RSPS Baseline Metadata DDI_MNG_2013-2018_MCC-RSPS_v01_M Innovations for Poverty Action The Cloudburst Group 2014-12-31 Metadata Editor MNG_2013-2018_MCC-RSPS_v01_M Registry Systems Process Study 2013-2018 Independent Impact Evaluation MCC-RSPS 2013-2018 Innovations for Poverty Action The Cloudburst Group Millennium Challenge Corporation Metadata Editor Anonymized dataset for public distribution. Land Mongolia Sample survey data [ssd] MEC LLC Millennium Challenge Corporation Banking Survey Baseline (ENG) Public Use 4_30_2015.dta 900 333 .dta Back Office Time Tracking Survey.csv 5748 24 .csv SURVEYNO 900 How many months have you lived at your primary/current residence? 900 1 516 Do you currently reside in an apartment, house or ger? 900 1 4 1 Apartment 555 2 House 20 3 Khashaa plot 264 4 Ger 61 What is the respondent’s gender? 900 1 2 1 Male 404 2 Female 496 Can you tell us your age? (Categorized) 899 1 1 9 1 greater than 0 to less than 25 49 2 25 to less than 30 250 3 30 to less than 35 200 4 35 to less than 40 118 5 40 to less than 45 109 6 45 to less than 50 70 7 50 to less than 55 70 8 55 to less than 60 25 9 60 or more 8 Sysmiss 1 Are you currenly actively engaged in economic activity? 900 1 2 1 Yes 864 2 No 36 What is your employment status? 864 36 1 2 1 Paid-work 531 2 Self-employed 333 Sysmiss 36 If you are employed, what type of work is your employment? 530 370 1 3 1 Government office 176 2 NGO 36 3 Private company 318 4 Cooperative 0 5 Other 0 Sysmiss 370 If you are self-employed, what is your registration status? 332 568 1 2 1 Owner of the company (officially registered) 160 2 Self-employed (not officially registered) 172 Sysmiss 568 Which industry do you work in? (Categorized) 861 39 1 27 1 Wholesale and retail trade 219 2 Hotels and restaurants 31 3 Transportation 65 4 Communication 29 5 Financial services 102 6 Insurance 0 7 Public administration 36 8 Defense 19 9 Real estate 0 10 Education 71 11 Health 41 12 Social work 0 13 Private household services 49 14 Storage 0 15 Tourism 0 16 Manufacturing 55 17 Energy 0 18 Construction 58 19 Agriculture – other vegetables (e.g. potatoes and carrots) 0 20 Agriculture – wheat grower 0 21 Agriculture - orchardist (fruit grower) 0 22 Hunting 0 23 Fishing 0 24 Forestry 0 25 Mining and/or quarrying 49 26 Livestock and/or herding 0 27 Other Industries 37 Sysmiss 39 Can you tell us your monthly salary or profitfor your economic activity? (Catego 835 65 1 10 1 greater than 0 to less than 500K 64 2 500K to less than 1 mil 354 3 1 mil to less than 1.5 mil 138 4 1.5 mil to less than 2 mil 77 5 2 mil to less than 2.5 mil 63 6 2.5 mil to less than 3 mil 21 7 3 mil to less than 3.5 mil 41 8 3.5 mil to less than 4 mil 10 9 4 mil to less than 5 mil 18 10 5 mil or more 49 Sysmiss 65 How many members in your household? 900 1 6 1 27 2 107 3 280 4 292 5 148 6 46 What is your marital status? 900 1 4 1 Not married 122 2 Married 679 3 Widowed, divorced, separated 31 4 Have partner but not married 68 How many children do you have? 900 0 4 0 0 157 1 1 264 2 2 287 3 3 141 4 4 or more 51 You are applying for a mortgage loan, correct? 640 260 1 1 1 Yes 640 2 No 0 Sysmiss 260 Are you applying for the mortgage loanby yourself (alone)? 640 260 1 2 1 Yes 542 2 No 98 Sysmiss 260 How many people are applying for this mortgage loan including you? 542 358 1 6 1 5 2 495 3 37 4 3 5 1 6 1 Sysmiss 358 Family 542 358 0 5 0 58 1 464 2 15 3 4 5 1 Sysmiss 358 Relatives 542 358 0 2 0 467 1 69 2 6 Sysmiss 358 Friends 542 358 0 1 0 541 1 1 Sysmiss 358 Colleague and business partner 542 358 0 0 542 Sysmiss 358 Co-owners 542 358 0 1 0 541 1 1 Sysmiss 358 Trusted/verified representative 542 358 0 1 0 541 1 1 Sysmiss 358 Land (includes hashaa plots) 639 261 1 2 1 Yes 44 2 No 595 Sysmiss 261 When did you obtain the formal land title for the land? 33 867 0 2013 0 2 2000 1 2002 2 2004 1 2008 3 2009 4 2010 2 2011 5 2012 3 2013 10 Sysmiss 867 When did you obtain the formal land title for the land? 30 870 0 12 0 2 1 1 4 3 5 1 6 4 7 2 8 4 9 5 10 5 11 2 12 1 Sysmiss 870 Apartment (new construction) 638 262 1 2 1 Yes 252 2 No 386 Sysmiss 262 When did you obtain the formal property title for the apartment? 210 690 0 2014 0 125 2010 1 2011 1 2012 2 2013 76 2014 5 Sysmiss 690 When did you obtain the formal property title for the apartment? 195 705 0 12 0 118 1 4 2 2 4 1 5 3 6 1 7 3 8 9 9 19 10 17 11 12 12 6 Sysmiss 705 Apartment (old construction) 637 263 1 2 1 Yes 385 2 No 252 Sysmiss 263 When did you obtain the formal property title for the apartment? 233 667 0 2013 0 14 77 1 1978 1 1980 1 1982 1 1983 1 1984 1 1985 3 1986 2 1987 2 1989 1 1990 3 1992 2 1993 1 1994 1 1996 4 1998 8 1999 1 2000 2 2001 3 2002 3 2003 2 2004 8 2005 6 2006 9 2007 14 2008 11 2009 15 2010 18 2011 27 2012 10 2013 57 Sysmiss 667 When did you obtain the formal property title for the apartment? 160 740 0 77 0 14 1 9 2 4 3 10 4 9 5 13 6 12 7 11 8 8 9 24 10 26 11 9 12 10 77 1 Sysmiss 740 House in the khashaa plot 639 261 1 2 1 Yes 44 2 No 595 Sysmiss 261 When did you obtain the formal property title for the house? 32 868 0 2013 0 4 2006 1 2008 3 2009 3 2010 1 2011 5 2012 4 2013 11 Sysmiss 868 When did you obtain the formal property title for the house? 29 871 0 12 0 4 1 1 3 1 4 2 5 1 6 4 7 2 8 1 9 6 10 5 11 1 12 1 Sysmiss 871 Private house (luxury) 640 260 1 2 1 Yes 2 2 No 638 Sysmiss 260 When did you obtain the formal property title for the house? 2 898 2003 2011 2003 1 2011 1 Sysmiss 898 When did you obtain the formal property title for the house? 1 899 9 9 9 1 Sysmiss 899 Commercial Building 640 260 1 2 1 Yes 1 2 No 639 Sysmiss 260 When did you obtain the formal property title for the commercial building? 1 899 1998 1998 1998 1 Sysmiss 899 When did you obtain the formal property title for the commercial building? 1 899 8 8 8 1 Sysmiss 899 Movable Property 640 260 1 2 1 Yes 7 2 No 633 Sysmiss 260 Other types of property 640 260 1 2 1 Yes 46 2 No 594 Sysmiss 260 What are you planning on using hte money from this mortgage loan for? 640 260 2 5 1 Buy khashaa plot (land only) 0 2 Buy khashaa plot and existing structures on the khashaa plot 24 3 Buy or build new structures (Not an apartment) 6 4 Buy an apartment 605 5 Other 5 Sysmiss 260 Is this the first time you are purchasing an apartment? 605 295 1 2 1 Yes 436 2 No 169 Sysmiss 295 Is the apartment you are buying newly constructed? 600 300 1 2 1 Yes 268 2 No 332 Sysmiss 300 Why do you want to buy an apartment?-Investment 163 737 1 1 1 163 Sysmiss 737 Why do you want to buy an apartment?-Starting a new family or getting married 143 757 1 1 1 143 Sysmiss 757 Why do you want to buy an apartment?-Want to live independent from my family 117 783 1 1 1 117 Sysmiss 783 Why do you want to buy an apartment?