| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 317 |
1.9%
|
| 1 | No need for a loan - establishment had sufficient capital | 9010 |
54.3%
|
| 2 | Application procedures were complex | 1575 |
9.5%
|
| 3 | Interest rates were not favorable | 1869 |
11.3%
|
| 4 | Collateral requirements were too high | 1084 |
6.5%
|
| 5 | Size of loan and maturity were insufficient | 618 |
3.7%
|
| 6 | Did not think it would be approved | 320 |
1.9%
|
| 7 | Other | 1792 |
10.8%
|
| Sysmiss | 2072 |