| Value | Category | 
                                    
                    
                        | 1 | I had to send money to another person | 
                                    
                    
                        | 2 | I had to receive money from another person | 
                                    
                    
                        | 3 | Somebody/a person requested I opened an account | 
                                    
                    
                        | 4 | I had to send money to an organization/government agency: e. | 
                                    
                    
                        | 5 | I had to receive money from an organization/government agenc | 
                                    
                    
                        | 6 | An organization/government agency requested I signed up for | 
                                    
                    
                        | 7 | An agent or sales person convinced me | 
                                    
                    
                        | 8 | I saw posters/billboards/radio/TV advertising that convinced | 
                                    
                    
                        | 9 | A person I know, who uses mobile money, recommended I use mo | 
                                    
                    
                        | 10 | I saw other people using it and wanted to try by myself | 
                                    
                    
                        | 11 | I wanted to start saving money with an m-money account | 
                                    
                    
                        | 12 | I wanted a safe place to store my money | 
                                    
                    
                        | 13 | I got a discount on airtime | 
                                    
                    
                        | 14 | I got a promotional amount of money to spend if I start usin | 
                                    
                    
                        | 15 | Most my friends/family members are already using it | 
                                    
                    
                        | 16 | Other, specify.............................................. | 
                                    
                    
                        | Sysmiss |  | 
                            
            Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.