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Financial Literacy Survey 2010

Bulgaria, 2010
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Reference ID
BGR_2010_FLS_v01_M
Producer(s)
Alpha Research
Metadata
DDI/XML JSON
Created on
Dec 20, 2012
Last modified
Mar 29, 2019
Page views
20465
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1047

Data file: World_Bank_Bulgaria_FinLit_survey

Cases: 1618
Variables: 485

Variables

HH_ID
ID
Region
Region
type
Type of residence
Date
Interview date
Sample
Sample
Q45
As a whole, how satisfied are you with your life nowadays?
Q46
How do you think your life is going to be over the next 12 months?
P1
How often do you read the national newspapers?
P1a
How often do you read the local newspapers?
P2
How often do you listen to the national radio stations?
P2a
How often do you listen to the local radio stations?
P3
How often do you watch the national TV programs?
P3a
How often do you watch the local TV programs?
Pp6
Do you know to use a computer?
P6
How often do you use the Internet (including e-mail)?
T1
Commercial banks operating in Bulgaria
T2
Insurance companies
T3
Securities companies
T4
Mutual Help Associations
T5
Leasing companies
T6
Pawn shops
T7
Private pension funds
T8
Consumer credit companies (e.g. Jet Credit, T.B.I, etc.)
T9
The Bulgarian economy
T10
Bulgarian National Bank
T11
Financial Supervision Commission
T12
Consumer Protection Commission
T13
Bulgarian Deposit Insurance Fund
T14
The lev, the national currency
AO1
Commercial banks operating in Bulgaria
AO2
Insurance companies
AO3
Mutual Help Associations
AO4
Securities companies
AO5
Private pension funds
AO6
Leasing companies
AO7
Consumer credit companies (e.g. Jet Credit, T.B.I, etc.)
BG1
Banking sector in Bulgaria
BG2
Private Pension Funds
BG3
Insurance companies
BG4
The capital market
BG5
Consumer credit companies (e.g. Jet Credit, T.B.I, etc.)
BG5_1
Who would you complain to, if you have a problem with your bank?
BG5_2
Who would you complain to, if you have a problem with your bank?
BG5_3
Who would you complain to, if you have a problem with your bank?
BG5_4
Who would you complain to, if you have a problem with your bank?
BG5_5
Who would you complain to, if you have a problem with your bank?
BG5_6
Who would you complain to, if you have a problem with your bank?
BG5_7
Who would you complain to, if you have a problem with your bank?
BG5_8
Who would you complain to, if you have a problem with your bank?
BG5_9
Who would you complain to, if you have a problem with your bank?
BG5_10
Who would you complain to, if you have a problem with your bank?
BG5_11
Who would you complain to, if you have a problem with your bank?
BG5_11_other
Who would you complain to, if you have a problem with your bank?
BG5_12
Who would you complain to, if you have a problem with your bank?
AO8A
If a conflict with a financial organization (bank, insurance company or the like)
AO8B
If a conflict with a financial organization (bank, insurance company or the like)
AO9A
What do you think deserves primary attention when one has to compare between the
AO9B
What do you think deserves primary attention when one has to compare between the
AO9C
What do you think deserves primary attention when one has to compare between cons
AO10
If you considered taking a credit from a bank, what would you prefer?
AO11
When taking a credit from a bank, what would you give more importance to...?
AO12
When do you think buying on credit is justified?
AO12_other
When do you think buying on credit is justified?
ISF1a
Changes in the property market
ISF1b
Changes of quotations and indices in the capital market
ISF1c
Changes of interest rates on deposits
ISF1d
Changes of interest rates on credits
ISF1e
Changes in the inflation rate
ISF1f
Changes in the level of public pensions, benefits and tax exemptions
ISF1g
Price fluctuations for oil, gold, metals, etc.