-The 8% mortgage loan the government is off 235 665 1 1 1 235 Sysmiss 665 Why do you want to buy an apartment?-Other 82 818 1 1 1 82 Sysmiss 818 Why do you want to buy an apartment? 900 .c 295 ;1; 99 ;1;2; 4 ;1;2;3; 1 ;1;2;3;4; 2 ;1;2;4; 3 ;1;3; 2 ;1;3;4; 4 ;1;4; 43 ;1;4;5; 1 ;1;5; 4 ;2; 98 ;2;3; 11 ;2;4; 22 ;2;5; 2 ;3; 81 ;3;4; 15 ;3;5; 1 ;4; 136 ;4;5; 9 ;5; 65 5 2 Why did you choose this apartment?-Good location 426 474 1 1 1 426 Sysmiss 474 Why did you choose this apartment?-Cheap 204 696 1 1 1 204 Sysmiss 696 Why did you choose this apartment?-Spacious 170 730 1 1 1 170 Sysmiss 730 Why did you choose this apartment?-Other 62 838 1 1 1 62 Sysmiss 838 Why did you choose this apartment? 900 .a 5 .c 295 ;1; 245 ;1;2; 54 ;1;2;3; 46 ;1;2;3;4; 1 ;1;2;4; 2 ;1;3; 58 ;1;3;4; 3 ;1;4; 17 ;2; 78 ;2;3; 20 ;2;4; 3 ;3; 37 ;3;4; 5 ;4; 31 Is the general area of the property that you are getting the mortgage loan for 640 260 1 2 1 Yes 80 2 No 560 Sysmiss 260 If no, please tell us the general area of the property that you are getting th 545 355 1 1 1 Answered 545 Sysmiss 355 City 544 356 1 2 1 Ulaanbaatar 538 2 Other Cities 6 Sysmiss 356 District 534 366 1 7 1 Bayanzurh Districts of Ulaanbaatar aimag 169 2 Songinohairhan Districts of Ulaanbaatar aimag 61 3 Sukhbaatar Districts of Ulaanbaatar aimag 45 4 Han-Uul Districts of Ulaanbaatar aimag 76 5 Chingeltei Districts of Ulaanbaatar aimag 26 6 Bayangol Districts of Ulaanbaatar aimag 151 7 Other 6 Sysmiss 366 What is the total purchase price for the property you are trying to purchase or 637 263 0 266000000 What total amount have you already paid or are planning to pay in down payment 629 271 0 201000000 What percent of the total purchase price have you already paid or planning to p 900 Has the bank valued your collateral yet? 586 314 1 2 1 Yes 197 2 No 389 Sysmiss 314 If yes, what is the total amount the bank has said your collateral is worth? 118 782 3900000 160875000 What is the total amount you are requesting from the bank as a mortgage loan? 633 267 1400000 330000000 What is the size of the land( khashaa) and/ or property that you are mortgaging 34 866 0 1120 0 3 77 1 200 1 230 1 270 2 271 1 292 1 300 1 313 1 344 2 350 1 404 1 414 1 428 1 471.519989013672 1 515 1 516 1 518 1 540 1 600 1 634 1 635 1 650 1 700 6 1120 1 Sysmiss 866 If mortgaging property (house, apartment, or commercial building), what is the 621 279 0 360 Do you have documents prepared for the mortgage loan process? 640 260 1 2 1 Yes 545 2 No 95 Sysmiss 260 Bank application form 545 355 1 2 1 Has document 472 2 Does not have document prepared yet 73 3 Does not need the document 0 Sysmiss 355 ID card copy 545 355 1 2 1 Has document 528 2 Does not have document prepared yet 17 3 Does not need the document 0 Sysmiss 355 If has ID card copy, how much did it cost to obtain? 477 423 0 30000 0 91 0.5 2 1 1 100 23 150 2 200 29 300 13 400 16 500 53 600 8 700 7 800 2 1000 42 1200 11 1400 4 1500 27 1600 2 1800 3 2000 35 2100 2 2300 1 2400 3 2500 20 2600 2 2800 2 3000 21 3100 1 3500 3 4000 6 4400 1 4500 1 4600 1 5000 19 6000 3 7000 2 9000 1 10000 8 12000 1 15000 4 20000 2 30000 2 Sysmiss 423 Khoroo letter 545 355 1 3 1 Has document 519 2 Does not have document prepared yet 25 3 Does not need the document 1 Sysmiss 355 If has khoroo letter, how many days did it take to obtain? 514 386 0 14 0 1 0.5 394 1 81 2 24 3 7 5 2 6 1 7 1 10 2 14 1 Sysmiss 386 If has khoroo letter, how much did it cost to obtain? 496 404 0 527000 0 228 100 41 150 1 200 52 300 11 400 10 500 56 600 4 800 4 1000 54 1200 1 1500 4 1600 1 2000 11 3000 4 5000 6 6000 1 7000 2 10000 3 15000 1 527000 1 Sysmiss 404 Employment letter 395 505 1 2 1 Has document 385 2 Does not have document prepared yet 10 3 Does not need the document 0 Sysmiss 505 If has employment letter, how many days did it take to obtain? 385 515 0 30 0 2 0.5 259 1 94 2 19 3 5 4 1 5 2 7 1 30 2 Sysmiss 515 Social insurance book/ Employment contract 395 505 1 3 1 Has document 374 2 Does not have document prepared yet 14 3 Does not need the document 7 Sysmiss 505 If has social insurance book or employment contract, how many days did it take 374 526 0 20 0 5 0.5 231 1 100 2 26 3 5 5 5 15 1 20 1 Sysmiss 526 If has social insurance book or employment contract, how much did it cost to ob 365 535 0 50000 0 285 0.5 1 100 1 500 2 1000 12 1200 1 1500 2 2000 9 2100 1 2500 6 2800 1 3000 6 3300 1 3500 2 4000 2 5000 12 5500 1 7000 1 8000 3 10000 7 12000 1 12500 1 13000 1 20000 3 25000 1 30000 1 50000 1 Sysmiss 535 Salary card account statement/ Salary reference letter 395 505 1 3 1 Has document 362 2 Does not have document prepared yet 25 3 Does not need the document 8 Sysmiss 505 If has salary card account statement or salary reference letter, how much did i 353 547 0 36000 0 181 0.100000001490116 1 0.5 17 1 6 2 3 3 1 100 9 200 8 300 8 400 3 500 14 600 7 700 4 800 4 900 1 1000 19 1100 1 1200 2 1300 1 1400 1 1500 9 1600 3 1800 1 2000 11 2100 1 2200 1 2500 5 3000 9 3600 2 4000 3 4600 1 4800 1 5000 5 6000 1 7000 2 8000 1 10000 3 15000 1 20000 1 36000 1 Sysmiss 547 Financial reports confirmed by Tax Authority 77 823 1 3 1 Has document 38 2 Does not have document prepared yet 11 3 Does not need the document 28 Sysmiss 823 If has financial reports confirmed by Tax Authority, how many days did it take 36 864 0 11 0 1 0.5 18 1 9 2 5 3 2 11 1 Sysmiss 864 If has financial reports confirmed by Tax Authority, how much did it cost to ob 29 871 0 20000 0 18 300 1 1000 1 2400 1 2500 1 3000 2 4000 1 5000 2 6000 1 20000 1 Sysmiss 871 Notarized copy of the business certificate 77 823 1 3 1 Has document 51 2 Does not have document prepared yet 7 3 Does not need the document 19 Sysmiss 823 If notarized copy of the business certificate, how many days did it take to obt 51 849 0 20 0 3 0.5 32 1 8 2 2 3 1 4 1 5 1 7 2 20 1 Sysmiss 849 If has notarized copy of the business certificate, how much did it cost to obta 45 855 0 50000 0 10 50 1 500 1 600 1 800 1 1000 3 1500 1 2000 1 2500 3 3000 2 4200 1 5000 3 6000 3 7500 1 9000 1 10000 7 12000 1 15000 1 30000 1 32000 1 50000 1 Sysmiss 855 Bank account statement of the company 77 823 1 3 1 Has document 50 2 Does not have document prepared yet 7 3 Does not need the document 20 Sysmiss 823 If has bank account statement of the company, how many days did it take to obta 50 850 0 1 0 1 0.5 39 1 10 Sysmiss 850 If has bank account statement of the company, how much did it cost to obtain? 49 851 0 20000 0 18 100 6 200 2 300 2 400 1 500 2 600 1 700 1 800 1 1000 2 1200 2 1300 1 1400 1 2000 2 3000 1 4000 2 5000 1 10000 2 20000 1 Sysmiss 851 Selling or Buying Agreement 544 356 1 3 1 Has document 348 2 Does not have document prepared yet 187 3 Does not need the document 9 Sysmiss 356 If has Selling or Buying Agreement, how many days did it take to obtain? 