| Value | Category | Cases | |
|---|---|---|---|
| 1 | Didn't need to borrow money | 1030 |
26.9%
|
| 2 | Don't want to borrow money/ Don't believe in borrowing money | 171 |
4.5%
|
| 3 | Worried would not be able to pay back the money | 1739 |
45.5%
|
| 4 | Interest charged on borrowed money is too high | 26 |
0.7%
|
| 5 | Do not know where to borrow money from | 62 |
1.6%
|
| 6 | Do not know how to apply for a loan | 69 |
1.8%
|
| 7 | Do not have security or collateral | 265 |
6.9%
|
| 8 | Do not meet the requirements of financial institutions | 129 |
3.4%
|
| 9 | Not allowed to borrow money by spouse, by family or other | 11 |
0.3%
|
| 10 | Tried to borrow, but have been refused | 34 |
0.9%
|
| 11 | Other | 290 |
7.6%
|
| Sysmiss | 2324 |