ISF1X_1
What are the two main sources of information:
ISF1X_2
What are the two main sources of information:
ISF1X_3
What are the two main sources of information:
ISF1X_4
What are the two main sources of information:
ISF1X_5
What are the two main sources of information:
ISF1X_6
What are the two main sources of information:
ISF2
Are you aware of the Consumer Protection Commission activity concerning financial
ISF3a
bank officers or bankers
ISF3b
representatives of insurance companies / private pension fund
ISF3c
representatives of securities companies (for share deals)
ISF3d
independent financial advisers or brokers
ISF3e
representatives of a non-banking financial institution , such as Jetcredit or T.B
ISF3f
pawn houses personnel
ISF4
When you meet your relatives, colleagues, friends, how often do you talk about fi
ISF5
In the last five years, how often do you compare the terms and conditions for pro
ISF6_1
In the last five years, what sources of information do you pay attention to when
ISF6_2
In the last five years, what sources of information do you pay attention to when
ISF6_3
In the last five years, what sources of information do you pay attention to when
ISF6_4
In the last five years, what sources of information do you pay attention to when
ISF6_5
In the last five years, what sources of information do you pay attention to when
ISF6_6
In the last five years, what sources of information do you pay attention to when
ISF6_7
In the last five years, what sources of information do you pay attention to when
ISF6_8
In the last five years, what sources of information do you pay attention to when
ISF6_9
In the last five years, what sources of information do you pay attention to when
ISF6_10
In the last five years, what sources of information do you pay attention to when
ISF6_11
In the last five years, what sources of information do you pay attention to when
ISF6_99
In the last five years, what sources of information do you pay attention to when
BG8_1
How would you prefer to receive information on financial matters?
BG8_2
How would you prefer to receive information on financial matters?
BG8_3
How would you prefer to receive information on financial matters?
BG8_4
How would you prefer to receive information on financial matters?
BG8_5
How would you prefer to receive information on financial matters?
BG8_6
How would you prefer to receive information on financial matters?
BG8_7
How would you prefer to receive information on financial matters?
BG8_8
How would you prefer to receive information on financial matters?
BG8_9
How would you prefer to receive information on financial matters?
BG8_10
How would you prefer to receive information on financial matters?
BG8_11
How would you prefer to receive information on financial matters?
BG8_99
How would you prefer to receive information on financial matters?
CSF1
Do you consider yourself a financially literate person?
CSF2
Let's assume that you deposited 10,000 lev in a bank account at 8% annual interes
CSF3
Let's assume that you deposited 10,000 lev in a bank account at 10% annual intere
CSF4
Imagine, than you deposited the money in a bank account at 8% interest rate, whil
CSF5
Let's assume that in 2012 your income is twice as now, and the consumer prices al
CSF6
Let's assume that you saw a TV-set of the same model on sales in two different sh
CSF7
Let's assume that you took a bank credit of 10,000 BGN to be paid back during a y
CSF8
If a citizen has a deposit in a Bulgarian bank and this bank becomes bankrupt, do
CSF9
If a citizen owns shares in the unit fund, and the value of shares plummeted beca
CSF10_1
In which of the following cases it is appropriate for the government to compensat
CSF10_2
In which of the following cases it is appropriate for the government to compensat
CSF10_3
In which of the following cases it is appropriate for the government to compensat
CSF10_4
In which of the following cases it is appropriate for the government to compensat
CSF10_5
In which of the following cases it is appropriate for the government to compensat
CSF10_99
In which of the following cases it is appropriate for the government to compensat
ISF5A_1
Which of the following organizations do you see as the most suitable to deliver f
ISF5A_2
Which of the following organizations do you see as the most suitable to deliver f
ISF5A_3
Which of the following organizations do you see as the most suitable to deliver f
ISF5A_4
Which of the following organizations do you see as the most suitable to deliver f
ISF5A_5
Which of the following organizations do you see as the most suitable to deliver f
ISF5A_6
Which of the following organizations do you see as the most suitable to deliver f
ISF5A_7
Which of the following organizations do you see as the most suitable to deliver f
ISF5A_8
Which of the following organizations do you see as the most suitable to deliver f
ISF5A_9
Which of the following organizations do you see as the most suitable to deliver f
ISF5A_99
Which of the following organizations do you see as the most suitable to deliver f
ISF6A_a
How to form one's own financial targets and draw a personal current financial pla
ISF6A_b
What to do not to get up to one's neck in debt when using credits
ISF6A_c
How to plan purchases of durables (car, apartment) and evaluate one's abilities t
ISF6A_d
How does the pension scheme work and what methods are available to secure one's o
ISF6A_e
What is banking services - current accounts, saving deposits, and plastic cards,
ISF6A_f
What is consumer credit for purchasing goods and services, and how can I use it
ISF6A_g
What is mortgage loan and how can I use it
ISF6A_h
What is insurance and insurance products and how can I use it
ISF6A_i
What is private pension fund and how can I use it
ISF6A_j
What is capital markets, stock and unit fund shares, and how can I use it
ISF6A_k
Sources of information on financial services, how to interpret the information an
ISF6A_l
What parameters are used to compare the services offered by banks and other finan
ISF6A_m
What consumer rights protection laws are available and what one needs to do when
ISF6A_n
What information should a user pay attention to when signing a contract with a ba
GF1
In your household do you usually have a financial plan, thus you know how to cove
GF2
Is your household used to keeping records of income and expenditures?
