have in them?Tax autho 2684 2 -99 Refused 0 -98 Not Applicable 0 -6 Missing 1 1 None at all 629 2 Not very much confidence 706 3 Quite a lot of confidence 607 4 A great deal of confidence 741 Sysmiss 2 4. For each one could you tell me how much confidence you have in them?Family 2684 2 -99 Refused 0 -98 Not Applicable 1 -6 Missing 1 1 None at all 118 2 Not very much confidence 316 3 Quite a lot of confidence 796 4 A great deal of confidence 1452 Sysmiss 2 4. For each one could you tell me how much confidence you have in them?(Ask ques 2684 2 -99 Refused 0 -98 Not Applicable 433 -6 Missing 0 1 None at all 80 2 Not very much confidence 203 3 Quite a lot of confidence 468 4 A great deal of confidence 1500 Sysmiss 2 4. For each one could you tell me how much confidence you have in them?Workers 2684 2 -99 Refused 0 -98 Not Applicable 227 -6 Missing 1 1 None at all 549 2 Not very much confidence 896 3 Quite a lot of confidence 549 4 A great deal of confidence 462 Sysmiss 2 5.How many businesses do you currently have? 2683 3 -99 Refused 0 -6 Missing 0 0 377 1 1745 2 502 3 46 4 10 5 2 6 1 Sysmiss 3 6. When you are not operating this business, what is your primary income-earning 2684 2 -99 Refused 0 -6 Missing 2 0 2 1 None 1696 2 Another enterprise 442 3 Farm/Plot 221 4 Wage employment 209 5 Casual labor 107 96 Other, specify 5 Sysmiss 2 6. When you are not operating this business, what is your primary income-earning 5 0 AIRTEL 1 MONEY LENDER 1 MUSIC 1 PENSION 1 SHE DO DECORATION 1 7. Approximately how many hours do you devote to this other activity in a typica 993 1693 -99 Refused 0 -6 Missing 3 8. How much did you earn from this other activity in the past month? 2686 0 -99 Refused -6 Missing 9. Who in your household decides how the finances should be spent? 2684 2 -99 Refused 0 -6 Missing 0 1 Self 2390 2 Spouse 250 3 My father 10 4 My mother 11 5 My spouse's father 1 6 My spouse's mother 0 7 My son 8 8 My daughter 2 9 My sister 2 10 My brother 7 96 Other, specify 3 Sysmiss 2 9. Who in your household decides how the finances should be spent? 1305 1381 -99 Refused 0 -6 Missing 0 1 Self 111 2 Spouse 1137 3 My father 3 4 My mother 19 5 My spouse's father 0 6 My spouse's mother 2 7 My son 11 8 My daughter 14 9 My sister 5 10 My brother 2 77 Skip 0 96 Other, specify 1 Sysmiss 1381 9. Who in your household decides how the finances should be spent? 5 0 1 1 AUNT 1 DAUGHTER INLAW 1 MY UNCLE 1 NEPHEW 1 10. Who decides on household expenditures purchased on a daily basis? 2684 2 -99 Refused 0 -6 Missing 0 1 Self 2004 2 Spouse 639 3 My father 7 4 My mother 15 5 My spouse's father 1 6 My spouse's mother 1 7 My son 2 8 My daughter 6 9 My sister 4 10 My brother 4 96 Other, specify 1 Sysmiss 2 10. Who decides on household expenditures purchased on a daily basis? 1207 1479 -99 Refused 0 -6 Missing 0 1 Self 145 2 Spouse 1015 3 My father 4 4 My mother 19 5 My spouse's father 2 6 My spouse's mother 1 7 My son 5 8 My daughter 8 9 My sister 5 10 My brother 2 77 Skip 0 96 Other, specify 1 Sysmiss 1479 10. Who decides on household expenditures purchased on a daily basis? 4 0 1 2 AUNT 1 MY UNCLE 1 11. Who usually decides how your earnings will be used? 2685 1 -99 Refused 0 -6 Missing 0 1 Self 2626 2 Spouse 55 3 My father 0 4 My mother 1 5 My spouse's father 0 6 My spouse's mother 0 7 My son 2 8 My daughter 1 9 My sister 0 10 My brother 0 96 Other, specify 0 Sysmiss 1 11. Who usually decides how your earnings will be used? 718 1968 -99 Refused 0 -6 Missing 0 1 Self 19 2 Spouse 678 3 My father 0 4 My mother 4 5 My spouse's father 0 6 My spouse's mother 0 7 My son 3 8 My daughter 8 9 My sister 2 10 My brother 4 77 Skip 0 96 Other, specify 0 Sysmiss 1968 11. Who usually decides how your earnings will be used? 1 0 2 1 12. Are you or your business a member of social networking gathering, group, or 2685 1 -99 Refused 0 -6 Missing 0 1 Yes 238 2 No 2446 4 1 Sysmiss 1 13. Did belonging to this social networking gathering, group or club ever help y 240 2446 -99 Refused 0 -6 Missing 0 1 Yes 168 2 No 72 Sysmiss 2446 13. Did belonging to this social networking gathering, group or club ever help y 240 2446 -99 Refused 0 -6 Missing 1 1 Yes 48 2 No 189 4 2 Sysmiss 2446 13. Did belonging to this social networking gathering, group or club ever help y 240 2446 -99 Refused 0 -6 Missing 2 1 Yes 18 2 No 218 4 2 Sysmiss 2446 14. How did belonging to this social networking gathering, group, or club help y 168 2518 -99 Refused 0 -6 Missing 2 1 It helped me receive information about (option) 71 2 It has acted as guarantor to get loan 74 3 It helped me to know a person who helps secure credit lines 18 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 1 6 It helped me to meet with suppliers 2 7 It helped me learn about new equipment available 0 96 Other, specify 0 Sysmiss 2518 14. How did belonging to this social networking gathering, group, or club help y 49 2637 -99 Refused 0 -6 Missing 3 1 It helped me receive information about (option) 1 2 It has acted as guarantor to get loan 0 3 It helped me to know a person who helps secure credit lines 1 4 It helped me to know a person who helps secure contracts 5 5 It helped me to meet with clients 26 6 It helped me to meet with suppliers 12 7 It helped me learn about new equipment available 0 77 1 96 Other, specify 0 Sysmiss 2637 14. How did belonging to this social networking gathering, group, or club help y 20 2666 -99 Refused 0 -6 Missing 2 1 It helped me receive information about (option) 8 2 It has acted as guarantor to get loan 0 3 It helped me to know a person who helps secure credit lines 1 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 1 6 It helped me to meet with suppliers 2 7 It helped me learn about new equipment available 5 96 Other, specify 1 Sysmiss 2666 14. How did belonging to this social networking gathering, group, or club help y 72 2614 -99 Refused 0 -6 Missing 2 1 It helped me receive information about (option) 7 2 It has acted as guarantor to get loan 23 3 It helped me to know a person who helps secure credit lines 8 4 It helped me to know a person who helps secure contracts 1 5 It helped me to meet with clients 30 6 It helped me to meet with suppliers 1 7 It helped me learn about new equipment available 0 77 Skip 0 96 Other, specify 0 Sysmiss 2614 14. How did belonging to this social networking gathering, group, or club help y 13 2673 -99 Refused 0 -6 Missing 2 1 It helped me receive information about (option) 0 2 It has acted as guarantor to get loan 1 3 It helped me to know a person who helps secure credit lines 0 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 4 6 It helped me to meet with suppliers 5 7 It helped me learn about new equipment available 1 77 Skip 0 96 Other, specify 0 Sysmiss 2673 14. How did belonging to this social networking gathering, group, or club help y 10 2676 -99 Refused 0 -6 Missing 2 1 It helped me receive information about (option) 1 2 It has acted as guarantor to get loan 2 3 It helped me to know a person who helps secure credit lines 1 4 It helped me to know a person who helps secure contracts 0 5 It helped me to meet with clients 2 6 It helped me to meet with suppliers 1 7 It helped me learn about new equipment available 1 77 Skip 0 96 Other, specify 0 Sysmiss 2676 14. How did belonging to this social networking gathering, group, or club help y 0 0 14. How did belonging to this social networking gathering, group, or club help y 0 0 14. How did belonging to this social networking gathering, group, or club help y 1 0 INTERSIVE SKILL (BUSINESS MANAGEMENT ) 1 15. Are you involved in any formal or informal activities that enable you to int 2685 1 -99 Refused 0 -6 Missing 0 1 Yes 562 2 No 2123 Sysmiss 1 Business survey end time(first attempt) 2686 0 -6 Missing 2 98 Notappl 0 Business survey end time(first attempt) 2686 0 -6 Missing 2 98 Notappl 0 Business survey end time(second attempt) 4 2682 -6 Missing 1 98 Notappl 0 Business survey end time(second attempt) 4 2682 -6 Missing 1 98 Notappl 0 Business survey end time(third attempt) 1 2685 -6 Missing 1 98 Notappl 0 Business survey end time(third attempt) 1 2685 -6 Missing 1 98 Notappl 0 IO1. Does the business have a sign up clearly stating the name of the business o 2686 0 -99 Refused 0 -98 Not Applicable 387 -96 1 -6 Missing 3 1 Yes 704 2 No 1591 IO2. Does the business have a Business Registration Certificate displayed in a p 2686 0 -99 Refused 0 -98 Not Applicable 1286 -96 1 -6 Missing 2 1 Yes 139 2 No 1258 Enterprise Survey ID 2686 0 10210007 17259017 DE_END 2686 0 1= financial records var is missing in round survey 2686 0 0 2292 1 394 1= no attrited 2686 0 1 2686 1= business attrited 2686 0 0 2686 1= Has business 2686 0 0 391 1 2295 1= The business has closed 2686 0 0 2295 1 391 1= Has BRC -follow-up info- 2686 0 0 1290 1 1396 1= Has TPIN -follow-up info- 2686 0 0 2562 1 124 1= Has city council license -follow-up info- 2686 0 0 953 1 1733 1= has BRC var is missing in round survey 2686 0 0 2294 1 392 1= has TPIN var is missing in round survey 2686 0 0 2294 1 392 1= has city council license var is missing in round survey 2686 0 0 2293 1 393 Revenue last month winsorized at 99th percentile (MWK) -follow-up info- 2278 408 0 4500000 Profit last month winsorized at 99th percentile (MWK) -follow-up info- 2278 408 0 725000 Revenue last week winsorized at 99th percentile (MWK) -follow-up info- 2277 409 0 