| Value | Category | Cases | |
|---|---|---|---|
| 1 | PROCEDURE IS TOO COMPLEX OR HAS TOO MANY REQUIREMENTS | 60 | 
                                    
                                    4.4%
                                 | 
| 2 | FINANCIAL INSTITIUTIONS ARE TOO FAR | 174 | 
                                    
                                    12.9%
                                 | 
| 3 | ACCOUNTS ARE TOO EXPENSIVE TO USE | 33 | 
                                    
                                    2.4%
                                 | 
| 4 | I DON'T UNDERSTAND THE BENEFITS | 152 | 
                                    
                                    11.3%
                                 | 
| 5 | I DON'T KNOW WHERE OR HOW TO OPEN AN CCOUNT | 178 | 
                                    
                                    13.2%
                                 | 
| 6 | PREFER INFORMAL SERVICES | 169 | 
                                    
                                    12.5%
                                 | 
| 7 | RELIGIOUS REASONS | 75 | 
                                    
                                    5.6%
                                 | 
| 8 | I DO NOT TRUST BANKS | 39 | 
                                    
                                    2.9%
                                 | 
| 9 | I DON'T HAVE A REASON | 392 | 
                                    
                                    29%
                                 | 
| 10 | OTHER(SPECIFY) | 78 | 
                                    
                                    5.8%
                                 | 
| Sysmiss | 22047 |