FinScope 2015, Financial Inclusion

Zambia, 2015

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Reference ID

ZMB_2015_FSDZ_v01_M

Producer(s)

Financial Sector Deepening Zambia

Metadata

DDI/XML JSON

Created on

Dec 05, 2019

Last modified

Dec 05, 2019

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20778

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Data file: zmb-zambia-finscope-2015-v1.1-stata11

2015 FinScope survey data

Cases:	8571
Variables:	991

Variables

Q7_5_2_2

7.5.2. Where did .... send the money from? (Child)

Q7_5_2_3

7.5.2. Where did .... send the money from? (Parent)

Q7_5_2_4

7.5.2. Where did .... send the money from? (Other family member)

Q7_5_2_5

7.5.2. Where did .... send the money from? (Friend)

Q7_5_2_6

7.5.2. Where did .... send the money from? (Business customer)

Q7_5_2_7

7.5.2. Where did .... send the money from? (Someone who borrowed money from you)

Q7_5_2_8

7.5.2. Where did .... send the money from? (Other)

Q7_5_3_1

7.5.3. How often does ... send you money? (Spouse)

Q7_5_3_2

7.5.3. How often does ... send you money? (Child)

Q7_5_3_3

7.5.3. How often does ... send you money? (Parent)

Q7_5_3_4

7.5.3. How often does ... send you money? (Other family member)

Q7_5_3_5

7.5.3. How often does ... send you money? (Friend)

Q7_5_3_6

7.5.3. How often does ... send you money? (Business customer)

Q7_5_3_7

7.5.3. How often does ... send you money? (Someone who borrowed money from you)

Q7_5_3_8

7.5.3. How often does ... send you money? (Other)

Q7_5_4_1

7.5.4. How does ... mostly send the money to you? (Spouse)

Q7_5_4_2

7.5.4. How does ... mostly send the money to you? (Child)

Q7_5_4_3

7.5.4. How does ... mostly send the money to you? (Parent)

Q7_5_4_4

7.5.4. How does ... mostly send the money to you? (Other family member)

Q7_5_4_5

7.5.4. How does ... mostly send the money to you? (Friend)

Q7_5_4_6

7.5.4. How does ... mostly send the money to you? (Business customer)

Q7_5_4_7

7.5.4. How does ... mostly send the money to you? (Someone who borrowed money f

Q7_5_4_8

7.5.4. How does ... mostly send the money to you? (Other)

Q7_5_5_1

7.5.6. What do you use most of the money you receive for? (Spouse)

Q7_5_5_2

7.5.6. What do you use most of the money you receive for? (Child)

Q7_5_5_3

7.5.6. What do you use most of the money you receive for? (Parent)

Q7_5_5_4

7.5.6. What do you use most of the money you receive for? (Other family member)

Q7_5_5_5

7.5.6. What do you use most of the money you receive for? (Friend)

Q7_5_5_6

7.5.6. What do you use most of the money you receive for? (Business customer)

Q7_5_5_7

7.5.6. What do you use most of the money you receive for? (Someone who borrowed

Q7_5_5_8

7.5.6. What do you use most of the money you receive for? (Other)

Q7_6_1

7.6.1. The last time you received money from outside Zambia, which country did y

Q7_6_1_oth_s

7.6.1. The last time you received money from outside Zambia, which country did y

Q7_6_2A

7.6.2a. Which currency did you receive?

Q7_6_2A_oth_s

7.6.2a. Which currency did you receive? [Other (specify)]

Q7_6_2B_1

7.6.2b. How much money did you receive? (ZMW)

Q7_6_2B_2

7.6.2b. How much money did you receive? (ZAR)

Q7_6_2B_3

7.6.2b. How much money did you receive? (Other)