1200000 2278 408 0 300000 1= Revenue last week (MWK) var is missing in round survey 2686 0 0 2277 1 409 2686 0 0 2277 1 409 1= Revenue last month (MWK) var is missing in round survey 2686 0 0 2278 1 408 1= Revenue last month winsorized (MWK) var is missing in round survey 2686 0 0 2278 1 408 2686 0 0 2278 1 408 1= Profit last week winsorized (MWK) var is missing in round survey 2686 0 0 2278 1 408 1= Profit last month (MWK) var is missing in round survey 2686 0 0 2278 1 408 1= Profit last month winsorized (MWK) var is missing in round survey 2686 0 0 2278 1 408 1= capital var is missing in round survey 2686 0 0 2292 1 394 Capital (MWK): Fixed Assets -follow-up info- 2686 0 0 5000412160 1=Borrowed in the past -follow-up info- 2686 0 0 1920 1 766 Amount that business can borrow in 2 weeks (MWK) -follow-up info- 2686 0 0 2000000 1= loan can raise var is missing in round survey 2686 0 0 2294 1 392 Amount of a recent loan (MWK) -follow-up info- 2686 0 0 5000000 1= amount_recentloan var is missing in round survey 2686 0 0 1049 1 1637 1= Has bank account in name of business -follow-up info- 2686 0 0 2195 1 491 1= banksonly_bus_account var is missing in round survey 2686 0 0 2684 1 2 1= Has an account -follow-up info- 2686 0 0 392 1 2294 1= Has a bank account -follow-up info- 2686 0 0 799 1 1887 1= banks_any_account var is missing in round survey 2686 0 0 2683 1 3 1= Saves at bank -follow-up info- 2686 0 0 938 1 1748 1= banks savings var is missing in round survey 2686 0 0 2683 1 3 2686 0 0 1796 1 890 1= rosca sacco var is missing in round survey 2686 0 0 2684 1 2 1= no rosca sacco var is missing in round survey 2686 0 0 2684 1 2 1= Uses any account just for business purposes -follow-up info- 2686 0 0 2075 1 611 1= account_used_only_bus var is missing in round survey 2686 0 0 2293 1 393 1= saves at home-follow-up info- 2686 0 0 1460 1 1226 1= save home var is missing in round survey 2686 0 0 2298 1 388 1= no save home var is missing in round survey 2686 0 0 2298 1 388 Saved amount (MWK)-follow-up info- 2686 0 0 12000000 1= usd_saved_amount var is missing in round survey 2686 0 0 2274 1 412 Saved amount at bank (MWK) -follow-up info- 2686 0 0 12000000 Saved amount winsorized at 99th percentile (MWK) -follow-up info- 2686 0 0 1700000 2686 0 0 1861 1 825 Assets (MWK): Fixed Assets + Inventories + Cash -follow-up info- 2686 0 0 5001054208 1= Has insurance for business -follow-up info- 2686 0 0 2584 1 102 1= insurance var is missing in round survey 2686 0 0 2290 1 396 1= mix bus hh var is missing in round survey 2686 0 0 2292 1 394 1= Has received threats to confiscation -follow-up info- 2686 0 0 2617 1 69 1= no_confiscation var is missing in round survey 2686 0 0 2294 1 392 2686 0 0 2426 1 260 2686 0 0 2294 1 392 1= Has received other harassment -follow-up info- 2686 0 0 2492 1 194 1= no_other_harassment var is missing in round survey 2686 0 0 2294 1 392 1= Belongs to Malawian Chamber of Commerce -follow-up info- 2686 0 0 2671 1 15 1= chamber var is missing in round survey 2686 0 0 2290 1 396 1= Has export license -follow-up info- 2686 0 0 2553 1 133 1= export license var is missing in round survey 2686 0 0 2294 1 392 Number of customers-follow-up info- 2294 392 0 4000 2686 0 0 2480 1 206 1= tender var is missing in round survey 2686 0 0 2294 1 392 1= Advertises -follow-up info- 2686 0 0 2592 1 94 Other business activity -follow-up info- 2686 0 0 380 1 2306 1= Location of the business has changed -follow-up info- 2686 0 0 2221 1 465 1= changes location var is missing in round survey 2686 0 0 2295 1 391 Financial literacy knowledge (0-1)-follow-up info- 2686 0 0 1 Taxes costs (MWK)-follow-up info- 2289 397 0 400000 1= taxes costs var is missing in round survey 2686 0 0 2289 1 397 Profit last month inverse hyperbolic sine transformation (MWK)-follow-up info- 2686 0 0 15.202 Revenue last month inverse hyperbolic sine transformation (MWK) -follow-up info- 2278 408 0 18.035 1= Trust in courts -follow-up info- 2686 0 0 1152 1 1534 1= trust in courts var is missing in round survey 2686 0 0 2684 1 2 1= Trust in police-follow-up info- 2686 0 0 1608 1 1078 1= trust in police var is missing in round survey 2686 0 0 2684 1 2 1= Trust in government-follow-up info- 2686 0 0 1217 1 1469 1= trust in govern var is missing in round survey 2686 0 0 2684 1 2 1= Trust in city council -follow-up info- 2686 0 0 1315 1 1371 1= trust in city council var is missing in round survey 2686 0 0 2684 1 2 1= Trust in tax authorities -follow-up info- 2686 0 0 1338 1 1348 1= trust in tax authorities var is missing in round survey 2686 0 0 2683 1 3 city 1202 0 Blantyre 593 Lilongwe 609 bc_num 1201 1 2 72 id 1202 0 10210008 17259016 no_bus_owners 1163 39 -9 7 1 1050 2 92 3 9 4 2 5 1 9 1 11 1 Sysmiss 39 gender 1202 0 622052 1 Female 484 Male 717 sectorname 1202 0 Animal production 1 Arts and sports 1 Auto repair 3 Bar/Tavern/Bottlestore 17 Barber shop 16 Battery charge 2 Carpentry and joinery 25 Catering 1 Cell phone units, SIM card retailer 14 Cooked food and snacks 40 Cosmetics, beuty products 48 Electronics and other appliances 17 Foundry, forgery 2 Hair salon 66 IT services 7 Making handicraft 1 Metal fabrication 10 Milling(incl. Hand miling) 4 Other repar and maintenance services 21 Other transport of passenger 1 Panel beating 1 Restaurant 82 Retail shop-groceries 235 Retail shop-hardware 97 Sale of agricultural produce 120 Sale of animal produce(meat,fish) 116 Sale of clothes/shoes 89 Sale of motor vehicle spare parts 3 Sale of other products(specify) 102 Shoe making 1 Shoe repair 8 Stationery 1 Tailoring,knitting 24 Timber/wood 8 Transport of products 1 Wine,beer,liquor,soft drinks sale 17 Registration Accepted (Y/N) 506 0 No 42 Refusal 1 Yes 434 Ys 1 Yyes 1 no 2 yes 25 If NO, WHY 0 1202 Sysmiss 1202 Notes 25 0 ATTENDED TRAINING 13 1 Business stopped operating 2 Failed to locate the firm 1 Not available 1 Notes 1 Refusal 2 Shop already registered 1 Shop permanenrly Closed Down 1 To be available on 27th 1 bussiness stopped operating 7 can not be traced 1 certficate not ready 2 certificate not ready 1 jane kapasule 1 stopped operating 1 yes 1 Certificate Delivered ( Y/N) 1151 0 , 1 Already registered 1 Business stopped operating 1 N0 1 No 322 Not yet ready 6 Offer done now 4 Refused 1 Yes 433 no 63 ny 1 offer done now 2 yes 315 Invitation Done (Y/N) 1153 0 NO 2 No 72 Not yet offered 1 Yes 887 nO 44 no 28 yes 119 Participation confirmed (Yes; Maybe; No, only if I could send my manager;No, I d 1152 0 Failed to locate business premises 4 Has a two week old baby so she wants to attend at a later date 1 May be 5 NO 4 No 66 Only available from 6 pm 1 Only if she can send her manager 1 Refused 2 Stopped operating 16 Yes 867 may be 2 moved to another location 2 nO 27 no 27 transferred to mitundu 1 will attend training 9 1 yes 125 Attended training? Day 1 1083 0 NO 62 No 110 Yes 743 Yes(first day only) 1 nO 49 no 30 yes 87 yes (first day only) 1 Attended training? Day 2 982 0 HE MANAGES 1 No 255 Yes 635 no 19 yes 72 Reason for not attending 60 0 KNEW MAI MASINA AS HER NAME 1 Sick but will attend another session when he feels better 1 Stopped oprating 1 bussiness stopped operating 9 missing certificate 44 stopped oprating 4 Voucher num 826 376 1 846 1 1 2 1 3 1 4 1 5 1 6 1 7 1 8 1 9 1 10 1 11 1 12 1 13 1 14 1 15 1 16 1 17 1 18 1 19 1 20 1 21 1 22 1 23 1 24 1 26 1 30 1 31 1 32 1 33 1 34 1 35 1 36 1 37 1 38 1 39 1 40 1 41 1 42 2 44 1 45 1 46 1 47 1 48 1 49 1 50 1 51 1 52 1 53 1 54 1 55 1 56 1 57 1 58 1 59 1 60 1 61 1 62 1 63 1 64 1 65 1 66 1 67 1 68 1 69 1 70 1 71 1 72 1 73 1 74 1 75 1 76 1 77 1 78 1 81 1 82 1 83 1 84 1 85 1 86 1 87 1 88 1 89 1 90 1 91 1 92 1 93 1 94 1 95 1 96 1 97 1 98 1 99 1 100 1 101 1 102 1 103 1 104 1 105 1 106 1 107 1 108 1 109 1 110 1 111 1 112 1 113 1 114 1 115 1 116 1 117 1 118 1 119 1 120 1 121 1 122 1 123 1 124 1 125 1 126 1 127 1 128 1 129 1 130 1 131 1 132 1 133 1 134 1 135 1 136 1 137 1 138 1 139 1 140 1 141 1 142 1 143 1 144 1 150 1 153 1 154 1 155 1 156 1 157 1 158 1 159 1 160 1 161 1 162 1 163 1 164 1 165 1 166 1 167 1 168 1 169 1 170 1 171 1 172 1 173 1 174 1 175 1 176 1 177 1 178 1 179 1 180 1 181 1 182 1 183 1 184 1 185 1 186 1 187 1 188 1 189 1 190 1 191 1 192 1 193 1 194 1 195 1 196 1 197 1 198 1 199 1 200 1 201 1 202 1 203 1 204 1 205 1 206 1 207 1 208 1 209 1 210 1 211 1 212 1 213 1 214 1 215 1 216 1 217 1 218 1 219 1 220 1 221 1 222 1 223 1 224 1 225 1 226 1 227 1 228 1 229 1 230 1 231 1 232 1 233 1 234 1 235 1 236 1 237 1 238 1 239 1 240 1 241 1 242 1 243 1 244 1 245 1 246 1 247 1 248 1 249 1 250 1 251 1 252 1 253 1 254 1 255 1 256 1 257 1 258 1 259 1 260 1 261 1 262 1 263 1 264 1 265 1 266 1 267 1 268 1 269 1 270 1 271 1 272 1 273 1 274 1 275 1 276 1 277 1 278 1 279 1 280 1 281 1 282 1 283 1 284 1 285 1 286 1 287 1 288 1 289 1 290 1 291 1 292 1 293 1 294 1 295 1 296 1 297 1 298 1 299 2 300 1 301 1 302 1 303 1 304 1 305 1 306 1 307 1 308 1 309 1 310 1 311 1 312 1 313 1 314 1 315 1 316 1 317 1 318 1 319 1 320 1 321 1 322 1 323 1 324 1 325 1 326 1 327 1 328 1 329 1 330 1 332 1 333 1 335 1 336 1 337 1 339 1 340 1 342 1 343 1 344 1 345 1 346 1 347 1 348 1 349 1 350 1 351 1 352 1 353 1 354 1 355 1 356 1 357 1 358 1 359 1 360 1 361 1 362 1 363 1 364 1 365 1 366 1 367 1 368 1 369 1 370 1 371 1 372 1 373 1 374 1 375 1 377 1 378 1 379 1 380 1 381 1 382 2 383 2 384 2 385 1 386 2 387 1 388 1 389 1 390 1 392 1 393 1 394 1 