| Table of contents | Acronyms..................................................................................................................................... vii Executive Summary..................................................................................................................... ix
 
 Chapter 1: Survey Objectives, Design and Implementation...................................................... 1
 1.1 Objectives................................................................................................................................... 1
 1.2 Survey Design............................................................................................................................ 2
 1.3 Instruments, Training and Fieldwork.................................................................................... 3
 1.4 Data Entry and Cleaning......................................................................................................... 4
 1.5 Organization of the Survey Report......................................................................................... 4
 
 Chapter 2: Demography, Education and Health........................................................................ 7
 2.1 Household Demography.......................................................................................................... 7
 2.2 Education................................................................................................................................... 10
 2.3 Health......................................................................................................................................... 13
 
 Chapter 3: Housing Characteristics and Household Assets....................................................... 19
 3.1 Housing Characteristics: Ownership, Structure and Facilities........................................... 19
 3.2 Household Assets...................................................................................................................... 23
 
 Chapter 4: Agriculture................................................................................................................ 27
 4.1 Agricultural Households.......................................................................................................... 27
 4.2 Crop Farming............................................................................................................................ 28
 4.3 Livestock.................................................................................................................................... 32
 
 Chapter 5: Non-Farm Enterprises, Other Income, and Assistance............................................ 35
 5.1 Non-Farm Enterprises............................................................................................................. 35
 5.2 Other Income Sources.............................................................................................................. 37
 5.3 Assistance from Government and Nongovernmental Agencies........................................ 37
 
 Chapter 6: Time Use and Labor.................................................................................................. 39
 6.1 The ESS Time Use Data........................................................................................................... 39
 6.2 Time Spent on Collecting Water and Fuelwood................................................................... 39
 6.3 Time Spent on Agricultural Activities................................................................................... 40
 6.4 Time Spent on Non-Farm Enterprise Activities................................................................... 41
 6.5 Time Spent on Casual, Part-Time and Temporary Work.................................................... 42
 6.6 Time Spent on Work for Salary and Wages........................................................................... 42
 6.7 Time Spent on Apprentice and Unpaid Work...................................................................... 44
 
 Chapter 7: Consumption, Food Security and Shocks................................................................. 45
 7.1 Consumption............................................................................................................................. 45
 7.2 Food Security............................................................................................................................ 48
 7.3 Shocks and Coping Mechanisms............................................................................................ 49
 
 Chapter 8: Finance: Banking, Savings, Insurance and Credit.................................................... 53
 8.1 Introduction.............................................................................................................................. 53
 8.2 Account Owners....................................................................................................................... 53
 8.3 Types of Financial Institutions and Services......................................................................... 54
 8.4 Knowledge of Financial Procedures....................................................................................... 54
 8.5 Savings........................................................................................................................................ 56
 8.6 Reasons for Saving.................................................................................................................... 57
 8.7 Method and Frequency of Saving........................................................................................... 57
 8.8 Capacity to Save........................................................................................................................ 57
 8.9 Insurance Coverage.................................................................................................................. 57
 8.10 Reasons for Not Using Formal Insurance Services.............................................................. 59
 8.11 Financial Knowledge and Preference..................................................................................... 59
 8.12 Loan Source............................................................................................................................... 61
 8.13 Loan Amount and Reasons..................................................................................................... 61
 |