346 554 0 21 0 1 0.5 159 1 118 2 28 3 20 4 1 5 2 7 10 8 1 10 1 14 3 21 2 Sysmiss 554 If has Selling or Buying Agreement, how much did it cost to obtain? 319 581 0 5000000 Proof of down payment 544 356 1 3 1 Has document 347 2 Does not have document prepared yet 154 3 Does not need the document 43 Sysmiss 356 If has proof of down payment, how many days did it take to obtain? 900 .a 5 .c 553 0 8 0.5 167 0;5 1 1 85 10 4 120 2 14 2 15 1 180 1 2 19 21 1 24 1 240 1 3 24 30 5 4 3 5 4 510 1 7 12 If has proof of down payment, how much did it cost to obtain? 320 580 0 40000000 0 238 100 10 150 4 200 7 300 13 400 1 500 7 600 2 800 1 1000 7 2000 2 2400 1 2500 1 3000 1 3500 1 5000 4 10000 4 20000 5 28000 1 30000 1 50000 1 60000 1 74000 1 78000 1 105000 1 180000 1 9000000 1 13200000 1 40000000 1 Sysmiss 580 Other 543 357 1 3 1 Has document 184 2 Does not have document prepared yet 99 3 Does not need the document 260 Sysmiss 357 If has other document, how many days did it take to obtain? 182 718 0 60 0 6 0.5 42 1 51 2 25 3 21 4 3 5 4 7 16 8 1 10 4 14 5 15 3 60 1 Sysmiss 718 If has other document, how much did it cost to obtain? 165 735 0 2500000 0 46 100 1 500 3 1000 10 1500 2 2000 7 2300 1 2500 2 3000 3 3400 1 4000 11 4400 2 4600 2 5000 16 6000 4 7000 1 8000 4 9000 1 10000 15 12000 1 14000 2 15000 2 16000 1 17500 1 20000 5 22000 1 24000 1 30000 1 40000 2 50000 3 51500 1 60000 1 70000 1 85000 1 100000 4 123000 1 314000 1 400000 1 1000000 1 2500000 1 Sysmiss 735 Which was the greater cost to obtaining the above documents, the official fees 539 361 1 3 1 Official fees 226 2 Unofficial fees 258 3 They were the same 55 Sysmiss 361 How many days total did it take to prepare all the documents you have collected 540 360 0.5 210 0.5 2 1 10 2 49 2.5 1 3 46 4 27 5 44 6 2 7 101 8 9 9 1 10 49 11 1 12 2 13 1 14 65 15 12 16 2 17 2 20 23 21 9 22 1 24 2 25 2 27 1 28 1 30 45 33 1 35 1 40 3 41 1 44 1 45 4 50 1 60 11 90 4 110 1 180 1 210 1 Sysmiss 360 How much it was the totalcostof all official fees related to preparing all the 471 429 0 3000000 How much was the total cost of all unofficial fees related to preparing all the 465 435 0 2000000 0 12 3000 3 5000 8 6000 1 7000 1 8000 3 10000 20 12000 1 13000 1 15000 9 18000 1 20000 68 25000 8 30000 45 35000 3 40000 29 41000 1 43000 1 45000 1 48000 2 50000 66 54000 1 55000 2 60000 20 65000 2 70000 7 80000 8 90000 1 100000 48 110000 2 120000 5 130000 4 140000 1 150000 15 190000 1 200000 29 220000 1 230000 1 250000 5 300000 13 350000 1 380000 1 400000 3 500000 6 800000 1 1000000 1 1200000 1 2000000 1 Sysmiss 435 Did you submit the mortgage loan application to the bank? 544 356 1 2 1 Yes 374 2 No 170 Sysmiss 356 If yes, when did you submit the mortgage loan application to the bank? 373 527 2013 2013 2013 373 Sysmiss 527 If yes, when did you submit the mortgage loan application to the bank? 372 528 1 12 1 1 3 2 4 1 6 2 7 5 8 29 9 118 10 115 11 80 12 19 Sysmiss 528 If yes, when did you submit the mortgage loan application to the bank? 335 565 1 30 1 18 2 10 3 11 4 10 5 11 6 5 7 11 8 10 9 11 10 15 11 12 12 8 13 6 14 3 15 13 16 7 17 16 18 12 19 8 20 21 21 5 22 6 23 10 24 15 25 21 26 11 27 14 28 14 29 5 30 16 Sysmiss 565 Is there a designated company handling the sale and mortgage loan of all the un 258 642 1 2 1 Yes 119 2 No 139 Sysmiss 642 If Yes, who is handling the sale and mortgage loan of all the units in the buil 117 783 1 4 1 Real estate agency 3 2 Construction customer 34 3 Construction company 75 4 Other 5 Sysmiss 783 Does the company of the new apartment have arrangement with a particular bank o 104 796 1 3 1 Bank 75 2 Individual 14 3 Neither 15 Sysmiss 796 Is the company of the new apartment handling issuance of immovable property cer 112 788 1 2 1 Yes 102 2 No 10 Sysmiss 788 Is the construction finished? 262 638 1 2 1 Yes 175 2 No 87 Sysmiss 638 If no, when is the expected completion date? 86 814 2013 2014 2013 36 2014 50 Sysmiss 814 If no, when is the expected completion date? 86 814 1 12 1 14 2 6 3 17 4 4 5 2 6 4 7 2 9 3 10 4 11 5 12 25 Sysmiss 814 You are applying for a non-mortgage loan using land or property as collateral, 260 640 1 1 1 Yes 260 2 No 0 Sysmiss 640 Are you applying for the loan by yourself (alone)? 259 641 1 2 1 Yes 179 2 No 80 Sysmiss 641 How many people are applying for this loan including you? 179 721 1 7 1 1 2 159 3 9 4 7 5 1 6 1 7 1 Sysmiss 721 Family 179 721 0 4 0 15 1 151 2 5 3 6 4 2 Sysmiss 721 Relatives 179 721 0 3 0 163 1 13 2 2 3 1 Sysmiss 721 Friends 179 721 0 0 179 Sysmiss 721 Colleague and business partner 179 721 0 3 0 175 1 3 3 1 Sysmiss 721 Co-owners 179 721 0 3 0 174 1 2 2 1 3 2 Sysmiss 721 Trusted/verified representative 179 721 0 1 0 177 1 2 Sysmiss 721 Land (includes hashaa plots) 260 640 1 2 1 Yes 183 2 No 77 Sysmiss 640 When did you obtain the formal land title for the land? 159 741 0 2013 0 3 1997 1 1998 1 2000 3 2001 3 2002 2 2003 5 2004 6 2005 9 2006 12 2007 10 2008 18 2009 10 2010 11 2011 13 2012 14 2013 38 Sysmiss 741 When did you obtain the formal land title for the land? 132 768 0 12 0 3 1 2 2 10 3 5 4 16 5 16 6 10 7 10 8 18 9 20 10 8 11 8 12 6 Sysmiss 768 Apartment (new construction) 260 640 1 2 1 Yes 11 2 No 249 Sysmiss 640 When did you obtain the formal property title for the apartment? 11 889 2011 2013 2011 1 2012 5 2013 5 Sysmiss 889 When did you obtain the formal property title for the apartment? 10 890 0 11 0 1 3 1 4 1 5 2 8 2 9 1 11 2 Sysmiss 890 Apartment (old construction) 260 640 1 2 1 Yes 67 2 No 193 Sysmiss 640 When did you obtain the formal property title for the apartment? 55 845 1980 2013 1980 1 1990 1 1998 1 2000 3 2002 1 2003 2 2004 1 2005 5 2006 3 2007 4 2008 3 2009 1 2010 6 2011 10 2012 9 2013 4 Sysmiss 845 When did you obtain the formal property title for the apartment? 46 854 2 12 2 1 3 2 4 6 5 3 6 5 7 4 8 5 9 6 10 4 11 7 12 3 Sysmiss 854 House 260 640 1 2 1 Yes 158 2 No 102 Sysmiss 640 When did you obtain the formal property title for the house? 142 758 0 2013 0 4 77 1 2000 2 2002 1 2003 5 2004 8 2005 7 2006 8 2007 8 2008 14 2009 11 2010 11 2011 13 2012 15 2013 34 Sysmiss 758 When did you obtain the formal property title for the house? 116 784 0 77 0 4 1 3 2 9 3 4 4 13 5 9 6 9 7 5 8 15 9 20 10 11 11 6 12 7 77 1 Sysmiss 784 House 260 640 1 2 1 Yes 8 2 No 252 Sysmiss 640 When did you obtain the formal property title for the house? 8 892 2005 2013 2005 1 2007 1 2009 1 2011 2 2012 2 2013 1 Sysmiss 892 When did you obtain the formal property title for the house? 6 894 2 12 2 1 4 1 9 1 10 1 11 1 12 1 Sysmiss 894 Commercial Building 260 640 1 2 1 Yes 11 2 No 249 Sysmiss 640 When did you obtain the formal property title for the commercial building? 