Rural Development Project: Financial Services Activity 2015, Independent Impact Evaluation
Ghana, 2015 - 2017
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GHA_2015_MCC-RDPFSA_v01_M
Rural Development Project: Financial Services Activity 2015
Independent Impact Evaluation
| Name | Country code |
|---|---|
| Ghana | GHA |
Evaluation ongoing
Aggregate data [agg]
Version
Anonymized dataset for public distribution
Scope
The ultimate objective of the GRBCIP was to strengthen and improve capacity of rural and community banks in Ghana to enable them to deliver sound financial services to rural communities in the country. The activity sought to establish a computerized networking system among all rural banks and the APEX Bank Server, thereby improving financial service delivery, operations, and access to information at rural banks with the objective of enhancing the depth and value of rural financial services and widening access to savings services and cash transfers. The project financed the following inputs: (1) the establishment of Local Area Network (LAN) and Wide Area Network connectivity (WAN) through the VSAT system using satellite (as opposed to radio) technology; (2) one electricity generator per rural bank in most cases, (3) two computers per branch, (4) two printers per branch, (5) T24 software, (6) free of charge user licenses depending on the size of the bank, (7) a 1-day computer appreciation course, (8) a two-week computer training course per user, and (9) other sensitization seminars and workshops.
As a direct result of the inputs above, it was expected that the rural banks would experience the following short-term outcomes:
- Higher transaction speed for depositing and withdrawing money;
- Shorter client queuing time at the branch
- Faster check clearing times
- Faster and more accurate statement printout
- Improved supervision of branches due to real-time connectivity with the branches
- Improved internal controls.
In the medium and long-term, it was expected this would lead to:
- Increased volume of transactions at rural banks
- Increased levels of client confidence in rural banks,
- Enhanced integration of the rural banks in the banking system, and
- Increased transparency of the rural banks
| Topic |
|---|
| Finance |
| Banking |
Coverage
National coverage; all rural banks.
Rural banks of Ghana
Producers and sponsors
| Name |
|---|
| NORC at the University of Chicago |
| Name |
|---|
| Millennium Challenge Corporation |
Data collection
| Start | End |
|---|---|
| 2015-11-01 | 2017-05-01 |
Access policy
Millennium Challenge Corporation
https://data.mcc.gov/evaluations/index.php/catalog/192
Cost: None
Data Access
Use of the dataset must be acknowledged using a citation which would include:
- the Identification of the Primary Investigator
- the title of the survey (including country, acronym and year of implementation)
- the survey reference number
- the source and date of download
NORC at the University of Chicago. 2017. MCC Ghana Impact Evaluation of the Ghana Rural Banks Computerization and Interconnectivity Project, 2009-2013 Cumulative File. Chicago, IL: NORC at the University of Chicago. DDI-MCC-GHA-NORC-IE-GRBCIP-2017-v01
Contacts
| Name | |
|---|---|
| Monitoring & Evaluation Division of the Millennium Challenge Corporation | impact-eval@mcc.gov |
| NORC at the University of Chicago | international@norc.org |
Metadata production
DDI_GHA_2015_MCC-RDPFSA_v01_M
| Name | Role |
|---|---|
| Millennium Challenge Corporation | Review of Metadata |
| NORC at the University of Chicago | Independent Evaluator |
2017-06-21
Metadata version
Version 2 (June 2020). Edited version based on version 1 (DDI-MCC-GHA-NORC-IE-GRBCIP-2017-v01) produced by the Millennium Challenge Corporation.
The administrative data is sourced from Ghana's Apex Association of Rural Banks, and the 130 rural banks of Ghana. It includes more than a dozen financial indicators from the monthly prudential returns of each bank. Where available, data from each month were entered into this database, covering the period January 2009 - December 2013.