Q7_7_1

7.7.1. Have you ever heard about mobile money ?

Q7_7_2_1

7.7.2. What is mobile money?

Q7_7_2_2

7.7.2. What is mobile money?

Q7_7_2_3

7.7.2. What is mobile money?

Q7_7_2_4

7.7.2. What is mobile money?

Q7_7_2_5

7.7.2. What is mobile money?

Q7_7_2_oth_s

7.7.2. What is mobile money? (Other, specify)

Q7_8_1_1

7.8.1. How did you first learn about mobile money?

Q7_8_1_2

7.8.1. How did you first learn about mobile money?

Q7_8_1_3

7.8.1. How did you first learn about mobile money?

Q7_8_1_4

7.8.1. How did you first learn about mobile money?

Q7_8_1_5

7.8.1. How did you first learn about mobile money?

Q7_8_1_6

7.8.1. How did you first learn about mobile money?

Q7_8_1_7

7.8.1. How did you first learn about mobile money?

Q7_8_1_8

7.8.1. How did you first learn about mobile money?

Q7_8_1_9

7.8.1. How did you first learn about mobile money?

Q7_8_1_10

7.8.1. How did you first learn about mobile money?

Q7_8_1_11

7.8.1. How did you first learn about mobile money?

Q7_8_1_12

7.8.1. How did you first learn about mobile money?

Q7_8_1_13

7.8.1. How did you first learn about mobile money?

Q7_8_2_1

7.8.2. Which mobile money providers are you aware of?

Q7_8_2_2

7.8.2. Which mobile money providers are you aware of?

Q7_8_2_3

7.8.2. Which mobile money providers are you aware of?

Q7_8_2_4

7.8.2. Which mobile money providers are you aware of?

Q7_8_2_5

7.8.2. Which mobile money providers are you aware of?

Q7_8_2_6

7.8.2. Which mobile money providers are you aware of?

Q7_8_2_oth_s

7.8.2. Which mobile money providers are you aware of? (Other, specify)

Q7_8_3_1

7.8.3. You would like to use a mobile phone to pay for goods and services

Q7_8_3_2

7.8.3. You would like to use a mobile phone to put money away so you can use it

Q7_8_3_3

7.8.3. You would like to use a phone to pay utility bills such as water bill

Q7_8_3_4

7.8.3. One can easily lose money if you send/receive using a mobile phone

Q7_8_3_5

7.8.3. If you save money on your phone and your phone is lost you cannot get bac

Q7_9_1

7.9.1. Have you ever used mobile money?

Q7_9_2

7.9.2. Are you currently using mobile money?

Q7_9_3

7.9.3. Are you registered to use mobile money?

Q7_9_4

7.9.4. What is the main reason why do you not use mobile money?

Q7_9_4_oth_s

7.9.4. What is the main reason why do you not use mobile money? [Other (specify)

Q7_10_1_1

7.10.1. When did you first start using mobile money? Month

Q7_10_1_2

7.10.1. When did you first start using mobile money? Year

Q7_10_2

7.10.2. When did you first start using mobile money?

Q7_11

7.11. What is the main reason you started using mobile money?

Q7_11_oth_s

7.11. What is the main reason you started using mobile money? [Other (specify)]

Q7_12_1

7.12.1. Which of the following statements applies to you?

Q7_12_2

7.12.2. What is the main reason why you are not registered?

Q7_12_2_oth_s

7.12.2. What is the main reason why you are not registered? [Other (specify)]

Q7_13_1_1

7.13.1. How did you register?

Q7_13_1_2

7.13.1. How did you register?

Q7_13_1_3

7.13.1. How did you register?

Q7_13_1_4

7.13.1. How did you register?

Q7_13_1_5

7.13.1. How did you register?

Q7_13_1_oth_s

7.13.1. How did you register? (Other, specify)

Q7_13_2_1

7.13.2. With which networks are you registered to use mobile money?

Q7_13_2_2

7.13.2. With which networks are you registered to use mobile money?

Q7_13_2_3

7.13.2. With which networks are you registered to use mobile money?

Q7_13_2_4

7.13.2. With which networks are you registered to use mobile money?

Q7_13_2_5

7.13.2. With which networks are you registered to use mobile money?

Q7_13_2_6

7.13.2. With which networks are you registered to use mobile money?

Q7_13_2_oth_s

7.13.2. With which networks are you registered to use mobile money? (Other, spec

Q7_14_1

7.14. What do you use mobile money for?

Q7_14_2

7.14. What do you use mobile money for?

Q7_14_3

7.14. What do you use mobile money for?

Q7_14_4

7.14. What do you use mobile money for?

Q7_14_5

7.14. What do you use mobile money for?

Q7_14_6

7.14. What do you use mobile money for?

Q7_14_7

7.14. What do you use mobile money for?

Q7_14_8

7.14. What do you use mobile money for?

Q7_14_9

7.14. What do you use mobile money for?

Q7_14_10

7.14. What do you use mobile money for?

Q7_14_11

7.14. What do you use mobile money for?

Q7_14_12

7.14. What do you use mobile money for?

Q7_14_13

7.14. What do you use mobile money for?