7 893 2008 2013 2008 1 2009 1 2010 2 2012 2 2013 1 Sysmiss 893 When did you obtain the formal property title for the commercial building? 5 895 4 9 4 1 5 1 6 1 8 1 9 1 Sysmiss 895 Movable Property 259 641 1 2 1 Yes 31 2 No 228 Sysmiss 641 Other types of property 260 640 1 2 1 Yes 29 2 No 231 Sysmiss 640 Are you providing a co-signer for the loan? 260 640 1 2 1 Yes 29 2 No 231 Sysmiss 640 Has the bank valued your collateral yet? 249 651 1 2 1 Yes 107 2 No 142 Sysmiss 651 If yes, what is the total amount the bank has said your collateral is worth? 66 834 1000000 300000000 1000000 1 1500000 1 2000000 2 3000000 1 7000000 1 7500000 2 8000000 1 9000000 1 10000000 2 11000000 1 12000000 2 12500000 1 13000000 1 15000000 2 15600000 1 20000000 4 22000000 2 25000000 2 27000000 1 28000000 1 30000000 1 35000000 4 40000000 3 45000000 2 50000000 3 55000000 2 56000000 1 60000000 5 64000000 1 65000000 2 68000000 1 71000000 1 81000000 1 84000000 1 85000000 1 92000000 1 95000000 1 100000000 1 200000000 1 250000000 1 295000000 1 300000000 1 Sysmiss 834 What is the size of the land( khashaa) and/ or property that you are mortgaging 253 647 0 2800 If mortgaging property (house, apartment, or commercial building), what is the 247 653 0 1016 What is the total value of the loan you are applying for? 259 641 899000 2000000000 What type of loan are you applying for? 260 640 1 10 1 Business Loan 164 2 Project Loan 0 3 Consumer Loan 64 4 Retail Loan 0 5 Herder Loan 0 6 Import Loan 0 7 Education Loan 0 8 Immovable Collateral Loan 13 9 Auto Loan 9 10 Other 10 Sysmiss 640 Do you have documents prepared for the mortgage loan process? 260 640 1 2 1 Yes 225 2 No 35 Sysmiss 640 Bank application form 225 675 1 3 1 Has document 198 2 Does not have document prepared yet 26 3 Does not need the document 1 Sysmiss 675 ID card copy 225 675 1 3 1 Has document 206 2 Does not have document prepared yet 13 3 Does not need the document 6 Sysmiss 675 If has ID card copy, how much did it cost to obtain? 185 715 0 45000 0 39 0.5 2 20 1 100 8 150 1 200 41 300 8 400 12 500 14 600 8 700 3 800 3 1000 19 1100 1 1200 5 1400 1 1500 3 1600 2 2000 2 2100 1 2500 1 2700 1 3000 3 5000 2 10000 1 11200 1 12000 1 45000 1 Sysmiss 715 Khoroo letter 225 675 1 3 1 Has document 185 2 Does not have document prepared yet 16 3 Does not need the document 24 Sysmiss 675 If has khoroo letter, how many days did it take to obtain? 185 715 0.5 3 0.5 150 1 27 2 5 3 3 Sysmiss 715 If has khoroo letter, how much did it cost to obtain? 181 719 0 6000 0 100 100 19 200 24 300 3 400 1 500 18 800 1 1000 8 1500 2 2000 1 3000 1 5000 1 5500 1 6000 1 Sysmiss 719 Employment letter 62 838 1 3 1 Has document 54 2 Does not have document prepared yet 3 3 Does not need the document 5 Sysmiss 838 If has employment letter, how many days did it take to obtain? 54 846 0.5 2 0.5 39 1 12 2 3 Sysmiss 846 Social insurance book/ Employment contract 62 838 1 3 1 Has document 53 2 Does not have document prepared yet 3 3 Does not need the document 6 Sysmiss 838 If has social insurance book or employment contract, how many days did it take 53 847 0 2 0 2 0.5 28 1 19 2 4 Sysmiss 847 If has social insurance book or employment contract, how much did it cost to ob 53 847 0 3000 0 47 800 1 1200 1 1500 1 2000 1 3000 2 Sysmiss 847 Salary card account statement/ Salary reference letter 62 838 1 3 1 Has document 54 2 Does not have document prepared yet 2 3 Does not need the document 6 Sysmiss 838 If has salary card account statement or salary reference letter, how much did i 53 847 0 7000 0 31 0.5 9 1.5 1 100 2 200 2 300 1 400 1 500 1 1000 2 2000 1 2500 1 7000 1 Sysmiss 847 Financial reports confirmed by Tax Authority 59 841 1 3 1 Has document 26 2 Does not have document prepared yet 13 3 Does not need the document 20 Sysmiss 841 If has financial reports confirmed by Tax Authority, how many days did it take 24 876 0.5 20 0.5 12 1 9 2 2 20 1 Sysmiss 876 If has financial reports confirmed by Tax Authority, how much did it cost to ob 22 878 0 17000 0 13 100 1 500 1 1000 1 2400 1 3000 1 10000 3 17000 1 Sysmiss 878 Notarized copy of the business certificate 61 839 1 3 1 Has document 40 2 Does not have document prepared yet 5 3 Does not need the document 16 Sysmiss 839 If notarized copy of the business certificate, how many days did it take to obt 38 862 0 5 0 4 0.5 23 1 8 2 2 5 1 Sysmiss 862 If has notarized copy of the business certificate, how much did it cost to obta 33 867 0 25000 0 5 200 2 500 1 1000 2 1500 3 2000 1 2400 1 2500 5 3000 1 4500 1 5000 1 6000 2 10000 4 12000 1 15000 1 20000 1 25000 1 Sysmiss 867 Bank account statement of the company 61 839 1 3 1 Has document 33 2 Does not have document prepared yet 3 3 Does not need the document 25 Sysmiss 839 If has bank account statement of the company, how many days did it take to obta 33 867 0 2 0 3 0.5 23 1 6 2 1 Sysmiss 867 If has bank account statement of the company, how much did it cost to obtain? 32 868 0 1500 0 23 100 2 200 2 300 1 400 1 500 2 1500 1 Sysmiss 868 Other 223 677 1 3 1 Has document 120 2 Does not have document prepared yet 18 3 Does not need the document 85 Sysmiss 677 Which was the greater cost to obtaining the above documents, the official fees 220 680 1 3 1 Official fees 65 2 Unofficial fees 117 3 They were the same 38 Sysmiss 680 How many days total did it take to prepare all the documents you have collected 223 677 0 120 0 2 0.5 5 1 27 2 49 3 41 4 14 5 20 6 1 7 24 10 11 12 1 13 1 14 8 15 3 17 1 20 1 21 1 22 2 25 1 29 1 30 5 32 1 40 2 120 1 Sysmiss 677 How much it was the totalcostof all official fees related to preparing all the 197 703 0 900000 How much was the total cost of all unofficial fees related to preparing all the 200 700 0 1000000 0 9 400 1 600 1 800 1 1000 3 1500 2 2000 8 2300 1 3000 6 5000 15 6000 2 8000 1 10000 35 12000 1 13500 1 15000 8 16000 1 18500 1 20000 29 23000 2 25000 3 30000 21 35000 5 40000 6 50000 12 55000 1 60000 7 70000 1 80000 2 100000 7 150000 2 200000 1 300000 2 500000 1 1000000 1 Sysmiss 700 Did you submit the mortgage loan application to the bank? 260 640 1 2 1 Yes 157 2 No 103 Sysmiss 640 If yes, when did you submit the mortgage loan application to the bank? 157 743 2013 2013 2013 157 Sysmiss 743 If yes, when did you submit the mortgage loan application to the bank? 155 745 4 12 4 1 9 38 10 53 11 53 12 10 Sysmiss 745 If yes, when did you submit the mortgage loan application to the bank? 147 753 1 31 1 11 2 1 3 2 4 6 5 5 6 4 7 2 8 5 9 4 10 5 11 4 12 3 13 3 14 4 15 6 16 2 17 5 18 10 19 3 20 6 21 9 22 6 23 4 24 4 25 9 26 1 27 4 28 10 29 6 30 1 31 2 Sysmiss 753 Have you received a reference letter from GASR yet? 898 2 1 2 1 Have received document 470 2 Has not received the document yet 428 Sysmiss 2 The days it