| Value | Category | Cases | |
|---|---|---|---|
| 1 | PROCEDURE IS TOO COMPLEX OR HAS TOO MANY REQUIREMENTS | 99 | 
                                    
                                    3.2%
                                 | 
| 2 | FINANCIAL INSTITIUTIONS ARE TOO FAR | 292 | 
                                    
                                    9.4%
                                 | 
| 3 | ACCOUNTS ARE TOO EXPENSIVE TO USE | 115 | 
                                    
                                    3.7%
                                 | 
| 4 | I DON'T UNDERSTAND THE BENEFITS | 569 | 
                                    
                                    18.3%
                                 | 
| 5 | I DON'T KNOW WHERE OR HOW TO OPEN AN CCOUNT | 876 | 
                                    
                                    28.2%
                                 | 
| 6 | PREFER INFORMAL SERVICES | 401 | 
                                    
                                    12.9%
                                 | 
| 7 | RELIGIOUS REASONS | 131 | 
                                    
                                    4.2%
                                 | 
| 8 | I DO NOT TRUST BANKS | 60 | 
                                    
                                    1.9%
                                 | 
| 9 | I DON'T HAVE A REASON | 322 | 
                                    
                                    10.4%
                                 | 
| 10 | OTHER(SPECIFY) | 240 | 
                                    
                                    7.7%
                                 | 
| Sysmiss | 20292 |