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FinScope Survey 2016

Rwanda, 2015 - 2016
Reference ID
RWA_2015_RFS_v01_M
Producer(s)
Access to Finance Rwanda (AFR)
Metadata
DDI/XML JSON
Study website
Created on
Jun 26, 2017
Last modified
Jun 26, 2017
Page views
23181
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1374

Data file: fsr-2016-data

This is an anonymized data file for FinScope 2016

Cases: 12480
Variables: 834

Variables

K1.5.10B
K1.5.10B. Banking Channels for transaction - Internet banking transaction
K1.5.11A
K1.5.11A. Bank transaction used - Mobile banking transaction
K1.5.11B
K1.5.11B. Banking Channels for transaction - Mobile banking transaction
K1.5.12A
K1.5.12A. Bank transaction used - Banking agent
K1.5.12B
K1.5.12B. Banking Channels for transaction - Banking agent
K1.5.13A
K1.5.13A. Bank transaction used - Mobile van
K1.5.13B
K1.5.13B. Banking Channels for transaction - Mobile van
K1.6
K1.6. Main reason for not having a bank account
K2.1A
K2.1a. MFI account
K2.1B1
K2.1b1. MFI account used past month
K2.1B2
K2.1b2. MFI account used this year
K2.1C
K2.1c. Main reason for not using MFI account
K2.1D1
K2.1d1. MFI account - usually used for: Deposit
K2.1D2
K2.1d1. MFI account - usually used for: Savings
K2.1D3
K2.1d2. MFI account - usually used for: Credit/loan
K2.1D4
K2.1d3. MFI account - usually used for: Save and credit
K2.1D5
K2.1d3. MFI account - usually used for: Other
K2.1E
K2.1e. For approximately how long have you had an account with a MFI
K2.1F
K2.1f. Why did you mainly open a MFI account
K2.1G
K2.1g. Did you have an account with a bank or a SACCO
K2.1H
K2.1h. Did you close any of these when you opened your MFI account
K2.1I
K2.1i. Were you member of a group such as a savings and loan group or a savings club/tontine
K2.1J
K2.1j. Did you give up your membership with any of these when you opened your MFI account
K2.2
K2.2. Main reason why do you not have an MFI
K3.1A
K3.1a. Member of an Umurenge SACCO/have an Umurenge SACCO account
K3.1B1
K3.1b1. SACOO account - Used in the past month
K3.1B2
K3.1b2. SACOO account - Used this year
K3.1C
K3.1c. Main reason for you not using Umurenge SACCO account
K3.1D
K3.1d. SACCO account ususlly used for
K3.1E
K3.1e. For approximately how long have you had an account with a SACCO
K3.1F
K3.1f. Why did you mainly become a member
K3.1G
K3.1g. When becaming a SACCO member, did you have an account with a bank or a MFI
K3.1H
K3.1h. Did you close any of these when you opened your Umurenge SACCO account/became a member
K3.1I
K3.1i. Were you member of a group such as a savings and loan group or a savings club/tontine?
K3.1J
K3.1j. Did you give up your membership
K3.2
K3.2. Main reason why do you not have a Umurenge account
L1A
L1a. Belong to a savings groups such as a VSLA
L1B1
L1b1. How did you learn about your savings group
L1B2.1
L1b2.1. Savings group partners - Government
L1B2.2
L1b2.2. Savings group partners - CARE
L1B2.3
L1b2.3. Savings group partners - CRS
L1B2.4
L1b2.4. Savings group partners - World Vision
L1B2.5
L1b2.5. Savings group partners - Other
L1B2.6
L1b2.6. Savings group partners - None
L1C
L1c. How often does the group meet with the facilitator
L1D
L1d. Reasons for using informal group
L1E
L1e Period (years) been a member of such a group
L2A
L2a. Groups statement - Lend money out to members when they need the money
L2B
L2b. Groups statement - Lend out money to non-members when they want to borrow
L2C
L2c. Groups statement - Give collected money to one member every month
L2D
L2d. Groups statement - Keep the collected money for members and members can withdraw this money when they need it
L2E
L2e. Groups statement - Keep the collected money for members and give to members after a certain period of time
L2F
L2f. Groups statement - Buy assets as a group
L2G
L2g. Groups statement - Buy assets for individual memb ers
L2H
L2h. Groups statement - Raise or save money for funerals for group members
L2I
L2i. Groups statement - Raise or save money for other emergencies for group members
L2J
L2j. Groups statement - Act as guarantor when members want to borrow money somewhere else
L3A
L3a. Main reason for belonging to a group/club
L3B1
L3b1. Groups statement - There's more discipline in saving with a group than any other way
L3B2
L3b2. Groups statement - I trust how it works and it is easy to get loan
L3B3
L3b3. Groups statement - More discipline paying back money borrowed from a group than with paying back a loan from a financial institution