took to obtain should be from the day you submitted the application 464 436 0 28 0 2 0.5 12 1 67 2 68 3 125 4 31 5 58 6 3 7 62 8 2 9 2 10 18 14 10 15 2 21 1 28 1 Sysmiss 436 If has the letter from GASR, how much did the official fees cost to obtain the 415 485 0 100000 If has the letter from GASR, how much did the unofficial feescost to obtain the 407 493 0 200000 0 25 800 1 1000 12 1500 3 1600 2 1800 1 2000 19 2500 3 3000 15 3500 1 4000 4 5000 84 6000 7 6200 1 7000 5 8000 4 10000 97 12000 3 15000 15 16000 2 20000 52 21000 1 25000 6 30000 15 35000 1 36000 1 40000 6 48000 1 50000 9 60000 3 70000 3 100000 1 120000 2 150000 1 200000 1 Sysmiss 493 How did you obtain reference letter from GASR? 467 433 1 4 1 I went to GASR office to obtain reference letter 259 2 I went to GASR office to obtain reference letter and used expedited service 189 3 Bank was in charge of obtaining reference letter from GASR 11 4 Other 8 Sysmiss 433 Did you have to make multiple visits to GASR or just one? 454 446 1 2 1 One visit 313 2 Multiple visits 141 Sysmiss 446 If multiple, what was the reason? 141 759 1 3 1 Missing paperwork 33 2 Needed to pay additional fees 6 3 Other 102 Sysmiss 759 Have you attempted to get a mortgage or non-mortgage loan in the past using you 900 1 2 1 Yes 308 2 No 592 If no, why have you not tried to get one before?-No need 422 478 1 1 1 422 Sysmiss 478 If no, why have you not tried to get one before?-Was not aware of the possibili 40 860 1 1 1 40 Sysmiss 860 If no, why have you not tried to get one before?-Worried about high transaction 10 890 1 1 1 10 Sysmiss 890 If no, why have you not tried to get one before?-Insufficient income 79 821 1 1 1 79 Sysmiss 821 If no, why have you not tried to get one before?-Did not have a formal land tit 33 867 1 1 1 33 Sysmiss 867 If no, why have you not tried to get one before?-Interest rate was high 66 834 1 1 1 66 Sysmiss 834 If no, why have you not tried to get one before?-Other 13 887 1 1 1 13 Sysmiss 887 If no, why have you not tried to get one before? 900 .c 308 ;1; 393 ;1;2; 5 ;1;2;3;4;6; 1 ;1;2;4; 2 ;1;2;5; 1 ;1;2;6; 1 ;1;3;5; 1 ;1;4; 4 ;1;4;5; 1 ;1;5; 7 ;1;6; 4 ;1;7; 2 ;2; 23 ;2;4; 2 ;2;4;5; 1 ;2;4;6; 1 ;2;6; 2 ;2;7; 1 ;3; 3 ;3;6; 5 ;4; 50 ;4;5; 2 ;4;5;6; 1 ;4;6; 14 ;5; 18 ;5;6; 1 ;6; 36 ;7; 10 How many loans have you applied for? 306 594 1 100 1 101 2 52 3 44 4 36 5 16 6 21 7 13 8 4 9 3 10 10 11 1 14 2 15 1 20 1 100 1 Sysmiss 594 How many loans have you gotten? 306 594 1 90 1 106 2 55 3 43 4 30 5 19 6 18 7 14 8 6 9 3 10 6 11 1 14 2 15 1 20 1 90 1 Sysmiss 594 What was the most recent loan you receivedfor? 308 592 1 11 1 Land (khashaa plot) 3 2 Apartment (new construction) 40 3 Apartment (old construction) 32 4 Purchasing a House 7 5 Purchasing a commercial building 1 6 Improving existing structures 11 7 Business investment or expenditure 128 8 Purchase vehicle or repair a vehicle 51 9 Purchase household goods or personal valuables 14 10 Paying for education or education related expenses 1 11 Other 20 Sysmiss 592 When did you receive your most recent loan? 298 602 1999 2013 1999 1 2001 1 2002 1 2004 3 2006 3 2007 5 2008 11 2009 14 2010 30 2011 84 2012 94 2013 51 Sysmiss 602 When did you receive your most recent loan? 279 621 1 12 1 8 2 13 3 14 4 27 5 26 6 27 7 32 8 23 9 40 10 27 11 22 12 20 Sysmiss 621 How many days did it take to get your reference letter from GASR for your most 263 637 0 22 0 50 0.5 5 1 29 1.5 1 2 37 3 71 4 12 5 20 6 2 7 23 10 4 14 5 20 2 21 1 22 1 Sysmiss 637 How many days did it take to register your loan at GASR for your most recent lo 271 629 0 5000 0 39 0.5 9 1 61 1.5 1 2 41 3 53 4 7 5 25 6 1 7 16 10 5 14 7 15 1 26 1 30 2 5000 2 Sysmiss 629 How many days did it take to registerthe selling and buying contract at GASR fo 71 829 0 20 0 12 0.5 2 1 19 1.5 1 2 6 3 13 4 3 5 5 7 6 14 2 15 1 20 1 Sysmiss 829 How much was the total cost of allofficial fees related to GASR activities (ref 211 689 0 2800000 0 28 2500 1 3000 2 5000 2 6000 1 7000 1 8000 1 8500 1 10000 12 12500 1 15000 11 16000 1 20000 24 25000 4 27000 1 30000 22 35000 2 36000 1 40000 15 45000 3 48000 1 50000 15 52000 1 60000 5 63000 1 68000 1 70000 4 80000 4 83000 1 85000 1 100000 16 115000 1 120000 1 130000 1 150000 5 180000 1 200000 8 250000 1 300000 2 400000 1 500000 1 600000 1 900000 1 1600000 1 1800000 1 2800000 1 Sysmiss 689 How much was the total cost of all unofficial fees related to GASR activities ( 235 665 0 1000000 0 34 1000 1 2500 1 3000 2 4000 4 5000 10 6000 1 7000 1 10000 34 12000 2 15000 11 18000 1 20000 43 25000 1 30000 22 35000 1 40000 5 45000 3 50000 24 60000 6 70000 2 80000 3 100000 17 150000 1 200000 2 250000 1 300000 1 1000000 1 Sysmiss 665 How many days did it take in total to complete the entire loan process at the b 303 597 0 180 0 1 1 3 2 15 3 30 4 17 5 40 6 1 7 59 8 7 9 1 10 42 12 1 14 29 15 10 16 1 18 2 20 12 21 5 22 4 25 1 30 18 40 1 44 1 45 1 180 1 Sysmiss 597 How much did it cost in official fees to complete the entire loan process at th 222 678 0 4000000 How much did it cost in unofficial fees to complete the entire loan process at 244 656 0 1000000 0 7 1000 1 2000 2 3000 3 4000 2 5000 6 6000 1 10000 17 12000 2 13000 1 15000 3 17000 1 18000 1 20000 35 25000 6 30000 34 32000 1 35000 2 40000 19 45000 3 50000 21 60000 9 70000 4 80000 5 86000 1 100000 30 110000 1 150000 1 200000 9 300000 9 380000 1 400000 1 500000 2 650000 2 1000000 1 Sysmiss 656 Did you finish submitting your loan application at the bank? 900 1 2 1 Yes 899 2 No 1 If the respondent has not finished submitting your loan application, would you 1 899 2 2 2 Did not get a loan 1 Sysmiss 899 If the respondent has quit or stopped the loan process, why did they stop it? 1 899 4 4 1 Did not buy to get by loan 0 2 Found another funds 0 3 Insufficient funds for down payment 0 4 Other 1 Sysmiss 899 Did you finish submitting your loan application at the bank and receive a respo 899 1 1 1 1 Yes 899 2 No 0 Sysmiss 1 If no, ask when they expect to receive a response from the bank. 900 * Sysmiss 900 If no, ask when they expect to receive a response from the bank. 900 * Sysmiss 900 If no, ask when they expect to receive a response from the bank. 900 * Sysmiss 900 Did the bank approve your mortgage application? 641 259 1 2 1 Yes 505 2 No 136 Sysmiss 259 If yes, when did bank approve your mortgage application? 505 395 2013 2013 2013 505 Sysmiss 395 If yes, when did bank approve your mortgage application? 501 399 8 12 8 7 9 67 10 186 11 166 12 75 Sysmiss 399 If yes, when did bank approve your mortgage application? 488 412 1 77 1 16 2 25 3 11 4 19 5 17 6 16 7 18 8 12 9 8 10 22 11 23 12 13 13 19 14 15 15 27 16 10 17 9 18 19 19 11 20 14 21 15 22 12 23 16 24 10 25 24 26 13 27 15 28 16 29 18 30 18 31 6 77 1 Sysmiss 412 If no, were you given a reason for not receiving a mortgage loan? 137 763 1 2 1 Yes 133 2 No 4 Sysmiss 763 What was the reason?