Finscope Survey 2012, Financial Inclusion
Rwanda, 2012
Get MicrodataIdentification
RWA_2012_RFS_v01_M
Finscope Survey 2012
Financial Inclusion
| Name | Country code |
|---|---|
| Rwanda | RWA |
Socio-Economic/Monitoring Survey [hh/sems]
The FinScope Rwanda was conducted for the first time in 2008. The 2012 FinScope survey was commissioned by Access to Finance Rwanda (AFR) which was launched in March 2010 at the request of the Government of Rwanda, and with support from the United Kingdom's Department for International Development (DFID) and the World Bank.
The FinScope survey provides a holistic understanding of how individuals generate an income and how they manage their financial lives. It identifies the factors that drive financial behaviour and those that prevent individuals from using financial products and services. Implementing the FinScope survey over time provides the opportunity to assess whether, and how, a country's situation changes.
This survey covers all areas of financial interest that look at quality of life, poverty, attitudes towards and usage of financial products, as well as measuring levels of financial literacy.
Sample survey data [ssd]
Basic units of analyisis were: individuals and households.
Version
Edited, anonymous dataset for public distribution.
2014-06-10
This is the first version of the data description
Scope
Rwanda FinScope 2012 survey covered the following themes:
A. Household Characteristics
B. Access to Infrastructures
C. Financial Capacity
D. Money Management - Saving
E. Money Management - Borrowing
F. Money Management - Risk &Risk Mitigation
G. Money Management - Remittances
H. Bank Penetration
I. Informal Products
J. Farming
K. Income and Expenditure
Coverage
National level coverage
The target population eligible for FinScope survey is every 18 years old and above, resident in selected households.
Producers and sponsors
| Name | Affiliation |
|---|---|
| Access to Finance Rwanda (AFR) | Government of Rwanda |
| Name | Affiliation | Role |
|---|---|---|
| National Bank of Rwanda | Ministry of Finance and Economic Planning | Technical Partner |
| Ministry of Finance and Economic Planning | Government of Rwanda | Technical Partner |
| National Institute of statistics of Rwanda | Ministry of Finance and Economic Planning | Technical Partner |
| Yakini Development | Technical Partner/Analysis and quality assurance | |
| Finmark Trust | Technical Partner/Quetionnaire design | |
| Centre for Social and Economic Studies | Technical Partner |
| Name | Role |
|---|---|
| United Kingdom’s Department for International Development | Funding |
| World Bank | Funding |
Sampling
The sampling frame used to select 2012 Rwanda FinScope Survey was provided by the National Institute of Statistics of Rwanda (NISR). This is the one which was used to select EICV3 sample.
The first level of sampling was conducted at Enumeration Area (EA) level. A sample of EAs was drawn using a "probability proportion to size" approach. For the 2012 survey 615 EAs were selected ensuring urban-rural, as well as, district representativeness.
The second level of sampling was conducted at household level. During this sampling stage, a sample of households was selected at random from the households in each of the sampled EAs. In order to achieve this sample for each EA, the sampling process involved visiting each sampled EA and drawing up a list of all households in the EA. For the purpose of the 2012 survey, a sample of ten households was drawn at random from the compiled household list for each EA.
The third level of sampling was conducted at individual level. For the purpose of the 2012 survey, one individual (i.e. the intended respondent) was selected at random from all individuals 16 years or older in each of the sampled households in the EA.
The data was weighted (taking into account the three levels of sampling) in order for the data to represent the Rwandan population aged 16 years or older. For more information on the calculation of weights please refer to Annex 1 of the "2012 Rwanda FinScope Survey: Sample Design and Estimation Procedures" found in the External Resources.
Survey instrument
The questionnaire was drafted in English and translated into Kinyarwanda. An instruction manual was developed in order to guide the enumerators how to best use the questionnaire and conduct interviews.
The questionnaire had the following sections:
A. Interview Identification details
B. Household Register
C. Household Characteristics
D. Access to infrastructure
E. Financial capacity
F. Money Management - Saving
G. Money Management - Borrowing
H. Money Management - Risk &Risk Mitigation
I. Money Management - Remittances
J. Bank Penetration
K. Informal Products
L. Farming
M. Income and Expenditure
N. General
Data collection
| Start | End |
|---|---|
| 2012-05-15 | 2012-06-15 |
| Name |
|---|
| Access to Finance Rwanda |
Under 15 team leaders, the 75 enumerators collected data. Field managers conducted spot-checks by attending a number of interviews of each enumerator. This approach helped to ensure that enumerators followed correct procedures and that corrective action could be taken timely where enumerators experienced problems regarding any aspect of survey implementation or questionnaire administration.
To complement and verify these quality control measures, Access to Finance Rwanda (AFR), Yakini and the National Institute of Statistics of Rwanda ( NISR) conducted independent field visits to verify field teams' implementation of the survey methodology and the interviewing process. Spot checks were also carried out on a number of completed questionnaires to assess completeness and logical consistency of interview data.
100 enumerators were trained for two weeks to ensure that field teams fully understood the requirements of the study, the survey methodology and the questionnaire of which 90 enumerators were selected to conduct the survey. The 15 best enumerators were designated as team leaders.
Field managers conducted spot-checks by attending a number of interviews of each enumerator. This approach helped to ensure that enumerators followed correct procedures and that corrective action could be taken timely where enumerators experienced problems regarding any aspect of survey implementation or questionnaire administration.
A pilot survey to test the survey methodology, questionnaire effectiveness and the readiness of enumerators to go to field was conducted before fieldwork commenced. The pilot survey also enabled the survey team to test and finalize the questionnaire and its translation.
Data processing
The survey data entry was done by using the Statistical Package for the Social Sciences (SPSS) software. Once the entire dataset was entered, extensive checks were carried out to ensure that the data was clean and without errors. Any anomalies were reviewed and checked against the original questionnaires to establish validity.
Access policy
National Institute of Statistics of Rwanda
National Institute of Statistics of Rwanda
https://microdata.statistics.gov.rw/index.php/catalog/57
Cost: None
Data Access
| Name | Affiliation | URL | |
|---|---|---|---|
| NISR | MINECOFIN | http://microdata.statistics.gov.rw | info@statistics.gov.rw |
| Is signing of a confidentiality declaration required? | Confidentiality declaration text |
|---|---|
| yes | By downloading, data users agree to maintain the confidentiality of the data and data subjects. |
Public use files, accessible to all
Access to Finance Rwanda. Rwanda FinScope Survey 2012. Version 1.
Disclaimer and copyrights
(c) 2012, Access to Finance
Contacts
| Name | Affiliation | |
|---|---|---|
| Public Relations and Communications Officer | National Institute of Statistics of Rwanda | Info@statistics.gov.rw |
Metadata production
DDI_RWA_2012_RFS_v01_M
| Name | Affiliation | Role |
|---|---|---|
| National Institute of Statistics of Rwanda | Ministry of Finance and Economic Planning | Study documentation |
2015-03-26
Metadata version
Version 2 (September 2020). Edited version based on the original version (rwa-nisr-rfs-2012-v1) that was produced by the National Institute of Statistics of Rwanda.