Financial Service Survey 2006

The file contains information on the background of household members. Some of the housholds were enumerated in the GLSS5 from which the EAs were drawn and so do not answer some questions. Information relate to age, sex, marital status, relationship to head of household, educational attainment and employment status.

The dataset provides information on the use of available financial services and products. Questions were asked of all household members, heads of households as well as randomly selected household members who answered according to sections that related to them. Information collected include the use of various financial services such as banking, credit schemes; and financial products such as credits, overdrafts and loans. Data are also available on other financial services including insurance and pension fund.

This section of the questionnaire also provides information of financial services and products available to selected and products by the head of household and a randomly selected member of the househol. It deals with the previous and current use of these services and products. The information collected include the use of ATMs, credit or debit cards, current and savings accounts, access to and use of formal and informal banking services, access to pension or insurance funds, loans and microfinance.

This dataset presents information on the actions and attitudes towards accessing and using financial services and products. The questions were asked of household heads and randomly selected household members. The information collected include reasons why people do not have a bank account, guarantees required for a bank loan, reasons for applying or not applying for a loan, and loans and other credits applied for during the 12 months prior to the data collection.