| Value |
Category |
| 1 |
Do not need loans |
| 2 |
Application procedures for bank loans are too cumbersome |
| 3 |
Collateral requirements of bank loans are too stringent |
| 4 |
Interest rates are too high |
| 5 |
It is necessary to have contacts or give informal payments t |
| 6 |
Did not think that it would be approved |
| 7 |
Other (Specify:__) |
| 8 |
We have used own funds |
| 9 |
Too small enterprise |
| 10 |
We have an overdraft |
| 11 |
There were no guarantees for production development |
| 12 |
We still have unpaid taxes |
| 13 |
We did not want to take risks |
| 14 |
We do not want to owe |
| 15 |
Low balance indices |
| 16 |
We have no funds to return |
| 99 |
DK/NA |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
