| Value | Category | Cases | |
|---|---|---|---|
| 1 | Does not need it - Insufficient or no money coming it to justify it | 4117 |
79.4%
|
| 2 | Cannot maintain the minimum balance | 245 |
4.7%
|
| 3 | Bank service charges are too high | 126 |
2.4%
|
| 4 | Banks are too far away | 130 |
2.5%
|
| 5 | Banking hours are not convenient | 1 |
0%
|
| 6 | Does not have the documentation required | 39 |
0.8%
|
| 7 | Does not know how to apply | 72 |
1.4%
|
| 8 | Does not understand benefits from having a bank account | 46 |
0.9%
|
| 9 | Does not trust banks | 8 |
0.2%
|
| 10 | Banks do not provide the products or services I need | 22 |
0.4%
|
| 11 | Can get services needed elsewhere in the community | 57 |
1.1%
|
| 12 | Need permission of someone else to open it | 15 |
0.3%
|
| 13 | Other | 309 |
6%
|
| Sysmiss | 963 |