| Value | Category |
|---|---|
| 1 | Have no information |
| 2 | Corrupt |
| 3 | No need |
| 4 | We are only creating it |
| 5 | We see no benefit |
| 6 | Too low activity of the company itself |
| 7 | Too small enterprise |
| 8 | We have no time for that |
| 9 | Illegal activities are declared |
| 10 | Nobody offered that |
| 11 | Had no collateral |
| 12 | Negative balance |
| 13 | We represent the head company |