| Value | Category | Cases | |
|---|---|---|---|
| 1 | Interest rate is too high. | 55 |
18.3%
|
| 2 | I do not want to take on that much risk / I do not want to owe people money that I may not be able to pay back. | 209 |
69.7%
|
| 3 | Transactions costs (fees or time from travel, paperwork, etc.) are too high. | 3 |
1%
|
| 4 | Dont need a loan | 21 |
7%
|
| 5 | Other | 10 |
3.3%
|
| d | 1 |
0.3%
|
|
| r | 1 |
0.3%
|
|
| Sysmiss | 625 |