| Value | Category | Cases | |
|---|---|---|---|
| -99 | Don't know | 0 |
0%
|
| -9 | Don't know (spontaneous) | 20 |
3.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 401 |
69.3%
|
| 2 | Application procedures were complex | 23 |
4%
|
| 3 | Interest rates were not favorable | 49 |
8.5%
|
| 4 | Collateral requirements were too high | 20 |
3.5%
|
| 5 | Size of loan and maturity were insufficient | 3 |
0.5%
|
| 6 | Did not think it would be approved | 12 |
2.1%
|
| 7 | Other | 51 |
8.8%
|
| Sysmiss | 867 |