395 1 396 1 397 1 398 1 399 1 400 1 401 1 402 1 403 1 404 1 405 1 406 1 407 1 408 1 409 1 410 1 411 1 412 1 413 1 414 1 415 1 416 1 417 1 418 1 419 1 420 1 421 1 422 1 423 1 424 1 425 1 426 1 427 1 428 1 429 1 430 1 431 1 432 1 433 1 435 1 437 1 438 1 439 1 440 1 441 1 442 1 443 1 444 1 445 1 446 1 447 1 448 1 449 1 450 1 451 1 452 1 453 1 454 1 455 1 456 2 457 1 458 1 459 1 460 1 461 1 462 1 463 1 465 1 466 1 467 1 468 1 469 1 470 1 471 1 472 1 473 1 474 1 475 1 476 1 477 1 478 1 479 1 480 1 481 1 482 1 483 1 485 1 486 1 487 1 488 1 489 1 490 1 491 1 492 2 493 1 494 1 495 1 496 1 497 1 498 1 499 1 500 1 501 1 502 1 503 1 504 1 505 1 506 1 507 1 508 1 509 1 510 1 511 1 512 1 513 1 514 1 515 1 516 1 517 1 518 1 519 1 520 1 521 1 522 1 523 1 524 1 525 1 526 1 527 1 528 1 529 1 530 1 531 1 532 1 533 1 534 1 535 1 536 1 537 1 538 1 539 1 540 1 541 1 542 1 543 1 544 1 545 1 546 1 547 1 548 1 549 1 550 1 551 1 552 1 553 1 554 1 556 1 557 1 558 1 559 1 560 1 561 1 562 1 563 1 564 1 565 1 566 1 567 1 568 1 569 1 570 1 571 1 572 1 573 1 574 1 575 1 576 1 577 2 578 1 579 1 580 1 581 1 582 1 583 1 584 1 585 1 586 1 587 1 588 1 589 1 590 1 591 1 592 1 593 1 594 1 595 1 596 1 597 1 598 1 599 1 600 1 601 1 602 1 603 1 604 1 605 1 606 1 607 1 608 1 609 1 610 1 611 1 612 1 613 1 614 1 615 1 616 1 617 1 618 1 619 1 620 1 621 1 622 1 623 1 624 1 625 1 626 1 627 1 628 1 629 1 630 1 631 1 632 1 633 2 634 2 635 1 636 1 637 1 638 1 639 1 640 1 641 1 642 1 643 1 644 1 645 1 646 1 647 1 648 1 649 1 650 1 651 1 652 1 653 1 654 1 655 1 656 1 657 1 658 2 659 1 660 1 661 1 662 1 663 1 664 1 666 1 667 1 668 1 669 1 670 1 671 1 672 1 673 1 674 1 675 1 680 1 681 1 682 1 683 1 684 1 685 1 686 1 687 1 688 1 689 1 690 1 691 1 692 1 693 1 694 1 695 1 696 1 697 1 698 1 699 1 700 1 701 1 702 1 703 1 704 1 705 1 706 1 707 1 708 1 709 1 710 1 711 1 712 1 713 1 714 1 715 1 716 1 717 1 718 1 719 1 720 2 721 2 722 2 723 1 724 1 725 1 726 1 727 1 728 1 729 1 730 1 731 1 732 1 733 1 734 1 735 1 736 1 737 1 738 1 739 1 740 1 741 1 742 1 743 1 744 1 745 1 746 1 747 1 748 1 749 1 750 1 751 1 752 1 753 1 754 1 755 1 756 1 757 1 758 1 759 1 760 1 761 1 762 1 763 1 764 1 765 1 766 1 767 1 768 1 769 1 770 1 771 1 772 1 773 1 774 1 775 1 776 1 777 1 778 1 779 1 781 1 782 1 783 1 784 1 785 1 786 1 787 1 788 1 789 1 790 1 791 1 792 1 793 1 794 1 795 1 796 1 797 1 798 1 799 1 800 1 801 1 802 1 803 1 804 1 805 1 806 1 807 1 808 1 809 1 813 1 814 1 815 1 816 1 817 1 818 1 819 1 820 1 821 1 822 1 823 1 824 1 825 1 826 1 827 1 828 1 829 1 830 1 831 1 832 1 833 1 834 1 835 1 836 1 837 1 838 1 839 1 840 1 841 1 842 1 843 1 844 1 846 1 Sysmiss 376 Bank account opened 3 0 662 1 667 1 Phillip humba 1 Bank Account num 23 1179 635 657 Follow up meeting attended 280 0 No 27 Yes 214 no 2 yes 37 Comments 289 ATTENDED TRAINING 13 3 Agness macheko 1 Allan kalipinde 1 Already registered 4 Attended training 11 1 Attended training 14 1 Attended training 3 1 Attended training 8 2 Attended training 8 and business registered under batwells ndingo name, husband to fellista 1 Attending a funeral in his village 1 Benita Mose 1 Business was registered under Priest Mpemba who is the husband to Beatrice and the one who attended the training 1 Certificate produced under a different name. Owner refused to get it, another offer was made 1 Could not meet the owner because busines stopped operating 1 Damson maulidi mpido 1 Davie Chibweya 1 Did not meet the owner 1 Did not meet the owner and failed to get hold hold of by phone 4 Did not meet the owner and failed to reach him by phone 2 Did not meet the owner because business stopped operating 1 Failed to locate business premises 10 Francis white nelson mazeze 1 Fushell Ngoma 1 HARLOD JUSI 1 Hussein Khembo 1 Imran 1 In RSA 1 Jonas kaluza 1 Kondwani 1 Moved out of sample area 4 Nema chiwanda 1 Not available 1 Not available, expected back next month 1 Not interested 1 Nyanyala 1 OFfer done now 1 Only attended first day and did not come the second day because she got sick 1 Only attended the first day and did not come the second day because she did not have transport money 1 Operates on random basis 1 Owner away for 2 weeks 1 Owner away, to be available after 2 weeks 1 Owner rarely present at business premises 1 Owner will be available next week 1 Refued 1 Refused 5 Reoffered because first name was wrongly captured in the first offer 1 Rose Stanly Longwe 1 Stanly 1 Staying in ntcheu 1 Still trying to meet the owner 1 Stopped business and went back to his home, chitipa 1 Stopped operating 29 Stopped perating 2 Sumbuleta 1 Sungeni Hilla 1 The business was listed twice but bank account was opened under sam mponda investments 1 Transferred to another locatin 1 Went to attend fineral 4 alex zitha mkumba 1 aready procced certficate 1 attended trainging 11 1 attended trainign 14 1 attended training 11 1 attended training 12 1 attended training 14 3 attended training 15 4 attended training 5 2 attended training 7 1 attended training 8 2 attended training 9 2 attended trainming 12 1 attended traning 14 1 booked appointment 1 can not be traced 11 certficate not ready 50 certficate notready 1 certificate not ready 4 certificte produced In Edward Lilambwes' name who is the owner of the business but having problems in tracking where owner is now and phone is not available 1 chimwemwe tsabawo 1 chrissy chalemba 1 could not meet the owner because business stopped operating 1 could not meet the owner because the business is no longer operating 1 could not trace the owner because business is not operational 1 did no meet the owner because business stopped operating 1 dorothy chapola 1 esnart lulanga 1 1 failed to locate busines premises 1 failed to locate bussines premises 1 failed to locate place of operation 2 failed to meet the owner and phone was not available 2 first name different hence owner did not accept the certificate. Reoffered already 1 has certficate already 3 kadzakumanja 1 martin yuda magigi 1 moved out of sample 2 moved to another location 2 musafiri subanuka is the owner of the business 1 needs to be offered 1 not available 5 oFfer done now 11 offer done now 9 offer to be done at training 7 offer tobe done at training 2 only attended part of fisrt day and got sick. She asked to be included in training 9 1 only available from 6 pm 1 piason 1 stoped operating 1 stopped operarting 2 stopped operating 11 stopped operatingf 1 was busy 1 went to china will be back 15september 2012 1 will attend training 9 1 yet to meet the owner 1 Venue 42 0 Business Lounge at Business Consult Africa, Ginnery Corner, Opposite Polytechnic, old BAT complex 41 attended training 14 1 13-14 August 2012 45 0 13-14 August 2012 41 15-16 Augus 1 attended traing 14 1 attended training 14 2 Attended Training Day 1 970 232 0 no 140 1 yes 830 Sysmiss 232 Attended Training Day 2 981 221 0 no 274 1 yes 707 Sysmiss 221 Attended Training both days 984 218 0 no 278 1 yes 706 Sysmiss 218 training 609 593 1 42 2 43 3 47 4 41 5 45 6 42 7 38 8 48 9 39 10 38 11 32 12 38 13 33 14 37 15 46 Sysmiss 593 certificate found 575 0 NO 2 No 119 Yes 453 offer done now 1 Reason certificate not delivered 119 0 Already registered 3 Certificate not yet out. 3 Did not meet the owner because business stopped operating 1 Failed to locate business premises 5 Failed to locate place of operation 1 1 In hospital 1 Not available 1 Not available, expected back next month 1 Not found 3 9 Offer done now 19 Offer done now under new name(Musafiri Sobanuka) 1 Owner away, to available after 2 weeks 1 Owner in Blantyre to be back next week but also not registered during the first visit 1 Owner in Rwanda for some weeks 1 Owner in South Africa and was not registered during first visit 1 Owner rarely present at business premises 1 Owner working in South Africa 1 Refused 8 Respondent curently in Chiladzulu. 1 Shop always closed 1 Stopped busines 3 Stopped business and went back to his home, chitipa 1 Stopped operating 16 Transferred to Dedza 1 Transferred to another location 1 business operates on random basis 1 certicate not yet found 1 certificate not yet found 1 could not trace respondent 1 not found 2 not regstered 1 not traced 1 not yet met 1 offer done now 1 refused 2 refused offer. 