Literal question
Please tell us whether there are such families among your acquaintances or friends who used to be relatively well-to-do and then suddenly encountered financial problems? If so, then what was the reason in your opinion?
Question post text
Interviewer: If a respondent doesn't have such experiences then circle option 11.3 "No such families". If (s)he is aware of such cases, then read out options 11.1 and 11.2 and ask a respondent to choose one of the two alternatives. If a respondent fails to make a choice and both options look equally important then circle both options. If none of the options looks appropriate then circle option 99. "Don't know".