-Not enough down payment 18 882 1 1 1 18 Sysmiss 882 What was the reason?-Collateral not valuable enough 7 893 1 1 1 7 Sysmiss 893 What was the reason?-Unemployed 900 * Sysmiss 900 What was the reason?-Did not successful 3 897 1 1 1 3 Sysmiss 897 What was the reason?-Missing documents 3 897 1 1 1 3 Sysmiss 897 What was the reason?-Employed but the jobs salary is too small 31 869 1 1 1 31 Sysmiss 869 What was the reason?-Other 76 824 1 1 1 76 Sysmiss 824 What was the reason? 900 .a 1 .c 767 ;1; 14 ;1;6; 1 ;1;7; 3 ;2; 6 ;2;7; 1 ;4; 2 ;4;5; 1 ;5; 2 ;6; 30 ;7; 72 Was the mortgage approved for the original amount requested? 503 397 1 2 1 Yes 412 2 No 91 Sysmiss 397 If no, how much money mortgage contract signed? 84 816 8000000 160000000 How much is loan rate of a year? 491 409 0 39.5999984741211 0 1 6 3 7.19999980926514 1 8 390 9 1 9.60000038146973 1 10 1 12 9 14.3999996185303 4 15 1 15.6999998092651 1 16 2 16.2000007629395 5 16.4400005340576 1 16.5 1 16.7000007629395 1 16.7999992370605 3 17.3999996185303 8 18 16 19 1 19.2000007629395 13 19.5300006866455 1 19.7999992370605 1 20 1 20.1000003814697 1 20.2600002288818 1 20.3999996185303 3 21.6000003814697 4 22.7999992370605 1 24 2 25.2000007629395 3 26.3999996185303 1 30 6 31.2000007629395 1 39.5999984741211 1 Sysmiss 409 Do you now have a signed mortgage contract with the bank? 503 397 1 2 1 Yes 275 2 No 228 Sysmiss 397 How many days did you spend in total to complete the entire mortgage loan proce 633 267 0.5 120 0.5 1 1 27 2 43 3 57 4 36 5 51 6 5 7 122 8 13 9 6 10 53 11 1 12 8 13 2 14 95 15 8 16 2 17 1 18 3 19 1 20 19 21 10 23 1 25 5 27 1 28 4 29 1 30 33 32 1 33 1 36 1 40 2 45 6 50 1 60 7 65 1 90 1 110 1 120 2 Sysmiss 267 How much did it official cost in total to complete the entire mortgage loan pro 581 319 0 10000000 How much did it unofficial cost in total to complete the entire mortgage loan p 585 315 0 4000000 0 41 77 1 800 1 2000 2 3000 4 4000 2 4800 1 5000 14 6000 2 7000 1 8000 4 10000 43 13000 1 15000 16 16000 1 16200 1 20000 77 25000 12 28000 1 30000 68 32000 1 35000 1 40000 28 50000 76 54000 1 55000 2 60000 13 65000 1 70000 8 80000 11 100000 66 120000 7 150000 13 200000 26 215000 1 220000 1 250000 3 260000 1 300000 7 350000 2 400000 6 450000 1 500000 10 600000 2 1000000 2 1200000 1 4000000 1 Sysmiss 315 How many days did you spend in total to complete the entire mortgage loan proce 637 263 1 150 How much did it official cost in total to complete the entire mortgage loan pro 584 316 0 5000000 How much did it unofficial cost in total to complete the entire mortgage loan p 577 323 0 2500000 Did the bank approve your loan application? 259 641 1 2 1 Yes 226 2 No 33 Sysmiss 641 If yes, when did bank approve your loan application? 226 674 2013 2013 2013 226 Sysmiss 674 If yes, when did bank approve your loan application? 225 675 3 12 3 1 8 1 9 24 10 88 11 79 12 32 Sysmiss 675 If yes, when did bank approve your loan application? 218 682 1 31 1 10 2 8 3 7 4 9 5 11 6 4 7 6 8 5 9 13 10 7 11 16 12 4 13 8 14 9 15 5 16 5 17 3 18 7 19 4 20 6 21 9 22 5 23 10 24 2 25 5 26 9 27 6 28 10 29 3 30 8 31 4 Sysmiss 682 If no, were you given a reason for not receiving a loan? 34 866 1 2 1 Yes 33 2 No 1 Sysmiss 866 What was the reason? -Not enough down payment 900 * Sysmiss 900 What was the reason? -Collateral not valuable enough 6 894 1 1 1 6 Sysmiss 894 What was the reason? -Unemployed 900 * Sysmiss 900 What was the reason? -Did not successful 1 899 1 1 1 1 Sysmiss 899 What was the reason? -Missing documents 1 899 1 1 1 1 Sysmiss 899 What was the reason? -Employed but the jobs salary is too small 10 890 1 1 1 10 Sysmiss 890 What was the reason? -Other 14 886 1 1 1 14 Sysmiss 886 What was the reason? 900 .a 1 .c 868 ;2; 6 ;4; 1 ;5; 1 ;6; 9 ;6;7; 1 ;7; 13 Was the loan approved for the original amount requested? 225 675 1 2 1 Yes 182 2 No 43 Sysmiss 675 If not, what is the new amount that it was approved for? 42 858 1000000 2000000000 1000000 1 1800000 1 2000000 1 2500000 2 3000000 2 4000000 1 4500000 1 5000000 3 6000000 1 7000000 1 8500000 2 9000000 1 10000000 4 12000000 3 15000000 4 17000000 1 20000000 2 25000000 1 30000000 2 40000000 1 50000000 1 55000000 1 100000000 1 260000000 1 376000000 1 450000000 1 2000000000 1 Sysmiss 858 What was the annual interest rate offered for the loan? 209 691 2.5 38.4000015258789 2.5 2 7 2 8 6 9.60000038146973 1 10.1999998092651 3 12 1 18 5 19.2000007629395 5 19.3999996185303 1 19.6000003814697 1 19.6800003051758 1 20.3999996185303 15 20.6000003814697 1 21.5 1 21.6000003814697 11 22.7999992370605 11 23.5 1 24 14 25 1 25.2000007629395 24 25.6000003814697 1 25.7000007629395 1 26 1 26.3999996185303 29 26.6000003814697 1 27.2000007629395 1 27.6000003814697 9 28.2000007629395 1 28.7999992370605 17 29.3999996185303 1 30 28 30.8400001525879 1 31.2000007629395 3 32.4000015258789 1 33.5999984741211 4 36 1 38 1 38.4000015258789 1 Sysmiss 691 Do you now have a signed loan contract with the bank? 226 674 1 2 1 Yes 198 2 No 28 Sysmiss 674 How many days did you spend in total to complete the entire loan process just a 258 642 0.5 60 0.5 2 1 14 2 35 3 40 4 25 5 26 6 5 7 37 8 2 9 1 10 23 11 1 12 2 13 1 14 24 15 5 16 4 17 1 20 2 21 2 30 3 46 1 60 2 Sysmiss 642 How much did it official cost in total to complete the entire loan process at t 254 646 0 1000000 How much did it unofficial cost in total to complete the entire loan process at 248 652 0 402000 0 15 1200 1 2000 3 3000 4 4000 1 5000 13 6000 3 8000 2 9000 1 10000 43 12000 2 13000 2 13400 1 14000 1 15000 14 20000 36 25000 4 26000 1 30000 31 35000 1 40000 11 45000 1 50000 20 60000 10 70000 5 80000 4 100000 10 110000 1 150000 1 200000 2 300000 2 400000 1 402000 1 Sysmiss 652 How many days did you spend in total to complete the entire loan process from t 259 641 1 180 1 5 2 5 3 15 4 12 5 23 6 6 7 31 8 8 9 4 10 30 11 3 12 8 13 2 14 27 15 14 16 5 17 2 18 4 19 1 20 7 21 10 22 1 23 1 24 1 25 5 27 2 28 1 30 15 32 1 40 2 45 3 60 3 67 1 180 1 Sysmiss 641 How much did it official cost in total to complete the entire loan process? 247 653 0 2000000 How much did it unofficial cost in total to complete the entire loan process? 249 651 0 500000 0 4 2000 2 3000 2 3200 1 4500 1 5000 9 6000 3 6200 1 9000 1 10000 23 12000 3 14000 1 15000 13 20000 33 22000 1 23000 1 25000 4 27000 1 30000 21 35000 2 39000 1 40000 18 50000 29 55000 1 60000 11 70000 5 75000 1 80000 8 90000 2 100000 19 120000 1 130000 1 150000 5 180000 1 190000 1 200000 8 250000 2 300000 4 350000 2 400000 1 500000 1 Sysmiss 651 Did you register your collateral contract with GASR? 891 9 1 2 1 Yes 417 2 No 474 Sysmiss 9 If yes, how did you register your collateral contract? 