1 respondent curently in Zambia 1 respondent is in south Africa 1 respondent is now staying in ntheu 1 says he applied for regstration on his own. 1 says he is always busy 1 stopped busines 1 stopped operating 11 stopped operating is now in southafrica 1 transferred to Mitundu 1 Bank account num 323 0 0050-493323-013 1 0050-533779-023 1 0050-536637-017 1 0050-557555-029 1 0050-778486-013 1 0050-778522-017 1 0050-778532-015 1 0050-778714-016 1 0050-778749-014 1 0050-778867-017 1 0050-778927-017 1 0050-778937-015 1 0050-779250-013 1 0050-779260-019 1 0050-779425-018 1 0050-779429-013 1 0050-779487-013 1 0050-779510-015 1 0050-779731-011 1 0050-779749-018 1 0050-779792-018 1 0050-779803-012 1 0050-779811-015 1 0050-779824-017 1 0050-779837-014 1 0050-779844-018 1 0050-779849-012 1 0050-779934-017 1 0050-780000-012 1 0050-780004-018 1 0050-780176-013 1 0050-780195-018 1 0050-780223-011 1 0050-780228-013 1 0050-780231-014 1 0050-780258-017 1 0050-780267-019 1 0050-780297-015 1 0050-780310-011 1 0050-780316-017 1 0050-780321-013 1 0050-780323-016 1 0050-780325-019 1 0050-780329-014 1 0050-780333-011 1 0050-780609-017 1 0050-780825-011 1 0050-781058-014 1 0050-781060-019 1 0050-781277-018 1 0050-781301-016 1 0050-781307-014 1 0050-781316-013 1 0050-781327-015 1 0050-781348-012 1 0050-781350-017 1 0050-781353-016 1 0050-781354-012 1 0050-781358-018 2 0050-781361-019 1 0050-781362-015 1 0050-781402-017 1 0050-781411-016 1 0050-781416-018 1 0050-781419-017 1 0050-781438-011 1 0050-781449-013 1 0050-781458-012 1 0050-781468-018 1 0050-781474-018 1 0050-781647-017 1 0050-781649-012 1 0050-781653-017 1 0050-781654-016 1 0050-781655-012 1 0050-781656-019 1 0050-781753-014 1 0050-781757-017 2 0050-781805-014 1 0050-781810-018 1 0050-781838-017 1 0050-781843-013 1 0050-781848-015 1 0050-781855-011 1 0050-781862-018 1 0050-781863-014 1 0050-781864-018 1 0050-781865-017 1 0050-781866-013 1 0050-781869-012 1 0050-781870-018 1 0050-781871-017 1 0050-781893-018 1 0050-781894-017 1 0050-781902-017 1 0050-781907-011 1 0050-781913-011 1 0050-781915-014 1 0050-781919-017 1 0050-781924-013 1 0050-781942-011 1 0050-781947-013 1 0050-782165-019 1 0050-782177-017 1 0050-782213-013 1 0050-782244-016 1 0050-782257-018 1 0050-782270-017 1 0050-782372-014 2 0050-782553-019 1 0050-782802-019 1 0050-782825-019 1 0050-782892-018 1 0050-782992-012 1 0050-782993-019 1 0050-782994-015 1 0050-782997-014 1 0050-782999-017 1 0050-783000-013 1 0050-783001-017 1 0050-783002-016 1 0050-783004-019 1 0050-783005-015 1 0050-783016-017 1 0050-783017-013 1 0050-783018-017 1 0050-783023-013 1 0050-783024-017 1 0050-783027-019 1 0050-783032-012 1 0050-783037-014 1 0050-783043-014 1 0050-783050-018 1 0050-783197-011 1 0050-783207-017 1 0050-783217-012 1 0050-783231-015 1 0050-783237-013 1 0050-783241-018 1 0050-783243-013 1 0050-783246-012 1 0050-783250-017 1 0050-783372-018 1 0050-783381-017 1 0050-783386-019 1 0050-783398-017 1 0050-783405-013 1 0050-783423-011 1 0050-783431-014 2 0050-783447-018 1 0050-783451-015 1 0050-783464-017 1 0050-783570-014 1 0050-783610-016 1 0050-783625-013 1 0050-783638-018 1 0050-783643-011 1 0050-783654-013 1 0050-783678-017 1 0050-784013-011 1 0050-784026-016 1 0050-784032-016 1 0050-784034-019 1 0050-784038-014 1 0050-784050-014 1 0050-784054-017 1 0050-784068-018 1 0050-784075-017 1 0050-784082-013 1 0050-784096-014 1 0050-784104-017 1 0050-784110-017 1 0050-784127-017 1 0050-784131-014 1 0050-784137-012 1 0050-784141-017 1 0050-784184-018 1 0050-784193-017 1 0050-784198-011 1 0050-784215-013 1 0050-784220-017 1 0050-784244-013 1 0050-784254-019 1 0050-784274-017 1 0050-784282-012 1 0050-784295-017 1 0050-786103-018 1 0050-786123-019 1 0050-786134-018 1 0050-786141-017 1 0050-786153-015 1 0050-786157-018 1 0050-786164-017 1 0050-786172-017 1 0050-786179-014 1 0050-786198-019 1 0050-786211-015 2 0050-786226-012 1 0050-786234-015 1 0050-786241-011 1 0050-786250-018 1 0050-786263-015 1 0050-786272-014 1 0050-786279-019 1 0050-786283-016 1 0050-786285-019 1 0050-786292-015 1 0050-786298-013 1 0050-786303-017 1 0050-786307-012 1 0050-787651-019 1 0050-788267-018 1 0050-788270-019 1 0050-788271-015 1 0050-788273-018 1 0050-788275-018 1 0050-788276-017 1 0050-788459-014 1 0050-788463-011 1 0050-788467-017 1 0050-788474-013 1 0050-788485-015 1 0050-790298-017 1 0050-790320-015 1 0050-790328-016 1 0050-790342-019 1 0050-790352-014 1 0050-790354-017 1 0050-790360-017 1 0050-790369-014 1 0050-790378-013 1 0050-790387-012 1 0050-790393-012 1 0050-790396-011 1 0050-790420-017 1 0050-790427-014 1 0050-790432-018 1 0050-790436-013 1 0050-790441-017 1 0050-790446-019 1 0050-790452-019 1 0050-790462-014 1 0050-790473-016 1 0050-790534-015 1 0050-790766-013 1 0050-790801-013 1 0050-790947-018 1 0050-790989-012 1 0050-790997-015 1 0050-790999-018 1 0050-791010-017 1 0050-791018-018 1 0070-786735-015 1 0070-786736-011 1 0070-786738-014 1 0070-786744-014 1 0070-786753-013 1 0070-786764-015 1 0070-786768-018 1 0070-786780-018 1 0070-786784-016 1 0070-786788-011 1 0070-786792-019 1 0070-786797-018 1 0070-786803-018 1 0070-786814-012 1 0070-786826-018 1 0070-786832-018 1 0070-786837-012 1 0070-786869-011 1 0070-786876-018 1 0070-786882-018 1 0070-787866-016 1 0070-787876-011 1 0070-788935-011 1 0070-788940-015 1 0070-788946-013 1 0070-788961-012 1 0070-788963-015 1 0070-788967-018 1 0070-788973-018 1 0070-788975-013 1 0070-788988-018 1 0070-788990-012 1 0070-788991-019 1 0070-788992-015 1 0070-788993-011 1 0070-788995-014 1 0070-788996-018 1 0070-789006-014 1 0070-789007-018 1 0070-789097-017 1 0070-789106-019 1 0070-789112-019 1 0070-789121-018 1 0070-789127-016 1 0070-789680-017 1 0070-789716-011 1 0070-789723-018 1 0070-789726-017 1 0070-789729-016 1 0070-789731-018 1 0070-789733-013 1 0070-789734-017 1 0070-789736-012 1 0070-789740-017 1 0070-789741-016 1 0070-789742-012 1 0070-789744-015 1 0070-789745-011 1 0070-789747-014 1 0070-789749-017 1 0070-789750-015 1 0070-789754-018 1 0070-789823-012 1 0070-789835-018 1 Could not meet the owner and could not be reached by phone 1 was busy, but says can attend at alater stage. 1 atten 33 0 no 7 yes 26 1 0 MATSUKA SELLS MAIZE FLOUR 1 33 0 DEPOT OPPOSITE GOD SOLVES MY 1 E 5 E KUBWELA MAIZE MILLS A PLASTI 1 E SESE ROAD SHOP NUMBER 2 TO T 1 ET AREA 24 1 GWENYA LILONGWE CITY 1 ICE SHOP 1 LE AND C AND N PRINTERS IN NGW 1 LILONGWE CITY AREA 24 IN NGWEN 1 LONGWE 1 MARKET AREA 24 LILONGWE 1 MARKET,AREA 24 NEXT N AND G RE 1 NGWENYA MARKET 1 NGWENYA MARKET AREA 24 LILONGW 2 NYUMBA YA MAFUTACOOKING OIL BE 1 OP 1 PHONE REPAIR NEXT TO LOVEBOY 1 SESE ROAD SHOP NUMBER 1 TO 1 SIKACHEPA GROCERY IN NGWENYA 1 SIKACHEPA GROCERY SHUKURA 1 T AREA 24 LILONGWE 1 TCHERY, NGWENYA 1 TO NGWENYA ON THE JUNCTION OF 1 TO TOWN FIRST SHOP TO THE LEFT 1 VE MY TROBLE SHOP NEXT BUTCHER 1 WE 1 WENYA DEPOT AND NEXT TO SHOP 1 YUMBA YA MAFUTA SHOP NGWENYA L 1 Reason for not attending 1 0 will attend training 11 1 comments 0 1202 Sysmiss 1202 Registration Accepted (Y/N) 40 1162 0 997 City 3002 0 -9 Missing 0 -7 Not Applicable 0 1 Lilongwe 1494 2 Blantyre 1508 ID 3002 0 10210007 17259017 Gender 3002 0 1 Male 1807 2 Female 1195 Completed interview 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Completed 3002 2 Partially completed 0 3 Not available,revisit scheduled 0 4 Not available,no revisit scheduled 0 5 Refused to participate 0 Completed interview 124 2878 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Completed 118 2 Partially completed 3 3 Not available,revisit scheduled 3 4 Not available,no revisit scheduled 0 5 Refused to participate 0 Sysmiss 2878 Which sector business operates 3002 0 -9 Missing 0 -8 Don't know 0 -7 Notappl 0 1 Growing of tobacco 0 2 Growing of cereals 0 3 Growing of other crops 0 4 Animal production 4 5 Support activites to agriculture and post-harvest crop activities 1 6 Forestry and logging 1 7 Fishing and aquaculture 0 9 Making charcoal 11 10 Milling(incl. Hand miling) 12 11 Food processing 3 12 Canning 1 13 Beer brewing 0 14 Wine-makong 0 15 Jewelry making 0 16 Making handicraft 1 17 Carpentry and joinery 58 18 Fitting and joinery 1 19 Foundry, forgery 6 20 Metal fabrication 27 21 Shoe making 2 22 Manufacture of other leather products 0 23 Tailoring,knitting 68 24 Buildings(including Houses) or fences 0 25 Roads and bridges 2 26 Tombstones 0 27 Retail shop-groceries 628 28 Retail shop-hardware 241 29 Timber/wood 28 30 Wine,beer,liquor,soft drinks sale 39 31 Sale of agricultural produce 315 32 Sale of animal produce(meat,fish) 298 33 Sale of clothes/shoes 239 34 Sale of motor vehicle spare parts 12 35 Stationery 9 36 Cosmetics, beuty products 102 37 Electronics and other appliances 66 38 Sale of other products(specify) 120 39 Mini-bus 0 40 Bicycle taxi 0 41 Other transport of passenger 1 42 Transport of products 1 43 Storage and warehouse 0 44 Catering 1 45 Cooked food and snacks 105 46 Restaurant 221 47 Bar/Tavern/Bottlestore 44 48 Hotel 0 49 Guest-house 2 50 Hair salon 172 51 Barber shop 27 52 Cell phone units, SIM card retailer 38 53 Cleaning 1 54 Auto repair 6 55 Panel beating 3 56 Battery charge 5 57 Shoe repair 15 59 Other repar and maintenance services 43 60 Collection of firewood,fetching water 0 61 Laundry or ironing 0 62 Financial institution 2 63 Real estate 1 64 IT services 13 65 Nursery(child care) 1 66 School 0 67 Health clinic 1 68 Pharmacy 0 69 Arts and sports 4 99 Other(specify) 0 Interview status first visit 3002 0 -9 Missing 0 1 Completed 2814 2 Partially completed 11 3 Not available,revisit scheduled 13 4 Not available,no revisit scheduled 113 5 Refused to participate 21 6 Deceased/Moved out of Blantyre/Lilongwe 30 98 Notappl 0 Interview status second visit 3002 0 -9 Missing 2910 1 Completed 15 2 Partially completed 0 3 Not available,revisit scheduled 26 4 Not available,no revisit scheduled 35 5 Refused to participate 6 6 Deceased/Moved out of Blantyre/Lilongwe 9 98 Notappl 1 3002 0 -9 Missing 172 1 Yes 2480 2 No 350 98 Notappl 0 Remaining surveys: categories for future actions 169 0 appointment_phone 18 deceased 6 more_field_visit 99 moved_out 14 refusal 26 to_ be_called 6 Firms that accepted and received the BRC 3002 0 0 1213 1 1789 Firms that accepted and received BRC AND TPIN 3002 0 0 2990 1 12 Business Owners that attended NBS training 3002 0 0 2145 1 857 Business Owners that opened a business bank account 3002 0 0 2222 1 780 Min number of attempts per respondent 3002 0 1 2650 2 160 3 23 4 169 Midline Survey completed 3002 0 0 174 1 2828 Survey completed over the phone 3002 0 0 2970 1 32 Business