GF3a
How often during the last 12 months your household remained with unspent money fr
GF3b
How often during the last 12 months your household remained without money from mo
GF3c
How often during the last 12 months your household spent in a month exactly the m
GF3X_1
We spend it on consumer goods
GF3X_2
We keep it in cash
GF3X_3
We deposit it or do not withdraw it from the account
GF3X_4
We invest it in the capital market
GF3X_5
We lend it to friends or relatives
GF3X_6
We invest it in our own business
GF3X_7
We invest it in gold and jewellery
GF3X_8
Other
GF3Y_1
We cut down expenses
GF3Y_2
We borrow money from relatives, friends and acquaintances without interest
GF3Y_3
We borrow money from relatives, friends and acquaintances with interest
GF3Y_4
We buy on credit (informally - "pe caiet") from shops
GF3Y_5
We borrow from non-banking financial institutions (Jet Credit, T.B.I., etc.)
GF3Y_6
We pawn jewellery or other goods
GF3Y_7
We spend our savings in lev
GF3Y_8
We exchange in lev our savings in foreign currency
GF3Y_9
We borrow from a bank
GF3Y_10
We use a credit card
GF3Y_11
We work extra hours or do additional jobs
GF3Y_12
Other
GF4
Please tell us whether there are such households among your acquaintances or frie
GF5
Did your household experience an unexpected significant reduction of your income
GF5A_a
Loss of employment due to economic crisis
GF5A_b
Loss of employment because of an accident, illness or disability
GF5A_c
Considerable reduction of salary, or delays with salary payment
GF5A_d
Breakup, separation or divorce
GF5A_e
Retirement of the main breadwinner
GF5A_f
Other
GF5B_1
We cut down expenses
GF5B_2
We borrow money from relatives, friends and acquaintances without interest
GF5B_3
We borrow money from relatives, friends and acquaintances with interest
GF5B_4
We buy on credit (informally - "pe caiet") from shops
GF5B_5
We borrow from non-banking financial institutions (Jet Credit, T.B.I., etc.)
GF5B_6
We pawn jewellery or other goods
GF5B_7
We spend our savings in lev
GF5B_8
We exchange in lev our savings in foreign currency
GF5B_9
We borrow from a bank
GF5B_10
We use a credit card
GF5B_11
We work extra hours or do additional jobs
GF5B_12
Other
GF6
How often during the last 12 months your household had to borrow to pay back your
GF6a_0
Nothing special because our household has sufficient savings and incomes
GF6a_1
We will cut down expenses and save
GF6a_2
We will borrow money from relatives, friends and acquaintances
GF6a_3
We will buy on credit ("pe caiet) from shops
GF6a_4
We will take a bank loan
GF6a_5
We will borrow from non-bank credit institution (Jet Credit, T.B.I, etc.)
GF6a_6
We will use a credit card
GF6a_7
We will pawn jewellery or other goods
GF6a_8
We will spend our savings in lev
GF6a_9
We will work extra hours/additional jobs
GF6a_10
We will apply for social benefits
GF6a_11
Other
GF6b
How long do you think you can manage in this situation?
