| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 2 |
0.2%
|
| 1 | No need for a loan - establishment had sufficient capital | 302 |
32.8%
|
| 2 | Application procedures were complex | 81 |
8.8%
|
| 3 | Interest rates were not favorable | 188 |
20.4%
|
| 4 | Collateral requirements were too high | 138 |
15%
|
| 5 | Size of loan and maturity were insufficient | 19 |
2.1%
|
| 6 | Did not think it would be approved | 46 |
5%
|
| 7 | Other | 144 |
15.7%
|
| Sysmiss | 105 |