L4A
L4a. Are you a member of any other group or organisation?
L4B1
L4b1. Type of group/organisation belonging to - Business organisation
L4B2
L4b2. Type of group/organisation belonging to - Farmer's association
L4B3
L4b3. Type of group/organisation belonging to - Market/traders association
L4B4
L4b4. Type of group/organisation belonging to - Fisher’s association
L4B5
L4b5. Type of group/organisation belonging to - Cooperative
L4B6
L4b6. Type of group/organisation belonging to - Church / religious group
L4B7
L4b7. Type of group/organisation belonging to - Women’s / men’s group
L4B8
L4b8. Type of group/organisation belonging to - Other
M1
M1. Statements best describing households situation on farming
M2.01
M2.01. Household farming activities - Cattle
M2.02
M2.02. Household farming activities - Goats, sheep, pigs, etc.
M2.03
M2.03. Household farming activities - Other livestock such as chickens, rabbits, etc.
M2.04
M2.04. Household farming activities - Cash crops – tea, coffee, pyrethrum
M2.05
M2.05. Household farming activities - Fruit – such as bananas, pineapple, avocado, pepper, papaya, passion fruit
M2.06
M2.06. Household farming activities - Vegetables – tomatoes, carrots, onions, cabbages, etc.
M2.07
M2.07. Household farming activities - Staples such as grains– e.g. plantains, rice, sorghum, maize, barley, wheat
M2.08
M2.08. Household farming activities - Roots such as sweet potatoes, cassava, Irish potatoes
M2.09
M2.09. Household farming activities - Beans, peas, ground nuts
M2.10
M2.10. Household farming activities - Banana
M2.11
M2.11. Household farming activities - Other
M3A
M3a. Livestock statement - The household will never sell your livestock
M3B
M3b. Livestock statement - The household will use your livestock as security when you need to borrow money
M3C
M3c. Livestock statement - The household regards your livestock as a form of savings
M3D
M3d. Livestock statement - The household will sell some of your livestock to get cash when you need cash
M4
M4. Does this household farm mostly for consumption or selling?
M5
M5. Source of money to finance farming activities
N2A.01
N2A.01. Salary/wages from Government institution
N2A.02
N2A.02. Salary/wages from a private business/company
N2A.03
N2A.03. Salary/wages from a farmer
N2A.04
N2A.04. Salary/wages from an individual
N2A.05
N2A.05. Self-employed (have own business)
N2A.06
N2A.06. Money from farming (crops and/or livestock; by-products from livestock)
N2A.07
N2A.07. Money from fishing
N2A.08
N2A.08. Rental income
N2A.09
N2A.09. Private pension
N2A.10
N2A.10. Government pension
N2A.11
N2A.11. Government/state grant/VUP grant/ VUP cash transfer
N2A.12
N2A.12. Gifts
N2A.13
N2A.13. Remittances (money from friends/family)
N2A.14
N2A.14. Sell something I collect from nature
N2A.15
N2A.15. Household member pays my expenses (skip to N2f)
N2A.16
N2A.16. Piece work
N2A.17
N2A.17. VUP public works
N2A.18
N2A.18. Make goods to sell
N2A.19
N2A.19. Sell something I grow
N2A.20
N2A.20. Sell something I collect from nature (thatch/wood/charcoal)
N2A.21
N2A.21. Other
N2B
N2b. How often do you receive money?
N2.C1
N2.C1. Method of receiving money - Cash in hand
N2.C2
N2.C2. Method of receiving money - Cheque
N2.C3
N2.C3. Method of receiving money - Into bank account
N2.C4
N2.C4. Method of receiving money - Western Union
N2.C5
N2.C5. Method of receiving money - Mobile money
N2.C6
N2.C6. Method of receiving money - Other
N2D
N2d. Main source of income
N2E
N2e. Working status (salaried)
N2F.1
N2f.1. Spouse
N2F.2
N2f.2. Parent
N2F.3
N2f.3. Child
N2F.4
N2f.4. Other relative
N2F.5
N2f.5. Other
N2G.01
N2g.01. Agriculture, forestry and fishing
N2G.02
N2g.02. Mining and quarrying
N2G.03
N2g.03. Manufacturing
N2G.04
N2g.04. Electricity, gas, steam and air conditioning supply
N2G.05
N2g.05. Water supply; sewerage, waste management and remediation activities
N2G.06
N2g.06. Construction
N2G.07
N2g.07. Wholesale and retail trade; repair of motor vehicles and motorcycles
N2G.08
N2g.08. Transportation and storage
N2G.09
N2g.09. Accommodation and food service activities
N2G.10
N2g.10. Information and communication
N2G.11
N2g.11. Financial and insurance activities
N2G.12
N2g.12. Real estate activities
N2G.13
N2g.13. Professional, scientific and technical activities
N2G.14
N2g.14. Administrative and support service activities
N2G.15
N2g.15. Education
N2G.16
