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Financial Literacy Diagnostic Surveys 2008 and 2009 (Panel)

Russian Federation, 2008 - 2009
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Reference ID
RUS_2008_FLDS_v01_M
Producer(s)
National Agency for Financial Studies (NAFS)
Metadata
DDI/XML JSON
Created on
Dec 20, 2012
Last modified
Mar 29, 2019
Page views
5765
Downloads
526
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  • World_Bank_Russia_Panel_FinLit_survey

Data file: World_Bank_Russia_Panel_FinLit_survey

1. Both waves of the Russian financial literacy survey (2008 and 2009) have been merged into a single dataset.

2. Balanced panels are identified by the variable Panel_ID, whereas Year represents the time variable.

3. The variables (Q1), (Q39), (Q50) and (Q108) which are associated with Question 1, 39, 50 and 108 were not delivered in the dataset.

4. For questions with an "other" response category (e.g. Q102, Q109 etc.) the information was specified and captured in an additional variable (e.g Q102_oth, Q109_oth, etc.). Though, this information has not been translated into English and properly entered into the data set afterwards.

5. For multiple choice questions, each selection made by the individual is saved as a unique variable. For instance, question 102 allowed for multiple choices and if a person selected 3 of the given options, each of his choice will be a saved as Q102_1, Q102_2 and Q102_3 respectively. For the same question, if another person selected only two items, his choices will be saved under Q102_1 and Q102_2 while the third variable Q102_3 will indicate a missing value (.). If the respondent answered the multiple response question with "Don't know", then only the first variable Q102_1 will be accordingly coded (99). All the other multiple responses variables will be coded as a missing value (.) for this respondent.