owners who are out of Malawi 3002 0 0 2987 1 15 Business Owners who moved out of Lilongwe and Blantyre 3002 0 0 2963 1 39 Business Owners who died 3002 0 0 2994 1 8 Business Owners who refused to be interviewed 3002 0 0 2975 1 27 Businesses with non reachable phone numbers 3002 0 0 2910 1 92 ID 3002 0 10210007 group (female sector high_capture benefits_reg) 3002 0 1 1 12 2 66 3 10 4 30 5 137 6 275 7 56 8 148 9 29 10 51 11 16 12 26 13 6 14 2 15 2 16 100 17 159 18 50 19 84 20 45 21 101 22 23 23 66 24 5 25 22 26 1 27 13 28 90 29 398 30 67 31 223 32 20 33 56 34 17 35 39 36 6 37 1 38 3 39 70 40 154 41 45 42 99 43 25 44 87 45 16 46 51 Business center 3002 0 2 2 18 3 21 4 176 6 25 7 59 8 45 10 64 11 63 12 64 13 28 14 64 15 64 17 38 21 78 22 96 23 101 28 43 33 63 35 84 37 66 40 85 44 86 48 63 49 37 50 102 51 100 52 58 53 30 54 15 55 53 56 71 57 7 58 4 59 101 60 115 61 53 62 94 63 26 64 36 65 55 67 77 68 123 69 63 70 63 71 94 72 131 ID 456 0 10213012 17259017 456 0 2 72 Reason certificate not delivered 427 29 1 Already registered 16 2 Registration in progress 7 3 To consult spouse 26 4 Failed to locate business or meet BO 201 5 Refusal 21 6 Moved 28 7 Stopped operating 113 8 Did not find information 15 9 other 0 Sysmiss 29 ID 15010 0 10210007 17259017 City 15010 0 -9 Missing 0 -7 Not Applicable 0 0 1508 1 Lilongwe 7470 2 Blantyre 6032 1= certificate delivered 15010 0 0 No 6065 1 Yes 8945 5690 0 NO 310 No 850 Yes 3960 Yes(first day only) 5 nO 170 no 110 yes 280 yes (first day only) 5 5650 0 No 1365 Yes 4285 Bank account opened 4015 0 667 5 No 95 Stopped busines and ra failed to find her. 5 Yes 3900 no 5 stopped operating now working 5 1= Owner is female 15010 0 0 Male 9035 1 Female 5975 Owner age 15010 0 14 78 1= Literate 14905 105 0 Literate 1270 1 Illiterate 13635 Sysmiss 105 1= Higher education completed 15010 0 0 14215 1 795 1= Primary school completed is max education 15010 0 0 9660 1 5350 1= Secondary school completed is max education 15010 0 0 11360 1 3650 1= Business sector is manufacturing 15010 0 0 14020 1 990 1= Business sector is retail 15010 0 0 4335 1 10675 1= Business sector is services 15010 0 0 11665 1 3345 Age of firm 14960 50 0 49 Number of owners - all follow-ups and baseline info- 3002 12008 0 2 1 2729 2 249 3 10 4 7 5 3 6 1 7 1 Sysmiss 12008 3002 12008 1 1106 2 1212 3 431 4 141 5 58 6 15 7 18 8 7 9 6 10 3 11 2 14 1 15 1 21 1 Sysmiss 12008 Capital (MWK): Fixed Assets - all follow-ups and baseline info- 3002 12008 0 14040000 1= Owns space where operates business 15010 0 0 9900 1 5110 1= Network contacts any sector at baseline 15010 0 0 5000 1= Paid city council market fee- all follow-ups and baseline info- 3002 12008 0 1333 1 1669 Sysmiss 12008 Owner indetifies benefits from registration 3002 12008 0 849 1 2153 Sysmiss 12008 The business ever been inspected by municipality (City Assembly) authorities 13902 1108 0 11810 1 2092 Sysmiss 1108 1= Has been asked for bribe - all follow-ups and baseline info- 13902 1108 0 13357 1 545 Sysmiss 1108 1= Has been sexually harassed at baseline 15010 0 0 14115 1 895 # new products introduced past 12 months 15010 0 0 61 Number of days worked last month - all follow-ups and baseline info- 3002 12008 0 28 Number of customers at baseline 14615 395 1 18200 1= Firm provides formal receipts - all follow-ups and baseline info- 15010 0 0 12228 1 2782 1= Has a business plan at baseline 15010 0 0 12525 1 2485 1= Has a budget - all follow-ups and baseline info- 3002 12008 0 2930 1 72 Sysmiss 12008 1= Business keeps financial records - all follow-ups and baseline info- 15010 0 0 7958 1 7052 1= Takes business money whenever for HH - all follow-ups and baseline inf 13902 1108 0 5481 1 8421 Sysmiss 1108 # of competitors 15010 0 0 800 Financial literacy knowledge (0-1)- all follow-ups and baseline info- 3002 12008 0 0.889 1= Owner started business 15010 0 0 1375 1 13635 1= Main provider of income to household 14815 195 0 3425 1 11390 Sysmiss 195 1= Married / Living with someone 15010 0 0 2990 1 12020 1= Mother was entrepreneur 15010 0 0 11785 1 3225 1= Mother in Wage Employment 15010 0 0 14130 1 880 1= Father was entrepreneur 15010 0 0 11845 1 3165 1= Father in Wage Employment 15010 0 0 10940 1 4070 1= Spouse is entrepreneur 15010 0 0 10715 1 4295 1=Spouse in Wage Employment 15010 0 0 12765 1 2245 HH decision making index (0-100) 15010 0 0 1 1= Business with access to electricity 15010 0 0 10995 1 4015 1= Lilongwe 15010 0 0 7540 1 7470 Bank loan 3002 12008 0 2782 1 220 Sysmiss 12008 Time to nearest bank (minutes) 14985 25 0 160 Profit last month (MWK) 13902 1108 -8 Don't know -7 Notappl Revenue last month (MWK) 12657 2353 -8 Don't know -7 Notappl Revenue last month winsorized at 99th percentile (MWK) - all follow-ups a 12657 2353 0 4500000 Profit last month winsorized at 99th percentile (MWK) - all follow-ups an 12657 2353 0 725000 Revenue last month (US$) at baseline 15010 0 12.121 436366.281 Profit last month (US$) at baseline 15010 0 0 7272.771 Revenue last month winsorized at 99th percentile (US$) at baseline 15010 0 12.121 9090.964 Profits last month winsorized at 99th percentile (US$) at baseline 15010 0 0 1363.645 Revenue last week (MWK) - all follow-ups and baseline info- 12386 2624 0 19000000 Revenue last week (US$) at baseline 15010 0 0 12121.285 Profit last week (MWK) - all follow-ups and baseline info- 13902 1108 0 3200000 Profit last week (US$) at baseline 15010 0 0 3636.386 Revenue last week winsorized at 99th percentile (MWK) - all follow-ups an 12371 2639 0 1200000 12371 2639 0 300000 Revenue last week winsorized at 99th percentile (US$) at baseline 15010 0 0 2424.257 Profits last week winsorized at 99th percentile (US$) at baseline 15010 0 0 454.548 1= Revenue last week var is missing in Baseline 15010 0 0 14935 1 75 1= Revenue last week winsorized var is missing in Baseline 15010 0 0 14935 1 75 1= Revenue last month var is missing in Baseline 15010 0 0 15010 1= Revenue last month winsorized var is missing in Baseline 15010 0 0 15010 1= Profit last week var is missing in Baseline 15010 0 0 14925 1 85 1= Profit last week winsorized var is missing in Baseline 15010 0 0 14925 1 85 1= Profit last month var is missing in Baseline 15010 0 0 15010 1= Profit last month winsorized var is missing in Baseline 15010 0 0 15010 1= Has bank account in name of business - all follow-ups and baseline info- 15010 0 0 12728 1 2282 1= banksonly_bus_account var is missing in Baseline 15010 0 0 15000 1 10 1= Has an account - all follow-ups and baseline info- 3002 12008 0 1128 1 1874 Sysmiss 12008 1= Has a bank account - all follow-ups and baseline info- 13902 1108 0 5048 1 8854 Sysmiss 1108 1= banks_any_account var is missing in Baseline 15010 0 0 15000 1 10 1= Saves at bank - all follow-ups and baseline info- 15010 0 0 6650 1 8360 15010 0 0 15000 1 10 13902 1108 0 11237 1 2665 Sysmiss 1108 1= rosca-sacco varis missing in Baseline 15010 0 0 15000 1 10 1= saves at home- all follow-ups and baseline info- 13902 1108 0 8031 1 5871 Sysmiss 1108 1= save_home var is missing in Baseline 15010 0 0 14980 1 30 1= Uses any account just for business purposes - all follow-ups and baseline inf 15010 0 0 12818 1 2192 1= account_used_only_business var is missing in Baseline 15010 0 0 9330 1 5680 Saved amount (MWK)- all follow-ups and baseline info- 13902 1108 0 70000000 Saved amount (US$) at baseline 15010 0 0 12272.802 Saved amount winsorized at 99th percentile (MWK) - all follow-ups and bas 3002 12008 0 625000 Saved amount winsorized at 99th percentile (U) at baseline 15010 0 0 3787.902 Saved amount at bank (MWK) - all follow-ups and baseline info- 13902 1108 0 70000000 Saved amount at bank (US$) at baseline 15010 0 0 9848.545 1= saved_amount_bank var is missing in Baseline 15010 0 0 8065 1 6945 1=Borrowed in the past - all follow-ups and baseline info- 3002 12008 0 1891 1 1111 Sysmiss 12008 Debt outstanding amount (MWK) at baseline (includes zeros) 15010 0 0 700000 Debt outstanding amount (U) at baseline (excludes zeros) 15010 0 0 4242.45 Assets (MWK): Fixed Assets + Inventories + Cash - all follow-ups and base 3002 12008 0 14683000 Assets (US$): Fixed Assets + Inventories + Cash at baseline 15010 0 0 88988.422 Capital (US$): Fixed Assets at baseline 15010 0 0 85091.422 1= Has BRC - all follow-ups and baseline info- 15010 0 0 9345 1 5665 1= has_BRC var is missing in Baseline 15010 0 1 15010 1= Has TPIN - all follow-ups and baseline info- 15010 0 0 14169 1 841 1= has_TPIN var is missing in Baseline 15010 0 0 14850 1 160 1= Has city council license - all follow-ups and baseline info- 15010 0 0 6234 1 8776 1= has city council var is missing in Baseline 15010 0 0 15010 Profit last month inverse hyperbolic sine transformation (MWK)- all follo 13463 1547 0 15.756 Revenue last month inverse hyperbolic sine transformation (MWK) - all fol 12657 2353 0 18.785 1= ihst_Revenue_lastmonth var is missing in Baseline 15010 0 0 15010 1= ihst_Profit_lastmonth var is missing in Baseline 15010 0 0 15010 Amount of a recent loan (MWK) - all follow-ups and baseline info- 13902 1108 0 10100000 Amount of a recent loan (US$) at baseline 15010 0 0 6060.643 1=amount_recentloan var is missing in Baseline 15010 0 0 5415 1 9595 1= capital var is missing in Baseline 15010 0 0 14980 1 30 1= High capture 15010 0 0 9570 1 5440 1= mix_bus var is missing in Baseline 15010 0 0 14870 1 140 1= financial_records var is missing