N2g.16. Human health and social work activities
N2G.17
N2g.17. Arts, entertainment and recreation
N2G.18
N2g.18. Other service activities
N2H
N2h. In total, how many people, if any, do you employ in your business
N2I1
N2i1. Have 'Finance' Challenges facing busines
N2I11
N2i1.1. Finance challenges - Sourcing money
N2I12
N2i1.2. Finance challenges - Opening a bank account
N2I13
N2i1.3. Finance challenges - Banks didn’t want to help
N2I14
N2i1.4. Finance challenges - Cash flow
N2I15
N2i1.5. Finance challenges - Being owed money / debtors
N2I16
N2i1.6. Finance challenges - Financial records
N2I2
N2i2. Have 'Legal' Challenges facing busines
N2I21
N2i2.1. Legal challenges - Registering the business
N2I22
N2i2.2. Legal challenges - Laws and regulations
N2I23
N2i2.3. Legal challenges - Tax compliance
N2I24
N2i2.4. Legal challenges - License and construction permit
N2I3
N2i3. Have 'Sales & Marketing' Challenges facing busines
N2I31
N2i3.1. Sales & Marketing challenges - What product / service to sell
N2I32
N2i3.2. Sales & Marketing challenges - Who to sell to – i.e. who the customers will be
N2I33
N2i3.3. Sales & Marketing challenges - Raising awareness of products /
N2I34
N2i3.4. Sales & Marketing challenges - Too many competitors
N2I35
N2i3.5. Sales & Marketing challenges - Not enough customers
N2I36
N2i3.6. Sales & Marketing challenges - Problems with stock / goods sold
N2I37
N2i3.7. Sales & Marketing challenges - Selling price lower than expected
N2I4
N2i4. Have 'Skillls and staff' Challenges facing busines
N2I41
N2i4.1. Skills and staff challenges - Finding the right staff
N2I42
N2i4.2. Skills and staff challenges - Problems with staff
N2I43
N2i4.3. Skills and staff challenges - Own lack of skills / experience
N2I44
N2i4.4. Skills and staff challenges - Writing a business plan
N2I5
N2i5. Have 'Resources' Challenges facing busines
N2I51
N2i5.1. Resources challenges - Finding business premises or space
N2I52
N2i5.2. Resources challenges - Connecting water services
N2I53
N2i5.3. Resources challenges - No appropriate storage facilities
N2I54
N2i5.4. Resources challenges - Connecting electricity
N2I55
N2i5.5. Resources challenges - Transport e.g. moving stock
N2I56
N2i5.6. Resources challenges - Equipment
N2I6
N2i6. Have 'Other' Challenges facing busines
N2I61
N2i6.1. Other challenges - Crime / theft by staff
N2I62
N2i6.2. Other challenges - Crime / theft by others
N2I63
N2i6.3. Other challenges - Other
N2I64
N2i6.4. Other challenges - No problem
N3A
N3a. Do you have money of your own that you can do with as you wish
N3B1
N3b.1. Reasons for not having money to use as you wish - Money goes into household expenses
N3B2
N3b2. Reasons for not having money to use as you wish - Have to give my money to household member/family member
N3B3
N3b3. Reasons for not having money to use as you wish - Don’t have an income
N3B4
N3b4. Reasons for not having money to use as you wish - Other
N4
N4. Income - Would it be easier for you to give me an estimate of this for a month or for a year
N4A
N4a. Income - Monthly personal income
N4B
N4b. Income - Annual perosnal income
N5A
N5a. Coping strategy for big events - Wedding
N5B
N5b. Coping strategy for big events - Funeral
N5C
N5c. Coping strategy for big events - Medical emergency
N5D
N5d. Coping strategy for big events - Children’s education
less_16_17
Comparable_age
18 years and older
Age_31_35
31 to 35 years
Banked_popultaion
Banked population
other_formal_non_bank
Other formal (non-bank)
informal_mechanism
AS
Access Strand
informal_mechanism2
AS2
Access Strand
AS_trial
Overlaps
credit_bank2
VAR00006
Age_category
Age category
Level_of_education
Level of education
Size_business
Business size (number of employees)
Size_busines
Size and scope of busines owner (number of employees) revised
commercial_farmers
Informal_revised
need_information_on_money_manage
AS_revised
Access strand with revised informal
Overlaps_revised
Overlaps with revised informal
credit_banked
remittances_banking_channels
savings_bank
transactional_bank
credit_otherformal
insurance_other_formal
remittances_other_formal
savings_other_formal
MFI_institutions
Mobile_money_penetration
Umurenge_SACCO
Other_formal_non_bank_only
Overlaps_other_formal_non_bank
Salaried_preivate_public_sector
claimed_banking
Banked_analysis
Further_check
income and transactional
Banks_per_person
Banking_product_person
payo
salaried_workers
Total: 834
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