415 485 1 4 1 I went to GASR office to register the loan 153 2 I went to GASR office to register the loan and used expedited service 246 3 Bank was in charge of registering the loan contract 10 4 Other 6 Sysmiss 485 Did you have to make multiple visits to GASR or just one? 399 501 1 2 1 One visit 323 2 Multiple visits 76 Sysmiss 501 If multiple, what was the reason? 75 825 1 3 1 Missing paperwork 16 2 Needed to pay additional fees 2 3 Other 57 Sysmiss 825 How many days did it take to register your collateral contract at GASR? 398 502 0.5 45 0.5 1 1 89 2 89 3 92 4 33 5 36 6 2 7 27 8 2 9 1 10 10 14 7 15 1 16 1 18 1 20 2 21 1 28 1 30 1 45 1 Sysmiss 502 How much did it cost to register your collateral contract at GASR? 376 524 0 2100000 How much did it cost to register your collateral contract at GASR? 368 532 0 300000 0 19 200 1 800 1 1000 5 1500 2 1600 2 2000 15 2600 1 3000 10 3200 1 4000 5 5000 50 6000 5 7000 1 8000 5 10000 68 12000 2 15000 16 17000 1 20000 66 22000 1 24000 1 25000 4 30000 30 37000 1 40000 15 50000 19 60000 3 70000 1 80000 2 92000 1 100000 9 120000 2 150000 1 275000 1 300000 1 Sysmiss 532 Were you getting a loan to buy new or old property or land (hashaa plot)? 898 2 1 2 1 Yes 640 2 No 258 Sysmiss 2 What did you get the loan for, new or old property or land (hashaa plot)? 639 261 1 2 1 New 303 2 Old 336 Sysmiss 261 Have you successfully registered the selling and buying contract registration a 629 271 1 2 1 Yes 278 2 No 351 Sysmiss 271 If yes, how did you register your selling and buying contract? 279 621 1 4 1 I went to GASR office to register the loan 121 2 I went to GASR office to register the loan and used expedited service 144 3 Bank was in charge of registering the loan contract 4 4 Other 10 Sysmiss 621 Did you have to make multiple visits to GASR or just one? 260 640 1 2 1 One visit 227 2 Multiple visits 33 Sysmiss 640 If multiple, what was the reason? 32 868 1 3 1 Missing paperwork 9 2 Needed to pay additional fees 0 3 Other 23 Sysmiss 868 How many days did it take to receivethe selling and buying contract registratio 260 640 0 30 0 2 0.5 3 1 68 2 53 3 71 4 15 5 22 6 2 7 17 10 2 14 2 21 1 30 2 Sysmiss 640 How much did it cost in total to get the selling and buying contract registrati 228 672 0 3000000 How much did it cost in total to get the selling and buying contract registrati 241 659 0 300000 0 10 3 1 800 2 1000 2 2000 4 3000 3 3600 1 4000 1 5000 24 6000 4 7000 2 8000 1 9000 2 10000 54 11000 1 12000 1 15000 14 19000 1 20000 52 24000 1 25000 5 30000 17 40000 5 50000 19 60000 3 80000 2 100000 5 150000 1 200000 2 300000 1 Sysmiss 659 Were you satisfied with the customer service at GASR? 828 72 1 5 1 Very satisfied 5 2 Satisfied 307 3 Not satisfied or unsatisfied (neutral) 304 4 Unsatisfied 162 5 Very unsatisfied 50 Sysmiss 72 Were you satisfied with the amount of time it took GASR to process all of your 831 69 1 5 1 Very satisfied 4 2 Satisfied 302 3 Not satisfied or unsatisfied (neutral) 204 4 Unsatisfied 273 5 Very unsatisfied 48 Sysmiss 69 Is there something that can be improved at GASR? 842 58 1 5 1 Friendlier Staff 36 2 Cleaner 1 3 Better waiting area 51 4 Quicker service 437 5 Other 317 Sysmiss 58 Is this the bank that you typically use? 897 3 1 2 1 Yes 622 2 No 275 Sysmiss 3 How do you find the customer service at this bank in comparison with the other 884 16 1 3 1 Better 703 2 Neutral 146 3 Worse 35 Sysmiss 16 How satisfied are you with the bank’s processing time in comparison with the 837 63 1 3 1 Better 606 2 Neutral 168 3 Worse 63 Sysmiss 63 Is there something that can be improved? 894 6 1 5 1 Friendlier Staff 21 2 Cleaner 1 3 Better waiting area 19 4 Quicker service 179 5 Other 674 Sysmiss 6 What are the factors that made you choose this bank over others? 895 5 1 7 1 Location/Business hours 133 2 Had no choice (bank of choice for consruction company) 79 3 Loan terms, product service 151 4 Quicker service 114 5 Friendlier Staff 24 6 Employer's preferred bank 119 7 Other 275 Sysmiss 5 Bank application form 227 673 1 3 1 Has document 195 2 Does not have document prepared yet 19 3 Does not need the document 13 Sysmiss 673 ID card copy 166 734 1 3 1 Has document 151 2 Does not have document prepared yet 6 3 Does not need the document 9 Sysmiss 734 If has ID card copy, how much did it cost to obtain? 140 760 0 20000 0 23 20 1 100 11 200 29 300 8 400 2 500 16 600 1 700 4 1000 10 1200 4 1500 8 1800 1 2000 6 2500 3 3000 2 3100 1 4000 1 5000 2 5050 1 10000 4 16000 1 20000 1 Sysmiss 760 Khoroo letter 195 705 1 3 1 Has document 164 2 Does not have document prepared yet 8 3 Does not need the document 23 Sysmiss 705 If has khoroo letter, how many days did it take to obtain? 163 737 0 14 0 3 0.5 93 1 54 2 8 3 1 5 1 7 2 14 1 Sysmiss 737 If has khoroo letter, how much did it cost to obtain? 155 745 0 30000 0 83 100 24 200 8 250 1 300 2 400 1 500 20 1000 12 2000 1 4000 1 20000 1 30000 1 Sysmiss 745 Employment letter 17 883 1 3 1 Has document 8 2 Does not have document prepared yet 0 3 Does not need the document 9 Sysmiss 883 If has employment letter, how many days did it take to obtain? 8 892 1 7 1 3 2 2 3 2 7 1 Sysmiss 892 If has employment letter, how much did it cost to obtain? 8 892 0 25000 0 6 10000 1 25000 1 Sysmiss 892 Social insurance book/ Employment contract 104 796 1 3 1 Has document 85 2 Does not have document prepared yet 3 3 Does not need the document 16 Sysmiss 796 If has social insurance book or employment contract, how many days did it take 84 816 0 14 0 7 0.5 26 1 33 1.5 1 2 11 3 2 4 1 7 2 14 1 Sysmiss 816 If has social insurance book or employment contract, how much did it cost to ob 83 817 0 11000 0 59 200 1 300 1 600 1 1000 4 1500 1 2000 1 2500 1 3000 3 4500 1 5000 7 6000 1 10000 1 11000 1 Sysmiss 817 Salary card account statement/ Salary reference letter 115 785 1 3 1 Has document 104 2 Does not have document prepared yet 2 3 Does not need the document 9 Sysmiss 785 If has salary card account statement or salary reference letter, how much did i 103 797 0 200000 0 53 0.5 5 1 6 2 4 100 2 200 2 300 1 500 4 700 1 800 1 1000 7 1500 2 2000 1 2800 1 3000 5 4000 1 5000 4 6000 1 25000 1 200000 1 Sysmiss 797 Financial reports confirmed by Tax Authority 155 745 1 3 1 Has document 28 2 Does not have document prepared yet 1 3 Does not need the document 126 Sysmiss 745 If has financial reports confirmed by Tax Authority, how many days did it take 28 872 0 3 0 2 0.5 9 1 12 2 3 3 2 Sysmiss 872 If has financial reports confirmed by Tax Authority, how much did it cost to ob 27 873 0 35000 0 17 300 1 1000 1 3000 1 5000 2 10000 2 12000 1 20000 1 35000 1 Sysmiss 873 Notarized copy of the business certificate 129 771 1 3 1 Has document 32 2 Does not have document prepared yet 0 3 Does not need the document 97 Sysmiss 771 If notarized copy of the business certificate, how many days did it take to obt 900 .a 1 .c 868 0 1 0.5 12 0;5 1 1 12 2 3 3 1 4 1 If has notarized copy of the business certificate, how much did it cost to obta 30 870 0 125000 0 9 100 1 200 1 300 1 900 1 1000 1 2500 1 4000 1 5000 5 10000 5 13000 1 14500 1 100000 1 125000 1 Sysmiss 870 Bank account statement of the company 138 762 1 3 1 Has document 26 2 Does not have document prepared yet 0 3 Does not need the document 112 Sysmiss 762 If has bank account statement of the company, how much did it cost to obtain? 