in Baseline 15010 0 0 14875 1 135 1= Has received threats to confiscation - all follow-ups and baseline inf 13902 1108 0 13441 1 461 Sysmiss 1108 1= confiscation var is missing in Baseline 15010 0 0 14925 1 85 Number of customers- all follow-ups and baseline info- 3002 12008 0 650 15010 0 0 14074 1 936 1= tender var is missing in Baseline 15010 0 0 14910 1 100 1= Advertises - all follow-ups and baseline info- 3002 12008 0 2836 1 166 Sysmiss 12008 Proportion of male workers - all follow-ups and baseline info- 3002 12008 0 1 1= propmaleworkers var is missing in Baseline 15010 0 0 14920 1 90 1= inspected_municipality var is missing in Baseline 15010 0 0 14980 1 30 1= Asked_for_bribe var is missing in Baseline 15010 0 0 14785 1 225 1= Has received threats to shutdown - all follow-ups and baseline info- 13902 1108 0 10308 1 3594 Sysmiss 1108 1=threats_to_shutdown var is missing in Baseline 15010 0 0 14925 1 85 13902 1108 0 12976 1 926 Sysmiss 1108 1= sexuallyharrased var is missing in Baseline 15010 0 0 14920 1 90 1= Has received other harassment - all follow-ups and baseline info- 13902 1108 0 12765 1 1137 Sysmiss 1108 1= other_harrasment var is missing in Baseline 15010 0 0 14925 1 85 1= receipt var is missing in Baseline 15010 0 0 14790 1 220 Other business activity - all follow-ups and baseline info- 3002 12008 0 2589 1 413 Sysmiss 12008 Taxes costs (MWK)- all follow-ups and baseline info- 12399 2611 0 400000 1= taxescosts is missing in Baseline 15010 0 0 14860 1 150 1= Large firm 15010 0 0 7570 1 7440 Amount that business can borrow in 2 weeks (MWK) - all follow-ups and bas 13902 1108 0 3000000 Amount that business can borrow in 2 weeks (U) at baseline 15010 0 0 15010 1= usd_loan_can_raise is missing in Baseline 15010 0 1 15010 1= Has insurance for business - all follow-ups and baseline info- 15010 0 0 14551 1 459 1= insurance is missing in Baseline 15010 0 1 15010 1= Hasn't been inspected by taxes authorities at baseline 15010 0 0 15010 1= no_inspected_taxes is missing in Baseline 15010 0 1 15010 1= Hasn't been inspected by other authorities at baseline 15010 0 0 15010 15010 0 1 15010 1= Doesn't feel confident to say no to bribes at baseline 15010 0 0 15010 15010 0 1 15010 1= Belongs to Malawian Chamber of Commerce - all follow-ups and baseline info- 15010 0 0 14898 1 112 1= chamber is missing in Baseline 15010 0 1 15010 1= Has export license - all follow-ups and baseline info- 15010 0 0 14787 1 223 1= export license is missing in Baseline 15010 0 1 15010 1= Bank contacted business - all follow-ups and baseline info- 15010 0 0 14268 1 742 1= contack bank is missing in Baseline 15010 0 1 15010 1= Location of the business has changed - all follow-ups and baseline info- 15010 0 0 13590 1 1420 1= changes location is missing in Baseline 15010 0 1 15010 1= Trust in courts - all follow-ups and baseline info- 13902 1108 0 5171 1 8731 Sysmiss 1108 1= trust in courts is missing in Baseline 15010 0 0 14870 1 140 1= Trust in police- all follow-ups and baseline info- 13902 1108 0 7393 1 6509 Sysmiss 1108 1= trust in police is missing in Baseline 15010 0 0 14865 1 145 1= Trust in government- all follow-ups and baseline info- 13902 1108 0 5834 1 8068 Sysmiss 1108 1= trust in government is missing in Baseline 15010 0 0 14870 1 140 1= Trust in city council - all follow-ups and baseline info- 13902 1108 0 7894 1 6008 Sysmiss 1108 1= trust in city council is missing in Baseline 15010 0 1 15010 1= Trust in tax authorities - all follow-ups and baseline info- 13902 1108 0 8179 1 5723 Sysmiss 1108 1= trust in tax authorities is missing in Baseline 15010 0 1 15010 Indicates round survey 15010 0 0 3002 1 3002 2 3002 3 3002 4 3002 Treatment 1: BRC 15010 0 0 11285 1 3725 Treatment 2: BRC + TPIN 15010 0 0 13545 1 1465 Treatment 3: BRC + IS + BBA 15010 0 0 8975 1 6035 1= control group 15010 0 0 11225 1 3785 treatment status 15010 0 1 BR Certificate 3725 2 BR + TPIN 1465 3 BR + Bank 6035 4 Control 3785 15010 0 0 14950 1 60 15010 0 0 14680 1 330 15010 0 0 14960 1 50 15010 0 0 14860 1 150 15010 0 0 14325 1 685 15010 0 0 13635 1 1375 15010 0 0 14730 1 280 15010 0 0 14270 1 740 15010 0 0 14865 1 145 15010 0 0 14755 1 255 15010 0 0 14930 1 80 15010 0 0 14880 1 130 15010 0 0 14980 1 30 15010 0 0 15000 1 10 15010 0 0 15000 1 10 15010 0 0 14510 1 500 15010 0 0 14215 1 795 15010 0 0 14760 1 250 15010 0 0 14590 1 420 15010 0 0 14785 1 225 15010 0 0 14505 1 505 15010 0 0 14895 1 115 15010 0 0 14680 1 330 15010 0 0 14985 1 25 15010 0 0 14900 1 110 15010 0 0 15005 1 5 15010 0 0 14945 1 65 15010 0 0 14560 1 450 15010 0 0 13020 1 1990 15010 0 0 14675 1 335 15010 0 0 13895 1 1115 15010 0 0 14910 1 100 15010 0 0 14730 1 280 15010 0 0 14925 1 85 15010 0 0 14815 1 195 15010 0 0 14980 1 30 15010 0 0 15005 1 5 15010 0 0 14995 1 15 15010 0 0 14660 1 350 15010 0 0 14240 1 770 15010 0 0 14785 1 225 15010 0 0 14515 1 495 15010 0 0 14885 1 125 15010 0 0 14575 1 435 15010 0 0 14930 1 80 15010 0 0 14755 1 255 Interaction between Treatment 1: BRC * female 15010 0 0 13555 1 1455 15010 0 0 14425 1 585 15010 0 0 12580 1 2430 Interaction between Treatment 1: BRC * city 15010 0 0 13110 1 1900 15010 0 0 14285 1 725 15010 0 0 11980 1 3030 Firms that accepted and received BRC AND TPIN 15010 0 0 14950 1 60 reasonBRCnot_combined 11225 3785 1 Already registered 115 2 Neeeded to consult spouse 130 3 Failed to locate/closed/moved 1710 4 Refusal 105 5 No info on reason 220 6 Accepted registration 8945 Sysmiss 3785 reasonBRCnot_combined==Already registered 11225 3785 0 11110 1 115 Sysmiss 3785 reasonBRCnot_combined==Neeeded to consult spouse 11225 3785 0 11095 1 130 Sysmiss 3785 reasonBRCnot_combined==Failed to locate/closed/moved 11225 3785 0 9515 1 1710 Sysmiss 3785 reasonBRCnot_combined==Refusal 11225 3785 0 11120 1 105 Sysmiss 3785 reasonBRCnot_combined==No info on reason 11225 3785 0 11005 1 220 Sysmiss 3785 reasonBRCnot_combined==Accepted registration 11225 3785 0 2280 1 8945 Sysmiss 3785 reasonBRCnot_combined -followup- 11225 3785 0 6755 1 55 2 120 3 730 4 45 5 90 6 3430 Sysmiss 3785 reasonBRCnot_combined==Already registered -followup- 11225 3785 0 11170 1 55 Sysmiss 3785 reasonBRCnot_combined==Neeeded to consult spouse -followup- 11225 3785 0 11105 1 120 Sysmiss 3785 reasonBRCnot_combined==Failed to locate/closed/moved -followup- 11225 3785 0 10495 1 730 Sysmiss 3785 reasonBRCnot_combined==Refusal -followup- 11225 3785 0 11180 1 45 Sysmiss 3785 reasonBRCnot_combined==No info on reason -followup- 11225 3785 0 11135 1 90 Sysmiss 3785 reasonBRCnot_combined==Accepted registration -followup- 11225 3785 0 7795 1 3430 Sysmiss 3785 1= Has BRC at baseline 15010 0 0 15010 1= Has TPIN at baseline 15010 0 0 14235 1 775 1= Has city council license at baseline 15010 0 0 6665 1 8345 Number of people working in business 15010 0 1 5530 2 6060 3 2155 4 705 5 290 6 75 7 90 8 35 9 30 10 15 11 10 14 5 15 5 21 5 Number of owners 15010 0 0 10 1 13645 2 1245 3 50 4 35 5 15 6 5 7 5 Financial Literacy knowledge (0-1) 15010 0 0 0.889 Revenue last month (MWK) at baseline 15010 0 2000 72000000 Revenue last week (MWK) at baseline 15010 0 0 2000000 Revenue last month winsorized at 99th percentile (MWK) at baseline 15010 0 2000 1500000 Revenue last week winsorized at 99th percentile (MWK) at baseline 14935 75 0 400000 Revenue last month inverse hyperbolic sine transformation (MWK) 15010 0 8.294 18.785 Profit last month (MWK) at baseline 15010 0 0 1200000 Profit last week (MWK) at baseline 15010 0 0 600000 Profit last month winsorized at 99th percentile (MWK) at baseline 15010 0 0 225000 Profit last week winsorized at 99th percentile (MWK) at baseline 14925 85 0 75000 Profit last month inverse hyperbolic sine transformation (MWK) 15010 0 0 14.691 Number of days in a work month at baseline 15010 0 0 28 Capital (MWK): Fixed Assets at baseline 15010 0 0 14040000 Assets (MWK): Fixed Assets + Inventories + Cash at baseline 15010 0 0 14683000 Proportion of male workers at baseline 15010 0 0 1 15010 0 0 9455 1 5555 Amount recent loan (MWK) at baseline 15010 0 0 1000000 Has any account at baseline 15010 0 0 5640 1 9370 15010 0 0 6485 1 8525 15010 0 0 14705 1 305 15010 0 0 14380 1 630 1= Saves at home at baseline 15010 0 0 10730 1 4280 1= saves at ROSCA_SACCO at baseline 15010 0 0 13825 1 1185 1= Banks savings at baseline 15010 0 0 6880 1 8130 Saved amount (MWK) at baseline 15010 0 0 2025000 Saved amount winsorized at 99th percentile (MWK) at baseline 15010 0 0 625000 Saved amount at bank (MWK) at baseline 15010 0 0 1625000 1= Takes business money whenever for HH at baseline 15010 0 0 3230 1 11780 1= Has a bank loan at baseline 15010 0 0 13910 1 1100 Identifies benefit(s) of business registration at baseline 15010 0 0 4245 1 10765 1= Has been inspected by municipality before at baseline 15010 0 0 12715 1 2295 1= Asked for bribe before at baseline 15010 0 0 14310 1 700 1= Has received threats to shutdown at baseline 15010 0 0 85 1 14925 1= Has received threats to confiscation at baseline 15010 0 0 14250 1 760 1= Has been sexually harassed at baseline 15010 0 0 14115 1 895 1= Has received other harassment at baseline 15010 0 0 13575 1 1435 1= Provides receipts at baseline 15010 0 0 12350 1 2660 Number of customers at baseline 15010 0 0 650 1= Belongs to Malawian Chamber of Commerce at baseline 15010 0 0 15010 15010 0 0 15010 1= Tender at baseline 15010 0 0 14295 1 715 1= Location of the business has