| Value | Category | Cases | |
|---|---|---|---|
| 1 | I do not need a loan / prefer working with my own cash | 80 |
23.4%
|
| 2 | Interest rate too high / cant afford to repay | 116 |
33.9%
|
| 3 | I dont want to put my land at risk / I do not want to be worried | 94 |
27.5%
|
| 4 | Formal lenders are too strict | 0 |
0%
|
| 5 | The branch is too far away / associated application costs too high | 6 |
1.8%
|
| 6 | Too much paperwork | 9 |
2.6%
|
| 7 | I did not have enough collateral | 13 |
3.8%
|
| 8 | Lender only offered certain types/amounts of loans I did not qualify for | 2 |
0.6%
|
| 9 | Other | 21 |
6.1%
|
| r | 1 |
0.3%
|
|
| Sysmiss | 583 |