| Value | Category | Cases | |
|---|---|---|---|
| 1 | Interest rate is too high. | 11 |
20.4%
|
| 2 | I do not want to take on that much risk / I do not want to owe people money that I may not be able to pay back. | 28 |
51.9%
|
| 3 | Transactions costs (fees or time from travel, paperwork, etc.) are too high. | 7 |
13%
|
| 4 | Dont need a loan | 4 |
7.4%
|
| 5 | Other | 4 |
7.4%
|
| Sysmiss | 871 |