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Psychometric Credit Scoring as an Alternative to Collateral for Women Entrepreneurs in Ethiopia - Baseline and Endline Surveys 2021
Randomized Controlled Trial Impact Evaluation

Ethiopia, 2018 - 2021
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Reference ID
ETH_2018-2021_WEDP-IE_v01_M
Producer(s)
Salman Alibhai, Rachel Cassidy, Markus Goldstein, Sreelakshmi Papineni
Metadata
DDI/XML JSON
Created on
May 30, 2023
Last modified
May 30, 2023
Page views
7254
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Data file: ethiopia_psychometrics_baseline

Psychometric Credit Scoring as an Alternative to Collateral for Women Entrepreneurs in Ethiopia - Baseline Survey Data 2018-2020

Cases: 369
Variables: 110

Variables

uniqueid
Unique ID for the respondent
branch_name
Branch name
loan_amountrequested
Loan amount requested
business_revenue
Monthly average business turnover
given_age
Respondent age
gender
Respondent gender
marital_status
Respondent's marital status
level_of_education
Highest level of education completed
how_long_residence
How long respondent has lived in their current residence
how_long_phone
How long respondent has had primary phone number
how_long_bank_account_wasasa
How long respondent has banked with Wasasa
loanoraccounts_with_other_instit
Have bank accounts with other institutions
how_long_bank_account_other
How long respondent has had a bank account with other institutions
business_age
Number of years business has been in operation
business_number
Businesses owned in life
business_profits
Average profits earned monthly
asset_increase
Value of business assets
welcome
Consent
respondentCity
City respondent lives in
enterpriseName
Name of enterprise
enterpriseAddressSubcity
Address of enterprise: subcity
enterpriseAddressSubcity_adama
Address of enterprise: subcity in Adama
enterpriseAddress_Woreda
Address of enterprise: Woreda
enterpriseAddress_Kebelle
Address of enterprise: Kebele
businessAreaName
Common area name of where business is situated
directionsEnterprise
Directions of enterprise
WEDPservices
Which WEDP services have you received
birthplace
Respondent's place of birth
readWriteLanguage
Can you read and write in any language
householdSize
How many people live in your household
household_workers
How many people work in your household
household_workers_female
How many females in your household work
totalHouseholdIncome
Total income for the household last month
TotalHouseholdIncome_female
Total income from female workers in household last month
whoisHeadHousehold
Who is the head of the household
householdPosition
What is your position in the household
haveChildren
Do you have children
numberDaughters
How many daughters do you have
watchesChildren
Who looks after children when you are at work and they are not in school
ethnicity
Ethnicity
religion
Religion
householdAssets_o1
Does household own any asset - 1st pick
householdAssets_o2
Does household own any asset - 2nd pick
householdAssets_o3
Does household own any asset - 3rd pick
householdAssets_o4
Does household own any asset - 4th pick
householdAssets_o5
Does household own any asset - 5th pick
householdAssets_o6
Does household own any asset - 6th pick
householdAssets_o7
Does household own any asset - 7th pick
businessSector
Industry main business operates in
businessSector2
Secondary line of operation
businessOwnership
Business owned by you or together with someone else
businessStartCapital
Where did starting capital come from
howMuchStartCapital
How much was the starting capital
startedBusiness
Primary reason for starting business
financeRecords
Do you keep financial records or accounts for this business
businessSales
Business's total sales in the last 30 days
seasonalPattern
Do sales show a seasonal pattern
employeeSalariesAmounts
Amount spent on salaries in the last 30 working days
transportAmounts
Amount spent on transport allowances in the last 30 working days
advertise_o1
Made people aware of business through any advertisement methods: 1st pick
advertise_o1_spec
Made people aware of business through any advertisement methods: 1st other, spec
advertise_o2
Made people aware of business through any advertisement methods: 2nd pick
advertise_o2_spec
Made people aware of business through any advertisement methods: 2nd other, spec
advertise_o3
Made people aware of business through any advertisement methods: 3rd pick
whoisResponsible
Who is responsible for production activities
whoisResponsible_spec
Who is responsible for production activities - specify
businessAssociation
Belong to any business association
businessAssociation_name
Name of business associated
howmanyEmployees
How many employees does this business have
employeesContracts
Do you have written contracts for your employees
employeesHired
How many employees has this business HIRED in the past 12 months
employeesLeft
How many employees have LEFT in the past 12 months
employeesDeparture
What is the main reason employees left
employeesDeparture_spec
What is the main reason employees left - specify
employeesFamily
How many employees are from another owner's family
employeesUnpaid
How many employees are unpaid
employeesPartTime
How many employees are part-time workers
employeesHours
How many hours a day do employees work
employeesDays
How many days a week do employees work
howmanyApplyLoans
How many loans did you apply for in the last year
howmanyRecLoans
How many loans did you receive in the last year
borrowed_o1
Have you borrowed for your business from these in the past 12 months - 1st pick
borrowed_o2
Have you borrowed for your business from these in the past 12 months - 2nd pick
oweAmount
Of all money ever borrowed for the business, how much is still owed
owePeople
How many people/institutions are still owed
loanPurpose_o1
Primary use of the most recent loan - 1st pick
loanPurpose_o2
Primary use of the most recent loan - 2nd pick
loanPurpose_o3
Primary use of the most recent loan - 3rd pick
loanPurpose_o4
Primary use of the most recent loan - 4th pick
howSaveMoney_o1
How do you save money earned in this business - 1st pick
howSaveMoney_o1_spec
How do you save money earned in this business - 1st, other specify
howSaveMoney_o2
How do you save money earned in this business - 2nd pick
howSaveMoney_o3
How do you save money earned in this business - 3rd pick
howSaveMoney_o4
How do you save money earned in this business - 4th pick
unexpected5k
Can you borrow if faced with an unexpected situation needing 5,000 Birr in 2 wee
unexpected20k
Can you borrow if faced with an unexpected situation needing 20,000 Birr in 2 we
unexpectedMax
What is the maximum you can borrow if faced with an unexpected situation in 2 we
unexpectedSources1
Where would you borrow from if faced with an unexpected situation requiring mone
unexpectedSources1_spec
Where would you borrow from if faced with an unexpected situation requiring mone
householdDecisions1
In your household who decides whether or not to buy an appliance
householdDecisions2
In your household who decides who may go out to work
householdDecisions3
In your household who decided whether to support other family members
householdDecisions4
In your household who decided whether to save for the future
secondBusiness
Do you own a second business
secondBusSector
What sector does the second business operate in
secondBusProfits
Average daily total profits from second business
secondBusSales
Total sales from the last 30 days for second business
secondBusEmployees
How many employees does the second business have
flag_completed
Completed interview
exitSurveyTimes
Time interview ended
Total: 110
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