Q7_14_14

7.14. What do you use mobile money for?

Q7_14_15

7.14. What do you use mobile money for?

Q7_14_16

7.14. What do you use mobile money for?

Q7_14_17

7.14. What do you use mobile money for?

Q7_14_18

7.14. What do you use mobile money for?

Q7_14_19

7.14. What do you use mobile money for?

Q7_14_20

7.14. What do you use mobile money for?

Q7_14_oth_s

7.14. What do you use mobile money for? [Other (specify)]

Q7_15

7.15. How often do you use mobile money?

Q7_15_oth_s

7.15. How often do you use mobile money? [Other (specify)]

Q7_16

7.16. Do you usually do mobile money transactions yourself or does somebody else

Q7_17_1

7.17.1. When last did you use mobile money?

Q7_17_2

7.17.2. What is the main reason for not using mobile money more often?

Q7_18_1_1

7.18.1. In the past 12 months have you experienced any of the following when you

Q7_18_1_2

7.18.1. In the past 12 months have you experienced any of the following when you

Q7_18_1_3

7.18.1. In the past 12 months have you experienced any of the following when you

Q7_18_1_4

7.18.1. In the past 12 months have you experienced any of the following when you

Q7_18_1_5

7.18.1. In the past 12 months have you experienced any of the following when you

Q7_18_1_6

7.18.1. In the past 12 months have you experienced any of the following when you

Q7_18_1_7

7.18.1. In the past 12 months have you experienced any of the following when you

Q7_18_1_8

7.18.1. In the past 12 months have you experienced any of the following when you

Q7_18_oth_s

7.18.1. In the past 12 months have you experienced any of the following when you

Q7_18_2_1

7.18.2. What did you do when you experienced these problems?

Q7_18_2_2

7.18.2. What did you do when you experienced these problems?

Q7_18_2_3

7.18.2. What did you do when you experienced these problems?

Q7_18_2_4

7.18.2. What did you do when you experienced these problems?

Q7_18_2_oth_s

7.18.2. What did you do when you experienced these problems? (Other, specify)

Q7_19_1

7.19.1. Have you ever used a mobile money agent?

Q7_19_2_1

7.19.2. What did/do you use mobile money agents for?

Q7_19_2_2

7.19.2. What did/do you use mobile money agents for?

Q7_19_2_3

7.19.2. What did/do you use mobile money agents for?

Q7_19_2_4

7.19.2. What did/do you use mobile money agents for?

Q7_19_2_5

7.19.2. What did/do you use mobile money agents for?

Q7_19_2_6

7.19.2. What did/do you use mobile money agents for?

Q7_19_2_7

7.19.2. What did/do you use mobile money agents for?

Q7_19_2_8

7.19.2. What did/do you use mobile money agents for?

Q7_19_3

7.19.3. Do you tend to use the same agent most of the time?

Q7_19_4

7.19.4. What is the main reason you are using this agent regularly?

Q7_19_4_oth_s

7.19.4. What is the main reason you are using this agent regularly? [Other (spec

Q7_20_1

7.20 You do not like carrying cash

Q7_20_2

7.20 You would rather deal with people face to face than with machines such as A

Q7_20_3

7.20 You are prepared to learn how to use new technology

Q7_20_4

7.20 You prefer to pay for goods and services in cash rather than using electron

Q7_21_1

7.21. In the past 12 months, about how often did you use the following for purch

Q7_21_2

7.21. In the past 12 months, about how often did you use the following for purch

Q7_21_3

7.21. In the past 12 months, about how often did you use the following for purch

Q7_21_4

7.21. In the past 12 months, about how often did you use the following for purch

Q7_21_5

7.21. In the past 12 months, about how often did you use the following for purch

Q7_22_1

7.22.1. Do you have utility bills such as water, property rates, Muvi TV, DSTV e

Q7_22_2_1

7.22.2. In the past 12 months, about how often did you use the following for pay

Q7_22_2_2

7.22.2. In the past 12 months, about how often did you use the following for pay

Q7_22_2_3

7.22.2. In the past 12 months, about how often did you use the following for pay

Q7_22_2_4

7.22.2. In the past 12 months, about how often did you use the following for pay

Q7_22_2_5

7.22.2. In the past 12 months, about how often did you use the following for pay

Q8_1_1A

8.1.1a. Do you currently belong to a Chilimba?

Q8_1_2A

8.1.2a. Did you belong to a Chilimba before?

Q8_2a

8.2a. What is the main reason you don't belong to a Chilimba?

Q8_2A_oth_s

8.2a. What is the main reason you don't belong to a Chilimba? [Other (specify)]

Q8_3_1A

8.3.1a. What is the main reason why you belong to a chilimba?