GF7A
Comparing to your total monthly household income, approximately how much are your
GF8_1
Let's assume that in addition to your regular income your family got some money i
GF8_2
Let's assume that in addition to your regular income your family got some money i
GF8_3
Let's assume that in addition to your regular income your family got some money i
GF8_4
Let's assume that in addition to your regular income your family got some money i
GF8_5
Let's assume that in addition to your regular income your family got some money i
GF8_6
Let's assume that in addition to your regular income your family got some money i
GF8_7
Let's assume that in addition to your regular income your family got some money i
GF8_8
Let's assume that in addition to your regular income your family got some money i
GF8_9
Let's assume that in addition to your regular income your family got some money i
GF8_10
Let's assume that in addition to your regular income your family got some money i
GF8_11
Let's assume that in addition to your regular income your family got some money i
GF8_12
Let's assume that in addition to your regular income your family got some money i
GF8_13
Let's assume that in addition to your regular income your family got some money i
GF8_14
Let's assume that in addition to your regular income your family got some money i
GF8_15
Let's assume that in addition to your regular income your family got some money i
GF8_99
Let's assume that in addition to your regular income your family got some money i
GF9
Does your household usually manage your everyday revenues?
GF9A
Comparing to your total monthly household income, approximately how much are your
GF9B_1
What are the reasons to have made savings?
GF9B_2
What are the reasons to have made savings?
GF9B_3
What are the reasons to have made savings?
GF9B_4
What are the reasons to have made savings?
GF9B_5
What are the reasons to have made savings?
GF9B_6
What are the reasons to have made savings?
GF9B_7
What are the reasons to have made savings?
GF9B_8
What are the reasons to have made savings?
GF9B_99
What are the reasons to have made savings?
GF10_1
What are the reasons not to have made savings?
GF10_2
What are the reasons not to have made savings?
GF10_3
What are the reasons not to have made savings?
GF10_4
What are the reasons not to have made savings?
GF10_5
What are the reasons not to have made savings?
GF10_99
What are the reasons not to have made savings?
BG9_1
Have you personally invested in the last five years in
BG9_2
Have you personally invested in the last five years in
BG9_3
Have you personally invested in the last five years in
BG9_4
Have you personally invested in the last five years in
BG9_5
Have you personally invested in the last five years in
BG9_6
Have you personally invested in the last five years in
BG11_1
Securities
BG11_2
Real estate
BG11_3
Pension fund
BG11_4
Life insurance
BG11_5
Other
BG12_1
Securities
BG12_2
Real estate
BG12_3
Pension fund
BG12_4
Life insurance
BG12_5
Other
GF14_1
What services of the above would you like to know better or get additional inform
GF14_2
What services of the above would you like to know better or get additional inform
GF14_3
What services of the above would you like to know better or get additional inform
GF14_4
What services of the above would you like to know better or get additional inform
GF14_5
What services of the above would you like to know better or get additional inform
GF14_6
What services of the above would you like to know better or get additional inform
GF14_7
What services of the above would you like to know better or get additional inform
GF14_8
What services of the above would you like to know better or get additional inform
GF14_9
What services of the above would you like to know better or get additional inform
GF14_10
What services of the above would you like to know better or get additional inform
GF14_11
What services of the above would you like to know better or get additional inform
GF14_12
What services of the above would you like to know better or get additional inform
GF14_13
What services of the above would you like to know better or get additional inform
GF14_14
What services of the above would you like to know better or get additional inform
Sex_01
Sex
Sex_02
Sex
Sex_03
Sex
Sex_04
Sex
Sex_05
Sex
Sex_06
Sex
Sex_07
Sex
Sex_08
Sex
Age_01
Age
Age_02
Age
Age_03
Age
Age_04
Age
Age_05
Age
Age_06
Age
Age_07
Age
Age_08
Age
Nat_1
Ethnicity
Nat_2
Ethnicity
Nat_3
Ethnicity
Nat_4
Ethnicity
Nat_5
Ethnicity
Nat_6
Ethnicity
Nat_7
Ethnicity
Nat_8
Ethnicity
Nat_9
Ethnicity
Nat_10
Ethnicity
Nive_01
Highest level of education achieved
Nive_02
Highest level of education achieved
Nive_03
Highest level of education achieved
Total: 485
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