changed at baseline 15010 0 0 15010 Amount that business can borrow in 2 weeks (MWK) at baseline 15010 0 0 15010 1= Has insurance for businessat baseline 15010 0 0 15010 1= Has written a budget at baseline 15010 0 0 14650 1 360 1= Keeps financial records at baseline 15010 0 0 6715 1 8295 15010 0 0 14180 1 830 Other business activity 15010 0 0 12945 1 2065 1= Bank has contacted business at baseline 15010 0 0 15010 1= Business pay city council market fee at baseline 15010 0 0 6665 1 8345 Taxes costs (MWK) at baseline 14860 150 0 250000 1= Trust in courts at baseline 15010 0 0 4430 1 10580 1= Trust in police at baseline 15010 0 0 6620 1 8390 1= Trust in government at baseline 15010 0 0 5295 1 9715 1= Trust in city council at baseline 15010 0 0 15010 1= Trust in tax authorities at baseline 15010 0 0 15010 1= Revenue_lastweek var is missing in round surveys -all follow-ups and b 10900 4110 0 9664 1 1236 Sysmiss 4110 1= Revenue_lastweek winsorized var is missing in round surveys -all follo 10900 4110 0 9664 1 1236 Sysmiss 4110 1= Profit_lastweek var is missing in round surveys -all follow-ups and ba 10900 4110 0 9665 1 1235 Sysmiss 4110 1= Profit_lastweek winsorized var is missing in round surveys -all follow 10900 4110 0 9665 1 1235 Sysmiss 4110 1= Revenue last month var is missing in round surveys -all follow-ups and 10900 4110 0 9655 1 1245 Sysmiss 4110 1= Revenue last month winsorized var is missing in round surveys -all fol 10900 4110 0 9655 1 1245 Sysmiss 4110 10900 4110 0 9655 1 1245 Sysmiss 4110 1= Profit_last month winsorized var is missing in round surveys -all foll 10900 4110 0 9655 1 1245 Sysmiss 4110 1= No attrited all follow-ups 10900 4110 1 10900 Sysmiss 4110 1= Has a business - all follow-ups and baseline info- 11554 3456 0 2116 1 9438 Sysmiss 3456 1= banksonly_bus_account var is missing in round surveys -all follow-ups 10900 4110 0 10895 1 5 Sysmiss 4110 1= banks_any_account var is missing in round surveys -all follow-ups and 10900 4110 0 9827 1 1073 Sysmiss 4110 1= banks savings var is missing in round surveys -all follow-ups and base 10900 4110 0 10894 1 6 Sysmiss 4110 1= rosca sacco var is missing in round surveys -all follow-ups and baseli 10900 4110 0 9828 1 1072 Sysmiss 4110 1= no rosca sacco var is missing in round surveys -all follow-ups and bas 10900 4110 0 10895 1 5 Sysmiss 4110 1= save home var is missing in round surveys -all follow-ups and baseline 10900 4110 0 9443 1 1457 Sysmiss 4110 1= no save at home var is missing in round surveys -all follow-ups and ba 10900 4110 0 10894 1 6 Sysmiss 4110 1= account_used_only_business var is missing in round surveys -all follow 10900 4110 0 9294 1 1606 Sysmiss 4110 1= usd_saved_amount var is missing in round surveys -all follow-ups and b 10900 4110 0 8038 1 2862 Sysmiss 4110 1= usd_saved_amount_bank var is missing in round surveys -all follow-ups 10900 4110 0 8327 1 2573 Sysmiss 4110 1= loan_can_raise var is missing in round surveys -all follow-ups and bas 10900 4110 0 9434 1 1466 Sysmiss 4110 1= amount_recentloan var is missing in round surveys -all follow-ups and 10900 4110 0 4640 1 6260 Sysmiss 4110 1= capital var is missing in round surveys -all follow-ups and baseline- 10900 4110 0 9691 1 1209 Sysmiss 4110 1= insurance var is missing in round surveys -all follow-ups and baseline 10900 4110 0 10852 1 48 Sysmiss 4110 1= mix bus hh var is missing in round surveys -all follow-ups and baselin 10900 4110 0 9389 1 1511 Sysmiss 4110 10900 4110 0 10891 1 9 Sysmiss 4110 1= tender var is missing in round surveys -all follow-ups and baseline- 10900 4110 0 10891 1 9 Sysmiss 4110 1= export license var is missing in round surveys -all follow-ups and bas 10900 4110 0 10868 1 32 Sysmiss 4110 1= chamber var is missing in round surveys -all follow-ups and baseline- 10900 4110 0 10868 1 32 Sysmiss 4110 1= has BRC var is missing in round surveys -all follow-ups and baseline- 10900 4110 0 10896 1 4 Sysmiss 4110 1= has TPIN var is missing in round surveys -all follow-ups and baseline- 10900 4110 0 10896 1 4 Sysmiss 4110 1= has city council var is missing in round surveys -all follow-ups and b 10900 4110 0 10895 1 5 Sysmiss 4110 1= no inspected by municipality var is missing in round surveys -all foll 10900 4110 0 10892 1 8 Sysmiss 4110 In the last 6 months, the business has been inspected by taxes inspector 10900 4110 0 10356 1 544 Sysmiss 4110 10900 4110 0 10892 1 8 Sysmiss 4110 In the last 6 months, the business has been inspected by other authorities 10900 4110 0 10270 1 630 Sysmiss 4110 1= no_inspected_other var is missing in round surveys -all follow-ups and 10900 4110 0 10892 1 8 Sysmiss 4110 1= no asked for bribe var is missing in round surveys -all follow-ups and 10900 4110 0 10891 1 9 Sysmiss 4110 1= Doesn't feel confident to say no to bribes- all follow-ups and baselin 15010 0 0 8420 1 6590 1= confident to say no to bribe var is missing in round surveys -all foll 10900 4110 0 10874 1 26 Sysmiss 4110 1= no threats to shutdown var is missing in round surveys -all follow-ups 10900 4110 0 10894 1 6 Sysmiss 4110 1= no sexually harrased var is missing in round surveys -all follow-ups a 10900 4110 0 10894 1 6 Sysmiss 4110 1= no other harrasment var is missing in round surveys -all follow-ups an 10900 4110 0 10894 1 6 Sysmiss 4110 1= no confident to say no to bribe var is missing in round surveys -all f 10900 4110 0 10894 1 6 Sysmiss 4110 1= receipt var is missing in round surveys -all follow-ups and baseline- 10900 4110 0 10889 1 11 Sysmiss 4110 1= changes location var is missing in round surveys -all follow-ups and b 10900 4110 0 10894 1 6 Sysmiss 4110 1= taxes costs var is missing in round surveys -all follow-ups and baseli 10900 4110 0 9427 1 1473 Sysmiss 4110 1= contact_bank var is missing in round surveys -all follow-ups and basel 10900 4110 0 4845 1 6055 Sysmiss 4110 1= trust in courts var is missing in round surveys -all follow-ups and ba 10900 4110 0 10892 1 8 Sysmiss 4110 1= trust in police var is missing in round surveys -all follow-ups and ba 10900 4110 0 10894 1 6 Sysmiss 4110 1= trust in govern var is missing in round surveys -all follow-ups and ba 10900 4110 0 10894 1 6 Sysmiss 4110 1= trust in city council var is missing in round surveys -all follow-ups 10900 4110 0 10894 1 6 Sysmiss 4110 1= trust in tax authorities var is missing in round surveys -all follow-u 10900 4110 0 10891 1 9 Sysmiss 4110 1= Attrition - all follow-ups- 12008 3002 0 10900 1 1108 Sysmiss 3002 1= Business Has closed during the programa - all follow-ups info- 10900 4110 0 9438 1 1462 Sysmiss 4110 Revenue last week (U) - all follow-ups and baseline info- 15010 0 0 37185.633 15010 0 0 2424.257 Revenue last month (US$)- all follow-ups and baseline info- 15010 0 0 436366.281 Profit last week (U) - all follow-ups and baseline info- 15010 0 0 6262.844 15010 0 0 587.142 Profit last month (US$)- all follow-ups and baseline info- 15010 0 0 7571.868 Revenue last month winsorized at 99th percentile (US$)- all follow-ups and basel 15010 0 0 9632.951 Profit last month winsorized at 99th percentile (US$)- all follow-ups and baseli 15010 0 0 1418.926 Capital (US$): Fixed Assets - all follow-ups and baseline info- 3002 12008 0 85091.422 Assets (US$): Fixed Assets + Inventories + Cash - all follow-ups and base 15010 0 0 88988.422 Amount borrowed (U) - all follow-ups and baseline info- 15010 0 0 23898.707 Saved amount (U) - all follow-ups and baseline info- 15010 0 0 150986.703 Saved amount winsorized at 99th percentile (U) - all follow-ups and basel 3002 12008 0 3787.902 Amount in bank savings (U) - all follow-ups and baseline info- 15010 0 0 150986.703 Amount that business can borrow in 2 weeks (U) - all follow-ups and baseline inf 15010 0 0 7098.626 1= Taxes and market fees costs (US$) - all follow-ups and baseline info- 15010 0 0 1515.161 Taxes costs (U) at baseline 15010 0 0 1515.161 1= sd_loan_can_raise var is missing in round surveys -all follow-ups and 10900 4110 0 10889 1 11 Sysmiss 4110 1= usd_Revenue_lastmonth is missing in Baseline 15010 0 0 15010 1= usd_Revenue_lastweek is missing in Baseline 15010 0 0 14935 1 75 1= usd_Profit_lastmonth is missing in Baseline 15010 0 0 15010 1= usd_Profit_lastweek is missing in Baseline 15010 0 0 14925 1 85 1= usd_Revenue_lastmonth winsorized is missing in Baseline 15010 0 0 15010 1= usd_Revenue_lastweek winsorized is missing in Baseline 15010 0 0 14935 1 75 1= usd_Profit_lastmonth winsorized is missing in Baseline 15010 0 0 14925 1 85 1= usd_Profit_lastweek winsorized is missing in Baseline 15010 0 0 15010 1= capital (U) is missing in Baseline 15010 0 0 14980 1 30 15010 0 0 5415 1 9595 1= usd_saved_amount is missing in Baseline 15010 0 0 8065 1 6945 15010 0 0 8065 1 6945 1= usd_taxescosts is missing in Baseline 15010 0 0 14860 1 150 1= Revenue last month (U) var is missing in round surveys -all follow-ups 15010 0 0 14965 1 45 1= Revenue last week (U) var is missing in round surveys -all follow-ups 15010 0 0 14974 1 36 1= Profit last month (U) var is missing in round surveys -all follow-ups 15010 0 0 14965 1 45 1= Profit last week (U) var is missing in round surveys -all follow-ups a 15010 0 0 14975 1 35 1= Revenue last month winsorized (U) var is missing in round surveys -all 15010 0 0 14965 1 45 1= Revenue last week winsorized (U) var is missing in round surveys -all 15010 0 0 14974 1 36 1= Profit last week winsorized (U) var is missing