Global Financial Inclusion (Global Findex) Database 2021

Spain, 2021

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Reference ID

ESP_2021_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

DDI/XML JSON

Study website

Created on

Oct 17, 2022

Last modified

Dec 16, 2022

Page views

1484

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Data file: micro_esp.dta

2021 Global Findex - Spain Microdata

Cases:	1000
Variables:	83

Variables

economy

Economy

economycode

Economy Code

wpid_random

Gallup World Poll identifier

wgt

Weight

female

Respondent is female

age

Respondent age

educ

Respondent education level

inc_q

Within-economy household income quintile

emp_in

Respondent is in workforce

urbanicity_f2f

Respondent lives in rural area

account

Has an account

account_fin

Has an account at a financial institution

fin2

Has a debit card

fin4

Used a debit card

fin5

Used a mobile phone or internet to access account

fin6

Used a mobile phone or internet to check account balance

fin7

Has a credit card

fin8

Used a credit card

fin8b

Paid credit card balances in full

fin9

Made any deposit into the account

fin9a

Make deposits into the account two or more times per month

fin10

Withdrew from the account

fin10a

Withdrew from the account two or more times per month

fin10b

Used account to store money

fin11_1

Unbanked: use account without help

fin11a

Reason for no account: too far

fin11b

Reason for no account: too expensive

fin11c

Reason for no account: lack documentation

fin11d

Reason for no account: lack trust

fin11e

Reason for no account: religious reasons

fin11f

Reason for no account: lack money

fin11g

Reason for no account: family member already has one

fin11h

Reason for no account: no need for financial services

fin13a

Use mobile money account two or more times a month

fin13b

Use mobile money account to store money

fin13c

Use mobile money account to borrow money

fin13d

Use mobile money account without help

fin14_1

Use mobile phone to pay for a purchase in-store

fin14a

Made bill payments online using the Internet

fin14a1

Send money to a relative or friend online using the Internet

fin14b

Bought something online using the Internet

fin16

Saved for old age

fin17a

Saved using an account at a financial institution

fin17a1

Saved using a mobile money account

fin20

Borrowed for medical purposes

fin22a

Borrowed from a financial institution

fin22b

Borrowed from family or friends

fin24

Main source of emergency funds in 30 days

fin24a

Difficulty of emergency funds in 30 days

fin24b

Difficulty of emergency funds in 7 days

fin30

Paid a utility bill

fin31a

Paid a utility bill using an account

fin31b

Paid a utility bill using a mobile phone

fin31c

Paid a utility bill in cash

fin32

Received wage payments

fin33

Received public sector wage payments

fin34a

Received wage payments into an account

fin34b

Received wage payments to a mobile phone

fin34d

Received wage payments in cash

fin34e

Received wage payments to a card

fin37

Received a government transfer

fin38

Received a government pension

fin39a

Received a government transfer or pension into an account

fin39b

Received a government transfer or pension to a mobile phone

fin39d

Received a government transfer or pension in cash

fin39e

Received a government transfer or pension to a card

fin44a

Financially worried: old age

fin44b

Financially worried: medical cost

fin44c

Financially worried: bills

fin44d

Financially worried: education

fin45

Financially most worried

saved

Saved in the past year

borrowed

Borrowed in the past year

receive_wages

Received a wage payment

receive_transfers

Received a government transfer payment

receive_pension

Received a government pension payment

receive_agriculture

Received a payment for the sale of agricultural goods

pay_utilities

Paid a utility bill

remittances

Made or received a domestic remittance payment

mobileowner

Owns a mobile phone

internetaccess

Internet access

anydigpayment

Made or received a digital payment

merchantpay_dig

Made a digital merchant payment

Total: 83

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