| Value | Category | 
                                    
                    
                        | -9 | Missing | 
                                    
                    
                        | -7 | Notappl | 
                                    
                    
                        | 1 | Could not provide security/collatel | 
                                    
                    
                        | 2 | Could not come up with my own contribution | 
                                    
                    
                        | 3 | Bussiness was too risky/not feasible | 
                                    
                    
                        | 4 | My bussiness was not registered | 
                                    
                    
                        | 5 | Did not have the right documentation | 
                                    
                    
                        | 6 | Did not have a credit record | 
                                    
                    
                        | 7 | Had bad credit history | 
                                    
                    
                        | 8 | Did not have a bussiness plan | 
                                    
                    
                        | 9 | Don't know | 
                                    
                    
                        | 10 | Other(specify) | 
                                    
                    
                        | 11 | ITS STILL IN PROCESS | 
                                    
                    
                        | Sysmiss |  | 
                            
            Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.