| Value | Category |
|---|---|
| 7 | Do not have long-term projects |
| 8 | We have used own funds |
| 9 | Too small enterprise |
| 10 | We have an overdraft |
| 11 | There were no guarantees for production development |
| 12 | We still have unpaid taxes |
| 13 | We did not want to take risks |
| 14 | We do not want to owe |
| 15 | Low balance indices |
| 16 | We have no funds to return |