Q8_3_1A_oth_s

8.3.1a. What is the main reason why you belong to a chilimba? [Other (specify)]

Q8_3_2A_1

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_2

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_3

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_4

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_5

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_6

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_7

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_8

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_9

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_10

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_11

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_12

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_13

8.3.2. Are there any other reasons why you belong to a chilimba?

Q8_3_2A_oth_s

8.3.2. Are there any other reasons why you belong to a chilimba? (Other, specify

Q8_4_1A_1

8.4.1. Which of the following do you do with the chilimba(s) you belong to?

Q8_4_1A_2

8.4.1. Which of the following do you do with the chilimba(s) you belong to?

Q8_4_1A_3

8.4.1. Which of the following do you do with the chilimba(s) you belong to?

Q8_4_1A_4

8.4.1. Which of the following do you do with the chilimba(s) you belong to?

Q8_4_2A_1

8.4.2. At Chilimba, do you ....? (Contribute towards funerals or other emergenci

Q8_4_2A_2

8.4.2. At Chilimba, do you ....? (Contribute towards social events of group memb

Q8_4_2A_3

8.4.2. At Chilimba, do you ....? (Have a joint income generating activity e.g. b

Q8_4_2A_4

8.4.2. At Chilimba, do you ....? (Buy assets for the group/individual members)

Q8_5_4A

8.5.4. Does the Chilimba use mobile money to receive money?

Q8_5_5A

8.5.5. Do you use mobile money to make your contribution to the Chilimba?

Q8_5_6A

8.5.6. How many Chilimba do you belong to?

Q8_6_1A

8.6.1. Thinking about all the chilimbas you belong to and all the contributions

Q8_6_2A

8.6.2. How often do you contribute to chilimbas?

Q8_1_1B

8.1.1b. Do you currently belong to a Savings group?

Q8_1_2B

8.1.2b. Did you belong to a Savings group before?

Q8_2B

8.2b. What is the main reason you don't belong to a Savings group?

Q8_2B_oth_s

8.2b. What is the main reason you don't belong to a Savings group? [Other (speci

Q8_3_1B

8.3.1b. What is the main reason why you belong to a Savings group?