26 874 0 10000 0 10 0.5 4 100 2 200 1 500 3 1000 2 2000 1 7000 1 10000 2 Sysmiss 874 Selling or Buying Agreement 288 612 1 3 1 Has document 147 2 Does not have document prepared yet 102 3 Does not need the document 39 Sysmiss 612 If has Selling or Buying Agreement, how many days did it take to obtain? 143 757 0 365 0 1 0.5 25 1 74 2 23 3 10 4 4 5 2 6 1 15 1 365 2 Sysmiss 757 If has Selling or Buying Agreement, how much did it cost to obtain? 133 767 0 1500000 0 11 500 2 5000 1 10000 4 10200 1 15000 1 19000 1 20000 2 25000 2 30000 3 34000 1 35000 1 40000 2 45000 2 50000 16 51000 3 52000 7 53000 1 54000 4 55000 2 56000 2 57000 2 58000 2 60000 4 61000 1 64000 3 65000 3 70000 8 75000 1 80000 1 95800 1 100000 13 103000 1 104000 2 105000 2 108000 1 110000 2 115000 1 118000 1 120000 5 130000 1 135000 1 150000 2 170000 2 210000 1 220000 1 280000 1 1500000 1 Sysmiss 767 Proof of down payment 289 611 1 3 1 Has document 154 2 Does not have document prepared yet 50 3 Does not need the document 85 Sysmiss 611 If has proof of down payment, how many days did it take to obtain? 146 754 0 730 0 10 0.5 50 1 46 2 16 3 8 4 2 5 2 7 6 8 1 10 1 14 2 28 1 730 1 Sysmiss 754 If has proof of down payment, how much did it cost to obtain? 138 762 0 36000000 0 91 100 1 200 3 300 2 400 1 500 1 1000 4 1200 1 2000 1 2500 1 3000 1 3200 1 5000 4 5500 1 6000 1 10000 4 12000 1 15000 1 16500 1 20000 5 30000 2 34900 1 50000 3 60000 1 80000 1 500000 1 600000 1 25500000 1 36000000 1 Sysmiss 762 Other 580 320 1 3 1 Has document 79 2 Does not have document prepared yet 9 3 Does not need the document 492 Sysmiss 320 If has other document, how many days did it take to obtain? 900 .a 3 .c 820 0 11 0.5 12 1 18 10 2 13 1 14 1 2 9 3 8 4 2 5 1 6 1 7 10 8 1 If has other document, how much did it cost to obtain? 72 828 0 600000 0 26 100 2 200 1 300 1 400 1 500 1 1000 3 1500 3 2000 2 2500 1 3500 1 5000 4 6000 1 10000 6 12000 1 15000 1 20000 3 25000 1 30000 5 50000 2 60000 2 70000 1 80000 1 100000 1 600000 1 Sysmiss 828 Which was the greater cost to obtaining the above documents, the official fees 879 21 1 3 1 Official fees 449 2 Unofficial fees 254 3 They were the same 176 Sysmiss 21 How many days total did it take to prepare all the documents you have collected 884 16 0 730 0 4 0.5 1 1 45 2 89 3 102 4 47 5 70 6 9 7 116 8 14 9 2 10 78 11 1 12 9 13 3 14 100 15 23 16 5 17 3 18 2 20 26 21 17 23 4 24 3 25 8 27 3 28 2 29 1 30 46 32 1 33 2 35 3 36 1 40 9 45 12 60 14 70 2 90 4 120 2 730 1 Sysmiss 16 How much it was the totalcostof all official fees related to preparing all the 784 116 0 3500000 How much was the total cost of all unofficial fees related to preparing all the 786 114 0 2000000 Have you received a reference letter from GASR yet? 427 473 1 2 1 Have received document 185 2 Has not received the document yet 242 Sysmiss 473 The days it took to obtain should be from the day you submitted the application 178 722 0 30 0 1 0.5 7 1 50 2 32 3 49 4 11 5 9 6 2 7 11 8 2 10 2 14 1 30 1 Sysmiss 722 If has the letter from GASR, how much did the official fees cost to obtain the 157 743 0 120000 0 3 1000 4 2000 3 3000 2 4000 8 4600 1 5000 23 5100 2 5200 1 5500 1 6000 1 6800 1 8000 5 10000 30 10100 1 11000 1 12000 1 13000 2 13900 1 14000 1 15000 6 16000 2 16900 1 19000 1 20000 19 20200 1 21000 1 22000 1 23000 1 25000 5 26000 1 30000 8 30900 1 32000 2 36000 1 40000 7 50000 5 100000 1 120000 1 Sysmiss 743 If has the letter from GASR, how much did the unofficial fees cost to obtain th 165 735 0 100000 0 23 500 1 800 1 1000 2 2000 6 2400 1 2500 1 3000 8 4000 2 5000 32 6000 5 7000 1 8000 1 10000 31 12000 1 15000 5 16000 1 20000 23 25000 1 30000 9 33000 1 40000 4 60000 2 100000 3 Sysmiss 735 How did you obtain reference letter from GASR? 180 720 1 4 1 I went to GASR office to obtain reference letter 80 2 I went to GASR office to obtain reference letter and used expedited service 90 3 Bank was in charge of obtaining reference letter from GASR 4 4 Other 6 Sysmiss 720 Did you have to make multiple visits to GASR or just one? 170 730 1 2 1 One visit 156 2 Multiple visits 14 Sysmiss 730 If multiple, what was the reason? 14 886 1 3 1 Missing paperwork 2 2 Needed to pay additional fees 0 3 Other 12 Sysmiss 886 900 1 27 2 107 3 280 4 292 5 148 6 or more 46 Office 5748 Bayangol Office 1018 Bayanzurkh Office 953 Chingeltei Office 922 Khan Uul and Sukhbaatar Districts 2241 Songinokhairkhan Office 614 Submissionofapplicationan 5716 32 Checkedapplicationanddocu 5602 146 Basedontheorderformarch 3244 2504 Allprepareddocumentsandma 2202 3546 PropRegCertcopiedtoArchiv 2093 3655 PropRegCertcopiedtoRegi 2033 3715 Recievedapplicant 2906 2842 returned 208 5540 submissiondate 5716 32 receiveddate 2906 2842 durationdays 2906 2842 0.20631702 33.147259 Applicationwillbekeptwith 5748 5748 Dependingontheservicethe 5748 5748 GeneralRegistrationOfficer 5748 5748 Thepropertyregistrationcer 5748 5748 Applicationwillbekeptand 5748 5748 Propregcertstampedandsen 5748 5748 PropRegCertsenttoArchive 5748 5748 PropRegCertcopiedandsen 5748 5748 sub_date 5716 32 01aug2013 173 02aug2013 61 05aug2013 34 05jul2013 120 08jul2013 161 09jul2013 177 10jul2013 79 14jul2013 1 15jul2013 127 16jul2013 362 17jul2013 443 18jul2013 315 19jul2013 355 22jul2013 820 23jul2013 688 24jul2013 586 25jul2013 343 26jul2013 257 29jul2013 235 30jul2013 230 31jul2013 149 32 end_date 2906 2842 01aug2013 296 02aug2013 245 05aug2013 267 06aug2013 226 07aug2013 168 08aug2013 114 09aug2013 130 12aug2013 18 17jul2013 48 18jul2013 1 22jul2013 74 23jul2013 67 24jul2013 134 25jul2013 69 26jul2013 118 29jul2013 97 30jul2013 499 31jul2013 335 2842 duration_wkday 2906 2842 1 25 1 9 2 25 3 69 4 251 5 243 6 227 7 304 8 290 9 289 10 293 11 263 12 229 13 135 14 110 15 65 16 44 17 22 18 11 19 8 20 7 21 5 22 2 23 3 24 1 25 1 Sysmiss 2842 trans_type 5748 1.Registration of Immovable Property 928 2.Registration of Ownership 375 3.Buying, Selling or Subdivide 646 4.Gifting 239 5.Inheriting 94 6.Mortgage 1372 7a.Obtaining Agreement (land) 300 7b.Obtaining Agree (property) 652 8.Reference Letter - Immovable 1142