in round surveys -all f 15010 0 0 14975 1 35 1= Profit last month winsorized (U) var is missing in round surveys -all 15010 0 0 14965 1 45 1= capital (U) var is missing in round surveys -all follow-ups and baseli 15010 0 0 13801 1 1209 1= usd_amount_recentloan var is missing in round surveys -all follow-ups 15010 0 0 10208 1 4802 1= usd_taxescosts var is missing in round surveys -all follow-ups and bas 15010 0 0 14991 1 19 1= ihst_Profit last month var is missing in round surveys -all follow-ups 15010 0 0 13765 1 1245 1= ihst_Revenue last month var is missing in round surveys -all follow-up 15010 0 0 13765 1 1245 15010 0 0 15010 15010 0 0 15010 1= ihst_usd_Profit_lastmonth var is missing in round surveys -all follow- 15010 0 0 14965 1 45 1= ihst_usd_Revenue_lastmonth var is missing in round surveys -all follow 15010 0 0 14965 1 45 Profit last month inverse hyperbolic sine transformation (U) at baseline 15010 0 0 9.585 Revenue last month inverse hyperbolic sine transformation (U) at baseline 15010 0 3.19 13.679 Profit last month inverse hyperbolic sine transformation (U) - all follow 15010 0 0 9.625 Revenue last month inverse hyperbolic sine transformation (U) - all follo 15010 0 0 13.679 1= high relative savings (over saved amount median) at baseline- 15010 0 0 7875 1 7135 High relative savings above median - all follow-ups and baseline info- 15010 0 0 7655 1 7355 1=high relative savings var is missing in Baseline 15010 0 0 8065 1 6945 1=high relative savings var is missing in round surveys -all follow-ups a 15010 0 0 13342 1 1668 1= Business hasn't closed- all follow-ups and baseline info- 13902 1108 0 1462 1 12440 Sysmiss 1108 1= Hasn't been inspected by taxes authorities - all follow-ups and baseli 15010 0 0 3114 1 11896 1= Hasn't been inspected by other authorities- all follow-ups and baselin 15010 0 0 3200 1 11810 1= Hasn't save at home at baseline 15010 0 0 4280 1 10730 1=no_save_home var is missing in Baseline 15010 0 0 14980 1 30 1= Hasn't save at rosca sacco at baseline 15010 0 0 1185 1 13825 1= no_rosca_sacco var is missing in Baseline 15010 0 0 15000 1 10 1= Does not take business money for the household at baseline 15010 0 0 11780 1 3230 1= no_mix_bus_hh is missing in Baseline 15010 0 0 14870 1 140 1= Hasn't been inspected by municipality at baseline 15010 0 0 2295 1 12715 15010 0 0 14980 1 30 1= Hasn't been asked for bribe at baseline 15010 0 0 700 1 14310 1= no_Asked_for_bribe var is missing in Baseline 15010 0 0 14785 1 225 1= Hasn't been threated to shutdown at baseline 15010 0 0 14925 1 85 1=no_threats_to_shutdown is missing in Baseline 15010 0 0 14925 1 85 1= Hasn't been confiscated at basleine 15010 0 0 760 1 14250 1= no_confiscation is missing in baseline 15010 0 0 14925 1 85 15010 0 0 895 1 14115 15010 0 0 14920 1 90 1= Hasn't received other harassment at baseline 15010 0 0 1435 1 13575 15010 0 0 14925 1 85 1= Don't saves at home - all follow-ups and baseline info- 15010 0 0 8436 1 6574 1= Don't saves at ROSCA-SACCO - all follow-ups and baseline info- 15010 0 0 5154 1 9856 1= Does not take business money for the household - all follow-ups and baseline 15010 0 0 10988 1 4022 1= Hasn't been inspected by municipality - all follow-ups and baseline in 15010 0 0 4662 1 10348 15010 0 0 3115 1 11895 1= Hasn't been threated to shutdown - all follow-ups and baseline info- 15010 0 0 6164 1 8846 1= Hasn't been confiscated - all follow-ups and baseline info- 15010 0 0 3031 1 11979 1= Hasn't been sexually harrased - all follow-ups and baseline info- 15010 0 0 3495 1 11515 1= Hasn't received other harassment - all follow-ups and baseline info- 15010 0 0 3707 1 11303 1= F_no_mix_bus_hh var is missing in round surveys -all follow-ups and ba 10900 4110 0 10845 1 55 Sysmiss 4110 1= Opened a BBA after information session 15010 0 0 11110 1 3900 1= Business Has closed during the programa - all follow-ups info- 10900 4110 0 9438 1 1462 Sysmiss 4110 Dummy 1= Round survey follow-up 1 12008 3002 0 9006 1 3002 Sysmiss 3002 Dummy 1= Round survey follow-up 2 12008 3002 0 9006 1 3002 Sysmiss 3002 Dummy 1= Round survey follow-up 3 12008 3002 0 9006 1 3002 Sysmiss 3002 Dummy 1= Round survey follow-up 4 12008 3002 0 9006 1 3002 Sysmiss 3002 Interaction between follow-up 1 dummy and treatment BRC status 12008 3002 0 11263 1 745 Sysmiss 3002 Interaction between follow-up 2 dummy and treatment BRC status 12008 3002 0 11263 1 745 Sysmiss 3002 Interaction between follow-up 3 dummy and treatment BRC status 12008 3002 0 11263 1 745 Sysmiss 3002 Interaction between follow-up 4 dummy and treatment BRC status 12008 3002 0 11263 1 745 Sysmiss 3002 Interaction between follow-up 1 dummy and treatment TPIN status 12008 3002 0 11715 1 293 Sysmiss 3002 Interaction between follow-up 2 dummy and treatment TPIN status 12008 3002 0 11715 1 293 Sysmiss 3002 Interaction between follow-up 3 dummy and treatment tpin status 12008 3002 0 11715 1 293 Sysmiss 3002 Interaction between follow-up 4 dummy and treatment TPIN status 12008 3002 0 11715 1 293 Sysmiss 3002 Interaction between follow-up 1 dummy and treatment BRC + IS + BBA status 12008 3002 0 10801 1 1207 Sysmiss 3002 Interaction between follow-up 2 dummy and treatment BRC + IS + BBA status 12008 3002 0 10801 1 1207 Sysmiss 3002 Interaction between follow-up 3 dummy and treatment BRC + IS + BBA status 12008 3002 0 10801 1 1207 Sysmiss 3002 Interaction between follow-up 4 dummy and treatment BRC + IS + BBA status 12008 3002 0 10801 1 1207 Sysmiss 3002 1= lilongwe 15010 0 0 7540 1 7470 Z score on sales at baseline (USD last month, last week, winzorized at 99th perc 15010 0 -1.104 24.87 Z score on sales - all follow-ups and baseline info- (USD last month, last week, 15010 0 -1.104 24.87 1= Revenue vars are missing in Baseline (then average z-score is missing) 15010 0 0 15010 Z score on profits at baseline (USD last month, last week, winzorized at 99th pe 15010 0 -1.755 12.301 Z score on profits - all follow-ups and baseline info- (USD last month, last wee 15010 0 -1.755 12.823 1= Profit vars are missing in Baseline (then average z-score is missing) 15010 0 0 15010 15010 0 -0.456 1.687 15010 0 -0.682 3.194 1= Z score on formalization is missing at baseline 15010 0 0 15010 Z score on sales and profits at baseline 15010 0 -1.361 18.585 Z score on sales and profits - all follow-ups and baseline info- 15010 0 -1.361 18.585 1= Z score on sales and profits is missing at baseline 15010 0 0 15010 Z score on inspections and harassment from state at baseline 15010 0 -1.721 1.525 Z score on inspections and harassment from state - all follow-ups and baseline i 15010 0 -2.097 1.525 1= inspections and harassment vars are missing in Baseline (then average 15010 0 0 15000 1 10 Z score on financial services at baseline 15010 0 -1.221 2.325 Z score on financial services - all follow-ups and baseline info- 12440 2570 -1.221 2.325 1= finance services are missing in Baseline (then average z-score is miss 15010 0 0 15005 1 5 Z score on use of finance at baseline 15010 0 -0.446 22.885 Z score on use of finance - all follow-ups and baseline info- 15010 0 -0.607 24.772 1= use of finance vars are missing in Baseline (then average z-score is m 15010 0 0 15000 1 10 z-score trust in courts at baseline 15010 0 -1.608 0.621 z-score trust in courts at follow-up1 2830 12180 -1.23 0.812 z-score trust in courts at follow-up 2 2720 12290 -1.524 0.655 z-score trust in courts at follow-up 3 2664 12346 -1.163 0.859 z-score trust in courts at follow-up 4 2686 12324 -1.204 0.829 z-score trust in police at baseline 15010 0 -1.146 0.871 z-score trust in police at follow-up1 2830 12180 -0.909 1.099 z-score trust in police at follow-up 2 2720 12290 -1.049 0.952 z-score trust in police at follow-up 3 2664 12346 -0.864 1.155 z-score trust in police at follow-up 4 2686 12324 -0.853 1.171 z-score trust in government at baseline 15010 0 -1.39 0.719 z-score trust in government at follow-up1 2830 12180 -1.141 0.875 z-score trust in government at follow-up 2 2720 12290 -1.187 0.841 z-score trust in government at follow-up 3 2664 12346 -1.1 0.908 z-score trust in government at follow-up 4 2686 12324 -1.079 0.926 z-score trust in government institutions (courts, police, national govern 15010 0 -1.381 0.737 1= Z score trust in courts, police, and national government (government institut 13902 1108 -1.381 0.975 1= z-score trust in government is missing in Baseline (courts, police and 15010 0 0 14900 1 110 z-score trust in city council at baseline 15010 0 0 15010 z-score trust in city council at follow-up1 2830 12180 -1.105 0.904 z-score trust in city council at follow-up 2 2720 12290 -1.274 0.784 z-score trust in city council at follow-up 3 2664 12346 -1.044 0.956 z-score trust in city council at follow-up 4 2686 12324 -1.037 0.962 z-score trust in tax authorities at baseline 15010 0 0 15010 z-score trust in tax authorities at follow-up1 2830 12180 -0.927 1.077 z-score trust in tax authorities at follow-up 2 2720 12290 -1.262 0.791 z-score trust in tax authorities at follow-up 3 2664 12346 -1.051 0.95 z-score trust in tax authorities at follow-up 4 2686 12324 -1.001 0.998 z-score trust in institutions dealing private sector (taxes authorities a 15010 0 0 15010 1= Z score trust in city council and tax authorities - all follow-ups- 13902 1108 -1.268 0.99 1= z-score trust in institutions dealing private sector is missing in Bas 15010 0 1 15010