| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 2 |
0.4%
|
| 1 | No need for a loan - establishment had sufficient capital | 271 |
50.5%
|
| 2 | Application procedures were complex | 36 |
6.7%
|
| 3 | Interest rates were not favorable | 154 |
28.7%
|
| 4 | Collateral requirements were too high | 22 |
4.1%
|
| 5 | Size of loan and maturity were insufficient | 6 |
1.1%
|
| 6 | Did not think it would be approved | 16 |
3%
|
| 7 | Other | 30 |
5.6%
|
| Sysmiss | 64 |