Q8_3_1B_oth_s

8.3.1b. What is the main reason why you belong to a Savings group? [Other (speci

Q8_3_2B_1

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_2

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_3

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_4

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_5

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_6

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_7

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_8

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_9

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_10

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_11

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_12

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_13

8.3.2. Are there any other reasons why you belong to a savings group(s)?

Q8_3_2B_oth_s

8.3.2. Are there any other reasons why you belong to a savings group(s)? (Other,

Q8_4_1B_1

8.4.1. Which of the following do you do with the group(s) you belong to?

Q8_4_1B_2

8.4.1. Which of the following do you do with the group(s) you belong to?

Q8_4_1B_3

8.4.1. Which of the following do you do with the group(s) you belong to?

Q8_4_1B_4

8.4.1. Which of the following do you do with the group(s) you belong to?

Q8_4_2B_1

8.4.2. At Savings group, do you ....? (Contribute towards funerals or other emer

Q8_4_2B_2

8.4.2. At Savings group, do you ....? (Contribute towards social events of group

Q8_4_2B_3

8.4.2. At Savings group, do you ....? (Have a joint income generating activity e

Q8_4_2B_4

8.4.2. At Savings group, do you ....? (Buy assets for the group/individual membe

Q8_5_1B

8.5.1. Are any of the groups you belong to registered?

Q8_5_2B

8.5.2. Does any of the groups you belong to have a bank account?

Q8_5_3B

8.5.3. Does any of the groups you belong to use mobile money to store money?

Q8_5_4B

8.5.4. Does the Savings group use mobile money to receive money?

Q8_5_5B

8.5.5. Do you use mobile money to make your contribution to the Savings group?

Q8_5_6B

8.5.6. How many Savings group do you belong to?

Q8_6_1B

8.6.1. Thinking about all the groups you belong to and all the contributions you

Q8_6_2B

8.6.2. How often do you contribute to this group?

Q9_1_1

9.1. Can you tell me what banks are used for?

Q9_1_2

9.1. Can you tell me what banks are used for?

Q9_1_3

9.1. Can you tell me what banks are used for?

Q9_1_4

9.1. Can you tell me what banks are used for?

Q9_1_5

9.1. Can you tell me what banks are used for?

Q9_1_6

9.1. Can you tell me what banks are used for?

Q9_1_7

9.1. Can you tell me what banks are used for?

Q9_1_oth_s

9.1. Can you tell me what banks are used for? (Other, specify)

Q9_2_1

9.2. Which of the following do you use?

Q9_2_2

9.2. Which of the following do you use?

Q9_2_3

9.2. Which of the following do you use?

Q9_2_4

9.2. Which of the following do you use?

Q9_2_5

9.2. Which of the following do you use?

Q9_2_6

9.2. Which of the following do you use?

Q9_2_7

9.2. Which of the following do you use?

Q9_2_8

9.2. Which of the following do you use?

Q9_2_9

9.2. Which of the following do you use?

Q9_2_10

9.2. Which of the following do you use?

Q9_3_1

9.3.1. Bank account ownership

Q9_3_2

9.3.1. Bank account ownership

Q9_3_3

9.3.1. Bank account ownership

Q9_3_4

9.3.1. Bank account ownership

Q9_3_20

9.3.2. What is the main reason why you are not using it in your own name?

Q9_3_2_oth_s

9.3.2. What is the main reason why you are not using it in your own name? [Other

Q9_3_30

9.3.3. Can you use/access the bank when you want to?

Q9_3_40

9.3.4. What is the main reason you are not able to use/access this account when

Q9_3_4_oth_s

9.3.4. What is the main reason you are not able to use/access this account when

Q9_4_1

9.4.1. About how often do you use bank services?

Q9_4_2

9.4.2. When did you last use bank services?

Q9_4_3

9.4.3. What is the main reason you did not use it more recenty?

Q9_5_1

9.5.1. What is the main reason why you use a bank?

Q9_5_2_1

9.5.2. Which of the following do you use when you do bank transactions?

Q9_5_2_2

9.5.2. Which of the following do you use when you do bank transactions?

Q9_5_2_3

9.5.2. Which of the following do you use when you do bank transactions?

Q9_5_2_4

9.5.2. Which of the following do you use when you do bank transactions?

Q9_5_2_5

9.5.2. Which of the following do you use when you do bank transactions?

Q9_5_3

9.5.3. Which do you use most often?

Q9_5_4_1

9.5.4. Which of the following products or services do you use with a bank?

Q9_5_4_2

9.5.4. Which of the following products or services do you use with a bank?

Q9_5_4_3

9.5.4. Which of the following products or services do you use with a bank?

Q9_5_4_4

9.5.4. Which of the following products or services do you use with a bank?

Q9_5_4_5

9.5.4. Which of the following products or services do you use with a bank?

Q9_5_4_6

9.5.4. Which of the following products or services do you use with a bank?

Q9_5_4_7

9.5.4. Which of the following products or services do you use with a bank?

Q9_5_4_oth_s

9.5.4. Which of the following products or services do you use with a bank? [Oth

Q9_6

9.6. What is the main reason why you do not have a bank account/have stopped usi

Q9_6_oth_s

9.6. What is the main reason why you do not have a bank account/have stopped usi

Q9_7_1_1

9.7.1. When you use a microfinance institution such as Finca or Pride do you use

Q9_7_1_2

9.7.1. When you use a microfinance institution such as Finca or Pride do you use

Q9_7_1_3

9.7.1. When you use a microfinance institution such as Finca or Pride do you use

Q9_7_1_4

9.7.1. When you use a microfinance institution such as Finca or Pride do you use

Q9_7_2

9.7.2. What is the main reason why you are not using it in your own name?

Q9_7_2_oth_s

9.7.2. What is the main reason why you are not using it in your own name? [Other

Q9_7_3

9.7.3. Can you use/access the microfinance institution when you want to?

Q9_7_4

9.7.4. What is the main reason you are not able to use/access it when you want t

Q9_7_4_oth_s

9.7.4. What is the main reason you are not able to use/access it when you want t

Q9_8_1

9.8.1. About how often do you use the services of a microfinance institution?

Q9_8_2

9.8.2. When did you last use these services?

Q9_8_3

9.8.3. What is the main reason you did not use it more recenty?

Q9_9_1

9.9.1. What is the main reason why you use a microfinance institution such as Fi

Q9_9_2_1

9.9.2. Which of the following do you use when you do transactions with them?

Q9_9_2_2

9.9.2. Which of the following do you use when you do transactions with them?

Q9_9_2_3

9.9.2. Which of the following do you use when you do transactions with them?

Q9_9_2_4

9.9.2. Which of the following do you use when you do transactions with them?

Q9_9_2_5

9.9.2. Which of the following do you use when you do transactions with them?

Q9_9_3

9.9.2. Which do you use most often?

Q9_9_4_1

9.9.4. Which of the following products or services do you use with a microfinanc

Q9_9_4_2

9.9.4. Which of the following products or services do you use with a microfinanc

Total: 991

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