Cases: 2966
Variables: 177

Variables

Year
Year of Survey
HH_ID
Respondent ID (unbalanced)
Panel_ID
Balanced panel ID
Region_name
Federal Region
Subregion_code
Subregion Code
Loc
Location
Res_min
Min. Residency
City_type
Size of Settlement
Fin_situation
Financial situation of your family
Q2
Family had any unspent income during the past year
Q3_1
What did family usually do with unspent income
Q3_2
What did family usually do with unspent income
Q3_3
What did family usually do with unspent income
Q3_4
What did family usually do with unspent income
Q3_oth
What did family usually do with unspent income
Q4
How often did your family run out of money during the last year
Q5_1
What did family usually do whet it ran out of money
Q5_2
What did family usually do whet it ran out of money
Q5_3
What did family usually do whet it ran out of money
Q5_4
What did family usually do whet it ran out of money
Q5_oth
What did family usually do whet it ran out of money
Q6_1
Did family experience an unexpected significant reduction in income
Q6_2
Did family experience an unexpected significant reduction in income
Q6_3
Did family experience an unexpected significant reduction in income
Q6_4
Did family experience an unexpected significant reduction in income
Q6_5
Did family experience an unexpected significant reduction in income
Q6_6
Did family experience an unexpected significant reduction in income
Q6_7
Did family experience an unexpected significant reduction in income
Q6_oth
Did family experience an unexpected significant reduction in income
Q7_1
How were ends met when income suddenly dropped
Q7_2
How were ends met when income suddenly dropped
Q7_3
How were ends met when income suddenly dropped
Q7_4
How were ends met when income suddenly dropped
Q7_5
How were ends met when income suddenly dropped
Q7_6
How were ends met when income suddenly dropped
Q7_7
How were ends met when income suddenly dropped
Q7_oth
How were ends met when income suddenly dropped
Q8
How often did family borrow to pay back debts
Q9
Does family currently have debt
Q10
Amount of debt
Q11_1
Did family friends encounter financial problems
Q11_2
Did family friends encounter financial problems
Q12
Do you know maximum level of deposits in a Russian bank fully insured by govt
Q13
Do you know level of losses from stock investments insured by the government
Q14_1
How should government compensate individuals for losses in the financial market
Q14_2
How should government compensate individuals for losses in the financial market
Q14_3
How should government compensate individuals for losses in the financial market
Q14_4
How should government compensate individuals for losses in the financial market
Q15
What should banks do under current Russian legislation
Q16_1
What describes your individual life insurance situation
Q16_2
What describes your individual life insurance situation
Q16_3
What describes your individual life insurance situation
Q16_4
What describes your individual life insurance situation
Q17_1
What tendencies do you follow personally
Q17_2
What tendencies do you follow personally
Q17_3
What tendencies do you follow personally
Q17_4
What tendencies do you follow personally
Q17_5
What tendencies do you follow personally
Q17_6
What tendencies do you follow personally
Q17_7
What tendencies do you follow personally
Q17_oth
What tendencies do you follow personally
Q18_1
What sources do you use to get information about the above tendencies
Q18_2
What sources do you use to get information about the above tendencies
Q18_3
What sources do you use to get information about the above tendencies
Q18_4
What sources do you use to get information about the above tendencies
Q18_5
What sources do you use to get information about the above tendencies
Q18_6
What sources do you use to get information about the above tendencies
Q18_oth
What sources do you use to get information about the above tendencies
Q19
Did you regret puchasing a financial service during the past five years
Q20_1
What kind of service was it
Q20_2
What kind of service was it
Q20_3
What kind of service was it
Q20_oth
What kind of service was it
Q21_1
What did you do after you discovered the problem
Q21_2
What did you do after you discovered the problem
Q21_oth
What did you do after you discovered the problem
Q22
Confidence in dispute resultion with financial institutions
Q23
Do you consider yourself financially literate
Q24
Money in account after deposit of 100K rubles for 2 years at 8% interest rate
Q25
Money in account after deposit of 100K rubles for 5 years at 10% interest rate
Q26
Money buys more/less if deposited in bank at 8% interest rate with 10% inflation
Q27
Income buys more/less if it doubles by 2010 while consumer prices also double
Q28
Better discount on 10K rouble TV - 1,500 rubles or 10%
Q29
Estimate annual interest on credit of 10K rubles if credit charge is 600 rubles
Q30
Primary factors in comparing credit from banks
Q31
When do you think buying on credit is justified
Q32_1
Items of interest in personal finance management training
Q32_2
Items of interest in personal finance management training
Q32_3
Items of interest in personal finance management training
Q32_4
Items of interest in personal finance management training
Q32_5
Items of interest in personal finance management training
Q33_1
Who is most suitable to deliver financial literacy training
Q33_2
Who is most suitable to deliver financial literacy training
Q33_3
Who is most suitable to deliver financial literacy training
Q33_oth
Who is most suitable to deliver financial literacy trainin
Q34_1
How would you spend 45K-50K ruble windfall income
Q34_2
How would you spend 45K-50K ruble windfall income
Q34_3
How would you spend 45K-50K ruble windfall income
Q34_4
How would you spend 45K-50K ruble windfall income
Q35
How does family usually manage everyday revenues
Q36_1
Family's reasons for saving/investment
Q36_2
Family's reasons for saving/investment
Q36_3
Family's reasons for saving/investment
Q36_oth
Family's reasons for saving/investment
Q37_1
If you (your family) do/does not make savings, what is the reason
Q37_2
If you (your family) do/does not make savings, what is the reason
Q37_3
If you (your family) do/does not make savings, what is the reason
Q37_4
If you (your family) do/does not make savings, what is the reason
Q37_oth
If you (your family) do/does not make savings, what is the reason
Q38a_1
What financial services from the given below do you personally use
Q38a_2
What financial services from the given below do you personally use
Q38a_3
What financial services from the given below do you personally use
Q38a_4
What financial services from the given below do you personally use
Q38a_5
What financial services from the given below do you personally use
Q38b_1
What financial services from the given below do your family members use
Q38b_2
What financial services from the given below do your family members use
Q38b_3
What financial services from the given below do your family members use
Q38b_4
What financial services from the given below do your family members use
Q38b_5
What financial services from the given below do your family members use
Q38b_6
What financial services from the given below do your family members use
Q38b_7
What financial services from the given below do your family members use
Q38b_8
What financial services from the given below do your family members use
Q40_1
Which services would you like to get additional information about
Q40_2
Which services would you like to get additional information about
Q40_3
Which services would you like to get additional information about
Q40_4
Which services would you like to get additional information about
Q40_5
Which services would you like to get additional information about
Q40_6
Which services would you like to get additional information about
Q40_7
Which services would you like to get additional information about
Q40_8
Which services would you like to get additional information about
Q40_9
Which services would you like to get additional information about
Q40_10
Which services would you like to get additional information about
Q40_11
Which services would you like to get additional information about
Q41
How often do you compare the terms of financial services before you buy
Q42_1
What sources of information do you use when choosing buying a financial service
Q42_2
What sources of information do you use when choosing buying a financial service
Q42_3
What sources of information do you use when choosing buying a financial service
Q42_oth
What sources of information do you use when choosing buying a financial service
Q43
Gender
Q44
Age
Q45
Education
Q46
Employment category
Q47a
Personal income (Rubles)
Q48a
Family income (Rubles)
Q49
People per household (including respondent)
Q51
Economic classification
Q101
Do you have a bank card?
Q102_1
Reason received bank card
Q102_2
Reason received bank card
Q102_3
Reason received bank card
Q102_4
Reason received bank card
Q102_oth
Reason received bank card
Q103
Year opened bank current or deposit account
Q103_god
Year opened a current/deposit acc
Q104
Do you have a bank account (other than plastic card)
Q105
Did family withdraw foreign-denominated deposits in last 6 mths
Q106
Will you continue to use current/deposit acc?
Q108
Interest rate paid on consumer loan
Q108_vgod
Interest rate paid on consumer loan
Q108_vmes
Interest rate paid on consumer loan
Q109_1
Have you been informed of changes in fin terms in past 12 mths
Q109_oth
Have you been informed of changes in fin terms in past 12 mths
Q110
Does anyone owe family money
Q111_1
What funds to live on in retirement
Q111_2
What funds to live on in retirement
Q111_3
What funds to live on in retirement
Q111_4
What funds to live on in retirement
Q111_5
What funds to live on in retirement
Q112
Which is the riskier asset
Q113
How often banks stock market discussed growing up
Q114
How has family fin situation changed last 12 mths
Q115
How will family fin sit change next 12 mths
Q116
Describe current debt position
Q117
Have you experienced sharp increase in late payment penalties for credit card
Q118
Do credit bureaus exist in Russia
Q119
Do you know what a credit bureau is
Q120
Specify on scale the approx family income last mth (1-18)
Total: 177
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