| Value | Category | Cases | |
|---|---|---|---|
| 1 | PROCEDURE IS TOO COMPLEX OR HAS TOO MANY REQUIREMENTS | 207 | 
                                    
                                    2.3%
                                 | 
| 2 | FINANCIAL INSTITIUTIONS ARE TOO FAR | 735 | 
                                    
                                    8.2%
                                 | 
| 3 | ACCOUNTS ARE TOO EXPENSIVE TO USE | 316 | 
                                    
                                    3.5%
                                 | 
| 4 | I DON'T UNDERSTAND THE BENEFITS | 1416 | 
                                    
                                    15.8%
                                 | 
| 5 | I DON'T KNOW WHERE OR HOW TO OPEN AN CCOUNT | 1693 | 
                                    
                                    18.9%
                                 | 
| 6 | PREFER INFORMAL SERVICES | 827 | 
                                    
                                    9.2%
                                 | 
| 7 | RELIGIOUS REASONS | 210 | 
                                    
                                    2.3%
                                 | 
| 8 | I DO NOT TRUST BANKS | 61 | 
                                    
                                    0.7%
                                 | 
| 9 | I DON'T HAVE A REASON | 1377 | 
                                    
                                    15.4%
                                 | 
| 10 | OTHER(SPECIFY) | 2100 | 
                                    
                                    23.5%
                                 | 
| Sysmiss | 14455 |